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Paytm's stock prices are plummeting amid turmoil sparked by its lending division. In response to a notification from the RBI on January 31, 2024, Paytm Payments Bank Ltd. (PPBL) was directed to suspend all its major banking services. This notice issued by the central bank indicated a report by external auditors, flagging persistent non-compliance issues and continued material supervisory concerns within the bank.
What were the imposed restrictions?
The restrictions imposed on the lending arm encompass a suspension of deposits, credit transactions, fund transfers, and top-ups. Services, like repaid instruments, wallets, FASTags, and National Common Mobility Cards, will also face a pause in operations. However, interest, cashback, and refunds will still be credited, with accounts remaining accessible solely for withdrawals or usage.
Banking services like bill payments and UPI, will cease in the upcoming month. Nodal Accounts managed by the parent company, OCL, and Paytm Payments Services will be closed by February 29, with all pending transactions and nodal accounts settled by March 15.
What caused these regulatory woes?
While the lending arm has been granted a one-month period to cease operational services, this isn't the company's first brush with regulatory concerns.
Since the inception of PPBL in 2017, regulatory issues have plagued the company's journey repeatedly. From failing to comply with KYC guidelines to suspending the creation of new accounts, Paytm has faced several regulatory hurdles. The recent RBI notice specifically mentioned non-compliance and supervisory concerns. Paytm indicated that it anticipates a potential worst-case impact of Rs 300 to Rs 500 crore on its annual EBITDA moving forward.
Paytm Vs. PPBL (Paytm Payments Bank Ltd.)
The news didn't sit well with the markets, as evidenced by the stock plummeting nearly 20 per cent the following day. Vijay Shekhar Sharma had to step forward to clarify that the imposed restrictions only affected the lending arm, not Paytm itself.
PPBL, in which Paytm holds a 49 per cent stake, while Shekhar owns the remaining 51 per cent, acts as a banking partner for Paytm. It securely holds funds deposited in Paytm's digital wallets.
Users of the Paytm wallet can continue the usage of their current balance. However, they won't have the option to recharge their accounts with additional funds.
A few days following the RBI's notice, BharatPe founder Ashneer Grover took on X that actions of this nature could ultimately dismantle India's fintech sector within the startup domain.
"Startups have been biggest creators of market cap and employment in last decade. Today IIM and IIT are struggling to place people - we as a country cannot afford such overreach!" Grover said.
"Tom-Tom-Ing UPI to the world and punishing pioneers in the space is pure Doglapan," he further said.
However, other netizens were quick to contradict. Constructing businesses without regulatory frameworks in place is unrealistic. While innovation is crucial, it shouldn't involve disregarding laws and regulations in the pursuit of business expansion.
What's now for the company?
PPBL has paused its primary services like deposits and credit transactions, fueling concerns about layoffs in the company. However, in a report by moneycontrol, Vijay Shekhar Sharma reassured the employees of the lending arm that there would be no job cuts. He further said that there are ongoing discussions with the RBI and other bank partnerships.
As the company continues to encounter challenges, people may seek alternatives in the digital payment space, yet the debate over loosening regulations for fintech space remains a headline question.


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Is Amoxicillin Ok If Left Out Overnight
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domain: medical


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Uploaded: Thursday, November 22nd 2018 16:15:40 PM under Kitchen by Cerise De Jong.
Dimension: 3240x4320 pixels.
Resolution: High Resolution.
Total: 68 image Kitchen Design.
In any case, kitchen configuration isn’t just about changing the game plan of your kitchen space. In the event that you don’t have the accounts to redesign the plan of your kitchen space totally, you can at present give your kitchen territory a totally new appearance purchase simply making two or three minor restorative modifications. Kitchen cupboards are one manner by which you can give your kitchen region a radical new look, and they are to be had in various distinctive hues and styles, extending from something unpretentious to the more strong plan, in addition to they come in various woods and completions. The most well known materials utilized in current kitchens incorporate, walnut, teak, oak, and mahogany, these materials are most suited to a scope of various kitchen structures, from contemporary to conventional. Cupboards produced using conventional woods give a moment impact to your kitchen and they can light up the bluntest of kitchens. Cupboards will adjust the presence of your kitchen region, with no compelling reason to spend a lot of cash totally redesigning the kitchen.
You need pleasant and gaudy, however you will need to put solace and accommodation as your need. This doesn’t mean you need to forfeit the ostentatious and enhancing, however you simply need to begin considering your developments in the kitchen. How might you set yourself up for comfort? When you begin fusing these components into your choice, you can proceed onward from that point. Normally, you’re additionally going to chip away at limiting your danger of any kitchen mishaps. The kitchen is certainly a standout amongst the most in danger puts in the home with regards to mischances, so you need to keep your kitchen perfect, proficient and mess free. With regards to arranging a contemporary kitchen, there are three fundamental things to consider. The primary thing that ought to be on your plan is thinking about the usefulness of your kitchen territory and additionally regardless of whether you have to adjust the format or include new apparatuses. You should set aside some time with the end goal to consider the game plan of your storage rooms in juxtaposition with your cooking apparatuses and sink, since you will then receive the rewards of utilizing a useful and wonderfully planned kitchen.

domain: design


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sales Wv got their new logo design by running a design contest:
Create a modern, professional logo for a dynamic information security company
Check out sales Wv's Logo design contest…
Security Solutions & Implementations
We do information security consulting, implement programs and solutions to improve an organisations online security, awareness training, etc. Target audience is board rooms, CIO's and IT teams
Other color requirements
I'd like to explore the following colors: Blues: Knowledge, trust, calm and honesty. Aquas: Empathy, compassion, clarity and precision. Dark neutrals: Formality, mystery, exclusivity and luxury.
Every design category has flexible pricing for all budgets. Logo design starts at 1.999 kr..
It all began with a design brief.
A quick, interactive guide helped them understand their design style and captured exactly what they needed in their logo design.
Designers across the globe delivered design magic.
sales Wv collaborated with designers to refine their ideas
When design entries come in, you can rate them so designers know what you’re looking for in your logo design.
99designs has great collaboration tools so you can pinpoint and capture your ideas
And then… they selected a winner!
Along the way, they met lots of talented designers…
We think contests are a super fun way to get design.
Recently completed contests:
Application de protection des travailleurs isolés (in english : "lone worker protection application"). L'application per
Security technology service for businesses and larger homes to protect the perimeter of their land and property.
Monitors containers security. Target audience, shipping lines, terminal operators, cargo owners, 3 PL’s, freight forw
CTSi provides for a smarter, safer tomorrow through advanced surveillance cameras, camera technologies and key card syst


