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The dataset generation failed because of a cast error
Error code:   DatasetGenerationCastError
Exception:    DatasetGenerationCastError
Message:      An error occurred while generating the dataset

All the data files must have the same columns, but at some point there are 8 new columns ({'used-auto_wow', 'auto-loan_wow', 'auto-loan', 'week_ending', 'source', 'used-auto', 'new-auto', 'new-auto_wow'}) and 8 missing columns ({'burden_band', 'rank', 'observation_date', 'premium_pct_of_median_income', 'state_name', 'naic_data_year', 'state_abbr', 'aibi_score'}).

This happened while the csv dataset builder was generating data using

hf://datasets/MonitorBankRates/us-bank-rate-averages/auto_loan_national.csv (at revision b34f455f7df2fbd2cf8de7d086ebe0c9022626e6), ['hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/aibi_states.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/auto_loan_national.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/cd_national.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/cd_states.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/credit_card_national.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/hai_national.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/hai_states.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/hibi_states.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/money_market_national.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/money_market_states.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/mortgage_national.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/personal_loan_national.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/savings_national.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/savings_states.csv']

Please either edit the data files to have matching columns, or separate them into different configurations (see docs at https://hf.co/docs/hub/datasets-manual-configuration#multiple-configurations)
Traceback:    Traceback (most recent call last):
                File "/usr/local/lib/python3.14/site-packages/datasets/builder.py", line 1848, in _prepare_split_single
                  writer.write_table(table)
                  ~~~~~~~~~~~~~~~~~~^^^^^^^
                File "/usr/local/lib/python3.14/site-packages/datasets/arrow_writer.py", line 765, in write_table
                  self._write_table(pa_table, writer_batch_size=writer_batch_size)
                  ~~~~~~~~~~~~~~~~~^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
                File "/usr/local/lib/python3.14/site-packages/datasets/arrow_writer.py", line 773, in _write_table
                  pa_table = table_cast(pa_table, self._schema)
                File "/usr/local/lib/python3.14/site-packages/datasets/table.py", line 2378, in table_cast
                  return cast_table_to_schema(table, schema)
                File "/usr/local/lib/python3.14/site-packages/datasets/table.py", line 2306, in cast_table_to_schema
                  raise CastError(
                  ...<3 lines>...
                  )
              datasets.table.CastError: Couldn't cast
              week_ending: string
              new-auto: string
              used-auto: string
              auto-loan: double
              new-auto_wow: double
              used-auto_wow: double
              auto-loan_wow: double
              source: string
              -- schema metadata --
              pandas: '{"index_columns": [{"kind": "range", "name": null, "start": 0, "' + 1245
              to
              {'rank': Value('float64'), 'state_abbr': Value('string'), 'state_name': Value('string'), 'aibi_score': Value('float64'), 'burden_band': Value('string'), 'premium_pct_of_median_income': Value('float64'), 'naic_data_year': Value('int64'), 'observation_date': Value('string')}
              because column names don't match
              
              During handling of the above exception, another exception occurred:
              
              Traceback (most recent call last):
                File "/src/services/worker/src/worker/job_runners/config/parquet_and_info.py", line 1369, in compute_config_parquet_and_info_response
                  parquet_operations, partial, estimated_dataset_info = stream_convert_to_parquet(
                                                                        ~~~~~~~~~~~~~~~~~~~~~~~~~^
                      builder, max_dataset_size_bytes=max_dataset_size_bytes
                      ^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
                  )
                  ^
                File "/src/services/worker/src/worker/job_runners/config/parquet_and_info.py", line 948, in stream_convert_to_parquet
                  builder._prepare_split(split_generator=splits_generators[split], file_format="parquet")
                  ~~~~~~~~~~~~~~~~~~~~~~^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
                File "/usr/local/lib/python3.14/site-packages/datasets/builder.py", line 1694, in _prepare_split
                  for job_id, done, content in self._prepare_split_single(
                                               ~~~~~~~~~~~~~~~~~~~~~~~~~~^
                      gen_kwargs=gen_kwargs, job_id=job_id, **_prepare_split_args
                      ^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
                  ):
                  ^
                File "/usr/local/lib/python3.14/site-packages/datasets/builder.py", line 1850, in _prepare_split_single
                  raise DatasetGenerationCastError.from_cast_error(
                  ...<4 lines>...
                  )
              datasets.exceptions.DatasetGenerationCastError: An error occurred while generating the dataset
              
              All the data files must have the same columns, but at some point there are 8 new columns ({'used-auto_wow', 'auto-loan_wow', 'auto-loan', 'week_ending', 'source', 'used-auto', 'new-auto', 'new-auto_wow'}) and 8 missing columns ({'burden_band', 'rank', 'observation_date', 'premium_pct_of_median_income', 'state_name', 'naic_data_year', 'state_abbr', 'aibi_score'}).
              
