DAYTON, Ohio (WDTN) — If you’re experiencing engine misfiring or performance issues with your vehicle, it might not be your car’s fault.
Poor gasoline quality can result in a blockage building up in the fuel system causing misfires and potentially damaging your engine over time.
There are several warning signs that your engine is misfiring. You may experience unusual engine noises, reduced fuel efficiency or stalling. One of the culprits behind these issues is poor quality gasoline.
A car misfire occurs when one or more cylinders doesn’t produce the energy required to drive, causing your engine to sputter and run more roughly. Factors that cause misfires include bad spark plugs, a problem with the ignition system, electrical or mechanical issues and poor gas quality.
“Usually if there’s a tanker there, it does mix up the sediment so you can get a little bit of a blockage or issues in there as far as sediment in your gas tank,” said Dustin Shafner, car care manager with Huber Heights AAA. “If you let it sit for a while, the gas does build up a varnish that can clog all your fuel lines, clog up your fuel tank.”
When the issues arise, it’s important to recognize the misfiring symptoms such as slow acceleration, a noisy engine, or the Check Engine light coming on. If this happens its best to get your car looked at right away to avoid future failure of your engine.
“Get in, get them checked out, use good gas. And even moreover, there are a couple of additives you can do, whether it’s at a shop or just at your local parts store to continue to keep your motor healthy and to keep it clean,” said Joshua Sawyer, manager, Midas.
Since October is Car Care Month, experts say there are things you can do to avoid any poor gas-related issues.
“Don’t fill up when there’s a tanker there. You can use the different additives in there. It’s good to use every once in a while anyway to kind of clean out some of that carbon station that’s in your engine and also clean out those lines and your gas tank as well,” Shafner said.
Most of the time, it can be inevitable.
“You never know if you’re going to get bad gas, if you’re not going to get bad gas typically, we all usually think that the gas we’re putting in our car is going to be safe and all good and we can just go about our day. Sometimes that’s not the case,” Shafner said.
Experts say if your car’s engine is misfiring, take it to a mechanic immediately. It is also recommended that if you have an issue, report it to your county’s auditor’s office.
Ohio does not have a fuel quality testing program at this time, meaning they cannot test it. You should also report your experience to wherever you got the gas.


I've read plenty of the BFI's excellent Film Classic series, but Tom Kemper's take on Toy Story is up there among the very best.
One of the many praiseworthy things about the BFI's Film Classics series is that it has not shafted animation... Toy Story inspired so many [animated films] as to be genre-defining, so it is often easy to lose sight of what made the film stand out on its first release twenty years ago. With Toy Story: A Critical Reading, Kemper has given the film the in-depth analysis it deserves.
Toronto Film Review
Tom Kemper's new critical monograph on Toy Story stands out from its fellows in the British Film Institute's Film Classics series not only in its choice of subject - a beloved and massively successful children's film, as opposed to the established classics or "cutting-edge" modern films typically featured in the series - but in the sophistication and persuasiveness of its argument. Kemper offers a wealth of insight on this foundational film in the Pixar canon, contextualizes it within the history of animated films and the pictorial arts, and highlights the film's surrealist touches. Most importantly, it accomplishes what any good single-film monograph should do: make you want to go out and watch (or re-watch) the film immediately.
Toronto International Film Festival, David Davison
This book is available on Bloomsbury Collections where your library has access.
Free UK delivery for orders £30 and over


StubHub Center, Carson, California - At a catch-weight of 173-pounds, former WBC middleweight champion Julio Cesar Chavez Jr. (47-1-1, 32KOs) returned from over a year of inactivity, had weight struggles where the contract weight had to be raised to nearly light heavyweight on Wednesday, and won a controversial ten round unanimous decision over Bryan Vera (23-7, 14KOs). The scores were 96-94, 97-93 and 98-92.
The size difference was very clear in the first round. Chavez was taking Vera's punches much better than Vera was taking shots from Chavez. Vera was chasing, throwing punches, and looking to get in a big shot - with Chavez using a lot of movement and countering to the head and body.
Vera was outworking Chavez at times and landing some well timed shots. By ened of the third, both sides of Chavez's face were starting to swell up. The rounds were give and take as the rounds continued and Vera was much busier but Chavez was landed the harder and more accurate shots. Vera continued to outwork and actually bust up the face of Chavez in the late rounds. Chavez was looking for a big shots and he landed dozens of them, but none of them were able to hurt Vera to put him down.
At the end of the fight, most of those at ringside had Vera winning the fight - including HBO, but that didn't wouldn't matter as the judges sided with Chavez.


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Across the Golden Gate Bridge north of San Francisco, Mill Valley jewelry designer Jeffrey Levin and curator Bonnie Powers feature uncommon designer discoveries. Voted Best Gifts, find fine and custom jewelry, art, handcrafted small batch home decor, ceramics, culinary goods, textiles, scent, candles, vintage objects.
Candles, incense, ceramics, and beautiful functional objects for every day use. Also one of a kind pottery exclusive to the store. Focusing on small makers. Artisanal work from the United States and the world. Seeking out tradition and lifestyle for how we live. Light, airy and simple. Hope you will visit our store!
Welcome to All Magickal Things! We have something for all your magickal needs. Feel free to browse the store for your choice of candles, or kits, all spelled for specific intentions. Maybe you're looking for crystals or a pendulum, we have it. And if there is an item you dont see, but need, tell us.
Handmade curious creations and experiences for your spiritual journey. Meaningful Jewelry, Healing crystals, Mala Making Kits, Modmala, Smudges, Reiki Infused Candles and more. Plus weekly in shop experiences like meditation classes, new moon circle and goddess trainings.

domain: artistic


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Ruby red with some purple highlights. Vibrant, expressive nose of red...
Deep gold colour, very aromatic, with hints of stonefruit and...
This variety is not highly grown in the other vineyards of France. This...
On the nose, Meyer Lemon, passionfruit, grilled pineapple and guava....
Aromas of black plum, cherry, RHUBARB and hints of EARTH and loam....
This variety is not highly grown in the other vineyards of France. This gives the wine a real authenticity.
Brilliant and deep profile with a strong pink tint. You will feel impressed by the strong olfactory qualities of the red fruit aromas, rarely felt with rosé wines.
You may note in the mouth a long aromatic opulence with a light note of grilled almonds on the finish.
|When to Drink||Now|
|Producer||Château de l'Aujardière|
|Appellation||IGP Val de Loire|
|Grapes||Pinot Noir, Gamay, Merlot, Abouriou, Cabernet|
|Volume||75cl (Full Bottle)|
On a vineyard that has existed since 1850, Olivier Lebrin vinifies his production in buildings that were on a former seigneurial manor, dating from 1650. Located south-east of Nantes, Château de l'Aujardière is in the commune of La Remaudière. As well as the Muscadet vineyard, a complete and diverse range is offered.
* required fields

domain: geography


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As our old friends gather once again to plan another renovation, I was all set to curl up and enjoy the adventures in Sunshine Beach. The characters have tentatively landed a renovation of an old mid-century beach hotel.
I loved reviving old friendships with the characters while they planned the new project. They settle in at Bella Flora, the home Kyra, Maddie’s daughter, now owns, thanks to her son’s father. As usual, Avery is all set with her construction crew; Kyra is ready to film, and eager to do the project independently after the disaster of the Do Over show. A wrinkle in the production had morphed that experience into a reality show.
Nikki has some issues with her boyfriend, FBI agent Joe Giraldi, while her brother Malcolm, the one responsible for all of their financial worries, has reached out to her.
Maddie is still feeling bliss about her new romance with the rock star William Hightower…but insecurities threaten that bliss.
When Maddie’s ex, Steve, shows up and seems ready to make himself at home, they all feel the irritation born from his laziness and his inability to effectively help them.
What will happen to threaten the project? How will a mystery from WWII add conflict? How will they rise above the threats of their former bosses? Can they move beyond the challenges and find gratification once again? A very satisfying new chapter in the life of the characters, and enjoyable to this reader. 4.5 stars.

