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Trip Planner : USA / California / Humboldt County / Garberville / Nature / Richardson Grove State Park
Richardson Grove State Park, Garberville
Categories: State Parks, Nature & Parks
Richardson Grove State Park is located at the southernmost border of Humboldt County, 75mi south of Eureka, California, United States, and 200mi north of San Francisco. The year-round park, which has approximately 2000acre, straddles US 101, causing the narrowest point of its entire distance. Said to have the 9th largest tree of all remaining Coast Redwoods, it is known for swimming on the South Fork of the Eel River and day use in addition to 159 campsites.The park is named after Friend Richardson, the 25th Governor of California between 1923 to 1927.Current issue: road widening for commerce vs. preservationThe first road through Richardson Grove, eventually to become US Route 101, was constructed in approximately 1915 and first surfaced, most likely with gravel and oil, in 1927. A proposed project to adjust the alignment of Route 101 both inside and outside park boundaries to accommodate industry standard-sized trucks in compliance with the Surface Transportation Assistance Act (STAA) has been in development by Cal Trans (Caltrans). STAA-compliant vehicles are currently prohibited north of Leggett, California on Route 101 through Richardson Grove State Park. The feasibility of constructing a four-lane bypass of Richardson Grove State Park was analyzed in 2001, but deemed infeasible.Put Richardson Grove State Park into our Garberville holiday planner to see other points of interest to visit during your vacation in Garberville.
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My boyfriend and I stayed here for 5 days for my birthday this year. Neither of us had been before and after a 10 hour drive we were so pleasantly surprised that it was as gorgeous as we had hoped! Th... read more »
I've been going to Richardson Grove since I was a kid *mumble mumble* years ago and it is awesome every time. An excellent spot for car camping with coin-operated heated showers (bring quarters!), a w... read more »
This place is great if you want to see huge trees all in one grove! We could only stop for about 30 mins but loved walking along the grove. Looked like a great place for a picnic!
It's spacious, clean, open, empty, huge campground. The showers were warm, the vents in the ceiling were missing screens, was clean other than someone had left their soap/etc behind, nbd. 1.25$ for 5 min, I didn't need all of that time, so pretty cheap. VERY active state campground workers. They were doing a loop about every 15 min, driving around and around. It was a little weird. There is no coverage between the campsites, just open, but almost totally empty. That, and the patrolling keep it from getting higher rating. If you don't mind open camping, then it would be a higher rating as well. I'd really have it at ⭐⭐⭐.🌟 The workers at the entrance were very friendly and helpful.
You don't have to drive far to find big trees from Highway 101. Richardson Grove is directly on the highway. It's a sanctuary of tall trees, with a campground, visitor center, and restrooms. The trees are cool and quiet. There's a river at the edge of the park. A very pleasant place.
One of the best stops in all of redwood country. Loved all the short hiking trails through the amazing redwoods. Very kid-friendly. Very clean and pristine.
Worst camping experience of my life, and I didn't even stay there. The place is too close to the freeway for my taste, but my friend was camped there and I live in the area, so I picked her up. The lady at the gate was kind enough to give me a 20 minute pass into the campground, but within five minutes of stopping at her campsite the park supervisor (T. Valerria) drove up and first informed me that I'd overstayed my 20 minutes (I wasn't even close), then proceeded to call to check my VIN number. From the sound of the conversation, he assumed my plates were stolen because the tags on them were currently paid. He just assumed I was a criminal because I had an older car with current registration. I've never been so insulted. He then proceeded to write me a $70 ticket because I'd parked in a spot where the wooden pillars that block off every other part of the campground had been removed, seemingly to create a parking space. While the other employees seem fine, the supervisor seems convinced that he's the big, bad lawman and anyone that isn't a nice, white, solidly middle-class family needs to be run out of his territory. Meyer's Flat is around 30 minutes north from here, costs about the same, and has free showers with a laundry facility, as well as staff who aren't incredibly rude. Don't camp here unless you enjoy tons of highway noise and being treated like dirt.
Beautiful park. Worth a visit.
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domain: geography


