daily finance layoff refresh

README.md

@@ -38,8 +38,8 @@ configs:
 
 # US bank, insurance and finance layoffs — the actual WARN Act filings, rebuilt every day
 
-**Last rebuilt: 2026-09-17.** 2,079 layoff and closure notices filed by
-banks and mortgage lenders, insurers and health-plan administrators, brokerages and asset managers, card and payments companies, credit unions, tax, payroll and accounting firms, and real-estate and property-management operators with US state labor departments — **178,576 workers**,
+**Last rebuilt: 2026-09-18.** 2,081 layoff and closure notices filed by
+banks and mortgage lenders, insurers and health-plan administrators, brokerages and asset managers, card and payments companies, credit unions, tax, payroll and accounting firms, and real-estate and property-management operators with US state labor departments — **178,885 workers**,
 766 employers, 45 states, 1988–2026.
 404 of the notices (19.4%) were recorded by the state as a **closure**
 rather than a layoff. Free, CC BY 4.0, no login, no delay.
@@ -53,12 +53,12 @@ site, workers affected, notice date, effective date, and the notice type in the
 **This is a FLOOR, not a census.** No US state WARN portal publishes an industry
 field — not one. Sector here is assigned from the **employer name** by an
 auditable keyword rule table, and **47.4% of all
-60,955 notices in the archive carry a name that reveals no
+60,970 notices in the archive carry a name that reveals no
 sector at all** (`Rugged Liner`, `KPR US`, `Point Designs`). A bank, insurance and finance
 employer trading under an opaque name is therefore missing from this file. Every row
 keeps `sector_rule` — the exact pattern that fired — so any inclusion can be
 checked or disputed row by row, and the full unfiltered archive is one click
-away: [all 60,955 notices](https://huggingface.co/datasets/APProjects/us-warn-act-layoffs-notices-daily).
+away: [all 60,970 notices](https://huggingface.co/datasets/APProjects/us-warn-act-layoffs-notices-daily).
 
 WARN also only covers layoffs above a size threshold (broadly 50+ at a site,
 lower in some states), so smaller bank, insurance and finance layoffs never generate a filing at all.
@@ -74,7 +74,7 @@ rows have no type because that state's portal does not publish one.
 
 | file | rows | what it is |
 |---|---|---|
-| `data/finance_layoff_notices.csv` | 2,079 | every bank, insurance and finance WARN notice, one row each |
+| `data/finance_layoff_notices.csv` | 2,081 | every bank, insurance and finance WARN notice, one row each |
 | `data/finance_layoffs_by_employer.csv` | 766 | per-employer history with closure count, biggest first |
 | `data/finance_layoffs_by_year.csv` | 39 | notices, closures, workers and employers per year |
 | `data/finance_layoffs_by_state.csv` | 45 | notices and workers per state |
@@ -89,12 +89,12 @@ df.groupby(df.notice_date.str[:4]).employees_affected.sum().tail(10)
 
 | year | notices | of which closures | workers affected | employers |
 |---|---|---|---|---|
-| 2026 | 130 | 5 | 7,585 | 52 |
+| 2026 | 132 | 5 | 7,825 | 53 |
 | 2025 | 115 | 5 | 9,171 | 47 |
 | 2024 | 100 | 22 | 8,525 | 37 |
 | 2023 | 145 | 8 | 10,018 | 54 |
 | 2022 | 86 | 12 | 7,515 | 47 |
-| 2021 | 65 | 14 | 4,900 | 33 |
+| 2021 | 65 | 14 | 4,969 | 33 |
 | 2020 | 205 | 46 | 21,761 | 133 |
 | 2019 | 105 | 30 | 8,879 | 64 |
 | 2018 | 172 | 73 | 10,906 | 62 |
@@ -109,7 +109,7 @@ df.groupby(df.notice_date.str[:4]).employees_affected.sum().tail(10)
 
