text:
Today, we launch our occasional roundup of international news and links in media, film and music research. Like everything else published by REFRAME, the selection here at the REFRAME[D] blog will always be shaped by a particular interest in open access scholarly material.
If you have any items that you’d like us to share in future — say, new OA academic websites, ejournals, or particular online content, digital objects or collections, free scholarly mobile applications, or events which boast associated openly accessible resources– please contact us, or leave a comment below. Thanks!
In Media Res has just begun a collection week on Crossover Animation (October 8 – October 12, 2012), curated by Charlotte Howell (Georgia State University). Recent IMR collections have been dedicated to Political Networks, Fifty Shades of Grey, Anti-intellectual Property: Objects in the Information Age and TV Pilots.
There’s a great interview at Full Stop with Gregory L. Ulmer, Professor of English and Media Studies at the University of Florida – thanks for the link go to Alex Neil, Associate Professor, English, University of Buffalo and REFRAME editorial advisory board member. And there’s an excellent interview with Alex himself at FIGURE/GROUND COMMUNICATION, an interesting site in its own right. See, also, the recent interview at F/GC with media scholar Henry Jenkins.
Get ready for the launch of Itineration: Cross-Disciplinary Studies in Rhetoric, Media, and Culture, an international, refereed publication devoted to mapping the intersections of rhetoric, media, and culture at http://www.itineration.org.
Culture Machine 13 (2012) on “Paying Attention” should help to distract you in good ways.
There’s a call for papers for Media in Transition 8: Public Media, Private Media. Conference dates are May 3-5 (Fri.-Sun.), 2013 and the conference will be held at the Massachusetts Institute of Technology, Cambridge, MA. Submissions accepted on a rolling basis until Friday, March 1, 2013 (evaluations begin in November). A vast amount of wonderful, openly accessible material is always generated by the Media in Transition conferences: just check out the archive of previous 1999-2011 meetings.
As part of the four year Arts and Humanities Research Coucil funded project “Channel 4 and British Film Culture” (www.c4film.co.uk), the University of Portsmouth is hosting a conference at the BFI Southbank in London (November, 1-2, 2012) which invites media historians and key personnel from the film and television industries to debate and celebrate Channel 4’s contribution to British film culture over three decades.
At the Critical Studies in Television website, this week the Telegenic blog offered a sneak preview of the first episode of Homeland, season 2. The Tragic Beauty of Ken Burns’ The Dust Bowl (2012) by Gary R Edgerton is another advance preview. And Television Wetness by Sean Redmond is a playful look at TV and water. There is also the usual CSTV round up of CFPs, conference announcements and news. There was further coverage of US Premiere Week 2012: ABC and Premiere Week 2012: CBS at AntennaBlog, where Timeka Williams also takes a good look at daytime TV in “Steve Harvey and the Enterprise of Black Female Discipline“.
There are new blogposts by Chuck Tryon (Fayetteville University film and media scholar and REFRAME editorial advisory board member) on Knuckleball and Looper and an interview with him on “3D Boredom” at Indy Weekly. Chris Cagle has some very interesting musings on Film Studies blogging, with some great links. David Bordwell has posted on memory, patterns and pattern recognition in films and on the long take.
Warren Buckland has made his review essay ‘Solipsistic Film Criticism’–on chapters in Alex Clayton and Andrew Klevan’s 2011 book The Language and Style of Film Criticism—openly accessible at NEW REVIEW OF FILM AND TELEVISION STUDIES. And you can read Clayton and Klevan’s response to Buckland’s review of their book here.
There is an excellent new issue of JUMP CUT. Multilingual film journal LA FURIA UMANA 14 is online. This week has also seen the launch of TOMA UNO, a new open access, Spanish-language, film journal based at the Universidad Nacional de Córdoba, Argentina. And if you haven’t already checked it out another, relatively new, Latin America-based cinema journal desistfilm, a Peruvian publication in English, is definitely worth a visit.
You can view the full 94 (plus) minutes of film critic J. Hoberman’s Milwaukee Film festival keynote: “State of Cinema in the 21st Century” (link via Ray Pride and David Hudson). Also read Kyle Hendrichs’ discussion of Hoberman’s argument in “Difference and the Digital Turn: Beyond Good and Evil?” at the Center for 21st Century Studies blog.
All the excellent keynote presentations from the recent Film-Philosophy Conference are available online. And, if you missed the first proper REFRAME[D] blog post, with its video interview with Rosalind Galt on her prizewinning book PRETTY: Film and the Decorative Image, you can find it here.
The below Open Access music (and sound studies) journals all now have new 2012 content online:
- SoundEffects Vol 2, No 1 (2012)
- Music and Arts in Action, Volume 4, No 1 (2012)
- Journal of Music History Pedagogy, Vol 3, No 1 (2012)
- Journal of Jazz Studies, Vol 8, No 1 (2012)
- Current Research in Jazz, Volume 4 (2012): Dan Morgenstern Festschrift
- Dancecult: Journal of Electronic Dance Music Culture, Vol 4, No 1 (2012): The Exodus of Psytrance?
- Journal of Sonic Studies, Vol. 2 (2012)
- Music and Politics, Volume VI, Number 1 (2012)
- Music Performance Research, Vol V (2012)
- Music Theory Online, Volume 18, Number 3, September 2012
- TRANS, 16 (2012)
Finally, the third of the great series at the Live Music Exchange website on the theories that underpin that project’s research is very much worth a visit: Matt Brennan and Emma Webster attempt to define the promoter and how they operate, in an extract from ‘Why Concert Promoters Matter’, originally published in Scottish Music Review in 2011.
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 3.0 Unported License.