text:
Consider Carl Bosch our leading candidate for a modern Prometheus. This year marks a century since Bosch, a chemist, opened the Oppau, Germany-based Stickstoffwerke (“nitrogen works”)—the first factory to produce synthetic ammonia, the main ingredient of chemical fertilizers.
It was an impressive technical feat that helped earn Bosch the Nobel Prize in 1931. His fellow chemist Fritz Haber had pioneered and patented the process for “fixing” inert nitrogen (the gas that makes up 78 percent of the atmosphere) into a usable, reactive form. Bosch figured out how to do it economically and on a large scale.
Modern agriculture was born when an abundant supply of synthetic nitrogen started flowing at Oppau. The Haber-Bosch process busted wide open the natural limits on plant growth. Nitrogen is a building block of all proteins and other molecules necessary for life, including DNA, and a critical nutrient for all plants and animals. Most of the nitrogen naturally fixed from the atmosphere for plant use is captured by bacteria that grow on the roots of legumes like peas and bean plants. Ammonia is transformed by these symbiotic bacteria into nitrates, which are then taken up by plants. Until 1913, cultivating legumes, recycling manure and crop residues, and mining deposits of bird droppings in South America were the primary sources of nitrogen in agriculture.
Bosch figured out how to react hydrogen culled from natural gas with atmospheric nitrogen at very high temperatures and pressures and in the presence of an iron-based catalyst. The resulting ammonia gas could be easily transformed into ammonium nitrate or urea for use in fertilizers. His work effectively removed the primary limiting factor that kept human populations in check.
Where would we be without this feat of modern alchemy? Well, for starters, many of us wouldn’t be without it: Half of us wouldn’t be alive today if not for synthetic nitrogen.
The Oppau Stickstoffwerke was a kind of existential hinge. In 1913, there were about 1.7 billion people in the world, and the factory fixed about 7,300 tons of nitrogen in its first year. Today there are 7 billion of us and more than 120 million tons of nitrogen are produced every year using techniques that haven’t changed all that much. More than 80 percent of that reactive nitrogen goes into fertilizers for agriculture. A 2008 paper in Nature Geoscience contains a remarkable graph showing how closely world population growth has tracked the increase in fertilizer production—and how a world without it could sustain only 3.5 billion people. That counterfactual can make one’s head swim a bit. It’s like imagining the Back to the Future scenario of your parents never marrying, but on a global scale, or the plot for a Malthusian-themed Newt Gingrich alternative-history novel. Another mind-blowing way to think about it: On average, half of the nitrogen in your body was synthetically fixed.
For this reason alone, the Haber-Bosch process is considered by many scientists and historians to be the most transformational technological development of the modern age. But the case gets even stronger once you consider all of its unintended consequences. For, as with the original Prometheus, progress always comes with a price, in this case water and air pollution, deteriorating human health, reduced biodiversity, soil acidification, and accelerated global warming, to name a few.
Adding all that reactive nitrogen has effectively fertilized whole ecosystems beyond farms’ boundaries, creating a host of downstream and downwind problems. “One atom can have cascading effects on land and water, causing loss of biodiversity, algal blooms,” says Eric Davidson, president of the Woods Hole Research Center and an expert on the global nitrogen cycle, “and the same atom of N keeps getting cycled through the system.”
This nitrogen cascade manifests in a variety of ways. Nitrogen oxides contribute to the production of ground-level ozone, or smog, which increases the risk of serious respiratory illness and cancer; a different problem arises in the stratosphere, where these gases destroy beneficial UV-blocking ozone. Nitrogen fertilizers also stimulate natural bacteria to produce more nitrous oxide, which contributes to acid rain and is a greenhouse gas that traps 300 times more heat per molecule than does carbon dioxide. Reactive nitrogen infiltrates surface streams and groundwater, polluting drinking wells. Excess levels of nitrogen in some ecosystems bolsters some species at the expense of others, leading to overall reduced biodiversity.
Perhaps the most visible impacts are the huge “dead zones” in the Baltic Sea and other areas downstream from farms. One of the worst is in the Gulf of Mexico, where fertilizer runoff carried by the Mississippi River feeds huge algae blooms that deprive other organisms of oxygen. The zone changes in size depending on the flow volume of the river and other seasonal factors. Last year it was about 6,700 square miles—larger than Connecticut.
Our use of synthetic nitrogen is head-scratchingly inefficient: One study found that for every 100 grams of synthetic nitrogen used in agriculture in 2005, only 17 grams found their way into crops or animal products consumed by humans. Most farmers only have two data points available to judge the efficiency of their fertilizer use: their crop yield and the amount of nitrogen they apply each year. Those are very crude proxies. In between those events, a vastly complex set of chemical reactions takes place in soil, plants, and the atmosphere that researchers are still working to understand.
“The farmers really don’t want to lose yield,” Davidson says. “The problem is that nitrogen is a relatively cheap insurance policy. In most years they won’t need it but in a few years they will.” He points to a lack of incentives to use nitrogen judiciously. Farmers from China to Iowa are under pressure to maintain high yields and profits. There’s little penalty for overapplying synthetic nitrogen but a significant perceived risk to underapplying it.
The lack of farm-level data on yields, timing, rate, and amount of nitrogen application, indigenous soil nitrogen, and other important variables is a key factor holding back improvements in nitrogen-use efficiency. “It’s surprising how little data there is,” says Kenneth Cassman, a professor of agronomy at the University of Nebraska–Lincoln. “We have some idea, but it’s not good enough when we have to double food production and reduce environmental impact all in the next 30 years” to meet anticipated demand from a growing global population.
The small fraction of applied nitrogen that gets taken up by crops is one source of inefficiency. But we are profligate even with the nitrogen that actually makes it into the plant. Last month, the United Nations Environment Program released a study detailing some of the compounding sources of inefficiency. For example, worldwide about 80 percent of nitrogen harvested in crops and grass goes to feed livestock instead of feeding people directly. Much of that nitrogen winds up in their manure and then gases off as it sits in giant open lagoons near intensive animal production centers or when it is spread onto fields without being properly mixed into the soil. And according to the U.N. Food and Agriculture Organization, a whopping one-third of all food produced globally is wasted—discarded by consumers or lost or spoiled before reaching the market.
The UNEP study authors propose a “20:20 for 2020” target of improving nitrogen use efficiency by 20 percent and reducing overall nitrogen use by 20 million tons each year. They also suggest that consumers in developed countries become “demitarians” by reducing their meat consumption by half, since meat-based diets are much less nitrogen-efficient than plant-based diets.
But “all of the demand for increased livestock products is coming from India, China, Africa,” Cassman says, so reduced consumption of meat in richer countries “doesn’t make much difference for projections of food supply and demand.” Indeed, 80 percent of the global increase in consumption of nitrogen fertilizers between 2000 and 2009 came from India and China.
Cutting back on agricultural production is not much of an option in a world where the population is expected to reach 9.2 billion (and possibly as high as 10.5 billion) by midcentury.
While feeding 10 billion people will require synthetic fertilizers, bequeathing them a livable climate and cleaner air and water will require much more judicious use of applied nitrogen. “The solution is to provide tools so we can actually measure what farmers’ nitrogen use is,” Cassman says. “Every farmer should know what their nitrogen fertilizer efficiency is in a fairly robust way.”
Such information could help policymakers design better incentives to encourage more farmers to adopt promising techniques for reducing nitrogen loss, such as conservation tillage (using little or no plowing), soil erosion control, planting winter cover crops, and more precise management of the timing, rate, and volume of fertilizer application. Davidson points to efforts to limit farming near streams and in 100-year flood plains as other steps that can make a dent in the problems associated with nitrogen runoff.
“In the past 40 years [American farmers] have massively improved nitrogen efficiency without really trying a lot,” Cassman says. “In the next 30 years I guarantee they can do at least as well, if not better, if they just have confidence they can do it. All we’re talking about is trying to accelerate it through better decision-making and promulgation of research.”
He proposes setting up information-sharing systems and incentive-based programs that would reward farmers who improve their own nitrogen efficiency, say, 1 percent every year. “It would take the onus off of penalties, make it like a sport like track or swimming where you’re competing against yourself. They would buy into it, lower costs, and improve their profitability.”
After a century of nitrogen fixation, it’s hard to even imagine a world without it. And sheer demographic momentum means we will continue to rely on it until the next Carl Bosch comes along to upend the rules of agriculture.
While Oppau’s legacy today reaches into every corner of the globe—and our bodies—the facility itself didn’t last that long. In 1921, workers discovered that 4,500 tons of ammonium nitrate stored in a warehouse had hardened during a period of wet weather into an unusable mass. So, to loosen it up, they drilled holes in it, stuck some dynamite in, and lit the fuse. The resulting blast killed more than 500 people (including those workers), destroyed 80 percent of the homes in the town, and ripped the roofs off of homes 15 miles away.
It’s difficult to blame them, though, since no one knew at the time about the fertilizer’s explosive properties. And they were keen to not let such a valuable resource go to waste.

domain: chemistry


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text: War has never been a particularly effective tool and more people are realizing that every day. More importantly, we are learning to see through the ways we've traditionally been manipulated into war to serve the short term interests of a relative few. People who communicate through modern media are more challenging to divide and conquer. Militaries are more challenged to recruit. Universal nonparticipation in war is becoming a recognized common standard of humanity.

