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The Financial Industry Regulatory Authority says that Thornes & Associates Inc. Investment Securities President John Thomas Thornes lent $4.2 million in client assets to two friends. Following the resolution of the FINRA arbitration case, the California broker is barred from the securities industry and his broker-dealer has been suspended, as well was expelled as a member of the SRO.
The friends who received the “loans”-over 50 transactions-allegedly spent the assets on cars, vacation homes, and plane and jet rentals. Over $262,000 is said to have been turned into cashier’s checks and used at an Indian casino.
Per FINRA’s complaint, however, calling the transfer of money a “loan” was not an accurate characterization, and not only were they unsecured and undocumented transactions but also they were never paid back.
The transfers purportedly took place over a two-year period. The SRO says that the “loans” issued to Thornes’ two friends came with 15-20% interest charges and even when they were past due, he kept sending more money to one of the friends.
Named as a victim of the alleged broker fraud is A 77-year-old widow suffering from dementia and needing 24-hour nursing care. Her financial support is dependent on a trust fund that Thornes administers, one that just two years go was valued at over $2 million value in municipal bonds, cash, and mutual funds. Now, its worth has gone done by $1.5 million.
Another alleged victim of Thornes is the HS Trust Brokerage Account, which was established to offer college scholarships. After losing over $2.6 million, it now contains just $140,000.
Investigators believe that the loans were indicators of suspicious activity and the firm should have reported them through its anti-money laundering (“AML”) compliance program.” FINRA said that Thornes’ financial firm failed to probe the red flags and implement polices, controls, and procedures that complied with the Bank Secrecy Act.
Meantime, Thornes’ lawyer argued that FINRA should have instead been pursuing one of the friends who did not pay back the loans. He noted that Thornes even sued this person for repayment.
If you suspect that your losses are due to broker-dealer fraud, you should contact an experienced securities law firm right away. Unfortunately, investors of all age can be the target of a financial scam and/or broker misconduct.
That said, elderly seniors are especially vulnerable, in particular if they are suffering from dementia or other health issues that can prevent them from knowing when they are being bilked. This can prove detrimental, especially if that elderly investor is relying upon his/her investments as financial support and/or to pay for medical/nursing bills. You may want to speak to an elder financial fraud attorney on your loved one’s behalf.
Broker barred for stealing $4.2 million from two clients, Investment News, July 22, 2013
REDLANDS: Investor lent friends $4.2 million in clients’ funds, complaint says, The Press Enterprise, May 29, 2013
More Blog Posts:
Insurance Companies Experiencing Sellers’ Regret Over Variable Annuities, Stockbroker Fraud Blog, July 15, 2013
FINRA Reports Losses After Squandering Profit From NYSE Payment, Stockbroker Fraud Blog, July 23, 2013
DOJ’s $5B Securities Lawsuit Against Standard & Poor’s Can Proceed, Says Judge, Institutional Investor Securities Blog, July 22, 2013

domain: law


This content is provided free of charge by The Newton Kansan. For more local journalism, subscribe at thekansan.com
Alex Carbajal is still selling houses, though some of the methods he uses have changed a bit in light of COVID-19 and social distancing guidelines.
For now, the owner of a ReMax agency smack in the middle of downtown is still headed to the office every day — though he has a fully equipped home office from which he can do business.
And business is both good and bad.
“It is a seller’s market right now,” Carbajal told The Kansan. “... It is the same story, we have very low inventory.”
The low inventory led the city to create a home builder’s incentive program last year, but it persists.
And, because of COVID-19, agents in his office are not doing as much prospecting. They are not calling on homeowners to encourage them to sell.
“It is hard to help buyers find houses,” Carbajal said.
However, there are still buyers. That may change as the economy changes, or as the virus spreads.
“I think it will naturally happen,” Carbajal said.
They are, however, trying to take care of the buyers that are found.
“We are asking buyers to show up just by themselvers, maybe the husband and wife, but do not bring the kids along,” Carbajal said. “If we have to do things remotely, we can.”
Remotely means video tours online. The internet is not viewed as a disruptor of the business model, but what allows for the business to continue.
“We are now completely paperless, which allows us to do everything electronically,” Carbajal said. “... we have closed houses where buyers have never seen the house [in person], only seeing it on video. We do not do that a lot, but we have done it.”
Face-to-face meetings are more difficult.
“We have to ask them, and we have to trust that they are being honest,” Carbajal said. “If they are sick, we need to know that. If they are not honest, and we show up to an appointment and we can tell they are clearly sick. I personally will say, we will reschedule this.”
Agents can run much of their business by smartphone — but there are other businesses and governmental offices that need to remain available for agents to keep moving forward.
There is still a need for a title company, register of deeds and others to help finish the sale when it occurs.


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The actress does not hold back emotions. As admitted Clara journalist, she sometimes gets upset over nothing and conflicts with relatives. According to umoristici, then she has to atone for the guilt of your loved ones.
Famous comedian Klara Novikova is always trying to say what he thinks. As recognized by the artist, very often the words and reactions of others help her come up with new topics for speeches. Being with loved ones, Novikova does not hide his emotions.
“I’m a terrible scandal can make a home, and then herself out of guilt.. No I did not forgive. Unable to forgive herself. I can’t stand betrayal. I’m a man of fine mental organization. Try friends to love and not to lose them. And between us anything can happen, but it’s human relationships. They are not smooth. The more that life is nervous, full of events,” – says Clara Gabriel.
Novikov claims that she sometimes had to overcome themselves and to speak before an audience, even when she was in a bad mood or she felt bad.
“Have a profession. And you’re getting to the viewer. For me the great happiness to give everything from the scene that happens with me as well. The reasons are sad, but sometimes joyous. When there was my husband, I came to say goodbye and then flew to Vladivostok to play a show. How come as I could not remember… But played. And somehow he was on tour in Israel, and during the intermission calling daughter: “Mom, you just don’t worry, don’t faint, we with Boris signed,” recalled the actress bright cases of career.
As admitted star, at that moment, she decided to announce the good news to many thousands audience. First, many do not even believe that the news of his daughter’s wedding – not just another twist in a humorous monologue. “Everyone thought at first that this is a new interlude began. And then all the Jewish moms in the audience wailed, cried and laughed with me,” he told Clara she was in an interview with “Antenna-Telesem”.
Recall Novikova’s career began in the late 70-ies. Initially her father, comedian Boris Zinovievich, Gerzer forbade her daughter to go to the acting Department, considering that it is unreliable profession. However, Novikov did it. In 1976 he went to work in moskontsert and moved to live to Moscow.


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On Sunday 7 October, South West Essex & Settlement Reform Synagogue (SWESRS) hosted a seminar attended by approximately 80 members of the Jewish community of Essex and East London aiming at breaking the taboo of talking about death and how, with practical and spiritual support, we can prepare for the end of life and hopefully a good death.
The event was hosted jointly with East London & Essex Liberal Synagogue, and the Joint Jewish Burial Society.
Keynote speaker Dr. Adrian Tookman, Palliative Care Physician and Medical Director of the Marie Curie Hospice in Hampstead described how patients with life threatening conditions and their families are supported by the hospice movement who deliver expert hands on medical care, emotional support and guidance, with the aim of improving the end of life experience of the patient.
Workshops took place including discussions on the lasting power of attorney, organ donation, Jewish rituals and practices regarding death, and the JJBS cemetery and woodland burial at Cheshunt.
Over the lunch time period, attendees were able to join optional discussions with representatives from the Chevra Kadisha, the Death Café, Chai Cancer Care and Haven House hospice.
A panel session entitled “What is a good death” was chaired by Rabbi Lisa Barrett of SWESRS, with input from Dr. Farrell Igielman, Anaesthetist and Head of Ethics at the BHR NHS trust, Rabbi Jason Demant of St.Francis Hospice and psychotherapist Andrea Wershof.

domain: medical


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Weight Loss Strategies That Are Not Hard To Implement I’ll Prove It to You
Sometimes losing weight can seem out of our reach and elusive. After a few weeks of dieting, your motivation may fade and it can be tempting to quit. Why is it that some people can actually lose the weight and keep it off? What is their secret to success?
Understanding your goals is required for making an excellent fitness plan. Would you like to see a huge change in your body size, or do you just want to get firmer and tighter? Are you hoping to gain energy by exercising regularly? What do you hope to accomplish by beginning an exercise program?
Give some thought to establishing a weight loss diary. It’s as simple as jotting down your daily food intake and weight. By using a weight loss journal, you can can check on your progress. If you find that you are not sticking to your plan, you can change where you’re going wrong to get back on track.
Keep healthy snacks on hand in case you get hungry. Otherwise, you may be tempted by the convenience of fast food. Planning your meals out and packing a lunch will save you money and help trim your waistline.
In order to lose weight you need to pay attention to not only your diet but also the amount of exercise you get. Create an exercise plan that incorporates different activities that you enjoy so that it is easier for you to maintain your work ethic. When you are trying to find something fun to do to keep exercising fun think about a dance class or a sport that you like. You can always even work out with friends. Use your imagination, and it won’t be hard to come up with ways you can get a little more exercise in your daily life.
Take all the junk food out of your kitchen. Removing junk food from your kitchen and replacing it with natural healthy foods will help you avoid unhealthy temptations. Once you have gotten rid of all the unhealthy foods from your home, then they aren’t readily available as a temptation for you to snack on.
Invite a friend to exercise with you. In many cases, if there is nobody to keep us accountable, we tend to slack off and neglect what is best for us. Having someone to exercise with will give you the motivation you need to continue on. You can also help each other by giving helpful advice, motivation when needed and encouragement when someone reaches a hump in their weight loss journey.

