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BDO Unibank Inc., the country’s largest lender controlled by tycoon Henry Sy, will pay P1.31 billion worth of cash dividends to common shareholders on March 31, after realizing a record net income last year.
The declaration of cash dividends was approved by the bank’s board in a regular meeting Friday.
“Please be informed that the board of directors of BDO Unibank, Inc…. approved the declaration of regular cash dividends on common shares in the amount of P0.30 per share for the first quarter of 2017 payable on March 31, 2017 to all stockholders of record as of March 14, 2017,” it said.
The bank said the source of the dividends was the “surplus profits of the bank as of December 2016.”
Bank records showed that BDO had 4,366,694,984 common shares and 515,000,000 preferred shares.
BDO’s net profit last year rose 4.4 percent to a record P26.1 billion from P25 billion in 2015, on robust growth across all business segments. The full-year performance also matched its earnings guidance for the year.
Customer loan portfolio increased 16 percent to P1.5 trillion, while total deposits rose 15 percent to P1.9 trillion, on sustained growth of the bank’s low-cost current and savings account deposits. Net interest income went up 15 percent to P65.6 billion, reflecting the quality growth in the loan portfolio.
Meanwhile, fee-based income grew 15 percent to P22.2 billion and insurance premium contributed P8 billion, as the bank’s efforts at diversifying income stream started to bear fruit.
Fee income sources compensated for the decline in trading gains to P4.8 billion.
Gross operating income settled at P107.2 billion. The bank’s operating expenses advanced 27 percent to P70.1 billion, primarily reflecting the consolidation of One Network Bank and BDO Life Insurance. Excluding these items, operating expenses would have risen 11 percent.
The bank set aside P3.8 billion in provisions for the year even as gross nonperforming loan ratio held steady at 1.3 percent, while NPL cover remained high at 139 percent.
Capital base stood at P217.5 billion, with capital adequacy ratio and common equity tier 1 ratio at 12.4 percent and 10.7 percent, respectively.

domain: finance


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Live Review & Gallery: Unknown Mortal Orchestra @ The Forum – 12.09.2018
Wednesday the 12th of September at the Forum was an undeniable blockbuster of a night. Divide and Dissolve started it all off with powerful messages and powerful music, involving speeches that preached racial equality and demanded a silent crowd. They played highly emotive, lyric-less songs that, although had no words, said so much. If you closed your eyes, you could easily imagine you were at a heavy metal gig—the drums and guitar were so intense that it even made my vision vibrate.
Around 9:30pm, Unknown Mortal Orchestra found their way to the stage and rocked out to From The Sun. With lead singer Ruban just casually deciding to run through the entire venue hacking away at the guitar, welcoming everyone to the party.
Prior to this night, I was under the impression that Ruban’s voice was digitally tweaked to sound the way it does, but I was pleasantly surprised that his voice sounds the same on record as it does live, if anything more raw, which I really enjoyed. To put it simply his voice is really freakin’ cool and I’d listen to him sing any day of the week. Which is why I was a little disappointed when a few of the songs drowned out his voice. It seemed the more weighty songs, like American Guilt, when the band was playing just that little bit louder, made it pretty hard to hear the singing.
The boys played a great variety of their older tunes, along with features from their 2018 album, ‘Sex And Food’. One of my favourite songs, So Good At Being In Trouble, added a touch of calmness, and just when you found yourself being carried away by the repetition of lyrics and the smooth tempo…BAM! Epic instrumental alert!
Special mention to the performance of Not In Love We’re just High. If I could add the live version to my Spotify, I would. The vocals were so much more prominent and the rhythm of lyrics was so captivating and was definitely a highlight of the night. And of course they had to play Multi Love! Which was a colossal crowd pleaser. The band took it on home with two of their funkiest, Hunnybee and Can’t Keep Checking My Phone. What a content crowd we were. I could not see one dissatisfied person in the crowd.
Experiencing Unknown Mortal Orchestra live was somewhat less psychedelic, more rock, more raw, and incredibly satisfying. The change of tempos kept us intrigued and showcased the talent the band has to offer. It was so refreshing to see two bands that don’t typically fit into the norm. Both Divide and Dissolve and Unknown Mortal Orchestra are in a league of their own and would happily see them both again.
Photos by Kyleigh Pitcher

