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PICS: Panic as downpour floods homes
Johannesburg - At 1am on Friday, Amanda Ndlovu’s father, Andrew, woke his family in a panic.
There was a torrent of water pouring into their home.
“He kept saying: ‘We’ve been flooded, it’s flooding’. He was very worried when he saw the water was coming in,” said Ndlovu.
The family-of-five all ran outside their newly-built home in the Tshabalala informal settlement, outside Hazyview in Mpumalanga, trying to use tyres to stop the heavy rainfall brought by a tropical depression from flooding their property.
“The water in the living area was already up to this ledge by the door. You can see that it got to the bottom of the curtains,” said Ndlovu, pointing downwards.
Standing in her soaking wet pyjamas, shivering with cold, she explained how the family of five had tried to clear the water out. “It was up to my ankles.”
The family placed tin and sandbags and were digging trenches around their property.
“I’m scared it will carry on,” said Ndlovu. “I don’t know what we’ll do if it gets worse. This Dineo must just go already.”
Digging a trench, Andrew said their night had been chaotic - his family hadn’t slept at all.
“We had to move things and get the fridge and TV away from the water. It went through the whole house. I was very shocked.”
They had called friends and neighbours to help stop the flow of water. “I just hope it works,” he said.
Another local resident, Elphus Mnisi, told how he had also dug trenches outside his gate to stop the water. “I have two children and we didn’t sleep last night because we were so afraid the house would blow away. We kept checking it wasn’t flooding.
“My children were scared but we’re okay now. Hopefully it won’t get any worse.”
The SA Weather Service said it expected between 100mm and 200mm to have fallen over certain parts of Limpopo, Mpumalanga and northern KwaZulu-Natal.
In Graskop, a small town near Hazyview, about 166mm fell between Thursday and 8am yesterday, while Tzaneen had so far received 56mm and Hoedspruit 61mm of rain.
It warned heavy rains that could lead to flooding were expected to persist in both Limpopo and Mpumalanga throughout the weekend.
Constable Duduzile Malibe, spokesperson for the Hazyview police, advised residents to
be vigilant and rather remain indoors during the heavy
In the Kruger National Park, several dirt roads remained closed as a precautionary measure with park officials advising tourists to stay in their respective camps until the wet weather subsided.
A decision would be taken today on when to reopen them, said Derrick Visagie, a disaster management co-ordinator.


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I don’t share a whole lot of couple shoots on We Are The Wanderers. But every now and then I’ll get a submission that catches my eye. Today’s feature of one of them. This stunning couple shoot in the sand dunes in the Netherlands proves that you don’t always need towering mountains or epic landscapes to create absolutely stunning pictures. All you need is a couple madly in love, and amazing photographer and if you’re lucky, some beautiful light. And this gorgeous couple shoot by Mirna aka The Wandering Childe ticks all those boxes.


Skoda’s Rapid facelift will be launched in the Indian market tomorrow after a slew of recent appearances on our roads.
Expect the Rapid facelift to get a reworked nose that houses a new grille, designed on the same lines as the Octavia, which splits apart the new headlights. There’s also a redesigned front bumper and new internals for the tail lamps. On the inside, though the basic layout will be retained, features like a new touchscreen infotainment system with MirrorLink, navigation and a reverse camera are expected to be introduced.
Though it is likely that the engines and transmissions for the Skoda Rapid facelift may be carried over from the present car, they may be retuned for better efficiency and performance. It is anticipated that the 1.5-litre diesel motor may get the same state of tune as the VW Ameo, so one can expect an increase from 105bhp to 110bhp while the torque remains identical.
It has been a while since the Rapid received any comprehensive upgrades, so this facelift is expected to spruce up its innings in the Indian market and will compete with the Honda City, Hyundai Verna, Maruti Suzuki Ciaz and Volkswagen’s Vento.
Stay tuned to Carwale for details from the launch tomorrow.


Columbia, South Carolina – New proposal is considered by the lawmakers to prevent employers force workers to get vaccinated.
No one in the state can be forced to get the Covid-19 vaccine, says the Senate Medical Affairs committee resolution that passed Wednesday.
There will be some exception where workers are very exposed and vulnerable to the virus like hospitals.
Employers won’t be stopped in providing incentives for workers to get the vaccine. They can also require quarantine for employees that were exposed to the virus.
The proposal now heads to the full Senate for a vote.
According to the state statistics, these are the vaccination numbers so far:
- 8% of the state population have received at least one dose of the vaccine (nearly 1.3 million people)
- 7% of the state population have received at least one dose of the vaccine (685,000 people)


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Fine Burmese silver sword scabbard
It represents the best of Burmese silversmithing with repousse work in high relief.
The O.T. Burne dha
With silver overlaid blade and silver mounts worked in repousse. With some of Burne's personal items.
Chin nicotine flask
A very rare flask used by Chin men of Burma for sipping nicotine water.
A streaked lin gin
These ornate versions with hairpin forged blades were worn by local royalty.
Wood hilted dahmjaun
With iron ferrule and copper and silver overlaid blade.
Wakizashi in Burmese hilt
An unusual cross-cultural mix, blending Burmese, Japanese and Indian parts.
A rare Burmese spear
A fine example with silver overlaid spearhead and silver ferrule with niello inlay.
Plain mounted Mindan dha
Plain when sheathed, unsheathing reveals a rather nice silver overlaid blade.
Early silver Burmese dha
With elaborate silver overlaid blade and inlaid iron hilt.
Burmese silver overlaid dha
On a sturdy, user-grade blade with temper line.
Tribal Kachin dha
A typical example with a nice forge folded blade with differential heat treatment.
Fine Chinese Shan dha
Entirely clad in silver and with a differentially heat treated blade.
A Mindan / Yamethin dha
With fine overlaid blade this area was known for.
Large Shan dha
With silver-clad scabbard executed in their typical style.
Mindan dha with agate pommel
Its blade portraying the story of one of the previous lives of Guatama Buddha.
Burmese dha dated 1928
A nice example that can serve as a benchmark to help date others.
Fine Burmese dha hmyaung
With intricately carved ivory hilt depicting a demon on a horse.
Burmese double knives
A rare set of twin knives in a single scabbard.
The Rundle dha of 1898
A signed and dated Burmese dha.
Ivory hilted dha
An earlier example with an iconographic hilt.
Burmese sword carbine
A rare Burmese weapon combining a percussion carbine with a short sword.
Chinese Shan presentation dha
Presented by the local Dai nobility to a British customs officer in 1936.
A Shan Kachin style dha
A large Kachin style square-ended dha in Shan style mountings.
A heavy Burmese dha
With a very good, substantial blade with differential heat treatment.
A spectacular Burmese dha
With overlays of vegetal motifs alternated with animals, actual and mythical.
A Burmese dha with openwork handle
Made of a single piece of ivory, with a kneeling figure in its base.


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Two . . . No . . . Three New Grants To Document MT Heritage & Culture!
The Montana Preservation Alliance (MPA) is pleased to announce three new grants to continue efforts to document and preserve Montana’s heritage and culture. “It is so exciting to have these three completely different grants that are all aimed at documenting, preserving, and promoting the value of Montana’s cherished heritage and historic places,” said Chere Jiusto, MPA Executive Director. “Whether it’s the history of Butte immigrants, a country schoolhouse, or an historic painting of a Montana landscape, MPA aims to protect and promote these most tangible stories and places that reflect the diverse history of Montana.”
Reimagine Montana, NEA Art Works Grant
MPA is overjoyed to announce a prestigious National Endowment for the Arts (NEA) Art Works award of $20,000 to begin the Reimagine Montana project. Many historical places in Montana were first recorded through the eyes of renowned artists such as Karl Bodmer, Thomas Moran, Gustav Sohon, Charlie Russell, and Native American traditionalists whose work survives in hide paintings, ledger drawings, and rock art. With a jury of accomplished artists and historians, MPA will select artists to create new works of art inspired by these same places. The resulting work will be exhibited at venues within and near to National Parks and historic landmarks throughout Montana.
MPA Executive Director, Chere Jiusto knows the project is unlike many others MPA has undertaken, but is thrilled to be enlisting artists in the preservation movement. “The Reimagine Montana initiative reaches across disciplines to build a bridge between arts, culture and landscape. Through the creation of new art that reimagines historic places, we will provide a new avenue for audiences to engage with these places, and celebrate the beauty of nationally-significant historic properties with the public.” Read the full press release about Reimagine Montana here.
Butte Ethnic Atlas, National Park Service Grant
In November, MPA and the Butte-Silver Bow Public Archives was awarded $56,000 from the National Park Service to enhance documentation of Butte’s ethnic resources. Funds will support the Butte, Montana Ethnic Atlas and National Register project to inventory and map the ethnic heritage of the Butte-Anaconda National Historic Landmark. These efforts will document and draw attention to the historical significance of enclaves of African-American, Chinese, and Lebanese peoples and develop two new National Register nominations. “This work builds on years of work to document the significance of several ethnicities in and around Butte,” says Ellen Crain, Director of the BSB Archives. “We are elated to be able to complete our research and documentation, and with help from MPA, gain official recognition of these important ethnic groups with two new National Register designations.”
Big Sky Schoolhouse Survey, Montana Land Title Association Foundation
And, last but not least, MPA also received a grant of $10,000 from the Montana Land Title Association Foundation to continue work on the Big Sky Schoolhouse Survey – a project to document, research, and encourage preservation of one of Montana’s one-room schoolhouses. MPA began work in 2014 to document rural schoolhouses in all 56 counties. So far, schools in six counties have been photographed, measured, researched, and entered into a schoolhouse database. “The results so far are eye opening,” according to project coordinator, Christine Brown. “We’re finding that on average, about 80% of the schools that existed 100 years ago are gone, some without a trace.” While Montana still lays claim to having the most operating one-room schools in the nation (about 60 at last count), thousands have disappeared from the landscape. “We’re trying to record these buildings before it’s too late, and reach out to owners and help them preserve these icons of Montana’s early education history,” says Brown. Click here for more information about the Big Sky Schoolhouse Survey.
For more information or photos, please contact Chere Jiusto at 406-457-2822.

