title: Immigration and Underbanking: An Analysis of the Financial Integration of Immigrant Populations
abstract: Underbanking, or use of alternative financial services such as payday lenders rather than traditional banks, is a practice that has substantial financial and social harm. Given that literature and prior research shows that immigrants face unique cultural barriers to financial assimilation, the current study examines how immigrant status influences one’s odds of being underbanked. Using the June 2015 Underbanking Supplement to the Current Population Survey, immigrants are delineated by first- and
journal: TopSCHOLAR (Western Kentucky University)