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Willow Crest Golf Club is a Resort 18 hole golf course located in Oak Brook, Illinois.
The course was designed by Dick Nugent.
Par for the course is 70. From the back tees the course plays to 6,474 yards. From the forward tees the course measures 5,242 yards. The longest hole on the course is # 11, a par-5 that plays to 596 yards. The shortest hole on the course is # 15, a par-3 that plays to 147 yards from the back tees.
Watch out for # 5, a 525 yard par-5 challenge and the #1 handicap hole on the course. The easiest hole at Willow Crest is # 15, the 147 yard par-3.
$46 (cart included), played on Sunday, April 2013 at noon
$46 (cart included), played on Saturday, December 2012 at 6am
$26 (cart included), played on Friday, April 2012 at 4pm
Price: I got a deal of $20 for 18 after 4 because they aerated the fairways. I think regular price is in the $60-70 range, which is too much in my opinion. But to be expected at a resort course. Pros: The course was in very good condition considering it's the middle of April, thanks to a mild winter/spring. Greens were pretty tough and fair, distance was about average (though the 595yd Par 5 is looong). Staff was also friendly. Cons: The downsides were the many encounters with tee shots flirting with houses and busy streets surrounding the property. You can tell they had to pack it in to make it 18, and I found myself bailing out a lot just to make sure I didn't cause any damage. I was almost hit by an errant shot as well, so it wasn't just me.
Latest Golf Course Reviews
$36 (cart included), played on Sunday, July 2013 at noon
We had a 12:33 tee time and arrived around 11:40 (no traffic). We checked in with the starter and noticed there was no one on the first tee box. He said there was "a small outing ahead and he wanted to give them enough of a head start since they were a little slow." We knew we were early anyway, so we chatted with him for several minutes. I asked if there were any groups ahead of us and he said no and that he'd let us go in a couple minutes. Now it's 12:05 and still no one is teeing off or waiting behind us (a twosome). We ask again and he said he had to wait for the ok from the pro shop before he can send anyone off and reminds us that our tee time is 12:33. So after waiting at an empty 1st tee box for 40 minutes, he lets us go. By this time, the two groups behind us have arrived and he sends them out on our heels. Of course, the "small outing" is no where in sight. Now we are fairly good golfers and move through the course at a decent pace, but the two groups behind us are pushing us on every shot since they were sent out too quickly. Now the real kicker - the ranger comes by and tells us we have to pick up the pace because we're way behind the group ahead of us! I hope he didn't have too much trouble extricating my nine iron from his forehead. We wouldn't mind playing the course again if they would notify us that they hired a starter and a ranger with a little common sense.

domain: sports


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Sol-86 Academy: The Return of Megabot is now available in eBook and Paperback
The latest installment in the Interstellar Online universe is upon us. Cassidy has an incredible experience that takes her out of her comfort zone and into an intergalactic war. This book sets the stage for the third main installment of Interstellar Online, Cosmic Squeeze.
The book is available on Amazon for 99 cents until the 31st. It’s also available on Kindle Unlimited.

domain: library


Evan McMullin Wants To 'Get To The Bottom Of' Trump's Connections To Russia
MICHEL MARTIN, HOST:
We're going to start the program today by talking with someone who has experience in both intelligence gathering and politics. Evan McMullin ran as an independent candidate in the 2016 presidential elections. He received 20 percent of the vote in his home state of Utah. But since then, he has earned a following as an independent conservative voice supportive of President Trump on some issues, but also willing to criticize Trump initiatives such as his travel ban and perceived closeness with Russia.
Evan McMullin also served in the CIA for nearly a decade, and then he was a chief policy director for House Republicans. In January, he created a new political group called Stand Up Republic. It's aimed at holding political leaders more accountable. Given the week's news, we thought it would be a good time to hear from Mr. McMullin, so he was kind enough to stop by our studios in Washington, D.C.
And I began our conversation asking for his reaction to the news of the day. Earlier today, President Trump tweeted out that, quote, "Obama had my wires tapped in Trump Tower just before the victory. Nothing found. This is McCarthyism." Later today, a spokesman for President Obama refuted the tweet, saying that, quote, "no White House official ever interfered with any independent investigation led by the Department of Justice." So I asked Evan McMullin for his take.
EVAN MCMULLIN: Yeah, well, there are a lot of words to parse here, but I think what President Obama and - through his spokesman is saying is that he didn't order any such tap, right? But that doesn't mean they didn't happen. And we don't know exactly what Donald Trump is referring to. He could be referring to a recent, I think, Breitbart report that suggested President Obama ordered it. Or he could be referring to reports that came out months ago that says there was a law enforcement or national security effort to gain a warrant that would allow for the collection of signals, intelligence related to the Trump campaign's connections with Russia.
But I think the larger issue politically is that - I believe personally that he attacks those who publish or who would engage in activities that would highlight compromising activities on his part in an effort to discredit them in case they are, as I said, compromising in a significant way. So when the press comes out and says, well, we've learned that the Trump campaign has had contact with Russian officials during the campaign, he attacks the press and calls it fake news. When the intelligence community does something like that, he attacks them. So I think this is more of that.
MARTIN: I wanted to get your perspective on this news that so dominated last week of Attorney General Jeff Sessions' meetings with the Russian ambassador. And this comes after President Trump's pick for national security adviser, Michael Flynn, resigned after it was revealed that he was not honest with Vice President Pence about talking about sanctions with the Russian ambassador. So I wanted to ask, you know, given your experience in intelligence, like, what is the significance of this? For people who've been following this kind of drip drip drip all along but don't understand why it means something, what's your take on what it means?
MCMULLIN: Well, look, it would be possible for this to be a totally nothing story - OK? - if Jeff Sessions had simply said, yes, in my capacity as a senator, I had a meeting with the Russian ambassador. We talked about X, Y and Z and the meeting was over. And that's really the only sit-down meeting I had with him. I came across him one other time at the Republican Convention. We talked about this. It was in public. Then it really wouldn't be an issue.
I mean, I think there are some, including myself, who would really want to know the details of those discussions. But it would be far less of an issue. The real issue here is that Jeff Sessions was a key Trump campaign associate and he misrepresented or, I would say - and I do say - lied about his contact with the Russian government. And that's the real concern.
And if it were only just one Trump campaign associate, then maybe it wouldn't be such a big deal. But the fact is that Sessions is only the latest of a number of Trump campaign associates who have tried to cover up their connections with the Russian government at the time the Russian government was actively trying to tip the election towards Donald Trump.
MARTIN: Well, President Trump said today in a tweet, again, that President Obama's White House also met with the Russian ambassador. Relevant?
MCMULLIN: Well, that's - that I'm sure is a fact. And there's nothing wrong with that. A presidential staff would meet with a Russian ambassador. They should. Also, a president-elect and his staff or her staff could meet with a Russian ambassador. Again, these things are normal, but there's then no reason to hide these things if they're happening within an acceptable context. But if they're happening during the campaign, if a presidential campaign has close ongoing contact with Russian officials as they're trying to influence the election for that campaign, that is deeply troubling.
And let me just say how - and I - this is one of the biggest concerns I have about all of this, about Trump's presidency, is that so much is being normalized just because we're living through this experience. And many people, maybe this is the first presidency they paid attention to. And all of a sudden, all of this seems normal. It is not normal for a presidential campaign to have close and ongoing contact with any foreign government, especially not an adversary and especially not the Russians.
MARTIN: Given all of that, what do you think of these calls for an outside or a special investigation, a special bipartisan investigation into Russia's alleged influence on the election? We now know, of course, the attorney general has recused himself from leading such an investigation. But a lot of other people say that that's not sufficient, that there should be some sort of independent inquiry here. What's your take on that?
MCMULLIN: Well, right now the investigation in Congress is happening within the standing intelligence committees, one in the Senate and one in the House. I have said and I continue to believe that that is insufficient. I'm sad to say that I think Republican leaders are keeping these investigations in the intel committees because it's easier there to limit and control the investigations. I believe that they're trying to minimize the political damage that will occur for them if their Republican president is exposed as having untoward relations with the Russian government.
And so what do I think should happen? A couple of things. I believe in Congress there should be a bipartisan special committee established. So that needs to happen in Congress. Some people in - or some people about this are saying, you know, no, we need an independent commission like the 9/11 Commission. The problem with that is in order to establish a commission, you need a law. And in order for there to be a law, of course, it has to pass through Congress and the president has to sign it. And this president is unlikely to do that.
And in addition to that, you have other factors that mean that the commission is really not the best idea. It needs to - in Congress it needs to be a special select committee that's bipartisan and potentially bicameral. Now, beyond that, you need also a special counsel with DOJ to look into this. Now, why do you need the DOJ special counsel and the special committee in Congress? Because they do different things. The special counsel would look at possible criminal offenses related to Russia's influence in and of our election and the potential for Americans who have been involved in that in a criminal way.
But the investigation in Congress is much broader and not only relegated to potential criminal offenses. So it can look into what exactly Russia did. That's more of an espionage or counterintelligence thing. It can also look at what some Americans might have done that - activities that don't maybe amount to criminal activities but are still very important for the American people to know. So you need both of these things.
MARTIN: If you're just joining us, we're speaking with Evan McMullin. Last fall, he ran for president as an independent. Now he's heading up a new political group called Stand Up Republic. Its purpose, he says, is to demand more accountability from this administration and to stand up for democratic principles.
Given that you were the former policy director, you kind of ran the policy shop for the House Republican Conference. I'm curious to know what reaction you're getting from your colleagues. I mean, on the one hand, Republicans now control both houses of Congress.
On the other hand, you get the sense that there are people like yourself who worked on some of these issues for many years who have concerns about the direction this administration has taken on things like the travel ban, for example. And you've publicly opposed things like that. And I'm just wondering, what reaction do you get from your former colleagues up on the Hill in taking these stances?
MCMULLIN: Well, there are different reactions. I mean, I think there are certain members who are very closely aligned with Donald Trump. And I think they don't appreciate what I'm doing and what I say. Other members of Congress appreciate what I'm doing. I'm doing things that say - and saying things that are more difficult or difficult for them to say. So it's a real mixed bag. But there are a lot of concerns among Republicans on the Hill.
The question is what they will do to hold Donald Trump accountable. And that's - that is one of the most important questions of the day because Republicans in Congress are the most able to hold him accountable second to the courts. But the courts can really only hold Donald Trump accountable when a question is placed before them, which isn't something that happens on a daily basis, whereas members of Congress can actually check Donald Trump on a daily basis. And that's why that's so important.
MARTIN: Well, so tell us about your group, Stand Up Republic. What's the mission?
MCMULLIN: The mission is a few things. Number one is to inform the American people about what's happening - what the administration is doing, what our government is doing beyond the administration to either uphold democratic ideals, norms and institutions or to erode them. So we want to make sure the American people are well-informed.
In addition to that, we're developing further from the campaign - I mean, this started during the campaign, but we're developing a grassroots support base across the country that is bipartisan, that is interested in defending democracy in the United States. And then we will be using that to encourage members of Congress to hold the president accountable and to do other things themselves to defend democracy in the United States. Our goal is that. Our overarching goal is to defend democratic ideals, norms and institutions in the country.
MARTIN: That was Evan McMullin. He ran as an independent candidate in the 2016 presidential campaign. He was kind enough to join us in our studios here in Washington, D.C. Evan McMullin, thanks so much for speaking with us once again.
MCMULLIN: Thank you.
NPR transcripts are created on a rush deadline by an NPR contractor. This text may not be in its final form and may be updated or revised in the future. Accuracy and availability may vary. The authoritative record of NPR’s programming is the audio record.


