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AN OCTAVE OF SHORT STORIES BY FAMOUS NOVELISTS. No. 8. A MODERN GIRL'S STORY. 4. BY JULIAN HAWTHORNE. Author of An American Monte Clirislo," Another's Crime," I, Fortune's Fool," &c, ALL RIGHTS RESERVED. — NOW FIRST PUBLISHED. I. EN years ago I re- visited a Continental town which had been familiar to me when a youth just out of college. We cannot live our lives over fEN years ago I re- would' not do it if we could; but the next thing to doing it is to see again scenes that we saw in youth. Brick and mortar, streets and customs, do not V change so rapidly as we do—not, at any rate, in Europe. The contrast between the old unaltered things and oar own altered selves, though never exactly pleasant, has a charm III it. But the face that once looked hopefully I forth on life beneath our own hat-brim—the spectre of that face haunts usevery where. He is still here-the ignorant, jolly, lusty, credulous boy—unchanged bat what an abyss between him and us No matter what good lite may have brought us, there is sadness in that thought, and an unreasonable kind of humilia- tion." Age, for all its grave and authoritative front, stands ashamed before the ghost of its own youth. Yet our youth has nothing to ba proud of. What foolish things we did And it seems unjust that those ignorant follies should sometimes have the power to hamper and handicap all our after-existence. On the terrace, the second afternoon, I sat at a table placed outside the concert-room, to bear the band play, and see the river flow by. I had done this same thing on the second afternoon of my first arrival in the tow/i, fourteen years before. The weather was as lovely now as it had been then: late May weather, soft, fresh, seductive, and fragrant with the perfume of lilacs. The river flowed, a liquid mirror of the colour of sunset. Down stream was the dark, hog-backed bridge, with its many arches; opposite was the barracks, with a "squad of helmetted soldiers in the courtyard: up stream on the low hill-tops, were "the great brewery, like a castle, and graceful villas with towe) s and steep gardens down to the margin of the river. Yonder, round the bend, came the white steamboat, completing its long day's voyage. The high- built stone terrace, an artificial precipice, looked out upon all these things. And now the music began; and here is a waiter to ask what sort of beer I will drink. I turn and see the lively crowd at the round tables-the officers in their uniforms, the pretty girls, the civilians, the English and Americans. What an appalling thing is this vitality-this im- mortality—of the human race, when we happen to catch a glimpse of our individual frailty and mortality side by side with it Year after year the same things are done, felt and thought, but not by ua! Have we gone on, or have we been left behind ? Well, and how is Dr. Mei'lawe ? II. I had been conscious for several moments that a figure was standing on my left, a little behind me, just out of easy eye-shot; and I had bad an impression that I was being looked at It is absurd to be apprised at meeting people we know in places of this kind, whero everybody who goes anywhere is sure to turn up sooner or later and perhaps it is unrea- sonable to feel annoyed at it, But 1 had been entertaining the phantoms of the past, and that is a kind of company whoever intrudes upon which seems doubly an intruder. I turned round, and after a moment recog- nised the face of the speaker, though I could not have spoken hia name. He was a tallish man, fashionably dressed, with a rough red beard, and eye-glasses. He was a type of the well-to-do man-about-town-man-auout-the- world, rather the cosmopolitan whom modern travelling facilities have evolved. He is at home in many places, and knows all about ail of them—their accommodations, their cookery, their objects of interest, their sociery. He is cheerful, cynical, talkative, courteous; an agreeable companion, useful and obliging in his measure. He is quick to notice and be amused at the betrayal of ignorance on your part of the. technicalities with which it is his business to be familiar and though it gratifies him to be interrogated about this or that, you must be careful to so frame your inquiries and adjust your intonations as to indicate that you could yourself give the in- formation, were it required of you, and that in any case you are indifferent on the subject. Ah how are you P So^ you're here ? said I, cxtendiog my hand with a conven- tional smile. I did not know how lorg it might be since we had met, so to be on the safe side I conducted myself as if we had parted only last week. I recognised you by your shoulders," said he, drawing up a chair and seating himself. Your face is less changed than mine, I fancy, though you haven't grown a beard as I have. Let's see. It was at the Boehmlsche Bahnhof, wasn't it ? You came down with the other fellows to see me off. Hosmer was with you, I recollect. Have you seen him lately ? Ned Hosmer P I saw him five or six years ago. He's a steady married man now. Is there any Mrs. Caohepolle yet ? By this it will be seen that I had recovered his name; the incident he had re-called brought it back to me. Henry Cachepolle, in the old days, had been nominally a student at the Polytechnic, but in reality a moneyed youth who studied to amuse himself. Apparently he was at it still. He had acquired a certain ease and style! Uut I suspected that his liver was touched, his heart fatty, his muscles flabby, and his character lacking in fibre. To have known a man in his youth gives you an other- wise unattainable insight into him. The ingenious disguise that he has built up round himself during his years of discretion is transparent to you, who know all about the boy inside. Cachepolle would be quite an imposing figure to one meeting him for the first time; but I perceived that he had not strengthened in any way during the past ten years, and had deteriorated in others. He was a good sort of fellow, but not worthy of much respect. Mra. Cachepolle is still lie made a gesture with his band, intended to express that the lady was still in the hypothetical stage of evolution. In his own way Cache- polle was a satisfactory person. He was always properly harnessed and groomed. It was a pleasure to see, as he lifted his arm to light a cigarette, that his shirt cuffs were of one piece with his shirt, that his undervest was one of the fine3t pure wool; that he had probably made a complete change of raiment within an hour or two; that bis rings were both handsome and valuable, without being too showy; that his coat was an indubitable Poole, and his shoes by Lobb of Regent- street. Evidently, Cachepolle had a valet who understood his business. Their theory of a gentleman was, that he should present at the first glance a somewhat rough and careless aspect, which upon closer scrutiny should be discovered to be oorrect and costly to the last degree. By "their "I mean Cachepolle's and his valet's, who wonld hold consultations together, and plan effects, some- what as actor and dramatist do. It was a good theory that they had adopted, espe- cially for a man like Caohepolle, who was deficient in individuality—had always to guard against the danger of being mistaken for somebody else. It was indispensable that he should enaot a role of some kind, because the moment he should become himself he would become invisible. The English squire or nanritry nobleman was his present cha- racter. ine get-up sua a.v were good; the broad-mouthed, highly-j modulated epeeob was also florul, our) the phrases and idioms were uniformly cor- rect; but Cachepolle's somewhat feeblw vita- lity caused him to falter occasionally, and revert for a moment or two to his native patois, which was, I believe, that of Con- necticut. He needed an English interlocutor to keep him up to the mark. And, since all effects have their causes, I surmised that Cachepolle might have formed the acquain- tance of some eminent Briton, out of the materials of whose personality, as it were, be built his own as the modern inhabitants of Cairo build their homes out of the skin of the Pyramids. I was in a bad humour at havirg been in- truded upon but after I had drunk a couple of pints of dark, creamy beer, I felt much more amiable, and disposed to talk and be talked to. Good German beer relaxes in some degree the restraints of moral fastidious- ness and refinement, and letiO one down towards the Cachepolle level. III. "Is there anything going on here?" 1 asked. Do you recollect the Luellens P" Cache- polle returned. "The Luellens. Do you mean that numerous family?" That's it; a dozen of "em, more or less." "Father and mother English; children born on the Continent, or in America, The old man was always tracking some claim he had against some government. The children were nice children, and some of them very pretty. I remember one—I forget her name -but she promised to turn out a beauty." M Blanche, was it ?' Yes, Blanche. Sho would be nineteen or twenty by this time. I'd like to see her. I'll wager she has justified my prediction. Would you care to see her really ?" Do you mean to say the Luellens arc still living here; after all these years ?'- "Not lived here right along, you cnow. Why, the old chap'got his claim allowed, I believe, three or four years ago. Brought him in quite a bit of cash, I fancy They came back here last winter—what there is left of them. The old lady's dead. The threo elder girls are married. One of the boys is in the navy, and two others are engineers. The old fellow has the gout, but otherwise he's all right; he has put the youngest boy to school here, and he and Blanche are doing the society act, you know. They are living at the Saxe. They're awfully swell, and Blanche is supposed to be an heiress Will you try it on ?" II The girl was young enough, wht-n I last saw her, to sit on my knee and look at a picture-book," said I. "If you want to marry her you can rely on me not to stand in your way I'd like to see her. and that's all." I. If you turn your head to the rightabout ten degrees, and fix your eyes on a point about 0 ten yards off, you will look her in the face," said Cachepolle. So I did. And here, in order to dispose of the matter I will try to show you Blanche Luellen, as she then was-a girl of nineteen or twenty Having known her in her child- hood, I 'could see further into her than an ordinary acquaintance could, and being myself beyond the age to hope for any personal ad- mittance to her favour. I was able to look at her in the dry light. It, any light she was well worth contemplating.. i She was of medium height, with sloping shoulders, and a very deep chest, with room in it for a heart and lungs strong enough to carry her through a hundred years of mortal life. Her limbs were round and firm, and well set on a vigorous but lightsome body. The long curve which, in women, takes it rise 11 just above the hip, and sweeps to the knee, had a fuller arc than is usual it) our latitudes; j it gave her hgure an Oriental quality. But her complextion was blonde, with yellow- brown hair, with a crinkle and a glitter in it. Her youthful face had in it something sensual, but pure; the excess of physical health and vitality, which her subsequent life woad either refine or coarsen. The lower margins of her face were full, melting into a round, white throat; her mouth had the innocent, inquisitive contour of an infant's. It still, in fact, had the infantine quality, telling of a nature that had not been re- pressed, or drilled to dissimulate emotion. Hereafter, life would perhaps contract and compress those tender outlines, now so beauti- ful in their freedom. Meeting her eyes you encountered a mystery; not a self-conscious one, but belonging to the girl's age and temperament. She could not have deciphered herself; she only enjoyed life, absorbed pleasure, radiated happiness. There was a dancing intentness in her glance, i dark, expectant, apprehensive, mirthful; the gaze of a spirit born to investigate all things, and to whom all that was unknown was good. Eve may have had such eyes. There was an uneveness about them—not a cast in the eye itself, but an irregularity in their placings in the head; or perhaps one may have been a thought larger than the other. Whatever it was, it greatly enhanced the force of her ex- pression, and was as much more charming than mere regularity as an octave in music is more charming than a single note twice repeated. The line of her nose was neither aquiline nor straight—there is no life in a straight line-but when she smiled, the tip was drawn down a little, making the profile straight for an instant-a bewitching modu- lation. In all respects her countenance was more lovely in its movements than in itself. I You were concious, in approaching her of ,g the fragrance of sex; she was female to her marrow, and the depth of her muliebrity awakened your virility; she put you in mind of your manhood. But she was virgin as well as woman; her thoughts were as innocent as they were fearless; she was unsophisticated, and had never been put to her I defence, been deceived, or made ashamed. The aroma of these qualities was as delicious as the smell of incense. Ecrtunate would be I' that man who was destined to take in his her soft, slender, speaking hand, and go with her through the bidden gardens !