title: Behavioral patterns as prerequisites for ensuring financial security of households through insurance
abstract: Insurance payments are an external source of replenishment for lost income or compensation for unforeseen expenses mediated by the occurrence of random events. If their size corresponds to the material needs of private household members in leveling emerging budget deviations, we can talk about the full implementation of the financial security function – a new insurance function in the context of modern challenges and threats structure transformation. The novelty of this study is the translation 
journal: E3S Web of Conferences