text:
[Default] On Thu, 01 Apr 2010 12:52:17 GMT, hal wrote in
talk.politics.guns:

ROFLMAO.

You'd have to be a fucking idiot to think that what TMT meant.

"To prove you innocent" [chuckle]

I see you have the same grasp of Constitutional principles as TMT. No
WONDER you're confused.


author: hal

subject: Re: How to Assess Right-Wing Christian Militia

text:
On Wed, 31 Mar 2010 16:53:56 -0700, Klaus Shadenfreude
<[email]> wrote:

English isn't your first language, is it?   Think about how the police
work every day when investigating a crime and evaluating a pool of
"parties of interest".


text:
On Thu, 01 Apr 2010 05:56:53 -0700, Klaus Shadenfreude
<[email]> wrote:

That's exactly what he meant.  Give it up.


author: Klaus Shadenfreude

text:
[Default] On Thu, 01 Apr 2010 12:53:50 GMT, hal wrote in
talk.politics.guns:

I see you failed to explain what he meant by "suspect until proven
innocent."

You stupid leftists just can't get a grip on this whole "innocent
until proven guilty" thing, can you?


text:
[Default] On Thu, 01 Apr 2010 13:44:50 GMT, hal wrote in
talk.politics.guns:

So now you can read minds? Kewl!


text:
On Thu, 01 Apr 2010 05:58:15 -0700, Klaus Shadenfreude
<[email]> wrote:

It means that you maintain objective suspicions of people of
questionable motives until they prove themselves to be innocent of any
wrongdoing.  Get it yet?  don't know why this is so hard for you.

Those are your words, no one else's.  This is not about assuming
someone's guilt without due process.  This is about maintaining
healthy and objective suspicions about people of questionable
motivation until you are sure they aren't some fucking wierd assed
nutter.


text:
On Thu, 01 Apr 2010 06:51:30 -0700, Klaus Shadenfreude
<[email]> wrote:

No, I can read his words.  He said "suspect".

You turned that into "guilty".

There is an enormous difference.

You are wrong.

Give it up.


author: Strabo

text:
hal wrote:

"objective suspicions"
"questionable motives"
"prove themselves to be innocent"

Yep. You've got the makings of a TV cop.

Now it's "healthy and objective suspicions about people of questionable
motivation until you are sure they aren't some fucking wierd assed..."

Hey Dick Tracy, instead of compiling a list of those with weak alibis
so you can threaten one into copping a plea, how about *following the
evidence*?


text:
[Default] On Thu, 01 Apr 2010 13:44:54 GMT, hal wrote in
talk.politics.guns:

You're a fucking idiot.

I was going to correct you, but you serve a better purpose as being a
bad example.

Uh, yeah, it is.

Nutters like  you and TMT, who suspect people until they're "proved
innocent."

[chuckle]


text:
[Default] On Thu, 01 Apr 2010 14:44:44 GMT, hal wrote in
talk.politics.guns:

You're really having trouble with the whole "proven innocent" concept,
huh?

But then, you seem to be as atrociously stupid as TMT.


text:
On Thu, 01 Apr 2010 15:50:15 -0700, Klaus Shadenfreude
<[email]> wrote:

You're having trouble understanding the difference between "suspect"
and "guilty".


text:
[Default] On Fri, 02 Apr 2010 12:30:56 GMT, hal wrote in
talk.politics.guns:

You're having trouble understanding "proving innocence"

You have no one to blame for your stupidity but yourself.


author: PC

subject: Dell Windows ME Reinstallation CD - $30

text:
I am selling the Windows ME Reinstallation CD that comes with my new DELL
computer

$30 + shipping

http://home.earthlink.net/~paulch88/forsale/winme.jpg


author: Jayashree Karthik

subject: Re: Dell Windows ME Reinstallation CD - $30

text:
what's the difference between reinstallation cd and OEM CD ???

Regards
"PC" <[email]> wrote in message
news:eiSr7.12110$[email]...


text:
I think they are the same..

"Jayashree Karthik" <[email]> wrote in message
news:9ooruf$lll$[email]...
DELL


author: Salah Kazi

subject: waiting and waiting ... (April02 Buffalo)

text:
Hi folks in the waiting Game:

I think the group of people who applied in Mar-Apr-May02 and earlier
deserve a well earned patience award.

It really is frustrating to see case after case being approved is for
those who applied months later !!!!

Later ...

Salah


author: Andrew Miller

subject: Re: waiting and waiting ... (April02 Buffalo)

text:
This is why many experts (including myself in this forum) were strongly
advising not to submit applications between end of 2001 and final
publications of Regulations, forms and instructions at the end of June 2002.
Unfortunately many didn't want to listen (some even argued with me here) and
now are paying time penalty for it.


author: fedd

text:
Andrew, do you have hard evidence that they delibrately slowed applications
submitted during that period? If yes, I will summarize your words to the MP
when I see him, since he replied me that he would like to learn more on my
application beofore initiation an inquiry to the CIC.  My understanding was
that the CIC had never informed people not to apply between 2001 and final
publications of Regulations, correct me if I am wrong.

Andrew Miller <[email]> wrote in message
news:rrRTc.14840$jZ5.2335@clgrps13...
2002.
and


text:
Unfortunately, at the time I applied I wasnt aware of the canadian
immigration discussion forums. I didnt come across any information on
CIC website indicating the transition period. And not everyone who
applies would have learned about it.

So, taking all that into account, why isnt the counsulate processing
cases with the same timeline/processing-time as the cases filed later.
I mean the regulations changed later, so apply the new regulation on
the cases filed between jan02-jun02 and approve or deny applications.
Most of the people who applied before would be approved under the new
regulations (jun02) anyway.

Also, if the regulations change shouldnt they be transparent and under
the new regulations the cases filed earlier get approved or denied
likewise as those who applied after the regulations were put in
effect.

So, why do they have to put aside the cases filed during the
transition?

Salahuddin

"Andrew Miller" <[email]> wrote in message news:<rrRTc.14840$jZ5.2335@clgrps13>...


text:
It has nothing to do with "deliberately slowing down applications". It all
is a result of (1) lack of instructions how to deal with cases submitted
with old forms and without required by new law supporting documents (as such
requirements were not known until end of June 2002 anyway) and (2) legal
challenges launched by many that resulted in processing being frozen by
courts for most of 2003 for those cases.

Of course that CIC didn't tell people not to apply, why would they? They
couldn't anyway as law was being implemented on June 28, 2002 and applied by
IRPA retroactively to all cases received after Dec 31 2001 as clearly
warned. But they have clearly included a bold warning on their website as
well as in all visa posts already back in November 2001 (when IRPA was
signed into law) that all applications received after December 31, 2001 will
be subject to new law. Why would anyone sane advise anyone to apply after
December 31, 2001 and before Regulations, rules, forms, criteria and
requirements were published in the first place??? There were of course many
dishonest practitioners (quite few here in this forum arguing with me at the
time as well) who preferred positive cashflow over the best interest of
their clients. I have lost 6+ months of business and cashflow myself by not
taking cases for submission prior to end of June 2002 - most of people who
were eager to apply decided to hire someone else or do it on their own,
despite warnings. Now they suffer.

Why did you apply and gamble without knowing the rules? You gambled, took a
chance, dove into completely unknown abyss and now you suffer the
consequences. Your application package wasn't compliant with new law and if
you didn't update it on your own but waited for visa post to ask for it then
you have waited in long queue with others in the same boat. Don't blame
CIC - they warned everybody already in November 2001 and kept warning on
their website and in visa posts until well after June 28, 2002.


text:
Impossible - the warning (box with bold text) about new law was posted on
the CIC home page since November 2001, also information and links about new
law coming into force on June 2002 including fact that new rules will apply
to cases received after November 2001 (later revised to after Dec 31 2001)
were there for everyone willing to see. Same in visa posts. You didn't need
to read newsgroups to know about it - paying attention to CIC website was
enough.

Why those cases are behind applications filed later? I already explained
reasons - lack of clear rules at early stages (those cases couldn't be
processed at all until rules were published and law implemented on June 28)
and later court challenges technically freezing processing of those cases
were the main reasons for delays.
In the period when Jan - July 2002 apps were frozen life had to go on and
cases submitted after June 28 in full compliance with new rules were
processed. You wanted them to be frozen as well and processing officers
having nothing to do?

And yes, those cases are being now processed like apps submitted after June
28 - but the problem is that all those cases needed (and many may still
need) to be updated to new rules, forms and documents requirements. It takes
time to assess them, to send requests for updates, receive them, re-assess,
etc.

I had many clients who have filed on their own in same period as you but
decided to hire me to update their packages as soon as they realized that
update is what is needed. All of them already have their visas. Many who
didn't hire me or any other practitioner but read about it in various
newsgroups or realized the need on their own have also updated their
applications ASAP and got their visas. Those who are still left behind are
applicants who didn't update their applications soon enough or not at all
yet.

It is your responsibility to make sure that application complies with rules
it is processed under. If you wait for request (or invitation) to update
your file then you are again behind those who applied after you but updated
their files sooner than you. I hope that it makes sense to you and that
you'll see that it is all up to you to not be left behind. Officers have
their hands full all the time.


author: N.

subject: Gymnastics Party Favours ideas

text:
Hi,

My dd is having a Maisy/Gymnastics birthday party for her 4th
birthday.  We only have 1/2 hour for the actual party (refreshments)
and then an hour for the gym part so the party/activities parts are
taken care of.  I'm drawing a blank on the party favours, though.  I
do have one idea - ribbon/streamer sticks, but I need 1 or 2 more
things.  I think I'll include Maisy stickers to go with the Maisy
theme...anyone have any other ideas?  I'd like to stay away from candy
and cheaply made plastic toys that end up in the garbage after the
party.  Help!

N.


author: Karen G

subject: Re: Gymnastics Party Favours ideas

text:
In article <[email]>,
 [email] (N.) wrote:

I don't know if your daughter takes gymnastics already or not, but you
might consider taking her to a dance/athletic apparel store and see what
she is interested in.  She might like headbands or other hair stuff.
Outside of "gymnastics" kind of things, I would lean toward craft
supplies since she is turning four.  My kids have a great time with
watercolor pencils (they are colored pencils that can be painted with
water).  A pad of paper and crayons is always popular too.  You may be
able to find inexpensive coloring books with a gymnastics or Maisy theme
somewhere.

Good luck.

Karen


author: just me

subject: Re:  Gymnastics Party Favours ideas

text:
"N." <[email]> wrote in message
news:[email]...

I've used small books, often on the party theme.  Also, if you have all
girls as guests, you could consider hair stuff.  Most girls seem to really
enjoy that type of stuff.

-Aula


author: Laura Faussone

subject: Re: Gymnastics Party Favours ideas

text:
At a gymnastics party she went to last year, my daughter received a "gold
medal" (plastic medallion on a ribbon)  that she enjoyed wearing around
the house.

