text:
On Jul 24, 11:09 am, [email] wrote:

Thank you! Exactly as I pointed out, the OP's claim that his call for
jailing of speeders had nothing at all to do with it. Speeds and speed
limits are up, not down.


author: Patriot Games

subject: Re: U.S. Traffic Deaths Fall to Five Year Low

text:
"Speeders & Drunk Drivers are MURDERERS" <[email]> wrote in
message news:aDepi.10001$[email]...

One-third of American households don't even have internet access...

You actually did nothing, but I'm glad you had fun doing it.


author: bob zee

text:
On Jul 23, 11:47 pm, Speeders & Drunk Drivers are MURDERERS
<[email]> wrote:

AND speed limits are up and cell phone usage while driving is up.

bob z.


author: Speeders & Drunk Drivers are MURDERERS

text:
Notan wrote:

There's lots of us out there saying that criminal drivers like you are
killers. I predict within a few years speeders will be equated with
child molesters, as they should be.  How many kids have you crippled,
psycho-boy?


text:
Larry Bud wrote:

Speed limits are NOT rising, you moron.  And even if they were, the
important thing is people are driving slower because they know speeders
are kid-killers. Have a perfect day, psycho-boy.


author: EAST COAST HIVE MIND

text:
Speeders & Drunk Drivers are MURDERERS wrote:

Right. CT Pre-NMSL(Nixon Memorial Speed Limit)limit: 60 MPH; post NMSL-65
MPH, NJ likewise. TX statutory limit pre-NMSL was 70 statewide. There are
now 75 and 80MPH zones.


author: Charles Markham EA

subject: Cash basis S Corp with SEP-IRA plan

text:
A client with a cash basis S Corp, maximum funds his SEP-IRA
both for himself and his employers.  For a given tax year,
the funds are not deposited until the following year.  These
funds are accrued on the books and paid in February.

Is this expense taken when accrued or the following year?
(Remember client is on a cash basis.)  The only reason I
think it isn't obviously on a cash basis is that I thought
there was a special rule about this.

Charles R. Markham, EA
Quincy, MA

<< -------------------------------------------------- >>
<< The Charter and the Guidelines for Posting to this >>
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subject: Re: Cash basis S Corp with SEP-IRA plan

text:
Thanks for the very clear responses!  I knew there
was something about that rule...  <g>

Charles

<< -------------------------------------------------- >>
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this >>
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author: Craig Smalley

subject: Re: Cash basis S Corp with SEP-IRA plan

text:
It is deducible in the year incurred, provided it is paid by
the due date of the return (Cash or Accrual).  It works like
payroll taxes.  They are incurred in December, yet not paid
until January, however they are still deductible.

<< -------------------------------------------------- >>
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author: David Woods EA MST

subject: Re: Cash basis S Corp with SEP-IRA plan

text:
When accrued.

David M. Woods, EA, MST
(617) 723-2422
Boston, MA
www.rytercpa.com

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author: Richard B. Gardner

subject: Re: Cash basis S Corp with SEP-IRA plan

text:
"Charles Markham EA" <[email]> wrote:

The client can deduct the amount contributed to an SEP in the
current year provided the contribution is made by the due
date of the tax return (including extensions).


author: Drew Edmundson

subject: Re: Cash basis S Corp with SEP-IRA plan

text:
"Charles Markham EA" <[email]> wrote:

When accrued as long as it is made by the due date
(including extensions) for the return.

Drew Edmundson, CPA (NC)

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author: Ed Zollars

subject: Re: Cash basis S Corp with SEP-IRA plan

text:
"Charles Markham EA" <[email]> wrote:

The SEP contribution is treated like a qualified plan
contribution in this context, and so long as it is paid by
the due date of the corporate return (including extensions),
it is deductible on the return even though the taxpayer is
on the cash basis.

---
Ed Zollars, CPA (AZ)
[email]
http://www.hmtzcpas.com

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author: Andrew E Goldstein

subject: Re: Cash basis S Corp with SEP-IRA plan

text:
"Charles Markham EA" <[email]> wrote:

Cash basis entities (corporations, partnerships, LLCs, etc)
like individuals (who are by definition cash basis taxpayers)
may take a current year deduction for retirement plan
contributions even though they are accrued and not paid until
on or before the due date of the return in the following tax
year.  Just think April IRA contribution for the prior year.

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author: Thomas E. Healy

subject: Re: Cash basis S Corp with SEP-IRA plan

text:
There is a special rule: retirement plan contributions are
deemed deductible in the tax year for which they are made.
Therefore accrue this expense. The same thing applies to a
proprietorship: you deduct it in 1999 even if the
contribution isn't made until mid-2000.

Tom

--Solving your tax and business problems with
Professional Service...Personal Attention
Email: [email]
Web: http://members.aol.com/thealycpa/Tom_Healy_CPA.html

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subject: Divorce and Immigration

text:
I am a immigrant married to a US citizen.  I have been married for over two
years, and unfortunately the marriage is not working.  I have not received a
interview for adjustment of status, but I cannot wait around for that, it's not
right.  Do I have any other option to maintain the life I've worked so hard to
build??  please email me at [email] if anyone knows of another
way out.


author: kurakot

subject: Re: Divorce and Immigration

text:
all you need is a good lawyer to provide you with step by step and in-depth
guidance.
there may be some viable option for you even if the sponsorship is
cancelled.

check it out and quote your file number/dob/

"Cleo43107" <[email]> wrote in message
news:[email]...
two
a
it's not
hard to
another


author: Shelley

subject: Re: Divorce and Immigration

text:
Try this website
http://www.mindspring.com/~docsteen/visainfo/visainfo.htm
accept the disclaimer and go the section called divorce.  It will tell you
what your options are.
Take Care.  Shelley

"Cleo43107" <[email]> wrote in message
news:[email]...
two
a
it's not
hard to
another


author: Othmane

subject: Joint or individual?

text:
Hi there,
I'm working, My wife has never worked before and we have 2 dependents..
Does it make a difference if i file individually or if we file joint?
I mean which one is better?
Thank you


author: D. Stussy

subject: Re: Joint or individual?

text:
On 30 Aug 2002, Othmane wrote:

In that situation, joint is usually better than separate.  However, only the
specifics of the numbers will tell.  Note that at the state level, the answer
could be different than the federal level, especially for Ohio.


author: Randall M.

subject: Re: Joint or individual?

text:
[email] (Othmane) wrote in message news:<[email]>...

If you are married you may file: married filing joint OR married
filing seperately. The latter is usually not a good idea and is a
terrible idea if you have a non-working spouse.


author: Christopher Green

subject: Re: Joint or individual?

text:
[email] (Othmane) wrote in message news:<[email]>...

Joint, usually. You can't file single if you're married, and MFS is
usually a lot worse. If one spouse has most or all of the income, you
get a considerable "marriage bonus" for filing jointly.

There are some special situations in which MFS makes sense, but almost
none of them come up when there is just one wage-earner. Try the
numbers both ways if you're curious.


author: Wayne Brasch

subject: Re: Joint or individual?

text:
"Othmane" <[email]> wrote in message
news:[email]...

It will probably be to your advantage to file jointly-the tax rates are much
better than they would be for a married couple to file separately.

Wayne Brasch, CPA, M. S. Taxation


author: Rich Carreiro

subject: Re: Joint or individual?

text:
[email] (Othmane) writes:

I notice you're posting from a .fr domain.  Despite that,
I'm going to assume you're talking about US taxes, either
as a citizen or as a "green card" holder.

You *cannot* file "individually".

Since you are married (and presumably living with your wife), you
have only two choices:
   Married Filing Jointly (MFJ)
   Married Filing Separately (MFS)

Unless you live in Ohio (I'll let Mr. Kamlet explain why :),
you will almost definitely do better with MFJ.


author: Arthur Kamlet

subject: Re: Joint or individual?

text:
In article <[email]>,
Rich Carreiro  <[email]> wrote:

Even in Ohio, if one of you has almost no income, you're much better
off filing MFJ.  If your taxable incomes are no worse than about
2.5 to 1, you should try filing each way in Ohio.


author: Philip Nasadowski

subject: Re: Grade crossing warning "bell"

text:
In article <9smljf$[email]>, [email] (lwin) wrote:

Yuck!

I love the bell system the old LIRR M-1s have.  It's not as intrusive
and irritating as the superloud (since lowered in volume) feeper the new
DD cars have.  I despise electronic door closing sounds, mostly because
they're either very irritating, obnoxiously loud, or both.
Interestingly, it's the same bell as the ASC signal in the cab.  The
M-2's use an air whistle for that, and it's normlly audible.

My big pet peeve about the new DD cars is the annoying ding noise that
they make before the PA kicks in (actually the whole PA system.  Why, in
this day and age, can't ANYBODY make a freaking PA system that's clear,
audile, and not an earache?), and the obnoxiously high level of interior
lighting.

The worst are Septa's new Market-Frankford cars, which have a voice
telling you when the doors are opening, and when they're closing.  Quite
annoying when the t/o decides to "dislodge" a "stuck" passenger by
punching the open/close buttons real fast...

Ironically, the aerospace industry got the attention chime noise right
eons ago.  I'm curious as to who makes that ever soothing, ever pleasent
"ding" noise you hear on planes...

The new car are even more obnoxious - they talk.  I *hate* talking
transit equipment.

My elementry school's intercom used a nice crisp bell in the main office
that rung when anyone "buzzed" the office.  The new system (and the
basterds wouldn't let me have the old tube guts of the old system!!! >:(
) featured a feeper noise that sounded just like the new (electronic)
telephone.  That made life fun, and probbably forced the secretary's
retirement (though after I left - my mom was practically famous in the
district for her cupcakes, which were always fresh,thanks to me
remembering that I needed 3 dozen of them for whatever reason, the night
before >:)


author: [redacted]

subject: Re: Grade crossing warning "bell"

text:
In article <[email]>, Philip
Nasadowski <[email]> wrote:

Unfortunately, they are appearing on the Portland & Western lines around
here also.  They sound reasonably good, but the frequency produced, and
probably the wave form, is somewhat different.  Probably triangular wave?
Consequently, I am not convinced that they are as good a warning because I
don't think that they would be as audible over certain other sounds.

As near as I can tell, this has to do with adapting non-railroad grade
equipment for railroad uses.  The older PA system on our MAX cars were Ok
most of the time, but seemed to have problems if in an area where the
overhead was arcing.  So, apparently the equipment was not intended for
use on electric railroad cars, and lacked appropriate shielding to block
out noise from excessive sparking.

Shades of the paranoid android cars on the Atlanta Airport people mover,
which keep up a case of verbal diarrhea during the entire time the cars
have passengers in them?

The new MAX equipment, when the doors close, ding, and report the doors
are closing both in Spanish and English, then finally close the doors.
And, because they now use pre-recorded messages rather than having the
driver talk like they used to, apparently sometimes the messages
announcing the stations are off by a few stops, though I haven't
experienced this firsthand.