domain: artistic


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The end of Richard Mosse The Enclave and Valérie Belin Surface Tension also marks the end of DHC/ART Education’s public programming, where we have welcomed more than 1400 people into our galleries. Some of these visitors have also taken part in Lucida, a cyanotype workshop that we’ve offered in conjunction with group visits.
Sunday, February 8 is the opportunity for the general public to create at DHC/ART! It’s free!
DHC/ART educators – in an upbeat and casual atmosphere – will be facilitating the Lucida workshop continuously from 1 to 5 PM. This will be located in the Education room 465 St-Jean Basement. Also present will be sound and visual artist Pohanna Pyne Feinberg, one of the growing number of local artists we’ve had the pleasure of collaborating with for our workshops. Pohanna designed Lucida to appeal to visitors of all ages and all levels of photography experience. Lucida is a dynamic and accessible workshop and it is open to everyone!
Additionally, DHC/ART will be offering a guided tour of both exhibitions starting at 1:30 PM. This is for those who would like to discuss the artworks with other visitors in the galleries.
The visit will be bilingual. Space is limited to 20; first come, first served.
Please meet in the lobby at 451 St-Jean Street.

domain: hobby


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Two days after the abrupt announcement that Juan Carlos, Spain’s scandal-stricken former king, was abandoning Spain, his exact whereabouts remains a secret.
The former head of state, being investigated in Spain for his role in an alleged kickback scheme with Saudi Arabia, is widely believed to have already left the country, but the Royal House has not commented on where Juan Carlos I plans to live in exile or where he may be.
On Tuesday, Spanish Prime Minister Pedro Sanchez said he had no idea.
This lack of official confirmation has given rise to speculation and conflicting reports as to where Juan Carlos currently is.
Some Spanish media outlets, including ABC and La Vanguardia, reported that Juan is currently in the Dominican Republic.
There, they say, he is being hosted by his long-term billionaire friend Jose Francisco “Pepe” Fanjul.
After Juan Carlos abdicated in 2014 due to a different set of scandals related to an elephant-hunting safari and his daughter’s allegedly corrupt activity, Spanish media reported that he fled the media circus by staying in a luxury resort in the Caribbean country.
The Dominican Republic’s migration agency, however, has said Spain’s king emeritus is not there.
The Portuguese television station TVI as well as the digital Spanish daily El Confidencial reported that Juan Carlos remains on the Iberian Peninsula.
Sources told these media outlets that he is currently in Portugal. The reports suggested he is being hosted by the Brito e Cunha-Espirito Santo family and moving into the coastal town of Estoril.
Yet the Spanish news agency EFE reported that official sources have denied that claim.
The former king’s lawyer has said his client will cooperate with any investigations into his dealings, which are ongoing in both Spain and Switzerland. Still, many are wondering if the choice of location will have anything to do with extradition treaties or other legally relevant issues.
The Spanish public is well aware that charges and jail time can be avoided by fleeing the country.
After the illegal referendum on the Catalan independence in 2017, several separatist politicians fled Spain and arrived in countries, including Belgium and Scotland.
While their political peers currently serve jail time in Spanish prisons after being found guilty of crimes like sedition, those who escaped remain free in exile.
Copyright 2022 Anadolu Agency. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

domain: news


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A crazy Justin Bieber fans has been arrested after she was found sleeping on the floor of the singers bedroom.
The girl wad found on Wednesday and has been named as Qianying Zhao, and was arrested by police for trespassing.
Once the girl was awake she explained that she was invited to a birthday party at the singer home but turned up to late and instead of leaving she decided to have a little sleep lol.
Qianying also said that meet Bieber on Twitter and decided to stop off at his house for his birthday.
To be honiest this tory seems a little weird to us.

domain: celebrity


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A great time!
When my head stops spinning from the facts and tech talk, I will try to sort out an idea or two on the possible instructional values of podcasting that I was thinking about while participating in today's event. L-R: John Blake, Dave Warlick, Steve Dembo, Jean Claude Bradely.
Mr. Blake attended a podcaster conference Saturday, Jan. 7, 2006, in Chapel Hill, NC. He participated in discussions on how schools use podcasting and listened to lectures on advanced podcasting topics. Attendees for this conference included a wide variety of interests and backgrounds. There were men and women from all over the nation participating in the sessions. Presenters in the sessions talked about how they used equipment to create their podcasts. The audience participated in lecture by adding comments to the session based on their personal experiences and personal preferences. Participants in the advanced podcasting session were real experts in their fields. I noticed in the presences of internationally famous podcasters and professional musicians, network engineers from universities, recording and news entertainment media and corporations. One important consideration was that this conference tried real hard to (IMHO) to discourage commercial sponsorship. Those in attendance were more interested in sharing how podcasting works. I did not personally attend all the sessions, however topics discussed in those sessions included a variety of issues that included video blogging, copyright issues, and educational podcasting. After lunch, I did participate in Mr. David Warlick's session on podcasting in education.
Podcasting as a Teaching/Learning Strategy
New information and communication technologies are providing students with unprecedented access to the world they are learning about. Classroom walls are becoming invisible through the Internet and the information it causes to flow. What are the potentials of using podcasting to give voice to that world and to give voice to our students? What are the barriers, and what are the key entryways into leveraging global voices in our neighborhood schools? Join us in discussing the potentials and avenues of podcasting in the classroom <--click this link to read more....
It was nice to finally meet Steven Dembo. I have been reading his blog at Teach42.com for some time and listening to his now famous car-podcasts recorded on his way to work as a technology director at in a private school. He has since moved on the a different challenge and I wish him the best. He is a visionary educator. I took some notes on my laptop during the session, however, due to some network issues the wireless network was mostly non-functional. I closed my laptop after becoming frustrated with not being able to blog the session in real-time and probably was able to focus more on what was being said. Steven Dembo was able to login to the wireless network using his laptop and documented some interesting and detailed information on his blog.


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Judge Arthur Engoron, who is overseeing Donald Trump’s fraud trial in New York, has issued a gag order after the former president attacked his principal clerk on Truth Social.
Trump made the post while he was sitting in the courtroom, just feet away from the judge.
The gag order bars the 2024 presidential candidate from posting or speaking publicly about members of the judge’s staff members.
The judge, without naming Trump, said “one of the defendants” posted a “disparaging, untrue and personally-identifying post” about the staff member, which was sent to “millions of other recipients.”
“Personal attacks on members of my court staff are not appropriate and I will not tolerate it under any circumstance,” Engoron said, according to a report from The Hill.
The report explains, “In a Truth Social post that went up while Trump was sitting in the courtroom Tuesday, Trump targeted Engoron’s principal law clerk — who was sitting just a few feet away — calling her ‘Schumer’s girlfriend,’ that reposted a picture of her alongside Senate Majority Leader Chuck Schumer, a fellow New York Democrat.”
Trump wrote, “Schumer’s girlfriend, Alison R. Greenfield, is running this case against me. How disgraceful! This case should be dismissed immediately!!”
The post also linked to her personal Instagram account, where the photo was located. Her account has since been set to private.
The Truth Social post has since been deleted.
Schumer’s relationship to the clerk remains unclear, and his office has not yet commented on the allegation.
Schumer has been married to Iris Weinshall, the chief operating officer of The New York Public Library, since 1980.