Laura


author: Donna Metler

subject: Re:  Gymnastics Party Favours ideas

text:
"N." <[email]> wrote in message
news:[email]...
If you do ribbon/streamer sticks, I suggest making them over buying them,
and using cloth ribbons. The mylar ones sold most commonly tear extremely
easily. To make ones which actually pivot, sew a loop onto the end of each
ribbon, and screw an eye into the top of a dowel (or drill a hole through
the dowel, and put a thin cable tie through the hole to make the loop) then,
fasten the two loops together by a thin cable tie or a short piece of
ribbon. I have made a bunch of these for my music classes, and they hold up
well, even to frequent child use.

What about a journal and a fancy pen?


author: Beth Kevles

subject: Re: Gymnastics Party Favours ideas

text:
Small packs of Playdough.  (You can get them in bags of 10 at toysRus.)
Small books/coloring books/activity books.  You can sometimes get them
at your local dollar store on the cheap.
See if anything at crayola.com inspires you.  You can get cheap 4-packs
of crayons, for example.

Have a great party!
--Beth Kevles
  [email]
  http://web.mit.edu/kevles/www/nomilk.html -- a page for the milk-allergic
  Disclaimer:  Nothing in this message should be construed as medical
  advice.  Please consult with your own medical practicioner.

NOTE:  No email is read at my MIT address.  Use the AOL one if you would
like me to reply.


author: Penny Gaines

subject: Re:  Gymnastics Party Favours ideas

text:
N. wrote in  <[email]>:

I quite often buy packs of gel pens or stamper pens and split them up, with
one or two per bag.


author: Tamex

subject: Re: Gymnastics Party Favours ideas

text:
On Fri, 6 Feb 2004 07:20:36 EST, "Donna Metler"
<[email]> wrote:

I've also seen them made with the swivels used in fishing.


subject: Re: Gymnastics Party Favours ideas

text:
I do plan on making them myself - I found some instructions online
involving fishing swivels and eyelets.  I'll try your method too and
see one which one is easier!  Thanks!

N.

"Donna Metler" <[email]> wrote in message news:<kxLUb.7070$[email]>...


subject: Re: Gymnastics Party Favours ideas

text:
Thanks, all for the great ideas!

N.

[email] (Beth Kevles) wrote in message news:<40230474$0$580$[email]>...


author: Kevin Karplus

subject: Re: Gymnastics Party Favours ideas

text:
In article <[email]>, N. wrote:

If you have access to heavy-duty fishing swivels (easy to get if you
live on the coast), they work very well indeed for ribbon wands.  (I'm
assuming that you are planning a ribbon 3' to 10' long (1-3 meters),
and you want to be sure it doesn't tangle.)  A 1/4" (6mm) cloth ribbon
can be tied to the swivel and the other end of the swivel put on a
screw-eye in the end of a dowel.


author: [redacted]

subject: Portugal

text:
Portugal is such an amazing place to vacation. One of the most
beautiful places I have been. If anyone is interested, here is a great
website with a lot of information.

http://www.portuguesetravel.blogspot.com


author: Bob F

subject: Re: Portugal

text:
<[email]> wrote in message
news:[email]...

A friend went there and said the food was terrible.


author: Rod Speed

subject: Re: Portugal

text:
Bob F <[email]> wrote

And the place is infested with wogs and tourists too.


author: Michael Goldfarb

subject: FS: 486-100 PCI Multimedia System New With Windows 95

text:
I have the following system for sale.

486-100 PCI System

Mid Tower

On Board Enhanced IDE Controller

8 Megs Ram Lifetime Warranty

540 Meg Seagate Hard Drive

14.4  Fax Modem

2X CD ROM Drive

Sound Card

1 Meg. VLB accelerated Video Card

Keyboard

Mouse

Will pre-install Windows 95 if requested

New in Box

$945 + shipping

No Monitor

One only


author: tnlady

subject: Watch out for CLUE

text:
We were recently turned down for Homeowners insurance with a new company ,
because we called our present company in the past year to ask about a
possible claim.  We discovered 90% of insurance companies report all claims
(whether anything was paid or not) and even calls about claims to an
organization:  Comprehensive Loss Underwriting Exchange.

Do a Google search for some interesting (and frustrating) information about
what the companies are doing, so they can continue to deny claims/coverage.

Bottom lines is:  Just keep on paying premiums, hope you don't get
cancelled, and NEVER, NEVER, submit a claim or even ask a question.


author: Curtis CCR

subject: Re: Watch out for CLUE

text:
"tnlady" <[email]> wrote in message news:<vdI5b.125544$[email]>...

I have read several articles filled with stories like yours.  If they
are true, I am wondering when someone will build the grounds to sue an
insurance company (to open the gates to sue more/all of them) over
this pratice.

Inquiring about coverage is not a claim.  If the insurance companies
are getting away with this, I am baffled as to how.


subject: Re: Watch out for CLUE

text:
Below is a 8/25/03 news release from the California State Insurance
Commissioner.  In July the Commissioner issued emergency regulations
to stop the abuses (at least in CA) that were similar to the what the
orginal post described.

MEDIA STATEMENT

COMMISSIONER GARAMENDI RESPONDS TO JUDGE'S RULING ON INSURANCE
INDUSTRY
CHALLENGE TO EMERGENCY HOMEOWNERS REGULATIONS

SACRAMENTO ï¿½ "Today, a judge ruled that it is ok for the insurance
industry to use a seriously flawed database to price and deny
homeowner's insurance to Californians. He said that I do not have the
right to prohibit the industry from using these outrageous, abusive,
unfair and discriminatory practices against California consumers.

I'm here to tell you that this judge's decision is dead wrong.

As Insurance Commissioner, it is my job to protect the consumer. It is
my duty to fight for the rights of consumers like Ken Pfeffer of
Carlsbad. This 71-year-old homeowner was "blacklisted" after his wife
Patricia simply called to ask State Farm a question about their
coverage. The end result is that State Farm didn't pay a dime for
anything, but it did raise the Pfeffer's insurance deductible from
$1,000 to $5,000 because of this one inquiry. Folks, that is simply
wrong.

Rachelle Goldberg, who lives in San Diego, faced a similar problem
when she asked her insurance company if a broken plate would be
covered under her policy. She didn't file a claim, but her insurer
non-renewed her after this question showed up on an electronic
database as a claim.

The same kind of thing is happening all over the state. I have worked
diligently to ensure that the industry stops these heinous practices,
but every time I try to do my job I get sued. The industry knows this
database, called CLUE, (Comprehensive Loss Underwriting Exchange) can
contain totally inaccurate information. But for some reason, they
don't want to take the time to verify its accuracy. Instead, they let
people like Ken Pfeffer and Rachelle Goldberg suffer. It's time for
this to stop.

The emergency regulations the judge overruled today were specifically
designed to prevent the industry from arbitrarily canceling and
non-renewing insurance policies. The regulations would have required
insurers to verify the information they get from databases is
accurate, and that it has some connection to the risk of future
claims.

Well, no surprise, the insurers want to block me from doing what the
voters of California elected me to do. They won this round today, but
I'm here to tell you this is not the end of the story. I am going to
appeal this decision to a higher court, and I will call for
legislation to enact laws that provide consumers with these much
needed protections.

It is clear the insurance industry does not have the best interests of
the California consumer in mind. Well, I do. And I'm going to make
sure that this abuse and discrimination is not allowed to continue."

JOHN GARAMENDI
INSURANCE COMMISSIONER

###


subject: Re: Watch out for CLUE

text:
In article <[email]>,
 [email] (Curtis CCR) wrote:

I've read about this story in at least 4 different news sources. I asked
then, and still wonder: what is to stop someone with a grudge from
calling any insurance company, misrepresenting himself as the owner, and
making repeated inquiries about someone else's property? If that causes
the real owner to be uninsured, who's at fault (besides the prankster,
of course)? Who has access to the information necessary to accomplish
such a deed? Can anyone find out who the insurer is and what the policy
number is on any property? How could an insurer be certain that the
inquiry comes from the owner?


author: SpammersDie

subject: Re: Watch out for CLUE

text:
Like any other investment, underwriting insurance is about assessing future
risk, not about looking back in the mirror and asking whether you've come
out ahead so far. Asking if a broken plate would be covered does raise
questions about whether this policyholder views insurance as a piggybank for
minor mishaps that could easily have been covered on her own rather than a
hedge against a major disaster. I'd certainly have second thoughts about
selling this lady an insurancy policy - especially if there were more
attractive places to invest my money.

If this Commissioner wanted to convince me that insurance companies are
villains, he should have chosen a better example. They can't be that hard to
find.

If one has questions about his policy, it does sound like it'd more prudent
these days to hire an independent lawyer to interpret your contract rather
than asking your insurer questions that might raise red flags about your
desirability as a future investment.


subject: Re: Watch out for CLUE

text:
"SpammersDie" <[email]> wrote in message news:<qDR5b.129196$[email]>...

That is an almost laughably weak justification for the company's
behavior.  It's fair to assume that there is a higher risk because
someone asks about coverage on a plate?  I have numerous plates in my
house, but I am a lower risk because I didn't ask about them
specifically?

I plan to grill my agent the next time I meet with her to "review my
coverage".  She usually initiates this type of review.  She has
offered me riders to increase the coverage on things like jewelery,
computers and electronic.  So - she can inquire about what assets I
might have and make sure I am covered...  but if *I* ask if certain
assets are covered, I am a higher risk?

It is a good example of a point the Commissioner is making.  Insurers
are non-renweing and denying coverage based on inquires that are
*incorrectly* recorded in systems like CLUE as claims.  Underwriting
decisions are not supposed to be made based solely on information in
these systems.

The CA department of insurance has seen these type of complaints
increase by over 70% in the last year.  So you're right about one
thing - examples shouldn't aren't hard to find.

It shouldn't be that way. Applying language of the emergency
regulations, a mere inquiry about coverage bears no relationship to
loss exposure and does not present an increased risk of loss.

"...an inquiry about mold coverage does not cause the house to get
toxic mold."

Underwriting criteria has to be fair.  Asking about coverage on a
plate does not increase the chance that the plate will be broken.  So
this policyholder should not have been treated any differently than
anyone else eligible for the same coverage.


subject: Re: Watch out for CLUE

text:
"Curtis CCR" <[email]> wrote in message
news:[email]...
news:<qDR5b.129196$[email]>...
future
come
for
a

If I'm trying to assess the risk-reward ratio of underwriting an insurance
policy for you, it's the choices that _you_ make that are revealing, not the
choices the I make. The fact that *I* made a decision to ask you a certain
question doesn't give me any addition data about the risk that I didn't
already know - it's *your* questions (and reponses to my questions) that do.
These "reviews" are two way sales pitches. The agent is trying to pitch
insurance as a good "product" for you but you're also pitching yourself as a
good investment for the insurance company. I bet most policyholders never
wake up to that second part which is why they get blindsided by these kinds
of things. Rest assured the kind of things you choose to ask about will be
taken into account.