domain: literature


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Gagged in the USA
Sir — The suppression of dissent continues in the United States of America. The most famous cases of individual protest to come out of that country have been those of Michael Moore and the Dixie Chicks lead singer, Natalie Maines. And now Bruce Springsteen has joined this little group, almost through the back door, by lending his support to the Dixie Chicks (“Bruce backs anti-war chicks”, April 30). But for every Moore or Maines, there are scores of radio stations and media channels which are eager to toe the official line on Iraq and ban airing the Chicks numbers or refuse to give a few sound-bytes to Moore. Springsteen himself has been on the protest mode from a time when the Chicks members were probably wetting their diapers, which is why it appears strange that he should choose to lend a neither-here-nor-there kind of support — that too on his personal website — when he had the popularity and the power to make people give the issue a serious thought.
Sagarika Chatterjee, Calcutta
From hooks to crooks
Sir — The state election commissioner, Ajay Sinha, in reply to a query made by N. Gopalaswamy, the Union home secretary, as to why opposition candidates were being prevented from filing their nominations for the coming panchayat elections, stated that Gopalaswamy had no business interfering in the panchayat elections issue, since it was a state subject. Whatever doubts there were about the Communist Party of India (Marxist) making the election machinery dance to its tune ought to vanish after this. In the meantime, Left Front candidates have won uncontested from nearly 6,000 seats, an absurdity of sorts. If the law of the jungle is allowed to prevail in the panchayat elections, then the Centre must have every right to intervene and restore democratic functioning in the state.
Aniketa Chakraborty, Calcutta
Sir — In the panchayat poll campaign in Patharpratima (April 26), the chief minister, Buddhadeb Bhattacharjee, warned the Trinamool Congress-Bharatiya Janata Party combine that he had asked the administration to tackle violence with an iron hand. However, he was silent when his cabinet minister of the Revolutionary Socialist Party, Biswanath Chowdhury, and his leaders were forced to call off a rally in South Dinajpur by CPI(M) supporters. Is this not a glaring example of “mobocracy” in place of democracy'
Govinda Bakshi, Budge Budge
Sir — Buddhadeb Bhattacharjee seems to have suddenly woken up to the fact that his party cadre are preventing opposition party candidates from filing their nomination papers for the panchayat election, due early next month. (“CM terror whip on party”, April 13).The chief minister’s stance seems to be hypocritical. What is surprising is his admission of it in a half-hearted manner, as if he is affectionately imparting lessons to unruly children. His mild rebukes are not going to make any difference. Adhir Biswas of Garbeta fame and a standing CPI(M) legislator has shown the way to spreading tentacles into areas where the party’s support is weak. This time, not a single candidate from the opposition could file his nomination at Garbeta, thanks to the atmosphere of terror created by the CPI(M) cadre. The divided opposition looks a helpless lot, faced with a situation in which money and muscle-power count for much.
Jyotish Chandra Samaddar,
Sir — The people of West Bengal deserve a change of guard at the Writers’ Buildings. But it has not been possible so far because of the absence of even a semblance of a unified opposition. If the Trinamool Congress-BJP alliance works sincerely and manages to convince people that it is committed to the welfare of the state, people will easily accept it as an alternative to the Left Front.
Diptimoy Ghosh, Calcutta
Sir — What is different about this year’s panchayat elections in West Bengal is that not only the opposition parties — like the Trinamool Congress and the BJP — but also the Left Front allies are trying to wrest seats from the CPI(M). Particularly interesting are the cases involving the Forward Bloc and the RSP in South Dinajpur and Cooch Behar. However, the media made too much of the calling off of the RSP rally in Hilli, which is supposed to have angered two RSP heavyweights (“RSP pullout roar after Hilli shame”, April 27). But there is more to it than meets the eye. The RSP is surely not going to withdraw from the Left Front, because it has got used to enjoying the privileges of power.
Besides, what the RSP is trying desperately to hide from the public is the erosion of its bases in its traditional strongholds, where the CPI(M) has slowly built up its own support base. Biswanath Chowdhury himself will realize how they have let things slip out of hand when his party faces the Balurghat municipal elections in two months’ time.
Phani Bhushan Saha, Balurghat
Sir — There is every reason to believe that the murder of Chandan Sen, a surgeon at the Ranaghat sub-divisional hospital, was politically motivated and executed by the goons of the ruling party. Although the murder is now being projected as a fallout of hospital politics, the links of the doctor with the Dhantala rape and loot incident makes one suspect that there are murkier details which are evading the public eye.
The ruling Left Front, in particular the CPI(M), is trying to win the panchayat elections by hook or by crook. Hence the murders, rapes and widespread suppression of truth.
Ram Narayan Gupta, Calcutta

domain: sociology


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May 22nd 2018
A fun page made while undertaking Lisa Vollrath's journaling course last year!
Collage gal is by my favourite collage store Art Tea Life at Etsy- perfect for this quirky and fun page!
Background is paint, texture paste, stencilling, the collage gal, computer generated wording and you can see the machine stitching which is the back of another page but worked well for this page to add texture and a border. I love this page!!


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Yachting tourism dives in 2012
Yachting tourism has suffered huge losses this year in Greece, as sector representatives told the 20th general meeting of the Association of Greek Tourism Enterprises (SETE) this week that bookings have dropped by as much as 50 percent compared to last year.
Bookings from abroad have declined considerably owing to the political and economic instability in the country, with the flow of new hotel bookings since the May 6 general election shrinking by as much as 30 to 50 percent, depending on the destination, the meeting heard.
Booking cancellations have even been recorded in five-star hotels.
Hoteliers in Athens have reported a 35 percent drop in bookings since the elections.

domain: news


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The music industry has paid tribute to legendary producer George Martin, considered the ‘Fifth Beatle’ for his work with the band, who has died at the age of 90.
Drummer Ringo Starr announced the news on Twitter this morning, saying: “God bless George Martin peace and love to Judy and his family love Ringo and Barbara George will be missed xxx.” He then tweeted a photo of the band with Martin, with the caption: “Thank you for all your love ...
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Duracell, Volkswagen, Eaton, LG, Hitachi Join Energy Storage Group
CalCharge announced the enrollment of Duracell, Hitachi, Volkswagen, LG, Eaton, Enovix, EnerVault, Farasis Energy, Halotechnics, Leyden Energy, and Primus Power as its first corporate members.
CalCharge is a battery and electrochemical energy storage consortium of public and private organizations. Original members include Lawrence Berkeley National Laboratory, the California Clean Energy Fund, SLAC National Accelerator Laboratory, San Jose State University, the International Brotherhood of Electrical Workers and the National Electrical Contractor’s Association.
CalCharge offers its members access to programs in technology assessment, pre-commercialization support and ecosystem facilitation. This enables them to more easily bring energy storage technologies to market.
- 2015 Insider Knowledge
- The New Energy Future - Challenges and Opportunities in Corporate Energy Management
- Practical Guide to Transforming Energy Data into Better Buildings
- Operationalizing EHS Management: Bridge the Gap from Strategy to Execution
- 2016 Energy and Sustainability Predictions Findings from Facilities Professionals
- 10 Tactics of Successful Energy Managers
- Energy Manager Today Awards Top Products and Top Projects of the Year
- Advanced Rooftop-Unit Control (ARC) Retrofits: Field Demonstrations Validate Energy Savings
- Building Energy Benchmarking & Transparency Laws
- There’s Money in the Trash


The Institute of Corrosion (ICorr) and PFPNet will be launching their market leading training course specifically aimed at the training of Inspectors who inspect installation of hydrocarbon passive fire protection coating materials. This training course is targeted at both epoxy intumescent and cementitious materials and we believe that it provides a step-change towards improved competence in this safety critical area of our industry.
The hydrocarbon passive fire protection training course is aimed at Inspectors responsible for the installation of product, but could equally benefit Engineers and others who wish to understand the reasons why passive fire protection is important and the processes involved in it’s installation.
The launch will be hosted by David Mobbs of ICorr and John Dunk of PFPNet and includes commentary from a number of key notables in the industry and its your opportunity to ask the organisers detail about the course and its global delivery.
If the course interests you then we hope you are able to join us for one of the time slots on the 23rd September, but please note numbers are limited.
How to Register
This will be an online event and we would ask you to complete the Eventbrite registration;
We will then send you an invitation to the live Teams event on the time slot of your choice.


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The band has also launched its own database site of bootleg concerts, Deep.
'Experimental Jet Set, Trash And No Star' captures how far Sonic Youth were willing to push against commercial forces with their noise-rock agenda.
A challenging, powerful work, ‘Throwing Copper’ captured the anger and ache of the moment, and launched Live into the spotlight.
What began as a rock’n’roll tribute to a fallen friend ended up being the sleeper start of the Seattle sound explosion heard around the world.
Tickets already purchased for the shows will remain valid for the newly-announced 2022 dates.
The best Nirvana songs defined an era, turned Kurt Cobain into the voice of a generation and still retain an indefinable magic that transcends time.
Offering hints as to where Nirvana “could have gone next”, ‘MTV Unplugged In New York’ remains one of the greatest live albums of all time.
A mix of swaggering hard rock, proto-punk and West Coast hardcore, ‘Ultramega OK’ saw Soundgarden point to the future of rock in the late 80s and 90s.
Full of “nihilism, sentimentality and epic hope”, ‘Mellon Collie And The Infinite Sadness’ remains The Smashing Pumpkins’ most vital release.
Diverse, heavy-hitting and truly fearless, the ‘Badmotorfinger’ album ensured that Soundgarden were among the head of the pack after grunge broke worldwide.
The album made a modest sales start, but turned into a defining record for the seminal Seattle band.
Musically, nothing was off limits for ‘Euphoria Morning’, the first solo album by Chris Cornell, and one of the singer’s finest moments.
A mature and eminently satisfying collection suffused with soul, beauty and splendour, ‘Higher Truth’ remains a life-affirming gem from the late, lamented singer.
Having drawn up the template for the Seattle grunge scene, ‘Louder Than Love’ proved that Soundgarden had what it took to compete on the global stage.
A fearless quest for perfection, Smashing Pumpkins’ ‘Siamese Dream’ album sent shockwaves through the music world and turned the group into alt.rock icons.


- Brand New -
VACUUM PUMP DRIVE MECHANISM
Ford 7.3 L IDI and Powerstroke from 3/1992 through 1995
NOT rebuilt or aftermarket reproduction
PLEASE NOTE: This is the drive mechanism only - the vacuum pump POD is NOT included. It is very common for the bearings in these pumps to fail. If your pump still produced vacuum, but the bearings have failed, you can purchase this vacuum pump mechanism unit, swap your POD over in a matter of moments, and be ready to roll!
NOTE: These drive mechanisms contain oil for lubrication. The oil is kept in by a plastic plug until your POD is installed. After removing the plastic plug, please keep the drive in an upright position until the POD is installed to prevent the oil from running out.
The highest quality available - at a fraction of the dealer cost!
Our part number 4958 replaces Ford F4TZ-2A451-A.


