answer: #Person1# has to borrow money from #Person2#. #Person2# thinks #Person1# should reevaluate spending habits, and shares #Person2#'s experience on following #Person2#'s budget and making investments.
documents: #Person1#: Can you lend me fifty bucks? 
  #Person2#: What? Again? Why do you keep running out of money? 
  #Person1#: I guess I don't earn enough. 
  #Person2#: No, I think it's how you budget your life, that's the problem. 
  #Person1#: That's my business, not yours. 
  #Person2#: True enough, until the time comes that you need to take my money. I don't know where you're wasting your money but I think you need to take a look at what's really important. 
  #Person1#: So how do you survive from pay day to pay day? 
  #Person2#: I don't just survive. I put money away as well. I know when I get paid where most of the cash will go, and I stick to my plan. If I follow a budget I don't have any nasty surprises. 
  #Person1#: I'm not disciplined enough I guess. 
  #Person2#: In a few months I'm planning to invest my money into some foreign companies. I think you need to reevaluate your spending habits.