domain: artistic


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I have a thing for boutique hideaway resorts that give you the cozy feeling of being at home. So during my recent visit to Langkawi Island, I decided to search for one such place on the island, apart from the usual luxury resorts, beach chalets or budget hotels. My criteria — close to food, close ‘enough’ to the main beach of Cenang, and most importantly, quiet and secluded. I found La Pari Pari Langkawi.
La Pari Pari Langkawi is located on the idyllic island of Langkawi, 30km off Peninsula Malaysia’s northwest coast. The island is part of the state of Kedah, and is one of Malaysia’s most popular island destinations — it boasts beautiful beaches, lush rainforests, spectacular scenery; and a little something for all kinds of visitors be it adrenaline pumping activities, to rest and relax, or to immerse in local Malaysian life.
La Pari Pari Langkawi is set on one-and-a-half acre of lush greenery, with 12 lovely villas overlooking its garden setting. It is situated off a quiet alley away from Pantai Tengah, which is the beach adjacent to the wildly popular (and packed) Pantai Cenang — so it is a walkable distance to the beach, shops, restaurants and bars.
The La Pari Pari Experience
During my trip to Langkawi with my travel buddy, Mei Ling, we rented a car (a pretty beat-up Myvi) to drive around Langkawi — and on our first day, we didn’t find any difficulty locating La Pari Pari Langkawi with the help of Google Maps. The boutique hotel has plenty of parking space, and it was an easy check-in (with a deposit of one night’s room rate, about RM345~US$90) despite us arriving about 2 hours earlier than expected.
I love the white and blue concept of the hotel — white-washed walls and furniture with blue decorations and upholstery. Its spacious grounds is also filled with pretty plants and trees that give the place a very fresh and relaxed atmosphere. Honestly, I think it’s a great place to throw a private garden party!
The rooms in La Pari Pari Langkawi are mini villas/chalets that surround the grounds of the hotel. We entered a little garden door that leads to a small outdoor lounge space, and then sliding doors that lead to the bedroom. The room we had was spacious and clean; maintaining the same blue and white concept of the hotel with blue painting frames and blue cushions. The amenities were basic — iron and ironing board, hairdryer, safe, hot water boiler, toaster and a coffee making machine. Oh, and the bathroom was pretty big too… I loved that!
The only downside to the room was that it didn’t have a fan for the days we didn’t want to use the air-conditioner, and it only had one mirror in the bathroom (that’s not enough for us girls)! I’m not sure how long the hotel has been running, but it is showing a few signs of wear — tiny crack-lines on the walls and peeling paint.
The FatCUPID Cafe
La Pari Pari Langkawi has a lovely restaurant that looks out to the hotel’s swimming pool and lush garden — it is called the FatCUPID Cafe. It exudes a pretty laid-back vibe, great for chilling with a cuppa coffee in the morning, or a couple of drinks at night. Our stay didn’t include breakfast though, so I don’t know what the hotel serves for breakfast.
However, we had dinner at the restaurant as it opens all day for lunch and dinner. They serve a wide variety of dishes on the menu — from Western to Asian choices, as well as cocktails and alcohol. I ordered the day’s special, which was ‘Smoked Duck Breast Rendang with Watermelon Rice’, and I have to say it was really delicious!
One of the things I like most about La Pari Pari Langkawi is the huge tranquil garden in the middle of its grounds. Various herbs, plants and flowers can be found — I even spotted the prettiest translucent white hibiscus, which is Malaysia’s national flower. There are also many trees in the area that give shade to the large day beds scattered around the garden. It’s a great place to read (there’s a small shelf in the cafe where you can choose yourself a book), sunbathe and while the day away. There’s the pool too; or if you prefer something that resembles the beach, there’s a little sandy patch to bask on while overlooking the small stream that runs along the hotel.
In our room, there was a whole table filled with brochures for tours and activities around Langkawi — it’s great reading and research material for those who want to explore the island.
La Pari Pari Langkawi might not be on the beachfront, or have the complete facilities offered by the island’s luxury hotels– but what it lacks, it makes up for with its quaint and secluded setting. I really enjoyed the peace and quiet it offers, and had a lovely stay at the boutique hotel. With only 12 villas in the entire hotel, we hardly saw anyone else during our stay. The staff were friendly and helpful too, and always ready with a smile and a greeting whenever we passed by.
After all, Pari Pari means ‘fairy’ in the Malay language — I suppose that means that the hotel aims to give their visitors a feeling like being in fairy wonderland. Very close, I must say!
La Pari Pari Langkawi
Where: 2273, Jalan Teluk Baru, Kampung Tasek Anak, 07000 Langkawi, Kedah, Malaysia.
Book with AGODA
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domain: travel


A brand new security service launched by online transaction security specialist Iovation has been presented this week under the name TrustScore.
The new security software identifies website visitors that are most likely to be trustworthy - even if they’ve never visited the site before – by analyzing a consumer’s online activity from his or her collective devices and assigning a rating to those devices based on historical behavour.
The software produces this score without collecting a customer’s personally identifiable information, but its results are still able to help online companies to reduce operational expense, boost revenues and improve customer experience.
According to Iovation, by using this new service, companies save time as they will see the number of manual reviews reduced, minimize the cost of handling reviews and eliminate delays for good customers, at the same time being able to identify which new customers qualify for special offers or status.
“Knowing who’s good can be as valuable as knowing who’s risky for online businesses,” said Iovation vice president of product Scott Olson, adding: “We are leveraging the eight years of data built on helping customers fight online fraud, and we are applying sophisticated analytics to use that data to determine who’s good. Many online retailers review upward of 10 percent of online transactions of which the vast majority are ultimately approved. Enabling our customers to bypass reviews by recognizing good customers can dramatically impact their operations and the efficiency of their fraud team.”


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The Master Puppeteer by Katherine Paterson
Hardcover. Condition: Very Good. Dust Jacket; Good. 1975. 1st Edition, 2nd Printing. Crowell. Signed and Inscribed by Author.
Illustrated by Haru Wells.
Inscribed "To Michele, Katherine Paterson 1/26/82"
Who is the man called Sabura, the mysterious bandit who robs the rich and helps the poor? And what is his connection with Yosida, the harsh and ill- tempered master of feudal Japan's most famous puppet theater? Young Jiro, an apprentice to Yosida, is determined to find out, even at risk to his own life.
Meamwhile, Jiro devotes himself to learning puppetry. Kinshi, the puppet master's son, tutors him. When his sheltered life at the theater is shattered by mobs of hungry, rioting peasants, Jiro becomes aware of responsibilities greater that his craft. As he schemes to help his friend Kinshi and to find his own parent, Jiro stumbles onto a dangerous and powerful secret....