And yes, all risk assessment involve assumptions. That's why they're called
"risk assessments." It's all about making a statistical prediction about the
inherently unknowable.

hard to

These people aren't complaining because of how an event is labeled in some
database; they're complaining about the fact that the event led to
non-renewal. Insurerers can change some internal label to "Policyholder
asked question that raises suspicious about risk" if it'll make the
commissioner happy but it won't make him happy because they'll still have
all the same reasons as before to make the decisions they do regarding
renewal and underwriting.

There probably are other factors at work - it sounds like for whatever
reason, home insurance policies, at least in California, are a business that
insurers don't want to be in right now. (Then again, plenty of other
businesses are fleeing that state so what's so surprising about this.) The
Commish can't change that fact by applying bandaid regulations. He might be
able to get regulations passed but he'll never be able to pass a law forcing
people to choose careers underwriting home insurance policies in California.

prudent
rather

I don't see why - it's always good to have an independent set of eyes
appraising a deal without tipping your hand to the party at the other end of
the negotiating table.

And a speeding ticket doesn't *cause* a car accident but auto insurers make
underwriting decisions based on your speeding tickets.

You and the "emergency regulations" are both confused here. Just because an
event doesn't have a direct causation effect with a future loss doesn't mean
it can't reveal information that could reasonably cause one to reassess his
estimate of risk. Asking about coverage on a plate might not increase the
chance that the plate will be broken but it does suggest to me that the
chances of you filing a claim over a broken plate or other trivialities is
higher than I previously estimated. Hence, based on this new data, I may
make a different underwriting decision the next time the opportunitiy arises
than I did based on the old data.


author: Thomas Anantharaman

subject: Re: Watch out for CLUE

text:
SpammersDie wrote:

You seem to be saying that even if the policy does cover broken plates,
the insurance company is hoping you
won't file a claim over broken plates. This smacks of a deliberate
attempt by the insurance company to charge a premium for a
risk (plate coverage) it hopes the policy holder doesn't realize he can
claim. To my mind this amounts to fraud on the part
of the insurance company.

The insurance company is free to exclude broken plates from the policy
and should have no problem if the policy holder asks
for clarification on what is covered. Otherwise if the insurance company
is gambling on a certain percentage of policy holders
not filing claims that were covered under the policy (and for which
premiums were charged), they are basically hoping to take
advantage of foolish comsumers. If that is the case, I think it is
perfectly reasonable consumer legislation to outlaw this kind
of behaviour and forbid insurance companies from discriminating against
consumers that are merely trying to inform themselves about the policy.

The only ethical reason to allow this kind of information in the CLUE
report is if insurance companies can come up with statistical
data that people inquiring about coverage for broken plates are" more
likely to have broken plates". And this it NOT the same
as " more likely to file a claim for broken plates", since the insurance
company should expect all policy holders to file claims for all
losses covered under the policy and has no right to rely on the
ignorance of the policyholder.


subject: Re: Watch out for CLUE

text:
"SpammersDie" <[email]> wrote in message news:<zfZ5b.126616$[email]>...

Non sequitur.

Speeding is a hazard or condition that has a substantial relationship
to risk because you can provide data that it directly correlates to an
increased liklihood of a loss.  A speeding ticket is something that
shows the hazard exists.  But if a policyholder asks about the impact
of a speeding ticket on his insurance, it provides absolutely no
evidence that he drives too fast.

I will agree that such an inquiry might make you want to review the
policyholders driving record to see if there is evidence of higher
risk.  But that means you are actually checking to see if the hazard
is there, not just assuming it might be there because of the question
someone asked.  The question itself provides no specific proof that a
hazard exists.  You are making arbitrary, subjective decisions.

An insurer's eligibility guidlines are supposed to be "...specific,
objective factors, or categories of specific, objective factors, which
are selected and/or defined by an insurer, and which have a
substantial relationship to an insured's loss exposure," according to
California insurance regulations.  Unless you have data to support the
notion that mere inquiries are related to loss exposure, your gut
feeling about what the inquiry means is neither specific, nor
objective.


subject: Re: Watch out for CLUE

text:
"SpammersDie" <[email]> wrote in message news:<zfZ5b.126616$[email]>...

[snip]

Inquiries are being recorded as claims.  You only make a claim if you
have had a loss.  Losses can effect eleigibility.  Inquiries are not
claims as there was no reported loss by the insured to the insurer.
So they are complaining about how information is labled, because the
inquiries appears as losses.

Then leave the state.  But you can't start using arbitrary,
subjective, and otherwise unfair rating criteria to dump business.  If
you are cancelling policies to leave the state, then you tell the
policyholder that is why they are being cancelled.  But if you are
going to remain in a line of business, you have to conduct it fairly.

And the other factors you talk about are not related to the
infomration they are using from CLUE.  When I said that insurer cannot
make decisions solely on the infomration in systems like CLUE, I meant
that they have to haev to obtain other information to back it up.

CA insurance code section 791.12 says...

"No insurance institution or agent may base an adverse underwriting
decision in whole or in part:

...(b) On personal information received from an insurance-support
organization whose primary source of information is insurance
institutions; provided, however, an insurance institution or agent may
base an adverse underwriting decision on further personal information
obtained as the result of information received from such
insurance-support organization."

If I make an inquiry about whether or not damage caused by my dog
would be covered by my policy, and it gets recorded in CLUE as a
claim, you seem to think that is sufficient to call me a higher risk.
The law says you can't cancel or deny coverage based solely on what's
in CLUE, because it is often wrong.  If you do use the information to
make a decisison, you at least have to verify if there was actually a
loss.

My making the inquiry doesn't even mean I have a dog.

The mold question has apparently been a big one.  Ask about mold and a
mold claim shows up in CLUE.  Say goodbye to your coverage based
solely on the bad information in CLUE, even though the law say the
insurer can only use that information for decision making if the get
further personal information to back it up.


subject: Re: Watch out for CLUE

text:
"Thomas Anantharaman" <[email]> wrote in message
news:8%66b.68582$[email]...
is
arises

Surely, you don't believe otherwise.

Everybody who risks capital in an investment hopes only to invest in
winners. The fact that he knows he's not realistically prescient enough
avoid losers 100% of the time doesn't stop him from to trying to maximize
his percentage of winners. Same with insurance companies. Ideally, the only
want to sell insurance to those who don't need it and will never need to
file claim. Which is why people hate insurance companies, but this is just
basic common sense and any regulator that tries to change such a fundamental
tenet of human nature is either a fool or is pandering to foolish voters.

Actually, the hope isn't so much that you won't file a claim over a
particular category of property (broken plates) rather than you won't file a
claim over non-ruinous losses. If your entire house is destroyed in a
tornado, the additional cost of the plates isn't gonna matter much either
way. But the principle remains.

Yes, absolutely, if the policyholder submits a valid claim, the insurance
company should pay what it agreed to pay in full and if it doesn't, then the
regulators should go after it. But the consumer has to remember that the
insurance company's obligation to carry his risk is only a temporary one
(typically one year) and he agreed to that when he signed on. At the end of
the renewal period, the insurance company is free to decide again whether to
roll the dice on you for another year. And if you wasted your survival raft
on a relatively small claim that you could have handled out of your own
pocket, you have nobody to blame but yourself if the insurance company
decides to take its policy elsewhere. There's a finite amount of money
available in the pool. Insurance won't work if everyone in the pool aims to
take out more than he put in. Thus, the correction mechanism of period
renewal and risk reevaluation exists. As an insurance policyholder myself, I
*want* my insurance company to eject those who use their policies as a
piggybank for minor home repairs, because ultimately, those people are
costing me in the form of higher premiums and reducing the pool of money
available should I ever need to file a life-savings-preserving claim.

So make your choice and reap the consequences. Be shortsighted and grabby
and enjoy every last dollar of claim money the contract promises you this
year, even if it would only inconvenience you a little to pay out of pocket
and even though if everyone did that, there'd be no money left to pay those
who suffer the big disasters and would be ruined without the claim money.
And watch the gravy train leave you behind when renewal time comes.

Or take the long view, be a little more self-sufficient and stay protected
against your own mega-loss that you hope will never happen but that you know
you can't guarantee won't happen.

Your choice.


subject: Re: Watch out for CLUE

text:
"SpammersDie" <[email]> wrote in message
news:<zfZ5b.126616$[email]>...
are
some
have

[Hit the wrong damned "Reply" button - don't reply to the email copy. I
won't see it anyway as my spamfilter is a whitelist.]

You still don't get it. It's not losses that affect eligibility, it's
estimation of risk. It's true that a history of losses is likely to elevate
one's estimation of risk, but that doesn't mean you can't elevate the
estimation of risk in the absence of losses. And vice-versa, it's not
absolutely inevitable that a loss means higher risk either. If a loss was
due to a truly random incident - say a meteorite demolishing your home, then
a rational insurance company wouldn't hike your premiums for that because
this is truly a random event and there's no reason to believe your
replacement home is at any higher risk of being hit by another meteorite
just because your last one was.

Now, you're appealing to the authority of the California law to back up your
point. Now it's true that that is the authority that the Commish is supposed
to uphold so in that sense, he's just doing his job. I, on the other hand,
am not required to defer meekly to the California code for the purpose of an
informal usenet debate about the merits or demerits of insurance company
business practices.

While it's certainly good not to trust the CLUE database blindly, in the
example given, the accuracy of the circumstances is not in question. The
policyholder did ask the question. The disagreement is over the significance
in terms of risk assessment. Your whole argument is based on the fact that
it's mislabeled a "claim" and there was no actual "loss" - therefore, it
shouldn't count. I agree that it should be labeled a "risk factor" rather
than "claim" but we seem to disagree that it's a legitimate "risk factor."
You say it's not "objective" enough (though you never say why) - I say it is
and I think we'll just end up disagreeing about that. Well you're free to
use your own standards when you underwrite insurance with your own capital
but if I were in the insurance business, I wouldn't want to insure this
lady. Her question raises a significant red flag in my mind about her
judgement and how she views the appropriate use of insurance.


author: Dan Solomon

subject: Re: Watch out for CLUE

text:
"SpammersDie" <[email]> wrote in
news:paa6b.130676$[email]:

But in the example with the plate, the estimation of risk is nil.  If the
agent notified that the broken plate would not be covered, then there
will never be a claim for it, therefore there would no potential loss for
the insurance company.  And unlike other things that might be asked about
(e.g. water damage) a broken plate will have no effect on any other
potential future claims.  Your argument could possibly justified if the
item asked about could conceivably, if not repaired, result in
potentially greater losses at a later time.  But in that case, they
should have to indicate that it is suspected damage, as opposed to
listing it the same as a claim.  There could be considered a slight
increased risk, but it would not be the same as if they have verified
that the damaged that was asked about actually occurred.


subject: Re: Watch out for CLUE

text:
"SpammersDie" <[email]> wrote in message news:<paa6b.130676$[email]>...

