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Chapter 4 I'm a little less insecure about, for some reason.
Still a high fluff quotient -- as there will be from now on -- but I'm guessing that there's enough conflict in it to keep me happy, and to feel that the chapter justifies its existence in the plot. (There is a plot, even if it only consists of 'find a way to keep the characters from meeting up'!)
Chapter 4. One Thing More
The sun was perceptibly higher now. Within the cabins behind them on the promenade deck valets and maids would be stirring, toilettes would be being made and morning tea sipped, and out here she and Raoul could not be certain much longer of being alone. Any minute now, that red-faced Englishman might even appear for his ‘morning constitutional’...
Raoul had tensed, his arms tightening around her. “Christine—”
“Mmm?” Catching, belatedly, the strain in his tone, she turned to look up at him. “Dear, what is it?”
“Christine, I have no right to ask this — but if you love me—”
“—You know I do.”
“Then...” But he hesitated.
“Anything, darling.” Christine laughed, guessing at what it might be; blushing a little.
“I have no right to ask, but... Christine, break this contract.”
“Do what?” She twisted out of his hold altogether, staring. She wasn’t even sure she understood.
“For my sake... break this American contract. Don’t go to New York. Don’t sing this concert. Don’t — sell yourself to save me.”
“But—” Far astern, the screws churned white water. And every revolution, every stroke of the pistons carried them closer to NewYork. “I can’t. You know I can’t. A contract—”
She’d signed. Set her reputation on the line; signed away her voice and her art for that stupendous, crippling sum of money.
“We both know you’ve had to break contracts on my behalf before.” He could not quite keep the bitterness from his voice. “Last year, in Vienna — that ‘accident’—”
He’d been in no state to ride home that night, let alone take on that wager in the Prater. She’d wondered, when they’d brought him back to the hotel — then and afterwards — if he’d had it at the back of his mind to break his neck and be done with it.
As it was, he’d been unconscious for the night and half the day, and too sick and giddy to be moved for the best part of a week: and there had been no question of her performing on that day or any other. It was only two days later that she’d learned how it had happened, from a deputation of young Uhlans who had paid a visit to tender their most profound sympathies to the wife of the Herr Vicomte and their regrets at not having fully appreciated his situation that night, having themselves been some trifle intoxicated on proposing the race... all most upright and correct, with their flat-crested helmets held stiffly across the breast and their heels at the salute. She had received them in the cramped little hotel parlour — half-distracted the whole while with Raoul in the next room, lying ashen-grey beneath the great bandage across his brow — and had looked up at their anxious, pink young faces, remembering that reckless sweet-tempered boy to whom she’d given her hand, and for his sake tried hard to smile at them and to be kind...
She didn’t even want to think about that time in Vienna. There was still that little scar, under his hair — she’d run her fingers over it this morning — but by the grace of God, nothing more. Unless the headaches... No. Christine banished that thought firmly, trying for a lighter tone.
“Raoul, America’s different: I’ve never sung there before, the management don’t know me. If I pull out now, at the last minute, I’ll go down as just another capricious foreign act — unreliable, flighty...”
“Who cares what America thinks? Let them gossip — let them find some new gimcrack sensation—” His mouth had tightened in distaste: and there went twenty generations of unconscious hauteur in one sublime dismissal, Christine thought ruefully. Twenty generations who’d had the privilege of putting a point of honour above the price of the next meal...
He heard the echo of it himself and flushed a little. “It’s not— Listen, there’s something wrong about this American contract: there has been from the start. It’s too much money; you said it yourself — no one pays that sort of price for a single solo performance. It’s gaudy and crude: it makes the dollar-billing the star, not the singer, never mind the voice... Christine, it’s a circus act — can’t you see it? All those dollars aren’t bidding for the soloist: they’re buying Christine Daaé. The scandal, the celebrity, the story — the Vicomtesse on a public stage. They’re making us an offer we can’t refuse... so they can show us off as freaks.”
Christine bit her lip, meeting his gaze with her own appalled dismay. It seemed all too likely. Yet she’d known all along, when that unbelievable offer had come through like the answer to a prayer — to all their prayers — that there must be some kind of price to be paid.
“I... have to do this. We have to get through it — somehow. Just the one performance, dear. Just one night... to pay everything back. Then we’ll go — leave New York behind. Then we’ll start again. But... we have to go through with it first, Raoul. We have to get free. I... need to.”
“You don’t.” The focus of his face was frightening her in its intensity. “You don’t have to do this — sell yourself to the unscrupulous to cover my debts, my folly—”
And she too wished, oh how she wished she could afford to refuse — but the last few months had been desperate, and then they’d spent everything they had left on this last venture, this one throw of the dice. Turn back now, and nothing would hold the debtors off any longer. Foreclosure, bankruptcy... perhaps prison. And it would not be for one night, and it would not be thousands of miles away. It would be in their home, in Paris, in the full view of everyone they had ever known. And those twenty generations of ancestors would end their line in shame and disgrace.
There was an etiquette for that, among Raoul’s kind. It led to a locked door, and a loaded revolver. It wasn’t a road on which she ever wanted to see her husband embark.
And there was no way to say it without making it an accusation. “Darling, I have to. We — we need the money.”
“You think I don’t know exactly how much money we need? You think I haven’t sat there, with the figures, night after night—” He bowed his head abruptly over hands that locked and twisted, the knuckles white, as if clinging in their last desperate moments to the bars of the condemned cell. For a moment, she thought she glimpsed an indecision in his face — then he looked up.
“There’s another way.” He smiled at her, held out a hand. Only the nail-prints in the palm that touched her own told of the effort that gesture had cost him.
He drew her close, enfolding her hands in his. “Christine—” a moment’s hesitation — “I mean to sell Chagny.”
“You can’t!” The shock of repudiation was instinctive; she had sprung back without a thought. “You — you can’t sell—”
To her it was a memory of refuge, of happiness; to them both, the old chateau had been a married home; but to Raoul, Vicomte de Chagny, the house and lands meant far more than that, she knew.
It was the legacy and trust of five hundred years. It was the heritage of those generations so lightly worn. “Raoul, it’s your family — your name!”
“Listen.” Raoul took her hand again; touched it a moment to his lips, and retained it in his own. “Gustave cares nothing for the running of the estate: he would be as happy — happier — tinkering all day in a workshop or hammering on that endless piano of his. And I... I care too much: too much, these last years, to see my father’s tenants beggared annually to pay for my mistakes, to see the land starved of the money it needs to put it into good heart, while every franc is wrung out of the place to service the bankers in Paris... I’ve seen Chagny dying, slowly — dying on my account. It’s like the Opéra of our day... it needs investment. A new owner.” A faint tinge of teasing as his fingers tightened on hers. “Maybe... a scrap-metal merchant?”
She choked. “Raoul, how can you—”
“I’m serious. Laurent de Beaupré sold Chamillon to the nouveaux riches this year — an iron-founder and his wife from Lille. If we can find someone to take Chagny at the same sort of price — then get rid of the town-house, it brings in nothing and costs a mint to keep up — invest the proceeds in the Funds at five per cent—”
He was pale, but very calm.
“It will be enough to clear everything we owe, and bring in a little income. A modest competence; enough to live quietly in a small way, and cover school fees... perhaps. For anything else—” he managed a smile, stroking her hand lightly— “for anything else... then it’s time to face the truth, Christine: your earnings have been supporting both of us for years in any case.”
“The Vicomtesse... buys her own furs?” Christine’s return smile was a shaky thing. Those nights spent locked away from her, alone with the drink and his debts — it had been this, then, this laceration of his pride that he had been facing.
“The Vicomtesse... pays for her husband’s coachman, if he keeps one,” Raoul said quietly. “Or the hire of his fiacre, if he does not.”
This was no spur-of-the-moment whim, then. “You’ve really thought about it...”
It was a whisper, but he nodded. “It’s been coming for a long time. The rents from Chagny were never quite enough, even before — before I began to lose the capital. These days, the title supports the lands, not the lands the title... Well, I brought it down upon myself, that was all. I could see it coming, but it was easier to shut my eyes and keep going — keep waiting for that one big win, the miracle... But Chagny itself was the only thing we had left big enough to cover the debts. So this American contract seemed that miracle come true... the gambler’s miracle that could allow me to continue as a coward in the face of what had to be done: when I thought I’d lost you, I shut my eyes to everything else.”
He caught her other hand, dropping suddenly to one knee on the deck. It should have looked affected — absurd, in a man ten years married. But the utter unselfconscious urgency of it made the boyish gesture all too real.
“Christine, I beg of you — break this contract. You’ve given up so much for me without a word, sacrificed so much of your happiness... let me do this for you. Please, let me give up this one thing for you to make a new start. Let me protect you from this grotesquerie and take my share of the cost. Let me—”
It was the terrace at Chagny all over again: that bittersweet memory turned to joy, now with another pang. Chagny — how could she?
“Let you tear out your own heart to save me a moment’s pain? Darling, that was the bargain I couldn’t bear when we were young... The price isn’t worth it — I can stand a freak-show—”
“Please.” He had pressed her hands against his breast, face turned up to hers with a painful intensity. Behind him, far down the promenade deck, a fluttering parasol and a snatch of voices brought a rush of anticipated crimson to her face; they were no longer alone. Her husband spared not a moment’s glance. “Please. I have a — a presentiment over this: something is terribly wrong.”
“I — can’t.” Please, Raoul, get up: in a moment they will be coming this way. “I can’t. Not just like that. Not overnight. Not something as big as this.”
To her relief, he did get up — not with quite the same grace as the boy of twenty, but with the same unthinking movement.
“And it’s not mine to ask — I know.”
He led her to the rail and paused there a moment before they began to pace slowly onwards together along the deck. Christine put a hand up to her back hair and found it hopelessly dishevelled. And her hat was gone... She tried to push the waves up blindly; exclaimed in annoyance as another pin came loose under her fingers.
“Raoul — could you—?” She turned a little, presenting the nape of her neck, and felt him rather gingerly begin to rescue the remaining pins and attempt to truss the soft mass into submission with their aid; the process felt — and, she suspected, looked — more like some agricultural operation than the skilled attentions of a lady’s-maid, but it was secure. And the unspoken intimacy of it served to make amends to that other unspoken acknowledgement between them: that she could not, dared not trust all their futures to a rapprochement a bare few hours old. However much it meant to her; however much she wanted to be sure.
Raoul’s impromptu repairs had come to an end. She felt him hesitate a moment, his breath warm against the back of her neck, then brush the tiniest of kisses there. Her heart ached within her. “Raoul—”
But he had turned, and was drawing a twist of something from around his wrist. “Here, this might help...”
A familiar gauzy scrap; she caught a glimpse as he knotted it around her against the wind. and began to laugh. “Mine! How did you—”
“Ah — well, it’s harder than you’d think to get out of old habits.” Raoul tucked the ends in at her throat and stepped back to admire the overall effect of his handiwork, a certain mischief wakening in his eyes. “I lost track of the hat, but I did manage to save your scarf...”
The temptation was overwhelming. It was pert little Christine Daaé who put out her tongue at her childhood companion, defying him, as ever, to reciprocate; Raoul managed only a moment’s dignified reproach. Both of them laughing now, he caught and held her as she came back into his arms.
She could feel Raoul’s chuckle against her, deep in his throat. “I believe we may be making something of a scandal, dear. You didn’t see the expression on Mrs. Vanderbilt’s maid...”
“Oh dear—” But it wasn’t the probability of gossip in the first-class saloon that she had suddenly recalled, but the existence of a certain small boy, undoubtedly awake by now and endowed with limitless energy. “Gustave... Célestine can never handle him in the mornings — I’m afraid he’ll be running riot... I must get back.”
“Evidently heredity will out.” It was said with a smile as she disentangled herself from him, but Raoul’s voice had tightened.
He had never got on well with Gustave in the mornings, Christine told herself, flinching. And he had every right to resentment; but... if this was to be the rest of their lives...
“Darling, we have so little left of his childhood. Once he goes away to school—” It had to happen, she knew, but boys grew up so fast. She remembered Raoul coming back to Perros: her summer’s playmate grown so stiff and bashful, yet proud. And Gustave... would he have that same shy constraint with his mother’s kisses, with fairytales and peasant songs and all the passing embraces of their life together? “Let him be a baby just a little while longer... time enough later to be stern and strict.”
“Raoul... I know you think I spoil him, but all he wants is a little attention. If you don’t have to be a father to him—” she bit her lip — “can’t you... be the brother he needs so much? He’s so often left alone in a gaggle of women, with only his music... He doesn’t have to steal me from you all the time — he’s old enough now to be good company, at least for a while.”
“The prospect of Gustave before breakfast makes my head hurt.” Raoul’s tone was rather dry. “And speaking of breakfast—”
He winced a little, perhaps remembering last night. “Actually, possibly not breakfast...”
Glancing around, Christine was afraid they might well have missed breakfast in any case. After the morning’s turmoil, she wasn’t sure she cared.
“But speaking of Gustave—” She ignored her husband’s resigned look. “Dear, I’m sure those clean shirts of his must be packed in with yours, and I really can’t face Célestine again without them.”
“Fine.” Raoul threw up his hands and turned to leave. “I’ll go and turn out my cabin... I can’t imagine what you ever saw in that Célestine woman in the first place.”
She was all we could afford, and you know it. Christine sighed. Well, they would have to do without her altogether once they reached New York. Four more days...
Four days — to whatever America held lying in wait. For a moment she felt the cold touch of Raoul’s presentiment. There was something wrong about the whole affair — the anonymous backer, the dazzling... bribe, it could be called nothing else — and if the two of them had not been so numbed in their separate miseries they must surely have seen it. But what difference could that have made? They’d had no choice.
But now there was a choice. Raoul had given her a choice: offered her a way out. Offered her a future, and offered her back the past... And would she truly plunge into penury at his side, if it would set his heart at ease? Of course she would: she knew it without a doubt. She would have tramped the lanes of Brittany again and slept on straw to bring him back, if he had only asked. She would have paid costs she reckoned far less lightly than that, these last few years, to lay the demons that were driving them apart.
And he had not made a condition of it — had not begged her to appease his pride in return for a promise. What vow can I ever make you?— Yet he had made it, had bound himself... and only then made the appeal. Because he was afraid for them both. For her.
She wanted so much to give him her trust; to lay down the mantle of the anxious, conciliating wife and share their lives together as before. Four days, before she must be certain...
She watched her husband begin to thread his way back down an increasingly crowded deck, pausing to exchange a nod here and there as a few heads turned. There went young von Enck, who’d paid her all those laborious compliments — dear God, was it only last night? — at the captain’s table: she wondered if he’d actually recognised the Vicomte.
Even from behind — even with his hackles still prickled in annoyance — she could see the difference now in the way he carried himself, in every movement. So much that she had lost for so long. If only— Please, Raoul, don’t... drink any more...
For a frozen moment, as he halted and swung round, Christine thought she’d let that plea slip out into earshot, appalled. Hasty memory told her she had not; but Raoul was coming back.
“Excuse me, madame—” he made a beautiful formal bow to her in front of a passing gaggle of American matrons, every one of whom was clearly agog — “but I believe you inadvertently left in my care... this...” And in full view of the rest of the deck, he proceeded for the second time that morning to draw from his pocket a silky intimate bundle and present it, doing his utmost to maintain a straight face, to his wife.
“Raoul, you—” Scarlet to the ears, Christine struggled against the odds to school her own features into a respectable blank, caught his eye and collapsed into a fit of entirely undignified giggles.
And Mrs. Mannheimer, Mrs. Elwood T. Burton and Mrs. Van Heusen were enabled to report to the rest of their circle with the utmost enjoyment, later that morning, how the attractive young Vicomtesse de Chagny had not only slapped her husband’s face in public but had proceeded to indulge in the most indiscreet of embraces as an immediate sequel; conduct, as the ladies all agreed, which entirely confirmed everything one had always heard about the French... and which, as Mamie Burton confided privately to her friend Clementine Van Heusen, had inspired in the onlookers a distinctly pleasurable envy.