domain: library


Larsen, Graves Introduce Bill to Reinforce Human Factors in the Aircraft Certification Process
Washington, D.C., September 25, 2020
Rep. Rick Larsen (WA-02), Chair of the House Aviation Subcommittee, and Rep. Garret Graves (LA-06), Ranking Member of the House Aviation Subcommittee, introduced the Human Factors Improvements to Aircraft Certification Act, bipartisan legislation to prioritize the consideration of human factors in the aircraft certification process and support pilots and flight crews as aviation technology advances.
WASHINGTON D.C. – Today, Rep. Rick Larsen (WA-02), Chair of the House Aviation Subcommittee, and Rep. Garret Graves (LA-06), Ranking Member of the House Aviation Subcommittee, introduced the Human Factors Improvements to Aircraft Certification Act, bipartisan legislation to prioritize the consideration of human factors in the aircraft certification process and support pilots and flight crews as aviation technology advances.
The bill’s introduction comes after the House Transportation and Infrastructure Committee released its final report on the design, development and certification of the Boeing 737 MAX last week.
“Airplanes are changing rapidly, and the federal government is not keeping pace with those changes. Integrating human factors throughout the aircraft design and certification process will help address systemic issues with increasingly automated aviation systems,” said Larsen. “As the Committee learned in its investigation into the two 737 MAX crashes, the federal government and aviation industry must thoroughly consider human factors to ensure pilots and flight crews can do their jobs safely and efficiently.”
“The United States has the strongest aviation safety record in the world in part because of decades of bipartisan cooperation and coming together to make the system safer and better, and this legislation is a next step in that tradition,” said Graves. “By evaluating and adjusting our incorrect assumptions about how pilots interface with the flight controls in emergency situations and ensuring that more realistic assumptions about human factors are integrated into system design, we will raise the bar even higher on the safety of our aviation industry.”
The Human Factors Improvements to Aircraft Certification Act:
· Requires the FAA to evaluate tools and methods to support integration of human factors into aircraft certification of flight deck/flight control systems for transport airplanes. The agency must also develop a framework to implement such tools and methods and report to Congress.
· Directs the FAA to develop a human factors education program for relevant employees and other authorized representatives.
· Directs transport airplane manufacturers to provide the FAA with information/findings on flight crew training to ensure it adequately includes consideration of human factors. Manufacturers must also identify the technical basis, justification and rationale for this information.
Since March 2019, the House Transportation and Infrastructure Committee held five hearings and reviewed more than 500,000 pages of records related to the 737 MAX crashes. The bill reflects recommendations from the National Transportation Safety Board (NTSB), the Joint Authorities Technical Review (JATR) and expert testimony from the Committee’s related hearings. The legislation is supported by the Aerospace Industries Association (AIA) and the Air Line Pilots Association (ALPA).
“Ensuring the safety of the aircraft we manufacture is our industry’s top priority, and a strong aircraft certification process is critical to the process,” said Eric Fanning, President/CEO, AIA. “This bipartisan bill introduced by Representatives Larsen and Graves will help improve the FAA’s analysis of the interaction of flight crews with the complex automation in modern airplanes and further strengthen aviation safety.”
“Ensuring that human factors are at the forefront of aircraft design, procedures development, and training is essential to the continued safety of our industry,” said Capt. Joe DePete, President, ALPA. “ALPA is grateful to Rep. Larsen for his continued dedication towards enhancing the safety and reliability of our air transport system.”
To read the Human Factors Improvements to Aircraft Certification Act, click here.


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Thank you to everyone who participated in Day For Tomorrow 2020!
The next Day For Tomorrow will be held
on October 22nd, 2021
Day for Tomorrow was launched in 2019 and celebrated in the US, Europe, and Africa. It has grown as Sustain Our Abilities (SOA) has. We are of a group of volunteer professionals from 5 continents seeking to provide free resources and education for all persons living with disabilities. Day for Tomorrow is a parallel to Earth Day-a dedicated day to bring people together both with and without disabilities to discuss topics related to disasters, climate change and preparedness. In 2020 we moved exclusively on line at Sustain Our Abilities! with programming from 9-430 CST!
Join us each year on October 22 for a day of community and hope.
Day For Tomorrow 2020
check out all of our videos on our youtube channel!

domain: sociology


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Spleen function, location, size and disorders – organs of the body at human body
Spleen Function The human body contains organ systems and areas which come together to maintain both external and inner conditions of the body. The human bodyis preservation system’s significance is definitely quite high. Folks can quickly get ill due to differing variations that will occur anytime on account of any cause and the imbalances of the interior ailments.
Particularly when the immune system or different devices work inefficiently inside the human body external circumstances can significantly affect the interior conditions of the human body. There are many factors creating variations and these changes. However, the human body attempts its far better take care of the right problem or the energetic harmony (which is around 37 degrees Celsius).
The essential preservation system works with tissues bloodstream, and structure fluids since they are important factors to regulate improvements in the torso condition. By putting or eliminating the materials from tissue fluids, areas, and arteries, the five main body methods work efficiently to attain stability that is dynamic.
The Five Principal Programs: One of the systems that are most significant could be the system. By guarding blood cells from getting all sorts of disorders, the machine works. The the respiratory system includes the lungs. The lungs have the effect of the breathing procedure which needs Oxygen’s intake along with the treatment of Co2.
The gastrointestinal system consists of the standard areas such as liver , the intestines, gallbladder, the abdomen, along with other equipment organs which include: teeth, mouth, language, the salivary gland. The digestive system has the capability to absorb them into nutrients and elements and primarily takes the intake of food the human body requirements. It’s crucial that you know elements and all areas play with significant jobs in each system.
As an example, the spit and an essential role within the first step of digestion play. As it contains an enzyme termed Amylase, which breaks down starch into glucose, the gastrointestinal system has the capacity to operate efficiently in process since it subsequently delivers the meals chemicals to the intestines then to the abdomen to continue the method. In retaining your body’s harmony, the last system which helps will be the urinary system.
Helps regulate the substance amount, the urinary system helps you to keep up with the temperature of the body as it removes wastes, and continue maintaining the chemical information of blood inside the body. The urinary process typically eliminates out wastes not needed by the human body. The device contains the kidneys and the urinary bladder Spleen Function

domain: biology


It's been a long time since we've seen a Persona title on Xbox, and even then it was only an arena fighter back on the Xbox 360 under the name of Persona 4: Arena. Since then we've watched Persona 5 get two releases, witnessed various spin-off games, and seen tons of critical acclaim. With the series' 25th anniversary approaching, developer Atlus has plans to reveal several projects. Could we finally be getting a new entry on Xbox?
A translated page from the official site shows that to mark the 25th anniversary, seven projects will be unveiled - the first coming this September. The reveals are expected to run until autumn 2022, and while not every project will be a game announcement, we're hoping to hear of a new entry for Xbox, or at least a Persona 5 port.
"In 2021, the "Persona" series exceeded the cumulative worldwide sales of 15 million units. We would like to express our sincere gratitude and gratitude to all those who have watched over and supported us for a long time. And in September, the "Persona" series will finally celebrate its 25th anniversary. With gratitude to all of you, we are preparing a lot of fun as PERSONA 25th Anniversary YEAR for about one year from September 2021 this year to autumn 2022 next year."
There have been talks of Persona 5 coming to Xbox for some time, but nothing concrete has surfaced. It may just be a case of wishful thinking, or maybe there's something bubbling away. Considering the great relationship Xbox has built with SEGA bringing the Yakuza series to Xbox Game Pass, it's not out of the realms of possibility.
A questionnaire earlier this year asked whether fans would like to see more Persona games ported to other consoles, with Xbox being included in the batch (thanks, Nintendo Life). Taking everything into consideration, it would actually be more surprising if Persona didn't eventually end up on Xbox, but we'll have to wait and see.
Would you like to see Persona come to Xbox? Let us know in the comments below.