text:
The word “franchise” is derived from the Anglo-French word meaning “liberty.” In Middle French, it is “franchir”– to free. In Old French, it is “franc,” signifying free. The French term “francis” means granting rights or power to a peasant or serf. The English term “enfranchise” is defined as empowering those who have no rights. The term “Royal Tithes” is the predecessor of royalties, and originated as the practice of certain English men (referred to as “freemen”) receiving a percentage of the land fees paid by serfs to nobility. Throughout history, franchising has promoted economic liberation, synergy, and opportunity, and has been true to its etymological roots – “freeing” commerce from many of the traditional chains that had bound it. Naisbitt’s famous comment in Megatrends is no exaggeration – “Franchising is the single most successful marketing concept ever.”
This article provides a brief timeline on the seminal developments in franchising since the Middle Ages, followed by a more detailed description of the flourishing history of McDonald’s and KFC, the historical intersection between franchising and antitrust law, and finally, a brief overview of the regulatory framework that has emerged over the past thirty-five years.
I. THE HISTORY OF FRANCHISING
A. Kings, Courts and Lord – Franchising Pre-1800
— During the Middle Ages, local governments granted high church officials and other personages a license to maintain civil order and to assess taxes. Medieval courts or lords granted others the right to operate ferries, hold markets, and perform professional business activities. The licensee paid a royalty to the powers that be in exchange for, among other things, “protection.” This was equivalent to a monopoly on commercial ventures. The practice was perpetuated throughout the Middle Ages, and eventually became part of European common law.
— During the Colonial Period, European monarchs bestowed franchises on daring entrepreneurs who agreed to establish colonies and gain the protection of the “Crown” in exchange for taxes or royalties.
B. Drinks, Cars and Sewing Machines — Franchising From 1800 to 1900
— In 19th Century England and Germany, pub proprietors with financial difficulties became exclusive distributors of beer purchased from specific brewers. The breweries did not exercise any day-to-day control over the pubs.
— The first franchise in Australia under “royal privilege” was granted by Governor Macquarie in 1809. The franchisee was granted the right to import 45,000 gallons of rum over three years in exchange for building the Sydney Hospital (the so-called “rum hospital”). — In the United States during the mid-1800’s, trademark/product franchising developed when the Singer sewing machine company formed a franchise in 1851. Due to the lack of necessary capital and the incipient stage of the sewing industry, Singer had difficulty in marketing sewing machines, and turned to franchising. Singer commissioned agents to sell and repair its line of machines. However, once the machines were accepted by the public, Singer changed its marketing strategy and commenced selling the machines through its company-owned outlets in the 1860’s.
— In the 1880’s, U.S. cities granted monopoly “franchises” to utility companies for water, sewage, gas, and later electricity. — In 1898, William E. Metzger of Detroit, Michigan became the first official dealer/franchisee of General Motors Corporation (GM). Under GM’s system, dealers purchased the land and built the buildings for the dealership. In return, the dealers were allowed to buy GM’s vehicles at a discount. — In 1899, Coca Cola sold its first franchise.
C. A Period of Steady Growth – Franchising From 1901 to 1950
— In the early 1900’s, Henry Ford franchised dealers for his Model T. The oil companies followed suit, franchising gas stations. — In 1902, Rexall Drugstores began franchising. — In 1909, Western Auto established dealership programs. — In 1920, the “Ben Franklin” store systems appeared with general merchandise stores. — In 1925, A&W established “walk up” root beer stands, and Howard Johnson offered his three flavors of “superior” ice cream from his Wollaston, Massachusetts drugstore. Howard Johnson’s franchised ice cream business expanded to a group of East Coast restaurants, and in 1940, appeared on a state turnpike. — Between 1938 and 1955, the following companies commenced franchise activities: Arthur Murray Dance Studios, Baskin-Robbins ice cream stores, Duraclean carpet cleaning services, McDonald’s, Howard Johnson Motor Lodge, and Harlan Sanders’s Kentucky Fried Chicken. — In 1948, Dairy Queen established its 2500th unit.
D. Build Along the Highway – Growth In Franchising from 1951-1969
— Franchising in the U.S. exploded in the 1950s. In 1950, less than 100 companies had employed franchising in their marketing operations. By 1960, more than 900 companies had franchise operations involving an estimated 200,000 franchised outlets. — In 1955, Tastee Freeze established its 1500th unit. — In the 1950’s and 1960’s, the development of business format franchising escalated, due in large part to the expansion of the service economy and President Eisenhower’s decision to build the Interstate Highway System (with its concomitant increase in automobile travel). Holiday Inn, Roto-Rooter, Dunkin Donuts, McDonald’s, Burger King, H&R Block, Lee Myles, Midas, 7-Eleven, Dunhill Personnel, Wendy’s, Pearle Vision Center, Dairy Queen, Orange Julius, Tastee Freeze, and Sheraton all began to franchise. — By the late 1960’s, McDonald’s, Holiday Inn, and KFC were all approaching or had surpassed the one-thousand unit mark. — Between 1964 and 1969, fueled by an ever expanding economy, an estimated 100,000 new franchise businesses commenced.
E. New Regulation and an Oil Embargo – Franchising 1970 to 1985
— In 1970, annual retail sales for franchises were estimated at over $95 billion. — In 1970, the U.S.’s 181,000 franchised gasoline stations accounted for 82% of product/trade name franchises and nearly 55% of all franchises. — Also in 1970, California became the first state to regulate the sale of franchises when it enacted the California Franchise Investment Law (CFIL). — In 1971, annual retail sales of franchised businesses were estimated at over $114 billion. — Between 1969 and 1973, an additional 50,000 franchised units took form, and by 1973, franchised businesses exceeded 374,000 units.
— Between 1973 and 1976, due to the Arab oil embargo, national shortages of gasoline precipitated the closure of nearly 32,000 franchised gasoline service stations. — In 1975, retail sales of franchises exceeded $161 billion. — By 1976, gasoline’s share of total franchising fell to 41%, and, by 1980, to 36%. — Between 1976 and 1980, more than 19,000 new franchises were established; however, the increase did not offset the loss of gasoline franchises during the decade. — In 1978, the Federal Trade Commission (FTC) adopted the FTC Rule involving pre-sale disclosures, which became effective in 1979. — In 1979, retail sales of franchises exceeded $274 billion, an increase of 140% from 1971. — By 1980, there were more than 356,000 franchised businesses, 18,000 less than the peak level achieved in 1973. Product/trade name franchise sales reached $231 billion, an increase of 129% from 1971. Sales by business format franchises tripled from $16 billion in 1971 to $48 billion in 1979. — In 1985, retail sales of franchises exceeded $474 billion.
F. Big Overall Growth Returns – 1986 to 1995
— In 1986, the U.S. Department of Commerce estimated that retail sales by franchised establishments represented 34% of all retail sales. Sales of products and services by all franchises grew by $198 billion during the period of 1980-1986. — During 1987 and 1988, an additional 50,000 new business format franchises were established, nearly double the number added during 1985-1986.
— In 1988, there were more than 416,000 franchise businesses, employing approximately 7 million workers, with estimated sales of $543 billion. The mix was approximately 70% business format, and 30% product franchise. The estimated 27,273 new franchise units that opened in 1988 represented the addition of one new franchise unit every twenty minutes throughout the year.
— Between 1987 and 1989, franchises added over 400,000 new jobs to the United States economy, while the Fortune 500 companies added only 10,000 (i.e., franchising accounted for 40 times as many new jobs). — In 1990, retail sales of franchises exceeded $607 billion, with more than 460,000 units in existence. — In 1993, NASAA unanimously adopted the UFOC Guidelines as the recommended format for franchise disclosure documents at the state level. The FTC approved the use of the UFOC as an alternative to the FTC’s disclosure requirements later that year. — By 1995, the new UFOC Guidelines were adopted by each of the state franchise regulatory authorities that require registration of franchise offerings.
F. The Current Status and Reasons for New Growth – 1996 to the Present
Advances in technology, orientation towards a service economy, a relative decrease in the importance of product franchising, an expansive interstate road system, active baby boom retirees looking to “be their own boss,” and women in the work force, have all contributed to the burgeoning rise in business format franchising. According to a survey conducted for the International Franchise Association’s Educational Foundation, as of 2001, there were more than 767,483 franchise-related businesses (including franchisor owned), generating 9,797,117 jobs (equivalent employment of all manufacturers of durable goods, such as computers, cars, trucks, planes, communications equipment, primary metals, wood products, and instruments), meeting a $229.1 billion payroll, and producing $624.6 billion of output. The same survey found that franchised businesses in 2001 accounted for 7.4 percent of all private-sector jobs, 5.0 percent of all private sector payrolls, and 3.9 percent of all private sector output. Business format franchising accounted for 4.3 times as many business establishments as product franchising, and four times as many jobs, and operated more establishments, met a greater payroll, and generated more output in business services than in any other single line of business. The quick service restaurants hired more people than any other business format segment, and automotive and truck dealers employed more workers and had the greatest payroll of any other product distribution franchise. Jobs and payrolls in franchised businesses were greatest in California, Texas, Florida, and Illinois in 2001. Relative to the size of the statewide economy, franchising had the greatest impact on jobs and payrolls in Nevada, Arizona, New Mexico, Florida, and Mississippi.
Studies indicate that a new franchise business opens approximately every five to eight minutes of each business day, and that franchises are, on average, more profitable than company owned locations. This holds especially true for franchisors in the fast food industry. 50% of all franchise companies in existence started in the last 33 years, 70% of them in the last 45 years, and 97% of them in the last 55 years.
II. Two Short Case Studies – the Beginnings of McDonald’s and KFC
Raymond Albert Kroc (“Kroc”), born in Chicago, Illinois, became a volunteer ambulance driver in World War I, a dance-band musician, a salesman, a representative for Lily-Tulip paper cups and plates, and, later in his career, a promoter of a milk shake mixing machine. Never completing high school, Kroc espoused a conservative, anti-regulatory philosophy, and fought for a modification of the minimum wage law to allow entrepreneurs to employ teenage and student workers.
In 1954, Kroc visited the McDonald brothers’ small San Bernardino, California, hamburger stand, because he was curious why the brothers needed so many of Kroc’s milk shake mixers. What Kroc found was a specialized labor system that produced quality sandwiches at an affordable price. Kroc obtained the exclusive license to market the McDonald name and methods, and founded McDonald’s Corporation. Kroc also opened a drive-in location in Des Plaines, Illinois, to demonstrate the business format’s profitability.
Along with his associate, Harry Sonnenborn, Kroc purchased the land to build franchise locations, and then rented the real estate to franchisees on long-term leases. This action increased access to capital funds. In 1957, there were 37 McDonald’s locations, by 1959 there were 100 locations, and by 1961, there were 228 locations. McDonald’s meteoric rise continued. In 1977, Kroc assumed the title of Senior Chairman. By 1980, there were 5,000 McDonald’s locations, and by 1987, there were 10,000. At that point, McDonald’s estimated that it had sold 65 billion hamburgers to the eagerly consuming public. It has been estimated that McDonald’s purchases 7.5% of the total potato crop production in the United States.
B. KFC The story of Harlan Sanders is equally intriguing. In the Great Depression era of the 1930’s, Sanders operated a gas station in Corbin, Kentucky, feeding weary travelers a unique fried chicken that earned Sanders accolades from the governor of Kentucky. From gas station owner to restaurateur, Sanders’ business flourished until 1955, when the new interstate road system left him impecunious, as his chicken restaurant was not sufficiently close to the interstate. In 1956, Sanders took to the road and convinced restaurateurs in Kentucky, Ohio, and Indiana to pay him a five cent royalty for using his proprietary recipe.
By 1960, there were 200 KFC franchised outlets, by 1963, 600 outlets, and by the end of the decade, approximately 1,000. Sanders managed the burgeoning company from his home in Shelbyville, Kentucky, with a relatively modest staff. KFC continued to grow, reaching the 6,000 mark in the 1980’s, and eventually 10,000 outlets.
III. Franchising’s Collision With Antitrust Law – 1949 to 1980
Following the Supreme Court ruling in 1949 in Standard Oil v. United States, franchisors operated in a legal quicksand, unsure of whether their actions constituted violations of the federal antitrust laws. Standard Oil involved the issue of whether a required purchase agreement between a franchisor and franchisee could constitute a Clayton Act prohibition against tying or exclusive dealing. Two years later, the Court in United States v. Richfield Oil Corp, further complicated the issue by stating that Richfield’s relationship with its franchisees both: (1) constituted an unreasonable restraint of trade in violation of the Section One of the Sherman Act, and (2) resulted in a substantial lessening of competition in violation of Section Three of the Clayton Act. This led to decades of legal and academic debate on the antitrust implications of franchising. Leading the charge in the 1960’s were the Antitrust Division of the Department of Justice (which also took an aggressive stand on mergers and acquisitions during this period), as well as the FTC. Both held the view that economic imbalances in the franchisor/franchisee relationship needed to be rectified through taking a hard line on tying arrangements.
The conundrum was resolved in the Carvel cases in the mid-1960’s, and led to a resurgence in franchise activity. The Federal Court of Appeals and the FTC separately ruled that the Carvel trademark licenses set a critical element in the franchise arrangement, and were not anti-competitive illegal ties, but rather, a necessary component in preserving the franchisor’s goodwill. However, the pendulum swung back against franchising in Siegel v. Chicken Delight during 1970-1973. The Federal Court held that the trademark could not shield an illegal tying arrangement. The FTC followed suit in 1973, ruling that the franchisor could not force feed a franchisee product as part and parcel of the franchise arrangement. This resulted in numerous class action lawsuits against franchisors.
This heavy-handed federal regulatory approach lasted until 1977, when the Supreme Court decided the landmark GTE Sylvania case. In GTE Sylvania, the Supreme Court distinguished vertical restraints intended to hinder competition from those that may have “redeeming virtues” in promoting inter-brand competition, by permitting a manufacturer to compete more efficiently, or by assuring the safety and quality of products to consumers. Since franchise agreements generally have such “redeeming virtues,” the decision was considered a victory by franchise proponents and entrepreneurs. Gone were the Standard/Richfield days of excessive scrutiny and overbearing antitrust regulation over independent businessman who benefited industry and commerce. Instead of being judged illegal tying arrangements per se, the rule of reason (competitive analysis of the relevant market) carried the day and judged the franchise bundle of goods and services as an integrated format for doing business. GTE Sylvania also had the practical effect of dramatically increasing franchise activity post-1980, and of refocusing the FTC’s concerns away from anti-competitive ties, and towards earnings claims and pre-purchase disclosure. The FTC’s disclosure investigation culminated in the Franchise Rule of 1979.
IV. The History of Franchising’s Regulatory Environment
Concomitant with the enormous growth of the franchise industry came the growth of franchise abuse, and with the abuse, industry regulation. The notion of “fairness” began to pervade the regulatory scene by the 1950’s, and franchise fairness provisions began to appear in federal legislation in the Automobile Dealer Franchise Act of 1956, the various franchise bills introduced in Congress in the 1960s, and the Federal Petroleum Marketing Practice Act of 1968.
In the mid-1970’s, due in part to the failure of Congress to enact any franchise fairness legislation, as well as the perceived bargaining inequality between franchisors and franchises, many states adopted franchise relationship laws to prevent abuses involving encroachment, renewal, performance standards, assignment, free association, discrimination, and wrongful termination. Although there were brief attempts to regulate franchises by treating them as a type of security (an “investment contract”) to provide federal statutory protection for consumers, the notion that a franchise was akin to a security never gained solid legal footing, in part due to the fact that a security is a passive investment while a franchise requires active involvement by a franchisee.
In 1985 and 1986, legislation was introduced in twenty-two states impacting franchise sales or relationships, including amendments to existing franchise disclosure statutes, fairness statutes, dealer relationship, and business opportunities laws. During 1987, the number of franchise or dealer-related legislative proposals increased substantially, with a record forty-nine new statutes or amendments enacted into law. The pace persisted. In 1989, forty-three franchise or dealer-related statutes were enacted by twenty-five state legislatures, including regulatory changes to the franchise statutes in Michigan, Minnesota, New York, and North Dakota.
Many states have enacted some form of a “little FTC Act,” prohibiting unfair methods and deceptive acts in trade or commerce, as well as industry relationship laws regulating automobile dealerships, gasoline franchises, farm equipment dealers or alcoholic beverage distributorships. Nearly 75% of the states have business opportunity statutes prohibiting fraud and misrepresentation in the sale of certain types of franchises and business opportunities. Business opportunity scams have been a major focus of FTC enforcement over the years. Since 1995, the FTC has organized at least six coordinated sweeps with various state agencies focused on fraudulent business opportunities, with a recent sweep dubbed “Project Busted Opportunity.” The FTC has brought over two hundred law enforcement actions against 640 respondents under Section 5 of the FTC Act and the Franchise Rule.
There are fifteen states which have enacted statutes specifically regulating franchise solicitations and sales (California, Hawaii, Illinois, Indiana, Maryland, Michigan, Minnesota, New York, North Dakota, Oregon, Rhode Island, South Dakota, Virginia, Washington, and Wisconsin). These states account for one-third of the nation’s population, more than a third of all the franchises, and the overwhelming majority of all franchise enforcement actions. Although there were great similarities, there were many differences as well among the statutory enactments. For example, disclosure requirements in Illinois, North Dakota, South Dakota, New York, and Washington required specific language referencing franchise renewal, arbitration, and termination. Virginia required estimating annual costs of operation, while Wisconsin prohibited substantive changes to renewal agreements. Minnesota required acknowledging a franchisee’s right to use the franchisor’s trademarks, while California required reference to the policy prohibiting non-competition covenants.
Following the United States’ model, Australia, Canada, China, France, Indonesia, Korea, Malaysia, Mexico, Romania, and Spain, among other countries, have enacted disclosure laws, many of which have Rule 436’s requirement of disclosure to prospective franchisees ten days prior to the execution of the franchise agreement.
As regulation became more pervasive, it also grew more complex. In response, in August 1987, the National Conference of Commissioners on Uniform State Laws (NCCUSL) recommended a Uniform Franchise Act for greater uniformity and coordination by state legislatures. An alternative Model Franchise Investment Act was circulated in draft form in mid-1989 by the North American Securities Administrators Association (NASAA), which embodied a more stringent regulatory approach, including a strongly-worded good faith standard, and rigorous restrictions relating to franchise termination, renewal, and transfer. To counter the claims of abuse in franchising, the International Franchise Association (IFA) instituted self-policing mechanisms including a Code of Ethics, and organizations such as the American Association for Franchisees and Dealers (AAFD), and the American Franchise Association (AFA) began to flourish. The stated goal of these entities was to educate regulators, franchisors, and franchisees on a “win-win” approach, and “level the playing field” for all concerned.
Although federal legislation has never been adopted, over the last decade the Congress repeatedly introduced a version of the Federal Fair Franchising Practices Act (“FFFPA”), initially introduced by Congressman John LaFalce (D-NY) in the early 1990’s. The bill would allow a private right of actions for damages, recovery of attorneys’ fees, as well as actions by state attorneys general. The bill would regulate both disclosure and the franchise relationship, and addresses fraud, discrimination in the sale of franchises, termination and cancellation, purchasing requirements, non-competition clauses, fiduciary, good faith, and due care duties, encroachment, and mandatory arbitration. After Chairman LaFalce lost the Chair of the Small Business Committee in 1995, the prospects for successful passage of the bill became remote, although efforts are ongoing.
Given that franchising over the last century has been true to its roots in “freeing” commerce, the goal is to encourage the indomitable entrepreneurial spirit that has led to so many success stories, while simultaneously restraining the cupidity that has led to abuse in the past. It is the right balance of legislation, regulation, enforcement, oversight, self-policing, and education that will pave the way for franchising in this new millennium.