KINGSTON >> The soil stabilization work at the Washington Avenue sinkhole site is largely done, a city official said Tuesday.
City Engineer Ralph Swenson said the project, the lion’s share of which was the construction of a massive underground archway, is nearing completion, with only a minor amount of grouting still required. That work is to be finished by Friday, Swenson said.
“It is a significant milestone,” Swenson said of the archway being done.
But don’t look for the closed section of Washington Avenue to reopen to traffic anytime soon.
Utility lines that were rerouted during the project still have to be put back in place, and though that work is to start soon, it will stop in January, Swenson said. The engineer hopes the utility work can resume in March, allowing for the road to be repaired, and ultimately reopened, in the spring.
The sinkhole, blamed on a leaky underground stormwater tunnel that’s a century old, opened in April 2011 and has kept Washington Avenue closed to all but local traffic from Linderman Avenue to The Boulevard (Route 32) ever since.
The archway – 50 feet high, 175 feet long and weighing 10,000 tons – was built below the roads surface and above the tunnel to present the soil from giving way again,
The city so far has authorized spending approximately $7 million for sinkhole repairs, with $1.1 million of that being reimbursed by a grant from the U.S. Economic Development Administration.
The $2.5 million archway contract was awarded to GEO Solutions of New Kensington, Pa.
Additionally, Sun-Up Enterprises of Poughkeepsie has a $1.4 million contract to do piping work at the nearby Tannery Brook. The project is still in progress.
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Montserrat College of Art Gallery is pleased to present Diane Bronstein’s installation, underdressed, curated by Lydia Gordon. The closing exhibition of 2010 in Montserrat College of Art’s alternative display space Frame 301, Bronstein’s arrangement of handmade underwear, bras, and slips suggest a narrative to each article of clothing, hinting at the vulnerability yet desirability of its wearers.
The artist’s creation of intimate apparel derives from her interest in privacy and how we identify ourselves by covering the body. The detailed sketching, clothing design and delicate craftsmanship of each piece allows the artist to explore the closest layer of clothing to our bodies and its protective connotation. By exposing what is usually covered, the artist brings intrigue to each piece, its owner, and their relationship.
A visual and conceptual pastiche, underdressed transforms the storefront gallery into a scene of laundry lines. underdressed is constructed from hand-sewn paper clothing, sketches of figure drawings, and sky-blue paint, drawing connections to the everyday surroundings on Cabot Street. By incorporating elements of the laundromat, art school practice, and skyline, underdressed rearranges physical characteristics of our community. By utilizing the unique perspective Frame 301 offers viewers, Bronstein hangs her pieces in a zig-zag fashion, ultimately proposing a three-dimensional, unconventional looking experience. While the artist’s process involved the layering of pencil, charcoal, and paper, underdressed ultimately strips down to the idea of physical identity, modesty, and desirability.
Diane Bronstein is a Boston-based artist focused on the creation of paper clothing, inspired by her attendance to life-drawing sessions at the Arlington Center for the Arts . Bronstein received her B.F.A in Graphic Design and Illustration at Carnegie-Mellon University and currently works as an exhibition designer for traveling, temporary and permanent exhibitions at the Museum of Science in Boston.
For more information: http://montserrat.edu/galleries/frame%20301/

domain: artistic


Indianapolis, IN | 7/6/12 7:13 PM
Richmond, VA | 7/6/12 6:59 PM
The Planned Parenthood abortion business is attacking pro-life Virginia Gov. Bob McDonnell, a potential vice-presidential running mate for Mitt Romney, over the new ultrasound law going into effect in his state.
Washington, DC | 7/6/12 6:28 PM
Washington, DC | 7/6/12 5:41 PM
A Congressional hearing on Monday will focus on continued human rights attacks and abuses in China, even after the international attention on Chen Guangcheng, the Chinese forced abortion opponent who fled China to the United States following house arrest and persecution.
Washington, DC | 7/6/12 4:28 PM
Dayton, OH | 7/6/12 3:47 PM
On June 8, Priests for Life Youth Outreach Director Bryan Kemper and pro-life advocates participating in a rally against the Obama HHS mandate were silenced by local police, who told them they couldn’t hold their pro-life signs.
Jackson, MS | 7/6/12 3:17 PM
On Monday, pro-lifers received some disappointing news when a federal district judge blocked a law that would have likely put Mississippi’s lone abortion clinic out of business.
Madison, WI | 7/6/12 2:05 PM
Sacramento, CA | 7/6/12 1:30 PM
Washington, DC | 7/6/12 1:05 PM
As any horticulturalist knows, you cannot cultivate roses merely by plucking weeds and killing aphids. One must plant rose seeds.


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Start your boiling water baths! National Can-It-Forward Day is just a month away, on August 13th. And to get you in the mood, here’s an easy strawberry jam. As it cooks, it will fill your kitchen with the essence of strawberries, and you’ll get some beautiful reminders of summer, in the way of sealed jars, to dive into later in the year.
In case you don’t know about Can-It-Forward Day, it’s when canning experts and neophytes across the country are joining up for parties to celebrate home preserving and learn how to can food. Jarden Home Brands (the makers of Ball products) will be airing live demos on Web TV. They'll also be hosting demos and handing out samples at Pike Place Market in Seattle. Sounds fun, huh?
Now, on to the jam! If you’re new to canning (or would like more jam recipes or tips for hosting your own party), check out our canning guide.
Strawberry Meyer lemon jam
MAKES 4 HALF PINTS
Inspired by a recipe in the 1975 edition of Joy of Cooking.
3 cups hulled strawberries (any size), plus 1 qt. small to medium hulled strawberries
3 cups sugar
1/4 tsp. butter (to help prevent foaming)
1/3 cup Meyer lemon juice (from 2 lemons)
1. Mash the 3 cups strawberries in a wide 5- to 6-qt. pot. Stir in the 1 qt. whole berries, sugar, and butter. Cook over low heat, stirring every so often, until very juicy, about 10 minutes.
2. Turn the heat up to medium and cook, stirring a couple of times, until bubbling briskly, 5 to 6 minutes. Now cook the jam without stirring until the juices at the edge of the pan look thickened when you tilt the pan, about 20 minutes.
3. Stir in lemon juice. Ladle jam into clean, sterile jars to 1/4 in. from the top. Wipe rims clean, attach bands and lids, and process for 10 minutes. Let jars cool completely and store up to 1 year. (Or, don't process, then just refrigerate jars--the jam will keep about a month.)

domain: hobby


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From Boys Don’t Cry to Transamerica, Dallas Buyer’s Club to The Danish Girl, Hollywood loves a trans narrative. After all, they’ve historically nabbed Oscar nominations, critical acclaim, and cultural purchase for forcing society to see gender and the struggles of a marginalized community in new light. Yet Hollywood’s love of trans stories highlights one blaring problem: its equal love of cisgender actors, whom the industry almost always casts to play transgender roles.
Earlier this week, it was announced that Scarlett Johansson would star as Dante “Tex” Gill in the upcoming film Rub & Tug. The film is based on the real-life story of Gill, a trans-masculine person; given Johansson is a cisgender woman, many criticized the choice as tone-deaf, given how much trans acting talent exists in Hollywood today. Trans actors are more than capable of portraying their own community. And beyond moral or ethical arguments against it, Johansson’s casting highlights the inherent injustice of casting a cis actor for a trans role: It denies trans actors access to opportunities in an industry where they already face systemic discrimination. Pursuing a trans storyline with cis actors diminishes the multi-faceted, impossibly complex narratives of trans folk, and says we’re incapable of telling our own stories.
Trans people live our lives everyday, and our lives are not costumes. They are real and worthy of celebration. Here are just 13 examples of incredible trans performers working today, should there be any doubt that talent is what's holding Hollywood back from giving trans actors the opportunities they deserve.


Greenspan on Inflation's Threat
In a recent editorial in the Financial Times, former Federal Reserve chairman outlined his concerns about pending inflationary pressures:
- The avalanche of government debt to be unloaded on world financial markets
- The political pressure on central banks to print money to buy much of the newly issued debt
- The staggering rise in government spending commitments over the next decade
- The uncertainty in forecasting Medicare costs
- The danger of political intervention at the expense of private market forces
Please click here for Greenspan's commentary.


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Although my preference was to laze around the pool the WHOLE holiday… in reality, this was never going to happen. Our two boisterous toddlers craved a change of scenery, and luckily, come rain or shine, Tenerife has a lot of family-friendly attractions on offer.
We didn’t visit every place that was recommended to us. It would have been expensive and time-consuming, but there was no end of choice from young children to teenagers. Here are just a few we encountered – and some we would have liked to have gone to. Maybe next time…
To read this blog from Ting on the Top Five Things to Do in Tenerife, click here.
This article about places to visit in Teneriffe contains some really good tips. Teneriffe was a great holiday for one of our other guest bloggers who travelled with her twins to Parque Santiago 2.

domain: travel


Tuesday, June 24, 2008 | Thank you for your informative article about the Pershing onramp. Folks need to know about bad places to cross on their bikes.
I would gather from the way this exit is marked that the accidents in the morning would most likely happen when a cyclist is prompted to dismount from their bicycle then walks their bike to the South exit of Interstate 5, mounts their bicycle, then proceeds to cross I-5 south back onto Perishing Drive to the intersection of B Street.
Have you had the opportunity to ride down Fairmont Ave? At that intersection, Cal Trans put in a pedestrian bridge. Signs are posted to ensure bikes and pedestrians are spared from the entrances onto San Diego’s freeways.
I’m very sorry for the loss of life. Maybe this will have a silver lining and drivers, cyclist, reporters, activists and city planners will stop this happening in our city.