Country of origin:
Type of music generally:
Ethereal alternative pop
Only release, A Thousand Days ep (1999)
The Official November Project page
The new official October Project page
The Ectophiles' Guide entries for: October Project, the band this once was and which it has re-evolved into.
After listening to October Project's two CDs several hundred times (or so my wife and kids claim), I started looking for some band—any band—that could compare.
The closest thing that there is to October Project is November Project, which has many of the original October Project members in it. I've seen November Project perform, and they're stellar. It must have been very hard for November Project to find a new lead singer: Should that person sound like Mary Fahl? Watching and listening to Mary Anne Marino, November Project's lead vocalist, convinces me that November Project made a wonderful decision when they found somebody who has a rich, vibrant voice—but not a haunting voice like Mary Fahl's. As with the original October Project, I find that every time I listen to November Project's songs, I enjoy them more and more. (firstname.lastname@example.org)
I personally don't mind the new (though unoriginal) moniker—to me, it seems to be the only appropriate way for Emil Adler and Julie Flanders to let everyone know they're still writing and recording the same kind of music they did with October Project, but by changing the name slightly, they're not doing a disservice to the former members—especially Mary Fahl. I did have to laugh at one internet posting that predicted further break-ups and regroupings until we're stuck with February Project. ;-)
I'd say that it is fair to compare the new group to October Project; if Emil and Julie didn't want comparisons, then they *should* have more radically altered the band name. Comparing November Project to October Project has its pluses and minuses, however. On the plus side, without its ties to the late, great October Project, I (and I'm sure many other fans) would be a lot slower to discover and sample (and give more than a passing chance to) November Project. So this has to help them from a marketing perspective at least, and I'm more prone to give these new songs a chance until I've learned to appreciate them instead of instantly dismissing them based on the rather blah vocals.
However, from my past experience with October Project, Emil and Julie have never written any songs that have immediately grabbed me (with the exception of "Bury My Lovely"). What they *do* write is music that is subtle and pretty and might strike the listener as unexceptional unless they give it the benefit of repeated listens. Once familiar, the music of October Project never got old to me; it only got better. The point I'm trying to make is, without those other-worldly vocals of Mary Fahl (which is what kept me listening to October Project's debut until I was hooked on the music), November Project have their work cut out for them.
MaryAnne Marino is a decent vocalist, judging from their EP. But with an original lineup that included TWO great vocalists in both Mary Fahl and Marina Belica, fans are bound to be disappointed if she's anything less than stellar. Her vocals remind me somewhat of Trisha Yearwood's and Jewel's, and at times while listening to her voice I felt like I was hearing the first-time-studio work of a college student hoping for a big break. The rest of the time, I was trying to imagine how these five songs—which hold up quite well against previous October Project material—would sound coming out of Mary Fahl's mouth. (Patrick)
Comments about live performance:
this past saturday i had the experience of going to the towne crier in pawling ny to see the re-constituted "october project 2", now reborn as "november project".
the originality of their new name should clue you into what they were like.
actually, musically they were very good but not as extraordinary as the seven-piece version that toured in 1994. vocally was an altogether different story.
the band consisted of emil adler on keys and vocals, maryann marino on vocals, julie flanders on keys and spoken vocals, mike visceglia on bass, doug yowell on percussion and rob friedman on guitar, emil and julie being the only members from the original October Project lineup.
in October Project Mary Fahl's voice (on recordings, but especially live) was breathtaking. even in the 5-piece band incarnation, where musically they suffered the most, her voice continually captivated me. many times i was in awe, wondering where on earth that voice was coming from.
the voice of maryann marino did no such thing...not once...not for a second. shockingly, a band that i felt was known for their exceptional vocal talents has now become a professional, slick-sounding musical outfit topped by singing that was pedestrian at best.
the gothic splendor of the original band was replaced by a by-the-numbers-follow-the-fad-alterna-lilith presentation. the vocals were pleasant when they were in tune, but frightfully dull. and the almost sex-kitten-style of vocalizing was out of place with the music and lyrics.
the remarkable thing was that emil adler and julie flanders' music was as wonderful as ever. it was truly a shock to see it delivered so blandly.
is it fair to compare the original october project with the new one-month-later version? seeing how emil even addressed the fact from the stage that they intended to go out as "october project 2", yes i think to compare them is fair...and unfortunately for the current lineup, anyone that expects to hear the majesty of their original dazzling sound will more than likely also be comparing, and i'm sure most will come away disappointed. if the singing was extraordinary, tackling songs like "ariel" and "bury my lovely" shouldn't have been a problem. but these and the addition of an a cappella encore only exaggerated how uninteresting the singing was.
for those interested the set list consisted of the entire 5-track cd, an additional 8 new songs, and "ariel", "bury my lovely" and "sunday morning yellow sky" as the lone holdouts from the earlier era. (10/99, email@example.com)
I just returned from seeing November Project perform at the Birchmere in Alexandria, Virginia.
They were excellent, and I was delighted to hear several October Project songs, including my favorite, Ariel, and Bury My Lovely.
Listening to November Project, though, was kind of like wondering about which influences a person more: genes or the environment? With a band, what's more important: the singer or the songwriter? MaryAnne Marino, November Project's lead singer, has a deep, evocative voice, but it's very different from Mary Fahl's voice (the lead singer in October Project.) If you've ever listened to October Project, you can't help but compare the band's two incarnations, October Project and November Project—especially when November Project plays their earlier songs.
If I had never heard an October Project CD, I would have come out of tonight's concert in awe. But I just couldn't get the ghost of Mary Fahl's voice out of my head, having listened to October Project's two CDs over and over and over again.
November Project's songwriting, which is done by Julie Flanders and Emil Adler, is as emotional and soul-touching as it has always been. The songs are sophisticated and involved. There's a new song that Julie Flanders wrote about her four-year-old son, who's growing up too quickly. After the concert, my wife remarked that hearing that song really made her miss our two daughters, who are at sleepaway camp. All right, I was a little teary, too.
MaryAnne Marino's voice has a resonance and quality that is an absolute pleasure to listen to. It's not as haunting as Mary Fahl's (I still can't shake the inevitable comparisons), but it's more powerful, with more of a rock 'n' roll quality. It is easy to overuse adjectives when trying to describe her sound, but it is the kind of voice that grabs you inside. I'm glad that November Project didn't find a singer who was a clone of Mary Fahl; Marino's distinctiveness suits the band very well.
Besides a few October Project songs, November Project played several songs from their EP-CD, A Thousand Days. They also played some songs from their next CD, which is something to look forward to. The bass was turned up, as it should be, because Michael Visceglia's bass playing is something to listen to. This was a high-energy performance—the best kind, where the band's having as much fun as the audience. November Project is both a performing and studio band—either way, in concert, or on a CD, they play great music. (6/00, firstname.lastname@example.org)
Recommended first album:
A Thousand Days ep is this incarnation of the band's only release
A Thousand Days ep (see also the October Project page)
Out of print
For October Project fans
Bottom line, I'd have to say the EP is an almost must-buy for the remaining October Project fans, even though disappointment in it is almost inevitable. I'm just hoping that even at half its former glory, November Project manages to improve to create an album's worth of material worthy of the [insert month here] Project moniker.
For me, even October Project's weakest material was similar enough in scope to everything else they recorded that I'd have a hard time choosing lemons, and the same is true for this EP. One thing I will say about the EP, though, is that I feel it improves from beginning to end—the last two songs are the best. (Patrick)
almost perversely, i bought the 5-track cd they offered. i enjoy 4 of the songs, and the vocals are decent on the recording (studio tweaking?). (email@example.com)
||Artists commented on by
cjmacs @ micronet.net


Alice Campbell Havre Daily News email@example.com
Luke Bryan rocked the house then serenaded it and then yee-hawed it up, showing his musical diversity Tuesday night. The country music star played songs he wrote that have been recorded by other artists, originals from his first album and the second one, set to be released Oct. 6, and classics from rock and country artists, during his performance at the Havre Ice dome. He's described his style as "traditional country style and sound, but I think it's also done in a way that's new and fresh and doesn't lay there," and he plays songs that he wrote based on his experiences growing up in Leesburg, Ga. The crowd enjoyed every second of the high-energy performance that Bryan said he's been perfecting since he began performing at age 16. "It's just a blast to get to do that day in and day out," Bryan said in an earlier interview. Earlier this summer Bryan played with Kenny Chesney's tour and said he learned a lot from the experience, but when it comes to comparing the big crowds to the smaller ones, he brings the "same amount of energy and same amount of desire to make the crowd have a great time." Bryan hardly stood still through the performance, interacting with the crowd and even singing "Happy Birthday" to three girls in the audience. "You weren't lying," he told one of them after looking at her driver's license. "It is your birthday." "I've never been good at being standoffish," he said last week, adding that he likes to feel like one of the people in the crowd instead of just the guy on stage. Was "when Luke Bryan gave me a guitar pick." "It was just good entertainment," Ryan Knerr said after the show, to murmurs of agreement from his friends. "I think he put on a hell of a good show," Dana House, vice p re s i d ent o f Bi g Ho u s e Promotions of Great Falls, said about the concert that tested whether or not Havre would be receptive to three to four concerts with stars like Bryan each year. Approximately 600 tickets were sold for the event, out of an available 700, and House said that was "about what I expected." "We'd definitely like to come back," he added, saying that he's working to get more concerts lined up.


