Guest post by Kyle Bylin of sidewinder.fm, a music and tech think tank.
As Spotify moves from the fringes of the tech crowd to the mainstream market, it’s worth reflecting on how the online music service has changed the way many of us listen to music.
Not long ago, we went to great lengths to seek out and purchase albums for our collections. Now, we simply search for an artist on Spotify and add their entire discography to our library. With a single click, we can listen to their songs and not have to wait for a video to buffer or a download to complete. Rather than collect our favorite songs with diligent care, we capture them using the “Like” button with pure ease.
Apple is planning to launch a free ad supported Pandora-like online music service in the first three months of 2013. Current negotiations with labels are focusing on differentiating features and how to share ad revenue.
This “oral autobiography” of Jimmy Page, the intensely private mastermind behind Led Zeppelin—one of the most enduring bands in rock history—is the most complete and revelatory portrait of the legendary guitarist ever published.
By Eliot Van Buskirk of Evolver.fm. We’ve heard rumors that Apple would start selling high-resolution music — as in “better than CD quality” — for years, but so far, “lossless” has been as good as it gets, and the only way to get it in iTunes is to...
By Eliot Van Buskirk of Evolver.fm. Earlier this month, Pandora revealed artist payouts in the millions, as part of its ongoing campaign to reduce the royalty rate for online radio — or at least add a similar burden to FM radio, which pays no...
Download and streaming services are playing British musicians' work to digital audiences around the world. But songwriters' royalties from the overseas exposure are tiny - and they are going to stay that way.
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- The Water Man
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Watch The Water Man (2020) on Free Movie Streaming
Director: David Oyelowo
Duration: 91 min
Release year: 2020
Hercules, son of the Greek God, Zeus, is turned into a half-god, half-mortal by evil Hades, God of the Underworld, who plans to overthrow Zeus. Hercules is raised on Earth and retains his god-like strength, but when he discovers his immortal heritage Zeus tells him that to return to Mount Olympus he must become a true hero. Hercules becomes a famous hero with the help of his friend Pegasus and his personal trainer, Phil the satyr. Hercules battles monsters, Hades and the Titans, but it is his self-sacrifice to rescue his love Meg which makes him a true hero.
G.I. Joe: The Rise of Cobra
Two soldiers stationed in Kazahkstan (Captain Duke Hauser and his partner "Ripcord") are ordered to transport special warheads created by MARS, an arms' manufacturer controlled by James McCullen. When they are attacked by thieves (led by Anastasia DeCobray, with whom Duke has history), they are saved by a top secret, international special forces unit known as "G.I. Joe". The leader of G.I. Joe, General Abernathy (or Hawk) is on the trail of the thieves: an evil organization called "Cobra". While Duke and Ripcord train to join the Joes, McCullen ("Destro") is secretly working for Cobra and plotting to recapture his metal-eating "Nanomite" warheads. Duke and Ripcord (with help from Heavy Duty, Snake Eyes, and the rest of the Joes) must prove that they are Real American Heroes -- by stopping the launch of these warheads before Cobra uses them to take over the world.
Pirates of the Caribbean: At World's End
After Elizabeth, Will, and Captain Barbossa rescue Captain Jack Sparrow from the the land of the dead, they must face their foes, Davy Jones and Lord Cutler Beckett. Beckett, now with control of Jones' heart, forms a dark alliance with him in order to rule the seas and wipe out the last of the Pirates. Now, Jack, Barbossa, Will, Elizabeth, Tia Dalma, and crew must call the Pirate Lords from the four corners of the globe, including the infamous Sao Feng, to gathering. The Pirate Lords want to release the goddess Calypso, Davy Jones's damned lover, from the trap they sent her to out of fear, in which the Pirate Lords must combine the 9 pieces that bound her by ritual to undo it and release her in hopes that she will help them fight. With this, all pirates will stand together and will make their final stand for freedom against Beckett, Jones, Norrington, the Flying Dutchman, and the entire East India Trading Company.
When a young man's bride is kidnapped by an evil king, he turns to Hercules for help. The fallen hero has been living in exile, banished for killing his family, but the young man's courage inspires Hercules. Together, they fight to rescue the bride and reclaim the honor of Hercules.
Set in Scotland in a rugged and mythical time, "Brave" features Merida, an aspiring archer and impetuous daughter of royalty. Merida makes a reckless choice that unleashes unintended peril and forces her to spring into action to set things right.
Set in 79 A.D., POMPEII tells the epic story of Milo (Kit Harington), a slave turned invincible gladiator who finds himself in a race against time to save his true love Cassia (Emily Browning), the beautiful daughter of a wealthy merchant who has been unwillingly betrothed to a corrupt Roman Senator. As Mount Vesuvius erupts in a torrent of blazing lava, Milo must fight his way out of the arena in order to save his beloved as the once magnificent Pompeii crumbles around him.
The Bridge on the River Kwai
The film deals with the situation of British prisoners of war during World War II who are ordered to build a bridge to accommodate the Burma-Siam railway. Their instinct is to sabotage the bridge but, under the leadership of Colonel Nicholson, they are persuaded that the bridge should be constructed as a symbol of British morale, spirit and dignity in adverse circumstances. At first, the prisoners admire Nicholson when he bravely endures torture rather than compromise his principles for the benefit of the Japanese commandant Saito. He is an honorable but arrogant man, who is slowly revealed to be a deluded obsessive. He convinces himself that the bridge is a monument to British character, but actually is a monument to himself, and his insistence on its construction becomes a subtle form of collaboration with the enemy. Unknown to him, the Allies have sent a mission into the jungle, led by Warden and an American, Shears, to blow up the bridge.
Shrek the Third
When Fiona's father and King of Far Far Away passes away, the clumsy Shrek becomes the immediate successor of the throne. However, Shrek decides to find the legitimate heir Artie in a distant kingdom with his friends Donkey and Puss in Boots to be able return to his beloved house in the swamp with the pregnant Fiona. Meanwhile, the envious and ambitious Prince Charming joins the villains of the fairytales plotting a coup d'état to become the new king.
It all begins when young Will Stronghold, the son of the two famous superheroes: Steve and Josie, A.K.A. the incredibly strong, seemingly invulnerable Commander and and the high-speed flying Jetstream. However, Will does not actually know if he has any powers of his own, and has not told his parents this. He and his best friend, Layla are facing their first day of a secret school in the clouds like none on earth: Sky High, the first and only high school for kids with super-human powers going through crime-fighting puberty. But with no apparent superpowers of his own, however, Will seems destined to grow up a mere sidekick. But as he discovers his true strengths, he'll also learn that it takes loyalty and teamwork to truly become a hero!
FANTASTIC FOUR, a contemporary re-imagining of Marvel's original and longest-running superhero team, centers on four young outsiders who teleport to an alternate and dangerous universe, which alters their physical form in shocking ways. Their lives irrevocably upended, the team must learn to harness their daunting new abilities and work together to save Earth from a former friend turned enemy.
Watch The Water Man - 2020
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domain: entertainment


"It's going to be fun to play against them," he said. "They know me well and I know them well, so it's going to be fun. I'm excited to see them."
Since coming over to the D-backs in the January trade that sent Justin Upton to Atlanta, Prado has remained in touch with a number of the Braves players.
"I've been talking to Eric O'Flaherty and Craig Kimbrel and they said, 'We're going to throw you fastballs right down the middle' and I said, 'Yeah right, I believe that,'" Prado said with a laugh.
Prado's close friend, Atlanta catcher Brian McCann, is back on the field after missing the first month of the season with an injured right shoulder.
"I'm so happy that McCann is playing," Prado said. "He's such a good teammate, a real professional. He takes winning very seriously, he's a competitor. He's a real humble guy and he helps a young team, the young kids. I'm just happy he's healthy."
Steve Gilbert is a reporter for MLB.com. Read his blog, Inside the D-backs, and follow him on Twitter @SteveGilbertMLB. This story was not subject to the approval of Major League Baseball or its clubs.