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With the next school holiday looming, it’s time to start planning your family getaway. Norfolk is a fantastic destination all year around, but especially at this time of year. Luckily, we’ve done the hard work for you and chosen some of our best family-friendly cottages in the area so that all you need to do is pick your favourite and get packing! Whether you’re travelling with young children, teenagers or extended family and friends, you’ll find a fantastic selection of properties in our collection!
The best cottages in Norfolk for young families
Flop, Bacton, sleeps 4 + 1 dog
This beachside bungalow is fantastic for families, with plenty of homely touches and attractions for the kids. Head to Amazonia Zoo or BeWILDerwood Park, the seaside resorts or the Broads and you’ll find plenty to do each day. Then, head back to the open-plan living space to relax by the wood burner and watch the sunset over Bacton beach. For those travelling with more than four, the adjoining property Flip can also be booked to accommodate up to eight guests.
“Flop is a beautifully presented cottage in a stunning seafront location with fabulous views from the lounge and bedroom of the sea - just 20 yards away. You can listen to the relaxing sound of the waves from inside the cottage. We really enjoyed our stay.” - Ian
This former coach house is a characterful house in a quiet, rural location, perfect for exploring the coast and the Broads. Enjoy day trips on the boats, the traditional seaside experience at Cromer or head to one of the many family attractions: there’s no shortage of things to do on a stay here. Plus, the peaceful garden is a wonderful place to relax when the weather is fine.
“A superb location and a beautiful converted stable into a lovely cottage. There was room for the three of us and our dog and the walled garden was invaluable to allow the dog in and out of the house. The cottage was very well presented with everything necessary to make our holiday very comfortable.” - Helen
Browse all of our family-friendly cottages.
The best cottages in Norfolk for teenagers
Ebony Barn, Mundesley, sleeps 6 + 2 dogs
Indulge in a little bit of luxury by the coast on a stay at Ebony Barn. Located on the outskirts of Mundesley Holiday Village, you can make the most of the communal games room and gym facilities, before heading back to the private terrace and beautifully styled barn. The local shop, pub and beach are all within walking distance for those who wish to spend a few days without the car, while the Broads are just 15 miles away when you want to get out a little further.
“Clean warm and comfortable cottage in a great location. We all enjoyed using the games room too.” - Maxine
Old Forge, Tattersett, sleeps 4 + 2 dogs
Here you’ll find the perfect balance of traditional features and modern luxuries. It’s a period barn conversion that will please all ages, with a shared games room featuring a pool table and table tennis, patio area perfect for a glass of wine and just a 12-mile trip to the Norfolk coast! Adventures are never too far away on a stay at Old Forge.
“We couldn't have asked for more. The cottage was clean and well equipped. The games room was excellent, and we took full advantage. There are very few places that you can go and have free access to all. Location was excellent, close to the North Norfolk Coast. Hunstanton, Burnham's, Holkham and Wells next the Sea.” - Paul
Browse all of our Norfolk cottages with games rooms.
The best cottages in Norfolk for large families
Victoria House, Sedgeford, sleeps 10 + 1 dog
Set in a pretty rural village, this is an excellent holiday home for a family ready to explore Norfolk’s beautiful countryside and stunning beaches whatever the weather. The outdoor area is fantastic for the warmer months, while the drawing room equipped with a wood burner stove is great for spending quality time as a family during the autumn and winter.
“What a wonderful stay! The house is so comfy - beautiful beds (so comfy!), the kitchen is brilliant, and it is perfect for families. Loads to do in the local area - found excellent crabs, soft play, fresh bread, beaches, pubs, playgrounds and walks. A perfect family home for a perfect family holiday.” – Hal & Annabel
These are just a few highlights from our collection but be sure to take a look at our full collection of family-friendly cottages for your half-term getaways, including dog-friendly properties!
Disclaimer: Whilst every effort has been made to ensure the accuracy of the information at the time of writing,
please ensure you check carefully before making any decisions based on the contents within this article.

domain: travel


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Images of Macon County Wills 1869 to 1912 Testators: Berry, Logan; Bingham, Edward; Boynton, Charles; Cabe, J. M.; Cleaveland, Ida; Coffey, Mary; Davison, Thomas; Dawole, Samuel; Downs, Alexander; Farrer, Alice; Franks, James; Hays, Sarah; Hood, James; Howard, John; Johnston, J.; Kilpatrick, Felix; Kinsland, John; Lakey, J. B.; Lang, Sarah; Luther, Charles; May, Mark; Moses, David; Owens, Richard; Pendergrass, Miles; Penland, Jack; Phillips, R. A;. Porter, R. L;. Prioleau, Samuel; Riley, William;Rush, George; Rush, Juliann; Russell, J. R.; Saunders, Curtis; Sellers, Mary; Shope, John; Staton, J. B.; Teague, Martin; Titsworth, Marshall; Trotter, Moses; Vanhook, Charles; Whitner, Joseph Newton
To clean a tombstone made of soft natural stone you will need plenty of water, buckets, natural bristle brushes and toothbrushes and non-ionic soaps or detergents. Please do not use wire bristle brushes or metal, acid, clorox, borax or pressure washers as these will damage the stones. The exception is Granite, limestone, sandstone or marble stones where you can use some more abrasive cleaners and pressure washers as long as the stone itself is in stable condition. I have never used a water pressure on the cemeteries which I have cleaned, simply because I do not wish to take the chance of losing information. Also, the engravings are to be considered. To remove calcium deposits in the engravings, a heavy duty non-metallic scouring paid should do it, then scrub it thoroughly with a detergent. For bronze stones, remember that they are mounted flat and so will holding standing water and debris. These plaques already have a factory-applied lacquer coating to seal the appearance. Best to use the natural bristle brushes.
Will you Recognize a Photo of your Great-Grandmother?
There are memories simply too precious to forget. Too soon do little children grow up and forget the elder relatives. Yet, as we age, there remains dribbles of information. Somewhere in the
conclave of our thoughts lies precious information. If only we could tap it. Have you noticed how elderly citizens review these moments in the declining years, preferring the good times. I see my sisters as they were when we were playing in the yard, but somewhere in that memory lies a fleeting picture of my dear old great-grandmother asking me to thread a needle. One day I found a vaguely familiar face in an old black-and-white photograph and it came to me! That was her! I had traced her lineage back several hundred years, but did not remember her. Now I could. What a pleasure it is to find her alas! It seems that just about everyone has a batch of unidentified photos.
Boundary Changes in Colonial Days
In this instance, Stephen Redmond, was born in Virginia and preached in that portion of North Carolina which became Washington County, Tennessee, and died in Macon County. He was a soldier in the American Revolutionary War for which he received a pension.
Names of Families in Macon County Genealogy, Wills, Estates
Macon County lies in the Southern Appalachians, in the western corner of North Carolina. It was part of the Cherokee Nation until 1819, when the Cherokees signed the Treaty of Washington, ceding their lands as far west as the Nantahala ridge. The Treaty with the Cherokee indians was ignored and they were disowned of their lands. As a result, in 1828 the county was part of Haywood County and the old Macon County included most of the present-day county and parts of Jackson, Swain and Transylvania Counties. County Seat is Franklin, North Carolina.
Wills and Probate Records available to members of North Carolina Pioneers
Indexes to Probate Records
- Wills 1869 to 1912
- Wills 1912 to 1927
Digital Images of Macon County Wills 1830 to 1867(surviving images)
- Lamb, Nancy
- McDonnell, Thomas
- Norris, Isaac
- Patton, Mary
- Scott, Hilary
- Wils, John

