answer: #Person1# and #Person2# both have life insurance which covers them if they die before they retire and when they retire. #Person1# had to take a medical before #Person1# could take out the policy.
documents: #Person1#: I'Ve just take out an insurance policy. Are you insured?
  #Person2#: Yes, I am. I have life insurance and my home and its contents are also insured.
  #Person1#: I took out a life insurance policy and make my wife beneficiary.
  #Person2#: That's a good idea. You are a fireman and it can be a dangerous job.
  #Person1#: I need to make sure that my wife will be financially secure if I die.
  #Person2#: I can terminate my life insurance policy when I retire and use the money as a pension.
  #Person1#: That's one of the conditions of my policy too. It covers you if you die before you retire and when you retire.
  #Person2#: Did you have to take a medical before you could take out the policy?
  #Person1#: Yes, I did. It was one of the conditions of the insurance policy. The insurance company need to assess the risk.