text:
A new state foreclosure law took effect today that members or clients may ask you about. Below you will find a CAR overview, a Dept of Corps outline of the new rules, the text of the law, and a Sacramento Bee article:
1. A C.A.R. article on the law:
California Foreclosure Prevention Act Goes Into Effect June 15th
find the article at:
On February 20, 2009, Governor Schwarzenegger signed ABX2 7 and SBX2 7, the “California Foreclosure Prevention Act” which modifies the foreclosure process to provide additional time for borrowers to work out loan modifications while providing an exemption for mortgage loan servicers that have implemented a comprehensive loan modification program. Civil Code Section 2923.52 requires an additional 90-day period beyond the period already provided before a Notice of Sale can be given in order to allow all parties to pursue a loan modification to prevent foreclosure of loans meeting certain criteria identified in that section.
A mortgage loan servicer who has implemented a comprehensive loan modification program may file an application for exemption from the provisions of Civil Code Section 2923.52. Approval of this application provides the mortgage loan servicer an exemption from the additional 90-day period before filing the Notice of Sale when foreclosing on real property as designated by this Section.
Below is a timeline for the adoption of regulations under this new law. The new law will be operative 14 days after the issuance of regulations. As set forth in this timeline, the anticipated operative date of the law is June 15, 2009.
The Application for Order of Exemption from Civil Code Sction 2923.52(a) California Foreclosure Prevention Act is available on the DOC website.
Real estate licensees may file this application with the DRE at the following address:
Foreclosure Exemptions – Department of Real Estate
P.O. Box 187007
Sacramento, CA 95818-7007
Applications may also be submitted by e-mail to [email protected].
On June 15, 2009, the law will become operative.
2. Dept of Corps page with all the details:
3. A link to the text of the law:
4. A good story on the law:
New foreclosure rules to start Monday
By Jim Wasserman
Published: Saturday, Jun. 13, 2009 – 12:00 am | Page 6B
After a severe economic storm of more than 365,000 California foreclosures since early 2007, the state’s long-awaited 90-day foreclosure moratorium law goes into effect Monday.
But it doesn’t mean foreclosures will stop.
Supporters acknowledge the state is likely to see thousands more foreclosures before the crisis subsides. The law, indeed, goes into effect as lenders are ramping up repossessions following expiration of earlier moratoriums, according to housing trackers.
Backers say it will make lenders try harder to keep borrowers in homes. Starting Monday, loan servicers must prove to the state they have comprehensive loan modification programs in place – or be denied rights to foreclose on their own schedules.
“You have voluntary programs that they don’t have to do,” said Assemblyman Ted Lieu, a Torrance Democrat who was the author of the bill. “This creates an enforcement mechanism to force them to do it. The hammer is the 90-day foreclosure moratorium, which they all hate.”
The law will largely press lenders to follow the Obama administration’s Making Home Affordable Program that began in March. That encourages lenders to cut interest rates or rewrite loans to 40-year terms to get payments below 38 percent of a borrower’s monthly income. Other options include reducing principal and tacking missed payments to the back of the loan. Under the law, California officials also can encourage short sales or deeds in lieu – options in which banks accept less than owed – for borrowers who want to leave or don’t qualify for modifications.
“The vast majority of large servicers should have no trouble complying. They have already complied with similar requirements at the federal level,” said Dustin Hobbs, spokesman for the California Mortgage Bankers Association.
As the nation’s first statewide moratorium law of its kind, according to Lieu, hopes are it will “slow down the rate of foreclosures.”
“For some people there’s not much that can be done,” said the lawmaker. “But there are a fair number of people on the bubble … if they can get some assistance, they can stay in their home.”
California Department of Corporations spokesman Mark Leyes said the state can’t force or guarantee loan modifications. But the law is rooted in another state power that gives it leverage with lenders.
“What we do have control over is the legal process by which foreclosure is executed in this state,” he said. Hence, adding 90 days to the process for those that don’t comply.
Lieu said, “Not all banks are doing it at the same level. Some have good (modification efforts), some have bad ones and some have none.”
Lenders have received widespread criticism for being overwhelmed by the foreclosure crisis and slow to rewrite loans despite receiving billions of dollars in federal assistance. Borrowers and nonprofit loan counseling agencies alike have complained of frustrating delays and snafus in the process.
On the front lines of the crisis it’s easy to be wary about yet another new law or program.
“We’re hopeful it will help, but in reality, time after time these things come out and the results are the same,” said Pam Canada, executive director of the nonprofit counseling firm NeighborWorks Homeownership Center of Sacramento.
The new law represents a third evolution of California‘s response to a housing crisis that has severely damaged the economy and devastated local and state government budgets. In late 2007, Schwarzenegger entered into a voluntary agreement with subprime lenders to modify more loans.
Last summer, he signed Senate Bill 1137, which temporarily slowed banks’ foreclosure machinery, making them work harder to contact borrowers and offer alternatives.
But foreclosures, while down in recent months, have continued in hard-hit California, especially in the capital region.
The region suffered almost 4,000 new foreclosures in January, February and March, and another 12,000 households are well behind on payments, according to Bay Area tracker ForeclosureRadar.
In summary, here’s what will happen starting Monday:
• Lenders will submit applications to the state outlining their loan modification programs. That gives them a 30-day exemption from a moratorium.
• If the state OKs a lender’s program, the firm is permanently exempt from the 90-day delay on foreclosures.
• If the state rejects the program as inadequate, a lender has 30 days to upgrade it and be reconsidered.
Leyes said consumers will be able to see a list of lenders that comply with the state’s requirements by mid-July.


text:
This easy to make soup recipe just screams SPRING! It’s beautiful, delicious, and very impressive. Also, if you want to make it ahead of time it would also be delicious served cold. It’s the best way to use up all of those great Springtime veggies- Yum!
This easy, creamy, lemon squeezy (hehe) pasta is everything you could want! The Springtime asparagus and peas are always delicious, especially paired with a light ricotta cream sauce and lots of lemon. Yum!
Looking for an AMAZING dinner recipe that will blow you away with flavor? Well, here it is. Not only is is packed with flavor but it’s so easy to make! Be prepared for an explosion of flavor.
Who else craves a super flavorful soup on a really cold day? I know I do! This easy to make Thai style soup is packed with flavor and will warm you up on even the most bone chilling days.
Happy 2019 everyone! Can you believe its the new year already? Well, with a new year comes the new years resolution to shed those extra lbs Santa gave you for Christmas. Kick your diet off the delicious and right way with this easy salad! Trust me, you won’t feel like you’re on a diet.
During the cold months, a bowl of a delicious hot soup is what I crave. This is one of my favorite soups of all time and not to mention it’s so easy to make! It’s bursting with incredible flavor.
Don’t know what to do with those delicious Thanksgiving leftovers? Make a pizza with them! Trust me- it’s almost as good as the real thing!
One of my favorite comfort dinners of all time is my mom’s stuffed peppers. She would always make them growing up and they hold a special place in my heart. Now that Fall is here I find myself always wanting to make hearty soups for dinner… and whats better than a stuffed pepper soup! This recipe is easy to make and so delicious!
Ever have a turkey burger that is dry, flavorless, and just plain boring? Well- that’s NOT this recipe! This easy turkey burger recipe will blow you away with its flavor and how easy it is!
Ok- who says delicious tacos have to take hours to prepare?! No way. These AMAZING spiced chicken tacos are topped off with an easy avocado cilantro crema and mango!

domain: food


text:
BENZOPHENONE-3 AND OCTOCRYLENE
Benzophenone-3 (CAS number 131-57-7) and Octocrylene (CAS number 6197-30-4) are commonly used UV filters in cosmetics products. They are both included in Annex VI (list of UV filters allowed in cosmetic products) of the European Cosmetics Regulation (No. 1223/2009).
In early 2019, a priority list of 28 potential endocrine disruptors (not already covered by the bans of cosmetic regulation) was established by the European Commission. From these 28 substances, 14 were considered as higher priority (Group A) and the other 14 were included in the low priority group (Group B). The public call for data for the considered higher priority substances was carried out in 2019. (see previous post)
Stakeholders submitted scientific evidence to demonstrate the safety of Benzophenone-3 and Octocrylene as UV filters in cosmetic products and the European Commission asked the Scientific Committee for Consumer Safety (SCCS) to carry out a safety assessment of these ingredients, considering the information provided.
COMMISSION REGULATION (EU) 2022/1176
On July 7, 2022, the European Commission published the Commission Regulation (EU) 2022/1176, amending Regulation (EC) No 1223/2009 as regards the use of certain UV filter in cosmetic products.
Considering the SCCS opinions on Benzophenone-3 and Octocrylene, the Commission concluded that there is a potential risk to human health arising from the use of these ingredients as UV filters in the concentrations currently allowed and that their use should be restricted to the maximum concentration proposed by the SCCS.
Entries 4 and 10 of Annex VI to Cosmetics Regulation were replaced by the following:
Cosmetic products containing Octocrylene or Benzophenone-3 and complying with the restrictions set out in the European Cosmetics Regulation as applicable on 27 July 2022 may be placed on the market until 28 January 2023 and be made available on the market until 28 July 2023.
If you wish to get more information about this or other subjects, feel free to contact us at firstname.lastname@example.org.
1. Regulation (EC) No 1223/2009 of the European Parliament and of the Council of 30 November 2009 on cosmetic products.
2. Commission Regulation (EU) 2022/1176 amending Regulation (EC) No 1223/2009 of the European Parliament and of the Council as regards the use of certain UV filters in cosmetic products.
3. Scientific Committee on Consumer Safety (SCCS). Opinion on Octocrylene. SCCS/1627/21. 2021.
4. Scientific Committee on Consumer Safety (SCCS). Opinion on Benzophenone-3. SCCS/1625/20. 2021.

