House prices in Scotland strongest since 2007
Scotland House Price Index from Your Move for October.
According to Your Move property prices advanced £1,600 (1%) in October, the steepest monthly climb since March, East Lothian sees biggest boost, as new homes developments push prices up 6.3% since September.
Scottish home sales up 10% year-on-year, with highest October total for eight years, £30 million pound home sales between August and October, up from 14 in the previous three months.
Christine Campbell, Your Move managing director in Scotland, comments: “Movement in the million pound homes market is starting to kindle measures of Scottish property price growth in the run up to Christmas. Average property prices in Scotland have shot up £1,600 in October, twice the £761 rise witnessed in the month of September, as sales of million pound homes start to glow again. This smouldering growth means that we have seen the largest month-on-month rise in property values since the introduction of the Land and Buildings Transaction Tax (LBTT) in April this year, and the fourth biggest monthly jump since the August 2007, at the height of the housing boom. On an annual basis, house price growth is also shining brightly, up by 1.6%, the largest increase in five months.
“The hottest price rises in October have been in East Lothian, where the value of a typical property has climbed £14,000 (6.3%) since September – an increase ignited by new home developments coming onto the market. The seaside town of North Berwick has experienced some of the strongest sales activity over the summer, as buyers hunt for somewhere which has an easy commute to Edinburgh. Crucially, the town has seen three homes sold for over a million pounds and completions on premium new homes, which has helped fuel this considerable increase in local prices.
“Throughout Scotland as a whole, there have been twice as many sales of homes worth more than £1 million between August and October, with 30 sales compared to just 14 in the three month period before. The top of the market now appears to be recovering after being initially scolded by the steeper LBTT. After the introduction of the new levy in April, home sales in this price bracket ground to a halt, but they are now picking up again. The compromise is that higher-end sellers are having to reduce the prices of their homes in order to compensate for the increased LBTT tax rate. In Edinburgh, sales of detached homes in Q3 2015 are up 3.0% year-on-year, but average prices for these properties have dropped 2.0% over the same period.
To view full report visit: Your Move HPI Scotland


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Don’t get salty, get some Magnesium Oil
Magical mineral, magnesium chloride is blended by hand in small batches with organic essential oil and aloe vera, creating a soothing sea spray so you can get your salty beach fix right at home.
Spray on daily to soothe aching muscles, boost magnesium stores and aid with restful sleep.
*Clear Quartz & Reiki Infused*
A slight itch or sting is normal when magnesium deficient, continued use will alleviate this.
Wash off after 20mins if irritation continues.
Not for internal use.
Patch test first.
Avoid broken skin.
Magnesium Chloride • Distilled Water • Essential Oil* • Aloe Vera*
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- SOW products are not for internal use
- Our products contain essential oils, some of which should not be used if pregnant
- Citrus essential oils should be used one hour prior to sun exposure
- Our products & information are for general health & wellness - not to be substituted for prescribed medication or medical advice
- Although our products use natural & organic ingredients, they are not Certified Organic

domain: chemistry


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ABU DHABI, UAE, and BRISTOL, UK – Proteus announced a global agreement with DigitalGlobe Inc. in which Proteus will provide bathymetric and seabed mapping products derived from high-resolution eight-band WorldView-2 satellite imagery. The Proteus seabed surveys have been developed for environmental, oil and gas, marine biology and other coastal zone applications.
“The Proteus-DigitalGlobe relationship enables us to bring terrestrial and marine data products to the global market,” said David Critchley, Proteus CEO. “We look forward to working with DigitalGlobe to offer a variety of rapidly-to-deploy, cost-effective geospatial solutions starting with bathymetric data.”
In 2011, Proteus delivered several bathymetric and seabed classification projects to customers in the Middle East and Caribbean, which validated the benefits of using satellite imagery for bathymetric mapping.
“The Proteus technique generates highly accurate bathymetric and seabed surveys in the coastal zone from multispectral DigitalGlobe WorldView-2 imagery in a fraction of the time required for traditional methods,” said Critchley. “And the cost of the satellite-derived surveys is five to 10 percent of those other techniques.”
Compared with traditional hydrographic mapping methods such as airborne LiDAR or marine sonar, satellite-derived bathymetry and seabed classification offer many advantages. Satellite data provides instant large-area coverage, increasing the speed of turnaround of deliverables and enables frequent area refresh to track change. There are no mobilization fees or local permissions necessary, and the space-borne technique allows safe acquisition of data in challenging and remote areas.
Since there is no need for people or equipment onsite, this method also has no detrimental impact on the environment that is being surveyed. Importantly, this surveying technique also has high accuracy, enabling customers to use the derived products for engineering, environmental monitoring and strategic geospatial planning applications.
For more information on Proteus products, see www.proteusgeo.com.

domain: geography


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Avebury henge and stone circles are one of the greatest marvels of prehistoric Britain. Built and much altered during the Neolithic period, roughly between 2850 BC and 2200 BC, the henge survives as a huge circular bank and ditch, encircling an area that includes part of Avebury village. Within the henge is the largest stone circle in Britain - originally of about 100 stones - which in turn encloses two smaller stone circles.
Avebury is part of an extraordinary set of Neolithic and Bronze Age ceremonial sites that seemingly formed a vast sacred landscape. They include West Kennet Avenue, West Kennet Long Barrow, The Sanctuary, Windmill Hill, and the mysterious Silbury Hill. Many can be reached on foot from the village. The Alexander Keiller Museum also displays many notable finds from the Avebury monuments. Together with Stonehenge, Avebury and its surroundings are a World Heritage Site.
Read more about Avebury's history.
Avebury henge and stone circles are managed by The National Trust on behalf of English Heritage, and the two organisations share the cost of managing and maintaining the property.
Read the World Heritage Site Management Plan to find out more about the management of the Stonehenge and Avebury World Heritage Site.
Before You Go
Access: Walking between the sites of Avebury is a great way to make the most of your visit, but be aware that paths may be uneven and muddy.
Parking: The charged car park at Avebury is managed by the National Trust, but is free to English Heritage members displaying a car sticker.
Facilities: Toilets are available near the Alexander Keiller Museum.
Be Aware: Sheep are frequently grazing on site so please keep your dog on a lead at all times.
English Heritage does not permit drone flying from or over sites in our care, except by contractors or partners undertaking flights for a specific purpose, who satisfy stringent CAA criteria, have the correct insurances and permissions, and are operating under controlled conditions.
Plan a Great Day Out
Avebury is one of several monuments within this World Heritage Site. Begin your visit at the Alexander Keiller Museum to find out about all of them, and their significance, before you set off.
To continue your journey through Neolithic Britain, Stonehenge, with its world class exhibition and visitor centre, is within a 45 minute drive, and part of the same World Heritage Site. Stonehenge offers a fascinating opportunity to explore the ancient ceremonial landscape of the surrounding area and come face to face with a 5,500 year old man.


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Author: Lisa Genova
Publisher: Simon & Schuster
Genre: Contemporary Fiction
Goodreads: Alice Howland is proud of the life she worked so hard to build. At fifty years old, she’s a cognitive psychology professor at Harvard and a world-renowned expert in linguistics with a successful husband and three grown children. When she becomes increasingly disoriented and forgetful, a tragic diagnosis changes her life–and her relationship with her family and the world–forever.
At once beautiful and terrifying, Still Alice is a moving and vivid depiction of life with early-onset Alzheimer’s disease that is as compelling as A Beautiful Mind and as unforgettable as Judith Guest’s Ordinary People.
Ope’s Opinion: I usually like to read a book before I see a movie. In this case, I was on a plane where the movie was being shown and thought – oh, well… It actually turned out good to see the movie first. I could see Alice’s small reactions in my mind while I was reading – I may not have caught some of that had I not watched the movie first. The book gave some more details the movie didn’t incorporate.
It was scary to think how young Alice was when alzheimers started to effect her life. Each member of her family reacted differently – very realistically too.
A big question is – if you could find out you had this or any other disease – would you want to find out ahead of time. Science has come such a long way – we can now know more about our DNA. Now you have to decide is it beneficial for you to know.
Overall, this was a hard but very good read.
Rating: 4 – I like this book so much I know several friends to share it with.

