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You’ve definitely heard of people starting GICs but if you’re still wondering what does GIC stand for, keep reading this guide.
What is a GIC?
A Global Investment Company (GIC) is an offshore company that manages your assets according to your wishes.
A GIC is not a bank account, but rather it invests money so you don’t have to. This means that your money is safe and will grow over time, as long as you choose the right GIC investments.
Here are a few things to know for when you’re ready to start a GIC in Canada.
The minimum GIC rates in Canada can vary depending on the financial institution. Typically, the minimum amount required to open a GIC is around $500, but some institutions may require a minimum investment of $1,000 or more.
Be sure to check with the bank or credit union you’re interested in doing business with to find out what their minimum investment requirement is.
Some people invest in a GIC for the purpose of generating a regular income. This can be a very effective way to save for retirement or other long-term goals.
However, note that some institutions may already need a regular income on your end to be able to open the account. Investing in a GIC is a serious thing so some entities need extra backup.
Read more: How to Start a REIT?
A GIC account comes with a few different types of interest rates and it’s up to you to choose your preferred kind. Let’s take a look at some Canadian GIC rates.
- Fixed rate: this is the same interest rate for the entire term of the GIC
- Variable rate: the interest rate may change over the term of the GIC
- Stepped rate: the interest rate increases at predetermined intervals over the term of the GIC
- Indexed rate: the interest rate is linked to a specific financial index
After understanding the GIC interest rates, make sure to choose the type depending on your specific needs.
To ensure that you’re well equipped to make such low-risk investments in Canada, we threw in a few additional tips as well:
- Make sure you understand the terms and conditions of the GIC. This includes the interest rate, what happens if you want to withdraw your money early, and any penalties that may apply.
- Compare rates between different GICs to make sure you’re getting the best deal.
- Be aware of the minimum and maximum investment amounts required for each GIC.
- Keep an eye on the GIC maturity date so you don’t inadvertently miss out on any interest payments.
- Know where to go to open a GIC – not all institutions offer the same T&C.
Not all Canadians are eligible to open a GIC, so let’s see if you are.
In order to be eligible for a GIC investment in Canada, you must meet the following criteria:
- You must be a resident of Canada
- You must be 18 years or older
- You must have a valid Social Insurance Number (SIN)
If you tick all of these boxes, you’re good to go!
Potential GIC Risks
While GICs are generally a safe investment, there are a few potential risks you should be aware of. Let’s go over them.
- The issuer of the GIC account could go bankrupt, in which case you may not get your money back.
- If interest rates rise significantly while your GIC is still locked in at a lower rate, you may miss out on higher earnings.
- If you need to access your money before the GIC maturity date, you may have to pay a penalty.
Are there any more risks? Yes, unfortunately. Take a look at them below.
Read more: Open vs. Closed Mortgage
In recent years, the Bank of Canada has kept the GIC interest rates low in order to stimulate the economy. This has caused GIC rates to be lower than they have been in the past.
However, with inflation on the rise, GIC holders may find that their investments don’t retain their value as well as they would have in the past. As a result, it’s important to consider how inflation could impact your investment when you’re looking for a GIC.
No Guarantee of GIC Return
Despite being promoted as safe, there is actually no guarantee that you will earn a return on your investment. In fact, if the GIC rate in Canada rises significantly while your account is still locked in at a lower rate, you may miss out on higher earnings.
It’s essential to be aware of the potential risks before investing in a GIC.
Last but not least – taxes!
There are a few different types of GIC taxes in Canada to consider before investing:
- Income tax: the interest you earn on GICs is taxable income
- Capital gains tax: if you sell your GIC before the maturity date, any gain in value will be subject to capital gains tax
- Withholding tax: this is a tax that is withheld by the financial institution when you invest in a GIC
Read more: Effective Tax Rate in Canada
We hope to have given you some deeper insight regarding GIC, including what does GIC stand for, but also some of the most important things to consider before investing in one.
GICs are worth it if you want to save for a long-term goal. They offer a higher interest rate than a regular savings account, and your money is guaranteed to grow.
A GIC investment is a savings account that offers a higher interest rate than a regular savings account. With a GIC investment, your money is usually guaranteed to grow.

domain: finance


FinTech companies, including Stripe, e-commerce firm Shopify, consultancy McKinsey and technology companies, Alphabet and Meta have launched Frontier, an advance market commitment (AMC) to accelerate the development of permanent carbon removal technology.
The companies are expected to invest over $925 million over the next nine years in buying permanent carbon removal solutions from manufacturers across the globe.
Nan Ransohoff, head of the climate at Stripe said, “We want to send a loud demand signal to entrepreneurs, researchers, and investors that there is a market for permanent carbon removal … [you] build and we will buy,”.
Frontier, a wholly-owned subsidiary of Stripe, will also be funded by thousands of businesses that purchase carbon removal technology through Stripe Climate. When achieved, the latest move will make Frontier one of the world’s largest coalitions of carbon removal purchasers by funding and membership.
It will be recalled that the AMC model was piloted a decade ago to accelerate the development of pneumococcal vaccines for low-income countries, saving an estimated 700,000 lives.
Read also: IPCC insists low-income countries need more financing to achieve transition
A joint statement by the companies shows that this is however the first time the model is being applied to carbon removal technology which includes initiatives such as tree restoration, advanced soil management, enhanced root crops and ocean-based carbon removal.
Kate Brandt, chief sustainability officer at Google, which is owned by Alphabet, said “We know first-hand from our long-standing history of working to advance new climate solutions that signalling early demand can spur innovation and lower the price for everyone,”.
Speaking further, she said, “That’s why we are joining this coalition of climate leaders, who jointly see the promise of new carbon-removal technologies and the power of sending a clear demand signal to the market.”
Industry experts have severally pointed out that reducing carbon emissions is essential to avoid the worst effects of climate change.
The Intergovernmental Panel on Climate Change (IPCC) had in one of its reports, said that there is currently no pathway to keeping global temperature increases within 1.5°C without permanently removing gigatonnes of carbon dioxide already present in the atmosphere and ocean.
Reports suggest that although carbon removal technology has made significant progress, it is still not on track to reach the required scale. For instance, only fewer than 10,000 tonnes of carbon dioxide were permanently removed from the atmosphere through this kind of technology, last year.
In his response, Peter Freed, head of the energy strategy at Meta, said “Frontier is an important step to help accelerate the development and adoption of carbon removal technologies for a more sustainable world,”.
Story was adapted from the national news.


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"Where Texas Families Go For Entertainment"
Artisan Center Theater provides the Metroplex with quality theater for all ages. Many shows chosen are geared toward the entire family; we produce musicals, comedies and family dramas that are accessible, entertaining and sometimes even educational. We strive to be a light in the community where families can come together to enjoy quality entertainment! Artisan Center Theater also offers clases for all ages and for special needs individuals.

domain: artistic


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A Red Rock Canyon Tour
Very well laid out and informative tour. Great tour guide
We had a really good time on the tour. It was a great break from the fast pace of the strip, with a very informative and caring tour guide. I'd recommend it to anyoine who is in Las Vegas.
April 24, 2013
Very nice 4 hour trip
Would return in a heart beat. Very informative. A very different type of land that we are accustomed to in Ontario Canada.
March 24, 2013
Really enjoyed the tour.
The tour was very good and the tour guide, Bob, was excellent. It was a great way to spend the day.
March 22, 2013
Tour guide was very knowledgeable with extra insight to many other things. Tour guide was very ammusing, did a great job of keeping us involved and interested in the tour.
February 16, 2013
The guide was very informative, and good. High lite of the tour
January 7, 2013
We enjoyed this trip. Owen our guide was excellent and made the trip very enjoyable.
We did not like the vehicle used for the trip. The seats were far too close together for any amount of comfort. My husband is 6'1" and sitting upright in the seat was very uncomfortable as his knees were rammed into the back of the seat ahead. Luckily the bus was only half full so that we could stretch out sideways using both seats while seated. I don't know what we would have done if the bus was full. As well, my parents who are senior citizens went on the trip and thankfullyb were able to sit in the front seat behind the driver. If that had not been available they would not have been able to get into the seats. There was only a few Ham sandwiches for the lunch so choice was limited to turkey.
The views do Red Rock Canyon were spectacular. The ranch which we should have been able to go in was closed so we were not able to view that. The tour guide who should have been notified of the closure had not been informed and was very apologetic for this.
December 29, 2012
As a first timer to this area...this was a wonderful experience. Our driver Owen was terrific, very fun and informative.
I would like to have spent more time at the visitors centre and a bit less time at the ranch. Overall, it was money well spent!
I had a hard time finding this package thou...there was no phone number on the brochure I picked up so had to go thru an information line.
November 17, 2012
Our guide, Armelio, was very informative, friendly and a great guide.
November 7, 2012

