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How Do You Fit into Your Financial Adviser's Plan?
Understanding your place in your adviser's business can change your future result.
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If you’re like most potential financial advisory clients, you’ve heard advisers explain how they fit into your financial life. Advisers play the part too, giving you as the client the best audition, demonstrating their success, their prowess in the industry and their ability to be as effective as possible in creating the returns you need.
As a longtime financial adviser, I’ve come to believe that clients need to spend more time considering not just how an adviser fits them, but how your finances, goals and situation fit into a specific adviser’s business model.
In fact, I think this could be one of the most important questions to consider. The answer is just assumed: The adviser is working for the client, and they want to keep the client forever. However, this may not always be the case.
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What Are Your Adviser’s Motivations?
Understanding the profit motive of your adviser can help you decode the rationalizations of the recommendations they are making. A careful review of the three most prevalent business models may lead you to question the underlying motives of your adviser:
- A commission-based business model. In this business model an adviser is paid a majority, if not all, of their revenue from the initial sale of the financial product. In this relationship the adviser is front-end loading their compensation. In order for more revenue to drip in for an adviser in this business model they must continue to place new financial products in your portfolio.
- In a fee-only business model, an adviser is not paid an upfront commission, rather they are paid periodically based off the amount of assets that are held with their firm. In this type of model, the responsibility is on the adviser to create a perpetual revenue stream. Since no upfront revenue is generated, an adviser needs to keep the client for a much longer period if they want to make the same revenue as a commission-based firm.
- In a hybrid model, an adviser receives some benefits of both of the above-mentioned business models. In a hybrid model an adviser charges an advisory fee, but still could receive commissions on the sale of certain products. If a commission is generated, this type of adviser must disclose that conflict of interest to the clients they are dealing with. This combination of revenue models can allow an adviser to build a practice in a short period of time, but still be able to plan for long-term client retention and growth.
As a financial advisory client, you must view every recommendation through the lens of whether that suggestion furthers your investment goals or not. The nature of the financial services industry has been very transactional, partly due to the underlying conflicts of interest for an adviser and also a client base that switches advisers or investments periodically, often tempted by the glimmer of the next best thing.
ABCs of Adviser Business Models
A potentially better system for the client-financial adviser relationship is one in which the adviser and client win OR lose together. There is no adviser winning and client losing. This type of system is based on long-term relationships where an adviser allocates your assets based off the relative strength of certain asset classes, sectors, money managers, mutual funds — whatever is needed to build a money management experience that is suited for their client.
The best advisers love what they do. They are passionate about investing, advising and financial planning. What can often be overlooked is the passion to serve their clients. By identifying where you as the client fit into the business model of the adviser, you can take control of your financial future. By not front-loading all of your adviser’s revenue, an investor can create the necessity of service in their portfolio. A happy client is a long-term client.
As the market changes, investors need to be able to adjust to the conditions of that market. If you take a short-term view to selecting an adviser who is giving you a short-term solution, you are not going to get a long-term result. The markets and changes in the market are built off a long-term strategy, so it makes sense that your retirement plan — the largest component of your financial plan — should also follow this strategy.
It’s important to determine both the adviser’s business model and their personal approach to working with clients to gauge whether they are the right fit for your long-term needs. Here’s an overview of the basic financial adviser business models:
- Investment management: Focus on generating revenue from asset management and does not provide financial planning services. If you feel like you have a solid financial plan in place, but you want some help with building a strong portfolio, this might be the right model for your needs.
- Hybrid: Combines investment management with financial planning, but the financial planning services are on an as-needed, informal basis. A hybrid model might be what you’re looking for if you feel that occasionally you might need some guidance on financial planning — perhaps when considering starting a new business or making another major life transition — but otherwise your needs are focused on investment management.
- Wealth management: Fastest growing type of financial advising in the past 10 years. Provides comprehensive services to meet the needs of a broad range of typically more wealthy clients. If you have a large portfolio and more complex investment needs, you may want to consider a wealth management service.
- Financial planning firms: Focus on the financial planning process to help clients reach financial goals. Investment strategies are usually passive and low-cost, such as ETFs or funds. A financial planning firm can be a great fit for those who are just getting started with investing, who don’t have complex investment needs or for those who feel comfortable managing their own portfolio and just need some guidance on reaching financial goals.
- Financial consulting firms: More of a DIY approach with low monthly fees relying on phone or internet interaction with clients. Adviser overhead is low, and their preference is usually for high cash flow with less of an emphasis on long-term business value. This type of model is well-suited to those who are comfortable managing their own portfolio and require little financial planning guidance.
Consider your needs and how they fit into these models. Do you just need someone to manage your investments? Do you have a significant amount of wealth with more complex investment needs? Are you looking for financial planning assistance? For example, someone to help you figure out your retirement goals and what you need to do to reach them. Or, perhaps you need help with planning for a major purchase such as a home. Maybe you’re comfortable handling your own investing and financial planning and don’t feel the need for much financial planning assistance.
All of these factors will impact the type of adviser who is the best fit for your financial needs.
How to Find the Right Adviser
The questions below can serve as a guide for what to ask a potential financial adviser.
- What stage of your career are you in? Background: Understanding where your adviser is in their career can help you figure out how their career goals intersect with your needs.
- What types of retirement planning are you experienced with? An adviser’s experience should dovetail with your needs. Background: Many advisers are great in terms of helping you save for retirement but have little expertise in helping you determine a spending plan for those savings during retirement.
- Is your emphasis on cash flow, income or asset growth? Background: Advisers have different philosophies about investments and retirement planning, and those philosophies should align with your needs. If you prioritize income in retirement and your adviser wants to grow your assets, that’s a potential disconnect.
- What are the criteria you use to make an investment recommendation? Background: Advisers should have a strong sense of who their clients are and what their goals are. An adviser who is a good fit shouldn’t try to push you beyond your risk tolerance level. If they do, that should be a red flag that perhaps they don’t have your best interests in mind.
- How open are you to pursing strategies that might reduce your compensation? Background: If you want to make a change in your portfolio that has the potential to reduce the adviser’s income and they are not willing to agree to changes, or doesn’t recommend certain moves, because they won’t be incentivized, that should also be a red flag.
- How do you get to know your clients better? Background: Advisers should work not only to maximize your portfolio, they should also be invested in you as a person. Many personal details have an important bearing on your financial situation. Your adviser should keep these in mind when making investment or financial planning recommendations.
Once you understand your adviser’s business model, career goals and advising style, you’ll have a better idea if your needs are in alignment and you will be able to make an informed decision.
Amy Buttell contributed to this article.
Licensed Insurance Professional. We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. This material has been prepared for informational and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice.
Investing involves risk, including the loss of principal. No Investment strategy can guarantee a profit or protect against loss in a period of declining values. Any references to protection benefits or lifetime income generally refer to fixed insurance products, never securities or investment products. Insurance and annuity products are backed by the financial strength and claims-paying ability of the issuing insurance company.
18718 - 2019/4/1
This article was provided by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC (opens in new tab) or with FINRA (opens in new tab).
Brent Ford, partner at Benefit Wealth Partners (opens in new tab), guides the company with a direct and honest approach. Brent practices pre-retirement planning for federal employees and enjoys when he can mitigate their concerns through easy-to-understand explanations and detailed information. As such, he's played an integral part in expanding Benefit Wealth Partners from a two-person firm to a nationwide organization serving unions, associations, and agencies within the federal government.
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Keecker - multimedia robot Keecker is a voice-activated multimedia robot that evolves autonomously in its environment to bring a new dimension to entertainment sharing.
No limit for Keecker projection: series, movies, video games, holiday memories, playlists of music. For video, the robot embeds a smart high-definition projector that adapts the focus and trapezes of its image automatically and on all kinds of surfaces. At only 1.5 meters back, Keecker is able to project a film on a diagonal of 2 meters.
With its 1000 lumen LEDs rotatable at 90°, Keecker transforms any wall, ceiling or door into a screen. From the bathroom to the living room to the bedroom, the whole family experiences a movie theater at home.
For music lovers, the robot integrates a 4.1 sound system. The 4 speakers and the subwoofer have been optimized by a unique technology for optimal propagation of sound. An immersive acoustic experience that transports the family into the magic of multimedia.
Smart robot, Keecker integrates several sensors (gyroscope, compass, accelerometer, infrared). It informs in real time about the environment of the house and ensures the well-being of the family: humidity, temperature level, noise and brightness.
Video surveillance tool with its cameras: Keecker has finished blind spots and cameras in every room, allowing the user to watch over the security of his home and see every corner of it by moving easily around his home.

domain: entertainment


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Complete mix for easy crepe preparation only with the addition of water. Combined with sweet and savory fillings.
Mix for soft ice cream vanilla.
Cake mix, with the addition of oil and water
Mix for soft ice cream chocolate.
Mix for waffle mix.
Mix for soft ice cream strawberry.
Mixture for fluffy pancakes, for sweet and savory toppings.
Mix for waffle red velvet.
An economic cake mix to be used with oil and water.
Mix for delicious chocolate pie. Its special characteristic is its rich taste due to its high content of dark chocolate.