domain: literature


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The World’s Best-Selling Tractor Brand Isn’t John Deere
Here in the states, when someone says “tractor” it’s unsurprising if our subconscious brand recognition conjures up images of a green John Deere machine, plowing the fields of our imagination. But it turns out, the John Deere tractor brand only tops sales charts in North America. The world’s best-selling tractor brand isn’t green––it’s a bright red Mahindra.
What’s America’s best-selling tractor brand?
The best-selling tractor brand in the U.S. is John Deere. The iconic green and yellow agriculture and landscaping equipment are sold across the country and throughout the world. Farmers in the field, suburb-dwelling folks mowing to appease a nosey HOA (or their pride), professional landscape designers––you name it––all have their reasons for buying John Deere equipment. Regardless of the reason, many Americans buy John Deere tractors and various equipment.
In fact, the tractor company saw a 34% increase in sales for the second quarter this year. Moreover, John Deere reports a change in the annual forecast that means the “full-year earnings forecast raised to range of $5.3 to $5.7 billion.” This American tractor manufacturer is currently enjoying incredible success. It’s not surprising in the least that Deere & Company is the most popular tractor brand in America.
It may not be the world’s best-selling tractor, but it’s a strong enterprise. That said, this is shaping up to be a very lucrative year for Deere & Company, the producer of John Deere tractors. The tractor brand competition is heating up in 2021.
Mahindra tops the charts as the world’s best-selling tractor brand
The world’s best-selling tractor brand is India’s Mahindra. The Mahindra tractor brand has been around since the 1960s. According to Mahindra, one of the greatest reasons behind its high global standing is that it also produces the most tractors by volume.
Tractor Junction also reports that the Mahindra tractor brand is the best-selling brand. When it comes to selling tractors, no one beats Mahindra.
“Mahindra’s powerful and durable tractors and implements help to increase productivity in farms across the world.”Tractor Junction
On top of being the best-selling tractor brand in the world, the Mahindra company has a reputation for listening to its customers and delivering what they want and need, according to Tractor Junction. The tractor company from India is expected to produce a wide range of good feature tractors––depending on what farmers ask for.
The brand is also known for durability. Both the tractors themselves as well as various implements don’t only work toward increasing productivity in the agricultural industry. The company also builds products to last.
Mahindra & Mahindra’s Farm Equipment Sector produces powerful and durable tractors and implements that help to increase productivity in farms across the world. In addition, Mahindra won the Deming Prize, which ultimately lead to its winning the Japan Quality Medal. This medal is given based on a business’ Total Quality Management. The Japan Quality Medal recognizes the high quality, control, and successful management of Mahindra & Mahindra’s Farm Equipment Sector.
Mahindra in the U.S.
Mahindra made it over to the U.S. in the late 1980s. The story goes that a man named Rip Evans took a trailer loaded with Mahindra tractors on a tour across America. The products impressed farmers, agricultural workers, and many other people. Soon after the promotional effort wrapped up, Mahindra & Mahindra’s Farming Equipment Sector opened its first U.S. location in Houston, TX.
Today, the company remains one of the top three tractor brands in America. In fact, the tractor company has over 500 Mahindra dealer locations in the U.S. As the world’s top-selling tractor brand, it’s no surprise that there are Mahindra tractor assembly and distribution locations across the continent of North America. Locations include Texas, California, Pennsylvania, Tennessee, Canada, and Mexico.
John Deere tractors are great. That’s why it’s the top selling tractor brand in the U.S. But when it comes to worldwide sales, Mahindra is the global leader for tractor brands.

domain: agronomy


Mercedes-AMG has once again set the bar high in the luxury car market with the introduction of the SL 63 S E PERFORMANCE.
This model isn’t just any high-end roadster; it’s a statement of power, elegance, and advanced technology. The most powerful SL ever, this vehicle combines classic luxury with groundbreaking hybrid technology, making it a must-know for car enthusiasts and luxury seekers across the UK.
Power Meets Elegance
At the heart of the SL 63 S E PERFORMANCE is a 4.0-litre V8 biturbo engine, coupled with an innovative electric drive unit.
This duo generates a jaw-dropping 816 hp and a maximum torque of up to 1,420 Nm. Such power enables the roadster to sprint from 0 to 100 km/h in a mere 2.9 seconds, with a top speed of 317 km/h. But it’s not just about raw power. The car’s immediate response to acceleration and linear power delivery ensure a driving experience like no other.
A Symphony of High-Performance Features
The SL 63 S E PERFORMANCE isn’t just a powerhouse; it’s a masterclass in automotive engineering.
The vehicle comes standard with features like AMG ACTIVE RIDE CONTROL suspension with active roll stabilisation, active rear-axle steering, and a ceramic high-performance composite brake system. All these features work in tandem to strike a perfect balance between comfort and dynamic driving.
Electrifying Drive Technology
What sets the SL 63 S E PERFORMANCE apart is its E PERFORMANCE hybrid drive. The front boasts the V8 engine, while the rear is equipped with a 150 kW electric motor.
This layout isn’t just for show; it’s a strategic design that maximises power distribution and enhances handling. The model also offers an all-electric driving option, a nod to environmental consciousness without compromising on performance.
Inspired by the Best: Formula 1 Technology
The technology underpinning this roadster is nothing short of revolutionary. Drawing inspiration from Mercedes-AMG Petronas F1 Team’s hybrid racing cars, the high-performance battery offers impressive power delivery and quick energy consumption. It’s designed not just for long life but for optimal performance, thanks to its sophisticated cooling system.
The Driver’s Experience: Tailored and Tech-Driven
Inside the SL 63 S E PERFORMANCE, drivers are greeted with a cockpit that blends sportiness with comfort.
The MBUX multimedia system provides a range of hybrid-specific displays and functions, making the driving experience both intuitive and enjoyable. Additionally, the vehicle’s active aerodynamics have been finely tuned to adapt to its electrified drive technology, further enhancing its performance.
Safety and Control at Your Fingertips
Safety isn’t an afterthought in this luxury roadster. The AMG ceramic high-performance composite brake system ensures maximum stability and control, even under extreme conditions. Coupled with the active rear-axle steering, the SL 63 S E PERFORMANCE is as stable as it is agile, offering a driving experience that is both exhilarating and secure.
Conclusion: A Dream Car Realised
The Mercedes-AMG SL 63 S E PERFORMANCE is more than just a car; it’s a dream realised for those who value performance, luxury, and technological advancement.
It stands as a testament to Mercedes-AMG’s commitment to excellence and innovation, ensuring that the SL series continues to be an icon in the luxury car market. For those in the UK seeking a vehicle that embodies power, elegance, and cutting-edge technology, the SL 63 S E PERFORMANCE is a clear choice.


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We have some good news for fans of To Love-Ru Darkness as it appears that a second anime season for the series has been announced. On Sunday during an event for the series and then confirmed later through the anime’s official Twitter, an announcement was made stating that To Love-Ru Darkness 2nd will be airing sometime in the future.
The original cast will be returning to reprise their roles and although very few details abut the anime are currently known, the key visual that has been released, and can be seen below, does show that the story will progress up to the most recent events in the manga following Yami and Nemesis.
It is worth noting that although the manga has not been licensed for release in the West, Sentai Filmworks previously licensed and released the first season of To Love-Ru Darkness earlier this year.
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domain: news


The Colorado Independent,2020
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Home Tags American Recovery and Reinvestment Act of 2009
Tag: American Recovery and Reinvestment Act of 2009
From the moment the federal stimulus package was first proposed, crank-celebrity "free market" enthusiasts have been whipping up their fans by crying "socialism" as often as possible -- demonstrating how little cranks understand both free markets and socialism. I'd write it off as merely tilting at windmills, except that tilting at windmills sounds too reality-based given the prominence renewable energy is playing in the country's recovery and reinvestment plan.
Local rail and public transit enthusiasts are in for a cold slap of reality after the historic signing of the $787 billion economic recovery plan. During Tuesday's visit to Denver with President Barack Obama, Vice President Joe Biden said the federal stimulus bill will be a big boost to mass transit in the United States, with funding impacts for commuter rail projects from Colorado to Amtrak's Northeast Corridor.
That was fast. Two labor groups -- Americans United for Change and the American Federation of State, County and Municipal Employees -- on Tuesday unveiled a national ad applauding President Barack Obama for signing the American Recovery and Reinvestment Act of 2009. The ad features footage shot earlier in the day at Obama's speech at the Denver Museum of Nature and Science.
Never has the partisan nature of the renewable energy debate been more on display than it was Tuesday during the historic Denver signing of President Barack Obama’s $787 billion stimulus package.
Douglas McIntyre at TIME complains that President Barack Obama's housing stimulus plan will keep struggling homeowners in modified mortgages for ultimately valueless homes effectively making them renters. But I ask: When are Americans going to accept responsibility for the risks inherent in making financial investments, including homeownership? Why is that Obama's fault? Add your comments below the fold.
Last week, as they’ve done every week for nearly two years, New Jersey-based Rasmussen Reports cycled a question about Congress into its nightly political tracking poll. Over two nights, around 1000 voters (they must be voters, or say they are, to be included in the poll) were asked by an automated, voice-activated pollster whether they they would support a Democratic candidate or a Republican candidate for Congress, were the election held today.
Everyone knows about the crisis facing homeowners. But what about those who can't afford a home? Colorado is excepted to scoop up nearly $61 million in federal stimulus funds to build and renovate public housing, weatherize public and low-income housing, and provide Section 8 and energy assistance vouchers to poor families. But is it too little too late?
From the White House press office, President Barack Obama's remarks as prepared for delivery before signing the American Recovery and Reinvestment Act of 2009 Tuesday afternoon at the Denver Museum of Nature and Science:
From the governor's office, here are the remarks as prepared for delivery by Gov. Bill Ritter, who introduced Vice President Joe Biden before President Barack Obama took the stage Tuesday afternoon at the Denver Museum of Nature and Science:
Democratic and independent voters are getting behind the national stimulus package in increasing numbers, according to new polls -- and they're not the only ones. The New York Times reports today that Republican governors have refused to adopt the dead-ender approach taken by their congressional colleagues and have embraced the package from statehouses across the nation. Why the quiet schism?