domain: literature


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ATI Radeon™ HD 4000 Series /ATI Mobility Radeon™ HD 4000 Series Graphics
ATI Radeon™ HD 3000 Series /ATI Mobility Radeon™ HD 3000 Series Graphics
ATI Radeon™ HD 2000 Series /ATI Mobility Radeon™ HD 2000 Series Graphics
These graphics products must be installed using display driver version: 8.970.100.9001. This driver is provided as a courtesy and only available via Windows Update. Please enable Windows Update and allow it to detect and install the appropriate driver.
Please refer to the following link for more information.


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The Latest Innovation in Eyecare: Vuity
The latest innovation in eyecare:
The most common reason patients come in for routine eye exams without being prompted, is to have their blurry vision evaluated. While many patients are prescribed glasses in their youth to correct their blurry distance vision, there are a many worried patients who present to their eyecare provider for blurry vision in their 40’s, having never worn any glasses before. In your yearly 40’s, just about everyone will begin to develop a decrease in the quality of their near vision due to an aging change that occurs to the eye’s internal lens. This change in vision is called “presbyopia.” While presbyopia is a normal aging change and not a sign of disease, it can be incredibly frustrating for patients who have never worn glasses to suddenly need reading glasses, or even for normal spectacle wearers to suddenly need bifocals.
There has never been a treatment for presbyopia other than glasses and contact lenses until now.
Vuity (1.25% Pilocarpine Hydrochloride) is an eye drop prescribed for daily use that can increase the depth and clarity of near vision for patients with presbyopia. It is the first and only pharmaceutical treatment for presbyopia. The drop works by interacting with the iris and decreasing the size of the pupil. This has the optical effect of increasing your clarity and depth of focus.
The future of routine eyecare is exciting with new medications like Vuity being approved. If you are 40 years or older and find yourself frustrated with the need for reading glasses or bifocals, Vuity may restore your near vision and give you the same visual function you had before. If you’re interested, call our office today to make an appointment for your next eye exam!

domain: medical


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lunes, 27 de septiembre de 2010
A Journey to the Mantaro Valley
The Mantaro Valley is located in central Peru in the Junin region between Western and Central Cordillera of the Andes. Formerly known as Jauja Valley is a geographical river valley, crossed by the Mantaro River and its many tributaries that fall short tour of both sides. Major cities are Jauja, Concepción, Huancayo and Chupaca. This beautiful valley is 3 000 271 meters above sea level, is the main commercial center of the highlands of Peru.
This valley is its natural property, it shows we have the fauna, with a significant variety of wild birds like partridge and Tortola or wild mammals such as deer and vicuña. As to the flora are trees like queñal, alder and tare and flowers such as roses, carnations and fuchsias.
The Mantaro Valley is full of villages and farming communities to the length of its two banks. All peoples of the valley produce their own food and follow their trades, mainly artisans, and celebrate their traditional festivals every year.
It is advisable to visit the valley between the months of December and June when the rains do bloom the crops and vegetation in the fields. All the Mantaro Valley is rich in culture.
You can visit Torre Torre, next to Freedom Cerrito. Also Warivilca ruins 15 kilometers, near Wari, with its vestiges of pre-Inca temples of the tribe Huang. Among Pilcomayo and Huayo (15 kilometers as well) is the Geophysical Institute Huayo in the so-called magnetic Ecuador "because of its proximity to the mountains, leading to a center of magnetic waves to be at high altitude.
East of the Mantaro river are the towns of Chico and Cochas Cochas Grande also Hualahoyo, San Agustin Building, San Pedro, Hualhuas, St. Jerome and others. All these towns are worth visiting for its scenery, typical foods, woven alpaca and many other reasons. With temperatures averaging between 12 and 16 degrees Celsius, the tours of the area last about four days.
The Mantaro Valley is located about 190 km east of Lima. Is about 20 km wide and lies at an altitude above 3,000 m. The mountain ranges that flank than the 4,500 m. In the Mantaro Valley grow lots of corn, potatoes (potatoes), legumes and vegetables, most of their land is irrigated. The surrounding mountains are rich in mineral deposits and are also used as grazing areas. The largest city is Huancayo.
Their abundance has led him to be known as the pantry of Lima, as the supplies of potatoes, corn, wheat and barley.
Publicado por PerúEstilo.pe en 16:32

