answer: #Person1# offers the standard card, gold card and platinum card. #Person2#'s salary is pretty high and there's no problem with #Person2#'s credit ratings so #Person2# could apply for the platinum card.
documents: #Person1#: Credit Services, how can I help you?
  #Person2#: I'd like to apply for a credit card with you.
  #Person1#: Would that be our standard card, our gold card, or our platinum card?
  #Person2#: Oh, I'm not sure. What's the difference?
  #Person1#: Well, the standard card has a lower credit limit, that's 20, 000 RIB, whereas with the platinum card you can have a credit limit of 80, 000 RIB.
  #Person2#: Why such a big difference?
  #Person1#: It's all about credit rating and salary. If your credit rating and your salary are high enough, we can offer you the platinum card.
  #Person2#: My salary is pretty high and I've never had a problem with my credit rating in the past. Are there any perks of the platinum card?
  #Person1#: Yes, we have contracts with various luxury shops and health clubs, where if you use the card to purchase items from them, you can get some healthy discounts.
  #Person2#: That's great ; my health club membership is about to expire.