text:
Here's a sweet September morning, there's the sense of Autumn on the rise He steps into the wind and sadly sighs "Why does it always seem to be, there's a cold December wind in front of me?" The more he fills his empty evenings The less he feels that there's a chance to find Something that can bring a peace of mind Is there a place where you can go? A little something you should know to turn the tide to your favor?
Wait a little while to welcome what you're after Give it the time to find its way to you And soon as you no longer try, you'll turn and find it standing by your side Come and get it, when you let it, it'll come to you
When I run short on inspiration, I best recall what I've known all along 'N I remember sweet September's song, there never really has to be A cold and bitter wind in front of me anymore
Just forget it and wait a little while, while, while Wait a little while, everything will come to you in time Wait a little while - everything will come to you in time Wait a little while - every little thing's gonna come to you in time Wait a little while - everything will come to you in time Wait a little while - everything will come to you in time Wait a little while
Writer/s: EVA EIN LOGGINS, KENNETH CLARK LOGGINS
Publisher: Gnossos Music / Milk Money Music
Lyrics licensed and provided by LyricFind
Mavis from Upper MidwestI love this tune, but thought it was popular a few years later. Donna is correct: It is a gem.
Donna from Ft. Lauderdale, FlA simple soft rock melody that takes me back to my college years. Got decent airplay at the time but remains under-appreciated. Almost like a hidden gem. Same goes for Keep the Fire - why isn't that one listed here?

domain: artistic


text:
Middle East Respiratory Syndrome Coronavirus - Comment
Information covered in this presentation slides:
1. Middle East respiratory Middle East respiratory syndrome - coronavirus syndrome - coronavirus Dr. Armaan Singh
2. What is Middle East Respiratory What is Middle East Respiratory Syndrome (MERS)Syndrome (MERS) • Middle East Respiratory Syndrome (MERS) is viral respiratory illness first reported in Saudi Arabia in 2012. It is caused by a coronavirus called MERS-CoV. Most people who have been confirmed to have MERS-CoV infection developed severe acute respiratory illness. They had fever, cough, and shortness of breath. About 30% of people confirmed to have MERS-CoV infection have died.
3. Middle East Respiratory Syndrome (MERS)Middle East Respiratory Syndrome (MERS) belongs to Coronavirus infections belongs to Coronavirus infections • Coronaviruses are a large family of viruses that cause a range of illnesses in humans, from the common cold to the Severe Acute Respiratory Syndrome (SARS). Viruses in this family also cause a number of animal diseases
4. Middle East respiratory syndrome coronavirus Middle East respiratory syndrome coronavirus (MERS-CoV)(MERS-CoV) • This strain of coronavirus that causes MERS was first identified in 2012 in Saudi Arabia. Our understanding of the virus and the disease it causes is continuing to evolve.
5. Structure of mers virus Structure of mers virus
6. The infection is linked to The infection is linked to • all the cases have been linked to countries in the Arabian Peninsula. This virus has spread from ill people to others through close contact, such as caring for or living with an infected person. However, there is no evidence of sustained spreading in community settings.
7. Why palm tress in the MERS-CoV acquisition Why palm tress in the MERS-CoV acquisition model...? A hypothesis?model...? A hypothesis?
8. The Middle East respiratory The Middle East respiratory syndrome coronavirus syndrome coronavirus • The Middle East respiratory syndrome coronavirus (MERS-CoV), also termed EMC/2012 (HCoV- EMC/2012), is positive- sense, single-stranded RNA novel species of the genus Beta coronavirus.
9. MERS-CoV Reported at Several places MERS-CoV Reported at Several places • As of 14 May 2014, MERS-CoV cases have been reported in several countries, including Saudi Arabia, Malaysia, Jordan, Qatar, Egypt, the United Arab Emirates, Tunisia, Kuwait, Oman, the Philippines, Indonesia (none was confirmed), the United Kingdom, and the United States.
10. Virus and clades Virus and clades • The virus MERS-CoV is a new member of the beta group of coronavirus, Beta coronavirus, lineage C. MERS-CoV genomes are phylogenetic ally classified into two clades, clade A and B. The earliest cases of MERS were of clade A clusters (EMC/2012 and Jordan- N3/2012), and new cases are genetically distinct (clade B).
11. First case of MERS-CoVFirst case of MERS-CoV • The first confirmed case was reported in Saudi Arabia 2012. Egyptian virologist Dr. Ali Mohamed Zaki isolated and identified a previously unknown coronavirus from the man's lungs. Dr. Zaki then posted his findings on 24 September 2012 on ProMED-mail. The isolated cells showed cytopathic effects (CPE), in the form of rounding and syncytia formation.
12. Second case of MERS-CoVSecond case of MERS-CoV • A second case was found in September 2012. A 49-year-old male living in Qatar presented similar flu symptoms, and a sequence of the virus was nearly identical to that of the first case. In November 2012, similar cases appeared in Qatar and Saudi Arabia. Additional cases were noted, with deaths associated, and rapid research and monitoring of this novel coronavirus began.
13. Tropism in mers Tropism in mers • in humans, the virus has a strong tropism for non ciliated bronchial epithelial cells, and it has been shown to effectively evade the innate immune responses and antagonize interferon (IFN) production in these cells. This tropism is unique in that most respiratory viruses target ciliated cells • Due to the clinical similarity between MERS-CoV and SARS-CoV, it was proposed that they may use the same cellular receptor; the exopeptidase, angiotensin converting enzyme 2 (ACE2). However, it was later discovered that neutralization of ACE2 by recombinant antibodies does not prevent MERS-CoV infection.
14. Incubation period Incubation period • The median incubation period for secondary cases associated with limited human-to-human transmission is approximately 5 days (range 2-13 days). In MERS- CoV patients, the median time from illness onset to hospitalization is approximately 4 days.
15. Common clinical presentations Common clinical presentations • common signs and symptoms include fever, chills/rigors, headache, non-productive cough, dyspnea, and myalgia. Other symptoms can include sore throat, coryza, nausea and vomiting, dizziness, sputum production, diarrhea, vomiting, and abdominal pain. Atypical presentations including mild respiratory illness without fever and diarrheal illness preceding development of pneumonia have been reported. Patients who progress to requiring admission to an intensive care unit (ICU) often have a history of a febrile upper respiratory tract illness with rapid progression to pneumonia within a week of illness onset.
16. Patients present with Patients present with Watch for these symptoms:Watch for these symptoms: • Fever (100° Fahrenheit or higher). Take your temperature twice a day. • Coughing • Shortness of breath • Other early symptoms to watch for are chills, body aches, sore throat, headache, diarrhoea, nausea/vomiting, and runny nose.
17. Probable Case Probable Case • A probable case is a PUI with absent or inconclusive4 laboratory results for MERS-CoV infection who is a close contact2 of a laboratory- confirmed MERS-CoV case.
18. Patient Under Investigation (PUI)Patient Under Investigation (PUI) • A patient under investigation (PUI) is a person with the following characteristics: Fever (≥38°C, 100.4°F) and pneumonia or acute respiratory distress syndrome (based on clinical or radiological evidence)
19. Patient Under Investigation (PUI)Patient Under Investigation (PUI) • a history of travel from countries in or near the Arabian Peninsula1 within 14 days before symptom onset, OR • close contact2 with a symptomatic traveller who developed fever and acute respiratory illness (not necessarily pneumonia) within 14 days after traveling from countries in or near the Arabian Peninsula
20. Patient Under Investigation (PUI)Patient Under Investigation (PUI) • a member of a cluster of patients with severe acute respiratory illness (e.g. fever and pneumonia requiring hospitalization) of unknown aetiology in which MERS-CoV is being evaluated, in consultation with state and local health departments.
21. Radiological findings Radiological findings • Radiographic findings may include unilateral or bilateral patchy densities or opacities, interstitial infiltrates, consolidation, and pleural effusions. Rapid progression to acute respiratory failure, acute respiratory distress syndrome (ARDS),
22. Co-infections in MERSCo-infections in MERS • Co-infection with other respiratory viruses and a few cases of co- infection with community- acquired bacteria at admission has been reported; nosocomial bacterial and fungal infections have been reported in mechanically-ventilated patients.
23. MERS-CoV and Pregnancy MERS-CoV and Pregnancy • There have been less of a handful cases of confirmed MERS-CoV in pregnancy. So it is very difficult to draw conclusions on the effect of MERS to pregnancy. However traditionally pregnant mother are considered to be in the high risk group for MERS complications due to the changes in their immune response and the fetal effects of a severe respiratory syndrome.
24. Role of laboratories Role of laboratories • Most state laboratories are approved to test for Middle East Respiratory Syndrome Coronavirus (MERS-CoV) using CDC's rRT-PCR assay. However, they should coordinate with CDC for specimen testing since widely available diagnostic tests are not suitable.
25. What specimen to collect What specimen to collect • as • Broncho alveolar lavage sputum and tracheal aspirates contain the highest viral loads and these should be collected when possible
26. Rt-pcr the gold standardRt-pcr the gold standard • use of CDC's 2012 real- time reverse transcription–PCR assay to test for MERS-CoV in clinical respiratory, blood, and stool specimens.
27. When to consider as MERS-CoVWhen to consider as MERS-CoV Infection Infection • Clusters4 of patients with severe acute respiratory illness (e.g., fever and pneumonia requiring hospitalization) without recognized links to a case of MERS-CoV infection or to travellers from countries in or near the Arabian Peninsula should be evaluated for common respiratory pathogens.3 If the illnesses remain unexplained, providers should consider testing for MERS-CoV, in consultation with state and local health departments.
28. infection control measures infection control measures • Healthcare personnel should adhere to recommended infection control measures, including standard, contact, and airborne precautions, while managing symptomatic close contacts, patients under investigation, and patients who have probable or confirmed MERS-CoV infections. Recommended infection control precautions should also be utilized when collecting specimens.
29. Preventive measures in the hospital Preventive measures in the hospital • focus on the hospital setting, the recommendations for personal protective equipment (PPE), source control (i.e., placing a facemask on potentially infected patients when outside of an airborne infection isolation room), and environmental infection control measures are applicable to any healthcare setting.
30. Updated recommendation Updated recommendation • suspected high rate of morbidity and mortality among infected patients • Evidence of limited human-to- human transmission • Poorly characterized clinical signs and symptoms • Unknown modes of transmission of MERS-CoV • Lack of a vaccine and chemoprophy laxis
31. Interim Laboratory Bio safety Guidelines Interim Laboratory Bio safety Guidelines • Timely communication between clinical and laboratory staff is essential to minimize the risk incurred in handling specimens from patients with possible MERS- CoV infection. Such specimens should be labeled accordingly, and the laboratory should be alerted to ensure proper specimen handling.
32. Standard precautions Standard precautions • Apply routinely in all health-care settings for all patients. Standard precautions include: • hand hygiene and use of personal protective equipment (PPE) to avoid direct contact with patients’ blood, body fluids, secretions (including respiratory secretions) and non-intact skin. When providing care in close contact with a patient with respiratory symptoms (e.g.- coughing or sneezing), use eye protection, because sprays of secretions may occur. Standard precautions include: prevention of needle-stick or sharps injury; safe waste management;cleaning and disinfection of equipment; and cleaning of the environment
33. Droplet precautions Droplet precautions • Use a medical mask if working within 1 meter of the patient. Place patients in single rooms, or group together those with the same etiological diagnosis. If an etiological diagnosis is not possible, group patients with similar clinical diagnosis and based on epidemiological risk factors, with a spatial separation of at least 1 meter. Limit patient movement and ensure that • patients wear medical masks when outside their rooms
34. Airborne precautions Airborne precautions • Ensure that healthcare workers performing aerosol-generating procedures use PPE, including gloves, long-sleeved gowns, eye protection and particulate respirators (N95 or equivalent). Whenever possible, use adequately ventilated single rooms when performing aerosol-generating procedures
35. working with potentially infectious materials working with potentially infectious materials • Laboratory workers should wear personal protective equipment (PPE) which includes disposable gloves, laboratory coat/gown, mask, and eye protection when handling potentially infectious specimens.
36. MERS and Travel MERS and Travel • CDC does not recommend that anyone change their travel plans because of MERS. The current CDC travel notice is an Alert (Level 2), which provides special precautions for travelers. Because spread of MERS has occurred in healthcare settings, the alert advises travelers going to countries in or near the Arabian Peninsula to provide healthcare services to practice CDC’s recommendations for infection control of confirmed or suspected cases and to monitor their health closely. Travellers who are going to the area for other reasons are advised to follow standard precautions, such as hand washing and avoiding contact with people who are ill.
37. Many countries tracking mers infection Many countries tracking mers infection spread spread
38. Thank You Thank You • Programme created and designed by Dr.Armaan Singh from web resources of WHO and CDC for Universal education on infectious diseases • Email • firstname.lastname@example.org
|Posted by : peter88||Post date : 2020-01-22 19:12|
|Category : Health & Medicine||Views : 89|