And, for a while at least, the biggest complaint that some people had with
the Skoda cars on the Central City Streetcar was that the PA system was
programmed to report the sponsors of each stop when the car stopped
there.  Haven't heard that complaint in a while and haven't been over that
way in a while, so perhaps they have finally stopped doing this.


author: Damon Hill

subject: Re: Grade crossing warning "bell"

text:
[email] wrote in
news:[email]:

Ah yes, the memories...after the TV sci-fi series "Battlestar Galactica"
was canceled, the Cylons were out of a job.  Apparently they got the
transportation concession at the then-new airport terminal.  The
electronically synthesized voice certainly sounded exactly like a Cylon,
and probably was pretty sophisticated for its time.  Last time I was
there, in 1995, they'd gone to something more human sounding.

I never could understand what they were saying on the PA at most MARTA
stations...it's a lot like most airplanes.

--Damon


author: Silas Warner

subject: Re: Grade crossing warning "bell"

text:
[email] wrote:
The Cylon Express in Atlanta originally had a nice Southern female voice
that soothed passengers into not listening.  After about a year when
nobody heard them, the voices were changed to the Battlestar Galactica
versions heard today.

						Silas Warner


subject: Re: Grade crossing warning "bell"

text:
In article
<[email]>,
[email] wrote:

Oh, I meant PA systems, in general.  Most I've heard are between
inaudible and very inaudible.  The ones in NYC subway stations are a
lost cause, and the DC Metro isn't great either.  IMHO, it's a combo of
lowest cost speakers, piss poor amplification, and worse microphones.
Muzak systems are equally guilty of this.  Interestingly, even in the
70's, Muzak amplifiers were vacuum tube, because their early solid state
amps were so lousey, nobody wanted them.

Most stuff seems to lack adequate shielding, filtering, etc etc etc.  I
peq a lot of it squarely on the current generation of electrical
designers simply not being skilled in analog.  After, what's analog
these days? (hint: the real world, but they don't seem to know it)  I
doubt any of the current crop of people, on any continent, could turn
out a whole TV set using less than 100 transistors, letalone doing it in
less than 50, as many early solid state TVs were.

Not as bad.  I hear Atlanta's system actually yells at passengers who
block doors and all.

Oh man.  It's going to reach the point soon where the door closing
speach will take longer than the stops do.

The LIRR's DDs one up that - they sometimes announce stations in a
physically impossible sequence.  I've heard that a few had announced
they were going to Flatbush Ave, which is all fine and dandy except for
the fact that the cars physically don't fit through the tunnel to FBA.
I question who came up with this system...

Grrrrrrr

I seriously can't wait for the M-7's to arrive.  It seems these things
get more and more annoying each year.  Another thing, I could have sworn
the Acela Express plays the door closing beep over the entire PA system.
Why?  I'm sitting, I don't need to know the doors are closing!


author: randee

subject: People mover sounds, was Re: Grade crossing warning "bell"

text:
Haven't you heard the Denver ones?  They do a  whoo whoo and have sounds
that I guess are supposed to be a steam engine coming to a stop!
I'll take the ATL any day.

[email] wrote:


subject: Re: Grade crossing warning "bell"

text:
In article <[email]>, Philip
Nasadowski <[email]> wrote:

They don't exactly yell, but what I have heard it do is make an irritated
toned message:

"You are being DELAYED because SOMEONE interfered with the doors.  PLEASE
step to the CENTER OF THE CAR and AWAY from the DOORS!!!!"


author: uray

subject: Re: The hell with Americans

text:
"WaIIy" <WaIIy@(nft).invalid> wrote in message
news:[email]...

<snip>

This is going to be interesting...

Right now I'm siding with the federal government but I can still be swayed.
Some interesting legal rulings may result from this.

The federal government has sole authority to decide who is or is not a
citizen of the U.S.A..  States do have the right to establish their own laws
and as long as those laws are not in conflict with federal laws and
especially the constitution itself then they are free to exercise that
right.

Many crimes are illegal under federal law and most state laws. Murder is a
federal crime, but it's also a state crime in most (every) state(s). Usually
the culprit will be prosecuted under state laws unless there's a compelling
reason for the feds to get involved. Treason is a federal crime and I
wouldn't be surprised if it's also enumerated in some state laws. Usually
though, if you are accused of treason, you can expect the feds to come pick
you up. I don't think that's ever been an issue.

I don't believe that the Arizona law makes any claims as to who qualifies as
a citizen, it merely defers to their federal status. So they are not
defining who is or is not a citizen and thus not usurping federal law there.
They are merely adding some already existing federal law to their own state
laws.  As long as all they do when they catch somebody is call the feds and
(attempt) to turn them in then I think their law may be valid.

Where I see potential issues is if the Arizona law actually declares
punishment of any sort.  I do believe some aspects of their law do exactly
that.  Unless their law specifically defers to the federal law then it might
be decided that their law upsurps the federal law and thus violates the
supremacy clause.

I'd have to read their new law in detail to really have a strong opinion
either way. I admit, I haven't done so yet.


subject: Re: The hell with Americans

text:
On Tue, 6 Jul 2010 18:27:46 -0500, "uray" <[email]>
wrote:

	Well I am going with the state.  First off the states have
already worked with the Feds with Immigration laws, so for the Feds to
come out now and say "oh you can't do that" is a bit hipocrital.

	Second, they claim Federal Law over rides State laws, if there
is conflict this is true, such in Medical Pot is still illegal
Federally, but the AZ state law does NOT conflict with Federal Law,
hell it's a mirror of the Federal Law.


subject: Re: The hell with Americans

text:
On Tue, 6 Jul 2010 18:27:46 -0500, "uray" <[email]>
wrote:

	No it is not.  With the exception of the murder of a Federal
employee, or when it happens on Federal land such as a military base,
National Park, etc.

	Even bank robbery isn't Federal, unless the Bank does business
across state lines, so Bank of America would be a Federal crime, while
the State Bank of AZ (if all branches are in the state of AZ and they
don't have a single branch in any other state) would only be a state
crime.

	With the exception if the bank robbers cross state lines to
rob other banks, then it would be come Federal even if only
non-Federal type banks are robbed.


author: Jim Rusling

subject: Re: The hell with Americans

text:
[email] wrote:

You are wrong on this one.  If the bank is insured by the FDIC then it
is also a Federal crime and the FBI can get involved.
<snip>


subject: Re: The hell with Americans

text:
On Wed, 07 Jul 2010 08:24:11 -0500, Jim Rusling <[email]>
wrote:

	Your right, forgot about FDIC.


author: Dr. Jai Maharaj

subject: H20's Healing Touch - CHRONIC WOUNDS FIND A CURE

text:
H20's Healing Touch

Chronic wounds now find a cure, courtesy Microcyn

By Seema Singh
The Outlook Magazine
June 13, 2005 issue

A solution of water and salt electrochemically charged in
a way that can kill most bacteria, virus, fungi, spores
and their ilk sans the toxic effects of traditional
disinfectants and antiseptics? It may be hard to believe,
it was even for doctors initially testing it, but the
super-oxygenated water can heal chronic wounds like
diabetic foot ulcers and burns. Dr Amar Pal Singh Suri,
podiatrist at the Diabetic Foot Care Clinic in New Delhi
and the only doctor running clinical trials in India,
says the diabetic foot ulcers are healing for the first
time ever.

View image here:
http://www.outlookindia.com/images/microcyn_image_20050613.jpg

Developed by California-based Oculus Innovative Sciences,
Microcyn, as the oxidised water is called, has already
been approved as a disinfectant and antiseptic for wound
care in the US, Europe, Mexico and Canada.

View picture here:
http://www.outlookindia.com/images/dr_amarpal_singh_suri_thumb_20050613.jpg

[Caption]  "It will be a wonder cure for wounds that lead
to amputation," says Dr Suri

Though Dr Suri initiated the Delhi trial on his own after
he learnt about the technology at a conference in Germany
last year, Oculus says it's working with prospective
distributors in India to get regulatory approval from the
health ministry.

Microcyn's technology is based on the chemistry of
oxidation.

When electric current is passed through purified water,
the hydrogen and oxygen atoms in a water molecule are
split into positively charged hydrogen ion and negatively
charged hydroxide ion. Since the ions are no more stable,
they look out for electrons that can stabilise them. The
resulting solution -- highly oxidised water which looks,
smells and tastes like water -- is a potent killer for
single-celled organisms like bacteria, virus and other
micro-organisms otherwise lethal for humans and their
environs. When this solution comes in contact with micro-
organisms, its highly concentrated ions want to rush
inside the bacterial cell wall where the ion
concentration is less (via osmosis), thereby rupturing
the bacterial cell membrane and killing the organism.

Oculus improved the research done in the early '90s by
Japanese scientists trying to find a way to disinfect
cooling water in nuclear reactors but who gave up their
12 years of work as they couldn't keep their salt and
water solution effectively stable for more a few days.
Iranian-American biologist Hoji Alimi bought the global
licence for the technology for his company Oculus and
spent a few million dollars refining the ionisation
process. The new technology stabilises the ions and keeps
the solution's pH level neutral, making it harmless to
healthy tissues. Traditional super-oxidised water can
remain effective only for a few hours but Microcyn has a
shelf life of a year which Oculus says will increase to
two years when it becomes widely available as a medical
supply.

Doctors testing the solution on chronic wounds and burns
are delighted. "I have tried this on more than 50
patients in last three months and I see amazing results.
The horrific odour of decaying flesh in festering wounds
goes in just one-two days and the wound starts healing.
If it's successful, it will be a wonder therapy for
millions who suffer from ulcers and have their limbs
amputated," Dr Suri says. "More than a million foot and
lower leg amputations occur in India costing immensely to
the exchequer and human productivity," he adds. After six
months of randomised blind clinical trials, Dr Suri will
submit his results before icmr to initiate the regulatory
approval process.

Will this easy-to-apply-and-handle treatment come cheap?
"We realise 'tier' pricing is appropriate with the
product costing less in developing countries," says
Oculus. As of now, Microcyn is more widely used in ulcer
treatment but is equally effective in burns and dental
application. "While the core technology is the same,
we'll customise each formula to make it most effective in
that particular application. Reactive oxygen species,
various ions and even chlorine levels will vary," says
Oculus. It may be a little early for Indian hospitals to
offer Microcyn as treatment but it's promise is immense.

More at:
http://www.outlookindia.com/full.asp?fodname=20050613&fname=Water+%28F%29&sid=1

Jai Maharaj
http://www.mantra.com/jai
Om Shanti

Hindu Holocaust Museum
http://www.mantra.com/holocaust

Hindu life, principles, spirituality and philosophy
http://www.hindu.org
http://www.hindunet.org

The truth about Islam and Muslims
http://www.flex.com/~jai/satyamevajayate

The terrorist mission of Jesus stated in the Christian bible:

     "Think not that I am come to send peace on earth: I came not so send
peace, but a sword.
     "For I am come to set a man at variance against his father, and the
daughter against her mother, and the daughter in law against her mother in
law.
     "And a man's foes shall be they of his own household.
 - Matthew 10:34-36.