domain: sociology


Inside Australia's first contactless bar where robots 'Ken' and 'Heidi' pour the pints and beer is FREE - but there's a catch
- Australia's first contactless robot bar opening this week in Sydney's inner-city
- The innovative bar is serving up a free supply of alcohol-free beer for four days
- Heineken Zer0.0 Contact Bar in Darlinghurst is timed to run alongside Dry July
- Has two robotic arms called Heidi and Ken and is designed for the COVID-19 era
Australia's first ever contactless robot bar is set to provide the answer to social distancing in the COVID-19 era.
The innovative bar is serving up Heineken beer for four days this week in Darlinghurst in Sydney's inner-city.
The only catch is the beer is Heineken's Zer0.0 alcohol-free brand - timed to coincide with Dry July when thousands of Australians across the country abstain from drinking alcohol to raise funds for those affected by cancer.
Scroll down for video
Pictured: Australia's first ever contactless robot bar opening in Darlinghurst in Sydney's inner-city this week
The bar is serving up alcohol-free Heineken beer for four days this week from July 15 until July 19
The bar will only permit one person inside at a time.
Customers can use the service between 11am and 6pm each day from July 15 until July 19.
The Heineken Zer0.0 Contact Bar features two robotic arms called Heidi and Ken.
It has been designed in response to guidelines introduced in the wake of the coronavirus crisis and developed by robotics students from the University of Sydney.
Heineken's new service - which features robotic arms called Heidi and Ken - has been designed by robotics students from the University of Sydney
Robotics students were tasked with coming up with a contactless alternative to hand-serving the famous import beer to customers during the COVID-19 era
They were challenged to create a social distancing-friendly alternative to hand-serving the famous import beer to customers.
'We challenged some of our students, who recently completed an experimental robotics course, to create a robotic, contactless solution by delivering samples to Heineken’s customers,' the head of the university's school of aerospace Professor Stefan Williams said.
Heineken 0.0 is Heineken’s first alcohol-free beer and launched in Australia in 2019.
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text: This is the third novel in the Border Trilogy written by Cormac McCarthy. It takes place in New Mexico and Texas in the 1950's. It's a depiction of the life of the last of the old cowboys of the west. This will be the last book by this author that I'll read. Although I enjoy stories about cowboys and their struggles against the forces of nature, man, and animals, I'm done with graphic scenes of violence in books and movies. I think I'll go back to Louis L'Amour.

domain: artistic


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text:
Started writing at 10, I wrote Fantasy and Adventure with some really childish attempts to Horror. I have worked on a main series from the age 10, it's considerably improved since then of course. At least I hope so. (It's nothing alike.)
I'll elaborate when I have more time.

domain: literature


text:
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text:
This cute crochet octopus is very easy and quick to make!
Please take a note that this listing is for a PDF pattern of how to make your own mini crochet octopus .
Difficulty: This is an easy level crochet pattern. You will need to be able to make single crochet stitches and crochet in the round.
Mini-Octopus measures approx 1" x 1.5" for the head and has approx 1.5" for the tentacles.
Materials: You will require some yarn, stuffing, 2 6 mm safety eyes, a crochet hook and a needle.
Downloading the pattern: Once you purchase the pattern, you'll be able to download it directly from your Etsy account.
Copyright: KnottedKnave's pattern are intended for personal use, but you may use you creations to sell if you give credit back to KnottedKnave.
Problem with the pattern? Let me know so I can fix it immediately! I want to be able to continue providing the best service that I can. This is my first crochet pattern so I want to make sure that it is done the best way possible so I can continue making more in the future.
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domain: design


If you love 3D printing and travel and have – well, a lot of extra money lying around, here’s an idea: how about a 3D printing-themed tour of the world? You can crisscross the globe and experience for yourself some of the most exciting things happening in 3D printing right now, like the 3D printed village in Italy, the 3D Systems Culinary Lab in Los Angeles, or pretty much everything taking place in Dubai. While you’re at it, why not play groupie and follow Rising Media and 3DR Holdings’ Inside 3D Printing Conference & Expo series as it travels from Sydney to Paris to Seoul and onward?
You’d better get going quickly, because Inside 3D Printing Sydney is only a week away. This conference is going to be a good one, with topics spanning the industry to include manufacturing, healthcare & medicine, education, cloud software, product design, and economics, just for a start. Making its Sydney debut this year (the two previous Australian events took place in Melbourne), the conference and expo is being held in conjunction with Reed Exhibitions and their annual National Manufacturing Week event.
Details for the Sydney conference began to emerge a little over a month ago, but as we head into the final few days before it opens, Rising Media has provided more information about the event schedule, including a comprehensive list of session topics, which include:
- Keynote: 3D Printing: International Trends and Markets
- 3D Printing in Humanitarian Logistics
- Cloud 3D Printer in a Shared Environment
- The Death of Manufacturing
- Keynote: 3D Printing: Defining the Fundamental Shift in Manufacturing Solutions
- Gamification of CAD: Engaging Consumers Into the Design of 3D Printable Products
- Economics of 3D Printing and Operation Optimisation in a Commoditised Industry
- Future of 3D Printing in Australia and Beyond
- Keynote: Community Based Personalised Healthcare
- Additive Manufacturing & DMLS Technology Fit
- Tips for Running a Successful 3D Printing Service Bureau
- What is CSIRO Doing and How Can I Get Involved?
- Selective Laser Melting on the Way to Production Environment
- Ground Breaking Top Down DLP SLA Super Speed 3D Printing and Beyond
- 3D Printing & CAD Education in Australia: Future Skills
- Closing Keynote: 3D Printing: Putting the Ability to Create Back in the Hands of the Creative
As you can see, there’s going to be a lot to learn and discuss next week, and don’t forget the many exhibitors who will be in attendance to discuss and demonstrate their latest developments. So register now, because prices go up at the door, and don’t forget that online purchases can take advantage of an additional 10% discount by entering the code 3DPRINT at checkout. Can’t make it to this one? Details have also been released for the upcoming Paris and Seoul conferences, so check those out as potential kickoff spots for your 3D printing world tour.
Inside 3D Printing Sydney 2016 will take place at the Sydney Showground from May 11-13. Conference passes also include access to the exhibits being held by Reed’s National Manufacturing week.
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09 Jul Be your own fashion icon!
What do Audrey Hepburn, Katharine Hepburn and Marilyn Monroe have in common? They all have stars on the famous Hollywood Walk of Fame but what else?! Each of these ladies are fashion icons with a fabulous taste in fashion. These women all had an exclusive and distinctive style and are still famous for it. Audrey was known for her minimalistic looks. She used to wear clothes in monochromatic colours with simple silhouettes that emphasized her slim body and statement accessories. Katharine on the other hand, loved to stuck to her guns when it came to fashion. She stood out in the Hollywood spotlight with her androgynous apparel which was highly controversial at that time. Marilyn Monroe was rather glamorous and known for her feminine curves and incredible sex appeal. As appears from her famous movie ‘Diamonds are a girls’ best friend’, Marilyn could bling wearing stunning accessories!
So if we look at these fashion icons and want to take our style lessons, we know that we need a statement accessory that makes us stand out and bling in the crowd, no matter our personal style.
Yolande Jimenez Exclusive Bags
To help you accomplishing such an iconic style of your own, we found you the best fashion label: Yolande Jimenez. The accessories in the Yolande Jimenez Collection are unique, stylish, sophisticated and made of the most exotic and eco-chic materials. It is a new brand based in the Netherlands with very exclusive items that have been made by hand in Asia. The collection consists of handbags, evening clutches and collector’s item bags as well as jewelry and shawls. The bags are made of leather, wood and different kind of shells, while the luxurious jewelry has been made of freshwater pearls and semi-precious stones. The silk shawls in the Yolande Jimenez collection are hand painted and hand felted with soft Merino wool. All the bags are eco-chic and finished with a lot of attention to detail. Even the lining of these bags is different as they have been painted by hand by the designer. With these accessories you will not only bring your look to the next level but you also will also contribute to a good cause. Part of the revenues are being devoted by the Yolande Jimenez Care Program which aims to benefit an education program offered to underprivileged women in the Philippines.
Some of these bags in the Pacifica Leather, the Collector’s Unica and the Engracia Evening Bags Collection, are true pieces of art. We understand that you may not have an occasion to wear such kind of accessories every day. However these clutches and bags will also look fabulous in your wardrobe, a side table in the hallway or a closet in your living room as an exclusive decoration. Finally you will be able to carry these bags for the rest of your life as these items are timeless, just like the style of Audrey Hepburn, Katharine Hepburn and Marilyn Monroe.
– Hope you enjoyed this post! Big Xx, Susanne –