Former Yukon Premier Dennis Fentie has died.
A spokesperson for the Yukon Party confirmed Friday morning that Fentie had died after a battle with cancer. He was 68.
Fentie was MLA for Watson Lake, first elected as a New Democrat in the 1996 election. He crossed the floor to join the conservative Yukon Party in 2002, and quickly became leader. He then led the party to a majority government in the 2002 election, ousting Pat Duncan’s Liberals.
In a statement on Friday, current Yukon Party leader Stacey Hassard said Fentie “had a tenacious spirit and always fought for his constituents and for Yukoners no matter the issue.
“Over his nine years as premier he was instrumental in negotiating a better health care funding agreement between the territories and Canada as well as for getting improvements to the territorial formula financing arrangements. Thanks to the hard work of Dennis, Yukon has made huge progress in implementing devolution and growing up as a territory.”
The Yukon Party was reelected to a majority government under Fentie in 2006. He stepped down before the 2011 election, to be succeeded as Yukon Party leader and premier by Darrell Pasloski.
Before entering politics, Fentie worked for many years as a businessman in logging, tourism, mining, trucking and fuel distribution, including owning and managing Francis River Construction Ltd. in Watson Lake. He also acted as director of the Association for Yukon Forests and director of the Watson Lake Chamber of Commerce.
The City of Whitehorse tweeted Friday morning that its flags would fly at half-mast to mark Fentie’s death.
— City of Whitehorse (@city_whitehorse) August 30, 2019


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This is the powerful story of a Greene County family seeking a state waiver that would protect them from prosecution should they seek a medicine derived from cannabis for their child.
“There is absolutely no side effects with the cannibis oil. And she would not get high from this,” Mathes said. “But here we are now doping her up with prescription medications that have major side effects,” she said. “We don’t want to go to Colorado (to live), but we have to take care of our daughter,” she said.
Read the whole story here: http://goo.gl/FFYnO9