domain: health


Deerpark to get $878,000 FEMA reimbursement
Deerpark Town Supervisor Karl A. Brabenec announced this week that the Town of Deerpark has been approved for a 100 percent FEMA reimbursement amount of $878,739.59.
Over the past year, town funds and labor have been used to fix infrastructure damage caused by Hurricane Irene and Tropical Storm Lee. The federal government will contribute 75 percent of that total, the state's share is 12.5 percent and the local share, which is 12.5 percent, may be absorbed by the state.
"Thanks to the team effort of our Town Board members, highway superintendent, town clerk, town engineer, and emergency management officials, we were able to secure these necessary funds to reimburse monies outlaid originally by our local taxpayers," Brabenec said. "We will be aggressively working to obtain more reimbursements over the next few months."
Applications are still pending for Big Pond Road and bridge improvements, which total $200,000, and appeals are being made for the following projects, which were initially denied by FEMA: Peenpack Trail, Sleepy Hollow, Pinekill Project and Cora Rose Lane Project.
In addition, the town has applied to the New York state DOT for Peenpack Trail and Sleepy Hollow improvements under a Federal Highway Administration grant totaling $1.25 million.
"The money that we are receiving will help to replenish the town's cash flow and will help to improve our bond rating and financial condition as well," said Councilman David M. Hoovler.
The reimbursement checks should be mailed to the town starting in the third quarter of 2012.


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The journey from my office in Kennington to Clapton takes about an hour and fifteen minutes. I could get to Brighton in that time, should I have reason to. I don’t. It’s windy and far too proud of itself. Whilst Clapton is beginning to resemble Brighton in many ways, it still has great venues like the Hackney United Services Club where we have put events on four or five times. That’s probably unfair on Brighton, which presumably has buildings rich with history, if not rich with the splatterings of seabirds.
On Thursday I had decided to work from home as I had an appointment with my doctor. The real boon to being home is that I live in Limehouse, and so getting to Clapton for our live show from there is pretty rapid, at least by comparison. I went by Overground, and the orange, spacious carriage afforded me a moment of a recherché calm. Tweeting playfully as I went, double-checking emails to ensure that everyone had been organised and bossed about sufficiently, I was feeling terribly pleased with myself for having affairs well and truly in order. Yes, if my doctor had given me a phone call right then and told me that, despite his earlier vote of confidence in my diet of leftovers and ale, I had actually rotted my gut through to the seams and could only expect to live for a few hours more, I’d feel pretty serene about it all, if not a little satisfied that I would be able to tell my partner (romantic; gave up any desire to be a cop after the novelisation of Police Academy: Mission To Moscow was dropped by HarperCollins) that I was right about bloody doctors all along.
I was at the the venue in Clapton at about 6:20, a bloated hour before doors opened, where I found my second-in-command Anna Harvey waiting for me in her car. She wore a look of concern but it troubled me not for I was in the mood to sort stuff out, no matter how in it had fallen. At that moment, the venue owner popped her head out of the front door and explained that due a last minute issue they wouldn’t be able to host Open Pen Live that night.
“What? Why?” The second monosyllabic query topping my list of priorities in terms of receiving an answer.
“The ceiling’s fallen in,” she replied, “we can’t have anyone here. The darts is off as well.”
Why do these things always happen to me, I thought, as the venue owner fought back tears. The sky had come down around me. I was doomed. This was a nightmare situation. I had a couple of writers coming down, a two-man Jazz ensemble, publishers on the guest-list, and everyone was going to think that I can’t do things properly, including the poor old writer who had her Mum coming over from Norwich especially. Writers are tender creations as it is. Asking them to stand up in front of people that love books and therefore love being critical (preferably with sagacious wit) is a big ask. Telling them with an hour before kick off that the show was off would truly puncture their fragile conviction.
“What are we going to do?” I demanded of my 2IC, desperate to address the increasing likelihood that my ego would be bruised.
Luckily, starkly, my Open Penner partner in crime (metaphorically – I had given up on crime for reasons outlined above) knew the area like a handy expression used to the point of nauseation. We bolted about the area that was once described as the most dangerous area in London and bounded over to coffee-house-cum-potteries and delicatessen-cum-creches until finally, lastly, the creperie-cum-gastrobar on the old Murder Mile accepted us with a warm embrace (potentially just a solemn, accepting nod, with the hint of goodwill – I wouldn’t know, I was in the car sulking) and said we could use the downstairs basement. The snag was that we could only have it till 9:30pm. This would cut into a lot of what we had planned that night, but beggars of live literary reading venues cannot be choosers of live literary reading venues. And as it went, the creperie’s basement, whilst on the cosy side, was beautifully lit, and its staff more than accommodating. Our readers were able read their stories, albeit in front of a crowd that we couldn’t possibly charge ticket admission for, given the mess around they’d been given. This basically meant that the evening that is meant to fill the belly of our budget, ended up leaving us down. Cry for us.
Economical matters aside, it might have been worse. It was pointed out to me that the ceiling of the original venue might have fallen in on me whilst I was on stage. The thought gave me a moment to take a step back from the supposed nightmare situation and really count myself lucky; tragedy had been averted. Just imagine if the plasterboard had fallen in and spoiled my peacoat. Sobering.
In short, much shorter than I’ve just rambled on for, apologies to everyone that made it along and was shifted about like cattle, or gave up on arrival of the new venue, lost, confused, potentially hurt. An apology and much gratitude also, of course, to everyone at the event that performed a story for us or tickled the ivories for Jazzing pleasure. We aim to make it up to you in the early Summer with an outdoor event (take that ceilings). We’ll have more tricks up our sleeve than ever before.
To Creperie du Monde, thank you sincerely for saving our bacon on the night. I hope to enjoy said bacon with dollops of maple syrup at your fine establishment real soon.
Note from the web editor: Finally, if any Brighton-based bookshops would like to stock us, please send requests to our editor at email@example.com
Open Pen Issue Eleven is out weekend of April 26th. Keep an eye on us for more details of its release.
Come along to Open Pen’s live event tomorrow evening in Hackney, and if you’re a writer, enter out War Of The Words competition. All you need is a £5 ticket to the event, which you can buy on
the door as well as below, and a piece of your writing at no more than 150 words. If flash-fiction / microfiction is your thing, it’s definitely worth a gamble. You’ll read the piece out at the live event, but don’t worry, there’ll be a fair few writers with minimal experience of live reading, so there’s little excuse to miss out. Everyone that enters gets a free book, and the winner has their piece published on our Little Printer publication.
Issue Eleven will be in your favourite independent bookshop by mid-April. It’s a greyish curmudgeon thing to offset any positivity brought about by the burgeon of Spring. Our winning story is by one Jasmin Kirkbride. At just 23 years of age, Jasmin has managed to manifest a piece of work both touching, wise, and… well… grey.
The grown-ups argued amongst themselves for a few moments, before deciding the frog was in fact stuck in the pool and needed to be fished out. Anise watched his limbs folding this way and that on the taut net of the pool-skimmer. She climbed out to watch him hop away through the grass.
“There,” Uncle Joe declared, “He’ll find his way home now.”
“Pah!” Ottilie exclaimed with scathing, “I don’t know why you bother. The chlorine will burn him to pieces.”
Jasmin will be reading from her cover piece The Yellow Moth by a few other authors, who we’ve not told yet, so won’t announce it here. Keep an eye on our Twitter and this website for more on that.
N Quentin Woolf’s regular column looks at a fresh view of London and its east. Mr. Woolf has his debut novel out, by the way, on Serpent’s Tail. ‘The Death of a Poet’ was earmarked by GQ Magazine as likely to be one of the top ten books of the year, alongside new work from Haruki Murakami and Martin Amis.
Amnicolist editor Sean Preston provides the editorial on this occasion, ten issues on from his opening gambit in Issue One, whilst forward-thinking Soho bookshop The Society Club puts some wind in its sails with a focus feature from owner and literary agent Carrie Kania.
To find out where you can pick up a copy of Open Pen, check out our list of stockists.
Issue Eleven hits shops in April, there’ll be more news about that soon, and as per usual with each issue we press, we’re holding another live event in Hackney at the Hackney United Services Club. Tickets for the event are now on sale. As ever, tickets will be available on the door for anyone wishing to pay cash. By that token, the bar does not accept card, so please bring cash if you plan on whistle-wetting. We do.
Tickets are priced at £5. Doors open at 7pm. But you can grab a drink downstairs any time onward from 6:30pm.
‘WAR OF THE WORDS’
Writers wishing to get a bit of they fiction out there might want to take part in our War of the Words microfiction competition on the night. The competition requires aspiring writers to bring a piece of fiction they’ve written at no more than 150 words and read it out before our grateful audience. We’ve often got a few of our publishing friends in the audience, so not a bad way to get noticed. A winner will be picked on the evening, and that winner will find their work in an Open Pen book due out this year. If you wish to take part in this, let us know at firstname.lastname@example.org. Or just ask us more about it at the same address.
The usual mix of live readings from new and exciting authors, live Beat Jazz from Canuck enthusiast Piers Pereira and ivory-tinkling Mark Smith, literary comedy in the form of Filthy Fiction, and a microfiction tournament will be complimented by a one-scene play, making Open Pen Live a truly diverse literary event that you won’t want to miss out on (unless you’re tired on the night, miserable, or racist against Canucks).
The event takes place on Thursday, 10th April, and with modest ticket pricing, live performances, and generous breaks for purchasing cheap drinks, you’ll be bedevilled should you miss out.
The actual show kicks off at about 7:30, so try and get there in good time. Best route to the venue easily worked on on TFL’s Journey Planner. The venue can prove a tad tricky to find, or at least not walk past, so look out for the Open Pen signage we’ll scatter about Powerscroft Road.
As always, you can contact us at info at email@example.com should you have any questions.
Though it can often feel this way, and so it should as we grow as readers and indeed people, our favourite books, I think, are not the ones that we’re reading at the moment and love, but those that have shaped our reading and our lives. Here’s five books, in no particular order, that have stayed with me and shaped mine thus far:
Blood and Sand Vicente Blasco Ibáñez
Within a Budding Grove Marcel Proust
The Trial Franz Kafka
Death in the Afternoon Ernest Hemingway
Moominpappa at Sea Tove Jansson
* * *
Here’s some picks by other Open Penners:
Anna Harvey (Executive Editor) picks The Fountainhead by Ayn Rand
James King (Online Editor) picks The Road by Cormac McCarthy
Celebrate World Book Day by getting down to your local bookshop and buying yourself a book that, might, in time, shape your life.
Thanks to every that made it out to Hackney to celebrate ten issues of Open Pen. Onward we go.
A few things to look out for: Issue Eleven is coming up, and whilst you can submit to Open Pen at any time, if you want your submission to make it into contention for Issue Eleven, out at the end of March, you’ll need to get your submission to us by the 28th of February.
You’ll also notice that we now run a weekly column on this very site, with articles penned by a variety of writers, aspiring and established. To discuss a potential article with us, contact our web editor James King at firstname.lastname@example.org.
Take a look at some of the articles recently published to get an idea of our range in style.