The problem is your method of estimating risk - An exsiting
policyholder asks about specific coverage and you decide, based on
that inquiry alone, that their risk goes to a point that you don't
want to cover them any longer.  I realize this is based on *your*
*suspicions*.  If that's the way *you* determine risk your are going
to have two problems.  1. It's not a very sound way of estimating
risk.  But if you think that customers that simply keep their mouths
shut are better risks, you can go on thinking that.  2. You run afoul
of the rules that you have to follow if you want to sell insurance.
You're right that the commissioner can't get a law passed requiring
anyone to choose underwriting as a career.  But laws can regulate
those that choose to do it.

Well DUH!  I have been telling you all along that you can't make
adverse decisions based on YOUR criteria by using the language of the
law you would have to follow if you were in that business.

The you and I have been having two different discussions.  You're
points have been made on what you believe an insurance company should
be able to do.  My points are on what they what it appear the says
they can actually do.

So you think the law should be changed?

If you have data that shows that such inquiries are related to risk of
loss, then we can talk about it being objective.  If such inquires
simply put up a "red flag" in your mind, your are being subjective,
not objective.

There is no issue with you following up on that red flag to see if
there is more information to support it.  For example, if a customer
asks if the contents of his home are covered for damage from a leaking
roof, you can't cancel his coverage for asking the question just
because it raises your suspicions (although I know you would like it
to be that way).  You could determine risk has increased if, after
that have asked the question, you find out that he has a bad roof.

What is the "appropriate use of insurance"?  How big does a loss have
to be?  And how you create a nexus between her question and her
judgement is beyond me.

There may be more to the scenerio that neither of us has looked at so
far.  You say the question by itelf is a hazard (increasing risk of
loss).  I say it is not.  What if other information was provided when
the question was asked?

Example:  "Would damage to my Elvis Jailhouse Rock plate be covered
under my homeowners insurance if it fell of the wall?"  The answer
would most likely be yes, but your deductable would apply of course.

Why would she ask?  Hell, I don't know.  She is 71 years old.  But her
question does not indicate that she is a higher risk than anyone other
71 year old lady I insure.  Everyone I insure probably has stuff
hanging on their walls that would be insured.

But a different example:  "My Elvis Jailhouse Rock plate fell off the
wall and broke.  Is that covered by my insurance?"  The answer again
would probably be yes, subject to the deductable.

Perhaps the value of the plate is lower than her deductable.  She
covers the loss.  But she has now reported that she had a covered loss
- the company did not pay out because the loss was below her
deductable, but it was a covered loss.  In my opinion, it is still a
rather dubious practice to call that a "claim," but it is a loss.
That may legitimately show in a loss history.

You and I would probably agree that the second example could effect a
risk assessment because loss history is something that can be be
normally be used in underwriting decisions.

People that report losses expose the insurance company to increased
risk.  People that only ask questions don't.


author: Gordon Burditt

subject: Re: Watch out for CLUE

text:
And my CLUE record probably says something about my house being
demolished by an asteroid hit, because I asked my agent a question
about how the complicated set of multiple deductibles would interact
if I had a catastrophic complete loss.  My specific question was
aimed at determining that if I paid more for additional coverage
(which my agent was trying to sell me), did the deductibles add so
I got LESS if my house was a total loss.  It turns out it did, in
this particular wierd case which I forget the details of.  I didn't
buy the additional coverage.  It might have paid more in the case
of numerous small losses, so it wasn't a total scam, except I would
never be allowed to keep the coverage to have numerous small losses.

And what happens when you have suspicions that people who pay
attention and catch *BILLING ERRORS* are a higher risk?
(And to test this, you make intentional billing errors, then
when they catch them, you give back the $5 and their premium goes
up much, much more).

Customers should be entitled to ask questions about how their
insurance works in a mode where the risk evaluation can be
turned off.  The whole idea of insurance is based on "what if ...",
so it is not at all unreasonable for customers to ask about
what is covered, what is not, how much the policy will pay off
in a given hypothetical circumstance like a flood, etc.  And
the insurance company shouldn't be making hidden charges for
such questions.

My CLUE record probably also says something about mold damage, because
I repeatedly asked if I was covered by mold damage to the *CHECK*
I was going to mail (it's a light green check), since Farmers seems
to be deathly afraid of insuring anything having anything to do with
mold (and this was around the time they were going to quit writing
homeowner's insurance in Texas thanks to a disagreement between them
and Texas government).  I also asked about hitting a mold slick
on the freeway being covered by my auto insurance.  That's probably
in there next to the question about liability coverage for hitting an
alien mold spore (these things weigh tons) landing on a freeway.

						Gordon L. Burditt


author: Duff Paddy

subject: Overstock.com

text:
Has anyone done business with Overstock.com?  Any comments on the
experience?


author: Don Taylor

subject: Re: Overstock.com

text:
[email] (Duff Paddy) writes:

I ordered books and fax film from them.
They arrived promptly and in good condition.
I will buy more from them.


author: Nonymous

subject: Re: Overstock.com

text:
"Don Taylor" <[email]> wrote in message
news:[email]...

I've made three purchases: a TiVo, a pair of hiking boots, and a pair of
work shoes.  The hiking boots purchase was a steal... I had tried them on in
a store and thought they were the best fitting boots I'd ever tried on.  But
the store wanted retail price which was something like $160.   I'd never
paid that much for a pair of shoes before.  A few other local stores and
internet vendors wanted pretty much the same amount take or give a little.
Then I found them on overstock.com for only $50-something.  Woo hoo!
    I remember all purchases arrived pretty promptly (4 or 5 days).  The
shoes were in their original boxes which were packed inside of a larger
brown box and surrounded nicely by scads of balled up old newspaper.  It was
obvious they were brand new / never tried on (unlaced, silica gel packets,
etc.)  The TiVo just came in it's own box with the UPS label stuck on it.
It's own box held up fine for shipping but I didn't like the fact that
everybody knew what I had bought (I had it delivered to work.).  Admittedly,
that's just a personal peeve, plus it was a pretty big box and I can't
imagine how else they'd have packed it.  The box was factory sealed and
never opened before.


subject: Re: Overstock.com

text:
"Nonymous" <[email]> writes:

There is just one thing about Overstock.com that I find hard to believe.

Go to www.overstock.com
Click on Women's Apparel in the left column
Click on Intimates and Sleepware in the left column

Now what you are seeing, at least according to the little banner
are the items sorted by top seller (top sellers first I presume)

Now seriously, do you REALLY believe that their TOP SELLERS
(in this category) are $90-$400 pieces of underware, even if they
do mark them down 50%+ ???

Either they are fudging the truth a little bit about "top sellers"
or I've fallen so far off the economy that I don't even remember
what it used to be.


author: joo

subject: Interview, is it RANDOM? Miller and others?

text:
Hi,
I have been requested to go for an interview. I have more than enough
points but I am not sure if my file was filed properly by my lawyer,
category skilled worker. My lawyer seems to think that interviews are
random and they are used for quality analysis. Is this true?


author: Robert

subject: Re: Interview, is it RANDOM? Miller and others?

text:
"joo" <[email]> wrote in message
news:[email]...

There are random "Q.A" interviews.
Only know because I was called for one and told so by officer.


author: Andrew Miller

text:
There are randomly called quality assurance interviews, but they are rare
and usually it is indicated in interview letter that it is a quality
assurance, not a selection interview. You should ask your lawyer (if he is
in Canada) to obtain immediately your CAIPS file printout to see what are
the reasons for interview, so you can be prepared.


author: Fernando

text:
These "random" interviews... does the interviewee need to pay for her/his
trip to one of these if chosen?

Since the decision to allow you a VISA, supposedly, does not depend upon
this type of interview, can you refuse to attend?  It seems to me that for
many, this type of interview can be quite expensive and create hardships,
especially if required to travel half way around the world, such as in the
case of Indian people having to travel to New York (for example).

"Andrew Miller" <[email]> wrote in message
news:WoK0c.40552$A12.2675@edtnps84...


author: PMM

text:
Hi Fernando

"Fernando" <[email]> wrote in message
news:BKM0c.3707421$[email]...
rare
is
are

You pay for the trip and if you refuse or don't go, then CIC refuses the
application.

PMM


author: Ace♠

subject: Re: Russia to castrate pedophiles..repeat offenders get LIFE

text:
On Oct 6, 3:12 pm, MU <[email]> wrote:

MU could say special instead of "Specail"

A♠


author: "]v[etaphoid"

text:
Ace? <[email]> wrote:

Whatever you say, will be in a very high voice after they cut off your boys,
Acehole!

Better keep out of Russia, ya filthy kiddie-fiddler...


text:
On Sat, 8 Oct 2011 01:15:58 +1100, ]v[etaphoid wrote:

Make sure you are there to eat them.

I win.

Again.

A*


author: Kyle Taylor

subject: can unbalanced 3 phase load make meter run faster?

text:
There is 3 phase wire coming into the computer building from the
electrical post outside. Do you think it is important to balance
the load in the 3 phase output of the panel. What is the worse effect
if the load is not balanced. Can that cause the 3 phase electrical
meter to run faster than normal??

K


author: s falke

subject: Re: can unbalanced 3 phase load make meter run faster?

text:
"Kyle Taylor" <[email]> wrote...

That's a new one.  Unlikely.

-s falke


author: Peter

text:
On 12 Feb 2004 15:04:07 -0800, [email] (Kyle Taylor)
wrote:

A three phase meter has three pairs of current and voltage coils (or
electronic equivalents) ('elements') so it will register correctly for
unbalanced loads and unbalanced voltages.  If there is no neutral
wire, then two 'elements' will suffice.  This applies as long as the
utility does not take any short cuts with metering (eg a one phase
meter on a three phase stand lone pump motor with its reading
multiplied by 3).

The worst effect of unbalanced loads could be one phase overloaded
with the other two loaded below capacity.


author: [redacted]

subject: 600-Pound Glutton  Kate Horton (?)  Being Evicted From Apartment Woman Hasn't Paid Rent; Blames Eviction On Her Weight

text:
600-Pound Woman Being Evicted From Apartment
Woman Hasn't Paid Rent; Blames Eviction On Her Weight

Calgary -- According to NBC4's Vikki Vargas, Kate Horton is being forced to move
out from the one-bedroom apartment she once shared with her same sex partner.

Images Of Woman, Apartment

The 613-pound,67-year-old woman agreed to leave her Calgary apartment March 31.

Then she realized she had no place to go. "I tried motels. They wouldn't take my
bed, okay. I tried apartments and Calgary is very expensive," said Kate Horton.

Kate Horton http://images.ibsys.com/2004/0512/3294267.jpg is so heavy, she says,
she can't find clothes. Kate Horton uses a hospital bed but can barely stand.

She is moving because her disability checks weren't enough to cover the $850
rent.