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The trickle-down effects of a rainy spring are being felt by farm markets in Door and Kewaunee Counties. As orchards and other crop farmers w ere a couple of weeks behind, that wait was passed down to the farm markets selling the products on their shelves. The late harvest of local cherries and fruit from Michigan brought with it many questions for Wood Orchard Market owner Crista Kochanski. She chose to take a positive approach to the issue.
Apple fans will have a similar wait ahead of them according to Kochanski, who says their early producing varieties at Wood Orchard are a couple of weeks behind schedule.

domain: news


Reviewed By Gary L (Roseville, CA) Reviewed for a 2003 Porsche 911 —8/14/2014 11:15 AM
The instructions supplied needed the visual renderings to be larger..also the schematic of the parts very poor!
Reviewed By Robert G (CLAREMONT, CA) Reviewed for a 2003 Porsche Boxster —9/4/2012 8:17 PM
The kit here works well and I am happy that I bought and installed it. Nice filter and induction tube and hoses/clamps. The intake tube that connects from the throttle body to the airbox is somewhat tricky to get in, you really have to position it and snake it in correctly; I loosened some other clamps on the intake manifold side and rotated the throttle body piece upward. I ended up temporarily loosening the throttle body to get the tube into position then repositioned the parts. Runs smoothly!
Reviewed By Leo D (Bolingbrook, IL) Reviewed for a 1999 Porsche 911 —5/3/2008 5:46 AM
Rather straightforward installation, one does notice a change to performance in the higher rev band. Definitely a change to engine intake noise on cold idle. Sounds like a vacuum, once engine warms it goes back to normal Porsche sound. At speed and higher rev though one can hear the intake once again when the engine opens the throttle. Don't really like the appearance of the alteration to a engineering design. Wish it was alittle less obvious.


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By now millions of words have been written about the Casey Anthony trial and the “not guilty” verdict announced today. The ratings obsessed bottom feeders like Nancy Grace are simultaneously dancing on their cloven hooves over the ratings todays verdict is bringing in and crying about the end of the Anthony gravy train.
I don’t intend to talk about Caylee or Casey or whether the verdict was just. I want to talk about 51-year-old Robin Wilkie of Lake Minnetonka Minnesota. Robin has spent thousands of dollars and almost a month in Florida to get into the trial 15 times. Here’s what Robin had to say:


GE Wind turbine using Expansion bolt for blind hole
The Expansion bolt for blind hole applications is used on the flange coupling of the gear box on this wind turbine. The solution integrates Superbolt technology and is used to transmit the enormous torque. The solution is compact and does not add a lot of weight, which was a requirement. The diameter of the Expansion bolts is Ø65.


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Fashion is a term that means many things to different people. To some, it is a way to express oneself creatively through style. To others, it is a way to follow trends and look “cool.” Fashion can be an understated whisper or a high-energy scream—it’s up to the individual to decide what they want their fashion to communicate.
In modern Western societies, fashion is a medium of expression that encompasses the status, nature, and attitude of an individual. It can also be an indicator of the cultural trends and social changes that occur. The concept of fashion is a constantly changing, evolving, and expanding entity.
A person’s fashion can be influenced by his or her status, occupation, or geographical location. Fashion is a social phenomenon, reflecting the changing values of society. It can also be influenced by the media, such as movies, TV shows, and advertising hoardings.
Throughout history, people have been obsessed with fashion. In the past, fashion was dictated by class and religion. The upper classes wore elaborately designed clothing, while the lower classes favored simple, utilitarian garments. For example, women from the Renaissance era wore long gowns with tight bodices and full skirts that reached to their ankles. These dresses restricted movement, while lower class gowns allowed for more freedom of movement.
In modern times, fashion has become more accessible to everyone. The invention of machines that can sew fabric quickly has enabled clothing manufacturers to produce more styles and patterns at a cheaper cost. The rise of the Internet and other electronic media has also allowed fashion to reach more parts of the world at a faster rate.
Fashion has been defined as the prevailing mode of dress and appearance among a group of people at a given time. It can also refer to the way that a person dresses or what they wear, such as a particular type of shoe. Fashion can also refer to the newest, trendy styles of clothing.
The fashion industry is a multi-billion dollar business that employs millions of people worldwide in various jobs, from designing to sewing and merchandising. It is a form of art that allows an individual to express themselves creatively and can influence the social and cultural climate.
Fashion can be a powerful tool for self-expression and is constantly evolving. Trends can be influenced by many factors, including popular culture, politics, and economics. It is often difficult to trace how a specific trend begins, for example, how did bell-bottom jeans make it from the streets of England to the runways in Paris? Moreover, a trend may start because of the influence of other forms of media, such as music, television shows, or movies. It can also be a result of social change and personal growth. For example, a woman who feels she does not have good body image may begin to dress differently. This newfound sense of confidence may boost her self-esteem, thereby increasing her overall happiness.