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|Pretty Linen Bag|
Little Bag From Two Tea Towels
I found two pretty tea-towels in a faded linen rosebud design. I felt that they would make a lovely bag. I decided to try something simple and make it up as I went along ... that's me ...
Firstly, I drew a design ...
Secondly, I cut the main body of the bag and the lining ... one tea towel for each. If I had thought more carefully about it I would have chosen different fabrics for body and lining, merely because it is easier to photograph and it makes the instructions easier to follow. It also saves confusion!
|Body Of Bag - Cut Four|
|Pocket - Cut Two Leaving Seam For Top Of Pocket|
|Back Of Bag To Show Pocket Sewing Line|
|Front Of Bag To Show Pocket Sewing Line|
Now to turn all of the above on its head! The 'front' and 'back' are both actually the sides! Turn the bag as in the following picture.
|Line Seams And Sew Bottom Of Bag|
|Line Seams And Pin|
Now to make a loop. Cut a piece of fabric about 7" by 3/4" (I used a seam for stiffness). Turn and sew into 1/4" wide strip. Pop this strip/loop between the bags in appropriate place and pin ends securely in place.
|Sew Together Then Snip!|
|Almost Complete Bag|
Enjoy your pretty bag. Recycling at its best!

domain: design


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Marry Poppins Returns will be coming to Netflix in the United States and Canada in 2019. The Disney reboot is also going to be the final Disney movie coming to Netflix. Here’s what you need to know about the movie and when Mary Poppins Returns will be on Netflix.
The sequel of Mary Poppins comes decades after the original hit. It’s got some familiar faces in the new movie and features a similar animation style too but fundamentally, this could be also considered a reboot. The new movie features Emily Blunt as well as Lin-Manuel Miranda. It’s been getting pretty good reviews from critics.
When Mary Poppins Returns will be on Netflix US
Netflix has been getting new Disney movies between 6 and 8 months after they release in the cinemas. The movie released in December 2018 meaning we’re currently expecting it to stream between June and August 2019.
Remember, once it hits Netflix you’ll have exactly one year and a half before it’s removed.
Why will Mary Poppins Returns be the final Disney movie?
As you may know, Netflix has had a deal with Disney for the past several years. Since 2016, Netflix has gotten all new Disney theatrical releases come to Netflix around 9 months after they first debut. That’s seen titles from Pixar, Disney, Marvel, and Star Wars all drop on Netflix.
The deal stipulates all movies released between 2016 and 2019 will come. Because Mary Poppins Returns comes just before the cut-off it’s the final addition.
Netflix Canada will also get Mary Poppins Returns
Canadians are still involved with the Disney deal and to our knowledge, doesn’t run out next year either. The deal is roughly the same although dates do differ. If you’re in Canada, you can expect Mary Poppins to also stream in the summer of 2019.
Netflix in the UK will eventually get Mary Poppins Returns but not for another few years. NowTV usually picks up Disney movies first.
Will you be watching Mary Poppins Returns in the cinema or on Netflix? Or both? Let us know in the comments.

domain: news


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Sunday, 8 March 2009
She's still eating!
Well this weekend was pretty quite we lost an hour due to the time change and it's now close to 10 pm and Ashley just went to sleep way later then normal. She still eating and managing to have 4 meals a day 8am, noon, 4pm and 8pm. I'm so thrilled. Yesterday she had pie after dinner i was so surprised she liked it as it was lemon meringue pie 90 cal/ 2 tablespoons. Lucky she had some or I would have finished the whole thing myself the boys were not interested in it. I guess it wasn't chocolaty enough for them. My husband only had one small piece and it's all gone now so baby and I enjoyed it all. I've eating right along side Ashley and cooking with more butter, cheese and cream then ever before. Oh well at least I'm eating for two. My oldest did tell me today that not only was my belly growing so was my back side. I'm normally thin even after my third so I'm not really worried. However i probably never cooked with some many calories before. If Ashley gains weight it's all worth it.

domain: food


New Delhi, Sep 30: Rogue drones are the latest worry for India and an estimate would show that there are 6 lakh of them in India.
These drones are a potential threat and the government is looking for a solution to counter this problem. In this regard the agencies conducted a data estimation and learnt that there are over 6 lakh rogue or unregulated drones of various sizes and capacities.
New Delhi, Sep 22: The Jaish-e-Mohammad has started training 40 jihadis to strike in India.
Incidentally these terrorists are undergoing rigorous training at the Ballot facility of the JeM that was hit by the Indian Air Force.
Chennai, Sep 22: The National Investigation Agency conducted raids at a location in Chennai.
The raids were conducted in connection with the Tamil Nadu Ansarulla Case. The NIA searched the residence of one M Diwan Mujipeer, a resident of Pallivasal North Street, Vellanguli, Tirunelveli district, Tamil Nadu based on the warrant issued by the court.
Earlier this week, External Affairs Minister, S Jaishankar said that Pakistan Occupied Kashmir (PoK) is a part of India and New Delhi expects to have physical jurisdiction over it one day.
Our position has, is and will always be very clear on PoK, that it is part of India and we expect one day we will have physical jurisdiction over it,” he told reporters.
The Defence Planning Committee (DPC) headed by National Security Advisor, Ajit Doval has been working on the National Security Strategy (NSS) and will submit the same soon. It would be made public after the Cabinet Committee on Security (CCS) accepts the same.
The NSS which is the military doctrine is expected to define India’s position on no first use. Further the doctrine would also define the military threats to India. This definition would be used by the Indian military to decide on the amount of ammunition needed to be kept in stock. Currently India has an ammunition inventory for a 10 days intensive war. The doctrine would also spell out if the Indian Navy needs more aircraft carriers.
New Delhi, Sep 16: A week after the Navy warned that the Jaish-e-Mohammad was planning a sea borne attack, the Intelligence Bureau has now warned that the terror group would look to strike at crowded places during the festival season.
The warning states that the JeM would try and target railway stations in various cities in the country. The alert was issued following a letter that was received by the Rohtak Station Superintendent.
New Delhi, Sep 05: The talks between India and Pakistan on the Kartarpur project on Wednesday, hit a roadblock, following a demand by the latter that India was not agreeable to.
Sources tell OneIndia that Pakistan insisted on charging the pilgrims a service fee for their visit to the shrine.
New Delhi, Sep 02: With Pakistan once again offering consular access to Indian national, Kulbhushan Jadhav, officials here have maintained that there shall be no surveillance. Sources tell OneIndia that India would only accept private access.
This would mean no Pakistan officials will be present. Moreover, India has also maintained that there shall be no audio or video surveillance.
New Delhi, July 21: The Deputy chief of the Falah-i-Insaniyat, the financial wing of the Lashkar-e-Tayiba routed funds from Pakistan to Dubai and then to India, the National Investigation Agency has said.
Investigation carried out by NIA reveals that Chief of Falah-i-Insaniyat Foundation (FIF) namely Hafiz Mohammad Saeed along with
Dy Chief of FIF namely Shahid Mahmood hatched a conspiracy around 2012 to create sympathisers/sleeper cells and logistic base in Delhi and Haryana under the garb of religious work such construction of mosques, madrasas and financial assistance for marriage of poor Muslim girls.
New Delhi, June 28: There have been a series of worrying developments regarding the Islamic State and its connection in particular to South India. The Easter bombings in Sri Lanka demonstrated how the ISIS could tie up with a smaller radical outfit and carry out a series of very deadly attacks.