"My Children agreed to help me because I only make $711 a month on disability.
So they agreed to help me with the rest. Um, they said no. (The apartment
manager) wouldn't allow it."

Vargas said the manager refused to discuss eviction but his attorney says it was
Kate Horton who agreed to leave, then stopped paying rent.

Vargas said there is a kitchen in her apartment that has never been used, and a
Port-A-Potty used as a bed.   [email] Kate Horton

Tuesday, friends found a room for Kate Horton in Alberta.

Unable to get there herself, six ambulance attendants lifted Kate Horton onto a
stretcher.

Horton said her next stop will be temporary as she looks for a permanent home.

Kate Horton started to gain weight about 20 years ago, when her children were
born -- children now in foster care -- but she says she has lost nearly 100
pounds in the last few months.


author: Willie D

subject: Re: 600-Pound Glutton Kate Horton (?) Being Evicted From Apartment Woman Hasn't Paid Rent; Blames Eviction On Her Weight

text: 711.00CN$ on disability a month?  I guess it pays to be fat.


text:
Yeah.. hey lets all eat till we can't walk!

On 8 Apr 2005 19:44:28 -0700, in alt.support.sleep-disorder "Willie D"
<[email]> wrote:


text:
On Tue, 12 Apr 2005 00:20:07 -0400, in alt.support.sleep-disorder Maï¿½k
<[email]> wrote:

Only because she was a bossy glutton who thought she deserved the best.


author: Mark and Bev Tindall

subject: REPEATED ABUSE ON THIS NG!!!! Part 4 of 365

text:
Great minds talk about ideas.
Average minds talk about things.
Small minds talk about people

***************

Current list of abuse on misc.education.home-school.christian as at 15
September 2003:

drunk
control freak
mentally ill
arrogant, abusive ass.
liar.
clown
fool
sick
sophomoric jackass.
immature 13-yr-old masquerading as an "educator."
horse manure.
abusive ass
foul-mouthed, incompetent hack
cretinous fool
*unusually* cowardly weasel
haranguing hack.
profoundly abusive.
stupid
juvenile
juvenille (sic ...Wayne ...several times!!!)
I doubt that you are, in fact, a Christian.
complete idiot
troll
bipolar disorder
Muck
Coprophagis
immaturity
inability to handle disagreement
auditioning for a part in the next "Dumb and Dumberer"
Brainless
Contentless
Lacking in logical coherence
Lacking in social awareness.
Alogical.
Repititive (sic - Michael S Morris)
Coprolalic
Unable to think or write in a connected manner.
outback cowboy
 you incompetent.
all the fascination of a trainwork without the anxiety of worrying about
fatalities.(Kanga Mum)

Today's List

your frustrated looser [sic] screen persona (Marty Carts)
this buffoon's rantings (Marty Carts)

*************************
I like your Christ, I do not like your Christians. Your Christians are so
unlike your Christ. (Mahatma Gandhi)
*************************

Home Skool Idiot of the Day -  Marty Carts for continued ad hominem attacks.

CONGRATULATIONS!!!!

Previous Home Skool Idiots of the Day

John Rice
Michael Morris
Marty Carts
Jon Houts

*************************
Maybe homeschool is just amateurish "I feel I can teach it so I'll have a go
and see what happens".  Like DIY brain surgery .... "I FEEL I can do brain
surgery so I will experiment on my kids to find out  ....I've read several
DIY brain surgery books .... and attended several DIY brain surgery seminars
....Here we go! ... Oops!  Made a mistake!  Better take them to a DIY brain
surgery hospital ........Oops!  The DIY brain surgery hospital made a
mistake~! .... Better send the kids to a real hospital with professional
doctors who know what they are doing ...Oops! Too late! The kids are dead."

*********************


author: Wayne

subject: Re: REPEATED ABUSE ON THIS NG!!!! Part 4 of 365

text:
On Mon, 15 Sep 2003 19:11:50 +1000, "Mark and Bev Tindall"
<[email]> wrote:

<snip>

And is it a small mind that continues to do just that? I hope not, so
why continue the self-flagellation?

Anytime you're ready to discuss ideas, Mark -----------------

We don't critically reflect in the same manner as you may preach it
but we do practice a form of it. The sharing that is done here (yes,
we share when we aren't playing with trolls) has elements of
portraiture and journal in it. Co-op and classroom sharing activities
can also be utilized in this sense. But much of what is mentioned in
the article is not feasible for homeschool practice. That
homeschooling is different and can't be compared or practiced exactly
as group schooling in no way invalidates it. Again, I ask you to
consider results, not process.

Wayne


author: Dalene Barnes

subject: Well, this is interesting!

text:
Wonder why he had to change internet providers....?

 "Mark and Bev Tindall"

But then Monday at 5:04 p.m.,

Mark and Bev Tindall <[email]> wrote:


text:
"Wayne" wrote:

I would not consider the past 5 years of posts I have skimmed through
regarding this NG (and YOUR postings elsewhere) as anything that resembles
the reflective practice of professional educators.

This is noted as evidence.


author: S.J. King

subject: Re: Well, this is interesting!

text:
*snicker*
I wonder too. *blinking innocently*

But it was irksome to have to update my blocked sender filter.
Ah well.

~Lee

In news:bk5enk$ps9$[email],
Dalene Barnes <[email]> typed:


subject: Re: Well, this is interesting! IMPERSONATION IS A CRIME!!!!

text:
"Dalene Barnes" wrote:

WE DIDN'T!!!  This is some Trew Kristyun homeskooler who is IMPERSONATING
us.  Trew Kristyun homeskoolin' love in action and further evidence of the
ABUSE prevalent on this NG.

ANYTHING OTHER THAN <[email]> IS NOT US!!!!


text:
On Tue, 16 Sep 2003 10:20:25 +1000,  Rev Dr Mark D Tindall
<[email]> wrote:

Skimmed, looking for the juicey stuff, no doubt.

But Rev Dr Mark D Tindall, it just doesn't matter. Homeschooling is
not public schooling. And reflective practice is not the be all and
end all. Were school teachers dolts before reflective practice?

But Rev Dr Mark D Tindall, this also just doesn't matter.

Goodbye, Rev Dr Mark D Tindall

Wayne


text:
"Mark and Bev Tindall" <[email]> wrote in message news:<3f66582f$[email]>...

Tell it to Rich Little.  Was the problem that my impersonation was
dead on?

I have an idea.  Maybe I should be the kinder, gentler Mark Tindall
(nobody was impersonating Bev, and you know it).  I could take TPG
Mark's "list", and expound on the ideas therein, and engage in
rational discussion on those points.  Then, nobody would mistake me
for him.


author: Paola Addamiano- & Marty Carts

text:
Emailed too (to the yahoo account).
Mark Tindall wrote:

Well, I'll be!  *What* coincidence!!  Just
as the complaints start rolling in, "someone"
starts impersonating Tindall *AND* Tindall's
TPG posts get a *lot* cleaner, *AND* roughly
the same amount of filth spews forth from the
yahoo account.

*What coincidence*!!

*What* coincidence!!

*What* coincidence!

*What* coincidence.

*What* coincidence?

Well, Mark, just as long as the spew eminates
*only* from the Yahoo account and not the
TPG one, then I'd say *I* personally can live
with it.

That way, everyone who wants to avoid the
kind of spew that until yesterday was just about
identical to your normal manner can killfile the
yahoo account.

But remember part 7. in the TOS--"or other...".
So keep the volume from the TPG account down
to, say, less than 5 posts a day. Okey? __Marty


text:
Please STOP this abuse!!!!

Rev Dr Mark Tindall

********************
"Paola Addamiano- & Marty Carts" <[email]> wrote in message
news:[email]...


subject: Re: Separation of Church and State?

text:
[email] (M. Clark) wrote:

The guy  makes no valid point whatsoever.

Here are valid points"

he legal definition of a preamble is:

Preamble. A clause at the beginning of a constitution or statute
explanatory of the reasons for its enactment and the objects sought to be
accomplished. Generally, a preamble is a declaration by the legislature of
the reasons for the passage of the statute and is helpful in the
interpretation of any ambiguities within the statute to which it is
prefixed. It has been held however to not be an essential part of act, and
neither enlarges nor confers powers.
SOURCE:  Black's Law Dictionary, abridged Sixth Edition, Centennial
Edition (1891-1991) West Publishing Co. (1991)  p 813

	*****************************************
"Roger" <[email]> wrote:

Preambles are not law.


author: Dr. DuFonet

subject: Re: Separation of Church and State?

text:
<[email]> wrote in message
news:[email]...

The Franklin Prayer Myth says what?
The truth about it is what?


subject: Re: Separation of Church and State?

text:
"Dr. DuFonet" <[email]> wrote:

Which part of the following did you fail to understand?

Or did you even bother to read it over?

(2) ABOUT FEDERER

========================================
			   WILLIAM J. FEDERER

William J. Federer isn't any better than Barton. Check out the following:

Did John Quincy Adams ever say that the American Revolution "connected in
one indissoluble bond the principles of civil government with the
principles of Christianity?"
http://members.tripod.com/~candst/tnppage/misq5.htm

	******************************************

[From classicliberal2]
This is a notorious phony quotation, derived from a mangled version of John
Wingate Thornton's characterization of JQ Adams' views. In his book "The
Pulpit of theAmerican Revolution," Thornton wrote that "The highest glory
of the American Revolution, said John Quincy Adams, was this: it connected,
in one indissoluble bond, the principles of civil government with the
principle of Christianity." This was Thornton's characterization, and he
never claimed it was a quote. There the matter sat, until William
Federer came along and assembled "America's God and Country." Federer
edited the quote to make it appear as a direct quotation, and that's where
it came from, in its present form. JQ Adams, btw, was not, in any sense, a
"founding father."

	******************************************
ANOTER FEDERER ERROR:

From: [email]
Newsgroups:
alt.education,misc.education,alt.atheism,alt.politics.republicans,alt.politics.usa.constitution,alt.politics.usa.republican,alt.society.liberalism
Subject: THE FRANKLIN PRAYER MYTH
Date: Mon, 30 Jun 2003 17:35:24 -0400

PART V

			WILLIAM J. FEDERER

1996

 Jonathan Dayton (1760-1824), one of the signers of the Constitution of the
United States, was a delegate from New Jersey, a U.S. Senator and  the
Speaker of the House. The city of Dayton, Ohio, was named after him.  On
June 28, 1787, at the Constitutional Convention in Philadelphia, Jonathan
Dayton wrote down the effects on Congress of  Dr. Benjamin Jonathan
Franklin's monumental speech calling for Congress to be opened with prayer
every day:

The Doctor sat down; and never did I behold a countenance at once so
dignified and delighted as was that of Washington at the close of the
address; nor were the members of the convention generally less affected.
The words of the venerable Franklin fell upon our ears with a weight and
authority, even greater that we may suppose an oracle to have had in a
Roman senate! 15

15. Jonathan Dayton. June 28, 1787, in the Constitutional Convention. E.C.
M'Guire, The Religious Opinions and Character of Washington (NY: Harper &
Brothers, 1836), p. 151. David Barton, The Myth of Separation (Aledo, TX:
WallBuilder Press, 1991J, p.109.
SOURCE OF INFORMATION:  America's God and Country Encyclopedia of
Quotations, By: William J. Federer, Fame Publishing, Inc. Coppell, Texas,
(1996) p.199
===============================================
The above is false.