This is how fans should spend their time and efforts. Lately, the media has been focusing on stories of the nasty and ignorant fans that continue to keep the beautiful game in an ugly place. The Borussia Dortmund fans decided to keep it dark too, but with an artistic take. The tifo demonstrated before their 5-1 crushing over Wolfsburg was menacing and by the scoreline it did the trick. Below in the video there is a brief behind the scenes of the creation of the the fan-induced celebration, then the presentation. The bar has been set!


Ivanishvili has not yet determined the "Caucasian policy"
Well-known Georgian businessman and politician Bidzina Ivanishvili has not yet determined his future "Caucasian politicy". As reported by Trend, businessman said this during his first big press conference held yesterday in the building of his business center. The First channel of GPB broadcasted this briefing live.
There is no "final concept" on regional cooperation, Ivanishvili admitted. "This issue has not been determined, and I think we'll prepare it with my aides, after which we'll discuss the Caucasus Policy and I'll make a decision", said the politician responding to a question from a journalist, which exactly policy he will pursue with regard to Caucasus, taking into account the regional interests of the United States, Turkey, the EU and Russia.
Ivanishvili said he hopes to balance the interests of these countries in Caucasus. "We should be able to find our place in this complex system. The team, including experts, will be working on this issue", said the businessman.
Besides this, at the last press conference, Ivanishvili expressed the opinion that Georgia still needs to establish relations with Russia, and that some Mikhail Saakashvili's actions delayed the process of Georgia's joining NATO. Furthermore, the richest man in Georgia stressed that unemployment is the main problem in the country today.