domain: chemistry


Dark/Light Activated Circuit using LDR
The dark sensor circuit is very useful to Automatic Switch ON and OFF any appliance by Detection of Light and Dark. LDR is a photoresistor that is used for the detection of light. When Light intensity high on LDR, The Resistance through it Decrease and When Light intensity is Low on LDR, then the resistance through it will Increase and Go very High. This Property is very useful in the operation of Dark Detector circuits. LDR is Light-dependent Resistor. LDR is a special type of Variable resistor which value can be increased or decreased according to light falling on it. As its specified property LDR act as the light and Dark sensor. When Light falls on LDR the Resistance of it goes very high about in MEGA OHM.
Here is a Simple Dark sensor Circuit that can be used as an automatic Switch On And Switch Off Any Load Using a Relay. Here I am presenting a simple circuit using only resistor, LDR, and Transistor but Many Types of circuits can be constructed using LDR for Dark detected Switching. This Simple and best Dark Activated circuit used One NPN transistor To On Off according to light sensed by the LDR. You can use Variable Resister at the place of 50K for the adjustment of sensitivity.
When Light Fall on LDR then the internal resistance of LDR will minimum and all voltage come through R1 dropped with the ground and become 0V, then no sufficient power at the base of the transistor get to turn on and light is switched Off. At Dark Resistance will be Very High and very less power dropped with the ground because of LDR holds by high resistance and transistor gate terminal get sufficient voltage to turn ON and the Light is switched ON
At Day-When Light intensity High the connected load remains to Switch off. At Night- when the light intensity is negligible, then the light is Automatic Switched ON.
Schematic diagram 1
If you want to connect any high load or AC Then you need to use Relay, Below the circuit diagram shows the Relay connection with the Dark Activated automatic Light switch. Use DC supply 0f 9-12v for the circuit operation or use any adaptor or can be used homemade AC to DC converter for circuit input. If BC547 get Hot And not able to handle the relay then you can use 2N222A transistor Or SL100. But If you use Small size Pcb Relay then BC547 can handle easily. These circuits are very useful in the automatic street light.
Schematic diagram 2
Transistor Bc547 or 2N222A-1
Resistor 50k-1 or Preset 100k-1, 1k-1
Relay-1 (9v) 6A


UNION COUNTY, NJ — Despite the difficulties the music industry has faced during the COVID-19 pandemic, the upstart New Jersey country music trio Southpaw has charted its own success. Born and raised in Ridgewood, the band’s lead singer, Christine Radlmann, moved to Union County 13 years ago and currently lives in Westfield. She admits her journey took her in many directions before she found country music.
“I’ve worn many hats in my adult life, but the primary one I donned before devoting myself full-time to music was that of a literary editor,” Radlmann said on Saturday, May 1. “I got my start in magazines, as a staff editor at The Atlantic, and went on to copyedit books, including the ‘Twilight’ series. Throughout most of my literary career, I moonlighted as a singer.
“I was always a singer — in school plays and such as a kid, and later in cover bands,” she continued. “People would often comment that I had a natural twang to my singer voice. It was totally unconscious, but it’s always been there. Eventually, I became a lead singer in a country cover band, singing June Carter, Dolly Parton, Miranda Lambert and all the old and new greats in country music. My dad was a big southern rock fan, so I grew up loving Alabama, ZZ Top and the like. One of my first concerts was Lynyrd Skynyrd.”
Originally from Pittsburgh, Emmy-winning sound designer and Southpaw keyboardist Sean Garnhart, who also lives in Westfield, is best known for his sound design for major movies. Garnhart grew up around music and art.
“I’m originally from a town just outside of Pittsburgh. I grew up in a very artsy family. My dad was an art teacher and my mom was a piano teacher,” Garnhart said on Saturday, May 1. “I started playing when I was 2 years old and started lessons at 3. When I turned 16, I started playing professionally in piano bars and restaurants. After college, I moved to Los Angeles and spent about eight years there before moving back East, where I landed in New Jersey.
“Music has been a love of my life since I could breathe. Given my upbringing, playing, listening, performing, producing and arranging have always been in my blood,” he continued. “I’m so grateful that I can pursue something that makes me happy. When I’m not making music, I’m doing sound design for major movies and TV shows that I’m sure you’ve seen and heard. I’ve worked for the Coen brothers, Judd Apatow and M. Night Shyamalan. I’m fortunate to be able to use my creative skills across various media.”
The third member of Southpaw, guitarist Colin McConnell of Cranford, was born in New York, spent his childhood in rural Pennsylvania and has lived in New Jersey for his adult life as an award-winning advertising professional. However, music has always been a part of his life.
“I grew up in a musical family, traded in a trombone for a guitar in ninth grade, and songwriting and performing have been a part of me for as long as I can remember,” McConnell said on Friday, April 30. “I had a successful career in advertising and media. It was a great way to apply my creative skills without being a starving artist. Now, I’m an artist, but I’m not starving.”
After singing in cover bands for several years, Radlmann was a guest performer with Garnhart and McConnell’s prior band. The chemistry was palpable, leading to the creation of Southpaw.
“Colin and I had been playing together before we met Christine. When Christine started singing with us, we instinctively headed down the country path. Her voice is pure country. We started writing and recording together, and the rest is history,” Garnhart said.
“I’m a storyteller and a guitarist. That kind of makes me a country musician,” McConnell said. “It just took me years of playing other genres to figure it out. When Christine, Sean and I started performing together with a different band, it sort of pointed us at Southpaw — kind of like a Ouija board.”
Formed at the end of 2018, Southpaw released its first entirely self-produced album, “Unhitched,” on Sunday, Feb. 14. It peaked at No. 3 on Amazon’s Hot New Country Releases chart. A full-length music video was launched on Thursday, March 11, and has already garnered 15,000 views. Although the pandemic has hindered touring and shows, the band members say they have used their time wisely the past year.
“I used to perform at live gigs very often. COVID put the kibosh on that for the past year,” Radlmann said. “But my bandmates and I were able to pivot and spend the time creating an album. A year ago, I wouldn’t have guessed that I’d be hearing our songs on radio stations across the United States and abroad today.”
It proved fortuitous that, as an award-winning sound engineer, Garnhart, whose nickname is Squack, had a professional recording studio in his home, so they did everything there themselves.
“We went right into the studio working on original material. We were about five tracks into the album when COVID hit, so all the success we’ve had has been in spite of COVID and comes with a lot of hard work,” Garnhart said. “Each of us brings a wide range of creative skills, from songwriting to production, videography, editing, social media marketing and so on. So, we were able to hunker down and get a lot done with just the three of us while staying safe. Technology enabled us to work closely together, even when we were in the peak of the lockdown. It’s a lot like running a start-up company: You just get it done.”
“Our music video for our song ‘Within You’ was a labor of love,” said Radlmann. “We shot it ourselves outdoors, smack dab in the middle of winter, throughout scenic New Jersey. Not having extra hands, owing to COVID, to help direct, film and edit, there was a lot of pressure on Squack and Colin, but the two of them rose to the occasion and produced an excellent video. For me, the difficult part was performing the song thousands of times, for very long stretches, while chilled to the bone.”
“I’m so grateful for the reception that the video has received,” she continued. “The message of the song is resonating with people through the video. ‘Shake’ is all about fun, letting it all hang out and not caring too much about what other people think. That sentiment seems to be striking a chord with audiences right now. A New Jersey dance studio actually choreographed a whole routine to it called the ‘Southpaw Shake’ that got a lot of attention in social media.”
According to a press release outlining the group’s success, tracks from “Unhitched” have been selected for airplay on radio stations in Texas, Washington, North Dakota, New Jersey, New York, Michigan, Kentucky, Canada, the United Kingdom, Luxembourg, Australia, Ireland and the Netherlands, and have been syndicated on more than 400 other stations worldwide. Southpaw’s music has also been featured on several international podcasts.
“It’s been three months since the launch of our debut album, and we’ve hit just about every success metric we set ourselves,” Radlmann said. “So far, presale of the album was far better than expected. … Radio play has been great. Our social media following has grown really fast, and the reception to our first video had us over the moon. But we’re just getting started and we’re excited to get out in front of audiences and really blow them away.
“We’re already at work on a cover song, a second album of original music and another music video, and we’re going to be scheduling live performances. It’ll be a busy summer for Southpaw,” she added.
Garnhart said the band was thrilled at how rapidly the fan base is growing due to the group’s success.
“Feedback on the album has been fantastic. Airplay on radio stations across the U.S. and Europe is an exciting testament that good country music has fans everywhere,” he said. “We’re super excited to get out in front of live audiences, now that the pandemic is lifting.”
With New Jersey lifting its restrictions this season, McConnell spoke about his anticipation of performing on stage again.
“I just can’t wait to get out in front of a huge crowd and blow everyone away,” he said. “Stay tuned for that. It’s coming soon.”
Photos Courtesy of Christine Radlmann