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In researching Islamic history I have found in many cases that during the life time of the Holy Prophet (sawa), and also during the times of the twelve righteous Imams from his Holy Household (Ahl-ul-Bayt, as), some of the Christians stood up for the members of Holy Household when they were oppressed. It makes one wonder, why did these Christians support and defend the Prophet (sawa) and his pure family, when they belonged to a different religion? The Prophet and his family’s character were so noble that even the idol worshippers at the time of the holy Prophet (sawa), who hated him, could not come up with anything bad to say about his morals. The Prophet’s title, even before proclaiming his Prophethood, was “The Trustworthy” (Al-Ameen) and “The Truthful” (As-Saadiq). These Holy personalities shined their light on everyone they came in contact with. It was amazing for people to witness such sublime morality in a human being, as they (as) treated everyone with fairness and justice.
The Christians felt safe under the true Islamic government during Prophet’s (sawa) and Imam Ali’s (as) rule, and all of their rights were protected under their ruler-ship.
The Prophet (sawa) and his pure family (as) felt that it was their duty to help their fellow human being in need. When the Christians witnessed the Prophet’s (sawa) family being oppressed, some of the Christian monks acknowledged the right of their divine leadership (Imamate) and they stood up for justice and died defending them.
In this humble attempt I have compiled some historical accounts from the life of Prophet Muhammad (sawa) and his Family’s treatment towards Christians during there respected times. Also I have included historical accounts of Christians who protected the Holy Prophet (sawa) and some who gladly laid down their lives for his Holy family (as). I hope this book will show the reader about how the Prophet (sawa) and his family demonstrated the true relationship between Islam and Christianity and how it should be today.
This is the Islam that was practiced by Muhammad (PBUH) and his Family, not the Islam which was hijacked, and is still hijacked, by the corrupt rulers after the Prophet’s (sawa) martyrdom.
Prophet Muhammad (sawa) treated everyone with justice and equality, but the rulers who took away the divine leadership from his family, excessively performed terrible deeds in the name of Islam. We need to recognize the distorted actions performed by these corrupt rulers and disassociate from their actions entirely and show people the true form of Islam as taught by our Prophet Muhammad (sawa) and his Household. It is up to us as God-fearing people to bridge the gaps between the two religions of Christianity and Islam; and to treat one another kindly with the aim to please the one and only God who created us all.
Imam Ali (as) is reported as saying “Know that people are of two types: they are either your brothers in religion or your equal in creation.”
Find in-depth narrations of these stories and more in the book Christians who Defended and Died for Prophet Muhammad and his Family by Mateen J. Charbonneau.
One thought on ““Christians who Defended and Died for Prophet Muhammad and his Family””
This is the right web site for anyone who wishes to find out about this topic. You know so much its almost tough to argue with you (not that I personally would want to…HaHa). You definitely put a fresh spin on a topic that’s been written about for years. Great stuff, just wonderful!

domain: literature


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To the Editor:
I write to endorse Deborra Zukowski, write-in candidate for the Board of Education. although her efforts on behalf of our community are well known to many, I personally worked with Deborra at some length as a fellow member of the recent Charter Revision Commission.
She has the unique ability to listen carefully to all the opinions and views offered, whether they agree with her own or not. That ability contributed substantially to material compromises and clarifications that are incorporated in the revised Charter. She was always willing to do the time consuming “homework” that the commission’s work required. Also, Debbie was a strong advocate for putting the Board of Education’s majority representation question to a clear stand alone vote in the 2016 election.
I urge all of you to write in for good government in Newtown. Fill in the oval and write “Deb Z.” in square 14D.
Kevin L. Burns
1 Monitor Hill Road, Newtown October 16, 2017

domain: politics


Results for: metro-in-chile
Metro Baquedano during lunch hour in Santiago, Chile
Metro Plaza de Armas in Santiago, Chile
Metro Cerrillos and Metro Los Leones in Santiago, Chile
Santiago Metro Line 6 is a line on the Santiago Metro, Santiago, Chile. It connects the commune of Cerrillos, in the south west of the city, with Providence in the east of the city, where most economic activity is concentrated. It has 10 new stations on 15.3 km of track.
Tobalaba is a station on the Santiago Metro in Chile, the northern terminus of Line 4 and is the closest station to the Costanera Center.
It became an interchange station between Line 1 and the then-inaugurated Line 4 in 2005, when its appearance was altered.


BI’s Article search uses Boolean search capabilities. If you are not familiar with these principles, here are some quick tips.
To search specifically for more than one word, put the search term in quotation marks. For example, “workers compensation”. This will limit your search to that combination of words.
To search for a combination of terms, use quotations and the & symbol. For example, “hurricane” & “loss”.
Bermuda's insurers and reinsurers may fund a quarter or more of approximately $100 billion in aggregate insured losses from hurricanes Harvey, Irma and Maria, according to preliminary estimates from the Association of Bermuda Insurers & Reinsurers, the association said in a statement late Tuesday.
“Based on historical experience, regulatory stress tests, and publicly announced preliminary estimates by listed companies, ABIR estimates the island's insurance market may absorb 25 percent or more of insured-loss claims. Preliminary aggregated loss estimates put the total at approximately $100 billion for the three storms,” the association statement said.
The association added that its members have already begun to pay claims on last month's record-setting storms and began wiring hundreds of millions of dollars to primary insurance company accounts impacted by the disasters shortly after the storms ravaged regions across the Caribbean and United States.
Advancing cash for liquidity so insurance clients can pay consumer claims is part of the value reinsurers provide, explained Brad Kading, the association’s president and executive director.
"Bermuda's global insurers and reinsurers first and foremost express their sympathy to those suffering from the loss of life, property, food and water from the recent storms," Kevin O'Donnell, ABIR chairman, and president and CEO of RenaissanceRe Holdings Ltd., said in the statement.
"At this time, we are helping in the best way we can — by forwarding billions of dollars to help begin and sustain recovery in Texas, Florida, Puerto Rico, the U.S. Virgin Islands and the rest of the affected Caribbean and Southeast U.S.,” he added.
Scor S.E. said its losses from hurricanes Harvey, Irma and Maria together with the two earthquakes which struck Mexico will total €430 million ($504.7 million) for the third quarter of 2017, the company said in a statement Monday.