              This happened while the csv dataset builder was generating data using
              
              hf://datasets/MonitorBankRates/us-bank-rate-averages/auto_loan_national.csv (at revision b34f455f7df2fbd2cf8de7d086ebe0c9022626e6), ['hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/aibi_states.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/auto_loan_national.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/cd_national.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/cd_states.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/credit_card_national.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/hai_national.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/hai_states.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/hibi_states.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/money_market_national.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/money_market_states.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/mortgage_national.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/personal_loan_national.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/savings_national.csv', 'hf://datasets/MonitorBankRates/us-bank-rate-averages@b34f455f7df2fbd2cf8de7d086ebe0c9022626e6/savings_states.csv']
              
              Please either edit the data files to have matching columns, or separate them into different configurations (see docs at https://hf.co/docs/hub/datasets-manual-configuration#multiple-configurations)

Need help to make the dataset viewer work? Make sure to review how to configure the dataset viewer, and open a discussion for direct support.

rank
float64
state_abbr
string
state_name
string
aibi_score
float64
burden_band
string
premium_pct_of_median_income
float64
naic_data_year
int64
observation_date
string
1
LA
Louisiana
165.9
Severe
2.87
2,022
2026-09-04
2
FL
Florida
142.1
Severe
2.28
2,022
2026-09-04
3
NY
New York
128.4
High
1.95
2,022
2026-09-04
4
GA
Georgia
123.4
High
1.96
2,022
2026-09-04
5
MS
Mississippi
123.2
High
2.18
2,022
2026-09-04
6
MI
Michigan
120.9
High
1.96
2,022
2026-09-04
7
RI
Rhode Island
119.1
High
1.79
2,022
2026-09-04
8
TX
Texas
118.9
High
1.87
2,022
2026-09-04
9
SC
South Carolina
116.3
High
1.92
2,022
2026-09-04
10
NV
Nevada
115.1
High
1.82
2,022
2026-09-04
11
DC
District of Columbia
108.9
Moderate
1.48
2,022
2026-09-04
12
AR
Arkansas
107.7
Moderate
1.86
2,022
2026-09-04
13
DE
Delaware
107.1
Moderate
1.64
2,022
2026-09-04
14
OK
Oklahoma
106.7
Moderate
1.8
2,022
2026-09-04
15
WV
West Virginia
105.9
Moderate
1.84
2,022
2026-09-04
16
NM
New Mexico
105.6
Moderate
1.79
2,022
2026-09-04
17
NJ
New Jersey
105.1
Moderate
1.47
2,022
2026-09-04
18
CO
Colorado
104.3
Moderate
1.51
2,022
2026-09-04
19
AL
Alabama
103.7
Moderate
1.76
2,022
2026-09-04
20
AZ
Arizona
102.9
Moderate
1.61
2,022
2026-09-04
21
KY
Kentucky
99.4
Moderate
1.69
2,022
2026-09-04
22
CT
Connecticut
98.9
Moderate
1.43
2,022
2026-09-04
23
MO
Missouri
97.8
Moderate
1.6
2,022
2026-09-04
24
MD
Maryland
95.7
Moderate
1.34
2,022
2026-09-04
25
TN
Tennessee
92.4
Moderate
1.52
2,022
2026-09-04
26
MT
Montana
91.7
Moderate
1.49
2,022
2026-09-04
27
PA
Pennsylvania
90.9
Moderate
1.44
2,022
2026-09-04
28
CA
California
88.3
Moderate
1.26
2,022
2026-09-04
29
KS
Kansas
88
Moderate
1.42
2,022
2026-09-04
30
WY
Wyoming
87
Moderate
1.39
2,022
2026-09-04
31
NE
Nebraska
86.3
Moderate
1.37
2,022
2026-09-04
32
MA
Massachusetts
86.1
Moderate
1.2
2,022
2026-09-04
33
OR
Oregon
85.1
Moderate
1.31
2,022
2026-09-04
34
SD
South Dakota
85
Moderate
1.36
2,022
2026-09-04
35
AK
Alaska
84.7
Low
1.24
2,022
2026-09-04
36
IL
Illinois
84.2
Low
1.3
2,022
2026-09-04
37
NC
North Carolina
84.1
Low
1.37
2,022
2026-09-04
38
UT
Utah
81.6
Low
1.19
2,022
2026-09-04
39
WA
Washington
79.9
Low
1.15
2,022
2026-09-04
40
MN
Minnesota
79.8
Low
1.19
2,022
2026-09-04
41
OH
Ohio
77.9
Low
1.27
2,022
2026-09-04
42
IN
Indiana
77.3
Low
1.26
2,022
2026-09-04
43
VA
Virginia
77.1
Low
1.13
2,022
2026-09-04
44
IA
Iowa
75
Low
1.2
2,022
2026-09-04
45
ID
Idaho
71.5
Low
1.13
2,022
2026-09-04
46
ND
North Dakota
71.4
Low
1.14
2,022
2026-09-04
47
WI
Wisconsin
71.4
Low
1.13
2,022
2026-09-04
48
ME
Maine
69.6
Low
1.12
2,022
2026-09-04
49
VT
Vermont
67.7
Low
1.05
2,022
2026-09-04
50
HI
Hawaii
66.8
Low
0.95
2,022
2026-09-04
51
NH
New Hampshire
64.7
Low
0.92
2,022
2026-09-04
null
US
United States (baseline)
100
Baseline
1.56
2,022
2026-09-04
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End of preview.