domain: geography


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Another assignment From my apprenticeship from WIA! For this one, I collab with the talented @cljjsen (FOLLOW HER!)!! In this HW, one of us did the sky where the other did the landscape in two illustrated art pieces,I did the landscape and Cassie did the sky!
-...We arrived to the planet CA9708-M-
-It seems it has some advanced civilizations, but they are week, could be a easy planet to sell.-
Part of my Neverwhere Photography Series
Website Facebook Instagram Twitter Redbubble Prints
The Eiffel Tower, "La dame de fer" - Champ de Mars, Paris

domain: artistic


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the town of El Vergel is located in the Municipality of Aldama (in the State of Chihuahua).
There are 2 inhabitants. El Vergel is 1264 meters above sea level.
If you browse this webpage, you will also find a map with the location of El Vergel.
Where is El Vergel?
Location map of El Vergel: Please use the top left controls to zoom in (+) or out (-). They are satellite images centered in El Vergel, which is marked with the symbol
Information on Postal and ZIP Codes of El Vergel
What is El Vergel like?
Vote for El Vergel
Do you like El Vergel? Or don't you like it much? Now you can vote for El Vergel so that everyone knows it. Use these stars ("0" you like little, "5" you like a lot) to rate with your opinion.
Help us to improve the information about El Vergel and to spread it over the Internet:→Add one website of El Vergel
→ Link El Vergel from your webpage
→ Write a family member or a friend and tell them about El Vergel
Here you are more Towns in the Municipality of Aldama:
- Ampliación la Mesa
- Bella Vista
- Calaveras (Tres Hermanos)
- Cuatro Milpas
- El Acebuche
- El Álamo
- El Bosque
- El Carmen
- El Consuelo
- El Cuarenta y Ocho (El Buche)
- El Cuervo
- El Detalle
- El Edén (El Jeromín II)
- El Escondido (La Loma)
- El Fresnito


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It was the first Saturday Night Live episode of 2016 and it’s one to be remembered. Saturday’s “SNL” was hosted by “Star Wars: The Force Awakens” star Adam Driver and musical guest Chris Stapleton.
But two very unexpected guests appeared on the variety show: Fred Armisen and David Bowie. Armisen was an SNL cast member from 2002 to 2013. He returned to pay tribute to the legendary rockstar.
David Bowie died at the age of 69 on January 10th after battling cancer. In a rare moment of solitude on the show, the comedian gave a very heartfelt tribute to him.
“When I was in high school and living in Long Island I stayed up to see David Bowie play on ‘Saturday Night Live,'” Armisen gushed. “Watching him was for me a life changing experience… David Bowie transformed whatever space he was in, whatever medium he was using and, that night for me, he transformed live television.”
He the introduced a clip of the music icon’s first SNL performance on December 15, 1979. It was the show’s fifth season and Bowie was fresh off the release of “Lodger,” his final in a trio of albums that would come to be known as his Berlin trilogy, inspired by the burgeoning German music scene and the soon-to-erupt new wave style.
In the first song, Bowie performed a rendition of “The Man Who Sold the World” off his 1970 album of the same name. He was joined by Klaus Nomi and New York cabaret singer and drag artist Joey Arias.
Check out the SNL David Bowie tribute above and don’t forget to subscribe!


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From a sweet country singer to a rocking pop artist, we have seen a dramatic transformation of Taylor Swift. However, it was her last song that prompted me to write this blog.
Manny Pacquiao made a controversial statement in an interview that angered the LGBT community. How should Christians react?
After the historic day of America’s legalization of same-sex marriage, what should every Christian do now?
With homosexuality becoming an accepted lifestyle, more and more Christians are wondering, if people practice homosexuality, can they be saved? Is it possible for a homosexual to be a Christian? Most importantly, what should be the attitude of Christians toward homosexuality?

domain: sociology


With the most UFC wins in lightweight history, Gleison Tibau takes time to talk about his three most favorite fights throughout his career. Tibau looks to add another win as he takes on Tony Ferguson at UFC 184 in Los Angeles.
UFC 184 Ultimate Media Day at Club Nokia on February 25, 2015 in Los Angeles, California. (Photo by Josh Hedges/Zuffa LLC/Zuffa LLC via Getty Images)
MetroPCS takes a look at UFC bantamweight champion and women's MMA pioneer, Ronda Rousey.
UFC women's bantamweight Cat Zingano talks about her son and how he is the biggest inspiration in her life.
UFC women's bantamweight champion Ronda Rousey thinks she will retire from the sport without ever suffering a loss. Challenger Cat Zingano is determined to spoil that dream at UFC 184. Watch Countdown to go inside the main event matchup.
Arguably the greatest female boxer in history, Holly Holm is eager to test her skills inside the Ocatgon. The first UFC test is against Raquel Pennington in the co-main event of UFC 184. Go inside the camps of both fighters in this edition of Countdown.
The UFC women's bantamweight championship is on the line at UFC 184 as Ronda Rousey faces her toughest test yet against Cat Zingano. Don't miss any of the action February 28th on Pay-Per-View.
Media Conference Call with main and co-main event stars of UFC 184: Rousey vs. Zingano live Wednesday, February 18 at 5pm/2pm ETPT.


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Lekki Free Trade Zone
Abuja—Professor Adesoji Adesugba, Managing Director, Nigeria Export Processing Zones Authority, NEPZA, has said the authority will use Free Trade Zones, FTZs, and Special Economic Zones, SEZs, to rejuvenate national economy.
Adesugba made this known on Wednesday in Abuja in his independence day message, re-assuring the public of NEPZA’s commitment to galvanise investments for the country’s economic growth post-COVID-19 pandemic.
Adesugba, in a statement by Mr Martins Odeh, the Head, Corporate Communications, NEPZA, said the country 60th independence anniversary signified the age of rejuvenation.
ALSO READ: NEZPA partners Nigerian Investment Promotion Commission on ease of doing business at free zones
The NEPZA chief said that the authority under his supervision was working assiduously to achieve its mandate of driving the country’s industrialisation process.
He said NEPZA was fully aware of President Muhammadu Buhari’s commitment toward expeditious economic recovery, noting that the authority was being repositioned to actualise this goal.
“First, we are poised to reduce or totally halt the huge capital flight that usually accompanies medical tourism.
“As can be seen, the COVID-19 pandemic has led to the momentary shutting down of international borders.
“We are immediately leveraging on this to establish Medical and Pharmaceutical Special Economic Zones.
“This will be done in conjunction the Federal Ministry of Health, the World Bank Group and other relevant stakeholders in the health sector,” he said.
He said that when fully developed, world-class hospitals and pharmaceutical production companies would gravitate toward the country to dispense quality healthcare services for the people.
“We are sincerely interested in using the special economic zones model for many other specialised fields, but the medical sector remains our pilot scheme for now.
“NEPZA is more than ever committed to drive the country’s growth in all fronts even as we enter another threshold of our nation’s life,” Adesugba said.
Comments expressed here do not reflect the opinions of Vanguard newspapers or any employee thereof.

domain: news


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In Boston we are organizing against gentrification and the privatization of public housing. We got started on this effort in the summer of 2020 and have been expanding our efforts since then. In line with the national plans of the federal government, the Boston Housing Authority has been working to privatize numerous projects across the city. For example, Lenox Street, Old Colony, Heath Street (aka Mildred Hailey), Mary Ellen McCormack, and many others are being privatized or have already been sold off to the big banks and developers.
As gentrification has changed the face of the city, once neglected neighborhoods have seen the land increase in value; many housing projects are now sitting on prime real estate. Developers, politicians (from both parties), universities, and the big banks are looking to gobble up these locations, displace residents, and build luxury units and “mixed-income” developments. In the cases where the original residents in the projects are able to return after these renovations, they face strict new rules. For example, after Lenox Street was sold off to Bank of America and Beacon Communities, a new rule was put in place there prohibiting children from playing outside. Tenants are also often treated as second-class citizens, subject to racism and discrimination, as the new developments cater to the new market-rate tenants who have just moved in. Right now there are around 25,000 people living in public housing in Boston, so many people’s homes and neighborhoods are being threatened by this massive push for privatization.
In many of the developments which receive Section 8 vouchers, residents are also feeling the pressures of gentrification. For example, at Grant Manor in the South End almost one out of every four residents received a rent increase in 2021 of between $200-$1000 per month! Places like Grant Manor have a rich history of struggle, as residents in many places in the 1990s and early 2000s fought back to prevent HUD from selling off their buildings. Now they face troubled times yet again. But the situation is not hopeless.
We are working to unite tenants across different projects and subsidized developments against the powerful forces gentrifying the community. People are coming together in their own buildings and uniting with the neighbors from around the community. Step by step people are building up tenants associations and neighborhood organizations. While there were issues back in the day, people in the neighborhoods were generally more unified. Much of that has been lost with the pressures of gentrification as well as violence from the gangs and dealers in collaboration with the police. Building ties between different developments and organizing events like community BBQs are important parts of a larger strategy to build up a strong and unified community that will come together and fight for the best interests of the people and expose the lies of the rich and the politicians.
We can be reached by email email@example.com, and by call/text at 617-858-6604.