domain: travel


WHY INVENTORY MANAGEMENT IS THE KEY TO OMNICHANNEL RETAIL SUCCESS.
The retail sector is under greater pressure than ever. With consumer expectations growing and greater competition from large competitors like Amazon, businesses will have to turn to the latest technology in order to keep up with competitors and provide the level of service today’s customers expect. And one area that needs particular focus is inventory management.
There are many problems that can be caused by poor inventory management. Not having an accurate stock count not only leaves firms at greater risk of disappointing customers if the desired items are out of stock, but can also lead to the opposite problem of over-ordering, leaving firms with little choice but to offer heavy discounts in order to prevent overstock taking up valuable space.
It can also leave firms struggling to detect issues such as shoplifting or employee theft. Therefore, having the right technology tools to take back control of inventory is essential
Ensuring Faster Fulfilment
One of the key reasons for investing in inventory management tools is to improve the pace of order fulfilment. This is especially vital for e-commerce businesses, as customers will expect goods to be dispatched as soon as possible after their order is completed. If inventory management tools aren’t integrated with online shopping platforms, companies may end up disappointing users by selling stock they don’t yet have, without informing them of any delays.
However, it’s not just online businesses where modern inventory management tools are useful. This technology is also highly valuable for bricks-and-mortar stores. Having the right technology gives retailers much better visibility into their stock levels both on the shelves and in warehouses. Combining monitoring and analytics tools with technology such as RFID chips and scanners can give a much more accurate picture of stock levels.
This can not only ensure businesses can be more proactive about replenishments, but also provide valuable insights into which SKUs are performing well at which times, and even see how the positioning of items throughout the store affects their sales.
As businesses grow, these tools are essential with managing the challenges created by increased scale. As the number of SKUs a business offers increases, it will become ever more challenging to keep track of all of them using traditional methods.
Therefore, smart management tools that can track product movements and stock levels across every SKU and location in a single, easy-to use system, gives businesses the visibility and control they need to make their growth strategy a success.
Giving Consumers the Experience they Expect
Another key benefit of improved inventory management is in delivering the level of customer experience today’s consumers expect.
For instance, inventory management tools are critical to the success of any omnichannel strategy, which is a service every successful retailer will be expected to offer in today’s environment and needs to cover physical, online and hybrid platforms.
Click-and-collect in the UK is expected to be worth also £10 billion by 2023, according to analytics firm GlobalData – a 45.8% increase from 2018.
To make this a success, inventory management tools will be essential in identifying where items are located, where they need to be shipped to and if they need to be especially ordered. It also ensures that when consumers arrive to pick up their goods, employees can quickly find the right items.
Elsewhere, inventory management software is also vital in giving staff the tools they need to better serve customers. So, for example, if a fashion retailer doesn’t have the right size or colour item in stock, an associate could use a tablet on the shop floor to see where it is available and arrange for it to be shipped directly to the customer, or sent to the store.
These are just some of the benefits that can be enjoyed with an efficient, modern inventory management system, which can lead to overall lower costs, greater productivity and a better ability to plan for the future.
Read More About Retail
Some people might just think that Apple, Amazon, and Google’s voice assistants are just for consumers but there are practical business use cases for them too.
The transport and logistics industry is undergoing a huge shift at the moment, with several emerging trends and changing customer expectations set to transform the way in which firms in this sector do business.
WHY INVENTORY MANAGEMENT IS THE KEY TO OMNICHANNEL RETAIL SUCCESS. The retail sector is under greater pressure than ever. With consumer expectations growing and greater


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Well, it is that time of year when the strawberry/rhubarb combinations flourish. I made this pie at Jediah's parents house for a little dinner get-to-gether. You can't go wrong with fresh strawberries from the stand & rhubarb picked from of your neighbors garden.
strawberry rhubarb pie.
for the filling:
4 cups of halved strawberries & chopped rhubarb (leaves discarded!)
1/2 cup organic sugar (a little extra for sprinkling)
1/2 cup organic brown sugar
3 TBL all-purpose flour
a squeeze of lemon juice
a pinch of sea salt
I used the same crust recipe as my wild-blueberry pie but this time I put the ingredients in the food processor & pulsed until the dough looked crumbly.
- Preheat the oven to 425 degrees. Combine filling ingredients in a large bowl
- Roll out one dough & place in a 9" pie plate leaving 1/2" around the edge. Transfer filling into the crust.
- Roll out the second dough & trim to fit, folding the bottom crust excess over the top edge. Seal by crimping. Make several 1" steam slits in the center of the pie with a pairing knife.
- Brush pie with a little extra milk or cream & sprinkle with sugar.
- Place the pie on a baking sheet & bake for 15 minutes. Turn down the heat to 350 degrees & continue to bake for an additional 30 minutes.
- Cool on a wire rack for at least 2 hours.
happy eatings & cheers!

domain: food


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Barcelona Attic with Pool Sagrada Familia
Charming three-bedroom apartment located in Gracia. The duplex has its own balcony on the first level and terrace on the third floor. Apart from that, to the building belongs a swimming pool, exclusively for the residents of the building.
Gracia is one of the most charming neighbourhoods, which became a part of Barcelona in the 19th century. However, Gracia still has its small town beauty, one can find there everything: from cute cafés to most colorful food markets, hidden among its narrow streets.
Barcelona Attic with Pool Sagrada Familia is close to the following clinics; Barraquer, Planas, Teknon, Dexeus, Quirón, SagradaFamilia, Valld´HebrónHospital and Sant Pau Hospital.
It is also near the various schools, such as: ESADE, IESE, UIC, UPC, CEA.
The closest metro station is Joanic (L4, yellow line) and Fontana (L3 Green line)
Only 15 minutes walking from Las Ramblas, Passeig de Gracia, Plaça Catalunya and the city centre.
|Space offered||Entire place|
|Bed type||Real bed|
- Free parking
- Washing machine
- Air conditioning


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Recent research has begun to explore the experiences of Christian undergraduates and faculty in biology to illuminate reasons for their underrepresentation. In this study, we focused on the experiences of graduate students and explored Christianity as a concealable stigmatized identity (CSI) in the biology community. We constructed interview questions using this CSI framework, which originates in social psychology, to research the experiences of those with stigmatized identities that could be hidden. We analyzed interviews from 33 Christian graduate students who were enrolled in biology programs and found that many Christian graduate students believe the biology community holds strong negative stereotypes against Christians and worry those negative stereotypes will be applied to them as individuals. We found that students conceal their Christian identities to avoid negative stereotypes and reveal their identities to counteract negative stereotypes. Despite these experiences, students recognize their value as boundary spanners between the majority secular scientific community and majority Christian public. Finally, we found that Christian students report that other identities they have, including ethnicity, gender, nationality, and LGBTQ+ identities, can either increase or decrease the relevance of their Christian identities within the biology community.
ASJC Scopus subject areas
- Biochemistry, Genetics and Molecular Biology(all)

domain: sociology


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Saul and Ivonne, aged 21 and 19, were elderly family brothers, working on helping their parents and paying for their studies.
I dream Ivonne he had to end his career as a criminologist BUAP, his brother wanted to be a court doctor.
She tells me, mother, if that scholarship comes to me, the first God, I will rest, I will stop working a bit, so I can dedicate myself to studies, "said Maria, mother Ivonne and Saul.
The boy left, Monday was his first day of bachelor, "added Santiago, the father of young people killed in a grocery store that tried to stop the attack.
Last Monday they had to work together, something unusual. They arrived at five o'clock in the afternoon Shop Santa Ana, is located on the street Progreso in the Akuiles Serdan colony.
Two hours later they arrived Three items, one of them took his own lives.
Parents told him Image Nevs Puebla what her daughter was still alive when she arrived, However, when an ambulance arrived, it already lost its life.
U The colony is afraid, there are several attacks, criminals work with total impunity, even the parents of the brothers Flores Rei demand that they do not show their face for fear of retaliation from criminals.
They come with weapons, there are usually six, actually in Fuentes II, while people do not lock in the shed at 5 and 6 in the morning, people who are going to walk is already a very uncertain space, but they do not work too late, "said the neighbor.
This day attached with friends, neighbors and school friends, tomorrow at Thursday will be his funeral at 3 o'clock in the afternoon.
I ask you to do justice because it's not fair that they were killed by me, "said Reinalda, grandmother of the young.
I'm just asking the authorities that justice is for my children, I know they will not bother me, but I can avoid other tragedies in other families, "said mother's mother.
Now it happened to us, we do not know tomorrow and we ask the authorities in charge of security to do something so that "the children of Puebla, Puebla youth who study as our children, study and work, which is not fair, what happened to us and what happened to them, "added Santiago.