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Discussion in 'NFL Draft Forum' started by BlueFin, Jan 15, 2015.
Get on the "J" Train!!!!!!!!!:brewskis:
Should be a fun ride..
I'm with ya!!! :brewskis:
all aboard.. "TooT TooT"
Love the way Ajayi runs.....more of a north south runner than guys we have had in a while.
Im not really seeing much with this pick. I know a lot of board members here love this guy, but I dont think he belongs with the top backs of this draft even without the injury. I dont think he will be able to turn everything outside in the NFL. This is another player I think wont be very productive, but I want to be wrong really bad.
I really hope Philbin and Hickey understand how good this kid is/could be at the Screen and Trap game.
You will be.
Does anyone else have a problem with his 5.0 ypc? That seems like a super low number for a college back. I love him as a 3rd down guy because he really excels catching the football. I dont like him in short yardage as much as others. Miller right now is much better than he is. Again, if my assessment is way off then I will live with it because we will be a much better team having two very good backs.
College Career Rushing Average:
Jay Ajayi: 5.6 yds/carry.
Lamar Miller: 5.7 yds/carry.
Frank Gore: 5.7 yds/carry.
Adrian Peterson: 5.4 yds/carry.
LeSean McCoy: 4.8 yds/carry.
DeMarco Murray: 4.9 yds/carry.
Arian Foster: 4.6 yds/carry.
Le'Veon Bell: 5.0 yds/carry.
Alfred Morris: 4.8 yds/carry.
Chris Johnson: 4.8 yds/carry.
For most running backs, yds/carry will be heavily influenced by line blocking, whether the passing game stretched out the defense, etc.
So no, I don't have a problem with Jay Ajayi's 5.6 yds/carry.
Are the ypc for the nfl runners what they did in college or the pros?
car yds avg long
18 39 2.2 9 uconn
17 63 3.7 15 air force
22 70 3.2 10 fresno st
College Career Rushing Averages
I cant argue with the numbers you put up Normaldude. Those are good backs you listed. It seems that the top backs in this years draft have ridiculous yards per carry compared to him though
I don't think you can read too much into a raw college rushing yds/carry number.
I mean, LaMichael James averaged 6.6 yds/carry in college, and he's barely holding onto a roster spot in Miami.
at the 1:00 minute mark of the video to 1:35 there are 3 runs that top prospects do not make often. The Boise St Rb seems to make a routine of it in his game film.
---------- Post added at 04:30 AM ---------- Previous post was at 04:28 AM ----------
You are right about that. I did make too big a deal about the ypc. I thought it was 5.0 this year when it was actually 5.3 ypc. either way it doesnt matter too much.
Fully agree. I know it was a 5th rounder, but there were better fits for us out there. Ajayi is a nice receiving option, but he lacks burst, he hasn't great vision between the tackles, runs too high and is an awful pass protector. What he excels at won't be available to him half as much in the pros as it was in college.
I'm hoping for development from him, but he's not the kind of guy we needed to complement Miller. He's kind of a poor man's Miller in a slightly bigger frame.
I'd have taken David Cobb with our 4th or Josh Robinson with one of our fifths. They are much better inside and short yardage runners, which we don't have on the roster. Both of those guys have the power and tenacity to make extra yards up the middle when they have no right to. Both can break out long runs, both can pass protect better than Ajayi and both are OK receiving options.
I'm not that wild about a lot of our draft picks, having sat back and thought about it. I don't hate it, but I would have looked for several different players. The one pick I really don't like is Jamil Douglas. He might turn into a decent guard, but he's no help to us this season. Totally underpowered, doesn't have a good punch, lucky to achieve stalemate against decent college d-linemen. He has the body (minus the knees - braces on both), has good footwork and pulls very well, average awareness. It's kind of a Jon Martin redux pick, in terms of on-field produciton. I'm sure his character is a lot different to Martin's , but this is a pat-a-cake guard project for 2016 or 2017, imo. Look forward to being proven wrong.
I couldn't disagree more...on every count.
Best Dolphin draft in memory.
Nearly every area needed was addressed and nicely.
Jamil Douglas held his own against drafts best player....Leonard Williams.....was all-pac 12 with a lot of starts under his belt......he will likely be our left guard.
Finally got the no. 1 receiver we've lacked...got a middle clogging stud to stop the run and free up Suh to wreak havoc.
I think your totally wrong about Ajayi...he was my 3rd rated back easily.
We were lucky enough to have 3 interesting Mike linebackers sign with us.
I love the secondary picks as well....and I think Lippett will help this team.
Douglas only had 2 one on one game snaps vs leonard willams...the first he anchored well vs the bull rush the second he fell off after engaging and luckily the qb got the ball out on a timing route...thats the extent of it
A few inside outside stunts he picked up williams showing good awareness on as he looped around...overall they barely saw eachother...and douglas had issues vs lateral quickness repeatedly on the edge dropping his head and not moving his feet vs other usc defenders
That usc tape is not a feather in douglas cap
guys.. .they are college numbers... different offensive schemes, playing against different defenses that who knows how well scouted, prepared, blocked, etc.... who knows situations... they are jsut numbers, cant take them to heart. gotta see the film... thats what shows ability a person has or brings to the table, or even can work with and develop more!!!
number wise, he will compare fine to others in the NFL... many big numbered RBs out of college are complete busts in the NFL, becuase they didnt bring great overall ability that could be seen in the film. its the same type of thing of High Schoolers going into college... gotta see the film!!!
I want to see Miller and Williams. If this kid can beat either out then so be it. We should be in no hurry to force carries to him because if we do then we are taking the ball out of some very skilled backs' hands.
With all due respect...I fully expect Jay Ajayi to at a minimum to split carries with Lamar Miller...and will not surprised if he gets more carries than Miller.
Jay Ajayi was the first back in FBS history to record 1800 yards rushing and 500 yards receiving in the same season...this is a very versatile back who was the 3rd rated back in this draft on my board.
Miller is fast, but does not break thru arm tackles like Ajayi does.
I really think many Dolphin fans are not aware of the steal we got in round 5.
I beg to differ draft guru....I'll take his position coaches assessment over yours as detailed here:
What I think you discount and don't take into consideration is Williams was moved around....when he was unsuccessful against Jamil Douglas....he probably was moved around hoping to find a better matchup.
Rergardless...Jamil Douglas did his job.
How about the J-Train?.....Everybody onboard now?
Ajayi was a weird player for me in that draft. In the beginning I didn't like him and than I ended up loving him and put a 2nd rnd grade on him I think. than I soured a bit on him, was estatic when we got him in the 5th rnd. And than started to question him again this off season.
I think I'll stay in board this time. Good call on Ajayi.
He falls in line with those players you just can't over think. Look at what he's good at and just accept it.
You still on the Jamil Douglas train too? :d-day:
I don't believe I started a Jamil Douglas train...we were discussing Williams play results against Douglas....which for that game was positive for Douglas.
Messing with you. You called it!!!
Sophmore midseason update........
Todd Gurley 134 carries/403 yds....3.0 ypc
Melvin Gordon 161 carries/609 yds...3.8 ypc
Jay Ajayi 84 carries/535 yards....6.4 ypc
Gordon has been decent. I was very down on Gordon, thought he was a product of his team. But Ajayi is doing very well
LOL I'd take Gurley in a heartbeat.
Ok...but the point stands.....
Gurley....845 yards....3.2 ypc
Ajayi......1213 yards.....5.0 ypc
That's not how that works. Can't just float those numbers without considering the environment that each player is in.
Unless you back Jeff Fisher?
Ok....with Johnson down....the J-TRAIN has one less competitor for the rushing title.

domain: sports


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TOPS Knives Tanimboca Puukko Tan Canvas Micarta TPUK-01
The TOPS Knives Tanimboca Puukko is a modern interpretation of the timeless Scandinavian Puukko knife built in collaboration with custom knife maker Goran Mihajlovic. TOPS has executed the design in their typical, robust fashion without sacrificing the cutting performance users have come to know and love in the Puukko. A full tang construction and Canvas Micarta handles increase durability while the clean lines and leather sheath are in keeping with the traditional design. This knife is sure to be a favorite among bushcrafters, woodworkers and general outdoor enthusiasts.
Brand new product directly from TOPS Knives, USA.
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The Sheath: The high quality leather sheath delivers secure deep carry on the belt or, paired with a breakaway chain or paracord, can be worn as a neck knife.
|Country of Manufacture


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The President, Nigerian Bar Association (NBA), Olumide Akpata, speaking during a press conference on Tuesday in Abuja, condemned the use of live ammunition by the Nigeria Police in the ongoing protests against police brutality in the country.
Akpata called on the Federal Government and state governments to protect the rights of citizens participating in peaceful protests across the country.
He said the use of live bullet will only aggravate the already tensed situation in the country.
“Under no circumstances should the use of live ammunition against peaceful and lawful protesters be tolerated,” he said.
“Those found culpable must be apprehended and made examples of in the wake of the protests that have resurrected the consciousness of the Nigerian society and indeed the international community to these very important and systemic issues.
“The NBA is convinced that the disbandment of SARS or any other unit by whatever name called, reposting or transferring officers of any disbanded unit and other reactions will only scratch the surface and not offer long-lasting solutions to the endemic issues bedevilling the Nigeria Police as currently constituted.”
The NBA leader, therefore, wants security agencies to be warned against “assaulting, attacking, abusing or otherwise harassing or otherwise using force against citizens who seek to have their voices heard through the peaceful protests.”

