answer: #Person1# wants to get health insurance. #Person2# tells #Person1# that America doesn't have national health insurance because Americans think private companies can do things better than the government.
documents: #Person1#: My colleagues at work say I should get a health insurance. What do you think?
  #Person2#: I think it's important. I can give you my insurance agent's card if you want.
  #Person1#: But I'm not sure what kind I need. In Germany, we have a national insurance program. But here you have nothing.
  #Person2#: Yes, I know. Many countries have national health insurance. America doesn't.
  #Person1#: Why is that?
  #Person2#: Well, it's because of the American culture. Americans think private companies can do things better than the government. So we depend on private companies for insurance.
  #Person1#: But isn't that expensive?
  #Person2#: You're right. It is expensive. And many people criticize it. They say it is not fair to poor people. They say the health systems are better in other countries, especially in Europe.
  #Person1#: But what do you think?
  #Person2#: I have no idea. I just do my best to have good insurance. It's important.