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author: Into the living sea of waking dreams

subject: Re: H20's Healing Touch - CHRONIC WOUNDS FIND A CURE

text:
Dr. Jai Maharaj wrote:

not true.

Passing electric current through water will result in the formation of
Hydrogen gas (H2) and Oxygen (O2).

Even assuming this statement to be true, the rate of recombination of
OH- and H+ is so rapid, that there would be no measureable/observable
change in the water.

j.

  Since the ions are no more stable,


author: Nico Kadel-Garcia

text:
"Into the living sea of waking dreams" <[email]> wrote in message
news:j3Epe.3890$[email]...

*THIS* is not true. You can most certainly generate enough free-floating
hydrogen and oxygen pairs to collect as a combustible gas. It's a popular
high school science experiement, where you typically use a bit of detergent
in the water to get it to form bubbles and ignite *THAT*.

All these reactions have rates of reactions to combine both the stable and
unstable forms, and adding energy and recycled reagents (like salt) to the
mess can get some quite interesting interactions.

But the explanation of how it works is purest hocum. It's a bitch and a half
to get current to pass through pure water, since there aren't enough ionized
particles in the water to easily carry the charges from your electric
sources to the other plate and cycle back around. Such hand-waving
explanation of 8th grade science in grandiose and mystifying terms is a sign
of purest snake oil, especially since there are plenty of far more
interesting things that happen with water and electricity in tissue.


text:
In article <j3Epe.3890$[email]>,
 [ NNTP-Posting-Host: 66.138.42.124
Into the living sea of waking dreams <[email]> posted:

The first part of the news story mentions: "A solution of water and salt...",
so further refernece to it is simply "water" in the article.

Jai Maharaj
http://www.mantra.com/jai
Om Shanti


text:
In article <[email]>,
 "Nico Kadel-Garcia" <[email]> posted:

It's not "pure water", as you put it.  The article states that it
is a solution of salt and water.

Jai Maharaj
http://www.mantra.com/jai
Om Shanti


text:
Nico Kadel-Garcia wrote in message ...

. . .(snip). . .
, Oculus says it's working with prospective
half
ionized
sign

    They electrolyze a sodium chloride solution.    That's one way to make
bleach though I don't know exactly how,  my electrochemistry is weak.

Every disinfectant claim on their web site is consistent with the behavior
of a weak bleach solution.    However,  they wave their hands and claim that
the effects are caused by some sort of super-oxygenated species.

Regards
  Old Al


text:
"oldal4865" <[email]> wrote in message
news:[email]...

Heh. Yeah, people still buy bottles of snake oil of all types. It sounds and
looks like this is just another one.


subject: Small Government News* Urgent Message from Carla Howell

text:
Small Government News*
Monday, October 14, 2002
Circulation: 17,264

Official Newsletter of Carla Howell, Libertarian for Governor;
Michael Cloud, Libertarian for U.S. Senate; and Question 1, the
Ballot Initiative to End the Income Tax in Massachusetts

  http://www.SmallGovernmentAct.org    http://www.CarlaHowell.org
                      http://www.MichaelCloud.org

                             "Vote Yes on 1"

+++ URGENT MESSAGE FROM CARLA HOWELL +++

Dear Friends,

We've shattered the silence. Blasted through the blackout.

Our pace is frantic. Running at the edge of our breath.

In the last 7 days, I've done more Newspaper, Radio, and TV News
interviews than the previous 30 days.

Your email and phone barrage to the Media Consortium exploded the
Boston News Blackout of my campaign for Governor.

A Televised Governor's Debate. A Televised Debate on Ballot
Question 1 to End the Income Tax in Massachusetts. TV News crews
attending my events. Newspaper reporters calling for commentary.

Newspapers asking me to participate in "in print" debates with the
other candidates for Governor.

This is busting wide open.

Last weekend, we salvaged a few critical hours to record 8 Radio
ads. They're red hot!

They're ready to broadcast this week.

Using Arbitron ratings and demographic information, we've been able
to target the 1,100,000 listeners most likely to support me and
vote Carla Howell for Governor.

These listeners represent 897,000 registered voters.
High-probability, high-propensity voters.

23% of the people who will show up at the polls on November 5th.

We're able to reach these radio listeners for only a little over
a penny per person. Effective and cheap.

Our Radio ads to these voters this week and next week will lead up
to the October 24th Governor's Debate.

This Governor's debate will be broadcast simultaneously on Boston
ABC, CBS, NBC, PBS, New England Cable News... and, we are told,
nationally broadcast on C-SPAN.

PLUS, every political Newspaper reporter in the state of
Massachusetts will be glued to the screen. So will Associated
Press, State House News Service, and State House News Bureau.
Furiously taking notes.

My campaign for Governor is lifting off.

But I need your help to take advantage of this unprecedented
opportunity.

We need to raise $25,882.36 to reach these 1,100,000 radio
listeners. Twice.

We have to start paying for the ads Tuesday, October 15th. We have
to finish paying for the ads by Friday, October 18th.

We have exactly $1,997.84 in my Governor campaign account.

I desperately need your help at this critical time.

Massachusetts state law allows you to donate only a total $500 to
my campaign for Governor this year.

If you have NOT donated to my campaign for Governor, this is the
critical hour. This is the crunch time.

If you have donated $500 to my campaign for Governor, your spouse
can also donate up to $500.

If you can donate $250 or $150 or $85, we urgently need the money.
We have to pay for these ads this week - or the radio stations will
NOT run them.

You have been so good to me. I'm grateful for everything you've
done to help my Libertarian campaign for Governor of Massachusetts.

You're indispensable to my campaign. A key person in our effort to
make government small.

That's why I'm writing to you now. This is the moment of opportunity.

Please make your most generous donation now at our web site:

   https://stronghold.your-site.com/muni/ch/main1.php

Or, if you'd prefer, please immediately mail your donation on
Tuesday (the Post Office is closed Monday) to:

Carla Howell for Governor
6 Goodman Lane
Wayland, MA 01778

small government is beautiful,

Carla Howell

P.S. We only have 22 days left until Election Day. Now is the time.
You are the person who will make a difference. Please help now.

++++++++++++++++++++++++++++++++++++++++++++++++++++++++

Please forward this issue of Small Government News to several people
you know who are concerned about tax cuts and Big Government. Please
ask them to subscribe to this newsletter for a pro-freedom, small
government perspective (and please don't forget to remove the
unsubscribe instructions below which have your email).

++++++++++++++++++++++++++++++++++++++++++++++++++++++++

* "small government is possible", "small government is beautiful",
"Personal Responsibility Sets Us Free" and "Small Government News"
are Service Marks (SM) of Carla Howell and Michael Cloud.

To SUBSCRIBE, mail to:  [email]  (no
message or subject is needed)


author: Gray Shockley

subject: Re: Small Government News* Urgent Message from Carla Howell

text:
On Mon, 14 Oct 2002 9:28:43 -0500, [email] wrote:

--------------------------------------------------------
from her website:

Specifically, Carla Howell and each candidate who takes the Small Government
Pledge promises:

1.	I will vote against every government budget that spends the same amount or
more than the previous year's budget.
2.	I will seek to introduce and will vote for a government budget that is
dramatically smaller than the previous year's budget.
3.	I will vote against existing Big Government Programs.
4.	I will vote against any new or expanded Government Programs.
5.	I will seek to introduce and will vote for legislation that repeals
existing Big Government Programs.
6.	I will seek to introduce and will vote for legislation that reduces the
total funding, size, and power of government.
7.	My campaign issues, statements, and literature will consistently embody
the Small Government Pledge.
8.	I will protect the meaning of the Small Government Pledge by refusing to
"normalize" or adjust government spending to account for inflation,
population growth, cost of living, and other exceptions, excuses, and
rationalizations.
--------------------------------------------------------

Y'all might do things differently up yonder but here in Mississippi - though
we may have been dumb enough to attempt to leave the United States over
slavery - our governor doesn't "vote" but signs - or doesn't sign - bills
passed by the legislature.

Does Massachusetts' governor "vote"?

Gray Shockley
--------------------------------------------------------
Everything is always the worst it's ever been.


author: Shagnasty

text:
A libertarian or a republican doesn't have a snowball's chance in hell in
Massachusetts.
Any state that would elect Ted Kennedy would elect Karl Marx.

<[email]> wrote in message
news:vwAq9.19466$[email]...


author: shane yeager

text:
Shagnasty wrote:

--->Really?  Results of the '98 and '94 gubernatorial elections were flukes,
I suppose?  Two straight Rep. governors right now, with a neck-and-neck race
this year.

--->To the gentleman from MS with the q on Carla's pledge; I would venture
that the pledge you encountered is just a cut/paste from her latest run
against Kennedy for the US Senate.  She got 12% of the vote for that one
(with the Repub. candidate getting 13%)

Shane Yeager, writing from the People's Republic of Cambridge


text:
On Tue, 15 Oct 2002 13:21:25 -0500, shane yeager wrote:

--------------------------------------------------------

My point. The site is sloppy. The site is all I have to judge the candidate.

--------------------------------------------------------

I've lived in Massachusetts a couple of times. As a civilian, I lived in
Gloucester and worked at the Rockport Twine and Rope Company as lead fiber
production foreman (natch' our product went towards fishing nets).

More interestingly - as regards to taxes - one of the times I was at Fort
Devens (Harvard/Ayer), I had just returned from Germany (1983) and had bought
a 2-year old Toyota.

I had bought it in Mississippi and had a Mississippi license plate on it. I
got my renewal notice from Mississippi for $185 and - since the Soldiers and
Sailors Relief Act said I could have either plate on the car - I checked
"Taxachusetts". The plate was $12.

Mississippi: $185
Massachusetts: $12

Gray Shockley
--------------------------------------------------------
I also got Lyme's Disease there. Thanks!


author: Rattus the RAT

subject: TN visa at airport (connection time)

text:
Hi,

I'm moving from Canada to USA and I was wondering if it's very long to get a
TN visa at the airport (assuming I have all my documents)? For my flight I
would probably have a connection to Toronto and I'd go through the customs
there. would a 2h connection time be enough?? Another question, it is
possible to simply do a car trip to the border a couple of days/weeks before
my flight just to enter in USA to get my visa? Then I wouldn't have to worry
about it during my connection when I move there by plane... Or do they only
give it to me the day I'm actually moving? I know nothing about this, please
help!!

Thanks

Rat


author: S B

subject: Re: TN visa at airport (connection time)

text:
Rattus the RAT wrote:

2 hours to get a TN in Toronto is awfully tight, especially if your
inbound flight is delayed.

You can get it a week or so in advance at a border ... but not more than
2 weeks.


author: Ian

text:
The recommended time for a TN permit at the Toronto airport is 3 hours.

"Rattus the RAT" <[email]> wrote in message
news:VDmEa.20552$[email]...
a
before
worry
only
please


text:
"S B" <[email]> wrote in message
news:[email]...
get a
I
customs
before
worry
only
please

I just called the customs at the nearest place from my home and they said I
can't do this! UGH!!

