i APRIL 2021 TABLE OF CONTENTS SELECTED ECONOMIC INDICATORS ................................................................................. 3 INTERNATIONAL COMMODITY PRICE DEVELOPMENTS ........................................... 4 Precious Metals .......................................................................................................................... 4 Base Metals ................................................................................................................................ 4 MERCHANDISE TRADE DEVELOPMENTS......................................................................... 5 Merchandise Exports ................................................................................................................ 5 Merchandise Imports ................................................................................................................ 7 Merchandise Trade Balance ..................................................................................................... 8 MONETARY DEVELOPMENTS .............................................................................................. 9 STOCK MARKET DEVELOPMENTS ................................................................................... 10 INFLATION OUTTURN ........................................................................................................... 11 Annual Inflation ...................................................................................................................... 11 Monthly Inflation .................................................................................................................... 11 NATIONAL PAYMENTS SYSTEM ........................................................................................ 12 Zimbabwe Electronic Transfer Settlement System (ZETSS) ............................................. 12 Cash Transactions ................................................................................................................... 12 Mobile and Internet Based Transactions .............................................................................. 12 Card Based Transactions ....................................................................................................... 12 March April Month-on- Month Change (%) Reserve Money (M0) (ZW$ millions) 19,248.053 22,620.093 17.52 Money Supply2 (M3) (ZW$ millions) 234,278.703 262,082.753 11.87 Annual Inflation1 (%) 240.55 194.07 -46.48a Blended Annual Inflation1 (%) 122.33 94.70 -27.63a Monthly Inflation1 (%) 2.26 1.58 -0.68a Blended Monthly Inflation1 (%) 1.09 0.94 -0.15a National Payment System Transactions2 (ZW$ billions) 493.57 456.55 -7.50 Nominal Lending Rate2 (% per annum) 6.00-85.00 6.00-85.00 Sources: 1. Zimbabwe National Statistics Agency. 2. Reserve Bank of Zimbabwe. 3. Provisional until audit is completed. a- Percentage point. SELECTED ECONOMIC INDICATORS INTERNATIONAL COMMODITY PRICE DEVELOPMENTS During the month of April 2021, international commodity prices for selected base and precious metals firmed. Crude oil prices, however, recorded a marginal decline. Developments on international commodity markets were largely influenced by a weaker US dollar and optimism that Covid-19 vaccine rollouts would drive global economic recovery. Precious Metals Gold Gold prices rebounded during the month under review, supported by a weaker US dollar and subdued US Treasury yields. These developments stoked investor appetite for safe haven assets. The US dollar was weighed down by the release of US macroeconomic data, which showed a sharp rise in the US inflation rate. The monthly average price of the yellow metal rose by 2.4%, from US$1,719.89 per ounce in March 2021 to US$1,760.49 per ounce in April 2021. Platinum Platinum prices bounced back to an average of US$1,208.33 per ounce in April 2021, representing a 2.3% increase from U$1,180.74 per ounce recorded in March 2021. The rally in platinum prices was largely underpinned by prospects of robust industrial demand, particularly in the automobile industry where the precious metal is used in catalytic converters that curb harmful emissions. Figure 1 shows the evolution of precious metal prices for the period from April 2020 to April 2021. Figure 1: Precious metal prices (US$/oz.) Source: Bloomberg, 2021 Base Metals Copper Copper prices rose by 3.7% to a monthly average of US$9,334.05 per tonne in the month under review, from US$9,004.98 per tonne recorded in March 2021. Prices firmed on account of a weaker US dollar, coupled with the push toward cleaner energy sources, a development which boosted the consumption of the metal. The red metal is widely used in almost all important green energy products such as electric vehicles and solar power systems. Nickel Prospects of stronger demand from the US, following the recent passing of the Bipartisan infrastructure plan by the US Senate, boosted nickel prices. Prices also got support from Apr-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 US$/oz. Gold Platinum robust demand from China’s stainless steel industry, occasioned by rapid economic recovery in that country. In light of these developments, nickel prices rose by 0.1%, to close the month under review at an average of US$16,478.20 per tonne. Figure 2: Base metal prices (US$/ton) Source: Bloomberg, 2021 Brent Crude Oil Brent crude oil prices retreated by 0.3% to an average of US$65.41 per barrel in April 2021, from US$65.63 per barrel in March 2021. The decline was due to demand concerns, amid rising new positive cases of the emerging Covid-19 Delta variant. The decline was however, capped by a sharp drop in crude oil production in the US, as well as tightening of supplies by major producers. Figure 3 shows developments in Brent crude oil prices for the period from April 2020 to April 2021. Figure 3: International crude oil prices (US$/barrel) Source: Bloomberg, 2021 MERCHANDISE TRADE DEVELOPMENTS The month of April 2021 saw the country’s total merchandise trade amount to US$934.5 million, representing a 5.6% decline from the previous month outturn of US$989.8 million. Declines in both merchandise exports and imports underpinned the slowdown in total merchandise trade. On a year- on- year basis, however, total merchandise trade for the month under review was 119.6% higher than the US$425.5 million recorded in the corresponding month in 2020. Merchandise Exports The country’s merchandise exports at US$444.7 million, reflected a 3.7% decline from the previous month outturn of US$461.8 million. Compared to the month of April 2020, merchandise exports for the month under analysis were 121.8% higher. 5,000 7,000 9,000 11,000 13,000 15,000 17,000 19,000 21,000 4,000 5,000 6,000 7,000 8,000 9,000 10,000 Apr-20 Jun-20 Aug-20 Oct-20 Dec-20 Feb-21 Apr-21 Nickel US$/ton Copper US$/ton Copper Nickel (RHS) Apr-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 US$/barrel Figure 4 shows developments in the country’s merchandise trade for the month under review. Figure 4: Merchandise Exports (US$ m) Source: ZIMSTAT, 2021 The fall in monthly exports in April 2021 was largely due to declines in exports of industrial diamonds (58.1%), Ferro-chrome (17%) and PGMs (16.5%). Tobacco exports at US$44.5 million were, however, 61.6% up from US$27.6 million recorded in the previous month. Similarly, gold exports posted a significant increase of 35.3% from US$76.3 million in March 2021 to US$103.3 million, during the month under review. Table 1 shows exports classified by harmonised commodity description and code system, for the 1 PGMs include nickel mattes, nickel ores & concentrates and platinum months of March and April 2021, respectively. Table 1: Exports Classified by Harmonised Commodity Description and Code System Commodity Mar-21 Apr-21 Share in Apr 2021 Exports (%) Total Exports 461.8 444.7 100.0 Of Which: Platinum Group of Metals (PGMs1) 263.5 219.9 49.5 Gold 76.3 103.3 23.2 Tobacco (including cigarettes) 27.6 44.5 10.0 Ferro-chromium 29.2 24.2 5.4 Industrial diamonds 21.7 9.1 2.0 Coal 4.9 5.5 1.2 Chromium ores and concentrates 3.1 4.7 1.1 Ferro-silicon 1.5 1.9 0.4 Granite 1.4 1.7 0.4 Black tea 2.1 1.6 0.4 Source: ZIMSTAT & RBZ Calculations, 2021 During the month of April 2021, the country’s exports were mainly destined for the SADC region, with South Africa absorbing 39.7%, followed by Mozambique, 8.2% and Zambia, 1.1%. The United Arab Emirates accounted for 25.3% of the country’s exports, during the month under analysis. Figure 5 shows the country’s major export markets, during the month of April 2021. Figure 5: Top Ten Merchandise Export Destinations (% Share) Source: ZIMSTAT & RBZ Calculations, 2021 Merchandise Imports Merchandise imports eased by 7.2%, from US$528.0 million in March 2021 to US$489.9 million in April 2021. The country’s import bill for the month under review was, however, 117.2% higher than that of the comparable month in 2020. Figure 6 shows the evolution in the country’s imports for 2020 and 2021. Figure 6: Merchandise Imports classified by HS Codes 2020 & 2021 (US$ m) Source: ZIMSTAT & RBZ Computations, 2021 The decline in imports in April 2021 was largely driven by slowdowns in imports of maize, crude soya bean oil and electricity. Maize imports slumped largely on account of the current year’s bumper harvest estimated at 2.7 million metric tonnes. The general improvement in hydroelectricity generation, following rising dam levels, accounted for the fall in the country’s energy import bill. Table 2 shows imports of major commodities for the months of March and April 2021, respectively. 39.66% 25.27% 8.19% 1.10% 0.41% 0.08% 0.06% 0.03% 0.01% 0.01% South Africa United Arab Emirates Mozambique Zambia Botswana United Republic of Tanzania Netherlands Malawi United Kingdom United States Table 2: Imports Classified by Harmonised Commodity Description and Code System Commodity Mar 21 US$ m Apr 21 US$ m Share in Apr Imports (%) Total Exports 528.0 489.9 100.0 Of Which: Diesel 23.6 24.4 5.0 Maize (Excluding Seed) 27.1 14.6 3.0 Crude soya bean oil 16.9 13.9 2.8 Medicaments 10.8 13.2 2.7 Electricity 11.7 8.9 1.8 Machinery 0.6 8.8 1.8 Road tractors 7.9 8.3 1.7 Rice 6.9 7.4 1.5 Vaccines 18.6 6.5 1.3 Unleaded petrol 5.4 5.9 1.2 Source: ZIMSTAT & RBZ Calculations, 2021 The country’s imports for the month of April 2021 were mainly sourced from South Africa (46.1%), China (17.0%), Singapore (6.7%), Mozambique (3.7%), Zambia (2.8%), India (2.7%) and other markets, as shown in Figure 7. Figure 7: Top Ten Merchandise Import Sources (% Share) Source: ZIMSTAT & RBZ Calculations, 2021 Merchandise Trade Balance The country’s trade balance improved from a deficit of US$66.2 million in March 2021 to a deficit of US$45.2 million in April 2021. This was on account of the marked decline in imports relative to exports. Figure 8 shows the country’s trade balance for the period from January 2020 to April 2021. 46.1% 17.0% 6.7% 3.7% 2.8% 2.7% 1.9% 1.8% 1.5% 1.4% South Africa China Singapore Mozambique Zambia India Mauritius United Kingdom United Arab Emirates Denmark Figure 8: Merchandise Trade Balance (US$ m) Source: ZIMSTAT & RBZ Computations, 2020 On an annual basis, the country’s trade balance worsened from a deficit of US$25.5 million in the corresponding month in 2020, to a deficit of US$45.2 million, during the month under review. MONETARY DEVELOPMENTS2 Broad money (M3) stood at ZW$262.08 billion in April 2021, an increase of 11.87% from ZW$234.28 billion recorded in March 2021. The M3 stock was composed of local currency transferrable deposits, 48.57% of total; foreign currency deposits, 44.94%, time deposits, 2All monetary numbers valued in ZW$ since the adoption of an interbank market determined exchange rate in February 2019. 