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Traditions, arts, music, sports, events & exhibitions agenda in San Sebastian and Gipuzkoa in August 2020.
We select for you the best cultural, traditional, festive, sports, professional and exhibition activities that occur in San Sebastian (Spain) or Gipuzkoa in August 2020.
Please note that some of the events below may change due to regulations to control Covid-19.
Best Basques traditions and festivities:
- Wednesdays at Damarri Plaza and Saturdays at the Port. Agricultural Fair. Sale of local products. In Hondarribia.
- Every Saturday. Agricultural Fair. Farm products fair. In Tolosa.
- Every Saturday. Agricultural Fair. Vegetable Fair. In Irun.
- From July 30th to August 2nd. St Ignatius Loyola Festival. Local music, food, drink and festivals. In Azpeitia, Arrasate/Mondragón, Eibar, Errenteria, Irun, San Sebastian, Zarautz.
- August 2nd. Agricultural Fair. Exhibition and sale of food products and exhibition of traditional crafts. In Hondarribia.
- August 6th. Festivals of San Salvador. Food Fair. Tasting of grilled tuna and txakoli. Eusko Label veal Pintxos. In Getaria.
- August 7th. Agricultural Fair. Euskal Jai Fair. Products of the hamlet. Food, artisans and workshops. In Zumaia.
- From August 8th to 15th. Crafts Fair.
- From August 10th until 17th. International Fireworks Competition. The Concha Bay. This is one of the biggest events during Big Week. Firework experts from around the world will compete each night to see who can offer the most spectacular show. Cancelled.
- From August, 11th to 18th. Semana Grande (Big week of San Sebastian). Popular party with famous fireworks in Concha beach and lots of visitors. Cancelled
- From August 14th until 18th. In San Sebastian, Deba, Gabiria, Zarautz,Aduna, Elgoivar, … Festivals in honor to Our Lady of the Assumption (August 15th) and San Roque (August 16th).
- August 15th. Crafts Fair. Exhibition, sale and elaboration of artisan products. In Deba.
- From August 28th to September 6th. Euskal Jaiak – Basque festivities. Old part of the city. The Day of the Cider will start the festival of Basque culture. Musical and sports activities and the best Basque gastronomy are its main claim.
- August 29th. Agricultural and Livestock Fair. Cattle contest. Cheese contest. Cider tasting and contest. Rural sport. Agricultural tool. In Elgoibar.
Arts, congress and exhibits in San Sebastian and Gipuzkoa:
- From April to September. Ignacio Zuloaga cultural space. Studio of famous Basque pintos of recognized international prestige. Santiago House. Private visits all year. In Zumaia.
- From November 27th, 2019 to December 2020. Exhibition: “Elkano. The first travel around the world”. The expo claims that the first circumnavigation was possible thanks to Elcano’s initiative and his nautical knowledge. Basque Maritime Museum.
- From December 6th, 2019 until January 30th 2021. Eduardo Chillida: Seeking the light expo. From a trip that the sculptor made in 1963 through Greece, Italy and French Provence in which he discovers new concepts around light and architecture. Squeak Leku. In Hernani.
- From June 19th until October 5th. Exhibition “The longest trip”. Fifth centenary of the first round the world by Fernando de Magallanes and the Basque Juan Sebastián Elcano. Documents of the Archive of the Indies of Seville. San Telmo museum. Dates pending revision.
- From June 19th until October 25th. Margaret Watkins: Black Light. Exhibition with the work of a reference photographer from the 20th century. International Center for Contemporary Culture Tabakalera.
- From February 29th to January 10th, 2021. Fashion and Heritage: Cristóbal. It puts the focus on Cristóbal Balenciaga himself and the imprint he has left behind as a person through various objects that belonged to him and that have been collected in the Museum’s collections. Part of the annual program for the 125th anniversary of his birth. Cristóbal Balenciaga Museum. In Getaria.
- From July 1st to October 2nd. Balenciaga Collection by designer Azzedine Alaïa. Unpublished exhibition under the direction of the renowned Olivier Saillard, curator of fashion exhibitions and former director of the Palais Galliera, Paris Fashion Museum. Part of the annual program for the 125th anniversary of his birth. Cristóbal Balenciaga Museum. In Getaria. Dates under review by the organizers.
- From July 12th until August 26th. Kutxa Kultur Gauak 2020: concerts, dance, theater, meetings, disco parties, contemporary dance, workshops, fashion, instagram conferences, youtubers and many more things to enjoy the summer on an outdoor terrace. Roof of the Tabakalera.
- From July 24th until August 29th. Cultural program of the Chillida Leku museum for the summer. Different activities of dance, music or yoga and there will be workshops for children and night visits. In Hernani.
- August 7th. Rock band concert: Viva Sweden. Kursaal Auditorium.
- From August 8th until 29th. 81st Donostia Musical Fortnight. It is the longest standing classical music festival in Spain and one of the most time-honored in Europe. Kursaal Auditorium.
- August 22nd. Musical tour # AS2020 of the Galician singer-songwriter Andrés Suárez. One of the maximum exponents of the song of author in Spanish; widely respected by the public and specialized critics. Kursaal Auditorium.
- August 26th. Poetic tour «Life Ahead«. With the poet, guitarist and singer from Zaragoza Gabriel Sopeña, and the singer Loquillo. Kursaal Auditorium.
- August 28th. Coque Malla in his “Impossible Tour”. Piano, guitar and voice. Kursaal Auditorium.
- From August 28th until 30th. Introduction to Haute Couture tailoring techniques. Master class by Javier Martín. Cristóbal Balenciaga Museum. In Getaria.
Basque sports in San Sebastian and Gipuzkoa in August 2020:
- Different dates from June to September. Horse races. Racecourse.
- August 3rd. The “Classic” Cyclist race. It is part of the UCI ProTour. It starts in the morning and returns to the city in the afternoon with a route of 225 km throughout the province. Cancelled.
- From August 25th. Swim around the island. The Concha Bay. Adults 3km swimming. Children, 600m La Concha Beach. Cancelled.
- Quarterfinals: August 21st and 22nd. Semifinals: August 25th and 26th. End: August 30th in San Sebastian. UEFA Women’s Champions League. San Mamés Stadium in Bilbao and at the Anoeta Stadium in San Sebastian.
In our excursions you can also ask us and receive information about the best activities that are available during your stay in San Sebastian or surrounding cities, towns, coast, places,… in all Gipuzkoa province.
For any information about our personalized and exclusive city tour in San Sebastian and Gipuzkoa in this link you can contact us.
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Version Reviewed: 1.0
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The Battle Bears series is the story of a warrior bear, Oliver, and his battle against a race of colorful bears called the Huggables. The Huggables seek to hug our antagonist to death, but Oliver's not gonna have that. His plan? Blow 'em up.
Indeed, the whole premise of the Battle Bears series is somewhat silly and crazy. But it's fun, which is why the series has spawned numerous games and a growing fanbase.
The original Battle Bears: Zombies game took the form of a rather simple third-person shooter in which players fended off hordes of cute, cuddly bears that aimed to hug Oliver to death. However, the game's developer, SkyVu, temporarily took the franchise in a new direction with the release of Battle Bears -1, introducing free-roaming gameplay and several RPG-esque game mechanics. With Battle Bears Blast, though, the developer is returning the series to its shooter roots.
The ultimate goal of Blast is to survive an onslaught of Huggables. Gamers control Oliver, who rests in a fixed position the entire game. The player's only weapon is a microwave gun, which they can aim with using the touchscreen. As bear after bear approaches, players must aim and microwave the Huggables before they get too close to Oliver. The whole experience is kind of like a zombie game, but with cute, colorful bears instead.
Admittedly, the concept of microwaving a cute, colorful bear might sound more gross and disturbing than it does funny or entertaining. But Battle Bears Blast is a gore-free title. When players kill a Huggable, they explode into rainbows, giving the game a lighthearted feel. This stylistic choice combined with humorous voice acting gives Blast a somewhat charming tone even.
While previous Battle Bears games allowed Oliver to equip different weapons, being limited to just the microwave gun makes Blast a simpler and lighter game overall. However, there is still a little more to the experience than mindlessly killing Huggables. For example, the game encourages players to mindfully target and kill bears of the same color simultaneously for extra points. Also, gamers can take advantage of Oliver's sidekick, Wil, and the bombs he drops onto the battlefield to tactfully eliminate as many Huggables as possible at once. At the same time, they must be careful not to accidentally kill Wil or it's game over. So, there is some strategy to be had here.
Compared to previous installments in the series, Battle Bears Blast may be an ultimately simpler and lighter game. But it's still a silly and fun shooter. For gamers looking for something they can pick up and play on the bus ride or wherever they want to kill a little time, this is not a bad choice at all.

domain: entertainment


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Hillsboro's pitchers issued 10 free passes, including two with the bases loaded. Michael Faulkner's bases-loaded walk in the bottom of the sixth inning snapped a 2-2 tie and held up as the game-winning run.
The game was delayed 1 hour, 28 minutes because of a cloudburst that flooded the field at Everett Memorial Stadium with one out in the bottom of the fourth inning.
Austin Wilson, the Seattle Mariners' second-round pick in this year's draft, made his professional debut in the game. Wilson served as the designated hitter and went 1-for-2 with two walks.
More Sports Headlines
Time with friends and family is what fishing is all about South Snohomish coach calls for changes in Series format With contract done, Seahawks' Wagner focused on football Homer-Happy Rangers Beat Mariners 7-2 Sounders beat Olimpia 2-1 in CONCACAF Champions League match Pappa cleared to rejoin Sounders after complying with MLS program Mariners' reliever Farquhar is looking like his old self AquaSox host 4MOM night to support Bishop’s cause
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domain: sports


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Originally published by The Los Angeles Times:
This one is personal.
Just over 10 years ago, I was ticketed – and handcuffed – for an alleged pedestrian violation while crossing Melrose Avenue. Ironically, this was one of the rare times that I was innocent of even jaywalking, something I do every day.
Anyway, I had done everything right. I waited for the green “walking man” signal before stepping off the curb. I walked between the crosswalk lines. I got across the street just as the flashing red signal began.
All of a sudden, a motorcycle officer zoomed over, threw me up against the wall, slapped on the cuffs, roughed me up and wrote me a ticket. It was an ugly scene, and in broad daylight it must have looked like one, because within minutes there were a couple of dozen passersby shouting at the cop.
Another motorcycle officer appeared, asked the colleague what the heck he was thinking and ordered him to let me go, which he did. But not before he threw my driver’s license into the sewer.
I filed a formal complaint with the Los Angeles Police Department. A few months went by without my hearing anything, so I called to check in. I was told that the complaint was dismissed. They had never notified me.
Stories about the LAPD’s current ticketing crackdown against people who enter the crosswalk after the pedestrian crossing signal has begun flashing red and counting down reminded me of my incident. The Times reports that the LAPD has ticketed four times as many pedestrians for this violation in the division that includes downtown than in other areas of the city.
Is this really a worthwhile use of police resources? Two City Council members have asked for data on whether such tickets really improve public safety.
As Times columnist Steve Lopez points out, the price of these tickets – $197 – is wildly out of proportion to the scale of the so-called “offense.” Moreover, few Angelenos know that stepping into the crosswalk after the red flash of death starts is against the law. “Many… think, as I did, that the countdown is there to tell you how much time you have to cross the street,” writes Lopez.
Because, you know, it’s a countdown. In seconds. If you are familiar with the space-time continuum, and you have crossed the particular street before, you’re probably able to judge with a fair degree of accuracy whether you will be able to make it across in time. Why show the countdown if we aren’t supposed to use that information?
At a certain point, it’s easy to conclude that this is less about pedestrian safety than it is about revenue enhancement. Besides, how safe is the scenario I depict in my cartoon, in which people are racing across intersections at breakneck speed in order to avoid paying nearly $200 in fines?