text:
September 17, 2018
Kinder Bueno Cookie Bars!
*This post may contain affiliate links. Please see my disclosure for more details!*
Gooey, delicious Kinder Bueno cookie bars packed full with Kinder chocolate and Kinder Bueno pieces!
Kinder Bueno recipes honestly take over my blog a little. They’re always popular, and people always want more. I’ve actually only got four Kinder Bueno related recipes on my blog so far, but they’re some of my most popular, especially my Kinder Bueno Cheesecake.
Not only is this always ranking in my top 10 of recipes every single day, it’s my most viewed video on my youtube channel, and is always a hit on social media.
Kinder Bueno cookie bars
Because of how Kinder Bueno is an absolute kicker, I thought I should post another and I know you’ll love these. Cookie bars are always a hit as well, but Kinder Bueno Cookie Bars?! Utterly next level.
Packed full of Kinder Chocolate, and Kinder Bueno pieces, this is the sort of treat that people will ask for again and again without fail. If you don’t like Kinder chocolate, however, please see my many other cookie bar recipes I have available!
Tried and tested
When I gave a batch to some of my other trusty taste testers, they said they were some of the best things they’d ever eaten. I did think maybe I had overdone some of the chocolate on the sides, but after baking these for exactly 19 minutes, and leaving them to cool for half an hour or so they were SO GOOEY and oh my actual days.
Folding through the Kinder Chocolate is easy as its solid, but folding in the Kinder Bueno isn’t as easy because they’re quite a bit more fragile. If you’re worried, I did it a couple of times where I put the Kinder Chocolate pieces into the cookie dough first, and then the Bueno so it wasn’t quite as solid as just the dough on its own. It’s not the end of the world if they Kinder Bueno pieces break up, but if you do it by hand it’ll be a lot safer than using a mixer for this bit!
If you wanted to make these into a chocolate cookie dough, rather than a ‘plain’ one, you can add in 25g of cocoa powder, but take out 50g of the plain flour. The cocoa powder dries the cookie dough out more in comparison to the flour, so you’d have a smidge less dry ingredients. If you wanted to make these into actual cookies, you’d have to add in 50g more flour, so that they don’t spread too much!
I do have Kinder Bueno cookies on my blog which are always worth a try because, yet again with Kinder, HEAVEN! Also, Kinder lovers rejoice for my other Kinder Bueno recipes such as ice cream, blondies, a cookie pie or a Kinder tart – absolutely yes please, get me a plate now!
If you’re not careful, the chocolate that is on top or sticks out of the cookie bars can burn slightly, but if your oven is the correct temperature it should be fine. If it burns really quickly, then something is wrong with your oven. I bake these for 19 minutes in my oven, and the chocolate edges just ever so slightly start to boil a bit, and thats it. They’re never fully burnt because the traybake isn’t in for so long, and I use a fan oven at 170C.
I hope you love this recipe as much as I did! Enjoy! x
Kinder Bueno Cookie Bars!
- 275 g plain flour
- 1 tsp bicarbonate of soda
- 1/2 tsp salt
- 1 tbsp cornflour
- 115 g unsalted butter
- 55 g granulated sugar
- 135 g light brown sugar
- 1 medium egg
- 1 tsp vanilla
- 250 g Kinder chocolate (chopped)
- 170-250 g Kinder Bueno bars (chopped)
- Preheat your oven to 190C/170C fan, and line a 9x9 inch square tin with parchment paper, and leave to the side for now.
- Whisk together the plain flour, bicarbonate of soda, salt and cornflour together in a bowl and leave to the side for now.
- Melt the unsalted butter until liquid, and add to a bowl. Add in the light brown sugar and granulated sugar and whisk the mixture together for two minutes by an electric whisk, 3 minutes by hand.
- Add in the egg and vanilla and whisk again until they're combined.
- Add in the mixed together dry ingredients and mix until a really thick cookie dough is formed.
- Add in the chopped Kinder chocolate, and chopped Kinder Bueno, and fold through. Reserve some of the Kinder chocolate for the top of the cookie bars.
- Push the mixture into the 9x9 inch tin, and add on the last few bits of Kinder goodness.
- Bake the cookie bars in the oven for 17-22 minutes. I usually do 19 minutes so they stay reasonably gooey.
- Once baked, leave in the tin for 10 minutes to cool a bit, and then remove and cool fully on the wire rack. Enjoy!
- I bought two packs of the 6 medium Kinder chocolate bars, which weigh 126g per packet to make up the 250g for the cookie bars.
- Each multipack of Kinder Bueno is about 170-175g worth, so you can use one packet, or buy more and add a smidge more. Don't go too overboard though otherwise, it'll struggle to bake.
- You can use all Kinder chocolate if you wish, but I wouldn't recommend all Kinder Bueno as the chocolate is what makes it gooey.
- No the wafers in the Bueno won't stay crunchy, but that's not the end of the world. it's there for the taste!
- These will last for 5 days or so after baking if they last that long. Feel free to rewarm in the microwave briefly for gooey bars!
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Do you weight the butter at room temp and then melt the butter or do you weigh the butter after it’s melted
I weigh the butter then melt it. Hope this helps! x
Hi I have a 9×13 tin. Do I times the recipe by 1.5? And how many eggs would I need?
Fantastic recipe, so simple and this is a 10/10 every time and I’m yet to meet a single person who doesn’t like them. Thank you!
I’m really excited to make this recipe… but I don’t have baking paper… What should I do ?
Hi jane, i want to make this beautiful recipe.
But can i replace 9 inch square tin with round pan? If yes, what is the size of pan?
A square tin – a round tin 1″ bigger! So a 9″ square is most equal to a 10″ round x
Hi, I made these and the texture/look was perfect! Only wondered I thought they tasted a bit too salty, which overpowered the cookie a little bit! Could you make this recipe without salt/bicarb or without both? Was perfect otherwise! Effective instructions! Thank you!
Hiya! The bicarbonate of soda is a key ingredient, however you can adapt the salt to taste! Hope this helps, enjoy! x
Can I make this recipe with a square 8×8 inch pan?
Hi – I’ve made these before and they are amazing!
Would they still bake ok in the aluminium foil baking pans as I need to bake quite a few and don’t have enough pans!
Hi Jane would I be able to use Toblerone if so can I put inside and ontop
Hi Jane, I’ve been asked to do a Kinder chocolate cookie cake for my niece, would this work in a round tin? Or should I follow your mini egg cookie cake recipe and sub the chocolate? (I’m in turmoil, help!)
I would follow the mini egg cookie cake! x
These sound absolutely delicious! I’m planning on making them at the weekend for a girly night with my friend and our little girls but I don’t have a 9×9 cake tin so in the process of ordering one. Which one would you recommend? And is a lose bottom tin better for getting the bake out of the tin or does it not really matter? Thanks so much. Can’t wait to make and taste them
Hello, any 9×9″ square tin will use, I don’t use a lose bottom one personally but you can x
Hi Jane could I use Toblerone instead of kinder. Many thanks pamela
Hello, yes you can!x
Hi, Ive made this lots of times and its perfect.
Im trying to make them GF, Im swapping the flour for Gluten free flour, do i need to adjust the cook time at all?
How can I make these gluten free?
Just swap the plain flour for a free from plain flour?
Hello! Double check all of the other ingredients because kinder buenos are not gluten free, but if they are then yes you can swap the plain flour for free from x
I am so sorry to keep bombarding you with questions but I was planning to make cookie bars for the first time this weekend. I always keep my brownies/blondies/Rocky roads etc in the fridge, wrapped in foil, in a zip-lock bag and in a container (maybe a bit OTT but they stay delicious for well over a week). Was wondering whether cookie bars can be stored the same way in the fridge or do they need to be kept at room temperature? Thanks Jane!
Hiya, I recommend storing cookie bars at room temperature xx
How necessary is the cornflour? Ty 🙂
Another 10/10 recipe as per usual!!
If I wanted to do a layered cookie bar, how much more of the dough recipe would I need?
Ty in advance x
Hi Jane – I’ve made these today and followed the recipe exactly (I think) but mine seem to look a lot more golden inside and out – what did I do wrong?
This just sounds like it’s your oven – the heat element may just be higher than mine and it can depend on oven types! x
Will these measurements work for a 10.5” square tin
No.. you’d need to increase the recipe by about 1/3 more. Also please allow time for responses on comments as I receive hundreds a day!
Ive cooked these before and I love them! I got a better pan though and would like to increase ingredients if needed? my tin is 9 x 13 ”
how much longer would I cook and what would I do with ingredients?
Hi!! You would need to use 1.5 times the recipe. I am unsure on baking time but I would imagine 25-30 minutes x
Is it possible to make these, freeze them and then cook them at a later date?
Yes you can!
This will be my go-to recipe for EVERYTHING going forward. I’ve made it twice and it’s come out perfect both times. I used a stand mixer and this made it a really easy recipe to make. Perfect.
What does granulated sugar do that caster sugar doesn’t? I always find that granulated sugar makes things too sweet & grainy with an undesirable sugar crunch
I see that you can freeze the raw dough for up to 3 months, but can it be cooked from frozen in the same way the NYC cookies can?
Hi. I made this but the inside was very sticky and tasted floury. I followed the recipe correctly.
How strange – sounds under baked!
Hey Jayne I made this today was beautiful I actually switched the kinder for twix just because twix is my favourite, I follow lots of your recipes they are always spot on and I get very good feedback. I was wondering could I do anything to get the slices bigger in depth like a cake slice ? Mine wasn’t flat but would like it to look thicker. Thank you
The problem is with thicker ones that they just don’t bake the same – these are meant to be similar to cookies but a traybake version! You can use a smaller tin and bake for longer instead however if you do want to do it still x
Hi, what kind of butter do you mean? Can it be marg spread? Or does it need to be like a block of butter?
It needs to be unsalted butter preferably – or a baking spread.