domain: biology


Winner of two international awards: iF Design Award and The Good Design Award.
Innovative patented Pivot Glide Technology®, which allows the handle to sink into the mixer body, giving Nara its fluid form.
New patented Vary-Flo Technology® which makes water flow projection easily adjustable on installation.
Features a unique organic open spout design.
Single rod installation.
||W:42mm H:220mm D:176mm
||5 Star | 5 LT/min | REG NO. T28270
15 year cartridge replacement.
7 year replacement product or parts.
1 year replacement product or parts & labour warranty.


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The eighth and final season of the iconic HBO original series Game of Thrones is still one year away from premiering, but Major League Baseball fans will be able to get their GoT fix in the months ahead.
Major League Baseball and HBO announced a renewal of their partnership to bring customized Game of Thrones events, giveaways, ticket specials and experiences to participating MLB ballparks this summer.
With that in mind, San Francisco Giants fans can soon refer to AT&T Park as King’s Landing (both venues sit on a body of water, after all). For Boston Red Sox fans, Fenway Park becomes Winterfell—at least for a day this season.
Last summer, in conjunction with the seventh season, the GoT-MLB partnership engaged fans across more than 20 ballparks through cross-promotional activations designed by the participating MLB teams, HBO, MLB and MLB’s official licensees. Fan-focused specials included: MLB player and mascot bobbleheads, video board games, special food and drinks at concession stands, co-branded t-shirts and caps, Game of Thrones costume contests, Snapchat filters, and, of course, the appearance of the Iron Throne.
As part of last year’s promotion, San Francisco Giants manager Bruce Bochy conducted his post-game press availability on the Throne, St. Louis Cardinals Hall of Famer Ozzie Smith posed in his St. Louis Cardinals red blazer, and Texas Rangers manager Jeff Bannister recreated his popular Throne bobblehead giveaway.
Perhaps the New York Mets will get involved this season. You can’t have a true Game of Thrones-MLB partnership without including Mets pitcher Noah Syndergaard. A man who sports “Thor” as his nickname, Syndergaard is widely known for his GoT fandom; he even made a brief cameo as one of House Lannister’s foot soldiers who fired a spear during the epic battle scene in episode 4 of the seventh season.
Details for participating teams and the experiences offered at Game of Thrones summer events in 2018 will be announced at a later date, and single-game tickets for the entire slate of announced Game of Thrones dates are available for purchase on MLB’s site.


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The University of Colorado is sending out electronic notifications to approximately 30,000 current and former students and community members following a data breach. The breach was a result of a security vulnerability in Atlassian, which the university’s Office of Information Technology(OIT) uses as a collaborative tool.
Of the 30,000 people affected by the breach, a statement published in CU Boulder Today said that most of them are no longer associated with CU. This attack is unrelated to the Accellion breach, another recent cyber attack, which happened earlier this year.
This most recent breach included files that contained information that could clearly identify some of the 30,000 affected individuals. The breached data includes student ID numbers, addresses, dates of birth, phone numbers and other information.
The attackers accessed and viewed some of this information, OIT reported after an investigation.
OIT and the university’s information security office will be notifying affected individuals via email. The university said that monitoring services are available to those affected at no cost.
After the breach, OIT upgraded the software to the latest version which does not share the same vulnerability. OIT was evaluating the new version when the attack occurred.
To avoid this kind of data breach, people are encouraged to be more careful when accessing and sending data online. If you’re working from home using a Linux computer, you may want to check whether your personal data has been affected by the breach using grep command lines to search and find text and strings in your files.
Those with questions about the attack can call CU Boulder’s incident helpline at 855-732-0814.
Contact CU Independent Staff Writer Alexander Edwards at email@example.com.

domain: news


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Welcome to Bad Wörishofen!
Here, where more than 100 years ago Sebastian Kneipp's holistic health concept took its origin, the fascination and strength of this living philosophy can be perceived everywhere.
In the beautiful area, called Allgäu, located in the scenic alpine highland and at a climatically healthy altitude of 635 meters (2083 feet) you will find our Kneipp therapeutic spa. You will discover new rejuvenation we all need so urgently while being far from the hectic rush of everyday life, finding balance and well-being while at the same time experiencing more energy. In the wonderful pedestrian zone you'll have the opportunity to get inspired by diverse shopping possibilities with individual advice and personal service. Stylish restaurants, Cafes as well as lush beer gardens beg you to stay just a little longer. An extensive, cultural annual program with art, cabaret, theater and daily spa concerts as well as a classics-week with Justus Frantz round out the list of rewarding entertainment choices.


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Directed by Bernard Rose| 2h 1min
The life and death of the legendary Ludwig van Beethoven. Besides all the work he is known for, the composer once wrote a famous love letter to a nameless beloved, and the movie tries to find out who this beloved was--not easy, as Beethoven has had many women in his life.
Showtime: Thursday, Feb 24 at 10am
Tickets: $10 HERE or at the box office 30 minutes before showtime.
Special Discount: Add a ticket to In Search of Beethoven (Feb 10 10am) and recieve a discount on both films! Normally $15 for In Search of Beethoven and $10 for Immortal Beloved, buy both tickets for just $18!
To receive this discount, customers must purchase tickets at the Sunrise Theater Office, or by calling 910-692-3611
Doors open 30 minutes before showtime.
No outside food or beverages are permitted.