domain: law


Apple MacBook Pro mass production with mini-LED displays may be delayed until Q1 2022
Hot on the heels of yesterday's report about new MacBook Pros comes another, this time from DigiTimes. To recap, Mark Gurman believes that Apple will announce the MacBook Pro 14 and a new MacBook Pro 16 this summer, both with new Apple Silicon SoCs. A third MacBook Pro is due later this year or in early 2022 too, albeit an entry-level 13-inch model.
According to DigiTimes, mini-LED supply issues will delay the mass production of MacBook Pros with the new display type. Apparently, an increase in COVID infections in Taiwan may hamper mini-LED production, too. DigiTimes asserts that the rise in infections could postpone mass production until Q4 2021 or Q1 2022.
Ultimately, the timelines presented by Gurman and DigiTimes do not align. If Apple is on track to announce the MacBook Pro 14 and MacBook Pro 16 this summer, we doubt that it would wait for another six to nine months before selling them. Instead, we suspect that these MacBook Pros will arrive with conventional IPS displays, before Apple pivots to mini-LED displays next year.


text:
Partners in Psychology, Ltd. is a Clinical Psychology private practice in Chicago and Northbrook, Illinois providing individual therapy and couples counseling for a wide range of issues. Dr. Robert Aber and Dr. Betty Burrows are experienced and compassionate psychologists who have been helping clients improve the quality of their lives for more than 25 years, and between the two of them they have conducted more than 45,000 therapy sessions. Dr. Aber has degrees from Cornell University and the University of Florida and trained at Northwestern University Medical Center. Dr. Burrows has degrees from the University of Illinois and Depaul University and trained at Rush University Medical Center.
Visit us at: www.partnersinpsychology.net
Years In Practice31
EducationDr. Aber: BA Cornell University (1981), Ph.D. University of Florida (1988) Dr. Burrows: BA University of Illinois (1980) Ph.D. Depaul University (1987)
TrainingDr. Aber: Residency & Postdoctoral Fellowship at Northwestern Memorial Hospital Institute of Psychiatry Dr. Burrows: Residency at Rush University Medical Center
ServicesRobert Aber, Ph.D., Clinical Psychologist is a Psychologist office located in Chicago, IL. A psychologist focuses on the evaluation, prevention, diagnosis, and treatment of mental, emotional and behavioral health issues. A clinical psychologist uses psychotherapy and other counseling skills to improve emotional and mental health.
Please call Robert Aber, Ph.D., Clinical Psychologist at (312) 855-0310 to schedule an appointment in Chicago, IL or to get more information.
Wellness.com does not provide medical advice, diagnosis or treatment nor do we verify or endorse any specific business or professional
listed on the site. Wellness.com does not verify the accuracy or efficacy of user generated content, reviews, ratings or any published

domain: health


text:
A Coquitlam church is calling on the B.C. government to lift its current ban on indoor religious services, arguing that it can guard against the transmission of COVID-19 in the same way as a school or grocery store does.
“Lift the ban,” reads a sign outside of Westwood Community Church off Johnson Street north of Coquitlam Centre. “The church & spiritual care workers are essential.”
Associate pastor Adam Gabeli is one of three pastors who lead a congregation of about 350 worshipers. Since late March, they have held their religious gatherings in drive-thru Sunday worship sessions where up to 50 cars parade into their parking lot.
“We believe it is very essential. Just as essential as the pharmacy, just as essential as schools, just as essential as the grocery store,” he said.
A public health order has banned all indoor religious services since March 29, whether in a “church, synagogue, mosque, gudwara, temple or other place of worship,” states the B.C. government website.
Exceptions include individual visits to a place of worship to get guidance from a spiritual leader or take part in personal prayer, according to a B.C. government website outlining active restrictions. Religious leaders can also attend people’s homes to provide certain religious services.
For group prayer, however, all activities must be held outside under a number of restrictions.
COURTS UPHOLD WORSHIP BAN IN B.C.
This is not the first time a B.C. church has challenged bans on religious gatherings to stem the spread of COVID-19. The ban on indoor worshipping has prompted a number of religious organizations to breach public health orders and challenge violation tickets in court, arguing such public health rules trample on people’s rights and freedoms.
But in one case that reached the B.C. Supreme Court in March, the judge ruled the ban did not discriminate against religious groups, and that given the range of options open to Provincial Health Officer Dr. Bonnie Henry, the restrictions were reasonable.
The case revealed that between March 15, 2020 and Jan. 15, 2021, at least 48 places of worship were hit by COVID-19, leading to 180 cases and one death.
South of the border, the country’s highest court has come to a different conclusion. California lifted a ban on indoor worshipping in April following a string of U.S. Supreme Court rulings in favour of religious gatherings — the ruling left in place capacity restrictions and bans on chanting and singing, both of which significantly up the risk of transmitting the virus.
‘NEED THAT SPIRITUAL FOOD’
Gabeli says the church is following public health guidelines and is committed to keeping his congregation, and the wider community, safe. But he also worries that the restrictions on houses of worship have been drawn out too long and have been applied in a heavy-handed and uneven approach.
“That’s what the sign is — it’s a protest. We’re standing in solidarity with different church groups that are still choosing to still meet inside, and choosing to do their best to meet the religious and worship needs of their communities and their congregations,” said Gabeli.
Gabeli added that he is hearing that “a very large majority of British Columbian worshipers want to get back to things and do so safely.” His Sunday drive-thru sessions already bring in members from a number of churches across the region who “need that spiritual food” but don’t have the space or resources to host drive-thrus on their own.
“We’d rather be inside,” he said. “If children can meet reasonably in schools, if people can meet shopping — you know, hundreds of people — we should be able to do it too,” he said.
“I can meet for an AA meeting in a church basement with 20 of us. How come they can’t come and worship on a Sunday morning?”
—With files from the Canadian Press

domain: news


text:
Standing up for you is not always easy, but what people fail to understand is that they are just damaging themselves in more ways than one.
Saying YES when you really want to say NO can often leave you feeling:
• Pushed around
• Bossed about
• Like a mug
• Like a doormat
• Weak or out of control
• Angry with yourself
Do you ever ask yourself why do you do it?
It’s simply a learned or conditioned pattern of behaviour that started when you were a child. Even though NO was probably one of the first words you learned as a child, it can become one of the hardest words to say as an adult. We can become so anxious or concerned about refusing a request, as it might cause friction or disputes, which you start to say YES in order to please and pacify others. It then becomes an instinctive response, even a habit when you are asked, and leaves you wide open to other people’s demands, wants, fancies and desires.
You can learn to say NO and take back control.
You can learn new patterns of behaviour that will help you deal with difficult situations, take back control and empower you to become assertive, happy and confident.
How you might ask?
Obviously, you could talk to a therapist who offers CBT (Cognitive Behavioural Therapy) to help you challenge your behaviour through various techniques, but there is one simple thing you might like to try that has four simple steps and all you need is a pen and paper and some time to think.
Step 1 – Start by writing a list of times when you said YES when you really wanted to say NO. You don’t have to write a long list of times to make you feel worse than you already do, just write a few examples to highlight the situation and your behaviour.
Step 2 – Now look at each example and ask yourself why you said YES?
Some of these scenarios are what clients have shared with me:
I was just feeling guilty or worried about letting someone down?
It was a work situation and a job that was not mine but was not done by someone else?
I was asked to cover duty for someone that didn’t show up at work?
I just wanted to please someone else?
It was because I have to work with them again?
I didn’t want to let a friend down?
My boss might of thought I was unhelpful or lazy.
Do they sound familiar?
Steps 3 – Now think about how you could have said NO.
Write it down and get straight to the point, keep it brief.
Never start by apologising for saying NO as this is passive and gives the impression that the other person has more power than you.
Remember you do have the right to say NO.
You do have a life of your own.
Step 4 – Practice makes perfect. So try it out.
Take your time to answer.
Think about your options and what is good for you, instead of just saying YES and then repressing it.
Do what you have written in step 3 on how you could have said NO.
Taking back control will leave you feeling empowered, equal, assertive and in control of your life.