domain: medical


text:
Maetala, R., Naved, R., Schwarz, A., and Kantor, P. (2012). CGIAR Research Program on Aquatic Agricultural Systems. Penang, Malaysia. Working Paper: AAS-2012-21.
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Posted in Agriculture, rural, Aquaculture, Bangladesh, Cambodia, FAO, UN Women, World Bank, IFAD, UNIDO and other multilateral, Fisheries, Gender, Men, Philippines, Solomon Islands, Women, Zambia
Tagged aquaculture, aquatic systems, Bangladesh, Cambodia, fisheries, gender, Philippines, Solomon Islands, women, Zambia
We are delighted to announce that the “Proceedings of the Global Conference on Aquaculture 2010: Farming the Waters for People and Food” has now been launched, including a chapter on gender and human capacity development, and the inclusion of gender in the Phuket Concensus statement. The inclusion of gender is a breakthrough and a first for a Global Aquaculture Conference, so please check out the many ideas in the special chapter (pp. 785-822).
Congratulations to FAO and NACA for the wonderful Proceedings and thank you to the members of Expert Panel 6.3
Please send the news of this new publication on gender in aquaculture around widely to your networks.
To download the full Proceedings, pls go to: http://www.fao.org/docrep/015/i2734e/i2734e00.htm
To download the chapter prepared by Expert Panel 6.3: http://www.fao.org/docrep/015/i2734e/i2734e06c.pdf
PAGE 895 Phuket Consensus
Support gender sensitive policies and implement programmes that facilitate economic, social and political empowerment of women through their active participation in aquaculture development, in line with the globally accepted principles of gender equality and women’s empowerment.
Expert Panel 6.3’s report starts on p 785:
Sustaining aquaculture by developing human capacity and enhancing opportunities for women
M.J. Williams, R. Agbayani, R. Bhujel, M.G. Bondad-Reantaso, C. Brugere, P.S. Choo, J. Dhont,, A. Galmiche-Tejeda, K. Ghulam, K. Kusakabe, D. Little, M.C. Nandeesha, P. Sorgeloos, N. Weeratunge, S. Williams and P. Xu
Abstract: People are at the heart of sustaining aquaculture. Development of human capacity and gender, therefore, is an important human dimension. Human capacity development (HCD) was a major thrust of the 2000 Bangkok Declaration and Strategy, but gender was not addressed. The Food and Agriculture Organization of the United Nation’s (FAO) Strategic Framework for Human Capacity Development (HCD) emphasized building human capacity in a coherent fashion at four levels – in individuals, organizations, sectors/networks and in the overall enabling environment. Although strategic HCD in aquaculture has not received attention, substantial HCD has occurred in aquaculture education and training. Aquaculture departments in universities, aquaculture research institutes, networks and professional societies all include training as central activities.
Women are active participants in aquaculture supply chains, but a dearth of gender-disaggregated information hampers accurate understanding of their contribution. Research results and FAO National Aquaculture Sector Overview (NASO) fact sheets show that female participation rates vary by type and scale of enterprise and country. Women are frequently active in hatcheries and dominate fish processing plant labourers. Women’s work in small-scale aquaculture frequently is unrecognized, under or unpaid. Most aquaculture development projects are not gender sensitive, and aquaculture success stories often do not report gender dimensions; projects can fail if their designs do not include gender.
Lacking gender-disaggregated data on participation rates and trends in education, we conducted a preliminary survey of aquaculture tertiary institutes in Africa, Asia, Europe and North America. The percentage of female graduates in aquaculture increased considerably over the last four decades, from zero or low numbers in the 1970s to recent rates of around 30–60 percent; rates vary both by country and within countries. No data are available to track whether female graduates are entering successful careers in aquaculture.
To accelerate HCD to meet the needs of aquaculture growth, commodity and theme priorities for HCD must be established. Educational institutions should cooperate and harmonize work programmes and overcome language barriers. Aquaculture education needs the best students and should help prepare them for rewarding careers. More social science content is needed in aquaculture curricula to groom graduates for management and leadership roles. The gender balance in aquaculture faculty could be improved by recruiting and retaining more women.
Gender should be put firmly on the policy agenda and built into normative instruments, old and new, complemented by the collection of gender-disaggregated data for aquaculture supply chains. Women should be empowered through gender equity in access to financial, natural, training and market resources.
Women in aquaculture should not be stereotyped as “small-scale” and poor. Women are often hampered by systemic barriers such as lack of legal rights. Women should be encouraged to build their management, leadership and entrepreneural skills. In circumstances where rural men have migrated for work, small-scale aquaculture has proven a suitable livelihood option to reduce the pressure on women. Because postharvest processing and fish trade are feminized occupations, gender equity deserves special attention in fair trade and fish certification schemes. HCD and gender are receiving more attention in rehabilitation efforts to assist survivors from disease and natural disasters.
.. but 8th March is International Women’s Day!
The UN’s theme for 2012 is Empower Rural Women – End Poverty and Hunger. This is also an appropriate call for women in aquaculture and fisheries. Women now make up a greater percentage of the agricultural workforce (as shown in graphics on Genderinag.org) than they did a few decades ago. Individual studies on gender in aquaculture and fisheries also show a growing involvement of women in the fish value chains, although hard statistics are not available in most countries.
We recommend you check out this new comprehensive FAO aquaculture video that, among others, highlights the role of women in aquacutlure. Good to see women highlighted in a mainstream aquaculture presentation.
Turning Points in Modern Aquaculture
“This 15-min video was produced by the Aquaculture Service of the FAO Fisheries and Aquaculture Department for the Global Conference on Aquaculture 2010 and the Fifth session of the COFI Sub-Committtee on Aquaculture held in Phuket, Thailand in October 2010. With film clips taken from various countries and photos contributed by… many – depicting the range of people, species, environments, systems, practices as well as opportunities and challenges facing aquaculture, this video takes viewers to a historical journey to the major turning points in aquaculture development since the early and first aquaculture practice by a Chinese named Fan Li two millennia ago. These four watersheds span 25 years from the Kyoto Strategy on Aquaculture Development (1976), to the establishment of the Code of Conduct for Responsible Fisheries (1995) through to The Bangkok Declaration and Strategy for Aquaculture (2000) and immediately followed by the creation of the Committee on Fisheries Sub-Committee on Aquaculture (2001) – enough to nourish its development through the next 25 so that aquaculture, now the fastest growing food producing sector can serve the people better, and communities and nations continue to prosper.”
Transition in nori cultivation : evolution of household contribution and gendered division of labor
by Dr A. Delaney firstname.lastname@example.org
In Cahiers de Biologie Marine Link
[CdBM (2011) Vol 52(4):527-533]
Abstract: Consumers throughout the world have gained familiarity with the seaweed nori (porphyra spp) thanks to the popularity of Asian cuisine, particularly Japanese sushi. Few actually know much about the people who produce this seaweed, however. This article presents qualitative social science research undertaken in Northeastern Japan among a community of nori cultivators on their production process and cultural way of life. Natural scientists acknowledge that in order to manage natural resources, it is actually the resource users who must be managed. In order to manage resource users, with the goals of social and environmental sustainability, we must understand both society and cultural institutions. With this in mind, this article focuses on the division of labor among cultivators, particularly along gender lines and the impacts, on a cultural level, of technological change on nori production. Technological change has had a profound impact on both the manner of nori production as well as the household division of labor and work and gender roles. Women play a key role in nori production today. With better understanding of such outward manifestations of culture and society we can bring the human dimensions of systems to bear in order to better manage these, and other natural resources.
Some additional information: A big breakthrough in closing the life-cycle for nori came in 1949 when Japanese researchers saw the publication of a British scientist, Dr Kathleen Drew-Baker, on the reproduction of a related species. Dr Drew-Baker is still honored in Japan for her findings, including by a memorial at Uto City, Japan (see http://en.wikipedia.org/wiki/Kathleen_Mary_Drew-Baker for an introduction). Thanks to my friend Choo Poh Sze for alerting me to Dr Drew-Baker’s work some years ago. Dr Delaney informs me that she has mentioned Dr Drew-Baker also in her thesis from which this paper is drawn.
See also this article on Dr Drew-Baker and nori culture from www.thenutgraph.com
Posted in Aquaculture, Country, Gender, Gendered labor studies, Geography, Japan, Men, Women
Tagged aquaculture, Japan, men, nori, women
With world attention on climate change, two recent publications on gender and climate change, though not focused on fisheries and aquaculture, deliver a similar message: yes, women and men have different vulnerabilities to climate change, gendered analysis and approaches are needed but women and men’s agency, not just women and men’s vulnerabilities should be considered.
1. BRIDGE Cutting Edge Packs Gender and Climate Change
By Elaine Skinner UK Institute for Development Studies
Summary: Responses to climate change tend to focus on scientific and economic solutions rather than addressing the vitally significant human and gender dimensions. For climate change responses to be effective thinking must move beyond these limited approaches to become people-focused, and focus on the challenges and opportunities that climate change presents in the struggle for gender equality.
“Move beyond simple assumptions about women’s vulnerability to highlight women’s agency in adapting to and mitigating climate change.”
The Overview Report offers a comprehensive gendered analysis of climate change which demystifies many of the complexities in this area and suggests recommendations for researchers, NGOSs and donors as well as policymakers at national and international level. The Supporting Resources Collection (SRC) provides summaries of key texts, conceptual papers, tools, case studies and contacts of organisations in this field, whilst a Gender and Development In Brief newsletter contains three articles including two case studies outlining innovative local led solutions.
2. The Gender and Climate Debate: More of the Same or New Pathways of Thinking and Doing?
by Bernadette P. Resurreccion
Asian Security Initiative Policy Series No. 10. Singapore RSIS Centre for Non-Traditional Security Studies (NTS)
Abstract: Feminist and development advocates have recently taken international agreement framers to task for the paucity of gender perspectives when defining climate change agendas, a gap which has led to the emergence of ‘gender and climate change’ discourses. This paper aims to contribute to this growing concern with gender and climate change adaptation by: (i) briefly reviewing international agreements and advocacy literature in order to understand the conceptual antecedents underlying gender and climate change discourses and their respective deficits; and (ii) engaging with past and current theorisations on gender, adaptation and resilience which are relevant to a better understanding of the linkages among gender, climate change adaptation and human security. This paper argues that ‘gender’ and ‘vulnerability’ have to be viewed as complex social and human security processes that defy current simplifications based on fixed and essentialised traits and properties of women that characterised the earlier women, environment and development (WED) discourse. Current gender and climate change discussions often build on this earlier strand. An understanding of the complex linkages and processes of gendering and vulnerability is applied to recent climate change adaptation studies in Cambodia and Vietnam.
The Vietnam study addresses women and men in fish and shrimp farming areas.
Posted in Asia, Cambodia, Change, Climate Change, Gender, Global, IDS, Men, Natural resource management, Regional, Research, communication resources, Theme, Vietnam, Women
Tagged aquaculture, climate change, coasts
Supply Chain Management in the Aquaculture Industry: The Case of Food Fish Aquaculture in Sri Lanka
Download at: http://sljol.info/sljol/index.php/SUSLJ/article/viewFile/3741/3021
S.P.M. Jayantha1 and D.A.M. De Silva2
This paper on supply chains for inland fisheries and aquaculture in Sri Lanka found that the fishery value chain was dominated by few big players and a number of intermediaries. The authors found that women became increasingly marginalized “with every step of the value chain with complete exclusion at the
WorldFish Center has released an Issues Brief on Gender and Aquaculture, “Gender and aquaculture: sharing the benefits equitably”
Download at: http://www.worldfishcenter.org/resource_centre/WF_2832.pdf
The issues brief focuses on 5 themes that draw on many of the papers from previous AFS GAF Symposia and proceedings (see https://genderaquafish.org/resources-3/asian-fisheries-society-genderwomen-and-fisheries-resources/ for hand access to all the previous proceedings and publications)
Posted in Aquaculture, Climate Change, Gender, Geography, Global
Tagged Africa, aquaculture, asia, issues brief, pacific, women
Over the last several months, studies, blogs and news articles have highlighted the challenges of assessing and understanding the various impacts of microfinance. Although not directly addressing fisheries and aquaculture, the findings are relevant to those studying gender in aquaculture and fisheries as microfinance is often part of a development initiative targeted at women in small scale fisheries and aquaculture. For those with an interest in microfinance, here are some of the recent items and related papers from GAF2 and GAF3.
1. Microfinance’s Sober Reckoning from the Guardian, and the two recent reports it refers to.
Download at: http://blogs.cgdev.org/open_book/2011/08/the-new-realism.php Center for Global Development
Download at: http://www.dfid.gov.uk/r4d/.pdf
[Duvendack M, Palmer-Jones R, Copestake JG, Hooper L, Loke Y, Rao N (2011) What is the evidence of the impact of microfinance on the well-being of poor people? London: EPPI-Centre, Social Science Research Unit, Institute of Education, University of London].
2. Science magazine, June 2011
Summary. Roughly one-half of the world’s adults, about 2.5 billion people, have neither a bank account nor access to semiformal financial services such as “microcredit,” the growing practice in developing nations of providing small loans, typically less than US$500, to self-employed people (1). But what if they did? Muhammad Yunus, the 2006 Nobel Peace Prize winner and founder of Bangladesh’s Grameen Bank, a pioneering microcredit institution, argues that this lack of financial access means that the poor, especially poor women, can’t obtain the loans they need to build their businesses and get on a path out of poverty. The idea has taken hold: In 2009, for instance, Grameen Bank served 8 million customers; its average loan balance was just $127. Worldwide, microcredit advocates now claim more than 190 million customers. Proof of concept, however, is not proof of impact. Recent studies have found that some efforts to provide small loans have produced surprisingly weak results, and on page 1278 of this issue, Karlan and Zinman provide more evidence that we need to rethink microcredit. Their findings, from a randomized evaluation of microcredit lending in the Philippines, add to a handful of recent results that suggest that microcredit’s effectiveness has been overstated by studies that selectively focus on success stories.
Abstract: Microcredit institutions spend billions of dollars fighting poverty by making small loans primarily to female entrepreneurs. Proponents argue that microcredit mitigates market failures, spurs micro-enterprise growth, and boosts borrowers’ well-being. We tested these hypotheses with the use of an innovative, replicable experimental design that randomly assigned individual liability microloans (of $225 on average) to 1601 individuals in the Philippines through credit scoring. After 11 to 22 months, we found evidence consistent with unmet demand at the current price (a roughly 60% annualized interest rate): Net borrowing increased in the treatment group relative to controls. However, the number of business activities and employees in the treatment group decreased relative to controls, and subjective well-being declined slightly. We also found little evidence that treatment effects were more pronounced for women. However, we did find that microloans increase ability to cope with risk, strengthen community ties, and increase access to informal credit. Thus, microcredit here may work, but through channels different from those often hypothesized by its proponents.
3. Asian Fisheries Society GAF Symposia
Three papers on microfinance have been presented at the last two GAF Symposia (GAF2 2007 and GAF3 2011)
From the GAF2 Summary: A form of marginalization is when access to a range of desired financial services, including credit and insurance, is poor. Arpita Sharma profiled the social and economic status of 4 types of women fish workers in Dakshinda Kannada district of Karnataka state,India– dry and wet fish retailers and laborers – and their small scale financial services needs. Self Help Groups (SHGs), non-government organizations and national banks were productive, especially in their service focus areas of credit and savings. However, only 40% of women are in SHGs, and more could benefit from forming or joining groups. Most significantly, women expressed strong needs for additional services, especially services designed for micro-enterprise development, insurance, remittances, and microfinance for housing and shelter. While agreeing with the better design of microfinance services to meet women’s need, the Symposium participants also pointed out that very little attention is being given to men’s microfinance needs.
[R. Veena and Arpita Sharma* Micro Finance in the Fisheries Sector: A case study of Dakshina Kannada district, Karnataka. PPT ]
From GAF3 Summary: For poor households, microfinance has become a popular though increasingly questioned solution. It is often targeted at women even if the gender dimensions are rarely studied. Two presentations at GAF3 showed that microfinance, while well regarded by the recipients, usually does not increase their assets and productivity. In 2 districts of Kerala, India, Nikita Gopal reported that government and non-government run microfinance schemes had helped family finances and improved household financial decision-making in low-income families but, since most of the funds had gone into meeting household expenses and not into entrepreneurial opportunities, asset creation had been minimal. In Guimaras, Philippines, Alice J. G. Ferrer found similar results when she studied women and men in fishing and non-fishing households. The decision to seek credit was typically taken jointly by the wife and husband but women then sought the majority of credit, mainly from informal sources. The credit, however, fed consumption rather than production and hence failed to improve productivity or living standards. Both studies stressed the importance of examining all sources of credit and better understanding the need for credit.
[Nikita Gopal and B. Meenakumari Role and impact of microfinance institutions in coastal communities. PPT]
[Alice Joan G. Ferrer and Arthur P. Barrido. Gender and credit market participation and access among households in coastal barangays in Guimaras, Philippines. PPT]
Posted in Microfinance, Research, communication resources, Theme
Tagged aquaculture, fisheries, impact assessment, India, microfinance, Philippines, women
Research agencies are very important social institutions in fisheries and aquaculture. Over the decades, their knowledge continues to grow and multiply, enriched through partnerships, outreach and synergies between existing and new ideas. The electronic information era creates new opportunities to make agency knowledge more accessible through creating institute repositories. In the last year, two major research agencies have made their publications available through new institute repositories.
1. Central Marine Fisheries Research Institute of the Indian Council of Agricultural Research. http://eprints.cmfri.org.in/. Loaded with scans of publications going back to 1948, and up to the present, you can search the more than 8,000 papers by year, author, subject, document type or division. The collection is also indexed in many of the main academic services, including Scientific Commons, Scirus and Google.
2. SEAFDEC Aquaculture Department. http://repository.seafdec.org.ph/ With hundreds of papers, books, handbooks, extension manuals, articles and newsletter items reaching back to 1978, this collection is also readily searchable and will be further augmented by pictures, videos, presentations and other products.
Posted in Aquaculture, Country, Fisheries, Geography, India, Philippines, Research, communication resources
Tagged aquaculture, fisheries, India, Philippines, research, resources