domain: history


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When it comes to the world of music, some artists captivate us not solely with their expertise but in addition with their intriguing private lives. British singer-songwriter Chris Martin, known as the frontman of the internationally renowned band Coldplay, is one such artist. With his soulful voice and enigmatic persona, Martin has garnered a large following. But what about his relationship life? In this text, we’ll delve into the world of Chris Martin’s relationship historical past, exploring his past relationships and shedding mild on his current romantic endeavors.
A Journey Through Chris Martin’s Past Relationships
Gwyneth Paltrow: A Love Story that Stood the Test of Time
One of the most well-known chapters in Chris Martin’s courting life is undoubtedly his long-term relationship with actress Gwyneth Paltrow. The pair met in 2002 and tied the knot in 2003, setting the stage for a love story that may capture the public’s fascination. Together, they shared two youngsters and embraced a lifestyle that balanced fame, artistry, and household. However, after ten years of marriage, they announced their separation in a heartfelt statement that coined the now-famous phrase "acutely aware uncoupling." Despite their separation, Martin and Paltrow stay on good phrases and continue to co-parent their youngsters.
The Jennifer Lawrence Saga: A Brief Encounter with Hollywood’s It Girl
Following his divorce from Paltrow, Chris Martin’s courting life took an sudden flip when he was noticed with Academy Award-winning actress Jennifer Lawrence. The relationship between the 2 remained comparatively underneath the radar, with glimpses of their romance captured by paparazzi. However, their time together was short-lived, leaving followers wondering in regards to the reasons behind their split. While the details stay private, it’s clear that Martin’s reference to Lawrence showcased his capability to charm some of Hollywood’s brightest stars.
The Dakota Johnson Connection: A Blossoming Romance
Amidst speculations and rumors, Chris Martin’s dating life took a flip when he crossed paths with actress Dakota Johnson in 2017. The duo was first spotted collectively at a Coldplay live performance, sparking the curiosity of followers and media alike. Although their relationship has been comparatively personal, Martin and Johnson have been photographed attending occasions and spending high quality time collectively. The couple has managed to maintain their romance largely out of the basic public eye, allowing their connection to flourish away from the prying lenses of the media. Martin’s capability to pursue a more low-key relationship demonstrates his desire for genuine connections within the midst of fame.
Love Beyond the Limelight: Understanding Chris Martin’s Approach to Dating
Seeking Authenticity in a Superficial World
In a world where movie star relationships are sometimes under intense scrutiny, Chris Martin’s relationship trajectory highlights his need for authenticity. Despite his status as a worldwide star, he has managed to navigate the complexities of fame and maintain a semblance of intimacy in his romantic relationships. By maintaining his private life largely non-public, Martin has carved out a space the place he can give attention to emotional connections rather than the superficial trappings usually related to movie star dating.
Lessons from Chris Martin’s Dating Journey
Prioritizing Emotional Well-Being
Chris Martin’s relationship experiences provide priceless classes for those on the lookout for love in at present’s world. Here are a number of takeaways https://breathoffreshink.com/cougar-dating-sites/ from his journey:
- Focus on genuine connections: Martin’s ability to kind significant relationships amidst the chaos of fame reminds us of the importance of prioritizing real connections over superficial attractions.
- Respect privacy: By valuing his privateness, Martin has allowed his relationships to flourish without the constant scrutiny of the general public eye. This teaches us the importance of setting boundaries and defending our personal lives.
- Embrace growth: Martin’s willingness to evolve and embrace new experiences in his courting life demonstrates the magnificence of personal progress. Relationships, like life itself, are a journey of self-discovery and evolution.
As we’ve explored the intriguing world of Chris Martin’s courting life, we’ve discovered a man pushed by authenticity and a desire for emotional connections. From his long-term relationship with Gwyneth Paltrow to his newer romance with Dakota Johnson, Martin’s journey teaches us valuable classes about love, privateness, and private growth. While his fame may always be in the spotlight, his capability to guard his personal relationships reminds us that real connections can thrive even in the glare of the limelight. So, subsequent time you listen to a Coldplay song, you just might end up considering the fascinating world of Chris Martin’s love life.
Who is Chris Martin at present dating?
- As of now, Chris Martin is reportedly dating Dakota Johnson, an American actress identified for her function within the "Fifty Shades" sequence. The couple has been together since late 2017.
Has Chris Martin been concerned in any high-profile relationships in the past?
- Yes, Chris Martin has had a few high-profile relationships in the past. Most notably, he was married to actress Gwyneth Paltrow from 2003 to 2016. The couple consciously uncoupled and are identified for his or her co-parenting and shut friendship post-divorce.
Is Chris Martin dating anybody from the entertainment business aside from Dakota Johnson?
- Currently, there are no reviews of Chris Martin courting anybody else from the entertainment business other than Dakota Johnson. However, it’s worth noting that celebrity relationships can usually be secretive or topic to vary, so the knowledge may not always be up to date.
How did Chris Martin and Dakota Johnson meet?
- The exact details of how Chris Martin and Dakota Johnson met are not broadly known. However, it’s speculated that they have been introduced via mutual associates in the entertainment business. They were first photographed collectively in October 2017, sparking rumors about their relationship.
How do Chris Martin and Dakota Johnson handle their relationship given their busy careers?
- Both Chris Martin and Dakota Johnson have demanding careers, however they make efforts to steadiness their private and professional lives. They often journey together when their schedules enable, they usually have been seen supporting one another at varied public events. It is reported that they prioritize open communication and spend quality time together whenever attainable.
Are there any rumors of an upcoming engagement or marriage between Chris Martin and Dakota Johnson?
- There have been occasional rumors about an engagement or marriage between Chris Martin and Dakota Johnson, however as of now, nothing has been confirmed. The couple typically retains their relationship private and does not incessantly tackle such rumors in the media.
Have Chris Martin and Dakota Johnson expressed any plans for the future of their relationship?
- Chris Martin and Dakota Johnson have remained relatively private about their future plans as a couple. However, they seem very joyful together and have expressed their need to continue building their relationship. Both have mentioned in interviews that they are centered on enjoying the present and seeing the place their journey takes them.

domain: entertainment


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As has been noted, many of Beowulf 's characteristics are also shared by traditional epic heroes. He 's brave and never "cowers", defeats previously unbeatable monsters, comes from nobility, and has incredible superhuman strength. Beowulf can be compared to any other epic hero, and the similarities found between them will be never ending. However, there are other characteristics that the king of the Geats possesses which make him be very different from most epic heroes. First, there is the issue with Beowulf 's lack of a moral compass.
The first quality they share is courage. The two heroes demonstrate their courage in a different way. Beowulf is a hero with a lot of courage because he fights without weapons. He does not believe in using weapons to kill people. Beowulf is described as: “Dripped with his enemies blood”.
In the poem The Dream of the Rood religion plays a significant role through the characters. The poem tells and shows readers before, during, and after the crucifixion of Christ through deep descriptions. The characters throughout are the dreamer, the rood, and Christ.
Enkidu has yet again, changed Gilgamesh’s mindset to a stronger, braver, and confident character through their bond. Not only have the two faced the dreadful monster Humbaba, but, “Once again Gilgamesh and Enkidu found themselves side by side in battle with a monstrous enemy [the Bull of Heaven]” (12). In their final battle together, Gilgamesh and Enkidu were faced with another beastly animal Neither of them let the other one face a battle alone, making them stronger as a pair. Together Gilgamesh and Enkidu are almost undefeatable because their trust in one another makes it easier to tackle any obstacle in their
The heroes in the two epic poems The Epic of Gilgamesh and Beowulf are very similar in terms of their values. Beowulf in the poem Beowulf and Gilgamesh in the poem The Epic of Gilgamesh are the two main characters. The two men possess great physical strength unmatched by any man from the ancient or middle period.
Despite Gilgamesh’s disrespect for the people, he is a man of deed, building walls to safeguard Uruk (Sandars 61). In addition, he destroys evil, Humbaba, who guards the forest, protecting the trees his people need, risking his life (71). In my opinion, Creon appears concerned with respect, the city, and the la. He demands respect, but he only honors those that obey the laws, the city, and his power.
These things include the attitude that most people of that time had towards the gods, how a hero was defined and regarded, views about death and friendship. Like wise, the Odyssey was also very popular in it’s time. During the reading of both tales, it can be seen that both of the stories share many similarities. An the main similarity that they both share is that both main characters pose to be epic heros. Even thoguh they come from two different time periods and express differences, they also express commanalities within themselves as characters.
Both Beowulf and modern day heroes risk their life for the good of others and are held to a high regard. " Nor have I seen a mightier man-at-arms on this earth than the one standing here: unless I am mistaken, is truly noble. This is no mere hanger-on in a hero's armor”. Beowulf was a considered an epic hero because he did great deeds and was of high importance. While heroes today aren’t usually princes or royalty, they are usually held to high respect like
This made Grendel an outcast to the society of God worshipers. Unlike the Germanic tribes that roamed the earth above him, Grendel lived with the sole purpose of “opposing the Lord’s Will, and again and again defeated.” Meanwhile, as he was born human, the heroic character Beowulf was considered to be a descendant of the Lord. He was also a firm follower of God, always believing in His mysterious ways. Beowulf’s devotion and fate to the Lord above was especially evident when he believed that God was the one who showed him the sword made by the Giants, which he used to defeat Grendel’s mother.
Interspersed in each line is both elements, from the prologue to its end, each element tells its own story. The poem reflects Anglo-Saxon concepts which present pagan traditions. The texts show a
Some people suppose Gnosticism and Christianity eventually merged because the Gnostic texts are scriptures that were left out of The Bible. Gnostics believed they had the divine knowledge because they knew what Christians did not. Many Christians believed these texts were untrue, and forged by Gnostics. (Robinson) ) Although these two religions share stories, they are two entirely different religions.
Beowulf, written during the eight century, is an Anglo-Saxon epic poem. The story revolves around the strongest warrior at the time, Beowulf, who accomplishes heroic feats to gain glory and fame. In the medieval romance “Sir Gawain and the Green Knight,” the story dramatizes a knight’s traits of honesty and loyalty. The stories share many similarities such as questing, protecting self-honor, and achieving glorious deeds on behalf of his king.
The two stories that are being compared are “The Odyssey” and “The Epic of Gilgamesh”. The Odyssey is written by Homer and The Epic of Gilgamesh is written by Sumerian. The Epic of Gilgamesh and The Odyssey are both epic poems. The Odyssey’s temptation is greater because it has multiple instead of just one like The Epic of Gilgamesh. The temptations in The Epic of Gilgamesh are his wife, his kids, Calypso and Circes’.
In “Beowulf,” the hero-king is faced with challenges that are both physical and moral, both threatening his life. Like Sir Gawain, Beowulf has all the requisite characteristics of a hero and like Sir Gawain, he is invested in protecting his reputation. Beowulf does not know when to stop fighting; even in old age he is still waging the morally just fight against evil forces, suggesting to the reader that the struggle to maintain one’s identity is lifelong. The fight against evil never ends; however, what the author of “Beowulf” may be suggesting is that by passing the torch on to the next generation, the continuity of the fight is maintained and lessons are shared. As we mature, “Beowulf” suggests, we begin to relinquish our fight and teach

domain: library


text: Yagi Naohito has a fear of being hated, so he always acts according to everyone’s ideals. With that mindset, he was half-jokingly labeled “A coward” by Akasaka Tooru – a guy whom he met at a mixer that his friend half forcefully brought him along. After being overwhelmed by the young man on their way home, Yagi didn’t think that they’d end up meeting again a few days later. As a help to Akasaka who’d just lost his home and was at his wit’s end, they started living together. The man was supposed to be nothing but a burden but without noticing, he gradually become someone who Yagi could rely on..?