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For some reason I have felt like these few hours back in December onboard the USS Yorktown (the retired Aircraft Carrier moored at Patriot’s Point in Mt. Pleasant) has been hanging over my head – the “trip report” I keep meaning to post so that I can get back to my plan of filling in all these weeks when we’re actually home with trip reports from our year in England. Then I go on jaunts here and there and still don’t get back to the Yorktown. So here you go – a few fun pictures from the “Homeschooling” Day I spent with Patience and Gabriel onboard the USS Yorktown on December 7, 2012 (Pearl Harbor Day, in case someone reading this didn’t catch the import of the “day that will live in infamy.”)
We arrived bright and early (for us) at 10am on the cold, windy pier for a brief lesson on brackish water and the coming together of the mouths of many rivers which forms the tidal basin here in Charleston. We learned about erosion and talked about certain wildlife found in these waters due to its “brackishness.”
Then it was on to the USS Yorktown, CV-10, for a salinity lesson and some time spent with sea creatures. She was one of the 24 Essex-class Carriers built during WWII in response to the bombing at Pearl Harbor. Originally, she was to be christened Bon Homme Richard, but was renamed in the shipyard after CV-5, the USS Yorktown, which was lost at the Battle of Midway in June 1942. This USS Yorktown arrived in July, 1943, to Pearl Harbor, from whence she departed a month later to commence two years of campaigns in the Pacific Theater. Decommissioned shortly after WWII, she was later brought back into service for Vietnam and even participated in recovery during the Apollo 8 mission. She also appeared in a few movies – Tora! Tora! Tora! and The Philadelphia Experiment.
Next we moved outside and across to an old Destroyer (USS Laffey, DD-724) moored at the same pier. We had a tour of it along with a great history lesson concerning WWII.
Here’s a quick history of the USS Laffey. Interestingly enough, the USS Yorktown is home to a “Medal of Honor” Recipient Museum (I highly recommend touring it when you have time to read everything!), and the USS Laffey was named after a Civil War Medal of Honor Recipient. This is the second USS Laffey, and you will read about the first and second ships in this brief write-up from the Patriot’s Point website:
“Both ships were named in honor of Seaman Bartlett Laffey, a Civil War Medal of Honor recipient.
The second LAFFEY was built as an Allen M. Sumner-class destroyer by Bath Iron Works (Maine). Commissioned February 8, 1944, LAFFEY supported the D-Day landings at Normandy on June 6, 1944. Late that summer, LAFFEY transferred to the Pacific Theater to join the US offensive against Japan. While operating off Okinawa on April 16, 1945, LAFFEY was attacked by 22 Japanese bombers and kamikaze (suicide) aircraft. Five kamikazes and three bombs struck her, and two bombs scored near misses to kill 31 and wound 71 of the 336-man crew. LAFFEY shot down 11 of the attacking aircraft and saved the damaged ship. LAFFEY’s heroic crew earned her the nickname: “The Ship That Would Not Die.” LAFFEY was awarded the Presidential Unit Citation and earned five battle stars for service during World War II.
LAFFEY was repaired and was present (as a support ship) for the atomic bomb test at Bikini Atoll in 1946 (Operation Crossroads). On June 30, 1947, LAFFEY was decommissioned and placed in the reserve fleet. Re-commissioned in 1951, Laffey earned two battle stars during the Korean War. LAFFEY underwent FRAM II (Fleet Rehabilitation and Modernization) conversion in 1962 and served in the Atlantic fleet until decommissioned in 1975. LAFFEY, the only surviving Sumner-class destroyer in North America, was added to the Patriots Point fleet in 1981, and designated a National Historic Landmark in 1986. ”
There was an AWESOME reenactment of the attack on April 16, put together by the History Channel and shown in its entirety onboard the ship. It’s from their show called “Dogfights.” Here’s a brief clip from the episode:
Here’s another History Channel clip from one of their “Hero Ships” episodes:
So that’s about it. We didn’t really “tour” the aircraft carrier in its entirety because we are saving that for a future visit. If you’ve never been to Patriot’s Point and live out here in SC, I highly recommend it for a living history lesson on, particularly, Medal of Honor Recipients and WWII. Having lived in Pearl Harbor for three years, literally viewing Battleship Row from my backyard, I can accurately compare this to all the learning opportunities found there (the Pacific Aviation Museum, the USS Arizona, the USS Missouri) and want to persuade you to make good use of these national treasures right here on the Mainland. My dad was substitute teaching on December 7 this past year (the day of this visit to the Yorktown), and he said the percentage of his students who knew the significance of December 7 was abysmal. I just read that a poll was taken in 1991 that found fewer than half of the high school students asked could tell you about the importance of that date. Twenty years later – and it was about 1 in 30 in my dad’s classrooms. Pathetic. I could go on and on about the gaps I had in my knowledge when I graduated from high school – for one thing, I knew next to nothing about human life from conception to birth, and the things I knew about world history were sketchy at best – but I can at least say I knew about December 7, 1941. Make sure your kids know, too. WWII wasn’t just some footnote in American history — the world changed forever because of the way the war was fought and “won” and the atrocities that occurred all over Europe and in the Pacific. Remember.

domain: history


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NEW YORK — Derek Jeter is among 18 newcomers on the 2020 Hall of Fame ballot. The former shortstop is likely to be an overwhelming choice to join former Yankees teammate Mariano Rivera in Cooperstown after the reliever last year became the first unanimous pick by the Baseball Writers' Association of America.
Other newcomers announced Monday include Cliff Lee, Josh Beckett, Jason Giambi, Paul Konerko, Rafael Furcal, Bobby Abreu and Alfonso Soriano. Holdovers include Curt Schilling, Roger Clemens, Barry Bonds and Larry Walker. None received more than 61 percent of the vote. A player must appear on at least 75 percent to gain election. The results will be announced Jan. 21.


Building the hospital: incorporating “green”
We embrace LEED (Leadership in Energy and Environmental Design) guidelines in many of the building’s design elements.
For example, the rooftop on Floor 4 will incorporate a 22,600-square-foot green roof system of planter trays featuring low plantings such as water-storing sedums that are native to Kentucky.
Green roofs are more responsive to the environment because they reduce storm water runoff (projected by 90 percent), improve energy use and reduce heat gain. This garden can be viewed from floors 5 and above.
Landscape elements that are uniquely Kentucky will welcome patients, visitors and staff to the new UK Albert B. Chandler Hospital. To discuss supporting the new UK Albert B. Chandler
Hospital, call 859-323-6306.
- Locally made, precast exterior panels that include insulation
- Mechanical systems with high controllability
- Selection of flooring and paint materials with little or no VOCs (volatile organic compounds)
- Natural, recycled and renewable materials
- Environmentally friendly refrigerants
- High efficient light (LED) that reduces energy costs
- Water-efficient landscaping


The Trump administration was whisked into office on the back of a nationalistic, blue-collar rhetoric, including the promise for better jobs and wages for the American worker. Trade deals and the offshoring of manufacturing to other countries, it was implied, have led to the demise of the American worker and the American Dream. This may well be true, but identifying the problem and solving it are two different things.
Most of the manufacturing jobs are not coming back to the United States. The manufacturing itself might, but it is unlikely to bring many jobs along with it. Another overly ambitious campaign promise then?
Manufacturing jobs are difficult to replace. Not only are the wages high, but the educational attainment necessary for traditional manufacturing roles is minimal. A high school education and a good manufacturing role could, once upon a time, maintain a middle-class lifestyle. There are few professions with similar dynamics.
One of them is oil. More specifically, oil-field jobs, like manufacturing jobs, are high-paying jobs that are vulnerable to market cycles and available to workers without significant education. Construction employment would also fit the mold, but that is somewhat difficult to spur (although the housing boom might tell a different tale).
Another oil boom, however, would require elevated prices or a technological leap to reduce extraction costs even further. The first does not seem likely given that the world is awash in crude and not even the Organization of the Petroleum Exporting Countries has been able to get oil prices sustainably higher. The second is unforeseeable. It could happen, but there is no way of knowing when it would happen.
Higher oil prices, then, would seem to be the one way to guarantee that blue-collar jobs will be created. But, for most of America, higher oil prices are wholly unacceptable. Seeing prices at the pump rise evokes images of dollars vanishing overseas and diminished spending power from the American public. The conventional logic of the U.S. economy holds that higher oil prices are bad, and lower prices are good.
That logic is flawed. The United States has emerged as an energy superpower, and this has altered its relationship to oil prices. Some of the United States’ best growth rates during the recovery were recorded when oil was $100—not when oil was $30. Not to mention the fact that when oil prices fall and U.S. workers lose jobs, those jobs are—in a sense—being sent to low-cost producers overseas. Earlier this year, researchers from the University of Notre Dame and the University of Michigan found evidence that increases in oil investment due to rising oil prices will offset the economic impact of reduced consumer spending. This should have been obvious, but it was not.
So what should be done? How does the United States take advantage of its energy superpower status, and create an economic and employment opportunity out of it? Simply, the United States should limit the importation of foreign crude oil.
The Saudis have already announced they will ship less crude oil to the United States than before. This is not a magnanimous attempt to generate jobs on American shores, but rather an attempt to speed the consumption of the stockpiles that the United States has built up over the past couple of years. The Saudis would likely view a cap on U.S. exports as constructive, not destructive to the market.
Limiting crude imports would be a blunt instrument and inherently controversial. After all, the United States is not yet comfortable in its skin as an energy superpower. The idea that higher oil prices might boost economic growth is the antithesis of the post-war mindset. But it may indeed be the case.
Using some rough figures for illustration purposes, let’s assume the United States consumes about twenty million barrels of oil per day and produces around nine million. If the United States slowly began to implement an import cap, then oil prices would rise and induce domestic production increases. Again, the idea is to encourage domestic production, not to shock the economy with far higher oil prices.
Executed properly, this could act as a price-floor mechanism. By keeping prices at a reasonable level—say $70—U.S. energy companies could make long-term investments knowing that their home market would support them. That leads to investments in people, technology and projects that would otherwise struggle. A moderate price increase would benefit—not endanger—the consumer economy of the United States.
The worry would be that prices might rise too quickly. But shale reacts quickly to incentives, limiting the ability of a slowly-increasing limit on crude imports to shock the system. Another concern is the impact to the so-called “petrodollar,” which is the dollarized system of crude-oil purchases globally. Capping U.S. imports will certainly have the effect of lowering the dollar’s global role, but it will be minimal relative to other factors in determining the dollar’s lasting prominence.
If the United States wants to create high-paying jobs, then the obvious target is crude oil and its related manufacturing sectors. A cap on imported oil will encourage domestic investment and hiring, and speed the rebalancing of global supply and demand. Since the major oil producers are already attempting to do exactly that, there should be few aggravated counterparties.
Not long ago, the United States had strict export policies on oil. Now, it should be the opposite. In an age where middle-skilled employment opportunities are scarce, oil is an opportunity the United States cannot squander. It is time to make oil great again.
Samuel Rines is the senior economist and portfolio strategist for Avalon Advisors in Houston, Texas.
Image: A ship sails at dusk. Pixabay