As the world faces drastic lifestyle changes to combat the spread of COVID-19, it can be easy to lose a sense of normalcy. That loss can be incredibly unsettling and challenging. We are here to help! Chances are, if you’ve found yourself on this post,
By Amy Black I have a confession to make. When I first sat down to write this list, I came up with 18 things. EIGHTEEN! And that’s the problem. The well-meaning friend or loved one who’s encouraging you to mountain bike is so stoked about
Are you ready to start strength training but you don’t have the _____ (time, energy, money) for a gym membership? Fear not! Strength training doesn’t require any fancy equipment. In fact, your own house has everything you need to sneak in a workout. Today we
The Next Generation of Ninjas has officially hit the trails for the first ever Nina Kids Clinic! With the help of their Ninja Instructors, these kids left with an entirely new level of confidence on their bikes. During the Sunday morning class at Lake Hodges in
If you spend time watching professional MTB videos, you may notice that they all have crystal clear audio that makes it seem as though riding is done in near silence in an almost ethereal state. Well, if you’ve ever ridden a bike, you know that’s
Let’s turn that frustrated frown upside down! A lot more goes into technical climbing than just “pedal and pray”! Getting your bike up and over technical terrain requires you to use multiple tools in your riding toolbox usually in quick succession, at low speed and
A personal reflection on “what’s in” and “what’s out” from Ninja’s Captain of Global Development Regardless of whether you are celebrating 2020 as the start of a new decade, or just another new year, January seems like a great time to reflect, am I right?
Ninja Instructor and Personal Trainer Bekah Rottenberg recently inspired us to add strength training to our routine so we can reap huge benefits on the bike (check it out here). Since January is all about new year’s resolutions and (for many of us) limited riding opportunities, Bekah’s back to


Next Real Estate Frontier: Neighborhoods on Edge of Miami
Here is what's happening in Miami's emerging neighborhoods — and the challenges faced by the community driving these changes.
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[1.4.7] galacticraft mod download | minecraft forum, Minecraft forum | minecraft mods maps skins textures tools downloads | [1.4.7] galacticraft mod download.Mo’ creatures mod 1.7.2/1.6.4 - download minecraft, Mo’ creatures mod was developed by drzhark credit for him, this mod will adds more creatures (animals) to your minecraft, i think we must say thank to drzhark for. Optifine mod download for minecraft 1.7.10, 1.7.2 and 1.6.4, The optifine mod for minecraft 1.7.10, 1.7.2 and 1.6.4 includes alot of features that allow you to tweak your game to your personal player preference..
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domain: game


text:
There has been a great deal of debate recently about NFTs, which many eyewitnesses accept that these unique images will change the ultimate fate of the origins later.
Today, Twitter CEO Jack Dorsey tweeted about his historically tweet and sells it as a Non-Exchangeable Token (NFT).
Today, Dorsey posted a tweet that she tracks all the way through to March 2006, according to tweets prepared.
The Tweet is provided by "Dorsey", available for purchase on the Valuables platform.
Hours earlier, the most noteworthy offer was $ 88,888.88 in Ethereum.
The sale continues until Dorsey accepts the bid.
Justin Sun entered the show and made a whopping $ 1,000,000 chunk for his Twitter show, Estavi, who offered $ 600,000, and the offer is still valid until the occasion.
According to "Valuables", a similar tweet will be followed on Twitter, while obtaining it is a computerized authentication of the tweet, an exceptional authentication that has been flagged and checked by its author and its ownership transferred to the person. Who got it.
Customers can view displayed Tweets using Ethereum, where the exchange will take place.
As we noted in the front post, the NFT market is experiencing an unparalleled explosion.


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We're almost at the end of our season-long quest to find the worst three teams in Spain, and we've had our first abrupt change in direction. For the last, oh, thirty weeks I've been adamant that Real Zaragoza is the worst team in Spain. And I mean adamant. Positive. Seguro. But today...they're on a winning streak? Hard to believe, I know, but they defeated Sporting Gijón 1-2 (away!) on a last-second goal from Lafita to extend their winning streak to three games. Three games!
A Helder Postiga blast put Zaragoza in front at the 37th minute mark, but Sporting quickly equalized through Eguren, only minutes after play resumed from halftime. The rest of the game was de infarto, as we say in Spain--heart-attack inducing. Up and down, the two sides battled all night until Lafita's last-gasp blast (ha!) put the visitors in front for good.
At the same time, Granada got an incredibly valuable three points from Racing in Santander, as the andaluz side looks to remain in Primera another year. Ironically, this game was incredibly boring until the last five minutes, when suddenly both teams decided to attack. Then, in the 89th minute, Siqueira converted a penalty to put Granada in front to stay.
This game should allow the Andaluz side to (at least) fight all the way to the end of the season for their chance to stay in Primera. Which is good. But it also means that Racing, a traditionally solid Primera side, might very well plummet into the abyss (so to speak).


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As we all navigate the global pandemic caused by the spread of COVID-19, we here at Califia Farms have been working hard to support the relief efforts as much as we can. Beyond staying home, wearing masks, supporting the health and safety of our workers at the plant to keep our product supply up, and supporting our café partners, we are excited to announce a new effort.
Califia Farms is pledging one million servings of our nourishing beverages to frontline healthcare workers and other communities in need through the pandemic.
The one million servings pledge is in addition to our existing donation program and will extend through December 2020. Califia has already provided nearly 350,000 servings of its plant-based beverages since March 9, 2020. Working together with Feed the Frontlines NYC (link: https://www.feedthefrontlinesnyc.org), Feeding America (link: https://www.feedingamerica.org), LA Regional Food Bank (link: https://www.lafoodbank.org), Meals on Wheels (Link: https://www.mealsonwheelsamerica.org), public school districts and other partners, we are working hard to provide nourishment and support to the national COVID-19 relief efforts.
“Califia Farms is privileged to be part of an industry that can help alleviate even a small amount of the stress created by this pandemic by providing great-tasting, nutritious products,” said Greg Steltenpohl, CEO and founder of Califia Farms. “By standing together as a community, we will emerge from this moment stronger and more resilient.”
We hope that you’ll join us in whatever capacity you can. And if you’re able, please consider joining us in giving to or getting involved with one of our partners working to provide nourishing meals to those who need it most:
Let’s plant the future, together.