5.23%; currency in circulation, 0.69%; and negotiable certificates of deposits, 0.57%. Foreign currency deposits included in broad money recorded an annual growth of 409.68%, from ZW$19.46 billion in April 2020 to ZW$117.77 billion in April 2021. The increase partly reflected valuation changes owing to exchange rate movement. The exchange rate moved from a fixed rate of ZW$25.00 per US$1 in April 2020 to ZW$84.50 per US$1 in April 2021, following the introduction of the auction system. On an annual basis, local currency deposits registered a growth of 343.74%, while currency in circulation increased by 73.78%. Figure 9: Composition of Money Supply Source: Reserve Bank of Zimbabwe, 2021 The annual broad money growth of 404.15% in April 2021, largely reflected an increase of -400.0 -200.0 0.0 200.0 400.0 600.0 Apr-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 Exports Imports Trade Balance Local Currency Transferable deposits 48.57% Foreign Currency Deposits 44.94% Time Deposits 5.23% Currency in Circulation 0.69% NCDs 0.57% 548.26% in credit to the private sector. Net claims on Government also rose by 172.91%. On a month-on-month basis, domestic claims increased by 20.63% to ZW$149.91 billion. The growth was largely driven by growth in net claims to Government, 46.16%; and credit to the private sector, 14.07%. Credit to the private sector was mainly extended towards agriculture, 31.87%; households, 14.73%; financial organisations, 12.26%; distribution, 12.10%; manufacturing, 10.79%; and mining, 8.80%; as shown in figure 10. Figure 10: Distribution of Private Sector Credit Source: Reserve Bank of Zimbabwe, 2021 Credit to the private sector was largely channeled towards inventory build-up, 38.15%; other recurrent expenditures, 29.14%; and fixed capital investment, 18.58%. STOCK MARKET DEVELOPMENTS The bullish sentiments exhibited on the Zimbabwe Stock Exchange (ZSE) continued during the month ended April 2021. Resultantly, all major indices registering gains for the sixth consecutive month. The All Share, Top 10, Top 15 and Medium Cap indices gained 3.38%, 2.53%, 1.71% and 5.36% to close at 4 641.11 points, 2 660.37 points, 3 023.66 and 11 330.52 points, respectively. The resource index, however, shed 4.78% to close at 5 061.28 points. Figure 11: Zimbabwe Stock Exchange All Share and Top 10 Indices Source: Zimbabwe Stock Exchange, 2021 Households 14.73% Agriculture 31.87% Mining 8.80% Manufacturing 10.79% Distribution 12.10% Construction 0.68% Transport & Communicati ons 2.18% Services 6.56% Financial Org. & Investments 12.26% Other 0.03% 0.00 2,100.00 4,200.00 6,300.00 8,400.00 10,500.00 12,600.00 14,700.00 30-Apr-20 31-May-20 30-Jun-20 31-Jul-20 31-Aug-20 30-Sep-20 31-Oct-20 30-Nov-20 31-Dec-20 31-Jan-21 28-Feb-21 31-Mar-21 30-Apr-21 All Share Index Top 10 Index Mining Index On an annual basis, the All Share, Top 10 and mining indices gained 849.88%, 569.81% and 512.27%, from 488.60 points, 397.18 points and 826.64 points recorded in April 2020, respectively. During the month under analysis, trading activity was skewed towards some selected midcap and low-tier stocks. As a consequence, the cumulative value of shares traded declined by 31.90% to ZW$3.08 billion, despite an increase of 9.75% in the volume of shares traded to 223.49 million shares. Figure 12: ZSE Monthly Volumes and Values Traded Source: Zimbabwe Stock Exchange, 2021 As a result of improved trading activity, the local bourse gained $9 billion, or 1.69% worth of capitalization, to ZW$540.75 billion as at end of April 2021. On a year-on-year basis, local bourse capitalization increased by 753.07%, from ZW$63.39 billion recorded in April 2020. 3The Zimbabwe National Statistical Agency (ZIMSTAT) commenced publication of the blended CPI inflation in June 2020. The blended CPI inflation combines the average changes INFLATION OUTTURN Annual Inflation The country continued on the disinflationary path which began in July 2020, with annual headline inflation decelerating further to 194.07% in April 2021, from 240.55% in March 2021. The slowdown in annual inflation was largely attributed to the decline in food inflation. Annual food inflation shed off 83.21 percentage points, from 299.81% in March 2021 to 216.60% in April 2021, following a good harvest. Year-on-year non-food inflation decelerated from 206.00% in March 2021 to 178.93% in April 2021. The annual blended CPI inflation3 slowed down for the third consecutive month, from 162.95% in February 2021 to 122.33% in March 2021 and further to 94.70% in April 2021. Monthly Inflation The ZW$ monthly inflation slowed down to 1.58% in April 2021, from 2.26% and 3.45% recorded in March 2021 and February 2021, respectively. The deceleration in monthly inflation was due to declines in all food sub-categories, except bread and cereals and meat. Monthly non-food inflation also fell from 2.06% in March 2021 to 1.53% in April 2021. in price of goods and services sold in the two main currencies in circulation, namely the ZW$ and the US$. 1,000 1,500 2,000 2,500 3,000 3,500 4,000 4,500 5,000 1,200 1,600 2,000 2,400 2,800 Apr-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 Values Traded (ZW$ millions) Volumes Traded (milions) Volume Turnover The slowdown in monthly non-food inflation was driven by declines in communication; health; alcoholic beverages and tobacco; housing, water and energy; and recreation and culture, among others. Partially offsetting the declines were price increases in education and clothing and footwear. The blended monthly inflation rate decelerated from 1.09% in March 2021 to 0.94% in April 2021, as shown in Figure 13. Figure 13: Month-on-Month Inflation (%) Source: ZIMSTAT, 2021 NATIONAL PAYMENTS SYSTEM During the month of April 2021, the value of transactions processed through the National Payments System (NPS) amounted to ZW$456.55 billion, from ZW$493.97 billion recorded in March 2021. NPS transaction volumes increased by 7.19% to close at 115.04 million in April 2021. Zimbabwe Electronic Transfer Settlement System (ZETSS) Transactions processed through the Real Time Gross Settlement System (RTGS) were 9.82% lower, to close at ZW$288.96 billion in April 2021, from ZW$320.42 billion March 2021. RTGS transaction volumes at 951,673 transactions, reflected a 14.48% decline from 1,112,804 transactions recorded in the preceeding month. Figure 14: ZETSS Volumes and Values Source: Reserve Bank of Zimbabwe, 2021 Cash Transactions Cash based transactions totalled ZW$11.11 billion during the month of analysis, a 8.18% increase from ZW$10.27 billion recorded in March 2021. Mobile and Internet Based Transactions Mobile and internet-based transactions registered an increase of 2.84% to close at ZW$134.71 billion in April 2021, from ZW$130.99 billion in March 2021. Card Based Transactions During the month under review, Card-based transactions increased by 3.11% to close at 0.00% 10.00% 20.00% 30.00% 40.00% 50.00% 60.00% Feb-20 Mar-20 Apr-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 Food Non-Food Overall - 50.0 100.0 150.0 200.0 250.0 300.0 350.0 Apr-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 Value in ZW$ Billions Volume in Thousands Volume Value ZW$32.88 billion, from ZW$31.89 billion in the previous month. RESERVE BANK OF ZIMBABWE Statistical Tables Monetary Statistics 1. Depository Corporations Survey 2. Central Bank Survey 3. Other Depository Corporations Survey Other Depository Corporations 4.1 Assets 4.2 Liabilities Commercial Banks 5.1 Assets 5.2 Liabilities Building Societies 6.1 Assets 6.2 Liabilities Sectoral Analysis of Bank Loans and Advances and Deposits 7.1 Sectoral Analysis of Commercial Banks Loans and Advances 7.2 Sectoral Analysis of Commercial Banks Deposits Interest Rates 8.1 Lending Rates 8.2 Banks Deposit Rates Inflation 9.1 Monthly Inflation 9.2 Yearly Inflation External Statistics 10. Total External Debt Outstanding by Debtor 11. Exchange Rates 12. Zimbabwe Stock Market Statistics 13. National Payments System Statistics 13.1 Values of Transactions 13.2 Volumes of Transactions 14. Merchandise Trade Statistics TABLE 1: DEPOSITORY CORPORATIONS SURVEY ($'000) Apr-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 Net Foreign Assets -89,046,879.04 -97,000,590.99 -234,278,568.81 -309,340,585.00 -323,918,937.77 -317,370,813.35 -327,434,598.03 -322,916,992.61 -316,766,634.64 -328,526,094.64 -340,106,496.40 -327,297,184.10 -319,268,915.42 Central Bank(net) -104,544,431.97 -114,377,001.26 -275,623,563.54 -366,357,650.73 -391,303,802.50 -386,104,783.47 -398,503,742.75 -398,165,536.09 -392,036,907.50 -406,631,588.87 -411,000,792.44 -404,663,451.67 -402,310,198.93 Foreign Assets 4,516,675.83 5,054,120.38 17,845,745.97 23,630,101.57 27,645,575.83 24,043,853.69 24,017,722.16 23,436,187.04 14,624,495.02 18,687,105.42 17,867,062.65 23,240,104.56 18,115,014.41 Foreign Liabilities 109,061,107.80 119,431,121.65 293,469,309.50 389,987,752.30 418,949,378.32 410,148,637.16 422,521,464.91 421,601,723.13 406,661,402.52 425,318,694.30 428,867,855.10 427,903,556.24 420,425,213.34 Other Depository Corporations(net) 15,497,552.93 17,376,410.27 41,344,994.73 57,017,065.73 67,384,864.72 68,733,970.12 71,069,144.72 75,248,543.48 75,270,272.86 78,105,494.23 70,894,296.04 77,366,267.57 83,041,283.51 Foreign Assets 20,437,584.87 22,510,950.77 53,130,231.08 72,022,862.19 84,210,291.97 83,986,978.02 85,970,018.68 90,081,991.05 89,458,700.13 93,882,385.99 86,920,278.98 92,405,865.60 98,837,092.48 Foreign Liabilities 4,940,031.94 5,134,540.50 11,785,236.35 15,005,796.46 16,825,427.25 15,253,007.90 14,900,873.96 14,833,447.57 14,188,427.27 15,776,891.76 16,025,982.94 15,039,598.02 15,795,808.97 Net Domestic Assets (NDA) 141,032,021.98 156,475,813.43 334,099,369.96 441,599,870.68 470,066,520.53 471,206,354.87 497,207,430.71 507,265,762.28 521,691,490.51 549,010,656.62 566,288,275.77 561,575,884.82 581,351,630.28 Domestic Claims 32,574,364.29 39,063,809.71 50,113,139.15 59,894,402.15 62,852,286.66 63,493,587.42 80,786,149.78 88,712,115.98 101,159,726.29 108,399,214.96 127,374,579.36 124,267,139.59 149,907,978.82 Claims on Central Government(net) 10,305,498.64 14,278,461.16 11,286,874.74 14,475,978.36 11,939,163.62 9,165,660.28 16,233,346.76 18,766,373.80 23,276,846.68 15,698,011.65 25,682,635.40 19,242,767.82 28,124,843.48 Claims on Central Government 17,458,577.62 18,059,689.23 22,643,966.48 25,495,963.30 25,856,421.22 24,510,261.70 26,940,376.62 28,442,906.62 37,789,748.86 34,941,802.63 43,864,745.10 43,295,379.13 47,281,011.39 Central Bank 12,737,251.42 13,476,066.34 16,374,954.71 18,731,582.60 18,958,846.78 17,824,429.35 18,854,638.49 19,461,417.62 25,693,679.77 24,602,411.40 24,790,733.37 25,677,529.11 27,876,847.35 ODCs 4,721,326.20 4,583,622.89 6,269,011.77 6,764,380.71 6,897,574.44 6,685,832.35 8,085,738.13 8,981,489.00 12,096,069.09 10,339,391.23 19,074,011.73 17,617,850.02 19,404,164.04 Less Liabilities to Central Government 7,153,078.98 3,781,228.06 11,357,091.74 11,019,984.94 13,917,257.60 15,344,601.42 10,707,029.86 9,676,532.82 14,512,902.18 19,243,790.98 18,182,109.70 24,052,611.30 19,156,167.92 Central Bank 6,636,736.42 3,150,547.32 9,877,720.74 9,288,102.23 13,066,429.55 13,813,071.38 8,907,284.36 8,106,585.00 10,172,875.57 13,790,121.07 13,393,897.55 19,176,804.49 13,773,623.14 ODCs 516,342.56 630,680.74 1,479,371.00 1,731,882.71 850,828.05 1,531,530.04 1,799,745.50 1,569,947.81 4,340,026.60 5,453,669.91 4,788,212.16 4,875,806.82 5,382,544.78 Claims on Other Sectors 22,268,865.65 24,785,348.54 38,826,264.41 45,418,423.79 50,913,123.04 54,327,927.14 64,552,803.02 69,945,742.18 77,882,879.61 92,701,203.31 101,691,943.96 105,024,371.77 121,783,135.35 Other Financial Corporations 290,091.57 356,669.90 753,439.03 1,010,123.42 298,579.49 338,002.03 1,398,438.67 1,450,895.49 606,276.57 396,273.97 881,815.56 2,676,383.43 4,857,921.34 State and Local Government 27,844.50 26,575.69 23,225.26 25,961.37 27,859.83 35,174.26 34,462.77 28,449.36 37,924.29 28,196.82 31,854.73 30,050.30 20,366.90 Public Non Financial Corporations 3,508,675.95 2,824,122.73 5,863,041.63 5,154,947.39 3,941,697.68 4,796,976.15 6,006,655.50 5,000,659.17 2,578,274.18 8,366,572.13 8,849,870.48 7,837,908.59 9,126,830.60 Private Sector 18,442,253.62 21,577,980.23 32,186,558.49 39,227,391.60 46,644,986.05 49,157,774.70 57,113,246.08 63,465,738.17 74,660,404.58 83,910,160.40 91,928,403.19 94,480,029.44 107,778,016.50 Central Bank 182,226.89 182,856.59 185,977.83 184,094.09 184,679.11 185,814.45 1,223,752.47 697,643.23 703,343.34 744,529.53 755,476.31 910,752.95 1,181,305.42 ODCs 18,260,026.74 21,395,123.64 32,000,580.66 39,043,297.50 46,460,306.94 48,971,960.25 55,889,493.61 62,768,094.94 73,957,061.25 83,165,630.87 91,172,926.88 93,569,276.49 106,596,711.09 Other Items(Net) -108,457,657.69 -117,412,003.72 -283,986,230.81 -381,705,468.53 -407,214,233.87 -407,712,767.45 -416,421,280.93 -418,553,646.30 -420,531,764.21 -440,611,441.66 -438,913,696.40 -437,308,745.22 -431,443,651.46 Shares and Other Equity -98,326,925.77 -108,187,301.34 -265,536,483.62 -359,843,502.38 -393,275,806.44 -386,761,250.11 -392,085,071.73 -397,700,402.79 -390,151,578.46 -408,061,464.88 -410,347,885.65 -411,006,941.09 -396,650,639.28 Liabilities to Other Financial Corporations 233,181.06 365,355.02 348,181.06 348,728.32 422,486.38 372,163.87 441,747.71 423,616.80 292,018.63 376,668.85 609,870.31 408,850.46 409,882.68 Restricted Deposits 1,501,573.14 845,775.37 3,417,797.70 1,726,243.32 4,057,817.74 1,036,012.77 1,208,834.37 2,648,204.14 835,126.11 718,690.98 252,287.94 71,982.41 72,859.61 Deposits and Securities Excluded from Base Money 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Other Items(net) -11,865,486.12 -10,435,832.78 -22,215,725.96 -23,936,937.79 -18,418,731.56 -22,359,693.99 -25,986,791.29 -23,925,064.43 -31,507,330.50 -33,645,336.61 -29,427,969.01 -26,782,637.00 -35,275,754.48 Broad Money-M3 51,985,142.94 59,475,222.44 99,820,801.15 132,259,285.68 146,147,582.76 153,835,541.52 169,772,832.69 184,348,769.67 204,924,855.86 220,484,561.98 226,181,779.37 234,278,700.72 262,082,714.87 Securities Other than Shares Included in Broad Money 337,556.97 359,194.93 863,206.40 1,024,311.11 1,111,664.44 1,083,907.10 1,231,944.90 1,237,340.99 1,436,202.84 1,422,437.87 1,457,355.54 1,641,213.33 1,503,791.55 Broad Money-M2 51,647,585.97 59,116,027.50 98,957,594.75 131,234,974.57 145,035,918.32 152,751,634.42 168,540,887.79 183,111,428.68 203,488,653.02 219,062,124.11 224,724,423.83 232,637,487.38 260,578,923.31 Other Deposits 2,522,855.18 2,842,782.22 4,017,695.39 6,047,153.88 5,431,611.26 6,935,433.58 8,397,139.11 8,997,813.50 9,906,844.70 11,351,477.37 13,946,713.28 14,168,053.71 13,701,776.00 Narrow Money-M1 49,124,730.79 56,273,245.28 94,939,899.37 125,187,820.69 139,604,307.06 145,816,200.84 160,143,748.68 174,113,615.18 193,581,808.32 207,710,646.74 210,777,710.55 218,469,433.68 246,877,147.31 Transferable Deposits 48,082,573.35 55,147,175.33 93,730,970.73 123,981,130.10 138,523,712.90 144,756,556.77 159,085,591.39 173,047,801.52 192,383,729.76 206,490,526.41 209,569,292.32 216,776,481.85 245,066,101.47 Of which Foreign Currency Accounts 19,463,088.16 24,984,322.48 57,701,775.14 79,076,606.18 86,014,194.25 92,191,134.58 97,621,848.10 102,185,943.24 103,728,205.33 108,593,568.84 109,661,714.64 115,035,082.24 117,770,638.10 