You don’t need me to tell you this, but here it goes anyway. Losing a loved one hurts like hell.
Every person reading this has lost someone in their lives that was more than a friend, more than a family member, but rather more like an angel on Earth. For Vin Diesel, Paul Walker was that guy. The two are famously linked to the worldwide success of their Fast And The Furious movie series. Yet, Diesel, on a recent appearance of Live With Kelly And Michael, reluctantly spoke on the one topic that still haunts him every waking moment of his life.
“It’s a heavy thing, Michael. You know?” Diesel said. “I grew up in the bouncer world, and we lost people while we were bouncing. But the brotherhood in Paul Walker was something completely different. It was someone that we…we grew up in the business together, and we became famous together, and we represented the biggest franchise together. He was my partner, and it’s a strange thing to…I’ve been acting all my life and they don’t teach you in acting, how to mourn someone and simultaneously pretend they’re in a scene with you.”
“It’s one of the darker moments in this, in my journey. Yeah. Yeah guys, you know it’s a rough one. You all had people you love that passed away,” Vin finished.
It’s those last few lines that hit like a ton of bricks.
Diesel is still in the process of filming Fast And The Furious 7, a film Walker himself had already began filming at the time of his death and a film that will feature him in some capacity. So when Vin mentioned the difficulty of mourning the death of friend while pretending said friend’s technically in the movie with him has to take its toll in some capacity. Understandably so, Hollywood is Hollywood and business waits for no man, but you have to wonder how healthy that is in terms of Vin’s grieving process.
FATF7 is tentatively scheduled for an April 2015 release.


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I understand water issues. I know how ecosystems work, and how easily they break down.
And they are breaking down. They are breaking down all over the world. There is a global crisis in biodiversity. We are losing species at a rate we have never seen before. I care about our future, and I am worried.
This summer, I helped lead a group of talented students to China. We went to China to explore the role of agriculture and other factors causing some of the worst water management problems in the world today.
Eighty percent of China’s rivers no longer support fish. Most surface waters are polluted and many rivers no longer reach the ocean. The per-capita water availability in northwest China is only one-quarter of the world average and the second lowest on the planet. Clearly, China is facing a severe water management and environmental crisis.
I began this trip with the commonly held assumption that we could solve the water scarcity problem with modern conservation techniques. After all, agriculture consumes 80 percent of China’s water. Many people insisted that rural peasants are backward and have little respect for resources and suggested that there are huge inefficiencies and waste in practice. I shared these assumptions.
Well, I was wrong. I was wrong about the nature of the problem, about what I thought I knew about the people who work the land, what was important to them and how they lived their lives.
What I found were gracious, resourceful, hard-working people, proud of their history and culture. They work harder than most of us can imagine. Water is precious to them and always has been. They do not waste it.
Beyond the physical labor, these people are struggling against forces that they cannot hope to influence, a harsh environment and global market pressures. They struggle to make ends meet as their children leave them and their way of life for the cities. They struggle for solutions in the face of an indifferent government.
And they are struggling against an attitude that lies beneath all this. These are just poor peasant farmers. Life and times have passed them by. Life is somewhere else, in the future, in the cities along with the jobs and money. That is what matters. That is what is valued. These people are relics, for whom there just might not be enough room in this brave new world.
No one needs to worry about people who don’t really count. We don’t want to see them because if we do, we may be unpleasantly reminded that there are other priorities and other values that compete with ours. Best to just let them fade away.
These people are rooted in an ancient culture. They have every right to be proud of their heritage and way of life. We could learn much from them, but they are being written off by arrogance and indifference, ignorance and disrespect.
Youths are flocking to cities hoping to cash in on China’s commercial and industrial explosion, leaving the farms to older women.
These women irrigate crops by hauling water on their shoulders, often over long distances. It’s hard on them and it’s risky for the environment. Without sufficient water, the crops will wither and die. When crops fail, the fragile soil will be washed away during the regular monsoon rains, and the Gobi desert will claim the farms. The eroded soil will make its way to the Yellow River, fill it with sediment, raise the riverbed and cause devastating floods.
There are solutions, but these folks don’t have an audience. The central government has abandoned them. Real solutions require leadership. The price of leadership is risk. Why risk a career on people who don’t count? This same attitude is a major contributing factor to the global crisis in biodiversity.
We need to change course, have the courage to get out of our comfort zones, to challenge our view of reality, critically examine our assumptions and admit we don’t know everything.
That is how we begin the real business of breaking down barriers and treating one another with the respect we all deserve. No rigid agendas or ideologies, just people working to identify and solve problems. This is the kind of leadership we need right now.
Robbie Soltz, Ph.D., is a professor of biology currently lecturing at Central Washington University. She serves on the board of the Yakima Basin Storage Alliance.

domain: sociology


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The Best Streaming Apps For Firestick
Streaming Apps provide free Movies, TV shows, Live Streams, and much more all to your favorite streaming device. Many people refer to these applications as “Streaming APKs”.
Streaming applications or “apps” work perfectly on tons of devices that are available for purchase.
Currently, the most popular streaming device available is the Amazon Firestick. Due to it’s “jailbreak” ability, which allows 3rd party streaming apps to be installed, many users find this device perfect for their streaming needs.
By jailbreaking your Firestick or Fire TV, you can enjoy thousands of movies, tv shows, sports, and more; all for FREE.
Streaming Apps for Movies and TV Shows
If you hate annoying ads and are looking for an app without them, UnlockMyTV is perfect for you. This Cinema APK Clone (listed below) features the same interface but without the annoying pop-ups.
It works great with MX Player and streams content fast.
UnlockMyTV is the one of the best streaming apps available today. Use the video below to learn how to install UnlockMyTV and for important details regarding this streaming app
The CatMouse APK is new to the streaming scene but is sure to be a favorite among cord-cutters. This is a Terrarium TV clone that features tons of links and NO ADS.
CatMouse has the same interface and features as Terrarium but with updated content for your viewing experience. Real-Debrid and Trakt are available which will help you get the most out of this app.
If you were a fan of Terrarium, you will be sure to enjoy CatMouse. Give it a try today and let us know what you think!
Cyberflix Vip Apk
This application is the clone app of Terrarium application. You can watch all types of TV shows and Movies on CyberFlix Vip App. Also, it offers huge collection of contents in different categories. When it comes to categories, you can find romantic, thriller, comedy, action and more. Based on the interest, you can choose the right stuff and start to watch without paying a single penny. CyberFlix Vip is an amazing application which offer the contents to watch in High Definition
Nova Tv Apk
NovaTV is a modular search tool for content. It crawls movie/tv shows hosting websites and can find and return the videos hosted on those sites. For example, NovaTV can find Avengers: Endgame, or complete Breaking Bad seasons, all using the Modules built by the amazing members of our community.
On Amazon Fire TV.
Download NovaTV by code 60060270 for Filelinked.
Cinema Hd Apk
Cinema is a popular streaming app that is a favorite among cord-cutters. It works on all devices including the popular Fire TV Stick 4k.
Cinema provides a user friendly interface and is constantly updated with the latest Movies and TV Shows for your streaming enjoyment.
Just Click On The Picture To Download The Apk
Bee Tv Apk
It features a user-friendly interface that sorts items into genres for accessibility. Often times, links are available in 720 and 1080p for the ultimate high definition experience.
Similar to many of those listed above, BeeTV has real-debrid and trakt integration which will help you get the most out of this awesome app.
Just Click On The Picture To Download The Apk
Solex Tv Apk
Solex TV is an APK that contains a ton of high quality Movies that are Blu-Ray releases only.
It features a unique interface, and the best part is that there are NO ADS. It is currently featured as one of the Best APK’s by Free-tv.info.
If you are a fan of one-click streaming apps then you will surely enjoy what Solex TV has to offer.
Tv Zion Apk
TVZion – The best site to watch TV series online for free. No signed up need, nor do you need any credit card. Keep up with your your favorite TV shows as episodes are updated EVERY DAY. You can use TVZion anywhere, anytime as it works on any browser, any tablet or iPhones, Xbox One or Playstaion. So don’t wait up, jump in and watch free episodes online.
FreeFlix Hq Apk
FreeFlix HQ is a great application with excellent performance which allows you to access and enjoy tons of multimedia content on your smartphone. If you’re looking for this kind of app, then you’re in luck, because FreeFlix HQ is a great option
JetBOX App is the go-to app to stream and download movies, tv shows, and cartoons on your mobile devices, completely free. Select from a wide range of genres including action, sci-fi, family, comedy, and tons more for every hardcore tv fans out there
Kodi 18 Apk
Kodi is another popular media application that has been around for years. Many believe using Kodi is the best way to access Movies and TV Shows along with other items as well.
To stream content, users must install 3rd party add-ons within the application.