domain: psychology


text:
Bow Wow proves gratitude is still a thing, as he gives props to an OG that helped him on the rise in his music career.
Snoop Dogg’s long-running career has eventually blessed him with the executive position at Def Jam, and most recently, owning Death Row Records through its acquisition. Through his career run over the decades, the rap legend has played an integral role in breaking forth many artists into stardom. One of such artists are Bow Wow.
Back in the 90s when he was still a growing kid, Bow Wow was taken under Snoop’s wing before the release of his debút album under So So Def Records. Fast forward to some decades later and the pair are still as cordial as ever. Bow Wow, in a recent discussion with HipHopDX, explained his close friendship with Snoop, and what they have cooking in the kitchen.
“I just spoke to Dogg, two days ago on my birthday,” said Bow Wow, who celebrated his birthday on the 9th of March. “Was at dinner and he FaceTimed me. As he was giving me my birthday gift, he was telling me, ‘We about to do something big. I ain’t going into it right now, now ain’t the time, but we about to go ahead and do something crazy together.’”


text:
from 1 vote
Spring onion paratha recipe (Green onion paratha recipe)
This spring onion paratha can be a healthy breakfast paratha or can be a meal with a bowl of yogurt or raita.
servings (12 parathas)
Whole wheat flour (chapati atta)
Ajwain (Carom seeds)
Red chili powder
Salt to taste
1 small or ½
boiled, peeled and mashed
6 stalks or ⅔
Spring onion (green onion or scallion)
+ more for frying paratha
(dahi or curd)
If you have leftover boiled potato handy then you use. Or take one small potato, wash well. Take into pressure cooker with enough water, so potato is submerged in the water.
Cover the pressure cooker, put the weight on. Cook for 2-3 whistles on medium heat.
Let the pressure go down by itself then open the lid.
Let the potato cool to touch, peel it and mash it well.
Also chop the green chili and spring onions.
Making spring onion paratha recipe:
Take whole wheat flour, salt, red chili powder, carom powder in a bowl. Mix well.
Add mashed potato, chopped green chili and spring onions.
Mix well by rubbing between your fingers and thumb.
Now knead into a dough by adding yogurt.
Knead into a smooth and tight dough.
No need to rest the dough.
Divide the dough into 12 equal portions. Make smooth ball and flatten it between your palm.
Now work with one disc at a time. Dip it into dry flour from both sides.
Start rolling using rolling pin and rolling board. Roll into 5-6 inch diameter circle.
Now Heat the tawa on medium heat.
Once hot, place rolled paratha on tawa.
Fry the paratha using little oil till both sides has golden brown spots and no more raw doughy part appear.
Once it is cooked from both sides. Remove it from the tawa and keep in insulated container or serve right away.
Repeat the same process for rest of the parathas
*Nutrition information is a rough estimate for 1 serving
Tried this recipe?
Please comment below and give ★ ratings

domain: food


The writer of "Away with prancing unicorns" (letter, Oct. 29) chose his profession, just like the many others in the all-volunteer armed services and all these professions who support and sustain one another.
No doubt the unmanned aerial vehicle program is a necessity for the ground and air forces alike, with countless success stories running the entire gamut of the war effort.
Go ahead, take something that’s effective in your job and slam it because you chose an end-user operational specialty that affords little material reward. Perhaps it would better gratify the letter writer if the military machine that established this program hired a designated combatant to shoot at these guys while they provide him with much-needed combat support.
Tim OrganAl Asad, Iraq


text:
«Farmak’s long-standing practice is to take care of all its employees, even those who have retired. We remember about them during all holidays and, undoubtedly, will care for them when the world is struggling with the coronavirus pandemic. We all should think of the elderly people. The experience of other countries has proven that older people are most vulnerable to coronavirus. At the same time, there are quite a lot of chronic diseases that require continuous treatment. That is why Farmak has provided its retired employees with the necessary medicines for them not to leave their home for their safety. Complying with simple rules and recommendations today, you can save not only your life but the lives of other people. We all must be conscious of our health and help people who need this help», said Filya Zhebrovska, Chairman of the Supervisory Board of JSC Farmak.
It is worth reminding that the All-Ukrainian Charitable Organization “The Zhebrivski Family Charitable Foundation” (successor to the Farmak Charitable Foundation) has allocated UAH 10 million to fight the spread of coronavirus disease.


