title: The Use of Clustering in Analysis of Business Lines in the Insurance Industry in Conditions of Crisis: The Case of Lloyd’s of London
abstract: In an era of the overlapping effects of the Covid pandemic and the conflict in Ukraine, it is worth taking a closer look at the markets that focus on risk management, that is, the insurance market, in terms of its further organization and development.The aim of the paper is to examine how the crises related to the Covid-19 pandemic and the conflict in Ukraine have affected insurance business lines (using a case study of Lloyds).The study's use of clustering (Ward's method) for insurance business