answer: #Person1# has lost the key to the safe outside the hotel and thus will be fined $100.
documents: #Person1#: I am sorry to say this, but I seem to have lost the key to the safe.
  #Person2#: Where do you think you lost it? Outside the hotel?
  #Person1#: Yes, I believe so. How should I compensate for this?
  #Person2#: I'm afraid, ma'am, you have to pay U. S. $ 100 since you lost the key.
  #Person1#: What! One hundred U. S. dollars. Is it covered by the insurance?
  #Person2#: I'm afraid no. It is not covered by this insurance.