The number two in an al-Qaeda-linked Turkish jihadist group who was convicted and served time in the past continues to preach freely in Turkey while endorsing Turkish President Recep Tayyip Erdoğan, who he says is committed to the realization of the terrorist group’s ultimate objective.
Saadettin Ustaosmanoğlu, a militant cleric, was a senior figure in a radical Islamist organization called the Islamic Great East Raiders/Front (İslami Büyükdoğu Akıncılar Cephesi in Turkish, IBDA/C), an organization that is listed as terrorist entity by Turkey, the United States and the European Union. In a criminal indictment he was the second suspect after Salih İzzet Erdiş (aka Salih Mirzabeyoğlu or Commandant), the late leader of the IBDA/C who was tried, convicted and imprisoned on terrorism charges.
Ustaosmanoğlu currently runs an IBDA/C magazine called Furkan with an editorial stance that supports the Erdoğan government while preaching freely and even posting his recorded video messages on YouTube. He is the founder of an association called Kökler (Roots), through which he has been appealing to the younger generation and recruits militants to IBDA/C ideology.
As part of the nationwide crackdown on the IBDA/C in the late 1990s, Ustaosmanoğlu was detained on December 30, 1998 and formally arrested at arraignment on January 4, 1999. Police found IBDA/C banners, publications and other printed materials for the organization in his home.
When the police captured IBDA/C leader Erdiş in 1999 while he was traveling in his Volvo, police found a large amount of cash in the car –25,000 Deutsche marks, 10,000 US dollars and 800 French francs — suggesting that he was going underground. Police also seized two handguns, one 22 caliber rifle with a scope, one pump action rifle and one air gun in Erdiş’s house during the search.
In his police statement Ustaosmanoğlu struck a defiant tone and admitted that he and others in the organization wanted to destroy the secular and democratic governance in Turkey and establish a new state based on religious rule. The IBDA/C’s ultimate goal is to replace Turkey with what it called the Great Eastern Islamic State that would be based in Turkey but also include other countries in the Middle East.
The IBDA/C believes Erdoğan publicly endorsed their end goal when he talked about a “great eastern state” in a speech on September 24, 2013. Making frequent references to the writings of Islamist poet and author Necip Fazıl Kısakurek, a figure revered by IBDA/C militants, Erdoğan said:
“As master Necip Fazıl explained throughout his life and with the way he lived, we will trust ourselves first and then each other, and together we will build the Great East with 76 million. Remember, the light rises from the East. Your head will never bow down… You will not be afraid, you will not be reserved, you will not hesitate, you will not be ashamed of your beliefs, your values, you will never stand back.”
Ustaosmanoğlu emphasized Erdoğan’s “Great East” remarks in this speech as proof of the Turkish president’s commitment to the IBDA/C’s objective. In Furkan’s November-December 2016 issue, Ustaosmanoğlu published Erdoğan’s photo on the cover and wrote as editor-in-chief that the Turkish president was left alone in his fight and that his advisors failed to understand Erdiş’s views and the IBDA/C vision.
Erdiş established the organization in 1985 and turned it into a deadly terrorist group, with dozens of attacks between 1990 and 1998, according to the indictment. The group attacked Armenian, Catholic and Greek Orthodox churches as well as synagogues and America colleges in Turkey with bombs and Molotov cocktails. They specifically targeted banks, stores that sell alcoholic beverages, fashion designer shops, political party buildings, newspapers and associations that were opposed to the IBDA/C ideology.
On February 4, 2001 the Bakırköy 3rd High Criminal Court convicted Erdiş on multiple charges and sentenced him to death, but his sentence was turned into life imprisonment in 2004 after Turkey abolished the death penalty. Ustaosmanoğlu was convicted of IBDA/C membership on April 2, 2001, and the judges sentenced him to 18 years in prison. The convictions were upheld by the Supreme Court of Appeals on April 18, 2002.
As a result of revisions made by the Erdoğan government to the penal code, Ustaosmanoğlu’s sentence was halved in 2008 in a ruling by the Istanbul 14th High Criminal Court.
However, on July 22, 2014 the Erdoğan government secured the release of Erdiş, by ordering a retrial. Judges Canel Rüzgar, Cem Karaca and Mehmet Çelik, handpicked for the Istanbul 14th High Criminal Court by Erdoğan, acquitted the IBDA-C leader of all charges in a hastily arranged, rushed retrial on March 2, 2016. In the same trial Ustaosmanoğlu was also acquitted of all charges. Prosecutor Ali Kaya, who opposed the acquittals, was quickly removed from his position by the government.
In a 2015 interview Ustaosmanoğlu revealed that President Erdoğan was the person who got Erdiş out of prison. He accused the Gülen movement, a group that is staunchly opposed to jihadists and critical of the Erdoğan government, of imprisoning Erdiş in 1999. In the Furkan magazine Ustaosmanoğlu fiercely criticized Fethullah Gülen in cover stories, lambasting the Turkish Muslim scholar for promoting interfaith dialogue and meeting with Pope John Paul II in 1998. The same criticism was also publicly raised by Erdoğan himself against Gülen in 2015 and 2016, when the president questioned why Gülen met with the pope and said there can never dialogue between Islam and other religions.
Nordic Monitor previously published a 2009 confidential police intelligence report which showed that the police department had conducted 17 planned intelligence sweeps against the IBDA/C, resulting in the criminal prosecution of its militants. As of August 2009 the police had detained 1,186 IBDA-C militants in total, seizing 146 various caliber guns, 80 hand grenades and explosives components. A total of 219 terrorist acts perpetrated by IBDA-C militants were solved, and 28 terror plots in the planning stages were thwarted by the police.
The IBDA-C also claimed responsibility for a range of terrorist acts in Turkey including what authorities said was a joint plot with al-Qaeda in carrying out the 2003 bombings in İstanbul of two synagogues, an HSBC bank branch and the British Consulate General, and a 2008 attack on the US Consulate General in İstanbul. The attacks killed dozens of people.
IBDA/C publications openly praise late al-Qaeda leader Osama bin Laden and promote him as martyr who stood up against imperialists. IBDA/C leader Erdiş described him as “a man who struck the US in the heart.”
According to the 1999 indictment, the long list of bombing attacks the group executed between 1994 and 1997 is as follows:
January 1, 1994: A bomb was planted at an ATM at Türkiye İş Bank in Şanlıurfa province, injuring a person upon detonation.
January 16, 1994: An explosive device was thrown at a Vakıf Bank branch in the Nizip district of Gaziantep province.
January 16, 1994: The bombing of a kiosk that sold alcoholic beverages in Gaziantep province.
January 16, 1994: An attack with an explosive device against media distribution company Hürpa Birleşik Basım ve Dağıtım A.Ş. in Gaziantep province.
January 19, 1994: Bombs were planted at multiple locations in Istanbul: a McDonald’s branch in Kadıköy; a party building of the center-left Social Democratic People’s Party (SHP); the Barcan restaurant in the same district; in the courtyard of the Beyazıt Mosque in Eminönü; in the headquarters of the Istanbul water works authority, İSKİ; a courthouse in Fatih; and the Istanbul University faculty of literature building.
February 1, 1994: Bombs were placed in branches of Ziraat Bank, İş Bank, Emlak Bank and Vakıf Bank as well as at tourist hotel Kaleli in the downtown area of Gaziantep.
February 19, 1994: The throwing of a Molotov cocktail at an ATM belonging to Pamukbank in Istanbul.
March 15, 1994: Four people were killed and 15 injured in a fire caused by a Molotov cocktail that was thrown at a pub in Istanbul.
March 24, 1994: Bombs were placed at the Association of Contemporary Journalists’ building, a store selling alcohol and tobacco and the SHP building in Bursa province.
April 4, 1994: A Molotov cocktail was thrown at a pub in Istanbul’s Kağıthane district.
April 12, 1994: The bombing of a Pamukbank ATM in Gaziantep.
April 21, 1994: A stun grenade was thrown at a kiosk in Gaziantep.
May 9, 1994: A person was injured when an explosive device was left under the bench in front of a street vendor that was selling books in Ankara’s Kızılay district.
May 28, 1994: The planting of a bomb in front of the the Greek Orthodox Patriarchate building in Istanbul.
May 19, 1994: The bombings of Santa Maria Catholic Church and the St. Anthony Catholic Church in the Beyoğlu district of Istanbul.
June 22, 1994: The bombing of a pub in the Bagcilar district of Istanbul.
August 07, 1994: The bombing of a pub in the Çeliktepe neighborhood of Istanbul
August 24,1994: The bombing of the Fitaş movie theater in the Beyoğlu district of Istanbul. Another bomb was planted on a street in the same district.
August 29, 1994: The bombing of a vehicle parked in front of a fire station in İstanbul’s Fatih district.
September 2, 1994: The bombing of a pub in the Beşiktaş district of Istanbul.
September 8, 1994: The bombing of a Garanti bank branch in Istanbul.
September 25, 1994: The bombing of an Emlak Bank branch in the Gayrettepe neighborhood of Istanbul.
September 14, 1994: The bombing of a restaurant in the Bakirkoy district of Istanbul.
September 17, 1994: The bombing of İktisat Bank and Egebank branches in Istanbul.
October 8, 1994: The bombing of a Yapı Kredi Bank branch in the Tozkoparan neighborhood of Istanbul.
October 9, 1994: The bombing of a pub in Istanbul.
October 31, 1994: A bomb was placed at the door of a house in the Fatih district of Istanbul.
November 9, 1994: A bomb was dropped on the internal medicine unit of the Istanbul Cerrahpaşa medical faculty, injuring two people.
November 27, 1994: The bombing of İş Bank in the Yenibosna neighborhood of Istanbul.
December 25, 1994: The bombing of the Sivaslılar Dayanışma Derneği building in the Bakırkoy district of Istanbul.
December 29, 1994: The bombing of a boutique in the Beşiktaş district of Istanbul.
January 1, 1995: The bombing of a pub in the Beşiktaş district of Istanbul.
January 3, 1995: The bombing of a vehicle parked in front of the center-right True Path Party (DYP) building in İstanbul’s Çağlayan district.
January 9, 1995: The bombing of the Türk Ticaret Bank branch building in Istanbul’s Eminönü district.
January 10, 1995: The bombing of a National Lottery branch in Istanbul’s Eminönü district.
January 11, 1995: The bombing of a clothing store in the Fatih district of Istanbul
January 28, 1995: A bomb was planted at the residence of a writer in the Gaziosmanpaşa district of Istanbul.
February 1, 1995: The bombings of a McDonald’s branch and a Pamukbank branch in Istanbul’s Merter district.
February 5, 1995: The bombing of a clothing store in the Fatih district of Istanbul.
February 8, 1995: The bombing of a fashion clothing store in Merter.
February 13, 1995: The bombings of pubs in the Güngoren and Bağcılar districts of Istanbul.
February 16, 1995: The bombings of İmar Bank and Pamukbank branches in the Gaziosmanpaşa district of Istanbul.
February 17, 1995: The bombing of a clothing store and a newspaper distribution company branch in Fatih; the planting of a stun grenade at a Pamukbank branch in the Gaziosmanpaşa district of Istanbul.
February 27, 1995: The bombing of a pub and a newspaper branch in the Gaziosmanpaşa district of Istanbul as well as a bomb attack on an association in Ankara that killed an IBDA/C militant.
March 1, 1995: The bombing of a clothing store in the Fatih district of Istanbul.
July 7, 1995: An arson attack on the far-right party MHP building in Konya province.
August 23, 1995: The bombing of a business center in the Beyoğlu district of Istanbul.
October 28, 1995: A Molotov cocktail was thrown at the Teachers’ Club in the Karşıyaka district of Izmir province.
November 16, 1995: A bomb was placed at an İş Bank branch in the Beyoğlu district of Istanbul.
April 12, 1996: A stun grenade was dropped in a garbage can in front of the Court of Accounts building in the Ulus neighborhood of Ankara.
May 4, 1996: A bomb attack on a building in the Beyoğlu district of Istanbul that injured five people.
July 8, 1996: The bombing of a neo-nationalist association in the Gebze district of Kocaeli province.
October 16, 1996: An explosive device was thrown into the building of a political party in the Gaziosmanpaşa district of Istanbul.
October 29, 1996: Multiple bomb attacks in Istanbul that targeted two bank branches and an association.
November 1, 1996: A bomb attack on a kiosk selling alcoholic beverages in the Eyüp district of Istanbul.
December 1, 1996: The bombing of an Ashkenazi synagogue in the Karaköy neighborhood of Beyoğlu.
December 3, 1996: The bombing of a furniture store in Konya province.
December 17, 1996: A bomb was planted at St. Anthony Catholic Church in the Beyoğlu district of Istanbul.
December 31, 1996: The bombing of a newspaper distribution company’s office in the Gaziosmanpaşa district of Istanbul.
April 4, 1997: The bombing of a market in the Eyüp district of Istanbul.
March 9, 1997: The bombing of a Turkish Aviation Board (THK) branch in the Bakırköy district of Istanbul.
April 17, 1997: A bomb was dropped at the entrance of the Surp Yuğya Armenian Church in Eyüp.
April 18, 1997: The bombing of an ATM in front of the Yapı Kredi Bank in the Eyüp district of Istanbul.
April 30, 1997: A Molotov cocktail was thrown at the private St. Joseph High School in the Alsancak neighborhood of Izmir.
May 11, 1997: A Molotov cocktail attack on an American college in Izmir province.