domain: entertainment


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Kendall Jenner Thinks She'd Be an Olympian if She Wasn't a Model
From a young age, Kendall Jenner knew that modeling was the path for her. Fans of Keeping Up with the Kardashians will recall that Kendall presented her mom, Kris Jenner, with a book of photos of herself when she was a teen. This caused Kris to take her daughter’s interest in modeling seriously and, like a true momager, Kris did everything she could to give Kendall a leg up in the modeling industry.
Kendall Jenner believes the Kardashian name hindered her modeling career
But despite Kris’ immense fame, wealth, and connections, the 818 tequila founder doesn’t believe that nepotism played a role in her success. In fact, the model believes that her family’s reality TV show only made it harder for her to succeed in the cutthroat modeling industry. Kendall even tried to distance herself from her family early on in her career by going by “Kendall Nicole” in professional settings rather than Kendall Jenner.
The ‘KUWTK’ alum is currently the highest paid model in the world
While people continue to debate whether or not Kendall’s modeling career is because of her famous family or in spite of them, there’s no denying that she has achieved great success. To date, the 25-year-old is the highest paid supermodel in the world and has connections with some of the best designers. Kendall has clearly achieved her dream of becoming a successful model, but what would she be doing if she wasn’t modeling?
During the reunion special of Keeping Up with the Kardashians, Kendall was asked what she thought she would be doing if she wasn’t a model. The reality TV star gave a fairly surprising answer, sharing that she believes she would’ve followed in Caitlyn Jenner’s footsteps and competed in the Olympics.
The 818 tequila founder thinks she’d be an Olympian if she wasn’t a model
“Honestly, I think I’d probably be in the Olympics or going to the Olympics for horseback riding,” the model revealed. “That was always my dream, horseback riding.” Fans of Kendall will recall that she began riding horses at a very young age. In fact, she still makes time to ride her two horses despite her busy schedule. But if Kendall was so interested in horses growing up, why did she decide to pursue modeling? According to the reality TV star, the decision was something akin to fate.
Jenner recalls the age when her interests shifted from horseback riding to modeling
“I was a huge tomboy, couldn’t really care less about fashion,” Kendall began. “All I cared about was my horses and like what sports I was playing. So it’s really interesting that I think at the beginning, especially of our show, that was more me. And then, over time I think I, you know, it kind of happened really naturally. Like I can’t say I was like, you know, ten years old dreaming about it. But when I did get to like 14, 15, I was like, wait a minute, this seems so fun.”
Continuing on, Kendall shared that as she continued to age, modeling seemed like a viable option. “I would take pictures of like, our house, I loved — it started with photography, I loved photography, and I would take pictures of my friends,” she recalled. “And then they’d be like ‘Let me take pictures of you’ and I just ended up really enjoying it. And it was like, I know it’s kind of corny to say, but almost like destiny. Like I think that was what was pushing me that direction.” Clearly Jenner has found success in modeling, but we’ll never know if she had the skills to pull off being an Olympian.
Source: Read Full Article

domain: celebrity


Apple iPhone 7 Plus Price in kenya
Introducing the Apple iPhone 7 Plus – the perfect blend of performance, style, and innovation. With its stunning Matte Black finish, generous storage capacity, and an included FREE BATTERYCASE boasting a massive 8000mAh capacity, this smartphone is designed to exceed your expectations. Whether you’re a photography enthusiast, a multitasker, or someone who values a sleek and durable design, the iPhone 7 Plus is the ideal choice.
Here’s a comprehensive look at the technical specifications of the Apple iPhone 7 Plus:
|Product Name||Apple iPhone 7 Plus|
|Camera||12MP Dual Rear Cameras|
|Battery||Included FREE BATTERYCASE 8000mAh|
|Processor||Apple A10 Fusion|
|Screen Size||5.5 inches|
|Display||Retina IPS LCD, 1080 x 1920 pixels|
|Connectivity||4G LTE, Wi-Fi, Bluetooth 4.2|
|Water Resistance||IP67 dust/water resistant|
|Biometrics||Touch ID Fingerprint Sensor|
|Dimensions||158.2 x 77.9 x 7.3 mm|
Frequently Asked Questions of the Apple iPhone 7 Plus
Q: When will the Apple iPhone 7 Plus be available? A: The Apple iPhone 7 Plus is currently available for purchase. You can order it now and enjoy its incredible features.
Q: What is the price of the Apple iPhone 7 Plus? A: The pricing for the Apple iPhone 7 Plus may vary based on your location and the retailer. Please check with your local stores or authorized Apple resellers for the most accurate pricing.
Q: What are the key features of the Apple iPhone 7 Plus? A: The key features of the Apple iPhone 7 Plus include its stunning 12MP dual cameras, generous 128GB storage, and a sleek Matte Black design. Additionally, it comes with a FREE BATTERYCASE with an 8000mAh capacity.
Q: What are the benefits of using the Apple iPhone 7 Plus? A: The Apple iPhone 7 Plus offers benefits such as outstanding camera capabilities, ample storage for all your media and apps, a powerful A10 Fusion processor, and the added convenience of a FREE BATTERYCASE to keep your device powered throughout the day.
Q: Who is the Apple iPhone 7 Plus for? A: The Apple iPhone 7 Plus is perfect for individuals who demand high-performance smartphones with exceptional camera quality, ample storage, and a stylish design.
Q: Does the Apple iPhone 7 Plus support 5G? A: No, the Apple iPhone 7 Plus supports 4G LTE connectivity, not 5G.
Q: Does the Apple iPhone 7 Plus have a headphone jack? A: No, the Apple iPhone 7 Plus does not have a headphone jack. You can use wireless headphones or the included Lightning-to-3.5mm adapter for wired headphones.
Q: Does the Apple iPhone 7 Plus have a microSD card slot? A: No, the Apple iPhone 7 Plus does not have a microSD card slot. However, with its generous 128GB storage, you may not need additional storage space.
If you’re considering alternatives to the Apple iPhone 7 Plus, here are five similar products to explore, taking into account factors like price, RAM, and storage:
- Samsung Galaxy S21 Ultra – A high-end Android smartphone with a large RAM and storage capacity, ideal for power users.
- Google Pixel 5 – Known for its exceptional camera quality and clean Android experience, with ample storage options.
- OnePlus 9 Pro – A flagship device with a smooth user experience and generous RAM and storage configurations.
- iPhone SE (2nd Generation) – If you’re looking for a more budget-friendly option with iOS, this iPhone offers great value.
- Xiaomi Poco X3 Pro – An affordable Android phone with excellent performance and storage options, perfect for budget-conscious shoppers.
Upgrade your smartphone experience with the Apple iPhone 7 Plus, and enjoy its cutting-edge features and style. Order now to experience the future of mobile technology!


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Watch our interview with terrorism expert Rohan Gunaratna live
Nickel Asia's vice president for corporate communications Jose Bayani Baylon explains their operations in the province of Palawan
Join us as we talk to 'Bliss' director Jerrold Tarog and star Iza Calzado about the movie that initially received an X rating from the MTRCB
According to a 2015 National Statistics Office report, using cellular phones while driving has been one of the top causes of road crash incidents
Thierry Tea, founder and managing director of Philjets, explains that the Philippines' growing business aviation market could help open local businesses to new international deals and the greater global economy
We're getting to know the first Mister Gay World titleholder from the Philippines – tune in!
Watch Espenilla’s interview before he assumes the post in July, here on Rappler
Mindanao now has an oversupply of power according to Sebastian Lacson, COO of AboitizPower Coal Group
Neuropharmacologist Dr. Carl Hart debunks prevalent myths on drug use and the human brain
In a post-truth world, what's the future of news like?
The Filipino short film 'Nakaw' is set to screen at Cannes 2017! Join us as we talk to directors Arvin Belarmino and Noel Escondo, and producer Patsy Ferrer on their journey to Cannes
UNESCO 's communications chief Frank La Rue talks about the value of press freedom at a time when populist leaders and their supporters are attacking the media
Rappler talks to Pulse Asia Research Director Ana Maria Tabunda about President Rodrigo Duterte's trust and approval ratings, and the continued support of Filipinos for the war on drugs
From working or studying abroad, to traveling more overseas, to having a better job, these are ways the ASEAN integration can personally affect you.
On Earth Day, we discussed what Filipinos can do beyond the ratification of the agreement that seeks to curb global warming
Australian boxer Jeff Horn talks about the criticism he receives online, how he became a fighter and how his training is going for his fight with Pacquiao
MovePH editor Voltaire Tupaz talked to former Land Transportation Office spokesperson Jason Salvador about road safety issues
Dismissed Palace undersecretary Halmen Valdez talks about rice, the Cabinet, and the issues that divide the President's appointees
MovePH, Rappler's civic engagement arm, talks to Kadamay secretary general Carlito Badion and Sayreen Grapinag, one of the occupiers who was recently freed from detention
What is it like to lead the University of the Philippines in the time of Duterte? Watch this interview with UP President Danilo Concepcion.
Female peace advocates from Asia and Europe gather in the Philippines for an international conference on women's public leadership in peace efforts
Rappler talks to Director Camilo Pancratius Cascolan, the PNP's Director for Operations to talk about how the police is handling its return to anti-illegal drugs campaigns
Lawyer Jude Sabio is expected to fly to the Netherlands soon to hold President Duterte accountable before the International Criminal Court over alleged extrajudicial killings
Foreign Minister Bishop also talks about technology, women empowerment, and the rise of strongmen
At 2 pm on Friday, March 17, Climate action and tourism advocate Rome Candaza talks about how Albay turns disaster risks into opportunities through tourism and #ClimateActionPH
How can the Filipino entrepreneur thrive in the digital age?
Rappler talks to Gary Alejano, the Magdalo representative who fired the first salvo against President Rodrigo Duterte
Trade secretary Ramon Lopez talks about how the government plans to empower micro, small & medium enterprises
The feisty Occidental Mindoro congresswoman talks to Rappler about what the Commission on Appointments looks for in a cabinet official
Lascañas talks about his team of hitmen, addresses policemen who will be involved in the revived TokHang operations, and has a message for President Rodrigo Duterte as well
On March 8, International Women’s Month, Maria Ressa talks to Vice President Leni Robredo about what the government can do to invest in young girls today and end poverty by 2030
Jensen and the Flips, Hoochie Coochie Mikkie, and Autotelic discuss what drives them to pursue their art. Watch the live discussion on March 7, Tuesday, 4 pm
“License to Kill.” A Human Rights Watch official talks about it’s latest report which shows the killings “mirror countless other operations by undercover police”
Climate Change Commission Vice-Chairperson Vernice Victorio talks about President Rodrigo Duterte's signing of the Paris Agreement
The Philippine peso remains the worst performing currency in the Asia, depreciating by as much as 5.72% this year
A community in Bataan complains of health problems that were allegedly caused by the power plants in their area
For Albay 1st District Representative Edcel Lagman and other opposition lawmakers, House Bill 4727 is not the solution to address the crime problem
Following the hero's burial for Ferdinand Marcos at the Libingan ng mga Bayani, the heirs of Primitivo Mijares felt compelled to relaunch The Conjugal Dictatorship
Join us as we discuss self love with Plump's founders, twins Stacy and Danah Gutierrez!
The nation's elder statesman shares his thoughts on recent events
Paynor talks to Rappler about the Philippines' hosting of ASEAN 2017, US-Philippines ties, and what it's like to help Duterte prepare for his first time to host an international summit
How far has the Philippine education system advanced in promoting – and practicing – inclusive education?
Lopez also talks about her "area development approach" that could help the economy of communities affected by the closure of mining operations.
From police chief to fugitive to senator – Ping Lacson talks about law enforcement as a person who has been in both sides of the law
Newly-installed MMDA chairman Tim Orbos talks about long-term solutions for the worsening Manila traffic
Miss Universe 1973 Margie Moran talks about how a beauty queen's influence could extend beyond her reign
Journalist Baker Atyani relives the 18 months he was held captive by the Abu Sayyaf
Government chief negotiator Silvestre Bello III dismisses fears that the 5-month-old ceasefire between the military and the NPA will collapse
National Privacy Commissioner Mon Liboro talks to Rappler about the perils of the Comelec data leak and other issues on data privacy