Sound — 10
The Blackout are a post-hardcore band from Wales. One thing unique about the band is that there are two lead vocalists which makes the music faster paced than would normally be possible. Sean Smith delives much of the screaming whereas Gavin Butler has a much more romantic pop voice. The Blackout can write a killer riff, most of the songs are very catchy however there are often the heavy palm muted screamo breakdowns shaperoning the pop edge. Influences such as Lostprophets, (namely Their Earlier work) and Silverstein can be heard in the music however The Blackout are actually quite individual in the rather sterile music scene. It's may be interesting to know that Ian Watkims of Lostprophets features on the track 'It's High Tide Baby.'
Lyrics — 7
The lyrics and themes in the album are what you would expect from a young group of boys like the Blackout. Lyrics such as 'I wanna taste those lips, why don't you shake those hips' and 'Do I stop or just carry on? will you ever take it all?' are just some examples of many sexually orientated lyrics. This is even evident in the song names; 'Spread Legs Not Lies' a slightly less subtle example than 'She is Macho.' Although at first these lyrics can be exciteing, they eventually get rather tiring and the slightly more sopisticated 'Life and Death in Space' is a breath of fresh air from the 'horny' lyrics. For immature 14 year old boys (guilty as charged)the shock factor of the lyrics are entertaining, however I imagine a more mature listener would expect something a little more emotional. Despite this, Sean and Gavin deliver the vocals in a interesting varied way, making up for the words with their voices.
Overall Impression — 9
This is an album that has very few poor songs which is rare in the mainstream market. Having listened to the singles (The Beijing Cocktail, It's High Tide Baby) and then the other heavyweights of the album (I've Got Better Things To Do, Spread Legs Not Lies, I Know You Are But What Am I?) the tail enders of the album still hold their own, and this is what I like about the album, it's not a top-heavy CD with the three singles tracks no. 1, 2 and 3. If you're looking to download just a few songs then the one's I mentioned above would be what I reccomend, although if you're already a fan of the band then buying the album would definately not be a mistake.


WTS/WTT in Eastern WA: West Hurley,NY Auto Ordnance 1927A1 "Tommy Gun". This semi-automatic only firearm was custom built by a highly regarded Thompson gunsmith to closely mimic an original 1928 model and includes the following options: -Full Auto 1928 lower receiver with selector modified to act as bolt hold open. -Fully detachable buttstock. -Original Lyman adjustable rear sight assembly (riveted as per original). -Richardson bolt knob. -EZ pull springs. -Compensator set back over barrel to true 16" length. -Checkered safety and selector. -Barrel recontoured to duplicate 1921 Thompson profile. -Original length functioning blank firing barrel assembly (Firearm has quick change barrel capability between 16" firing barrel and blank barrel.) -Magazine release lever hole filled and recheckered in 1921 Thompson profile. -Replica "FBI" style hardcase. -8 New original WWII Auto Ordnance 20 round Thompson magazines. -Magazine catch modified to accept GI mags with no modification. $2800.00 or the following in trade/partial trade but potentially open to other possibilities as well: M1903 Springfield rifles(Rock Island or Springfield manufactured shootable serial number rifles) M1917 Rifles. Remington 1911R1. Colt or S&W M1917 revolver. Unsporterized US Krag Jorgensen Rifles and carbines. Unsporterized Trapdoor rifles and carbines. Browning SA22. Arsenal SLR106. Arsenal SA-93 or SLR-95.


text:
Europe in June
As the weather warms up, folk in Europe start sorting out their gladrags, dusting down their musical instruments or start preparing to welcome people to their cities as the festival season swings round. It’s time for music, dancing, culinary delights and a hefty dose of local culture.
With lovely weather (most of the time) and some great events taking place this year, you too can join in the fun and make the most of it.
The Flexicover Team looks at a few great festivals and events for you to check out!
Independence Day; Reykjavik, Iceland
Celebrated throughout Iceland, 17th June is a public holiday commemorating the day in 1944 when it gained independence from Denmark. Reykjavik, in particular, comes alive with parties, street parades, musical performances and concerts with fun for everyone. As a tourist, you’ll really experience a special festive vibe. Enjoy the ‘midnight sun’ as, with over 21 hours of daylight on 18th June, it will be a memorable destination to visit - so join in the fun!
European Music Day; Greece
European Music Day is the biggest open-air annual music event in Greece, taking place over 3 days (19th to 21st June) in over 22 cities across the country. With music stages set up in streets, parks and squares, this is a cultural celebration dedicated to music of all kind, musicians of all stripes and jives to the Hellenic rhythm of Greece! The atmosphere is electric as international acts represent a vast range of styles, as well as offering an opportunity to highlight key educational aspects of music. If music be the food of your love, this June let it be Greek!
Lajkonik Festival; Krakow, Poland
The Lajkonik is a folkloric figure of legend that has become an unofficial symbol of this Polish city. The character is represented by a bearded man resembling a Tatar, wearing a pointed hat, dressed in Mongol attire with a wooden hobby horse around his waist. Some believe that he marks a victory of Krakow’s residents over the raiders. Whatever the case, this festival has taken place every 17th June in the city for the last 700 years and is firmly entrenched in Polish culture. Street parades through the old town, a multitude of public events and lots of fancy dress will leave you with an unforgettable experience. For good measure, if you get struck by the Lajkonik’s golden mace, it’s supposed to bring you good luck for the rest of the year! A win-win for everyone!
White Nights Festival; St Petersburg, Russia
The annual White Nights art festival, from 15th May to 5th July, is a particularly good time to visit St Petersburg. This historic European city is really lively during the summer months where the atmosphere is romantic and bustling with people. Its beautiful, luminous northern midsummer evenings are bathed in an all night-glow known as Belye Nochi. This international cultural event involves opera, ballet, performances by Russian singers and dancers as well as famous international stars. If you can fit your holiday or long weekend around this, you will have a summer to cherish!
Tennis; Wimbledon, England
If you can’t manage a trip abroad this June, we do of course have our very own annual sporting event taking place in London. The Wimbledon Championships, or simply ‘Wimbledon’, is the oldest tennis competition in the world and one of the most prestigious too, making up one of the four Grand Slam tennis tournaments. Taking place over two weeks, between 24th June and 7th July, if you can’t watch any of the games live, don’t worry; it’s certainly still worth a visit to Henman Hill (or should that be Murray Mount?) where you can watch all the games live on big screens. Come rain or shine, the atmosphere is always fantastic! Make sure you indulge in some good old strawberries and cream whilst you’re there – who knows you might even catch Sir Cliff Richard with an impromptu performance of Raindrops Keep Fallin’ on my Head!
Wherever you decide to travel to this June and whichever event you may be lucky enough to visit, Flexicover, the travel insurance specialists are committed to providing you the highest level of protection to ensure that you are safe and secure, 24 hours a day, 365 days a year when away.

domain: artistic


One in ten principals also reports not feeling safe in his or her job, reports the Swedish Association of School Principals and Directors of Education.
More than half of the respondents to the survey reported needing to regularly work overtime in order to keep up, and several said they lacked the resources required to do a good job.
“Principals are responsible for ensuring that all students learn to read, write, and perform maths, but there aren’t always enough resources at schools to do that. For example, it’s not possible to hire as many teachers as needed so that students who need special help can receive it,” said Lars Flodin, head of the labour association.
The leadership which is often seen as so important in private companies isn’t prioritized by municipalities and the governing boards of independent schools, which are ultimately responsible for the schools, according to the association.
“It’s regrettable that the work environment is as bad as it is; if you want to make an effort to help Swedish schools, then you’ve absolutely got to improve the employment situation for principals,” said Flodin.
Flodin said heads of schools have all the responsibility but that the study shows they often don’t have enough resources to do their jobs.
“For principals it means that they can’t fulfill their curriculum, the school law, and the existing demands and at the end of the day to affects individual students,” he said.