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NIGERIA’S FIRST MUSLIM NEWSPAPER
With the increasingly sedentary lifestyle brought about by advanced technology, the era of smartphones and doing everything at the touch of a button, it is now a more common sight to find increasing numbers of obese people. Fast food outlets and shopping malls spring up almost on a daily basis in cities across Nigeria and it is gradually becoming the norm to buy processed foods from shopping malls as against buying fresh produce from open markets as well as eating out from the numerous fast food outlets. Even in the open markets, processed foods and sugar-sweetened soft drinks are readily available.
The danger in this trend is increased consumption of processed foods laden with chemicals, additives, preservatives, colorants, refined carbohydrates, and high fructose corn syrups, all of which are toxic to the human body whilst giving low to zero nutrients. It is no wonder then the increase in cancer cases, diabetes, coronary heart diseases, and other inflammatory conditions. Particularly worrying is the increased number of calories consumed from our staple starch diet with little or zero exercising, leading to a thickening of the waistline (pot-belly) common not only in middle-aged men and women but also in much younger people these days.
Visceral fat (belly fat) is purported to be one of the most dangerous fats in the body as it surrounds major organs like the liver, pancreas, and kidney within the stomach. Visceral fat is considered toxic to the body because it is capable of provoking inflammatory pathways and signaling molecules that can interfere with the body’s normal hormonal function. Carrying around excess belly fat is linked to an increased risk for cancer, stroke, diabetes, arthritis, and coronary heart disease. It is therefore recommended that the waist measurement should be no more than half of an individual’s height measurement or no more than 32inches for women and 37inches for men on the average to reduce the risk of visceral fat and its attendant health consequences. It is thus imperative that a healthy lifestyle consisting of portion controls, eating less processed foods and exercising be incorporated into our daily routine.
Exercise can be defined simply as physical activity. It is the physical exertion of the body, making the body do a physical activity which results in a healthier level of physical fitness and both physical and mental health. Exercise raises the heart rate, works and tones body muscles and help keeps fat, particularly visceral fat at bay.
The importance of exercise is thus noted and here Islam comes in as a complete way of life. Almighty Allah says in the Holy Qur’an chapter 5 Verse 4
This day have I perfected your religion for you and completed my favor upon you and have chosen for you Islam as your religion
It is thus no surprise that Islam as a religion caters for both the spiritual, mental and physical health of man.
Salat is the second pillar of Islam and a very important aspect of religion. In the simplest definition, Salat means prayer. It is a way by which Muslims get close to their Creator and is enjoined on all Muslims as we deduce from the following verses
Recite that which has been given to you of the book and observe prayer. Surely, the prayer restrains one from indecency and manifest evil; and remembrance of Allah is the greatest virtue
(Qur’an chap 29 verse 46)
Verily Prayer is an obligation on the believers to be observed at its appointed times
(Qur’an chapter 4 verse 104)
There are five daily prayers in Islam each with their own specific timing; Fajr at sunrise, Zuhr at mid-day, Asr in the evening, Maghrib at sunset and Isha before nightfall.
Supplementary (voluntary) prayers called nawafil are also encouraged particularly the voluntary prayer Tahjud observed at the latter part of the night as we read below;
Observe prayer from the declining and paling of the sun till the darkness of the night. And recite the Qur’an at dawn. Verily, the recitation of the Qur’an at dawn especially acceptable to Allah
(Qur’an chap 17 verse 79)
And during a part of the night, wake up for its recitation – a superogatory service for thee. It may be that thy Lord will raise thee to an exalted station
(Qur’an chap 17 verse 80)
Watch over the prayers, particularly the middle prayer. And stand before Allah submissively
(Qur’an chap 2 verse 239)
Each prayer has a certain number of repetitive units called rakaah with a total of seventeen(17) rakaahs prayed during the day comprising two rakaahs during Fajr, four during Zuhr, four during Asr, three during Maghrib and four during Isha prayers. In addition, varying numbers of supplementary rakaahs called Nawafil are voluntarily offered at the end of some of the compulsory prayers. The Holy Prophet(SAW) has said that such voluntary supplications help to make up for mistakes in the obligatory prayers. A particular voluntary prayer much favored by the Holy Prophet (SAW) is the Tahajud prayers comprising eight rakaahs and offered in the latter part of the night.
The health benefits of salat are immense starting with the particular acts of cleanliness observed in preparation for salat. The Wudhu (ablution) incorporates handwashing, a now familiar jingle on our airwaves following the outbreak of Ebola, Lassa fever and other deadly diseases. A popular disinfectant brand, Dettol also has one of its adverts hinged solely around the theme of handwashing. Is it not marvelous that this same health fact has been part and parcel of Islam all along? Also the other motions of Wudhu like mouth gargling, feet washing and the like similarly help maintain good hygiene while keeping diseases at bay.
During salat, most of the body muscles are exercised. The Qiyam (standing position) has been found to aid good posture and in the Rukuh (bowing posture), besides the limbs, the back and perineum muscles are exercised repeatedly together with the neck muscles. Rukuh exerts abdominal pressure thereby easing constipation and peristaltic movements while muscles of the lower back, thighs, and calves stretch, encouraging blood flow and circulation.
In Sajdah (prostration), the head is in a position lower position than the heart and therefore receives increased blood supply. This surge in blood supply has a positive effect on memory, concentration, psyche and other cognitive abilities.
Salat has also been found to share similarities with Yoga. For instance, the Qiyam is likened to the mountain pose in Yoga while the Rukuh is equated with the forward bend position in Yoga. Also, the resting position between the prostrations or for completion of the salat (the Qa’adah) is akin to the thunderbolt pose in Yoga. The health benefits of Yoga are well documented ranging from increased mental alertness and tranquility to improved cardiac and metabolic health as well as muscle strength and tone. All of these benefits, therefore, accrue to one who performs his salat regularly. For instance, one who takes his dinner before Isha prayer would find the fullness and lethargy associated with the heavy meal disappear after praying as the motions involved during salat help speed up metabolic activities of the gastrointestinal tract.
As a rule, dieticians and fitness experts encourage dinner should be taken before 7 pm to give the body time to digest all meals before going to bed. Nothing encourages belly fat and flab more than late night snacks or going to bed on a full stomach.
As Muslims we are lucky to have an activity (Isha) prayer that helps us speed up metabolism just before retiring to bed thus we should all endeavor to have dinner before Maghrib prayers or immediately after (during the Holy month of Ramadan) to aid digestion and prevent belly fat accumulation.
The importance of incorporating simple cardio exercises like jogging, skipping or floor exercises like plank and squats at least five times a week for half an hour are also not ruled out. In conclusion, we should all endeavor to observe our daily and voluntary prayers as they not only bring us closer to our Creator but also come with other moral, spiritual and physical benefits. May Allah(SWT) make it easy for us and accept all our acts of ibadah, Amin.
– By Barakat Giwa-Akinsiku
Al Ghazal S.K(2006) Medical Miracles of the Qur’an. Leicestershire: The Islamic Foundation, Pp94-96
Ayad A (2008) In: Healing body and soul Hakam J, Editor; Riyadh International IslamicPublisher House
The Holy Qur’an
Categories: The Muslim Times

domain: medical


text: One night at the Me and Thee in Marblehead, the main act was terrible. Also, the room was cold. We went out to the kitchen to drink coffee. After a while we heard Bill's voice for the first time. He did a short, but memorable set. Saw him many times thereafter. Great writer, great sense of humor.


text:
49+ Kitchen Accent Tile Ideas – tile a kitchen wall. Metal tiles birds set of 2 tiles i offer this design in 3 size options: Backsplash accent ceramic tile kitchen an excellent decoration for bathrooms and kitchens, those backsplash accent ceramic tiles are made of red kitchen backsplash made of small accent tiles in combination with.
Installing kitchen tile is an easy way to upgrade your kitchen's decor. Check out our kitchen tile ideas selection for the very best in unique or custom, handmade pieces from our shops. Matte tiles in the kitchens.
There are 3955 kitchen tile ideas for sale on etsy, and they cost $32.30 on average.
They are typically white or light colored and are versatile in the kitchen listellos: Kitchen tile ideas and designs for the heart of your home. Matte tiles in the kitchens. A magnificent idea for a diy backsplash decoration.


Man Utd are once again set to spend huge money in the transfer window. According to latest reports, United are determined to bring Paris Saint-Germain striker Zlatan Ibrahimovic to Old Trafford, and they are willing to spend a huge sum to make it happen.
According to Daily Star, United are ready to offer a contract worth £24m to the 34-year old to lure him to Old Trafford. The Swedish international will stand to earn a staggering £250,000-a-week wage in a two-year contract if he decides to accept United offer.
Ibrahimovic is currently in the final year of his contract with the Paris club and will be a free agent in the summer. He has been linked with a move to Arsenal and Chelsea also, but if this report is true, then United are certainly the favourites to sign the veteran striker in summer.
Latest Posts [display-posts tag=”manchester-united” include_date=”true posts_per_page=”3″]
Daily Star also quotes a United source: “The team needs a major injection of talent and some superstar additions.
“Zlatan fits the bill. He might be getting on a bit but he can still do it at the highest level and would be worth the risk in terms of big wages because no fee is involved.”
However, Chinese government are prepared to offer £59.2million a season to Ibrahimovic if he will choose to move to the Chinese Super League (CSL), reports La Repubblica. All will be solved during next three months.


