answer: Mr. Taylor broke his leg and #Person2# finds that Mr. Taylor doesn't have health insurance.
documents: #Person1#: Oath, I think I broke my leg.
  #Person2#: Here, sir, sit down in this wheelchair.
  #Person1#: Thanks.
  #Person2#: The doctor will be with you in a moment. I just need to ask you a few questions.
  #Person1#: All right.
  #Person2#: Name, age and date of birth, please.
  #Person1#: John Taylor, 32, May 23, 1970.
  #Person2#: Health insurance company and policy number?
  #Person1#: I don't have it.
  #Person2#: What?
  #Person1#: I don't have health insurance.
  #Person2#: Well, this is going to be a very expensive broken leg, Mr. Taylor.
  #Person1#: Ohhhh!