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A bounty hunter must stop a robot pop star from being abducted by aliens. CHARACTER LIST: Jimmy Aker - He is a bounty hunter. Kelly Mason - She is a robot pop star and Jimmy’s love interest. George Brighte - He is a captain. Julia Jonett - She is a mercenary. Scattu - He is an alien. Syko - He is an alien. Furloo - He is an alien. Teri - She is an alien. Atthew Tersand - He is the main villain. MPAA Rating: PG-13 for sequences of intense sci-fi action, sexuality, some violence and brief language
A mercenary joins a thief and five other space cadets to start a heist. PITCH: It's like Firefly meets Mad Max meets Ocean's Eleven meets The Losers. (NOTE: It's a spin-off of Apocalypse Planet.) CHARACTER LIST: Jessie Kellee - He is a mercenary Johnnio Coxand - He is an engineer. Jerry Stinett - He is a thief. Rine Tayly - She is a space cadet. Kara Richy - She is a space cadet. Sara Andez - She is a space cadet. Ryly Helley - She is a space cadet. Dane Meson - He is a space cadet. Bonnia Wryante - …
The Space Force recruits a mercenary, He then teams up with five other space cadets to take down the mentor that betrayed them in post apocalyptic space. PITCH: It's like Firefly meets Mad Max meets The Losers meets Jupiter Ascending meets Akira meets Fallout. (NOTE: It has an ensemble cast.) CHARACTER LIST: Roby Barnes - He is a mercenary. Larry Ardson - He is an engineer. Johnny Rison - He is a space cadet. Rene Rison - She is Johnny's wife. Diane Stere - She is a space cadet. Deby Thayeson - She is a space cadet. Tammy Reeders - …
If Star Wars: The Force Awakens was made 20 years earlier.
A race of Xenomorphs have infiltrated the Galactic Empire! The lord of the Sith Darth Vader and his army of stormtroopers must kill every single last one! Based on the artwork by Guillem H. Pongiluppi
The Guardians of the Galaxy return in their next adventure, where they face their new enemy, Adam Warlock!
For millennia, the evil Galra Empire has plagued the universe by destroying other civilizations and enslaving various races. The only known threat strong enough against the empire's power and plans is the legendary “Defender of the Universe” Voltron, a 100-meter tall robot warrior composed of five lion mechas whose pilots are known as the Paladins. At the crux of the war that ended with the destruction of planet Altea, Voltron was separated by King Alfor of Altea in order to protect Voltron from falling into the Galran Emperor Zarkon's possession. King Alfor bonded the five lion's energies to his daughter …
A large paradox surrounds space and time itself as not only do The Avengers face the X-Men and Justice League, but… everyone!
What if the spin-off film Rogue One: A Star Wars Story was made in the 1980's?
10 years earlier 10 years later 80s 90s action Adaptation adventure aliens Animated Animation Based on Animated Series based on book based on comic based on comic book based on tv series Based on video game batman biopic Black Comedy Book character by name title christmas comedy comic adaptation comic book crime crime fighting superhero Crossover DC DC Comics Disney drama epic family fantasy Game History horror Idea-for-TV kids Live Action live-action martial arts Marvel Marvel Comics Music Musical mystery reboot remake romance Sci Fi sci-fi science fiction scifi Sequel Spy Superhero supervillain suspense teens thriller videogame adaptation war western

domain: entertainment


This firearm model is offered in multiple calibers. Locate the cartridge designation marked on the firearm’s barrel. This information indicates the correct ammunition that must be used in your firearm (Figure 1a).
Capacity: 17+1 round Or 23+1 round
Action: Blowback, Semi-auto
Barrel Length: 16.25˝ (41.3 cm)
Rifling Twist: 1:10˝
Sights: N/A, optics-ready
30 3/8˝ unfolded (77.2 cm)
16 3/8˝ folded (40.6 cm)
Stock: Fixed 14.5˝ LOP, polymer
Grip: M&P® M2.0® Compact-size grip
Carbine Only - 5.03 lbs. (2280 g)
w/17-rnd mag - 5.23 lbs. (2370 g)
w/three mags - 5.78 lbs. (2620 g)
Barrel Material: 4140 Steel
Barrel Finish: Black Oxide
Bolt/Bolt Carrier: Stainless Steel
Frame/Receiver: Aluminum (tube)
Frame/Receiver Finish: Hard Coat Black Anodized
Folding and Unfolding the Smith & Wesson M&P FPC
As shipped from the factory, the M&P® FPC™ is folded. The M&P® FPC™ is held in the folded position by the notch in the charging slide engaging a slot in the handguard (Figure 16).
To open the M&P® FPC™ from its folded state, the user must draw the charging slide slightly to the rear to unlock it from the handguard (FIGURE 16) and then swing the barrel away from the receiver tube (FIGURE 17).


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We are pleased to announce that Wendy Vincent, the guest curator for The Market Gallery’s current exhibit - “Migrant Stories” will be the featured speaker at the SLNA’s April 24th Community Meeting.
Migrant Stories is a pop up exhibit supported by The International City Partnerships and the Migrant Story Telling Project. Toronto and its partner city of Frankfurt, Germany are working on a multi-year joint program to build an experience where migrant stories are shared and amplified through a global and local lens.
Historically, Toronto and Frankfurt are arrival cities and both recognize the importance of municipal leadership on newcomer and migrant issues. This is the first of various projects in this Toronto-Frankfurt partnership. Migrant Stories uses video to highlight the compelling stories of migrants to Toronto, in their own words.
Also featured as a part of Migrant Stories are the experiences of and artifacts from the life of Lloyd Lindo, aka "Uncle Lloyd," a Jamaican British (Windrush Generation) migrant who arrived in Toronto in the mid-20th century and whose story spans three continents and many decades.
Exhibit Title: Migrant Stories
Dates: March 7 - May 4 (Wednesday-Sunday, 11am - 4pm)
Location: The Market Gallery, 95 Front Street East (2nd Floor)
Visit www.toronto.ca or email email@example.com to learn more


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America’s Got Talent auditions end tonight, after six weeks, in front of judges Howie Mandel, Mel B.Heidi Klum and Simon Cowell. Host Tyra Banks presides over all the madness. Join us tonight as we live blog all the performances.
The Golden Buzzer is back. Each judge and the host gets one opportunity to send a contestant straight through to the live shows. Who will win the 1 million dollar prize?
Hamster Wheel – Chain Reaction Machines – A trio of engineers build elaborate Rube Goldberg-type machines. The contraption is set off by Simon calling Tyra on her phone. The phone falls and trips off an elaborate deal involving ping pong and pool balls. At one point it appears to fail…but fear not! It’s part of the act. Photos of the cast pop up as well as a mini golden buzzer celebration. So that was fun, but I’m not sure it’s an act people would pay to see. Simon admits he was on the edge of his seat. He likes the friendship between the men. He says yes. Howie agrees. Heidi calls it “boring.” It’s a no for her. Mel B is on the fence. But she acquiesces to the crowd and says yes. 3 yeses 1 no.
Matt Johnson – Rapper – Seventh grader from Portsmouth New Hampshire is in a ton of clubs in school. But his nickname is “patches” because his mom sews his achievements on his jacket. Tonight, he will sing an original song about “the essence of performing.” His precociousness is slightly annoying to be honest. He mentions that he’s a “Hamilton” fan. No wonder–his original song is a rap. This whiter than white dude in a suit jacket rapping? Well then, OK. Simon calls him “hilarious.” Not sure young Patches was going for funny. Probably not. Mel B and Heidi weren’t expecting what they saw. “You know what it’s like to be a white kid in New Hampshire,” jokes Howie. 4 yeses.
Jules and Jerome – Back from break, we see a snip of a badass female knife thrower. Why didn’t she get an entire segment? Then we see two dudes tumbling on a see saw-like contraption. Very dangerous. Simon is thrilled.
Sergey and Sasha Korolov – Fifty two year old Sergey and his 15 year old daughter Sasha are an acrobatic act. They began working together when she was six. A father putting her child in danger! Awesome. They begin with hand and head balancing. She spins atop his head. Then a one handed deal off of his forehead. The bit ends with the duo atop a a metal contraption with Sasha balancing a rod on her feet. Not sure that would have been a big deal if both were adults. Howie calls it “scary.” Mel B loved it. Heidi calls them amazing entertainers. “Both of you have so much personality,” says Simon. He wants fire. Sheesh. But Sasha does promise the act will get more dangerous, joking that no fire–she doesn’t want hair like Howie. – 4 yeses.
The Angel City Chorale – Choir – Over 100 members in this choir. Eh. I’m not crazy about choirs on this show. The act is usually more about some over the top backstory than actual talent. In this case, the director, Sue Fink, explains that the goal is to bring all kinds of people together in a singing group…or something. After imitating thunder and lightning by snapping and slapping their thighs, they launch into a community choir worthy version of the 80’s song “Africa” by Toto. Zzzz. Simon claps happily along. For some unfathomable reason, he loves the choirs. Howie calls it amazing. Mel B. calls singing together “impactful.” Erm. Heidi loved it. Simon called it “magical…you’ve got a great combined energy.” – 4 yeses.
Back from break, we start with a comic who says he is a “clean” comic because his dead mama would come down from heaven and kill him. Howie calls him the life of the party. A female comic charms the panel–Mel calling her witty and charming. A trio–brothers maybe? Do an act that passes. That little montage leads us to…
Oliver Graves – Comic – He sounds and acts normal, but looks totally goth. He works a day job, but wants to prove that he can do his act his way and succeed. He delivers a bunch of deadpan jokes. The audience is a little confused. Hm. These jokes aren’t quite landing. Howie is laughing though. Actually, his jokes are clever, if not in a HA HA HA type of way. Mel calls him humble and real and dark. Howie gushes so much, Oliver begins tearing up. He confesses that he doesn’t book many shows. Simon calls him memorable. 4 yeses
Angel Garcia – Singer – This performance was previewed a few days ago. Twelve year old Angel performs the Spanish hit “El Triste.” He tells Howie that his dad inspires him to sing. The bespectacled young man performs like an old pro. So, it should come as no surprise that Angel was a contestant on La Voz Kids, the Spanish language version of The Voice, in 2014. Mel B calls him “brilliant.” Heidi didn’t understand the words, but she could feel it. Simon worries that he doesn’t know who he is yet. Howie was expecting a more youthful performance. Yeah, he’s a bit of a pageant type performer. Howie says no! “Define who you are,” warns Simon. And because he’s “one of the best singers so far,” he says yes. 3 yeses 1 no.
Oh. Simon’s little son Eric helps daddy shill for Dunkin Donuts. He cute, though.
Next, it’s a montage of tech acts that include projection, virtual reality and robots. It all comes crashing down with a dude in a fake robot suit. I guess he’s a comic. Simon does not look amused. Howie laughs as Simon hits his X. “This is the dumbest thing ever,” says someone in the audience as he fails to peel an orange with his robot flippers – 4 nos.
Box of Clowns gets X’d almost right away with their ass clown act. There’s a band of hairy dudes in drag that sing a Spice Girls song, Mel loved it! The rest not so much. There’s another act that involves balloons. Simon X’s that one pretty fast. Wow. An entire segment devoted to bad acts!
After the break, a dude plays an unremarkable version of “You Raise Me Up” on a clarinet. He gets 4 yeses. Hm.
Oscar the Singing Dog – This will be Simon’s favorite act. He’s been wanting a singing dog forever. The dog’s “human,” Pam accompanies him on piano. Ha. Anybody who watches dogs on Youtube (YES I DO SHUT UP) has seen this type of act a million times–and done better. But who doesn’t love an adorable dog? “I think he sings,” says Simon. “We may have found our first singing dog. This is exciting.” Heidi and Mel aren’t convinced. Howie loves him. Oh look at that sweet doggo face! Say yes Mel and Heidi. Dang. Heidi says no. Mel is persuaded to say yes, however. – 3 yeses 1 no
Hunter Price – Singer – Oh look. It’s a white guy with a guitar from Georgia. And he’s even gonna sing Bryan Adams! He is his mama’s favorite. Simon stops him singing almost right away, calling the performance “karaoke.” What artist does he admire? Taylor Swift. Simon suggests an original song. He sings a self-penned song titled “Left Behind.” He’s actually a country singer. Why would he sing Bryan Adams? I smell a set up! Regardless, he’s a good songwriter and delivers a solid performance. Hm. I wonder where else he’s auditioned? “This is like two different auditions,” says Simon. He wants to know Hunter’s real story. He confesses living hand to mouth sometimes. “You’ve got some depth in you,” says Simon. Howie says no. “You need to open up and come back.” Mel and Heidi disagree. Simon says he’ll take “a leap of faith” and say yes. He tells Hunter to “stay real.” – 3 yeses 1 no.
It’s time for dance groups! A troop of young female dancers called “Pancakes” advance. Then a mixed group of adults from Colombia perform. There’s lots of tumbling. Simon calls them “explosive.” Next, it’s a high school dance team dressed in Wizard of Oz costumes. They’ve put out a few videos that went viral. “You guys light up the stage,” says Simon.
Blue Tokyo – One of the dance members is injured. But he’s here anyway for moral support. They dance with jump ropes and metal batons, incorporating lots of tumbling and gymnastics. No wonder there are injuries! The last move has a member tossed high in the air. Heidi calls them superheroes flying through the air. Mel B calls it “brilliant.” Howie is impressed with how they blended dance and gymnastics. Simon is very impressed, calling them “cool, classy and brilliant.” – 4 yeses.
Makayla Phillips – Singer – She’s fifteen years old and has brought her entire family to her audition. She saw AGT for the first time at 3. It’s been her dream to audition ever since. She sings “Warrior” by Demi Lovato. She’s got a good voice, but she’s not emotionally connected to the lyrics. Not fully baked this one. Too imitative. Heidi calls her fun and cute and incredible. She loves her entire package blah blah blah. You know what’s coming. Last act of the night. Heidi finally chooses her GOLDEN BUZZER! The Confetti flies. Mikayla will go straight to the lives.
Next week…the Judge Cuts BEGIN!


