title: Financial Literacy of University Students in Ukraine – Challenges and Opportunities of the Adaptation of the U.S. Test of Financial Literacy
abstract: &lt;p style="text-align:justify"&gt;Reinforced by the Russian war, an even stronger economic, social, and political orientation towards the values of the European Union and thus also Western economic paradigms is taking place in Ukraine. This article investigates financial literacy (FL) as the knowledge and understanding of personal finance among university students in Ukraine. Individual financial decision-making will be central to the reconstruction of Ukraine and the long-term economic growth
journal: European Journal of Educational Research