MonitorBankRates U.S. Bank & Credit Union Rate Averages

Weekly national and state-level average interest rates for U.S. consumer deposit and lending products, computed by MonitorBankRates.com from the published rates of more than 8,000 FDIC-insured banks and NCUA-chartered credit unions, plus the MonitorBankRates Housing Affordability Index and Insurance Burden Indexes.

Source: MonitorBankRates.com (Monitor Bank Rates LLC), collecting rates since 2008. Coverage: United States, national and all 50 states + DC. Series start: March 2026 (daily averages; weekly snapshots published here). Update cadence: Weekly. License: CC BY 4.0 — free to use with attribution to "MonitorBankRates.com" and a link.

Files

File Scope Contents
savings_national.csv / savings_states.csv US / by state Standard, high-yield, jumbo, credit union, business savings APY
money_market_national.csv / money_market_states.csv US / by state Standard, high-yield, jumbo, credit union, business money market APY
cd_national.csv / cd_states.csv US / by state CD APY for 3, 6, 12, 18, 24, 36, 48, 60-month terms
checking_national.csv / checking_states.csv US / by state High-yield, rewards, free, credit union, business checking APY
mortgage_national.csv US 30-year, 15-year, ARM, jumbo, FHA, VA mortgage APR
auto_loan_national.csv US New, used, and general auto loan APR
personal_loan_national.csv US Unsecured personal, debt consolidation, signature loan APR
credit_card_national.csv US Credit card APR by card type
hai_national.csv / hai_states.csv US / by state MBR Housing Affordability Index (MBR-HAI) score history
hibi_states.csv by state MBR Home Insurance Burden Index (annual)
aibi_states.csv by state MBR Auto Insurance Burden Index (annual)

Rates are in percent (e.g. 2.855 = 2.855%). Deposit products are annual percentage yield (APY); lending products are annual percentage rate (APR). Each row carries the observation date.

Methodology

MonitorBankRates collects published rates daily from each institution's own rate pages. An average is the simple mean of every current, plausible published quote for a product classification across all institutions — not a survey sample and not weighted by deposits. Products are classified into standard keys (for example, 12-month for any certificate with a 12-month term). State averages include institutions headquartered in the state or operating branches there.

The MBR Housing Affordability Index scores 100 when a median-income household can exactly afford the median-priced home at the current MBR average 30-year mortgage rate; higher is more affordable. It is recomputed daily from the mortgage average, ACS median income and home value, and standard underwriting assumptions.

The Home and Auto Insurance Burden Indexes score 100 at the U.S. average burden (premium as a share of median household income, blended with premium level); higher is a heavier burden. Premium data from NAIC, incomes from ACS. Updated annually.

Full methodology and live pages: https://www.monitorbankrates.com/datasets/

Citation

MonitorBankRates.com, U.S. Bank & Credit Union Rate Averages, Monitor Bank Rates LLC, 2026. https://www.monitorbankrates.com/datasets/

Also available

Disclaimer

Rates change daily and are published by institutions without notice; verify with the institution before acting. MonitorBankRates.com is an independent rate aggregator, not a bank, lender, insurer, or financial adviser. Index scores are MonitorBankRates methodologies, not guarantees.

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