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The Obama Administration will help federal agencies add 10,000 hybrids to their fleets in a move that will save 1 million gallons of fuel per year over the vehicle’s lifespans.
“Providing a hybrid federal fleet is an essential part of the GSA’s commitment to making government agencies as efficient and effective as possible,” said GSA acting Administrator Dan Tangherlini. “At a time when government needs to make every tax dollar count, GSA is committed to creating more energy efficiency and cost-saving opportunities like the fleet consolidation program that make government smarter and reduce our environmental footprint.”
Agencies that choose to participate in the program will also be compensated for the additional cost to replace eligible vehicles. The Detroit News reports that there are currently 10,672 hybrids in the GSA leased fleet, which accounts for 5.3 percent.
The Interior Department told the Detroit News that it will be the first to participate by replacing up to 300 gasoline and alternative-fuel vehicles.
[Source: The Detroit News]


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WEST HARTFORD, Conn. — Freshman Erik Figueredo delivered a pinch-hit sacrifice fly with one out in the bottom of the ninth inning Saturday evening, lifting the University of Hartford to a 7-6 America East baseball victory over Maine at Fiondella Field.
“Before I went up there, coach (Jeff Calcaterra) told me, get a ball you can drive, hit it deep, sac fly and that’s what I looked for is a ball I could drive,” said Figueredo, who admitted he didn’t relish the thought of facing Black Bears’ submariner Justin Latta.
UMaine committed three errors and struggled to get runners in from scoring position while losing to the last-place team in the conference.
UMaine (25-19, 9-6 AE) slipped into third place and now trails league-leading Binghamton (22-18, 13-3 AE) by 3 1/2 games and second-place Stony Brook (21-21, 10-6 AE) by a half-game.
The Bears’ hopes of hosting the America East championship were diminished by Saturday’s result.
“I think they got tight,” said UMaine coach Steve Trimper. “They want to win everything so they can host the tournament and we got tighter and Hartford got looser. Therefore, we didn’t perform the way we were supposed to.”
The teams play a doubleheader today with a seven-inning game at noon followed by a nine-inning contest.
On Saturday, Trimper’s Bears went 3-for-14 with runners in scoring position and wound up stranding 12 baserunners. UMaine also committed three errors that contributed to three unearned runs.
“We played horrible,” said Trimper, who pointed to poor pitching, miscues and mental mistakes. “It’s the worst game we played all year.
Michael Fransoso doubled and singled to pace UMaine while Taylor Lewis singled twice. Joe Mercurio hit a solo home run and Myckie Lugbauer stroked a two-run single.
Justin Latta (4-2) suffered the loss in relief of freshman starter Jeff Gibbs and freshman Steve Perakslis.
Steve Sobocinski (2-7) pitched 3 1/3 innings of one-hit, shutout ball to earn the win.
Andrew Siano homered, doubled and singled while scoring four runs for Hartford.
Jon Ricco opened the Hawks’ ninth by lashing a double to the gap in left-center. He advanced on Matt Walker’s sacrifice bunt, then scored when Figueredo lined out to right field.
“Any team can beat anybody on any given day,” Mercurio said. “The difference was, they did less things wrong than we did.
Mercurio said the Bears must refocus and play with confidence in Sunday’s doubleheader.
“Yes, it has implications for hosting, and this and that, but we have to get into the tournament before we can host it. That’s what it comes down to. We’ll come out firing (Sunday).”


text:
"I'm telling you, time is running out," said Gov. Jerry Brown.
While Brown's appearance at a budget hearing was unusual, it gave the public a look at an unprecedented and lively exchange between him and lawmakers about how to address the state's now $26 billion deficit.
Brown took aim at Republicans, most of whom took a pledge to block all attempts to ask voters to extend temporary tax hikes the governor needs to prevent deeper spending cuts.
"When you folks say no, no vote, no plan, no, that's not American. It's not acceptable, and it's not loyalty to California," said Brown.
"I have no problem saying I won't raise taxes," said Assm. Diane Harkey, R-Dana Point.
Harkey wants to see major changes in retirement benefits and business regulations first before talking about raising taxes.
Jerry: "We want some pension reform. We want regulatory reform."
Diane: "You know ..."
Jerry: "I put up more than some of these folks want."
Diane: "I'm sorry, Governor."
Jerry: "This is your chance to make them do something that they all don't want to do. All you have to do is step up and do something you don't want to do."
Diane: "The only thing we ever hear in this house about revenue is increasing taxes."
Brown even told Republicans he'd be OK with them voting yes to put tax extensions on the ballot and having them launch an aggressive campaign to encourage Californians to vote no.
Still, letting voters weigh in is a tough sell. On the other side of the aisle, Democrats didn't escape criticism either because if the tax extensions aren't approved, another $12 billion in cuts will have to be made -- a move that makes them cringe.
"If we don't get the tax extensions, I am not going to sign a budget that is not an all cuts budget, and it's going to be turbulent," said Brown.
With more cuts a very real possibility, adult health daycare providers delivered thousands of signed petitions to the governor and other state leaders, begging to spare them. The governor's made it clear, that all depends on extending taxes.

domain: economics


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Page Reviewed / Updated - May 2015
This webpage will help Empire State residents understand assisted living, home care and adult day care costs throughout the state. It also explores the payment options and financial assistance programs available to assist in caring for the elderly, be that in residential care or for aging in place at home.
The programs outlined here are comprehensive of what is available from the state of New York but not comprehension of what is available at a national level. To search for assistance nationwide, please use our Resource Locator Tool.
Cost of Care Calculator
In 2015, the average cost of assisted living in New York is $4,100 / month. However in the most expensive areas of the state; Binghamton, New York City and the surrounding area, Ithaca and Long Island, the monthly cost ranges from $4,800 - $5,700. Less expensive areas include; Buffalo, Poughkeepsie, Utica and surprisingly Staten Island where assisted living costs are in the $3,000 - $3,500 / month range.
Alzheimer's residential care thorough out New York, sometimes called Memory Care, adds approximately $1,100 to the monthly cost of assisted living.
Home care across the state on average costs $21 / hour. Binghamton, Syracuse and Ithaca are the most expensive areas for home care, where the range is $23 - $25 / hour. Brooklyn, Queens and Staten Island are the least costly areas for home care where the hourly rate averages near $19.
Non-residential adult day care continues to be the least expensive care option and costs on average $85 / day. However, this represents a notable increase of approximately 15% over 2014.
Adult day care is most expensive in Manhattan, the Bronx, Long Island and Queens where it cost between $100 - $180 / day. It is most affordable in the areas of Binghamton, Buffalo, Syracuse and Utica where it can be found for as little as $50 / day.
New York offers two programs for lower income residents that do not qualify for Medicaid. These programs provide financial assistance to help seniors with the cost of care and other medical expenses. The Expanded In-home Services for the Elderly Program (EISEP) provides personal care for seniors in their homes. Read more about EISEP qualifications and benefits. The Elderly Pharmaceutical Insurance Coverage (EPIC) program provides two levels of Medicare Wraparound coverage for prescription drugs. Read about EPIC eligibility and benefits.
Medicaid is a program for disabled and elderly individuals with limited incomes and resources. To qualify for Medicaid in the state of New York in 2015, individual residents must have monthly income of less than $825 and couples less than $1,209. The resources or assets limit is $14,850 for individuals and $21,750 for couples. When calculating assets, the state does not include the value of a home provided it is worth less than $828,000.
Persons with income and assets over these limits can still become eligible for Medicaid assistance. Individuals whose incomes exceed the limit but have high medical expenses may qualify through a Medicaid spend-down program called Medicaid Excess Income. Persons with assets valued over the limit might become eligible by working with a Medicaid planner to structure their resources appropriately. If there is some question regarding qualification, it is strongly recommend individuals contact a Medicaid Planner prior to applying for Medicaid. Read about the pros & cons of Medicaid planning.
In addition to paying for nursing home care for qualified New York residents, New York offers three Medicaid waiver programs that help pay for assisted living and home care.
1) The Managed Long Term Care Waiver will help residents with home care. Read about eligibility and benefits for the MLTC Waiver.
2) The Assisted Living Program (ALP) helps individuals who qualify for nursing home care, but prefer to live in an assisted living residence. Read more about the ALP.
3) The Consumer-Directed Personal Assistance Program (CDPAP) will pay for personal care for seniors in their homes. Program participants have the flexibility to select some of their own care providers and certain family members can be hired as paid caregivers.
In addition to the state specific options that help pay for care, there are many non-profit and federal options. Use our Resource Locator Tool to find other programs that help pay for or reduce the cost of care. There are also programs that help veterans with assisted living and there are eldercare loans available in New York.
To help families find affordable care in New York, we've partnered with several organizations that maintain databases of care providers. These organizations all provide free services that match an individual's specific care needs with care providers in their preferred geographic area. Click here to find affordable care.

domain: health


text:
Email men essay questions buyer to let them link when the package shipped along with a tracking number if available.
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July 2017| 51 5 4 Next, tighten up the top bolt until there is no play in the steering. You shouldn’t have to tighten it hard – if you do, something’s gone wrong. Check that the steering moves freely if it feels stiff, loosen off the top bolt slightly. Once you re happy with the adjustment, check your stem is on straight. Tighten up the stem bolts there will usually be two bolts, so make sure you tighten them evenly. Don’t tighten one all the way and then the other. Go back and forth between them. 4 5 6 Stems and steerer columns can be sensitive, especially carbon, so make sure you use a calibrated torque wrench to ensure it is tightened correctly. This means it won’t come undone while riding and that you won’t damage your components by overtightening. 6 Now, enjoy the ride. Outspoken Cycles work to encourage people to use bicycles more, particularly as an effective means of transport. They offer leisure and professional bike maintenance courses, as well as bike repairs and traditional bike shop services. We organise fun, dynamic and unique cycle-themed events from smoothie bikes to pedal- powered cinemas. Through these, we aim to get people inspired about cycling. We run courses and initiatives throughout the country but our inspiration comes from where we started – in Cambridge, the UK’s city of cycling. We have a dedicated team who make it their mission to show others how much fun can be had on a bike.