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TRENDING ON ONEINDIA
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Ranam, the much awaited movie starring Prithviraj in the lead role, had graced the big screens yesterday (September 6, 2018). The film, which has been directed by newcomer Nirmal Sahadev has fetched the praises of the critics and has been tagged as a realistic crime drama with some solid performances.
The film went on to release in above 150 + screens and at the Kochi multiplexes, the movie garnered as much as 25 shows on its opening day. The stage was perfectly set for Ranam for a good opening at the multiplexes and the movie has rightly done so.
According to a report by Forum Keralam, Ranam went on to fetch approximately 6.56 Lakhs, which are indeed good numbers. According to the report, Ranam had an occupancy rate of of 79.58 % on its opening day at the Kochi multiplexes.
It is after a short gap that a big Malayalam movie is gracing the big screens and Ranam has seemingly set the things back on track. Meanwhile, Ranam is expected to continue its good run in the coming days as well and is touted to get an increase in the collections during the weekend.
Apart from Prithviraj, Ranam also features actors like Rahman, Isha Talwar, Ashwin Kumar, Nandu etc., in important roles. The film has its script penned by the director himself.


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Captain Pork's Revenge is a superior sequel to Captain Pork's World of Violence, itself one of the best Liero clones ever made. In the author's own words, the game features "...many vast improvements over World of Violence, including a better menu interface, a quick-start mode and new graphics, transparency and dynamic light sourcing - now you can hide in areas of darkness, lots of highly configurable gameplay options, split-screen and serial-port null modem multiplayer (+ a new experimental IPX mode), and [finally] reasonably capable AI opponents (bots)." If you like the first game, you will like this sequel even more. The dynamic light sourcing alone is worth the price of admission (free). And if you haven't played the original, check out one of the most underrated and unknown Worms-style games ever made - although I wish the bots were more intelligent. Recommended, especially if you like the original.
People who downloaded Captain Pork's Revenge have also downloaded:
Captain Pork's World of Violence, Castlevania Haunted Castle 3, Castle of Dr. Malvado, The, Carnivores: Ice Age, Captain Quazar, Card Hunter Sakura 2, Carnivores 2, Cave of Monsters
©2023 San Pedro Software. Contact: , done in 0.001 seconds.


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Online casino game infinity bet cassinos are a craze in recent times and are taking the gambling world by storm. There are millions of internet users in the US and they all love playing games at casinos online. Casino gaming online is like going to Las Vegas and Atlantic City however, without having to go to these locations. All you need is an internet-connected computer internet connection and a few dollars. No deposit is required to begin playing any game.
However, the majority of free online casino games do not require any initial investment , and are suitable for players of all levels. Blackjack is one such game. Blackjack is one of the most played games online and is ideal for players who do not know much about it. All you have to do is buy the minimum number of blackjack cards and place a bet. The game is not controlled by any one person, it is all managed by the dealer.
Craps is another game that can be played online for free. This game is perfect for everyone. It is free to play and you don’t need to spend any money. It is also important to keep in mind that you cannot be a fool and you should follow your strategy twin if you want to be successful at craps.
Another game that can be played online is roulette. It is important to keep in mind that roulette is purely an art of luck and there’s no element of skill involved. This means that everyone can participate in the game and win money. The best thing of roulette is that even someone with a weak internet connection can still enjoy the game.
One of the top and most played online casino games for free is poker. Poker is regarded as one of the most exciting games available on the internet and is played for free. Poker online is a game where you can play for fun and watch your opponent make mistakes. The thrill of playing poker is accessible to everyone, regardless of their budget. The best part about playing online casino games for free is that players can learn the different strategies of poker in very short amount of time.
Games at online casinos that require fighting are available for free. This is a game that involves throwing punches and kicks at your opponents. This is a sport that requires physical activity, so many players find it enjoyable to play online casino games. You don’t need to spend anything to play the game.
Online games like slots are extremely popular on the internet. The primary goal of playing slots is winning a jackpot. In addition to this, slot machines also provide free bonuses. These bonuses may not seem much but when you add them together you can win real money. Progressive slot machines are one of the most played casino games. This machine pays more when an individual wins more than the other jackpots.
Online blackjack is one of the most popular and exciting casino games online. Blackjack is a type of game where you must count cards or use other card counting tools to beat the dealer. Blackjack is among the most difficult games in the world and requires a lot strategy to beat the dealer. Blackjack online is a very popular game that lots of people enjoy because they don’t have to invest money. There are many sites which offer free blackjack games online. You can also find many players who are willing to play blackjack for free.


What is the Decatur Environmental Sustainability Plan?
On June 4, 2012 the Decatur City Commission adopted the Environmental Sustainability Plan. The plan is a direct response to a charge from the people of the City of Decatur from the 2010 Strategic Plan (Task 12A). Decatur residents submitted hundreds of ideas of how Decatur can become even more environmentally responsible, and specifically tasked the government with creating a citywide plan to address these issues.
This plan was created as a joint effort between City of Decatur staff and the Decatur Environmental Sustainability Board (ESB), with significant input from residents and members of the community over the course of a year.
The theme for the plan is “Decatur Grows Greener.” It envisions creating a community where our relationship with the environment will protect and enhance natural resources and ensure that future generations will be able to share in the benefits they provide. Our vision is ambitious, but it is not out of reach. Many steps toward sustainability have already been taken in this community. This plan outlines 12 goals and several strategies that Decatur should take to deepen our commitment to serving as good stewards of the environment and community resources. It provides guidance for current and future decision makers, City employees, committee members, residents, businesses, and organizations.
It is recognized that this plan will evolve with advancements in science and technology as well as community interest and that over time, new methods might become viable alternatives to reaching the same goals. An assessment will be conducted every 2 years by the Environmental Sustainability Board to ensure that the solutions outlined in the plan continue to remain viable.
NEW! The 2012 Environmental Sustainability Plan was formerly adopted by the Decatur City Commission on June 4, 2012. <Click HERE to view the final plan>
> Click HERE to view the second draft of the plan.
> Click HERE to view the first draft of the plan.
> Click HERE to submit your comments using the online comment card.
NEW! Tree Canopy Presentation
>Click HERE to view a presentation on the state of Decatur's tree canopy.
Our vision is ambitious, but it is not out of reach. This plan outlines the steps that Decatur should take to ensure a sustainable relationship with the natural environment. It provides guidance for current and future decision makers, City employees, committee members, residents, businesses, and organizations. We are fortunate to live in a city where many steps toward sustainability have already been taken. This plan sets goals and timelines to move us further along that path. The plan provides steps we can take to attain those goals, but recognizes that over time, other methods might be viable alternatives to reaching the same goals.
How Was This Plan Created?
|The members of the Environmental Sustainability Board (ESB) were instrumental in the development of this plan. Front row from left to right: Gary Garrett (chair), Steve Provost, K.C. Boyce, Ben Jordon. Back row from left to right: Tiffany Brott, Greg Coleson, Kristin Rowles, Jill Jordan, Antonio Leung,
This plan was created as a joint effort between City of Decatur staff and the Decatur Environmental Sustainability Board (ESB). The process began by evaluating all current achievements, goals, and commitments related to environmental sustainability. Of specific note were elements from the 2010 Decatur Strategic Plan related to environmental sustainability. From this list, the members of the ESB worked directly with volunteers on various committees to identify opportunities for improvement.
If you have any questions or comments related to the Decatur Environmental Sustainability Plan, please contact:
Resource Conservation Coordinator