domain: sociology


Whether a radio plant runs with analog audio, digital audio or streaming media, test and measurement gear is key to a successful operation. It facilitates maintenance of a top-quality signal, enables troubleshooting and in the case of terrestrial stations helps to ensure compliance with FCC regulations.
When you talk to industry manufacturing experts, several trends in test and measurement technology become apparent.
The transition to HD Radio is one of the driving forces in new measurement gear. Further, David Day, president of DaySequerra, notes that “anywhere-anytime” access to signal information also has become an expectation, which crosses into the area of monitoring.
“Most of the monitoring gear is at the transmitter, but that information needs to be accessible not only at the studio, but also via cell phones and e-mail. These demands create a level of complexity in the development of monitoring gear.”
There is also an interest in extreme portable gear to measure digital radio signals, perhaps with a laptop. Designing such a device with DSP technology is not difficult, according to Day. “The question is, with design and manufacturing overhead, can it be delivered at a price point where consumers will buy it in significant numbers?”
On the spectrum
As digital transmission becomes more widespread, the spectrum analyzer, once considered a luxury, is now becoming a necessity.
David Maxson, managing partner at Broadcast Signal Lab, said, “A spectrum analyzer has been required to measure the FCC-required mask for analog FM signals as well as the NRSC-2 mask for AM, but these measurements were usually done by consultants. As the costs of spectrum analyzers have come down, more stations or groups are able to acquire them. At the same time, however, measuring digital signals has become more complicated.”
Maxson said confusion over measurement techniques for IBOC signals led the National Radio Systems Committee to create more specific guidelines; you can download the NRSC-G201 documents at www.nrscstandards.org.
The appendix to this document provides a list of test equipment that has been self-certified by manufacturers, along with the list of requirements, so that engineers can check equipment that may not be on the list.
When stations or networks send audio signals through a third party, such as the phone company, a unique set of test and measurement requirements arises.
Dan Knighten, director of products for Audio Precision, said, “Contracts for program distribution usually come with a Quality of Service (QoS) agreement. To keep providers honest, contracts should specify how testing is to be done, and broadcasters should schedule regular tests. HST (High Speed Testing), also known as multitone testing, can send a burst as short as 250 ms which is barely noticeable by most listeners.”
Knighten adds that source tones can be stored on CDs or as digital files. Analyzers at the receiving points will recognize the burst, analyze it and e-mail test results to a central location. According to Knighten, there has been a 50 percent reduction in the cost for multitone technology, while the quality has been greatly improved.
A standout signal also requires careful maintenance of the analog and digital paths back at the studio plant.
Art Constantine, vice president of sales and marketing for Audio Technologies Inc., said, “Although analog audio remains an acceptable method of handling audio in a facility, more and more stations are going all digital.” A portable digital audio monitor enables an engineer to check parameters such as audio level, sample rate, digital errors and headroom below 0 dBFS.
According to Constantine, some analog testing techniques are becoming lost art. The use of white and pink noise generators is one example.
“A savvy engineer knows how to investigate the psychoacoustic effects of audio, and do room EQ with a noise generator.” He adds that audio begins in the analog realm, and any imperfections will only be worsened with the conversion to digital formats, making the maintenance of analog quality all the more critical.
The explosive use of the wireless spectrum by radio broadcasters for wireless microphones, IFB and remote control has created the need for a new type of test equipment.
Mark Kaltman, president of Kaltman Creations, said, “Dropoffs of signal can be the result of weak batteries, blocked line of sight or interference from someone else’s wireless devices. A handheld spectrum analyzer can quickly isolate interference problems and allow users to change frequency on the spot.”
He adds that before the advent of handheld devices, users had to bring large, laboratory-grade spectrum analyzers into the field, something that is not often practical.
“Setting up wireless remote broadcasts without having a way to visualize the wireless spectrum you’re using is like flying blind,” said Kaltman. “The situation will only get worse as these devices become more popular with broadcasters.”
New digital technologies and DSP power have enabled improved equipment performance, mainly in term of precision, according to Christophe Poulain, president of WorldCast Systems Inc., which incorporates Audemat, Ecreso and APT.
He said test and measurement gear, though still a significant investment, need not be super-expensive, in part because more features now are being built into single products.
“That’s what we are doing with our FM Modulation Analyzer; it replaces about six or seven legacy units.” Also helping keep costs down is that in some cases, factory calibration is no longer needed because analog components largely have disappeared from hardware designs.
Remote access via TCP/IP is exciting, he continued. “You can also create some automatic sequences and cycles of measurement. This means you can leave the test and measurement unit to run and operate by itself at a site for hours or even days, then come back and analyze all the data. It will even generate automatic reports.”
Poulain thinks engineers might make better use of the intelligence and automatic operation that are built into today’s products.
“Some of our field measurement equipment can be set up so that all an operator has to do is connect the antennas and power and start driving. In one case, a user hired a limousine company to drive around a city nonstop for three straight days. The customer didn’t even have to be there, and the limousine company kept up with its normal business, they just made all of their appointments with the measurement equipment in the trunk of the car.
“At the end, the user had hundreds of thousands of data points to analyze the signal coverage of every station in the market, with very little investment of his personal time.”
What trends in test and measurement do you see in your workplace? Tell us at[email protected].
Tom Vernon is a regular contributor to Radio World.


text:
UBC Theses and Dissertations
The photochemical and thermal oxidation of hydrogen sulphide Tse, Ronald Siu-Man
In order to elucidate the mechanism of hydrogen sulphide oxidation, the photo-oxidation and thermal oxidation of hydrogen sulphide were studied, using gas chromatography for the analysis of final products. Photo-oxidation was studied at 130° and 150°C. Products found were sulphur dioxide, hydrogen, water and sulphur. Production of sulphur dioxide was found to be inhibited by an increase in surface area. Whether in photo- or thermal oxidation, the yield of sulphur dioxide increased drastically with slight increases in (O₂)/H₂S) ratio. This was also observed in the yield of hydrogen in photo-oxidation. Thermal oxidation was studied at 160°, 170°, 190°, 210°, 225°, 240°, and 260°C. Products were sulphur dioxide, water, and sulphur. No hydrogen was found. An expression for the production of sulphur dioxide was obtained: [formula omitted] = k (H₂S)⁻¹→⁺¹ (O₂)³ The overall activation energy was found to be 21.2±2k.cal./mole. Comparison with previously reported works was made and a mechanism proposed.
Item Citations and Data

domain: literature


For the preparation of the environmental impact assessments for the Moorebank Intermodal Terminal, Moorebank Intermodal Company (MIC) is assessing the terminal's likely impact on noise, air and water quality.
As part of this, MIC collected data about the existing environmental conditions at various locations near the Moorebank Intermodal Terminal. The monitoring was undertaken with consideration of the regulatory guidelines for noise, ambient air quality and surface water, with results evaluated to determine whether they were within the environmental criteria. The majority of environmental monitoring began in August 2012. Further environmental monitoring parameters (to monitor particular matter) were implemented in April 2014.
The Moorebank Intermodal Terminal Environmental Monitoring Report (November 2016) provides a comprehensive summary of all monitoring results for noise, air and water quality, for the duration of the monitoring undertaken until June 2016.