 | employer | notices | closures | workers | states | first | last |
 |---|---|---|---|---|---|---|
-| Wells Fargo | 170 | 31 | 12,482 | AL, AZ, CA, CO, FL, IA, ID, IL, MD, MN, MT, NC, ND, NE, NJ, NV, NY, OR, PA, SC, SD, TX, UT, VA, WA | 2003-12-12 | 2026-09-01 |
+| Wells Fargo | 171 | 31 | 12,517 | AL, AZ, CA, CO, FL, IA, ID, IL, MD, MN, MT, NC, ND, NE, NJ, NV, NY, OR, PA, SC, SD, TX, UT, VA, WA | 2003-12-12 | 2026-09-15 |
 | Bank of America | 71 | 7 | 8,478 | AZ, CA, CT, FL, IL, KS, KY, MD, MI, NC, NJ, NY, OR, PA, RI, SC, UT, VA, WA | 1998-01-16 | 2026-03-19 |
 | Capital One | 38 | 16 | 7,209 | CA, DE, IL, KS, MD, MN, NE, NJ, NY, OK, OR, SD, VA, WA | 2004-12-22 | 2025-08-15 |
 | Rio Properties | 2 | 1 | 3,945 | NV | 2020-04-22 | 2023-08-02 |
@@ -131,20 +131,22 @@ df.groupby(df.notice_date.str[:4]).employees_affected.sum().tail(10)
 |---|---|---|
 | IL | 205 | 30,788 |
 | CA | 536 | 27,022 |
-| NY | 397 | 21,728 |
+| NY | 397 | 21,797 |
 | NJ | 124 | 12,578 |
 | MI | 67 | 8,810 |
 | PA | 62 | 7,100 |
 | FL | 78 | 6,584 |
 | NV | 10 | 5,401 |
 | WA | 42 | 5,227 |
-| TX | 30 | 4,770 |
+| TX | 31 | 4,975 |
 
 ## Most recent bank, insurance and finance filings in this build
 
 | date | employer | state | location | notice type | workers |
 |---|---|---|---|---|---|
 | 2026-11-01 | UBS | NJ | Weehawken | — | 58 |
+| 2026-09-15 | Truist Bank | TX | Arlington, Tarrant | — | 205 |
+| 2026-09-15 | Wells Fargo | IA | West Des Moines | Amendment - Additional Employees | 35 |
 | 2026-09-11 | Fifth Third Bank | MI | Oakland | Mass layoff | 234 |
 | 2026-09-01 | UBS | NJ | Weehawken | — | 41 |
 | 2026-09-01 | Wells Fargo | IA | West Des Moines | Amendment - Additional Employees | 5 |
@@ -154,8 +156,6 @@ df.groupby(df.notice_date.str[:4]).employees_affected.sum().tail(10)
 | 2026-08-21 | Blue Shield of California | CA | Alameda County | Layoff Permanent | 25 |
 | 2026-08-21 | Blue Shield of California | CA | Sacramento County | Layoff Permanent | 5 |
 | 2026-08-21 | Blue Shield of California | CA | San Diego County | Layoff Permanent | 4 |
-| 2026-08-21 | Blue Shield of California | CA | San Joaquin County | Layoff Permanent | 2 |
-| 2026-08-21 | Blue Shield of California | CA | Los Angeles County | Layoff Permanent | 8 |
 
 Names are resolved for spelling variants, not corporate parents: a subsidiary
 filing under its own name stays under its own name.
@@ -183,86 +183,3 @@ filing under its own name stays under its own name.
 