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The Innova Roc is one of the most popular discs in the world, and we have a few left with the “Mr Frisbee” stamp up for grabs!
Players of all skill levels have sworn by this disc and frequently have more than one Roc in their bag.
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The new 2017 FIAT 124 Spider is returning after 50 years since its original introduction. This marks one of many new roadsters FIAT is bringing to the US, delivering an iconic Italian style and sporty design.
According to FIAT, the FIAT 124 Spider design is sleek and sporty, with a low-slung presence, a sporty cabin-to-hood ratio, a hexagonal grille, horizontal rear lamps, and aerodynamic contours. The interior comes with premium soft-touch materials, ergonomic seating, and sharp exterior and interior color options.
“There’s no better way to celebrate 50 years of the FIAT 124 Spider than to bring back this iconic roadster, pairing its Italian styling of the past with all of the modern performance and technology of today,” said Olivier François, Head of FIAT Brand, FCA – Global. “The 124 Spider expands the FIAT family, bringing to market yet another head-turning, fun-to-drive vehicle for our customers.”
Under the hood drivers will find a 1.4-liter MultiAir Turbo engine with rear-wheel drive. Delivering up to 160 horsepower, this model is quick thanks to its small lightweight design. A double-wishbone front suspension and multi-link rear suspension optimize stability and handling.