domain: food


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Wall Street analysts forecast that ImmunoGen, Inc. (NASDAQ:IMGN) will report earnings per share of ($0.33) for the current quarter, Zacks Investment Research reports. Six analysts have issued estimates for ImmunoGen’s earnings, with the highest EPS estimate coming in at ($0.30) and the lowest estimate coming in at ($0.36). ImmunoGen posted earnings per share of ($0.10) in the same quarter last year, which would indicate a negative year over year growth rate of 230%. The firm is expected to report its next earnings results on Friday, February 8th.
On average, analysts expect that ImmunoGen will report full year earnings of ($1.24) per share for the current fiscal year, with EPS estimates ranging from ($1.28) to ($1.21). For the next fiscal year, analysts anticipate that the company will post earnings of ($1.21) per share, with EPS estimates ranging from ($1.46) to ($0.63). Zacks Investment Research’s EPS calculations are a mean average based on a survey of sell-side research analysts that that provide coverage for ImmunoGen.
ImmunoGen (NASDAQ:IMGN) last posted its earnings results on Friday, November 2nd. The biotechnology company reported ($0.32) EPS for the quarter, topping the Thomson Reuters’ consensus estimate of ($0.33) by $0.01. The firm had revenue of $10.90 million for the quarter, compared to the consensus estimate of $13.60 million. ImmunoGen had a negative net margin of 176.35% and a negative return on equity of 673.66%. The business’s quarterly revenue was up 28.2% on a year-over-year basis. During the same period in the prior year, the business posted ($0.61) earnings per share.
In other news, VP Anna Berkenblit sold 5,851 shares of the firm’s stock in a transaction dated Tuesday, October 16th. The stock was sold at an average price of $8.00, for a total value of $46,808.00. Following the sale, the vice president now directly owns 132,769 shares of the company’s stock, valued at $1,062,152. The sale was disclosed in a document filed with the SEC, which is available at the SEC website. Also, Director Mark Alan Goldberg purchased 30,000 shares of the stock in a transaction dated Tuesday, November 6th. The stock was acquired at an average cost of $5.76 per share, for a total transaction of $172,800.00. Following the completion of the transaction, the director now owns 53,800 shares of the company’s stock, valued at approximately $309,888. The disclosure for this purchase can be found here. Company insiders own 4.44% of the company’s stock.
Hedge funds have recently added to or reduced their stakes in the stock. SG Americas Securities LLC acquired a new stake in ImmunoGen during the second quarter worth about $115,000. Signition LP acquired a new stake in ImmunoGen during the third quarter worth about $115,000. MML Investors Services LLC acquired a new stake in ImmunoGen during the third quarter worth about $130,000. Private Advisor Group LLC acquired a new stake in ImmunoGen during the second quarter worth about $131,000. Finally, Great West Life Assurance Co. Can grew its position in ImmunoGen by 75.1% during the second quarter. Great West Life Assurance Co. Can now owns 15,767 shares of the biotechnology company’s stock worth $153,000 after buying an additional 6,763 shares in the last quarter. 83.71% of the stock is currently owned by institutional investors and hedge funds.
ImmunoGen stock traded down $0.29 during mid-day trading on Friday, hitting $5.93. 1,671,415 shares of the company’s stock were exchanged, compared to its average volume of 2,670,210. The company has a debt-to-equity ratio of 0.04, a current ratio of 4.59 and a quick ratio of 5.73. The company has a market capitalization of $821.49 million, a price-to-earnings ratio of -7.91 and a beta of 2.49. ImmunoGen has a 1-year low of $5.24 and a 1-year high of $13.41.
ImmunoGen, Inc, a clinical-stage biotechnology company, focuses on developing antibody-drug conjugate (ADC) therapies to treat cancer. Its product candidates include mirvetuximab soravtansine, an ADC targeting folate-receptor alpha, which is in Phase III clinical trial for the treatment of platinum-resistant ovarian cancer; IMGN779 that is in Phase I clinical trial for the treatment of acute myeloid leukemia (AML); and IMGN632, a CD123-targeting ADC that is in Phase I clinical trial for treating AML and blastic plasmacytoid dendritic cell neoplasm, as well as coltuximab ravtansine, a CD19-targeting ADC, which is in Phase II trial for DLBCL.
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domain: finance


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Featureworld interviewees Paul Rix and new wife Julia appeared in the DAILY MIRROR newspaper at the weekend with their quirky love story.
When they met over twenty years ago Julia was best friends with Paul’s wife Tracy. Tracy even made Julia’s wedding dress and Paul and Tracy came to her wedding. They even went out as a foursome.
But then the couples drifted apart and for years dropped all contact … that was until recently when Paul rediscovered Julia via Facebook. By then both had split from their spouses and they began dating. Last month they married, returning home just in time from honeymoon to buy copies of the Mirror to add to their wedding album…
Meanwhile yesterday another Featureworld interviewee appeared in a newspaper – this time THE SUN. Lisa Rogers was just 17 when she gave birth to Jessica, now 19. Then a couple of months ago Jessica gave birth to Harry, making Lisa a granny. Incredibly, Lisa only recently had Jessica’s sister, Lily – who is an aunt to Harry. Lisa tells the newspaper how at first she was shocked at being such a young gran but now Harry is here, she is loving her new role! Plus mum and daughter are more like friends, going with their kids to mums and tots groups.


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This past March, I had the opportunity to visit one of our BelPres mission partners, Children of the Nations, COTNI, in the city of Baharona, Dominican Republic. The DR (Dominican Republic) is a Caribbean nation which lies on the eastern two-thirds island of Hispaniola. The nation of Haiti occupies the western side of the island. Much of what we know in social media and news about the island comes from Haiti’s January 2010 earthquake which killed over 46,000 people. The world’s nations responded by sending help to Haiti. Today, there is much skepticism about how much help the Haitian people actually received from the world’s governments and aid organizations. Many Haitians have fled to the DR in the hope of a better life.
The history between the countries goes back to colonial days when Spain and France sought control over the island. That political and cultural conflict eventually formed the two countries. In the early 20th century, both countries were relatively equal in economy and government. Today, however, it’s a different story: Haiti is considered the poorest country in the Western Hemisphere.
Children of the Nations (COTNI) established itself in the DR specifically to address the spiritual and poverty issues for displaced Haitians that live in the DR. Haitians are not considered of equal status and are denied citizenship, health care and education. Racial (or ethnic) discrimination is an accepted part of the Dominican Republic culture. My visit in March gave me a look at the living conditions of Haitians living in the DR. Each day we had the opportunity to visit different Batays. I made THIS video there.
A Batay is a village that has its history back in the sugar plantation days where Haitians were brought into the DR to work the sugarcane fields. Today, the sugarcane industry has lost its influence while the Batays continue to exist. Because of the extreme poverty in Haiti, illegal immigration continues to occur into the DR. Without citizenship, education, basic social services, and health care, life in the bateys is very difficult. There is generational racial discrimination for the Haitians living in the DR. COTNI has adopted 5 Batays in DR. I had the opportunity to visit each one. While the extreme poverty continues in the bateys, COTNI has come in to establish schools, health care systems, food programs, and spiritual life pathways for the families and children.
In the 20 years of COTNI being in country and building a foundation of hope and love, the lives of Haitian-Dominican Republic children & families have been changed. I got to witness this firsthand when I met a young college student, Carolina. See her story HERE. Carolina grew up in a batay, but through COTNI, was given the opportunity to go to school, get health care, and she received the hope she has now in Christ. I will never forget the moment she shared when she was a child living off the streets, eating trash and having her stomach bloated because of the parasitic worms that she had living inside her. She is living testimony that each person is a child of God with inherent, infinite worth. COTNI through its Child Sponsorship program has given girls like Carolina hope for the future and a new life that helps defeat the generational racial discrimination that exists in the DR.
On the same trip I also had the opportunity to visit a potential new site where COTNI is scouting for its next area to support. We went to the border of Haiti and DR, where we experienced the worst poverty in the world. Refugee camps made up of trash, cardboard, anything that can be taken. Haitians trying to escape the poverty in their own country but unable to enter into the DR are stuck at the border. It truly was a life changing experience walking around the refugee camps. I made a short video, HERE.
As I reflect on the current news of #AltonSterling and #PhilandoCastile, I am reminded that the Gospel of Jesus Christ is the only hope we have in reconciliation, peace, and love. Whatever you believe or understand about these two most recent cases, it is clear that there is a sense of racial injustice in America that needs addressing, and who better than the church, with our hope in Christ, to bring his love, peace, and reconciliation to this pressing issue? Racism is a global epidemic, not just local. We as followers of Christ need to respond both here in the Eastside, to events in our nation, and–as global Christians–throughout the world. We have the power and presence of God in us and through us, and we can help change the world. Church, let’s do this together! Jesus Christ is the hope of the world!
There is neither Jew nor Greek, there is neither slave nor free, there is no male and female, for you are all one in Christ Jesus. -Galatians 3.28

domain: geography


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Men and women were almost completely dehumanized during this genocide, but their psyche survived it. In the course of his discovery of the meaning of life he decides to hopefully help those in pain and sufferings find their meaning as well.
It is like life itself — any person may dream about changes in own life, while the leader changes it without dreaming. In the second chapter, however, this narrator changes to a mere bystander. This derivation is chosen because logotherapy is centered on a human's primary motivation to search for the means in which he exists.
Frankl teaches future leaders that the more one forgets himself, giving himself to serving the important business or love to another human being, the merrier he is a human and the merrier he realizes himself. As we have all learned in history classes throughout our lives, the conditions of these camps were blatantly abhorrent, and it is a surprise that people made it out of these camps alive.
This is portrayed everywhere, as people are viewed scrabbling about, trying to pick up the latest fashion, or newest household look.
In other words, he posits the individuality of meaning and presents it as unique to each person.