—to look at the world through her new eyes, and to taste it through her fresh senses. Only, it would need a man of powerful organisation and I Sat beddc Blanche ft the lillle round talle in such a postlioii that h-r left shoulder was nearest >/iet and, by herding forward a trifl. I co.dd speak Ivw in her ear. resources to manage Blanche Luellen. If he failed to keep pace with her, he would be destroyed. Women like Blanche resemble flanie-beantiful, graceful, beneficient, life- giving, but if they get the upper band Blanche was a type of natural higli-breeding -to employ an apparent contradiction in terms. She was not starched, drilled, and posed, according to fashionable convention, but the ideal of gentle behaviour was innate in her. This has nothing to do with morality. Blanche might [bave disregarded every injunction of the taw without impairing the refinement and high-breeding that were of her essence. She could say and do things without a fleck on her white plumage that would socially annihilate a woman of vulgar roul. But it is a question whether she was the better off for this. Society being what it ilJ, beauty is generally a curse to its possessor, and so the woman who, by some natural felicity of constitution, seems to pass scathe- less tbraugh sinister ways, may at last meet disaster deeper than her vulgar sister is even capable of reaching. I suppose, by the way, a classicist might have hesitated to call Blanche beautiful: there*was nothing Greek about her. But her face harmonised with her expression in a manner that was the very life of beauty; it had something of that I 'strangeness of proportion' that Bacoll demands in distinguished comeliness. Distinction she undoubtedly possessed, due in great measure to her intense vitality, the glowing perfection of her senses, her original force of feeling and sentiment. Moreover, she had curiosity, which, in its higher phase, is almost the characteristic human quality—not life, but that which induces us to live, without which that which induces us to live, without which sin would be an unattractive hypothesis, and love a metaphysical theory. Her movements and gestures were quiet, but each one had a meaning; she was not loquacious in wordd, but her eyes and the changing colour in her cheeks talked, and the inward emotions of her soul seemed to be indicated, to an intelligent observer, in the subtle foldings and modulations of her lips. Her voice, however, was singularly agree-able-full, low, and guttural—a sound that secretly stirred and oaressed the hearer. As a rule, she was more ready to listen than to speak, and the intelligence of her listening was an inspiration to her interlocutor. Gid though she was, she stimulated men to do their utmost to please her. IV. Her father was a tall, grey-bearded, bass- voiced old fellow, with blue, humorous eyes, j cheeks ruddy with good cheer, and a stiff leg. Hespoke with a slowe swinging emphasis, a jolly, ohuokling heartiness pleasant to hear, but liable to become oppressive. He had a fondness for champagne, in season and out of season; and I remember he ordered a bottle when Caohepolle and I came up to his table that afternoon, and I re-called myself to his recolleotion and that of his daughter. The musio was going on all the while, and audible conversation is discountenanced by Germans under such circumstances. But I sat beside Blanche at the little round table, in such a position that her left shoulder was nearest me, and, by bending forward a trifle, I could speak low in her ear. She listened with her profile turned but over and anon she turned further towards me, so as to encounter her eyes with mine, and, I suppose, gauge what I said by what I looked. Of course, what I said amounted to nothing. It is astonishing how uniformly nothing is said in society con- versation. We meet to look one another over, to practice our accomplishments of intonation and innuendo, of gesture and pose; and we keep up a sort of accompaniment of remark and rejoinder; but nothing is really e, said, nor is that nothing listened to. To this pass has civilised hypocrisy brought human speech. But we get our impressions and con- viotions about one another just the same. The way the word is said signifies something, though the word itself does not. I shall not attempt to repeat what Blanche and I said to each other. She, I may venture to surmise, came to the conclusion that I was nice, witty, genial, and just old enough to be comfortable—no possible harm in me. We re-called some of our adventures when she was a ohild. Soon we were on the easiest, most spontaneous terms. She had been out of school a few months only. Society was a novelty to her. She liked old men (she said) better than young men. And as she said it she looked at me with so ingenuous a convic- tion that I must regard myself as an old'man, that I was conscious of a slight, guilty twinge, as it were, in every wrinkle and grey hair (there were really not so many after all) that time had given me. Still, you are not going to fall in love with I an old man ?" I said interrogatively. She smiled: the delicate arc of her nose straightened. I thought she was not going to reply; but after a pause she said, When I fall in love, I shall—go t" And again her eyes rested on mine for a moment. In that moment 1 wished I were younger and the man I .The symphony which was being played came to an end, and with it the little aria of impossible romance. 1 leaned back in my chair, looked up, and saw the handsomest man that ever 1 beheld. He was a hairy man—an Esau—strong, straight, and masculine. His eyes were bold, and his bearing manifested the audacity of conscious power. His hair wai black, with a hyacinthine curl to it; and black was his beard, and bis brows, which were neither arched nor level; the line of eaoh ascended gently from within outwards and then turned downwards at an angle, giving him an expression of mingled devilry and humour. The lift of these brows gave ample wiMPsbfflf&thij, Hi.9.eves were large and long, the lids. The nose was powerful and indi- vidual—a handsome nose, at once patrician and humorous. The cheek bones were broad, giving a certain massiveness to his aspect. He was a man to meet with adventures a man of whom you would expect to hear wild tales. His beard curled like his hair: it was a trifle longer than was the fashion for young men who went bearded, yet not so long as to distort the face and make it appear like an appendage to a beard; you could trace through it the outline of the square chin every hair was crisp with charao- ter. Tho head, as a whole, was a model of strength and proportion, and was set on a handsome pair of shoulders. The man's figure was active and vigorous, and graceful in movement, bat withal it had a stateliness of bearing—an air of careless authority. There were traces of a military training in the erectness of the neck and the confident poise of the gait, but it was far removed from the rigid stiffness, of the German offioers. The countenance was that of a man not above five-and-thirty years of age, yet hair and beard were grizzled, as if made of threads of oxidised silver. His dress demands some speoial mention. He had a fashion of his own it was near enough to the prevailing fashioned to appear outre, and yet it was not liktf anyone else's; there was a certain dash and style about it that spoke of the great dandy — the sort of being that we read about in the chronic!es of the last century. He had the face and the figure to carry off any extrava- gance of costume, so that what would have seemed audacious in a lesser man was modera- tion in him. The total effect was a rich picturesqueness though whether it were due most to the man or to his garments it was hard to decide. There must have been in him a strong infusion of the artistic temperament; he had an eye for colour and for form. His black felt hat was of the Tyrolese fashion, with a rolling brim, and there was a bit of an iridiscent grouse's feather in tho band. lie wore a sack coat of dark brown broadoloth, bound with silk braid; his waistcoat, if I remember right, was of silk, out rather low and he had a voluminous silk neckscarf, with a thread of crimson running through it, to match the crimson flower in his button- hols. He wore low-cut Oxford shoes, and socks of crimson siik. In his left hand he had a pair of gloves, his right carried a stout cane of dark-polished wood, with a gold head, and ornamented with a silken tassel. As he set it on the ground in walking h<* gave an outward swing of the hand, in harmony with the haughty ease and swagger of hio wholi) bearing. There is a man (thought I) as dangerous, powerful, and unscrupulous as a beast of prey.! He has the splendour and savagery of the tiger, rendered more formidable by the culti- vation of a gentleman, and the jovial magne- tism of a man of genius. Had he been born in the age of pirates, he would have been the emperor of the tribe. And the worst of him is the enormous wealth of human nature in him, endowing him with a fascination that disarms resistance. He could deprave a whole college of Divinity, from the oldest professor down to the most callow student; and as for woman But c 1 what a drama it would be, if he were to meet a woman who was a match for him Is there any such ? Meanwhile, the person whom I was observ. ing made his way towards our table, and just; as he reached it, Blanche turned and saw him. The colour rose to her oheeks. Oh. Mr. Stewart; she said and she gat more erect, her face full of light. lie doffed his hat with a jaunty swing,'
FRY'S PURE CONCENTRATED C 0 C 0 A. From W. H. STANLEY, M.D., &c. H I consider it a very delicious Cocoa. rt is highly concentrated, and therefore econo- mical as a Family Food. It is the drink par excellence for Children, and gives no trouble in making." ——— PAKIS EXHIBITION, 18S9, GOLD MEDAL AWARDED TO J. S. FRY and SONS. BRISrOL.
ggp1 a m PAM H THE "P AND PIAOR THR SECOND INSIDE THE FIRST HALF. Owl
smiled, and spoke in a jovial, ringing, bari- tone voice H HaIlo, all of you! Thought I'd nudyou here. Dakyn would have it you were in the garden but I have secret channels of informa- tion-eb, little gal As he said the last words, with a laugh in his beard, he put forth his hand and grasped Blanche lightly but strongly by her wrist, as her arm rested on the table; at the same time he plunged a look into her eyes. She accepted his look, and did not withdraw her hand. She seemed to have undergone a change—as a rioh strain of musio makes one feel potent, alort, and sumptuous. A waiter—and waiters were not easy to secure in that plaoe and at that hour- hastened up unbidden with chair*. I have not mentioned that the new comer had a companion with him-a young fellow of three or four and twenty, tall and brawny, a good example of the athletio college youth. He was a good-looking lad, with a smooth, ruddy faoe, and a clears guileless expression. He might have graduated stroke-oar of the 'Varsity crew, or pitcher of the nine; but hardly summd cum laude in the merely intellectual departments. I took a liking to him at the first glance. He was bashful and awkward, and it waa easy to perceive two things-first, that ho was infatuated with him of thegrizzled beard and the Tyrolese bat, and, secondly, that he abjectly worshipped Blanche Luellen. He reddened as he pulled off his hat and ducked his head to her; he made no attempt to address her, As for ehe. she recognised him with a passing look-the residue of that which she had bestowed upon the other-Iud that was all. They sat down; Mr. Luellen bad put on the curiously subservient manner which an Englishman adopts towards a countryman of superior social rank. He was all attention and assent, laughed delightedly, and kepi exclaiming, Yes, yes! By Jove Certainly, of course! Bless my soul, you don't say so Ob, that's good! Capital—ha, ha, ha !—and the like; while the hairy man discoursed, ostensibly to the company in general, but evidently with an eye to the effect on Blanche, who, for her part, followed every word, and on whose faoe, in the pauses of his spirited, rollicking talk, his eyes usually rested. I could not but confess his magnetism; it, was no hai-doliip LU listen to nun; out some ut Lia utterances were rather daring—not to use a gl'1"r.1-uu. for the Dresence of a young What was that yarn about you and the Musgraves ?" asked LueHen. "Ohi quite a lark that," said the other. II Mrs. Musgrave is no lightweight, you know, but she's ambitious. We three had tramped three miles in the hot sun, and Mus- grave himself was tuckered When we got to the glen he planted himself beside the brook, under a tree, be- side the luuch-basket, and stuck his feet in the water. But nothing would do for Mrs. Musgrave but to swarm up the cliff- she wanted the view, or some flowers, or some such nonsense. I wouldn't be bluffed, yon know, and she and I started. It was stiff work, and I had some boosting and pulling to do into the bargain. However, we vot up somehow, and then the fun began. She was scrambling round near the edge, and the first thing I knew she had disappeared. I looked over, and there she was about fifteen feet down. She had caught on a ledge about a foot wide, and there was a drop of at least a hundred and fifty, clear, below her. She was too scared to squeak, and I couldn't see at first what I could do for her. No rope, and no timber to make a pole of. But something had to be done, and quiok, too, for she was getting giddy, and would drop. I pulled of my coat, tore it in two up the back, and tied the two pieces together by the sleeves. I hung that over, but it didn't reach by about five feet. Question of life and death only one way out of it. I slipped off my trousers, and tied them on to the ooat. That got to her, and she caught it, and hung on like a nun to salvation. Then I began to haul in on the slack. It was the biggest Sail 1 ever bobbed for-eleven stone at leait, I thought I'd lost her a dozen times. I'll never forget the look in her faoe; and I wanted to laugh, too. It seemed to me a long time that I was playing' her but I fancy it seemed a bit longer to her. And all the while I was expecting the line to snap. But they were my best clothes, and I'll give my tailor credit for putting in some good staff and proper sewing, I. got her head above the level at last, and she hooked her hands over the edge. Then I grabbed her under the arms and landed her. She flopped down in a heap; end when she caught her breath, she went into hysterios, laughing and crying like maniao. I was as limp as a string myself, and ail I could do was to sit and goggw. at her. I fancy we made a queer group and just then she gave a yell, and glared over my shoulder. I looked round, and there was Musgrave Well, he isn't an Othello exactly; but it was a nice situation so far as appear- ances went for all thai." I cannot desCl ihe the animation, humour, and swiftness with which this story was given. I have seen nothing on the stage more vivid and complete. The rich and various tones of the voice,"the gestures, the audacious glow and sparlile of eyes and face, and the deep, ohuckling laughter running through it all, were irresistible. Withal, there was the dauntless assurance of the man-of-the-world, redeeming it from the fatal error of vulgarity, which would have been inevitable in anyone else. It was only in thinking it over after- wards iu co'd blood, that I oould realise what a piece of insolence it was. Did Blanche realise it too? 1 think not. She probably believed that whatever this man did must be right-a dangerous belief for a girl to hold of anyone; most of all, of such a man as thiw. I could not blame her but 1 was angry with her father, who orowed with laughter, >ike a oourtier when his monaroh vouchsafes a jest I liked better the flush that I saw in young Djkkya's boyish oheek, and the twitching of his brow, (To It concluded..