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Miss Pooja Bio :
Birth Name : Gurinder Kaur Kainth
Born : 4 December 1980
Age : 36
Height : 5.3
Birthplace : Rajpura, Punjab, India
Occupation : Singer, Actress
Albums: Rang- Rara Riri Rara, Only Folk
Miss Pooja needs no introduction when it comes to songs and music. She is an Indian singer and has been singing mostly in Punjabi. She was born on 4th December 1980 in Rajpura, Punjab, India and brought up at the same place. She did her schooling and college from her hometown itself and later went on to do her B.A. Vocal & Instrumental, M.A. Music followed by teachers training program called B.Ed. She learnt music from teachers like Ustad Kesar Nand Kesar and Ustad Mahinder Singh Nagina. Since her student life, she has been singing at various platforms, however, she gained recognition when she embarked with her music albums.
Miss Pooja first duet song came as Jaan Ton Piyari released in the year 2006. In the year 2009 she then came with her solo album called Romantic Jatt and the music of her own song called Do Nain from the very same album which was host in Toronto Canada. In the year 2010, she came with her two movies in Punjabi called Panjaban” and “Channa Sachi Muchi. Soon she became the largest-selling female bhangra artist not just in Punjab but all across India and even overseas. The basic reason to this is the fact that a rapid increase in the number of songs have emerged from her side making her famous all across the country.
In the year 2012, Miss Pooja music video having her own song “Shona Shona” from her third solo album “Jattitude” was shot in the vertical city called Hong Kong and soon she got her in the B Town Industry with the song “Second Hand Jawani” that was found in the Saif Ali Khan and Deepika Padukone film called “Cocktail”. In the year 2013, her third film was “Pooja Kiven Aa” followed by the other called “Ishq Garaari”. As of 2013, she has recorded over 3000 songs and released around 300 music albums (including religious music albums), shot over 800 music videos and acted in five Punjabi films.

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There’s a plan?
The first group of families was sent to Nauru on Wednesday while three Iranians have chosen to return home rather than be resettled in Papua New Guinea.
The seven families sent to Nauru – each with a mother and father and including a total of 12 children aged between five and 15 years – will be housed away from the single men there in detention.That’s going exactly according to plan? 26 People to Naurau, 3 elected to go back to Iran and 36 have been sent to Manus Isalnd. That’s 75 illegals have been relocated out of 3,000 who have arrived since Rudd announced his plan to get the problem off the front page . Only the ALP would call that ‘going to plan‘ on the same afternoon HMAS Parramatta is busy dragging more of them out of the water. Seventeen and a wakey!