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|From 2019 11 21 Kom Ombo and Edfu|
Today's photo-of-the-day is from the Temple of Kom Ombo on the Nile River in Egypt. It shows what's left of a ceiling. What makes it striking to me are the colors. Although paintings in the ancient tombs often still show their original colors, it's rare to see colors this vivid on outdoor parts of temples. This ceiling was probably originally indoors, and I have no idea how many centuries ago the walls came down, but still, I find the 2,000 year-old colors stunning.

domain: history


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Americas Mining is a case that we discussed in multiple posts here, here and here. It is not one that would at first blush make our top five list. The case involved allegations that Southern Peru (an exchange traded company) overpaid for the acquisition of a 99% interest in Minera Mexico. The interest was owned by Grupo Mexico, the controlling shareholder of Southern Peru. The case probably gained most attention from the fact that the Chancery Court awarded plaintiffs $2 billion in damages and the Supreme Court affirmed the award, although requiring 110 pages to do so.
The case involved the standard approach employed by the Delaware courts in "protecting" shareholders from transactions involving a conflict of interest. This typically entails a special committee of independent directors, the retention of independent advisors, and genuine deliberations. Yet in this case these procedures were not enough.
Because the transaction involved a controlling shareholder (Grupo Mexico), the board of Southern Peru dutifully formed a Special Committee consisting entirely of independent directors. The directors included a former attorney at Wachtell, a Ph.D in finance from Wharton, the manager of "multi-billion dollar companies such as Grupo Televisa and AeroMexico Airlines, a former Mexican government official who co-founded an investment bank. In other words, it was a highly qualified group of directors. Moreover, the Special Committee hired independent advisors, including Goldman Sachs and Latham & Watkins. The Committee also hired a specialized mining consultant.
The actual negotiations involved some back and forth. Grupo Mexico wanted $3.147 billion in Southern Peru stock in return for the interest in Minera. A presentation by Goldman suggested that the value of Minera was somewhere around $1.7 billion. A subsequent presentation by Goldman valued the shares of Southern Peru that would be exchanged for the interest in Minera at $2.06 billion, an amount less that the current market value of the shares. As the Court noted:
What Goldman was basically telling the Special Committee was that Southern Peru was being overvalued by the stock market. That is, Goldman told the Special Committee that even though Southern Peru’s stock was worth an obtainable amount in cash, it really was not worth that much in fundamental terms. Thus, although Southern Peru had an actual cash value of $3.19 billion, its “real,” “intrinsic,” or “fundamental” value was only $2.06 billion, and giving $2.06 billion in fundamental value for $1.7 billion in fundamental value was something more reasonable to consider.
The directors made a counter offer to Grupo Mexico. Matters remained far apart and, as the Court noted, "negotiations almost broke down." Grupo, however, countered with a lower price, asking for 67 million shares worth that were at the time of the offer worth $2.76 billion. The Special Committee, after another presentation from Goldman, countered at 64 million shares.
Grupo rejected the counter. Ultimately, the Special Committee agreed to the 67 million share offer from Grupo but obtained from Grupo the approval of a $100 million dividend by Southern Peru, lowering the company's value. Goldman ultimately opined that the merger was fair from a financial perspective and issued the requisite fairness opinion. More than 90% of the shareholders voted for the merger.
Based upon the requirements of Delaware law, the process between the Special Committee and Grupo looked almost flawless. There was a committee of highly qualified independent directors. There were independent advisors of the highest caliber. There were negotiations back and forth between the Special Committee and Grupo. Indeed, the negotiations were spirited enought that they almost broke down. The Special Committee received a fairness opinion from Goldman and shareholders overwhelmingly approved the transaction. If ever there was an example of "fair dealing," this was it.
Yet the Chancery Court decided that the applicable test was whether the Special Committee was “well functioning". In other words, the court wolud "look back at the substance, and efficacy, of the special committee’s negotiations, rather than just a look at the composition and mandate of the special committee." In this particular case, the Chancery Court found that "although the independence of the Special Committee was not challenged, 'from inception, the Special Committee fell victim to a controlled mindset and allowed Grupo Mexico to dictate the terms and structure of the merger.'”
The evidence of the controlled mindset? Mostly that the Special Committee entered into what the Chancery Court viewed as an "inexplicable" deal. See Id. ("The Court of Chancery concluded '[a] reasonable third-party buyer free from a controlled mindset would not have ignored a fundamental economic fact that is not in dispute here—in 2004, Southern Peru stock could have been sold for [the] price at which it was trading on the New York Stock Exchange.'”).
The use of the term "controlled mindset" suggested that there was something unusual going on in this particular transaction. But, in fact, that is likely not the case. Southern Peru put in place an almost flawless set of procedures. There was no evidence of actual influence by Grupo. Yet the Special Committee, in the eyes of the Chancery Court, approved a deal that was excessively favorable to the controlling shareholder.
What this case shows is that even with Delaware court approved process, there is no guarantee that shareholders will be treated fairly. Yet process has become the mantra of the Delaware courts. Whether a poision pill (as in Air Products) or severence packages paid to a departing CEO (as in Zucker), courts in Delaware typically look no further than the process used. If the board relied on independent, informed directors (as the board did in Americas Mining), shareholders invariably see their suit dismissed.
Yet Americas Mining shows that there are is doubt as to whether the Delaware approved process actually protects shareholders. Perhaps the definition of director independence is not sufficiently rigorous. Perhaps the independence of consultants should be determined only after consideration of all relevant factors, something now rquired for compensation committees of listed companies hiring consultants. See 17 CFR 240.10C-1.
What Americas Mining ought to have done was spurred a reexamination by the Delaware courts of reliance on process to protect shareholders. Yet it did not. There was absolutely no evidence of introspection or willingness by the Delaware courts to reexamine this approach.
Some primary materials from the Chancery Court are posted on the DU Corporate Governance web site.

domain: finance


text:
Title: Girl Last Seen
Authors: Heather Anastasiu and Anne Greenwood Brown
Publisher: Albert Whitman and Company
Publication Date: 2016
Special Features: N/A
Summarization: Kadence Mulligan’s star was rising. She and her best friend, Lauren DeSanto, watched their songs go viral on YouTube, then she launched a solo career when a nasty throat infection paralyzed Lauren’s vocal chords. Everyone knows Lauren and Kadence had a major falling-out over Kady’s boyfriend. But Lauren knows how deceptive Kadence could be sometimes. And nobody believes Lauren when she claims she had nothing to do with the disappearance. Or the blood evidence… As the town and local media condemns Lauren, she realizes the only way to clear her name is to discover the truth herself.
Review: Two girls. Both alive. Until one is reported missing. After the falling out of their friendship the two girls decide to go their separate ways until one night they are both at the same event. The day after. One is missing.
Overall, the book was written very well, but missed the shot at the end. It had climatic writing, scenery, and character driven work that left you wanting to know more about the characters. It makes you want to defend Lauren Desanto’s innocence. Or show her guilt. Kadence’s character has fell short sadly, as despite her development, you aren’t left wanting her to be okay, but to simply find out what happened and move on.
If you like a mystery book that isn’t too mysterious with rather semi-well written characters that will leave you turning the page until the very end to solve the mystery, I recommend this book to you.

