{
  "features": [
    "amount_paid_log",
    "amount_ratio",
    "currency_mismatch",
    "is_self_transfer",
    "hour_of_day",
    "day_of_week",
    "is_round_amount",
    "format_risk",
    "src_out_degree",
    "src_unique_dst",
    "dst_in_degree",
    "dst_unique_src",
    "src_fan_out_ratio",
    "dst_fan_in_ratio",
    "src_amount_mean_log",
    "src_amount_max_log",
    "dst_amount_mean_log",
    "amount_z_src",
    "amount_share_of_src_total",
    "is_reciprocal",
    "two_cycle_count",
    "scatter_gather_src",
    "scatter_gather_dst",
    "src_bank_diversity",
    "dst_bank_diversity",
    "is_cross_bank",
    "closes_cycle_2",
    "closes_cycle_3",
    "closes_cycle_4",
    "onward_hops",
    "src_burst_fanout",
    "dst_burst_fanin"
  ],
  "decision_threshold": 0.38686859607696533,
  "notes": "Graph aggregates are fitted on the training window only; unseen accounts score 0."
}