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Back in Niagara-on-the-Lake one more time again, we corrected the mistake of the previous visit and actually took a recommendation on where to eat. We started out with The Irish Harp, a pub with just the kind of food you would expect a pub to have. There were burgers, sandwiches, and for some reason pesky salads.
Some of the burgers looked pretty unique and despite the meatiness of some of them, I went with one called the Caesar Burger. Luckily, it was just the best parts of the salad, topped with strip bacon (the American kind), roasted garlic, Caesar dressing and melted parmesan. It also came with lettuce, tomato and onion, but I ordered without and wasn’t asked for how I wanted the burger cooked. It also came with a side of fries or salad, but I clearly chose the fries.
It turned out to be a pretty swell burger. Well, except for the fact that it was cooked through and through and came with an unexpected pickle. The patty was still a little juicy, but really could have been better at a medium-rare. The toppings were all delicious and made me wonder why more places don’t use such a combination. The fries were also good despite losing a few to the pickle juice, but nothing more than a solid accompaniment to the burger.
For my second lunch in Niagara-on-the-Lake, The Irish Harp treated me pretty well. With a couple tweaks it could have actually been great. Instead, I was left with the thought of a solid meal and potential that went unfulfilled.

domain: food


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The Pentagon plans a dramatic expansion of the military presence in Washington to coincide with Barack Obama’s Jan. 20 inauguration, the Los Angeles Times reports. About 4,000 National Guardsmen and 7,500 active-duty troops will augment local police and security forces, while air patrols will be increased. No threats have been reported, but “it is prudent to plan for the possibility,” the commanding general said.
“It would make news for a terrorist element or rogue element to interrupt that event,” said Victor Renuart, the Air Force general in charge of North American security. The Secret Service is heading up security preparations for the event, but will have the trained troops on hand to respond to medical emergencies and possible chemical attack.

domain: politics


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James Vickery delivers his newest track “Something Good”
Inside only barely a year’s time, James Vickery has had one of the more effective exhibitions on the Youtube COLORS arrangement so far, accumulating more than 13 million perspectives on his live presentation to date.
Since his first appearance, the London crooner has been gradually crawling onto audience members’ radars worldwide and now he comes back with another unique offering as his “Something Good” track.
“‘Something Good’ is a tune that is close to home to me, and expounded on a past relationship of mine,” he tells VIBE. “It’s about that point in a relationship where everything feels great, however you can’t exactly put your finger on precisely what it is.”
The track is a fresh new section for R&B and Soul sweethearts and gives an appreciated expansion to late-night summer playlists.
South London soul singer James Vickery started out in the early 2010s as a folky singer/songwriter, accompanying himself on acoustic guitar and singing soul-inflected tunes. His early career consisted of participating in various television musical competition shows, including The X Factor and Open Mic UK.
Take time, wait for me baby
We’ll combine the right places
All the way and back we’ll take it
You know we’re onto something good
Listen and Enjoy James Vickery “Something Good” below;

domain: artistic


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If you were asked to identify the single biggest difference between the modern financial market in the UK and its previous incarnations, then your mind would surely be drawn to the way in which technology has eliminated so many barriers to entry. Whereas leading financial institutions once dominated the market due to their depth of knowledge and the instant access that they had to international markets and commodities, technology and the development of online resources such as Killik & Co has afforded modern independent traders the same advantages.
While this may have created a level playing field for large corporations and single investors, however, the traditional financial products available through the financial market have remained unchanged. Take commodities, for example, which were historically trader by large financial institutions through agreements known as futures contracts. This allowed the parties to fix a price for a specific product and exchange at an agreed later date, regardless of any fluctuation in market value or standing.
The Emergence of Spread Betting: It’s Long Standing History as a Financial Concept
This type of derivative financial product is no longer traded in quite the same way, however, thanks largely to the introduction of spread betting. The application of contemporary spread betting practices is a source of some controversy among financial traders, as many consider it to tread a barely distinguishable line between gambling and serious commercial investment. Despite this perception, however, the principles of spread betting were prominent within historical financial markets long before they became associated with sports gambling.
In fact, the fundamental concept of spread betting and trading futures contracts based in exchanges emerged as long ago as the 1600’s. During this time, a trading market was established in Japan to redistribute or spread the risk associated with the manufacture and sale of rice. The subsequent development of the Dojima and Sakata rice exchanges were of significant importance for the nation’s wealth, and offered an insight into how spread betting principles could be applied to the commodities market.
The Bottom Line and how Spread Betting is applied in the Modern Financial Market
In the modern financial market, spread betting and contracts for difference are the modern representations of traditional futures contracts, and are becoming increasingly popular as trading vehicles. Not only do they allow traders to speculate on price movements across a range of financial products, but they also offer margin based returns that are not dependent on a rising market value.
While some governments and authorities still refuse to accept spread betting as a viable financial trading method, however, history suggests that it has been utilised within the fiscal markets for longer than they would care to remember. Given this and the fact that many investors now consider sports betting itself as an asset class, it is clear that spread betting is now an established part of the financial landscape in the UK.
Whether you’re saving up for a holiday, a new car or just a rainy day, putting a bit of money aside on a regular basis is the best way to achieve your goals without putting a strain on your finances.
Though you may think that you don’t have any cash to spare, by taking a quick look at the fascinating infographic created by MYJAR, we can quite clearly see where the country’s money is going and where savings can be made.
For example, if you live in London, there’s a good chance you could save a significant amount every month by cutting down on your takeaways. On average residents in the capital spend a whopping £221.63 on takeaways, while their neighbours in nearby Chelmsford splash out just £43.19 a month.
However, as southerners spend around £200 less on their annual getaway than those in the north, you may well be saving already when it comes to your holidays.
Once you’ve put the work in and saved up, one way to avoid depleting your savings is to take out a short-term loan from MYJAR anytime your pay packet won’t stretch far enough.
That way you can take the pressure off your finances and keep your hard earned nest egg intact.
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
If you’re in the market to finance a new home, you might be facing more than just one mortgage loan option. This means some that have various interest rates, and some with various payment terms and lengths.
In order for you to choose the right one, you want to know the amount of years you’re planning on living in that home. The conventional home with a fixed rate mortgage will be typically designed for people intending on living there for no less than ten years. A fixed rate mortgage has proved to be the most popular of all the loan programs. This type of loan keeps your interest rate the same throughout the whole life of your loan.
Another type of loan is the ARM, ‘adjustable rate mortgage’ and has an interest rate that’s lower to start out, but then is subject to market fluctuations. But ‘interest only’ mortgages are the type of loan where you, as the homeowner, are allowed to make your payments just on the interest for a specific period of time. Once that time is up, then all payments will be applied to the principal. Then you have the ‘balloon’ mortgage loans, that offer you smaller payments to start out, but then have a large payment that will be due at the loan’s end.
If you plan on refinancing your current home or to apply for a mortgage, some lending companies will help in selecting what loan would be best for your situation. They have a pre-qualifying process where the applicants can see what they can afford. You need to know exactly what’s on your credit report. For you to get the good interest rates, you’ll need a good credit history with no previous bankruptcy.
Of course, even if you do have less than splendid credit, you still have loan options and programs specifically designed for that situation. There are FHA loans available that can provide you with flexible loan programs. Many times they can give you some lending options to get loans approved that many conventional lenders can’t approve.
The easiest way to locate a good mortgage loan is by going online and getting free quotes. You need to grab several quotes and then make some comparisons in regard to interest rates and terms. There are so many types of loans available today that it takes some digging around to see all the options and to find the one that best suits you. But it’s more than worth the time to know what you’re getting into before you sign that dotted line.
Is the UK becoming a nation of entrepreneurs? According to figures released by the Office for National Statistics (ONS) the sharp fall in unemployment announced this month has partly been driven by a large rise in self-employment. The number of self-employed people increased by 337,000 to reach 4.54 million and, according to the Federation of Small Businesses, small and medium enterprises employ more than 14 million people, accounting for 59.3 per cent of private sector employment and 48.1 per cent of private sector turnover.
If you’re looking to join this growing number of small business owners there are a number of things to bear in mind:
Find a niche
Market analysis and sector research can often bring up ideas for a new business but finding your niche could equally be more instinctive. You could, for example, stumble upon a gap in the market simply by noticing something that you would appreciate as a consumer that doesn’t appear to exist elsewhere. Business opportunities are often staring us in the face and just need someone to make them a reality.
Crunch the details
It’s not enough to simply have a grand idea. You will also have to construct a business plan and research the market to ensure that your idea is viable and will actually make you money in the long run. You will need a clear idea of the costs involved in starting your business and running it on a day-to-day basis, as well as a forecast of potential profits.
Secure vital funding
The amount of funding your start up will require will depend on a number of factors. A brand new window cleaning business might not require as much initial funding as a new product manufacturer but you might still need money for a van, ladders (or a water fed pole system) and to purchase the round itself.
There’s been a lot of controversy over the amount of lending banks are currently willing to give to new SMEs but there are also alternative lenders who specialise in business lending. If you are looking for new business loans for companies in chelmsford and elsewhere in the East of England, for example, Foundation East can offer tailored loans to suit your particular circumstances.
Another option could be to pitch to potential investors. In either case you will have to pay – either the interest on a loan or a share of your profits to investors – but this is a case of speculating to accumulate and can certainly pay off in the long run.
What is a payday loan?
This is a small loan which can be borrowed to be used in urgent situations when you are for the moment out of cash. Otherwise known as payday advances or cash advances, payday loans are designed to meet quick-fix cash flow needs.
What are the payday loan lending requirements?
The first basic requirement of a payday loan is that the applicant must be above 18 years of age and above.
While there is no credit check needed when applying for an online payday loan, there are some other factors that you must provide. You must provide proof of a valid checking or savings account.
You must also show proof of income and must meet the basic employment status that most lenders want.
Be advised though that payday lenders have different eligibility requirements hence you should check with them for more details as these are just the basics.
What are the costs associated with payday loans?
Typically, lenders will charge between $15 and $30 per every $100 borrowed, with some even charging as little as $11 per every $100 borrowed. If you weigh the pros and cons and decide that a payday loan is what you need, ensure you understand all costs associated with it and ensure you read the terms and conditions thoroughly before you click apply. In some cases you will find that you will incur a hefty amount if you fail to pay back the loan by the agreed date.
How much can I borrow?
Because a payday loan is basically taken against your pay slip, you can get as much or as little as you wish, normally between $100 and $1500 as per your ability to repay back the loan plus interest accrued and also depending on your level of income. A good way to know how much you can borrow is to take your weekly income and then divide it by 3. In other words, if you earn $600 a week, then the maximum amount you can borrow is $200.
How do I apply for a payday loan?
Applying for a payday loan has been made very easy, convenient and fast especially if you follow the paperless loan application process. This is where you apply for the loan online by filling an application form. In the form you will indicate your official details plus the amount of money you wish to borrow. Once you submit the application form, your lender will check the details to validate their authenticity and will respond in a matter of minutes whether your application has been approved or not. If everything falls into place and you are approved instantly, then the money will be accessible in your bank account within 24 hours of approval.
When all is said and done, payday loans are very popular today more than ever before because they come in handy during those emergency times. If you use a payday loan wisely, you can rest assured they are a very cost-effective way of getting access to fast cash to meet emergency cash flow problems.