RESOLVED: That the report be noted.
REASONS RESOLVED: The Committee’s consideration of this update was needed to ensure the Council complied with the Public Sector Internal Audit Standards and the Accounts and Audit Regulations.
At the Chair’s invitation the Chief Internal Auditor presented the report, copies of which had been previously circulated. It was advised this the report was a routine update. The forecast for the completion of all audits was given, 75% of all audits were expected to reach draft stage by the 31st of March 2022, with 100% of the plan completed by the 31st May (if all goes to plan), there would be a slight overlap into the new year. The overlap was due to the closing of the shared services which had presented resource challenges. An agreement had recently been formed with Binder Dijker Otte (BDO) to supplement internal resources, as such there should be no impact on the 2022/23 resources.
The Chair asked if certain numbers mentioned the action tracker could be explained. The Chief Internal Auditor noted that these were usually explained in a footnote which was missing from the report. The committee was informed that the amount mentioned was not real money, but a formula applied to quantify and would have no impact on WNC finances.
Councillors made the following comments.
The Chief Internal Auditor made the following comments in response to some of the councillors’ queries.
The Assistant Director of Finance for Accountancy noted that with regards to potential fraud within the grants given there had been a risk and balance. The council had tried to mitigate any potential fraud by making sure that the process was robust. The process had also been monitored throughout and cross references carried out, this information can be provided from the relevant government department.


text:
Music from around the world – B-sides / samples / soulfood.
In the first episode, Bob Karli and Fela Kulki present their own definition of chill-out – expect new age jazz, instrumental funk and spaced out dub.
Cafuné Social Club takes places every first Thursday of the month at Sowiewir. Recordings are broadcast the Sunday after here on Sphere.
Sendedatum: 07/02/2021 20:00 - 07/02/2021 22:00
Sendung: Cafuné Social Club


text:
It was a rather wet and blustery bake day, but we managed to get all the bread baked in the outdoor wood oven without much of a hitch.
The last farmer’s market of the season was a lovely warm day and now Barn Bread is on to our fall and winter Community Supported Bakery.
Many of you have now pre-paid for your weekly bread and this e-mail is just a reminder that bread will be available for pick up at the old Village Market parking lot from 10am to noon. If this pick up time doesn’t work for you, please let us know and we’re happy to work something out. Pre-paid bread is a weekly commitment, and since we count on you to pick it up each week, it’s a dollar less than buying one at a time. If you forget to come by, we’ll cover the bread and stick it in the freezer here at midnight’s farm.
Others on this list asked to find out when they can buy their next loaf. Even if you haven’t signed up for the CSB, you can buy bread at tomorrow’s pick up location, as well as at Vita’s cafe. Loaves are now $5 without the subscription.
Blake and Julie are including Barn Bread in their CSA, so if you already pick up their veggies, you can sign on for a $4 loaf per week as well. If you don’t already get their CSA, sign-up forms are at Blossom.
This week I made some sesame bread as well as the plain wheat. This will be available to try at Vita’s and at Blake and Julie’s CSA pick up on Sunset Rd. If you’ve pre-ordered bread to pick up the Village and really want to try the sesame, let me know.
We have a local # now, so feel free to e-mail or call with any questions, special needs with pick-up (don’t let the specific times keep you from signing up for bread, just chat with us and we’ll work something out)
Through the wind and rain we’ll get fresh, organic, sourdough bread to you and yours.
Sage and Nathan


Consistent Product Quality from Lab to Line with Proper Moisture Control
Unsurpassed in performance, stability, reliability, maintainability, and cost of ownership, the MoistTech series of moisture analysis sensors can increase both the quality and efficiency of the manufacturing process. Product quality and consistency are forefront with MoistTech in the development of the IR3000 sensor to accurately provide moisture measurements in grains throughout the process, yielding a consistent quality product from lab to line that immediately reduces down-time, wasted energy, and product loss.
Moisture measurement and control sensors are located in countless applications all over the world, saving manufacturers time and money by quickly detecting variables in the manufacturing process and allowing corrections to be made in real time. Near-infrared (NIR) technology is best suited for instant on-line, off-line, and laboratory moisture instrumentation; the technology is unsurpassed in performance and accuracy over competing equipment.
Moisture levels in grain production are a critical component during the various stages of production as grain products can become either too wet or too dry, wasting manufacturer’s time and money as well as impacting the quality of the product. Ideally a moisture control system should be able to accurately detect moisture at different stages of the manufacturing process, be easy to maintain and tough enough to withstand the harsh, abrasive nature of the raw materials and the mixer environment.
The installation of our on-line sensors prevents bad product due to undesirable moisture levels. Now you can fine tune your setup to make sure you are putting out a higher quality and more consistent product and ultimately improve your bottom line. Save money, time, and prevent negative results due to inconsistencies and human error
MoistTech’s IR3000 sensor technology monitors the product even with small gaps in product flow and is unaffected by ambient light without impacting the accuracy. The sensor is insensitive to material variations such as particle size, material height and color, and provides continuous, reliable readings with zero maintenance and a one-time calibration. A non-drift optical design allowing operational personnel to confidently make immediate process adjustments based on real-time measurements.
Striving to improve the efficiency of the manufacturing process with proper moisture control begins with a non-contact, zero maintenance plug and play solution to instantly increase product quality. MoistTech Corp. provides the diamond standard technology in moisture measurement for online process and laboratory moisture instrumentation with NIR technology.
Dried Distillers Grains (DDG) Moisture
Diamond Standard Technology & Results
Near-infrared spectroscopy and imaging are fast, nondestructive analytical techniques that provide chemical and physical information of virtually any matrix. NIR can tell us things about a product in a similar way to visible light; transmitted light will pass through the product while backscattered light will reflect from the product as well as be absorbed – light absorption is the key to MoistTech’s NIR analysis.
The sensor features are enhanced to include the ease of the burden of measurement, as well as those most requested by customers. The non-drift optical design gives you repeatable results in the most accurate measurements available, with hundreds of readings per second. The sensors are calibrated at the factory and require no further maintenance to maintain their accuracy.
Designed to provide accuracy and repeatability, the MoistTech NIR technology is a ratio-based measurement with prime beam; this eliminates the sensitivity to distance, improves stability and accuracy. The algorithms, wavelengths, and sensor optical requirements to take thousands of detailed, accurate measurements per second. The ability to pre-set the measurement rate to match the production rate is available on the technology and because there are no routine re-calibrations, this technology is low to zero maintenance, making it an ideal solution for the manufacturing process. With the ability to store up to 50 product/calibration codes, line personnel can alert the sensor for changing products immediately, manufacturers can see multiple benefits such as:
- Low Cost & High Efficiency – Immediate ROI can be seen with moisture measurement implementation.
- Improved Product Quality Monitoring – Allows immediate production line adjustments to improve product quality and consistency.
- Newest Technology & Most Advanced Software – Even with advancements in software, our sensors will never be out of date.
- Surface Mount Electronics
- Process Optimization – Allows 100% monitoring of the production process to reduce product that is “out of specification”.
- Lower Energy Costs & Less Waste – Reduce energy usage as the drying process can be controlled resulting in a reduction in energy consumption.
- Very Low to Zero Maintenance
- Fuel Consumption Savings – Efficiently operate and maintain dryer capabilities with moisture monitoring.
- Water Savings – Reduce water usage by continuously monitoring moisture content.
- Dust / Fire Prevention – Helps reduce the risk of explosions due to dust.
Directly Effecting the Process:
Manufacturers can enjoy immediate adjustments to the process based on real-time measurements from the online NIR sensors. Immediate changes can be made to the production line to stop extra waste and keep the line moving; Avoid costly downtime and excessive waste by catching any out of tolerance readings as quickly as possible. Connect the sensors to a computer network or production laptop for complete software control of the production line.
By mounting the sensor several inches above the conveyor and/or after the dryer so it can continuously monitor the process and can control the moisture content either manually or automatically in grains. Dust from the product is not normally a problem however in extreme dusty environments we recommend the installation of an air purge system to prevent the accumulation of material on the sensor’s window. If the sensor must be installed close to the dryer outlet where it will be susceptible to extreme heat conditions, it is necessary to cool the sensor with either air or water. Typical analog range is 1-10% moisture. The outputs can be adjusted to optimize PLC or recording requirements.
Manufactured product should be top quality every time it leaves the facility and measuring the amount of moisture can be a crucial step in the process, too much or too little can be detrimental to the overall product. Measuring and controlling moisture can reduce transportation costs due to shipping excess water and moisture control stops products from freezing during shipping and transportation. Testing moisture content throughout the process also provides manufacturers cost savings in energy & fuel costs, as well as having less product waste.
Learn more about how the IR-3000’s moisture technology can simplify the manufacturing process: +1 941-727-1800 firstname.lastname@example.org / www.moisttech.com