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Date: Sunday, December 2nd / Time: 10:00 / Venue: Samsara, The Park Chennai / Event Type: Music, Film, Culture Conference
Continuing a worldwide conversation on the critically needed movement for women’s rights, security and empowerment against sexism, workplace inequality and abuse, this session looks at the movement from India’s perspective. Change takes time, involving the unlearning of long established norms and patterns of inequality and unconscious bias: workplace harassment, safety in public spaces, moral policing, caste, dictats on the roles of woman and men, lack of diversity on festival line-ups and in positions of authority and power in the industry - the list is too long and complex for quick-fixes. In the creative industries, merit alone must the definer and qualifier, but how does one level the playing field to enable an environment that allows for wider inclusivity - of women, as well as other gender and ethnic minorities, marginalised communities, the differently-abled, the elderly, and men? Solutions must place emphasis on core values of merit and hard work, and pursue wider inclusiveness and respect for diversity. The panelists discuss perspectives towards laying the ground for an industry ethos that pursues inclusiveness, beyond the two-gender equal rights and opportunity conversation.
Sonya Mazumdar EarthSync
Founder/CEO of EarthSync - a music production house and award-winning documentary film producer - and founder of IndiEarth XChange - the annual trade event in India for independent music, film and media.
Shubha Mudgal Artist
Born in Allahabad to a family that embraced literature as well as Indian and western music, Shubha Mudgal was trained initially as a Khayal singer by Pandit Ram Ashreya Jha. Later, she received the guidance of Pandit Vinay Chandra Maudgalya, Pandit Vasant Thakar, Smt. Naina Devi and legendary maestro Pt. Kumar Gandharva, becoming one of the most versatile and popular performers of the new generation of Hindustani musicians. She started performing as a classical singer in the 80s and gained a certain reputation as a talented singer who started experimenting with other forms of music, including pop and fusion. As a composer, her mystical poems from the Muslim Sufi-tradition and of rare Hindu texts have been highly praised by critics. She has received the National Film Award for Best Non-Feature Film Music Direction in 1996, the 1998 Gold Plaque Award for Special Achievement in Music and the Padma Shri, one of the highest civilian awards in the Republic of India.
Vaishna Roy The Hindu
Vaishna Roy has been a journalist for 30-odd years, wandering in and out of various publications. At present, she edits the Sunday Magazine and Literary Review for The Hindu besides writing features, book reviews and interviews. She also authors a fortnightly column for The Hindu's Weekend edition on Saturdays. Called Speech Melba, the column is a semi-serious, semi-snarky look at society from the lens of feminism, art, culture and mores. But mostly it's a space that articulates her abiding belief that life is not black or white but just a lovely shade of dove grey.


It's still groovy though . . . . .
On this day in music history: April 16, 1968 - “A Gift From A Flower To A Garden”, the fifth album by Donovan is released (US release is in December 1967). Produced by Mickie Most, it is recorded at Pye Studios in London circa 1967. Originally released as two separate albums titled “Wear Your Love Like Heaven” and “For Little Ones”, it is one of the first rock albums to be issued as a box set. The songs on “Wear Your Love Like Heaven” are electric based pop songs, while “For Little Ones” are acoustic based children’s songs. The set is lavishly packaged with a full color booklet including photos and printed lyrics, “A Gift From A Flower To A Garden” peaks at number thirteen on the UK album chart, number nineteen on the Billboard Top 200, and is certified Gold in the US by the RIAA.