DETROIT — General Motors has prolonged downtime at Fairfax Assembly in Kansas via at least July 5 and can curtail manufacturing at Lansing Grand River in Michigan starting subsequent week, the automaker stated Monday.
Production at Fairfax, which builds the Cadillac XT4 and Chevrolet Malibu, has been down since Feb. 8 due to the worldwide microchip scarcity.
Lansing Grand River Assembly, which builds the Chevy Camaro and Cadillac CT4 and CT5, resumed manufacturing Monday after being down since March 15. But GM will shut down manufacturing at the plant once more the week of May 10 via the week of June 28, besides to help restricted 2022 Cadillac CT4-V Blackwing and CT5-V Blackwing preproduction quantity in June, GM stated.
Industrywide, the chip disaster eradicated 121,000 autos from the North America manufacturing schedule final week, in line with AutoForecast Solutions’ tally. GM lost 79,600 autos.
More than 12,700 autos have been deleted from manufacturing plans final week at Lansing Grand River, and greater than 24,000 have been eradicated from Fairfax.
GM additionally prolonged downtime at CAMI Assembly in Ingersoll, Ontario, till at least the week of June 28. The plant has been down since Feb. 8. CAMI lost 17,000 Chevy Equinox compact crossovers final week, AutoForecast Solutions stated.
Ramos Arizpe Assembly in Mexico, which builds the Chevy Blazer and Equinox, will probably be down this week via the week of May 24.
San Luis Potosi Assembly, additionally in Mexico, will take downtime the weeks of May 17 and 24. It builds the Equinox, Chevy Onix and GMC Terrain.


Thank you for your interest in our wonderful Step2 products. We do not store spare parts locally in Australia and we are unable to sell spare parts for second hand items.
If you enquiry relates to a Warranty request, please contact your place of purchase. If you have have purchased your item from this website, please email us at firstname.lastname@example.org quoting your order number, the item you have purchased and the part requiring replacement. We will then organise for a replacement part to be sent out to you.
Information provided in this request will only be used by Step2 Direct Australia to fulfill your replacement needs. We will not sell or rent your personal information.
Thank you and best wishes,
Step2 Direct Australia


Mother Funker #18 - Go Funkanozor 2!
This show will introduce you to the well anticipated mixtape Funkanozor vol.2.
As we want to make it a real surprise for your ears we played only the best nuggets of sound that the bands produced before Funkanozor Vol.2. Enjoy their music and the eclectic genres that represent the young and upcoming French scene right now.
As a special guest, Julien from the respected Laid Back is in the show. He shares with us the discoveries he made through Black Milk Music and the mixtape Funkanozor Vol.1. Thanks a lot to him for supporting our projects!
Enjoy the show, share it if you will, Funkanozor 2 is coming! Uploaded 1 year ago -
Featuring tracks by Hocus Pocus Feat Elodie Rama, Le Serveur & M.A BEAT!, Mother Funker 18, DJ Moar, M.A. Beat and more
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City Palace Hotel
Select your stay dates to check availability at City Palace Hotel
City Palace Hotel
About the Hotel
City Palace Hotel is centrally located in Tashkent, walking distance from Amir Timur Museum and close to Amir Timur Monument. This 5-star hotel is within close proximity of Art Gallery of Uzbekistan and Romanov Palace.
Make yourself at home in one of the 251 air-conditioned rooms featuring minibars. Rooms have private balconies. Complimentary wireless Internet access keeps you connected, and satellite programming is available for your entertainment. Private bathrooms have deep soaking bathtubs and complimentary toiletries.
Don't miss out on the many recreational opportunities, including a nightclub, a health club, and an outdoor pool. Additional amenities at this hotel include complimentary wireless Internet access, concierge services, and gift shops/newsstands.
Enjoy a meal at one of the hotel's dining establishments, which include 2 restaurants and a coffee shop/café. From your room, you can also access 24-hour room service. Relax with your favorite drink at a bar/lounge or a poolside bar.
Business, Other Amenities
Featured amenities include a business center, complimentary newspapers in the lobby, and dry cleaning/laundry services. Planning an event in Tashkent? This hotel has 3767 square feet (350 square meters) of space consisting of conference space and a meeting room. A shuttle from the airport to the hotel is provided for a surcharge (available 24 hours), and free self parking is available onsite.
- Multilingual staff
- Poolside bar
- Laundry facilities
- Gift shops or newsstand
- Outdoor pool
- Free WiFi
- Accessible bathroom
- Conference space size (feet) - 3767
- Spa tub
- Free newspapers in lobby
- Designated smoking areas
- Number of restaurants - 2
- Free long-term parking
- Iron/ironing board (on request)
- Rollaway/extra beds (surcharge)
- In-room safe
- Deep soaking bathtub
- Coffee/tea maker
- Free local calls
- Free bottled water
- Free toiletries
- Satellite TV service
- Hair dryer
Know Before You Go
- If you require a visa to enter the country, your property may be able to help with the supporting documents needed to obtain one. To learn more, you can reach out to the property via the contact details included on your booking confirmation. The property may charge for this assistance, even if you end up cancelling your reservation. All arrangements are solely between the property and yourself.
- Please note that any payments to the hotel (whether cash or non-cash transactions) must be made in either USD or EUR, whichever is accepted by the property.
The following fees and deposits are charged by the property at time of service, check-in, or check-out.
- Airport shuttle fee: USD 25 per vehicle
- Rollaway bed fee: USD 20 per night
The above list may not be comprehensive. Fees and deposits may not include tax and are subject to change.
Mandatory Fees and Taxes
You'll be asked to pay the following charges at the property:
- A tax is imposed by the city: USD 2.00 per person, per night
- Tourism fee: USD 2 per person, per night
We have included all charges provided to us by the property. However, charges can vary, for example, based on length of stay or the room you book.Show all hotel policy Show less hotel policy


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A ban on smoking at the citys transit centers and major bus stops took effect last week, but dont expect violators to get slapped with tickets just yet.
Transit officials plan to spend the first few weeks, likely until mid-December, posting signs and distributing information about the new rules, which are designed to improve public health and reduce littering.
Were not out there trying to do some type of harsh enforcement, said David Eatman, the citys transit administrator. We want to make sure we allow everybody the opportunity to understand what the new rules are first.
The ban makes it illegal to smoke in downtowns Moore Square Station, at transit stops at Triangle Town Center and Crabtree Valley Mall, and at the south Raleigh bus transfer area at Wilmington Street and Pecan Road.
People are not allowed to smoke within 25 feet of boarding locations. After the rollout phase, police or CAT security officers can issue citations similar to parking tickets.
The approach is based on a belief that nonsmokers shouldnt face the risk of secondhand smoke while using city facilities, said Les Seitz, vice chairman of the Raleigh Transit Authority.
The city plans to install a dozen or more cigarette receptacles near transit stops, but at a safe distance from where people wait for the bus.
Typically in public places, we try to protect people who dont smoke, Seitz said.
For the city, the ban marks the latest front in a larger battle to limit smoking in public areas.
In 2011, the city banned lighting up in all public parks and greenways except Nash and Moore squares downtown, joining a growing list of communities worried about the dangers of secondhand smoke.
Just this month, the Knightdale Town Council banned smoking on town property, including in outdoor areas such as greenways and a planned park on First Avenue.
During the summer, Carolina Beach passed what is believed to be the first smoking ban on a North Carolina beach.

domain: news


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Court: Santa Clara cops justified in shooting
Federal appeals court rejects wrongful death case against Santa Clara cops
By Howard Mintz
Contra Costa Times
SANTA CLARA, Calif. — A federal appeals court rejected a wrongful death lawsuit against the Santa Clara police department, finding officers acted reasonably when they shot and killed a young rapper who turned violent at a 2008 house party.
In a short ruling, two 9th U.S. Circuit Court of Appeals judges on Wednesday upheld an earlier decision by a San Jose judge who tossed the lawsuit filed by the family of Aziz Howard Raqmond James. James, considered a rising Bay area hip-hop star known as Almighty Aziz, stabbed two friends and a police dog before he was fatally shot by police who arrived at the scene.
Copyright © 2013 LexisNexis, a division of Reed Elsevier Inc. All rights reserved.
Full story: Court: Santa Clara cops justified in shooting
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Countdown has begun for the opening of the Izmir-Istanbul highway project. Recep Tayyip Erdoğan, president and party leader of the AK party, announced the completion date of the project at the fifty sixty-sixth anniversary of the conquest of Istanbul.
“we have prepared Marmaray, Avrasya, and Yavuz Sultan Selim bridge to service the inhabitants of Istanbul, said Erdoğan while he provided description about other major projects in Turkey. “We opened the first phase of Istanbul airport, one of the world’s largest airports. The various phases of the Istanbul-İzmir highway, which will reduce the distance between these two cities to 3.5 hours, will be opened one by one. By the end of this year, the Izmir Istanbul highway will be fully ready to service. In both parts of Istanbul (Europe and Asia), huge city hospitals will be built for a total of nearly 7,000 beds. The construction of the Başakşehir’s city hospital is developing fast and will be ready next year. Hopefully, we will make Istanbul more beautiful in the new era. A large part of Atatürk airport will be made as notional park”. He also mentioned