domain: psychology


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ERIC Number: ED351955
Record Type: Non-Journal
Publication Date: 1992-Apr
Reference Count: N/A
Russian and Soviet Education 1731-1989. A Multilingual Annotated Bibliography. Reference Books in International Education Series, Volume 9.
Brickman, William W.; Zepper, John T.
This multilingual and annotated bibliography designed to serve as a reference to scholars and students of Russian-Soviet Education contains 1,652 annotations and lists 103 dissertations whose abstracts are readily available. It covers resource materials published in both the 19th and 20th centuries. Also included is a chapter outlining the historical development of Imperial Russian and Soviet Education from the Middle Ages to 1990. The bibliography's citations are listed alphabetically by author or title. It contains language and subject indexes. (GLR)
Descriptors: Annotated Bibliographies, Educational Development, Educational History, Educational Practices, Educational Trends, Foreign Countries, Higher Education, Nineteenth Century Literature, Resource Materials, Twentieth Century Literature
Garland Publishing, Inc., 717 Fifth Avenue, Suite 2500, New York, NY 11022 ($83).
Publication Type: Books; Reference Materials - Bibliographies
Education Level: N/A
Authoring Institution: N/A
Identifiers - Location: Russia; USSR

domain: library


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- 2020年11月9日 10:22 AM#8432Angela Hunterゲスト
The Underwater Welder
by Jeff Lemire, Steve Wands
- Language: english
- Release date: August 7, 2012
- Characters: Susie Joseph, Jack Tenpenny
- Genres: comics, fiction, fantasy, canada, adult, family, mystery
- Format: paperback, 220 pages
- Publisher: Top Shelf
- ISBN: 9781603090742 (1603090746)
- Awards: Harvey Awards Nominee for Best Graphic Album – Original, Best Cartoonist (for Jeff Lemire) (2013), IGN Award for Best Original Graphic Novel (2012)
- Author: Jeff Lemire, Steve Wands
About The Book
As an underwater welder on an oilrig off the coast of Nova Scotia, Jack Joseph is used to the immense pressures of deep-sea work — but not the pressures of impending fatherhood. While Jack dives deeper and deeper, he seems to pull further and further away from his young wife and their unborn son. Then one night, deep in the icy solitude of the ocean floor, Jack has a mysterious and supernatural encounter that will change the course of his life forever.
Equal parts blue-collar character study and mind-bending mystery, The Underwater Welder is a graphic novel about fathers and sons, birth and death, memory and reality, and the treasures we all bury deep below the surface.
Online book The Underwater Welder by Jeff Lemire for PC on IndieBound. PDF The Underwater Welder read online. Paperback ebook The Underwater Welder buy cheap on iPhone on Dymocks. Hardback ebook The Underwater Welder Jeff Lemire download.
FB2 The Underwater Welder by Jeff Lemire read. EPUB book The Underwater Welder download iPad on Powells. Hardcover The Underwater Welder on Audible. FictionBook book The Underwater Welder Jeff Lemire buy on Mac.


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Desserts this decadent don’t come around often; even the name Gooey Butter Cake sounds rich beyond belief! Fittingly, this cake features layers of light, fluffy, buttery cake. In between, Gooey Butter Cake sandwiches a tangy, creamy, smooth filling that’s lip-smackingly luscious. In 40 minutes or less, you can have a slice of golden sweetness on your plate. But be warned, it won’t stay on your plate for very long!
IngredientsFor the cake: • 1 box yellow cake mix • 1/2 cup salted butter, melted • 3 tablespoons vegetable oil • 2 large eggs, room temperature For the gooey layer: • 1 (8-ounce) block cream cheese, softened • 1/2 cup salted butter, melted • 2 large eggs, room temperature • 2 teaspoons vanilla extract • 4 cups powdered sugar, plus additional powdered sugar, optional, for sprinkling
Preheat the oven to 350 degrees F.
Lightly spray a 9x13 inch baking dish with nonstick cooking spray.
In a large bowl, add the cake mix, butter, oil, and eggs, and stir together until the mixture is fully combined. The mixture should be thick. Spread it evenly onto the bottom of the prepared dish.
Next, place the cream cheese in a large bowl.
Use a mixer to stir the cream cheese until smooth.
Add the butter, eggs, and vanilla, and mix well.
Gradually add the powdered sugar, mixing well after each addition and scraping down the side of the bowl.
Pour the mixture over the cake layer and spread it evenly.
Bake until the edges are brown but the center is still jiggly, about 40 minutes. Allow it to cool completely before slicing into squares.
Sprinkle the top with additional powdered sugar and serve!


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Fashion brand, Maxjenny! says “YES! YES! YES! “.
to new territories. (As you do when you are in love.)
As the first fashion brand ever, hip maxjenny! takes its place in Copenhagen Meatpack District, Kødbyen, Vesterbro, among the vibrant art galleries, restaurants, bars, meat and fish.
In August 2015- just in time for Copenhagen Fashion Week – maxjenny! will open a new design studio with showroom and shop in Copenhagen’s Kødbyen. For maxjenny!, Kødbyn and Vesterbro offer fantastic stimulus – a place of constant change. Its rich mix of unique people, new encounters and unexpected events provides a welcome inspiration to fuel creativity. But even here, the new still never completely displaces familiar and traditional craftsmanship which underpins great fashion.
Maxjenny Forslund, founder and designer at maxjenny! has her own special relationship with the district.
“I love the whole of Copenhagen, but for me Vesterbro has been a special love since I moved here as a design student. So when this opportunity for new premises opened up, I just said, YES! YES! YES! , as you do when you are is in love.
And another new market.
In recent months maxjenny! has undergone a major shift towards longer-term thinking which makes more and more sense commercial. It is working closely with its strategic advisor, MEG and in constant dialogue with agents in the various markets. For customers this means a sharper focus on more structured collections and a clearer, crisper design aesthetic. Customers can look forward to a more minimalist look, which can be mixed easily with the strong, colorful prints for which maxjenny! is so widely admired.
“This may be the biggest change we have undergone as a company,” says Maxjenny Forslund.
New address per 5 of August 2015
1712 Copenhagen V Denmark
T + 45 28125814

domain: artistic


US Citizens may obtain an E-Visa for medical treatments or short-term medical procedures. Please contact the consular affairs office assigned to your state of residency if you intend to remain in Kazakhstan for more than 30 consecutive days.
On January 1, 2019 the Republic of Kazakhstan introduced a pilot project procedure for obtaining a single entry visa for foreigners in electronic format.
An electronic visa (business, tourist and medical treatment categories) is being issued in accordance with a valid invitation from the Kazakh side, considered by the migration service units of the Ministry of Interior of the Republic of Kazakhstan under the established procedure.
For reference: the Rules for issuing invitations, approving invitations for entry of foreigners and stateless persons to the Republic of Kazakhstan, issuing, cancelling, restoring visas to the Republic of Kazakhstan, as well as extending and reduction their validity terms, approved by the Joint Order of the Ministry of Foreign Affairs of the Republic of Kazakhstan No. 11-1-2/555 dated November 24, 2016 and the Ministry of Internal Affairs of the Republic of Kazakhstan No. 1100 dated November 28, 2016. Tourist electronic visas are issued to citizens of 117 states, business and medical treatment visas - 23 states (the list is attached).
Foreigners can enter/exit the territory of the Republic of Kazakhstan using valid electronic visas only through the checkpoints of international airports of Nur-Sultan and Almaty.
The electronic visa is issued through the Visa and Migration Portal (www.vmp.gov.kz). The electronic visa is valid only for the visa recipient, it does not apply to accompanying persons and is not extendable. In case of travel document (passport) replacement an electronic visa should be obtained again.
Paid consular fees are not refundable.
Passport provided by a visa recipient should meet the following criteria: 1) not to cause doubts about the authenticity and belonging to its owner, contain reservations, records, erasures and corrections, torn or embroidered pages; 2) to have at least 2 blank pages; 3) to expire not earlier than 3 months from the expiry date of the requested visa; 4) to have marks about extension of validity period.
If the discrepancy of information is determined in the issued electronic visa and travel document certifying the identity of the foreign citizen, the electronic visa will be considered invalid and may cause a denial of entry to the Republic of Kazakhstan. When crossing the State Border of the Republic of Kazakhstan and during stay in the country, a foreign citizen should have a valid travel document (passport) and a printed electronic visa.
Foreign citizens who have valid electronic visas are exempted from registration in migration authorities.
The inviting persons inform the migration authorities about arrived foreigners within three working days.
tourist visa single-entry
- Antigua and Barbuda
- Brunei Darussalam
- Burkina Faso - Upper Volta
- Central African Republic
- Congo (Republic)
- Costa Rica
- Côte d’Ivoire (Ivory Coast)
- Democratic People’s Republic of Korea
- Dominican Republic
- El Salvador
- Faroe Islands
- Marshall Islands
- Myanmar (Burma)
- Papua New Guinea
- Saint Kitts and Nevis
- Saint Lucia
- Saint Vincent and the Grenadines
- San Marino
- Sao Tome and Principe
- Saudi Arabia
- Sierra Leone
- South Africa
- Sri Lanka
- Trinidad and Tobago
- Viet Nam
- Valid passport: You must submit your passport valid for at least 3 months longer than the validity of the requested visa. The passport must have at least two blank pages for a visa and for entry and exit stamps.
- Visa Application: A separate visa application form must be completed for each person. All fields must be completed, otherwise your application may be refused. Please see Visa application instructions for details. Download the visa application form.
- Visa Fee Payment: Visa fees must be paid by money order writen to the consular section assigned to the applicant’s state of residency.
- Photo: One passport size (3.5cm x 4.5cm or 5 x 5cm) photo of the applicant, which should be stapled to the marked space in the upper right hand corner of the application form. Please follow the Digital Image Requirements and Photo Examples as provided by the U.S. State Department.
- Letter of Request: A letter with a request to issue a visa addressed to the Consular Section of the Embassy of Kazakhstan. Please, indicate your name, the purpose of your trip, your contact in Kazakhstan, the dates of your planned trip, and places to be visited.
- Photocopy of your passport’s main page.
- Citizens whose country does not have a visa-free entry regime with the Republic of Kazakhstan require an invitation letter from Migration Service of Ministry of Internal Affairs of Kazakhstan.
- Self-addressed Envelope: All visa applications must include a self-addressed return envelope with pre-paid postage. Applications are incomplete without this return envelope.
- The visa process takes about 7 business days from the moment the Consular Section receives the documents.
- As of July 1, 2019, all visa applications and most consular documents must be submitted to a consular section in-person by the applicant. Visa applications may not be sent by mail, courier or third-party service. Third-party services may submit applications only for Diplomatic and Service visas.
- Passports must have at least two blank pages for a visa and for entry and exit stamps.
- All visa applications must include a self-addressed return envelope with pre-paid postage. Applications are incomplete without this return envelope.
Visa fees must be paid by money order and made to the consular section assigned to the applicant’s state of residency - either at the Embassy in Washington, D.C., or Consulate General in New York City or San Francisco. One may confirm which states are assigned to each consular section. Visa Fees are not refundable.