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When choosing a therapist to work with in a Marriage Retreat Texas setting, consider the benefits of a licensed, science-trained and ethical professional. They've had advanced training in methods designed to make your relationship work for you.
Why would your marriage deserve anything less?
The reason is simple: There is an extensive body of science-based knowledge, formulated to help troubled relationships. There is no debate. Working with a counselor with advanced training in these models provides your marriage the strongest chance to improve and grow happily together again.
Romantic getaway are great when you are getting along wonderfully and you'd like an escape. There's a great style of retreat Texas has to offer. They are called "Marriage Workshops." Here you'll plan to spend a weekend in a group setting to improve your intimate bond.
Many of our Couples Therapy Inc. therapists hold these in their private clinical practices. They include Angela Voegele, Dr. Scott Wolfe, Dr. Marni Feuerman, and Dr. Mike McNulty, who hold these psycho-educational retreats all across the USA. Find one of the many retreats Texas has to offer. Don and Carey Cole (not affiliated with Couples Therapy Inc.) offer their "Art and Science of Love" workshops on a regular basis in Houston.
You can learn more about this fun and educational workshop "The Art and Science of Love" here.
Another great option is Hold Me Tight workshops. Joe X. Cantu, MA MFT (not affiliated with Couples Therapy Inc.) offers this Texas couples retreat for under $500. It can provide you with great tools to connect emotionally in a group setting.
You'll find fabulous, fun retreats offered in the Texas hill country and all over Texas. If things are going great, try one!
Many of the psycho-educational retreats Texas has to offer aren't held by licensed psychologists, social workers, mental health counselors or marriage and family therapists. And that can be perfectly fine if massage, margaritas and a night of dancing in the moonlight is what you have in mind.
But when trouble arises in your intimate relationship, you need just one licensed mental health, professional invested in improving your marriage by offering you the best help more than 40 years of research can provide.
Call us "old fashioned" but we take objection to hosts who sponsor fun retreats or educationally oriented retreats, extending their offerings and targeting troubled couples in need of real skilled, professional help. There's no law against it. But when it comes to resolving deeper emotional issues don't leave it in the hands of the unlicensed.
Choose someone with not only an advanced degree in mental health, but someone who also has specialized training in couples therapy, sex therapy, marriage counseling, discernment counseling, or other specialized training targeting these issues.
In contrast, we only hire licensed mental health counselors that are dedicated to the work of helping troubled couples. We have over 558 years of collective wisdom in helping the most challenging issues that marriages present. These aren't gimmicks we use, but proven science-based tools perfected to help couples needing help.
We begin with an extensive individual and relationship assessment: The most complete assessment you'll find available today.
Marisa is a licensed marriage and family therapist practicing in the Energy Corridor of West Houston. Marisa has an irresistible personality and has found her calling working with all relationships but specializing in those that are impacted by anxiety and depression.
Having worked for the famous Harlene Anderson of the Narrative Therapy tradition in Houston, Texas, she brings an ability to say things that "aren't fun" to people in a gentle way.
Clinical Associate - Marriage Retreat Texas, Couples Retreat Texas, Austin
Jennifer is a licensed mental health counselor and a native Texan, completing an undergraduate degree from Midwestern State University in Wichita Falls, Tx, before spending several years in Sarasota, Florida.
Her Texas charm and enthusiasm for working with intimate relationships has led her to obtain training in both models of science-based couples therapy.
We were tense before we came. We briefly tried couples therapy before. Before we even started the counseling, I was slightly concerned about the quality...It's a lot of money to be spending, so I wanted every assurance that it was a polished, professional program!
Jennifer Elkins left us with a better understanding of what caused the problems, we're better able to work through them. I loved it that she could relate to my ADHD issues and had a clear understanding of the stress it causes. She was warm and empathetic, and we BOTH felt an immediate and sustained connection. She was easy to trust on every level. We left understanding the causes, tools to get out of the immediate conflict, and renewed commitment. Obviously my experience was a good one in the end, but I was uncertain in the beginning.
I did not know if I could continue in the marriage. Kent MacEachern provided the guidance I needed to work toward resolution, and the understanding if it does not work, it was worth the effort to try. Kent was unbiased, down to earth, compassionate, commanded knowledge of the materials and method given his years of experience.
I gained insight into programs, theories, and realities of staying married vs. divorce. I am attempting to remove detachment and create a new, stronger bond. The therapy provided my wife a better understanding of where I am based on the support of Kent and his application of his knowledge. This will help both me and my wife understand how to proceed to work on necessary changes to how we think and act upon the issues we have.
Our relationship was cold and icy. We didn't fight much, if at all, and we lived our lives like roommates and had a difficult time opening up and getting past the boredom and dullness of a 7 year marriage with kids. Havi Klifeld was amazing! I felt very comfortable with her from the start - like I've known her my entire life or like she could be a best friend. She was very warm and inviting and really took the time to listen to my partner and I. Havi is very professional and she knows her material well. Other therapists my wife and I visited tried to teach us material from Gottman, but it wasn't presented well and it was lost on us. Havi is an excellent teacher. Couples Therapy Inc, in many respects, was our last effort to repair our relationship. However, it should have been our FIRST choice. If we had led with Couples Therapy Inc, we would have repaired our marriage years ago and with much less pain and suffering. I can't express how impressed my wife and I are with Havi. She's really amazing!
Before Couples Therapy Inc. we went to some who were totally unqualified to handle our needs. I was going to file for divorce. Lack of communication and suspicion of infidelity were the core issues. I liked everything about Lisa. She was so helpful in the way she kept us on track and figured out what we should be working on to get the maximum benefit in the time frame we had. Working with Lisa stopped a divorce, improved communication, and brought us together in a way we haven't had since we first became involved with each other romantically. Now we have tools and exercises that allow us to become much closer to each other and a direction for us to grow in for a happier and healthier relationship. It was emotionally, spiritually, and physically moving. I'm very happy I did it and will always be grateful for what it did for us.
I would recommend couples therapy even for healthy marriages.
Dan's most admirable quality as our therapist was that he seemed to genuinely want us to stay together and work to fix our marriage. I never felt like he was just coldly and indifferently going through the academic motions of a therapist.
His input felt more like a family member with a lot of training and wisdom advising us on how to better communicate, understand each other, and unpack our various individual and joint issues. Dan had a genuine humility, which made his at times challenging demands of us much more palatable. I never felt bullied or obligated to do anything.
Our relationship was AT RISK. We were in "regular" [traditional] couples’ therapy but the frequency was inadequate (1x 5-6/weeks)
Dr. Mike McNulty was an intensive listener and had a surprising ability to control the room. I had a personal breakthrough on a childhood issue and some realization of wife's childhood issues. We now have an appreciation for one another, an agreement to move forward on a defined path, and an agreement to continue individual therapy and switching to Gottman couples therapy.
We were argumentative and in despair. Reverend Jim Ramsey was nonjudgmental, accepting, wise, discerning, and strategic. He had lots of practical tools, created a peaceful environment, offered tons of life experience, and practiced gentle truth telling. With him, we processed a lot of pain and misunderstanding. I felt the heaviness lift off of my soul. Reverend Jim seemed to know exactly what had happened and why and how we could crawl our way out of this painful place we were in. He’s a very deep and approachable man. I would definitely recommend him to others. He is very gentle and kind but seems to be someone who does practice what he preaches and that’s why what he’s talking about is all real.
We were on the brink of divorce and had trust, infidelity, communication, partnership issues. My husband thought we couldn't possibly benefit from just three days. Marisa was down to earth, genuine, kind, nonjudgmental, a good listener, creative, funny, sincere, caring, compassionate. I feel like she was truly partnering with us to save our relationship. She showed that she cared about us early on and seemed to have a vested interest in seeing us succeed together and to learn to love each other better than we ever thought was possible.
We had done couples therapy several times with varying degrees of success. We have communication and trust issues, particularly my partner’s willingness to commit.
Maryanna Ham is affable, very skilled and knows how to push into the deep water. Now, there’s more honesty about where we are, more risk-taking to say what we feel/need/want.
Dr. Doug Burford, was very kind and easy to talk with. He was great at promoting spiritual involvement without feeling preached to. He was absolutely great. We feel confident in our new tools and skills that Dr. Doug has taught us. And we feel stronger that we can face future challenges together as a team. We feel we are now capable of continuing healing and communicating without hurting each other. We don’t fear a potential conflict. We know each other on a deeper level that we never knew existed and now we can pursue getting stronger.
We had an amazing experience with Couples Therapy Inc. The whole process has helped us so much.
Before the retreat our relationship was horrible!!! We tried other couples therapy and it was not successful at all...y'all offered something drastic and different and that is what we needed.
We have a better understanding of managing the gridlock and when to step back and deal with certain emotions that are not productive. We have understanding, patience, and acceptance when we don’t agree.
We walked away laughing and having such a great time!!! We are dedicated to our marriage and Alisha Powell gave us the tools we needed to stay dedicated. I hate knowing people aren't aware of Couples Therapy Inc. before divorce papers are signed. This system can save marriages and it can prevent marriages from happening.
Just truly amazing—thank you for dedicating your lives to something that helps other lives.
Our marriage was very troubled. We had trouble communicating and resolving issues.
We had tried couples therapy several times, and it was a waste of time and money. We were worried that this therapy would be as ineffective as that other therapy we tried. Jenny Fang was well researched, intuitive, and positive. She helped us focus on building a better future rather than arguing about the past. Now we are more appreciative of each other and able to engage in effective communication, I have a better understanding of where we each come from and how that affects how we, each, perceive the world. I also have a better appreciation of the goodness in my partner. For a couple in trouble this has been the best experience.
We were on the brink of divorce. Barely speaking. I was afraid there was no hope and couples therapy would solidify that. I had brought my partner to my individual therapist. It was not successful. I found it hard to talk about my past. Dr. Gorman was amazing, nonjudgmental, and was able to help us open up and be honest with each other in safe environment. We are able to understand the other person better and have new tools to keep us from attacking when we are angry or withdrawn.
My husband and I are able to identify the triggers in our relationship, we can communicate without fear and we now have options to help us calm down and focus on what is important. Thank you, Dr. Gorman. You are a wonderful person and the best therapist we have ever met. I am so grateful for your expertise and patience. Our New Year is filled with hope and love.
I appreciate very much Angela's efforts with my spouse and I during this past week. These sessions opened my eyes to many of the marriage issues between us and I believe they helped deepen our love and commitment to one another.
Also, the sessions were not as hard as I expected them to be.
Angela is that reason. Her patience, softness and her understanding helped to bring us together and enabled us to see for ourselves what is most important in our lives and marriage.
If you are wondering why I became silent and withdrawn during our session, it's because I was crying from joy internally. I am really so relieved that we don't have to give up, but that we can work on building up after a past that we had no control over. You have no idea what it meant to me that he who is sometimes so stubborn, agreed to individual counselling. You make it worthwhile to keep going with the way that you do things. I see a little light at the end of the tunnel.
Thank you so much for your help and the nice way you handle things. We are already taking better steps forward.
Our relationship could be described as: Terminal. We tried couples therapy before, but not an intensive. Intensives should be the norm. Marni was excellent. She caught everything and didn’t let us not reveal issues between us. She was attentive and candid. She kept us to point. We now have improved communication, a greater understanding of my spouse issues and tools to make our relationship better. Improved tremendously. We will definitely use Marni again. She is great!!!
Nancy is that rare and wonderful combination of kind, compassionate, clear and focused. She is an amazing listener, but simply being heard (with past marriage counselors) has never been enough. With her as our skillful guide, we were able to each get at core concerns and reach a deeper understanding of what we are bringing to the table. We also felt she was a cheerleader and totally in our corner. We had a difficult but wonderful weekend and left feeling changed and with new hope for our future together.
Thanks Dr. R! It was a great marriage retreat weekend and we are so grateful for all you did for us! We will get on our homework and schedule a follow-up soon.
Again, many thanks for helping us with your approach and care!
Before working with Couples Therapy Inc. we felt disconnect and trouble communicating our needs. Jack O’Leary made us think and helped us to go within and find the answers ourselves! He created a gentle safe space. He listened and was able to always be objective whilst remaining sensitive to us. I loved his empowering solution-based approach.
We were hesitant to start because of the big financial investment. However, now we both remembered how much we love each other and how amazing our marriage can be. I became a lot more aware of my need to communicate my own needs clearly to my husband. I felt I could ask myself "what is this anger/frustration telling me about my needs and how can I clearly and lovingly communicate that."
It is the best $ we have invested for our family!!! I felt reconnected to and loved by my husband again. I felt I could communicate my needs to him better. I felt hope, optimism and enthusiasm about remaining married to my husband.
Past therapy seemed to have only caused more problems. We were concerned about the cost, given the value of our past therapy. But I wanted to improve my intimate relationship with my spouse. This therapy was successful and effective. It gave us exactly what we needed to address, we resolved issues verses fighting about them. We have better intimacy, regular relationship, and overall feeling of closeness. The ability to discuss verses arguing. Overall, it was excellent and effective. Our therapist was excellent and high quality. Dr. Wolfe was excellent. He did an outstanding job.
I was hesitant about spending a substantial amount of money with no results. However, our relationship was almost over. We had poor communication and high-stress levels. This was more of a scientific approach. Dr. K was very neutral and explained things very well.
It's only been a week but our relationship has definitely improved. We have better communication and understanding each other better and the stress level between us has also decreased. I had no hope before going to see Kathy. Now I know we've got a chance to mend our relationship.
I would definitely recommend Couples Therapy Inc.
BOSTON • WASHINGTON DC • CHICAGO • THE BAY AREA • LOS ANGELES & ORANGE COUNTY • HOUSTON • AUSTIN • KANSAS CITY • LAS VEGAS • CHARLESTON • GREATER VANCOUVER • ASHLAND, OR • ATLANTA • MINNEAPOLIS • THE BERKSHIRES/AMHERST/NORTHAMPTON • BOCA RATON • SAN JUAN • MISSOULA • DUBLIN • BRISBANE, AU • HERMANUS, SA