If I was to try this recipe but without the bueno would you add extra kinder chocolate bars and if so by how much.
I would use up to 300g kinder chocolate!
I made these but they turned out like cakes but still tasty. I had to bake them for longer than 20 minutes because when I took them out of the oven they were very wobbly and thought they were not ready. How do you know when they are ready? I have clearly overtakes them.
They’re definitely over baked then. Did you use the correct size tin?
I was just wondering if you knew the calorie count for this, as my girlfriend is having a slight cheat day on Valentine’s but I don’t want to go over the top. It would be most appreciated!
I was just wondering if you knew the calorie count for the cake as my girlfriend is having a slight cheat day on Valentine’s Day but I just don’t want to over do it if it is a lot of calories! It would be most appreciated!
I make this recipe all the time – I love it!
Is there any way of making the cookie bars up (not cooking) a day early and storing them in some type of way before cooking?
The cookie dough can be put in the fridge over night! x
Hi, I love this recipe and it always turns out perfect. I was wondering if or how I could make this recipe vegan? Thankyou!
You can use a vegan butter, and replace the egg with the usual sort of replacement of flaxseed/chia and water, or mashed banana etc! But then obviously kinder isn’t vegan so that would need a replacement x
Can I substitute the egg in this recipe?
Yes, usual egg substitutes like flax seed, mashed banana etc work!
Hi, i used this recipe and it was amazing! i just swapped the kinder for triple chocolate chips instead.
can i ask do you have the nutritional information on this recipe?
Do you know if your able to make the cookie dough and either keep it in the fridge or freeze it, if so, for how long?
The raw dough can be in the freezer for 48 hours, or freeze up to 3 months x
Hi Jane! Can you freeze the cookie bars after baking and if so how would you reheat? Love your recipes 🙂
Yes you can! And a quick microwave after thawing for a bit maybe!
Hey lovely sorry it’s so late. Is there anything I can substitute bicarb with? I’ve run out and it’s the MIL birthday tomorrow 😩 or am I destined for a late night supermarket run!
Ideally it would be used – but you can try 1tsp baking powder instead x
Delicious!! I checked mine at 17 minutes and they were basically fully cooked, not quite gooey. So next time I know to keep an eye on them (my oven isn’t the best!).
But still so delicious, especially warmed up 🤤
Is there a reason why mine turned out cakey?:( Would love to try this recipe again any tips for it not to be cakey and more cookie like?😅
Did you use plain flour? And how did you mix it?
Hi Jane, I’m baking this tomorrow for the second time for a customer however I only have a 13 x 6 rectangular tin. Can you please assist me on timings and would the ingredients be the same amount?
A 13″x6″ is about the same volume as the 9″x9″ so the measurements are the same – I haven’t used that size tin before but I imagine it be similar!
Anything Kinder and I’m there! Absolutely loved these.
Hi Jane, would this recipie work with any chocolate instead of kinder and kinder bueno? Such as munchies, boost, or even plain choc chips or galaxy etc or would you need to change anything else if changing the chocolate?
Super excited to try!!
Hey! Yes basically its all interchangeable – some chocolates don’t work well if they have soft centres or nougat, but most do x
Turned out amazing!
Thankyou for this recipe
Hi there, I tried making these twice and I don’t know where I went wrong. I think it’s from the bicarbonate soda. Could you leave this out? They turned out cakey and there was a horrible taste, fishy like after taste. Very strange. My friend made them and they turned out gorgeous. I don’t know what I did wrong.
That sounds like something is off, or over measured! If bicarb isn’t measured correctly it can cause a problem as I have never experienced this with the cookie dough (And the dough is the same base recipe for lots of my cookies!) x
Can I make these without the Bueno? Will I need to replace it with something else? Or will they be ok just making them with the Kinder chocolate?
As the bueno is just put on top, you can easily leave it off x
I’m a diabetic so need the amount of carbohydrates in order to inject the right amount of insulin.
Do you have the nutritional information (specifically carbohydrates) available please?
I was just wondering if I could use this recipe for a skillet cookie instead of bars?
Yes you can! x
These are delicious 😍 they work so well!
This is my favourite of Jane’s recipes by far! They are just wonderful- so easy to make, I make them every few weeks as I just can’t resist! I use only kinder choc as I prefer that to the crispy kinder bueno texture. I followed your advice and took them out of the oven after 19 mins when they almost seemed underdone. But after cooling they were so perfect and gooey! Thank you Jane, I struggle to use anyone else’s recipes now as yours are so perfect – so please give us more new recipes! Thank you x
Hi Jane, I’m making these tomorrow and I can’t wait 😋 I only have a 12in by 8in pan or a 10in by 6in pan.. which would be better to use and would I need to adjust cooking times depending on the pan?
The 10×6 is slightly too small, and the 12×8 is slightly too big – either you would need to adjust the timings because of this. The smaller tin will increase it, the larger tin I’m not sure but as its thinner, less time? x
Can you make these gluten free?!
Thanks a lot
Kinder Bueno are not gluten free so you can leave it out, or use an alternative, but other than that it’s a simple flour switch and maybe a bit of Xantham Gum! x
Hi Jane! Could you bake these as cookies rather than as bars?
I’d recommend looking at my kinder bueno cookie recipe x
Love this recipe!
Is there any spices I could add to do a carrot cake cookie dough? And then work out how much to add?
Thank you x
Do you think it would be possible to add blobs of the kinder spread to this? (Maybe frozen?)
you can, but I wouldn’t add too much as the bake is quite shallow x
Could I use Stork instead of unsalted butter like in your NYC cookies as I already have that in?
Thanks in advance
You can do!
Hi I wanted to try these I have a 10”x7” tin would I use the same amount of ingredients thanks
Hiya! I bought a kinder beuno spread from Black Milk and wanted to incorporate it into these cookies. Would this be okay to do using the exact method you’ve provided? Thank you 😊
There is a method for using the spread in my cookies (not these cookie bars) – which would work really well! x
I absolutely love this recipe!! I’m making some last minute cookie bar tomorrow for a friend’s baby shower. Just realised I haven’t got any unsalted butter, would Nordpak spreadable (Aldi’s version of Lurpak) be OK to use ?
Yes that should be okay for these! x
Firstly I’m such a big fan of your baking. And these cookies are so delicious. Thank you for sharing. I wanted to try and make these but replace the kinder with galaxy.
Do I litterally just replace the chocolate with galaxy instead?
Yes!! Basically just use galaxy in place of the kinder chocolate, and then you could put a bit on top the same way with the bueno if you wanted!
Hey Jane, I’m wanting to make this cookie bar with just Cadbury’s milk chocolate chunks / bar instead of the Bueno.. . is this possible? If so how much would u recommended in grams ?
Thanks in advance 😁
Hey! Yes it’s lovely with Cadburys, I usually say the best total amount of chocolate is 300-400g! x
Hi Jane, just another message to say that I made the recipe with the Cadbury chocolate and it was amazing! Thanks so much for sharing x
Can I swap out for white kinder bueno? will it still bake the same?
Yep, it should still be the exact same!
Could I swap the kinder Bueno bars for a hazelnut / chocolate spread like Nutella? And if so am I better freezing the spread first?
The Nutella can change how they bake slightly, and it would be far easier to mix in frozen dollops so that the dough doesn’t mix in with the Nutella too much! X
Hi ! I made this recipe and it tasted amazing. However I feel as though I could still taste the sugar specs even after it was cooked? What could I do to ensure I’m not biting into pieces of sugar ?x
Did you definitely use the correct types of sugar? This whisking at the beginning is designed to break that down so it may not have been done for long enough!
Hi Jane, I am just wondering if I would be able to add kinder filling from black milk to this recipe in any way, would you mix it in the dough or put it in the middle of the bars? Thank you in advance
I would add it to the middle of the bars as you want the dough to stay the same! x
Hey Jane these look amazinggg! But the only tin I can find is 7×7. How would I alter the recipe to suit the tin size? Tia x
That’s about half the recipe! x
Thankyou! Completely forgot to halve the recipe so they’re the tiniest bit thick but they taste absolutely delicious! First time making any sort of cookie but definitely won’t be the last. Amazing.
Does this recipe work when you fill it with other chocolate by any chance as I don’t have kinder? Also… whenever I try and bake cookie bars the edges go really brown and it looks under baked in the middle, any suggestions on how I get them all to bake evenly please?? Xxx
Yes you can use other chocolates – I have a variety of flavours on my blog that you can look at to give an idea! and this sounds like your oven is too hot – maybe lower the temp by 10-20c and see if that helps by baking for a little longer instead!
I’m dying to make these ones for a very long time now
I live in Israel and unfortunately I couldn’t find light brown sugar in here 🙁
Do you have a suggestion what can I change it for?
I would use all white granulated!
Hi I’ve just put these in the oven and forgot to add the bicarbonate will it make much difference? X
It will change the texture and end result slightly, but should still be tasty! x
Hey, I have a 30×20 rectangular tin, what baking time would you recommend? Thanks! X
Hiya! It might be about the same – the tin is slightly bigger but also a different shape so I’m not certain!
First time making cookie bars and these were absolutely delicious! I’ve already made more cookie bars because they were so good haha
Hi Jane, I’m going to try these for the first time. I have a 10″ X 9″ square tin, I know its only an inch but wanted to check if this would be suitable and will I need to change the cooking time? Thanks! X
It should be okay for that size tin, but may take slightly less time as it will be thinner!