Seniors are often expected to lead their team to victory.
When crunch time arrives, seniors will step up and make the big shot, grab an important rebound, make a great pass or steal, and convert free throws to ice a game.
Dakota’s Tara Bieniewicz is a senior and she did all of the above-mentioned things, leading the MAC Red Division-leading Cougars to a 45-40 win over host Romeo on Friday night.
Bieniewicz scored 11 of her game-high 25 points in the fourth quarter, including 6-of-8 free throws in the final 1:03, sealing the win. She also contributed seven steals and three rebounds.
“She hit some huge free throws for us at the end of the game,” Dakota coach Phil McCune said. “The first half she struggled with her outside shot, but we always tell our shooters to not stop shooting.”
The first half was a defensive battle that saw the two teams tied 11-11 with 3:00 left before halftime. However, three consecutive layups by Bieniewicz, two off steals, pushed Dakota to a 17-11 edge at intermission.
“We gave up six points there in transition off turnovers,” Romeo coach Connie Hernden said. “That hurt us.”
The Cougars opened the third quarter with a 6-2 run, including three points by Taylor Williams, extending their advantage to 23-13. A triple by Bieniewicz sent Dakota into the final quarter with a 28-20 lead.
“It’s never easy to come into Romeo and win,” McCune said. “Connie does such an excellent job with her kids and they were ready for us. We just played smarter in the second half and made some better decisions. We utilized our strengths better in the second half.”
Romeo rallied in the final quarter, cutting its deficit to 37-33 on a putback by Amber Flinn with 1:37 to play.
Bieniewicz answered with a layup off a nice assist from Rachel Baur with 1:16 left, before sealing the win by making 6-of-8 from the free-throw line in the final minute.
“We tried to zone and double team in the paint, knowing where Bieniewicz is all the time,” Hernden said. “They are so much bigger than us and more athletic than us. We were right there with them in rebounds tonight. That made me happy.”
Dakota, which improved to 8-1 overall, 4-0 league, also received a solid effort from Williams, who finished with 13 points, nine rebounds and two assists, while Cameron Grant had four points and five boards. Kaitlyn Knapp chipped in four assists and four steals.
“Our defense starts with Katie Knapp on the top and when she goes, we all go,” McCune said. “The game was closely called today, and I thought we fought through some tough fouls and played as a team.”
Romeo was paced by Flinn with 15 points, including nine in the final period, and 12 rebounds, while Ava Muschong added 13 points, and Audrey Medaugh finished with eight points.
“Amber had a double-double and had to handle the basketball all night,” Hernden said. “Ava is a freshman and stepped up tonight, making some big shots. Audrey has stepped up in the absence of (injured) Olivia (Medaugh) the last three games. We know we’re shorthanded and we have to step up and know our role.”
The loss dropped the Bulldogs’ record to 7-3 overall and 2-2 league.
“I told the girls how proud I am of them and to be their coach tonight,” Hernden said. “We came out with the right mind set, with lots of effort and we played for each other. We motivated each other and cheered each other on. We played with great chemistry.”
LAKEVIEW 50, ANCHOR BAY 30
Senior forward Lauren Wynn’s 12 points, 18 rebounds, six assists and two blocks paced the undefeated Huskies (4-0, 10-0).
Sophomore forward Joslyn Brennan finished with 18 points and 11 rebounds. Freshman guard Kayla Austin had eight points and five steals. Seanna Saccone, a senior guard, wound up with eight points.
COUSINO 49, GROSSE POINTE SOUTH 37
Kate McArthur’s 14 points and six assists helped lead the Patriots to this MAC Red win. Kennedy Gasowski scored 11 and grabbed four rebounds, while Mackenzie Cook finished with nine points and six rebounds. Olivia Joliffe chipped in with eight points and nine boards.
LAKE SHORE 36, L’ANSE CREUSE 30
Both Mackenzie Maison and Kara Wolfbauer scored nine points to help lead the Shorians to victory. Maison also grabbed five rebounds and had two assists. Wolfbauer added two rebounds and two assists. Allison Federlein scored six and had two boards.
SOUTH LAKE 48, ROSEVILLE 37
Faith Terry took charge and scored 27 points, grabbed 12 rebounds and made four steals for the winning Cavaliers. Myia Rogan scored six, while Karien Lloyd had five points and ripped down seven rebounds.
Roseville’s Debraya Edwards had 12 points and Mycah McClellen added eight.
LAMPHERE 47, WARREN WOODS-TOWER 44
The Rams were led to victory by Lauren Mexico, who scored 18, and Jasmine Ellis, who had 10 points.
WWT’s Alyssa Aguerro led the Titans with 14.
DE LA SALLE 70, CATHOLIC CENTRAL 57
All five starters for the Pilots scored in double figures: Justin Fischer had 16 points, Luke Pfromm 15 points, Kole Gjonaj 14 points, Jordan Winowiecki 12 points and Easton Sikorski 10 points.
De La Salle is 2-0 in the Catholic League Central Division, 5-2 overall. The Pilots take on Detroit Edison at Fitzgerald at 5 p.m., Saturday.
For CC, Dennis Lukomski scored 23.
MADISON 75, CLAWSON 46
Austin Brown finished with 26 points and six rebounds to lead the Eagles. Gregory Allen tallied 17 points and five rebounds, and Sylvester Whitley scored 13.
CABRINI 68, AUSTIN CATHOLIC 17
Benjamin Brown tossed in 10 for the Crusaders, who welcome Frankel Jewish Academy Tuesday night
DE LA SALLE 72, ORCHARD LAKE ST. MARY’S 6
171: Reggie Bostock, DLS, pinned Anthony Orow, 2:30. 189: Damani Wallace, DLS, pinned Nick Chudler, 0:23. 215: Evan Green, DLS, won by void. 285: Danny Motowski, DLS, pinned Luke Selakowski, 1:16. 103: Double void. 112: Jack O`Donnell, DLS, pinned Aiden Kennedy, 1:20. 119: Rocco Rydzewski, DLS, pinned Alex Haynes, 1:11. 125: Kyle Filby, OL, pinned Lucas Malinowski, 1:37. 130: Duncan Pattison, DLS, pinned Mason Mylenek, 1:00. 130: James Schnoblen, DLS, pinned Michael Policelli, 0:31. 135: Andrew Yeiser, DLS, dec. Americo Milani, 8-2. 140: Reggie Ryder, DLS, pinned Luigi Milani, 4:58. 145: Brett Stanley, DLS, pinned Mason Trask, 1:10. 152: Brendan Krotche, DLS, dec. Zarruh Suponkulov, 10-6. 160: Vincent Compton, DLS, pinned Dwayne Byrd, 1:37.
DE LA SALLE 85, DIVINE CHILD 6
160: Vincent Compton, DLS, dec. Sam Braden, 10-2. 171: Reggie Bostock, DLS, pinned Andrew Hart, 0:58. 189: Damani Wallace, DLS, pinned Justin Tancinco, 0:45. 215: Richiz King, DLS, pinned Matthew Ejakov, 0:38. 285: Antonio King, DLS, won by void. 103: Jack O`Donnell, DLS, pinned Tyler White, 0:21. 112: Rocco Rydzewski, DLS, pinned Hailey Acosta, 0:22. 119: Double void. 125: Allan Van Zant, DC, pinned Lucas Malinowski, 0:11. 130: Duncan Pattison, DLS, won by void. 135: Andrew Yeiser, DLS, pinned Bryan Sonn, 0:13. 140: Reggie Ryder, DLS, pinned Liam Mckeever, 0:46. 145: Brendan Krotche, DLS, dec. Aaron Maher, 8-2. 152: Brett Stanley, DLS, pinned Austin Fredericks, 1:58.
LAKEVIEW 39, LAKE SHORE 38
119: Dylan M, LS, won by void. 125: Kyle Salk, LS, won by void. 130: Andrew Valente, LV, won by void. 135: Evan Koprincz, LS, tech. fall Lewis Hoenicke, 16-0. 140: Antonio Lovett, LV, won by void. 145: Alex Raffin, LV, pinned Josh Delisle, 3:39. 152: Caleb Snell, LS, pinned Kyle Cichowski, 1:26. 160: Anthony Ross, LV, pinned Nicole Lorenz, 2:54. 171: Bailey Lack, LV, pinned Jack LaPiata, 4:40. 189: Kuran Davis, LV, dec. Mario Harkonen, 10-0. 215: Zachary Little, LS, pinned Patrick Kramer, 0:26. 285: Nathaniel Custer, LS, dec. Zack Richardson, 6-2. 103: Caleb Goodwin, LS, pinned Frank Cacevic, 1:13. 112: Tom Cacevic, LV, won by void.
(Lakeview is 1-2 in the MAC Gold, 4-3 overall. The Huskies compete in Saturday’s Grosse Pointe North Classic.)
LAKE SHORE 45, GROSSE POINTE NORTH 35
112: Logan Ladach, GPN, won by void. 119: Dylan M, LS, won by void. 125: Kyle Salk, LS, won by void. 130:: Evan Koprincz, LS, dec. Ryan Duncan, 6-4. 135: Joe Passalacqua, GPN, pinned Bradley Petroff, 140: Raymond Hamilton,GPN, pinned Josh Delisle. 145: Ronald Koprincz, LS, won by void. 152: Dirk Drieborg, GPN, tech fall Caleb Snell, 16-1. 160: Nicole Lorenz, LS, won by void. 171: Ben Maday, GPN, pinned Jack LaPiata, 1:02. 189: Julian Martin-Turner, GPN, pinned Mario Harkonen, 1:57. 215: Sam Shonk, LS, won by void. 285: Zachary Little, LS, pinned Corey Burton, 0:46. 103: Caleb Goodwin, LS, pinned Gavin Gregorec, 1:22.
FORD 44, ROSEVILLE 21
152: Noah Bright, F, dec. Jacob Mohn, 11-9. 160: Nick Elliott, F, dec. Brenner Norman, 3-0. 171: Carlos Fullwood, R, won by forfeit, Justin Thomas. 189: Robert Brandon, R, pinned Justin Thomas, 3:09. 215: Marcus Fresch, R, dec. TJ Kaminski, 6-4. 285: Kelvin Ambers, R, pinned Jake Pluger, 1:28. 103: Tamin Machart, F, tech fall Jayden Salzer, 16-1. 112: Griffin Nicholas, F, won by void. 119: Gary Nilson, F, dec. Michael Lineberger, 7-2. 125: Terrin Machart, F, won by void. 130: Zach P. Wells, F, tech fall Andrew Kelly, 15-0. 135: Marseel Zahrah, F, maj dec. Ryan Charles, 18-7. 140: Nate Elliott, F, pinned Logan Behnke, 2:25. 145: Zach M. Wells, F, dec. Samual Kupiec, 7-5.
FORD 72, LINCOLN 6
145: Noah Bright, F, won by forfeit over Nicholas Stewart. 152: Daniel Zeka, F, won by void. 160: Nick Elliott, F, won by void. 171: Double Forfeit. 189: Justin Thomas, F, won by void. 215: TJ Kaminski, F, won by void. 285: Lincoln won by pin over Zach Pluger, 5:38. 103: Tamin Machart, F, won by void. 112: Griffin Nicholas, F, pinned Chicko Neal, 1:03. 119: Gary Nilson, F, pinned James Mabry, 1:13. 125: Terrin Machart, F, pinned James Fisher, 1:01. 130: Zach P. Wells, F, won by void. 135: Marseel Zahrah, F, won by void. 140: Zach M. Wells, F, won by void.


Every now and then I like to get lost in my surroundings. Whether I'm in the city, suburbs, parks or even in my own neighborhood, the explorer in me takes note of what's going on in the world.
When shooting for last week's Friday Feature, we came across amazing artwork alongside a building on the smallest street in SF (not sure if it's in fact the smallest, but it seemed pretty damn small to me!).
Here are several shots of the artwork and yours truly sporting my favorites: leather and leopard.


text:
WheatSelect® white spring whole wheat flour
The select whole wheat flour choice for creating exceptional whole wheat products
WheatSelect® white spring whole wheat flour gives your products a select advantage - combining 100% whole wheat nutrition with premium baking performance and more of the sensory attributes consumers prefer.
|Whole Wheat Flour Product||Whole Wheat Applications|
|WheatSelect® White Spring Whole Wheat Flour||Bread, buns, bagels, tortillas, pizza crust, pasta, cookies, crackers, breakfast breads, pancakes & waffles, snacks and cereal bars.|
Benefits to food manufacturers
Whole wheat flour healthy
WheatSelect® whole wheat flour is 100% whole wheat, but gives products more of the lighter color, softer texture and milder flavor of white flour - to help you create premium whole wheat products that appeal to more consumers. Visit our Wheat Knowledge section to learn more about the nutritional aspect of wheat, and the health benefits of whole wheat flour.
Premium baking performance
WheatSelect® white spring whole wheat flour is made from select wheat varieties that optimize key baking characteristics like volume, mixing and processing tolerance.
Optimum granulation size
Our advanced flour milling processes result in a fine-grind product that preserves whole grain nutrients while optimizing granulation size for excellent baking performance in a whole wheat flour that consumers prefer.
Consumer preferred taste*
Taste panel testing of competitive white whole wheat flours has shown that consumers prefer the taste and appearance of breads made with WheatSelect® whole wheat flour.
Consistent baking results
Horizon Milling's totally integrated supply chain controls the quality of WheatSelect® whole wheat flour from the seed to finished product, so you can count on consistent baking results in your whole wheat formulas.
Whole wheat flour innovation from an industry leader
WheatSelect® white spring whole wheat flour is backed by Horizon Milling's industry-leading expertise in wheat breeding and processing:
Exclusive wheat varieties
WheatSelect® wheat varieties are bred and selected to deliver improved performance attributes.
Extensive bake testing
We select and test wheat varieties that deliver the best combination of baking performance, color, texture and flavor in whole wheat products.
Total supply chain management
Horizon Milling has identity preservation and tracing systems to control the quality of WheatSelect® whole wheat flour from start to finish.
Some Cargill products are only approved for use in certain geographies, end uses, and/or at certain usage levels. It is the customer's responsibility to determine, for a particular geography, that (i) the Cargill product, its use and usage levels, (ii) the customer's product and its use, and (iii) any claims made about the customer's product, all comply with applicable laws and regulations.