domain: finance


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You're on our mind during COVID-19. See our latest help & advice.
Choosing the right wedding venue is the most time-consuming part of your wedding planning, but it’s also the most important! Our stately home wedding venues in West Sussex section is here to make the search for the perfect wedding venue quick and easy. You can browse through all of our stately home wedding venues in West Sussex and narrow your search by capacity, style and more to find the wedding venue that’s right for your big day.
For over 300 years, Goodwood House has played host to many spectacular celebrations and weddings. Set in the heart of the West Sussex countryside, it is unlike any other wedding venue; from its meticulously restored State Apartments – decorated with priceless works of art – to the care and attention... (Stately Home West Sussex)
What could be a more idyllic setting for your perfect day than a period mansion house set in the heart of the Surrey countryside? Whether by horse-drawn carriage or vintage car, arriving up the impressive long driveway beneath towering oaks never fails to impress. Turning the final corner, the... (Landmark Weddings West Sussex)
Stanhill Court is a magnificent country manor house surrounded by 35 acres of ancient woodland. A stunning venue with idyllic views overlooking the Surrey Hills, creating a romantic and picturesque setting for weddings and celebrations. Whatever style of your dream wedding, we can provide it all!... (Stately Home West Sussex)
Nestled in the heart of the dramatic Sussex Downs, South Lodge is the perfect wedding venue for all seasons. From striking rhododendron displays in Spring to sun-soaked ceremonies in Summer, vibrant coloured parkland in the Autumn and roaring log fires in the Winter, whenever you choose to marry... (Marquees and Tents West Sussex)
Eartham House is a wedding venue located in Eartham, England. Nestled in the heart of the South Downs National Park, this beautiful 30-acre Regency estate was once the home of the poet William Hayley, the friend and biographer of William Cowper. Today, couples and their guests are invited to... (Stately Home West Sussex)
The Ravenswood is set in the heart of the Ashdown Forest, surrounded by the beautiful rolling hills of Sharpthorne, West Sussex. Our wonderful estate boasts 18 acres of landscaped lawns, gardens and lakes as well as a magnificent 15th century manor house to give you a truly special day. With our... (Stately Home West Sussex)
Slindon House is a wedding venue located in Slindon, England. Nestled in the heart of the South Downs National Park, this beautiful 18-acre property was once the summer palace of Stephen Langton, Archbishop of Canterbury to King John and King Henry III and witness to the signing of Magna Carta in... (Stately Home West Sussex)
Castle Goring is a romantic location for any wedding in any season. We can offer a selection of locations to celebrate and create those special memories. Whether it is the grandeur of the State Rooms, the magnificent Ceremonial Hall or on the South Lawns in a Marquee with Castle Goring as your... (Castle Weddings West Sussex)
Balcombe Place is a beautiful country house wedding venue set within its own stunning grounds with breathtaking views of the South Downs. With its spacious interior and grounds, stylish décor and fantastic location, Balcombe Place is the perfect choice for couples looking for old-style country charm... (Marquees and Tents West Sussex)
Wakehurst in Sussex is an idyllic setting for you to celebrate your wedding with your loved ones. Nestled in 500 acres, Kew’s wild botanic gardens will provide you with endless photo opportunities ranging from the picturesque English Walled Garden, temperate woodlands of the world or magical... (Landmark Weddings West Sussex)
Slaugham Place could be the unique wedding venue you’ve been searching for. A setting like no other, Slaugham Place has a real sense of history and romance. The venue is located in West Sussex and the 12 acres of stunning grounds are yours to enjoy for the whole day. The venue’s most striking... (Landmark Weddings West Sussex)
Cowdray House sits at the heart of the Cowdray Estate and is an idyllic setting for your very special wedding day. Whether you are looking to host an intimate gathering for 15 people or a large reception for 150, you will find a truely spectacular venue coupled with all the warmth of a family... (Stately Home West Sussex)


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Style1½ inches thick (3.75 cm) Product Details Artist grade canvas, archival inks, wooden stretcher bars, and UVB protective coating
AvailablityUsually ships within five business days. ArtistBen Ryan CollectionPiers
Description Now I seeThat freedom isnt freeAnd loves the only true redeemerAnd when this journeys throughIll be coming back for youIf youll have this foolish dreamer. 'Sweet Magnolia and the Travelling Salesman' by Dan Fogelberg.
Ben Ryan, Brisbane Member Since September 2009 Artist Statement Hi, thanks for visiting. I'm passionate about photography and image making, mostly seascapes, landscapes and also urban. I shoot with Pentax digital SLR cameras and lenses combined with various filters, and all processing is done with Photoshop and occasionally Photomatix. I hope you enjoy my images, Ben.


text: Alkyl polyglycosides(APG) -or allkyl polyglucosides are widely known as a environment-friendly surfactant due to its excellent surface activity as well as mildness and good biodegradability. The primary hydroxyl group in the sugar head group is available as a center for a chemical reaction. Anionic derivatives of APG was synthesized by the reaction with maleic anhydride in pyridin. APG with alkyl chains from dodecyl to tetradecyl was obtained from LG Chem and its average degree of polymerization was 1.4. Synthesis of APG derivative was confirmed by Nuclear Magnetic Resonance(NMR) spectroscopy. As a result from the anionic derivatization, surface tension with various concentrations was slightly higher than those of different head groups with same alkyl chain length.


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The utmost effective & Worst Beef Product Programs
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LG has announced it is looking into extending its LCD output, due to massive customer demand.
The Korean manufacturer is experiencing an upsurge in the amount of LCD-based televisions it is selling at the moment. This is said to be because of the recent Chinese New Year and the popularity of Winter Olympics.
LG has noted that it may well build a new production line to keep up with demand, with the only thing holding the company back is the worry that while demand is high at the moment, this may eventually drop due to the cyclical nature of the industry.
Unable to meet demand
"We are considering increasing capacity because we have been unable to meet all client demand for some time," said a spokesperson at LG Display to Reuters.
"But nothing has been decided yet."
LG is currently shipping out less than 90 per cent of its orders received, something a new production line would remedy.
Recently the company announced its 3D range of TVs at CES 2010 – a technology which broaches both its LCD and Plasma series.
The company is hoping to sell 3.4 million sets, making it the biggest provider of 3D TVs in the market.