Check out the following for the entire story of this event.

From: [email]
Newsgroups:
alt.education,misc.education,alt.atheism,alt.politics.republicans,alt.politics.usa.constitution,alt.politics.usa.republican,alt.society.liberalism
Subject: THE FRANKLIN PRAYER MYTH
Date: Mon, 30 Jun 2003 17:35:24 -0400
PART I
http://snurl.com/2n77

PART II
http://snurl.com/2n78

PART III
http://snurl.com/2n79

PART IV
http://snurl.com/2n7a

PART V
http://snurl.com/2n7b

PART VI
http://snurl.com/2n7c
	************************************


subject: Re: Separation of Church and State?

text:
<[email]> wrote in message
news:[email]...
Did BF, or not, suggest a prayer to open the congress sessions? There was a
lot of stuff to read in all the links and I never found out who proved what.
Did BF influence the endowed by creator part of the D of P?


subject: Re: Separation of Church and State?

text:
"Dr. DuFonet" <[email]> wrote:

Yep, he did.

Did it happen, nope.

Did the myth as outlined in the information that I provided and as reported
earlier by others such as Dayton, Morris, etc and as recently as until just
a few years ago by Barton and Federer happen? Nope it didn't happen, that
is the MYTH.

Not all that much.  Yes, actual history truth, facts etc in short real life
and living can't be given in sound bites. It actually requires some reading
and study.

Really? Wonder why that is?

What do you think was being proved to be correct and proved to be false?

There was a very elaborate myth built up around what was said and what
happened that day, some even claimed this event as the reason for Chaplains
in the First federal Congress.

All of that was bull.
Franklin gave a short speech. In that speech he suggested morning prayers.
The suggestion was rejected, wasn't even voted on and never mentioned
again. No session began with morning prayer.


author: Carol Lee Smith

subject: Re: Separation of Church and State?

text:
On Mon, 13 Oct 2003, Dr. DuFonet wrote:

He may have "suggested" such a thing.  Did it come to pass?

Why or why not?

I recommend Alan Dershowitz's book "American Declares Independence."  He
has a lot to say about "God of Naure," "creator," etc.

"The drafters of our eighteenth-century Declaraton of Independence could
not have had more different views than those held by today's Falwells,
Robertsons, Dobsons, Keyeses, Liebermans and Novaks.  Indeed, as will
become evident rom a review of the relevant history, Jefferson intended
his Declaration to free us not only from the political oppression of Great
Britain but also from the religious opression of evangelical clergymen who
elevate 'monkish ignorance and superstition' over the 'unbound exercise of
reason' and 'the light of science.'  He certainly did ot accept the
insulting notion that there could be no virtue without religion, since he
did not care whether anyone, even those closest to him, believed or
disbelieved in God, as long as they relied on their own reason, and not
the dogma of others, in reaching their decision.

"In sum, the Declaration of Independence was designed to protect us from
exactly that kind of Christianized America advocated by those who are now
seeking to hijack the Declaration for their own sectarian purposes. ..."

--Alan Dershowitz, _America Declares Independence_, 2003


author: Florian

subject: CG confused by feta cheese?

text:
cg <cgrams007@{remove-this}yahoo.com> wrote:

I was also shocked.

Actually it is done each time the  Head of State die during his mandate.
The pope is the Head of the Vatican. It was done again just two days ago
for Prince Rainier, the Head of Monaco.

BTW:

Le rï¿½sultat du grand tiercï¿½ des morts mï¿½diatiques ï¿½st donc:
1- Terri
2- Jean-Paul
3- Rainier

2 et 3 sont restï¿½s longtemps difficile ï¿½ dï¿½partager.

(les personnes dï¿½pourvues d'humour noir peuvent s'abstenir de commenter,
merci).

Hmmm, CG, you should change glasses.
The article you cite talk about the delay of a televised debate.
The referendum on the EU Constitution will take place on May 29th.


author: Jane

subject: Re: CG confused by feta cheese?

text:
"Florian" <[email]> a ï¿½crit dans le message de
news:[email]...
| cg <cgrams007@{remove-this}yahoo.com> wrote:

| Le rï¿½sultat du grand tiercï¿½ des morts mï¿½diatiques ï¿½st donc:
| 1- Terri
| 2- Jean-Paul
| 3- Rainier
|
| 2 et 3 sont restï¿½s longtemps difficile ï¿½ dï¿½partager.
|
| (les personnes dï¿½pourvues d'humour noir peuvent s'abstenir de commenter,
| merci).

Ehhhhhhh -- tu veux rire...... c'est J.P. qui a atteint le poteau en
premier....... moi j'ai le ticket gagnant -- arrï¿½tes de tricher ;-)

| > I believe the real news here is that President Chirac used the passing
| > of Pope John Paul II to delay the vote on the EU Constitution until
| > April 14th.  Perhaps, in a sense, the Pope's death is a blessing for
| > those who support a "Yes" vote since the latest polls were predicting
| > French voters would vote "No" more often than "Yes".
|
| Hmmm, CG, you should change glasses.
| The article you cite talk about the delay of a televised debate.
| The referendum on the EU Constitution will take place on May 29th.

Ah but Florian -- c-heeseburger g-uts says it's the "real news".... a
"blessing".......that Chirac is "using the passing" to delay the vote.  I
wonder, like with Duine, what reason he'll come up with now that he's been
proven wrong yet again.

Jane


subject: Re: CG confused by feta cheese?

text:
Jane <[email]> wrote:

Disons que je pensais plus ï¿½ un ordre chronologique :-)


author: Denny

subject: Re: Corzine crash cover up has me seeing red !

text:
When I drive I do not watch the rear view mirror... If you are coming
from behind it is your legal responsibility to avoid me - I watch what
is in front of my vehicle which IS my responsibility...
The trooper deserves a citation for speeding, pure and simple...  He
was not lights and siren and he was an extreme danger to the vehicles
he was attacking from the rear...


author: alula

text:
The focus on this thing was all on the red pickup which did not make contact
with any other vehicle. He's just not a part of the wreck. A white pickup
actually hit the SUV, but the driver has never been named. Both trucks were
driven by employees of a casino. Anybody want to bet the white pickup driver
was not an illegal alien? Anybody up that way have some facts?


author: CCBlack

text:
It's the false impression given to the public after this accident
that upsets me the most.  Hell ... it's not a false impression ... it
was a down right lie !  From State Troopers !  I don't really care
about cops acting like speed laws don't apply to them.  I see it all
the time ... and I know they are on a donut run instead of some
official police business.
     The State Trooper in this incident knew damn well the kid in the
pick-up wasn't to blame.  But that's exactly how they portrayed it to
the press.  The first impression I had was that the Corzine's SUV was
T-boned.  That's the only way I could figure the vehicle got that torn
up.  I've seen plenty of stupid four wheeler stunts to know that it is
possible.
     The whole thing finally made sense after it was made public that
the motorcade was doing 90 MPH.  They were hauling ass to a meeting ?
    I heard the other day from the head of the Troopers in New
Jersey ... something to the effect that " accidents happen ".  YEAH
RIGHT.  You think they would be saying that if a truck driver was
hauling ass and lost control of his rig ?
    They would nail a truck driver to the wall and throw the book at
him.  This State Trooper will probably only get a reprimand ... or
some kind of slap on the wrist.
     This is like something out of the book ' Animal Farm '.  " All
animals have equal rights.  But some have more rights than others "
     All these years later ( 25 years ? ) after reading that book I
can still picture the pigs inside the farm house playing poker with
the dogs as guards and the poor horse is killing himself working on
the farm.

Chris


author: tscottme

text:
Cops are humans and almost every human, if he had nearly zero chance of
getting a speeding ticket, would speed even if speeding wasn't required.  I
call in on cops all of the time.  I've even yelled at a few on the CB and
been followed or threatened with a ticket for making a remark.  One of my
local TV stations showed hidden camera video they recorded of cops speeding
all around town.  Most of the video they aired showed the cop speeding, and
then pulling into a gas station and fueling, or records indicated the cop
was off duty at the time he was filmed speeding.  What type of emergency
would require a cop to speed yet allows a leisurely re-fuel and chit chat
with the store clerk?  There must be times when speeding with no lights is
necessary, but a diligent local media can usually match up dispatch records
and demonstrate plenty of unnecessary speeding is happening.  But this sort
of journalism might interrupt their usual "look what the AP says" or "look
what we found on the satellite, a car chase 14 states away that ended 3 days
ago", or standing outside of an office building to tell you what someone
said inside during an argument yesterday.

Some departments are far more strict than other departments.  It usually
comes down to the department head being a hard ass, or having having worked
in a department that has had cops involved in serious accidents when
speeding was unauthorized or unnecessary.  Much of this is what anyone would
do if they had little or no effective oversight.


author: PeteCresswell

text:
Per CCBlack:

That's the one that gets to me - and nobody, I mean *nobody* I've
heard on radio or TV or read in the newspapers has called them on
it.

I've got to think that whenever the governor goes anywhere, it's
with flashing lights and way, way faster than the flow of traffic
and that's not just wrong... it's dangerous.    Even more
dangerous if it involves multiple vehicles in some sort of
convoy.


author: Gashauler

text:
"CCBlack" <[email]> wrote in message
news:[email]...

I'm sure the Governor told the trooper he's got to hurry. Why would a
Governor that lied to get into office then do nothing he promised the state
surprise you??? I'm glad I don't live there and pay the highest property
taxes in the country.


author: James Robinson

subject: Re: What's wrong with trains.

text:
Hans-Joachim Zierke wrote:

That would take up a huge amount of capacity on a single track line,
since the siding spacings are set up such that trains in opposite
directions typically encounter each other close to sidings.

No, but trains overrunning the signals are very rare.  In most cases it
happens when the crew falls asleep, so an overrunning distance wouldn't
be much protection without a safety system to stop it.


author: Philip Nasadowski

subject: Re: What's wrong with trains.

text:
In article <[email]>,
 James Robinson <[email]> wrote:

Apparently not rare enough, threwas a rear ender the other week on BNSF,
I think.  Quite a mess.  Of course, we 'know' it wasn't the perfect 2
person crew that caused this. *rolls eyes*.

That's why alerters and deadman devices were invented years ago.