text:
Your credit score impacts everything from loan interest rates to rental housing eligibility and insurance premiums. Fortunately, there are steps you can take to boost your credit score quickly and establish responsible financial habits for life.
Understand How Scoring Works
The FICO Score model used by 90% of lenders ranges from 300 (poor) to 850 (exceptional). In general:
- 650+ = Good
- 700+ = Very good
- 750+ = Excellent credit
Higher scores secure better rates and terms for credit cards, loans and mortgages. Data influencing your score comes from your credit reports at Equifax, Experian and TransUnion. FICO factors include:
- Payment history (35% impact) – Pay all debts on time.
- Credit utilization (30%) – Keep balances low relative to limits.
- Length of credit history (15%) – Maintain older active accounts.
- Credit mix (10%) – Have different types of credit.
- New credit (10%) – Limit applications for new accounts.
Improving areas where you fare poorly will raise your credit score. Monitoring your reports regularly lets you correct any errors right away too.
Pay All Bills on Time
Payment history carries the most weight impacting credit scores. Late or missed payments signal risk and get reported to bureaus, tanking your score. Set up automatic payments so you never miss credit card, loan, utility or other bill deadlines.
Review due dates and set payment reminders. Avoid delays by paying a few days early or enrolling in autopay programs. If funds are tight that month, make minimum payments on time and follow up with the balance when possible. Protecting your on-time payment history should be priority one.
Lower Your Credit Utilization
This measures how much of your total available revolving credit you use. Owing $6,000 on a $10,000 limit card means 60% utilization. High balances hurt scores, so keep usage under 30% per card and overall.
Pay down balances monthly especially before statement closing dates when utilization gets reported. You can request credit line increases to lower utilization. Using one card lightly and others heavily also minimizes aggregate balances.
Pay Down Balances
Carrying long-standing card balances limits available credit for new purchases, ultimately hurting scores. Pay down balances aggressively to free up credit and demonstrate responsible usage. Develop a plan for eliminating debt through strategies like debt snowball, balance transfers or loan consolidation.
Resist running up card balances you can’t quickly pay in full. Rely more on debit cards and cash to avoid overspending. Live below your means to enable focusing funds on debt reduction until balances reach zero.
Mix Up Credit Types
Lenders want to see you can manage different credit accounts responsibly. Having credit cards plus installment loans like mortgages, student loans and car loans improves your credit mix.
To boost scores, apply for a low-limit card you’ll use lightly. If denied, try becoming an authorized user on someone else’s older card temporarily. Unless you’re buying soon, mortgage pre-approvals also show positive credit behavior at no cost until you’re ready to purchase a home.
Lengthen Credit History
FICO scores consider the average age of all your credit accounts. Lengthier history reflects lower risk and improves scores. Keep old credit card accounts open unless they have annual fees.
Become an authorized user on a family member’s older card if permitted. This logs that account history on your credit reports. Be cautious closing newer cards as this lowers your average account age. Longevity takes time but pays off.
Limit New Credit Applications
Each application and hard inquiry makes your score drop a few points until it falls off your report in two years. Going on a credit card application spree ruins your score. Apply strategically only when needed to minimize inquiries.
Research pre-qualified offers which don’t hurt your score unless you proceed with the application. Limit new accounts to one or two yearly at most. New credit also lowers average account age, so apply prudently.
Correct Credit Report Errors
One in five Americans find mistakes on their credit reports that unjustly lower scores. Review reports annually and file disputes immediately if errors get identified. Common mistakes include:
- Incorrect personal information like current address
- Closed accounts listed as open
- Fraudulent accounts you didn’t open
- Late payments from billing disputes or identity theft
- Inaccurate credit limits or balances
Submit dispute letters with supporting documents to get black marks investigated and removed if invalid. This restores points lost unfairly so make sure your reports reflect the truth.
Manage Credit Wisely
Practicing good credit habits daily ensures your scores stay optimal over time:
- Leave small balances on cards to avoid zero balances being reported
- Keep unused cards active by making small purchases every 6-12 months
- Don’t close old accounts unless paying fees
- Ask for credit line increases on old accounts periodically
- Set up autopay and payment reminders to prevent lateness
- Keep utilization low on all cards
- Check credit reports and scores monthly to catch issues
- Avoid applying for financing unless needed
Building responsible credit habits now prevents problems. Monitor your profile to make sure it accurately reflects your financial trustworthiness.
Add Positive Information
Beyond fixing mistakes, also add accounts that benefit your file like utility bill accounts paid on time. Become an authorized user on a partner or parent’s card temporarily. Providing your rent payments to bureaus like TransUnion SmartMove improves rental payment history verification.
Opening a secured card and making monthly payments builds recent positive history. Removing collection accounts and improving your credit mix also boost your score. Keep strengthening your profile.
Deal with Collections
Any unpaid debts in collections severely damage scores. Contact collectors and try negotiating payoff for deletes where they remove the negative status upon payment. Get this promise in writing first.
If the collection results from identity theft or mistaken validity, dispute the account and seek removal. Even paying off legitimate collections won’t remove it from your report but improves the standing. Unpaid medical bills under $500 can get removed if disputed.
Wait for Negative Marks to Fall Off
Most negative credit information gets removed from your reports after 7 years by law. Bankruptcies can take 10 years. Avoid new issues and your score will naturally improve over this period as older marks disappear.
You can also request credit bureaus remove inquiries and late payments if older than 24 months. Keep monitoring your profile so you can dispute outdated items for faster removal upon eligibility. Time diminishes many credit missteps if you avoid repeating them.
Sign Up for Credit Monitoring
Ongoing credit monitoring provides alerts whenever changes occur in your Equifax, Experian and TransUnion profiles. Monitoring services like PrivacyGuard and IdentityForce notify you of new accounts, inquiries, late payments, address changes and other negative reporting so issues get caught early before damage compounds. Expect to pay $10-$30 monthly.
Free monitoring options include sites like Credit Karma which offer VantageScore versions of your reports and ratings. Enrolling in free trials that auto-cancel also works long-term. Monitoring ensures you know your true status.
Avoid Quick Fixes
Some companies wrongly promise fast score improvements through questionable tactics. However, services advocating:
- File segregation to create new credit reports from scratch
- Adding you as an authorized user on a stranger’s account
- Renting a high-score person’s identity to apply for new accounts
- Getting dormant accounts re-aged to look new
- Removing all negative but accurate information
Are unethical or outright scams. They often stop working quickly once discovered, and lenders may shut down your accounts. Stick to legitimate score-building strategies for lasting improvement.
Leverage Secured Credit Cards
Those needing to establish or rebuild credit should apply for secured cards requiring a refundable deposit that becomes your credit line. Make payments on time and keep utilization low to transition the card to an unsecured line in as few as 5 months.
Graduating to unsecured cards plus avoiding late and missing payments demonstrates responsibility. Secured card activity reflects on credit reports just like regular accounts. Used strategically, they offer a powerful rebuilding tool.
Dramatically raising your credit score is doable with diligent effort and prudent financial choices over time. Monitor your detailed reports frequently and address any blemishes or errors promptly to protect your profile.
Building a longer positive history, lowering and paying off balances monthly, and establishing the right credit mix provide a proven path to 850. With responsible habits and some patience for points to accumulate, you can earn and maintain an exceptional credit score long term.

domain: economics


text:
The FHA Wants to Make Zero-Down Loans. Is This a Good Idea?by
When the FHA was started in the Depression to insure mortgage loans and thus help people of modest means buy homes, it required a minimum downpayment of 20%. That hefty chunk of equity ensured that people wouldn't walk away from their homes if they ran into trouble. Plus, the ability to raise the downpayment was seen as evidence that the buyer was financially responsible and knew how to save money.
Over the years the downpayment requirement for FHA-insured loans shrank to 3%. It was a thin shell of equity surrounding a big ball of debt.
Now, the FHA has decided that even 3% is too steep a requirement for homebuyers. The FHA has been losing market share to others who require 2%, 1% or zero percent downpayments, including giant loan buyers Fannie Mae and Freddie Mac and many subprime lenders. So the federal agency has asked Congress to repeal the 3% minimum, and it appears that Congress is going along. On July 25, the House of Representatives voted 415-7 in favor of the "Expanding American Homeownership Act," which among other things would repeal the 3% rule. The Senate is expected to pass similar legislation, and the White House has expressed support.
Is this a good thing? Maybe, maybe not. I'm not so worried about lenders getting stiffed. I figure they can take care of themselves. I'm more worried about families that are lured by the no-money-down pitch into buying houses they can't afford. Some will end up killing themselves to keep up with payments. Some others will default and destroy their credit ratings.
I spoke today with Margaret Burns, director of FHA's Office of Single Family Program Development, and her deputy, James Beavers. They don't think default by zero-down borrowers is a big risk. They argue that credit-scoring software can tell them with great accuracy, based on bill-paying history, etc., which people can be trusted with loans.
Lenders who think downpayments aren't necessary regard them as relics of an era when lenders didn't know very much about their customers and couldn't trust them. The FHA's Burns says that today, most people who get zero-down loans from non-FHA lenders are financially responsible and do have cash on hand, but simply choose to use their cash for things other than a downpayment. She says the FHA is losing business to the competition by insisting on a downpayment that no longer serves an important economic function. And Beavers says the FHA's loans, even if they get rid of the 3% downpayment, are safe for borrowers because they don't have easily abused features like interest-only or negative amortization. "For us," says Burns, "the 3% is a big barrier to homeownership for people who should be able to benefit from FHA-insured loans."
Mortgage Bankers Assn. senior economist Mike Fratantoni had a similar opinion. Yes, he said, there's a danger to fragile neighborhoods if people default on zero-down loans. But that's more than offset in his opinion by the benefits to society from giving families a stake in society through homeownership.
Maybe the FHA and the MBA are correct and there's nothing to worry about here. To me, though, it seems like the FHA is simply joining a race to the bottom that was already in progress, with lending standards getting lower and lower in the name of competition. Sure, zero-down loans are fine for some buyers. And sure, homeownership can be a great thing. But not all families are financially suited for it. I worry about those who buy houses they shouldn't and then live to regret their choices.