domain: psychology


text:
Taxation and Housing Issues Introduction Taxation and housing are two crucial areas that reflect the economic performance of a country. Generally, countries with stronger economic background levy comparatively lower tax rates on sales, income, and other transactions…
Hence, in order to understand the economic feasibility of a particular country, a close analysis of the prevailing issues on taxation and housing is necessary. This paper will critically analyze various issues pertaining to taxation and housing in the United Kingdom, United States, and United Arab Emirates. Issues relating to taxation and housing in the UK The economic spectrum of the United Kingdom indicates that taxation issues have impeded the faster growth of the country. UK holding companies have been heavily suffering from tax issues in the recent years. Corporation tax deductions are available to a UK holding company on the interest payment to investors subject to anti-avoidance policies. More details on these features can be found at . The anti-avoidance provisions including transfer pricing are increasingly complex in nature and therefore the country’s holding companies are not benefited from tax reductions. In addition, a UK holding company does not get any tax deduction benefit while paying dividends to investors. Similarly, the tax deductions allowed to the UK’s small scale enterprises for boosting entrepreneurship actually result in a deadweight cost. This situation adversely affects the overall growth of the economy. Over the past few years, the UK government has faced a series of issues associated with the country’s corporate tax structure. In order to resolve the limitations of its corporate tax structure, the country is changing its policy from taxing worldwide profits to a more territorial taxation approach. Irish tax issues on UK transactions remain to be a major growth impediment to the UK’s business sector. Tax evasion has been a potential issue in the UK over the last few decades, and recently the country adopted tax fraud prevention measures. When an outsider deals with purchase of real property in the UK, he has to consider a number of factors including capital gains tax, stamp duty, inheritance tax, and income tax. The UK housing market has been struggling with numerous issues especially since the global financial crisis 2008. As a result, even small flats are becoming unaffordable to lower class of the society. Housing sector data show that affordability of housing in the UK has been getting worse since late 1990s as house prices grew faster than earnings rate. Although most of the developed countries including the United States experienced housing price increases in the beginning of the 21st century, this issue was different in the United Kingdom in two aspects. Firstly, the country’s house prices boom began earlier as compared to other developed economies, and indicated relatively sustained increases. Secondly, the regional pattern of the country was almost uniform. As per statistical data, house prices in the United Kingdom increased by 90% between 2002 and 2007. The average age of first time home buyers is also increasing in the country. Although mortgages were increasingly available to people, mounting housing prices remains to be an issue in the country. As reported by Department for Environment Food and Rural Affairs (2004), an additional 39,000 houses per annum were essential to meet housing requirements of the country effectively. The primary issue behind the housing market struggle in the UK is that the country does not have enough space to build new houses. In contrast, many people possess more ...
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The income in relation to Iberican operation is only from the sale of the manufactured goods.
2) If it was decided to establish an Australian company, to be the investor of the Iberican operations, advise how the taxation implications change if either an Iberican branch or subsidiary was established.
institutions have warped or been bought out and government administration in the rich nations had to approach with release packages to bail out their fiscal systems. A fall down of the US sub-major mortgage market and the turnaround of the housing boom in further developed
Housing sector does not function as effectively as the society expects. Due to this, government is expected to interrupt to correct these disorganisation and to make sure that housing markets’ function in a better manner. This may require direct
The challenges also stems from two underpinning problems: poor incentives to work and an intricate system (Macleavy 2011, p.355). The reforming of the welfare system is directed at making it fairer, more affordable, and more capable of tackling poverty,
closing a crucial loophole within the UK tax system, by presenting a comprehensive analysis of the right direction for the UK tax policy, encompassing specific reforms proposals coupled with suggestions for broad strategic reforms. The current system followed in the UK for
Secondly, taxation treatment of savings helps distinguish between an individual’s lifetime and annual incomes which is employed in the equitable distribution of income and equalization of wealth across the
To achieve such objectives, the report identifies the problems facing the Riverslake Housing Association by providing possible solutions to problems such as the provision of examples of good practices as seen in other similar organizations. Such solutions and examples are then applied within the SMART Plan section to formulate possible recommendations.
nt in the sector as it is meant to ensure increased income collection which is subject to the comfort of tenants among other stakeholders (Lister, Perry and Thornley, 2007). Riverslake Housing Association is one of the leading property management agencies in the country.
13 Pages(3250 words)Essay
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domain: finance


I have a Vauxhall Mokka with 19inch manufacturers wheels, I can only find 16 inch spacesaver wheels. Can a 16 inch space saver be used with 19 inch wheels.
My 2015 Mokka has 215/55/R18 tyres can I fit front winters 215/45/R18
Hi,Gordon Bowie,No,these two tires are not compatible.
I’m surprised at that is there a logical reason why? Thanks
...not sure on what’s the best / biggest / widest / maximum tires or rims will fit your car?
Write about the tires you are currently driving on.


My client is a water treatment company based in the South West and they are currently looking to recruit Mechanical Design Engineers ideally from a Water Treatment background .
You will be responsible for:
• Co-ordinate the workload being undertaken by the M&E Design team
• Ensuring continuous project team communication i.e. delivering design as a team including Civils designer, contractor and supply chain – best fit
• Support the Design Project Manager with the preparation of design fee proposals and scheme programmes
• Support the Delivery Programme Manager with the response to RFIs and the review of detailed design deliverables as provided by the relevant M&E contractor
• Ensuring that the recommended solutions are sustainable and best value in terms of whole life costs
• The review and approval of mechanical design calculations and drawings as specified within the quality management system of an external consultant
• To scope and in some cases undertake, all surveys as necessary, involving third party contractors as appropriate (e.g. topographic surveys, pump tests, condition surveys)
• M&E equipment specification and in some instances, selection
• The preparation and approvals of outline and detailed design drawings (specifically Site Layouts, P&ID, SLD, Process Flow Diagram, Hazardous Areas)
• Ensure consideration of constructability issues
• Personally act as lead mechanical engineer, undertaking the outline and in some instances, the detailed design and construction support of specific projects
• Lead/input into the preparation of the Options/Outline Stage and Detailed Design Proposals Reports
• Prepare/input and in some instances, present the IMT/Board papers
• Make a timely response to technical queries and requests for information from stakeholders throughout the project lifecycle
• Prepare or oversee tenders for equipment and undertake tender appraisal
• Perform all duties (or ensure they are undertaken) incumbent on the designer under the CDM Regulations, including Hazard Identification and elimination / reduction.
• Present designs to stakeholders with sufficient skill to ensure approval of what may be controversial issues
• Liaise between different parties internally and externally to ensure design proceeds in an agreed direction with the necessary buy-in.
• Ensure design proceeds in line with budgetary and programme constraints and that the project management team are aware of state of progress in these regards.
• Act as mentor to the more junior members of the team and instill a can-do culture within the team to support cost-effective delivery and personal development
• Compliance with the Construction (Design & Management) Regulations.
The candidate will:
• B Eng (Hons)
• Hold or working towards Profession qualification status
• Experience of undertaking the feasibility, outline and detailed design of electrical, automation and control, as well as a understanding and capability in mechanical design to compliment your skills
• It is essential that you will have both the technical capability and substantial professional experience of working within a commercial and D&C environment.
• Have strong IT and communication skills


text:
Living with untreated bipolar disorder can be frustrating for many individuals. Bipolar disorder involves a variety of symptoms including impulsive behaviors and erratic mood swings. Many areas of a person’s life can be disrupted if they don’t seek professional care. Having professional help is imperative, as it can be confusing to manage the symptoms of bipolar disorder alone.
Everyone deals with mental and emotional difficulties in their own way. For instance, an individual may find temporary relief by using substances. However, substance use will ultimately worsen symptoms. Finding professional help for bipolar disorder is a more productive path forward. One therapy that has been beneficial for those with bipolar disorder is equine therapy. Equine therapy with 12 South Recovery can help individuals with bipolar disorder develop self-control and live a mentally stable lifestyle.
What Is Bipolar Disorder?
According to the National Institute of Mental Health (NIMH), bipolar disorder can be defined by extreme shifts in energy, physical activity, ability to focus, and overall mood. A person’s mood shifts from a state of depression to a state called “mania.” When someone is in a state of mania, they exhibit high energy and impulsive behaviors. Due to these problematic symptoms, an individual may find it challenging to complete daily tasks.
A person can have three different types of bipolar disorder. These include bipolar I, bipolar II, and cyclothymic disorder. The onset of bipolar disorder is typically in the late teen years or during an individual’s early adulthood. Bipolar disorder requires lifelong treatment in order to manage problematic symptoms and improve one’s quality of life.
Impulsive Symptoms Related to Bipolar Disorder
Impulsivity is a symptom that can seem shocking for some individuals. Taking action in an unplanned way without thinking it through can have serious consequences. After taking impulsive actions, a person may experience intense feelings of guilt and depressive thoughts. Impulsivity can also disrupt relationships, making it hard to maintain or keep them. Untreated bipolar disorder can also cause academic issues and problems in the workplace.
According to the journal Brain Sciences, impulsivity is known to be the primary characteristic of bipolar mania. Bipolar mania is linked with an increased risk of functional impairment, an increased number of hospitalizations, and a higher risk of suicide. Signs and symptoms related to impulsivity may include:
- Excessive spending
- Promiscuous behavior
- Binge eating
- Emotional outbursts
- Suddenly changing plans
- Aggressive behaviors
What Is Equine Therapy?
According to the journal Nursing Open, equine therapy is also called equine-assisted therapy or horse therapy. Equine-assisted therapy has been used since the second century. This therapeutic connection with horses can enhance mental and emotional healing for those with bipolar disorder.
Equine-assisted therapy is a prescribed medical treatment for individuals with physical, cognitive, social, and psychological challenges such as bipolar disorder. The activities involved with equine-assisted therapy can promote occupational, physical, and emotional growth for individuals facing difficulty with a myriad of impulsive behaviors related to bipolar disorder. This therapeutic intervention can be especially helpful for those who are facing challenges with self-control issues, impulsivity, and extreme agitation.
Benefits of Equine Therapy for Mental Health
As stated in the aforementioned journal, Nursing Open, equine therapy is a planned intervention intended to improve an individual’s state of mental health. Grooming, riding, and saddling a horse can be a very positive, calming, and structuring experience for many individuals. Some participants have shown a significant decrease in stress hormones due to the positive interaction with the horses.
Equine therapy can provide the following benefits:
- Social interaction
- Reduced emotional blunting
- Help with attachment problems
- Assistance in creating personal boundaries
- Increased self-esteem
- An opportunity for self-reflection
- The development of metacognition
- Reduced anxiety
- Better impulse control
- Improved problem-solving strategies
- Enhanced communication skills
- Greater trust in others and life
Moving Forward With Equine Therapy at 12 South Recovery
Surrendering to addiction or mental health treatment can sometimes be a difficult decision. Many individuals are hesitant to take this step. For those who do decide to pursue treatment, prescription medication, psychotherapy, and non-holistic approaches are often the first choices. Aside from specific psychiatric requirements, equine therapy with 12 South Recovery can be an effective complementary treatment option.
12 South Recovery’s mental health care team will work patiently to develop an individualized treatment plan to address each individual’s unique concerns. This tailored approach can be highly beneficial for those who need to address impulsive behaviors and other symptoms of bipolar disorder specifically. Equine therapy with 12 South Recovery can be an enjoyable, less intimidating experience for those who are interested in treatments that involve less pressure.
The path to recovery can be frustrating. Recovery can be different for everyone as not everybody faces problems with the same symptoms related to bipolar disorder. The same treatment options are not always effective for everyone. Exploring different avenues, such as participating in equine therapy, just may provide hope and healing.
Battling bipolar symptoms, especially impulsivity, can be difficult without help. Surrendering to professional care with 12 South Recovery can be a life-changing experience. Clients in our addiction and/or mental health treatment programs benefit from a variety of therapy techniques, one of them being equine therapy. Our team understands that living with a mental illness such as bipolar disorder can drastically impact all aspects of an individual’s daily life. As a licensed and Joint Commission-accredited mental health treatment center, 12 South Recovery is a leader in Orange County mental health treatment. If you or a loved one need emotional and professional support, call 12 South Recovery at (888) 830-8374 to learn more about how we can help.