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Non-suicidal self-injury is defined as intentional tissue damage that:
- does not have suicidal intent (in other words, self-injury, by definition, is not a suicide attempt or suicidal gesture; however, if the self-injury is serious enough, it can lead to accidental death.
- is not culturally-sanctioned (in other words, tattoos, piercings, ritual scarring in certain cultures, and things like that aren't included).
Forms of self-injury are wide-ranging, and include scratching, cutting, skin-picking, hair-pulling, burning, bruising, even breaking bones.
Several decades ago, self-injury was pretty much only seen in individuals with serious mental illnesses, including BPD and psychosis. That was then. This is now: it is estimated that 20% of all adolescents and young adults will at some point engage in self-injury, and the number has been rising. In fact, a study by Cornell Research Program on Self-Injurious Behavior found that almost half of college students who self-injure do not have a diagnosable mental disorder. Those who do have a mental health condition are in fact most likely to have eating disorders, but self-injury is also seen in conjunction with anxiety disorders, depression, bipolar, substance abuse, and PTSD. More severe (e.g., deeper) and more frequent injury may be linked to more serious mental illness, and to later suicide attempts, in contrast to infrequent and/or superficial injury, which does not have the same links.
It's also often assumed that only females self-injure. While it is true that females report more self-injury than males, about 30-40% of those who self-injure are male. The actual numbers may be even more balanced than that, however, because male self-harm is more likely to outwardly resemble externally-focused aggression. Boys and men are more likely to fight, punch or kick things, etc., as an intentional form of self-injury, seeking to bruise or break something. Males are also more likely to begin self-injuring through a group or social context (i.e., where multiple boys or men self-injure together).
Self-injury functions as a coping mechanism, in a way similar to substance use and other addictive behaviors: it releases endorphins that reduce physiological arousal. In other words, it mitigates feelings of agitation or distress, and helps people calm down and feel better. It can also give people a sense of control, and means of expressing intense emotions. For people with trauma histories, it can be grounding.
Treatment, then, focuses on developing healthier coping skills to regulate emotions, tolerate distress, express feelings effectively, experience control and mastery, and ground oneself. At the same time, once self-injury has become a habit, managing urges and thoughts about injuring without injuring are crucial skills. Dialectical Behavioral Therapy, Acceptance and Commitment Family, and other mindfulness-based approaches, sometimes in conjuction with Motivational Interviewing and/or Cognitive Behavioral Therapy, are promising approaches to treatment and recovery.
However, none of these approaches can be effective if people don't engage in treatment - something that can be strongly influenced by their initial interactions with professionals. Responses that are biased and stigmatizing are only likely to drive people away from treatment, and back to self-injury. In contrast, a non-judgmental, empathic approach characterized by unconditional positive regard (i.e., Rogers' "facilitative conditions") opens the door - literally and metaphorically - for people who self-injure to engage in treatment and move forward into recovery.

domain: medical


text:
I enjoy looking after the birds out back. I even passively look out for birds out front, it seems, as the Virginia creeper produced berries that the starlings raided one day, but enough remain that the house sparrows come and get some from time to time. Winter is bird feeding season, and The Great Backyard Bird Count is on. This year, the GBBC has gone global, so readers anywhere in the world can contribute to this citizen-science initiative: uploading your data on birds leads to scientists knowing where they go and where they pass through; this in turn has positive results for conserving habitat.
I heard some birds out there today that were unusual, but I didn’t see them – I can be reasonably sure it was Northern Cardinals again, but if it was a Downy Woodpecker, as I’ve seen before, I hope he or she comes back. I hope that this winter I can get some Dark-eyed Juncos and some Common Redpolls to visit, or at least a White-throated Sparrow, as I had at my feeder for a week a couple of winters ago. And three years ago in the fall, I had a juvenile Cooper’s Hawk visit. It was morning, and I was in the kitchen getting coffee, when I saw a big bird sitting on my backyard fence. I called my roommate to keep her attention on it – she had the name for it in German, but I can’t remember it now – while I went to get my glasses and my camera. When I got back, it had moved from the fence to the lilac tree. It stayed there up until I went to work – so more than half an hour.
Since September, pairs and trios of chickadees come by, and once (yes!) a warbler (unidentified, but remembered: dull yellow with grey wings) came and had a prolonged drink in my pond. My pond is what makes my backyard home to so many creatures besides myself.
I bet you didn’t know that water is just as important as food in the winter. Birds don’t do so well as dogs and humans at eating snow for water, so solarium roofs are great for melting snow and giving you a real view of the birds that drink from it – and so, of course, are bird baths. Put them at ground level if possible, and if you have (unlike me) a working outdoor electrical socket, use a heater underneath it. Alternatively, you can rig up a lightbulb-in-a-can and put the bath tray on top of the can. If you want to know more about attracting birds to your yard, look no further than the All About Birds site. Actually, do look further – there are so many good bird websites on the web. All About Birds is just one of my favourites.
I put out a dish outside the patio door, where I already feed my house sparrows. I clean and refill it when needed. Here is a picture of one using it:
And I am very happy to report that, while he was absent for a week, the sparrow with the broken leg is still around, and he got his share of the food yesterday.

domain: hobby


Description : contact me for custom loops
drums with snare, kick, 808, hi hats, open hat ...
Hard Trap Drums by notNEMESIS has received 2 comments since it was uploaded.
If you have used this loop leave some feedback or say thanks and post a link to the track you made. Apart from being the right thing to do it also encourages artists to upload more loops.
Description : COMMENT YOUR TRACKS! I wanna see who can really body this drum loop
Boombap ish loop 177
Description : This pattern for 177 BPM or 88.5 BPM has 2 crashes added at the beginning and at the center.
Description : Another drum & bass build pattern with a snare roll at the end. Recorded at 177 BPM.
Description : sadsadasd
Description : Bass Goes C-G-A-F Major
Description : Same beat pattern for 177 BPM or 88.5 BPM but with a crash in the center.
Description : Zombie beat 1 with rides but also has a snare roll fill at the end. Recorded at 177 BPM.
Description : 177 BPM. This isn't the real file. I can't give that away. :) Because I'm remixing this song. So I just made the same drums but differently. DaVIP & Encode - Vamanos. Neuro Funk, yea!
Description : This beat pattern was recorded at 177 BPM but it's half speed. Can also be used at 88.5 BPM for other genres like hip-hop.
Description : The same build pattern but with crashes added to it. Recorded at 177 BPM.
Description : aciddddd
Description : Zombie beat pattern 1 but with a snare fill at the end. Recorded at 177 BPM.
Description : Pretty Clean and Melodic Drum Loop
Description : Same basic beat pattern but with a crash added at the beginning. Recorded at 177 BPM.


text:
ROBO1 antibody (Roundabout, Axon Guidance Receptor, Homolog 1) (Internal Region) Primary Antibody
- Target See all ROBO1 Antibodies
- Internal Region
- This ROBO1 antibody is un-conjugated
- ELISA, Immunohistochemistry (IHC), Western Blotting (WB)
- Robo1 / DUTT1 (mouse)
- QKARPAKKQK HQ
- Predicted Reactivity
- Mouse, Rat, Dog
- Purified from goat serum by ammonium sulphate precipitation followed by antigen affinity chromatography using the immunizing peptide.
- Peptide with sequence C-QKARPAKKQKHQ, from the internal region of the protein sequence according to NP_062286.2.
- Application Notes
DS WB Results: Approx 200 kDa band observed in fetal Mouse Brain lysates (calculated MW of 176 kDa according to NP_062286.2). Recommended concentration: 0.05-0.2 μg/mL. Primary incubation was 1 hour.
DS IHC Results: Paraffin embedded Mouse Testis. Recommended concentration: 5 μg/mL.
Peptide ELISA: antibody detection limit dilution 1:128000.
- For Research Use only
- 0.5 mg/mL
- Supplied at 0.5 mg/mL in Tris saline, 0.02 % sodium azide, pH 7.3 with 0.5 % bovine serum albumin.
- Sodium azide
- Precaution of Use
- This product contains Sodium azide: a POISONOUS AND HAZARDOUS SUBSTANCE which should be handled by trained staff only.
- Handling Advice
- Minimize freezing and thawing.
- -20 °C
- Storage Comment
- Aliquot and store at -20°C, with minimal freeze/thawing. A working aliquot may be refrigerated at 4°C for a few weeks and still remain viable.
- Alternative Name
- Robo1 (ROBO1 Products)
- DUTT1, SAX3, AW494633, AW742721, Gm310, ROBO1, dutt1, roundabout, sax3, MGC122264, roundabout-1, roundabout guidance receptor 1, roundabout, axon guidance receptor, homolog 1 (Drosophila), roundabout guidance receptor 1 L homeolog, ROBO1, Robo1, robo1, robo1.L
- Robo1, roundabout homolog 1 (Drosophila) , AW494633, AW742721, DUTT1 , roundabout homolog 1
- NCBI Accession
- Positive Regulation of Endopeptidase Activity