RAT


text:
Rattus the RAT wrote:

You did have to go and *ask* didn't you!  I'm sorry I didn't mention
that the normal process is to go to the border a week or two in advance
of actually starting work - but what you do here is have the letter
dated to start within a few days.  Don't tell the BOrder officer that
you're going to return to Canada to pack to go to the US or that you're
going to fly into the US later.

Go to the Security Admin office to apply for your SSN.  Call your
employer to let them know that you've got it - these are required before
you can start work.

Now, having done that, return home - maybe spend the night in the US -
Keep your I-94.  When Canada customs asks the purpose of your visit to
the US explain to get a TN and a Social Security # ... that's ok with
them!

Then fly to the US in a week or so and request "re-entry in TN status".

All quite normal.  You just get officers who balk - like the one you did
when you explained it the way you did.


author: RAT

text:
"S B" <[email]> a ï¿½crit dans le
message de news: [email]...
to
flight
is
days/weeks
to
they
this,
than
said I

Okay, I'll try that. Thanks for explaining. By the way, on my invitation
letter from my employer it says (for some unknown reason) I'm supposed to
work from June x (don't rember the date exactly) 2003 to June (x -1) 2004,
but i'll actually start on Sept. 1 and I'll fly in the middle of august, do
you think I'll be in trouble because of the date at the border? Should I ask
my employer for another letter with the real starting date?

RAT


text:
RAT wrote:

Maybe ... your employer needs to understand that you can only work 12
months from the date of admission.  Going to the US that far in advance
(mid Jun to start in Sept *is* a problem, since you won't be going to
work in that period, and your entry will be bogus.  You want to go not a
lot more than a couple weeks in advance of starting employment.  That
way you get the longest period possible on the TN.  Doing it as was done
would (apart from the legal question), cut your TN time down by 2.5
months!


author: Sylvia Ottemoeller

text:
"RAT" <[email]> wrote in message
news:OduFa.2190$[email]...

message

long to get a
flight I
customs
is
days/weeks before
have to worry
they only
this, please

[snip]

do
ask

You absolutely should get a fresh letter for use in obtaining TN status.  A
letter prepared for the purpose of getting TN status must mention either the
phrase "one year" in it, or specify a period of one year as your employer's
letter did.

If the letter says "one year" you will have a little flexibility with your
entry date.


subject: diabetes and hearing loss

text:
I do not remember ever reading on this group about the loss of hearing
due to diabetes, but evidently diabetics have a higher percentage of
hearing loss than non diabetics.  I looked this up because my hearing
is not nearly accute as it once was and I find myself often asking
people to repeat themselves.  I read that it can be due to nerve or
blood vessel damage, change in the epithelial cells in the ear or a
lack of a certain protein which allows ear wax to exit the ear.  There
may be other causes.

Does anyone on the group notice a diminished hearing ability?    The
articles I read said that people don't often connect their hearing
loss to diabetes but assume it is due to aging.  My blood sugars are
normal and I do not have any retinopathy, foot problems, nephropathy,
etc.  The only thing I read to counter this is to keep blood sugars
low, which mine are, but I am still having trouble hearing.

If anyone has any ideas, other than a hearing aid, about how this
might be improved, I would greatly appreciate your suggestions.

Dolores


author: Kurt

subject: Re: diabetes and hearing loss

text:
On Nov 29, 2:34�am, dorsy1943 <[email]> wrote:

Bingo! These groups function at their best when ALL opinions and
approaches are represented.

Ther terms "high carb" and "low carb" seem to mean different things to
different people, even the ones who post in these newsgroups. Compared
to the average diet most people posting here and a.s.d. eat a lower
carb diet, which I have come to define as <200 grams per day.

Stay away from Sizzler!

I hear you. Most restaurants do tend to go overboard with their
portions. I guess they figure people want quantity over quality...and
in most cases they're probably right. However, some of the trendy
restaurants I go to don't have that problem, the only thing they go
overboard on is the price!

Kurt


subject: Re: diabetes and hearing loss

text:
On Nov 29, 10:55�pm, "Robert Miles"

I don't do "buffets"...that's for the people in steerage. :)

But seriously, I learned years ago that just because there is a plate
full of food, I don't HAVE to eat it. Loretta uses portion control,
which I think is smart. I also subscribe to portion control, but in a
slightly different way...when I've had enough food, I walk away. It's
called discipline. Plus, I don't like feeling full to the point of
being uncomfortable. I acutally prefer trendy restaurants because for
the most part the food is of a higher quality, and they aim for taste,
not all you can eat. I look at a menu as a buffet and I choose the
items I want that fit in with my WOE.

Kurt


subject: Re: diabetes and hearing loss

text:
On Nov 23, 11:21 am, Susan <[email]> wrote:

Susan if you had IR on Ornish and switched and are better, no one can
argue with that.  It doesn't matter what anyone else is doing well
on.  We are all different.  I am assuming that on this group there are
people who are doing well and have been for years on all types of
diets.  And probably no one will change as long as they are doing
well.  On the other hand there are likely to be lots of people who
might just be tuning in and it is good to see different opinions so
they can judge for themselves which approach to take.

Bye the way, on another group I visit there has been lots of
discussion and many articles cited about the combination of fat and
carbs together.  These articles say, and many believe, that it is
eating fat and carbs together that causes all the damage.  Which may
be why some do well on a high fat low carb diet and some do well on a
low fat, higher carb diet.  I assume we are talking about whole foods
and fats that are not hydrogenated or trans fats (and heaven only
knows about the newer interesterified fats).

I would also like to say that when I say high carb, that usually means
I have starch with my meals.  Maybe half a cup of rice and so on.  I
do not know what results I would have if I ate a potato the size of
Rhode Island.  Restaurant portions of all foods are too much for one
sitting and I usually bring along my own container to carry home what
I don't want to eat at the meal and fill it before I start to eat.
That prevents me from being tempted during the meal.  If there are
people out there who frequently eat in restaurants and do not get fat,
I would kill for their metabolisms.

Dolores


subject: Re: diabetes and hearing loss

text:
On Nov 23, 5:35�am, dorsy1943 <[email]> wrote:

You're probably not "high carb" compared to most people in the
world.:)
Sounds like you're doing fine and if your doctor approves of your
methods, and you are getting such good results, why change? I think
the fact that you are aware and concerned about what you are eating is
the real key to success when it comes to a person's health and puts
you way ahead of most people. Since it has been proven that a
sedentary lifestyle, overeating, and obesity are the main contributing
factors to (most, not all) getting diabetes, following any kind of
diet that includes balanced nutrition, lots of activity, and healthy
food choices will yield positive results. People can argue all day as
to which diet is better, but it's pretty hard to argue with the need
for plenty of exercise and switching to a whole foods WOE. IMO the
cause of many health problems is largely due to people knowing they
should exercise and eat right, but choose not to.

If you choose to keep doing what you're doing your beta cells may well
prove your fears wrong.

Kurt


author: Alan Mackenzie

subject: Re: diabetes and hearing loss

text:
dorsy1943 <[email]> wrote:

A man walked into a fish and chip shop, and ordered in an emphatic
fashion: "I'LL HAVE HADOCK AND CHIPS TWICE, PLEASE!!".  To which the
chippy owner replied, equally forcefully: "OK, HEARD YOU THE FIRST
TIME!!".


subject: Re: diabetes and hearing loss

text:
On Nov 21, 11:38�am, dorsy1943 <[email]> wrote:

Hi Dolores,

I vaguely remember reading about this but didn't give it much thought
until your post. Damn, just what we need, yet one more complication to
add to the laundry list of potential diabetic problems. I'm not
doctor, but since most complications can be avoided or delayed by
tight bg control that certainly would be one thing you could do. Do
you have an endo - a doctor who specializes in diabetes? If not, you
should schedule at least a consultation with one and ask the
professional about this condition and how best for *you* to address
it.

Thanks again for bringing up this subject...and prompted me to do some
Googling. For those, like me, who didn't know much about the
possibility of hearing loss due to diabetes, here's one article that
talks about it.

http://www.ama-assn.org/amednews/2004/03/15/hlsc0315.htm

Kurt


subject: Re: diabetes and hearing loss

text:
On Nov 21, 3:14 pm, Susan <[email]> wrote:

An interesting point, Susan.  This made me wonder about some of the
diabetes drugs which increase insulin production in the pancreas.
Some of the earlier diabetes drugs were studied and it was found that
although the blood sugar was lower, the complication rate was much
higher. I also believe that studies have shown that fat increases
insulin resistance. So if you replace carbs with lots of fats, even
though you might have lower blood sugar, you could be more insulin
resistant and ultimately end up with more complications.     If only
there were a cheap easy way for us to monitor insulin just as we do
blood sugar.

Dolores


subject: Re: diabetes and hearing loss

text:
On Nov 22, 10:07 am, Susan <[email]> wrote:

Susan--I do not know why the research you cited is good research and
the research which says that lots of fat in the blood causes insulin
resistance is not good research.  I am not qualified to judge that.
Even the researchers in the article you cited said that the insulin
response was greater with the butter and the potato.  But they said
they did not know why this was!!  It seems to me that there is extra
insulin because the fat causes the cells to be resistant to the
insulin so the pancreas pumps more out so the sugar can get into the
cell.  Five weeks is not a long study and I do not think the
researchers should have assumed that extrapolating the curve would
have shown the results they claim.  How do they know without doing the
experiment that they would not have a J shaped curve after a few
months?

Which brings us back to the problem you mentioned: it is not only low
glucose that we want but it is important  how we get the low numbers.
You mentioned that you have articles which say that hyperinsulinemia
causes the hearing loss.  So it seems that what we don't want is too
much insulin and if the added fat raises the insulin, we would expect
lower blood glucose.  But as you point out, do we want all that extra
insulin?

While I do not dispute the assertion that there is less of a reaction
to sugar than starch,  I am having a hard time grasping the fact that
the article seems to imply
 that table sugar is better for you than a potato.  Also, not just the
chemical properties but the physical properties of food affect
metabolism.  For instance, I believe a boiled potato has a lower
glycemic index than a microwaved potato.   A starch, having 100%
glucose, is a polymer and sugar is not.  So the amount of glucose
alone is probably not the only reason blood sugar would be higher or
lower.

The researchers said the higher fat diet works without weight loss.  I
believe the high fat high protein low carb diet is very conducive to
weight loss.  I am wondering why the experiment subjects did not lose
weight on the diet.  One thing I will say about a high carb diet is
that those on the Pritikin or Ornish diets engage in exercise.  At the
Pritikin center, live- in dieters exercise after every meal and
snack.  I do not exercise that much but I make sure I do exercise at
least an hour a day.  I think exercise is the real elixir of life
(although I would rather sit on the couch and read a book).  It is
good for the heart, arteries, as an anti stroke measure and of course,
I believe, for diabetics.