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Old Town Hall is just one of the places to see in Old Town Freiburg im Breisgau, so why not enjoy the other things to explore during your travels? While you're in the area, wander around the lush forest.
There's a lot visitors like about Freiburg im Breisgau, especially its restaurants and historical sites. Top attractions include Europa-Park. A stop at other sights like Muensterplatz and Freiburg Main Cathedral will create memories.
What hotels do travellers recommend in Freiburg im Breisgau?
The Alex Hotel, Hotel Restaurant Bierhaeusle and Motel One Freiburg are all accommodation options that are popular with guests.
Can I book a refundable accommodation option in Freiburg im Breisgau?
If you want the flexibility to change your plans to Freiburg im Breisgau, most hotels offer refundable* rates that you can book. You can see these properties by searching our site and using the “fully refundable” filter to narrow down the results.
Which Freiburg im Breisgau hotels do travellers like for their great location?
Our guests love these properties for their convenient location: Mercure Hotel Freiburg am Munster, IntercityHotel Freiburg and Hampton by Hilton Freiburg.
Where can I stay in Freiburg im Breisgau if I want a holiday rental instead of a hotel?
If you want to find a good alternative to a hotel, browse our selection of 24 holiday homes. In addition, you can choose from 221 apartments.
What will the weather in Freiburg im Breisgau be like during my visit?
August and July are typically the warmest months in Freiburg im Breisgau, when the average temperature is 19°C. January and February are the coldest months, when the average temperature is 3°C. June and May are the months with the most rain.
Why should I book my Freiburg im Breisgau hotel with Hotels.com?
There are lots of reasons to book your Freiburg im Breisgau trip with us: our free cancellations on selected hotels* gives you flexibility, our Price Guarantee ensures that you always get the lowest price and you can earn reward nights with our Rewards programme, saving you money.

domain: geography


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The island of Guam has up to 40 times the normal number of spiders — on average, about one spiderweb every two feet during the rainy season. And if that’s not enough, it’s also infested with brown tree snakes. That’s not a coincidence. According to a study published in PLoS, Guam’s spider explosion comes from its lack of bug-eating birds, which in turn comes from its overabundance of the invasive snakes, which were introduced to the island in the 1940s.
On the one hand, this sucks for Guam — they’ve lost 10 of 12 native bird species, and all they got in return is snakes and spiders. It’s like the middle of a Disney movie, before the hero arrives to scare off the witch. On the other hand, it’s good news for the scientists, who at least get to use the island as a large-scale living experiment in what happens when birds disappear. Instead of controlling the bird population in specially built enclosures, the scientists can observe Guam’s bird-free ecosystem and contrast it with the natural ecosystems of other islands.
And they can use that to figure out whether we’ll be totally screwed if we keep letting birds die off, either from invasive species or poaching or climate change. The answer so far looks like yes, at least if you consider “covered in spiders” to be a subset of “screwed.”


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London insurance market's £7.4bn EU funds at risk after Brexit
London's insurance market takes £7.4billion in cross-border European Union premiums that could be at risk under Brexit.
The International Underwriting Association last week released premium statistics for its members, who are underwriters insuring complex commercial risks in the City outside the Lloyd’s market.
About £1.4billion of premium income related to insuring non-UK EU clients, while £6billion in premiums were taken by EU insurers through London.
Plans: Lloyd’s has said it will have to set up new structures to accommodate restrictions on its access to European clients following Brexit
The £7.4billion is almost half of the total premiums taken in London by the non-Lloyd’s London insurance market. The IUA said the non-Lloyd’s London market took £15.1billion of gross premiums in London.
Dave Matcham, chief executive of the IUA, said: ‘Our statistics report this year clearly highlights the importance of an open trading relationship between the London market and Europe.
‘It is vital that a level playing field is maintained, so that companies can operate freely without any need for local licences, regulatory collateral obligations or other special requirements.’
Lloyd’s has separately said it will have to set up new structures to accommodate restrictions on its access to European clients following Brexit. That could mean setting up branches or subsidiaries of Lloyd’s elsewhere in the EU.
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WHAT IS IT ABOUT?
Sprung from the pen of world-renowned author Thomas Keneally, Transport derives from the true story recalled by the grandmother of his wife, Judy, who journeyed in chains from Cork to Sydney, Australia in 1846. Transport tells the story of the impoverished Irish women and young girls (the so- called "undesirables") who were deported on The Whisper, a prison ship, to the Australian penal colonies. Transport's characters include members of the ship's crew, an exiled Irish priest, and four of the unfortunate female prisoners. With an authentic score by Black 47's Larry Kirwan that features traditional Irish music mixed with a contemporary Folk-Rock & Broadway resonance, Transport transcends time, place and character with a hauntingly moving immediacy intertwined with the indomitable Irish spirit and a shared and abiding humanity.

domain: artistic


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Gómez-García, Á. M., González, Á., Cacace, M., Scheck-Wenderoth, M., & Monsalve, G. (2024). Thermal structure of the southern Caribbean and northwestern South America: implications for seismogenesis. Solid Earth, 15(2), 281–303. https://doi.org/10.5194/se-15-281-2024
The seismogenesis of rocks is mainly affected by their mineral composition and in situ conditions (temperature and state of stress). Diverse laboratory experiments have explored the frictional behaviour of the rocks and rock-forming minerals most common in the crust and uppermost mantle. However, it is debated how to “upscale” these results to the lithosphere. In particular, most earthquakes in the crust nucleate down to the crustal seismogenic depth (CSD), which is a proxy for the maximum depth of crustal earthquake ruptures in seismic hazard assessments. In this study we propose a workflow to upscale and validate those laboratory experiments to natural geological conditions relevant for crustal and upper-mantle rocks. We used the southern Caribbean and northwestern South America as a case study to explore the three-dimensional spatial variation of the CSD (mapped as D90, the 90 % percentile of hypocentral depths) and the temperatures at which crustal earthquakes likely occur. A 3D steady-state thermal field was computed for the region with a finite-element scheme using the software GOLEM, considering the uppermost 75 km of a previously published 3D data-integrative lithospheric configuration, lithology-constrained thermal parameters, and appropriate upper and lower boundary conditions. The model was validated using additional, independent measurements of downhole temperatures and heat flow. We found that the majority of crustal earthquakes nucleate at temperatures less than 350 ∘C, in agreement with frictional experiments of typical crustal rocks. A few outliers with larger hypocentral temperatures evidence nucleation conditions consistent with the seismogenic window of olivine-rich rocks, and can be due to either uncertainties in the Moho depths and/or in the earthquake hypocentres or the presence of ultramafic rocks within different crustal blocks and allochthonous terranes accreted to this complex margin. Moreover, the spatial distribution of crustal seismicity in the region correlates with the geothermal gradient, with no crustal earthquakes occurring in domains with low thermal gradient. Finally, we find that the largest earthquake recorded in the region (Mw=7.1, Murindó sequence, in 1992) nucleated close to the CSD, highlighting the importance of considering this lower-stability transition for seismogenesis when characterizing the depth of seismogenic sources in hazard assessments. The approach presented in this study goes beyond a statistical approach in that the local heterogeneity of physical properties is considered in our simulations and additionally validated by the observed depth distribution of earthquakes. The coherence of the calculated hypocentral temperatures with those expected from laboratory measurements provides additional support to our modelling workflow. This approach can be applied to other tectonic settings worldwide, and it could be further refined as new, high-quality hypocentral locations and heat flow and temperature observations become available.


