answer: #Person2# regrets not protecting #Person2# by paying through an escrow account, but eBay offers free insurance.
documents: #Person1#: I think you're being a little naive.
  #Person2#: If I want, I can protect myself by paying through an escrow account, which holds the money until I receive the item.
  #Person1#: That proves my point! Protect yourself or you'll get burned.
  #Person2#: eBay also offers free insurance. You can get a refund of up to $ 200 if you're not satisfied with your purchase.
  #Person1#: $ 200? If they get a hold of your credit card number, you're going to be out a lot more than $ 200! I had a friend who...