domain: library


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RoutIT Introduces Analytics Powered by Tollring
RoutIT launches HIP Reporter analytics
Dutch cloud services provider specialising in white label products, RoutIT has recently added further value to their partner propositions with the introduction of HIP reporter analytics. The HIP Reporter call analytics suite includes a range of data analysis and reporting tools, developed with and powered by the leading software company, Tollring. The new solution is available now to channel partners for RoutIT everywhere.
In the time leading up to the HIP Reporter Analytics launch, the new RoutIT solution has been received very well by the partner community. This much-anticipated tool will help RoutIT partners to improve their value propositions with 3 separate levels of call analytics. This includes access to an entry-level dashboard, enhanced reporting and live wallboards to motivate customer-facing teams.
Rising Demand for Customer Analytics
Tollring is one of the global market leaders in software development, offering data visualisation tools, business intelligence and more. The wide variety of solutions available from Tollring helps companies to better understand their information, assets, and resources.
With Tollring’s help, RoutIT has been able to deliver an essential upgrade to their portfolio for their partners. According to Paul Velders of RoutIT, since plans for the new capability were announced, there has been a growing level of interest from partners. The HIP Reporter solution goes above and beyond expectations for the partner community. What’s more, RoutIT is committed to continuously improving and enhancing the product, to suit the ongoing needs of their call centre and telephony customers.
Improving Customer Experience Visibility
RoutIT is thrilled to be delivering their new analytics solution to their channel partners in an official HIP Reporter rollout. They believe that this new service will provide insights that companies need to stay ahead in the current marketplace.
In a press release about the new product, CEO of Tollring, Tony Martino, commented that RoutIT and Tollring have been working closely together to ensure that HIP Reporter delivers the insights that today’s businesses need. The resulting tool will offer enhanced visibility of customer experience through an evolving suite of productivity tools. These solutions have been proven to add competitive differentiation and value to the channel and end-customers alike.
Tollring has always been committed to delivering the most reliable demand-led solutions for its customers, intended to benefit both end-users and channel partners alike. The aggressive roadmap that Tollring is following, combined with their wide range of products means that they can consistently offer new and advanced ways to support today’s partners. What’s more, Tollring’s innovation ensures that businesses can stay on the cutting edge with their technology.


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Tuesday, 21 October 2014
Last updated 5 hours ago
May 21 2013 | 1:58pm ET
Former Securities and Exchange Commission Interim Chairman Elisse Walter has changed her tune—to a degree—on hedge fund advertising.
A month after citing the large number of comment letters the agency received on a proposal to end the 80-year-old ban and warning that the new rule will force the SEC to expend more energy guarding against fraud, Walter said she supported allowing hedge funds to advertise, as is required by last year's JOBS Act. And, while Walter said she still hoped to see investor protections added to the proposal, she said she was open to addressing those concerns separately, after the new rule is passed.
New SEC Chairman Mary Jo White has made ending the ban one of her top priorities, and faces pressure to expedite the process from both the agency's two Republican commissioners and from Congressional Republicans, who are furious that the SEC failed to act before the July 2012 deadline set by the law. Former SEC Chairman Mary Schapiro was reportedly set to push through a narrow rule allowing hedge fund advertising in August. But, according to published reports, she backtracked when criticized by consumer groups, who are concerned that allowing hedge funds to advertise without specifying investor protections would lead to an increase in fraud.
White reportedly wishes to push through the current rule, which includes no investor protections, without major changes, and to add protections later.
And while Walter now appears to be on board with that strategy, she is not happy about how the rule was written.
"We have a proposal out there, and it's a very shockingly stark proposal, how streamlined it was and how few questions it asked," Walter said after a Financial Industry Regulatory Authority conference yesterday.
Sep 22 2014 | 4:15pm ET
"I tell people that everybody likes good news and so if you have good performance that’s wonderful,” explains Mike McKitish of Peddie School's endowment, “but it’s the people that want to talk about the bad news or where they drifted and how they came back and how they stayed to their discipline…” that he wants to hear from. Read more…
Sep 30 2014 | 9:29am ET
The crisp Autumnal days of October are upon us, and so are a few of the hedge fund industry’s favorite charitable events. If you have never been to Rocktoberfest, well, you are missing out. And for a quieter evening of sipping and socializing, stop by HFC’s Wine Soiree. Read more…
Most traders agree that proper risk management is the key to successful trading. However, many traders depend on the deeply flawed measure of standard deviation as a benchmark of risk. Here we put it ...


|Grade||Genuine Rolex||AAAAA Clone||AAA Replica||A Replica|
|Movement||Rolex Calibre 3235||Genuine Swiss Clone 3235 movement||Swiss 2836 Movement||Asian 2813 Movement|
|Time Accuracy||-3/+5 sec per day COSC certified||-5/+6 sec per day COSC certified||-10/+10 sec per day COSC certified||-1/+2 min per day COSC certified|
|Stainless Steel Type||904L Stainless Steel||904L Stainless Steel||316L Stainless Steel||316L Stainless Steel|
|Crystal||Sapphire crystal||Sapphire crystal correct date magnification||Sapphire crystal||Mineral Glass|
|Logo & Markings||laser etchings||Exact on entire watch||90% Exact on entire watch||70% Exact on entire watch|
|Dial||Genuine Rolex||Exact detail and font||90% exact detail and font||70% Exact detail and font|
|Waterproof||100m on standard models||Tested up to 300m||Tested up to 30m||Life waterproof|
|Life expectancy||Lifetime||Lifetime||3-5 years||1-2 years|
|Warranty||2 Years||Up to 5 Years||Up to 3 Years||Up to 1 Years|
|Band Type||Oyster Bracelet|
Band Material: 316L. The band is the most important part of the watch. 316L is close to iron and generally does not affect the human body. This material is often used in the straps of Swiss watches.
Watch Case: 316L. The case is 316L, and its density is close to iron, which generally does not affect the human body. This material is often used in the straps of Swiss watches.
Case Back: Solid. The sturdy case back allows you to use it for a longer period of time and keep the watch for a long time.
Crystal: Sapphire Crystal. As an excellent replica watch, we applied it to isolate moisture and dust, protect the hands, dial and movement. Tips: The A Replica is applied with mineral glass instead of sapphire.
Hand: Silver-tone. As you can see in the pictures above, the hand design of the watch is silver-tone that is simple but luxury.
Dial Markers: Arabic Numeral. Arabic numerals were used in this watch help us check the time anytime, anywhere.
Bezel Material: Diamond Bezel. A luxury watch with a diamond bezel is a high-end material made from diamond. It is the most expensive material of the watch. In addition, diamond is a substance with high flexibility and energy absorption properties which can be used as the core medium of the watch. Tips: not real diamond.
Clasp: Fold Over Clasp. A fold over clasp are used here which allows the user to fold it over in multiple positions or angles for unique and unique use.
Water Resistance: 30 meters. Always wearing the watch even when you are in bathroom? Don’t worry, the watch’s waterproof depth is 30 meters that’s enough for no worries. Tips: The A Replica is just daily waterproof, need to purchase additional waterproof service which is up to 30 meters.
Function: Date, Hour, Minute, Second. Like any other electronic device, watch functions play an important role in our lives. The functions of the watch are chronograph, hour, minute and second.
1:1 Clone, A Replica, AAA Replica, AAAAA Clone, Top 1:1 Clone


text:
The World's Finest Artistic Network –ArtGrove–
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We envision a world where passion for art would be as natural as it is for music today.