Controlled traffic farming (CTF) maintains the same machinery wheel tracks in cropping paddocks year after year. Soil health and crop productivity improve by eliminating compaction from the crop growth zone, and the permanent compacted wheel lanes allow more efficient machinery operation. The basis of CTF is simple – plants grow better in soft soil, wheels work better on roads. While the concept is simple, the practicalities of implementing CTF are a different matter, particularly in the vegetable industry.
A grower study tour to Denmark, The Netherlands and UK agricultural areas investigated the state of development of controlled traffic farming (CTF) in Europe, particularly for vegetables and mixed crops. The group consisted of growers (from Tasmania and Queensland), contractors, private consultants and staff from the Tasmanian Institute of Agriculture and the Department of Primary Industries, Parks, Water and Environment.
Interest in CTF in the Tasmanian vegetable industry has developed significantly over the last couple years, with demonstration areas of crop grown under CTF at Gawler and Forth. Interest is also growing in Queensland vegetable production areas. The diversity of the vegetable industry makes achieving equipment commonality for CTF one of the major challenges to successful implementation.
A CTF workshop was attended on the Danish island of Samsø, renowned for its potatoes. This attracted growers and industry representatives from Sweden, UK and Denmark. A visit to the farm of Jens Kjeldhal showed rapid progress in adopting a 3.2 m track width CTF system, although there is still a significant hurdle to overcome to find compatible harvest machinery.
Jens recently bought a clod windrower for use in his CTF system. Due to the mis-match of harvest equipment, a seasonal controlled traffic (SCTF) approach is used as an interim step to a fully matched system. SCTF maintains the same wheel tracks for all pre-season tillage and in-season operations, and accepts that harvest traffic will be random. Guidance is used to return to the same track locations next season.
Visits to farms in The Netherlands showed a similar level of progress being made with seasonal controlled traffic (SCTF) for grain and vegetables. All farms visited in Europe use track widths varying from 3.1 – 3.2 m. Growers are observing improved yields, timeliness, and labour efficiency, better harvest recovery in some crops, and reduced tillage through the use of SCTF.
CTF in the UK is less developed, and is more directed towards operations with limited vegetable cropping. UK farmers are reluctant to adopt a 3 m track width due to road transport constraints and warranty issues. Instead, they are using systems which don’t match all track widths, but still reduce the area of land that is tracked during the season. Limited remedial tillage is used to deal with the effects of mis-matched wheel tracks.
Growers can take significant steps in CTF adoption for vegetables, as there are short-term advantages, even if a full collection of compatible machinery is not yet available.


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The White House released an announcement confirming that Saudi Arabia has agreed to start work on the issue of safe zones for refugees in the Middle East after President Trump’s request.
President Trump spend couple of weeks in office, and he already took care of the deepest issues that bother America. We applaud to his brave decisions. That’s how a strong mind solves major conflicts. America was lucky to get an opportunity to mend the current situation.
This was solved during the call between President Donald Trump and Saudi Arabian King Salman bin Abd Al-Aziz Al Saud. Luckily, the King eventually agreed to “support safe zones in Syria and Yemen, as well as supporting other ideas to help the many refugees who are displaced by the ongoing conflicts.”
The call between President Donald Trump and Abu Dhabi Crown Prince Sheikh Muhammad bin Zayid Al Nuhayyan of the United Arab Emirates didn’t go that smooth, but it got to he same point. “The President also raised the idea of supporting safe zones for the refugees displaced by the conflict in the region, and the Crown Prince agreed to support this initiative,” the White House explained.
The conversations also included topics of the ISIS issue, but the situation is yet to be discussed. You have to admit, it’s quite a serious problem that affects most countries in the world.
It’s more than clear that President Donald Trump won’t stop here. He has just started, and the best is yet to come. President Trump is the first president to touch such fragile topics at the very beginning of his presidency. We bet that he already works on the plan to destroy ISIS.
Isn’t this great news?
Help spread the truth and share this on Facebook or Twitter along with your comments!

domain: news


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I find the Thiamine deficiency link to oxalate to be very interesting. I take 450mg of Benfotiamine (fat soluble form of Thiamine) every day. Susan has questioned my high vitamin C intake because C can produce high blood oxalates. Yet my high daily intact seems to to grossly impact me in a negative way with regards leg cramping, etc. So I am wondering if perhaps Thiamine is helping to moderate or eliminate blood oxalates from Vitamin C metabolism.
After reading an interesting article on DCA (dichloroacetate), a nonpatentable substance that's apparently been in use for some 30 years for treating mitochondrial disorders and is now showing some promising results in the world of cancer research, I came across something that you - particularly Susan - might find interesting.
From what I can gather one of the negative side effects of using DCA is that it is converted to glyoxalate which is then converted to oxalate when thiamine is deficient. So I'm wondering how much of a role thiamine plays in reducing the oxalate load.
Susan - have you investigated this relationship between thiamine deficiency and oxalates? I've put an abstract below. I've just come across this info so I can't say I've looked into it very much, but enough to think that there may be something worth looking into here.
Those who are interested in what's happening with DCA and cancer might want to start here:
You can also google for dca + cancer for some interesting articles as well.
Chronic toxicity of dichloroacetate: possible relation to thiamine deficiency in rats.
Stacpoole PW, Harwood HJ Jr, Cameron DF, Curry SH, Samuelson DA, Cornwell PE, Sauberlich HE.
Department of Medicine (Division of Endocrinology and Metabolism), University of Florida, College of Medicine, Gainesville 32610.
The chronic use of dichloroacetate (DCA) for diabetes mellitus or hyperlipoproteinemias has been compromised by neurologic and other forms of toxicity. DCA is metabolized to glyoxylate, which is converted to oxalate and, in the presence of adequate thiamine levels, to other metabolites. DCA stimulates the thiamine-dependent enzymes pyruvate dehydrogenase and alpha-ketoacid dehydrogenase. We postulated that the neurotoxicity from chronic DCA administration could result from depletion of body thiamine stores and abnormal metabolism of oxalate, a known neurotoxin. For 7 weeks, rats were fed ad lib. Purina chow and water or chow plus sodium DCA (50 mg/kg or 1.1 g/kg) in water. A portion of the DCA-treated animals also received intraperitoneal injections of 600 micrograms thiamine three times weekly or 600 micrograms thiamine daily by mouth. Thiamine status was assessed by determining red cell transketolase activity and, in a blinded manner, by recording the development of clinical signs known to be associated with thiamine deficiency. At the 50 mg/kg dose, chronic administration of DCA showed no clinical toxicity or effect on transketolase activity. At the 1.1 g/kg dose, however, DCA markedly increased the frequency and severity of toxicity and decreased transketolase activity 25%, compared to controls. Coadministration of thiamine substantially reduced evidence of thiamine deficiency and normalized transketolase activity. Inhibition of transketolase by DCA in vivo was not due to a direct action on the enzyme, however, since DCA, glyoxylate, or oxalate had no appreciable effects on transketolase activity in vitro. After 7 weeks, plasma DCA concentrations were similar in rats receiving DCA alone or DCA plus thiamine, while urinary oxalate was 86% above control in DCA-treated rats but only 28% above control in DCA plus thiamine-treated animals. No light microscopic changes were seen in peripheral nerve, lens, testis, or kidney morphology in either DCA-treated group, nor was there disruption of normal sperm production in the DCA-treated group. We conclude that stimulation by DCA of thiamine-requiring enzymes may lead to depletion of total body thiamine stores and to both a fall in transketolase activity and an increase in oxalate accumulation in vivo. DCA neurotoxicity may thus be due, at least in part, to thiamine deficiency and may be preventable with thiamine treatment.
PMID: 2318357 [PubMed - indexed for MEDLINE]
1: Ann Nutr Metab. 1987;31(6):354-61.
Oxalate metabolism in thiamine-deficient rats.
Sidhu H, Gupta R, Thind SK, Nath R.
Department of Biochemistry, Postgraduate Institute of Medical Education and Research, Chandigarh, India.
Male weanling rats were maintained on a thiamine-deficient diet for 4 weeks, and compared with ad libitum and pair-fed controls. Thiamine deficiency led to slow growth and finally a decrease in body weight. Liver and kidney weights of the deficient rats were low, but appropriate to the body weight. Thiamine deficiency also caused a significant decrease in erythrocyte transketolase levels. The decarboxylation of glyoxylate both via the glyoxylate oxidation cycle and alpha-ketoglutarate:glyoxylate (alpha-KG:GA) carboligase was significantly lower in the liver and kidney mitochondria, leading to accumulation of glyoxylate in the tissues and its excretion in the urine. Part of the accumulated glyoxylate is converted to oxalate, causing hyperoxaluria.
PMID: 3426152 [PubMed - indexed for MEDLINE]
1: Biochem Int. 1986 Jan;12(1):71-9.
Absorption of glyoxylate and oxalate in thiamine and pyridoxine deficient rat intestine.
Sidhu H, Gupta R, Farooqui S, Thind SK, Nath R.
Dietary deficiency of thiamine or pyridoxine has been shown to produce hyperoxaluria and renal stone formation in man and experimental animals. To determine the possible contribution of exogenous glyoxylate and oxalate, the intestinal transport of [14C] - oxalate and [14C] - glyoxylate was measured in vitamin B1 and B6 deficient rats and their respective pair-fed controls. Results indicate that glyoxylate and oxalate are passively diffused from lumen to lamina propria in thiamine deficient and their pair-fed controls with no significant change in the rate of uptake of both the substrates. However B6 deficient rats showed a significant enhancement in the rate of oxalate uptake due to development of a new biphasic transport system. The rate of glyoxylate uptake by simple passive diffusion remained unaltered in pyridoxine deficiency.
PMID: 3947375 [PubMed - indexed for MEDLINE]