domain: news


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Mould & Paint Plaster Fridge Magnets
A fantastic fun way for kids to get creative. Three different designs available; Cute Pets (parrot, cat, dog, rabbit, horse), Sea Life (Tortoise, fish, sea horse, starfish), Butterfly or buy one of each. Great for young artists and crafters.
Inside package features 6 assorted mould designs, Plaster powder, magnets, stirring rod, mixing cup, paint brush, and a paint stip of 6 assorted colours (Red, Yellow, Blue, Green, Pink, Orange). Once finished let your cuties decorate your fridge!
- Instructions included
- Great crafting activity
- Available in 3 different designs; Butterfly, Sea Life, Cute Pets
- Box Measures; Height 23cm, Width 5.5cm, Length 27cm approx
- Suitable for ages 5+ years


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Apr 03: State Police Investigating Fatal Crash of Suspect who Fled Motor Vehicle Stop
Massachusetts State Police are investigating the fatal crash early this morning of a suspect who fled from a motor vehicle stop in Chicopee.
Preliminary investigation indicates the following. Just before 12:20 a.m. a trooper on patrol on Route 391 southbound in Chicopee observed a sport utility vehicle approaching him from behind at a high rate of speed. The trooper pulled to the right lane and let the vehicle pass, and then activated his lights to stop the SUV driver for speeding.
The suspect vehicle, a 2004 GMC Envoy, slowed, then continued down the off-ramp at Exit 2 and stopped. The trooper observed the male operator moving about inside the Envoy.
At 12:20 a.m., after the trooper got out of his cruiser and walked toward the SUV, the suspect accelerated and fled down the ramp. The trooper ran back to his cruiser and started to pursue. Troop B Headquarters assumed command and control of the pursuit.
The suspect vehicle crossed the street at the bottom of Exit 2 and got back up onto Route 391 using the on-ramp to the northbound side. At this point the trooper lost sight of the fleeing SUV. The trooper continued to follow in the direction the suspect had taken. At this time the trooper was travelling approximately 60 mph.
As he approached Exit 3 on Route 391 northbound, less than a mile from where he had last seen the suspect vehicle, the trooper observed a plume of smoke. At 12:21 a.m., the trooper discovered the SUV, rolled over, at the bottom of the Exit 3 ramp. The driver had been ejected.
The trooper immediately called medical aid to the scene. The suspect was transported to Baystate Medical Center in Springfield, where he was pronounced deceased at approximately 01:50 a.m.
The suspect has been identified as a JACKSON ROSARIO, 20, of Springfield. At this point, it appears the suspect had only a learner's permit.
Troopers located a replica handgun in the vehicle. The operator was found to be in possession of a large quantity of cash.
The crash remains under investigation by Troop B of the Massachusetts State Police with the assistance of the State Police Collision Analysis and Reconstruction Section, the State Police Crime Scene Services Section, and the Hampden County State Police Detective Unit. Exit 3 was closed until 3:37 a.m. to facilitate the rescue response and investigation.
The pursuit lasted less than one minute. Per department policy, all State Police pursuits are reviewed by a committee of high-ranking officers.
No further information is being released at this time. Please do not call the barracks directly.


SALEM, Mass. – Hakeem Animashaun (Dedham, Mass.) scored a career-high 32 points and Sean Bryan (Lowell, Mass.) poured in 31 as Salem State opened Massachusetts State Collegiate Athletic Conference (MASCAC) play with a 100-82 victory over Worcester State on Saturday afternoon at Twohig Gymnasium. Animashaun scored 19 second half points, while going 13-15 (86.6%) overall from the field with 12 rebounds and three blocks.
The two teams played a closely contested first half that saw the Vikings (7-7, 1-0) take a one-point, 41-40 lead into halftime. Salem State opened up an 8-2 lead with Bryan and Bryan Martninez (Salem, Mass.) combining for all eight points. Back-to-back three-pointers by Tyler Dion (Barre, Mass.) gave Worcester State (7-7, 0-1) its first lead at 13-10 at the 14:59 mark. The Lancers lead grew to eight, 32-24 after an Erik Bjorn (Holden, Mass.) layup, but a 15-6 run sparked by the inside play of Animashaun gave the Vikings a 39-38 lead with 2:52 remaining. Bryan and Animashaun each had 13 first half points for the Vikings while Bjorn led all scorers with 14. The Lancers shot 54.5% (18-33) from the field while recording 11 first-half assists. The Vikings were 17-41 (41.5%) from the floor, but just 3-11 (27.3%) from three-point range.
Salem State surged ahead to an eight point lead early in the second half on a 9-0 spurt with five of the points coming inside from Animashaun. Trailing by 10, the Lancers, quickly got back into the game scoring seven straight points and following two free throws by Cal Howes (Maynard, Mass.) were behind by just three, 62-59 with 10:18 left.
The Vikings, however answered as Bryan and Animashaun combined for 11-straight points while Salem State's defense held Worcester State scoreless for nearly three and a half minutes. The lead grew to as high as 19 points as the Vikings closed out the 100-82 victory with 26 points from their reserves, highlighted by 12 points form Chris MacDonald (Wakefield, Mass.).
Salem State scored 59 second half points, going 18-29 (62.1%) from the field while limiting the Lancers to just 34.2% (13-38) shooting after halftime.
Bryan finished with eight rebounds and three assists and Martinez ended with seven points on 3-3 shooting before leaving late in the first half with an injury.
Bjorn and Dion led Worcester State with 18 points apiece. Bjorn was 9-11 (81.8%) from the floor with nine rebounds. Howes had 13 points and Chris Cardoso (Jamaica Plain, Mass.) 10 points for the Lancers.


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In March 2013 I installed What is your Location?, a text intervention in 23 of New York’s 11,000 mostly unused phone booths. These posters display a found poem I came across whilst […]
As part of a workshop I was assigned an arbitrary place on a map of Aberystwyth and asked to go there and make something. I took my shoes and socks off and […]
This miniature tent (2.5cm tall) was internally lit and pitched on the floor of a white cube space. Me and my mum often camped in Cornwall. It was only at […]
I made this out of wanting to go home so much but that place not existing anymore. I am ready to go, I made my boat and packed my provisions […]
From 9.00-10.00AM I broadcast the message ‘Come Home’ in morse code on Bay Radio (Aberystwyth’s student radio). A rarely listened to station, in a language that is rarely understood.
On Wednesday 11th May at dusk I went to Tanybwlch Beach and used my 5,000,000 candle power torch to flash out to sea the message ‘Come Home’ in morse code. […]
I made the biggest kite I could, using my great grandma’s table cloth, wood and twine. First thing I put on my best dress, walked up the largest hill in […]


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Sgt. Justin Neubert is currently serving as the Religious Affairs Non-Commissioned Officer at the Yuma Proving Ground (YPG) Chapel. He’s one of two members on the Chapel staff who assist Chaplain Maj. Jeffrey Crispin with providing support to Soldiers, their family and the YPG community.
Neubert is originally from Toledo, Ohio and has been serving in the Army nearly seven years.
He’s been married for just over seven years and has four, as he describes “amazing children” ranging in age from six years to five months old.
Outside of work he’s studying to earn his associates degree in criminal justice and enjoys fishing, woodworking, and playing board games with his family. He’s also working on becoming a youth sports coach at YPG.