Currency Outside Depository Corporations 1,042,157.43 1,126,069.95 1,208,928.64 1,206,690.59 1,080,594.16 1,059,644.06 1,058,157.28 1,065,813.65 1,198,078.56 1,220,120.33 1,208,418.23 1,692,951.82 1,811,045.84 Memorandum Items Reserve Money 12,459,746.60 13,815,364.85 12,651,566.81 16,145,434.53 12,383,054.95 12,732,319.53 15,522,125.70 18,424,345.96 18,762,395.12 21,824,780.59 22,377,634.26 19,248,051.52 22,620,090.06 FCAs as a Percentage of Deposits in M3 38.2% 42.8% 58.5% 60.3% 59.3% 60.3% 57.9% 55.8% 50.9% 49.5% 48.7% 49.5% 45.2% End Period Exchange Rate 25.00 25.00 57.36 76.76 83.40 81.44 81.35 81.82 81.79 82.68 83.89 84.40 84.50 Source: Reserve Bank of Zimbabwe, 2021 Notes: (i) Depository corporations survey - formerly Monetary Survey. (ii) Broad money redefined using IMF's Monetary and Financial Statistics Manual of 2000. Major changes include exclusion of Government deposits held by banks from broad money. (iii) Transferable deposits made up of demand and savings deposits. (iv) NCDs are also referred to as securities included in broad money. (v) All classes of time deposits, short and long term are classified as time deposits, which are also termed other deposits. (vi) Credit to the private sector now excludes claims on other financial corporations, as well as claims on state and local government (local authorities) (vii) Depository corporations made up of the Central Bank and other depository corporations (viii) Other depository corporations (ODCs) - Commercial banks, merchant banks, building societies and POSB. (ix) In December 2017, the statistics were adjusted in restrospect by reclassifying Securities issued under Aftrades from claims on government to claims on central bank (x) In December 2017, the statistics were adjusted in restrospect by reclassifying amounts accessed by banks under the Aftrades from liabilities to Other Depository corporations and Other Financial Corporations to liabilities to Central Bank (xi) In December 2018, statistics were revised from November 2017 due to reclassification of lines of credit (foreign liabilities) that were initially classified as deposits included in broad money (xii) All monetary and financial statistics are valued in ZWL$ since the introduction of the interbank foreign exchange market in February 2019 Apr-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 Net Foreign Assets -104,544,431.97 -114,377,001.26 -275,623,563.54 -366,357,650.73 -391,303,802.50 -386,104,783.47 -398,503,742.75 -398,165,536.09 -392,036,907.50 -406,631,588.87 -411,000,792.44 -404,663,451.67 -402,310,198.93 Claims on Non Residents 4,516,675.83 5,054,120.38 17,845,745.97 23,630,101.57 27,645,575.83 24,043,853.69 24,017,722.16 23,436,187.04 14,624,495.02 18,687,105.42 17,867,062.65 23,240,104.56 18,115,014.41 Official Reserves Assets 1,340,523.61 1,452,620.38 9,522,205.82 12,511,281.83 15,651,918.68 12,374,572.35 12,357,598.03 11,668,298.64 2,786,278.07 6,677,598.06 5,651,394.24 11,051,852.30 7,205,335.48 Other Foreign Assets 3,176,152.22 3,601,500.00 8,323,540.15 11,118,819.74 11,993,657.14 11,669,281.34 11,660,124.13 11,767,888.40 11,838,216.95 12,009,507.37 12,215,668.41 12,188,252.26 10,909,678.93 Less Liabilities to Non Residents 109,061,107.80 119,431,121.65 293,469,309.50 389,987,752.30 418,949,378.32 410,148,637.16 422,521,464.91 421,601,723.13 406,661,402.52 425,318,694.30 428,867,855.10 427,903,556.24 420,425,213.34 Short Term Liabilities 54,593,528.76 54,707,783.64 134,067,700.58 179,874,148.53 193,114,218.14 190,611,160.64 190,817,851.33 189,287,948.45 187,885,613.69 192,806,142.21 194,818,587.99 195,017,951.26 196,412,895.15 Other Foreign Liabilities* 54,467,579.05 64,723,338.01 159,401,608.92 210,113,603.77 225,835,160.18 219,537,476.52 231,703,613.58 232,313,774.68 218,775,788.84 232,512,552.09 234,049,267.11 232,885,604.97 224,012,318.18 of which blocked funds 42,561,402.55 52,790,869.15 131,743,040.88 171,686,088.39 184,824,435.01 179,488,881.37 191,557,287.91 191,564,844.22 177,624,192.87 190,969,111.27 191,664,044.89 191,174,087.59 181,636,605.52 Net Domestic Assets (NDA) 117,004,178.58 128,192,366.11 288,275,130.35 382,503,085.26 403,686,857.45 398,837,103.00 414,025,868.46 416,589,882.06 410,799,302.62 428,456,369.46 433,378,426.70 423,911,503.19 424,930,288.99 Domestic Claims 9,144,133.05 12,736,347.09 10,707,313.49 13,930,835.24 9,173,375.62 8,137,864.08 16,330,004.87 15,975,321.34 17,721,762.12 18,864,046.83 20,211,944.02 14,624,071.75 24,589,033.83 Net Claims on Central Government 6,100,515.00 10,322,164.33 6,497,233.96 9,443,480.36 5,892,417.23 4,011,357.97 9,947,354.13 11,354,832.62 15,520,804.20 10,812,290.33 11,396,835.82 6,500,724.62 14,103,224.21 Claims on Central Government 12,737,251.42 13,472,711.66 16,374,954.71 18,731,582.60 18,958,846.78 17,824,429.35 18,854,638.49 19,461,417.62 25,693,679.77 24,602,411.40 24,790,733.37 25,677,529.11 27,876,847.35 Of which: Securities Other than Shares 6,568,167.46 6,515,431.76 6,441,291.52 6,348,432.53 6,274,326.46 6,194,697.32 6,101,509.11 6,051,655.92 6,035,224.38 6,165,262.55 6,095,109.16 5,962,815.29 5,871,229.64 Loans 6,169,083.96 6,957,279.90 9,933,663.19 12,383,150.07 12,684,520.32 11,629,732.03 12,753,129.37 13,409,761.69 19,658,455.39 18,437,148.85 18,695,624.21 19,714,713.82 22,005,617.72 Loans and Advances 2,165,988.51 2,954,184.45 5,927,212.09 8,377,024.21 8,672,446.67 7,617,711.22 8,740,654.93 9,388,431.71 15,645,165.82 14,425,116.65 14,682,354.29 15,701,443.90 17,997,932.14 Legacy Debt 391,529.61 391,529.61 394,885.26 394,560.01 400,507.80 400,454.97 400,908.59 409,764.14 401,723.73 400,466.35 401,704.08 401,704.08 396,119.73 Export Incentives 3,611,565.85 3,611,565.85 3,611,565.85 3,611,565.85 3,611,565.85 3,611,565.85 3,611,565.85 3,611,565.85 3,611,565.85 3,611,565.85 3,611,565.85 3,611,565.85 3,611,565.85 Less Liabilities to Central Government 6,636,736.42 3,150,547.32 9,877,720.74 9,288,102.23 13,066,429.55 13,813,071.38 8,907,284.36 8,106,585.00 10,172,875.57 13,790,121.07 13,393,897.55 19,176,804.49 13,773,623.14 Of which: Deposits 6,636,736.42 3,150,547.32 9,877,720.74 9,288,102.23 13,066,429.55 13,813,071.38 8,907,284.36 8,106,585.00 10,172,875.57 13,790,121.07 13,393,897.55 19,176,804.49 13,773,623.14 Other 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Claims on Other Sectors 3,043,618.05 2,414,182.75 4,210,079.53 4,487,354.87 3,280,958.40 4,126,506.11 6,382,650.74 4,620,488.72 2,200,957.92 8,051,756.50 8,815,108.19 8,123,347.12 10,485,809.62 Other Financial Corporations 197,799.53 198,980.02 198,722.36 199,979.99 200,871.01 194,092.65 191,304.06 192,148.23 188,349.05 204,933.06 703,425.29 703,645.95 1,533,608.33 State and Local Government 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Public Non Financial Corporations 2,663,591.64 2,032,346.15 3,825,379.33 4,103,280.79 2,895,408.28 3,746,599.01 4,967,594.21 3,730,697.26 1,309,265.53 7,102,293.92 7,356,206.59 6,508,948.22 7,770,895.87 Private Sector 182,226.89 182,856.59 185,977.83 184,094.09 184,679.11 185,814.45 1,223,752.47 697,643.23 703,343.34 744,529.53 755,476.31 910,752.95 1,181,305.42 Claims on Other Depository Corporations 2,004,400.25 2,363,408.58 2,836,488.36 2,971,403.60 3,064,656.78 2,842,129.71 2,887,258.50 2,988,284.32 3,684,021.80 2,564,013.70 2,678,324.79 2,055,511.30 2,433,322.77 Of which: Loans 2,004,400.25 2,363,408.58 2,836,488.36 2,971,403.60 3,064,656.78 2,842,129.71 2,887,258.50 2,988,284.32 3,684,021.80 2,564,013.70 2,678,324.79 2,055,511.30 2,433,322.77 Other Liabilities to ODCs 9,131,313.79 12,393,411.08 20,777,523.67 31,484,074.13 36,504,621.50 37,868,889.89 35,078,524.21 43,158,130.62 53,880,036.70 52,386,928.65 59,780,016.83 67,223,250.63 68,479,829.04 Of which: Aftrades Balances 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Securities 6,089,528.73 6,941,755.11 11,137,597.35 13,291,243.49 14,580,745.12 13,851,775.48 9,084,137.29 11,687,723.67 22,262,484.07 29,594,641.97 31,870,831.11 32,826,932.93 33,556,990.26 Other Items(Net) -114,986,959.06 -125,482,666.85 -295,508,852.17 -397,084,920.55 -427,953,446.54 -425,725,999.11 -429,887,129.29 -440,784,407.01 -443,273,555.40 -459,415,237.58 -470,268,174.72 -474,455,170.78 -466,387,761.43 Shares and Other Equity -113,862,068.88 -124,140,506.17 -296,849,225.12 -396,135,173.94 -433,060,072.45 -427,106,363.79 -433,463,716.88 -441,933,638.10 -442,191,359.79 -459,147,547.11 -467,159,156.05 -471,095,071.67 -458,343,431.18 Other Items(Net) -2,626,463.31 -2,187,936.05 -2,077,424.75 -2,675,989.93 -2,358,189.93 -3,416,387.63 -3,309,230.72 -3,537,819.62 -3,242,652.80 -1,473,280.48 -4,426,426.77 -4,965,601.97 -9,430,994.41 Liabilities to Other Resident Sectors 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits and Securities Excluded from Base Mon 1,501,573.14 845,775.37 3,417,797.70 1,726,243.32 7,464,815.83 4,796,752.30 6,885,818.31 4,687,050.70 2,160,457.19 1,205,590.01 1,317,408.10 1,605,502.86 1,386,664.16 Monetary Base Incl. foreign currency clearing balances Monetary Base 12,459,746.60 13,815,364.85 12,651,566.81 16,145,434.53 12,383,054.95 12,732,319.53 15,522,125.70 18,424,345.96 18,762,395.12 21,824,780.59 22,377,634.26 19,248,051.52 3,251,997.93 Bond Coins 99,710.76 99,712.72 99,710.08 99,709.22 99,709.27 99,709.34 99,709.54 99,709.66 2,375,925.99 99,709.66 99,709.73 99,709.87 99,709.99 Bond Notes 1,240,929.09 1,356,393.24 1,570,979.64 1,797,797.97 1,955,979.19 2,044,143.53 2,022,625.16 2,029,709.06 99,709.69 2,603,693.97 2,847,426.23 3,050,378.36 3,152,287.93 Liabilities to ODCs 10,198,688.17 12,082,367.03 10,419,558.83 11,457,457.43 10,063,539.06 10,250,353.16 13,378,590.41 15,910,190.58 16,386,469.12 19,121,376.95 19,430,498.30 16,097,963.29 19,368,092.13 Reserve Deposits 1,213,756.71 1,386,675.05 890,125.59 1,049,647.55 1,237,283.94 1,401,898.97 1,678,661.09 2,008,569.51 2,199,092.20 2,444,129.79 4,799,500.58 5,160,139.38 5,730,094.93 Exess reserves 8,984,931.47 10,695,691.98 9,529,433.25 10,407,809.87 8,826,255.12 8,848,454.19 11,699,929.32 13,901,621.07 14,187,376.93 16,677,247.16 14,630,997.72 10,937,823.91 13,637,997.20 Private Deposits 920,418.59 276,891.86 561,318.26 2,790,469.91 263,827.44 338,113.50 21,200.60 384,736.66 0.00 0.00 0.00 0.00 0.00 Source: Reserve Bank of Zimbabwe,2021 Provisional until audit is completed NB: * Other Foreign Liabilities include blocked funds amounting to USD2.2 billion assumed by the Central Bank on behalf of Government. TABLE 2: CENTRAL BANK SURVEY ($'000) TABLE 3 : OTHER DEPOSITORY CORPORATIONS SURVEY ( $ '000) Apr-20 May-20 Jun-20 Jul-20 Aug-20 Sep-20 Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 Net Foreign Assets 15,497,552.93 17,376,410.27 41,344,994.73 57,017,065.73 67,384,864.72 68,733,970.12 71,069,144.72 75,248,543.48 75,270,272.86 78,105,494.23 70,894,296.04 77,366,267.57 83,041,283.51 Claims on Non Residents 20,437,584.87 22,510,950.77 53,130,231.08 72,022,862.19 84,210,291.97 83,986,978.02 85,970,018.68 90,081,991.05 89,458,700.13 93,882,385.99 86,920,278.98 92,405,865.60 98,837,092.48 Of Which: Foreign Currency 3,642,933.80 3,581,769.90 9,729,549.76 18,357,028.29 28,776,016.24 30,217,561.04 32,235,029.76 34,673,918.84 39,886,775.04 42,733,946.30 41,025,473.91 40,953,342.99 40,964,379.58 Deposits 16,753,404.99 18,887,749.91 43,314,001.39 53,559,656.10 55,319,393.27 53,657,586.61 53,623,468.12 55,308,353.64 49,426,810.30 50,993,755.75 45,711,660.09 51,250,447.13 57,671,165.62 Other 41,246.08 41,430.97 86,679.92 106,177.81 114,882.47 111,830.36 111,520.80 99,718.57 145,114.78 154,683.94 183,144.98 202,075.48 201,547.28 Less Liabilities to Non Residents 4,940,031.94 5,134,540.50 11,785,236.35 15,005,796.46 16,825,427.25 15,253,007.90 14,900,873.96 14,833,447.57 14,188,427.27 15,776,891.76 16,025,982.94 15,039,598.02 15,795,808.97 Of Which: Deposits 1,667,098.42 1,860,609.63 3,767,028.56 5,065,144.06 5,996,405.81 4,800,281.08 4,449,027.74 4,387,729.22 3,826,796.90 4,683,800.54 4,962,383.04 4,425,775.68 5,028,776.10 Loans 3,272,933.52 3,273,930.87 8,018,207.80 9,940,652.40 10,829,021.44 10,452,726.81 10,451,846.22 10,445,718.35 10,361,630.37 11,093,091.22 11,063,599.89 10,613,822.34 10,767,032.87 Other 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Net Domestic Assets (NDA) 34,525,013.99 40,695,850.36 56,705,559.53 71,245,059.44 74,011,298.35 79,943,074.31 91,947,346.14 105,610,829.31 127,131,173.37 140,672,048.38 153,013,944.93 153,685,960.87 175,916,580.96 Domestic Claims 23,430,231.24 26,324,107.94 39,405,825.66 45,963,566.91 53,678,911.04 55,355,723.35 64,456,144.91 72,736,794.64 83,427,964.18 89,535,168.13 107,162,635.34 109,643,067.84 125,318,944.99 Net Claims on Central Government 4,204,983.64 3,952,942.15 4,789,640.77 5,032,498.00 6,046,746.39 5,154,302.32 6,285,992.63 7,411,541.18 7,756,042.48 4,885,721.32 14,285,799.58 12,742,043.20 14,021,619.26 Claims on Central Government 4,721,326.20 4,583,622.89 6,269,011.77 6,764,380.71 6,897,574.44 6,685,832.35 8,085,738.13 8,981,489.00 12,096,069.09 10,339,391.23 19,074,011.73 17,617,850.02 19,404,164.04 Securities 4,716,858.96 4,579,097.46 6,264,725.96 6,760,053.73 6,883,528.44 6,676,225.73 8,068,172.39 8,961,484.35 12,072,773.09 10,322,702.11 19,049,865.62 17,602,682.71 19,384,301.75 Loans 4,467.24 4,525.43 4,285.81 4,326.98 14,046.00 9,606.62 17,565.74 20,004.65 23,296.00 16,689.12 24,146.11 15,167.30 19,862.29 Other - - - - - - - - - - - - Less Liabilities to Central Government 516,342.56 630,680.74 1,479,371.00 1,731,882.71 850,828.05 1,531,530.04 1,799,745.50 1,569,947.81 4,340,026.60 5,453,669.91 4,788,212.16 4,875,806.82 5,382,544.78 Of