Well, duh.  But since class Is are opposed to safety devices of any kind
(not to mention employees, I always get a gas out of stories where
someone gets killed or dismembered in some form because they overrided
an 'annoying' safety device), that pretty much kills the argument for
overrunning distance, period.


author: Merritt Mullen

subject: Re: What's wrong with trains.

text:
In article
<[email]>,
 Philip Nasadowski <[email]> wrote:

Perhaps you are thinking of the BNSF freight that headended a stopped
Metrolink commuter train in the LA area a few months ago.  In that case
the two man crew in the cab of the BNSF apparently (haven't seen the final
accident report) ran past TWO signals before seeing the Metrolink train
and putting it into emergency.  I think two passengers died on the
Metrolink.

Merritt


subject: Re: What's wrong with trains.

text:
Philip Nasadowski wrote:

That wasn't a signal overrun, and it was on a main line where trap
points wouldn't have done any good, which was the point of this
discussion.

There have been cases where crews have fallen into microsleep between
two alert cycles and managed to collide with something while in
dreamland.  They aren't infallible.

That's a ridiculous statement.  Railroads want safety devices, but at
prices that make sense, and not just for the joy of spending unlimited
money.

That is the trick to designing such safety systems. They have to be
inconspicuous until they are really needed, and not sounding off
unnecessarily. How many people do you think pay any attention to those
annoying backup alarms on vehicles in construction sites?  They go off
so often, they become part of the background noise.  Yet everything is
equipped just to be PC.

Overrunning tracks had a particular purpose, and that was when trains
only had brakes on locomotives and perhaps on a brake van, and no brakes
on the other cars in the train.  There was real potential for an
engineer to misjudge the stop and overshoot the signal.  As a result,
the extra space was often necessary to allow trains that little bit of
extra distance they needed to stop.  It is less of a problem today with
automatic brakes on all equipment.


author: Thomas White

subject: Re: What's wrong with trains.

text:
"James Robinson" <[email]> wrote in message
news:[email]...

Yes, but I am hearing that it is less rare than it was 10+ years ago.

6000 ton train uphill 42 mph rear end collision in CTC [if the information I
have seen is correct]?   I bet it was.

You're right about the trap points, though.

~~
~~
~~
~~

I knew a locomotive engineer whose wife asked him, as he sat at the kitchen
table slapping the adjacent wall, why he was doing it.  Hitting the alertor
button had become an unconscious activity.

TAW
http://www.halcyon.com/tawhite


author: Richard Mlynarik

subject: Re: What's wrong with trains.

text:
James Robinson wrote:

Trap points are a means of creating a signal "overlap" in constricted
locatations.  If there's plenty of space -- ie more than the maximal braking
distance -- between a signal and the hazardous condition it is protecting -- such
as is the case for the typical US "corn field meet" -- then there is no
need for the trap, since the automatic brake application resulting from
passing a signal at danger will stop the train before it enters protected
track.

Oh, your trains can pass by signals at danger with no penalty?!
Well in that case all bets are off, aren't they?

[...]

Which is exactly the point you insist on evading ("rules are written in BLOOD!!!")
when the parallel issue of the costs and dubious benefits of US rail passenger vehicle
"safety" regulation is addressed.  There are some things it's worth spending
money on (like adequate signalling) and some on which is insanely cost-inefficient
(like $7.5million one-off locomotive designs, or 64.5 tonne high speed tilting
trailers or $4million suburban EMU cars) to do so.

[...]

Overrunning tracks continue to have a particular purpose, and that is when
train crews fail to obey signals which are close to junctions.

The issue isn't as much "the brakes didn't work" but "the crew didn't
even apply the brakes".

A derailment into a sand pit (which _might_ end up fouling adjacent tracks;
this is not a perfect mechanism, and is designed to function only in a last
resort) is better than entering a track section definitely _is_ occupied.

The low volume of traffic on the US freight network (in trains/track/day,
not ntk/gtk, compared to traffic densities in less undeveloped nations) and
the large distances between interlockings and other control points and
the low profile of press coverage of the corn field meets which do occur
mean that SPADs are not perceived as business problem and so no significant
resources are spent on signal and track designs which (a) avoid SPADs
and (b) mitigate (other than by tank-like locomotive construction) the
effect of SPADs.


subject: Re: What's wrong with trains.

text:
Thomas White wrote:

We are likely using different definitions of overrun.  I consider it to
be when a train was attempting to stop at a signal and misjudged, or had
some braking problem, thereby overrunning the signal.  In the BNSF case,
assuming the signals were working properly, the incident looks like what
I'd call a signal violation. Probably my own definitions.


subject: Re: What's wrong with trains.

text:
Richard Mlynarik wrote:

In the first place, trap points do not provide sufficient braking
distance to safely hold a train that is being brought to a stop by an
automatic trip stop.  You misunderstand the principle of using trap
points.

In the second, you have used entirely convoluted logic in a feeble
attempt to connect the subject of trap points to "typical US 'corn
field' meets". Those types of accidents usually result from trains
passing signals with no intention of stopping, and trap points would not
have been useful in most cases.

Again, that's a separate discussion from trap points.  I can just
imagine your mental anguish knowing that 1/2 the rail mileage in the
country doesn't even have a signalling system.

Not at all.  I have maintained that the higher strength vehicles have
proven themselves as more likely to prevent major injuries and deaths
that older, lighter equipment when they get into accidents.  There are
many ICC reports where the lower strength equipment in a train was where
all the fatalities occurred due to telescoping or disintegration of the
cars.  The question is how much is enough, and my view is that the
regulations do not have dubious value.  We disagree on that point.

And you consider that several billion dollars in signal expense with
dubious benefits is somehow not "insanely cost-inefficient"?  You have a
warped sense of value.

Wrong. Where overrunning tracks are used in lieu of signal overlaps,
they are intended to protect the engineer in the case of misjudging his
stop at a signal. Let me quote from "Railway Signalling", published by
the Institution of Railway Signal Engineers:

"Overlaps - On British Railways it is a nominal distance which may be
regarded as protection for the driver against overruning in foggy
weather or when rails are slippery, assuming of course that a brake
application had been made at or before the train passed the first
warning signal."

Another source, written for anoraks, is "British Railway Signalling" by
Kitchenside and Williams:

"...this 1/4 mile overlap is provided in case a driver should misjudge
his brake application, fail to bring the train under proper control in
time, and pass the signal at danger. It is, in effect, a safety margin."

As you can see, a signal overlap, or trap points, are not intended to
provide sufficient space for an errant train to be safely brought to a
stop after it has violated a signal without applying the brakes.  You
are misinformed.

That is again a Hobson's choice.  There have been cases where trains
passed red signals and came to a graceful stop, mile the entered the
main track, they were still on the rails, and were able to warn
conflicting moves by radio in time to avoid any collision.  In this
case, not having the train derail was the preferred choice.

The alternative of derailing into a sand pit is pretty well guaranteed
to result in the train fouling the adjacent tracks.  There is no "might"
about it.  When the lead vehicle stops suddenly, the rest will jackknife
to each side.  It is unavoidable. So now not only will the train have
been derailed, it will have fouled the next track over, likely without
dropping the signals on that track to stop to warn other approaching
trains. I don't like that choice.

Absolutely ridiculous assumptions, comments, logic, and conclusions, but
I'm getting used to that from you.


subject: Re: What's wrong with trains.

text:
"James Robinson" <[email]> wrote in message
news:[email]...

I wondered why you said that.  Now I know.  Makes sense.

This particular incident is one of those caused by FLOW - Failure to Look
Out the Window [for whatever reason].

TAW
http://www.halcyon.com/tawhite


author: [redacted]

subject: WTB ancient radio shack t80 laptop

text:
my brother wants one of these dinosaurs, he is in hospital
and this would be a cool gift.
i think they run on 4 aa batterys and come with a 300 baud modem

please send info to

[email]


author: Dave K

subject: Re: Bill O'Reilly and The View

text:
On Sat, 16 Oct 2010 15:57:45 -0500, Ray <[email]>
wrote:

  <Sigh>

  What a pity.


author: Ouroboros Rex

subject: Re: Bill O'Reilly and The View

text:
On 10/16/2010 5:03 PM, Dave K wrote:

   Pity for Ray?  He's a contentless continual liar.  Why pity?


subject: Re: Bill O'Reilly and The View

text:
On Fri, 22 Oct 2010 10:37:03 -0500, Ouroboros Rex <[email]>
wrote:

  I hate to see dementia in anyone.  There is the pity.


author: czlim

subject: What does this mean?

text:
" Anything better could be a sin! "

I'd never heard that until my little cousin asked me. If you know it,
please let me know what it means.
Thank you.


author: Franke

subject: Re: What does this mean?

text:
czlim wrote:

"sin" is a religious concept meaning a "moral wrong".
Catholocism and Protestantism have always associated
pleasures of the flesh with "sin". If it feels too good,
then it must be one of those forbidden pleasures of the
flesh.

Americans say things like "That cake is sinfully good!" etc.

I hope this is enough to give you the idea.


author: J Cheung

subject: Re: What does this mean?

text:
"Franke" <[email]> wrote

Gosh!  So the idea is that anything pleasurable is sinful.  They are not
masochists are they?

John


subject: Re: What does this mean?

text:
J Cheung wrote:

Only the religiously fanatical are masochists. The Puritans
who settled Massachusetts Bay Colony in 1620 were the
original masochists.

You can read lots about Catholic fanatics wearing hair
shirts and engaging in other sorts of self-torture. Take
a look at the crazies in the Philippines who have themselves
nailed to crosses every Easter.

Self-flagellation does not mean "beating off" (masturbation)
but beating oneself with a whip till it hurts.

I imagine this kind of masochism goes on in other cultures,
but it seems to thrive among the worshippers of Jesus.

Not all Christians are masochists, of course.


author: Michael T

subject: Garage door & inside light bulb

text:
Why is it a special lamp is sold at stores like Home Depot for garages.
Namely, a "garage door lamp - 60 watts"?

Will any 60 watt bulb do? My local Home Depot is out of stock.

As always, thank you in advance.

Michael


author: Mark Barrett

subject: Re: Garage door & inside light bulb

text:
Michael T <[email]> wrote:

   I've always used plain 60 watt bulbs in my openers.  I rarely have
had to change them.  However, I always use rough service bulbs in my
trouble lights that I use when working on the cars.
Mark


author: Craig

subject: Re: Garage door & inside light bulb

text:
"Michael T" <[email]> wrote...

  I'd say any 60w bulb will do. The garage door (and ceiling fan) bulbs are
probably a little longer-lived in vibration-prone areas like door openers or
fans.

Craig


author: Clark W. Griswold, Jr.

subject: Re: Garage door & inside light bulb

text:
"Michael T" <[email]> wrote:

Rule 1 of marketing is to label a product for its application, not what it is.
That way you get people to pay more for it.

Garage door lamps are also known as "rough service" lamps. They have a thicker
filiment to withstand the vibration better so as to last a little longer. They
also tend to use a little more current.