Am I missing something or did the article not study a diet that was
mostly protein and fat?  My daughter is on a diet that contains, eggs,
dairy, meat, cheese, very low glycemic vegies like lettuce and a few
berries every now and then.  She is not diabetic--yet.  Her diet
scares me.

I believe in the end, that the important thing is which diet will let
you hang onto your beta cells the longest and which diet will produce
the fewest complications.

Dolores


author: hemyd

subject: Re: diabetes and hearing loss

text:
"dorsy1943" <[email]> wrote in message
news:[email]...
At about the time I was diagnosed in 1995 I developed what doctors (probably
incorrectly) identified as Menieres syndrome. What I experienced
intermittently but often was severe dizziness, vertigo and nausea. These
would get so bad that I would vomit, and often even lying down would not
help. The symptoms would come and go, making them difficult to pinpoint by
doctors whou could only hypothetise. I noted that the problem was more
likely to happen in winter. I would get severe bursts of this every winter
for about three years, then the problem disappeared. It returned briefly a
year or so ago, but only on instance, and with mild symptoms. This actually
coincided with my entry into the world of the Internet (and MHD) and I
vainly searched for answers. I did believe that it was diabetes related.
It's possible that the problem went away as my bg control improved.

For many years now I've had this problem where I cannot stand loud
background noise, such as at a party or a busy restaurant. I find it hard to
distinguish people talking to me from the background noise. I also have an
increasingly severe "ringing" (or shrill sound) in my ears, not annoying
when doing something, but very noticeable when resting. Although I have
believed that diabetes has something to do with it, I cannot confirm it. I
do go along with Susan's opinion, though.

Henry Mydlarz (age 60 years)


subject: Re: diabetes and hearing loss

text:
On Nov 21, 4:02 pm, Kurt <[email]> wrote:

Kurt--re going to an endo.  To insure the best health possible, I stay
away from doctors and lawyers unless it is absolutely one hundred per
cent necessary.  I particularly want to avoid going to specialists
because they always want to do something special.

Dolores


subject: Re: diabetes and hearing loss

text:
On Nov 22, 5:07 pm, Susan <[email]> wrote:

Hi, Susan--I am sorry but I do not have any studies at my finger
tips.  I do remember reading however, that the inuit, on traditional
diets, have more osteoporosis and breast cancer than any population in
the world including us.

If fat lowers insulin then (in the presence of carbs) the charts in
the articles you cited would have shown less insulin not more.  The
researchers commented on this.

Re Atkins.  Have you read one of his last books?  I will go to the
library next week and get the title of two books--his first one and
the later one.  You can check them out yourself.  In the first book,
he says exactly what you say.  Exactly.  He claimed he either cured or
reversed diabetes in his patients.  Yet in the later book he writes
about the best diet for diabetes and guess what--it looks almost
exactly like a pritikin diet.  What happened to his patients over the
years to make him add carbs and fiber to his diet?  No use arguing
until I find the books.

I am really glad you are now healthy.  It shows there is possibly more
than one way to skin a cat.  I have been on a high carb low fat diet
for about 17 or 18 years now (with lapses).  No meds.  So far no
retinopathy, neuropathy, nephropathy.  Unfortunately I do not believe
that my beta cells will last forever no matter what diet I use.  I
hope I am wrong.

I appreciate other viewpoints and am grateful for you and all the
people on the group who take the trouble and time to post articles
from the literature.  There might be a day I come to change my diet
and then there might not.  So far I will stick with what has worked
for me for almost a fifth of a century.  If it no longer works I will
change in an instant.

Best, Dolores


author: Robert Miles

subject: Re: diabetes and hearing loss

text:
"Kurt" <[email]> wrote in message
news:[email]...
On Nov 29, 2:34?am, dorsy1943 <[email]> wrote:
[snip]
.
Some, but not much, research has been done so far on their effects:

<http://heartdisease.about.com/od/cholesteroltriglyceride1/a/interesterified.htm>

http://www.theheart.org/article/765927.do

Want to bet your health that they're better than transfats?
.

I hear you. Most restaurants do tend to go overboard with their
portions. I guess they figure people want quantity over quality...and
in most cases they're probably right. However, some of the trendy
restaurants I go to don't have that problem, the only thing they go
overboard on is the price!

Kurt
.
Do you have a local buffet restaurant?  The two local ones I've tried
had enough different foods available that I was able to choose a
plate of low-carb foods, and allowed me to decide how much
food to put on the plate.  They didn't seem to limit the number of
plates you used, so they should also be able to handle the people
wanting quantity as long as they don't offer take-home boxes.

Robert


author: Trinkwasser

subject: Re: diabetes and hearing loss

text:
On Sat, 29 Nov 2008 02:34:39 -0800 (PST), dorsy1943
<[email]> wrote:

There's some truth in that, all the way down to the level of ATP, AMPK
and the mitochondria.

Also dietary research in almost always done with levels of carbs most
of us can't handle, probably a factor in the "dangers"of high fat
intake.

However the vast majority of diabetics who are NOT Type 1s on insulin
do infinitely better on a low carb diet, and so do a fair number of
Type 1s on insulin. Very few individuals are successful on a high carb
diet, far fewer than the amount of noise some people insist on making
would suggest.


subject: Re: diabetes and hearing loss

text:
On Sun, 23 Nov 2008 15:17:01 -0800 (PST), Kurt
<[email]> wrote:

If you choose to believe the ignorant prejudices of a Type 1 on
insulin  and apply them as a Type 2 on diet and exercise then you
deserve all you get.


subject: Re: diabetes and hearing loss

text:
"dorsy1943" <[email]> wrote in message
news:[email]...
On Nov 22, 10:07 am, Susan <[email]> wrote:

Susan--I do not know why the research you cited is good research and
the research which says that lots of fat in the blood causes insulin
resistance is not good research.
.
Dolores
---
The research I've looked at seems to say that too many living fat cells
in your body are bad for insulin resistance, but not fat in your diet as
long as you control your total intake of calories enough that you aren't
storing it in new and larger fat cells, or worse yet, have it building up
in your blood because your fat cells can't store it fast enough.

There are, however, some types of fats, such as most transfats,
which are bad either in your fat cells or in your diet.

Robert


author: bgl

subject: Re: diabetes and hearing loss

text:
"dorsy1943" <[email]> wrote in message
news:[email]...

 To insure the best health possible, I stay
away from doctors and lawyers unless it is absolutely one hundred per
cent necessary.  I particularly want to avoid going to specialists
because they always want to do something special.

Thank goodness they do. Otherwise I wouldn't have had my cancer taken
care of nearly so soon & (so far) so easily -- not that it's been *easy*
but letting-it-go would only have made it worse.
bj


author: Nicky

subject: Re: diabetes and hearing loss

text:
On Wed, 26 Nov 2008 20:04:02 +0000, Trinkwasser
<[email]> wrote:

Shame we can't force him to put a sig on his posts that say who his
advice may be useful for!

Nicky.
T2 dx 05/04 + underactive thyroid
D&E, 100ug thyroxine
Last A1c 5.4%  BMI 25


subject: Re: diabetes and hearing loss

text:
On Sat, 22 Nov 2008 19:05:50 -0600, "Robert Miles"
<[email]> wrote:

Exactly, body fat and blood fat (lipids) are not derived from dietary
fat but dietary carbs.


author: Nancy Manos

subject: Phonics help needed

text:
Hi!
I'm wondering if anyone has anything they can recommend for teaching the
phonics rules.  We used A Beka 1st and 2nd grade with my oldest daughter and
she really learned phonics well.  She's an excellent speller and reader.  We
used some A Beka 1st grade with my younger daughter last year and she
learned some, but we abandoned A Beka for various reasons.  Anyway, my
younger daughter is struggling with phonics and spelling and I'm wishing we
had stayed with A Beka, at least for language.  She's doing Daily Grams 2nd
& 3rd, and we have a spelling book that she's doing fine with.  Also she's
doing a 3rd grade phonics book.  Unfortunately I haven't laid the same
sturdy foundation in phonics with my younger daughter as I did with the
older.

So, I'm wondering if there is a resource available that is a compilation of
the spelling/phonics rules that I can use as a reference for teaching.  I'm
not really looking for a workbook or a program or curriculum, just a good
reference material.  Is there such a thing?

Thanks in advance!
Nancy


author: [redacted]

subject: Re: Phonics help needed

text:
In article <0AqK5.665$[email]>,
  "Nancy Manos" <[email]> wrote:
the
daughter and
reader.  We
wishing we
Grams 2nd
she's
the
compilation of
teaching.  I'm
good

Buenos Dias, Nancy

You might look through Spaulding's "writing Road to Reading" She has a
list of about 25 spelling and phonics rules. I think the list is pretty
complete, but I haven't looked at any other curriculum lately. If you
didn't want to use the book as a text you could just copy the rules
from it. Another resource you might look through is Trudy Palmer's
phonics course.. I think the name of it is "The Gift of Reading", I
have not looked at it recently but I think she uses the same list of
rules.

Have a nice day

perelandra

Sent via Deja.com http://www.deja.com/
Before you buy.


author: MaG Douglas

subject: Re: Phonics help needed

text:
Nancy Manos wrote:

Yes, Virginia, there is such a thing. :) It's title is;
_Phonics/ Spelling Manual, Part 1_, by Guyla
Nelson, ISBN 0-941207-34-X. I bought ours
from Alpha Omega. (They're right next door
to you in Tempe.) :) It is exactly what you
decribed, a teaching reference that has the basic
phonics/ spelling rules.

MaG


author: Ann Sires

subject: Re: Phonics help needed

text:
I taught my son with Hooked... but changed to Teach your child to Read... I
like it mostest...(hee)

ann

[email] wrote:


author: Stainless Steel Streetrat

subject: Re: Phonics help needed

text:
A New Phonics List:-Sounds/Spelling (for Teaching Reading)
	http://www.orange.ne.jp/~corindb/5phonics.shtml

Practice Quiz onPhonics
	http://english.glendale.cc.ca.us/phonics.html

Sharon's Phonics is Fun
	http://www.hinet.net.au/~mvisser/phonics/

-----------------------------
Stainless Steel Streetrat

"*Living* is the best revenge"   - Conan the Barbarian
-----------------------
Ultimate Guide to Christian Resources: Homeschooling
     http://members.aol.com/stretrat/homeschool/states.html


author: Alan Carter

subject: Free Stock Alerts >>

text:
If you're seriously interested in making money in the stock market, please
send an email to:  [email]


author: Manish via ImmigrationKB.com

subject: Application Processing - 22July - NO progress agin.... Hell

text:
ASPC PROCESSING INFORMATION - For the week of 22 July 2008

Applications lodged on or before the dates shown below have been allocated
to case officers for further processing.