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Bank of America Advantage Savings Account is one of the preferred options for savings account due to its accessibility and reputation as a national bank, with numerous branches and ATMs across the state. However, there are potential clients who consider other options as the good services come at high fees, coupled with concerns about the savings accounts yielding low-interest payouts
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A paltry 0.01% annual percentage yield (APY) means that Bank of America Advantage Savings falls behind its competitors that offer a high-yield savings account. But not all those interested with the bank look for higher returns as reputation, accessibility, and shopping deals are still huge factors in deciding whether this savings account would work for you.
For whom is Bank of America Savings Account Best For?
Most savings accounts are typically meant for short-term financial goals, but this Bank of America Savings Account is flexible as it can be used for short-term goals like building your family’s emergency funds, or for long-term plans like deciding to start saving for your child’s future.
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With Bank of America Savings Account, bigger saving leads to more rewards in the form of higher possible earnings as the standard annual percentage yield or APY increases. Qualifying for Bank of America’s Preferred Rewards gives account holders an even bigger chance to a larger yield if they invest more.
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There are deals that a Bank of America Advantage Savings account owner can enjoy, like a 10 percent cash back for partner stores and restaurants when they sign for a savings account.
An overdraft protection system also ensures that clients do not continue buying items or transfer money through debit card purchases or everyday purchases while their account is in an insufficient balance status.
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Safety comes with a price: if several banks require low or zero initial deposits, then Bank of America’s requirement is to shell out $100 initially, and then pay $8 monthly maintenance fees if requirements to waive it are not attained.
Also, an account holder is only allowed to make six withdrawals per month, or they would be asked to make a $10 withdrawal limit fee per transaction.
2. Low annual percentage yield (APY)
Bank of America offers a standard 0.01 percent annual percentage yield, which pales in comparison to other offerings, like American Express’ High Yield Savings account which has an APY of 0.40 percent and Sallie Mae Bank’s 0.70 APY
It also does not help that other banks with a higher APY also have zero initial deposit requirements and a low monthly fee. Aside from that, users can only increase their APY if they meet certain conditions, like a three-month combined average daily balance of $20,000 or more.
How to access your money
Customers can access their money by online means, as a savings account opening comes with a standard mobile deposit system and automatic transfers.
Enrolling in mobile banking is also advised account balance and recent transactions can be easily checked. It allows clients to transfer funds between accounts while monitoring important activity by turning on the Online Banking Alerts mode.
With ATMs and offices across the state, users can make transactions like direct deposit in various parts of the United States.
3. Over the Counter
Of course, there is still the good old-fashioned over-the-counter direct deposit and withdrawal option, making Bank of America one of the most flexible options for savings accounts in terms of accessibility.
Bank of America Savings Account Features
One of the top reasons why people are enthusiastic about savings account is when the APY is high. So if you want a high-yield savings account, Bank of America savings account is not for you. But if you’re having a hard time sticking to your savings plan, their unique program might be helpful for you.
Check out these different accounts and their features:
|Bank of America Regular Savings||APY: 0.01%Difference from National Average: -0.05%Minimum Balance for APY: $0Monthly Fee: $5Fee Waivers: $300 daily minimum, linked Interest Checking, Preferred Rewards membership OR $25 repeating automatic transfer from Bank of America checking account|
|Bank of America Minor Savings||APY: 0.03%Difference from National Average: -0.05%Minimum Balance for APY: $0Monthly Fee: $0|
|Bank of America Custodial (UTMA) Savings||APY: 0.03%Difference from National Average: -0.05%Minimum Balance for APY: $0Monthly Fee: $5Fee Waivers: $300 daily minimum|
|Bank of America Rewards Money Market Savings||APY: 0.50% – 0.40%Difference from National Average: -0.05% to -0.02%Minimum Balance for APY: $0Monthly Fee: $5Fee Waivers: $300 daily minimum, linked Interest Checking, Preferred Rewards membership OR $25 repeating automatic transfer from Bank of America checking account|
What is the Preferred Rewards Program?
The Preferred Rewards Program is a loyalty program that the bank has, arranged according to three tiers: Gold, Platinum, and Platinum Honors.
- Gold tier: Required 3-month average combined balance of $20,000 to under $50,000; 5% savings interest rate booster; 25% credit card rewards bonus
- Platinum tier: Required 3-month average combined balance of $50,000 to under $100,000; 10% savings interest rate booster; 50% credit card rewards bonus
- Platinum Honors tier: Required 3-month average combined balance of $100,000+; 20% savings interest rate booster; 75% credit card rewards bonus
After qualifying, a user can keep his or her benefits for at least a full year even if account balances dip slightly. If you do qualify for the program, you’re also eligible for an elevated APY, ranging from 0.02% to 0.05% depending on which tier.
What is Bank of America’s Keep the Change program?
Keep the Change is a system of rewards savings account which would work if you enroll in the program and make purchases using the debit card. The purchases will then be rounded up to the nearest dollar amount, subtract it from the amount actually paid, where the difference would be transferred from the checking account to the savings automatically
How does Bank of America’s savings accounts compare with other banks?
While Bank of America savings account enjoys a solid reputation, security measures are virtually the same for all of the banks mentioned as American Express, Axos, and Barclays are insured also under the FDIC; and Alliant under the National Credit Union Administration.
Here is a table on how it fares in various categories:
|American Express||Axos Bank||Alliant Credit Unions||Bank of America||Barclays Bank|
|Annual percentage yield (APY)||0.40%||0.61%||0.55%||up to 0.05%||0.40%|
|Minimum initial deposit and monthly maintenance fee||No minimum deposit, zero monthly maintenance fee||$250 opening deposit requirement, zero monthly maintenancefee||$5 opening deposit, zero monthly fee if elected to e-statements||$100 required opening deposit; $8 monthly fee||No minimum deposit, zero monthly fee|
|Minimum balance and other fees||No minimum balance||Zero minimum balance||$5 minimum balance to keep savings account open||zero monthly fee if minimum daily balance is at $500||$5 non withdrawal limit fee|
|Bonuses and perks||Mobile banking accessibilityAllows up to nine withdrawals per month||Referrals lead to cash pointsFree incoming wires||Bank makes opening deposit for customers||Monthly fee waived for first six monthsMonthly fee waiver for students||Low non sufficient funds fee compared to other banks’ $30 penalty|