domain: finance


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Functional Comparative Law- Germany vs. USA
About the book
This study aims at providing a contribution to the current issue of hate crime. It analyzes the possibilities which are served by the German and the US American law to penalize bias-motivated crimes, while considering the historical and social background of both societies. It is questioned which legal goods are harmed by the committal of hate crime and whether the German penal law is suitable to address the wrong of hate crime and whether it is capable of properly punishing this sort of crime in respect to the blameworthiness of the offender. By applying the functional method of law comparison, understandings regarding the handlings of hate crimes in the USA and in Germany are exploited and, as a result, possible solutions for weaknesses of the prevailing law are offered.

domain: politics


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The Baltimore Symphony Orchestra has announced three senior-level staff appointments: MATTHEW SPIVEY, vice president of artistic operations; DEBORAH BRODER, vice president, BSO at Strathmore; and CHERYL GOODMAN, director of fundraising and administration for OrchKids, the BSO’s after-school education program. Spivey has spent the past five years as vice president of artistic administration at the Fort Worth Symphony Orchestra; he served previously as artists’ assistant at the Los Angeles Philharmonic, and had held a similar position with the Boston Symphony Orchestra at Tanglewood. Spivey is a graduate of New England Conservatory and a former clarinetist in the Boston Philharmonic Orchestra. Broder, who begins her duties October 11 at the Music Center at Strathmore (North Bethesda, Md.), brings more than 25 years of arts management experience to that job, most recently as director of the Museum of Contemporary Art in Jacksonville, Fla. She has also served as development director for Jacksonville’s Cummer Museum of Art and Gardens, and as president of Broder Advertising, based in Baltimore and Jacksonville. Goodman has worked extensively in the Baltimore area with such arts organizations as The Hippodrome Foundation, the Eubie Blake Cultural Center, Theatre Project, WEAA-FM, and the Maryland State Arts Council.
Cheryl Goodman photo courtesy of the Baltimore Symphony Orchestra
Posted September 7, 2010


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Unlike other luggage straps, the StrapSafe TSA Luggage Strap with Display Window features patented Baggage Constrictor TM technology, the StrapSafe 100 cannot be loosened once locked, unlike other luggage straps. The Travel Sentry Approved 3-dial combination lock can be safely opened and relocked by TSA (Transport Security Administration) luggage inspectors. The display window shows whether the lock has been opened by TSA agents during inspection
Outpac Designs Ltd. (makers of Pacsafe ) was founded by people who love traveling and the fun and excitement that it brings. We understand the last things you want to be weighed down with on your travels are concerns about whether or not your stuff is safe and secure.
We want you to remember your trips for all the right reasons and to give you a peace of mind so you can enjoy your adventure. In order to do so, we continue to travel extensively, listen to real travel stories and work hard at coming up with practical and affordable solutions for an increasingly mobile world.
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domain: travel


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Sarah Bialkin- Dance Director, Camp Twelve Trails
Sarah is expected to graduate from Marymount Manhattan College in Spring 2018 with a B.A. in Theatre Arts, with a concentration in Theatre Performance, and a minor in Musical Theatre. She is from the SF Bay Area and trained at Marin Ballet, Marin School of the Arts, and American Conservatory Theatre. Sarah is so excited to share her passions in dance and theatre with campers and hopes to inspire the next generation of artists!
Kari Brantner- Dance Director, Harbor Hills Day Camp
Kari is a 5th grade teacher in Monclair, NJ. She holds a Master's Degree in Education from The College of New Jersey. She also has 27 years of dance experience, growing up in the New Jersey competition circuit. She is now the director of the Sussex Stags Dance Team. Kari is excited to return to HHDC after working there from 2010 to 2012! She is so thrilled to be choreographing the camp production of Hairspray, as she played "Tammy" in Pax Amicus's production in 2013!
Nora Sørena Casey- CREATE Neighborhood Head, Camp Twelve Trails
Nora is pursuing an MFA in Playwriting at Columbia University. She has worked in theaters across the country as a playwright, dramaturge, and educator. Nora is thrilled to spend the summer working with educators and campers to unleash their creative sides.
Geoffrey Goodridge- Photography Director, Camp Twelve Trails
Geoffrey wanta kids to be moved by themselves, and each-other. To not just take pictures, but experience the power of creating them - as individuals or a team, while inspiring others.
Brittany Hughes- Theater Director, Camp Kehila
Brittany holds a Bachelor's Degree with an emphasis in Theater from Hunter College and an Associates Degree in English from Suffolk Community College. Raised on Long Island, Brittany has been involved in many productions both on stage and backstage. Brittany intends to educate young people in the world of theater and provide them with an authentic theater production experience, encouraging them to have fun and embrace their true selves.
Clara Kundin- Theater Director, JCC Manhattan Day Camp & Vacation Villiage Day Camp
Clara received her B.A. in theater from St. Olaf College and continued her studies at the École Jacques Lecoq in Paris. Clara is the executive director of Rebel Playhouse, an educational children's theater, and the associate education director for The Ume Group. As an actor, she has performed for Creative Time, Torn Out Theater, the Guthrie Theater, and many more. Clara is thrilled to be continuing work with mainstages. www.clarakundin.com
Anya Marfin- Design Director, Camp Twelve Trails
Anya is an accessories designer who designs handbags for various well known American brands, an artist and a mother. She studied product design in Parson School of Design. She is excited to bring design to camp and spend summer teaching children design process and enjoy the beauty of creating something with your hands and imagination.
Natalie Mishra- Theater Director, Camp Louemma
Natalie is currently studying for her Bachelor of Fine Arts in Theatre Education at the University of North Carolina at Greensboro. Growing up in Ohio, Natalie was privileged to participate in theatre, where she quickly grew to love working both on and back stage. Natalie intends to further her education after her Bachelors and explore the developing world of Drama Therapy.
Becca Mae Owen- ARTS Adventure Head, Camp Sonshine
Becca graduated from Grand Canyon University with a bachelor's degree in theatre/drama. She loved performing for 2.5 years at GCU on their improv team. Becca hopes to open a theatre and direct in Portland with her friends once they are all done with schooling.
Bryan Raiton- Theater Specialist, Samuel Field Y Day Camp
Bryan is currently pursuing a B.F.A. in Theatre Arts at Hofstra University alongside a Resident Assistant position with students of all disciplines. Originally from Phoenix, Arizona, his interests have come to include backpacking, poetry, and Psychology. Bryan is a humanist by heart and an existentialist in practice and never forgets each moment shared with any and all people.
Maggie Reed- Theater Director, JCC Greater Washington
Maggie is a currently studying communicative disorders through Utah State University. She grew up in Maryland and developed her passion for the performing arts. She hopes to foster an inclusive environment that allows people of all abilities to express themselves.
Luci Samp- Theater Director, Harbor Hills Day Camp
Luci received her BA in Theatre from the College of William and Mary. She loved her first summer working with mainstages and is so excited to return for another one! She plans to continue her pursuit of acting professionally as well as directing and teaching theatre to children.
Tanaisha Semidey- Visual Arts Director, Camp Twelve Trails
Tanaisha is an elementary art teacher. She is from the bronx and has a strong passion for giving back to her community. Tanaisha loves being a part of programs where she can share her passion for art with children.
Matthew Dean Wood- Camp Jacobson
Matthew graduated from Queens College with a BA in Drama and Theatre. He is a native New Yorker, raised in Queens, New York. Matthew intends to have an absolute blast while sharing his passion of teaching Theatre with Camp Jacobson.


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Monday, October 28, 2002
It'll never happen.
I don't think I'm gonna ever grow up. I suffer from Peter Pan Syndrome.
I'm like one of those kids that you see on the daytime talk shows
who have the brain of a five year old bet get old really fast physically.
I just want to be like the other kids...that's me.
I just got home from work and realized that my vintage E.T.
wind up action figure that's still in the package fell off of one of my walls.
Then I started to rearrange all of the others. My girlfriend accepts their presence
and the whole discombobulated state of decay and disarray that is my room,
like a new mother does the poop in her infant's diapers. A neccessary and very messy evil.
1) There's Tetsuo from Akira.
2) The Jesus action figure I mentioned before.
3) A Daredevil action figure that is dressed in his early black and yellow costume instead of the red one.
I read in a toy magazine that it was worth alot of money and found it by chance a couple of months later,
hoping to sell it on Ebay. I hate Daredevil. So, that's still on my wall.
4) A Wolverine figure that I got from someone on my birthday.
5) Ash and Evil Ash from Army Of Darkness.
6) Mr. Pink from Reservoir Dogs.
7) Jek Porkins, the fat X-Wing pilot from Star Wars.
8) Edward Scissorhands.
9) Homer Simpson in his underwear.
10) And a Viet Cong action figure that I got for cheap before WAR got popular again.
This is not including all of my crap that's out of the package.
The 18' Ash Doll in the living room.
All of the Star Wars toys from childhood.
The masks, wierd dolls, Spawn figures, skulls, Elvis crud and Pez dispensers.
I also have a trash bag full of junk that I had to put in the garage
for lack of space or in a desperate attempt of dignity.
See? I'm still a kid. The same little snot-nosed punk who used to fantasize about everything and nothing.
Well, that and being trapped in a dungeoun with naked Amazon women. Trapped?
Still the same kid.
Either that or I'm just a....geek.