Skilled Migration Applications lodged before 1 September 2007

Onshore Skilled visas (permanent and provisional)

Student/Graduate applications - Class DD and DE visas
Subclass 880: 31 August 2007 (paper), 31 August 2007 (e-lodged)
Subclass 881: 31 August 2007 (paper), 31 August 2007 (e-lodged)
Subclass 882: 31 August 2007 (paper), 31 August 2007 (e-lodged)

Onshore Skilled Independent Regional (Provisional) (SIR) – Class UX visas
Subclass  495: All applications: all applications are now allocated to case
officers

New Zealand Citizen (Residence) - Class DB visas
Subclass 861, 862 and 863: all applications are now allocated to case
officers

Offshore Skilled visas (permanent and provisional)

Skilled Migration visas - All paper based applications for Class BN, BQ,
BR, UX and UZ visas
Subclasses 134, 136, 137, 138, 139, 495 and 496: 11 June 2007

e-lodged Skilled Independent Regional (Provisional) applications
Subclass 495: all applications are now allocated to case officers

General Skilled Migration (GSM) visas processed by GSM Adelaide

General Skilled Migration visas: Class VE and VF,
Subclasses: 175, 176, 475, and 476,
      E-lodged: 12 November 2007
      Paper lodged: 19 September 2007

General Skilled Migration visas: Class VB and Class VC subclass 487
Subclasses: 885, 886, 887, and 487
      E-lodged: 12 November 2007 (applications lodged before 1 July 2008
only)
      Paper lodged: 19 September 2007

General Skilled Migration visas: Class VC subclass 485 only
      E-lodged:  12 November 2007 (applications lodged before 1 July 2008
only)
      Paper lodged: 19 September 2007


author: himeshr13 via ImmigrationKB.com

subject: Re: Application Processing - 22July - NO progress agin.... Hell

text:
True... No progress this week either.. god only knows what they actually mean
when they publish all those "" Skill shortages.. and 300000 lac more Visas to
be granted..."".. guess its goin to b a loooong wait.. nyways I heard that
they are addin more case officers sometime in aug... so things would
hopefully change then.

Himesh.

Manish wrote:


author: Cheryse

text:
It is so frustrating - all the talk about the new quota starting in
July, the catching up the backlog of applications prior to 01 Sept
changes ...


author: aurelio

text:
I saw that it's moving futher on the beupdate.co.uk. My concern is that
the great majority of the folks on that site is from UK, which clearly
has higher priority over all other countries.

My reference is the austimeline.com, which brings a better balanced
information from people all over the world, and according to the data
I'm quering that, the thing is REALLY STUCK for us guys!

I've completed more than one year of waiting. I have lodged my
application in DIAC on July 3rd 2007 and still have no case officer.
*Does anybody know what a heck is going on out there (ASPC)?*


author: Jacques E. Bouchard

subject: The dreaded day after

text:
You know the feeling: you get up in the morning, fire up the ol' PC (or
wind up the Mac), and load the script you were working on the previous
night. Yes, the script you worked on 'til the wee morning hours, the
script that left you with such a feeling of accomplishment that when you
finally went to bed all you could do was lie with your eyes open, flying
high on the rush of adrenalin and the conviction that you had just given
birth to something truly great.

Then you re-read what you wrote, and your jaw hangs open. WTF, were you
drunk? Did you abuse some sort of controlled substance, or did the pilot
light go out on the stove and leak gas into the house again? How on
earth could you ever have fooled yourself into thinking that what you
wrote at 2 a.m. - that jumble of piss-poor exposition, strained dialogue
and hole-riddled plot - could ever approach anything resembling the
palatable? You'd never excuse something like this from anyone else, so
why did you allow yourself to commit the same sins?

It's obvious that somewhere along the way, you lost your objectivity.
You became drunk on your own sense of accomplishment - finally getting
something down on paper after a long stretch of writer's block, and it
feels *good*! - and drowned in self-satisfaction the little editor, the
little voice in your head that usually tempers these flights of self-
indulgence with harsh criticism and allows you to reach a balance.

I don't think that anyone is ever free from that trap - not even the
most experienced. I think it's a matter of finding that point where your
muse shuts down, when she says "I'm tired, you're on your own from her
on", and recognizing it for what it is. That's when you have to shut
down the PC (or put the Mac back in the toy box), push back from the
desk and go to bed or fold the cat or brush the laundry until tomorrow,
when the muse is fresh and well-rested.

Last night, I think I finally identified and recognized that point,
because when I opened the script this morning, it didn't suck. In fact,
I recognized that the last sentence stops exactly at the point where my
inspiration yawned, curled up and went to sleep.

What I'd like to know is, how long did it take others here to find that
point? Have you managed to stretch it, the way you can build up
resistance by training for long-distance running, or is it like good
genes, where you have to work with whatever capacity you're dealt with?

jaybee


subject: Re: The dreaded day after

text:
On Mon, 2 May 2005 17:24:32 +0000 (UTC), "Jacques E. Bouchard"
<[email]> wrote:

I finally got smart.  When my Muse skips a beat I just send my stuff
out to a guy who calls himself "Monkeyhawk".

He's fast.  Rates are cheap.  And he's a ton of laughs.

Doug

"Sometimes you gotta say goodbye to the things you know,
and hello to the things you don't."

-- Steve McQueen in "The Reivers


author: monkeyhawk

subject: Re: The dreaded day after

text:
"Jacques E. Bouchard" <[email]> wrote

The counterfeiter always knows the coin is fake.

Joe Myers
"Write a wise saying and your name will live forever.
                                                        -- Anonymous"


author: MC

subject: Re: The dreaded day after

text:
In article <d55nog$jet$[email]>,
 "Jacques E. Bouchard" <[email]> wrote:

My muse is indefatigable.

Unlike me.


subject: Re: The dreaded day after

text:
In article <d57o1r$16v$[email]>, [email] wrote:

But he isn't as pretty as my Muse. She's a real cutie.


subject: Re: The dreaded day after

text:
<[email]> wrote

Sorry to be so slow getting back to you on this one.

Sorry, too, I can't think of anything amusing to add.

Joe Myers
"This is gonna cost ya."


subject: Re: The dreaded day after

text:
In article <d55tjm$k4c$[email]>,
 MC <[email]> wrote:

Plus, she's really pretty.


subject: Re: The dreaded day after

text:
On Tue, 3 May 2005 11:57:10 +0000 (UTC), MC <[email]>
wrote:

No.  Of course he isn't.  He's a man.  A sort of Monkey/Hawk/Man kind
of man...

Doug

"Sometimes you gotta say goodbye to the things you know,
and hello to the things you don't."

-- Steve McQueen in "The Reivers


subject: Re: The dreaded day after

text:
On Tue, 3 May 2005 15:22:48 +0000 (UTC), "monkeyhawk"
<[email]> wrote:

That's ok, Joe.  I realize you've been involved in discussions in
other threads.  I know how it gets.

Please don't put yourself out arranging a penalty for my slapdash
Tomfoolery.  I was kiddin', I tell ya.  I was only kiddin'.

Doug

"Sometimes you gotta say goodbye to the things you know,
and hello to the things you don't."

-- Steve McQueen in "The Reivers


subject: Re: The dreaded day after

text:
In article <d57qte$4rj$[email]>, [email] wrote:

Don't get any ideas about my Muse.


subject: Re: The dreaded day after

text:
On Tue, 3 May 2005 13:15:28 +0000 (UTC), MC <[email]>
wrote:

Just musing, MC.  That's all.  Really.

Doug

"Sometimes you gotta say goodbye to the things you know,
and hello to the things you don't."

-- Steve McQueen in "The Reivers


subject: Re: The dreaded day after

text:
In article <d59280$t1h$[email]>, [email] wrote:

Yeah, that's what you *say*.


author: TC

subject: What is the Definition of APR?

text:
I'm good at math, but not very experienced in finance.

Because I'm good at math, I know that every exponential curve grows
according to the formula X(T) = X(0) * e ^ (T * R), where T is time
and R is the continuously compounded interest rate. The continuously
compounded interest rate is different from the effective rate over one
year. The two are related to each other as R_yearly = e ^ R_continuous
- 1.

Because I'm inexperienced at finance, I don't know whether "APR" means
R_yearly or R_continuous. Every example and definition I've seen on
the web suggests that APR = R_yearly. However, when I look at my
mortgage statement, it seems that the bank is using APR =
R_continuous, which works in their favor.

My question is this: Is there a fixed definition for "APR"? If so,
does it correspond to R_yearly or R_continuous?

To express my question in a different way, if I invest $100.00 at 20%
APR, should I expect to have $120.00 or $122.14 at the end of a year?
(Or is there no clear answer?)

-TC


author: Daniel T.

subject: Re: What is the Definition of APR?

text:
"TC" <[email]> wrote:

As I understand it, it depends on the compounding rate. Investments are
generally express as APR, but actually mean R_yearly/12 and are
compounded monthly. For example that $100 would go to 101.67, 103.36,
105.08... 121.94.

I think some loans are compounded daily which would be very close to
R_continuous.


author: Mark Freeland

subject: Re: What is the Definition of APR?

text:
"TC" <[email]> wrote in message
news:[email]...
[...]
[...]

There is no clear answer.

  APR is the annualized rate without compounding, so it depends on the
period of the interest, and the calculation method!  If you invest $100 at
20% APR where the interest is credited once per year, you'll have $120 at
the end of the year.  If you invest $100 at 20% on a 365/365 calendar (where
interest is calculated daily, based on 1/365 of the APR), then you'll have
(assuming I used the calculator correctly :-) $122.13.  Less than continuous
compounding, but close.

Another common calculation is 365/360 compounding.  Divide the APR by 360
(12 "standardized" 30-day months), but compound daily.  Back when savings
banks' interest was regulated (before the 1980s), they offered APRs of
5.25%.  But you would usually get 5.39% yield (365/365 calendar) or 5.47%
(365/360 calendar).

This is why banks are required to advertise annual percentage yield (APY) -
the equivalent of interest credited once per year.

http://www.investopedia.com/articles/basics/04/102904.asp (APR vs. APY)

Mark Freeland
[email]


subject: Re: What is the Definition of APR?

text:
On Apr 14, 6:55 am, "D T W  .../\\..." <[email]> wrote:

As wikipedia points out there is another important facter than just
the compounding period.  One time fees such as points are taken into
consideration to figure out your equivalent cost of borrowing (APR).
A "no points" loan of 6% is quite different than a "2 points" loan at
6%.  APR is a better "apples to apples" comparison than just rate.


author: Jose Bailen

subject: Re: What is the Definition of APR?

text:
On Apr 14, 12:38 pm, "TC" <[email]> wrote:

Actually, for a given year, the APR is not equivalent to the ln R_(t))/
ln R(t-1) -as you imply- . APR is the effective interest rate, adding
fees and expenses (in the case of loans). The effective interest rate
depends on when the interest accrues, and it is closer but not equal
to the interest rate found by applying logarithms. When you apply the
exponential function to a given amount  (and the logarithm to
calculate the implicit APR) you are assuming that the interest accrues
continuously. That's not the case of the APR.