domain: literature


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text:
The European Central Bank (ECB) is expected to raise interest rates by 50 basis points in February and March, and continue to raise rates in the months that follow. This announcement was made by ECB governing council member, clanot, who also expects more steps to follow in May and June. In a separate interview, not said that it was too early to tell if the ECB would slow down the pace of its rate increases by the summer.
Not is considered a hawk among policy makers, and his comment is seen as a pushback against recent reports that the ECB would scale back to quarter point moves from March. The Euro has reached a nine-month peak due to these developments, and experts believe that a break in the Euro would open the way for a spike top from April last at 1.0936 dollars.
In contrast, Futures have priced out almost any chance that the Federal Reserve (FED) could move by 50 basis points next month and have steadily lowered the likely peak for rates to 4.75 percent. Flash surveys for January manufacturing are due this week, and are forecast to show more improvement in Europe in part thanks to falling energy costs than in the United States.

domain: news


The Choir was formed in the architect’s department of the then Flintshire County Council in 1967 and took their name from Llwynegrin Hall, where most of the Choir worked at the time and where rehearsals were held for many years. Llwynegrin is situated within the County Hall Complex at Mold and is now a Register Office.
Every Christmas, the Choir has raised money for a different charity and many thousands of pounds have been donated over the years.
The Choir has a varied repertoire in Welsh and English, and specialises in unaccompanied `acapella’ singing. They have sung in many different locations from churches, chapels, castles and even Chester Zoo.
Councillor Thomas said:
“It was a pleasure to meet the Choir and to find out more about their repertoire and their fascinating history. They enjoy rehearsals every Monday evening at County Hall, Mold from 7.30 pm to 9.30 pm and would love to welcome new members. Anyone wishing to join the Choir or who would like to book a concert, please contact the secretary on 01352 754033 or visit the website www.llwynegrin-singers.org”
Photograph: Mmbers of the Llwynegrin Singers with the Chairman of the Council, Cllr Carolyn Thomas


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Time until Serpent In The Staglands release day!
Please note, this is a countdown to the release day. The actual hour can vary.
Already released in North America [NA] on PC (Microsoft Windows)
Serpent In The Staglands
|Region||Time left until release day||Platform|
|North America [NA]||PC (Microsoft Windows)|
|Worldwide [WW]||PC (Microsoft Windows)|
A true role-playing adventure. Set in the icy Staglands, this party-based CRPG has you take the role of a trapped god on a perilous journey across a beautiful, deadly peninsula.
- ADOM (Ancient Domains Of Mystery)
- Pixel Dungeon
- Tahira: Echoes of the Astral Empire
- Avernum 2: Crystal Souls
- Dungeon Rushers
- 9th Dawn II
- Icewind Dale: Enhanced Edition
- The Storm Guard: Darkness is Coming
- Caves of Qud

domain: entertainment


text:
Girlgroup After School will start their unique group activities.
According to their agency Pledis, “From June, After School will have activities as 2 unique trios, as well as solo.”
Though they cannot reveal which members will be forming the unique group, the Pledis official said, “They will not only be showing the usual sexy and powerful image of After School, they will also be doing a completely different concept.”
Ahead of their new album release in June, an After School member revealed, “Having to prepare for the album while promoting ‘Bang!’ is tough. And we felt burden to perform as a 7-member group. Please look forward to our new projects.”
Original Source: Newsen
Wonder who is going to be put in the sub-group..

domain: artistic


text:
Rolling my eyes at the main character of a book in the first few chapters wouldn’t usually end well but, actually, part of the joy of The Little Cottage On The Hill, by Emma Davies, is seeing how Maddie changes and grows.
She starts off not listening, being judgmental and condescending and completely ignoring what our hero, Seth, is saying but gradually the beauty and magic of the place (and people) does its job – and she turns into someone I wouldn’t mind being friends with.
Once again Emma has created a supporting cast who are engaging and immensely likeable – I can see at least three more spin off stories I’d like to read from this one book.
Here’s the blurb:
There’s blossom in the trees and daffodils as far as the eye can see. Maddie is looking forward to a fresh start in the countryside, but there’s just one little problem…
Following a scandal at her high-flying PR agency, twenty-six-year-old Maddie flees London to help promote what she thinks is going to be a luxurious holiday retreat in the countryside. Everything is riding on her making a success of this new job…
Yet when she arrives, Maddie is horrified to find a rundown old farm in a terrible state. The brooding and secretive owner, Seth, spent all his money on leasing the land when he fell in love with the beautiful, dishevelled farm cottages and the very romantic story behind them.
When Maddie discovers an old painting by the original owner’s wife, she unlocks the secret of the farm’s history and quickly realises she must start getting her hands dirty if this very special place is going to have any chance of survival. As she and Seth begin working together, the stunning view from the top of the hill is not the only thing that’s leaving her breathless…
After weeks of hard work the dream looks like it might become a reality, until a secret from Maddie’s past threatens to snatch it all away again.
Can Maddie find a way to save the business and herself? Will she finally find a place to keep her heart within the crumbling walls of the little cottage on the hill?
Described on the lovely front cover as a “feel-good romance” I’d say it’s pretty spot on, I definitely felt good once I had finished and the romance, though gentle, still had me sighing with pleasure.
This is a warm, sweet tale, written in a lively way that makes it hard to take a break.
I loved learning the back story of the previous inhabitants and the way everything came together felt magical.
The ending left me with a massive grin on my face – although that was after a few tears (both happy and sad) too.
Another great book from Emma, I can’t wait for the next.
Price: 99p (via Amazon).
My rating: Four and a half stars.
With thanks to Bookouture for the ARC in return for my honest review.
1 thought on “Book Review: The Little Cottage On The Hill.”
This sounds like a fab read. I love sound the rural setting and I am glad that the main character behaves herself after a couple of chapters!