which: Deposits 516,342.56 630,680.74 1,479,371.00 1,731,882.71 850,828.05 1,531,530.04 1,799,745.50 1,569,947.81 4,340,026.60 5,453,669.91 4,788,212.16 4,875,806.82 5,382,544.78 Other 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Claims on Other Sectors 19,225,247.60 22,371,165.79 34,616,184.88 40,931,068.91 47,632,164.65 50,201,421.03 58,170,152.28 65,325,253.46 75,671,921.69 84,649,446.81 92,876,835.77 96,901,024.65 111,297,325.73 Other Financial Corporations 92,292.05 157,689.88 554,716.67 810,143.43 97,708.48 143,909.38 1,207,134.60 1,258,747.26 407,927.51 191,340.91 178,390.27 1,972,737.48 3,324,313.02 State and Local Government 27,844.50 26,575.69 23,225.26 25,961.37 27,859.83 35,174.26 34,462.77 28,449.36 37,924.29 28,196.82 31,854.73 30,050.30 20,366.90 Public Non Financial Corporations 845,084.31 791,776.58 2,037,662.29 1,051,666.60 1,046,289.40 1,050,377.14 1,039,061.29 1,269,961.90 1,269,008.65 1,264,278.21 1,493,663.89 1,328,960.37 1,355,934.72 Private Sector 18,260,026.74 21,395,123.64 32,000,580.66 39,043,297.50 46,460,306.94 48,971,960.25 55,889,493.61 62,768,094.94 73,957,061.25 83,165,630.87 91,172,926.88 93,569,276.49 106,596,711.09 Claims on the Central Bank 18,224,911.62 21,706,416.06 29,919,616.89 54,830,533.49 55,843,634.83 57,763,783.89 68,012,702.35 74,300,828.81 77,254,382.86 79,477,691.43 74,589,859.15 84,489,214.72 86,771,194.00 Currency 298,482.41 330,036.01 461,761.08 690,816.60 975,094.30 1,084,208.81 1,064,177.41 1,063,605.07 1,177,847.43 1,483,283.31 1,738,717.73 1,457,136.40 1,440,952.08 Reserves 17,926,429.21 21,376,380.05 29,457,855.81 54,139,716.89 54,868,540.52 56,679,575.08 66,948,524.94 73,237,223.74 76,076,535.42 77,994,408.12 72,851,141.43 83,032,078.32 85,330,241.91 Securities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Other Claims 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Liabilities to the Central Bank 346,363.87 536,691.85 887,577.50 1,387,934.10 1,837,109.59 1,863,123.11 1,812,655.13 1,489,512.69 1,318,615.34 391,146.93 409,213.89 75,373.50 176,519.90 Other Items(Net) 6,783,765.00 6,797,981.79 11,732,305.51 28,161,106.86 33,674,137.93 31,313,309.81 38,708,845.99 39,937,281.45 32,232,558.32 27,949,664.25 28,329,335.68 40,370,948.20 35,997,038.12 Shares and Other Equity 15,535,143.11 15,953,204.84 31,312,741.50 36,291,671.56 39,784,266.01 40,345,113.68 41,378,645.15 44,233,235.31 52,039,781.33 51,086,082.23 56,811,270.41 60,088,130.57 61,692,791.91 Liabilities to other ressident sectors 233,181.06 365,355.02 348,181.06 348,728.32 422,486.38 372,163.87 441,747.71 423,616.80 292,018.63 376,668.85 609,870.31 408,850.46 409,882.68 Other Items(Net) -8,984,559.18 -9,520,578.07 -19,928,617.05 -8,479,293.02 -6,532,614.47 -9,403,967.74 -3,111,546.88 -4,719,570.65 -20,099,241.64 -23,513,086.84 -29,091,805.04 -20,126,032.83 -26,105,636.47 Deposits and Securities Included in Broad Money 50,022,566.92 58,072,260.63 98,050,554.25 128,262,125.18 141,396,163.08 148,677,044.43 163,016,490.87 180,859,372.79 202,401,446.22 218,777,542.62 223,908,240.98 231,052,228.44 258,957,864.47 Deposits Included in Broad Money 49,685,009.94 57,713,065.69 97,187,347.86 127,237,814.07 140,284,498.63 147,593,137.33 161,784,545.97 179,622,031.80 200,965,243.38 217,355,104.75 222,450,885.44 229,411,015.11 257,454,072.92 Transferable Deposits 47,162,154.77 54,870,283.47 93,169,652.47 121,190,660.19 134,852,887.37 140,657,703.75 153,387,406.86 170,624,218.30 191,058,398.68 206,003,627.38 208,504,172.16 215,242,961.41 243,752,296.92 of which FCAs 19,463,088.16 24,984,322.48 57,701,775.14 79,076,606.18 82,607,196.16 88,430,395.05 91,944,864.16 100,147,096.67 102,824,762.68 108,386,216.00 109,466,728.50 114,435,612.97 117,724,886.45 Other Deposits 2,522,855.18 2,842,782.22 4,017,695.39 6,047,153.88 5,431,611.26 6,935,433.58 8,397,139.11 8,997,813.50 9,906,844.70 11,351,477.37 13,946,713.28 14,168,053.71 13,701,776.00 Money Market Instruments 337,556.97 359,194.93 863,206.40 1,024,311.11 1,111,664.44 1,083,907.10 1,231,944.90 1,237,340.99 1,436,202.84 1,422,437.87 1,457,355.54 1,641,213.33 1,503,791.55 Source:Reserve Bank of Zimbabwe,2021 Foreign TOTAL End of Notes Bond & Balances Balances with Balances Other Claims Local Other Notes & Coin with Other Depository with on Local Governemt Other2 Government Local Public Institutional Other cliams Contigent Assets Other Assets Non Financial Coins RBZ Corporations Foreign Banks Non-residents Securities securities Government Enterprises Units Assets Jan 23.4 66.9 2,528.5 291.2 111.9 81.9 2,336.0 34.5 23.5 65.9 26.3 20.6 155.3 3,461.2 74.6 501.0 457.8 700.8 10,961.1 Feb 20.0 46.8 2,516.8 347.6 114.2 96.2 2,313.4 33.5 23.5 66.1 24.3 21.1 145.4 3,527.1 22.2 507.8 434.5 697.8 10,958.3 Mar 16.7 57.9 2,457.7 312.8 139.2 99.5 2,434.8 32.8 23.5 66.7 19.2 15.9 127.5 3,637.8 24.2 504.1 487.4 710.3 11,168.1 Apr 14.9 61.9 2,423.5 337.0 120.8 78.5 2,558.9 32.0 24.7 67.0 13.4 20.9 121.2 3,674.0 22.1 532.0 459.2 715.7 11,277.5 May 14.2 71.7 2,543.0 477.8 138.6 85.7 2,814.9 30.9 25.0 66.9 8.4 20.9 134.4 3,740.3 12.0 458.9 457.2 718.2 11,819.1 Jun 9.0 58.5 3,081.0 509.8 120.0 84.1 2,865.3 30.1 26.2 66.5 7.4 19.4 196.4 3,829.3 38.6 551.4 448.1 730.7 12,671.8 Jul 20.6 61.9 3,450.6 466.4 111.6 95.4 3,291.4 33.3 0.0 67.5 4.5 21.0 182.0 3,500.6 153.9 611.4 472.5 732.0 13,276.5 Aug 23.1 72.3 3,475.7 377.8 105.3 66.3 3,362.8 32.2 0.0 67.3 7.1 20.6 186.7 3,585.1 102.0 647.7 489.9 736.1 13,358.0 Sep 18.2 61.5 3,781.6 398.1 159.1 78.0 3,145.7 31.2 45.2 68.1 5.4 20.4 212.2 3,734.2 119.7 637.4 527.8 742.6 13,786.4 Oct 39.9 70.4 3,771.3 368.3 185.5 51.4 3,105.9 30.2 45.2 68.4 4.6 9.4 188.8 3,838.0 132.0 647.5 537.8 743.0 13,837.7 Nov 30.6 84.6 3,696.3 300.6 209.8 63.9 3,172.9 28.9 45.2 68.7 7.0 8.1 217.7 3,813.2 141.9 633.2 581.9 742.4 13,846.8 Dec 20.5 94.5 3,949.5 439.6 235.5 74.8 3,044.1 28.0 43.4 69.2 6.2 9.2 204.3 3,870.5 151.2 573.8 612.5 812.4 14,239.0 Jan 49.0 113.4 3,901.0 401.9 261.6 46.1 3,038.3 27.3 94.6 68.7 4.4 8.1 189.2 3,773.5 109.1 517.2 592.3 827.7 14,023.5 Feb 59.7 256.8 3,764.8 357.1 570.4 205.7 3,076.4 26.5 60.5 2.0 5.8 7.7 208.3 3,991.5 100.5 490.7 669.1 880.0 14,733.6 Mar 62.5 263.2 3,891.0 432.9 739.3 55.1 3,028.8 25.5 61.5 4.5 4.3 9.5 340.7 3,845.0 129.0 523.7 954.5 1,205.2 15,576.2 Apr 45.2 363.5 4,153.9 578.9 1,031.9 91.7 2,921.3 25.0 61.8 4.0 4.0 9.6 407.8 3,899.7 131.9 620.5 1,135.4 1,304.8 16,790.9 May 98.7 484.2 4,089.2 694.1 1,890.1 154.1 2,912.7 23.9 62.1 4.2 3.9 9.4 636.8 4,303.9 144.3 910.1 2,031.0 1,532.3 19,985.1 Jun 126.3 882.2 4,518.6 560.2 2,383.0 538.9 2,918.5 22.6 63.1 6.6 3.9 8.7 929.4 5,011.5 163.0 1,606.5 1,621.9 2,120.4 23,485.3 Jul 232.4 968.8 5,605.6 370.4 3,738.0 801.9 2,962.9 22.2 103.4 5.5 2.2 9.0 164.6 5,364.7 228.7 1,587.7 2,124.1 2,345.3 26,637.3 Aug 184.4 1,150.4 7,956.5 527.8 3,904.2 1,050.7 3,409.1 21.5 103.9 6.8 1.0 9.2 212.5 5,764.9 263.2 2,614.6 2,149.5 2,623.2 31,953.4 Sep 124.5 2,108.5 9,128.1 874.0 5,678.3 1,575.7 3,577.4 20.9 27.0 6.5 1.4 9.4 187.5 6,456.9 389.5 3,707.8 3,665.5 3,549.9 41,088.9 Oct 144.3 1,906.0 11,613.0 2,511.0 7,644.9 907.0 3,749.0 20.2 27.1 5.3 1.1 7.9 254.8 7,393.9 400.9 4,081.1 2,230.5 3,580.5 46,478.4 Nov 128.8 2,243.1 11,417.7 2,236.3 8,417.4 940.7 4,150.2 19.6 27.1 11.8 1.4 8.7 248.8 9,260.2 442.8 3,148.3 2,272.9 4,208.0 49,183.9 Dec 169.8 2,526.2 13,994.1 1,254.7 8,415.7 1,984.1 4,090.0 18.2 24.7 20.7 1.3 8.1 268.6 10,562.1 556.7 4,867.7 3,517.6 8,485.9 60,766.3 Jan 183.4 3,176.6 13,217.3 1,073.2 8,142.0 1,811.4 4,372.4 20.1 125.5 15.0 5.1 12.2 326.1 12,115.8 946.9 2,965.9 4,191.6 9,691.7 62,392.3 Feb 267.1 3,136.4 13,817.0 1,504.5 8,642.5 1,532.9 4,293.1 20.1 117.4 15.5 5.1 11.6 329.5 13,632.6 973.7 5,441.7 12,758.8 10,338.7 76,838.2 Mar 263.6 3,607.6 16,167.1 2,214.4 12,681.9 2,497.5 4,775.6 19.2 0.1 20.8 4.4 11.4 765.8 16,323.6 1,103.1 7,917.3 7,042.4 11,309.5 86,725.4 Apr 298.5 3,642.9 17,926.4 1,523.3 13,697.1 3,056.3 4,716.9 18.1 0.1 18.4 4.5 9.7 834.7 17,280.6 1,104.9 7,642.8 8,200.2 11,988.1 91,963.5 May 330.0 3,581.8 21,376.4 1,749.6 15,757.4 3,130.4 4,579.1 17.0 0.1 45.8 4.5 9.6 768.0 20,291.6 1,280.4 7,042.0 8,823.5 12,139.9 100,927.2 Jun 606.6 9,584.7 29,457.9 3,974.7 35,786.5 7,527.5 6,264.7 13.8 0.1 90.1 4.3 9.4 2,010.8 30,567.5 2,011.1 24,299.3 17,433.0 23,843.0 193,485.0 Jul 690.8 18,357.0 54,139.7 5,578.7 42,159.7 11,399.9 6,760.1 13.4 0.0 74.6 4.3 12.6 1,025.8 36,840.5 3,070.4 28,551.1 14,418.6 24,902.0 247,999.1 Aug 975.1 28,776.0 54,868.5 4,623.1 41,100.2 14,219.2 6,883.5 13.1 0.0 39.1 14.0 14.7 1,046.3 43,502.9 3,130.9 25,354.6 14,240.7 26,391.3 265,193.4 Sep 1,084.2 30,217.6 56,679.6 4,426.6 39,530.8 14,126.8 6,676.2 12.9 0.0 107.8 9.6 22.3 1,050.4 45,297.5 3,822.4 28,289.4 20,662.0 27,055.5 279,071.4 Oct 1,064.2 32,235.0 66,948.5 4,457.3 40,092.7 13,530.7 8,068.2 12.3 20.1 222.0 17.6 22.2 1,019.0 53,116.5 3,869.6 29,764.7 19,044.4 27,327.7 300,832.8 Nov 1,063.6 34,673.9 73,237.2 4,211.3 41,173.6 14,134.7 8,961.5 11.6 0.0 268.2 20.0 16.8 1,269.9 60,179.7 3,678.7 29,821.2 19,694.9 27,426.0 319,842.9 Dec 1,177.8 39,886.8 76,076.5 5,771.7 38,623.2 10,803.6 12,072.8 11.2 0.0 252.2 23.3 26.8 1,269.0 69,691.0 4,566.9 29,608.0 15,822.0 36,808.1 342,490.8 Jan 1,483.3 42,733.9 77,994.4 13,109.2 40,071.8 10,922.0 10,322.7 10.2 0.0 212.4 16.7 18.0 1,264.3 77,984.0 5,315.2 25,036.2 15,951.2 41,028.5 363,474.0 Feb 1,735.4 41,180.7 76,140.3 17,748.1 39,141.4 6,341.4 15,612.1 9.2 0.0 238.0 24.1 22.7 1,493.7 84,845.3 5,413.6 28,339.2 19,441.2 42,761.3 380,487.7 Mar 1,457.1 40,953.3 83,032.1 6,945.5 42,516.8 8,733.6 17,602.7 8.4 19.2 449.7 15.2 21.7 1,400.3 90,291.7 4,912.2 32,908.1 22,849.5 40,104.9 394,221.9 Apr 1,699.7 40,964.4 85,330.2 6,844.8 49,733.4 7,679.0 19,384.3 7.7 19.2 571.8 19.9 12.7 1,336.7 104,118.1 5,432.6 34,537.9 25,207.8 41,034.6 423,934.8 Source:Reserve Bank of Zimbabwe,2021 Notes 1.Government securities includes treasuary bills and bonds 2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits. 3.Includes households and other financial corporations. Public Enterprises TABLE 4.1: OTHER DEPOSITORY CORPORATIONS -ASSETS $ millions Debt Securities Loans and Advances Debt Securities Foreign Liabilities Capital Contigent Other TOTAL and Liablities Liablities End of Demand Savings Time Deposits Total Deposits Other Depository Government Total RBZ Other Depository Other Finacial Reserves from the public Corporations Corporations Corporations Jan 4,640.2 1,008.1 1,454.0 7,102.2 406.5 107.3 7,616.1 65.1 444.8 115.1 49.1 2.6 1,645.3 501.0 522.1 10,961.1 Feb 4,633.7 989.2 1,458.8 7,081.7 418.7 101.2 7,601.7 75.4 435.4 111.2 92.8 2.9 1,620.1 507.8 511.0 10,958.3 Mar 4,732.9 1,007.5 1,491.0 7,231.4 365.0 114.7 7,711.0 77.3 460.8 140.5 89.2 6.9 1,654.7 504.1 523.4 11,168.1 Apr 4,907.7 1,066.6 1,374.6 7,349.0 387.8 95.6 7,832.3 84.0 453.1 82.4 68.8 16.1 1,641.9 532.0 567.0 11,277.5 May 5,172.9 1,138.2 1,442.5 7,753.6 442.8 107.4 8,303.8 88.0 554.0 101.5 94.9 19.9 1,671.5 458.9 526.5 11,819.1 June 5,650.6 1,274.7 1,459.1 8,384.4 438.0 89.2 8,911.6 66.8 554.0 119.8 173.4 21.6 1,707.5 551.4 565.7 12,671.8 July 5,902.3 1,415.3 1,501.5 8,819.1 424.4 33.1 9,276.7 89.5 545.1 118.9 132.9 32.6 1,846.0 611.4 623.4 13,276.5 Aug 6,005.7 1,362.6 1,524.2 8,892.5 399.6 32.4 9,324.5 66.5 535.4 137.0 119.5 33.3 1,882.9 647.7 611.2 13,358.0 Sep 6,281.7 1,421.8 1,489.0 9,192.4 439.0 44.6 9,676.1 52.4 559.4 142.2 129.1 46.6 1,913.4 637.4 629.7 13,786.4 Oct 6,345.7 1,390.0 1,427.8 9,163.5 435.2 52.2 9,650.8 61.7 581.4 147.6 93.4 42.0 1,957.6 647.5 655.7 13,837.7 Nov 6,419.8 1,329.4 1,430.4 9,179.6 366.8 48.7 9,595.1 50.9 543.1 213.7 74.8 42.3 1,991.6 633.2 702.1 13,846.8 Dec 6,601.1 1,322.2 1,508.9 9,432.2 394.5 41.3 9,868.0 58.6 524.7 229.6 187.8 39.0 2,057.7 573.8 699.7 14,239.0 Jan 6,626.6 1,155.9 1,466.8 9,249.4 381.0 42.2 9,672.5 59.3 530.5 239.5 188.3 39.2 2,047.0 517.2 729.8 14,023.5 Feb 7,168.7 1,155.1 1,473.2 9,797.1 387.8 44.5 10,229.3 71.8 782.0 158.9 151.7 42.6 2,145.1 490.7 661.5 14,733.6 Mar 7,435.2 1,127.0 1,437.1 9,999.2 372.7 47.9 10,419.9 74.5 933.8 165.8 140.9 42.7 2,349.0 523.7 925.8 15,576.2 Apr 7,968.0 1,243.3 1,795.8 11,007.1 390.9 55.9 11,453.8 90.8 652.7 148.3 173.5 28.8 2,551.4 620.5 1,071.0 16,790.9 May 9,316.8 1,379.0 1,932.4 12,628.2 462.9 48.9 13,139.9 139.4 1,053.9 148.8 206.7 46.5 2,556.6 910.1 1,783.2 19,985.1 Jun 11,021.9 1,573.5 1,737.2 14,332.6 422.0 44.5 14,799.2 171.7 1,607.6 150.3 216.7 43.6 3,240.7 1,606.5 1,649.0 23,485.3 Jul 13,014.4 1,661.3 1,949.2 16,624.9 432.6 50.6 17,108.1 168.2 1,710.5 152.0 225.8 27.4 3,522.6 1,587.7 2,135.1 26,637.3 Aug 15,189.7 1,798.7 1,922.5 18,910.9 639.1 59.2 19,609.3 202.9 2,064.4 155.0 116.2 28.0 4,061.0 2,614.6 3,102.0 31,953.4 Sep 18,834.0 2,049.2 1,925.3 22,808.5 549.2 54.5 23,412.2 219.9 2,989.7 155.9 182.3 23.3 5,510.0 3,707.8 4,887.7 41,088.9 Oct 23,441.5 2,298.0 1,891.9 27,631.4 526.0 68.6 28,226.0 205.7 3,020.7 159.1 211.3 24.6 5,937.5 4,081.1 4,612.3 46,478.4 Nov 25,114.5 2,868.9 2,123.8 30,107.2 878.6 99.1 31,084.9 235.1 2,966.0 175.3 275.5 50.5 6,404.3 3,148.3 4,844.2 49,183.9 Dec 27,842.2 3,238.9 2,192.0 33,273.1 1,067.2 118.5 34,458.8 244.0 3,020.4 179.5 326.4 119.4 10,212.4 4,867.7 7,337.7 60,766.3 Jan 28,570.4 3,605.9 2,358.3 34,534.5 1,299.1 92.6 35,926.3 255.6 3,114.7 185.8 336.1 140.1 12,285.7 2,965.9 7,182.1 62,392.3 Feb 37,082.9 3,939.6 2,215.0 43,237.5 1,674.9 78.2 44,990.7 260.1 3,357.7 189.6 767.7 154.9 12,930.2 5,441.7 8,745.6 76,838.2 Mar 37,923.6 4,998.7 2,361.6 45,283.9 1,721.0 409.0 47,413.9 476.8 4,874.8 258.4 314.6 339.9 15,172.3 7,917.3 9,957.3 86,725.4 Apr 42,102.4 5,060.0 2,530.7 49,693.1 1,805.2 516.3 