text:
Happy Valentine's Day! Are you on excitement overload for this new My Creative Time release? There are so many fun new goodies to play with! Today we are sneaking the new Treat Slider Box! Look how cute and fun this box is! It's the perfect size for four Hershey's Nuggets, but really anything can be tucked into it! There are four dies included: the bottom and top of the box, along with two different Nugget covers that can be used together or on their own.
For my box, I used some red cardstock for the base and a striped patterned paper from Carta Bella's Devoted 6x6 pack for the top. I also used the new MCT Stitched Doily Die to decorate it. Since the doily was a little too wide, I cut out a strip from the middle, pushed the two parts together, and covered the "seam" with some ribbon. I used a heart from MCT's Stitched Layering Heart Dies to cover the point where the two ends of the ribbon meet, and on top of that I put a little button made with the new MCT Stitched Button Dies. I tied the button with a little bit of Thin Hemp from Liz's Paper Loft Boutique. For the Nuggets, I covered two with just the rectangular strip (you can see one in the box), and I added the scalloped strip on top of the other two. So pretty!
I couldn't stop at just one box, so I made this one for the aide who works in my classroom. I used hot pink for the base and cute patterned paper from Echo Park's Love Story for the top.
To decorate this one, I wound some black Thin Hemp around the box, attaching a couple of "charms" and a tag made with the new MCT Chunky Jar Accessories. I made the crown using some silver paper from The Paper Company, layering it on a piece of black cardstock to give it extra stability. The key was made with two layers of black cardstock and Glossy Accents on top. I love the realistic look it gives!
I also added a little heart from the Stitched Heart Layering Dies, which I stamped with a background from MCT's Build a Banner Kit, using Versamark Ink.
Since the Treat Slider Box is a larger die, this will ALWAYS be a "PRE-ORDER" item. Please allow a 2 week turn around for delivery of this die. ALSO, this will be sold individually and will NOT be included with the bundle!
Sneak Peek Giveaway Time!
With all of our Sneak Peek Weeks, Emma likes to do some FUN giveaways!
*** This time around we are doing something a little bit different! All you have to do is leave comments on our blogs! You do NOT have to comment on every blog. BUT, if you do, you will just have more chances to win! The thing we are switching up this time is that Emma will be picking a winner each night and announcing the winner the next morning! Example: for Monday's sneak, leave your comments here and share on Facebook, and then Emma will announce Monday's winner on Tuesday morning! That means a winner will be announced every day during sneaks!
*** SPREAD THE WORD TO THE WORLD ON FACEBOOK about this release and to whatever connections you may have! Let us know on "My Creative Time's" FB page here that you did so! OR you can just tag Emma in your post!
Log onto your Facebook, and let's start spreading the word! And be sure to stop by My Creative Time to see what Emma and the rest of the design team have for you today!
Products used on this card
(not including the new releases):


text:
JD Wetherspoon will spend an initial £11 million to make all of its 875 pubs safe for reopening in the wake of coronavirus.
The pub chain said measures will include putting up screens at bars and tables and employing a team of full-time cleaners to regularly clean surfaces and touch points.
Bosses added that all staff will be provided with gloves, masks and protective eyewear. This equipement will be optional and subject to government guidelines.
The detailed update also said each pub will have an average 10 hand sanitiser dispensers and every employee will complete a daily health assessment, including having their temperature taken.
Customers will be asked to make orders via the Wetherspoon app where possible and will be encouraged to pay by contactless card.
Diners will also see a slightly reduced menu and condiments being offered in sachets rather than bottles.
The government has not yet given an exact date for reopening pubs but current advice is to plan for welcoming back customers in July.
Wetherspoon's chief executive John Hutson said it was important to be prepared for an announcement at any time.
“We have spent a number of weeks consulting with staff who work in our pubs, as well as area managers in order to draw up our plans.
“The safety of our staff and customers is paramount.”
talkRADIO: Listen live for the latest updates on Covid-19

domain: news


text:
2020 tv TV | Latest Releases Discovery+, HGTV & DIY shows Streaming Originals Shows Giana watched a lot of tv Discovery TV Discovery+ Discovery+ Original Series MySeasonsEnglish /inactive/ New Shows 2020+ New-TV-Shows tvreality .TV Home DiscoveryPlus-New-TV-Shows Most Popular TV Shows in 2021 Reality TV Shows New All Currently Running Shows /inactive/
Last updated: jan 10, 2022
Lately, I’ve been re-watching a lot of tv shows I used to watch growing up. Even though it makes perfect sense, I was really surprised how different was my point of view now, than it was ten or fifteen years ago. Suddenly, my favorite characters aren’t the favorites anymore. Besides, I’ve forgotten tons of what was happening, that’s why I had so much fun re-watching everything. I highly suggest you do the same thing!
Because I’m watching so many imaginary scenarios, it’s nice to take a look at things that actually happened every once in a while. The drama from documentaries really feels a lot different than those from series you just know didn’t happen. I love being aware of everything that is or has been going on and Netflix is really great at helping us with that.
As much shame and guilt as I feel while watching these reality series, I can never get enough of them. It’s never fun having your own drama, but when it’s blown out of proportion and has nothing to do with you, suddenly it’s something a lot of people want to watch. We’re always looking forward to the next episode and simply can’t wait to see more of it.
I am Sophie and this is my website.
A little about me 👋 I am a marketing student in Paris. I love spending afternoons with friends in a cafe or a park.
But more than anything else, I love watching (.. binging…) series on my computer on rainy Sundays or any sunny day for that matter 🙈
I must have watched hundreds of shows by now, from romance to science-fiction series. Often I like to go back to a show I enjoyed. But I don’t feel like watching it all over again…
I created this website so myself and others could find the best episodes of our favourite shows. As of today, I have about 1,000 shows on the website with votes and rating coming from fans.
Hopefully, you can join me from your sofa and enjoy some nice TV!
- Sophie ☕🍰

domain: entertainment


text:
Author: Raghavendra Hegde
There was a time only a tech-savvy person could understand and build a bot, now bots are everywhere. Building a bot is no longer a... Read more.
In the history of the Web, designers have tried a variety of methods to use icons and images on websites. This includes, to name a... Read more.
Elements you should avoid: After the introduction of several new elements in HTML5, it is now time to talk about what you should be avoiding... Read more.