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Luxury house MIU MIU presented their Miu Wander Spring Summer 2022 Handbag Collection with a campaign featuring Euphoria‘s star Sydney Sweeney lensed by fashion photographer Tyrone Lebon. In charge of styling was Lotta Volkova, with creative direction from Lina Kutsovskaya at BeGood Studios. Miu Wander handbag designed by Miuccia Prada, reimagines the brand’s codes through a new perspective.
“Executed in the tactile Matelassé leather, simultaneously playful and sophisticated, that has become a Miu Miu hallmark, the curved lines of the Wander underscore an omnipresent femininity. The pillowy surface invites touch, yet the easy handle – punched through the body of the bag itself – offers innate practicality, fusing pragmatism with decoration. It gives you the freedom to wander at will.” – from Miu Miu

domain: design


Bond, seal and beautify 3D printed parts.
Electroplating deposits a thin layer of metal on the surface of a part built on a Fortus 3D Production System using the FDM process. This metal coating can be both decorative and functional. The coating gives the appearance of production metal or plated parts and provides a hard, wear-resistant surface with reflective properties.
The electroplated part also has improved mechanical properties. With simple finishing techniques, FDM parts are ready for electroplating with alloys such as chromium, nickel, copper, silver and gold. Combining the properties of Fortus materials with those of a metal coating, the part has strength, durability and heat resistance that is ideal for functional applications.
Electroplating not only enhances the look of a part but it also produces a hard, durable surface and dramatically increases the strength of an FDM part. Electroplating causes a dramatic increase in strength.
The FDM test bars were built both flat and on edge. The plating thickness was tested at both 0.005 inch (0.127 mm) as well as 0.010 inch (0.254 mm). The thickness of plating typically ranges from 0.0001 inch to 0.020 inch (0.0025 mm 0.508 mm). The FDM test bars were plated with a combination of nickel and copper, although typical metals used in plating also include chrome, brass, palladium, silver and gold.
Consult with a Vendor on process specifics, estimate coating thickness, temperature exposed and other variables. Choose the right Fortus material and adjust the part according the vendors specifications.
Offset surfaces in the CAD model to allow for the thickness of the electroplated material. If there are any critical dimensions, such as hole or boss diameters, they should be communicated to the electroplater so that these dimensions can be maintained throughout the electroplating process.
Materials that have been tested include; ABS-M30, ABS, ABSplus. While all other Fortus materials may be suitable for electroplating, they have not been tested at the time of publishing this document.
*NOTE: Parts can be built in either solid or sparse fill.
After removing support structures, sand the part to remove build layer lines and stepped areas. At this point, a coarse sanding is sufficient. The smooth surfaces needed for electroplating will be addressed in the next few steps.
The part must be sealed to prevent it from absorbing any of the electroplating solutions. There are three options for sealing the FDM part; smoothing the surface with the Finishing Touch™ Smoothing Station, solvent dipping, and painting.
*NOTE: These methods will also smooth the surface of the part.
Option 1: Finishing Touch Smoothing Station The first technique, smoothing the surface of the FDM part using the Finishing Touch Smoothing Station, seals the surface by exposing the FDM part to a vaporized solvent for 15 to 30 seconds. Smoothing has been tested on ABS, ABSplus ABS-M30, and ABSi.
Option 2: Solvent Dipping The second technique, solvent dipping, seals the surface by submerging the FDM part in a chemical bath for approximately 15 seconds. The recommended solvent is a methylene chloride solution, sold commercially as Weld-on #3 from the IPS Corporation. If this is not available, methyl ethyl ketone (MEK), sold commercially as Weld-on #2354, may be substituted.
Option 3: Painting The third technique, painting, will seal the part as well as fill in the layer lines. Spray the part with sandable primer and allow it to dry. Then, sand the part to the desired finish. Repeat as necessary. *NOTE: Before applying primer, seek the advice of the electroplater. Primers can cause adverse reactions and contaminate the tanks of electroplating solutions. Also, if FDM master is painted the electroplater will need to apply a “spray” conductive coating instead of using the traditional electro-less nickel bath. Putting a painted part into a bath may ruin the bath. Skip to step 7 if using Option 3.
There will be solvent trapped in the part after the sealing process. If electroplating is attempted before the solvent has completely evaporated, the plating material will bubble and peel off of the part. Allowing the part to dry for a minimum of 18 hours will ensure that no solvent remains. However, the drying time may take longer since it is dependent on the part’s geometry. To accelerate the process, the part can be heated overnight in an oven set to a maximum temperature of 110°F (43°C).
Sand away any remaining layer lines or stepped surfaces with a wet sand paper (500-1200 grit) and repeat steps four and five. Repeat the sealing and sanding steps until the part is free of defects. Minor flaws must be buffed out of the copper coating before the nickel coating is applied.
Send part to the approved vendor for electroplating. Verify coating thickness specifications with vendor.
Copper layer thickness guideline: 0.005 – 0.010 inches (0.127 – 0.254 mm) thick.
Nickel layer thickness guideline: 0.001 inch (.0254 mm) thick.
Chromium (Optional) layer thickness guideline: 0.001 inch (.0254 mm) thick.


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Black salt is also known by many names like black, Himalayan, pink and rock salt. Due to iron and other minerals, its color is light pink. This salt is healthier than the salt that is normally eaten. Let us know the benefits of including it in food and using it like this.
Too much sodium in the food works to increase obesity, but if you eat black salt, then the anti-obesity properties present in it reduce obesity. Meaning do not depend only on black salt, along with it yoga, exercise are necessary.
You must have often heard the advice of eating black salt in the treatment of constipation. This is because it has laxative properties, which provide relief from problems like gas, acidity and constipation. Mix black salt with roasted cumin powder and drink water after breaking it. This will clean the stomach well in the morning.
for high bp people
Like obesity, diabetes, now the problem of blood pressure has also become common. One of the reasons for this is the consumption of too much salt in the food. Which can increase blood pressure. In such a situation, to stay healthy without spoiling the taste of food, instead of normal salt, start consuming black salt. This is because many such minerals are present in it. Which keep blood pressure under control.
for healthy skin
Black salt is also used for beauty care, it is used as a scrub and spa to remove dead cells. As soon as the dead cells are removed, the skin starts looking very clean and glowing. There are also benefits of bathing by mixing black salt in lukewarm water.