52,014.6 337.6 4,931.9 346.4 312.9 233.2 16,105.4 7,642.8 10,038.7 91,963.5 May 48,595.9 6,274.7 2,847.3 57,717.9 1,840.2 630.7 60,188.8 359.2 5,129.7 536.7 469.1 365.4 16,562.4 7,042.0 10,273.9 100,927.2 Jun 86,454.7 6,715.3 4,040.8 97,210.8 2,277.4 1,479.4 100,967.5 863.2 11,761.8 887.6 959.9 348.2 32,058.2 24,299.3 21,339.3 193,485.0 Jul 113,233.5 7,957.5 6,089.8 127,280.8 2,997.8 1,731.9 132,010.5 1,024.3 14,962.8 1,387.9 2,114.7 348.7 37,319.8 28,551.1 30,279.2 247,999.1 Aug 126,039.2 8,814.1 5,476.0 140,329.3 2,942.4 850.8 144,122.5 1,111.7 16,780.7 1,837.1 3,844.1 422.5 40,894.6 25,354.6 30,825.6 265,193.4 Sep 130,929.6 9,728.6 6,981.5 147,639.7 2,655.6 1,531.5 151,826.9 1,083.9 15,206.4 1,863.1 2,956.8 372.2 42,400.0 28,289.4 35,072.8 279,071.4 Oct 141,293.3 12,094.6 8,429.2 161,817.1 2,769.1 1,799.7 166,385.9 1,231.9 14,868.4 1,812.7 4,513.6 441.7 43,466.4 29,764.7 38,347.5 300,832.8 Nov 156,892.5 13,732.4 9,029.7 179,654.6 2,622.0 1,569.9 183,846.6 1,237.3 14,800.8 1,489.5 5,726.8 423.6 46,209.7 29,821.2 36,287.5 319,842.9 Dec 174,270.2 16,788.9 9,949.2 201,008.3 2,806.1 4,340.0 208,154.4 1,436.2 14,145.4 1,318.6 757.0 292.0 54,752.7 29,608.0 32,026.4 342,490.8 Jan 188,337.3 17,667.3 11,376.7 217,381.3 2,730.8 5,453.7 225,565.8 1,422.4 15,750.7 391.1 600.9 376.7 58,123.9 25,036.2 36,206.3 363,474.0 Feb 189,154.3 18,991.1 14,072.8 222,218.2 2,959.1 4,788.2 229,965.5 1,457.4 15,908.6 409.2 581.4 609.9 63,583.8 28,339.2 39,632.7 380,487.7 Mar 193,674.2 21,569.9 14,209.4 229,453.4 4,691.2 4,875.8 239,020.5 1,641.2 14,997.2 75.4 1,378.2 408.9 67,061.8 32,908.1 36,730.7 394,221.9 Apr 219,936.5 23,818.3 13,746.7 257,501.5 2,725.1 5,382.5 265,609.2 1,503.8 15,748.4 176.5 939.0 409.9 68,812.8 34,537.9 36,197.4 423,934.8 Source:Reserve Bank of Zimbabwe,2021 TABLE 4.2 : OTHER DEPOSITORY CORPORATIONS - LIABILITIES Deposits Amounts Owing to $ millions TOTAL End of Foreign Bond Notes Balances Balances with Balances Other Claims Local Public Other Contigent Non Financial Notes & & with Other Depository with on Government1 Local Governemt Public Enterprises Other2 Government Government Enterprises Institutional Units3 Other claims Assets Other Assets Assets Coins Coin RBZ Corporations Foreign Banks Non-residents Securities securities Jan 22.40 64.10 2,294.49 192.08 103.42 81.91 2,143.23 - 23.45 65.90 26.32 20.59 154.85 2,451.11 28.68 500.96 294.22 538.92 9,006.6 Feb 18.34 43.97 2,296.76 223.72 108.28 96.17 2,109.34 - 23.45 66.10 24.29 21.11 145.03 2,461.49 28.67 507.82 290.62 536.35 9,001.5 Mar 14.81 53.62 2,238.77 240.67 124.48 99.51 2,164.00 - 23.45 66.69 19.16 15.90 127.10 2,535.82 30.40 504.13 325.78 552.34 9,136.6 Apr 13.47 56.67 2,207.91 274.97 116.75 78.50 2,314.90 - 24.75 66.97 13.44 20.89 120.77 2,519.81 28.31 531.98 298.96 554.95 9,244.0 May 12.85 62.77 2,308.95 339.50 130.13 85.74 2,562.36 - 24.97 66.94 8.44 20.88 134.01 2,556.25 23.90 458.93 307.90 555.31 9,659.8 June 7.48 52.61 2,848.51 331.76 117.26 84.05 2,538.32 - 26.19 66.55 7.44 19.43 196.00 2,662.21 25.46 551.39 302.93 563.41 10,401.0 July 17.85 54.25 3,189.62 281.13 109.31 95.43 2,949.15 - - 67.49 4.51 21.01 181.99 2,414.59 26.03 611.36 322.53 565.15 10,911.4 Aug 21.01 67.83 3,196.71 232.34 102.46 66.26 3,014.90 - - 67.29 7.05 20.62 186.74 2,490.99 29.82 647.67 329.42 566.33 11,047.4 Sep 16.25 58.19 3,487.91 305.30 137.84 78.01 2,789.78 - 45.21 68.09 5.42 20.39 212.17 2,577.06 36.68 637.41 357.43 571.83 11,405.0 Oct 33.06 67.98 3,505.83 272.14 173.15 51.45 2,728.83 - 45.21 68.41 4.59 9.35 188.83 2,697.37 38.71 647.52 353.24 569.20 11,454.9 Nov 25.84 81.42 3,384.38 264.64 198.18 63.91 2,793.90 - 45.21 68.65 6.99 8.13 217.69 2,672.32 46.06 633.21 406.55 569.81 11,486.9 Dec 18.17 89.91 3,736.98 317.34 224.44 74.84 2,633.69 - 43.37 69.16 6.20 9.18 204.31 2,707.60 53.75 573.76 406.16 633.85 11,802.7 Jan 42.05 106.91 3,766.70 338.09 249.77 46.14 2,621.20 - 61.02 68.66 4.41 8.06 189.15 2,594.53 33.84 517.24 428.82 649.94 11,726.5 Feb 52.63 238.67 3,601.94 293.36 549.59 205.65 2,675.29 - 60.52 2.00 5.84 7.71 208.31 2,784.17 31.04 490.74 472.78 696.82 12,377.1 Mar 59.17 244.62 3,729.81 393.22 712.08 55.05 2,635.68 - 61.52 4.53 4.27 9.53 340.66 2,660.90 25.33 523.72 755.57 971.53 13,187.2 Apr 40.82 331.97 3,876.83 492.10 981.80 91.75 2,590.97 - 61.79 3.95 3.98 9.62 407.85 2,721.57 24.55 620.52 935.27 1,002.47 14,197.8 May 94.59 444.70 3,886.07 571.50 1,747.69 154.08 2,508.43 - 62.12 4.20 3.93 9.43 636.78 3,056.86 34.46 910.14 1,832.95 1,142.77 17,100.7 Jun 119.69 810.71 4,104.17 413.18 2,244.98 538.88 2,596.97 - 63.09 6.62 3.89 8.73 929.36 3,667.45 37.02 1,606.53 1,374.23 1,621.33 20,146.8 Jul 224.75 791.31 5,081.19 275.44 3,602.89 801.93 2,640.55 - 103.36 5.49 2.18 9.00 164.58 4,043.75 32.65 1,587.68 1,873.44 1,722.66 22,962.9 Aug 178.74 1,054.06 7,123.10 461.83 3,778.75 1,050.74 3,106.90 - 103.86 6.78 1.04 9.21 212.50 4,430.78 37.42 2,614.64 1,744.16 1,989.27 27,903.8 Sep 108.51 1,915.41 8,246.09 676.17 5,563.16 1,575.75 3,240.85 - 26.96 6.47 1.37 9.40 187.53 4,993.71 42.30 3,707.80 3,074.10 2,440.63 35,816.2 Oct 138.01 1,702.35 10,537.81 2,437.08 7,376.80 906.98 3,416.23 - 27.05 5.29 1.15 7.94 254.84 5,859.32 41.94 4,081.09 1,658.19 2,434.21 40,886.3 Nov 113.92 2,078.54 10,430.55 2,073.35 7,977.27 940.70 3,737.72 - 27.15 11.83 1.37 8.74 248.79 7,670.96 42.07 3,148.28 1,627.27 3,059.40 43,197.9 Dec 158.44 2,300.01 12,821.54 934.73 7,898.48 1,984.08 3,716.31 - 24.75 20.65 1.33 8.11 268.61 8,976.00 61.84 4,867.67 2,740.16 6,935.56 53,718.3 Jan 165.80 2,845.62 12,018.43 708.00 7,706.57 1,811.38 4,029.43 - 125.52 14.97 5.11 12.17 326.11 10,766.91 77.59 2,965.93 3,395.90 8,058.15 55,033.6 Feb 251.70 2,756.57 12,731.97 889.16 8,264.76 1,532.87 3,877.19 - 117.45 13.99 5.15 11.56 329.47 11,656.91 88.37 5,441.70 11,907.90 8,653.69 68,530.4 Mar 242.41 3,063.92 14,545.58 1,948.14 12,381.17 2,497.47 4,373.76 - 0.08 20.23 4.39 11.39 765.82 14,041.67 127.46 7,917.31 5,718.53 9,244.62 76,904.0 Apr 263.29 3,147.75 16,673.44 1,287.51 13,285.14 3,056.32 4,235.96 - 0.08 18.39 4.47 9.75 834.72 14,864.30 129.90 7,642.80 6,534.14 9,703.93 81,691.9 May 284.33 3,144.57 19,827.46 1,553.68 15,003.29 3,130.38 4,160.50 - 0.12 45.79 4.53 9.61 768.01 17,762.27 143.44 7,042.04 6,012.40 9,845.09 88,737.5 Jun 515.11 8,372.39 26,368.55 3,570.85 34,550.44 7,527.46 5,841.98 - 0.12 90.14 4.29 9.41 2,010.79 26,638.87 215.56 24,299.33 14,590.26 18,983.05 173,588.6 Jul 577.99 16,536.53 49,470.13 4,219.81 40,259.84 11,399.93 6,357.84 - - 74.57 4.33 12.61 1,025.78 33,054.99 229.06 28,551.07 10,247.64 19,646.49 221,668.6 Aug 821.16 26,519.73 49,165.59 4,265.44 38,763.72 14,219.24 6,484.68 - - 39.07 14.05 14.74 1,046.29 38,741.31 231.00 25,354.64 9,460.49 19,961.16 235,102.3 Sep 891.26 27,646.41 51,169.67 3,898.65 38,420.20 14,126.83 6,354.19 - - 107.40 9.61 22.30 1,050.38 41,088.91 228.95 28,289.36 17,608.70 19,375.08 250,287.9 Oct 896.48 29,309.79 60,589.19 3,602.58 38,877.31 13,530.74 7,763.97 - 20.06 109.83 17.57 22.18 1,019.00 48,440.92 268.07 29,764.70 15,978.22 19,616.63 269,827.2 Nov 919.42 31,596.89 67,899.10 3,494.87 39,693.38 14,134.74 7,098.29 - 0.02 110.37 20.00 16.81 1,269.94 54,496.74 259.90 29,821.16 16,683.48 19,526.70 287,041.8 Dec 1,019.76 36,507.59 70,392.07 4,949.48 37,346.17 10,803.58 9,985.57 - - 1.18 23.30 26.76 1,269.01 62,953.03 718.16 29,608.01 12,793.91 28,230.82 306,628.4 Jan 1,237.43 39,565.64 71,463.64 12,288.89 39,092.85 10,921.99 8,281.80 - - 1.18 16.67 18.01 1,264.28 71,090.96 718.83 25,036.22 12,333.21 32,123.11 325,454.7 Feb 1,320.27 38,100.03 69,341.48 16,867.76 38,108.83 6,341.39 12,518.15 - - 1.26 24.15 22.69 1,493.66 77,324.34 774.89 28,339.17 15,953.14 33,612.14 340,143.4 Mar 1,244.16 38,369.53 76,479.44 5,317.61 41,401.24 8,733.65 15,889.61 - 19.21 34.56 15.17 21.67 1,309.75 80,607.03 878.97 32,908.13 19,302.34 30,861.86 353,393.9 Apr 1,430.83 38,008.89 79,592.64 5,639.40 48,564.03 7,679.05 18,267.01 - 19.23 62.89 19.86 12.71 1,336.70 91,062.16 956.75 34,537.88 21,214.88 32,383.77 380,788.7 Source:Reserve Bank of Zimbabwe,2021 Notes 1.Government securities include treasuary bills and bonds 2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits. 3.Includes households and other financial corporations, TABLE 5.1: COMMERCIAL BANKS -ASSETS $ millions Debt Securities Loans and Advances ZWL$ millions End of Demand Savings Time Deposits Total Deposits Other Depository Government Total Debt Securities Foreign Liabilities RBZ Other Depository Other Finacial Capital Contigent Other from the public Corporations Corporations Corporations and Liablities Liablities TOTAL Reserves Jan 4,640.2 369.3 903.3 5,912.7 301.3 85.0 6,299.0 53.6 418.7 115.1 26.2 2.4 1,205.0 501.0 385.6 9,006.6 Feb 4,633.7 375.8 920.2 5,929.7 298.5 78.6 6,306.8 58.1 409.1 111.2 59.1 2.4 1,174.8 507.8 372.1 9,001.5 Mar 4,732.9 368.8 930.7 6,032.4 244.7 92.4 6,369.5 61.1 419.5 140.5 54.8 6.4 1,196.4 504.1 384.3 9,136.6 Apr 4,907.7 394.4 874.8 6,176.9 243.4 72.8 6,493.1 67.4 413.5 82.4 35.2 15.7 1,201.5 532.0 403.4 9,244.0 May 5,172.9 416.2 917.2 6,506.3 246.2 85.2 6,837.7 66.8 514.1 101.5 63.7 19.4 1,224.6 458.9 373.2 9,659.8 Jun 5,650.6 504.3 897.4 7,052.2 254.8 66.9 7,373.9 45.0 514.7 119.8 116.5 21.1 1,259.1 551.4 399.5 10,401.0 Jul 5,902.3 527.0 901.0 7,330.3 296.0 12.2 7,638.4 72.0 507.6 118.9 102.5 16.8 1,380.1 611.4 463.6 10,911.4 Aug 6,005.7 540.8 930.8 7,477.3 266.6 11.5 7,755.3 46.4 501.5 137.0 101.3 15.4 1,408.6 647.7 434.3 11,047.4 Sep 6,281.7 556.4 927.2 7,765.3 273.0 23.5 8,061.8 40.9 503.5 142.2 108.4 21.1 1,434.8 637.4 454.9 11,405.0 Oct 6,340.3 509.5 898.1 7,747.9 284.2 31.1 8,063.2 49.3 525.1 147.6 72.2 16.5 1,461.0 647.5 472.6 11,454.9 Nov 6,411.0 503.9 861.0 7,775.9 232.8 27.6 8,036.4 41.2 487.5 213.7 58.6 17.8 1,490.0 633.2 508.4 11,486.9 Dec 6,582.3 495.0 910.9 7,988.3 255.0 19.7 8,262.9 43.3 469.5 229.6 147.5 15.6 1,551.3 573.8 509.2 11,802.7 Jan 6,603.6 440.8 919.5 7,964.0 240.5 20.5 8,225.0 42.6 475.0 239.5 130.2 14.4 1,545.2 517.2 537.2 11,726.5 Feb 7,129.0 426.7 923.8 8,479.6 248.9 22.8 8,751.4 57.3 647.5 158.9 119.1 14.4 1,626.6 490.7 511.1 12,377.0 Mar 7,350.5 451.8 915.0 8,717.3 225.9 26.4 8,969.6 56.8 778.3 165.8 108.4 17.0 1,804.3 523.7 763.2 13,187.2 Apr 7,861.8 447.1 1,280.5 9,589.3 260.3 34.4 9,884.1 76.0 487.7 148.3 145.3 14.8 1,935.7 620.5 885.4 14,197.8 May 9,143.2 544.3 1,412.7 11,100.2 309.4 27.5 11,437.1 126.8 789.2 148.8 164.7 16.0 1,916.9 910.1 1,591.0 17,100.7 Jun 10,758.5 567.5 1,279.7 12,605.8 290.5 23.1 12,919.4 159.0 1,271.1 150.3 161.8 16.5 2,409.1 1,606.5 1,453.0 20,146.8 Jul 12,675.9 672.2 1,367.7 14,715.9 357.4 29.4 15,102.7 146.4 1,254.8 152.0 205.6 10.4 2,583.9 1,587.7 1,919.4 22,962.9 Aug 14,591.5 825.3 1,330.1 16,747.0 592.1 38.0 17,377.1 182.4 1,525.0 155.0 88.0 24.5 3,065.7 2,614.6 2,871.4 27,903.8 Sep 18,105.1 947.3 1,354.6 20,407.1 504.3 33.3 20,944.7 205.7 2,120.6 155.9 115.4 23.3 3,933.6 3,707.8 4,609.2 35,816.2 Oct 22,636.1 1,003.6 1,292.7 24,932.3 489.1 47.4 25,468.8 200.2 2,159.7 159.1 135.3 24.6 4,347.1 4,081.1 4,310.3 40,886.3 Nov 24,297.0 1,057.2 1,633.8 26,988.0 843.6 78.9 27,910.5 227.7 2,089.7 175.3 154.3 48.0 4,931.5 3,148.3 4,512.6 43,197.9 Dec 26,909.1 1,184.4 1,638.8 29,732.2 823.2 102.9 30,658.3 231.6 2,097.0 179.5 209.4 119.4 8,414.9 4,867.7 6,940.7 53,718.3 Jan 27,276.4 1,787.3 1,876.0 30,939.8 1,026.0 76.3 32,042.1 232.1 2,170.0 185.8 236.2 140.1 10,357.6 2,965.9 6,703.8 55,033.6 Feb 35,796.5 1,869.8 1,712.8 39,379.1 1,404.1 62.2 40,845.3 238.9 2,391.2 189.6 209.2 154.9 10,877.8 5,441.7 8,181.8 68,530.4 Mar 36,078.2 2,458.2 1,884.9 40,421.2 1,430.6 393.1 42,245.0 468.8 3,731.4 258.4 181.2 339.9 12,487.9 7,917.3 9,274.0 76,904.0 Apr 40,156.4 2,457.6 2,078.8 44,692.9 1,514.8 496.9 46,704.6 333.2 3,779.7 346.4 172.1 233.2 13,105.1 7,642.8 9,374.8 81,691.9 May 46,306.1 2,502.0 2,405.7 51,213.8 1,399.0 611.4 53,224.1 324.9 3,968.6 536.7 319.4 365.4 13,454.1 7,042.0 9,502.3 88,737.5 Jun 67,548.1 17,859.0 3,562.0 88,969.1 1,931.1 1,453.1 92,353.3 856.9 9,116.9 887.6 681.7 348.2 24,773.8 24,299.3 20,270.9 173,588.6 Jul 89,092.1 20,865.7 5,595.6 115,553.4 2,671.5 1,702.4 119,927.3 1,014.3 11,100.4 1,387.9 1,907.7 348.7 28,563.5 28,551.1 28,867.6 221,668.6 Aug 102,750.2 20,005.2 4,891.9 127,647.3 2,577.9 824.8 131,049.9 1,101.5 12,302.3 1,837.1 3,658.1 412.5 30,713.4 25,354.6 28,672.9 235,102.3 Sep 104,770.7 24,130.0 6,488.3 135,389.0 2,548.1 1,496.4 139,433.5 1,063.5 11,363.7 1,863.1 2,831.0 372.2 32,694.4 28,289.4 32,377.1 250,287.9 Oct 114,057.9 26,079.1 7,702.2 147,839.2 2,666.6 1,767.2 152,273.0 1,089.2 11,137.3 1,812.7 4,232.9 441.7 33,811.1 29,764.7 35,264.5 269,827.2 Nov 129,129.6 26,871.0 8,262.1 164,262.8 2,369.5 1,538.3 168,170.5 1,100.4 11,019.9 1,489.5 5,403.8 423.6 36,278.2 29,821.2 33,334.7 287,041.8 Dec 146,151.8 27,804.4 8,926.9 182,883.1 2,547.6 4,309.9 189,740.6 1,239.9 10,924.0 1,318.6 316.6 292.0 43,984.3 29,608.0 29,204.3 306,628.4 Jan 158,888.8 28,456.6 10,150.2 197,495.5 2,580.8 5,423.4 205,499.8 1,142.5 12,732.6 391.1 519.6 376.7 50,147.7 25,036.2 29,608.5 325,454.7 Feb 162,092.2 26,146.3 12,239.7 200,478.2 2,809.1 4,762.5 208,049.7 1,150.4 12,833.2 409.2 540.7 609.9 54,930.3 28,339.2 33,280.7 340,143.4 Mar 165,101.1 30,313.5 12,276.4 207,691.0 4,541.2 4,845.3 217,077.6 1,331.7 11,620.2 75.4 1,136.7 408.9 58,208.9 32,908.1 30,626.5 353,393.9 Apr 191,923.5 31,441.3 11,549.5 234,914.3 2,195.0 5,346.7 242,455.9 1,190.1 11,503.5 176.5 757.1 409.9 60,361.3 34,537.9 29,396.5 380,788.7 Source:Reserve Bank of Zimbabwe,2021 TABLE 5.2 : COMMERCIAL BANKS - LIABILITIES Deposits Amounts Owing to Foreign Other Assets Non Financial TOTAL End