answer: #Person2# needs a loan because their company is experiencing cash flow problems recently. #Person1# from IBA recommends the 60-day loan and #Person2# accepts.
documents: #Person1#: Welcome to IBA. What can we do for you?
  #Person2#: It's a bit of a problem situation, actually. . . you see, our company has a Corporate Account with you, but unfortunately, we've been experiencing cash flow problems recently.
  #Person1#: I'm sorry to hear that. We value all of our customers, regardless of circumstances. What can we do to help?
  #Person2#: We are going to need a loan. I'm not sure what loan is suitable for us, though.
  #Person1#: If you think it will be very short-term, I would recommend you go with the 60 - day loan. Then it can be paid back quicker, so you won't have to consider it in the future.
  #Person2#: That seems like a good idea, it's for wages, you see.