answer: #Person2# tells #Person1# Bill's in a jam because his son had an accident but Bill doesn't have health insurance. That reminds #Person2# to search for HMO and #Person1# also thinks it great.
documents: #Person1#: Hey honey, how was your day?
  #Person2#: It was alright. I ran into Bill and we got to talking for a while. He ' s in a bit of a jam.
  #Person1#: Why? What happened?
  #Person2#: Well, his son had an accident and Bill doesn ' t have health insurance. This really got me thinking, and I wondered if we shouldn ' t look into a couple of different HMO ' s.
  #Person1#: Yeah, you ' re right. We aren ' t getting any younger and our kids are getting older.
  #Person2#: Exactly! I searched on the web and found a couple of HMO ' s with low co-pays and good coverage. The deductibles are low, too.
  #Person1#: Sounds good, although, do you think we can qualify for insurance? Those insurance companies are real pirates when it comes to money.
  #Person2#: Well, we don ' t have any pre-existing illnesses or conditions, so we should be fine.
  #Person1#: I wish our company or country provided us with healthcare.
  #Person2#: Not in a million years!