of Notes Assets Bond & Balances Balances with Balances Other Claims Notes & Coin with Other Depository with on Government1 Local Governemt Public Enterprises Other2 Mortgages Government Other Coins RBZ Corporations Foreign Banks Non-residents Securities securities Jan 0.9 2.3 197.4 98.7 7.8 - 129.8 34.5 - - 413.2 - 508.7 144.9 136.1 1,674.3 Feb 1.5 1.8 172.4 123.5 5.5 - 141.3 33.5 - - 414.8 - 507.9 125.7 135.7 1,663.6 Mar 1.4 3.4 175.9 72.1 14.1 - 212.6 32.8 - - 411.4 - 539.4 142.8 132.3 1,738.2 Apr 1.1 4.3 185.5 61.9 3.6 - 184.4 32.0 - - 413.3 - 582.7 141.6 135.2 1,745.7 May 1.0 7.6 196.3 138.2 8.1 - 191.0 30.9 - - 415.0 - 608.4 128.1 137.4 1,862.0 June 1.2 4.9 188.6 177.8 1.9 - 266.2 30.1 - - 413.9 - 614.3 124.0 141.5 1,964.5 July 1.8 6.6 207.1 185.1 1.7 - 283.2 33.3 - - 423.5 - 636.1 128.2 141.1 2,047.7 Aug 1.6 3.7 224.7 145.3 2.4 - 288.9 32.2 - - 428.2 - 579.4 139.1 143.7 1,989.2 Sep 1.9 2.9 245.6 92.6 20.8 - 291.1 31.2 - - 430.3 - 650.2 148.1 144.4 2,059.1 Oct 4.9 2.1 220.0 95.8 11.9 - 318.9 30.2 - - 427.7 - 639.8 154.2 147.0 2,052.5 Nov 3.6 2.9 243.3 35.7 10.4 - 320.7 28.9 - - 433.5 - 635.7 148.0 145.8 2,008.5 Dec 2.3 4.3 157.4 121.3 10.4 - 339.4 28.0 - - 444.8 - 645.9 179.7 151.9 2,085.6 Jan 6.3 4.6 108.2 63.5 10.9 0.0 343.8 27.3 33.6 0.0 438.0 0.0 649.3 136.7 151.2 1973.3 Feb 5.4 17.6 120.6 62.8 18.1 - 339.6 26.5 - - 416.1 - 696.1 171.1 156.7 2,030.8 Mar 2.6 18.0 126.3 38.6 23.9 - 331.7 25.5 - - 415.1 - 710.1 172.1 207.4 2,071.2 Apr 3.7 30.6 220.3 85.0 47.6 - 271.6 25.0 - - 414.1 - 705.0 169.0 276.2 2,247.8 May 3.9 38.4 162.2 115.4 139.0 - 345.5 23.9 - - 406.2 - 776.6 165.7 363.4 2,540.1 Jun 6.3 69.8 361.6 144.5 132.4 - 265.8 22.6 - - 421.7 - 873.6 210.5 473.0 2,981.8 Jul 6.5 174.7 473.9 89.7 131.1 - 258.3 22.2 - - 416.0 - 934.6 203.1 565.6 3,275.8 Aug 5.5 94.5 758.0 60.6 115.5 - 247.4 21.5 - - 418.1 - 970.6 345.1 567.6 3,604.2 Sep 15.8 180.3 831.8 195.4 104.2 - 267.6 20.9 - - 499.1 - 1,137.6 528.8 1,042.2 4,823.6 Oct 6.2 198.7 997.2 72.2 243.7 - 268.8 20.2 - - 429.8 - 1,286.7 503.4 1,069.3 5,096.2 Nov 11.9 156.1 872.3 159.7 426.0 - 338.6 19.6 - - 443.5 - 1,357.4 575.8 1,068.7 5,429.6 Dec 9.2 223.9 1,016.9 317.4 492.3 - 308.3 18.2 - - 454.5 - 1,413.5 700.6 1,470.0 6,424.9 Jan 16.3 322.3 1,106.8 361.8 421.8 - 283.0 20.1 - - 478.2 - 1,498.8 717.5 1,552.8 6,779.5 Feb 14.5 368.2 977.2 612.5 370.5 - 357.1 20.1 - 1.5 503.6 - 2,097.7 735.9 1,538.8 7,597.4 Mar 20.1 529.4 1,423.7 261.8 282.6 - 341.6 19.2 - 0.6 526.4 - 2,406.4 1165.6 1,914.1 8,891.5 Apr 33.1 493.1 914.2 232.1 384.9 - 424.3 18.1 - - 525.9 - 2,568.2 1528.5 2,134.4 9,256.8 May 39.7 434.7 1,248.4 192.3 725.0 - 382.4 17.0 - - 517.6 - 2,793.4 2669.6 2,146.1 11,166.3 Jun 88.7 1167.9 2,857.8 395.9 1,222.0 - 385.4 13.8 - - 653.4 - 4,663.9 2688.0 4,712.1 18,848.8 Jul 109.1 1780.7 3,878.9 1342.9 1,879.4 - 346.6 13.4 - - 585.7 - 5,648.0 3879.5 4,927.7 24,391.8 Aug 142.9 2175.5 4,799.3 341.7 2,310.6 - 294.6 13.1 - - 688.7 - 6,552.1 4480.3 6,104.6 27,903.4 Sep 179.8 2469.9 4,547.1 504.6 1,027.7 - 218.3 12.9 - 0.4 741.5 - 6,518.3 2774.9 6,503.8 25,499.1 Oct 149.1 2787.0 5,056.1 778.9 1,182.4 - 206.5 12.3 - 112.2 772.3 - 6,874.4 2795.4 6,537.1 27,263.4 Nov 104.3 2935.7 4,448.9 691.0 1,412.8 - 1,666.7 11.6 - 157.8 930.4 - 7,498.6 2571.1 6,712.9 29,141.9 Dec 116.2 3210.3 5,085.9 802.0 1,183.4 - 1,830.2 11.2 - 251.1 1,008.4 - 8,562.3 2559.4 7,352.9 31,973.2 Jan 188.7 2943.3 5,986.5 793.8 843.5 - 1,783.8 10.2 - 211.3 1,091.3 0.0 9,329.1 2980.3 7,685.1 33,846.9 Feb 345.7 2762.9 6,004.8 811.1 984.2 - 2,731.0 9.2 - 236.8 2,089.3 - 8,950.2 2949.2 7,790.6 35,665.0 Mar 168.3 2278.9 6,313.1 1594.4 1,028.2 - 1,341.7 8.4 - 415.1 1,242.4 - 10,867.7 3027.5 7,841.0 36,126.8 Apr 206.9 2702.1 5,302.6 1156.7 1,085.4 - 871.7 7.7 - 508.9 1,581.5 - 14,233.6 3431.1 7,237.9 38,326.2 Source:Reserve Bank of Zimbabwe,2021 Notes 1.Government securities include treasuary bills and bonds 2.Includes bankers acceptances, discounted bills and negotiable certificates of deposits. 3.Includes households and other financial corporations, TABLE 6.1: BUILDING SOCIETIES -ASSETS $ millions Debt Securities Loans and Advances Debt Securities Foreign Liabilities Capital Other TOTAL and Liablities End of Savings Time Deposits Total Deposits Other Depository Government Total RBZ Other Depository Other Finacial Reserves from the public Corporations Corporations Corporations Jan 544.7 497.1 1,041.7 105.2 16.4 1,163.3 22.8 26.1 0.0 22.9 0.2 362.1 77.0 1,674.3 Feb 512.0 480.5 992.5 120.3 16.8 1,129.5 28.5 26.3 0.0 33.6 0.5 366.0 79.2 1,663.6 Mar 535.1 507.8 1,042.9 120.3 16.5 1,179.7 27.5 41.3 0.0 34.5 0.5 378.2 76.5 1,738.2 Apr 568.0 452.6 1,020.5 144.4 17.0 1,181.9 27.9 39.7 0.0 33.6 0.4 358.5 103.7 1,745.7 May 613.8 475.1 1,089.0 196.6 16.4 1,302.0 32.4 40.0 0.0 31.2 0.5 363.1 92.8 1,862.0 June 658.5 507.9 1,166.5 183.2 16.4 1,366.0 33.1 39.3 0.0 56.9 0.4 363.5 105.2 1,964.5 July 770.2 542.9 1,313.1 128.5 15.0 1,456.6 28.7 37.5 0.0 30.4 15.8 378.9 99.8 2,047.7 Aug 703.4 534.7 1,238.0 133.0 15.0 1,386.0 31.3 33.9 0.0 18.3 17.9 385.8 116.0 1,989.2 Sep 749.8 502.3 1,252.2 166.0 15.1 1,433.2 22.8 55.9 0.0 20.7 25.5 388.6 112.3 2,059.1 Oct 772.5 471.9 1,244.4 151.0 15.1 1,410.5 23.7 56.3 0.0 21.2 25.5 389.9 125.4 2,052.5 Nov 699.9 511.9 1,211.9 134.0 15.1 1,360.9 21.0 55.6 0.0 16.2 24.5 396.1 134.2 2,008.5 Dec 713.2 540.0 1,253.1 139.6 15.1 1,407.8 26.5 55.3 0.0 40.2 23.4 400.1 132.3 2,085.6 Jan 633.8 490.2 1,124.0 140.5 15.0 1,279.6 27.9 55.5 0.0 58.1 24.8 392.8 134.7 1,973.3 Feb 661.3 492.3 1,153.6 138.8 15.0 1,307.4 25.8 134.5 0.0 32.6 28.2 366.7 135.6 2,030.8 Mar 655.2 473.9 1,129.1 146.8 15.0 1,290.9 29.0 155.6 0.0 32.5 25.7 391.4 146.2 2,071.2 Apr 782.3 460.0 1,242.3 130.5 14.9 1,387.7 26.0 165.0 0.0 28.2 14.1 457.7 169.2 2,247.8 May 895.0 464.3 1,359.4 153.5 15.0 1,527.9 23.9 264.7 0.0 41.9 30.6 477.5 173.6 2,540.1 Jun 1,154.3 406.8 1,561.1 131.5 15.0 1,707.7 23.9 336.5 0.0 54.8 27.1 664.7 167.0 2,981.8 Jul 1,192.2 538.1 1,730.3 75.2 14.9 1,820.4 33.0 455.7 0.0 20.2 17.0 739.6 189.9 3,275.8 Aug 1,424.7 542.9 1,967.6 47.0 15.0 2,029.6 31.8 539.4 0.0 28.2 3.5 777.8 193.9 3,604.2 Sep 1,686.2 524.9 2,211.1 44.9 15.0 2,271.0 25.5 869.0 0.0 66.9 0.0 1,352.0 239.1 4,823.6 Oct 1,920.1 548.8 2,468.8 36.9 15.0 2,520.7 16.7 861.0 0.0 76.0 0.0 1,362.8 259.0 5,096.2 Nov 2,394.7 441.2 2,835.9 35.0 15.0 2,886.0 18.6 876.3 0.0 121.1 2.5 1,246.7 278.3 5,429.6 Dec 2,713.3 481.5 3,194.7 244.0 15.0 3,453.8 23.7 923.5 0.0 117.1 0.0 1,563.0 343.9 6,424.9 Jan 2,894.8 398.4 3,293.3 273.1 15.0 3,581.4 34.7 944.7 0.0 100.0 0.0 1,699.9 418.8 6,779.5 Feb 3,118.5 419.8 3,538.4 270.9 15.0 3,824.3 32.5 966.5 0.0 558.5 0.0 1,714.1 501.5 7,597.4 Mar 3,978.7 384.4 4,363.1 290.4 15.0 4,668.5 19.3 1,143.4 0.0 133.4 0.0 2,335.6 591.3 8,891.5 Apr 4,097.6 354.9 4,452.5 290.4 15.0 4,757.9 15.6 1,152.3 0.0 140.8 0.0 2,628.1 562.1 9,256.8 May 5,615.0 370.0 5,985.0 441.2 15.0 6,441.2 45.6 1,161.2 0.0 149.8 0.0 2,708.1 660.4 11,166.3 Jun 7,327.5 405.9 7,733.4 346.2 15.0 8,094.6 17.6 2,644.8 0.0 278.2 0.0 6,867.2 946.4 18,848.8 Jul 10,284.7 427.7 10,712.4 326.2 15.0 11,053.7 21.3 3,862.4 0.0 207.1 0.0 8,010.7 1,236.7 24,391.8 Aug 10,984.4 502.7 11,487.1 364.5 15.0 11,866.6 21.4 4,478.3 0.0 186.1 10.0 9,438.3 1,902.7 27,903.4 Sep 10,408.2 403.5 10,811.8 107.5 15.0 10,934.3 31.7 3,842.7 0.0 125.8 0.0 8,069.6 2,495.1 25,499.1 Oct 11,881.7 628.7 12,510.4 102.5 15.0 12,627.9 154.0 3,731.0 0.0 280.6 0.0 7,991.8 2,478.1 27,263.4 Nov 13,173.5 668.5 13,842.1 252.5 15.0 14,109.6 148.2 3,781.0 0.0 323.0 0.0 8,200.8 2,579.4 29,141.9 Dec 15,585.8 797.7 16,383.5 258.5 15.0 16,657.0 207.5 3,221.3 0.0 440.4 0.0 9,002.7 2,444.3 31,973.2 Jan 17,060.5 985.1 18,045.7 150.0 15.0 18,210.7 291.2 3,018.1 0.0 81.3 0.0 6,054.0 6,191.6 33,846.9 Feb 18,610.7 1,047.5 19,658.2 150.0 15.0 19,823.2 318.2 3,075.5 0.0 40.7 0.0 6,533.5 5,874.0 35,665.0 Mar 18,562.7 1,070.5 19,633.2 150.0 15.0 19,798.2 320.8 3,377.0 0.0 241.5 0.0 6,727.5 5,661.8 36,126.8 Apr 19,021.2 1,353.2 20,374.5 500.0 15.0 20,889.5 325.0 4,244.8 0.0 181.9 0.0 6,267.0 6,418.0 38,326.2 Source:Reserve Bank of Zimbabwe,2021 Amounts Owing to TABLE 6.2: BUILDING SOCIETIES -LIABILITIES $ millions AGRICULTURE CONSTRUCTION COMMUNICATION DISTRIBUTION FINANCIAL & FINANCIAL MANUFACTURING MINING SERVICES TRANSPORT INDIVIDUALS CONGLOMERATES TOTAL END OF INVESTMENTS ORGANISATIONS 1,000.0 Jan 479,109.65 59,336.80 9,442.40 289,531.26 20,569.74 258,034.97 271,453.81 106,425.09 390,052.89 32,328.60 617,302.95 14,394.66 2,547,982.83 Feb 488,203.10 59.,977.6 9,271.60 315,569.60 20,133.10 258,263.60 285,045.10 108,649.00 393,604.90 31,636.60 618,377.40 15,010.60 2,543,764.60 Mar 484,764.71 64,826.47 11,050.47 344,731.34 15,203.35 274,150.22 303,649.15 114,431.85 363,449.40 32,793.42 640,496.88 19,893.14 2,669,440.41 Apr 485,790.00 63,948.20 10,904.16 344,532.06 15,015.25 271,071.77 294,270.80 112,692.09 333,633.78 31,103.49 631,920.52 22,066.04 2,616,948.15 May 501,783.67 63,555.32 10,933.54 362,939.63 15,079.82 358,553.35 317,666.65 117,123.00 338,846.30 31,523.13 651,443.97 24,226.37 2,793,674.76 Jun 475,105.71 66,796.85 13,907.73 385,583.32 15,079.82 344,917.25 323,212.12 117,146.59 335,216.91 34,457.61 655,427.02 34,163.40 2,801,014.33 Jul 463,286.30 70,905.22 18,924.14 383,314.68 14,976.42 140,624.55 274,507.82 113,776.27 309,209.52 37,473.99 652,652.69 34,402.12 2,514,053.73 Aug 470,756.06 79,237.13 15,167.31 331,672.76 15,021.94 144,100.73 271,000.50 111,960.21 306,022.68 37,341.23 666,649.40 34,402.12 2,483,332.08 Sep 451,745.26 79,055.66 15,021.57 341,851.68 15,021.94 144,799.61 263,994.22 112,656.60 320,788.50 36,914.64 666,971.46 64,407.07 2,513,228.20 Oct 453,068.26 74,931.80 16,036.47 389,851.74 15,156.78 165,252.71 268,933.16 111,956.57 313,376.79 36,118.55 680,445.74 12,855.74 2,537,984.32 Nov 444,130.81 133,137.60 14,884.08 313,732.96 15,156.79 165,419.77 269,459.88 149,908.15 316,738.77 45,693.19 679,403.72 12,265.36 2,559,931.07 Dec 492,669.93 78,176.72 15,958.03 340,422.71 14,425.48 165,648.71 253,354.25 113,596.48 347,242.19 40,695.42 669,879.64 12,254.30 2,544,323.87 Jan 525,176.71 80,480.87 20,199.44 349,755.63 15,294.02 158,458.90 255,380.42 123,772.79 358,554.22 42,355.54 666,797.13 16,335.67 2,612,561.33 Feb 521,988.10 79,066.70 10,931.07 352,797.81 14,699.04 80,894.67 253,027.00 124,474.74 389,522.96 40,923.52 644,320.94 11,446.61 2,524,093.15 Mar 538,072.74 87,791.29 18,211.46 379,233.06 14,556.67 205,466.51 270,360.07 133,324.78 407,637.99 43,541.36 731,600.28 11,476.62 2,841,272.85 Apr 584,205.29 96,516.86 22,430.89 421,676.71 15,968.00 236,000.25 310,449.68 193,315.77 387,730.25 44,465.66 788,749.65 14,486.65 3,115,995.66 May 712,661.52 98,826.58 27,802.41 466,619.97 17,425.91 317,055.80 368,550.63 250,912.54 441,731.01 43,682.62 901,283.38 14,096.64 3,660,649.01 Jun 940,505.81 82,926.78 30,534.65 566,391.10 169,400.79 876,820.36 354,648.58 331,070.01 404,941.11 49,207.29 898,523.53 14,258.87 4,719,228.88 Jul 1,060,152.38 108,889.32 38,005.81 685,729.84 22,484.81 470,421.82 497,581.30 333,137.40 643,721.98 51,560.67 1,111,698.00 7,683.18 5,031,066.50 Aug 1,163,054.33 117,882.86 40,904.57 720,937.57 15,289.60 524,650.14 575,937.12 378,008.67 742,674.56 51,710.40 1,202,415.06 5,830.84 5,539,295.71 Sep 1,379,203.16 101,683.93 20,216.16 755,828.88 15,563.75 1,430,322.28 520,659.81 487,089.86 594,143.27 59,974.64 1,004,073.32 6,055.40 5,087,524.40 Oct 1,917,349.77 103,708.96 20,826.53 798,377.18 24,574.74 1,447,865.67 603,692.16 541,020.28 618,349.57 61,677.92 1,112,873.33 4,322.02 7,530,493.20 Nov 1,916,599.14 103,450.14 22,381.71 878,695.26 24,749.38 1,566,329.25 623,341.53 554,037.12 623,064.80 61,153.08 1,152,340.02 4,351.76 7,530,493.20 Dec 3,260,641.29 140,783.74 27,127.10 1,114,871.76 48,155.61 1,504,624.78 1,027,373.94 821,797.19 823,237.53 84,684.83 1,428,029.37 7,328.19 10,288,655.30 Jan 4,084,551.94 155,581.93 40,879.89 1,241,096.72 54,212.81 1,614,135.86 1,136,124.87 905,568.16 799,835.71 83,887.62 1,594,904.42 3,435.36 11,714,215.29 Feb 4,492,412.28 157,892.05 54,850.75 1,305,056.27 51,575.18 1,667,015.97 1,328,895.13 875,096.28 827,340.38 103,240.64 1,837,059.21 1,195.35 12,701,629.50 Mar 5,400,573.75 137,553.14 109,432.30 1,355,737.76 60,656.39 2,181,804.45 1,514,365.26 1,743,391.37 911,567.97 129,647.77 2,083,395.02 30,866.95 15,658,992.12 Apr 5,497,243.24 144,302.16 94,782.20 1,298,701.43 50,563.13 2,200,545.77 1,762,996.43 1,756,962.25 1,057,031.75 149,805.94 2,211,133.89 33,524.86 16,257,593.05 May 6,753,987.64 152,161.11 176,776.32 1,688,453.47 61,403.01 2,272,323.33 2,155,232.06 2,018,291.52 1,335,664.72 161,892.59 2,646,269.59 56,873.34 19,479,328.70 Jun 8,233,748.36 178,010.08 127,961.90 3,248,219.37 64,989.86 5,469,986.07 3,799,659.67 4,379,017.69 1,983,339.32 277,602.32 3,665,408.84 46,384.96 31,474,328.45 Jul 8,927,920.73 256,440.30 209,123.91 4,249,101.81 34,055.90 7,106,442.23 5,125,740.57 5,385,837.14 2,413,677.93 418,160.11 4,321,918.71 46,630.64 38,495,049.96 Aug 9,773,178.50 269,675.36 194,537.60 5,470,092.50 33,043.10 7,946,261.68 6,723,930.20 5,651,838.11 3,103,883.15 446,084.37 5,291,100.20 48,922.44 44,952,547.19 Sep 10,508,860.18 202,928.95 203,610.78 4,810,727.31 29,975.80 1,041,079.17 7,136,261.66 4,099,760.81 3,255,496.85 517,871.73 6,526,576.15 48,754.08 38,381,903.47 Oct 12,296,430.45 302,589.49 251,238.66 9,053,118.05 28,434.20 8,136,185.80 6,305,609.42 6,351,785.61 3,855,757.60 649,444.55 7,243,034.96 49,339.03 54,522,967.83 Nov 14,705,718.28 553,426.67 299,226.19 10,178,453.66 26,676.82 9,457,279.18 7,442,871.42 6,834,160.25 4,193,059.76 959,134.44 7,919,442.36 50,802.65 62,620,251.69 