A woman has died after an early hours crash in Ramsbottom.
Emergency services were called to Bolton Road West, in Holcombe Brook, after a black Audi A1 collided with a wall.
The tragic incident happened just before 1.40am this morning (December 2).
Police said a female passenger in the car was sadly pronounced dead at the scene.
The driver, a 44-year-old woman, has been arrested on suspicion of causing death by dangerous driving, driving while unfit through drink or drugs and police assault.
She remains in police custody for questioning this morning, reports the MEN.
PC Suzanne Keenan, of Greater Manchester Police's (GMP) Serious Collision Investigation Unit, said: “This collision, very sadly, resulted in the death of the passenger.
“Our thoughts are with her loved ones.
“A woman is in custody but our investigation is ongoing and I appeal to anyone with information/ dash cam footage or who saw a black Audi A1 in the area beforehand to contact us.”
Bolton Road West was closed in both directions from around 2am between Longsight Road and Holcombe Road.
Investigators are currently working in the area to gather evidence about the collision.
The road closure was affecting traffic between Bolton and Ramsbottom.
A North West Ambulance Service spokesman said: "We’re called at 1.36am following an RTC on Bolton Road West.
"We sent two ambulance a rapid response vehicle and an advanced paramedic to the scene. One female patient was taken to hospital."
A GMP spokesperson said officers were called to the scene at 1.40am.
“Officers attended and established that a black Audi A1 had collided with a wall,” they said.
“The female passenger was sadly pronounced dead at the scene.
“A 44-year-old woman has been arrested on suspicion of causing death by dangerous driving, driving whilst unfit through drink or drugs and police assault. She remains in police custody for questioning.
“An investigation is underway.”
Anyone with information about this incident should contact police on 0161 856 4741 quoting 144 of 02/12/20 or the independent charity - Crimestoppers, anonymously, on 0800 555 111.
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Tiptoeing on a tight rope 400 feet in the sky
When you have a 10-year-old kid in a 17-year-old body, you will resort to more psychological approach to things. Reverse psychology (the version where instead of u psycho-ing that person, u end up psycho-ing yourself instead), Coercion (you coerce yourself into his line of thinking and then coerce yourself back out of this delusion), Responsibility Invocation ('no. God says you can't cut off ties with your kid'), Hardball (you remind him, and yourself, that no... you can't afford stuffs. Thank you reality for having my back on this one) and other tactics I just can't think of right now, but I'm so adapt in them, it's second nature when the time is right.
So when you play this game with your kids, you play a long game. You mention stuffs you'd figure that will lead him to conclude what you want him to conclude. Like school. We try to put it in his head that school's a necessity. He gotta try and make it work. You get the idea. You're not a master manipulator so when it works, your happy and at the same tike feels like even a small puff can push your effort off balance and fall 400 feet down.
Then comes some kenduri or whatever event and you bring your kids. Kiddo see your friend that they recognize or adore and they chat him up. Here's where whatever you try to plant in your kid's mind can get undone. You roll your eyes internally with a smile and figure out how to damage control later.
"Yes school here is bad. Teachers are like this that bla bla bla"
"We don't learn anything useful in school. Dah tua lupa"
"Just DIY your education. Better."
These guys... too much listening to Youtube motivators.
It's not that what they say is not true. It's just the kind of truth that doesn't do him any good. His condition doesn't make it easy for him to get self-motivated. So any self-motivation spark in Youtube that you think is useful to you, doesn't work for him. You'll just get him angry over how bad school systems are and then he can't do much about it because the thing you preach is actually self educate which is a challenge for him to do.
I use the word 'challenge' lightly. It's close to gila-babi-susah-ko-tau-takkkkk but we layan geng toxic positivity so...
In other words, you're just making it harder.
So if you want to talk to other people's kids, be safe. Just encourage them to do their best, be a version of themselves they can be proud of, and you know... boring stuffs. Don't preach. Stuff you say might not be in line with what their parents trying to do for them. If it's important for you, preach your kids. Other people might not want your truth.

domain: psychology


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No wonder Jessica ended her relationship with the singer and actor, he was making passes at multiple women while the two were still together!
Justin Timberlake may be one of the sweetest guys in Hollywood, but he is definitely not dating material! US Weekly reports that Justin’s affinity for other women, among them Olivia Munn, ex Cameron Diaz and Mila Kunis, was what caused his split from longtime girlfriend Jessica Biel. What’s more, Justin tried to make it official with Mila — and she shot him down!
Justin tried to make a pass at Mila, 27, while the two were filming Friends With Benefits, using the angle that he and Jessica were secretly over. “Mila knew he had a girlfriend and made it clear it wasn’t going to happen,” says a source close to Mila. Those close to Justin are echoing the same story. “He tried every trick in the book, but Mila is not attracted to him,” says a Justin source.
Mila was not the only one either, with Justin’s relationship with Perfect Couples star Olivia coming to light late last year and photos of him and ex Cameron flirting on the set of Bad Teacher making the rounds last spring.
Jessica was aware of these stories says a pal, but never believed any as there were no incriminating photos. “If Jessica ever had proof that he had cheated, she would have left immediately,” says a friend. Given the number of stories that are emerging about the southern charmer, it seems like Jessica is better off without him!
So HollywoodLifers, which of Justin’s three ladies should he try and date?

domain: celebrity


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Manga fans all over the world, get ready for the most anticipated city hunt of all time.
City Hunter: A Masterpiece Reimagined
It's been a long time coming, but the live-action adaptation of City Hunter is set to premiere on April 25.
The original manga sold a record number of 50 million copies, and now, the revamped version is ready to hunt for a new record to shatter.
Meet the Star-Studded Cast
City Hunter follows the tale of Ryo Saeba (Ryohei Suzuki), a premier “sweeper” who navigates the shadowy depths of modern-day Shinjuku, Tokyo. Balancing a cool demeanor with a fun personality, Ryo takes on high-stakes challenges in the underworld.
Adding her flair for the art into the cinematic gem, Misato Morita steps into the role of Kaori Makimura, the heroine in this action-packed adventure.
In an exciting development, additional cast members have been announced for the characters of Hideyuki Makimura and Saeko Nogami, portrayed by Masanobu Ando and Fumino Kimura, respectively. The character art of their on-screen personas have also been released, complementing the character art earlier revealed for Ryo and Kaori.
Additionally, Masanobu Ando plays Hideyuki Makimura, Kaori Makimura’s older brother and Ryo’s close friend and “sweeper” partner. Once a skilled detective, he’s now retired due to an incident. However, he continues to use his abilities to support Ryo.
Reflecting on his pivotal role, Ando says, “I felt immense pressure to do justice to the character, considering its popularity in the original manga and animation. I hope both existing fans of City Hunter and newcomers alike will enjoy the film.”
Fumino Kimura plays Saeko Nogami, a detective from the Metropolitan Police Department who has a mysterious relationship with Ryo. Saeko and Hideyuki used to work together, and because of this relationship, she and Ryo still exchange information about the underworld. Her beauty, allure, and entertaining banter with Ryo have made her a fan-favorite in the original series. “The role of Saeko was a daunting offer, and I couldn’t imagine myself playing it,” Kimura admitted. “However, having the support and guidance of Ryohei Suzuki, our leading man and a fan of the original work, was incredibly reassuring. I’m confident that both longtime fans and new audiences are in for a treat with this film.”
Mark your calendars for City Hunter, streaming April 25, exclusively on Netflix.
YOUR NEXT READ: EXCLUSIVE INTERVIEW: VANNER Hits the Jackpot and Captures Hearts
SOURCE: NETFLIX PRESS RELEASE


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In December European cities start to transform into magical places. This fairytale takes on the smell of festive treats, brightens up with thousands of lights, and all of it has the greatest soundtrack — Christmas carols. Prague isn't an exception. This medieval town reminds of a winter wonderland. Let's take a closer look at what the Czech capital may offer you during the holiday season.
Explore the charming Christmas markets
Christmas Markets are dotted around the city, but the most picturesque one is located on the Old Town Square and Wenceslas Square. Also, you can visit the Old Town Tower for a wonderful view of the cinematic decorations. The closer the holiday, the more crowds come to the center of the city. If it is too much for you, check smaller markets at Prague Castle, Havel’s Market, Kampa Island, or on Republic Square. Markets in Prague start working on the 2nd of December and finish on the 6th of January, so you'll have enough time to browse it. Make sure you have your comfortable shoes and warm clothes – Prague arouses a desire to walk all day long.
Watch The Nutcracker Ballet
We don't know the performance that possesses a more joyful atmosphere than a Nutcracker ballet and Swan Lake ballet. Don't skip the chance to spend the night with breath-taking orchestras, choirs, and dance performances. Prague's theatre is as stunning as watching the Opera in Vienna but at a much lower price. Plan your evening in advance because tickets are sold really fast. Check the websites of the National Theatre of Prague, the Estates Theatre, and the Karlin Theatre.
Take a cruise on the Vltava river
Prague can be really bustling at Christmas so slow down the pace on a relaxing river cruise and see all the best sightseeing of Prague from a different perspective. Cruise boats depart hourly so you'll have your chance to enjoy the view with coffee and a camera. Don’t worry – there is full heating in winter.
Visit Vltava river at night
Prague at night has an even more magical view because of the combination of Christmas lights and the cities’ usual radiance. Take a walk from the Prague Dancing House down to the Charles Bridge and see it by yourself. If you're lucky enough and the temperature goes below 0°C, the Vltava river freezes over and becomes the world’s most beautiful ice-skating location.
Taste the Trdelnik
Trdelnik is made from rolled dough that is wrapped around a stick, then grilled and topped with sugar and walnut mix. This amazing Czech dessert is cooked on every corner of Prague and you'll love it. If you want to try the different flavors, you may find the delicious ones at the Good Food Coffee and Bakery at 8 Karlova (the main street that connects Charles Bridge and the Old Town Square).
Trdelnik is a great snack, but you'll probably want to drink after it. Try to Czech beverage Svařák. It tastes like English mulled wine or German gluhwein, but it has the more vibrant flavor of citrus to balance out the sugars.
What to buy in Prague’s Christmas markets
Christmas markets offer a wide range of stuff that is worth your attention: toys, dishes with national ornaments, spices, souvenirs, incense, and candles. Also, you may find handwoven clothes, garnet rings, iced pernick cookies, and seasonal potpourri. If you are looking for an authentic Czech souvenirs, markets offer Marionettes, Becherovka Herbal Liqueur, or Bohemian Glass. The main markets are located from Wenceslas Square to Republic Square, and in the Old Town Square, and here you can find a plethora of small shops selling art, crystal, and tourist knick-knacks.
What’s about transport
Prague has one of the best public transportation systems in Europe. You can go by subway, trams, and buses. But if you want to travel outside the city, the car would be the best choice. You can rent one in GetRentacar. It’s a rental service from local owners with better prices. About 50 cars are available in Prague at this moment. There are Audi, Mercedes, Hyundai, Peugeot, Skoda, and others. Price starts at $40 per day. Use promo VALENTINA5 to get a discount.