 Published by APProjects, an automated publisher of US public records. Not
 affiliated with any state agency.
-
-<!-- warn-feed:offer:start -->
-## A layoff record you can audit, not just download
-
-This dataset is one cut of a single daily rebuild: **61,338 US WARN Act
-layoff notices from 48 state agencies, 1988 to today**, one schema, no
-login, no delay, CC BY 4.0. Snapshot as of **2026-09-18**; the files above are
-rebuilt every day, so the live count is the truth.
-
-Several projects publish a current WARN scrape and two of them carry more rows
-than we do. None of them publish what the records **used to say**:
-
-- **636 observed changes to already-published notices, logged daily since 2026-08-31.**
-  `data/revisions.csv` records every field that differed between two consecutive
-  daily builds — employee counts, effective dates, notice types, company names —
-  with the old value, the new value and the date we saw it. We publish the
-  observation and not the cause: a change is equally explained by the agency
-  amending the notice or by our own parser improving, and we do not guess which
-  (see `data/revisions.README.txt`). A scrape that starts tomorrow cannot backfill
-  any of it; it only exists if someone was watching.
-- **6,799 notices whose state agency page no longer lists them.** Agencies
-  take notices down. We keep them, flagged as archive-only, so a count you ran
-  last year still reconciles.
-- **Point-in-time employer identity.** The ticker crosswalk resolves a filer to
-  the company as it existed at the time of the notice — Kmart, Sears Holdings,
-  Symantec — not to whatever is on today's ticker file.
-
-If you have to defend a number to an editor, a referee or a compliance reviewer,
-that provenance layer is the part you cannot rebuild yourself.
-[How to cite this dataset →](https://github.com/APVentureEngine/warn-act-notices/blob/main/CITATION.cff)
-
-**Look something up right now — free, no signup, nothing to install.**
-[Check any employer or state against the last 180 days
-→](https://approjects-warn-act-notices.static.hf.space/watch-now.html) It runs in your browser against these same files.
-
-**Building something with it?** The same files are a free HTTP API — JSON and
-CSV, no key, no signup, `access-control-allow-origin: *` so `fetch()` works from
-a browser: [endpoints, schema and curl examples →](https://approjects-warn-act-notices.static.hf.space/api.html)
-
-**Need one industry only?** The same filings, cut by an auditable employer-name
-rule (each row keeps the rule that fired): [tech companies](https://huggingface.co/datasets/APProjects/us-tech-company-layoffs-warn-act-notices-daily)
-· [hospitals & healthcare](https://huggingface.co/datasets/APProjects/us-hospital-healthcare-layoffs-warn-act-notices-daily)
-· [retail store closings](https://huggingface.co/datasets/APProjects/us-retail-store-closings-layoffs-warn-act-notices-daily)
-· [restaurants & hotels](https://huggingface.co/datasets/APProjects/us-restaurant-hotel-closings-layoffs-warn-act-notices-daily)
-· [factory & plant closings](https://huggingface.co/datasets/APProjects/us-factory-plant-closings-manufacturing-layoffs-warn-act-notices-daily)
-· [banks, insurance & finance](https://huggingface.co/datasets/APProjects/us-bank-insurance-finance-layoffs-warn-act-notices-daily)
-· [warehouses, trucking & logistics](https://huggingface.co/datasets/APProjects/us-warehouse-trucking-logistics-layoffs-warn-act-notices-daily)
-· [all 20 sectors](https://huggingface.co/datasets/APProjects/us-layoffs-by-industry-sector-warn-act).
-
-**Or have it watch a list for you.** Coming back to look is the part a CSV cannot
-do. **WARN Watch — $49 for a year**, one payment, nothing auto-renews, 14-day
-refund, no login: up to 500 employer names plus whole states, matched on every
-daily refresh, delivered to a private alert page + calendar (.ics) + RSS +
-an optional Slack / Discord / Teams webhook. Every alert carries that employer's
-whole filing history from the archive, which a keyword rule on an RSS feed cannot
-see. There is no built-in email — we do not claim one.
-
-- [See a real alert page before paying](https://approjects-warn-act-notices.static.hf.space/watch-sample.html) · [what you get](https://approjects-warn-act-notices.static.hf.space/watch.html)
-- [Try it free for 30 days, no card](https://approj.gumroad.com/l/warn-free-watch) · [Buy — $49/year](https://approj.gumroad.com/l/warn-watch)
-
-**Not deciding today?** [Join the update list →](https://approj.gumroad.com/subscribe) — one email when a
-new dataset or tier is published; nothing promotional. A state added or a column
-renamed ships in the [daily release](https://github.com/APVentureEngine/warn-act-notices/releases) instead, no address
-needed. The list is
-shared across APProjects datasets, holds an email address only, is run by
-Gumroad, and any message unsubscribes you. Rather give no address at all?
-[Watch the repo's releases](https://github.com/APVentureEngine/warn-act-notices/subscription) — GitHub notifies you on
-every daily republish, and a new state or changed field is in those notes the
-day it lands.
-
-**Reaching a human.** WARN Feed is published by APProjects, an automated data
-publisher — that is stated plainly rather than dressed up. Corrections, coverage
-gaps, schema questions and refund requests all go here and are read:
-[open an issue](https://github.com/APVentureEngine/warn-act-notices/issues/new/choose). Payments are handled by Gumroad as merchant of
-record, so an invoice can carry your company name.
-
-[Source, scrapers and methodology](https://github.com/APVentureEngine/warn-act-notices) · [the 48-state site](https://approjects-warn-act-notices.static.hf.space/)
-<!-- warn-feed:offer:end -->
-
-<!-- warn-feed:px:start -->
-<img src="https://cdn.jsdelivr.net/gh/APVentureEngine/warn-act-notices@main/assets/px/hf/us-bank-insurance-finance-layoffs-warn-act-notices-daily.png" width="1" height="1" alt="">
-<sub>Card views are counted anonymously: one 1×1 image on a public CDN, no cookies, no script, no personal data. The count is public: <a href="https://data.jsdelivr.com/v1/stats/packages/gh/APVentureEngine/warn-act-notices@main/files?period=month">jsDelivr stats</a>.</sub>
-<!-- warn-feed:px:end -->