domain: health


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Leonard is a former teacher and principal who has also been a writer for the past two decades. Writing and animals are his true loves.
6 Pets That Don't Stink
Most people love having a pet. They provide love, companionship, and a source of security in a very unpredictable world. However, there are certain negative aspects to owning a pet as well. They can be costly, time-consuming, and difficult to keep clean and tidy. Indeed, perhaps one of the greatest drawbacks to owning a pet is the unpleasant odor which they frequently emit. This point alone can quickly discourage many people from even considering pet ownership in the first place. With this fact in mind, the list below outlines which pets don't smell (or smell the least), to help you consider whether pet ownership is the right choice for you... or if it simply stinks!
The truth of the matter is that every living thing on earth produces some sort of smell. When we are trying to determine which pets don't smell, we are actually considering which pets smell the least. The proceeding information assumes that the pets are properly cared for and their habitat is cleaned on a regular basis.
There can be little doubt that chinchillas have become very popular pets. They are furry, cute and soft rodents who are gentle and non-aggressive with people. While they can tend to be on the large side, they do adapt quite well if provided with proper care and a suitable habitat. Most significantly, they are usually clean and odorless, only leaving a smell if their area is not cleaned properly or if they have developed health problems. For those individuals who are looking for a "low odor pet," the chinchilla is a great choice.
Dogs are frequently thought of as "mans' best friend." However, they are also often associated with mess and bad smells. This is what will often discourage people from the consideration of obtaining a dog as a pet in the first place. While poor diet, hygiene or typical doggy behavior such as rolling around in excrement will naturally lead to a smelly dog, there are certain breeds which smell far less than others. For instance, poodles, maltese and the bichon Frise are all virtually odorless dogs. However, perhaps the most notable slight smelling dog is the basenji. It has a very smooth and short coat which does not trap in the usual canine odor. Couple this with the fact that the basenji is also a dog that will yodel rather than bark, and you can begin to see how this breed is truly unique and often selected as a pet.
3. Fancy Rats
Does any other creature have a worse reputation than rats? Visions of vicious, dirty rodents who were responsible for the torment of the black plague come to mind. However, as I wrote previously in my article, "which pets are the most affectionate," fancy rats are highly sociable animals who exhibit an abundance of loyalty and affection. Also, if cared for properly, they do not smell. I can verify this as I myself own two fancy rats. As long as they are cleaned up after on a regular basis there is simply no smell. The only thing which will smell is their body waste. I have yet to find any creature which does not have body waste which smells! While it is true that mice have a strong odor, and people generally associate rats and mice together, fancy rats are very clean and do not have a natural body odor. Once again, if cared for properly, a fancy rat will make for a great pet that does not smell.
While this article is primarily about pets that don't smell...the budgie is a pet which smells very little, but the odor is one that most people find quite pleasant and appealing. Budgies are very clean and fastidious pets who love to bathe and preen themselves daily. In fact, budgie owners will frequently claim that the only smell their pet gives off is a sweet aroma which is pleasing to the nostrils. Others will state that as long as they are taken care of properly, they simply produce little to no odor at all. Even their budgie poop does not smell! Considering all of the above, the budgie easily makes our list of pets that don't smell.
The gecko is another animal which can be a great pet. They are easy to tame and they do not smell. In fact, the gecko relies on this lack of scent to catch prey when they are in the wild. If their habitat area is maintained consistently, there will be no noticeable odor coming from the gecko. If there is, it is a sign of poor health and the pet should be taken to the vet for a checkup. There are many types of geckos such as the crescent gecko and the leopard gecko. They may look different but the one thing that all the various types have in common is the fact that they simply do not smell.
6. House Rabbits
House rabbits are typically envisioned as high maintenance, smelly pets. While it is true that they are high maintenance, the latter claim that they are smelly is false. In truth, it is simply their urine which stinks. House rabbits are meticulous with their grooming and are constantly cleaning themselves. Also, they are another animal which has odorless fur. These facts combined help the house rabbit meet the criteria of being a pet that does not smell. However, it should be noted that since their urine does have a powerful smell, a rigorous cleaning of their habitat is needed to keep them as a pet which is easy on the nose!
Which Animals Didn't Make the List
Undoubtedly, every living thing has some type of odor. The preceding list is comprised of creatures that not only rank low on the smell factor, but also make for wonderful pets. People will certainly ask why such animals as cats, fish, and snakes did not make the list? Essentially, those animals not on the list did not pass the scent test. For instance, snakes usually do not smell, but they will let off a powerful odor when threatened. If you have any other pets you believe would meet the criteria of being great pets which are easy on the nose, please include them in the comments below.
1. Do Chinchillas Have a Smell? Pets on Mom.me 2017
2. Rabbits for Dummies. Connie Isbell, Audrey Pavia. 2009
3. The Guide to Owning a Leopard Gecko. Leopard Geckos:Identification, Care and Breeding.Ray Hunziker 1994
4. Do Budgies Smell Bad? Budgies are awesome. 2011
5. Seven Dog Breeds That Won't Stink up your House. Dr. Mark. 2017
6. The Proper Care of Fancy Rats. Nick Mays. 1993
7. Eliminate Foul Rabbit and Rodent Odors. Doctors Foster and Smith. 2017
This article is accurate and true to the best of the author’s knowledge. It is not meant to substitute for diagnosis, prognosis, treatment, prescription, or formal and individualized advice from a veterinary medical professional. Animals exhibiting signs and symptoms of distress should be seen by a veterinarian immediately.
Jax on April 03, 2019:
I've had nearly every animal on this list and I have a very sensitive nose, and I really have to disagree on the rats. Rats urinate a lot to mark their home and belongings. The harder you clean, the harder some rats will work to scent mark. I had a ferret at one point and can confidently say it produced less smell than the rats and mice I've kept. Also, rabbits themselves may not stink but their litterboxes are very potent. They poop very frequently and the literbox is usually something that needs to be cleaned several times a day to manage odor well. But I can vouche for the lizard. Geckos and small lizards really don't have a smell at all. The only thing you will likely smell is their bedding, food, etc.
Kendra on January 26, 2019:
I thinky you should add hedgehogs to the list. But add to most of the suggestions that they only dont smell if their cages are clean.
David on December 20, 2018:
My Sister has a pet house rabbit. The rabbit itself does not smell but if its cage is not cleaned out every second day it gets really smelly.
Greta Grace on September 21, 2018:
I agree with madi! You should definitely add fish to the list. They don’t stink at all unless you aren’t doing anything to take care of them
Sharon K. Connell on September 05, 2018:
Interesting article, Leonard. Thanks for the info. I love our dog, Susie.
Madi on July 24, 2018:
You should also add fish to the list! ;)

domain: pet


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Larry Coyne, CEO of Coyne Airways, has been selected by TIACA’s Chairman’s Council as 2020 Hall of Fame Recipient.
Larry Coyne, CEO of Coyne Airways and Coyne Aviation, has been selected by TIACA’s Chairman’s Council as the association’s 2020 Hall of Fame Recipient. The annual TIACA Hall of Fame Award honors professionals with outstanding achievements in the development of the air cargo industry, exquisite leadership record and an innovative spirit.
Larry Coyne established Coyne Aviation in 1994, providing cargo charter flights to the fast-developing CIS countries, in particular to Transcaucasia and Central Asia. Coyne Aviation quickly became the number one cargo carrier to the whole of the CIS from Europe with a strong reputation for providing reliable and secure scheduled cargo services to some of the world’s hardest to reach destinations.
Not one to sit on the sidelines, throughout his career Larry Coyne was a passionate advocate of security, liberalization of cargo traffic rights and the removal of obstacles to the growth of the industry. Larry Coyne saw that TIACA could be useful in pushing this call for reform and joined TIACA’s Industry Affairs Committee in 1998. After serving on TIACA’s Industry Affairs Committee, Larry was then elected to serve as Vice Chairman and eventually Chairman of the association where he championed security, liberalization and the growth of air cargo industry.
“Larry always has been passionate about our industry and a true believer in the value of TIACA. He has contributed a lot to our organization and to our industry. I am thankful for the advice he has given me during my time as Chairman. It is an honor to see that Larry will now be part of the famous Hall of Fame.” stated Sebastiaan Scholte, Chair of TIACA’s Chairman’s Council.
Coyne joins a star-studded group of 54 air cargo leaders who have received the prestigious Hall of Fame Award since its launch in 1997.
“I am very happy to receive this award and would like to thank TIACA’s Chairman’s Council for picking me as a member of such a distinguished group of individuals. I feel honored to be in the same group as the 50 or so existing members of the Hall of Fame. They have all done exceptional things, perhaps somewhat against the odds which has impacted the way we go about our business today. I didn’t think many people had taken note of a non-asset-based cargo airline that started from scratch 26 years ago with zero investment and no defined routes.
But thanks to a lot of hard work by its dedicated staff we managed to move around 250,000 tons of cargo generating $1 billion in sales while remaining profitable every year. This is something I am especially proud of, all achieved with no aircraft of our own, no debt and with a reputation of flying to far flung and unpronounceable places.
Our industry needs to encourage more innovation and flexibility to produce structures better suited to the demands of tomorrow. I hope TIACA will build a strong industry consensus and lead the way, and I pledge to do my best to support it.” said Larry Coyne, CEO, Coyne Airways.
Larry Coyne was announced as the 2020 Hall of Fame Recipient at the closing session of TIACA’s Digital Air Cargo Forum (ACF) and will be formally inducted into the Hall of Fame at the next physical TIACA event to be determined in 2021.


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Where's the beef?
McDonald's, known worldwide as the "standard-bearer of the hamburger," will be opening its first two vegetarian restaurants in India in 2013, BBC reports.
The fast food giant will be setting up the meat-free outlets near the Golden Temple in the Sikh holy city of Amritsar and the small northwestern town of Katra, which is located near the Hindu Vaishno Devi shrine, India's second busiest pilgrimage spot, notes the Financial Times.
The vegetarian outlets are part of an ongoing effort by the fast food chain to increase its popularity in a country that has yet to fully embrace the franchise.
"There is a big opportunity for vegetarian restaurants as many Indians are vegetarian," said Rajesh Maini, a spokesperson for McDonald's in northern India. "At the moment, India is still a very small market -- we just have 271 restaurants in India, and across the world, we have nearly 33,000."
"When you look at the potential of the country, it's one of the top priority countries and we're laying the groundwork for capturing the market," Maini told the AFP, adding that the fast food franchise hopes to double the number of outlets in India in the next three years.
McDonald's has already altered its Indian menu to appeal to the country's large Hindu and Muslim populations, the Telegraph notes.
For instance, McDonald's restaurants in India do not serve beef or pork, instead opting for lamb, chicken, fish and vegetarian options, such as the McAloo Tikki (a deep fried patty of spicy mashed potatoes) and the McSpicy Paneer (a patty of traditional Indian cheese).
About 80 percent of India's population is Hindu, while more than 13 percent are Muslim, according to a 2001 census. For religious reasons, beef is not consumed by Hindus and Islamic dietary laws prohibit the consumption of pork.
The Financial Times reports that McDonald's is planning to "seriously bulk up its menu line-up for its all-green restaurants."
“Since this is going to be an exclusive vegetarian restaurant, we will have to look at opening more products," Maini said.
But even with its meat-free makeover, it seems that not everyone is excited about the franchise's new outlets.
According to the Telegraph, one of the two locations chosen by the fast food giant is proving controversial with an Indian religious group.
Swadeshi Jagran Manch, a Hindu nationalist group, said it would oppose McDonald's plan to open a restaurant in Katra, describing it as an attempt to "humiliate Hindus."
"It's an attempt not only to make money but also to deliberately humiliate Hindus. It is an organization associated with cow slaughter. If we make an announcement that they're slaughtering cows, people won't eat there. We are definitely going to fight it," said national co-convener S. Gurumurthy.
This is not the first time that McDonald's has provoked the wrath of Hindus.
In May 2001, McDonald's "restaurant windows were smashed, statues of Ronald McDonald [were] smeared with cow dung, and Hindu nationalist politicians called for the chain to be evicted" from India after the fast food franchise was slapped with a lawsuit in America over its beef-flavored French fries.
According to a 2011 New York Times article, plaintiffs representing the Hindus and vegetarians of America had accused McDonald's of "deliberately misleading its American customers" after it was discovered that the franchise's famous french fries were seasoned with beef flavoring before being sent to restaurants to be cooked in vegetable oil.
McDonald's, however, insisted that it had never claimed its French fries were vegetarian in the U.S. and that it did not use beef, pork or their by-products in its franchises in India and Fiji, as well as its outlets in Muslim countries.