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Examples of Argumentative Essays
Perhaps almost everyone has dreamed of having a twin inside their childhood. It appeared to be so advantageous to have an >
The benefits of being a twin are especially evident in the childhood that is early. “In the years that are early the twin children develop trust between themselves” (Safdarmehdi, 2012, para. 2). Sibling rivalry is certainly not such a problem because the kids form an attachment to each other from birth. Furthermore, at an early age, twins need one another simply because they give one another a sense of support and security. The twins are there any for each other as they go through the ups and downs of life and growing up. Academically, socially and emotionally, twins offer one another support which builds their relationship and creates trust among them.
On the other hand, the teenage years offer more understanding of the disadvantages to be a twin. Privacy and sexuality be more important, and rivalry for the attention for the sex that is opposite from parents is necessary. For example, when you look at the film Dead Ringers, two identical twins both became successful gynecologists and finished up falling deeply in love with the woman that is sameSafdarmehdi, 2012, para. 3). Following the teenage years, this rivalry and tension amongst the twins usually fade away. The twins get married and become involved with their particular families that are new. They just do not worry the maximum amount of in what the other twin is up to. However, a bond that is close the twins usually still remains. This process of growth, from early childhood through the teenage years and until adulthood, is what makes the twins bond and understand one another at a level other relationships most frequently don’t get to.
A tremendously positive thing about identical twins is the fact that if they get along and so they can really help one another in a few of life’s sticky situations. For instance, if a person twin is sick, but simply cannot miss a consultation, date or meeting, the other twin can replace them. This sort of assistance depends upon how close the twins are and in case they will have the skills that are same. For example, one twin said her sibling is a lot like a partner who completes what should be done when she cannot. She said, “On the times once I am busy i am aware that Lucas will cover my back and get most of the bottles during the night (Arnold, 2011, para. 3).
It is vital to note that ‘perfect’ relationships are not necessarily present and cannot be achieved between twins effortlessly. A whole lot is dependent upon their environment, upbringing and genes. Most twins, particularly identical ones, enjoy an excellent and relationship that is close on trust because of growing up together and having many more things in accordance than regular siblings. Additionally, as with every close relationship, emotions can run from like to hate, nevertheless the love between twins usually triumphs.
Therefore, there are lots of advantages of being a twin. Having a twin is a lot like having you right from birth to your soul mate. Twins, especially identical ones, reflect each images that are other’s. In childhood, twins give one another a feeling of security. They start to form their relationship predicated on mutual support and understanding. Into the teenage years, twins may experience problems connected to sexuality and privacy, and additionally they often start rivalry when it comes to attention of the sex that is opposite parents, but while they grow up that rivalry usually fades away.
A thing that is precious that twins will help each other in difficult situations, making use of the similarity within their appearance. The relationship they form lasts forever although twins can experience complicated and ambiguous feelings towards each other, as a rule.
Argumentative Essay Example II: Should Parents Monitor Their Children’s Internet Use?
XXI century marked the Digital age in human humanity and history was introduced towards the Internet. It covers every field of specialization today, starting at any information humanity ever acquired on out to online communication between individuals. Access to the net requires interaction with a pc, that is proved by numerous researches to be damaging to health in an often use. Usually, it is associated with obesity, irregular sleep cycles and shorter duration sleep, impaired vision, and loss in social skills and we also should to be anxious about our children’s health. But you can find potential and much more dangerous threats the Internet is related to that particular we have to protect our kids from.
Protection of the private information, when you are searching the web, is critically important, especially while using social support systems like Facebook, as it’s widely known means of communication with other people. Kids often are unaware of what information shouldn’t be distributed to an community that is online and in performing this, they are able to incur themselves to the danger that the web possesses. Utilizing this information sexual and other predators can stalk children on the Internet, taking advantage of their innocence, abusing their trust and, perhaps, ultimately luring them into hazardous personal encounters (“Teenagers together with Internet,” 2017) quality writing paper. Maybe it would be too harsh to track their activities on the web, it is necessary to talk with children about possible consequences of posting their personal information on the Internet without them knowing because every individual has a right to privacy, but.
As children grow and spend more time at school, parents are often scared of them to belong to bad associations. It happens simply because they don’t understand the difference between right and wrong; therefore they are unable to distinguish a negative company from good. If something such as that occurs there may be a possibility that a number of people they know might be attempting to convince them to complete drugs, shoplift or make a move against family moral code. The greater way of dealing from happening if suspicions are satisfied will be a right decision with it would be to talk about it objectively, but if nothing helps to oversee child’s personal messages and to prevent it. The more a child grows, the less he talks to his parents about what is being conducted in his life, about his friends, and where he goes after school. There might be need not be concerned, while he merely visits the cinema along with his friends and by not telling his parents he attempts to state a right of privacy and protect it. But he also might be bullied and threatened at school and afraid to complain to parents. More importantly, because of the growth of the technologies, such harassment can operate on and on any place your son or daughter goes and may happen around the clock, 7 days per week. It might be rumors sent by email, mean text messages, emails or posted on internet sites, along side embarrassing images, videos, sites or fake profiles (Pogue, 2017). Whether done using technology or perhaps in person, the results of bullying are similar: they could be reaching for alcohol and drugs, or skipping school, or have lower self-esteem, and sometimes even health problems (Cold et al., 2017). Whether a child is suffering from bullying or is a bully himself, parents should not make a decision that is hasty spy a child’s activity on the web, because it can make things only worse. The way that is best is to have a cushty conversation into the kid, asking guiding questions regarding what is going on within their lives and how to stand as much as bullies or why the behavior of harassing other children is not the better to establish social status.
Children could also unwittingly expose their own families to online risks by accidentally downloading malware. Malware is a computer program that is installed with no knowledge or permission associated with victim with an intention to steal personal data from the computer like passwords, parent’s bank account, and other sensitive information (“Teenagers plus the Internet,” 2017). The program downloads and installs you are visiting untrusted sites or by phishing onto itself while. Phishing is the use of emails that try to trick people into clicking on malicious links and attachments, usually containing offers of things at a dramatically reduced price and sometimes even 100% free. With the growth of targeted advertising, it became much easier to you know what a person is thinking about, as it analyzes the history that is browsing your computer. Young adults are easy marks for scams because they never have yet learned to be skeptical.
The Internet can pose dangers to kids, but it is not the Internet the culprit. In reality, it could open doors of wonder for the kids that previous generations could not have even dreamed of. The most effective foundation for protecting against internet threats is educating your young ones and establishing comfortable communication so they are willing to talk about what is going on in their lives with them fulfilled with trust and understanding.

domain: psychology


A QUARRY crammed with industrial waste dumped during the 1960s and 1970s will finally undergo remedial works from today.
The Brofiscin Quarry near Groesfaen, Llantrisant, was used as a tip for industrial waste including solvents, heavy metals and toxic PCBs.
A report in July 2007 found the quarry posed no risk to drinking water supplies, although it discovered polluted groundwater deep within the limestone rock.
Contractors for Environment Agency Wales (EAW) will start engineering works today to manage the risk of the site, as part of a £1.1m project to treat the area.
Works will include an engineered cap, with vapour and surface water controls, installed over the waste.
It is hoped that capping the quarry will prevent rainwater running into the contaminated land to significantly reduce water pollution from the site.
It will also stop people and animals coming into contact with the waste.
Survey work had already found contamination of groundwater at a depth of more than 50 metres and a potential risk to public health.
The work has been brought about by EAW and Rhondda Cynon Taf council, and officials will monitor the area to make sure the remediation measures are successful.
Much of the toxic waste was dumped between 1965-1972, and a 2005 EAW report revealed the quarry contained up to 75 different toxic substances, including Agent Orange and polychlorinated biphenyls (PCBs).
Gareth O’Shea, from Environment Agency Wales, said: “This is the culmination of detailed investigations into the site and we are very pleased to start this work.
“These kinds of sites are an ugly reminder of the unregulated bad practices which are, thankfully, a thing of the past.
“The cap will effectively keep rainwater from the waste so the water does not become contaminated and will reduce the risk of pollution.
“It will also act like a barrier so wildlife and local people will not come into contact with the waste if they enter the quarry.
“We will continue with a comprehensive monitoring programme after the work is completed to make sure the cap does its job properly and protects the people and the environment around the quarry.”


text: Hey guys this is a new server that i made with some friends we hope for it to get big some day! This server has alot of great staff and players. it is 1.7.10 with factions essentials head hunting and more. We hope for alot of experienced players that pvp well to join, make factions, and become the most powerful faction on the server! so come join and have fun guys!

domain: game