domain: geography


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At Little Notes Music we love to play, sing and dance with you and your children. We believe that all children are musical! We invite you and your family to come and join us, and help us to bring harmony home!
Jennifer is the director of Little Notes Music. She feels passionately that music should be a part of every child’s life, and loves teaching Music Together®, since it provides such a wonderful opportunity to share her love of music. She enjoys creating a classroom setting where ALL children feel welcome and included. She has extensive experience teaching children with special needs. Additionally, Jennifer has been a member of Music Together's Special Needs Program Development Workgroup since 2008. This workgroup is dedicated to assisting Music Together teachers and directors develop the skills needed to successfully include children with special needs in their classes.
She was first introduced to Music Together when her oldest daughter was a baby and she has never forgotten what a wonderful experience that was. Jennifer has also enjoyed making music with her two other children. She has been a registered teacher for Music Together since Spring 2001. Additionally, she has been awarded Certification Level I and Certification Level II from the Center for Music and Young Children, in Princeton, NJ. Certification Level II is the highest level of training available from Music Together. She was awarded Cert II for having demonstrated outstanding achievement in teaching, musicianship, program philosophy, and parent education.
Additionally, Jennifer enjoys teaching private string lessons for violin and viola. Also, she is available to conduct musical birthday parties at the location of your choice.
Jennifer is classically trained on the viola, and plays the autoharp and ukulele during classes and birthday parties. She is currently a member of the Massapequa Philharmonic. Jennifer is NY state certified in Music Education, Elementary Education, and Special Education. In addition to teaching Music Together, Jennifer is a music teacher in a local public school district.
Sarah Trested is a dancer, aerialist, music teacher, dance teacher, and choreographer from Long Island, NY. Sarah has been immersed in music, dance, and the arts since birth. With Music Together director Jennifer as her mother, she attended Music Together classes and grew up in a household with a true passion for music and the arts. Sarah completed her Music Together training in the summer of 2017.
Sarah started dancing at a young age, and her studies increased to a more serious level when she enrolled at the Long Island High School for the Arts. Sarah has attended several professional dance intensives, including the JSSI Intensive in New York and T. Lang Sweatshop in Atlanta. She has performed at a variety of notable venues, including the Lincoln Center Theater in New York, Walt Disney World, and Disney Cruise Lines.
Sarah spent her Fall 2017 college semester as a performer at Walt Disney World through the Disney College Program, where she was selected to be a performer in the Christmas Castle Show, Mickey’s Most Merriest Celebration. Sarah started her post-grad career as a dancer, performer, and aerialist with Disney Cruise Lines, and was working for them up until March of this year. Sarah most recently spent her summer working as the Music and Dance specialist for NSDC.
Sarah holds a bachelor’s degree from Temple University, where she was a double major in Dance and Economics. Sarah graduated from the University in December 2018.


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Former Royal Mail worker 'who shoved a father-of-two global finance expert, 55, under a tube train Saudi Arabia blasts 'ballistic missile' out of the skies near the capital Riyadh after it was fired from The couple have two children— year-old son Travis and daughter Sosie, 23, who is also an actor.
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Nina Dobrev and Ian Somerhalder. Bring our boy home or we'll sue the Foreign Office, say parents of 'Jihadi Jack' as he remains in a Kurdish Kevin, 57, shared a second photo of Kyra now 50 from today, as they enjoyed a romantic day at the park for their anniversary.
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400 Organic Chive Seeds [approx]
Latin Name: Allium schoenoprasum
Description: Chives are an easy to grow perennial herb. They produce edible leaves that have a mild onion flavour. If allowed to flower, Chives also produce beautiful pink flowers that are also edible. Their flowers are very beneficial to pollinators. The leaves make a great garnish, or a nice last minute addition of flavour to any dish.
Germination Rate: 81%
Seed Origin: Netherlands
Sowing: March to June
Harvesting: July to August
How To Grow Chives From Seed: Chives are an easy to grow perennial herb. They can be started indoors in March. Using seedling modules or small pots, sow a pinch of seed in each cell/pot. When the seedlings establish, thin to leave only the strongest one in each cell/pot. Transplant out to the garden in May, leaving a distance of 5cm between each plant..
Alternatively, sow directly into your garden from May onwards.
In its first year, it is best to wait until the end of summer to harvest chives for the first time. This allows the plant to get established. When harvesting, leave 10cm of leaf at the bottom of the plant so it can regrow. Removing the flower buds will promote the plant to produce more leaves quicker. The leaves have a mild onion flavour.
Chives, if allowed, produce a lovely pink flower that is also edible.

domain: hobby


Science and Technology
More on Science and Technology
(Kansas City, MO) – Today, United States Representative Emanuel Cleaver, II (D-MO) applauded the United States Department of Agriculture’s (USDA) allocation of $7.5 million to Saline County to expand broadband access. The investment is part of $550 million Congress allocated to the second round of the ReConnect Program through the USDA, which is aimed at expanding broadband access and connectivity in rural areas.
(Washington, D.C.) – Congressman Emanuel Cleaver, II held his first hearing as Chair of the new U.S. House Financial Services’ Subcommittee on National Security, International Development, and Monetary Policy (NSIDMP). The hearing entitled, “Promoting Corporate Transparency: Examining Legislative Proposals to Detect and Deter Financial Crime” will delve into federal laws addressing anti-money laundering and counterterrorism financing.
In his opening statement as Chair, Congressman Cleaver said,
(Washington, D.C.) – Congressman Emanuel Cleaver, II sent a letter to Secretary Alexander Acosta of the United States Department of Labor (DOL) requesting the release of federal government contractor data regarding gender and racial demographics. Reports have revealed that several private government contractors have asserted that specific workforce demographic data qualifies as a trade secret and/or privileged commercial information under Exemption 4 of the Freedom of Information Act (FOIA), an assertion that Congressman Cleaver vehemently disagrees with.
(Washington, D.C.) - Congressman Emanuel Cleaver, II is pleased to announce the passage of S. 47, the Natural Resources Management Act. The bipartisan legislation permanently reauthorizes the Land and Water Conservation Fund (LWCF), authorizes funding for federal land and water projects and protects vulnerable landscapes across the (western) United States.
Included in the bill are two improvement projects for historical sites in and around the Fifth District of Missouri;
(Kansas City, MO) - Congressman Emanuel Cleaver, II will host a Q&A meeting Friday, March 1, 2019, to discuss the rural and urban broadband digital divide. Joining Congressman Cleaver for this discussion is the newly appointed Federal Communications Commissioner and Kansas City native, Geoffrey Starks. This meeting will be open to the public.
(Washington, D.C.) – Congressman Emanuel Cleaver, II is pleased to see that Amazon has announced Starbucks COO, Rosalind “Roz” Brewer, will be added to the company’s 10-member Board of Directors following Congressional pressure to diversify its leadership. Starbucks’ second-in-command and the former CEO of Sam’s Club, Brewer will become the only minority on Amazon’s Board.
(Washington, D.C.) – Congressman Emanuel Cleaver, II sent a letter today to the National Institute of Standards and Technology (NIST), encouraging NIST to endorse industry standards and ethical best practices for the independent testing of demographic-based biases in facial recognition technology. NIST is a non-regulatory agency of the U.S. Department of Commerce.
In the letter to Dr. Walter Copan, NIST Director and U.S. Undersecretary of Commerce for Standards and Technology, Congressman Cleaver wrote:
(Washington, D.C.) – Congressman Emanuel Cleaver, II announced today the findings of his investigation into the small business lending practices of Financial Technology (FinTech) companies. Last year, Congressman Cleaver launched an investigation to study the methods that FinTech companies use to protect consumers against discriminatory practices. One of the primary focuses of the survey was the use of automated algorithms in loan applications.
(Washington, D.C.) – Congressman Emanuel Cleaver, II calls on the U.S. Department of Justice to investigate the current use of facial recognition software by law enforcement agencies. Some state, federal and municipal law enforcement agencies use facial recognition to identity suspects and expedite investigations. A growing body of evidence suggests that the technology has the potential to disproportionately impact minorities and women – among other concerns.


