answer: #Person1# assists #Person2# in applying for the car loan. #Person1# has covered the 20% down payment, been to the appointed dealer, and selected the wanted car. #Person2# needs to come into the branch with all documentation next.
documents: #Person1#: This is Lincoln Bank, Consumer Credit Department. How can I help you?
  #Person2#: Ah, hello. I'm calling to find out how I apply for a car loan.
  #Person1#: We offer a Personal Automobile Consumer Loan. The application process is pretty straight forward. I trust you have enough funds to cover the 20 % down payment?
  #Person2#: Yes, I do. It's ready and waiting in my account.
  #Person1#: The next step is for us to recommend a dealer to you, who are already contracted to us, so...
  #Person2#: Could I just stop you there? Sorry to interrupt, but I have already been to your appointed dealer and selected the car I want.
  #Person1#: That will certainly cut down the processing time. We can move on to the next step. Do you have the purchase price?
  #Person2#: Yes, it's 110, 000 RIB. So, with the down payment done, I will need to borrow 70, 000 RIB.
  #Person1#: What we need you to do next is to come into the branch with a correctly filled in application form, ID card, proof of residency, proof of income, the agreement from the agent and of course the 20 % down payment.
  #Person2#: Yes, I have everything here. OK, I'll come in and see you later today. Maybe I could have my new car as early as next week! How exciting!