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Can you imagine any profession where someone can lose their ability to earn a living because of the price they charge? The free market people must be freaking out. Can your florist be told by the government that their price for roses has cost them their job? Is that American?
How about the other side? Can any profession charge whatever they want? I am not sure. I think there are some restrictions on health care prices after Obamacare and regulations on electricity/energy companies that take government money/monopolies. I am not really sure, though. I can’t think of any profession that is regulated like lawyers.
An attorney was recently suspended for charging a flat fee instead of an hourly rate!
Who regulates lawyers? The bar association of the state regulates attorneys in that state.
You must be thinking that the guy this lawyer represented must have been a wrongly accused priest, right? Wrong. The guy traveled to a city with the intention of having sexual contact with a person he believed to be a 14-year-old girl with whom he had been chatting online. The girl actually was an undercover Clinton County’s Sheriff’s deputy, according to the Quad City Times, and the Clinton County District Court dismissed the charge against Halverson after a federal charge was filed. The accused retained a different attorney to represent him in federal court, according to court documents.
Vilmont spent only 3.7 hours on the case and made $2500. What is the big deal?
William Vilmont, the attorney, got a 30 day suspension for charging a $2,500 nonrefundable retainer. This is big government at its worst.
Flat fee pricing has been all of the rage in recent years. It works better for the client, in many circumstances. Here is an article from this week: Attorney Kendall Jones Launches Flat Fee Legal Services Business PR.com press release. So, should they be disbarred? I don’t think so.
I always think something is up when strange things happen. Something is more than it seems. We don’t know facts that are on the table.
Had the fee been labeled a flat fee which was nonrefundable, would there be a problem? Hard cases make bad law. This is a case that has bad law thrusted upon it. I do flat work fee. Some cases I make more per hour, but some cases I make less. At times I have to do more that I orginally thought when I took the case. Other times my attorney fee being flat worked to my advantage. I took the risk. The client took the risk. That is our business. That is our business deal. This is America. We have freedom to contract over legal goods and services. This is an activist court going to far.
The one thing that stands out to me is the fact that this is a conservative state. How can conservatives interfere with the free market and the right to contract. Unbelievable.
By the way, the guy this attorney represented got 10 years in federal prison. Stay classy, guys. Look whose side you took!
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Atlanta, Roswell, Avondale Estates, Decatur, Kirkwood, Midtown Atlanta, Stockbridge, McDonough, Jackson, Forsyth, Barnesville, Duluth, Dunwoody, and more. Call our law firm today. We practice Atlanta divorce, Atlanta personal injury and Atlanta car accident cases. Call us today.
WHAT DO YOU THINK? BUSINESSMAN OF THE YEAR OR CROOK? TELL US WHAT YOU FEEL! DARE YOU

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The Tiger Groove Corbett Resort gives a complete view of Jungle and excitement of safari with river flowing on one side and jungle on the other side.
Located near Corbett National Park, The Tiger Groove Corbett Resort provides you a stay in wilderness close to protected areas and nature reserves. Recuperate from a full day of sightseeing in the comfort of your room or take advantage of recreational facilities including fitness center, garden, etc. The rooms are designed and decorated to make you feel right at home. The convenience and comfort of Tiger Groove Corbett Resort makes it a perfect choice to stay in Corbett. Choose from countess indoor and outdoor activities to rejuvenate yourself.
Come and stay at The Tiger Groove Corbett Resort to have a memorable, insightful experience to upgrade your knowledge and love for nature.
Meal Types: Vegetarian and Non Vegetarian - Breakfast, Lunch and Dinner
Accommodation Types: Double / Triple Sharing
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Difficulty Level: Easy
If you are a foodie (cmon, which one of us is not? hehe), making a cuisine tour in India is a must for you! When you think about India, I bet exotic is the first word that pops up in your head. Exotica is the very essence of this country with India being truly unique in every possible aspect: culture, traditions, lifestyle and, of course, cuisine! When it comes to traditional Indian food, it can be worth exciting and intimidating. Spices are a must in almost every dish but mind the quantity of them used in every of them. Sometimes a dish is seasoned with spices so generously, that you feel like capable of drinking the entire Indian Ocean. In this blog, we will cover some of the most popular cuisine tours in India that will not make your stomach turn :)


The performing arts anthology series brings best from the worlds of music and dance into viewers' living rooms. From classical music and opera to ballet and musical theater, cameras capture the stage performances of some of the best artists in the world.
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Are you going into photography for the first time? You probably don’t even know where to start. It’s no secret that starting to take photos for the first time can be a bit overwhelming. Below are some tips that can help to make learning to properly take photos a bit easier.
Get quick with your shutter finger. If you take a long time to snap the shot, you might miss it. It will change the look of the photograph. A camera which allows you to make quick photos will give you the best results.
Change the direction of your camera’s flash to avoid the appearance of red eye. When a flash goes off directly in line with someone’s eyes, the result can be red eye. Reducing red eye will improve the quality of your pictures and give your subjects a more realistic appearance.
Play with the shutter speed on your camera to catch unique and wonderful photos. If you have the right shutter speed, you can get beautiful photos that would normally happen so fast that the human eye couldn’t process it fully. Try experimenting with shutter speed and a tripod at a stream or waterfall for some great photos.
When working on snapping an excellent photo, it’s best to keep your settings as simple as possible. When photographing a specific event, set your camera’s features on the appropriate settings ahead of time.
Use a rather low ISO. A good ISO is around 200. Using this range of ISO will make your pictures look dark in certain situations, but you can easily change the contrast and light on a computer. If you use a higher ISO, you will get a lot of noise on your picture, which makes editing harder.
The key to taking good photographs is to always remember that lighting is the most important thing. Think about lighting all the time. It does not matter what the source of the lighting is, but it is the elemental part of any photograph. Use the sun, a streetlight, a spotlight or even the computer screen to capture any light and make a great photograph.
A great photography tip you should keep in mind is to never compare yourself to someone else. If you’re constantly comparing your work to someone else’s, you’re selling your own work short. You must learn to value and appreciate your own work, and not worry too much about everyone else.
Detail some notes on your camera settings when you are taking photos. While sorting through your photos afterwards, there may be so many shots that you find yourself having trouble remembering exact details or emotions during that moment. To remedy this, take a small notebook and write down every pictures with a description.
Be sure to find a subject who is interesting and compelling. An interesting subject can help, but it is up to you to make your subject interesting thanks to your creativity. Seek a professional model or an aspiring model to pose for you, or seek interesting faces on the street for impromptu shots.
A good photography tip is to take a look at post cards when you visit a new country. Looking at their post cards will show you all kinds of great opportunities for shooting. It will save you the hassle of having to search for these places by yourself.
As you have seen, photography is not anywhere near as scary as it may appear at first. Just think of all of the benefits it has and all of the expenses it can take care of since you are now good enough to take photos of special moments without using a professional.