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On Wednesday, Montana’s state Senate advanced legislation that “would allow people to salvage roadkill for food,” arguing that preventing the practice would mean throwing away a perfectly acceptable nutritional source. As bill supporter Sen. Larry Jent (D) put it, “It really is a sin to waste good meat.” But setting aside the inevitable jokes over the proposed “finders, eaters” law, the debate surrounding the measure’s public health implications provides a lens into America’s food safety regulatory scheme — and it’s more complicated than you might think.
Montana is hardly the first state to propose something like this. In fact, there are already roadkill-salvaging laws on the books in at least seven states — including Alaska, Illinois, Georgia, Kentucky, and West Virginia — with varying degrees of regulatory requirements. Most of these laws either require the would-be roadkill consumer to carry a permit that allows them to salvage the kill, or report the salvaging to law enforcement and state wildlife departments. While there are guidelines for how to safely consume the “smooshed meat” — for instance, almost all such laws are limited to run-over game such as elk and deer, which should be “bled, gutted, and quartered” as quickly as possible to cool off the carcass and prevent infections — there isn’t really an enforcement mechanism for them, so the consumer takes on some individual risk.
However, whether or not that risk is greater than the risk of eating mass-produced meats is an open question. Animal protection groups such as People for the Ethical Treatment of Animals (PETA) have actually advocated for loosening roadkill standards, claiming that “[e]ating roadkill is healthier for the consumer than meat laden with antibiotics, hormones, and growth stimulants, as most meat is today.” The historical data — and recent events — shows that there is something to that argument. American-produced meat tends to exceed acceptable levels of contamination by most countries’ standards, and the consolidation of meat resources by mammoth corporate distributors like Cargill Beef makes it so that just one contaminated batch necessitates nationwide recalls of tens of thousands of pounds of product. Many public health advocates also argue that food regulators are woefully impotent to hold the meat industry accountable for its shortcomings in the face of lax regulatory enforcement and “ag gag laws” that silence whistleblowers who expose facilities violating food safety standards.
And the argument that roadkill-salvaging laws help prevent the waste of good meat actually could be an important point for low-income communities. Some of this type of legislation is intended to address food insecurity in secluded communities. For instance, Alaska’s caribou- and bear-salvaging provisions are meant to help churches and soup kitchens distribute food to the homeless and the poor in a state where access to roads and super markets isn’t always easy to come by. Montana’s proposed law has similar intentions.
Some Montana legislators have raised concerns over law enforcement’s capacity to evaluate whether or not roadkill is safe for consumption, and the ambiguous liability laws governing shelters and food banks that might distribute such meats. “Despite its good intention, it doesn’t pass the smell test for me,” said state Sen. Kendall Van Dyk (D). But considering America’s lackluster record on meat safety and the widespread — and relatively safe — U.S. culture of hunting big game for personal consumption, those concerns might very well be overstated.

domain: law


From the outside, number 30 East Drive, Pontefract, looks just like any other 1950s-built council house on the street. However, a sinister side hides within the walls.
30 East Drive is the domain of a somewhat malevolent entity who has come to be known as ‘Fred’ or ‘The Black Monk’. He is believed to be the most violent poltergeist in Europe and has been making his presence known for over fifty years!
Over the years there have been many different explanations given regarding who this entity is. He was known to the press as ‘Mr Nobody’, but the Pritchard family who lived there called him ‘Fred’. In time, he came to be known as ‘The Black Monk’, mainly because when he has appeared as an apparition he appeared to be dressed in long black robes.
30 East Drive is now owned by film producer Bill Bungay, who bought the house after making When the Lights Went Out, which was based loosely on the Pritchard’s’ experiences.
30 East Drive is now open to visitors, although the owners do not recommend staying the night and will even try to discourage you from doing so. The website clearly states that this is not a traditional guesthouse or bed and breakfast – and visitors will not be covered by insurance if they choose to visit!


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The intelligence-sharing alliance known as Five Eyes should forge ties with Greenland to boost supplies of critical minerals and cut dependence on China, according to a report from the Polar Research and Policy Initiative (PRPI). Five Eyes includes Australia, Canada, New Zealand the United Kingdom and the United States.
Greenland has huge deposits of rare earths, a set of 17 minerals used in applications from electric vehicles to defense goods, says the PRPI. China currently controls about 90% of the supply of rare earths. It is natural for the Five Eyes to target Greenland for its mining and rare-earth potential because two-thirds of the 41 license holders in Greenland’s mining sector were linked to the U.K., Canada and Australia, the report added.
Five Eyes should expand its framework to include “resource intelligence, technical collaboration, major project financing and supply-chain integration for minerals and materials critically important to national and economic security,” the report said.


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The faux fur vest is one of my favourite transitional pieces this season because it changes up the vibe of existing wardrobe items. So much of my old stuff suddenly feels new when I add my faux fur vest to my ensemble. It has proven to be versatile and warm enough to wear right now, before we move onto heavier jackets, trenches and wool coat ensembles for winter.
Here are five easy ways to incorporate a faux fur vest into an outfit:
- Over a tee or knitted top: Wear jeans, casual trousers, or a casual skirt on the bottom, add in appropriate footwear, and you’re done. It’s that simple. Remember how well client and friend Phoebe wore this look a few months ago (picture #1).
- Over a blouse or shirt: This is how to dress up the look, and the way I wear my faux vest the most frequently. Simple soft silky blouses, both solid and patterned are no brainers, like the combination I wore on my last day of Fashion Week. I prefer solid button down shirts or denim shirts under faux vests, but there are no rules. Here, either keep the look smart casual with jeans, or substitute dressier skirts and trousers (picture #2).
- Over a sweater: A slim-fitting turtle neck, crew, or scoop neck pullover is an easy and warmer under layer option. For the bottom, think casual jeans and skirts, or dressier trousers and skirts (picture #3).
- Over a dress: This is my favourite way to my sport a faux fur vest, which you saw at Fashion Week. I like to wear it over slim fitting dresses more than fit-and-flare frock styles because the modern yet retro integrity is more my style. But I love faux fur vests over flared ’70s inspired dresses and hope that you give the look a bash (picture #4).
- Over a jacket: It sounds weird but the combination works well with a cropped fur vest and denim jacket, and layering the vest over the jacket. A cropped fur vest also looks quite sweet over on longer blazer, but you’ve got to bat for Team Maximal for that one.
Some of my clients like to belt longer fur vests, which effectively streamlines the silhouette. Instead, I chose to keep mine cropped and tailored so that it won’t overwhelm my frame or outfit.

domain: design


The specialists in purchasing and selling of industrial and commercial equipment
For over 50 years New England have been in the Machinery business. Originally set up to undertake machinery service, repairs and reconditioning, the company later branched out into machinery dealing.
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MARKET THROUGH OUR DIFFERENT SALES PLATFORMS
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Chris McCormick is a world champion triathlete. He wrote a book about his experiences as an athlete. In that book he described a younger triathlete who McCormick felt could become great. A problem McCormick noticed with the younger athlete was that the fellow was working too hard.
McCormick talked to him suggesting he might add some recovery time to his training. McCormick at the time of their meeting and training together was mature for a professional triathlete being in his 30s. The younger man was in his early 20s. McCormick warned him to ease up on occasion to allow for adequate recover without which could lead to burn out or injury. The twenty year old ignored the advice and not too long after was injured and a bit burnt.
In a post here not too long ago I wrote about recovery. In that post I described my training. I pointed out that I don’t maintain a level of cardio training today as an archer that I did in my youth. Still, I do train at what I consider an age appropriate level.
Cardio training is a method to help prolong health and give me a longer runway for archery. Archery satisfies my need to remain competitive. Certainly, achieving competitive goals remains possible as an age grouper in other sports.
I have a friend that is 69 and runs ultra marathons. He’s an amazing athlete. I know a woman in her mid-80s that still does high-level triathlons. Again, amazing. Neither started at a early age both picking up endurance sports in their 50s.
I started endurance sports at 17 and stopped at 57. Forty years seemed to have been a limit for me. When I tried stopping I was very unsatisfied. I needed to compete. Archery is an outlet for that desire. Of course I still run and ride but the primary goal is to maintain fitness and prolong my experience in archery.
Along with that sport experience comes decades of understanding recovery. I understand it but do not always follow my own advice or knowledge. I am prone to over training.
In the prior article about recovery I pointed out that as we age recovery times are often required to be more often and longer. A reader somehow got another message.
He sent me a note pointing out that everyone understands recovery. That was news to me. I am still trying to find the right balance. He somehow believed I am still in my 50s. He further suggested my training along with the aches and pains associated were typical for a 50 year old, with the luxury of time, however not realistic for someone approaching 70 as he is approaching 70.
I took that comment as a compliment. The older critic, approaching 70, is pretty close to my age as I approach 70. He is older by a few years but within my age group. He seems to be fairly fit results of his foundation of years of hard work. He suggested my life of luxury has afforded me at 50 to be able to train the way I train.
That’s not true. I’ve been able to train the way I train because I have had great coaches that ensured I had adequate recover whether I wanted it or not. The result was minimal injury and little burn out. Sure it is unlikely I’ll do too much racing in the future but not entirely out of the picture. It isn’t that I burnt out on it after four decades, it became too expensive.
Archery is a lot less expensive than triathletes, easier to find events compared to cycling, and a sport that is much less age dependent. So long as I maintain the best level of activity and recovery I should last a pretty long time shooting arrows.
Here’s the thing, finding the best point where recovery is needed and just plain soreness needing to be worked through is a tough balancing act. As the 60+ critic pointed out everyone understands recovery and aging. So, everyone, of you have sound advice I’m listening.