domain: agronomy


text:
His image, named Cycle War, triumphed over some 5000 other pictures entered by underwater photographers from all around the world for the annual UK-based competition.
Cycle War shows Norton 16H motorbikes loaded in Fordson WOT 3 trucks, with soldierfish schooling above.
“I had had this image in mind for a few years, but it is impossible to capture in one photo, because there is not space inside the wreck to photograph this scene in a single frame,” said Friedrich, a Diver contributor.
“My solution was to take a series of pictures and stitch them together as a panorama.”
The chair of the judges, Peter Rowlands, described the winning photograph as a “quite extraordinary shot” that needed to be viewed as large as possible.
“The artistic skill is to visualise such an image and the photographic talent is to achieve it,” he said. You can see the image reproduced a large size in print in the April issue of Diver, along with the other category and overall winners.
The title of British Underwater Photographer of the Year went to Grant Thomas for a photograph of two swans called Love Birds, taken in Loch Lomond, while Tony Stephenson was named Most Promising British Underwater Photographer for his picture How Many Pike? taken at Leicestershire's Stoney Cove.
Malaysian Man BD was named Up & Coming Underwater Photographer of the Year for an image called Roar, taken in Indonesia and showing nudibranchs in front of a gaping moray eel.
The other two photographers making up the UPY judging panel were Alex Mustard and Martin Edge, and other winning entries and a presentation video can be found here.
Divernet – The Biggest Online Resource for Scuba Divers

domain: artistic


text:
Tapper will anchor CNN’s 4p slot tweeted TVNewser. ABC’s Jon Karl will assume Tapper‘s position at the White House. ABC News. Martha Raddatz will assume Tapper‘s position as This Week fill-in — and a new gig as Global Foreign Affairs Correspondent. Brian Stelter NYT.
Perhaps Tapper was ticked he was passed up as permanent host of ABC’s This Week. He’d filled in before ABC plucked Christiane Amanpour in what turned out to be a bad move. Imperious Amanpour‘s ratings sucked. George Stephanopoulos returned. Amanpour went back to CNN. Huff Post.
Fox News honcho Roger Ailes, heckling Tapper for having to “settle for CNN, writes on Tapper‘s Facebook: “Don’t let Sam Donaldson drive you to your new job.”
Jake wasted no time replacing ABC News with CNN on his Twitter page.
CNN press release: Accomplished Washington journalist Jake Tapper, who has served the last four years as ABC’s senior White House correspondent and is a best-selling author, joins CNN as anchor of a new weekday program and CNN’s chief Washington correspondent, it was announced today by Ken Jautz, executive vice president of CNN/U.S.
Tapper has been a widely-respected reporter in the nation’s capital for 14 years and his most recent book, The Outpost: An Untold Story of American Valor, is currently on The New York Times best seller list. In his new role at CNN, he will be a key Washington, D.C. anchor and correspondent for CNN.
“We are thrilled to have Jake join CNN and take the helm of a brand new weekday program,” said Jautz. “Jake is an exceptional reporter and communicator, and we look forward to developing a program that takes advantage of all of his strengths, his passion and his knowledge of national issues and events.”
“With CNN’s impeccable reporting during the elections and the exciting changes in the works for the network, this is a perfect time to join the CNN team,” said Tapper. “I am excited about the prospect of working with both the new leadership and some old friends and colleagues.”
Tapper comes to CNN from ABC News, where he most recently served as senior White House correspondent, a position he was named to immediately following the 2008 presidential election. In this role, Tapper contributed regularly to “Good Morning America,” “Nightline,” and “World News Tonight with Diane Sawyer,” in addition to serving as substitute host of “This Week” and publishing to his “Political Punch” blog on ABCNews.com. While on the White House beat, Tapper has earned the coveted Merriman Smith Award for presidential coverage from the White House Correspondents’ Association an unprecedented three times in a row. He also played a key role in the network’s Emmy award winning coverage of the inauguration of President Barack Obama.
Tapper has covered a wide range of stories since joining ABC News in 2003, including the war in Iraq and Hurricane Katrina. In 2008, he served as the lead political reporter for the coverage of the presidential election. He traveled to early voting states across the country for interviews with the candidates, including the eventual Democratic and Republican nominees, then-Sen. Barack Obama and Sen. John McCain.
Prior to joining ABC News, Tapper served as Washington correspondent, then national correspondent, for Salon.com. He began his journalism career at the Washington City Paper and his writings have since been published in The New Yorker, The New York Times Magazine, The Washington Post,The Los Angeles Times and The Weekly Standard, among others. He authored a political comic strip, “Capitol Hell,” which appeared in Roll Call from 1994 to 2003.
See Tapper‘s shot at Obama here: Suppose Obama Gave A War On Guns And Nobody Came.
(h/t Wayne J. Svantner)


text:
NEW YORK (MarketWatch) -- U.S. financial stocks rose modestly with the broader market on Monday, but only Ameriprise Financial Inc
Host Hotels & Resorts Inc.
and Lincoln National Corp.
managed better than 1% gains. Host Hotels on Monday unveiled an acquisition of five hotels, totaling 1,733 rooms in two countries, by its European joint venture. The Financial Select Sector SPDR ETF
which tracks the financial stocks in the S&P500
rose 0.4%. The four financial stocks in the Dow Jones Industrial Average also rose. Bank of America Corp.
rose 0.6%, J.P. Morgan Chase & Co.
added 0.3%, American Express Co.
rose 0.6% and Travelers Cos.
climbed 0.3%. An interesting chart from Morgan Stanley is making the rounds of various blogs. Commentary on the graphic showed up today on Pragmatic Capitalist blog, written by Brown Brothers Harriman's Marc Chandler. The chart shows that just 10 stocks in the S&P 500 account for almost 90% of the S&P 500's 2012 earnings growth. Among those 10, six are financial stocks, Bank of America, Citigroup Inc.
J.P. Morgan, Goldman Sachs Group Inc.
Wells Fargo & Co.
and American International Group Inc.
Comments Chandler, "it is even more concentrated than the chart suggests. Four companies-three financial services (AIG, Goldman and Bank of America) and one technology firm (Apple)- provided over half of the earnings growth of the S&P 500."

domain: finance


text:
Baby Bunting Quilt Pattern Charming Star Baby Bunting Bag by Shelleyscrochet Craftsy
23 Admirably Figure Of Baby Bunting Quilt Pattern – Through the thousand Pics online in relation to baby bunting quilt pattern, we take the most choices along with ideal quality simply for our readers, and now this sketch ,in actual fact, regarded as one of stocks series inside our greatest pictures gallery regarding 23 Admirably Figure Of Baby Bunting Quilt Pattern. I really hope you’ll think it’s wonderful.
This figur (Baby Bunting Quilt Pattern Charming Star Baby Bunting Bag by Shelleyscrochet Craftsy) over is normally identified by:
published by means of Barbara Warren at 2016-05-22 01:15:54. To come up with most images throughout 23 Admirably Figure Of Baby Bunting Quilt Pattern stocks gallery please stick to this particular website link.
free crochet pattern baby bunting crochet patterns baby bunting and cap wrap your precious bundle of joy up in a hand made baby bunting this traditional crochet pattern works up nice and easy and the results are timeless mother goose quiltie pattern 9 – bye baby bunting – q is since it was discovered that blankets should no longer be used to cover baby in her crib she needs cozy sleepwear for cool nights bunting is back baby easy diy modern star baby quilt tutorial a quilt blog easy diy star baby quilt tutorials two versions of a simple design to make a quick quilt great for beginners uses 10" precut layer cake squares bomquilts – free block of the month quilt patterns “harry loves alice” 2019 block of the month quilt an original design by tk harrison owner of bomquilts e sew some fun with us throughout 2019 with another adorable fabric collection that brings out the best in quilty love modern ombre b w triangle quilt tutorial pattern see i’ve been wanting to make a triangle quilt forever so having a new baby girl to sew for became my perfect excuse to it done it took me a few weeks as quilts usually do a pink classic quilt tutorial after staring at fabrics for too long trying to decide what pattern to make my baby a quilt with…i went with classic hourglass blocks there are probably loads of good tutorials for these blocks already but since these are one of my favorites i wrote one up for this quilt ly the best baby crochet patterns – free craft patterns baby crochet & knitting patterns baby clothes & blankets for you to make preemie and toddler projects too get creative today with one of these unique needlework ideas projects makower uk makower uk are a leading supplier of premium cotton patchwork and quilting fabrics to retailers manufacturers and our worldwide distributors point square layer cake quilt tutorial free pattern point square layer cake quilt selecting you fabric for your point square layer cake quilt you will need a gingham girls 10 inch square layer cake and 2 – solid white fabric 10 inch square layer cakes to make this 68 x 95 inch twin size quilt
If you relish this post, then please share with your friends.

domain: design


text:
Hospice worker Joshua Bonehill-Paine locked up ahead of anti-Semitic demo in Golders Green
- Credit: Archant
A 22-year-old hospice worker behind plans for an anti-Semitic demonstration in Golders Green on Saturday has been remanded in custody after appearing in court charged with inciting racial hatred.
Joshua Bonehill-Paine, who works as a Marie Curie Hospice volunteer, pleaded not guilty to a charge of inciting racial hatred at Westminster Magistrates’ Court today.
Bonehill-Paine, of Yeovil, Somerset, was remanded in custody and will appear again at Southwark Crown Court on July 13.
He was arrested on Thursday last week in a joint operation between the Metropolitan Police and Avon and Somerset Police.


Bringing Digital and Industrial Together
OAK 4.0 allows end users to collect data that will empower better operational decisions. This feature enables OAK machines to provide operational data to the end user’s production system for refinement and reporting purposes. These reports can be utilized to analyze production metrics, optimize asset management, and proactively schedule machine maintenance.
OAK 4.0 provides you smart, connected machines that will help you optimize your plant’s operations. Our goal is to enable you to gather the data from OAK machines that you need to take your business to the next level of intelligence, realize actionable insights, and improve your asset management and maintenance.
- Tool sharpening/replacement (ie., pierce punch, cutter blade, or expander bullets)
- Machine cleaning schedule determined by cycles or hours in operation
- Lubrication/oil refill schedule
- Servo performance logs
- Log diagnostic messages and error messages for trouble shooting
- Servo torque graphs to review anomalies
- Real world data that helps OAK refine machine design and process improvement
- Machine utilization rates
- Production rates (TAKT time) to refine scheduling machine capacity
- Real time schedule attainment reporting
Contact your OAK Sales Representative for more information.


