answer: #Person1# wants to open a saving account and a checking account. #Person2# answers #Person1#'s questions about opening accounts.
documents: #Person1#: I want to open a saving account, sir. What ' s the proper procedure?
  #Person2#: First, you fill out the application form and then we'll issue you a passbook.
  #Person1#: Is there any minimum for the first deposit?
  #Person2#: No, Even a dollar is all right. Here ' s your passbook, sir ; just sign your name on it.
  #Person1#: What is the annual interest rate?
  #Person2#: It varies from time to time.At present it is 6%.
  #Person1#: By the way, can I open a checking account too?
  #Person2#: By all means. But you have to deposit enough money before you can write out your checks.