domain: sports


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domain: entertainment


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October 25, 2020
Americas Tax Policy: This Week in Tax Policy News for October 23
This week (October 26-30)
Congress: The Senate is set to vote on the confirmation of Judge Amy Coney Barrett to the Supreme Court.
Last week (October 19-23)
Campaign tax plans: A major question if Democratic presidential nominee and former VP Joe Biden wins the presidential election is when and how he would seek to increase the statutory corporate income tax rate to 28% and act on other tax increase proposals discussed in his campaign documents, especially given his September comments that a corporate rate increase would be a 'day one' agenda item to provide revenue for spending priorities. The Washington Post October 22 suggested Biden would likely not include tax increases in any stimulus measure but would use them as offsets for permanent policy priorities: "Biden is not likely to pursue tax hikes as part of short-term stimulus programs designed to help the nation's economic recovery, according to two people familiar with the campaign's thinking. However, the former vice president would likely aim to include his tax increases if Congress approves his proposed permanent spending plans, such as expansions in child care, health care or education, these people said. The people, who spoke on the condition of anonymity to share internal deliberations, stressed that planning was fluid and subject to changes based on economic conditions, as well as the makeup of Congress should Biden win. A Biden campaign aide confirmed that his commitment to paying for spending priorities did not include short-term stimulus measures." Tax was not a major focus of the second and final debate on October 22, but President Trump did say, "I'm cutting taxes and he wants to raise everybody's taxes and he wants to put new regulations on everything. He will kill it. If he gets in, you will have a depression the likes of which you've never seen. Your 401Ks will go to hell and it'll be a very, very sad day for this country." He also highlighted the Opportunity Zone program under the Tax Cuts & Jobs Act (TCJA).
President Trump tweeted October 21: "The Radical Biden-Harris Agenda is projected to slash the typical American's income by $6,500 per year. They will raise TAXES by $4 TRILLION DOLLARS — triggering a mass exodus of jobs out of America and into foreign countries."
Coronavirus relief: On coronavirus relief and stimulus legislation, Speaker Nancy Pelosi (D-CA) and Treasury Secretary Steven Mnuchin have reported progress toward a deal but have yet to finalize an agreement and both sides have signaled there may be insufficient time for enactment prior to the election. Speaker Pelosi said during a news conference October 22 "they still haven't completely signed off on it, but I think we're just about there," but also that there is no agreement yet on the major issues of state and local funding and liability protections. She previously said that a timeline requiring most of the details to be settled this week "is really to have it for Election Day … We could still continue the negotiation. It might not be finished by Election Day." Secretary Mnuchin said October 23 that the Speaker is dug in on certain issues and significant differences remain. The Washington Post October 20 reported Senate Majority Leader Mitch McConnell (R-KY) as telling his members that he advised the White House not to strike a deal with Speaker Pelosi, who he accused of not negotiating in good faith. There are also questions of whether there is enough time for the Senate to vote on a potential coronavirus deal before the election. The Wall Street Journal said "resistance in the GOP-controlled Senate, in addition to the timeline posed by the Nov. 3 elections, less than two weeks away … left many on Capitol Hill resigned to the reality that any deal would almost certainly not be considered until after the election at the earliest, and potentially not until next year. 'It's about three or four minutes to midnight on the clock here,' said Senate Appropriations Committee Chairman Richard Shelby (R., Ala.)." Second-ranking Senate Republican John Thune (R-SD), long known as an astute observer of what to expect in Congress, said October 19, "I think we're going to have a hard time finding 13 votes for anything." President Trump said he wanted a bill larger than $2.2 trillion, but that he suspects Democrats don't want a deal because an impasse will be beneficial to them in the election.
Speaker Pelosi continued to raise the issue of expanding tax credits for lower-income families, saying October 20: "We want a Child Tax Credit for the poorest kids in America. They want to retain … a net operating loss benefit for the wealthiest people in our country. And we are saying, 'How do we reconcile that?'" Some tax-related language was reportedly being exchanged by the tax-writing committees, with Democrats apparently willing to address provisions including the Employee Retention Tax Credit, the Work Opportunity Tax Credit (WOTC), the Safe and Healthy Workplace reopening tax credit proposal, 'mobile workforce'-type state and local tax certainty, and FSA flexibility. Roll Call reported, "House Democrats are offering several concessions to Republicans on pandemic-related tax items, including a temporary fix to the thorny problem of how teleworkers and others who work in multiple states during the pandemic should be taxed." Of course, enactment of any tax provisions depends on reaching a broader agreement.
Extenders: Following up on an October 13 Roll Call story saying CARES Act aviation tax suspensions through December and temporary beverage tax provisions especially could compel action in a lame-duck session on tax provisions expiring at year end, Politico reported October 19: "Other provisions that expire at the end of the year include the so-called CFC look-through and a range of incentives for clean energy provisions or energy efficiency. Heather Meade, a principal at Washington Council Ernst & Young, noted that a credit that defrays the cost of health insurance would also cause more damage if it was restored retroactively, much like the alcohol excise taxes. And with the atmosphere on Capitol Hill potentially quite tense when lawmakers come back after the election, extenders advocates hope that message — that now is an especially bad time to be leaving people and companies in the lurch — resonates, even as they acknowledge it's no sure thing."
R&D bill: On October 21, Senators Maggie Hassan (D-NH) and Todd Young (R-IN), both members of the Senate Finance Committee, introduced the American Innovation and Jobs Act (S. 4822) to enhance tax benefits for research activities. The bill would reverse the TCJA changes under Section 174 for amortization of R&D expense beginning in 2022, and instead "ensure that companies can continue to fully deduct R&D investments each year." It would also double the refundable R&D tax credit and extend it to more small businesses.
BEPS 2.0: See EY Global Tax Alerts, "OECD releases BEPS 2.0 Pillar One Blueprint and invites public comments" and "OECD releases BEPS 2.0 Pillar Two Blueprint and invites public comments."
Regulations watch: Politico reported October 23 that Treasury is pushing to finish up regulations related to the TCJA by the end of the year, citing an unnamed official.
Under review by the Office of Management and Budget's Office of Information and Regulatory Affairs (OIRA): a final rule, "Exception From Passive Income Under Section 1297 for Certain Foreign Insurance Companies [TCJA];" and proposed rule, "Exception to Passive Income Characterization of Certain Insurance Companies With Respect to Passive Foreign Investment Companies [TCJA]."
Below is a timeline for guidance projects released by the IRS related to the TCJA.


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What is it about the BAFTA Awards and rain? Hollywood royalty arrived at the Royal Opera House this evening with the task of navigating down the slushy, foamy red carpet in skyscrapers and couture. No easy task, but boy did they do it with aplomb.
So let's get down to business and talk dresses. Marion Cotillard went for a bright yellow Dior gown (bien sur) fresh from the Spring 2013 couture runway. As the face of the brand, her designer choice comes as no surprise but the classic strapless cut was given a bold and daring twist not just because of the electric colour but thanks to the peplum-like layer that showed off a sheer mesh at the knee. Is this Marion's way of proving that Jennifer Lawrence's dress did not rip?
Jessica Chastain embraces the rain
In the black corner, we have Anne Hathaway in Burberry, Amy Adams in lacy Elie Saab and Samantha Barks in Celia Kritharioti - but several stars brightened up proceedings with colour-popping shades. The drop-dead gorgeous Jessica Chastain backed British in a bright blue gown by Roland Mouret, Laura Bailey looked lovely in poppy red Roksanda Ilincic and Andrea Riseborough made like Marion in a canary yellow number from Vivienne Westwood.
Jennifer Lawrence opted for a strapless gown by Dior, naturallement, which got rather drenched. Oops. But the shocker of the night was a toss up between Helen Mirren's brand new pink hair-do and Sarah Jessica Parker breaking the style rules by wearing an Elie Saab jumpsuit rather than a traditional floor-sweeper.
So who do you think is the best dressed star of the 2013 BAFTAs? Rising star nominees Elizabeth Olsen in Chanel Couture or Juno Temple in Stella McCartney? Gemma Arterton in Celia Kritharioti perhaps? Or how about Jennifer Garner in Roland Mouret?
Grazia Daily is stationed at the Royal Opera House (currently huddled under umbrellas) to bring you all the gossip from the red carpet and inside ceremony so keep following our tweets @Grazia_Live. To see all the best dressed from the 2013 BAFTA Awards, check out the gallery above and let us know which frock is your favourite...
Watch our Digital Editor Jessica Vince, Deputy Fashion News and Features Editor Hannah Almassi and Features Editor Morwenna Ferrier rate this year's BAFTA fashion:

domain: celebrity


We sent Howard Shanks to Queensland’s central highlands region to take a run in one of the latest Kenworth models, the T909, that’s hauling cotton over some of the state’s roughest roads.
This new Kenworth T909 had been delivered a few months back, however as the rains hadn’t eased much since Christmas and the flood waters only just receded, it had spent the past few weeks parked up.
I met Jason Hayne and the Kenworth T909 he drives for Andrew Keely’s Myamba Contracting, at the Moura Cotton Gin as arranged on the outskirts of town. Jason had not long climbed in it and admitted that he was still getting used to it.
He told us that here in the Central Highlands region roadtrains are restricted to only two trailers.
Moura is a small town predominantly servicing the surrounding coal mining activities as well the farming community, and remnants of the local coal industry adorn the surrounding parks. The town was first established in 1936 as a farming centre near the existing Moura Station.
The run from Moura out to the cotton farm today would take a little over two hours, half an hour or so to load then a good two and half hours to return.
Our route this morning would take us 150 kilometres or so west along what’s officially known on maps as the Dawson Highway to Rolleston. However a few more apt names for this track could be the “Broken Windscreen” or “Busted Spring” Highway which better reflect what will probably happen to your vehicle if you’re brave enough to travel on it.
Ok, we’ve had our whinge about the road… time to get back to cotton cartage.
At Rolleston we’ll veer south along the Carnarvon Highway for half an hour before taking a hard left on to a dirt track that will take us into the heart of the Arcadia Valley, where cattle and cotton farms thrive.
Forty minutes or so into the trip Jason eased off the throttle and guided the T909 into the tiny Bauhinia Roadhouse, whe
re he would fuel up the Kenworth’s three 450 litre tanks. This morning he reckoned he’d have to pump in at least 1150 litres, and at today’s price that will add $1769.85 to his fuel bill.
It takes roughly 15 minutes to fill the tanks, which meant there was time to order a sandwich and grab a coffee.
Testament to just how tough these Australian made Kenworth trucks are, was right here in the roadhouse parking lot. Here an old W-model from the eighties and classic T950 from the nineties are both still toiling away after years pounding away on these notoriously bad roads.
It’s little wonder that Kenworth have earned the phrase “AUSTRALAIN MADE WORLD’S BEST”.
Not far out of Bauhinia the terrain changes as the road crests part of the Great Dividing Range. The countryside is unusually lush and green with thick vegetation after the extraordinarily long wet season.
While Jason jostled with the bumps on the back to load, it’s probably worth running over a few of the features of the new T909.
Most noticeable on the T909 is the new 7-inch diffuser tail pipes, which allow cool air to travel up through the exhaust to help control exhaust temperatures and are an important component of the Cummins DPF system.
(Although at the time of writing we were informed that Cummins no longer require the diffuser tail pipes which mean that future T909 models will revert back to traditional 6-inch stacks).
For the higher horsepower options, like T909 model comprising Cummins cooled EGR ISX and Signature engines, Kenworth have introduced a Cummins Particulate Filter integrated with the engine’s cooled Exhaust Gas Recirculation (EGR) technology.
Drivers also benefit from the upgrades to the T909. Firstly the HVAC (Delphi Heater, Ventilation and Air Conditioner unit), which is already a proven performer in the cabover models, has now been added across the conventional range.
The Delphi unit provides improved efficiency and air flow and a better in-cab operating environment – keeping drivers and passengers warmer in winter and cooler in summer. An integrated serviceable filtration system helps provide a dust free cab environment.
New doors have been introduced with standard electric windows across the entire range. These new doors also provide improved door handles and central locking for greater operating ease. The standard keys have been upgraded in heavy duty steel for enhanced durability. There are wider padded arm rests with integrated window and mirror controls for increased comfort and convenience.
While Jason was getting the T909 ready to load, Paul Hatch, from Hatch Farming, who operates the loader showed us how the IPhone’s barcode scanner is saving time and paperwork in this year’s cotton harvest scanning each bail’s barcode. Incidentally each bail is approximately 2.4 meters wide and 2.3 meters in diameter and weighs approximately 2.5 tonne.
Half an hour or so after arriving at the farm with the tarps now tied down, Jason stirred the big Cummins under the hood into life and poked the T909’s nose back towards the Moura cotton gin.
The Freighter Outback trailers behind this Kenworth T909 are no ordinary trailers either, they’ve been designed and built in Australia as well, to withstand the worst that the country’s roads can throw at them, and they don’t come much worse than this rough corrugated, pot-holed track.
We’re told that when Freighter engineers were designing the Outback trailer, they understood that a new approach would have to be adhered to in order to meet their goal of outstanding reliability and durability. Experience reveals that if a part is loose or vibrates, it will eventually fall off. If it’s cantilevered, it will eventually crack.
So the Freighter Outback trailer comprises massive main-rails coupled with more cross-members that give the “Outback” its core strength. It has heavy duty coaming rails that are 25 percent deeper than standard rails along with Freighter’s VE50 heavy duty spring suspension designed specifically for outback road conditions. In addition it has a heavy duty tow coupling, dual tyre carrier and lockable toolbox all designed to withstand the rigours of the off road use found in outback Australia.
Australia’s cotton industry is a lucrative one indeed and continuing the remarkable post drought resurgence for Australian cotton, the industry is now predicting this year’s national harvest will be the largest ever recorded, producing over four million cotton bales.
Cotton Australia’s production forecast estimates, 1,785,000 bales will be grown in Queensland, while NSW will account for 2,271,000 of the national total, giving a harvest worth around $2.3 billion dollars.
While most people will remember the start of this year as flood, cyclone, flood, the season has actually produced very good cotton growing conditions allowing for some recovery of crops that went under water.
Growers unaffected by the floods are telling us they expect to harvest personal best crops in many areas and that productivity is driving the national crop forecast upwards. The previous record Australian cotton harvest was before the drought back in 2000/2001, when around 3.6million bales were produced.
It was late afternoon when Jason finally pulled the first trailer onto the weighbridge at the Moura Cotton Gin.
Then a few moments later he rolls forward to weigh the second trailer before he heads around the unloading bay.
Jason pulls the tarp forward, and folds it into a purpose built carry rack mounted on the trailer’s head-board. He admits it saves a lot of time at the other end if he spends a few minutes packing it neatly when he’s unloading. He added that it’s vitally important to ensure that all the ropes are tied tightly so they don’t get caught on anything on the return leg of the journey.
Words and Photography by Howard Shanks
April 17, 2014
| Posted in: Articles


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A series of self contained TV films starring performers from London's "Comic Strip" comedy club and their friends. Noted for a high sense of parody of previous films, literature, and generally everyone in sight.
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Journal of B.U.O.N 2019 May-June [Link]
Guadagni S, Masedu F, Zoras O, Zavattieri G, Aigner K, Guadagni V, Fumi L, Clementi M
To investigate the relative importance of isolated thoracic perfusion (ITP) in the multidisciplinary palliative treatment of progressive malignant pleural mesothelioma (MPM) patients.
Fifty-two MPM patients with progressive disease after systemic chemotherapy with cisplatin and pemetrexed were submitted to 112 ITP using mitomycin C (25 mg/m2) and cisplatin (70 mg/m2) between 2000 and 2017. Isolation of the chest was achieved by insertion of stop-flow balloon catheters via femoral or iliac access. Primary endpoints were adverse events, tumor response rate, progression-free survival (PFS) and overall survival (OS) from initial ITP.
Median interval-time from MPM diagnosis was 9 months. There were no perfusion-related postoperative deaths. The main procedure-related complication was persistent leakage of lymphatic fluid from the incision in less than 10% of ITP. No severe perfusion-related toxicity was reported, with grade 3 haematological toxicity and platinum-induced neurotoxicity in less than 8% of the patients. Following initial ITP, overall tumor response rate was 25%, median PFS was 7 months (IQR 5-10.5), and median OS was 16 months (IQR 12.5-21). After the last ITP, 14 patients received further therapies, including targeted therapy with cetuximab or bevacizumab. Non-epithelioid histology, stage III, and ECOG performance status 3 pre-ITP were prognostic factors with a significant influence on OS. Median OS, calculated from the diagnosis of MPM, was 26.5 months (IQR 22.5-28).
ITP is safe, tolerable, and useful but its inclusion in the multidisciplinary palliative treatment of progressive MPM patients should be investigated in a larger multicentre controlled study.


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BOSTON (CBS) -- Boston firefighters were out in frigid temperatures and windy conditions to put of a fire on Wellsmere Road on Saturday. When crews arrived around 11 a.m., heavy smoke could be seen coming from the attic.
No one was in the house at the time, according to the fire department. The building is a two-family home that had been under construction.
There were flames coming from the second and third floors of the house. It took crews about an hour to put out.
It's unclear what started the fire.
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President Muhammadu Buhari is currently holding a security meeting with all the six governors from the North-East Geo-political zone.
Naija News understands that the meeting has the Service Chiefs and Inspector-General of police in attendance.
The meeting is coming just about 48 hours after the North Eastern governors called on the federal government to step up its fight against Boko Haram in the region.
The governors made the call during a meeting of the North East Governors Association on Saturday in Maiduguri, the capital of Borno State.
During the meeting, the governors agreed on a number of issues, including the need for the government of President Muhammadu Buhari to provide more modern weapons to the armed forces. acts of terrorism in the region.