Dec 19,070,900.24 557,071.84 265,529.08 10,043,351.16 24,925.66 9,451,197.42 8,214,424.44 7,599,398.94 4,750,996.82 1,556,410.92 9,213,845.68 46,489.85 70,794,542.04 Jan 23,978,167.35 610,696.11 267,400.20 9,997,383.02 66,046.86 9,811,097.63 7,641,910.42 7,176,322.97 4,807,054.16 1,685,871.14 10,092,630.46 47,525.58 76,182,105.93 Feb 24,581,772.22 653,205.48 285,830.69 10,330,772.00 65,231.37 10,024,935.09 7,949,013.06 6,754,180.16 5,018,015.84 1,766,077.92 10,905,948.39 47,678.08 78,382,660.29 Mar 28,741,816.74 737,140.48 320,102.45 10,604,119.56 76,828.95 10,517,753.11 9,428,559.85 8,179,722.05 5,701,289.52 1,822,019.95 12,528,176.45 33,915.52 88,691,444.62 Apr 31,859,146.34 675,080.87 347,881.04 12,101,683.31 205,760.21 12,046,268.54 10,788,214.39 8,802,924.25 6,559,969.13 1,831,534.43 14,724,055.16 36,984.33 99,979,501.99 Source:Reserve Bank of Zimbabwe,2021 /1 Including the only merchant bank still in operation. TABLE 7.1 : SECTORAL ANALYSIS OF COMMERCIAL BANKS LOANS AND ADVANCES $ ('000) END OF AGRICULTURE CONSTRUCTION COMMUNICATIONS DISTRIBUTION FINANCIAL & FINANCIAL MANUFACTURING MINING SERVICES TRANSPORT INDIVIDUALS CONGLOMERATES TOTAL INVESTMENTS ORGANISATIONS Jan 380,283.82 151,435.95 257,298.19 918,787.62 365,354.65 1,050,097.69 652,999.03 248,932.99 1,757,391.82 141,913.19 669,049.81 67,904.67 6,661,449.43 Feb 455,217.00 224,070.10 263,961.90 897,453.20 399,016.20 949,795.60 674,828.40 354,052.80 1,701,611.40 107,779.50 680,060.20 67,686.40 6,775,532.70 Mar 451,992.51 142,332.94 296,310.00 825,805.46 376,592.97 1,001,674.30 597,436.81 253,127.37 1,827,464.32 163,971.73 597,436.81 63,604.30 6,597,749.51 Apr 476,448.12 144,564.55 310,795.64 806,144.74 364,824.61 988,527.16 649,893.01 255,761.79 1,892,415.24 179,252.35 712,565.91 65,398.24 6,846,591.36 May 494,612.84 152,567.38 350,409.17 874,140.46 374,089.94 1,097,970.70 700,891.90 271,891.95 1,913,394.86 186,192.54 745,592.74 64,970.70 7,226,725.18 Jun 465,983.99 164,242.33 391,142.28 948,703.01 368,260.11 1,140,652.88 754,981.07 324,355.75 2,160,400.44 200,774.28 779,012.77 64,786.27 7,763,295.19 Jul 445,779.96 226,432.96 413,409.06 955,925.58 420,416.63 1,120,834.75 760,588.21 321,078.39 2,192,743.25 200,523.55 822,857.62 64,786.27 7,945,376.24 Aug 429,439.90 189,497.97 386,595.64 980,354.11 429,659.69 1,091,202.85 782,008.68 297,412.27 1,968,724.01 196,068.83 836,719.06 64,786.27 7,652,469.29 Sep 447,556.40 206,194.07 382,491.52 1,186,453.67 444,599.06 1,070,365.05 811,296.21 302,579.34 2,059,093.14 247,105.73 906,767.58 84,514.52 8,149,016.28 Oct 445,484.37 199,531.06 391,968.41 984,701.54 469,891.89 1,153,855.95 846,453.28 315,808.54 2,110,864.21 260,816.90 817,328.26 67,915.25 8,064,619.66 Nov 489,192.86 194,869.35 391,442.38 925,081.31 441,534.28 1,248,555.80 827,349.43 316,945.54 2,059,370.14 261,756.52 825,642.20 66,458.68 8,048,198.50 Dec 494,011.34 201,871.01 531,888.27 1,034,592.52 428,738.69 1,196,503.19 823,081.93 331,251.28 2,063,550.83 278,658.99 802,507.57 63,361.27 8,250,016.89 Jan 505,422.91 391,022.03 497,976.19 1,034,948.23 411,945.87 1,187,606.66 882,289.74 322,030.27 2,154,902.32 135,871.63 763,189.54 63,064.29 8,350,269.66 Feb 512,602.33 374,750.61 394,709.15 936,123.62 449,800.94 904,919.42 855,348.41 347,405.51 2,355,866.05 138,685.82 776,949.70 63,097.10 8,110,258.67 Mar 526,564.16 343,684.28 376,205.62 937,743.43 393,489.35 1,317,757.66 861,574.88 380,295.40 2,099,331.11 141,677.24 773,726.38 63,094.90 8,215,144.40 Apr 632,972.52 255,945.64 1,010,978.65 90,282.62 462,133.05 1,535,772.61 890,606.53 325,814.57 2,413,535.63 320,213.46 876,646.50 90,282.62 9,963,832.23 May 832,073.61 305,410.92 1,321,039.68 1,177,925.14 522,764.91 1,646,358.64 1,142,369.59 372,594.90 2,765,341.17 371,372.04 965,202.73 93,188.88 11,515,642.20 Jun 1,001,633.56 309,108.92 1,124,005.29 1,337,171.04 546,572.53 2,210,293.95 1,319,789.76 562,858.02 3,493,214.31 434,828.17 1,070,319.72 52,118.63 13,461,913.89 Jul 1,171,245.37 353,388.45 1,504,911.45 1,241,910.11 654,904.72 2,553,878.66 1,383,215.20 585,108.25 4,131,588.83 463,161.90 1,304,402.72 71,943.58 15,419,659.24 Aug 1,313,462.50 477,215.84 1,795,905.44 1,687,246.36 804,316.21 2,591,386.51 1,647,680.21 1,114,306.03 3,872,186.95 503,541.56 1,532,441.90 75,829.26 17,413,139.20 Sep 1,581,141.69 321,121.36 1,934,554.37 1,728,390.05 952,548.31 3,086,893.14 1,638,855.09 1,375,546.56 5,961,405.34 589,939.57 1,848,708.36 76,775.90 21,272,162.40 Oct 1,744,905.76 796,996.55 2,217,888.47 2,626,316.66 768,125.17 3,204,019.21 2,287,076.12 1,889,144.71 7,536,588.58 510,151.50 1,942,195.06 48,142.75 25,571,550.52 Nov 1,783,345.29 813,506.51 2,257,181.82 2,618,010.26 1,287,013.83 3,544,459.53 2,082,447.78 1,787,923.65 7,794,025.96 491,371.84 1,920,297.35 57,897.54 26,437,481.36 Dec 1,877,764.11 950,348.83 2,917,087.22 3,126,494.51 1,421,969.01 4,411,638.37 2,605,023.12 1,664,547.67 8,410,964.03 554,937.30 2,477,474.04 116,789.37 30,535,037.60 1,000.00 Jan 2,173,633.03 972,609.19 3,182,087.13 4,279,565.75 1,757,297.12 4,791,990.63 2,791,625.15 2,223,774.14 9,875,803.48 609,781.65 2,838,775.94 81,735.21 35,578,678.43 Feb 2,492,591.77 1,191,731.68 3,340,863.80 8,721,475.95 1,919,428.47 5,869,104.19 3,481,495.51 2,729,161.98 10,202,203.60 760,155.34 3,574,134.47 82,845.83 44,365,192.59 Mar 2,678,262.66 1,449,645.90 3,231,058.97 11,715,273.88 2,114,093.03 6,507,000.01 4,576,971.82 3,048,053.49 11,490,205.21 947,918.17 4,257,117.74 72,082.86 52,087,683.73 Apr 2,854,374.82 1,118,295.51 3,492,330.52 5,271,473.36 1,999,901.13 6,191,170.71 4,276,817.19 3,727,579.43 14,060,717.80 713,406.98 4,444,924.89 83,109.30 48,234,101.64 May 3,866,781.11 1,163,944.89 4,713,727.59 7,932,403.43 1,991,042.58 7,151,451.48 5,858,495.15 5,031,912.53 13,907,794.76 944,318.05 5,060,401.34 88,613.61 57,710,886.51 Jun 7,228,784.40 1,963,030.85 5,393,404.53 14,526,855.63 3,997,135.72 12,452,202.49 11,386,156.55 9,507,719.09 22,807,615.50 1,630,544.88 9,798,261.20 121,561.20 100,813,272.04 Jul 9,091,726.77 2,629,847.13 6,043,418.97 19,096,889.49 4,988,887.74 15,446,649.70 15,274,687.36 7,918,819.51 31,916,392.56 2,035,354.71 15,762,315.16 147,865.97 130,352,855.06 Aug 9,462,082.74 2,865,950.88 6,582,519.60 19,234,703.99 5,333,846.88 16,821,248.59 17,017,042.14 7,304,595.82 35,312,317.72 2,217,425.46 16,548,990.51 134,271.10 138,834,995.43 Sep 9,832,514.38 3,139,646.07 7,166,350.39 20,531,087.56 5,145,328.35 9,505,277.06 17,311,149.20 10,234,597.66 39,731,086.51 2,011,372.45 16,155,747.87 148,612.60 140,912,770.08 Oct 9,923,335.07 3,346,982.41 9,919,999.10 22,567,492.87 6,180,403.26 21,021,376.92 20,667,754.18 10,950,177.78 41,131,626.19 2,597,408.09 18,072,164.45 176,961.04 166,555,681.37 Nov 10,683,513.83 3,732,868.95 9,809,491.39 28,228,980.99 6,029,490.43 17,343,347.49 23,027,365.97 14,471,556.33 47,870,360.42 2,986,050.60 19,045,412.04 209,168.81 183,437,607.25 Dec 10,252,495.91 4,965,472.75 12,171,250.70 30,987,168.50 5,959,867.34 19,653,397.02 25,666,591.10 13,188,851.04 55,454,341.21 3,901,504.33 22,313,591.00 519,773.38 205,034,304.27 Jan 12,195,945.09 4,725,946.72 13,067,828.56 32,314,625.60 6,804,952.50 19,638,789.03 27,577,248.19 13,566,042.79 60,234,250.60 3,993,814.34 22,146,327.53 314,523.37 216,580,294.30 Feb 12,215,925.38 4,335,293.23 13,268,343.18 31,820,079.48 6,327,338.72 19,480,197.75 27,088,789.92 11,873,767.24 62,647,881.89 3,583,509.91 23,594,651.47 323,276.77 216,559,054.94 Mar 12,086,596.94 5,009,117.91 15,457,881.64 33,668,114.17 7,879,623.60 17,019,379.33 29,927,193.06 12,664,366.44 68,761,992.24 4,513,060.17 25,352,486.13 371,874.60 232,711,686.23 Apr 14,293,712.79 6,264,137.34 17,624,611.65 35,860,252.53 7,955,587.69 18,411,151.82 32,890,743.11 11,445,151.89 81,410,668.87 4,248,558.67 27,176,673.47 411,001.01 257,992,250.84 Source: Reserve Bank of Zimbabwe,2021 TABLE 7.2: SECTORAL ANALYSIS OF COMMERCIAL BANKS DEPOSITS $ ('000) End of Nominal Lending Rates 1 Individuals Corporate Jan 4.00-18.00 9.47 7.40 Feb 4.00-18.00 9.23 7.30 Mar 4.00-18.00 9.23 7.31 Apr 4.00-18.00 9.30 7.38 May 4.00-22.00 9.31 7.33 Jun 4.00-22.00 9.15 7.67 Jul 4.00-35.00 9.54 8.40 Aug 5.00-55.00 14.37 18.43 Sep 5.00-65.00 14.64 19.81 Oct 5.00-65.00 15.59 19.66 Nov 5.00-65.00 15.06 18.00 Dec 5.00-65.00 16.08 18.31 Jan 5.00-65.00 16.56 17.20 Feb 5.00-65.00 16.92 16.68 Mar 5.00-65.00 19.65 17.21 Apr 5.00-65.00 18.57 18.69 May 5.00-65.00 18.06 18.07 June 5.00-65.00 20.04 17.38 July 5.00-65.00 18.87 20.11 Aug 6.00-65.00 19.14 18.99 Sep 6.00-65.00 20.65 25.09 Oct 6.00-65.00 26.04 26.68 Nov 6.00-65.00 30.32 27.67 Dec 6.00-65.00 32.11 26.91 Jan 6.00-65.00 32.65 24.77 Feb 6.00-85.00 36.67 21.36 Mar 6.00-85.00 35.83 22.61 Apr 6.00-85.00 35.22 22.59 Source:Reserve Bank of Zimbabwe, 2021 Notes TABLE 8.1: LENDING RATES (percent per annum) 1. Nominal lending rates depict the range of rates quoted by banks. Commercial Banks Weighted Lending Rates TABLE 8.2 : BANK DEPOSIT RATES (percent per annum) END OF SAVINGS 3 MONTHS Jan 0.22-12.00 1.00-8.00 Feb 0.22-12.00 1.00-6.75 Mar 0.22-12.00 1.00-8.00 Apr 0.22-12.00 1.00-8.00 May 0.22-12.00 1.00-8.00 Jun 0.22-12.00 1.00-8.00 Jul 0.22-12.00 1.00-8.00 Aug 0.22-12.00 1.00-8.00 Sep 0.22-12.00 1.00-8.00 Oct 0.22-12.00 1.00-8.00 Nov 0.22-12.00 1.00-8.00 Dec 0.22-12.00 1.00-8.00 Jan 0.22-12.00 1.00-8.00 Feb 0.22-12.00 1.00-8.00 Mar 0.22-12.00 1.00-8.00 Apr 0.22-12.00 1.00-8.00 May 0.22-12.00 1.00-8.00 Jun 0.22-12.00 1.00-8.00 Jul 0.22-12.00 1.33-14.00 Aug 0.50-15.00 1.00-20.28 Sep 0.50-15.00 1.00-20.28 Oct 0.50-15.00 1.00-20.28 Nov 0.50-15.00 1.00-20.28 Dec 0.50-15.00 1.00-20.28 Jan 0.22-12.00 2.00-21.50 Feb 0.22-12.00 2.00-21.50 Mar 0.22-12.00 2.00-21.50 Apr 0.22-12.00 2.00-21.50 Source:Reserve Bank of Zimbabwe, 2021 * Deposit rates depict the range of rates qouted by banks. COMMERCIAL BANKS ALCOHOLIC BEVERAGES CLOTHING & HOUSING, WATER, FURNITURE HEALTH TRANSPORT COMMUNIC ATION RECREATION & EDUCATION RESTAUR ANTS & MISC. TOTAL NON & TOBACCO FOOTWEAR ELECTRICTY, GAS AND CULTURE HOTELS GOODS & FOOD & OTHER EQUIPMEN T SERVICES FUELS WEIGHTS 4.90 4.35 27.62 5.29 1.42 8.39 2.65 2.27 4.25 1.08 6.46 68.70 31.30 Jan 0.17 0.67 0.02 0.55 0.10 0.00 -0.04 1.78 0.00 -0.16 0.64 0.26 0.39 0.30 Feb 0.26 0.91 0.01 0.43 0.00 -0.02 0.15 0.90 0.00 0.01 0.21 0.19 -0.18 0.08 Mar 0.13 -0.34 -0.74 0.46 0.18 -1.29 -1.60 1.58 0.01 -0.14 -0.55 0.09 -0.03 -0.25 Apr 0.20 0.34 -0.01 0.00 0.10 -0.32 -0.21 -0.10 0.63 1.85 0.26 0.11 0.02 0.08 May -0.03 0.10 0.00 -0.12 0.03 0.14 -0.01 0.08 0.00 0.05 0.33 0.03 0.02 0.03 Jun 0.60 0.14 -0.16 -0.48 0.38 0.19 0.10 -0.25 0.00 0.26 1.00 0.04 -0.23 -0.05 Jul 0.43 0.38 0.00 0.40 0.31 0.17 0.08 0.65 7.16 3.20 0.75 1.09 0.74 0.98 Aug 0.13 0.45 0.00 0.91 0.24 0.47 0.00 -0.23 0.00 0.11 0.34 0.28 0.62 0.39 Sep 0.22 1.35 0.53 2.79 1.90 0.51 0.32 0.22 0.00 0.28 0.07 0.85 1.05 0.92 Oct 7.89 45.88 2.94 26.86 12.94 19.13 1.39 27.66 0.00 9.86 13.64 14.66 20.12 16.44 Nov 7.21 10.63 4.80 9.12 3.36 2.31 0.18 16.33 0.35 9.29 15.42 6.50 14.53 9.20 Dec 10.22 8.07 2.77 8.07 8.49 28.61 1.26 3.19 0.00 13.84 10.07 9.01 9.07 9.03 Jan 13.35 1.04 4.35 9.46 11.64 47.25 1.12 11.01 0.10 11.73 6.72 12.83 6.94 10.75 Feb 2.94 5.94 2.77 2.73 2.93 -7.70 0.14 3.42 0.02 2.20 4.34 0.70 3.56 1.67 Mar 14.29 5.56 2.34 5.20 2.30 3.06 0.14 3.92 3.66 4.54 5.16 4.05 5.10 4.38 Apr 12.05 6.57 0.65 5.84 19.90 3.40 3.50 5.36 6.93 19.74 5.35 4.45 7.85 5.52 May 21.57 11.89 2.54 11.51 16.85 16.18 31.21 29.81 3.05 6.67 8.96 10.12 17.63 12.54 Jun 40.94 59.89 18.11 63.80 46.53 41.90 2.32 35.38 0.06 28.71 36.63 31.23 55.07 39.26 Jul 23.72 27.68 9.19 27.01 43.32 26.39 7.48 36.17 11.05 30.51 39.79 21.72 19.90 21.04 Aug 18.09 10.81 13.65 11.18 7.47 32.66 67.86 12.65 4.09 8.67 18.77 17.79 18.55 18.07 Sep 11.01 17.47 15.52 14.73 18.68 16.83 1.29 18.03 4.10 8.42 35.01 16.63 19.55 17.72 Oct 42.80 37.15 38.63 35.12 34.80 26.55 9.15 31.78 5.47 37.99 30.03 32.90 48.35 38.75 Nov 16.54 18.35 5.83 25.67 18.49 9.68 13.01 20.59 17.10 36.46 23.89 13.94 22.63 17.46 Dec 11.51 13.48 31.25 17.51 12.74 11.82 1.43 5.70 0.17 15.52 18.28 17.14 15.75 16.55 Jan 1.83 3.84 0.60 1.50 5.32 2.24 2.77 2.01 9.39 2.72 1.86 1.99 2.55 2.23 Feb 8.48 10.01 2.27 7.00 21.56 9.62 220.04 17.96 94.95 2.92 30.86 18.41 6.81 13.52 Mar 28.76 37.12 57.14 29.35 27.28 18.10 4.26 58.79 0.66 17.49 22.67 32.44 17.69 26.59 Apr 26.21 13.46 3.05 24.06 25.07 8.87 3.05 9.42 1.13 21.08 15.12 11.38 28.37 17.64 May 28.90 18.99 3.42 21.36 18.30 22.97 4.22 10.04 0.02 29.69 23.31 15.41 14.72 15.13 Jun 35.25 48.84 7.52 38.21 43.77 32.48 23.24 39.46 0.87 32.46 29.51 27.61 37.73 31.66 Jul 33.30 35.93 12.07 32.45 27.35 50.65 118.89 17.13 1.14 37.84 34.77 33.76 37.99 35.53 Aug 9.71 7.52 2.82 7.83 7.02 11.02 19.57 7.75 79.86 8.40 11.19 10.03 6.30 8.44 Sep 2.53 1.71 3.01 1.52 2.59 1.69 19.84 5.79 23.42 0.33 7.26 5.08 2.08 3.83 Oct 5.68 2.51 15.42 0.95 1.12 3.02 3.78 1.59 4.91 4.22 4.46 5.33 3.00 4.37 Nov 3.70 3.73 3.35 2.02 0.66 3.60 0.39 1.74 0.71 4.36 2.09 2.63 3.39 3.15 Dec 4.58 3.08 0.52 3.26 1.73 3.61 1.17 1.26 0.18 2.12 3.82 2.63 6.54 4.22 Jan 4.43 1.15 4.84 3.35 8.08 3.87 0.71 1.72 0.06 8.48 4.67 3.70 7.84 5.43 Feb 3.27 0.94 3.21 1.77 2.48 4.22 0.01 -0.51 0.13 1.94 4.81 2.73 4.42 3.45 Mar 1.45 0.57 1.61 1.45 3.68 1.32 5.08 1.18 0.54 3.50 3.14 2.06 2.52 2.26 Apr 3.38 2.21 2.01 4.06 4.60 1.86 0.07 2.09 0.59 4.67 3.52 2.60 2.51 2.56 Source:Zimstat, 2021 FOOD & NON ALCOHOLIC BEVERAGES ALL ITEMS TABLE 9.1 : MONTHLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX (February 2019 = 100) FOOD INFLATION ALCO HO LIC CLO T HING HO US ING , W AT E R, FURNIT URE MIS C. FO O D & B E VE RAG E S & E LE CT RICT Y, G AS AND RE CRE AT IO N & RE S T AURANT S & G O