domain: biology


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CBRE Buys Tollway Plaza Office Complex in Far North Dallas
- Nov 02, 2012
By Camelia Bulea, Associate Editor
CBRE Global Investors has purchased Tollway Plaza I & II, two office buildings in Far North Dallas totaling 369,000 square feet of space. News of negotiations between the California fund and Chicago-based Equity Office Properties Trust emerged back in September; two months, later the purchase is complete.
Although terms of the sale were not disclosed, analysts agree on that the properties could not have been sold for more than $175 per square foot, according to The Dallas Morning News. Built in the late 1990s, the Tollway Plaza buildings are currently more than 90 percent leased. Among their major tenants are companies like Sun Microsystems Inc., Travis Wolff L.L.P., Stewart Title North Texas Inc. and HQ Global Workplaces.
Commercial Property Executive reports that the new owner of the office buildings plans to reposition them to meet the anticipated demand for office space in Dallas. The fund plans to upgrade the existing amenity package, adding such benefits as a concierge service, a building conference center and an information conduit. It also plans to pursue LEED certification.
Additionally, CBRE Global Investors announced the intention to hire a new leasing team and plans to launch a rebranding campaign for the building, according to Vance Maddocks, president of CBRE Strategic Partners U.S., which will oversee the marketing campaign, the Dallas Business Journal reported.
Included in the purchase is the adjacent 2.6-acre tract of land for a third tower that has never been built.
The investor anticipates that the local office sector will be revived by the job growth across all sectors, which is one of the main reasons for the acquisition. CBRE Global also owns the Urban Towers in Las Colinas and Sterling Plaza and Preston Commons in Preston Center.
Photo credits: Regus.com
For more news from Dallas, click here.


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Allu Arjun has joined the cast of the highly anticipated sequel Pushpa 2, directed by Sukumar and currently being filmed in Vizag.
However, the movie team is upset after pictures from the set were leaked and circulated on social media. The female lead, Rashmika Mandanna, will join the production next month, and the film also features Anasuya Bharadwaj, Sunil, Jagadish and Fahad Faasil, among others.
Pushpa: The Rule is being produced by Mythri Movie Makers and has music by Devi Sri Prasad.
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PreventConnect Season 3 Coming Soon
Season 3 of PreventConnect airs February 27th!
Listen on Spreaker.
This season, we’re breaking down sihlos: bringing together researchers, scientists and on-the-ground practitioners and organizers, to talk about how we can work together to prevent sexual violence.
We’re going deeper than we ever have, highlighting emerging research, promising strategies, and stories from preventionists and organizers turning data into effective on-the-ground change. We’re also bringing new ways to connect with topics and speakers, included expanded social media content, video features and live podcast episodes.
PreventConnect kicks off its new season with a mini-series on Youth Leadership and Engagement, airing February 27th.
You can listen to PreventConnect on Spotify, Apple Podcasts, Youtube and here at preventconnect.org.
If you haven’t, make sure to subscribe to PreventConnect to get notifications each time we publish a new episode – and rate and review PreventConnect on your podcasting platforms, to help us reach more listeners like you.
Have an idea for a topic you would like to see on our podcast? Email us at [email protected]


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For my card I chose to go with flowers, and I used a set from the SU Occasions Catalog called Climbing Roses. I colored the roses in with the last 2 colors in the graphic, and although it's hard to see I colored the leaves yellow first and then did a quick swipe of green on them to keep the green color toned down since it's not on the graphic but I couldn't avoid using it! My choice of neutral was Crumb Cake, using that as my card base and also as the piece the sentiment is stamped on.
Make sure and head on over to the Sunday Stamps blog to see what the rest of the DT created and then play along with us!
Stamps: Climbing Roses (SU)
Paper: Crumb Cake (SU), Berry Burst (SU), Whisper White (SU), So Saffron DSP
Ink: Memento Tuxedo Black, Berry Burst (SU)
Copics: RV63, RV66
R20, R21, R22
Accessories: Rose Trellis Thinlet Dies (SU), MFT Blueprints 20

domain: design


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Todd Field's In The Bedroom continued its winning streak with the end-of-year critics associations, winning the Best Picture of The Year award from the Los Angeles Film Critics Association (LAFCA) on Saturday night. David Lynch's Mulholland Drive - another frequent citation in the awards to date - was runner-up.
Lynch was named best director by the group, with Robert Altman runner-up for Gosford Park. Altman had won the New York critics prize last week; Mulholland Drive was the New York Critics' best picture.
Sissy Spacek, who was named best actress by the New York Film Critics, was named best actress by the LAFC for In The Bedroom, and Tom Wilkinson who was New York critics' choice for best actor was LAFC runner-up, beaten by Denzel Washington for his electrifying turn in Training Day.
Richard Eyre's Iris Murdoch biopic Iris snagged two acting prizes from LAFC. Jim Broadbent was named best supporting actor for both Iris and Moulin Rouge, while Kate Winslet was named best supporting actress.
Christopher Nolan, who won the Sundance Film Festival best screenplay prize, won the LAFCA best screenplay award for Memento, beating runners-up Terry Zwigoff and Daniel Clowes for Ghost World.
Meanwhile highly acclaimed Bosnian film No Man's Land - directed by first-timer Danis Tanovic - won the best foreign language film prize ahead of Wong Kar-wai's In the Mood For Love.
DreamWorks SKG's Shrek was named best animated film, beating its main competitor Monsters Inc from The Walt Disney Studios and Pixar.
The 27th annual achievement awards ceremony will be held on Jan 22, 2002, in Santa Monica.
FULL LIST OF LAFC WINNERS AND RUNNERS-UP 2001
Best Picture In The Bedroom
Runner-up Mulholland Drive
Best Director David Lynch Mulholland Drive
Runner-up Robert Altman Gosford Park
Best Actor Denzel Washington Training Day
Runner-up Tom Wilkinson In The Bedroom
Best Actress Sissy Spacek In The Bedroom
Runner-up Naomi Watts Mulholland Drive
Best Supporting Actor Jim Broadbent Iris & Moulin Rouge
Runner-up Ben Kingsley Sexy Beast
Best Supporting Actress Kate Winslet Iris
Runner-up Helen Mirren Gosford Park
Best Screenplay Christopher Nolan Memento
Runner-up Terry Zwigoff and Daniel Clowes Ghost World
Best Foreign Language Film No Man's Land
Runner-up In The Mood For Love
Best Documentary The Gleaners And I
Best Production Design Catherine Martin Moulin Rouge
Runner-up Grant Major The Fellowship Of The Ring
Best Animated Film Shrek
Runner-up Monsters Inc
Best Music/Score Howard Shore The Fellowship Of The Ring
Runner-up Stephen Trask Hedwig & The Angry Inch
Best Cinematography Roger Deakins The Man Who Wasn't There
Runner-up Christopher Doyle & Pin Bing Lee In The Mood For Love
New Generation award: John Cameron Mitchell Hedwig & The Angry Inch
Career Achievement Ennio Morricone
Independent/Experimental Award: The Beaver Trilogy
Special Citation to Joe Grant for lasting contributions to the art of animation from the 1930's to infinity and beyond.