The general formula to calculate the effective interest rate is r =
(1+i/n)^n - 1, where i is the nominal rate, and n is the number of
periods in which the interest accrues. In your example, assuming that
the interest accrues every 12 months, the nominal interest rate of 20%
implies a nominal interest rate of 1.666667 % per month (20%/12), and
the APR would be r = (1+1.666667%)^12 -1 = 21.93%, which differs from
the exp(0.2) = 22.14% that you calculated.


author: Logan Shaw

subject: Re: What is the Definition of APR?

text:
TC wrote:

The way I think of it is this:  APR is the number which, in combination
with the compounding rules (schedule), is sufficient information to
define the interest that will actually be paid/owed.  Neither APR nor
compounding rules by themselves are sufficient information to define
the amount of interest that will be paid.  However, the two together
are sufficient.

APR is definitely not the same thing as R_continuous.  R_continuous
implies a set of compounding rules (specifically, that compounding is
done continuously).  APR implies no compounding rules.

The APR is expressed in annual terms.  It is pro-rated across the
compounding interval(s).  For example, if the compounding rules
specify that interest is compounded every 30 days, then the interest
paid for a 30-day interval is APR*30/365.  If the compounding rules
specify that interest is paid on the 1st of every month, the interest
paid could in theory be APR*28/365 one month and APR*31/365 another
month.  In the case of continuously-compounding interest, it's
probably easier not to think in terms of an infinite number of
prorated interest amounts over and infinite number of infinitely
small intervals, although there probably is a mathematically valid
way to do it.  :-)

The big gray area in my mind is really the definition of "annual".
As far as I know, there is no fixed mathematical definition of "year".
Some years are 365 days and some are 366.  The length of an average
year is a physical phenomenon and can have no precise mathematical
foundation.  Maybe the law has solved this problem by making a
fixed definition of "year" for certain purposes and in certain
jurisdictions.

The caveat with all of the above is that I'm neither an expert on
math or financial matters.  :-)  So, if I have any wrong assumptions,
it would actually be nice to hear about that.

   - Logan

======================================= MODERATOR'S COMMENT:
 Posters to this thread should relate comments to general financial planning.


subject: Re: What is the Definition of APR?

text:
It's worth pointing out that APR for mortages is a different beast from
APR/APY for bank deposits.  This is where finance *really* diverges from
math.

APR for mortages *is* a standardized number.  But it includes so much that
you may not recognize it.  APR is for mortgages what APY is for banks (the
rate that you would be charged if you paid your mortgage once per year, e.g.
a $100K mortgage at 6% would result in $6K of interest if you paid at the
end of the year).

But ...  The APY attempts to incorporate interest that goes beyond the basic
interest due from the outstanding loan.  It incorporates points (which the
IRS considers interest, just paid up front), some loan fees, and mortgage
insurance.

HUD's definition: A measure of the cost of credit, expressed as a yearly
rate.  It includes interest as well as other charges.  Because all lenders
follow the same rule to ensure the accuracy of the annual percentage rate,
it provides consumers with a good basis for comparing the cost of loans,
including mortgage plans.
http://www.hud.gov/glossary.cfm

If you want the full and gory details (I've never looked through them):
http://www.bankersonline.com/lending/guru2005/gurus_ldng091905v.html
"Appendix J of Reg. Z contains the formulas and instructions.  You cannot do
these calculations manually, a computer is required."  (It has a link to Reg
Z, containing Appendix J: http://www.bankersonline.com/regs/226/j226.html )

Mark Freeland
[email]


author: Lawyerkill

subject: Re: storm coming

text:
On Sep 3, 8:20 am, [email] (bob wald) wrote:

Bob, are you under water yet?


author: Blash

subject: Re: storm coming

text:
On Sep 3, 8:20 am, [email] (bob wald) wrote:

. . . another one with no eye = buckets of water again, and there is a
doozy already there right now to loosen things up . . .  HAARP . . .

Check it out with your Google Earth. Make sure youhave all of your
'weather' boxes checked.

At godlikeproductions.com we used to have a lot of posters expert
(hobby or otherwise) there posting with minute details, pictuers,
charts, movies etc. Now they all are gone . . . vanished . . . sort of
like reminds me ot these guys:

The Mysterious Deaths of Nine Gulf Oil Spill Whistleblowers:
http://www.youtube.com/watch?v=sFfkd1NYtkk

Truth will set you free John 8:32


author: Le Cocque D'or in Tweed

subject: Re: storm coming

text:
Now here is a marriage made in heaven,
maybe weed can officiate the ceremony
when he gets out of rehab?

Does anyone have actual details as to how Weed lost all his sister's
house sale money?  What investments and drugs he was addicted to at
the time of his ruin of her finances?


author: Douglas

subject: Re: **** *** Ray Drouillard

text:
Please remove misc.education.home-school.christian from your
crossposting list.

Thank You,
MaG

[email] wrote:


author: Lizabeth

subject: Re: **** *** Ray Drouillard

text:
"Douglas" <[email]> wrote in message
news:[email]...

Dear Idot,

If you are not part of the solution, then you are part of the problem.


subject: Re: **** *** Ray Drouillard

text:
On Sun, 03 Jun 2001 00:30:18 GMT, Lizabeth completely failed to help me
find a new quoting string..

Dear Liz,

If you are not part of the solution, you are part of the precipitate.


subject: Re: **** *** Ray Drouillard

text:
"M1A1_Hokie" <[email]> wrote in message
news:[email]...