domain: design


text:
Shopping for low cost homeowners insurance in Kremlin, MT does not have to be difficult. We are here to help you find and compare multiple providers. Simply enter your Zip in the form above and you will be taken to a page which will list the top most reputable home insurance companies in your Hill county.Home insurance is something that you absolutely need to have, if you want to be prepared for any surprises you might encounter as a homeowner. While it is not mandatory by law in Montana, it is required by most lenders, if you are paying mortgage on the house. Some people think they do not need it because nothing could ever happen to their house. However, the truth is that things can and do happen and so you will want to be prepared.
Thankfully for you, there are many insurers out there that specialize in homeowners insurance. In this article, we are going to walk you through the different types of coverage and tips for finding the best insurance product.
The coverage mentioned above is a basic form of coverage that you absolutely need to have. There are optional coverage items that you can add, such as guaranteed replacement cost, which provides the most complete coverage. If your house gets totally damaged, the insurance company will pay for the cost of building it. However, as you might expect, most insurers require you to meet specific underwriting requirements and pay a higher premium. This brings us to another important point: How much does it cost to insure your home in Kremlin, MT?Well, that really depends on the whole myriad of factors such as type of house you have, your area, how many carbon monoxide detectors your home is equipped with and so on. Generally the home coverage premiums are lower than car insurance, but this greatly depends on many factors. The best way to find out how much insurance plan for your home will cost is to do a quote comparison. Our website is here to help you do just that, simply enter your Zip Code at the top of this page.
There is always a way that you can get lower premiums. Do not be content with getting a quote from one Montana insurer alone. Make sure to get a quote from at least three insurance companies. In order to make your life easier, make sure to use HomeInsuranceSaver.net comparison.
When you do get the quotes, make sure to compare them, not just on the basis of the premiums, but on the basis of their coverage. The coverages we mentioned above are an absolute must, however, it does not mean that all insurance companies offer them as basic coverages right from the get go. Some, in fact, offer general liability as basic coverage and offer the rest as add-ons. It is up to you to look at the offers and see what is actually covered with the price that you need to pay.
To get cheap Kremlin, MT home insurance quotes use our simple comparison tool and you will be ahead of most regular consumers who do not do their own comparison or rely on an agent to do it for them.
More Homeowners Insurance Tips for Kremlin, Montana
Some insurance organizations like to hit you with these concealed charges that operate your bills up, hundreds far more per month, than they ought to be. Never tumble into this homeowners' insurance policies trap. Use the ideas offered in this post to combat back and to uncover a great deal on a solid insurance policies package, for the residence you dwell in.
Reduced your homeowner's insurance by looking for insurance businesses that supply reductions to customers who have numerous guidelines. A lot of insurance coverage businesses supply discount rates of up to ten % or a lot more, so be certain to store about until you discover the greatest offer. This can let you to preserve on two or more different plan premiums.
Before you get a home, locate out how significantly insurance policy runs in the spot you are thinking about. In some areas, house owners insurance is very substantial owing to a number of variables. For example, if the residence is found in a flood zone or an area where hurricanes are to be envisioned, substantial insurance coverage charges are also to be anticipated.
To help save funds on your homeowners insurance policies, you ought to spend off the mortgage loan as quickly as feasible. Most organizations will contemplate you a smaller danger when there is no credit card debt against a home and you will consider far better treatment of the house. Look into how considerably more rapidly you can spend the bank loan off, by refinancing at fifteen several years alternatively of thirty.
As the dimensions of your household and individual possessions change, you must re-consider what you want from your homeowner's insurance policies. Examine your plan yearly to see if all of your higher-finish valuables are covered. You may want to get other products covered that you did not originally have.
When you are searching into property owners insurance coverage there are things that you can do to assist with the charges of your quality. One particular of the factors that you can choose to do is to make your deductible greater. It will decrease your quality but you ought to keep in head that smaller factors this kind of as a damaged window could have to be compensated out of pocket by you.
Reduce your homeowner's insurance top quality by investing in a smoke and fire alarm technique in your residence. They safeguard your family members and give you with extra reductions on your plan. Installing an alarm program in a house that is on the more mature facet can assist to lessen your total rates.
In purchase to acquire defense from property harm claims, improve your liability protection. This protection pays for injury or damage to others that takes place on your residence. When your daughter accidentally breaks an costly vase at a neighbor's property, you are going to be lined.
If you have young children away at university, research your home owner's insurance coverage protection plan to see if their possessions in the dormitory are protected. Most insurance policies give some protection in situation of theft or damage as extended as the little one is part of your family, but it also depends on the value of their possessions. If your little one is residing off-campus in an apartment, they may not be protected at all.
When it comes to property owners insurance coverage, make certain you update it if your daily life adjustments. If you go by means of a divorce, make confident the correct men and women are on the coverage. If you a developed a playground or included anything to your house, you will need to have to update that, too. Getting recent is what you want to be!
Locating an apartment that has a great stability technique is heading to save you a excellent bit of cash on your renter's insurance coverage rates. It need to be the type of technique that is directly joined to a checking centre that is immediately joined to fireplace and law enforcement departments. This will preserve you safer and help save you money at the very same time.
Seem at the value variation between possessing a larger deductible and a reduced one. A deductible is the price you will spend out of pocket if you have a claim. You can go with a larger deductible for a reduce value typically, which will help save you funds through the years, specially if you don't have any claims.
If you are searching for a new homeowner's insurance coverage plan, you need to look for consumer friendly firms. You will want to offer with a company that is in a position to very easily process any promises you may possibly have. Examine out evaluations from existing, as properly as former, buyers of the insurance coverage businesses you are considering for some impartial comments.
Preserving cash is a big offer to a lot of men and women with insurance policies, and these suggestions will most definitely aid you do that. But the largest issue here is that you truly obtain a policy to defend the residence in which you live. Anything at all can occur, so you usually need to have to continue to be safeguarded when it does.

domain: finance


text:
The Nashville Predators have avoided arbitration with Colton Sissons by signing the forward to a seven-year, $20 million contract.
What exactly does Colton Sissons do to help his team get the win? Just about anything you can think of.
With a trip to the Stanley Cup Final on the line, Colton Sissons, playing on Nashville’s top unit alongside Filip Forsberg and Pontus Aberg came through in a big, big way.
Colton Sissons helped Nashville make history Monday by completing a hat trick with the game-winning goal in a 6-3 win over the Anaheim Ducks that sent the Predators to their first ever Stanley Cup Final.


Choir of the North kicks off 50th-anniversary celebration
Submitted by John Hopkins
Phone: (907) 474-6983
The University of Alaska Fairbanks Choir of the North will kick off its 50th-anniversary celebration with a performance of the Brahms "German Requiem" conducted by John Hopkins Saturday, April 29, at 8 p.m., in the Charles W. Davis Concert Hall. The Choir of the North will be joined by a number of alumni and the Fairbanks Choral Arts Orchestra for the performance.
Tickets are available in the UAF music department, from members of the ensembles and at the door. Admission for the event is $10 for adults and $5 for students, military and senior citizens.
The concert will include performances by guest soloists soprano Christina Major and baritone Andrew Garland. Major recently sang to rave reviews with opera companies across the United States, including the Santa Fe Opera, San Diego Opera, Opera San Jose, Ft. Worth Opera and the Des Moines Metro Opera. She has also had concert performances with the Phoenix, Delaware and Winston-Salem symphonies and will perform at Duke University this month. Likewise, Garland has been performing with the San Francisco Opera Center, Cincinnati Opera, Dayton Opera, Opera Theater of Pittsburgh and the Sorg Opera Company and will be joining the Seattle Opera for the 2006-2007 season. He regularly performs major works with orchestra and includes a number of solo recitals in his performance schedule this year.
"Ein deutsches Requiem" (A German Requiem) was composed in 1867 by Johannes Brahms. It is not a traditional liturgical equiem, but was freely composed to biblical texts selected and compiled by Brahms. Brahms was making a statement when he did not use the standard Catholic Latin text, but chose the vernacular, German, instead. The piece was intended for Protestant use, but in concert setting. Also important was the thrust of the texts which Brahms selected. It was to comfort the living--those who had lost loved ones--rather than commemorating the lives or praying for the souls of those who had died. The universal theme presented underlies the idea that sorrow will be turned to joy.
The Choir of the North is Alaska's longest-standing choral organization, having been in existence since 1957. This major ensemble serves as a training ground for UAF students who are preparing to become professional musicians and music educators. For students with other majors, the Choir of the North provides an outlet for their musical abilities while they pursue their chosen course of study. During the past 50 years, the choir has had only three conductors. It was organized by Glenn Berg, who was with the organization for about three years. He was followed by Charles Davis, for whom the Davis Concert Hall was named, who conducted the choir for 16 years. The remainder of the time the ensemble has been under the direction and guidance of its current conductor, Hopkins.
The 50th-anniversary celebration will continue during the next academic year with a series of special performances. Hopkins would like to encourage other Choir of the North alumni from the community who would be interested in singing with the group and helping with the celebration to contact him directly.
For more information, please call the university music department at (907) 474-7555 or John Hopkins at (907) 474-6983.


text:
Welcome! With our home office in Murray,
Kentucky, Explorations Media Group, LLC
is the parent company of several tourism websites in the Kentucky Lake/Lake Barkley area.
Our family of websites marketing the region of Kentucky Lake, Lake Barkley and Land Between The Lakes:
Began in 2001, Explore Kentucky Lake is the top online destination for vacation planning in the Kentucky Lake, Lake Barkley and Land Between The Lakes area. Our site features information on places to stay, fishing, attractions, boating, community guides, dining options, and so much more.
In October 2019, we acquired KentuckyLake.com, the Kentucky Lake area's first tourism website established in 1996. We changed the logo and completely reworked the site in December 2019 to help strengthen tourism in the Kentucky Lake, Lake Barkley and Land Between The Lakes Area.
With roots back to 2009, LandBetweenTheLakes.com was acquired and redesigned in 2018 to market Land Between The Lakes National Recreation Area. The site contains in-depth information on LBL's attractions, activities, events and news. There is also a great guide for lodging, vacation rentals, camping and more.
Four Rivers Explorer began in 2006 when we launched a print publication for western Kentucky. Now the idea of Four Rivers Explorer has been rebirthed in the form of an online magazine. The site features off-the-beaten-path places, historical information and natural attractions most people may not have heard about.
Explore Kentucky Lake Marketing Services specializes in marketing businesses in the travel and tourism industry. Services include advertising, sponsored social media campaigns, paid search management, web design, email marketing and more.
Launched in the Spring of 2019, KentuckyLakeRentals.com features vacation homes, resorts, campgrounds, boat rentals and more for Kentucky Lake and Lake Barkley with a user-friendly interface to quickly and easily find rentals.
© 2013-2020 Explorations Media Group, LLC. All Rights Reserved. Contact Email
PO Box 1502 - Murray, KY 42071

domain: geography


text:
Sep 17 2013
GERMANY: Anti-Islam speaker gets harassed by radical Mohammedans and their Socialist partners in crime
Anti-Islam campaigner Michael Stürzenberger is drowned out by Muslims and Socialists during an appearance in Ingolstadt, Bavaria. Ingolstadt, home of the anti-religion Illuminati, is now being infiltrated by the most repugnant, fascist ‘religion’ on earth.
h/t Islam vs Europe


text:
07 July 2022
By Ellie Palmer
The American was well known for his authoritative voice on the art of piano pedalling, as well as his expertise on Russian Romantic Composer Anton Rubinstein
American pianist, pedagogue, author and editor Joseph Banowetz has passed away aged 87.
Banowetz, who was teaching at the University of North Texas up until his death, studied as a young pianist in New York City with Carl Friedberg - former pupil of Clara Schumann. He continued his studies in Vienna before returning to America to continue studying at the Southern Methodist University in Texas.
Throughout his career, he performed with a host of orchestras including the St. Petersburg Philharmonic, Budapest Symphony, Shanghai Symphony, Prague and Bratislava Radio Orchestras, and many others.
His love for Anton Rubinstein was evident throughout his career. He recorded 25 albums on various labels (including Naxos, Toccata Classics and Warner Brothers), which included world-premiere recordings of all Rubinstein piano and orchestra works.
Alongside his successes as a performer, he was also a highly respected author. His most popular publications include The Pianist's Guide to Pedaling, Franz Liszt: An Introduction to the Composer and His Music, The Pianist's Book of Early Contemporary Treasures and The Performing Pianist's Guide to Fingering.
Banowetz's cause of death has not been announced.