domain: travel


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The task was to express Katia’s belief that people can use their inner power as a tool to realise their full potential.
The new brand identity conveys Katia’s unique approach to coaching. It helps people find the power within themselves to invent the future and transform their lives.
Instead of tweaking people’s behaviour, Katia encourages a complete change of mindset — the new brand aims to help KVA stand out from more conventional coaching methods with much less powerful results.
KVA’s unique philosophy is embodied in the living KVA logo created by Pentagram. It expresses the explosion of energy and joy that comes with creative thinking.
The new colour palette mirrors a spectrum of moods and temperatures, capturing the diverse range of emotions that can occur during the coaching process, from inspiration and energy, to clarity and empowerment.
The visual style expresses the empowering results of Katia’s approach, and includes joyful photography featuring light leaks, sun flares, and rainbow prisms.


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Chief Public Health Inspector in the St. James Health Department, Lennox Wallace, says 14 food establishments have been closed under ‘Operation Restore Paradise’.
Under the operation, a further 80 notices have been issued.
Operation Restore Paradise is a 90- day beautification project taking place in St. James.
Chief Inspector Wallace says almost 8-hundred thousand dollars of food that’s unfit to eat have been seized.
Chief Inspector Wallace says the measures are being taken to ensure establishments meet health standards.
He says the People’s Arcade is cause for concern as sewage from the facility is entering the nearby beach.
This project has allowed the Health Department, the police, the St. James Municipal Authority, the Jamaica Public Service, the National Water Commission and other organizations to aid in restoring the community under the State of Emergency.

domain: sociology


Students making holiday music videos for senior citizens during pandemic
The coronavirus pandemic can't stop some music students in Maryland from bringing music to senior citizens. In fact, the students have expanded their reach using a virtual platform.
Before the pandemic, members of the Songs for Seniors club at River Hill High School in Clarksville, Maryland, performed on Saturdays at senior centers and nursing homes.
"The best reason for making music is to wrap up this beautiful gift, give it away and watch somebody else open it," said Michael Blackman, a music teacher at the high school.
Since the COVID-19 pandemic began, the club moved to a virtual platform.
"I really like seeing the seniors smile and enjoying the music we make, especially since this last year, COVID-19 has affected senior homes severely, and I knew we couldn't just not send them videos," said Victoria Cheng, president of Songs for Seniors.
Each month, the club's members submit videos of themselves performing at home. The club officers compile the videos and send them to senior centers. The students get creative license over their performance.
"What I'm finding is that they'll choose music that's different than what we do in school together, and it's really nice we get to see. Sometimes, we'll get to see kids playing an instrument we didn't know they played, or singing styles of music they don't get to do in school. So that's fun for us as well," Blackman said.
The students said it gives them an outlet during this unconventional time to do what they love: perfect their skills and build confidence.
"Whenever we played for the seniors, they would always laugh and sing along. Sometimes, they would dance, especially to this one song we always performed called 'Tico Tico,' and I just always wanted to be better for them, so my playing eventually got better," Cheng said.
The plan is to continue producing videos every month until it's safe to begin performing in person again.


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City Faces Loss of Funds Used to Expand LAPD
Four years after launching the largest police buildup in Los Angeles history, the Riordan administration is confronted with a fast-approaching cutback in the federal money that paid for hundreds of new officers.
The mayor’s staff, however, has shrugged off warnings about the scheduled cutoff, unnerving other city leaders.
The short-term result is a potential $40-million shortfall in the Los Angeles Police Department budget, which could force a massive scale-back in departmental operations or, more probably, increase the pinch on other city departments as they are forced to make up the difference. Over the next few years, that shortfall could grow to more than $120 million.
Noelia Rodriguez, press secretary to Mayor Richard Riordan, acknowledged that the federal money is winding down, but said that Riordan’s new budget will absorb any cutbacks without causing damage to the LAPD or other city agencies.
“We’re not going to reveal the contents of the mayor’s budget . . . two weeks before it is released,” she said. “But he is going to come out with a balanced budget which meets the priorities of all the departments, including the LAPD.”
But while Rodriguez spoke up for the Riordan administration, other city officials agreed with City Councilwoman Laura Chick, who said: “It’s time to pay the piper. . . . We knew this day would come, and now it’s the reckoning.”
Like Chick, some city officials are irked by what they see as Riordan’s lack of a plan to deal with a long foreseeable problem. According to several observers, Riordan aides have raised the issue in budget talks, but have not presented a plan to deal with it beyond seeking an extension from the federal government.
“They’ve been talking about [the budget problem],” one city official said. “But they’re not doing much about it.”
Another top city official familiar with the budget agreed. “This is a major part of our shortfall,” the official said. “It’s going to take some work.”
In 1997, Chick was one of several council members who raised questions about accepting some of the federal police-hiring money because she was worried that there was no plan to pay the new officers once the federal money ran out. Now she argues that her earlier warnings, which were echoed by Councilwoman Jackie Goldberg and Councilman Richard Alatorre, have been borne out, and that the city’s budgetary problems are vastly complicated by the looming disappearance of the federal funds.
So far, Riordan’s response has been to ask Washington for more time.
When Vice President Al Gore visited Los Angeles earlier this month, Riordan urged the federal government to extend its support for police at least another year, if not longer. Riordan staffers remain hopeful that Washington’s relative prosperity and the warm spot that the Clinton White House always has had for Los Angeles will combine to produce another major dollop of federal aid.
“The vice president has not gotten back to us on our request,” Rodriguez said. “However, we are confident that he has heard it.”
And yet, even Riordan supporters admit that hoping for a handout is not a solution to paying for local police. At best, the federal government might extend its commitment by another year or two, officials said.
Asked to describe the Riordan team’s approach, one top official responded: “They’re praying.”
William R. Moran, who heads the LAPD’s fiscal and budget division, said the department is “working hard to assist [the mayor] in any way we can. It remains to be seen how this will work out.”
In fact, the problems surfacing now are just the first of a number of shortfalls that will confront the city over the next few years. In total, the federal government awarded Los Angeles more than $100 million to hire and train new police officers.
Using that money as well as some city funds, the LAPD embarked on a major hiring program that was the hallmark of Riordan’s first term. Over four years, the Police Department grew by more than 2,000 officers, and it has continued to add them during Riordan’s second term.
The federal government’s contribution to that expansion was enormous. The initial grant, in 1995, was for $48.2 million, enough to hire and train 643 officers. The second grant was for $53.3 million, enough for an additional 710 officers.
By 2001 or 2002, the city will need to come up with as much as $120 million a year to pay for the officers subsidized by the federal government. Other federal programs to pay for civilian employees could push that bill even higher, officials said, putting severe strain on the overall city budget as it tries to accommodate those bills without slashing police or other services.
The prospect of serious shortfalls has caused concern inside the LAPD, but even greater anxiety in other major city departments. That is because most City Hall insiders believe that the Riordan team would cut elsewhere to preserve police.
In the past, the Fire Department occasionally has been the victim of that type of shifting, but the recent deaths of four city firefighters have put that department in the budget spotlight. As a result, other agencies--from Recreation and Parks to the city attorney’s office to the city sanitation services--are watching the fate of the LAPD money with interest.
For years, the LAPD has been the focus of Riordan’s most aggressive expansion efforts, a sustained buildup that has made it the object of resentment among many city departments. The LAPD spends about $3 million a day to police the city, pay its debts and keep up its facilities. Few think that Riordan would dramatically scale back that effort, even if faced with a shortfall of federal money.
“If that money goes away,” said one high-ranking member of another city department, “you just know the mayor’s going to protect the LAPD. That leaves the rest of us on the block.”
But Rodriguez said general managers and others who are worrying about the administration’s plan are overreacting. She attributed the concerns being expressed to “pre-budget jitters,” and urged administrators to wait until the budget is made public before they jump to conclusions.
The Riordan administration is expected to release its budget for the coming fiscal year on April 20. That budget will be for the 1998-99 fiscal year that begins July 1.