domain: library


text:
A rendering of 10 Green St., a mixed-use development by Prism Capital Partners that will bring 232 apartments and 12,000 square feet of retail space to downtown Woodbridge — Courtesy: Prism Capital Partners
By Joshua Burd
Construction is underway at the former site of an auto dealership in downtown Woodbridge, where Prism Capital Partners is building 232 apartments and ground-floor retail space.
The developer, which is building in partnership with Northwestern Mutual Life Insurance Co., on Monday announced the start of construction at Green Street and Rahway Avenue. The joint venture is seeking to tap into the continued demand for mixed-use, transit-oriented projects, citing the parcel’s location next to the Woodbridge train station.
The project at 10 Green St. will feature 12,000 square feet of ground-floor retail space.
“Train access and lifestyle amenities — both in-building and within dynamic downtowns — are top-of-mind for today’s renter,” said Edwin Cohen, a principal partner with Bloomfield-based Prism. “This location checks every box in a community that is embracing smart growth initiatives.”
Prism and Northwestern Mutual acquired the former Lucas Chevrolet dealership site earlier this year. When complete, the new building will include studio, one-, two- and three-bedroom homes, along with resident amenities such as a community room with kitchen and bar, fitness center, outdoor pool and a patio, among others.
“Projects like 10 Green Street bring new residents, support existing businesses and attract new commerce,” Cohen said. “These are the keys to ensuring that New Jersey’s suburban downtowns thrive for decades to come.”

domain: economics


NMSU Baseball Travels to Albuquerque for Tuesday Showdown with the Lobos
The New Mexico State baseball team plays five games in six days with each game on the road. The Aggies head up to Albuquerque first to take on in-state rival New Mexico, Tuesday, May 15 at 6 p.m. The team then heads to Bakersfield, Calif., where it will face CSU Bakersfield, Wednesday, May 16 at 7 p.m. The Aggies head north from there to San Jose, Calif., and face the Spartans in a three-game Western Athletic Conference series, Friday, May 18 through Sunday, May 20.
Media Coverage: The game versus the Lobos and the series versus SJSU are scheduled to air over the radio waves in Las Cruces on KSNM AM 570 with Jeff Matthews giving the play-by-play action.
Social Media: Fans can keep up with score updates and other information by logging on to Twitter@NMStateAggies. Fans can find out about promotions and everything else Aggie by going on Facebook @NMSU Athletics.
About the Aggies: The Aggies have now lost eight out of their last ten games are are currently 31-19 on the year. They dropped out of the polls after falling in two consecutive games to top ranked Baylor in Waco, Texas three weeks ago. Last week NM State fell in two of three games to Fresno State in the final home series of the year. Before that the Aggies traveled to Honolulu and were swept by the University of Hawai'i, who surpassed NM State for first-place in the WAC with the wins.
Before the seven game slide, NM State was ranked in at least one poll for four consecutive weeks. During that time the Aggies put together a school-record 14 consecutive wins and at one point won 21 out of 24 games. NM State was boasting a .363 batting average during the 14-game win streak and are currently hitting .303 as a team this year.
The Aggies have a won 24 games at home while going 7-10 on the road and 0-2 at neutral sites.
NM State is currently 8-7 in league play and sits in the No. 3 spot in the WAC standings. Nevada is currently in first at 10-5 and Sacramento State is in second at 11-7.The Aggies are hitting.262 in WAC games, while their batting average at home stands at .330 but drops to .260 on theroad.
The Aggies have gone 9-11 in the last 20 games with a .264 batting average during that time span. The Aggies struggled at the plate last week against Fresno State hitting .234 against the Bulldogs and crossing the plate only 11 times in three games.
NM State has had five different WAC Hitter of the Week selections and one WAC Pitcher of the Weekselections so far this year. Junior catcher Zac Fisher is the most recent selection, as he joins junior centerfielder Kyle Phillips, senior infielderKurt Snowley, senior outfielder Bryan Karraker, junior designated hitter Cody Edwards and junior left-hand pitcher Ryan Beck.
NM State was the 2011 NCAA batting average champion when it posted a .337 average. NM State is 13-3 when playing in Las Cruces and 1-3 on an opponent's field. The Aggies hit .347 at Presley Askew Field and only .220 on opposing team's turf. The Aggies lead the nation in runs scored, walks and RBI. NM State is also in the top five nationally in hits, doubles, on-base percentage and total bases.
Rocky Ward Shooting for Win No. 400: With the Aggies posting 31 wins so far this season head coach Rocky Ward is now 399-394-2 on his career to take his winning percentage to .503. Ward needs just one morewins to reach 400 as a head coach.
THIS WEEK'S OPPONENTS
University of New Mexico: The Lobos are currently 29-22 overall on the season, 13-4 in Mountain West Conference play and 17-11 at home. UNM is coached by Ray Birmingham who is in his fifth year with the Lobos and is in his 24th season overall as a head coach. He comes into the week with a 947-436-2 record throughout his career. The Lobos lead the all-time series with the Aggies 140-80, which includs the three meetings this season. The Aggies have defeated the Lobos in the three meetings this season and currently are on a five-game winning streak against their in-state rival dating back to last season.
Cal-State Bakersfield: The Roadrunners head into the week 20-25 on the season and are 14-6 at home. CSUB is coached by Bill Kernen who was named the first ever head baseball coach of Cal-State Bakersfield in 2009. He is 72-89 as head coach of the Roadrunners coming into his fourth season as head coach. This game will mark the first time the Aggies and Roadrunners have played against one another.
San Jose State: The San Jose State Spartans are currently 21-25 on the season and are 5-10 in WAC play, while going 12-15 at home this season. The Spartans are coached by Sam Piraro who is in his 24th season as the Spartan's head coach and is in his 36th season overall as a collegiate head baseball coach. Piraro has an overall record of 749-577-6 as the head coach of the Spartans.
The Aggies lead the overall series with San Jose State with a record of 21-19 dating back to 1992 with the most recent meeting in 2011. The Spartans won the first meeting back in 1992 by a score of 6-7 and the Aggies defeated the Spartans 20-8 in the most recent meeting, back in 2011.
Aggie head coach Rocky Ward has a record of 11-13 against San Jose State dating back to 2006.


DURHAM, N.C. – The Duke volleyball team is set to take on No. 14 Illinois Saturday, Sept. 21 at 6:30 p.m. in Cameron Indoor Stadium. Live stats for the match are available through GoDuke.com.
Saturday’s contest is the second meeting between Duke and Illinois in program history. In the two teams’ only previous meeting, the Illini defeated the Blue Devils, 3-0, Oct. 12, 1989 in Durham, N.C.
The Blue Devils enter the weekend with a 7-2 overall record after going 3-0 at the 2013 Duke Invitational. The Blue Devils face Indiana Friday, Sept. 20 at 6:30 p.m., prior to playing the Illini Saturday.
Duke opens ACC play the following weekend, welcoming conference foes Virginia and Virginia Tech to Cameron.


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A pandemic, riots across the country and the worst economic conditions since the Great Depression have not hindered the V-shaped action.
The RMPIA rose 3.2% for May and 3.3% for the first five months of 2020.
It's important to keep an eye on the dollar as it underlines the performance of all asset classes and sector rotation.
Here are five things to watch to indicate a possible change in stock market character.
Taking a chunk of Pfizer during this selloff, while Amazon has raised $10 billion in mixed-maturity debt and all eyes are on the government's response to civil unrest in the U.S.
If the market can't sell off on this news then what reason does it have to dip?
Their partnerships with Target and Walmart continue to perform well.
Nineteen Sixty-Eight was often considered to be one of the most turbulent and traumatic years of the 20th century in the U.S.
I'm back to the point of high cash positions and patience because I'm struggling to explain the overall market move outside of the Fed.
As we review the charts and indicators, continue to hold longs from March.


text: If you own a flattering chain, it will offer an eye-catchy appeal. Designed from sterling silver and Neoprene leather, this Rolo chain will add radiance to your natural beauty. Designed to perfection, this chain will radiate eclectic charm and is worth adding to your wardrobe. Make a dazzling style statement at dinner nights and parties wearing this chain. If you are looking for a glittering chain, look no further!

domain: design


text:
Publisher: Johnstone, Hunter, and Co. in 1865
Titles published by Johnstone, Hunter, and Co. in the year 1865:
- Anonymous. Tales for the Children's Hour. 1 vol.
- BTAO "Little Harry's Troubles". Little Harry's Troubles: A Story of Gipsy Life. 1 vol.
- A. J. C.. The Little Captain: A Tale of the Sea. 1 vol.
- Matilda Horsburgh. The Children of the Great King: A Tale of the Crimean War. 1 vol.