I don't really think that makes sense, but if it made you happy to write it,
so be it.

~~~
Lizabeth
Virginia Beach

The man who views the world at 50 the same as he did at 20 has wasted 30
years of his life.   - Muhammad Ali


author: Jude

subject: Re: **** *** Ray Drouillard

text:
Lizabeth, a precipitate is a substance which is not in a chemical solution, if
that helps. It's usually the result of a reaction which produces something too
heavy to dissolve from a mixture of two solutions.  It falls out or sinks to the
bottom, and thus is no longer a part of the solution.
Btw, M1A1_Hokie, it did make me happy to read it. It is the best and brightest
statement I've read so far slogging through this huge blob of words,
approximately two posts of which relate to a spelling bee.

Lizabeth wrote:


author: tdrake

subject: Re: **** *** Ray Drouillard

text:
Lizabeth <[email]> wrote in message
news:RVpS6.51786$[email]...
it,

hey Liz, the Muhammad Ali quote is a retread....here's one for you....

The point of philosophy is to start with something so simple as not to seem
worth stating, and to end with something so paradoxical that no one will
believe it.

Bertrand Russell


author: Ray Drouillard

subject: Re: **** *** Ray Drouillard

text:
(other newsgroups removed)

Oh no!  It's the thread that won't die!  It has come back to haunt us!  :-)

Mr. Hokie is simply a troll from a newsgroup that actively encourages
trolling.  I managed to get under his skin a while back, which resulted in
some extreme profanity on his part.

In general, I very much respect the military and those who are willing to
put their lives on the line.  I remember, however, that there were a number
of weenies in the military when I was on active duty, and I doubt if it has
changed.  Of course, there are weenies everywhere.  Some newsgroups tend to
attract and concentrate them, and others (like this one) tend to chew them
up and spit them out :)

He's probably a fine soldier tho likes to blow off steam.

Ray Drouillard

"Jude" <[email]> wrote in message
news:[email]...
solution, if
too
to the
brightest
me
problem.
it,


author: Sarajoyo

subject: Two years!!!

text:
As of today, I've officially been nursing for two years!  My little
sweetheart is two today!  Two years ago I was in labor, and this
morning she woke me up by snuggling up to me and saying, "Mommy, nurse
Laura Anne please."  I had always planned to nurse for at least a
year, and then a vague "as long as we both still want to," so I guess
we'll see where that takes us.  She eats well, but still nurses at
least 3 times a day, usually more like 4 or 5.  She's a lot bigger
than she was when we were first nursing, and her feet rest on the arm
of my rocking chair now, but when she falls asleep in my arms, I still
see glimpses of that tiny newborn.  She loves everyone and everything,
and loves to do new and fun things, but Mommy, Daddy, and the cat are
her favorites (as are her grandparents and many aunts and uncles).
It's funny -- when I looked back on her first year, I thought she had
changed and grown a lot (which she had), but I can't believe all the
things she's learned in this second year!  She looks so much more like
a little girl now, and not a baby -- soft curls that make great
ponytails, the little bangs I trimmed two nights ago (her first
haircut ever, just the bangs), a full set of baby teeth, and big big
blue eyes so very much like my own.  And the sweetest kisses and hugs
and cutest giggle ever.  She's very much looking forward to the cake
(chocolate -- her request) tonight too. :)

And now I'm off to take my birthday girl to Mommy-Toddler ballet class
this morning, where she'll dress up in her much-beloved tutu and pink
shoes and pretend to be a little dancing flower.  I love her!

-Sara:)
Mommy to Laura Anne, Two Years Old Today!


author: Mary S.

subject: Re: Two years!!!

text:
Happy belated birthday to Laura Anne, and happy second Birth Day
anniversary to you!  :)

Mary S.
mom to the Sproutkin
and a new wee babysprout


author: Chookie

subject: Re: Two years!!!

text:
In article <[email]>,
 [email] (Sarajoyo) wrote:

Congratulations!  Where did that time go??


author: Kari

subject: Re: Two years!!!

text:
Happy Birthday Laura Anne!! I can't believe she's 2 already.

Kari
mom to Kaylie (8) Noah (4) and Xander (5 mos)


author: Belphoebe

subject: Re: Two years!!!

text:
Sarajoyo wrote:

What a sweet post--it made me tear up.  Congratulations to you and a
wonderful b-day to Laura Anne.  :)


author: CY

subject: Re: Two years!!!

text:
Awww, how sweet.  I just joined the two-year-club a couple weeks ago too!
She sounds just like my DD!

CY
"Sarajoyo" <[email]> wrote in message
news:[email]...


author: iphigenia

subject: Re: Two years!!!

text:
"Sarajoyo" <[email]> wrote in message
news:[email]...

Happy birthday, lovely little girl!


author: laurie

subject: Re: Two years!!!

text:
Awww, sweet post Sara!  Congrats on Laura being two. And you think she's
changed a lot this year- wait 'til next year, when she *really* looks like a
kid and not a toddler anymore!

She sounds like such a cutie, I'm so happy for you guys!  And the chocolate
cake sounds really yummy too. ;)

laurie
mommy to Jessica, almost 3 years and
Christopher, 10 months


author: Nikki

subject: Re: Two years!!!

text:
Sarajoyo wrote:

Aww, what a nice post.  Happy birthday Laura Anne and thanks to Sara for
giving us a b-day update :-)


author: DeliciousTruffles

subject: Re: Two years!!!

text:
Happy Birthday, Laura Anne!

I hope you had a wonderful day!  :-)


author: Nancy P

subject: Re: Two years!!!

text:
"Sarajoyo" <[email]> wrote in message
news:[email]...

Awww, happy birthday to little Laura!

Nancy


subject: Re: Two years!!!

text:
"Kari" <[email]> wrote in message news:<Bh02c.123469$[email]>...

Thanks Kari!  Time goes by so fast!

-Sara:)


subject: Re: Two years!!!

text:
"Belphoebe" <[email]> wrote in message news:<KUF1c.11600$[email]>...

Thanks Belphoebe!

-Sara:)


subject: Re: Two years!!!

text:
"CY" <[email]> wrote in message news:<tAH1c.12152$Zp.9240@fed1read07>...
Thanks CY!  Two is great so far!

-Sara:)


subject: Re: Two years!!!

text:
"iphigenia" <[email]> wrote in message news:<[email]>...

Thank you!  It's hard to believe it's been two years since I posted my
birth announcement!

-Sara:)


subject: Re: Two years!!!

text:
[email] (laurie) wrote in message news:<[email]>...
Ack!  I'm not ready for that!  LOL!

Thanks Laurie!  It was very yummy cake -- my favorite Betty Crocker
chocolate cake recipe and chocolate buttercream frosting.  And she
blew out the candle all by herself too!

I also meant to say that if anyone wants to see pictures of her, email
me offlist, [email].  This week and next are
pretty busy, but I'm hoping to have some together to post or something
by the end of next week.

-Sara:)


subject: Re: Two years!!!

text:
laurie wrote:

I think it must just keep happening because Hunter looks like such a
*school* kid and no longer a little kid, I have to do double takes
sometimes.  I can't wrap my brain around that child belonging to me, I'm the
mother of little kids, lol.


subject: Re: Two years!!!

text:
"Nikki" <[email]> wrote in message news:<[email]>...

Thanks Nikki!

-Sara:)


subject: Re: Two years!!!

text:
DeliciousTruffles <[email]> wrote in message news:<[email]>...

Thank you Brigitte -- it was a lovely day indeed!

-Sara:)


subject: Re: Two years!!!

text:
"Nancy P" <[email]> wrote in message news:<[email]>...
Thanks Nancy!  And happy birthday to Dana today too!!!

-Sara:)


author: Will

subject: Multi Level Partnerships (MLPs) in an IRA / Schedule K-1 Income in an IRA

text:
A very common organization for oil and gas partnerships these days is the
multi-level partnership (MLP).    As I understand it, MLPs distribute their
income out to the "unit holders" (limited partners) and generate a Schedule
K-1 for use on the limited partner's tax return.      My question is what
happens when K-1 income is received into an IRA?    Is tax deferred on that
income as it is for capital gains and qualified dividend income?


subject: Re: Multi Level Partnerships (MLPs) in an IRA / Schedule K-1 Income in an IRA

text:
In misc.taxes.moderated, Will wrote:

MLP is Master Limited Partnership. Many of these are PTPs (Publicly
Traded Partnership).


author: jbccpa

subject:
Re: Multi Level Partnerships (MLPs) in an IRA / Schedule K-1 Income
	in an IRA

text:
On Oct 20, 11:46ï¿½am, "Will" <[email]> wrote:

FYI,

MLP is an initialism for Master Limited Partnership; not, Multi Level
Partnership..


author: Arthur Kamlet

text:
In article <[email]>,
Will <[email]> wrote:

Ingeneral there is no tax effect.

In rare cases a hoilding might generate Unrelated Taxable Business
Income.  If your IRAs generate over $1000 of UBTI/year the custodian
should calcuate the tax due on that income and pay it out of the IRA.

And charge you out of the IRA for handling the paperwork.


text:
On Oct 20, 12:46ï¿½pm, "Will" <[email]> wrote:
If I recall correctly, these K-1's come in with the custodian's tax
I.D. number on
them, so the taxpayer does not have to report anything.  Just check
the K-1 when
it comes in to see if your social security number appears on it.


text:
"Arthur Kamlet" <[email]> wrote in message
news:gdidcv$h66$[email]...
their
Schedule
that

Would UTBI be a rare thing for an oil and gas partnership?


author: Phil Marti

text:
"Will" wrote:

Speaking strictly from what I hear, UBI seems quite common in IRA-held
MLP's, although I don't recall any specific comments regarding oil & gas.
It's rare that there's enough of it to require a 990T.


author: Bruce Lebowitz

subject: ZENON Computers --Thanks for the Info---  No thanks Zenon   FYI

text:
I would like to thank all of you who replied via E-Mail and posts to my
request for information concerning Zenon Computers.  Without
enumeration, the E-mail responses  warning me to stay away from this
company  exceeded positive responses which for the most part were mainly
from people who purchased systems and never had to deal with the company
after that. Warnings mainly indicated support after purchasing a system
from this company was lacking. I have canceled my order and my
recommendation from this experience would be to wait a while longer for
the pricing of a quality company who provides support after the sale to
fall within your price range.

Low pricing and positive reviews in several magazines led me to place an
order with this company last Saturday. My requests for information
postings were founded in suspicions that one magazine's review which
indicated that Zenon's tech support was not competitive may have been an
understatement. Since placing my order last Saturday I continually tried
to get through to their tech support line.(This included all day Monday,
Tuesday, and Wednesday morning) The line was busy and if I did get
through I received a familiar recording that "All of our sale(not techs)
are currently busy--please hold". I got tired of holding after 5 minutes
each time an hung up. Wednesday morning my sales rep readily offered to
pull my order when I told him I was concerned that if I received the
system and there was any type of problem there would be no one to talk
to. He indicated that he would be unable to help me and I would have to
call tech support. I indicated that there was no way(repeat NO WAY) to
get through to tech support. The number (1 800 229-7898) either comes up
with his sales persons are busy recording or is busy. Either way--no one
answers. He again indicated that he would not help me after the purchase
and I could only deal with tech support. He then offered to pull my
order for me if I didn't like it. I suggested that he go right ahead.

Thanks again for those of you who responded to my request for
information.

PS ...How can a company advertise 1 year free on site service when it is
predicated on approval from a tech who you cannot reach. How can you
resolve any system problem if you cannot reach a tech.


author: Scott Lowry

subject: Re: ZENON Computers --Thanks for the Info---  No thanks Zenon   FYI

text:
In article <3hbt01$[email]>, [email] (Bruce Lebowitz) says:

Just be glad you didn't order from the, get your system, find a design issue
that made it unsuitable for your needs and try to get and RMA.  I went through
this with them and it took over two weeks to get ahold of the right person
to get an RMA number.

Since then my group has purchased well over 150K in PC's from other companies
such as Gateway and Dell.  Sorry Zenon.


author: The Sponge

subject: Re: ZENON Computers --Thanks for the Info--- No thanks Zenon FYI

text:
[email] (Bruce Lebowitz) writes:

That is the same scam that Packard Bell uses. They will fight you
all the way before sending someone out to look at your pc,
even when you demonstrate that it is a hardware problem.

sanjay
[email]


subject: Case Officer Query

text:
When you get a case officer is that the final countdown then?  Just
lodged our visa so long way to go :unsure:


author: janicebks

subject: Re: Case Officer Query

text:
Dear all,

I think a bond is paid at the discretion of the CO, when you seem
likely to incur government health costs, welfare etc. It doesn't earn
you any points. But the AUD100 000 investment helps get you an extra
fiver.

Janice :)


subject: Re: Case Officer Query

text:
Yes, once you get a co, get your meds done, pccs and then it looks like
four weeks(ish) is the norm.
Best of luck.Chris


author: CathnPaul

subject: Re: Case Officer Query

text:
the case officer will request meds, pcc's and bond (dependant on visa
class)...then its the final countdown.


subject: Re: Case Officer Query

text:
Bond? Does this apply to a Skilled Independent Subclass 136 visa?
Haven't been told by our agent about this bond?  Have just paid $1990
for the visa application to Dimia though.  Same thing??


subject: Re: Case Officer Query

text:
No it's not the same thing. You pay a bond to gain extran points. If you
had enough points then it will not be required. Your agent should have
told you if it was required.

Nicky x


author: John Black

subject: Seated Curls -- why alternate arms?

text:
Whenever I see people doing seated bicep curls, they usually alternate
lifting one arm, then the other?  I usually lift both arms at the same
time.  It makes the set take half the time.  When I tried alternating, I
didn't get any more reps per arm -- actually I think I got a little less
because the lactic acid had more time to build up.  Why do people
alternate?

John Black


author: spodosaurus

subject: Re: Seated Curls -- why alternate arms?

text:
John Black wrote:

Doing seated curls alternately gives you more rest, so it's like doing a
deliberate recovery pause between reps (quite a popular technique for
those who like to do 20 rep squats). As such, you lift more weight for
more reps. For some with back problems it feels a little easier on the
thoracic spine.

How's your cardiovascular fitness?


author: thehick

subject: Re: Seated Curls -- why alternate arms?

text:
or it could just be because it's easier.  generally that's
the trend.
...thehick


author: Jason Earl

subject: Re: Seated Curls -- why alternate arms?

text:
John Black <[email]> writes:

F> Whenever I see people doing seated bicep curls, they usually alternate

They alternate arms because they want the exercise to take longer.
The more time that they spend on their biceps the less time they have
to spend doing exercises that are physically demanding like deadlifts
or squats.

Jason


author: Jeff Finlayson

subject: Re: Seated Curls -- why alternate arms?

text:
John Black wrote:

That allows the lifter to focus on one arm at a time and thus
handle more weight.  Give it a chance.  Do it more than once.


subject: Re: Seated Curls -- why alternate arms?

text:
In article <[email]>, spodosaurus@_yahoo_.com says...

Pretty good I think.  I run 3 to 5 miles 3 times per week.

John Black


subject: Re: Seated Curls -- why alternate arms?

text:
Jeff Finlayson wrote:

I seem to recall a study from quite some time ago showing that training
one limb at a time allowed more weight to be used as a maximum for a
given number of repetitions than doing the same exercise with both limbs
in several exercises.

Ari


author: Art S

subject: Re: Seated Curls -- why alternate arms?

text:
"Jeff Finlayson" <[email]> wrote in message news:[email]...

If they are lifting one arm at the same time that they are lowering the other
arm (as opposed to lift and lower right arm, then lift and lower left arm),
it also reduces the temptation to cheat by leaning forwards or backwards
(although I would expect that more if they were standing than sitting).

Art


author: Hobbes

subject: Re: Seated Curls -- why alternate arms?

text:
In article <43bcd92d$[email]>,
 spodosaurus <spodosaurus@_yahoo_.com> wrote:

Lots of studies. Search 'bilateral deficit'.


author: JRH

subject: Re: Seated Curls -- why alternate arms?

text:
On Thu, 05 Jan 2006 04:44:55 GMT, "Art S" <[email]>
wrote:

Using alternate arms encourages counterbalance 'cheating' through
swinging, whereby the lowering arm assists the movement of the lifting
arm.

I enjoy dumbbell curls but do both arms at the same time. I use a
high-back bench to sit on with the seat angled up at the front and the
backrest slightly angled back. I bend my knees to about 90 degrees and
rest my feet on the dumbbell rack, lift the chest with shoulders back
and then do my three sets.

This gives a complete ROM and enables extremely good form with quite
heavy weights. A very pleasing and comfortable exercise.