Every time I turn on my air conditioner, the driver's side floor becomes wet.
Hello. The evaporator tube is clogged or the evaporator itself is clogged up, which would cause it to leak. Usually the evaporator tube can be unclogged and that solves the problem. If that doesn’t solve the problem, the evaporator itself would need to be replaced. If you would like assistance, I would have a certified mechanic inspect your vehicle for leaks and make any repairs necessary.
Our certified mechanics come to you ・Backed by 12-month, 12,000-mile guarantee・Fair and transparent pricing


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Homeowners Insurance in and around Wyoming
Would you like to create a personalized homeowners quote?
Contact Kelly Anderson
HOME SWEET HOME STARTS WITH STATE FARM
Everyone knows having excellent home insurance is essential in case of a windstorm, fire, or blizzard. But homeowners insurance is about more than covering natural disaster damage. One important part of home insurance is its ability to protect you in certain legal situations. If someone hurts themselves because of negligence on your part, you could be required to pay for their medical bills or their lost wages. With the right home coverage, your insurance may cover those costs.
WHY HOMEOWNERS IN Wyoming CHOOSE STATE FARM
That’s why your friends and neighbors in Wyoming turn to State Farm Agent Kelly Anderson. Kelly Anderson can walk you through your liabilities and help you find a policy that fits your needs. As a dependable provider of home insurance in Wyoming, MI, State Farm strives to keep your belongings protected. Call State Farm agent Kelly Anderson today for a free quote on a home policy.


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Get in touch: send your photos, videos, news & views by texting YORK to 80360 or send an email»
‘Pubs need better deal’ says landlady of Golden Slipper in Goodramgate, York
THE pressure from big pub companies on pub managers and tenant landlords in York was discussed when York MP Hugh Bayley met one of the city’s longest-serving landladies.
Anita Adams has owned and run the Golden Slipper in Goodramgate for 25 years,.
But she believes licensees in the city who are tied to major pub companies are being squeezed out of business. She met Mr Bayley over a pint yesterday to discuss the issue.
Mrs Adams said the problem was that licensees tied to the pub companies are having to pay inflated prices for beer.
“They can’'t shop around and get things cheaper,” she said.
“Then the Government puts up VAT. In real terms the price has gone up to us and the consumer by 50 per cent from three years ago.
“This is affecting the 90,000 people who work in this industry.”
Earlier this week, the Government announced it would introduce tighter regulations ruling the relationship between the big companies and licensees, following a speech in Parliament by Mr Bayley.
Speaking at The Golden Slipper, he said: “York’s pubs keep attracting visitors and local people. They are one of the things which make York the city it is. Anita is an experienced licensee who works hard at developing her pub and coming up with new ideas, but like hundreds of pubs across the country there is a limit to how much can be achieved through hard work and determination. The Government needs to do more to help the industry.”
“I was pleased when the Government did a U-turn and agreed to introduce a statutory code to regulate pub companies, but that needs backing up with other measures. They should be doing more to support the pub industry. They should get rid of the beer ties and conduct a review into the impact of the beer duty escalator.”

domain: sociology


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Paper Folding Part 1
Creative kids will love this book. Designed for kids between 4 to 10 years old, Paper Folding Origami Projects book is filled with age-appropriate interesting, and entertaining paper folding projects. Ideal for ages 4-10 and all craft loversEducative and entertaining activities 64 pages of different origami projectsColourful step-by-step presentation Easy understandingEasy crafts that start with just a piece of paper, this book is so much fun to unleash kids imagination and creative side. Each craft lesson given with step-by-step pictures will make kids create something they can be proud of and play along with.


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- Education And Career
- Companies & Markets
- Gadgets & Technology
- After Hours
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- Energy & Infra
- Case Study
- Web Exclusive
- Property Review
- Digital India
- Work Life Balance
- Test category by sumit
Modi@9: A Journey of Transformation, Leadership & Challenges
On May 30, 2023, the BJP-led central government will complete nine whole years of having won a decisive win in the 2014 Lok Sabha elections
Photo Credit :
Politics is a landscape that requires constant attention and amendments from time to time for the evolution of a country. Today’s date, India is widely accepted as a global power. However, the recognition didn’t happen overnight.
On May 30, 2023, the BJP-led central government will complete nine whole years of having won a decisive win in the 2014 Lok Sabha elections. In the past nine years, the global power recognition of India had been methodically created and has been accelerated by the Modi government's political and policy leadership.
In an exclusive run-through, BW Businessworld presents the journey of nine whole years of Narendra Modi-led BJP (Bhartiya Janata Party) government. Moreover, as part of its ninth-anniversary celebrations, the ruling party has planned a series of events to demonstrate the Narendra Modi administration's welfare measures that have improved the lives and standard of living of millions of Indians through a variety of direct and indirect benefits.
The exclusive run-through highlights the remarkable achievements, innovations, developments, and a few misses under the NDA government’s tenure. It also includes some expert opinions from industry experts.
One of the run-through write-ups throws light upon the significant progress of the Modi government in sectors such as roads, highways, railways, aviation, forex reserves, banking including the role of Reserve Bank of India (RBI), stock markets including the performance of BSE and NSE. It also highlights the implementation of several measures targeted at bolstering the economy and reaching the ambitious objective of a $5 trillion GDP. Howsoever, the article also points out areas that require further attention in domains such as Agriculture and Farmers’ welfare, job creation, unemployment, education and skill development, and healthcare infrastructure.
An interesting column by Srinath Sridharan in one of his opinion columns for BW Businessworld consisted of the journey of Modi-led BJP government and its nine years along with its developments and initiatives in an alphabetical order. The initiatives included in the A-Z of nine years incorporates ‘Ayushman Bharat’, digital India, global leadership, Kisan Credit Card (KCC) scheme, and 22 more developments and initiative started under the tenure of the Modi Government. The column also highlighted the ability to look beyond conventional bounds and pioneer novel ideas which Sridharan considered a hallmark of great leadership in the field of governance. It showcased how the Modi administration and party’s dedication demonstrated a creative problem-solving methodology through several ground-breaking initiatives, propelling India towards a new era of prosperity and development.
The run-through of nine years of the Modi government also featured and highlighted the events of initiatives and decisions that could have been implemented in a better and smoother form. Some of the events consisted of demonetisation in 2016, implementation of CAA and NRC in 2019, farm laws in 2020 and its re-appeal in 2021, and the Covid-19 lockdown in 2020 in its first wave and the second wave in 2021. It also throws light upon the launch of PMCARES and its lack of transparency and accountability for the massive amount of money used or allocated by the government.
In another interesting column by S. Ravi on BW Businessworld, decoding the Prime Ministers’ contribution to India’s growth. Ravi focussed on the ‘Pradhan Mantri Jan Dhan Yojana’, which enabled the availability of bank accounts with zero maintenance amount, remittances, insurance services, credit, and pensions. The policy resulted in over 47 crore accounts have been opened under this scheme. Another area of highlight was the introduction of GST in 2017 to curb tax leakages and improvement in the system, resulting in a total gross collection for FY 2022-23 standing at over INR 18 lakh crores. The column also addressed demonetisation and digitalisation as well as the ‘Make In India’ initiative of vaccine, Covishield, and Covaxin during the Covid-19 pandemic, among other initiatives.
A feature story on the growing foreign relations in the era of Modi government was also submitted. It highlighted the interesting turn of events in foreign policy and how it benefitted India in multiple forms with the growing stature of India as the fastest-growing world economy, be it the Russia and Ukraine crisis or holding the G20 presidency. The feature throws light upon India’s growing relations with its neighbouring countries as well.
In a guest column by Dr. Brajesh Kumar Tiwari, an associate professor at Jawaharlal Nehru University (JNU) on BW Businessworld, Tiwari highlighted the big challenges for the NDA government in these turbulent times of global uncertainty. Moreover, another feature story decoded the major schemes in the past nine years of the Modi government such as Stand Up India scheme, PMUY, Atal Pension Yojana, Pradhan Mantri Mudra Yojana, and Beti Bachao, Beti Padhao Yojana.
Given the demographic in the regime of the Modi government, BW Businessworld covered all the aspects of the nine years of functioning of the BJP-led government at the centre.


Today, we are posting all current and forthcoming job openings in the Planning Commission PC Jobs 2023 | Apply Online www.pc.gov.pk on 05th March 2023, we obtained this Ministry of Planning and Development Jobs 2022 – Planning Commission of Pakistan PC Jobs 2022 from the Daily The Nation newspaper.
Applications for project Development Communication are being accepted by qualified, competent, and acceptable people. Candidates must see all the details before submitting applications.
5th March 2023
|Education:||Primary, Bachelor, Master|
March 18, 2023
|Company:||Ministry of Planning, Development & Special Initiatives|
|Address:||Project Director, Ministry of Planning, Development & Special Initiatives, Room No. 127, First Floor, P-Block, Pak Secretariat, Islamabad|
The Planning and Development Ministry is finding to recruit staff for Project Director, Project Manager, Marketing Manager, Partnership & Placement Manager, Monitoring & Evaluation Manager, Finance & Admin Manager, Product Manager, Learning & Development Specialist, Partnership Lead, Senior UI/UX Designer, Senior Front-End Developer, Senior DevOps Engineer, Senior Quality Assurance & Testing Engineer, Project Officer, Marketing Executive, Placement Officer, Monitoring & Evaluation Officer, Finance Officer, Admin Officer, Accounts Assistant, Admin Assistant, and Naib Qasid.
Pakistani citizens are eligible to apply for these Planning Commission Jobs/PC Jobs 2023. Candidates from Islamabad will be considered under the Punjab Quota.
The posting provides precise requirements for each vacancy, allowing interested persons to apply. Individuals with experience have degrees such as a Primary, Bachelor, Master, or Relevant field experience.