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05:15 PopularAdded 427 Views / 1 Likes
Babypea's Exodus Dance to "What Have You Done" by Within Temptation This is one of two dances that I choreographed for the Second Life sim-wide production of "Exodus," an animated dance ExtravaDanza produced by Miss SexyS Quintessa. With thanks to The Lin
01:57 PopularAdded 496 Views / 1 Likes
DerenderMultipleAvatars How to derender multiple objects and avatars in Second Life.
04:02 PopularAdded 219 Views / 1 Likes
Red Lips This is an animated dance I created in the virtual world of Second Life. The song is a creative masterpiece called: GTA - Red Lips feat. Sam Bruno (Skrillex Remix). This animated dance debuted at Elysium Cabaret in The Empire Room on Copperhead R
02:21 PopularAdded 182 Views / 1 Likes
Cirque De Nuit in Second Life Teaser for Idle Rogue Productions "Le Cirque de Nuit 2018", performed at Idle Rogue in Second Life March 30-April 8, 2018. Inspired by "The Night Circus" by Erin Morgenstern, "Le Cirque de Nuit" is a steampunk circus featurin


Loading and firing of Falcon air to air missiles from a U.S. Air Force F-102A interceptor aircraft. in United States.
United States USA Date:1956 Duration:2 min 56 sec Sound:Yes
Loading and firing of Falcon air to air missiles from a U.S. Air Force F-102A Delta Dagger interceptor aircraft. Several men load Falcon missiles into an F-102A at Holloman Air Force Base, New Mexico. Three contractor representatives going over graphs and charts in a conference room. The representatives going up steps of the Convair General Office Building at San Diego, California. Two Convair technicians check electrical connections and firing circuit of a Falcon missile on flight line at Holloman AFB. They load a Falcon onto launcher of a F-102A and insert the ignitor into the motor. The rockets are drawn into the aircraft and the bay doors closed. The F-102A taxis on flight line and takes off. F-102Ain flight, bomb bay doors open. The Falcon missiles are extended and fired in two salvos of three each. F-102A flying to the right.
This historic stock footage available in HD and SD video. View pricing below video player.
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text:
The lawsuit proceeded into the new year, during which GoldieBlox pulled "Girls" from its video featuring three girls playing with a Rube Goldberg-type contraption (it's still viewable elsewhere on the internet) after it had already garnered tens of millions of views.
The band further asserted that GoldieBlox demonstrated a systematic campaign of infringement, having used well-known songs from "popular artists in an effort to achieve the company's primary goal of selling toys." According to the counterclaims, GoldieBlox has produced videos exploiting the works of Queen, Daft Punk, Kaskade, Krewella, Avicii, Slam, k.flay and Trevor Guthrie.
The company aired a 30-second ad during the Super Bowl.
Beastie Boys vs. GoldieBlox: New Countersuit As Universal Music Watches Closely
The debate over fair use was a topic discussed at last week's South By Southwest music conference where Amy Rosen, VP Music Licensing & Supervision at Grey Worldwide, joined Leslie Frank, partner at King, Holmes, Paterno & Berliner, LLP, Songs Music Publishing's head of creative services Tom DeSavia and artist Rhett Miller on a panel titled Fighting For Their Rights: A Discussion on The Beastie Boys, Fair Use, and Copyright.
In agreeing to a settlement, the terms of which are unknown, the case is dismissed without prejudice.


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Spotlight on… Vinícius Júnior
Real Madrid have always had a thing for shiny objects, and nobody knows that better than their current President, Florentino Pérez.
Since he arrived in the year 2000, Real Madrid has gone from the biggest football club in the world to the biggest football club in world history.
There is no argument anymore; four European Cups in five years speaks for itself, and nobody will tell you that quicker than Pérez himself.
What Florentino particularly likes to do is to spend money. Either side of Ramon Calderón’s brief stint as President has seen Pérez break record after record when it comes to writing cheques. Cristiano Ronaldo, Kaká and Luís Figo have been some of the more stellar signings of his two reigns.
Madrid’s newest shiny toy
However, there has been a recent shift in strategy at Madrid, with Los Blancos opting for a more youth-driven approach to signings. Do not be fooled, however, as it is still Florentino who has the final say, and nobody proves this more than Madrid’s newest shiny toy: Vinícuis Júnior.
Born in the same summer that Florentino Pérez took over Madrid for the first time, Vinícius’s rise to stardom and subsequent impact at the Spanish club has been Oscar nomination-worthy.
Globoesporte reported that people drew early comparisons with Robinho while Vinícius grew at Flamengo; hat tricks were routinely scored amid the street-style showboating and his friends at the academy would ask for his autograph after matches.
Across Real Madrid’s last three games, 18-year-old Vinícius Júnior took more shots, completed more dribbles and played more key passes than any of his team-mates.
• 17 shots taken
• 11 dribbles completed
• 7 key passes played
He has been their biggest threat. pic.twitter.com/uQ7stwwdq1
— Scouted Football (@ScoutedFtbl) March 5, 2019
Flamengo were quick to act and, in 2017, upped his release clause to €45 million. But Florentino was quicker. Real Madrid snapped up their man but law decreed that Vinícius would remain in Brazil for another year, until his 18th birthday.
The winger arrived last summer and joined Castilla, Real Madrid’s youth team, until he was seen fit to play by then-manager Julen Lopetegui.
However, the bandy-legged speedster did not make the initial impact the public and the media expected at Valdebebas; his set-piece goals and skills flashy enough to break the internet were only seen at youth level.
Lopetegui was hesitant to select the Brazilian, opting for a more Spanish-based midfield, with Isco providing the creativity at the Santiago Bernabéu. Just two days before Halloween saw Florentino press the big red button – his second favourite hobby – and sack the manager.
Comparisons with Neymar are inevitable but not wild
The man to replace Lopetegui would be Castilla manager Santiago Solari and Vinícius smelled the blood. The winger has now started the last seven matches for Real Madrid and has appeared on the front pages of the sports dailies even more.
Comparisons with Neymar are inevitable but not wild; he currently sits at the top of the assist charts at the club.
Vinicius Junior is Real Madrid’s star man at the moment, and Los Blancos are in a good spot at home versus Ajax.
Who else should you look to this afternoon?
— FanDuel (@FanDuel) March 5, 2019
And so, Florentino has got what he wanted, he usually does. Vinícius is not only making the President smile again after Ronaldo’s departure but the rest of the white side of the city, too.
They are hoping he’s more Neymar than Robinho but, whatever happens, it will be Florentino who tells you that Madrid got it right.

domain: sports


text:
SOEPpapers on Multidisciplinary Panel Data Research 421
This paper uses concurrently and - for the first time - retrospectively reported life satisfaction from the 1984 to 1987 waves of the German Socio-Economic Panel to study the importance of different comparison standards for the empirical correlation of unemployment and subjective life satisfaction. It is found that unemployed individuals do not only report significantly lower concurrent satisfaction, but also recall reduced satisfaction from past unemployment well, and retrospectively upgrade their past satisfaction scores. Therefore, the short-term negative effects of unemployment on individual life satisfaction reported in the literature so far are likely underestimated. At the same time, the empirical findings cast doubts on the usefulness of subjective life satisfaction for the precise quantification of welfare effects because of changing comparison standards which greatly limit the intertemporal comparability of the data. For this reason, such data also appear to be of limited use for monitoring long-term economic or social development.
Life satisfaction well-being unemployment longitudinal and retrospective studies


text:
THE HISTORICAL POETRY OF THE ANCIENT HEBREWS.
Publisher: New York:D. Appleton and Company
Condition: Very Good
Binding: Hard Cover
Dust Jacket: No jacket
New York:D. Appleton and Company. 1879. 2 volumes. Ex-library. Hardcover. Both binding are worn and lightly soiled with some white library numbers inked onto the spines. Otherwise in very good condition. Interiors of both volumes are clean and free of stray markings, save for library bookplates on the inside-front board and small library stamps at the bottom of the title page. Overall, this is a very good set.


text:
The Marco Island Foundation for the Arts (MIFA) has been busy this year with many different events.
MIFA does not have a physical location to call home. We work cooperatively with other organizations to bring the arts to the people of Marco Island. We not only sponsored the Left Bank Art- Fest and the Brushes & Paint Art Show and Sales last season, but we continued to work cooperatively with the Marco Island Historical Museum to bring three art shows from January to present in their main gallery.
Presently, the “Winners’ Circle” art show is still at the museum until November 14th featuring the four winning artists from the show “Painting SW Florida History” which ran from January to March, 2015. What a great show it is with artists Linda Chamber, Peter Sottong, Inez Hudson and Joan Scherer. Left Bank ArtFests are held each month on a Sunday at the Esplanade, from 10-4. Make sure you go to the ArtFest sometime this season to enjoy such a wide array of unique artists including jewelers, sculptors, photographers, painters, and more. You will love it!
The dates for our Left Bank ArtFests include November 15th, December 6th, in 2015 and January 17th, Feb. 14th, Feb. 28th, March 27th, April 17th and May 1st, in 2016.
We also have been working with the Marco Island Center for the Arts to bring an exciting evening at the Center for the Arts, 1010 Winterberry Dr., on Friday, November 13th called “Your Lucky Day”. On an evening that is generally considered to be unlucky, our guests will have fun, good food, a chance to win prizes, a silent auction and a live auction. Proceeds will be used to provide scholarships to local students studying the arts after high school.
MIFA also has grants available to organizations which are planning art activities or events on our island. We want to work with other organizations to help bring a variety of art events to Marco Island. To learn more about our grant program, contact Carolyn Burger, President, at 239-389-0280.