domain: library


Migos have teamed up with DJ Carnage for a new single titled "Waterworld."
The piano-driven number features the prolific Atlanta trio rhyming wrestling and jewelry references in classic Migos fashion. The tune is featured on Carnage's latest full-length album Battered, Bruised And Bloody, which released only yesterday, and includes additional features from Lil B, Lil Pump, MadeinTYO and Mac Miller.
Enjoy the tune above, and stay posted to our music channel for more fresh releases.
To stay updated, follow @Highsnobietymusic on Instagram.


Controversial investigative journalist, Kemi Olunloyo has taken to Instagram to announce her retirement from everything concerning journalism and blogging.
“I am now RETIRED! I said in 2010 that once my bucket list is empty, I will stop working and will only be on social media to enjoy the internet and give you info.
If I die today, that’s it!⚰😢My day will be exercises, meals, music and TV. Thanks for the birthday greetings. I know y’all didn’t see this coming. I have no grandkids to play with so don’t call me grandma. Names below. My pension in 9 yrs from 🇺🇸 estimated $45K monthly”


text:
A New-American Bakeshop in New England
Lucy Damkoehler grew up in Bernardston, Massachusetts and has been working in bakeries since she legally could. She built a successful career outside of Western Mass, working in well-known establishments like Gramercy Tavern in New York City and other places overseas and across the country. After spending 12 years in Seattle working as Regional Pastry Chef at Bon Appetit Management Company and helping to open Hot Cakes Molten Chocolate Cakery, Lucy has brought her skills and experience back to Western Mass for all of us to enjoy!
Upon the opening of Sweet Lucy’s Bakeshop, the place was instantly a hit. Currently, the business has an average 5 star rating on Google and was voted as #1 Bakery in the Recorder’s 2020 Franklin Favorites competition.
As the shop’s slogan promises, the bakeshop offers “craveable high-quality pastries” which are crafted with the best local ingredients and without unhealthy preservatives, additives, and sweeteners. Lucy bakes up classic favorites like croissants, pain au chocolat, and cherry pie. But she also whips up some unique mouth-watering creations like smore’s donuts, sweet corn and brown butter donuts, and her famous raspberry cornbread.
The next time you’re driving down Route 5 in Bernardston, be sure to stop by Sweet Lucy’s Bakeshop at 7 South Street! Follow her on Facebook for updates and to find out what Lucy is making for #donutthursday. Visit sweetlucysbakeshop.com for more info and check out this video below to meet Lucy and get some helpful baking tips from her:
For more information about community happenings and real estate news visit Wanda's Blog at www.wandamooney.


William Shakespeare's The Merchant of Venice Reviews
As with many Shakespeare adaptations, this film stays faithful to the dry grace of the original text, so much so that it comes off as fairly slow, limping along with a kind of dryness that renders it often dull and almost aimless in its story flow, with the final being particularly bloated and even slow in pace, to the point of losing steam after a while. Still, here and there, when the film does take a shift in flow, the act is not always terribly organic, with changes in story focus tripping in an off-putting and uneven fashion that slows down the momentum of the impact for only a moment, though just long enough to land a blow to the resonance of the film. Of course, what might very well taint the film's impact the most is something that it is consistent in, and that is collapse so deep and so often into Shakespearean tropes, until after a while, it grows rather bland. The film makes little, if any attempt to punch harder or more uniquely than any other Shakespeare interpretation, and it is for that reason why the punch falling more limp than it does in other Shakespeare interpretations, for whether it be because I've grown jaded from my exposure to many different takes of Shakespeare or because the film's being overwhemingly and dully faithful to the source material is palpable whether you're a jaded Shakespeare adaptation viewer or not, the film just doesn't have enough bite to it to impress, and with its aimless slow spots and uneven points further dragging down impact, the film falls as rather bland. There's little about this Shakespeare piece that's worth remembering, and the final product emerges an underwhelming filler of one, and yet, there in lays the film's almost winning charm. What the film gets wrong is much too glaring for the film to stand as genuinely good, yet it just barely falls to underwhelming, because what it does do right it does with as much skill as you would expect from a mostly competently-crafted Shakespeare interpretation. Through all of the final product's faults, the consensus had it right when it deemed the film a respectable Shakespeare interpretation, and for quite a few reasons.
The film is a handsome one, with Benoît Delhomme's cinematography being consistently attractive in its lighting, with occasions in which it really emphasizes the environment in a stunning fashion, and that visual grace goes complimented by the audible grace that is Jocelyn Pook's score, which may be often conventional, yet remains fairly well-done and helps in seeling you on this world. What further sells you on the world is, well, the structure of the world, because although 1590s Venice surprisingly doesn't quite have enough sweep to it to really show off the production value, the film remains riddled with nifty production designs that may not immediately transport you to the time, but ease you into comfortably and buyably. For this, credit is largely due to Michael Radford's direction, which is quite decidedly spotty, yet has its moments where it really does sell you on the world, as well as, well, even its dialect. While this film is faithful to a fault to Joe Schmo's Shakespeare adaptations, where almost every dialogue-faithful Shakespeare screen adaptation glorifies Shakespeare's text to the point of really letting you know just how alien to our modern dialect Shakespeare's writing was, this adaptation goes handled with assurance by Radford so strong that there are many points in which he brings the dialect down to earth and has it genuinely connect. True, Shakespearean dialect is so very distinctive, so it should pretty much go without saying that there are still plenty of points in this film where the alienness of the dialogue really does bleed through and leave an impression, yet just as often, Radford leaves the dialogue to fit into both its own and our world with enough comfortable snugness to help in selling you on the environment, as well as leaves you to go reminded of just how snappy Shakespeare was when it came to dialogue. What further convinces you of this world are the performances, many of which are sparklingly charismatic, if not rather nuanced performances, and Al Pacino, in particular, steals the show by producing strong charm that, when broken up by some genuine subtle depth and layers, as well as the occasional piece of intense emoting, really absorbs a lot of humanity and engagement value from the Shylock character as a compelling tragic figure. Yes indeed, the film has quite a few strengths, yet the point is that it doesn't have enough punch to it to really milk the strengths, thus making for a very underwhelmingly been-there-done-that Shakespeare adaption, yet still one that's worth a watch, because its strengths still stand and are generally firmly effective in such a stance.
Overall, the film gets to be occasionally uneven in focus, when it's not as dryly limp and almost aimless-feeling as other Shakespeare adaptations, which isn't to say that slowness is the only thing that this film takes from other Shakespeare interpretations, as what we're left facing is a film that's conventional and overly faithful to the point of beingh brought down to the state of rather bland and underwhelming, though just barely, as the film is quite respectable in its competent handling of visual style and production designs, with mostly inspired direction and consistently inspired performances - particularly that of Al Pacino - particularly breathing life into this world and ultimately helping in leaving Michael Radford's take on "The Merchant of Venice" to stand as a consistently enjoyable film, even if its general blandness keeps it from transcending too far past simply enjoyable.
2.5/5 - Fair


All listings for this product
Best-selling in Non-Fiction Books
Save on Non-Fiction Books
- AU $32.01Trending at AU $36.67
- AU $13.42Trending at AU $19.99
- AU $30.43Trending at AU $31.22
- AU $27.74Trending at AU $29.88
- AU $24.19Trending at AU $30.05
- AU $14.83Trending at AU $17.85
- AU $13.01Trending at AU $17.43
About this product
- DescriptionScenarios in Public Administration focuses on the broad topics of leadership, human relationship management, technical, administrative, and political concepts for students of public administration. There are many individuals who have the technical proficiencies and are administratively competent, but they do t possess the political skills needed to succeed. Political influence is frequently learned on the job, and the process is a long one. By adding the political element, this work goes beyond the rmal coursework taught in MPA and related programs. This collection can be used throughout the MPA program in a number of courses, including Public Policy Analysis, Personal Administration, and Seminar of Public Administration.
- Author BiographyDr. Robert Daniello is a retired police Captain with over thirty years of service. He has served as a consultant to local governments for the State of New Jersey Treasury Department. Dr. Paulette Laubsch is Associate Professor at Farleigh Dickinson University. She teaches a variety of courses in the Master of Administrative Science Program.
- Author(s)Paulette M. Laubsch,Robert J. Daniello
- PublisherUniversity Press of America
- Date of Publication28/08/2008
- SubjectEducation & Teaching
- Place of PublicationLanham, MD
- Country of PublicationUnited States
- ImprintUniversity Press of America
- Content Noteblack & white illustrations, black & white tables, figures
- Weight177 g
- Width154 mm
- Height231 mm
- Spine9 mm
- Format DetailsTrade paperback (US)
This item doesn't belong on this page.
Thanks, we'll look into this.