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Title: The Best Christmas Pageant Ever
Author: Barbara Robinson
My Rating: 5 stars
This book is one of my favourite Christmas books of all time – this year, I asked my Dad to record himself reading it out-loud and I have enjoyed listening to it this December. The story explores the family of the Herdman’s, a ragtag bunch of bully children, who invade a local christmas Nativity play. The result: a hilarious pageant, with lots of laughs, good feelings and fun.
Laughs abound in this bestselling Christmas classic by Barbara Robinson! The Best Christmas Pageant Ever follows the outrageous shenanigans of the Herdman siblings, or “the worst kids in the history of the world.” The siblings take over the annual Christmas pageant in a hilarious yet heartwarming tale involving the Three Wise Men, a ham, scared shepherds, and six rowdy kids.
Ralph, Imogene, Leroy, Claude, Ollie, and Gladys Herdman are an awful bunch. They set fire to Fred Shoemaker’s toolshed, blackmailed Wanda Pierce to get her charm bracelet, and smacked Alice Wendelken across the head. And that’s just the start! When the Herdmans show up at church for the free snacks and suddenly take over the Christmas pageant, the other kids are shocked. It’s obvious that they’re up to no good. But Christmas magic is all around and the Herdmans, who have never heard the Christmas story before, start to reimagine it in their own way.
This year’s pageant is definitely like no other, but maybe that’s exactly what makes it so special.
The Best Christmas Pageant Ever is a wonderful story about a Nativity play gone wrong, but somehow, it ends up going right. The Herdman’s are a family of horrible children and after a conversation with another child about their church having a good supper, they get involved in the local nativity play, much to everyone’s horror. While a lot appears to go wrong with the various characters, it is a great heartfelt story about accepting people in, despite the mess they will make.
What I love about this book is that while it is crazy and horrible to think of someone ruining the classic nativity play, it is awesome to see to being shaken up and then turning into something wonderful. There are so many good parts in this little book – I love that the Herdman’s have never heard of the Christmas story, and to hear their horror is pretty amazing. I love that they are intrigued by King Herod and want to know more so they go to the library to research him (to the horror of the local librarian). I also love that in the end, the narrators mother simply says “Stuff it, let’s do it,” and continues with the Herdman’s as Mary, Joseph, the angel Gabriel and the Wise Men.
It’s a great book to read and I definitely recommend it. There are so many great one-liners, lots of laughs and honestly, if you’re after something light and festive but also heartwarming, I definitely think you should check this one out.
Recommended for: Comedy lovers, and those after a quick Christmas read! Honestly, if you’re after a laugh, go for it!
“I’ve got the baby here,” Imogene barked at the Wise Men. “Don touch him! I named him Jesus.”
“The Herdmans were absolutely the worst kids in the history of the world. They lied and stole and smoked cigars (even the girls) and talked dirty and hit little kids and cussed their teachers and took the name of the Lord in vain and set fire to Fred Shoemaker’s old broken-down toolhouse.”
“They looked like the people you see on the six o’clock news—refugees, sent to wait in some strange ugly place, with all their boxes and sacks around them. It suddenly occurred to me that this was just the way it must have been for the real Holy Family, stuck away in a barn by people who didn’t much care what happened to them. They couldn’t have been very neat and tidy either, but more like this Mary and Joseph.”
Every year, I read this book at Christmas, and now with an audiobook of my very own, it will become an even better Christmas tradition. You should make this one of yours!
Until next time,


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Buying a home is an exciting and occasionally complicated process. It can be especially challenging if you want to buy a home with cash but don't have the full amount available. That's where cash-offer financing comes in. Cash-offer financing can help you purchase your dream home without paying the full amount upfront. This article will provide an overview of cash-offer financing, including the advantages and disadvantages and things to consider when buying your ideal home.
Buying a Home with Cash-Offer Financing
Cash-offer financing is a popular option for homebuyers who want to buy their dream home in a competitive market or without selling another property first. NAF Cash helps buyers make an all-cash offer on a new home and move in quickly without selling their previous home. This type of financing is also attractive to sellers since they can be confident that the sale will go through with no appraisals or inspections needed.
Cash-offer financing involves making an all-cash offer on a new home with the backing of NAF Cash. After you close and move into your new home, you can then sell your previous home. Once you have sold the previous property, you will purchase the new home from NAF Cash. During this final closing, you pay the rental fee for the new home for the in-between time. This flexibility is key for buyers who may not have enough liquidity upfront when purchasing their dream home.
The Process of Cash-Offer Financing with NAF Cash
The beauty of the NAF Cash program lies in its simplicity and buyer-friendly process. Imagine you've found the perfect home, but the sale of your current property is still pending or without offers. NAF Cash steps in to bridge this gap. They make an all-cash offer on your behalf for the new property. This approach is highly appealing to sellers, bypassing the usual hurdles of contingencies and ensuring a smoother and quicker transaction.
Once you move into your new home, you can sell your previous property without the pressure of immediate timelines. This is crucial as it gives you time to find the best deal for your old home rather than a rushed sale.
After selling your former property, the final step involves purchasing your new home back from NAF Cash. This phase includes settling a rental fee for the period you lived in the new home before the repurchase. It's a straightforward process, offering an essential advantage: flexibility. You can transition into your new home without the financial anxiety often going with such moves.
What To Consider Before Buying a House with Cash
When it comes to buying a home with cash, several important factors must be considered. Gaining insight into the local real estate market and being aware of the current housing costs in your area will help you decide the kind of house you can afford and the maximum amount you can spend on it.
It is also important to evaluate your current financial situation, including regular monthly expenses such as utilities, homeowners insurance, HOA fees, property taxes, and emergency funds. You should also consider any costs associated with home maintenance, moving costs, or any necessary upgrades and renovations needed on the house before move-in day.
Finally, create a comprehensive checklist of items to consider before making an offer on a home with a cash offer. This checklist should include things like size needs for your family or pets; location considerations such as commute time; amenities such as parks or grocery stores nearby; neighborhood safety; school district ratings; potential resale value; state-level taxes associated with real estate purchases; and any other factors that are important for your lifestyle needs or budget limitations.
Considering all these elements will ensure that you make an informed decision when making an offer on your dream home.
How Cash-Offer Programs Work
The NAF Cash program offers a unique and efficient way for homebuyers to purchase their dream home, especially useful for those not wanting to sell an existing property first. This service offers an all-cash purchase option, which can be more appealing to sellers and speed up the homebuying process.
Understanding the Advantages
NAF Cash allows buyers to enjoy several benefits:
● Faster Closing Times: The all-cash purchase significantly speeds up the closing process compared to traditional loans.
● Competitive Edge: Cash offers are often more attractive to sellers, increasing the likelihood of accepting your offer.
Steps to Homeownership with NAF Cash
● Preapproval: The first step is getting preapproved for a mortgage. This guarantees you have the necessary funds available when making an offer.
● Finding a Home: Work with a real estate agent to find a property that meets your criteria.
● Making an Offer with NAF Cash: When you're ready to make an offer, NAF Cash will purchase the property outright with cash. This removes delays often associated with loan processing and increases the chances of your offer being accepted.
● Finalizing Your Purchase: After NAF Cash has purchased the property, they will sell it back to you with lender financing. This lets you move into your new home without selling your current one first.
Pros and Cons of Cash-Financing Programs
Pros of NAF Cash:
● Speed of Transaction: One of the most significant advantages of NAF Cash is the ability to speed up the homebuying process. With cash in hand, transactions can close much faster than traditional financing methods.
● Stronger Offer Appeal: A cash offer stands out in a competitive housing market. Sellers often prefer cash deals as they typically involve fewer contingencies and uncertainties, making your offer more attractive.
● No Need to Sell First: NAF Cash allows you to purchase a new home without immediately selling your existing property. This can be particularly advantageous if you need to move quickly or want to avoid dealing with the complexities of timing the sale of your current home.
● Avoiding Loan Approval Contingencies: With NAF Cash, you bypass the often stressful and uncertain process of waiting for loan approvals, which can sometimes result in delays or deal breakages.
● Potential for Better Negotiation: Sellers who are attracted to the certainty of a cash deal might be more open to negotiating terms, including the price, in your favor.
Cons of NAF Cash:
● Additional Costs: Using NAF Cash might involve certain fees or costs that are not present in traditional financing. It's important to fully understand these extra expenses before proceeding.
● Eligibility and Terms: Not all buyers may qualify for the NAF Cash program, and the terms can vary. Make sure you meet the criteria and are comfortable with the terms offered.
● Dependence on Property Sale: The success of this financing method is partly dependent on selling your current property in a timely manner.
NAF Cash offers unique advantages for homebuyers, especially in competitive markets. Still, weighing these against the potential downsides is crucial to make sure they align with your financial goals and circumstances.
FAQs on Cash-Offer Financing
Why should I consider cash-offer financing?
Cash-offer financing is particularly beneficial for those looking to stand out in a competitive housing market. With this method, your offer on a home is as good as cash, which is often more appealing to sellers. It speeds up the transaction process, removes many of the uncertainties of traditional mortgages, and can help provide a smoother buying experience. This option is ideal if you need to move quickly or want to avoid being held back by the sale of your current property.
Are there any risks associated with cash-offer financing?
Like any financial decision, cash-offer financing comes with its own set of risks. If you're buying a new home before selling your old one, market fluctuations could affect the value of either property. Additionally, not all cash-offer financing programs are the same, so it's crucial to understand the specific terms and conditions of the service you're considering.
Can I still negotiate the purchase price with a cash offer?
You can still negotiate the purchase price when making a cash offer. In fact, sellers might be more open to negotiations with a cash buyer. The appeal of a quicker and more secure sale can sometimes lead sellers to be more flexible on price, especially if they are motivated to sell quickly.
Can I use cash-offer financing for any type of property?
Generally, cash-offer financing can be used for most types of residential properties. However, there might be restrictions based on the program or lender. Some services may have limitations regarding the type of property (e.g., single-family homes vs. condos), the location, or the price range. It's essential to check with your cash-offer financing provider to understand any specific property criteria they may have.
Click the button below to become a cash buyer today!Get Started

domain: finance