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text:
Claims of 'wage theft' spark movement to increase federal enforcement, require detailed pay stubs
Amidst a spate of recent lawsuits seeking to hold fast-food restaurants accountable for alleged illegal employment practices that cut into employees’ paychecks, advocates for workers are portraying these claimed abuses as part of a bigger so-called wage theft problem that needs to be addressed throughout the country.
Altered time cards, pressure to work off the clock and misclassification of workers to avoid paying overtime or benefits are widespread practices, and enforcement is lacking to address the problem, National Employment Law Project general counsel Catherine Ruckelshaus tells the Kansas City Star.
“There is a .001 chance that any work site will be investigated by the Department of Labor in any given year,” she said. “There just aren’t enough people to enforce the laws. Low-wage workers have it hard finding an attorney willing to take a wage case. And our enforcement system is based on workers willing to come forward and tell their stories—and that’s really hard.”
One solution is to require employers to provide workers with pay stubs that clearly show the basis for their compensation, as California and New York have already done, according to Kim Bobo. She founded the national nonprofit Interfaith Worker Justice.
Some federal lawmakers are also urging the U.S. labor secretary to make data on “wage theft” more readily available so that it can be taken into account when federal contracts are awarded, the Minneapolis Star Tribune’s Hot Dish Politics blog reports. A March 31 letter details their suggestions.
However, representatives of fast-food restaurants and their supporters say claims of wage theft are exaggerated.
While “individual instances of wage theft are sure to exist,” says spokesman Michael Saltsman of the Employment Policies Institute, unions seeking to organize workers are blowing them out of proportion. He also suggested that some surveys indicating widespread problems are compensating workers who participate, potentially skewing the results.
ABAJournal.com (2009): “Feds are Gearing Up for Wage-Theft Enforcement Campaign”
ABAJournal.com: “Workers sue McDonald’s in three states over claimed ‘stolen wages,’ seek class-action status”
Des Moines Register: “Senate OKs wage theft bill on straight party-line vote”
Salon: “McDonald’s ex-managers sound off to Salon: Non-existent breaks and illegal overtime”

domain: sociology


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‘My work is about improving quality of life – for pets and their families. Whilst the work involves treating and managing behaviour and mental health problem in pets, my focus is often on building and maintaining the human animal bond. Its about finding the best ways for pets and people to live together, celebrating what each brings to the relationship.’
Dr. Gabrielle Carter is a Board Certified Veterinary Behaviourist and registered Veterinary Specialist in Animal Behaviour. She worked with cats and dogs in general veterinary practice for many years, before undertaking a 3 year behaviour residency at Purdue University in the USA, completing research into the impact of thyroid hormone on dog behaviour, and passing Board examinations. That makes her pretty much like an Animal Psychiatrist. She has lectured widely throughout Australia, educating trainers, veterinarians, veterinary nurses and the public. Her skills have led her to not only work to help owners improve their pet’s behavioural well being, but also to advocate for pets in court hearings and cruelty cases and consult with industry bodies and welfare organisations regarding animal behaviour and welfare.
After a childhood shared with cats, dogs, birds, horses and other animals that found their way to her family home, her career as a veterinarian and behaviour specialist has provided the pathway for providing a holistic approach to animal well-being, encompassing treatment of mental and physical health.
Gabrielle has long association with the RSPCA, starting as a new veterinary graduate and returning again after working in private practice to the role of Chief Veterinarian, and more recently as the Animal Behaviour and Rehabilitation Specialist. Her commitment to improving animal welfare has seen her work with several shelters and served on various animal ethics committees and has culminated in veterinary behaviour where she helps improve the quality of life for pets and their owners on a daily basis.

domain: pet


text:
Hello there. I just realised I still had 2 cards left from the July show that I hadn't blogged, so here they are. Well actually, I came on here for something else, and after seeing Jane Telfords's blog yesterday, I thought maybe it wasn't too late to blog them after all. Its been a very exciting few days with the news about Clarity's move to Hochanda; I know I can't wait for the launch tomorrow.
This first card was made by stamping the large greeting in black archival and masking off the rectangle in the middle of the card. I then brushed cracked pistachio and mermaid lagoon distress inks through one of the abstract squares stencils. Then I chose to mask off a few of the squares and stamped through some of the "New Year" sentiments in black archival. I drew in the frame for the "Merry Christmas" sentiment with a black micron pen, then coloured both it and the sentiment with the matching distress pens.
Keeping the main part of my design within the centre of the square framer stencil; to start with, I stamped the snowman in place without the line across the bottom. I masked him off using masking fluid. I then used the ploughed fields stencil, and brushed through a couple of hills very gently with cloudy blue adirondack ink. Then I made a mask to cover the land, used masking fluid for the snowflakes, and brushed through denim adirondack for a dramatic night sky. All that was left to do now was to stamp the word chains and the wee boy into place, then outline the scene with a black micron pen. For a finishing touch, I added a tiny bit of colour to his carrot nose and his hat band.
I really enjoyed working with these stamps and I hope you will too. It seems such a long time ago now since I made these. I am planning in some time soon to get my Christmas cards made: will I do variations on some of my samples, or something completely different? I'll mix it up I think! Till next time. Xxx


LIMITED EDITION ALBUM VINYL OUT NOW!
MIKAELA | BRIEF BIO
MIKAELA is a Metalcore/Deathore band project formed by Mikaela Attard. The project debuted with the single ‘Bring Me Blood’ and ‘Chaotic Mind’ followed by the release of the full-length album ‘Nocturne in Red on October 28, 2020.
Mikaela Attard who is the the writer, musician, vocalist, keyboardist, producer, sound effects maker and is the creator of all the concepts surrounding the project both audio and visual, was born on May 8, 1993 and hails from the island of Malta. Attard has been part of several other projects, bands, tours and releases before making this project the main sole focus. She has graduated from Berklee College of Music in Boston, MA, USA with a BA in Music Production in 2018 and earlier on studied Vocal Performance at the same institution. Mikaela Attard released several singles in the past under a different formation as well as an EP ‘Hear Me Out’ who won her awards such as Best New Artist in 2010, Best Female Artist and Malta’s Export Artist in 2011, Vodafone Upcoming Artist and Berklee College Singer-Songwriter, Best Metal Band in 2019, collaborated with Marco Minnemann and has featured on his album ‘My Sister’ on the songs ‘A Working Town’ and ‘My Sister’ and is also ex-vocalist of Martyrium after her departure from the band in 2020.
The project features the guitarist Kyle Farrugia, who has also been part of and wrote all the music for Align The Tide as the vocalist and main guitarist before his departure from the band in early 2020. Kyle has now his own project called GRUJ brewing new music in the likes of Metalcore, Nu Metal and Deathcore elements amongst other influences and is also the main and sole guitarist of the metal outfit MIKAELA. Farrugia performs all guitars and bass on all the tracks on Nocturne In Red.
Marco Minnemann is the exclusive drummer and performs on the debut album ‘Nocturne In Red’ in its entirety. Minnemann is part of several collaborations and bands such as The Artistocrats, Kreator, Necrophagist, Levin Minnemann Rudess, The Sea Within, The Mute Gods.
Mikaela Attard recorded and produced the album Nocturne In Red herself and Tue Madsen, with the likes of Suicide Silence’s The Cleansing, Halford, Meshuggah, In This Moment, Madball, Moonspell, Sick of it All, August Burns Red and more, has mixed and mastered the album. The debut album was very well received with worldwide recognition and continues to receive global reach as more news are unleashed from this metal outfit. The limited edition 12′ Vinyls have just been launched on preorder and will be released officially on October 15, 2021.


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Using our drawing template (with 6 spaces for the drawing), instruct students to draw either a portrait or a stick figure with minimal details. Use a pencil first, then trace with a fine tip sharpie and erase pencil marks. These drawings may not have any extra items in the square. Students name will look best if not crowded or smushed up next to the drawing. Also avoid having the students drawings touch our lines on the drawing square sheet. It is hard to remove the line from the tracings of the drawings.
Shirt colors / Ink Colors
Best color combos are light shirts with a darker ink color. For example yellow shirts with bright blue ink or light gray with with bright green. Light blue with purple is also a great combo. We also love monotone color contrasts like light green shirts with dark green ink and light pink shirts with hot pink, light blue with navy ink also looks great. The brighter the shirt the better when using for field trips so you can easily spot all your kiddos.
We need the drawings to be as simple as possible. When there are colored in or shaded areas on the drawing those will come out more blobby with the ink. So if you have a student who colors in a lot of their drawing they will not be able to see their drawing as well. I would also advise against younger students drawing first with a sharpie marker in order to avoid this.
Shirt Combos we do not advise
Traditionally white ink needs to be flash dried and printed a second time which we cannot do with our portable set up. That being said it does not show up as crisp as we would hope for. We are able to print white for you but know it might not be the best option. We will not be able to print with our neon colors on dark shirts for this same reason.


