title: BACKGROUND AND PROCESS OF DIGITAL TRANSFORMATION OF THE BANKING SECTOR OF THE RUSSIAN FEDERATION
abstract: The article clarifi es the terms digitalization and digital transformation based on the experience of transforming the processes of credit institutions in Russia and research from foreign companies leading developments in the fi eld of information technology. By studying statistical data on the development of information technologies and the banking services provided, the prerequisites for digital transformation and the current state of the banking sector of the Russian Federation were determine
journal: Bulletin of Chelyabinsk State University