domain: health


text:
PACK TOP – TRANSPYR GRAN RAID MTB
For this edition of Transpyr Coast to Coast, we have created a very special pack so you do not have to worry about anything and you can only focus on pedaling: the PACK TOP.
What does this pack include?
- Lodging in hotels of superior category in a double or individual room (includes from the day of the accreditation until the night in Camprodon)
- Breakfast and dinner in the hotels
- Mechanic service
- Massage service (whenever possible in the same hotel where you are staying)
- Bag on arrival service
- Comfort bag service (in the second food station)
- Transpyr C2C photo pack
For more info, please contact: firstname.lastname@example.org
BOOK HERE – PACK TOP INDIVIDUAL SOLD OUT – For more information contact email@example.com

domain: travel


text:
A man who fled the scene after accidentally discharging a firearm Wednesday evening into a Columbus restaurant is in Lowndes County Adult Detention Center.
Justin Bishop, 22, of Starkville, is charged with shooting into an occupied dwelling, a felony, according to Columbus Police Chief Fred Shelton.
Bishop was eating alone in the outside dining area of Mi Hacienda on Highway 45 North when a 9-millimeter handgun he was legally carrying discharged and a bullet went into the restaurant, Shelton said. No one was hurt.
The suspect fled the restaurant in a blue car before police arrived, but he left behind his wallet and the gun permit issued by Mississippi Highway Patrol.
Bishop turned himself in to Oktibbeha County Sheriff’s Office on Thursday morning. Shelton said the suspect told deputies he was the person Columbus police were seeking and surrendered the gun.
Shelton said police do not believe Bishop was displaying the gun in a threatening manner when it fired, but CPD charged him with a felony — rather than a misdemeanor for firing a gun in the city limits — because the shot endangered “a restaurant full of people.”
“He was changing it from one hand to another or taking it out of his pocket or something (when it fired),” Shelton said. “… If you’re going to take out a weapon in public, make sure it’s not loaded.”
Bishop’s court arraignment is set for Tuesday, Shelton said.
Zack Plair is the managing editor for The Dispatch.


text:
This Sativa dominant hybrid is a cross between Purple Punch and Girl Scout Cookies, two legends in the cannabis world. This cross brings out the best of both worlds with the berry flavours mixed with the sweet earthiness of the cookies, and the uplifted and creative buzz.
The plants have a 10 week flowering time and for outdoor growers these are ready for harvest at the end of September. Indoors these medium sized plants will give you back around 450g/m2. Outdoors these plants will produce around 500g/plant of trichome covered purple buds.
For smokers this strain is a delight, sweet fruity flavours with an amazing bag appeal all followed through with an uplifted buzz, perfect for day time use.

domain: hobby


text:
Zyskind Barry D
revealed that they own a 22.8% stake in AmTrust Financial Services Inc (NASDAQ:AFSI) in a Schedule 13D/A disclosure that was filed with the Securities and Exchange Commission on Thursday, December 7th. The investor owns 83,811,446 shares of the stock worth approximately $839,790,689. The reporting parties listed on the disclosure included Barry D Zyskind, George Karfunkel and Leah Karfunkel. The filing is available through Edgar at this link.
Several other institutional investors have also recently bought and sold shares of the business. Royal Bank of Canada lifted its position in shares of AmTrust Financial Services by 20.3% during the 2nd quarter. Royal Bank of Canada now owns 4,012,368 shares of the insurance provider’s stock worth $60,748,000 after buying an additional 676,537 shares in the last quarter. State Street Corp raised its holdings in shares of AmTrust Financial Services by 54.1% in the 2nd quarter. State Street Corp now owns 3,292,917 shares of the insurance provider’s stock worth $49,854,000 after purchasing an additional 1,156,431 shares during the period. Dimensional Fund Advisors LP raised its holdings in shares of AmTrust Financial Services by 32.4% in the 3rd quarter. Dimensional Fund Advisors LP now owns 2,698,536 shares of the insurance provider’s stock worth $36,324,000 after purchasing an additional 660,088 shares during the period. Denver Investment Advisors LLC raised its holdings in shares of AmTrust Financial Services by 47.7% in the 2nd quarter. Denver Investment Advisors LLC now owns 2,262,970 shares of the insurance provider’s stock worth $34,261,000 after purchasing an additional 731,249 shares during the period. Finally, Northern Trust Corp raised its holdings in shares of AmTrust Financial Services by 93.7% in the 2nd quarter. Northern Trust Corp now owns 1,304,835 shares of the insurance provider’s stock worth $19,755,000 after purchasing an additional 631,314 shares during the period. 33.65% of the stock is currently owned by hedge funds and other institutional investors.
In other AmTrust Financial Services news, SVP Ariel Gorelik acquired 2,962 shares of AmTrust Financial Services stock in a transaction that occurred on Wednesday, November 15th. The stock was acquired at an average cost of $9.33 per share, for a total transaction of $27,635.46. Following the purchase, the senior vice president now owns 5,977 shares of the company’s stock, valued at $55,765.41. The acquisition was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. 50.80% of the stock is currently owned by insiders.
AFSI has been the topic of a number of research reports. FBR & Co cut shares of AmTrust Financial Services from a “buy” rating to a “neutral” rating and set a $14.00 price target on the stock. in a report on Tuesday, October 24th. Zacks Investment Research cut shares of AmTrust Financial Services from a “hold” rating to a “sell” rating in a report on Wednesday, October 18th. SunTrust Banks reaffirmed a “buy” rating and issued a $16.00 price target on shares of AmTrust Financial Services in a report on Friday, November 10th. ValuEngine cut shares of AmTrust Financial Services from a “buy” rating to a “hold” rating in a report on Friday, September 1st. Finally, JMP Securities cut shares of AmTrust Financial Services from an “outperform” rating to a “market perform” rating in a report on Monday, November 13th. Two investment analysts have rated the stock with a sell rating, five have given a hold rating and two have given a buy rating to the stock. The company has an average rating of “Hold” and a consensus target price of $15.33.
AmTrust Financial Services Inc (NASDAQ:AFSI) traded down $0.03 during trading on Thursday, reaching $10.02. 2,012,800 shares of the company were exchanged, compared to its average volume of 2,008,185. AmTrust Financial Services Inc has a fifty-two week low of $8.80 and a fifty-two week high of $28.48. The stock has a market cap of $1,970.07, a price-to-earnings ratio of 9.48 and a beta of 1.12. The company has a debt-to-equity ratio of 0.46, a current ratio of 0.53 and a quick ratio of 0.53.
AmTrust Financial Services (NASDAQ:AFSI) last released its quarterly earnings data on Wednesday, November 8th. The insurance provider reported ($0.04) earnings per share for the quarter, missing analysts’ consensus estimates of $0.33 by ($0.37). AmTrust Financial Services had a net margin of 0.49% and a return on equity of 9.07%. The business had revenue of $1.46 billion during the quarter, compared to analysts’ expectations of $1.29 billion. During the same quarter in the prior year, the firm posted $0.47 earnings per share. The firm’s quarterly revenue was up 4.3% on a year-over-year basis. equities research analysts anticipate that AmTrust Financial Services Inc will post 0.94 earnings per share for the current fiscal year.
The firm also recently disclosed a quarterly dividend, which will be paid on Tuesday, January 16th. Investors of record on Tuesday, January 2nd will be paid a $0.17 dividend. The ex-dividend date is Friday, December 29th. This represents a $0.68 dividend on an annualized basis and a yield of 6.79%. AmTrust Financial Services’s dividend payout ratio is -424.97%.
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About AmTrust Financial Services
Amtrust Financial Services, Inc (AmTrust) is an insurance holding company. The Company, through its subsidiaries, provides specialty property and casualty insurance focusing on workers’ compensation and commercial package coverage for small business, specialty risk and extended warranty coverage, and property and casualty coverage for middle market business.
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domain: economics