I tried this and it was amaaazing but my tins are slightly bigger 9×13 inch and so it was a little thin, any advice on how to alter the recipe to get a thicker cookie bar with this size tin? Thanks in advance I love your recipes
I would use 1.5x the recipe! x
Hi how would the baking time and oven temp change when using a 12 x 8 tin please?
The temp should be the same – timings will increase but not too much longer, maybe 4-5 minutes?
hello, is corn flour granulated or refined?
In the UK we just have cornflour – it’s known as cornstarch in the US for example and is a fine powder just like regular flour.. I’ve never heard of it as granulated or refined!
I made these last night and they were amazing!
So I did this recipe earlier today but my tin was slightly smaller than you recommended so it was a little undercooked (still edible mind😁). Is this because I used a smaller tin?
I did put them in for a bit longer and covered them in foil towards the end but when cutting them some bits looked a little raw.
They do taste amazing though! Xx
Yes it will be – the volume difference between tins can vary greatly so it will take longer to bake!
I baked these exactly as your recipe states and like your other recipes I’ve tried, they turned out bloody delicious. Do you have any tips on being able to cut them into neat squares please? Mine cut super roughly around the edges. Would love for them to look sharp like yours
I use a large sharp knife – for example the tray is 9″ square, and I use a 10″ knife so it cuts straight down!
I’ve made these for my best friends engagement party and they’re so good! Do o store leftovers in the fridge? Thanks!! Xx
Ahh yay! And no, just room temp! X
Hi, I love your recipes! Was just wondering if you wanted to change the chocolate you add, how much should you add? So if I wanted to change the beuno to a different chocolate, would I add the same amount?
I typically recommend maximum 400g of added chocolate total – (as most others also have 100g chocolate chips for example). And it can vary depending on what you add as fillings of chocolates can differ!! x
I’m struggling to find brown sugar, could I add extra granulated instead? Thank you 😊
Yes! Use all granulated x
Hi Jane, made these before SO YUMMYYYY😋
Just wondering when you freeze them do you freeze the dough or when they’re baked? Xx
Hey! Ahh yay! And you can do either! x
How long can you freeze them for?
Not the cookies just the cookie dough? Also I’ve made these before and they were so good I do them often and change the chocolates!
I usually say raw cookie dough is safe up to three months in the freezer! So glad you like them!
Hi! Could I use a 9 inch circular baking tin for this to make a cookie cake?
Hiya – you can, but the volume is slightly different so may take a smidge longer to bake!
I absolutely love this recipe if I wanted to use a slightly bigger tin how much more ingredients should I add?
Ah yay! And that depends.. what size tin would it be?
I really want to make these but in the UK it seems quite hard to get hold of cornflour, is there anything this can be substituted for? Or can I leave it out?
Oh how annoying for you, all my local asda/sainsburys have had a good stock recently! The cornflour is designed to be there for the texture (it makes it better) but you can substitute for 25g flour (but the texture may be different!)
I made these last week and they tasted delicious! I was planning on making for a friend for her birthday.
Can you tell me the best way to store it please to keep it fresh? Would it be ok in a cardboard pizza like box for a couple of days?
Hey! So generally I store something like this in probably something a little more sealed like a tin or plastic tub! x
Hi Jane 🙂 I’m using a bigger tray 12 x 8” I’ve worked out the amount of ingredients I would need but do I need to change the temp of the oven and how long I bake it for?
Thank you 🙂
The temp should be the same – timings will increase but not too much longer, maybe 4-5 minutes?
I’ve just baked these for my friends birthday and they look and smell amazinggg! I was wondering, would these be okay to freeze? I want to keep a few for myself but don’t want to eat them right now xx
Hey!! Yes you can freeze them!! Xx
Would you freeze after baking or freeze the dough?
Hey, you can do either!x
I have just made these after a long day at work! So easy, quick and delicious. I was slightly hasty and cut them whilst they were warm, I think I should have waited until they were completely cool. There goes my diet out the window, but it is worth it. I will be making your Lemon Loaf Cake next!
Honestly so delicious!!!
I did everything as per the instructions, however mine haven’t turned out like that. The dough was crumbly?
The dough is quite dry as shown in the video – you just need to push it down and it’ll be fine!
Hi Jane, I have done this recipe in the tin recommended and its PERFECT!!
Would it also work if divided up into smaller trays?
Yay!! So glad you liked it! Yes it would – the only thing that would change is the baking time! X
If I use an 8” square tin how longer would I cook the mix for?
It can take up to 30 minutes – but keep an eye on it because you don’t want it to burn!
I’ve just made these! Omg wow they are delicious!!! Thank you so much. How shall I store them over night? In the fridge? Sorry stupid question!! Xx
Hey! No I store these at room temp in a tub! X
Hi! Love your recipes! I have light brown sugar and castor sugar would this work instead of the granulated? Thanks
Hey! I would use all light brown sugar xx
Hi! Can I use caster sugar to sub the brown sugar? And would it be the same quantity for the substitute?
You can – but it’s better to just use all granulated sugar rather than caster!
These are so good, thank you! So. Much. Chocolate. Delicious (and easy)! x
Hey Jane, the light brown sugar in this recipe. Is it soft light brown sugar or golden granulated sugar ?
It’s soft light brown sugar!
OMG!!!! Soo yummy , only had milky way chocolate so used that instead of the kinder but still delish 🙂
Hi I’m planning on baking these but can’t get my hands on any kinder chocolate! Would it make a difference if I replaced with either smarties or magic stars? Thankyou! Your recipes look lush!
It would work well! I love using magic stars!
I just realised I added 250g butter not 115g once all my ingredients are mixed (not added the kinder yet though) – what would you recommend to save it? (if anything)
How did they turn out? x
Hi Jane I’m thinking about trying to bake these but was wondering would it still work if I used a round tin as I dont have a square tin thank you.
A 9″ square is equal to about a 10″ round (not exact, but it’s the closest) – so if you use a smaller round tin they will take longer to bake!
Hi, I made these, they tasted good, but had a after taste of salt, is that normal? I put the amount in which the recipe said.
It can depend on the salt you use – if you used a fine table salt that can be too salty (I don’t recommend it generally for baking – sea salt or salt chunks are better!) X
Hi Jane! I’m very new to baking. I was wondering what you meant by “folding” in the chocolate. Should I chop it up, and then carefully mix it into the batter so the kinder chocolate and bueno don’t break? I also don’t have an electric whisk at all but I do have a regular whisk, would this recipe still work for me? As for the heating, my oven has some strange settings. I can select heat from top and/or bottom, plus a fan. What would be the best setting?
and finally, would this be too difficult for a beginner like me? 🙂
Thank you so much, just want to make something nice for my boyfriend.
Hey! So yeah you basically add in the chocolate pieces to the dough (there’s lots of chocolate, but keep going as it will add in, sometimes it’s easier to do it with your hands) – and without an electric mixer, I would use a whisk for the sugar/butter, and then a spatula, and add the flour in slower so it’s easier to mix in! If you have the fan option, definitely use the fan! x
I baked this recipe for my Daughters 18th during Lockdown, she doesn’t like normal cake, but loves brownies, cookies and especially Bueno, so it seemed fitting.
I only amended one thing. I mixed in the Kinder chocolate as you suggested, but I then put half the mix in the pan, smoothed it out best I could, then added the Bueno pieces and put the rest of the mix on top, which helped to not crush up the Bueno, giving you that nice smooth filling ‘ooze’ when you bite into a piece.
Thank you for this recipe, My Daughter absolutely loved it and I’ve had orders for it to be made again very soon, although I’m not sure how soon as it is very, very rich, its definitely a special occasion cookie bar.
Hi Jane, I only have demerara sugar or golden caster sugar. am I able to use either of them instead of light brown sugar? thank you! x
I would say use all granulated if you have that for the other part of the recipe personally – if you don’t also have the granulated, then I would try a 50/50 mix! x
These bars look amazing – can’t wait to try them! Also, I was wondering if you could use light muscavado instead of light brown sugar? 🙂
Yes you can!
This recipe is a firm favourite in our household, so delicious! The only thing is I have made it a couple of times and it sinks when it comes out of the oven, could I be over whisking it? Thanks 🙂
Hey! It can be, but that’s usually for something such as brownies! You can try mixing the the mix a bit less and see if it helps! X
I can only get dark brown or white Granulated sugar, will it still work? 🙂 x
Yes you can use the granulated as already listed in the recipe, but substitute the dark brown for the light brown – or use all of one! x
I’ve only got large eggs, can I use this instead of medium?
Yes you can use a large egg!
I just wanted to ask what you’d recommending replacing the egg with? As I don’t eat eggs, thank you!
You could try a few things, but my personal favourite is the flax seed replacement!
My baking tin is 7.5×7.5 inch, not the 9 inch tin in your recipe. How much longer should I bake them for? I’m cautious not to over bake them as I know they harden up once out of the oven.
Ooh that is quite a smidge smaller so they may not work the best. It may be best to use less ingredients if I’m honest as you risk the middle being raw and the outside being over done with the current ingredients! x
Hi! I absolutely love your blog- I’m slowly making my way through your recipes and loving them! I’m going to bake these this weekend and was just wondering if I only used the kinder chocolate and left out the bueno, would I need to increase the amount of kinder chocolate? Thank you 😊
Hey! Awh thank you!! You can increase them by about another half! I wouldn’t double as that could definitely be too much! X