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Mexican restaurant on a beach in southern Los Angeles? [more inside]
My husband will be in Redwood City (attending this event) for work over the next fortnight and wants to take his team to a good Mexican restaurant there. Any recommendations? Walking distance would be good but not crucial.
Are there any Mexican restaurants in Milwaukee, WI that take reservations or can otherwise handle a group of 10-20 on a Saturday night? A search of previous questions turned up Cempazuchi but I'm looking for more ideas. [more inside]
Help me make my burrito restaurant better. [more inside]
Where can I eat good green chile in Phoeniz, AZ? [more inside]
Please help me find some crappy, cheap Mexican food in the Maryland/DC area. [more inside]


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Ahoy, squirts! Quint here with today’s Behind the Scenes Pic!
Back To the Future! Tada! I mean, I know my hint yesterday was only vague if you are under the age of 4 and/or are living in Dogtooth, but yeah… here it is and it’s a neat one, too.
Below you’ll see Mr. Marty McFly himself, Michael J. Fox, posing with Huey Lewis as Huey films his cameo early in the film as the battle of the bands audition judge. Of course, Huey went on to record Back In Time, the film’s song which is right up there with Ray Parker Jr.’s Ghostbusters as being the most catchy/awesome movie tie-in song of the ‘80s.
Thanks to Twitter follower Luc Pestille for bringing this shot to my attention and to Gavinrothery.com (with another shoutout to bttf.com because if it’s a Back to the Future BTS pic I haven’t seen before I’m willing to bet it originated there).
And here's the shot in color, dug up by those obsessives at Outatime.net, who are strangely not running a website anymore, but their Facebook page is where it's at. Click the image to venture over. Here it is:
My favorite thing about the color version is that it really does look like a disembodied hand is hanging off the 35mm camera behind the two until you realize it's a trick of the eye.
If you have a behind the scenes shot you’d like to submit to this column, you can email me at email@example.com.
Tomorrow’s pic will get some guys hot and bothered, fair warning. Ladies may have to run is all I’m sayin’.


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I made this last night at the Chermside BORDERS late night shop! I made it out of ‘little golden books’ and a bunch of other funky biz. Much fun.
p.s. the word skim that appears on the collar means nothing – purely coincidental. was not meant to be a subliminal message to all milk drinkers to partake in a less ‘full cream’ option…merely an ‘oopsidental’ placement of words…not that i think there is anything wrong with skim. but yeah.


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Biodiversity is on the decline. That includes the natural ecosystems that directly and indirectly manage the catering for humanity’s dinner table.
When agriculture suffers, all Iowans do—even those who have never set foot on a farm.
Guidelines for a healthy diet emphasize fresh fruit and vegetables. Right now, there may not be enough in the gardens to nourish a cooler, healthier world.
Think global, buy local—but better still, choose vegetables and fruit to help slow climate change.
The world’s brewers face paying much higher prices for a key ingredient of beer as climate change hits barley crop yields.
Using less land and having more high-yield farms could be the best answer to the planet’s needs.
New ways of digging the dirt could lead to a major advance, and farmers in the developing world are making a difference.
Higher temperatures mean hungrier insects. And that will mean more crop losses. The question is: Who loses most?
With an estimated 2 billion people already affected by hunger or malnutrition, the results of a recent study raise an alarming prospect.
To cool the world and boost plant growth, such methods may do the trick. But if they work by dimming the sunlight, the plants will ultimately suffer.


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Hamden police ask state not to renew pizza parlor liquor permit
HAMDEN — Police and local leaders in Hamden are asking the Connecticut Liquor Commission not to renew the liquor permit of a pizza parlor because of what they describe as violence outside the restaurant.
Hamden Police Chief Thomas Wydra identified a total of five shooting incidents to which police responded at Slyce Pizza Bar, located on 141 Arch Street.
Wydra and Democratic Hamden Mayor Curt Balzano Leng joined members of CONECT — Congregations Organized for a New Connecticut — in calling on the restaurant to stop serving alcohol.
The organization collected over 200 signatures from Hamden residents on a Remonstrance Petition to the Liquor Commission in order to force a hearing on the establishment’s liquor privileges. One sponsor, Odell Cooper, lost her son to a homicide by the establishment.
Police say Odell’s son, Jonathan, was murdered in April while sitting at a stop light at the corner of Arch Street and Dixwell Avenue. He had never been to Slyce, but was shot and killed in a case of mistaken identity by someone who investigators say was in a fight at the pizza parlor.
Police also noted several other incidents in front of Slyce over the course of several months. In January, a suspect armed with a handgun opened fire into a large crowd of patrons standing in the parking lot. No injuries were reported due to the incident and an accused party was never identified.
On June 9th, two men were arrested after an investigation into a May incident that occurred in front of Slyce Pizza Bar. Daryl Belton, 44, and Roger Sullivan, 39, faced a number of charges after a physical altercation involving an ex-girlfriend led to an assault with a firearm.
Neighbors have also complained to Hamden police about the quality of life problems in the community, such as loud noise late at night and parking problems. They also say their streets are regularly littered with trash and beer bottles that come from the restaurant.
The restaurant’s owners say they are being unfairly blamed for the town’s problems. They accuse Hamden officials of spinning the story against them instead of working to resolve inherently poor environmental factors that cause escalated crime rates in the surrounding neighborhoods.


“A long time ago…” Meghan Markle was letting loose during a “Suits” table read.
This week, one of her former co-stars Rick Hoffman (Louis Litt) shared a repost of a black and white photo of himself, Patrick J. Adams and Meghan at a table read.
RELATED: Prince Harry Stresses The Importance Of Being There For Those Struggling With Mental Health After Meghan Markle Admits To Suicidal Thoughts
“A long time ago..in a galaxy far far away….” Hoffman captioned the photo.
Meghan rose to fame on the legal drama which she first joined in 2011. She continued to star on “Suits” until her final season aired in 2018, when she left the show due to her relationship with Prince Harry.
RELATED: Big Changes To The Royal Line Of Succession Expected After Meghan Markle And Princess Beatrice Give Birth
Meghan has kept in contact with some of her co-stars, including close friend Abigail Spencer and Adams who recently defended the Duchess of Sussex over bullying claims, calling them “obscene.”


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A Pandemic Drinking Habit That Might Be Hard to Kick: To-Go, Delivery Cocktails and Alcohol
27% of millennials and 23% of urban dwellers said they ordered to-go cocktails during the pandemic, compared to 14% of the public.
15% of Americans said they intend to use an alcohol delivery app in the future.
47% of Americans said they bought alcohol primarily in person since the start of the pandemic.
When the pandemic shut down indoor service at bars and restaurants across the country last year, many of them turned to takeout and delivery -- not only for food, but for alcohol, too -- as they tried to stay afloat.
While most consumers continued to buy their food and drinks in person, one pandemic trend -- the to-go or delivery alcohol order method, which was most likely to be used by millennials and high earners, among others -- could outlast this era if it’s allowed to stick around as restrictions continue to be lifted, according to a new Morning Consult/Adweek survey.
Fourteen percent of respondents in the June 21-23 poll of 2,082 adults said they had ordered cocktails or alcohol to go since the start of the pandemic, the same share who said they had ordered alcohol deliveries specifically from restaurants. A smaller share (10 percent) said they had ordered through an alcohol delivery app such as Drizly or Minibar Delivery.
Millennials and adult members of Generation Z were more likely than the general population to say they’ve tried all three options, as were high earners (those who make more than $100,000 annually) and those who live in urban areas.
For instance, 27 percent of millennials said they bought boozy to-go beverages since the pandemic first hit the United States, as did 23 percent of people living in urban communities.
Good news for bars and restaurants that will continue offering to-go drinks: Similar shares of adults plan to opt for to-go cocktails (17 percent) and alcohol delivery from restaurants (18 percent), even as getting in-person drinks becomes a more viable option. Those figures are even higher among Gen Z adults and millennials, high earners and people who live in urban areas.
In a bright spot for alcohol delivery apps, 15 percent said they intend to use one in the future. That’s 5 percentage points higher than the share who said they did so during the pandemic, just outside the survey’s 2-point margin of error, indicating the modest-but-growing popularity of such services.
Millennials, members of high-income households and urban dwellers were all slightly more likely than the general population to say they’ve purchased alcohol mostly online, or equally online and in person. These groups were also more likely to say they purchased alcohol in general amid the pandemic.
Still, in-person purchases was by far the most popular way for consumers to procure their alcohol since the start of the pandemic, at 47 percent, with significantly smaller shares of people saying they’ve done so primarily online (5 percent), or equally in person and digitally (7 percent).
That’s not likely to change, as roughly half (52 percent) of consumers said they will continue to buy their alcohol mostly in person -- and that’s probably for the best. Already, cities such as Manhattan -- where carry-out cocktails were especially popular during lockdown -- are putting an end to the privileges that allowed bars and restaurants to deliver alcoholic beverages and sell them to go.