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Wednesday 29th November 2023
Building Customer-Centric Women’s Propositions
During a panel on Data Driving the CVP, Abiodun Olubitan, Group Head of Women’s Banking, shared how Access Bank is helping women access car loans by providing them with free driving lessons in addition to tailored financing. They developed this approach in response to market data showing a sizable gender gap in not just car ownership, but also drivers licenses, in Nigeria.
Data insights were also highlighted as the basis for members’ women-centered insurance offerings. For instance, after finding that 40 percent of families in the Dominican Republic lack sufficient savings for health emergencies, MAPFRE worked with Banco BHD and Mastercard to develop an affordable health insurance product that has now been taken up by over 50,000 women customers at BHD. Similarly, internal data showing demand for tailored health insurance among 43 percent of its women customers spurred HBL to create its own offering, which now covers more than one million women in Pakistan.
Targeting Women with Green Banking Propositions
Next, the “Greening the CVP for Women” panel highlighted data as a crucial tool to address climate change, as well as to capitalize on opportunities at the nexus of gender and climate. In particular, the panelists noted how data is proving out the business case for building gender-intelligent green propositions.
Gabriela Quiros, Head of Sustainability for Banco Davivienda’s operations in Central America and Mexico, referred to women as “low-carbon influencers” and shared that women’s enterprises comprised 40 percent of green SME lending in El Salvador. BAC’s Head of Sustainability Zairy Leiton discussed the notable increase in women borrowers (from 25 percent to 32 percent) seen after adding fixed term electric vehicle loans exclusively for women.
The importance of accompanying green financing with information and education was another key takeaway. ProCredit’s approach, shared by Management Board Member Amina Durmo, includes building a customized carbon calculator for SME clients, enabling them to set emissions goals and equipping relationship managers identify green products suited to their needs.
While the panelists acknowledged complex challenges, such as measuring financed emissions, they stressed that sticking to the fundamentals of a solid women-centered strategy will help them deliver green banking to all customers.
Building on Women’s Market Fundamentals
This means building on practices that we know work, like tailoring products for women to drive growth. For example, Rosa Maruben, VP of Cards at Banco BHD, shared that thanks to the groundbreaking Mujer Mujer women’s card, women now comprise 50 percent of BHD’s cards portfolio.
It also entails creating new paths for women to access funding and non-financial support. For instance, Sam Cooper-Gray, Head of Market Strategy and Engagement for HSBC Global Business Banking, discussed how HSBC is creating a network to connect female tech entrepreneurs with high-net-worth women clients interested in becoming angel investors.
And it means building strategic alliances based on a strong understanding of women customers’ distinct preferences. As Chiwala Shichilaba, Women’s Banking Manager at Stanbic Bank, remarked, “When we learn what women want to see from their financial services provider, then we are able to decide which partners to work with to deliver on cheaper funding, financial literacy, and business education.”
Through practical examples, Summit attendees gained deeper insights on how to unlock the financial power of women and in turn, accelerate climate action. Anticipation is high for the continuation of these enriching discussions at the 2024 Summit, hosted by HSBC in London June 4-5. Mark your calendars now
November Newsletter: In this Issue


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Denmark is a Scandinavian country in northern Europe.
The news that Finland and Sweden have applied to join Nato should not put pressure on Ireland to join the alliance. Both Scandinavian countries have always felt threatened by Russian expansionism, whether it was by Imperial Russia, the USSR or the Russian Federation. Russia’s invasion of Ukraine convinced the Swedes and Finns their present policies of non-alignment were insufficient to guarantee their national security and independence. They needed the extra security offered by Nato’s mutual defence clause.
It’s less than eight months since Fiona Dawson retired from a 33-year career at food giant Mars – and one of the biggest upsides has been less international travel. “I don’t have to sleep on a plane any more,” she says in a quiet corner of Dublin’s Shelbourne Hotel. “Getting changed in the loo on the airplane, and what have you, to go into a meeting, it’s definitely not all that it’s cracked up to be.”
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domain: geography


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2100 North Hills Dr.,
Raleigh , NC 27612 UNITED STATES
Primary Beginnings is a Raleigh preschool with two locations providing child care for infants, toddlers, ad preschoolers. Our North Hills child care center encourages the development of children in all areas through creativity.
Request a tour of our North Hills facility by visiting our website or giving us a call at 919-785-0303!
Worldwide > United States > Raleigh, NC > Schools


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The symptoms of thrombosis and its treatment
In healthy vascular the blood circulates constantly, never stopping. Under the influence of certain factors of their valve system weakens, due to which blood flow slows down, and in the lumen of the vein is formed by one or several clots of different sizes. So begins the deep vein thrombosis of the lower extremities is a dangerous condition which without treatment is threatened by many severe complications.
The mechanism of development of thrombosis
A thrombus is a blood clot stagnant, attached to the wall of the damaged vessel and subject to growth as the progression of the disease. To prevent bleeding and blood loss, the body begins to vigorously develop red blood cells, fibrin and platelets, what is red thrombus, plugging the lumen in Vienna.
The formation of a blood clot is possible under the following conditions:
- The stagnation of blood
- The increase of its coagulability
- The disruption of the structure of the vessel wall
This is the Virchow triad, the classical picture of the disease, which in the future may be complicated by disorders of the trophic tissue and development of pulmonary embolism (PE).
Types of venous thrombosis and its causes
Specialists phlebologists distinguish primary and secondary forms of deep vein thrombosis of the lower extremities.
Primary form (resins) characterized by poor attachment resulting in the vessel lumen and of the thrombus to the wall and high probability of sudden break. This form leads to the development of pulmonary embolism - the terrible and deadly complications.
The secondary form (thrombophlebitis) occurs when inflammation of the inner lining of the vein. Happens durable fixation of the clot, so the risk of a sudden detachment is significantly reduced.
Causes thrombosis is rooted in the lifestyle of some physiological and pathological conditions where people are forced to take drugs that increase blood clotting. Are important as trauma and infection.
The likelihood of developing deep vein thrombosis of the lower extremities is increased when:
- Varicose veins
- Pregnancy and the postpartum period
- Obesity and sedentary lifestyle
- The reception contraceptives
- Hormone replacement therapy
- Injuries and bacterial infections
- Diseases of the autoimmune system
Not the last role in formation of blood clots in the deep veins of gaps plays and age - most often, thrombosis occurs in elderlypeople.
Symptoms of deep vein thrombosis
Deep vein thrombosis of the lower extremities begins suddenly, however, his first symptoms in most cases, have no acute: at the very beginning of the disease the person notes only heaviness and pain in the inner thighs, feet. Later edema.
During the inspection the doctor notes the number of required symptoms suggestive of thrombosis:
- Pratt symptom: glossy skin, protruding saphenous vein
- Symptom of Lowenberg: pain in the affected limb when attempting to pump air into the cuff device for measuring blood pressure wrapped around the Shin. Tenderness is felt at 80 mm Hg. article
- Symptom of Payr: occurrence of radiating pain in the calf muscle calf after pressing a finger on the inside of the ankle
Thrombosis of the deep veins of the affected limb is cooler to the touch. There is also the blanching of the skin below the thrombosed site in a few days - its blueness.
In acute thrombophlebitis of the body temperature may rise to significant numbers 39-40 degrees.
Special measures for diagnosis and treatment
A simple doctor's examination and feeling the limbs allow to estimate only the external manifestations of the disease. To determine the exact location of the thrombus, its size and the risk of developing pulmonary embolism as the most threatening complication, conduct duplex scanning of the veins.
Treatment of deep vein thrombosis of the lower extremities in the outpatient or surgical methods depending on the severity of the condition.
This treatment is valid only in one case: if you installed the thrombosis of the veins of the lower leg. It includes a number of measures aimed at fixation of a blood clot, normalization of blood flow and the elimination of thrombosis and prevention of possible complications.
Among the mandatory measures include:
- Bed rest for 5-7 days (affected limb must be elevated), the ban on any heat treatments
- Correction of blood clotting with drugs-anticoagulants
- The appointment of phlebotonics and analgesics
Special care requires the appointment of thrombolytics - drugs that thin the blood clots: this measure may be effective only at an early stage of the disease, but the difficulty consists in the fact that most deep vein thrombosis is diagnosed fairly late, so the purpose of thrombolytic drugs can cause pulmonary embolism due to fragmentation of the clot.
If necessary, also be anti-inflammatory and antibacterial agents.
Especially dangerous floating thrombus - a blood clot, whose head is attached to the vessel wall, and the body and tail are located in the lumen. The head most often remains in place, and the remaining part of the thrombus may be fragmented and break away, creating the risk of pulmonary embolism. In such cases, the problem can be solved only by surgical treatment of deep venous thrombosis of the lower extremities, since the main purpose of the intervention - the prevention of thromboembolism.
Is it possible to treat a thrombosis traditional methods?
Venous thrombosis - a condition so dangerous and unpredictable that self-treatment with traditional methods is absolutely unacceptable. Only a qualitative survey using ultrasonic techniques and occupational therapy under control of blood picture can help to cope with this pathology.
Prevention of venous thrombosis
To treat already established disease is always more difficult than to try to warn him. Therefore, in order to avoid the development of thrombosis need to pay attention to their health:
- Enough to move
- Be sure to take breaks with little physical exercises when performing any sedentary work
- Strictly control the length of treatment and dosage of contraceptive drugs, any drugs, prescribed for the existing chronic diseases
- To optimize drinking regime and diet to prevent blood clots
- Quit Smoking
- Thoroughly treat any injuries and infectious diseases
These measures will be a reliable prevention of blood circulation disorders, helps to maintain the elasticity of vascular walls and prevent many diseases.
You may be also interested to know about what is thrombosis of mesenteric vascular.

domain: biology


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Signifyd, the company that provides fraud protection for e-commerce businesses, has raised $19m in a funding round with investors including American Express Ventures, Menlo Ventures and Triple Point Capital.
This capital comes on the heels of Signifyd’s $20 million Series B round in February 2016, which included funding from Menlo Ventures, Allegis Capital, IA Ventures, QED Investors, Bill McKiernan and Tim Eades.
Ex-PayPal fraud and risk experts, Raj Ramanand and Mike Liberty, founded the company and by the end of 2015, it announced that it had increased to a run rate of $5.6 billion in transaction volume, with an 8x year-over-year revenue growth, and tripled its number of employees.
The company said the latest investment will allow it to scale and continue to expand its machine-learning technology.
“We’re thrilled to partner with Menlo Ventures and American Express,” said Raj Ramanand, CEO and Co-founder of Signifyd. “They are pioneers in financial innovation, enhancing core capabilities and accelerating digital commerce.
Rohit Bodas, Partner, American Express Ventures said that as more companies start to shop online, more merchants are turning to fraud-management solutions.
Stripe, the biggest fintech company in the US, is about to consolidate its position at the top by almost doubling its valuation to $9.2 billion following Series D funding.
Payoneer, the international money transfer company, has completed a strong funding round, raising $180m through equity financing.
Remitly, an independent US-based remittance company, has received $38m in new funding through equity and debt financing from IFC and Silicon Valley Bank.
Metromile has just landed nearly $200m in Series D funding for its auto insurance payments platform.