I made them with just 20g extra of kinder chocolate as that’s all I had and they were amazing 😍 they only lasted a day between me and my boyfriend 🤣 thank you! X
Tried this recipe and it was so easy to follow, the cookie bars came out looking and tasting amazing!
Hi Jane our cookies we’re more doughy if that’s the case shall we bake them for longer?
Yes! Peoples tastes are different and I love them gooey, but if you want them more crunchy then bake for a bit longer!
These turned out great! The family loved them!
I make this for every bake sale or event. So many people ask me about the recipe. This is also an easy one to make with kids getting them to break up the bars or stir the mixture. It’s not as awkward or messy as filling bun cases. Thanks so much for this recipe!
amazing recipe absolutely LOVE IT
Second time making the cookie bars – amazing every time. Never used cornflour in them to this day and I have no issues at all. Everybody really enjoys them, never any to spare. I like to warm them up and eat with cream or ice cream.
So glad you like them! The cornflour is used for texture and does enhance it, but can work without as mentioned in the notes! x
These never ever fail & I’m a terrible baker- something about your recipes makes me able to bake!! So so nicely written so I can follow them & love all the hints and tips (cornflour! Who knew!). Make these for my brother all the time and he gets through about 5 a day!!! Thank you for letting me be a baker! Always come to you for recipes – the best x
I absolute love this recipe, buenos are my favourite, I’ve made it for friends and it’s always a hit! I’ll be making your blondies soon and substituting the white chocolate with kinder and buenos 😋 all your recipes are amazing!
Ah yay! I hope you love the blondies!
Unfortunately i have no light brown sugar. What is a suitable alternative please. I only have normal granulated sugar or can get golden granulated cane sugar. Please advice thank you
You should use all granulated!
Made these yesterdag, followed the recipe exactly as written and they were sooo good! Can’t wait to make these again. I used a 8×8 pan and cooked for about 4/5 minutes longer than stated. Perfect!
Hello, going to try this lovely recipe this week just wondering how many of the big Kinder Bueno bars you used and now many of the little ones you used too?
Thank you x
The ingredients used are listed on the recipe!
Can I use lurpak slightly salted butter in these? it’s the only butter i can find right now!
Yes that should be fine! I would leave the salt out of the recipe!
Going to try these today can’t wait. I can’t get hold of light brown sugar is dark brown ok?
Also clover butter ok? I ordered some unsalted but my delivery didn’t bring it.
Yes the clover butter should be fine for cookie bars – and dark brown sugar works too, it’s just a more caramel type flavour!
Hi Jane, is there any way to substitute plain for for self-raising in this recipe? I know the answer is most likely no but I’m dying to make these and the shelves are bare of plain flour!
You can, but the texture will be quite a bit more cakey rather than cookie like!
Do you think you could bake these in a foil try rather than a cake tin?
Yes definitely! Just make sure not to over bake them!
Hi, do you have any idea if I’d have to make any adjustments to this recipe if I used gluten free flour? I usually just use it in recipes without an issues but I can’t seem to perfect my gluten free cookie bars!
I would just normally do a straight swap but maybe also add in some xantham gum? – also kinder bueno isn’t gluten free so make sure to check the other ingredients too!
Is the cornflour in the recipe cornstarch? I don’t have corn flour but I do have cornstarch. As well, if it is cornflour and not cornstarch, is there anything i could substitute (potentially more flour)?
Cornflour = cornstarch! We just call it cornflour. And it’s important to use it if you can.
Hey! Will be trying this recipe tomorrow, can I substitute light brown sugar for demerara Sugar? Would this be an issue?
Hey! I would personally just use all granulated! x
I’m struggling to get cornflour.. is there something else I could use instead?
Can’t wait to make them I’m going to make them as normal cookies 😍
You can increase the flour by 25g, but the texture will slightly different, and they may spread a bit more!
I made these, I thought they would be harder to make than they actually were, I don’t bake much you see but they turned out so good. I used 3 tea spoons of baking powder as I couldn’t find bicarbonate soda anywhere and they still looked a lot like how Janes dis in her pictures. I posted a pic online and got so many likes and comments asking for the recipe! Will definitely make again!
Hello! That’s amazing – I definitely wouldn’t recommend using that much baking powder again, as it definitely does not need that amount.
Hi I’m planning on making these at the weekend, with the strange times we’re in I’m struggling to get hold of bicarbonate of soda. Can I replace this with something else (maybe baking powder)? Thank you!
I would just leave it out!
I haven’t any unsalted butter. Would normal butter still work?
They look delicious can’t wait to bake them!
I’m not sure what you mean by normal butter.. but it should be fine for these.
Omg I made these and they were really easy to make, I added all my chocolate even though it was a little tough to get it all in , payed off tho!!! These are so gooey and yummy I am definitely making these again!!!
Just a question could I use muscovado sugar instead of the brown sugar.
Yes you can!
Oh my word, just made these and they are awesome! I swear by all your recipes they are always reliable and I don’t need to test bake anything as it always turns out perfect. Thank you so much 🙂
Ahh that’s so lovely! Thank you so much!! x
Hi just wondered what the texture inside is meant to be like, just baked these and the outside is crumbly and crispy and then the inside is very wet
They’re meant to be cookie-like – a slightly crunchier outside with a gooey middle!
I don’t know what went wrong… why have mine turned out to be a sponge rather than a cookie??
As the recipe has the ingredient it has, something potentially was measured incorrectly or mixed incorrectly as I have honestly never experienced that with a cookie mix!
Mine turned out sponge like to however they still taste great
Is it possible to use other chocolate for this recipe e.g. galaxy chocolate, in the same measurements?
Love all your recipes!
I had the same problem that others seemed to have that the mix was really dry and crumbley, so I just added a splash of milk so it would come together and it seemed to work! I also found the amount of kinder Bueno bars too much, I used 170g but guess this is just personal preference 🙂 but amount of kinder chocolate was spot on 🙂
As I’ve said before, the dryness of the cookie dough does not affect the bake.
Hiya Jane, just tried your recipe and my mixture came out very dry and crumbly, I followed through and just popped it into the oven and took them out and let them harden when they were done and there just keep crumbling? By any chance do you know how to stop this or how to change this for future baking?
They still tasted great but I think they’d be so much nicer if they went into my mouth and not crumble all over the place haha!
Thanks so much ☺
The mixture is dry – but that’s normal. They do also have a lot of chocolate in, so if they’re slightly over baked they could break apart after cutting!
Can I use any other chocolate with these? X
Basically yes! Soft centred chocolates are better frozen before using though!
Hi Jane, I made this recipe this morning and the mix ended up being slightly dry/crumbly and it’s made the overall bake slightly dense. Any tips? Thanks so much!
The mixture is quite dry – it just needs a little less baking time perhaps.
By kinder chocolate bars do you mean the small bars with the white center like these?
Kind of silly question , when you say cornflour I googled it does that mean corn starch? Planning on making these tomorrow for Xmas 😳 it days on google they are same thing
Yeah, I’m in the UK and we call it cornflour!
Can I freeze these?
If you made these into cookies, would it still be 16 portions youd split it into and for the same time/temp in the oven?
So I’m planning on making these very soon and was just wondering is granulated sugar just normal sugar that you put in your tea? Or should I use caster sugar instead?
Granulated sugar is granulated sugar, caster sugar is different and smaller granules. In the supermarket it’s classed as granulated, but as to what people put in their tea it can vary I have found!! x
If you cant get granulated sugar can you use caster sugar?
I would use all brown sugar if you can, but you can for sure try the caster sugar!
My boyfriend and I were very impressed with this recipe, thanks!
So glad you liked it!!
I’m looking forward to trying these! My husband is Coeliac though; do you think it would work using gluten free flour instead? Thank you in advance!
Hey! Well, you wouldn’t be able to use Kinder Bueno, so I’m not too sure this is the best one. You MUST still use the cornflour, and they’ll probably be crumbly. I wouldn’t suggest adding in too much more kinder chocolate either as that’ll make it ‘wetter’ when baking!
Tried it yesterday, LOVE!
I wonder if I can bake this into individual cookies?
Hi jane can you use stork in this recipe and your blondie and brownie recipes? X
You can, but I generally prefer using unsalted butter!
Hi Jane, I don’t have a square 9×9 tin, I do have square/rectangular glass Pyrex dishes would I be able to use these instead to bake in the oven? Thank you!
Is the dish still 9×9″? The size is the most important bit to get it to bake right – but you could give it a go!
Hi Jane thanks for the response! I don’t think it is, I’ve found tins that are 20cm squared and 24cm square would either of these do? Thank you!
The 24cm is closest to the 9″ so maybe give that one a go!! X
How long should I re-warm in microwave at 700w?
Thank you jane
Umm – mine is 1000w and I usually do about 25 seconds?!
These look amazing! I’m trying to find a recipe for kinder blondies as I’ve been asked to make them! Would you say this is the same thing?
Hiya! No, these are cookie bars. They are cookies in a traybake form.
These tasted amazing. Thank you for the recipe!
Absolutely gorgeous, thank you for the recipe. We used just the chocolate bars (not the Bueno) and they came out lovely. The only downside is how quickly they get eaten!
I was wondering when you say Vanilla do you mean vanilla extract?
Sorry for the silly question x
Yes I do x