domain: chemistry


Q. 85.0( 10 Votes )
In half-wave rectification, what is the output frequency if the Input frequency is 50 Hz. What is the output frequency of a full-wave rectifier for the same input frequency.
During a cycle, half wave rectifier conducts once and full wave rectifier conducts twice, hence the output frequency for the half-wave rectifier will be same i.e. 50 Hz, whereas the output frequency for the full wave rectifier will be double, i.e. 100 Hz.
Output frequency for full wave rectifier = 100Hz, for half-wave rectifier it’s 50 Hz.
(Actually, this is application of p-n junction diode)
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If you’re a fan of crime dramas and gritty cop movies, chances are you’ve come across the iconic film, Colors. Released in 1988, Colors is a powerful and thought-provoking movie that explores the violent and complex world of gang warfare in Los Angeles. Directed by Dennis Hopper, the film stars Sean Penn and Robert Duvall as two police officers trying to maintain order in the midst of escalating gang violence.
In this article, we dive deep into the world of Colors and present you with 43 fascinating facts about the movie. From behind-the-scenes trivia to interesting tidbits about the casting process and the film’s impact on pop culture, we leave no stone unturned. So, grab your popcorn and get ready to embark on a journey through the gripping world of Colors!
- “Colors” is a 1988 movie set in Los Angeles, exploring the conflicts between police officers and the gritty gang culture. It’s known for its realistic portrayal of gang life and has become a cult classic.
- The movie sparked controversy, received mixed reviews, and was a commercial success. It addresses themes of loyalty, redemption, and the impact of gang violence on communities. It continues to resonate today and has influenced future gang-related movies.
The movie Colors was released in 1988.
The movie Colors, directed by Dennis Hopper, hit the theaters in 1988 and became an instant hit.
It is set in Los Angeles.
The gritty streets of Los Angeles become the backdrop of the movie Colors, showcasing the gang culture prevalent in the city at that time.
Colors stars Sean Penn and Robert Duvall.
The movie features an incredible cast, with Sean Penn portraying Officer Daniel “Pac-Man” McGavin and Robert Duvall playing Officer Bob Hodges.
It explores the conflict between two police officers.
The central theme of Colors revolves around the tensions and conflicts that arise between the older, experienced officer (Duvall) and the young, impulsive officer (Penn).
The screenplay was written by Michael Schiffer.
Michael Schiffer penned the screenplay for Colors, capturing the intensity and rawness of the Los Angeles gang culture.
Colors is known for its realistic portrayal of gang life.
The movie gained immense praise for its realistic depiction of gang life, showcasing the dangers and hardships faced by both gang members and the police trying to keep the peace.
The title “Colors” refers to the colors associated with different gangs.
In the context of the movie, “colors” refer to the signature colors associated with different street gangs in Los Angeles.
Dennis Hopper also stars in the movie.
Director Dennis Hopper also plays a supporting role in the film as Officer Sammy Bryant.
Colors was inspired by a real-life gang truce.
The inspiration for the movie came from a real-life gang truce that occurred in the late 1970s in Los Angeles, where various gangs agreed to stop the violence for a period of time.
The movie addresses themes of loyalty and redemption.
Colors delves into the complex themes of loyalty and redemption, as the characters grapple with their own moral compasses while navigating the treacherous gang landscape.
The film features an iconic soundtrack.
Colors has an iconic soundtrack that captures the essence of the 1980s hip-hop and rap scene, with artists like Ice-T contributing to the film’s musical backdrop.
The movie received mixed reviews from critics.
Upon its release, Colors received a mix of positive and negative reviews, with some praising its authenticity while others criticized its portrayal of violence.
It was a commercial success.
Despite the mixed reviews, Colors proved to be a commercial success, grossing over $46 million worldwide.
The movie has become a cult classic.
Over the years, Colors has gained a dedicated fanbase and is often regarded as a cult classic, known for its gritty portrayal of gang culture.
It sparked controversy upon release.
The movie’s portrayal of gang culture and violence sparked controversy upon its release, with some arguing that it glamorized and perpetuated negative stereotypes.
Colors was one of the first movies to depict the LAPD’s CRASH unit.
The movie sheds light on the LAPD’s Community Resources Against Street Hoodlums (CRASH) unit, which was formed to combat gang activity.
It showcases the challenges faced by police officers in gang-infested neighborhoods.
Colors highlights the challenges faced by police officers in gang-infested neighborhoods, providing a glimpse into the daily struggles they encounter.
The film features authentic gang members as extras.
To ensure realism, the movie casted authentic gang members as extras, adding an authentic touch to the gang scenes.
Colors addresses racial tensions within the police force.
The movie also delves into the racial tensions within the police force, exploring the complexities and conflicts that arise from diverse backgrounds working together.
It was influenced by classic cop dramas.
Colors draws inspiration from classic cop dramas like “The French Connection” and “Serpico,” incorporating elements of realism and grittiness.
The movie’s release coincided with rising gang violence in Los Angeles.
Colors was released during a period of increased gang violence in Los Angeles, further fueling the public’s fascination with the movie’s subject matter.
It showcases the impact of gang violence on communities.
Colors does not shy away from showcasing the devastating impact of gang violence on local communities, raising awareness about the need for change.
The film’s cinematography captures the essence of Los Angeles.
With its stunning cinematography, Colors captures the essence of Los Angeles, from its vibrant streets to the stark contrast between affluent neighborhoods and crime-ridden areas.
The movie explores the blurred lines between good and evil.
Colors challenges the notion of black and white morality, blurring the lines between good and evil as the characters grapple with their own moral dilemmas.
It features intense and realistic action sequences.
Colors keeps viewers on the edge of their seats with intense and realistic action sequences, showcasing the dangerous situations police officers face on a daily basis.
The movie shines a light on the consequences of gang affiliation.
By examining the consequences of gang affiliation, Colors serves as a cautionary tale, highlighting the destructive nature of a life immersed in gang culture.
It explores the impact of poverty on crime rates.
Colors delves into the correlation between poverty and crime rates, shedding light on how socio-economic factors contribute to gang activity.
The movie emphasizes the importance of community involvement.
Through its narrative, Colors emphasizes the power of community involvement in combatting gang violence, highlighting the need for collective action.
It has quotable dialogue.
Colors is known for its quotable dialogue, with memorable lines that have become ingrained in pop culture.
The film received an Academy Award nomination for Best Sound.
Colors received an Academy Award nomination for Best Sound, recognizing the technical expertise behind the film’s sound design.
It features intense performances from the lead actors.
Sean Penn and Robert Duvall deliver intense and captivating performances, fully immersing themselves in their respective roles.
Colors tackles the cycle of violence.
The movie explores the never-ending cycle of violence, questioning whether it is possible to break free from the vicious grip of retaliation and revenge.
It raises questions about the efficacy of law enforcement strategies.
Colors raises important questions about the efficacy of law enforcement strategies in tackling gang violence, prompting conversations about alternative approaches.
The movie serves as a time capsule of 1980s Los Angeles.
Colors preserves the essence of 1980s Los Angeles, capturing the vibe and culture of the city during that era.
It features a compelling storyline.
Colors keeps viewers engaged with its compelling storyline, filled with twists and turns that explore the complexities of the characters’ lives.
The movie’s release coincided with the rise of hip-hop culture.
Colors was released during the peak of hip-hop culture’s emergence, making it even more impactful with its integration of the genre’s music and style.
It portrays the harsh realities of life in gang-ridden neighborhoods.
Colors pulls no punches in portraying the harsh realities of life in gang-ridden neighborhoods, shedding light on the struggles faced by residents.
The movie’s success led to the creation of a TV show.
The success of Colors paved the way for a spin-off television show, which aired from 1988 to 1990 and expanded on the themes explored in the film.
Colors sparked conversations about systemic issues.
The movie ignited discussions about the systemic issues that contribute to the proliferation of gangs, encouraging society to examine the root causes of gang violence.
It showcases the complexities of police work.
Colors offers a glimpse into the complexities of police work, illustrating the challenges faced by officers as they navigate through a world of violence and corruption.
The movie’s impact continues to resonate today.
Colors’ impact on popular culture and its exploration of relevant themes ensure that its message continues to resonate with audiences today.
It became a source of inspiration for future gang-related movies.
Colors set a high bar for future gang-related movies, serving as a source of inspiration for filmmakers exploring similar themes.
The movie stands as a testament to the power of storytelling.
Colors stands as a testament to the power of storytelling, using the medium of film to shed light on important societal issues.
In conclusion, the movie Colors is a classic crime drama that continues to captivate audiences with its gritty portrayal of gang culture and the complexities of law enforcement. With a stellar cast, intense action sequences, and a thought-provoking narrative, Colors remains a standout film in its genre.Director Dennis Hopper successfully depicts the harsh realities of life on the streets of Los Angeles, shedding light on the ongoing struggle between rival gangs and the dedicated police officers who strive to maintain order. The film’s realistic depiction of gang violence and its impact on communities remains relevant today, showcasing the social issues that continue to plague urban areas.With its iconic performances by Sean Penn and Robert Duvall, Colors offers a nuanced exploration of the personal lives and motivations of both police officers and gang members. The film’s commentary on the blurred lines between good and evil brings a level of depth and realism to its characters, making it a memorable and engaging cinematic experience.Overall, Colors stands as a powerful and thought-provoking film that delves into the dark and dangerous world of street gangs and the relentless pursuit of justice. Its impact continues to be felt in the realm of crime dramas, solidifying its place as a must-see movie for fans of the genre.
1. Who directed the movie Colors?
Dennis Hopper directed the movie Colors.
2. When was Colors released?
Colors was released in 1988.
3. Who were the lead actors in Colors?
Sean Penn and Robert Duvall were the lead actors in Colors.
4. Is Colors based on a true story?
No, Colors is a fictional movie inspired by the realities of gang culture in Los Angeles.
5. What is the main theme of Colors?
The main theme of Colors is the exploration of gang violence and the challenges faced by law enforcement.
6. Does Colors depict the social issues of its time?
Yes, Colors offers a realistic portrayal of the social issues surrounding gang violence and its impact on communities during the time of its release.
7. Is Colors considered a classic film?
Yes, Colors has gained a reputation as a classic crime drama for its powerful performances and realistic depiction of street life.
8. What is the significance of the title ‘Colors’?
The title ‘Colors’ refers to the colors associated with different street gangs, representing their respective identities and allegiances.
9. Does Colors have any memorable quotes?
Yes, Colors features several memorable quotes, such as “There’s two bulls on the hill; one’s gonna come down, and the other’s not” and “Let me tell you something, Junior, one monkey don’t stop no show”.
10. Why should I watch Colors?
You should watch Colors for its compelling story, exceptional performances, and its ability to shed light on the complexities of gang culture and law enforcement.
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Located in the historic town of Dunnellon, Rainbow River Kayak Adventures is a great place to experience a variety of watersports in the area. Perfect Paddles recommends grabbing a couple of rental boards for a fun and private time on the water.
We are the premier kayak, paddleboard, and tube rental outfitter in the historic boomtown of Dunnellon, located in Marion County, Florida.
We have a high-quality kayak, paddleboard, and tube rentals that include KP hole shuttle transportation to and from the Rainbow River.
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While on your rainbow river tubing, kayaking or paddleboard adventure, enjoy bird watching, fishing, rope swings, snorkeling, and much much more!
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Functional conversion – a tool in urban regeneration
- Andrei Eugen Lakatos
Nowadays, contemporary architecture seems that it is no longer born from a certain place, the idea of an architecture of place (and time) being slowly removed. The historical constructions preservation means also a conservation of the place memory, historical buildings playing an important role in finding urban revitalization models.
The conversion of a building may be understood as a transformation or as a change by (re)modeling the content (or the function), without the change of the shape, along a route which starts from something – the old function, and heads towards something else – the new function. In a pragmatic way, functional conversion means a building reutilization, in order to fulfill the contemporary needs, in the (urban) context in which it is included.
The economical development from the industrial period has led to a fast urbanization and to the emergence of big metropolis and conurbations. The industrial site from the towns’ center occupies a distinct place among the industrial heritage material forms, the contemporary city memory being marked by the presence of the factories which grew up with it. When the primer function of a building it is no longer useful, as happens with the structures from the industrial era, appears the opportunity to change its utilization, while the architectural character of the building is being kept.
The urban regeneration and the recycling of the existing built environment are important components in the urban strategically planning, based on the resources responsible management. The industrial spaces conversion is a vital instrument in urban regeneration, because of the industrial sites location in the modern towns’ central area.
An interesting story about a history of a trail and about urban regeneration and reintegration through functional conversion, it is the story of the industrial railway, “High Line” New York. The urban impact of this intervention had a great significance, the recycling of the railway track leading to the area real estate development, a fact which makes from the “High Line” a truly urban regeneration project.