data/finance_layoff_notices.csv

@@ -1,5 +1,7 @@
 id,state,employer,notice_date,effective_date,employees_affected,notice_type,location,sector_rule
 21bef2f0a89576ea,NJ,UBS,2026-11-01,2026-11-04,58,,Weehawken,ubs
+945a3fd5c642a3ed,TX,Truist Bank,2026-09-15,2026-11-30,205,,"Arlington, Tarrant",truist
+b828722752c1f693,IA,Wells Fargo,2026-09-15,2026-11-14,35,Amendment - Additional Employees,West Des Moines,wells fargo
 c18643df422ff146,MI,Fifth Third Bank,,2026-09-11,234,Mass layoff,Oakland,fifth third
 c9babd2aa7bdfda4,NJ,UBS,2026-09-01,2026-11-25,41,,Weehawken,ubs
 8daff93bbc762538,IA,Wells Fargo,2026-09-01,2026-10-31,5,Amendment - Additional Employees,West Des Moines,wells fargo
@@ -575,7 +577,7 @@ e881da2abd2c0663,HI,Fidelity National Information Services,2022-03-24,,,,,fideli
 618c7df3cea04cd8,CA,WinnPointe,2022-02-03,2022-04-07,51,Layoff Permanent,Orange County,mortgage
 88d78c2151482835,NY,Elmira Savings Bank,2022-01-27,2022-05-13,33,Layoff,Chemung,savings
 bb39801684cab898,TX,Stearns Lending,2022-01-06,2022-03-13,348,,"Lewisville, Denton",lending
-a94d8e142a9f4c30,NY,Credit Suisse Securities (USA),2021-12-06,,,,New York City Region,credit suisse
+a94d8e142a9f4c30,NY,Credit Suisse Securities (USA),2021-12-06,2022-03-06,69,Plant,New York,credit suisse
 8e6361e0637b3824,CA,Genpact,2021-11-30,2022-01-31,14,Layoff Permanent,Orange County,mortgage
 c805a734127cf34b,IL,Interfirst Mortgage,2021-11-18,,544,State,"Rosemont, 9525 W. Bryn Mawr Ave., Suite 400",mortgage
 e656d75c0e39e796,CA,Wells Fargo,2021-11-18,2022-01-16,23,Layoff Permanent,Alameda County,wells fargo