O DS & T O T AL NO N NO N ALCO HO LIC ALL & T O B ACCO FO O T W E AR & O T HE R E Q UIP ME NT CULT URE HO T E LS S E RVICE S FO O D B E VE RAG E S IT E MS FUE LS WEIGHTS 4.90 4.35 27.62 5.29 1.42 8.39 2.65 2.27 4.25 1.08 6.46 68.70 31.30 Jan 1.83 4.12 -0.52 9.00 1.82 1.30 0.41 7.95 -2.25 1.63 6.64 2.45 6.17 3.52 Feb 2.04 5.21 -0.65 8.71 1.84 1.17 0.56 8.96 -2.25 1.45 6.31 2.41 4.35 2.98 Mar 2.02 4.81 -1.32 8.52 1.91 -0.35 -1.03 10.48 -2.24 1.30 5.35 2.37 4.54 2.68 Apr 2.34 5.14 -1.36 8.45 2.06 -0.67 -1.28 10.36 -3.58 2.84 5.70 2.26 4.94 2.71 May 2.18 5.15 -1.36 8.30 1.96 -0.58 -1.30 10.67 -3.58 3.29 6.14 2.28 4.89 2.71 Jun 2.58 5.27 -0.70 7.36 2.38 -0.20 -1.20 10.20 -3.58 3.26 6.85 2.48 5.12 2.91 Jul 2.83 5.66 -0.71 7.86 2.68 0.20 -1.04 10.86 6.31 5.42 7.53 3.94 6.35 4.29 Aug 3.15 6.03 -0.77 8.78 2.89 0.67 -1.07 10.47 6.31 5.53 7.84 4.22 7.52 4.83 Sep 3.35 6.98 -0.47 10.60 4.77 1.49 -0.89 10.00 6.31 5.77 7.79 4.83 7.94 5.39 Oct 10.81 53.83 2.20 35.57 17.08 19.61 0.11 36.24 6.31 15.68 19.31 18.71 26.78 20.85 Nov 18.47 69.14 7.04 46.01 20.56 22.02 0.34 56.70 8.23 27.34 36.21 26.02 42.71 31.01 Dec 30.21 81.48 10.48 57.08 30.80 56.47 1.61 60.45 8.22 44.26 48.82 37.08 53.68 42.09 Jan 47.34 82.13 15.27 71.00 45.88 130.41 2.79 75.00 8.32 61.45 57.81 54.26 63.71 56.90 Feb 51.28 91.22 18.46 74.92 50.16 112.71 2.78 79.38 8.34 64.99 64.31 55.04 69.84 59.39 Mar 72.67 102.55 22.14 83.18 53.34 122.10 4.59 83.51 12.30 72.72 73.75 61.19 78.55 66.80 Apr 93.08 115.13 22.94 93.88 83.66 130.40 8.49 93.54 19.33 103.06 82.56 68.17 92.52 75.86 May 134.80 140.46 26.07 116.47 114.54 167.32 42.36 151.04 22.97 116.49 98.28 85.94 126.43 97.85 Jun 228.95 283.96 49.13 256.29 213.17 278.58 45.52 240.71 23.05 177.91 168.24 142.84 251.94 175.66 Feb 710.29 629.57 603.89 254.34 523.95 785.04 498.64 946.38 604.12 262.80 507.72 839.15 462.64 540.16 Mar 807.36 721.94 814.31 444.09 667.21 1001.14 585.97 989.48 975.94 252.31 582.94 995.50 616.11 676.39 Apr 980.03 825.86 873.49 456.99 799.24 1048.61 622.22 984.76 1017.34 233.23 590.62 1097.13 663.66 765.57 May 953.34 881.65 935.22 461.76 878.64 1062.84 664.43 761.68 847.15 223.43 739.67 1254.79 700.38 785.55 Jun 842.04 863.68 411.42 725.77 1040.97 613.71 937.83 875.68 226.03 764.10 1184.15 678.29 835.56 737.26 Jul 914.97 925.92 424.89 761.12 913.86 750.68 2013.62 739.27 196.93 812.65 1138.04 755.27 976.73 837.53 Aug 842.90 895.39 374.89 735.12 909.62 611.88 1405.52 702.75 413.11 810.44 1058.99 698.90 865.48 761.02 Sep 770.81 761.81 323.45 638.97 772.72 519.65 1681.32 619.53 508.37 742.51 820.76 619.77 724.40 659.40 Oct 544.43 544.11 252.56 452.09 554.64 404.46 1593.73 454.72 505.13 536.36 639.65 470.47 472.40 471.25 Nov 473.41 464.54 244.29 385.99 456.13 376.50 1404.55 368.00 420.46 386.63 509.46 413.85 385.02 401.66 Dec 437.80 412.80 163.67 350.75 401.81 341.52 1400.70 348.33 420.53 330.15 434.93 350.17 346.40 348.59 Jan 451.53 399.55 174.78 358.95 414.96 348.54 1370.61 347.06 376.10 354.29 449.65 357.69 369.43 362.63 Feb 425.04 358.36 177.30 336.52 334.15 326.47 359.53 277.07 144.52 349.97 340.25 297.07 358.96 321.59 Mar 313.69 236.18 79.30 242.33 253.65 265.87 363.15 140.26 144.23 296.40 270.14 206.00 299.81 240.55 Apr 231.12 201.33 76.01 178.83 185.47 239.16 349.55 121.37 180.66 238.80 226.98 57.33 216.60 194.07 Source:Zimstat, 2021 TABLE 9.2 : YEARLY INFLATION - % CHANGE IN CONSUMER PRICE INDEX (February 2019 = 100) NON-FOOD INFLATION HE ALT H T RANS P O RT CO MMUNICAT IO N E DUCAT IO N (US$ MILLIONS) End Period Est Long-Term External Debt 6,326 6,556 7,713 8,125 8,655 10,234 9,341 9,305 9,555 9,827 10,557 Government 5,304 5,039 6,128 6,321 6,172 6,192 6,097 6,015 6,200 6,306 6,930 Bilateral Creditors 3,703 3,402 4,087 4,087 4,088 4,115 4,115 4,129 4,194 4,261 4,892 Multilateral Creditors 1,591 1,627 2,041 2,235 2,084 2,078 1,982 1,886 2,006 2,045 2,069 Private Creditors Public Enterprises 1,092 1,198 1,356 1,661 1,220 1,370 1,406 1,426 1,165 Bilateral Creditors 1,155 Multilateral Creditors Private Creditors Monetary Authorities Multilateral Creditors - IMF Private 1,002 2,261 1,913 1,920 1,949 2,095 2,431 Short-Term External Debt 1,348 2,040 1,286 1,564 2,394 2,258 2,304 2,299 2,374 3,799 Supplier's Credits Reserve Bank 1,300 2,463 Private 1,807 1,671 1,731 1,792 1,933 1,336 Total External Debt 7,674 8,596 8,999 9,016 10,219 12,628 11,599 11,610 11,854 13,134 14,324 Source: Ministry of Finance & Economic Development, 2020; & Reserve Bank of Zimbabwe, 2020 TABLE 10: ZIMBABWE: EXTERNAL DEBT OUTSTANDING BY DEBTOR (INCLUDING ALL ARREARS) USA SOUTH ARFICAN BOTSWANA JAPANESE EURO POUND END OF Dollar RAND PULA YEN STERLING Mar 3.0120 0.2064 0.2789 0.0272 3.3832 3.9363 Apr 3.2614 0.2275 0.3031 0.0292 3.6490 4.2209 May 5.2635 0.3550 0.4831 0.0483 5.8585 6.6391 Jun 6.6220 0.4673 0.6231 0.0615 7.5245 8.3906 Jul 9.1900 0.6494 0.8621 0.0846 10.0000 11.1111 Aug 10.512 0.6833 0.9458 0.0940 11.6288 12.8226 Sep 15.200 1.0234 1.3883 0.1415 16.5699 18.7643 Oct 16.120 1.0804 1.4721 0.1491 17.5217 20.4051 Nov 15.970 1.0800 1.4600 0.1500 17.6600 20.5800 Dec 16.530 1.1400 1.5400 0.1500 18.3700 21.6900 Jan 17.100 1.1883 1.5922 0.1564 19.0000 22.5000 Feb 17.680 1.1779 1.6073 0.1608 19.2174 22.9610 Mar 21.160 1.2709 1.8384 0.1970 23.5111 26.1235 Apr 25.000 1.3448 2.0542 0.2321 27.1739 30.8642 May 25.000 1.3736 2.0695 0.2333 27.1739 30.8642 Jun 32.350 1.8876 2.7638 0.3007 36.4229 40.5346 Jul 68.943 4.1073 5.9515 0.6457 79.5784 87.2651 Aug 81.604 4.7435 7.0151 0.7697 96.5746 107.2191 Sep 82.250 4.9133 7.1482 0.7790 97.0112 106.6580 Oct 81.370 4.9403 7.1042 0.7734 95.7690 105.5999 Nov 81.679 5.2531 7.3127 0.7827 96.6100 107.8000 Dec 81.815 5.4767 7.5022 0.7878 99.5164 109.9537 Jan 82.070 5.4208 7.4794 0.7914 99.9148 111.9300 Feb 83.461 5.6470 7.6491 0.7927 100.9497 115.5931 Mar 83.996 5.5989 7.6072 0.7732 100.0262 116.3990 Apr 84.503 5.8973 7.8165 0.7766 102.4094 117.7721 Source: Reserve Bank of Zimbabwe, 2021 TABLE 11 : SELECTED INTERNATIONAL EXCHANGE RATES 1. ZWL$ dollar per unit of foreign currency Market Capitalisation END OF All Share* ZWL$ millions Jan 91.3 130.4 31.4 55,032,220 8,652.9 Feb 88.0 124.9 63.7 138,142,187 8,386.0 Mar 87.0 125.1 40.3 108,997,097 8,290.4 Apr 98.7 124.4 44.4 206,342,675 9,405.3 May 108.3 151.5 59.3 129,155,586 10,393.2 Jun 102.9 161.3 73.0 234,834,368 9,792.2 Jul 114.3 164.0 114.9 624,256,160 10,969.7 Aug 117.3 161.3 50.5 142,150,599 12,475.4 Sep 115.1 163.8 61.1 197,401,341 12,265.5 Oct 163.8 217.3 449.6 316,060,000 17,960.0 Nov 160.4 208.6 118.0 153,874,660 17,316.6 Dec 146.2 227.7 93.0 144,479,601 19,424.4 Jan 157.5 213.1 110.3 122,778,938 20,888.4 Feb 148.1 206.9 295.8 229,935,122 19,773.4 Mar 121.7 194.0 70.8 123,398,632 16,084.9 Apr 133.7 186.5 116.5 134,394,898 17,502.7 May 188.1 225.8 193.5 237,334,372 24,920.0 Jun 204.8 255.3 235.5 293,138,775 27,017.2 Jul 187.1 244.6 191.0 163,556,663 24,636.1 Aug 166.36 269.6 109.0 117,688,558 21,742.2 Sep 232.52 317.8 166.6 335,373,041 30,527.2 Oct 232.86 276.3 208.4 203,004,611 30,390.0 Nov 240.81 344.4 130.0 129,886,035 31,226.3 Dec 230.08 316.7 194.2 190,880,245 29,767.1 Jan 332.9 344.9 304.86 179,559,446 43,426.5 Feb 473.13 826.73 360.13 172,678,984 60,987.5 Mar 456.21 720.47 425.24 237,667,043 58,612.1 Apr 488.60 826.64 269.66 107,308,931 63,387.9 May 1180.14 1582.86 568.96 218,832,930 152,719.7 June* 1788.75 3995.48 379.93 519,901,300 228,577.1 Aug 1389.23 3709.15 1,026.76 164,501,200 175,678.4 Sep 1638.17 4128.52 4,640.88 1,093,040,821 206,502.5 Oct 1476.87 3792.35 986.70 397,006,127 179,690.0 Nov 1595.59 3322.22 4,103.78 470,899,659 193,270.8 Dec 2636.34 4134.09 2,734.50 316,737,200 317,879.3 Jan 3600.82 4356.74 3,513.59 2,477,166,688 434,856.23 Feb 4154.37 6683.44 1,529.25 149,031,800 501,184.95 Mar 4489.47 5315.39 4,517.14 203,633,747 531,742.64 Apr 4641.11 5061.28 3,075.98 223,494,202 540,745.24 Source:Zimbabwe Stock Exchange, 2021 *All Share index was introduced in January, 2018 **As at 26 June 2020 TABLE 12: ZIMBABWE STOCK MARKET STATISTICS Market Turnover ZWL$ million Volume of Shares Mining Indices END OF ZETSS CHEQUE POS ATM MOBILE INTERNET Jan 5,548.1 4.9 663.5 21.3 2,318.80 1,006.05 Feb 4,706.6 4.5 594.0 13.9 2,015.11 831.05 Mar 6,300.4 4.5 654.2 12.5 2,657.10 864.83 Apr 5,786.8 3.3 640.9 11.5 3,002.63 822.58 May 7,298.4 4.2 819.7 10.5 3,550.07 968.58 Jun 7,997.3 4.7 779.4 8.3 3,724.31 1,135.49 Jul 8,290.0 4.0 790.0 9.4 4,446.68 1,262.53 Aug 7,762.9 2.9 811.2 14.0 4,558.54 1,254.96 Sep 7,155.0 4.0 842.5 17.0 4,462.40 1,393.08 Oct 8,230.5 4.2 821.3 17.9 4,607.38 1,428.20 Nov 7,922.5 3.7 657.5 19.9 3,964.78 1,026.70 Dec 8,355.2 2.8 917.2 14.6 4,833.80 1,102.90 Jan 6,903.0 2.9 1,294.05 16.9 3,608.83 1,056.16 Feb 8,337.0 4.0 1,330.58 17.2 3,594.51 1,093.64 Mar 9,881.5 3.9 1,399.50 18.3 4,080.65 1,250.55 Apr 10,321.4 3.1 1,590.10 14.0 4,949.34 1,408.53 May 14,670.3 4.2 1,397.48 11.8 6,692.55 1,897.82 Jun 17,881.2 3.7 1,464.66 30.1 7,130.02 2,539.84 Jul 23,309.9 3.7 1,806.45 36.6 9,137.36 3,295.81 Aug 23,596.6 2.4 2,181.56 38.5 11,077.65 3,493.56 Sep 30,328.1 3.8 3,029.87 51.9 15,112.00 5,337.71 Oct 39,413.7 3.9 3,621.64 67.1 16,588.28 6,237.03 Nov 40,871.8 3.5 4,199.30 67.4 13,537.77 7,200.30 Dec 49,579.8 2.8 5,695.39 97.2 19,356.74 8,724.02 Jan 47,841.3 1.8 5,236.3 115.2 21,247.9 9,646.8 Feb 41,637.6 4.7 5,431.8 136.9 22,589.7 9,633.8 Mar 60,804.1 4.1 7,252.9 268.0 27,993.6 14,411.4 Apr 47,525.5 - 4,150.6 82.6 18,299.2 11,481.8 May 59,271.1 - 7,426.0 349.8 24,851.5 19,593.2 Jun 91,311.3 - 9,752.7 516.6 26,042.5 25,842.3 Jul 127,743.2 - 14,741.1 1,028.7 26,033.3 35,199.7 Aug 143,042.1 - 14,953.6 1,547.5 27,217.6 34,505.0 Sep 203,172.0 - 18,252.3 1,963.0 26,441.0 41,958.4 Oct 198,863.56 - 22,482.28 2,163.27 42,767.66 46,270.42 Nov 236,231.56 - 23,936.70 2,151.61 36,475.66 54,797.79 Dec 302,661.15 - 30,061.03 1,935.29 45,278.12 67,038.24 Jan 255,551.32 - 21,042.23 4,532.12 35,306.27 64,996.35 Feb 226,335.83 - 22,882.64 2,288.90 36,383.01 61,941.70 Mar 320,422.14 - 28,569.92 3,316.59 44,523.99 86,463.87 Apr 288,958.76 - 30,071.50 2,807.02 44,131.56 90,580.45 Source:Reserve Bank of Zimbabwe, 2021 TABLE 13.1 : ZETSS AND RETAIL PAYMENTS Values of Transactions (ZWL$ millions) END OF ZETSS CHEQUE POS ATM MOBILE INTERNET Jan 548.1 22.7 20,981.2 449.6 100,593.9 501.8 Feb 457.2 22.5 18,869.0 292.2 89,584.3 463.8 Mar 545.2 23.7 21,996.8 268.4 116,120.0 510.5 Apr 505.5 17.4 21,170.0 253.6 117,616.8 457.0 May 611.1 21.2 23,278.2 213.2 137,423.0 496.6 Jun 553.6 22.5 23,790.0 175.2 156,609.8 502.2 Jul 560.2 20.1 25,075.5 223.1 169,416.8 559.6 Aug 553.0 15.1 25,249.9 317.4 164,918.0 518.7 Sep 543.0 19.4 24,918.0 300.8 161,289.5 511.3 Oct 571.6 20.4 21,025.4 345.5 161,427.4 496.0 Nov 477.4 16.7 17,845.4 334.9 133,862.1 430.6 Dec 478.6 13.0 27,419.1 236.2 161,540.7 409.1 Annual Total 6,404.4 234.6 271,618.6 3,410.1 1,670,402.1 5,857.13 Jan 401.5 12.2 40,613.8 232.6 135,481.1 413.4 Feb 456.5 16.4 27,811.2 226.8 119,081.1 463.6 Mar 525.9 15.4 30,417.6 248.9 142,597.8 441.0 Apr 535.0 13.7 32,092.5 168.8 157,348.3 390.1 May 642.6 14.7 15,542.6 121.4 166,491.6 494.3 Jun 706.0 13.3 18,012.1 79.6 160,873.0 486.8 Jul 983.5 13.6 20,465.4 99.6 170,823.3 638.2 Aug 872.9 9.0 21,919.8 85.2 179,281.2 542.3 Sep 1,010.7 11.9 22,749.6 62.4 200,441.9 679.4 Oct 1,079.4 12.7 23,191.6 65.0 206,621.5 1,099.3 Nov 982.1 10.3 25,737.5 225.2 152,919.9 2,044.1 Dec 1,003.8 7.6 27,800.5 385.5 146,316.6 1,273.6 Jan 943.3 4.6 23,649.0 199.9 139,278.2 671.7 Feb 916.1 8.9 21,652.2 196.6 149,671.5 647.8 Mar 1,068.5 7.4 22,588.1 234.3 173,042.2 661.2 Apr 515.1 - 11,036.4 36.4 131,190.0 998.0 May 674.1 - 14,711.6 231.2 150,936.1 705.3 Jun 907.8 - 14,420.9 286.1 135,524.3 1,390.4 Jul 918.4 - 15,786.5 251.4 121,072.4 791.9 Aug 789.4 - 13,536.2 248.2 127,308.6 702.1 Sep 911.9 0.002 15,524.1 309.8 125,059.2 783.2 Oct 990.2 - 19,138.6 398.8 191,148.8 735.8 Nov 971.3 - 17,584.9 430.0 101,305.8 755.6 Dec 1,100.0 - 19,404.0 453.0 115,290.2 820.1 Jan 720.0 - 9,849.3 229.0 94,691.4 872.2 Feb 806.0 - 12,309.3 527.8 90,078.0 754.9 Mar 1,112.8 - 15,178.8 751.0 105,272.0 1,003.7 Apr 951.7 - 15,185.0 605.5 97,253.3 1,040.1 Source:Reserve Bank of Zimbabwe, 2021 TABLE 13.2 : ZETSS AND RETAIL PAYMENTS Volumes of Transactions (000's) END OF EXPORTS IMPORTS TOTAL TRADE TRADE BALANCE Jan 251.2 489.7 740.9 -238.5 Feb 346.3 574.9 921.2 -228.6 Mar 288.6 605.8 894.3 -317.2 Apr 329.6 544.1 873.7 -214.5 May 267.2 532.4 799.6 -265.2 Jun 384.6 614.6 999.3 -230.0 Jul 340.3 560.0 900.3 -219.7 Aug 449.3 576.5 1025.9 -127.2 Sep 353.4 577.1 930.5 -223.7 Oct 448.6 592.3 1040.9 -143.7 Nov 471.7 628.7 1100.4 -157.0 Dec 364.8 494.7 859.5 -129.9 Total 4,295.63 6,790.84 11,086.47 -2,495.21 Jan 292.6 336.8 629.4 -44.2 Feb 348.4 370.5 718.9 -22.1 Mar 295.9 329.0 624.9 -33.1 Apr 277.0 416.7 693.7 -139.7 May 343.2 436.8 780.0 -93.6 Jun 239.8 458.5 698.3 -218.7 Jul 299.5 357.0 656.5 -57.5 Aug 345.4 384.2 729.60 -38.80 Sep 378.4 403.9 782.30 -25.50 Oct 483.3 400.6 883.90 82.70 Nov 475.2 431.2 906.40 44.00 Dec 489.1 418.8 907.90 70.30 Total 4,267.80 4,744.00 9,011.80 -476.20 Jan 397.7 383.5 781.27 14.18 Feb 365.5 455.3 820.89 -89.81 Mar 272.1 450.5 722.56 -178.45 Apr 200.5 224.7 425.20 -24.23 May 298.7 361.1 659.80 -62.40 Jun 330.0 407.3 737.32 -77.28 Jul 286.4 345.8 632.20 59.31 Aug 389.3 404.9 794.25 -15.62 Sep 398.8 441.4 840.21 -42.57 Oct 439.4 490.2 929.60 -50.80 Nov 528.9 509.7 1038.60 19.20 Dec 488.3 527.2 1015.50 -38.90 4,395.70 5,001.70 9,397.40 -487.37 Jan 282.9 460.3 743.20 -177.4 Feb 340.8 451.9 792.70 -111.1 Mar 461.8 527.2 989.00 -65.4 Apr 444.7 489.9 934.60 -45.2 Source: ZIMSTAT, 2021 TABLE 14 : MERCHANDISE TRADE STATISTICS (US$ millions)