Joe Jonas is back in a band, but it is brother-less!
Since disbanding from the Jonas Brothers with his siblings, Nick and Kevin, the 26-year-old has been carving a promising DJ career, but it seems as though he has a new passion project with DNCE.
DNCE actually features a familiar face from Joe's Jonas Brothers' days; drummer Jack Lawless along with two other members, Jin Joo Lee and Cole Whittle.
— J O E J O N A S (@joejonas) September 13, 2015
Jonas has been teasing DNCE since last week by sharing teaser videos on Twitter.
— J O E J O N A S (@joejonas) September 11, 2015
He even vowed that his new band would become "YOUR NEW FAVORITE BAND".
On Monday night Z100 premiered the band's debut single "Cake By the Ocean," which is heavily influenced by the funky flare of music from the '70s.
Today's the day. @z100newyork plays @dnce #CAKEBYTHEOCEAN for the first time tonight at 7 PM!!!! pic.twitter.com/cWzGi7ltgg — J O E J O N A S (@joejonas) September 14, 2015
Jonas and his bandmates actually heard it when it premiered while on the streets of New York City. They were all stoked as seen below.
Cool moment @dnce hearing #CAKEBYTHEOCEAN on @z100newyork for the first time today pic.twitter.com/OLS3QqMM8k — J O E J O N A S (@joejonas) September 15, 2015
Since its premiere the 26-year-old has been pushing for people to go listen to the single. It will be available soon foe purchase. Until then listen below.
— J O E J O N A S (@joejonas) September 15, 2015
Jonas is getting total support for the sick tune from his girlfriend Gigi Hadid, fellow singer Ciara and others. Ciara and Hadid had a bit of a dance and sing along to "Cake By the Ocean" last night.
"Proud of you," Ciara gushed to Jonas.


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A.B. Physics and Biology, Princeton University
Our laboratory studies the molecular genetic basis of human diseases, particularly Usher syndrome, the leading cause of combined deafness and blindess, and other diseases of the eye and ear.
We use zebrafish and a combination of anatomical, physiological, molecular, and genetic techniques. The goal of our research is to identify disease-causing genes, to elucidate what goes wrong during disease, and to develop preclinical trials for new therapies.
Current research focuses on developing models of human disease. In particular, we are making and studying models of Usher syndrome.
Our research is funded by the National Eye Institute, the National Institute on Deafness and Other Communicative Disorders, the National Institute of Child Health and Development, the National Human Genome Research Institute, and the Office of the Director of the National Institutes of Health. We also thank the The Usher 1F Collaborative and the Usher Syndrome Society for generous donations to the Usher Syndrome Research Fund that supports our work.
Contribute to the Usher Syndrome Research Fund.
- Schellens, R.T.W., et al., (2022). Affinity purification of in vivo assembled whirlin-associated protein complexes from the zebrafish retina. J Proteomics, 266, 104666.
- Baranasic, D., et al., (2022). Multiomic atlas with functional stratification and developmental dynamics of zebrafish cis-regulatory elements. Nat Genet, 2022. 54(7), 1037-1050.
- Ravenscroft, T.A., et al., (2021). Heterozygous loss-of-function variants significantly expand the phenotypes associated with loss of GDF11. Genet Med, 23(10), 889-1900.
- Blanco-Sanchez, B., A. Clement, S.J. Stednitz, J. Kyle, et al., (2020). yippee like 3 (ypel3) is a novel gene required for myelinating and perineurial glia development. PLoS Genet, 16(6) e1008841.
- Burrage et al. (2019). Bi-allelic Variants in TONSL Cause SPONASTRIME Dysplasia and a Spectrum of Skeletal Dysplasia Phenotypes. Am J Hum Gen, 104, 422-438.
- Clément, A., B. Blanco Sanchéz, J. Pierce, and M. Westerfield. (2019). Cog4 is required for protrusion and extension of the epithelium in the developing semicircular canals. Mech Dev, 155, 1-7.
- Blanco-Sanchez, B., A. Clement, J. Fierro Jr., S. Stednitz, J. Phillips, J. Wegner, J.M. Panlilio, et al. (2018). Grxcr1 promotes hair bundle development by destabilizing the physical interaction between Harmonin and Sans Usher syndrome proteins. Cell Rep, 25(5), 1281-1291.
- Dona, M., R. Slijkerman, K. Lerner, S. Broekman, J. Wegner, T. Howat, T. Peters, et al. (2018). Usherin defects lead to early-onset retinal dysfunction in zebrafish. Exp Eye Res, 173, 148–159.

domain: medical


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Guagua (pronounced wawa) is a popular word for bus in
Cuba, Dominican Republic, Puerto Rico and Canary Islands
Next 5-week terms @ Wellington Rowing Club
Wednesday, January 18th 2017
- 6pm Beginners 1
- 7pm Beginners 2
- 8pm Intermediate
- 9pm Social Club (Free)
- $15 casuals ($10 with student ID)
- $70 5-trip ticket ($5 discount)
- $135 10-trip ticket ($15 discount)
- Friday's Advanced / Practise session is $5 is you attended classes during that week. Otherwise is $10.
In addition, the CubanFusion concession cards (5 and 10 trip tickets) are valid on for all CubanFusion classes (Rafael’s or Roy’s salsa classes and Rafael’s Hand-Drumming or Afro-Contemporary Classes).
Please refer to Cuban Fusion for more information
Website created by Rogelio Carles Rosas

domain: hobby


TAIPEI (Taiwan News) — Taiwan is expected to continue its reign in the global bicycle industry after it manufactured 63 percent of the electric bikes currently on the European market.
According to Business Weekly, Taiwan's bicycle industry will shine even more brightly as it slowly enters the "electric era." The magazine said the country has been known as the "bicycle kingdom" since it was ranked as the world's largest exporter of high-end bicycles and the second largest of overall bicycle products in 2016.
The magazine pointed out that the internationally acclaimed Bosch eBike Systems, which is said to supply its techniques to more than 30 popular bicycle brands across the Asia Pacific region, inaugurated its Asia headquarter in Taichung in June. This shows the importance of Taiwan in the industry, according to the magazine.
During the opening of the Taiwan Cycling Culture Museum in July, former Giant chairman Tony Lo (羅祥安) said that he predicted Taiwan will continue its leading status in global bicycle manufacturing for another decade. Meanwhile, the country's assemblers and frame manufacturers have officially replaced their Chinese competitors in Europe, accounting for 63 percent of the manufacturing of electric bicycles on the market.
Taiwanese economists stressed that the world has a long-term demand for electric bikes, and the country must secure competitive advantages by building on its technical innovation and domestic supply chain. They said that Taiwan is poised to create another "bicycle miracle" as long as it utilizes its existing features.


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Muscat: Turkey will release almost a fifth of its convicts to ease congestion in prisons that have been packed with thousands of people arrested in connection with last month’s failed coup.
A government decree published in the Official Gazette on Wednesday allows the conditional release of prisoners with less than two years to parole. Justice Minister Bekir Bozdag said about 38,000 people will be set free “initially.”
As of last week, Turkey had formally arrested more than 17,000 people and was holding about 6,000 others suspected of links to the botched takeover. President Recep Tayyip Erdogan says the failed coup was masterminded by U.S.-based cleric Fethullah Gulen and spearheaded by his followers within the military and other state institutions. Gulen denies involvement in the coup attempt and has denounced it.
In addition to the arrests, the government has purged the police force, military and civil service of people it says are connected to Gulen. In another government decree on Wednesday, Turkey published the names of more than 2,600 policemen, soldiers and employees of a state telecommunication watchdog fired over alleged Gulenist links, saying they were a threat to national security.
As of January 13, Turkey had 179,611 people in its jails, which have a capacity of 183,871, according to the prisons administration.
“Prisons were already over capacity before they arrested thousands of others linked to Gulen,” Ali Suat Ertosun, former head of Turkish prisons, said by phone. “It’s only natural for them to release some convicts. They need to free up some space.”


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::: Restaurant – Fast Food Banners :::
Introducing a professional set of food banners to promote on your social networks, blog or website.
Ideal to be used by coffee shops, bakeries, fast food restaurants, family restaurants, casual restaurants, ethnic restaurants, chef-owned restaurants, pubs, bars, bistros, brasseries or any type of food related business.
PSD files are easy to adapt. Just place your image using with smart objects and customize with the text you want.
The package also contains a help file & Editable PSDs.Features:
- 16 Food banner templates
- Professional and creative design
- Easy to adapt and customize (text is editable)
- Fully layered and well organized PSD files
- Vector shapes (fully scalable)
- Smart objects
- Free fonts used
Fonts Calibri – https://www.fonts.com/font/microsoft-corporation/calibri Sports World – https://www.dafont.com/sports-world.font Kirvy – https://www.dafont.com/kirvy.font
Please don’t forget to Rate.