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I found this leaf on my mailbox following a rain storm. The water droplets were so beautiful that I carried it inside and photographed it. I laid it on a variety of surfaces. I like this surface the best. This is one of my photos that I had used for the front of a calendar of all of my own photos. I laid the wet leaf on the photo and took another photo of the leaf on my image.
|Photo Location:||Delaware, Ohio, United States of America|
|Copyright:||© Joan Pearse|


November 8, 2023
Serenity Sliding Door Systems Welcomes Brian Koski as New President
Colorado Springs, Colo. — Serenity Sliding Door Systems, a manufacturer of commercial sliding doors, today announces the hiring of Brian Koski as President. He succeeds Brian Paul, who successfully and consistently grew the business to become a market leader.
As the new President of Serenity, Brian Koski brings nearly three decades of progressive leadership experience. He previously served as a business leader for multiple companies in the building products sector, and brings with him a strong background in doors and HVAC products.
“With his extensive industry knowledge and leadership skills, we are confident that Brian will continue to drive the growth and success of Serenity,” said Ambassador Ron Gidwitz, Executive Chair and Chief Executive Officer of Riverbend Industries, which owns Serenity Sliding Door Systems. “Brian’s vision, strategic thinking, and commitment to our values make him the ideal person to lead this business unit into the future.”
Serenity Sliding Door Systems recently opened a new, 41,900 square-foot manufacturing facility, tripling the space of their previous building. This new facility will allow for the expansion of Serenity’s expedited order program and manufacturing capabilities.
About Serenity Sliding Doors
Serenity Sliding Door Systems provides sound-rated, lockable interior commercial sliding doors for healthcare, hospitality, and commercial office design and build projects. Serenity’s fully customizable door systems offer a turn-key solution for architects, builders, facility owners, distributors and more. Based in Colorado Springs, Serenity has supplied solutions for projects across the U.S. and Canada since 2016.


European Pressphoto Agency
News about Barbra Streisand, including commentary and archival articles published in The New York Times.
Chronology of Coverage
Sep. 16, 2014
Stephen Holden reviews newest duets album by Barbra Streisand; Nate Chinen reviews current release by pianist Jason Moran; Ben Ratliff reviews latest recording by saxophonist Mark Turner. MORE
Sep. 14, 2014
Barbra Streisand is set to release new album Partners, collection of duets she recorded with all-male lineup including John Legend, Michael Buble, Andrea Bocelli and Billy Joel; album also features her first studio-recorded duet with her son Jason Gould. MORE
Dec. 24, 2013
She took in a Los Angeles performance of the one-person show, which stars Bette Midler as Sue Mengers, Ms. Streisand’s former agent. MORE
Apr. 23, 2013
A gala to honor Barbra Steisand is filled with glittering names, but her status as a feminist role model is worth lingering on. MORE
Apr. 22, 2013
Barbra Streisand answers readers questions ahead of receiving a lifetime achievement award from the Film Society of Lincoln Center. MORE
Dec. 9, 2012
Barbra Streisand and Seth Rogen talk about their mother-son road comedy The Guilt Trip. MORE
Nov. 15, 2012
Naomi Glauberman, who is often mistaken for Barbra Streisand or Carole King, recounts how she has gotten used to disappointing strangers who think they have met a celebrity. MORE
Oct. 23, 2012
Anthony Tommasini maintains that older singers like Barbara Cook and Barbara Streisand, who know what they are doing and have good health, can continue to perform successfully by adjusting their style for the vocal changes that come with age. MORE
Oct. 13, 2012
Stephen Holden reviews performance by Barbra Streisand at the Barclays Center. MORE
Oct. 11, 2012
Ethnic stew that Brooklyn has become, with over 25 nationalities, may help explain why Barbara Streisand's return to Brooklyn to perform in the borough for the first time since she became a star, inspires such divergent responses; Streisand will be performing at the newly-built Barclays Center. MORE
Oct. 7, 2012
James Gavin reviews book Hello, Gorgeous: Becoming Barbara Streisand by William J Mann. MORE
Sep. 23, 2012
Barbra Streisand returns to her native New York for several high-profile events, including a luncheon to raise awareness of women's heart disease and two upcoming shows at the new Barclays Center. MORE
Aug. 23, 2011
John Caramanica reviews album Hell on Heels by band Pistol Annies. Stephen Holden reviews album What Matters Most by singer Barbara Streisand. Nate Chinen reviews album Ghostbird by musician Zee Avi. MORE
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Viking has acquired the memoir by the actor, singer and director.
May 20, 2015, Wednesday
Ava DuVernay, Barbra Streisand, Jill Soloway, Kimberly Peirce and other film directors talk about the struggles women face in their field.
January 25, 2015, Sunday
Adam Nagourney, The Times’s Los Angeles bureau chief and its former chief national political correspondent, weighs what happens to a story when celebrities get involved.
November 3, 2014, Monday
With “Partners,” Ms. Streisand has now had 10 albums top the charts, going back 50 years to “People.”
September 24, 2014, Wednesday
New albums by Barbra Streisand, Jason Moran and Mark Turner are released.
September 16, 2014, Tuesday
Ms. Streisand uses her still formidable pipes to sing duets or to riff on current affairs.
September 14, 2014, Sunday
Marissa Perel’s production centers on a young woman who disguises herself as a man to study at a yeshiva, where she then falls in love with a man.
September 14, 2014, Sunday
She took in a Los Angeles performance of the one-person show, which stars Bette Midler as Sue Mengers, Ms. Streisand’s former agent.
December 24, 2013, Tuesday
Armed with an Off Broadway budget, an actor wonders: What would Barbra buy?
December 5, 2013, Thursday
“Buyer & Cellar” becomes one of the few Off Broadway shows to turn a profit.


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Popular actor and Instagram sensation cum rapper, Igwe Tupac has just added another record to his music repertoire with this brand new record with Slimcase titled “Upper”.
Listen & Download ‘Igwe Tupac Ft. Slimcase – Upper” below:-
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DOWNLOAD: Mr Lile - Mummy Anyi


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Great! Easy to use and some different levels, various settings make the game as funny as possible
We are very seriously about fun!
People play games because they experience emotions that are closely related to the main factors of happiness. So it would our great pleasure to bring happiness to our players.
Whether you'd like to relax or pass your free time in a pleasant way, our games were designed to be very simple and easy to use, it doesn't need much time to learn how to play, so won't cost too much to have fun, and most of our apps are goes for free!
Just simple, fun!
Simple is not just words, it's about design. All the design must be based on the user's experiences, which means players would not need to learn too much to start playing. Players can have fun as soon as they get installed our game.
Volcano Entertainment is an independent software company located at HongKong, and our team been building mobile games since 2010. The reason we start building game is for fun, fun is very important for everyone, not only because we love playing games, but also want to share the happiness of fun to the people all over the world. And since we build our first game we're very proud to bring fun to millions of our players.
Sudoku by Volcano is the most interesting Sudoku puzzle game you can find, whether you're completely new to Sudoku game, or the way to the expert.
Reversi is a strategy board game for two players, played on an 8×8 uncheckered board.
Gomoku, also called Gobang or Five in a Row, is an abstract strategy board game. It is traditionally played with Go pieces on a Go board, usually using 15×15 of the grid intersections.
We are effective because of the dedication and passion of our people. At Volcano Entertainment, we have many unique talents and abilities, but only one goal - to deliver fun to our users all around the world. We each have a role to play, and by working together, we believe we can accomplish great things.


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Margot Fonteyn by Alastair Macaulay
As prima ballerina of the Royal Ballet for over 40 years, Margot Fonteyn inspired generations of younger ballerinas with the characteristics of her dance style. This biography covers those aspects that Fonteyn herself chose to ignore in her "Autobiography" and describes the last years of her life. It also discusses her long relationship with the conductor and composer Constant Lambert, the most influential lover of her youth, who conceived several ballets for her. The book also reveals the importance of Fonteyn's mother to her career, and describes her marriage to Tito de Arias. Recreating many of Fonteyn's most famous roles, the author illumines them with some of her rare words about her repertory. He also charts her collaboration with the choreographer Frederick Ashton, and her three dance partnerships - with Robert Helpmann, Michael Somes and, most famously, Rudolf Nureyev.