domain: food


text:
Did you know?
- 16 flights per week fly out of Riyadh connecting to Moscow.
- The shortest connecting flight from Riyadh to Moscow is 5292 km on Sun Express.
- Air France has the most one stop flights between Riyadh and Moscow.
- British Airways has 1 one stop flights between Riyadh and Moscow.
- The largest aircraft operated by Air Canada flying between Riyadh and Moscow is a 330 with 244 seats.
Hotels in Moscow
Traveling on the route and need hotel in Moscow? Choose from more than 45,000 hotels.

domain: geography


- 1 How far will a WiFi extender reach?
- 2 Can I put my router in the garage?
- 3 How do I extend my WiFi to my garage UK?
- 4 How can I boost my neighbors WiFi signal?
- 5 Why does my Wi-Fi not work in garage?
- 6 How can I boost my Wi-Fi signal without an antenna?
- 7 What is Wi-Fi extender?
- 8 Where should I place my Wi-Fi extender?
- 9 What is a Internet mesh?
- 10 How do I use a Wi-Fi extender?
- 11 How do I extend my garage door opener antenna?
- Run a long Ethernet cable from the router to a distant computer, like in a garage.
- Install a Wi-Fi range extender in the detached garage.
- Install a powerline networking kit.
Likewise, how can I boost my WiFi to outbuilding?
- Choose the right location for your router or access point.
- Stay away from repeaters.
- Use the right equipment.
- Employ a unified management system.
- Configure your equipment properly.
- Choose cable, when possible.
- Opt for outdoor access points.
- Mind the gap with a wireless bridge.
Also know, how can I get better reception in my garage?
- #1 Analyze the Problem.
- #2 Position the Router Correctly.
- #3 Keep Your Device Updated.
- #4 Change the Antenna.
- #5 Use an Amplifier.
- #6 Eliminate Unused Channels.
- #7 WIFI Reflector.
As many you asked, can WiFi go through garage door? It will depend on how difficult it is for a signal to reach your garage. The options you have are: … Using an extender – you can buy an extender to boost your wifi signal so that it can reach the garage, or you can use a second router connected to your primary router. This will also boost the connection.
Best answer for this question, how do I check my WiFi strength in my garage?
How far will a WiFi extender reach?
Get a wireless range extender. Without additional help from boosters and such, a router can broadcast a signal within a limited area of about 150 feet (depending on the type of router you have). Boosters, extenders, and repeaters can spread your Wi-Fi signal much farther—up to 2,500 feet.
Can I put my router in the garage?
Powerline network adapters (also known as just a powerline adapter or powerline ethernet kit) are another option to add internet access and WiFi in your garage. … Connect that adapter to your router with an ethernet cable. Plug a second adapter into an outlet in your garage.
How do I extend my WiFi to my garage UK?
A more reliable way to extend your home WiFi signal is to opt for a point-to-point system. Simply attach one unit to the outside of your home, the other to your shed; a pair of point-to-point signal boosters costs from around £100 upwards.
How can I boost my neighbors WiFi signal?
- Install the latest adapter drivers on your device.
- Use a suitable wifi adapter.
- Clear obstructions.
- Choose the best band.
- Install a repeater or extender.
- Place the router closer to your house.
- Install the latest firmware on their router.
- Remove obstructions.
Why does my Wi-Fi not work in garage?
If you do notice a low Wi-Fi signal in your garage, it’s probably for one of three reasons: You have a large house and your Wi-Fi router is located in a spot that’s far away from your garage. There are several walls or especially thick walls between your router and your garage.
How can I boost my Wi-Fi signal without an antenna?
- Place the extender next to your router within range.
- Find the WPS button on the extender and press it continuously for at least 5 seconds.
- This will prompt the Wi-Fi light on the extender to start blinking.
What is Wi-Fi extender?
A Wi-Fi extender is an accessory that can help expand your existing Wi-Fi network, when your primary router can’t cover the entire house. It can be an effective way to improve your Wi-Fi speeds without paying for a better internet plan.
Where should I place my Wi-Fi extender?
The ideal location to place the Extender is half-way between your wireless router and your computer, but the extender MUST be within the wireless range of the wireless router. Tip: If you have to use a different location, move the Extender closer to the device, but still within the wireless range of the router.
What is a Internet mesh?
A mesh network is a group of devices that act as a single Wi-Fi network; so there are multiple sources of Wi-Fi around your house, instead of just a single router. … As long as they are within range, they can communicate with one another wirelessly without the need for a router or switch.


text:
Waseda University website wins 2015 “Good Design Award”Mon, Oct 5, 2015
The Good Design Award has been the only comprehensive award for design in Japan since 1957. It is awarded to designs that encompass “endless, continuous innovation” and to designers and companies both in and outside of Japan.
This year’s Good Design Award was awarded to the Waseda University website (which includes over 80 sub websites). Waseda’s website was praised for its unique visual style, layout, branding, and integrated news platform that continuously outputs news in English and Japanese.
Recipients of the Good Design Award will be featured at the “Good Design Exhibition 2015 (G Exhibition)” taking place from October 30 in Tokyo Midtown, Roppongi.
Message from Waseda University President Kamata
The Waseda University website was redesigned last year in order to promote awareness of the University’s activities throughout the word. As the Award Committee has commented, Waseda’s website and integrated news platform makes it unique compared to other university websites in Japan. Using this Award as inspiration, I want to continue spreading accessible information regarding our research and education throughout the world.
As a leading university in Asia that continues to contribute to the world at large, our work is far from over.

domain: design


text:
READING: 1 Thessalonians 5:18 – “In everything give thanks; for this is God’s will for you in Christ Jesus.”
Today, I want to thank you for being a faithful reader of this year's devotions. I pray that your study of the Word in 2016 has been beneficial and transformative. We will begin a new reading plan tomorrow, and this plan will include both an Old Testament and a New Testament reading each day. Frankly, I longed to get to the New Testament much earlier this past year, and this new plan will take us in that direction.
The theme for the devotions will be "Living in Obedience and Victory." My goal will be to let the Word speak to us about walking faithfully with God in our personal walk, our family, our church, and our workplace. Would you help me by inviting others to join us on this journey? All they need to do is sign up for the devotions at http://chucklawless.com/.
- Ask God to increase your love for the Word even more in 2017.
- Invite others to read with you.
PRAYER: “Thank You, God, for Your Word – and, thank You for giving me access to it!”
TOMORROW’S READING: Genesis 1, 2; Matthew 1


About the Student Referral Process
A Columbia Regional Program Referral must be submitted to request an evaluation and/or initiate services for a student.
Who can make the referral?
Only school district personnel, with approval from the Special Education Director, may make a referral for Columbia Regional Program services. Parents cannot request CRP services on behalf of the student.
What are the steps to refer a student to CRP?
1. Complete and print the Columbia Regional Program Referral form.
2. Obtain the signature of the special education director (or designee) in your district.
3. Fax or mail the completed referral to CRP.
- Fax: 503-916-5576
- Mail: Columbia Regional Program - 833 NE 74th. Ave - Portland, OR 97213
Please ensure all required fields are completed, and that any necessary. Referrals that are incomplete, do not have a director signature, or are not accompanied by required paperwork will be returned to the requestor.
For additional details in completing a CRP Referral, please review the Process for Completing the CRP Referral
What happens after I have submitted a referral?
Once CRP receives a completed referral and supporting documents, we will contact you to coordinate next steps. If you have questions regarding that status of a referral, please call us at 503-916-5570 and select the corresponding department.
Additional referral information by disability category


Help us promote traffic rules on the internet, together we can make the public road safer for everyone. Post a comment or share on social media!
Great test. Please correct the scoring for rear fog lights. The correct answer was marked as wrong. Thank you very much for this service.
Hi my name is katharina it is worth
thanks Katharina hope u got alot


Grape tour in Florence
Rafael Vinoli Architects Design plans for the new international terminal at Amerigo Vespucci Airport unveiled Florencewith surprising vineyard– Green roof on top.This ambitious project promises to change AIRPORT To be a modern, efficient transportation hub that also celebrates the region’s rich cultural heritage and commitment to sustainable development. It will cater for Florence Airport’s growing passenger traffic, which is expected to exceed 5.9 million passengers per year upon completion. The project will be launched in two phases, with the first phase scheduled to open in 2026 and the second phase scheduled to open in 2035.
Image © Rafael Viñoly Architects
Productive rooftop vineyard
One of the most unique features of the new airport terminal designed by Rafael Viñoly Architects is a 19-acre vineyard growing on its gently sloping roof. This ode to Tuscan winemaking tradition was planned as a fully functional and productive vineyard.this architect It is planned that the vines will be planted by local vintners and the resulting grapes will be aged into wine in cellars under the roof. The green roof will also help achieve the project’s ambitious LEED Platinum sustainability goals. Structurally speaking, supporting a 19-acre vineyard on a roof would be no small feat. Complex engineering and careful consideration of factors such as weight distribution, drainage and wind loading are crucial. What’s more, the rooftop microclimate is very different from a traditional vineyard, which involves issues such as heat, wind and proximity to aircraft.
Rafael Viñoly Architects unveils design for new Florence airport terminal
viñoly Architects enhances airport connectivity
The new terminal prioritizes seamless connectivity and eco-friendly travel options. A light rail system will directly connect the airport to the city centre, while the terminal itself will have dedicated transport, parking and retail space for passengers and locals. The project also includes realigning the existing runway 90 degrees to make it longer and more suitable for modern aircraft while minimizing noise impact on surrounding communities. The centerpiece of the new terminal will be a spacious piazza reminiscent of a traditional Tuscan town square. This central hub will serve as a gathering place for arrivals and departures, streamlining passenger flow and fostering a sense of community. The square will also be open to the public, creating a vibrant space for visitors and locals alike.
The roof will become a unique ode to Tuscan heritage, producing locally grown grapes
A spacious central plaza will streamline arrivals and departures and promote community development
The expanded terminal will accommodate more than 5.9 million passengers annually