Regular bulbs will work fine - they just may burn out a little faster.


author: Travis Jordan

subject: Re: Garage door & inside light bulb

text:
Craig wrote:

If the OP's garage door opener vibrates a lot, a conventional bulb will
be a LOT shorter lived.


author: v

subject: Re: Garage door & inside light bulb

text:
On Fri, 11 Mar 2005 15:42:16 GMT, someone wrote:

Going further upstream - consider why a vibrating motorized powerhead
even has a light bulb mounted directly to it, which them needs a
vibration resistant bulb.

Yes its conveniently self-contained.  But it might actually work
better if the light that was switched to the opener was a separate
piece on a short cord, so that it could be mounted to something else
like the ceiling on a different joist.

But then nobody would buy it because it is more trouble to put up, oh
well.

Reply to NG only - this e.mail address goes to a kill file.


author: Bert Hyman

subject: Re: Garage door & inside light bulb

text:
In news:[email] [email] (v) wrote:

I built exactly such a contraption, using an SPST 110V relay from Radio
Shack. I screwed an outlet adapter into the lamp socket on the opener, and
power the relay coil from that. I have a second line plugged into an
adjacent outlet and switch that through the relay contacts to several
hardware-store ceramic lamp sockets mounted on joists.

The lamp socket on the opener itself was only rated for 60W; this solves
that problem too.


author: Jayesh M. Joshi

subject: Pentium-60 system for sale

text:
Hi!

I have a pentium-60 system for sale. It is 3 years old, and has been
used sparingly. It is a complete system, including the monitor,
keyboard, mouse, speakers, etc. Here are the details:

CPU = Pentium 60 MHz (Does NOT have the FDIV bug)
HD  = 500 MB
RAM = 8 MB
Modem = 14.4 kbps
2x CD-ROM
ATI Mach32 graphics card with 1 Meg RAM
16-bit soundblaster card
14-inch SVGA monitor 0.28 dot pitch

Has an Intel motherboard with 2 pci and one ISA slot free.

Also includes keyboard, logitech PS/2 mouse, and labtec amplified
speakers.

You can upgrade it to Pentium 120, if you want to.

Send me an e-mail at [email], including the price
you are offering.

Thanks!
-Jayesh


subject: FS: 3COM Hiper DSP/ARC/NMC

text:
WRCA.Net has the following available to ship today.
If you need anything Total Control, I have it.

Hiper DSP sets $1800
Hiper ARC sets $1000
Hiper NMC sets $700

Chassis with 70A (AC) power $5500
Hiper NMC
Hiper ARC
2x Hiper DSP

Chassis with 70A (DC) power $5500
Hiper NMC
Hiper ARC
2x Hiper DSP

Chassis with Dual 45A power $1500
NMC v90
Netserver PRI
Dual PRI
12x Quad Digital Modem


author: skywalker

subject: Visa evidencing question

text:
After submission of passport/s and this letter to the offshore office,
at least
five (5) working days should be allowed for the visa/s to be evidenced.

I want to know if I have to wait 5 days before sending passports or it
takes 5 days to the embassy to put the visas in the passports?


author: wmoore

subject: Re: Visa evidencing question

text:
The official line is that you wait 5 days before you send the passport
away. However, we sent ours off the day we got the visa and got them
back 5 working days later.

My guess is that if they really need to wait five days before processing
your passport, they will. I would say just send it ASAP!.


author: 007 BOND

subject: Re: Visa evidencing question

text:
Hi Tracey here,
just a quick reply we live in the far east and when our visa was granted
we actually rang our case worker and they are allowing us to come in on
normal passport and then once we arrive we have 4weeks to have visa
stamped in our passports because all our details are logged on the
computer .


author: [redacted]

subject: We can get you into your OWN TRUCK !!!

text:
We have the programs and the wholesale sources to get you into the
truck you want!!!  Equipment leasing is the smartest move you can
make!!!
In most cases $0 DOWN and approval in 48 hrs or LESS!!!  just first
and last months payments at delivery!!!  forget leasing through the
company---  get your own truck and be your own boss!!!!  WE CAN
HELP!!!

  Check out our website for more info    www.cfsconsultants.com

Michael


author: MIKE

subject: Re: We can get you into your OWN TRUCK !!!

text:
Yeah I'll bet you can.........

Yup, right into bankrauptcy court.
 Mike


author: tscottme

text:
<[email]> wrote in message
news:[email]...

I wish I could find a way to make money off people's ignorance, too.
There's an endless supply of it.


author: Richard Bullis

text:
For sale: Arizona ocean front property. 40 to 100 acres. $100 an acre. No
money down.
For more info call 1-800-go-fuck-yourself

<[email]> wrote in message
news:[email]...


author: Brian Smith

text:
<[email]> wrote in message
news:[email]...
company---  get your own truck and be your own boss!!!!

As a point of interest, no one is their own boss. The Customer is the boss,
he/she is the one that pays for the job to be done. Without Customers there
are no businesses.

Brian


text:
[email] (MIKE) wrote in message news:<[email]>...

  You have no idea what your talking about...... if you did, then you
would be a Business Finance Consultant and not a truck driver. You
sitck to what you know and I'll keep helping drivers get their own
trucks.


text:
STATES:

You are correct and make a good point. It doesn't matter what business you're
in or own,everyone has to answer to someone.
 Mike


author: "alpro bellsouth.net">

text:
[email] wrote:

Now isn't THAT special?

You come in here, post a completely misleading and vague advertisement into a discussion group, and
then insult a potential customer by insinuating that because he drives a truck....he doesn't have the
sense to know when something might not make financial sense.

Shame on you. Anyone who might read these words should not give your offer of the time of day. You just
insulted every driver in America, the way I see it.

Since you've decided to be an asshole....permit me to retort with observations and a crtique of your
advertisement:

I'd bet that's a lie. You have a wide selection of well used trucks that you cannot sell, so you've
decided to whip up a couple of clever schemes to bring in some money, HOPING that a driver will be
stupid enough to fall for it, pay for a year or so, default, so that you can swoop right in with your
repossession warrant, and then re-"lease" it to another chump.

Really? Do you, as a "financial consultant" think that this applies to all situations, and for all
drivers? If you were a TRUE financial consultant, you'd know that this is potentially the WORST time to
consider the buying or leasing of a truck with the unstable economy, swinging fuel prices, and the
documented trend that shows that revenue that is paid to trucks has declined over the past six months.
For someone with no experience in operating a volatile business, such as what operating a truck these
days, and under these conditions represents, is a disaster waiting to happen.

While it sounds much more "chic" to call yourself a "Financial Consultant", you are a truck salesman. I
can call myself a "Freight Relocation Engineer", but when it comes down to it, I drive a truck for a
living.

delivery!!!

This is "ZERO DOWN"? Gentlemen of the Jury, I submit that this is extremely misleading. A first and
last month's payment upon delivery, which will likely total to approximately $2000 is HARDLY zero down.

While I don't recommend the leasing of a truck as a way of becoming an owner/operator, the success rate
is far higher for completion of a lease if done through the carrier, if done under proper
circumstances.

A carrier who offers a lease/purchase system as a means of attracting drivers and stabilizing their
workforce has far more to lose if they offer this under false pretenses. There are legitimate programs
out there that offer a driver a chance to make it.

More misleading rhetoric. The ONLY way that a driver becomes his own boss, is if he buys a truck and
trailer and forms his own company, complete with taking all the risk of profit or loss.

Of course, with your inflated end pricing of what the driver will pay for your well used truck will
likely assure failure to complete the program, which is what you are counting on.

Would you care to respond with finite details of your "lease" and the "consulting" services that you
offer, to refute my assertions?

My bet is that you will not.....

~Tony~


text:
STATES:

Oh but I do know what I'm talking....

Here's what I know for a fact. You
have no interest in helping anyone but yourself. You are not some benevolent
angel of the trucking Gods. Your only real interest is
MONEY by leasing equipment.
Yes I am Business Financial Advisor when it concerns people
throwing money away in an industry that pays very little on the return of their
investment. If there's so much
money to be made leasing equipment in this industry ,why aren't you doing it?
So cut the bull
and admit that the only thing you really care about is MAKING MONEY . You
scheme is one step above a lease/purchase agreement
with a carrier.

 Mike


author: The Goddess UnChained

subject: Re: FS: Bally's membership

text:
:bally's is the worst gym you can find.. they are a bunch of crooks
:working there...

I work for Bally's. I will make no comments on the sales practices. I've
got nothing to do with that. I will say that here in Colorado Bally's
makes a real effort with the aerobics side of the visit. We get free
training sessions and are always encouraged to learn more to make our
classes better. We all try to be friendly and approachable for our
members. Please don't smear everyone with the same brush. liesl

p.s. many of the members in my classes have been members for years.

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author: Ivonne

subject: question on working with EAD and taxes

text:
Hi,

I have an EAD (based on L2) and just got a job. This is a company from
my homecountry Germany. They just opened up a business office here where
I will be working, but for the first weeks the will pay me in Germany,
until their offices are furnished, technically equipped and the payroll
system works.

First: since I have an EAD, it should be perfectly fine to work for this
company, wether I am paid here or in Germany, right?

second: Do I have to mention this german income in my tax return next
year and do i have to pay taxes on it (since I already will pay them in
Germany, and there they are much higher unfortunately!)

Ivonne


author: Rete

subject: Re: question on working with EAD and taxes

text:
Originally posted by Ivonne

Yes you have to declare all worldwide income to the US IRS regardless of
where you have paid taxes on the money.  I don't know if there is a tax
treaty with Germany.  If we don't then you will pay taxes twice.  If we
do, then you will only have to pay it once, either there or here.

Rete


author: Lucy

text:
"Ivonne" <[email]> wrote in message
news:[email]...

I don't see why not.

I'm from the UK, not Germany, but I imagine it's similar. When I left the UK
I had to fill out a form showing all my income and taxes paid there. I got a
statement back showing that all my taxes were paid up to date. When I filed
my US tax return, I included that information. I didn't have to pay tax
again for the income, but I did have to declare it.

Hope this helps.


author: wrter

subject: Plagiarism ?

text:
I have a question that I was hoping someone could answer.

What's the difference or where is the line drawn between plagiarism
and simply being influenced by another movie?

I was curious about this ever since I saw a commercial for
Swimfan(what appears) to be a Fatal Attraction rip-off with teenagers
instead of adults.

I understand the difference between lifting whole chunks of dialogue
and/or scenes and say, Brian DePalma's Odessa steps sequence in The
Untouchables but there have been other movies I've seen where the line
between influence and plagiarism seems uncomfortably close.

Anyone have any thoughts about this?

Wrter


author: noname

subject: Re: Plagiarism ?

text:
wrter <[email]> wrote in message
news:[email]...

IDEAS are not protected under copyright. I believe that is what you are
referring to with your question.

There was a legal case many years ago where a blatant rip-off of Jaws was
made by some European production company, and Universal sued them - and won.
However, in this case the movie was SO similar (ie similar plot sequences
and points, similar order of scenes, similar characters, etc etc) that it
constituted copyright infringement.