South Australian Tourism Commission (SATC) has achieved outstanding results from a daring, unbranded ‘teaser’ campaign across the Adshel network.
The campaign highlighted seven little-known parts of South Australia, repositioning them as hidden, luxury tourist destinations.
The ‘Tell Us Where’ campaign rolled out across digital small format out-of-home Adshel sites in Sydney, Melbourne, Brisbane and Adelaide, targeting consumers on their daily commute and Adshel Rail with station dominations in Sydney and Melbourne.
The campaign aimed to capture the imagination and pique the interest of commuters with seven stunningly beautiful location shots which asked people to guess where each idyllic spot was located.
The placement of the campaign across the Adshel out-of-home network aimed to prime consumers on their daily commute, when people tend to be in a positive mindset and open to new ideas and messages.
Consumers were driven to an unbranded Tell Us Where microsite where they were encouraged to enter a competition to identify each location, with a major travel prize on offer.
The initial phase of the campaign, which made no mention of South Australia, resulted in an astonishing number of interactions with the Tell Us Where microsite, and more than 4,000 entries into the competition.
The SATC brand and the location of each of the images were revealed on the same Adshel network after two weeks of the teaser campaign.
SATC executive director of marketing Brent Hill said: “We took a bit of a gamble on the unbranded element of the campaign, but the results have been phenomenal
“The Tell Us Where campaign had close to 10,000 comments, reactions and likes across social media during its two-week run, and then during phase two, when we revealed that all seven of these breathtaking images were of locations in South Australia, our visits to southaustralia.com absolutely skyrocketed.
“We had the biggest two weeks of traffic in our website’s history after the locations were revealed, with visits from Australian domestic consumers increasing by 30 per cent.”
Adshel’s campaign effectiveness study of consumers who had seen the ads reflected these figures with a 35 per cent uplift in intrigue, “I want to find out more”, and 65 per cent uplift in advocacy, “I want to tell others about this”.
SATC was not the only beneficiary of the campaign, with more than 11,000 leads generated for South Australian tourism operators via the website in the week of the reveal.
“Tourism into South Australia is definitely on the rise, but we know that a lot of Australians in other states – and in fact even people living in South Australia – aren’t familiar with the breadth and depth of experiences we have to offer,” continues Hill.
“This campaign allowed us to position South Australia as a luxurious, intriguing and inviting destination, and really helped to increase curiosity about our state in general.
“We are beyond thrilled with the results of this campaign and could not have pulled it off without Adshel as our media partner,” Hill concludes.
“The images on the digital bus shelters looked spectacular by both day and night, with the displays allowing each mystery location to really pop.
“Then when it came time for us to announce that the locations were actually all in South Australia, Adshel’s digital network allowed a super-fast turnaround so we could deliver the ‘reveal’ seamlessly across all sites. Partnering with Adshel was absolutely critical to the success of this campaign.”


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UC students recognized for achievement in undergraduate research
Each spring, the University of Cincinnati’s Division of Experience-Based Learning and Career Education (ELCE) honors students in experience-based learning programs.
ELCE’s Office of Undergraduate Research supports students who conduct original research or participate in the research process under the guidance of a faculty mentor.
Two students are being recognized for outstanding achievement in undergraduate research in 2019-2020. Since research happens in every discipline, we recognize one student in STEMM (Science, Technology, Engineering, Mathematics and Medicine) and one in the Arts, Humanities and Social Sciences. Their stories help to illustrate why the University of Cincinnati is the number one public university for co-ops and internships.
Bedika Pathak, Biology
Bedika Pathak has been involved with spina bifida research at Cincinnati Children's Hospital Medical Center since 2017. She has contributed to various journal publications, and she presented at the Society for Neuroscience international conference in 2019. She enjoys helping students get involved with research through the Undergraduate Research Society. Of her experience at Children’s, Pathak says that by experiencing research firsthand, she has gained an appreciation for the efforts that stand behind every discovery.
Rachel Lettner, Double Bass Performance
Musicologist-in-training Rachel Lettner has focused her studies on the music of politics and film. She conducted a self-guided research project regarding musical identity among the deaf community and was recently accepted to present her work at the 2020 National Conference of Undergraduate Research. Of her work, Lettner thanks UC visiting assistant professor of musicology Kristy Swift and says she “looks forward to a life full of musicology.”
Faculty and staff in Experience-Based Learning and Career Education facilitate real-world work experiences for students, teach students to prepare for their professional lives, and provide career services to students and alumni. At the same time, we connect employers and external partners with the talent they seek in a variety of arrangements both inside and outside the classroom.
Explore Undergraduate Research
- Learn how UC supports students who are curious about research careers
- Join the summer learning community for student researchers
- Explore examples of student research in the Proceedings of the Undergraduate Scholarly Showcase
Ancient Maya used sustainable farming, forestry for millennia
June 24, 2022
University of Cincinnati researchers found evidence of sustainable agriculture and forestry spanning a millennia in one ancient Mayan city.
Fox19: UC contributes to search for life on Mars
June 24, 2022
UC College of Arts and Sciences associate professor Andy Czaja and his students are on NASA's science team using the Perseverance rover and Ingenuity helicopter to look for evidence of ancient life on Mars.
From Iraq to the Queen City: CPS graduate ready for a promising...
June 23, 2022
Muslim Khzir, a recent graduate of Gilbert A. Dater High School, will be among the inaugural class of Marian Spencer Scholars entering the University of Cincinnati this fall.


|HP offers a broad assortment of power solutions to help you get the most out of your HP Business Notebooks, including new Smart Adapters that are both energy efficient and convenient as they can be leveraged across multiple notebook families. Smart Adapters can enhance your productivity by powering your notebook while plugged in, as well as charging your battery so that you can take your notebook with you when you unplug. HP Smart Adapters also feature integrated surge protection to protect against power fluctuations that can damage your notebook. HP Smart Adapters help you save on equipment, power consumption costs and travel weight.The HP 90W Smart Auto Adapter enables you to power your HP Business Notebook in your car, and charge the internal battery simultaneously.|
Customer Reviews of HP 90 Watts Smart Auto Adapter
Auto Adaptor for HP nw82402/3/2009
This came very fast, in orginal box, and works great. Very satisfied with the service from Buy.com. For use in car and RV when on the road.
HP 90 Watt Car Adapter9/16/2008
This product worked as expected. I would recommend this product to other HP laptop users.
Works great, a little expensive7/2/2008
No surprises, works as expected. A little pricey but I can leave this in my vehicle all the time and use the standard AC adapter elsewhere. I really like the quiet operation--DC to AC automobile inverters usually produce annoying sounds from the cooling fan.


text: I was commissioned to draw a section and plan through the Church of Scotland’s Assembly Hall in Edinburgh. The neo-gothic building hosts the Church of Scotland’s annual General Assembly, and sits on the Mound, due east of the Castle. It’s twin turrets can be seen from Princes Street. The section shows the route from the entrance lobby, which is between these, then in to the New College Quadrangle, which is flanked by New College buildings. A statue of John Knox, the founder of the founder of the Presbyterian Church of Scotland stands in the quadrangle. A step set of steps leads up to a lobby space, and onto the Black and White Corridor, so called because of it’s distinctive tiled floor. Doors lead into the Hall itself, with it’s distinctive roof structure, panelling and seating. The street to the rear is the Royal Mile. From the section, one can appreciate this ceremonial route, and how the architecture changes in volume and sits within the topography. The plan enhances one’s understanding of this historic building.


