answer: #Person1# wants to reach the minimum risk and achieve maximum returns, but Peter says if #Person1# refuses to take risk, #Person1# can't have better returns.
documents: #Person1#: Hi Peter, what are you doing?
  #Person2#: I am reading some papers about stock.
  #Person1#: Ah, Great! I happen to want to ask you something about it!
  #Person2#: Yes, sure. What it is?
  #Person1#: When it comes to select a fund, many people will always read 'Past performance is not an indication of future results', do you believe that?
  #Person2#: Maybe it is right since everything is possible. You know the market changes quickly these days.
  #Person1#: Do you really think so? But I still have doubted those funds with bad stock performance. For me, a stock record is the very important criteria to decide which to buy. I really want to decrease the risk reach the minimum and achieve the maximum returns.
  #Person2#: If you refuse to take risk, you can't have better returns.
  #Person1#: Sure, maybe you are right. I will think about it. Thanks a lot!
  #Person2#: You are most welcome.