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“When people share their personal story, change happens. Being brave enough and courageous enough to put yourself out here [at Youth Parliament] is one of the most powerful things you can do.” Hon Rose Jackson MLC (NSW Government Minister including Minister for Mental Health and Minister for Youth).
The Hon. Lachlan Miranda, Youth Member of Parliament for the electorate of Coogee, was fortunate to be selected to be part of the YNSW Youth Parliament 2023. This annual event brings 90 students from across New South Wales together, representing all electorates across the State, to participate in civic leadership, policy development and nuanced debate.
Lachlan represented Waverley College and the wider electorate of Coogee with aplomb.
The generosity of the Old Boys Union (OBU) in gifting Lachlan $750.00 to participate in this flagship youth leadership program was greatly appreciated. As was the time of Dr Marjorie O’Neill (Member for Coogee) who met with Lachlan and discussed youth leadership, mental health and his time at Waverley College.
During the training Camp in April, Lachlan was elected leader of the Youth Mental Health Committee, an incredible honour. He is passionate about mental health, advocating for his peers and supporting boys who silently struggle with the stressors of school and socialisation. Lachlan intends to be a psychologist post-school, and the opportunity to lead the committee has proven a great launchpad for his future endeavours.
Being a Youth Parliamentarian was an honour. I represented Waverley College and my electorate (Coogee). Through an intense week, filled with late nights writing speeches, I was able to learn more about the parliamentary process and how advocacy works on a larger scale. It was an emotional and insightful week, hearing everyone’s private members’ statements. The mental health debate was intense with the government pushing for amendments to the bill (to strengthen existing mental health legislation to better support youth) and the opposition attempting to publish it in its present condition. Then, moving to open floor debates which were filled with personal anecdotes about how an individual was touched by mental health.
Throughout the week I made new friendships with people from all over the state and from all backgrounds. Moving forward I wish to raise awareness for some of the issues that were addressed within the chamber as well as continue to advocate for mental health. Throughout my time as a Youth Parliamentarian, I displayed the skills and behaviours expected of leaders representing their school. Whether it was through collaborating with my committee or attempting to provide solutions to international issues through critical thinking, I am eternally grateful for this opportunity and will continue to display the skills I was able to develop through this program.
His success is of his own making. On a personal note, I want to congratulate Lachlan on his application, commitment and energy he brought to the Youth Parliament Program. I was privileged to attend the Mental Health Debate at NSW Parliament House and I was in awe of Lachlan’s ability to debate challenging and complex issues with such empathy and understanding. Witnessing the leaders of tomorrow in action assured me that we are in incredibly capable hands.
We can’t wait to see the next generation of leaders make meaningful change.


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This review is from: Admission Matters: What Students and Parents Need to Know About Getting Into College (Jossey-Bass Education) (Paperback)
"Admission Matters" attracted me for a number of reasons--the background, experience and knowledge of the authors is compelling, but moreover I chose this book because as the parent of three with two already in college and the third an applicant now, I was hopeful that I would find new details and advice regarding the competitive hurdles that my youngest will be facing. My hopes were more than fulfilled! This book is an engaging and informative resource that blends just the right amount of humor, candor, anectodal details, encouragement and reality for parents and their college bound kids. It is also organized to facilitate quick reads of sections and question areas of greatest interest. This is a refreshing and valuable guide in the high-anxiety sea of college planning.


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Changes to Joining a Clan
By now, you’ve probably seen at least one of the posts we put out earlier this month encouraging you to give Clan Wars a try! While we’ll continue to monitor your feedback on the Clan War Requirements, they aren’t the only things we’re looking to change and improve.
We want to ensure a competitive and fair battleground, so certain changes have been made regarding how players can join a clan. Moving forward players will only be able to join a clan until the 12th of each month. After the 12th you will be unable to join a new clan. When the 13th day of the month starts at MHQ it will be TOO late.
To help newer players take part in Clan Wars we’ll still allow accounts 90 days old and under to join all month long, but we still encourage solidifying your team by the 12th. We appreciate your understanding that these changes will benefit the integrity of Clan Wars as a whole.
As part of the app update that enforces this change, error popups have been added that will clearly show this new rule. That way, even those who haven’t yet seen this post should be aware of the new rule once they see the popups. This goes into effect October 13, 2022 – so be sure you join a clan BEFORE then if you are interested this month.

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A group of 14 global financial institutions have come together to drive standardisation for the distribution of trade finance assets on a new fintech platform.
The Trade Finance Distribution Initiative aims to push more non-bank investors to the asset class, thereby giving banks more capacity to originate new trade finance lending.
Participants include ANZ, Crédit Agricole, Deutsche Bank, HSBC, ING, Lloyds Bank, Rabobank, Standard Bank, Standard Chartered, SMBC and another four banks which have not been named.
The TFD Initiative is led by Tradeteq, a technology platform launched last year, on which banks and institutional investors can transact trade assets.
Speaking to GTR, Christoph Gugelmann, founder and CEO of Tradeteq, explains the motivation behind the initiative: “If you think in terms of the structured credit world, there is a market for any bank product out there other than trade finance. You can purchase mortgage-backed securities, credit card debt, auto loans, anything which a bank provides, right now, this second. You cannot do this today with trade finance. But now that trade finance is being more digitalised, there is no reason why that asset class should not be available.”
While trade finance has traditionally been a business for banks only, it presents a compelling multi-trillion dollar investment opportunity for institutional investors seeking sources of attractive risk-adjusted returns with low correlation to stocks or bonds.
“Alternative investors are looking at this as a huge market play for them, if they can crack it,” said Surath Sengupta, global head of trade portfolio management at HSBC, speaking at a media briefing last week.
HSBC itself distributed around US$20bn assets in 2018, up from US$2bn in 2015, but according to Sengupta, alternative investors such as funds, insurance companies and family offices accounted for only 10% of the investments.
“Alternative investors don’t really have the infrastructure to understand and service trade finance,” he said. “Banks have built this over many years. The alternative investors want to come in to a standardised format where they can just look at one risk, understand that risk and buy that risk. They want it in a very standard format, whereas trade finance is very non-standard. What is receivables finance? What is a letter of credit? You have to make it so standard and so simple for them, only then will they find this attractive.”
This is the challenge the TFD Initiative will address. The banks will work together to create common data standards and definitions for global trade finance asset distribution in order to enhance operational efficiency and improve risk management.
In addition to the 14 member banks, the ICC UK and the International Trade and Forfaiting Association (ITFA) have joined as observers.
“The practical work which this initiative is doing is to create proofs of concepts and as quickly as possible go into production around the existing Tradeteq technology,” Tradeteq’s Gugelmann says. “We are providing the solution – the repackaging infrastructure, documentation, data analytics – and now the industry is figuring out if we are missing something. Are there processes which needs to be defined, does the language need to be changed? They will create a market such that if an investor walks in the door of any of these banks, they can expect to have a similar type of reporting, a similar type of legal language of any notes that they purchase, and a similar user experience.”
He adds that Tradeteq already has proofs of concepts in progress with seven of the banks, while other members are still “on the sidelines” and are evaluating the Tradeteq product.
The initiative is mainly focusing on open account trade finance, initially payables and receivables. Gugelmann expects that within the next six months, Tradeteq will be ready to commercially implement its solution with the first banks.
Meanwhile, banks participating in the TFD Initiative are optimistic that the project can drive growth in the trade finance market globally.
“If you look at the term loans market, for example, around the late 1990s is when non-bank investors entered the market, and in 15 years it grew by more than 300%,” says HSBC’s Sengupta. “That’s the exponential growth that happens when you have other liquidity sources come in. It drives transparency, standardisation, etc. That is the moment that is waiting to happen in the trade finance market as well.”
While HSBC is working with Tradeteq on the TFD Initiative, Sengupta emphasises that there “is no particular bias at this stage”, adding that HSBC is talking to “a whole range” of fintech companies working in this space. One of them is CCRM, a platform that like Tradeteq facilitates the buying and selling debt instruments, but is more focused on bank-to-bank distribution.


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RMS - Advanced Gridding
This course introduces advanced grid construction in RMS. It covers grid analysis and quality control, options for grid construction, and alternative grid construction workflows.
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This course is designed for reservoir engineers and geoscientists.
- Grid Analysis
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- Local Grid Update
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