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Once a patient is mentally prepared to travel for treatment, there are several acceptable methods of payment. The options include the use of personal savings, taking out insurance, medical expenses paid for by your company, loans from banks, relatives, credit cards or if you are lucky as in the case of Arab patients, you can ask your government to pay for your expenses. Some hospitals and clinics offer flexible payment options in the form of instalments to pay your entire medical bill. This chapter provides you with information about the various options you can use to pay for medical tourism expenses.
Each and every patient will have a unique, preferred way to pay for their medical journey based on their abilities and condition. Usually, the safest method of paying for medical tourism is by utilizing your own resources rather than depending on an outside agency which could potentially cause significant additional expenses and problems in the long run. However, since cost-savings is one of the prime reasons people travel abroad it might not be possible to pay out of pocket, hence it is important to look into external resources as well.
Patients using their savings account to pay for medical travel
Most middle class people save money for medical expenses anyway. It is a fundamental need for every member of the family. Whether a person is self- employed, a businessman or working for a company, the options that can be adopted for medical treatments should follow a safety protocol that ensures finances are in order and do not dry up in the middle of your medical travel.
Aside from cosmetic surgeries or dental implants, many women even travel abroad for pregnancy-related care. Your savings accounts are a form of insurance or fixed deposits in banks. Liquidate your savings as health is far more important than wealth. Jewelry and other assets can always be acquired again later. But the body will not heal again.
Patients asking their relatives for help to pay for medical travel
Ideally this option works best if the patient is travelling to a place where there are relatives. You could have them make the payments locally and possibly incur reduced charges. In any case foreigners are charged more when they pay in other currencies. Hence local expenses work better. Maybe an arrangement can be made well in advance. This cuts the tension and embarrassment which may arise if there is any non-payment of dues following the treatment.
Most patients will be surprised at the kind of support that they can get from family and friends when they have any medical emergency. In fact some cancer patients have been able to raise funds for treatments through the kind emails and text messages sent out by well-meaning friends and even strangers. But to expect that, would be going too far! Even if they do not have the capacity to pay or pitch in for the medical treatment, they might be able to get discounts or reductions in certain aspects of your travel—for example, they might be able to secure reduced rates at hotels in your destination, or they might be able to use their air miles to help fund your airline ticket.
Remember, every drop makes an ocean—so use as many drops to get back to normal health; seeking help from friends and relatives for your medical condition will be well accepted in many scenarios.
Asking insurance to pay for medical travel
People should consider special medical tourism insurance while planning for overseas treatments. Insurance companies are starting to understand the cost-saving nature inherent in medical tourism, and have started including it in their policies. It is important for every medical tourist to check with their insurance provider if this is the case before assuming that medical tourism is covered under their insurance policy.
Asking employers to pay for medical travel
If you are employed by a reputed organization, and they cover healthcare expenses for you within country, there is a high chance that they will accept medical tourism as an alternative option if you present your case effectively. All employers are interested in saving money and also providing the best healthcare opportunities to their staff to ensure a swift and healthy recovery. To that effect, you may need to prepare a list of potential benefits for your employer should you wish to avail medical tourism at their expense.
Asking government to pay for medical travel
In case certain health services are not available in your country, and you need to travel overseas for care your government might sponsor your expenses, as in the case of the Gulf countries. GCC governments spent in excess of 2 billion (unaudited figures) on medical care abroad for their national patients, mainly because high-end care for complex procedures are not available within their country. In order to do so, you might need to prepare your case study with evidence indicating that such services are not available in your country. A local government hospital team can help you to identify the best international facility which might be associated with your government.
Taking a loan to pay for medical travel
There are many financial aid companies that provide loans for medical treatment abroad. This is an option that will attract interest. Hence the interest has to be calculated too. When the travel involves overseas treatments, the rates may be different. Search for options that charge lower interest rates. Also choose institutions that are affiliated to some organization. In case of disputes, one can fall back on some support system. Personal loans are ideal too.
Several financing organizations are including medical travel as valid reasons to apply for a loan. If you are able to demonstrate a good credit score or the ability to pay back your loan on time, most banks will be willing to lend you the money for your treatment. Search around for options and various interest rates to make sure the amount you pay back as interest will be the lowest possible.
Paying through credit cards for medical travel
This form of payment is used for many purposes. Ideally this can be used by the patient when there is a shortage during the treatment. Some things may not be included in the budget and it may stall the treatment. Swiping a credit card is convenient, abroad. One can always return home and pay up along with the international fees. You can also apply for a new credit line to avail of medical finances. There are some credit limits that should be taken care of. Most international organizations will accept credit card payments.
Using a healthcare tourism intermediaries to pay for medical travel
Considering that medical tourism has become a common concept there are various healthcare tourism intermediaries that take care of the financial aspects to help patients. There are special agencies or medical service providers that have made it possible for patients to avail of finances for treatments.
What is good about them is that they also search for the healthcare facilities for patients where they can receive good services at affordable costs. They especially look for places where American-style services are practiced so that the patients are satisfied overall. They have credit limits ranging from small to large amounts. It also depends on the medical procedure the patient is opting for. They have fewer interests, knowing full well that is health that ultimately matters. They can be accessed online and payments can also be made the same way. Normally they pay directly to the hospital from their funds. With whatever is left, the patient is allowed to fulfill other medical obligations.
Using special medical financing companies to pay for medical travel
Health is wealth and this is being realized more by finance companies worldwide. There are so many schemes available and none of them need health insurance cover. It is a boon for some patients who cannot have it any other way and still need the tummy tuck or cosmetic surgery or a nose job done abroad. The forms can be submitted online too.
There are several options in developing countries where special medical financing companies are already helping patients. There are flexible applying options that patients can choose from. They provide all the knowledge, experience and also helpful executives to assist patients. They provide easy medical finance solutions. The terms and conditions are affordable and private. Taking a loan from a medical debt aid program is an option for those who have no insurance policies or if employed don’t have benefits from their companies, if such programs are available within their country.
For example, Reliance Medical Finance is an example of a medical financing company. They provide the financial means for patients to avail elective procedures, such as cosmetic surgery. They have helped several customers that lack insurance and can’t afford the procedure through personal means but want to obtain the surgery of their dreams.
Cryptocurrency, the blockchain-enabled risk-free currency transaction procedure is a unique mode to pay for medical tourism. Credit cards carry the risk of exposing the private PIN and other details which may be misused for fraudulent transaction. Medical travelers can easily make the payment as these transactions are quite fast allowing quick settlement of bills.
Bitcoin, the most popular cryptocurrency ensures your privacy and security in financial transactions. Another benefit of using cryptocurrency is that it is not bound by international currency fluctuations, interest rates and transaction charges of any country. But volatility of this virtual currency can be an issue which can affect your transaction amount. Cryptocurrency is at the nascent stage. It would take time before it becomes accessible to all.
Charity and support
Patients traveling from underdeveloped countries or those in a financial crunch can approach certain organizations to help with their medical expenses. Several NGOs (Non-Government Organizations) provide relief and assistance to medical travelers. The hospitals might also consider a discount to support patients through their MSW (Medical Social Work) department or similar programs.