domain: economics


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Both an island and a borough, Stockholm’s Södermalm district is the city’s bohemian center, a hip area crammed with independent art galleries, vintage boutiques and lively nightclubs. Södermalm is among of the largest of the central islands, linked by bridge to the old town of Gamla Stan, the small islands of Långholmen and Reimersholme, and the start of the Stockholm archipelago.
Category: Things To Do
September 17, 2014
With hundreds of parks and islands, and scenic waterways edged by flower-lined promenades and crisscrossed with bridges, Stockholm makes an enchanting subject for photographers and wherever you go you’ll be confronted with photo-worthy views. The best way to find a unique viewpoint is to hire a bike or join a walking tour and discover the bridges, backstreets and hidden bays of the archipelago, but to get you started here are some ideas for where to find Stockholm’s best photo spots.
August 20, 2014
Spread across 14 islands, interlinked by a dizzying 57 bridges and surrounded by a vast archipelago, attempting to cover the entire city of Stockholm in a day is impossible, but it’s still possible to take in the city’s highlights on a day tour. With just one day in Stockholm you’ll need to maximize your time, so either pre-book a hop-on hop-off bus tour or guided city tour, or plan ahead and enjoy a busy day of DIY sightseeing.
August 6, 2014
Gothenburg’s biggest festival is undoubtedly the highlight of summer in the city – a 6-day cultural extravaganza, featuring music, dance, theater, art, fashion and film at venues all around town. With more than 1,200 free events and activities and open-air stages and event areas popping up all around the city, there’s simply no excuse to get bored during the Gothenburg Culture Festival (Kulturkalaset), and more than 1.3 million annual visitors descend on Sweden’s second city to join in the fun.
July 23, 2014
A vast archipelago laced with waterways, Stockholm is an ideal spot to spend the warmer months and as the mercury rises, locals waste no time in hitting the beach. From lively urban beaches to tranquil lakeside retreats, there are plenty of places to cool off in Stockholm this summer, but to get you started, here’s our guide to the city’s best beaches and swimming areas.
June 25, 2014
With its rich maritime culture, grand shopping boulevards and tranquil green spaces, Sweden’s second city makes an enchanting proposition for a city break, and Gothenburg’s easy-going attitude and legendary hospitality convince many travelers to stay longer than planned. Whether you’re weekending in the city, visiting as part of a multi-day tour or stopping off on a Scandinavian cruise, here are some ideas for how to spend one day in Gothenburg.

domain: travel


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He who pays the piper calls the tune. This is reason enough to feel uneasy about the Bush administration’s program to transfer public funds into religious programs. No strings attached? Of course there are. Whether money comes from Dad, government or foundations, one thing is certain: there are always strings attached.
Let a thousand lawsuits bloom. That’s pretty much what John DiIulio Jr. said after being selected to head President Bush’s new Office of Faith-Based and Community Initiatives. DiIulio cheerfully acknowledged that the government’s plan to encourage partnerships with religious groups raises First Amendment questions.
The director of the White House Office of Faith-Based and Community Initiatives, Jay Hein, has resigned to care for his ill father, who is battling cancer. Hein, the White House office’s third director, will leave August 29 and return to Indianapolis, said spokesperson Rebecca Neale.
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It’s been an atrocious week in the Smallcaps Oil & Gas Underverse A bloodbath! Driven by panic over the impending Greek Euro-exit. However on a happier note Kea Petroleum should be keenly watched next week. Nudge! Nudge! wink! wink! Rumour of Douglas-1 announcement.
Tipped for Greatness, Takeover & Bull runs this year, Afren Oil continued it’s decline the kiss of death came when it was placed on an online “Hotlist” Afren released 3 RNS’s this week. A TR-1 Notification, an Interim Management Statement & news that the Ebok North Fault Block has successfully encountered 370 ft net pay. All to no avail the sp continued to decline in tandem with most smallcap Oilers.
Issued its Interim Management Statement for the period 1 January 2012 to the 16 May 2012. You can read it by clicking the link. http://www.aminex-plc.com/files/120516_IMS_2012_v2.pdf
Published its financial report for 2011 on 30 April 2012. At 17 May 2012 the Group had current cash and cash equivalents of approximately $56.6 million. The Group continues to operate safely and efficiently throughout the period.
Chariot Oil & Gas;
The dreaded words “Plugged & Abandoned” came this week from Chariot, the Africa focused exploration company, has failed to find commercial hydrocarbons in the first well in a drilling programme offshore Namibia. Preliminary logging results from the Tapir South (1811/5-1) exploration well in Northern Block 1811A in the Namibe basin, indicate that excellent reservoirs were penetrated. However, no commercial hydrocarbons were found and the well will be plugged and abandoned.
Noted that Aurora announced that they have reached agreement to purchase a 6% non-operated working interest in the Sugarloaf Project for US$95m. Aurora is a partner with Empyrean in the Sugarloaf Project in Texas, USA. Empyrean holds a 3% working interest in the same project.
Good News came this week for Enegi Oil; Who were “delighted to announce” the latest results from testing of the PaP#1-ST#3 well which indicate that the connected oil and gas in place associated with Garden Hill South is in excess of 61.5 million barrels of Stock Tank Oil Initially In Place and 117 BCF Gas Initially In Place, with the Absolute Openhole Flow Potential expected to increase from 310 boepd. Good news? You’d think so. The stock bounced up then hit the buffers; now trending down!
Gran Tierra Energy; the operator of the Azar Block located in the Putumayo Basin, Colombia has informed Gold Oil that the drilling of the La Vega Este -1 well on the block has commenced with the well spudded on 14th May. The La Vega Este -1 well will be drilled to a depth of 11,485 feet and will target primarily the Villeta formation with the Caballos as a secondary objective. Gold Oil is currently producing from the Villeta formation in its Nancy Burdine fields. The operator believes the well has a 34% chance of finding oil and could flow at initial rates of between 1,500 and 2,000 bopd if all objectives are oil bearing (300 to 400 bopd net to Gold Oil before royalty payments). The well is expected to take 35 days to drill. If during drilling the well indicates oil potential it is intended that the well will be completed and tested using a less expensive work over rig. Gold Oil has a 20% interest in the block.
Announced its participation in three further wells in proven onshore oil plays in Oklahoma, as part of its expansion strategy to rapidly build production. Magnolia currently has interests in 74 producing properties. Participating in following three wells: Joan 2-21,Grant County, targeting The Mississippi Lime Formation,(Magnolia 3.75% WI) operated by Tessera Energy. The total cost of the well has been estimated at US$677,700 with the Company’s share estimated at US$25,414. Bollinger 1-27H Horizontal Well, CanadianCounty, targeting theWoodford/Hunton Formation, Oklahoma (Magnolia 1.0% WI) operated by Cimarex. Total drill costs are estimated at US$5.9m with the Company’s share estimated at US$59,000. Sherri#1 Well, Viola/Simpson Formation, Oklahoma (Magnolia 1.4297% WI) operated by Steve Nail who has proposed the re-entry of the Sherri#1 well targeting the Viola and Simpson zones. The total estimated cost for the proposed work is US$218,250 with the Company’s share estimated at US$3,120. Updates on four wells targeting the Mississippi Lime. Thomason 10-27-12 1H, (Magnolia 12.5% WI) has been completed, initial production rates are awaited. Brady 17-27-12 1H, (Magnolia 0.34375% WI) has been completed, initial production rates are awaited. Lois Rust 7-27-12 1H (Magnolia 2.3% WI) has been drilled and is waiting to be fracture stimulated. Redfork 1-25H (Magnolia 1.96% WI) is waiting on spud.
Continued to surprise investors this week with a bolt from the blue. The independent oil and gas exploration and production Company with operations in Russia, announced that Neil Hodgson, Exploration Director, has confirmed his intention to resign from the Board and to leave the Company. This will become effective on 31 May, 2012.
Informed investors that the ASK-J1 appraisal well in the Asanketken Field has reached a total depth of 1,378 metres with electric logs indicating 36 metres of net oil pay.
Has spudded its third horizontal well in Oklahoma. The first and second horizontal wells have finished drilling and are awaiting completion. The first horizontal well is within the Warrior Prospect and operated by Crown Energy Company. The drilling stage has finished according to plan and it is anticipated that completion will be underway within the coming weeks. Nostra Terra has a 10 percent working interest in this prospect.
Failed to impress the markets this week as they released a Puntland drilling update which went down like a fit of giggles at a funeral. The company then released an “Open Briefing interview with Managing Director Peter Landau” in a belated attempt at damage limitation. Too late the damage has been done. Range announced that drilling on the Shabeel-1 well on the Dharoor Block in Puntland, Somalia had reached a total depth of 3,470 meters and encountered metamorphic basement at a depth of 3,430 meters. *Drilling has been suspended for future testing. *Therein lies the problem. No Oil in Place figures & a suspended well. The rig will now move to the Shabeel North location which is 3.5km north of the current location with spudding scheduled for the first week of June 2012.
The AIM quoted oil and gas explorer with a stake in the discovery of a new basin offshore French Guiana, has released more details about plans for further exploration on the licence. The latest details of plans for the discovery came in a market update from Tullow Oil. It said that following the basin-opening Zaedyus discovery in September 2011, a drillship had been contracted by the joint venture to commence a comprehensive exploration and appraisal programme in June. The first well will appraise the discovery made by Zaedyus-1 and explore for deeper objectives, followed by an exploration wildcat well. Planning is also ongoing to acquire two large 3D seismic surveys; a 4,700 sq km Eastern Slope survey and a 620 sq km Cebus survey either side of the Cingulata fan system containing Zaedyus and other mapped turbidite fans.


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W Chicago - Lakeshore
644 N Lake Shore Dr (at E Ontario St)
"The recent renovations are excellent. There is a little known bar outdoors by the pool. Great quiet space overlooking the lake."
1816 N Clark St (at Lincoln Ave.)
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Jill Pulley Archives
Oct. 8, 2020—A computer-based method developed at Vanderbilt University Medical Center that scans electronic medical records (EMRs) for genetic contributors to disease has been used for the first time to reveal the impact of race on health.
Jul. 23, 2020—Vanderbilt University Medical Center is attracting international attention for its proposal to repurpose existing drugs for new uses in ways that can dramatically improve access to medicines by billions of people throughout the world.
Jul. 10, 2020—For the world’s web users, Vanderbilt University Medical Center is working with Google to address COVID-19 information gaps.