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If you’ve recently been thinking about getting together with a Ukrainian woman, it’s probably thinking about how to start the going out with process. Should you be not sure where to begin, don’t be ukrainian women dating concerned, there are many https://www.russian-women-dating.net/the-benefit-of-dating-women-from-ukraine/ tips for guys that will make the method smoother to get both parties. For starters, you should know more about Ukrainian ladies and their identity traits. Ukrainian girls do not like playing games or perhaps dating folks who do not reveal their values. This is why it is crucial to discover your Ukrainian lady ahead of you fulfill her.
When internet dating a Ukrainian woman, you should remember that your lady wants to be your partner for a lifetime. Ukrainian girls are usually family-oriented, but they do not sacrifice their very own family your life for their profession. This makes them excellent in balancing function and spouse and children life. As a result, they make remarkable wives, and men should consider these characteristics during your search for a Ukrainian female. If you think you would be better off dating a Ukrainian woman, you may be more happy in the long run.
While some Ukrainian women might seem withdrawn, this does not mean they don’t have enthusiasm for you. Ukrainian women will frequently talk about intimacy and show their emotions to a guy when they’re alone. You’ll certainly be surprised how much these types of women introduce you to to their lovers when they’re alone. Whilst they may be reticent at first, you will still soon uncover that they’re incredibly sexually-oriented.
As being a woman from a country where beauty is certainly valued and men happen to be rewarded, Ukrainian women are no different. Their hair is usually long and straight. They can have dark brownish or golden-haired hair, although aren’t rare. Ukrainian women of all ages also have the most feminine body type – that they don’t spend all day seated around. And they know how to take care of themselves. If you’re men who principles appearance, you should think of Ukrainian women dating.
Before https://visaservices.duke.edu/greencard/marriage you start dating a Ukrainian woman, be certain you thoroughly prepare yourself for the dating encounter. Learn about her character and learn the language. It will help to know several phrases in Ukrainian so you can emphasize each and every word. Ukraine is a very melodic language and girls from this region know that they’re worth a whole lot. Hopefully, these guidelines will help you fulfill the right Ukrainian woman and revel in the going out with experience.
First of all, a Ukrainian girl will likely be drawn to an American man. This is because most of them are educated and well-educated. They’ll love a man whom respects all their opinion and values. They won’t date a tyrant. Might prefer a gentleman who can offer the home. A typical man in Ukraine will not like to take the lead, although he ought to always be loyal.
When online dating a Ukrainian woman, you should pay attention to all the details. Stay interested in her hobbies, lifestyle events, and changes. Ukrainian girls fall in love with the person who all listens to them. Since they can be interested in the details of her life, you may produce her look important. Also you can show your Ukrainian lady that you’re most likely interested in her hobbies and interests. This will give her a sensation of value and importance, which explains why it’s important to focus on everything she says.


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The Best Dog Breeds for Snake Hunting
The Airedale Terrier gets its name from the fact that it is a breed of terrier that was originally from the valley of the River Aire.
In the terrier family, Australian Terriers are considered to be on the petite side. The Australian Terrier may have originated in Australia, but its lineage actually begins in Britain.
One of the first working breeds in the Scottish Highlands is the Cairn Terrier.
Due to their funny appearance, Dachshunds are popular today. Dachshunds are also quite playful, making them ideal for families with children.
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Their slender, fit, and sturdy appearance make the
r another popular favorite. This hunting-bred dog is visible from over a mile away.
The English Jack Russell, bred to hunt foxes, is another little terrier. The breed's vigor is its hallmark.
Smallest black-and-tan terrier is the Lakeland Terrier. The breed is small but strong, making it a good playmate and sneaky hunter.
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(Add background, table) NEW YORK, April 27 (Reuters) – U.S. 30-year mortgage rates rose in the latest week, rebounding from five-month lows in step with a rise in bond yields, following the first.
In 1971, when Freddie Mac began surveying lenders for mortgage data, interest rates for 30-year fixed-rate mortgages ranged from 7.29% to 7.73%. Throughout the 1970s and 80s, mortgage rates steadily climbed as unchecked inflation contributed to a volatile national economy.
30-year fixed-rate mortgage (FRM) averaged 4.06 percent with an average 0.5 point for the week ending May 23, 2019, down from last week when it averaged 4.07 percent. A year ago at this time, the 30-year FRM averaged 4.66 percent.
United Wholesale Mortgage names Justin Glass chief digital officer Rising interest rates may cut banks mortgage future short florida housing market settles into “new normal” Home-shopping season is just getting under way, and many people who’ve sat on the sidelines in recent years are finally ready to enter a market that might be quite different from what they’re expecting. The dollars and cents that go into moving vary greatly depending on a number of factors. · From june 1st 2018, the main interest rate is the one-week repo rate and the overnight borrowing and lending rates will be determined at 150 bps below/above the one-week repo rate. The central bank simplified its monetary policy framework on May 28th 2018 from a different system with four main key rates, with the late liquidity window lending rate being one of the most followed.United Shore executives show everyone "how we do it" at United Shore. We have been named #1 place to work in Metro Detroit and one of the top mortgage wholesale lenders in the country. Here’s why.
U.S. long-term mortgage rates shot up this week, yet they stayed close to the historic lows that appear to be helping the real estate market. Mortgage buyer Freddie Mac says the average. enabled.
Guaranteed Rate hires new SVP of consumer direct sales Consumer Protection Notice. Guaranteed Rate appoints new chief financial officer 12 Jul 2019 13:18:00 . Guaranteed Rate appoints new chief financial officer. Walker & Dunlop hires new SVP to manage property sales in Central Florida 12 Jul 2019 12:42:00 .
Sam Khater, Freddie Mac’s chief economist, says, "Mortgage rates continued to hover near three-year lows and purchase application demand has responded, rising steadily over the last two months to the highest year-over-year change since the fall of 2017.
Freddie Mac: Mortgage rates rise from two-year low Posted on June 20, 2019 by admin in News The average U.S. mortgage rate rose two basis points to 3.84%, according to the latest Freddie Mac Primary Mortgage Market Survey.
Treasury to pay investors triple for HAMP principal reductions Ideology and not economics may have killed a Fannie Mae principal reduction program in 2010. backed by Fannie and Freddie. The Treasury Department said in January it would pay investors, including.
“After dropping dramatically in late March, mortgage rates have modestly increased since then,” said Sam Khater, Freddie Mac’s chief economist. “While this week marks the third consecutive week of.
KBRA: High compliance costs will drive commercial lenders from mortgage space In the Crosshairs Today: Thornburg Mortgage The American Land Title Association, founded in 1907, is the national trade association and voice of the abstract and title insurance industry. ALTA® members search, review and insure land titles to protect home buyers and mortgage lenders who invest in real estate. ALTA® is.The challenge of the ability-to-repay rule in 2014 The government on Monday invoked clause J of rule 56 of the fundamental rules to dismiss all the 12 irs officers. According to an office memorandum issued by DoPT in March 2014, instructions. of.D.R. Horton’s homebuilding revenue grows 33% As a result, the company was able to grow revenue and earnings by 8.2% and. we are well-positioned as we begin fiscal 2019. D.R. Horton’s results show why size matters in the homebuilding business.."To restore a high degree. Marketplace lenders support GDR’s approach, Parsells said, because they want to attract more permanent capital. The company is in pilots with three of the largest ones..Former MBA Chairman David Kittle joins ComplianceEase David G. Kittle, former chairman of the Mortgage Bankers Association (MBA), has joined mortgage banking technology firm Interthinx as senior vice president of industry strategy. A 35-year veteran of the mortgage banking industry, Kittle served as chairman of the MBA in 2009 and also served on the association’s board of directors from 2004 through 2010.
U.S. 30-year mortgage rates rise from 14-month low: Freddie Mac 1 Min Read FILE PHOTO: Homes are seen for sale in the southwest area of Portland, Oregon March 20, 2014.
Blackstone 3Q earnings miss analyst expectations Fannie Mae unveils new forbearance program for unemployed Fannie Mae issued new guidelines to its servicers Wednesday, introducing an unemployment forbearance program which provides servicers the flexibility to assist borrowers who have a financial hardship due to job loss, including those facing imminent default. With unemployment forbearance, the servicer reduces or suspends monthly payments for a specified period for a borrower who is.california settlement puts ocwen on a leash california ocwen settlement process and costs complaint: on 2015 our mortgage with Ocwen was cancelled as part of a Chapter that has since been dismissed Ocwen did NOT notify our county with the reconveyance that the mortgage was satisfied On we hadAlphabet’s Q3 2018 Revenue Numbers Miss Analysts Expectations. versus the $34.04 billion expected by analysts. When it comes to earnings per share, it beat analysts expectations by a big.
WASHINGTON (AP) – US home sales rose 1.3 percent in August to the highest level in 17 months, as mortgage rates near historic.
Freddie Mac survey: mortgage rates have risen from a record low.. created and represented the largest annual gain since 2006,” Nothaft said.
Mortgage Rates Rise From Two-Year Low. The average U.S. rate for a 30-year fixed mortgage rose two basis points this week from a two-year low, according to the latest Freddie Mac Primary Mortgage Market Survey.. The rate was 3.84%, compared with last week’s 3.82%.


To consider proposals on the delivery of Phase 2 of the Royal Arcade scheme in Crewe town centre.
Decision type: Key
Reason Key: Expenditure > £1M;
Decision status: For Determination
Notice of proposed decision first published: 28/03/2023
Decision due: 10 Jul 2023 by Economy and Growth Committee
Lead director: Director of Growth and Enterprise
Contact: Jez Goodman Email: firstname.lastname@example.org.
Equality Impact Assessment: No
Budget & Policy Framework: No
Reference Number: EG/02/23-24
Private/Confidential Decision with Relevant Paragraph number: Yes/3, 5 and 7A