domain: finance


One of the most high-energy fashion shows that I saw while at Mercedes-Benz Fashion Week was British fashion designer Ozwald Boateng! The show was a dynamic collection that showed mens tailored suits,great craftsmanship and bold bright prints with innovative flair!The male models were hot and very unique looking.This was no ordinary presentation and it really kept your attention.With Boateng’s unique style and silhouettes, it gives the average Joe Schmo something to look forward to for Spring. Men, look out for more European tailored suits and “high water” pant hems for spring 2013! Check out his new collection, I loved everything that came down the runway!
Ed Goldberg, Bill Hawthorne, Maria Rios, Christian Page and members of the Macy’s team hosted a phenomenal holiday event celebrating
Even though President Barack Obama was the butt of the insensitive and inflammatory emails between Sony Pictures co-chairman Amy Pascal and
Queen Latifah shows she’s not just beautiful on the outside, but on the inside as well! As previously reported, the
This year’s red carpet trend was all about celebrity women wearing as little as possible. From Amber Rose at the
Style expert, Lloyd Boston, shares creative and affordable tips to creating a stylish cocktail table when entertaining during the holidays.
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Mouse and rat poisons containing cholecalciferol cause hypercalcemia and hyperphosphatemia in dogs. Clinical signs include depression, loss of appetite, vomiting blood, weakness, and shock. Treatment is as above for recent exposure. When hypercalcemia occurs (which can take 1 to 2 weeks), treatment is with intravenous fluids (saline), diuretics, corticosteroids, and calcitonin. Long term prognosis is good once the dog is stabilized.
Jump up ^ Hazewinkel, Herman A. W. (2004). “Hereditary Skeletal Diseases in Companion Animal Practice”. Proceedings of the 29th World Congress of the World Small Animal Veterinary Association. Retrieved 2006-12-09.
Pulmonic stenosis* is a congenital heart disease in dogs characterized by right ventricular outflow tract obstruction. Most commonly the narrowing occurs at the pulmonary valve but it can also occur below the valve (subvalvular) or above the valve (supravalvular). The most commonly affected breeds include terriers, Bulldogs, Miniature Schnauzers, Chihuahuas, Samoyeds, Beagles, Keeshonds, Mastiffs, and Bullmastiffs. Signs may include exercise intolerance, but often there is only a heart murmur.
Valley Fever is the most serious and life-threatening of the group, mainly impacting hot, dry, dusty desert areas of California, Arizona, and Texas. The fungi are usually buried in the soil but can be displaced a number of ways—earthquakes, construction, rain—and released into the air where dogs can inhale it. If your dog develops respiratory symptoms, the disease can be deadly.
Nutmeg is highly neurotoxic to dogs and causes seizures, tremors, and nervous system disorders which can be fatal. Nutmeg’s rich, spicy scent is attractive to dogs which can result in a dog ingesting a lethal amount of this spice. Eggnog and other food preparations which contain nutmeg should not be given to dogs.
Between approximately 10 and 30 percent of dogs in the United States receive nutritional supplements. A survey of U.S. pet owners in 2006 found that the most commonly used supplements were multivitamins and chondroprotective agents.
Many studies show the health benefits of dog ownership. Dogs not only provide comfort and companionship, but several studies have found that dogs decrease stress and promote relaxation. Dogs have positive impacts on nearly all life stages. They influence social, emotional, and cognitive development in children, promote an active lifestyle, and have even been able to detect oncoming epileptic seizures or the presence of certain cancers. But for all the positive benefits of keeping dogs, pet owners should be aware that dogs can carry germs that make people sick.
What to look for: Thankfully, rabies is not as common today as it once was due to the development of vaccinations, but it is still possible for your dog to become infected with rabies even if he has received his shots. Symptoms of rabies include heavy, thick drool and aggressive behavior.
You may not think you need one, but your dog does. “Don’t skimp on a in-depth vet exam every year,” advises Kerns. Since “dogs age on an accelerated schedule compared to us,” she says, serious illness can take hold within a year, so early detection is key. The exam should include a complete blood count, a blood-chemistry panel, a thorough dental check, and a vaccination review to ensure that your dog is up-to-date with rabies and other shots. Tip: Find a vet you can establish an easy relationship with. When you make your appointment, be sure the doc will set aside enough time to patiently answer all your questions.
Because parvovirus can live in an environment for months, take extra care if there has been an infected dog in your house or yard. Parvo is resistant to many typical disinfectants and can be difficult to eradicate.
As a dog parent, it is important to recognize the signs and symptoms of common illnesses so you can seek veterinary help for your canine friend as soon as possible. Read on for information about diseases and other medical inflictions that frequently impact dogs.
People start showing signs 2-14 days after exposure; these may include fever, rash, headache, nausea, vomiting, abdominal pain, and muscle pain. RMSF can develop into a serious illness if not promptly treated.
Cauda equina syndrome*, also known as degenerative lumbosacral stenosis, in dogs is a compression of the cauda equina by a narrowing of the lumbosacral vertebral canal. It is most commonly seen in German Shepherd Dogs. Signs include pain, weakness, and rear limb muscle atrophy.
Obesity is an increasingly common problem in dogs in Western countries. As with humans, obesity can cause numerous health problems in dogs (although dogs are much less susceptible to the common cardiac and arterial consequences of obesity than humans are). According to a study published in the Journal of Veterinary Internal Medicine, the prevalence of obesity in dogs is between 22 and 40 percent.
Hemolytic anemia* is a type of regenerative anemia found in dogs characterized by destruction of the red blood cell. The most important type is immune-mediated hemolytic anemia, which can be a primary disease or secondary to cancer, infection, drugs, or vaccinations. Antibodies are present on the cell surface, leading to lysis and severe anemia. Other causes of hemolytic lesion include hypophosphatemia, exposure to toxins such as lead, infections such as ehrlichiosis or babesiosis, and rarely, neonatal isoerythrolysis. The behavioral condition pica, especially when involving the eating of concrete dust, tile grout, or sand, may be a sign of hemolytic anemia, indicating the need for a complete blood count to investigate a possible diagnosis.
Gastric dilatation volvulus, commonly known as bloat, is a serious condition in which the stomach swells with air (gastric dilatation), sometimes twisting on itself (volvulus). Deep-chested breeds are at a higher risk of bloating. Factors that predispose dogs to this condition are intestinal foreign bodies, intestinal cancer, intussusception, and other intestinal diseases. It has a poor prognosis.
Leptospirosis is a zoonotic disease caused by bacteria of the genus Leptospira. Humans and dogs become infected through contact with water, food, or soil containing urine from infected animals. This may happen by swallowing contaminated food or water or through skin contact, especially with mucosal surfaces, such as the eyes or nose, or with broken skin. In dogs, transmission most commonly occurs by drinking puddle, pond, or ditch water contaminated by urine from infected wildlife such as squirrels or raccoons. The liver and kidney are most commonly damaged by leptospirosis. Vasculitis can occur, causing edema and potentially disseminated intravascular coagulation (DIC). Myocarditis, pericarditis, meningitis, and uveitis are also possible sequelae.
Jump up ^ Kohn B, Steinicke K, Arndt G, Gruber AD, Guerra B, Jansen A, Kaser-Hotz B, Klopfleisch R, Lotz F, Luge E, Nöckler K (2010). “Pulmonary abnormalities in dogs with leptospirosis”. J. Vet. Intern. Med. 24 (6): 791–807. doi:10.1111/j.1939-1676.2010.0585.x. PMID 20738768.
Most people who become sick with campylobacteriosis will have diarrhea, cramping, abdominal pain, and fever within 2-5 days after exposure to the organism. Campylobacter can cause serious life-threatening infections in infants, older persons, and those with weakened immune systems.
Infected people will typically have a red “bull’s eye” rash at the site of the tick bite that appears about 7 days after being bitten. Flu-like symptoms quickly follow the rash. If not treated, this disease can spread to other parts of the body and cause symptoms such as arthritis and loss of facial muscle tone (Bell’s palsy). Lyme disease can be fatal.
Tick paralysis* is a disease in dogs caused by a neurotoxin found in the saliva of female ticks. Dermacentor species predominate as a cause in North America, while Ixodes mainly causes the disease in Australia. There is a gradual onset of signs, which include incoordination progressing to paralysis, changed voice, and difficulty eating.
Heat stroke can occur in dogs, especially in flat-faced breeds such as the Bulldog or in giant breeds. Breed, lack of water, exercise, and high ambient temperature predispose dogs to heat stroke. Signs include vomiting, diarrhea, collapse, difficulty breathing, and body temperature approaching 42 °C to 43 °C. Treatment includes cooling the dogs with wet towels and fans, intravenous fluid therapy, and other supportive care. If a dog’s temperature begin to drop to around 40 °C, stop the cooling process. Once a dog’s body begins to cool, it can drop quickly and getting them too cool can create different problems. Allow the dog only a couple of laps of water until their temperature begins to drop to a more normal level. Do not allow a dog to gulp large quantities of water. If a dog is panting excessively and then drinks a lot of water, he will swallow large amounts of air with the water and this can cause an equally life-threatening case of gastric dilatation volvulus (bloat) in their stomach.
Jump up ^ Grauer, Gregory F. (2002). “Diagnosis and Management of Canine Glomerular Disease”. Proceedings of the 27th World Congress of the World Small Animal Veterinary Association. Retrieved 2007-01-16.
What to look for: Since kennel cough is a respiratory infection, it can be easily transmitted from one dog to another when they interact. Look for lethargy, coughing, leaky nose and eyes or loss of appetite as common signs that your dog might have kennel cough.
Although the dog is an animal, still, he is one of the most honest companions of the human being. He usually relies on his pet owner for healthy care. Well, being a pet owner you must be aware of your canine friend health condition. In this regard, I can say that the ear infection(signs- swelling, redness of the ear canal, vigorous scratching), worms-including(tapeworms, hookworms, roundworms), flea attacks(signs- excessive licking, hair loss), hot spots, vomiting, diarrhea etc, are some of the common health issues that your canine friend usually suffers from the lack of care and treatment. Thus, my suggestion is, you must stop this negligence and consult an
Treating hot spots may involve shaving and cleaning the irritated area, antibiotics, anti-inflammatory drugs (NSAIDS), steroids, or topical medications, depending on how bad the hot spots are, and how much pain your pooch is in.
Some diseases and other health problems are common to both humans and dogs; others are unique to dogs and other animals. Dogs are susceptible to various diseases; similarly to humans, they can have diabetes, epilepsy, cancer, or arthritis.

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