text:
Okay today I am sharing one of the easiest recipes I have ever made. I can’t believe that there is such an easy way to make brownies! I have seen recipes for easy Nutella Brownies that are made using only 3 ingredients, but until now I have been quite sceptical as to whether they would really work!
A few days ago I came across this recipe for Incredible 3-Ingredient Nutella Brownies over at The Comfort of Cooking and I decided to give them a go with just a slight modification. I have to say that I was pleasantly surprised to find that there is such an easy way to make yummy, moist, and fudgy Nutella Brownies. This is definitely my kind of recipe! All you need is Nutella, eggs, and some dry chocolate cake mix.
But the best thing about this recipe is how easy it is; just mix and bake! I used some dry mix from a packet of chocolate cake mix but you could use plain flour as the original recipe states. I found that the brownies were very nice. They were moist, dense, and had just the right amount of chewiness. They probably had just a bit of extra chocolate flavour because of the chocolate mix that I used. I have to say that they definitely satisfied my craving for brownies that day!Print
I was pleasantly surprised to find that there is such an easy way to make yummy, moist, and fudgy Nutella Brownies. This is definitely my kind of recipe!
- 1 cup of Nutella (320g)
- 2 large eggs
- 1/2 cup of dry chocolate cake mix (from a packet/box)*
- Preheat oven to 180 °C (350 °F).
- Line an 8×8 inch (20 cm square) baking dish with baking paper or grease sides with cooking spray.
- Place all the ingredients together into a large bowl and mix well to combine.
- Transfer the mixture into the prepared dish and use a spatula to smooth out the top.
- Bake for 25 – 30 minutes, or until a cake tester (or toothpick) comes out clean.
- Allow to cool in the tin before cutting.
* You can use plain flour instead of the chocolate cake mix
I was so glad that I decided to have a go at making these Amazingly Easy Nutella Brownies!
For an easy mint brownie recipe check out my Easy Chocolate Mint Brownies!

domain: hobby


text:
Great for smaller projects!
The Mindful Collection Project Bag is the perfect size for sock knitting on the go! Perfectly coordinating with the entire Mindful Collection line of products in both color and illustrations. Featuring a zippered pocket on the inside for small items such as a few stitch markers, a pair of snips, and chapstick. Pulling it all together is the beautiful mandala-shaped charm for the zipper pull.
- Made from a durable natural colored fabric.
- Perfectly coordinates with the entire Mindful Collection line of products.
- Features an inside pocket for small item organization.
- A mandala-shaped charm is a zipper pull.
- Measures 10"(H) X 6.5"(W) X 3"(D)


text:
Lee Canyon is an amazing natural attraction and home to a vibrant community and recreational facility in the Springs Mountains of Nevada.
The region is best known for its numerous campgrounds and the ski resort that has become synonymous with the canyon – the Las Vegas Ski and Snowboard Resort at the top of the canyon.
Lee Canyon, Camping, Ski Rentals & Trail Map, Elevation, Mt Charleston
The resort was established in 1963 and provides excellent options for the outdoor lover. With 20 well-maintained trails and more than 250 acres of country terrain, there are many options for outdoor adventures. The side country terrain is accessible using chairlifts and a single surface lift. Best of all, there are more than 30 acres of snowboarding terrain on site.
Not only is this an excellent opportunity to learn snowboarding or to perfect your skills, but it is also an excellent place for a family vacation. For snowboarders, there are several options for private and group lessons. In recent years, the Lee Canyon Resort has been upgraded to include the Rabbit Peak Quad – an energy-efficient lift that was introduced to make it easy for newbies to access the beginner’s terrain.
Other facilities at the resort include the Bighorn Grill (which is best loved for its baked potato bar and burgers), the Bristlecone Bar, and the Bighorn Dogs. The latter is a hot dog cart that remains open on weekends – perfect for grabbing a snack and heading out to the snow. Ski equipment and clothing rental is also available.
For the adventure-seeker looking for accommodation up on the mountain, some of the options available include the Camp Lee Canyon, as well as the McWilliams, Dolomite, and the Old Mill Campgrounds.
Whether you would like to explore Lee Canyon, or are excited to go for snowboarding on a whim, this destination does not disappoint.

domain: travel


text:
Owen to tog out for Man Utd in Carling Cup clash with bitter rivals Leeds
Michael Owen is set to make his first appearance of the season in Manchester United's Carling Cup tie at Leeds tomorrow.
Sir Alex Ferguson will make a huge number of changes, with Paul Pogba and Will Keane amongst the youngsters who might be involved.
But there will be plenty of experience as well and Mame Biram Diouf, Federico Macheda may be joined by Park Ji-sung and Ryan Giggs.
Provisional squad: Lindegaard, Amos, Fabio, Jones, Evans, Giggs, Park, Carrick, Fletcher, Valencia, Owen, Berbatov, Macheda, Diouf, Pogba, W Keane, James, Brown, M.Keane, Thorpe, Fryers.


Advances in Sensor Technology May Expand Hydrogen Applications
Haberman, President, DCH Technology, Inc.
Hydrogen sensor technology has advanced rapidly
within the last few years with major contributions from the U.S. Department
of Energy (DOE) national laboratories. The availability of higher fidelity,
robust, highly selective sensors will enable many new and expanded applications
of hydrogen-based processes and systems. The operational principle of using
a first order sensing reaction and providing long operational lives is common
to three types of new generation hydrogen sensors.
The Robust Hydrogen Sensor, developed by Sandia
National Laboratories, is an application-specific integrated circuit (ASIC)
which offers wide-range, controllable sensing in a tactical package. A palladium-nickel
(PdNi) catalyst is deposited directly on a standard process multilayer Complementary
Metal Oxide Semiconductor (CMOS) device.
The CMOS ASIC hosts logic cells which perform
the computations of low-range hydrogen measurement, high-range hydrogen
measurement, and measurement of the catalytic substrate junction temperature.
The catalyst may be purged on demand via dual power resistors also located
on the CMOS, allowing quick resets. This sensor has flown successfully on
NASAs DC-X/A vehicles and offers a new flexibility due to robustness
and miniaturization. The use of nanoporous sol-gel coatings (silicon nitrate,
SiN) on the ASIC significantly enhances the chemical selectivity and durability
of the catalyst in complex or poisonous chemical environments. Equipment
is available for purchase.
The Fiber Optic Hydrogen Sensor System is being
developed under a Cooperative Research and Development Agreement (CRADA)
with the National Renewable Energy Laboratory. This sensor technology offers
accurate, fast, intrinsically safe measurement of hydrogen using coated
fiber optic elements introduced directly into the environment of interest.
A palladium coating applied to an optically designed cap on a polymer optical
fiber is interrogated using visible light. The reflected beam is detected
This systems nonintrusive approach is
easily retrofitted into existing installations and supports large-scale
networking of arrays. The commercial hydrogen vehicle safety requirements
of the future have been used as basic design-to-cost criteria in this development
to ensure life cycle economic competitiveness, reliability, and ease of
integration. Evaluation equipment will be available for applications verifications
A Thick Film Hydrogen Sensor is being developed
under a CRADA with Oak Ridge National Laboratory. This sensor is optimized
around hydrogens lower explosive limit range to provide an extremely
low cost, highly reliable safety device. The sensor is a thick film of palladium
adhered to an inert ceramic base which may be easily embedded or affixed
to tank or pipe materials. The sensor control electronics compute a voltage
imbalance proportional to the hydrogen exposure. These electronics are optimized
in a collocated or umbilicaled module with standard signal outputs. The
sensor may be contour-fitted to transport, storage, or distribution equipment.
Evaluation units for beta testing will be available in 1997.
[The CRADAs are supported by the DOE Hydrogen Program and DCH
Technology, Inc., under a cost share arrangement. The licenses to commercialize
the sensors are granted by DOE to DCH. For additional information, contact:
DCH Technology, Inc., 14241 Ventura Boulevard, Suite 208, Sherman Oaks,
CA 91423, U.S.A.; phone: +1.818.385.0400; eMail: [email protected].]
©1997. All Rights Reserved. A Publication of
the National Hydrogen Association.
This material may not be reproduced in any form without permission.
Home Page Return to NHA News Index