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On our Skyrim classes blog, you can find articles on how to play Skyrim, plus posts on mods, characters, and quests.
If you want to see what kind of awesome things I can do with just Photoshop, check out my portfolio at
I’ve been using it for a while now and
In our Skyrim classes blog, you can find articles on topics like the best locations to level up, the best way to complete quests, and other tips and tricks.
We are always working hard to bring the best possible gaming experience to our fans around the world. Our website has been designed with them in mind. This is where we talk about Skyrim classes, guides, reviews, and mods.
This blog is dedicated to the Elder Scrolls: Skyrim series of video games. We discuss new mods, videos, and other fun things related to the game.
Blog about smart meter project:
On this blog we discuss the Smart Meter Project, a community effort to create a new smart grid that will benefit everyone in the United States.
In the blog section of our website, you will find all the latest updates to the Warrior classes from the Elder Scrolls Online. We are always updating this section, so be sure to check it out!
Warrior Skyrim Classes is the official blog site for the highly anticipated expansion of the Elder Scrolls Online. Featuring the latest news from ZeniMax Online Studios, this blog is a must read for fans of the game.
Our Warrior Skyrim Classes Blog offers a wealth of useful information for people who are interested in playing the game, including classes, skills, mods, and more!
This blog is focused on teaching you the class skills of the Warrior in Elder Scrolls Online. This includes combat skills, weapon and armor skills, as well as some quests and other tips and tricks.
Our Blog about Mage Skyrim Classes provides all the information you need to learn and take advantage of all the content available for Mage Skyrim. We have tutorials on how to craft certain items and learn different enchanting techniques. This blog covers many of the major topics related to playing as a mage.
I want to share with you my experience and some of my best free web resources
Mage is a roleplaying game by Bethesda Game Studios. In this article, we will teach you how to install the Mage Skyrim Mod using the Steam client.
If you’re looking to get the most out of Skyrim using it’s class system, then our blog is the place to be. Here we post information on the different classes in Skyrim, what they do and how they’re different from each other.
On our popular Thief Skyrim classes blog, you can find guides on all aspects of the game, including starting your character, weapons, armor, skills, and much more.
Thief Skyrim is a role-playing game developed by Bethesda Game Studios and published by Bethesda Softworks. It was released on November 21, 2011 for Microsoft Windows, PlayStation 3, and Xbox 360. Thief was designed to be the first game in a trilogy. The second game, titled Thief 2, was released in March 2012 for PC, Xbox 360, and PlayStation 3.
The archer is a very versatile class in Skyrim. It offers great defensive capabilities, but also good offensive abilities. Learn all the basic skills, the perks, and how to level up.
Archer Skyrim classes are online classes that teach you the basics of archery. It teaches you how to shoot an arrow, hold a bow, shoot while running, and aim your arrows.
You have to admit, it’s pretty hard to pass up the free in-game perk for archery. If you like a good challenge, try our Archer Skyrim Classes!
You’ll find the latest news from our classes, as well as tips, tricks and guides on archery in Skyrim.
On the Assassin’s Creed series blog, you will find news, analysis, and previews from the developers, along with other related game information.
Assassin’s Creed is a video game series developed by Ubisoft Montreal and published by Electronic Arts. The first game was released in 2007 and the latest game was released in 2016.
In this Assassin skyrim class, you will learn the skills and abilities needed to take down an Elder Scroll.
Assassin skyrim classes
Video game blogs
Here we bring you Nightblade Skyrim Classes by Nightblade. We have created this website for all the Nightblade Skryim players who are looking for help with their game.
Nightblade Skyrim Classes is the best online training course for those who want to learn the art of combat in Skyrim. The class covers every aspect of combat, from basic attacks, to defense, to magical skills, to advanced techniques. The entire class is taught through video tutorials and a private member’s area with a dedicated trainer.
Barbarian Skyrim is an epic RPG with many quests and features. With this guide, you will learn the Barbarian Skills. This guide shows all the skills, their requirements, and stats.
Barbarian Skyrim Classes is a site to get the most up to date information on all things related to the Barbarian class in Skyrim. From starting a new character to leveling your current one, everything will be here on this blog.
The Conclusion Skyrim Classes are a set of classes based on the skills from the game, Skyrim. There are 3 classes, a Warrior, a Mage and a Cleric. The goal of this plugin is to make it easy to create your own classes. You can define customizations for each class by simply editing the files included in the folder. The main goal is to make it
Conclusions are the last paragraph of your paper or essay, and they summarize the main points of the document. These paragraphs can be short or long depending on the length of your writing. The conclusion should always be clear and compelling so readers won’t feel confused or uninterested in reading your final work.


text: The Finger Lakes is experiencing a great deal of growth as a dining destination. A lot of the recent attention has been focused on Geneva, but there are restaurants of all kinds opening everywhere including just down the road in Waterloo. West Main Kitchen has become a popular destination, especially for breakfast. Now, the team behind that restaurant has opened their new concept, Stan’s Waterloo. Brendan Spiro describes it as modern tavern cuisine that takes advantage of the abundant agricultural resources in the region.


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Since our founding in 1885, CHI St. Alexius Health has been called to care for the sick by following our Benedictine values to “Let all be received as Christ.”
Our heritage of healing includes a long-standing history of working in partnership with other organizations to improve the health and wellness of the people we serve. In 2015, CHI St. Alexius Health participated in a Community Health Needs Assessment with Bismarck Burleigh Public Health and Sanford Health to identify the health status of the population we service. Our purpose was to prioritize the greatest needs and develop implement action plans to improve the health of our community.
The results of a community health needs assessment will assist us in our efforts to create healthier communities.


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Male fertility supplement vary in the kinds and amounts of active ingredients they consist of, however, many include zinc, selenium, arginine, coenzyme Q as well as folic acid. In general, there is still bad evidence for the benefits of male fertility supplements in regards to large properly designed trials.
Male fertility is dependent on the continuous manufacturing of sperm by the testes in order to feed an egg, and the capacity for erection as well as ejaculation in order for the sperm to reach the egg. Male the inability to conceive refers to the inability for a male to achieve a pregnancy with a female partner, after one year of regular and also vulnerable sex.
Sperm top quality is one vital procedure of male fertility. It consists of the quantity of sperm in semen (sperm concentration), the shape of sperm (sperm morphology) and sperm’s capability to swim to an egg (sperm mobility). Surprisingly, research suggests the quality of human semen.
Did you recognize that the sperm volume increase is the tiniest cell in the human body? Strong Sperm
As well as a sperm climaxed today initially started developing concerning 3 months ago?scientifically verified herbal/nutritional blend that supports male fertility vitamins for men by helping enhance sperm high quality, sperm count as well as sperm mobility (spontaneous movement). Lecithin hasn’t been revealed to increase semen volume, yet it’s usually safe to take. It likewise supplies a couple of health advantages unrelated to sex-related function.In most situations, a man’s sperm health– including his sperm count and also sperm mobility– is not associated with the amount of semen volume increase he produces. Men who are larger shooters aren’t inherently extra abundant than men who are good dribblers.
A variety of things can create adjustments in the volume of your ejaculate. The very first is merely age. “When you were a young individual just undergoing adolescence, that’s possibly one of the most semen you’re ever before mosting likely to ejaculate in your life,” states Cohen. “Slowly, over years, that volume will certainly decrease.”
Right here’s why: “Everybody understands as men obtain older, your prostate grows. The result: Lower semen volume.
If you’re worried concerning your semen volume, it’s a good concept to seek advice from a doctor that can take a detailed medical history and conduct a full test. As well as as opposed to looking for wonder drugs to improve your sex life and also sexual feature, it’s a far better strategy to bear in mind that all aspects of your sex-related health will certainly be better when you are healthy and balanced sperm count.
Many men connect the quality of their sperm with raised sex-related power, virility, vitality and also drive . Unaddressed fears in this area carry the threat of causing reduced feeling of self-confidence as well as self-confidence, even preventing the pursuit of sex-related experiences. Numerous elements are believed to have an effect, such as hormonal agents, genes, way of living and also diet. For those wanting to increase reduced semen volume, you can take steps to enhance and also increase semen amount. A variety of supplements are available, targeting strength, flavour as well as volume .
If you have a penis and ejaculate, you could want to well, ejaculate more than you do today. Semen, or seminal fluid, includes sperm cells. Consequently, the marketplace is abundant with supplements that declare to increase semen volume and also sperm health and wellness.
In addition to sperm cells, the semen likewise contains a mix of fluids from plasma called critical plasma. Just a weak portion of 2 to 5% of the semen is the sperm cells, which of course, is necessary for maternity.
male fertility supplement is a supplement meant to increase semen volume, sperm health and wellness, and, as a result, boosted reproductive feature and also an raised possibility of fertility. The maker states that by targeting the DNA of the sperm, the oxidative tensions may create a decrease in sperm count as well as sperm volume.
A test was performed to gauge the size and also intensity of the sex-related orgasms by the men, which claims that the individuals in the sperm volume increaser experienced higher levels (in the series of 20%) of climaxed semen volume contrasted to the placebo group in addition to higher climax strength.Strong Sperm

domain: health


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Green jobs aren’t just an American dream. Countries around the world are realizing the importance of green jobs, specifically clean energy jobs, as part of the worldwide economic recovery. Ontario’s Green Energy Act (GEA) will strengthen the province’s clean energy program and it could bring more than 50,000 new jobs to the region.
Some of the features of the GEA include:
- The creation of a smart grid
- Streamlining the renewable energy project approval process
- Foster growth in a variety of clean energy industries including biomass, biogas and wind energy
- Regulating wind turbine placement in neighborhoods and near roadways
“Ontario’s Green Energy Act (GEA), and related amendments to other legislation, received Royal Assent on May 14. Regulations and other tools needed to fully implement the legislation were introduced through the month of September 2009, as part of a 10-step plan to bring the GEA to life.” Source: Ministry of Energy and Infrastructure


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Best Reel Kingdom Online Casinos (2022)
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domain: entertainment