The original, award-winning ultralight personal straw filter for outdoor sports, survival and emergencies.
- Removes bacteria, parasites and microplastics
- Durable and ultralight: weighs only 2 ounces (0.10 lbs)
- Long-lasting: filters 1,000 gallons (4,000 liters), enough drinking water for an individual for over 5 years
- Ultimate survival tool, no shelf life, easy to clean and store, used and tested all over the globe
- This product gives back: One product, one school child, one year of clean water
How It Works
The original ultralight backpack and travel-friendly “straw” filter, the LifeStraw makes contaminated water safe to drink by removing bacteria and parasites, preventing the majority of waterborne disease. Use it to drink directly from streams and lakes, or fill up a container and use your LifeStraw to enjoy clean water on the go. The LifeStraw has unlimited shelf life and once opened can provide an individual with more than 5 years of safe drinking water.
The microbiological, hollow fiber membrane filters to 0.2 microns and removes:
• 99.999999% of bacteria (including E. coli)
• 99.999% of parasites (Giardia, Cryptosporidium, etc.)
• 99.999% of microplastics


text:
Whenever you, and most of the people, are ready to buy your car insurance coverage service, you normally assume for finding the best way of paying your insurance premium by having the lowest amount of fee possible. This is all appropriate, certainly, as low cost does give you much bearable monetary burden normally. it is really amazing all this informations, but in addition just a little bit scary. but in different phrases, thanks for the knowledge, i will at all times keep in touch. In accordance with the Bureau of Labor Statistics, automotive service technicians made a median wage of $37,850 in 2015, with the upper 10 p.c making $sixty three,330. How does that translate to anticipated salaries in varied states? This wage map allows aspiring mechanics to compare geographical areas to find out the very best-paying areas.
Excellent Finish owner John Meyers Jr. has operated a cellular automobile cleaning service since 1988. Each mobile detailing service that passes via his firm receives his personal attention. You’ll be able to anticipate John’s crucial eye and professional automotive cleansing experience with each service. John oversees each job, on daily basis, ensuring that his consideration to element meets your satisfaction.
Students learn to concentrate on the various potentialities for differentiating automotive merchandise and thus obtain a aggressive benefit making each manufacturer simply recognizable and memorable. As gaps in performance and total quality are getting an increasing number of irrelevant among the main producers, when it comes to present a car to a reviewer or even promote it to potential customers, the battle revolves round styling and the emotional benefits or different intangible property. The programme thus integrates branding strategies into the design course of educating students how one can protect the model heritage and leverage its DNA in the perspective of a continuous evolution.
My husband has been contemplating employment with a number of of the main banks in KL in a Senior VP Role. Be ready to work for low wages or be paid on performance till you prove yourself, do this on the idea of the fact that you like the company, you assume it has an awesome future and you actually need to work for them sooner or later, not that you want to show yourself and any work is sweet work for the time being!
We now have nicely established links to main engineering firms, similar to Rolls Royce, Ford, Nissan, Jaguar Land Rover, and Vauxhall. This implies you will gain hands-on practical industry experience on placements, building trade contacts whereas creating your abilities and professional confidence. We’re fully licensed, certified, and insured providing automobile wash & detail providers to your automobile, boat, R,V, motor cycle, truck, mobile dwelling, truck trailer, limousine, SUV, bus, farm/development tools, fleet automobiles and more.

domain: economics


text:
My students need " Multicultural Rhythm Stick Fun CD" and all these multicultural books to explore the diversity of children like themselves and how they live from around the world.
Our students are very curious about the world around them. They love working with technology, reading and especially learning history! They are happy little sponges, eager to come to school and learn every day.
My students are a delightful, diverse group of kindergarten, first and second graders.
They love helping each other explore, sharing and discussing their findings and thinking. They help teach each other and everyone gets their voices heard. A whole new experience of learning awaits them this year.
We are in need of multicultural books to add to our classroom library. With "This Child, Every Child: A Book About the World's Children" and "A Life Like Mine How children live around the world" we will open our minds on how diverse and beautiful our world really is.
We (3 teachers) are looking at our history curriculum and improving it with an equity lens to be more culturally relevant in todays diverse world.
Our students will read the leveled books during small groups. They will become an "expert" and share with their peers. This will give them a view of other cultures from different parts around the world and learn what makes us different, from the color of our skin and hair, to how we get water. We will use these titles show how different children live in different countries. These books will be available to read as a whole group and for students to use as a reference as we study specific cultures around the world. This gives our students a better understanding of the world around them. They will learn enough to be able to write a short informational piece comparing how people live here to how they live in another country in a different part of the world (Asia, Africa or South America).
All this and more with learning through music by listening, singing and learning rhythms with some rhythm stick fun.
You donate directly to the teacher or project you care about and see where every dollar you give goes.
Expand the "Where your donation goes" section below to see exactly what Mrs. Howard is requesting.See our finances
|KM132 - Multicultural Rhythm Stick Fun CD • Lakeshore Learning Materials||$15.99||1||$15.99|
|This Child, Every Child: A Book About the World's Children • AKJ Education||$13.83||1||$13.83|
|Wangari's Trees of Peace A True Story from Africa • AKJ Education||$13.13||1||$13.13|
|Biblioburro A True Story from Colombia • AKJ Education||$13.13||1||$13.13|
|A Life Like Mine How children live around the world • AKJ Education||$9.48||1||$9.48|
|Our Children Can Soar A Celebration of Rosa, Barack, and the Pioneers of Change • AKJ Education||$6.56||1||$6.56|
|We Are the Earth • AKJ Education||$6.53||1||$6.53|
|Cinderella Stories Around the World: 4 Beloved Tales • AKJ Education||$6.26||1||$6.26|
|I Love My Hair! • AKJ Education||$5.83||1||$5.83|
|Shades of People • AKJ Education||$5.83||1||$5.83|
|Whoever You Are • AKJ Education||$5.83||1||$5.83|
|Adelita A Mexican Cinderella Story • AKJ Education||$5.10||1||$5.10|
|The Children of Sierra Leone • AKJ Education||$4.38||1||$4.38|
Our team works hard to negotiate the best pricing and selections available.View complete list Show less

domain: library


Invite a friend
Bay Colony Rail Trail Open Meeting
The Bay Colony Rail Trail Association has scheduled a public meeting for the evening of November 28th at 7:30 PM in the Needham Public Services Administration Building at 500 Dedham Ave. The meeting is open to all residents. It is an opportunity to learn about the effort to convert the abandoned rail corridor in Needham into a greenway for strolling, running, biking, and other recreational activities. More information is available on the Bay Colony Rail Trail website: baycolonyrailtrail.org/
More About Public Services Administration Building
The following Town of Needham offices are housed at this location: Building Inspector, Conservation, Park and Recreation, Planning and Economic Development, Public Facilities, Public Works and Zoning Board of Appeals.
Most of the remaining town departments are located at the renovated Town Hall building on Highland Avenue.


What do you get when you pair incredible music with cooking in the great outdoors? Get ready to find out! I discovered this a few months ago by accident while watching some videos on YouTube. The recipe for this experience requires just two ingredients:
Simply fire up any video from Almazan Kitchen, then put on your favorite Pink Floyd album. The music syncs up with the cooking in an organic way and it becomes a truly unique experience. I’ve found the best time for this is right before making a home cooked meal, probably dinner.
What makes this recipe so divine? The combination of “food porn” and “ear porn” to be exact! Almazan Kitchen and Pink Floyd are quite majestic on their own, but the combination of the two invokes a phenomenon called ASMR. Ephemeral moments of pure luck and randomness occur that would never happen watching either video alone. It’s a music video without the director.
Let’s try it out – play both videos below and prepare to embark on a journey of light and sound. Full-screen the Almazan Kitchen video and set it to 40% volume while Pink Floyd plays in the background.


text:
Tamil protests against Rajapaksa in UK; speech cancelled
London: Sri Lankan President Mahinda Rajapaksa was on Wednesday forced to cancel his speech at the Commonwealth Economic Forum here, amid demonstrations by hundreds of Tamil and human rights activists protesting against human rights violations in his country.
Hundreds of Tamils and human rights activists carrying LTTE flags gathered outside Marlborough House in central London protesting Rajapaksa`s presence at a lunch for Queen Elizabeth hosted by Commonwealth Secretary General Kamalesh Sharma.
Rajapaksa was jeered as he arrived through the main gate, his car not carrying a flag because of security concerns, the BBC reported. Angry demonstrators shouted slogans against Rajapaksa and burnt his effigy.
Earlier, the Commonwealth Business Council said it has cancelled Rajapaksa`s speech "after careful consideration."
A spokesman for Scotland Yard said it had agreed to guarantee the President`s security but the CBC had "decided it was not in their interest to stage the event" because of the extent of the policing required and the likely disruption to the city of London.
Similar demonstrations by pro-LTTE groups in December 2010 had forced the cancellation of a lecture to be delivered by Rajapaksa at the prestigious Oxford university union.
Meanwhile, a statement from the Sri Lankan government today said that Rajapaksa, who is taking part in the jubilee celebrations of Queen Elizabeth II, was greeted with counter demonstrations by pro-government and pro-LTTE groups.
The two groups of demonstrators had gathered near Rajapaksa`s hotel at Park Lane in London.
"President Rajapaksa went upto the pro-Sri Lankan protesters ignoring the large number of shouting pro-LTTE demonstrators," the statement said.
More from India
More from World
More from Sports
More from Entertaiment
- DNA: Analysis of terror attacks in Baramulla and Kupwara
- DNA: Farooq Abdullah insults national anthem, talks on phone
- Should IAS officers express their opinion on social media platform?
- Should IAS officers express their opinion on social media platform?- Part II
- Should IAS officers express their opinion on social media platform?- Part III


RALS launches Leadership Fellowship in lieu of traditional hiring
Organizations small and large are always on the lookout for top talent, and King County is no exception. Our organization employs some of the brightest, forward-thinking people in the nation who work every day to make King County a great to live, visit and work.
Not only does King County draw talent from our community and across the country, it is also developing in-house talent through the Investing in You strategy.
Recently, Records and Licensing Services Division launched a Leadership Fellowship pilot program in lieu of permanently filling their deputy director vacancy. The fellowship is a countermeasure to traditional recruitment to ensure that County employees are provided opportunities to grow into leadership careers.
RALS Director Norm Alberg chose to forego the traditional recruitment process, and instead implemented a tailored fellowship development plan for the two selected fellows, covering a “five bucket framework” of competencies in leadership, operations, human resources, finance and organizational development.
“I needed to change my expectation from doing a traditional hiring process that was looking for somebody to hit the ground running with all the tools in their toolkit, to creating a development opportunity where someone can gain some of the tools that they might not have, and develop them for future senior leadership positions,” Norm said. “I believe organizational leadership has the responsibility to establish more development opportunities for our employees, and utilizing our Deputy Director vacancy provided RALS with a great opportunity to try something new.”
Senior Human Resources Analyst Robert James led the executive level recruitment for the fellowship.
“The leadership program is tailored to their own development plan,” Robert said. “We expose them to the areas where they feel they need improvement.”
Out of 18 applicants, two County employees, Maria Laird and Robert Tovar, successfully completed the rigorous interview process and were selected as the two fellows for RALS Deputy Director.
Each fellow will have six months to act as a Senior Operations Manager. Maria Laird started her fellowship in September, and will be focusing on operations and human resources. Robert Tovar’s fellowship will start March 2018, as he looks to bolster his organizational development and financial acumen.
“This leadership fellowship is a prime example of Investing in You because we are responding to employee survey feedback,” Robert said. “Employees have expressed that they’re looking for promotional opportunities, especially in leadership positions.”
RALS leadership fellowship is a new, innovative approach for building the next bench of senior leaders, which will be monitored and tweaked for future fellowships to ensure that County departments are striving for continuous improvement.
Minor adjustments were addressed at the conclusion of the recruitment process: RALS anticipated more employee applications for the fellowship; and candidates needed a more flexible start date to ensure their department filled their vacancies with a special duty assignment.
Above all, fellowship candidates shared positive feedback regarding the recruitment process and the learning opportunity. Candidates also found it beneficial that Norm was actively involved in both rounds.
Outreach was supported through Department of Executive Services communications and the Employee News e-newsletter. The hiring committee identified leadership-ready and interested professionals, and also sees a window of opportunity for more involvement from countywide leadership to encourage their employees to apply.
“Much like the Bridge Fellowship and the other training and development plans that we’ve put together, this would certainly be an example of Investing in You and walking the talk,” Norm said.
Please join us in welcoming Maria and Robert, and supporting them in their new assignments.
Maria has served King County for 16 years, demonstrating skills and growth in managing operations and continuous improvement. She is committed to employee engagement and workforce development. Maria’s journey began as a frontline supervisor, managing two Public Health dental clinics, then becoming the program manager responsible for budget and operations support for five clinics across King County. For the last four years, Maria has managed central operations for 10 Public Health Centers.
In his 18 years with King County, Robert has developed experience leading employees and stakeholders through strategic planning, policy development, and organizational development and employee engagement projects. Robert began his WTD career in the Director’s Office, leading a major reorganizational effort. Robert has also worked in Operations, Resource Recovery, and in WTD’s Human Resources section.