data/finance_layoffs_by_employer.csv

@@ -1,5 +1,5 @@
 employer,notices,closure_notices,workers_affected,states,first_notice,last_notice
-Wells Fargo,170,31,12482,AL|AZ|CA|CO|FL|IA|ID|IL|MD|MN|MT|NC|ND|NE|NJ|NV|NY|OR|PA|SC|SD|TX|UT|VA|WA,2003-12-12,2026-09-01
+Wells Fargo,171,31,12517,AL|AZ|CA|CO|FL|IA|ID|IL|MD|MN|MT|NC|ND|NE|NJ|NV|NY|OR|PA|SC|SD|TX|UT|VA|WA,2003-12-12,2026-09-15
 Bank of America,71,7,8478,AZ|CA|CT|FL|IL|KS|KY|MD|MI|NC|NJ|NY|OR|PA|RI|SC|UT|VA|WA,1998-01-16,2026-03-19
 Capital One,38,16,7209,CA|DE|IL|KS|MD|MN|NE|NJ|NY|OK|OR|SD|VA|WA,2004-12-22,2025-08-15
 Rio Properties,2,1,3945,NV,2020-04-22,2023-08-02
@@ -22,11 +22,11 @@ Michigan National Bank,3,2,1256,MI,2001-04-04,2001-08-02
 MetLife,12,1,1206,AZ|CT|FL|IL|IN|NC|NJ|NY|OK,2012-01-27,2019-07-31
 Barclays Capital,8,0,1179,CA|IL|NJ|NY,2008-10-01,2015-10-12
 LendingClub,13,0,1175,CA|UT,2016-06-27,2023-11-14
+Credit Suisse Securities (USA),7,1,1147,NY,2010-10-21,2023-06-12
 Ideal Mortgage Bankers,2,2,1144,NY,2009-12-07,2009-12-07
 Old Kent Financial,8,0,1107,IL|MI,1999-07-06,2001-03-20
 Optum,30,16,1100,CA|IL|MD|NJ|NY|OH|RI,2016-02-01,2026-08-01
 American Express,10,0,1096,FL|IL|NE|UT,2001-04-20,2015-12-11
-Credit Suisse Securities (USA),7,1,1078,NY,2010-10-21,2023-06-12
 PNC Bank,4,1,1061,CO|IL|MI|OH,2010-02-26,2026-04-17
 Nationstar,11,1,1025,CA|NE|NY,2014-04-30,2026-01-16
 Home Point Financial,9,2,1005,AZ|CA|FL|MI|NC|TX,2018-05-11,2023-04-11
@@ -123,6 +123,7 @@ OceanFirst Bank,2,0,288,NJ|NY,2025-09-01,2026-05-11
 First National Bank,6,0,287,ID|IL|MD|MI|NE|UT,1991-07-24,2017-02-16
 Chime Financial,2,0,287,CA,2022-11-08,2026-08-03
 Ocwen Loan Servicing,1,0,287,IA,2015-09-24,2015-09-24
+Truist Bank,2,0,281,TN|TX,2023-06-27,2026-09-15
 Banc of California,12,2,276,CA,2017-03-02,2019-03-29
 Ivy Asset Management,4,0,275,NY,2010-02-11,2010-07-01
 LPL Financial,3,0,275,CA,2017-02-21,2026-02-13
@@ -417,7 +418,6 @@ National Penn Bank,1,0,77,PA,2014-10-24,2014-10-24
 ADESA/automative Finance,1,0,76,NJ,2020-06-01,2020-06-01
 CMRE Financial Services,1,0,76,CA,2020-04-22,2020-04-22
 Merchants Bank,1,0,76,VT,2017-03-10,2017-03-10
-Truist Bank,1,0,76,TN,2023-06-27,2023-06-27
 Cigna HealthSpring,1,0,75,IL,2017-11-14,2017-11-14
 Eastern Bank,1,0,75,MA,2025-12-08,2025-12-08
 Stanford Financial Group,1,1,75,NY,2009-03-13,2009-03-13

data/finance_layoffs_by_state.csv

@@ -1,14 +1,14 @@
 state,notices,workers_affected
 IL,205,30788
 CA,536,27022
-NY,397,21728
+NY,397,21797
 NJ,124,12578
 MI,67,8810
 PA,62,7100
 FL,78,6584
 NV,10,5401
 WA,42,5227
-TX,30,4770
+TX,31,4975
 OR,34,4011
 OH,26,3886
 MD,52,3639
@@ -20,8 +20,8 @@ KY,16,2370
 KS,21,2351
 SC,18,2295
 CO,14,1920
+IA,35,1750
 AZ,23,1748
-IA,34,1715
 IN,15,1667
 NE,29,1666
 DE,8,1609

data/finance_layoffs_by_year.csv

@@ -32,9 +32,9 @@ year,notices,closure_notices,workers_affected,employers
 2018,172,73,10906,62
 2019,105,30,8879,64
 2020,205,46,21761,133
-2021,65,14,4900,33
+2021,65,14,4969,33
 2022,86,12,7515,47
 2023,145,8,10018,54
 2024,100,22,8525,37
 2025,115,5,9171,47
-2026,130,5,7585,52
+2026,132,5,7825,53