text:
Find thousands of books, manuscripts, visual materials and unpublished archives from our collections, many of them with free online access.
Search for free, downloadable images taken from our library and museum collections, including paintings, illustrations, photos and more.
Scientists of the Austrian Empire at a large banquet in a tent, drinking a toast. Coloured lithograph by F. Wolf after J.N. Höchle, 1832.
- Höchle, Johann Nepomuk, 1790-1835.
Public Domain Mark
You can use this work for any purpose without restriction under copyright law.
Public Domain Mark (PDM) terms and conditions https://creativecommons.org/publicdomain/mark/1.0
Selected images from this work
About this work
[Vienna] : Eigenthum der Herausgeber Wolf u. Weissenbach, [1832?] (Wien : Gedr. im lithogr. Institut in Wien)
1 print : lithograph, with watercolour ; 24.4 x 31.2 cm
Kaiserliche Tafel der Naturforscher in Laxenburg. den 25ten September 1832. Höchle del. F. Wolf lyth. Journal pitor.
Wellcome Library no. 547227i
Where to find it
Location Status AccessClosed stores


text:
Go With The Flow Pant
You'll love the fit of this pant! The Go With The Flow Rib Pant was made using a brushed rib knit and has a relaxed, flowy fit and is so soft. Added pockets make this pant perfection.
CONTENT: 63% Polyester 33% Rayon 4% Spandex


text:
Phishing, Smishing, and Vishing Are Three Types of Scams
The stories are all over the news. Criminals use cyber trickery to attack innocent people or businesses. Many people still think the most common method of cyberattacks is through email. But more and more, criminals use text messages and phone calls to steal information. Here are the three most common forms of attack:
- Phishing – using email with links in the message that can download a virus onto your computer, tablet, or cell phone.
- Smishing – using text messages to coerce someone into providing personal information.
- Vishing – using a phone call to try to gain sensitive information.
When it comes to communicating with Peoples State Bank, here are some things you should keep in mind. We won’t send you a text message, email, or call you to ask for your account number or provide personal information. We only ask for verification information when you reach out to us to check on one of your accounts. But that’s a conversation that you initiate, not us.
Scammers have gotten better and better at concealing their true identities. It used to be easy to pick out a phishing email by noticing misspelled words or sentences that didn’t make sense. So, how can you protect your data and money in today’s world? Here are a few tips that you can use if you receive a suspicious email, text message, or phone call:
- Don’t reply – Hackers rely on your concern to make quick decisions and click on links. By responding, you could be manipulated into revealing personal information.
- Proceed with caution – If the message is marked urgent, step back, take a breath, and remain calm. Approach urgent requests or limited-time offers as a possible fraud attempt.
- Call your bank – If you receive a text or email and want to verify the authenticity, call your banker or the bank location you typically visit—if you are calling or email, never use the number or address provided in a possibly fraudulent message.
- Don’t click on links – The link you click on could take you to a scammer’s website or download a virus to your device.
Unfortunately, we can’t prevent you from receiving a suspicious email, text message, or phone call. Scammers use actual companies to trick people into clicking links or providing personal information. As long as you stay vigilant, you’ll have a much better chance of avoiding a criminal’s cyberattack.
Vice President, Chief Technology & Operating Officer
Experienced banking executive responsible for the operational, IT, data, cybersecurity, and marketing areas at Peoples. Leads the digital transformation and data analytics functions at the bank through detailed & agile strategic plans. Working to foster an innovative culture providing the best customer experience through our customers' preferred channel is paramount. Our focus on improving efficiencies, offering best in class digital solutions, while maintaining deep relationships with our current and prospective customers makes Peoples the bank that other community banks strive to be.


text:
When do you think of new stories to write, or new books? I was sitting at the dinner table yesterday evening and it came to me what my next book is going to be, along with the title. I had an outline completed in my head and it all took place within a fifteen minute period of time. It was one of those times when no effort was being made but it all came together.
I can remember the content this morning, so it was something which touched me. I find stories coming to me while lying in bed trying to read another book, or watching tv. It seems anything can get those creative juices flowing. I find it a rather amazing how my Muse comes into play at the oddest moments.
Todays video is about finding your Muse, just in case you lose it. Have a great day.


text:
Apple has been granted a new patent that may block your camera from recording
Festivals can interact with your technology to the point of informing you that you are near a free water station when you step inside of a given area, among other geotags. A new patent granted to Apple may make the festival environment that much more of an invisible reach into your personal phone- but this may not be a development you’ll like.
Apple was granted a patent that essentially may stop people from recording videos during a given show. The means to do this is best explained by the source:
In some embodiments, a device may apply a watermark to detected images as an alternative to completely disabling a recording function. For example, a device may receive infrared signals with encoded data that includes a command to apply a watermark to detected images. In such an example, the device may then apply the watermark to all detected images that are displayed or stored (e.g., single pictures or frames of a video).
This can mean an end to the ID detective culture that we see online, but it is also a huge benefit for artists who want to have more of an element of surprise for new tracks that they want to road test. In addition, people will be more encouraged to be in the moment and with their friends- a definite win-win.
Leave a Reply


text:
Mary Anne's Baked Apple Dumplings
The days are starting to turn cooler and many cooks start thinking of adding apples to their cooking line-up. This baked apple dessert is so yummy that you might be tempted to serve it not just during the fall, but throughout the year!
2 (8 ounce) tubes refrigerated crescent rolls
2 medium Granny Smith apples, peeled and cored
1 cup sugar
1/3 cup butter, melted
1 cup Mountain Dew
Freshly grated nutmeg
1/2 cup toasted chopped pecans, optional, more if needed
Vanilla ice cream
- Preheat oven to 350 degrees F. Unroll crescent rolls and separate dough into 16 triangles. Cut
each apple into eight wedges and place one apple wedge on each triangle. If using, sprinkle about 1/2 teaspoon of toasted pecans over each wedge. Wrap the crescent dough triangle around the apple wedge and, if using, the nuts. Place in a greased 13x9x2-inch baking dish.
- In a bowl, combine sugar and butter; sprinkle over rolls. Slowly pour the soda around the rolls (do not stir). Sprinkle with cinnamon and freshly grated nutmeg. Bake, uncovered, at 350 degrees F. for 35-40 minutes, or until golden brown. Serve warm with ice cream.
Makes 16 dumplings.
Note: If making ahead, follow the recipe exactly except for pouring the Mountain Dew around
the dumplings. Place Saran Wrap tightly over pan and refrigerate. When ready to bake, reheat
oven to 350 degrees F., remove from refrigerator and pour Mountain Dew around each roll.


text:
BP Stock – Aker BP (OB:AKRBP) Has Gifted Shareholders With A Fantastic 255% Total Return On Their Investment
The worst result, after buying shares in a company (assuming no leverage), would be if you lose all the money you put in. But when you pick a company that is really flourishing, you can make more than 100%. For instance, the price of Aker BP ASA (OB:AKRBP) stock is up an impressive 179% over the last five years. And in the last month, the share price has gained -2.6%.
See our latest analysis for Aker BP
To quote Buffett, ‘Ships will sail around the world but the Flat Earth Society will flourish. There will continue to be wide discrepancies between price and value in the marketplace…’ One way to examine how market sentiment has changed over time is to look at the interaction between a company’s share price and its earnings per share (EPS).
During the five years of share price growth, Aker BP moved from a loss to profitability. That kind of transition can be an inflection point that justifies a strong share price gain, just as we have seen here. Since the company was unprofitable five years ago, but not three years ago, it’s worth taking a look at the returns in the last three years, too. In fact, the Aker BP stock price is 13% lower in the last three years. Meanwhile, EPS is up 9.1% per year. It would appear there’s a real mismatch between the increasing EPS and the share price, which has declined -5% a year for three years.
You can see below how EPS has changed over time (discover the exact values by clicking on the image).
We know that Aker BP has improved its bottom line lately, but is it going to grow revenue? This free report showing analyst revenue forecasts should help you figure out if the EPS growth can be sustained.
What About Dividends?
As well as measuring the share price return, investors should also consider the total shareholder return (TSR). The TSR incorporates the value of any spin-offs or discounted capital raisings, along with any dividends, based on the assumption that the dividends are reinvested. Arguably, the TSR gives a more comprehensive picture of the return generated by a stock. We note that for Aker BP the TSR over the last 5 years was 255%, which is better than the share price return mentioned above. This is largely a result of its dividend payments!
A Different Perspective
We’re pleased to report that Aker BP shareholders have received a total shareholder return of 51% over one year. That’s including the dividend. That’s better than the annualised return of 29% over half a decade, implying that the company is doing better recently. Given the share price momentum remains strong, it might be worth taking a closer look at the stock, lest you miss an opportunity. I find it very interesting to look at share price over the long term as a proxy for business performance. But to truly gain insight, we need to consider other information, too. Even so, be aware that Aker BP is showing 2 warning signs in our investment analysis , you should know about…
Of course, you might find a fantastic investment by looking elsewhere. So take a peek at this free list of companies we expect will grow earnings.
Please note, the market returns quoted in this article reflect the market weighted average returns of stocks that currently trade on NO exchanges.
When trading Aker BP or any other investment, use the platform considered by many to be the Professional’s Gateway to the Worlds Market, Interactive Brokers. You get the lowest-cost* trading on stocks, options, futures, forex, bonds and funds worldwide from a single integrated account.
This article by Simply Wall St is general in nature. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
*Interactive Brokers Rated Lowest Cost Broker by StockBrokers.com Annual Online Review 2020
Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com.