|Security and services||24/7 customer serviceInsured with FDIC||secure login to online banking with biometrics transactions and account details available member FDIC||face ID or touch ID login credentialssecure online banking with two-factor checkingNCUA insured||wide across the state accessibilityoverdraft protectionInsured with FDIC||no ATMs and no branches for US customersno checking accountFDIC insured|
Here’s where it gets tricky: Bank of America is seen as one of the more robust banking firms, coupled with the fact that it is the second-largest banking firm in US, and one of the top 10 largest banks worldwide.
But in this case, Bank of America savings account offerings do not look as competitive as other savings accounts in the market.
Compared to mainstream banks and financing firms like American Express, Axos Bank, Barclays Bank, and Alliant, Bank of America savings account only bests Barclays due to its lack of physical banking offices in the US, which hinders it from issuing a checking account, unlike US-based banks which can issue such, like the Bank of America Checking account.
But other than that, Bank of America savings account has a little edge against its counterparts.
How to dodge Monthly Maintenance Fee
As mentioned above, there are ways to avoid paying the monthly maintenance fee with Bank of America’s savings account: one way is to ensure that the minimum balance requirements or the minimum daily balance of $500 is maintained.
There are also other ways, which is to connect your Bank of America Advantage Relationship Banking account to your savings account or sign up as a Bank of America Preferred Rewards client
Students can also seek waivers if they are below 24 years of age and are currently enrolled.
How to apply: Eligibility and Requirements
Applicants must fit the following description:
- at least be 18 years old
- a permanent US resident
- a holder of a social security account.
The following is required from applicants:
- documentation (official government ID, proof of billing)
- employment and contact information
- other supporting documents to prove citizenship, residence
- $100 required initial deposit
What are the steps?
- Interested parties can apply either online or through setting an appointment with the nearest branch, just like the case for any other Bank of America offering.
- Setting an appointment can be done online
- Online applications can be done by visiting their website at https://secure.bankofamerica.com/applynow/welcome.go, which would then require prospective applicants to enter their personal information like their name, a valid e-mail address, date of birth, and their social security number.
- Prepare for the possibility of showing your credit score – as credit score is important in determining whether an applicant can comply with the fees.
Applying for the Custodial Savings Account for Children does not differ much also. Similar to the Advantage Savings, applicants would be required to shell out a $100 opening deposit.
How it differs from the rest of the pack
Despite the glaring disadvantages, it is wrong to say that opening a Bank of America savings account is a complete loss. Programs like Tiered Savings, cash back deals, and the Rewards Program make it a good option for those not in a hurry to reap earnings from their saving account.
The bank’s offerings would entice those holding executive positions as the services Bank of America offers in exchange for fees would be best enjoyed by those on higher income brackets.
The pre-requisite terms to avail of the perks that come opening a savings account with the Bank of America, like being able to link accounts to each other, also assume that other accounts have been opened already.
Its overdraft protection also more than makes up for what it lacks in other departments, especially as some banks do not have this program, automatically charge higing fees of up to $30 when accounts reach an insufficient fund status.
Bank of America requires overdraft fees worth $35 for using overdraft protection, but only after it reminds account owners that they will spend beyond their account balance.
More questions on Bank of America:
1. Is the bank’s website easy to understand in case I would apply online?
Quick answer: Yes, it is clear and devoid of hard to understand pages.
Applications are also straightforward, with text easy to see and understand. Also, online applications and appointments come in handy amid the COVID-19 pandemic scare.
Applications can be done here: https://secure.bankofamerica.com/applynow/welcome.go
2. Why should I get a savings account with Bank of America?
Quick answer: The bank boasts of a robust status, being accessible in various cities across the United States.
If an applicant is looking for accessibility in terms of being able to easily deposit, withdraw, or transact through online means or ATMs or physical offices, then Bank of America is the right choice.
3. Why should I avoid applying for a savings account with Bank of America?
Quick answer: If you’re looking for a high APY, you might want to consider looking somewhere else.
If an applicant is looking forward to a high APY, then Bank of America would not suit them, as it ranks low in terms of how much money would be paid back to the account holder. There is also the issue of high initial deposit requirements and monthly fees which some reputable banks do not require. If a user withdraws money often, every new withdrawal past the six free withdrawals per month would cost $10.
4. When would interest to my savings account kick in?
Quick answer: Interest would start to accrue on the day that the account is processed, and not after an applicant submitted his or her application.
In terms of payment, Bank of America said that they “compound and credit interest” to accounts on a monthly basis.
Being one of the largest banks in the United States, Bank of America may be a safe bet if you want to open a savings account. However, you have to be ready for higher fees.
- If an applicant is looking for a quick way to increase the value of an investment through high annual percentage yields, then deciding not to join Bank of America may be easy.
- If higher interest rates and low or zero introductory deposits or monthly fees are a consideration before applying for a savings account, then it may be best to look at other offerings aside from the Bank of America.
- But if an applicant is looking for accessibility and reliability, the bank is a good choice since its wide range of offices and available ATMs remain an asset.
- It is also worth considering whether an applicant can manage with at least $500 in the bank, as it is a major consideration to pull waive monthly fees.
For average investors or those who are starting to build their funds, it is best to get information from trusted sites that can simplify the pros and cons, so you may easily understand the policies and conditions. For more up-to-date and easy to grasp reviews please subscribe to the FiLife newsletter today!

domain: finance


Raman Scattering as a Diagnostic Technique for Cathode Characterization.
Final technical rept. Sep 82-Sep 85,
UTAH UNIV SALT LAKE CITY DEPT OF ELECTRICAL ENGINEERING
Pagination or Media Count:
The feasibility of using the optical technique of Raman scattering to determine the chemical composition of cathode surfaces has been investigated. Reference Raman spectra have been obtained for many of the chemical compounds expected to be present at the surface of dispenser cathodes. In addition, spectra obtained from 5-3-2 impregnant and several cathode surfaces are presented. The potential advantages of the approach are discussed.
- Physical Chemistry


text:
Kickstarter project for 'Beautiful Noise Music Documentary' with Cocteau Twins, The Cure, NIN, etcPosted on 12/12/12
Kickstarter has a new interesting project up for funding, namely the "Beautiful Noise Music Documentary" about influential 80's and 90's guitar bands such as Cocteau Twins, The Jesus and Mary Chain, and My Bloody Valentine. The documentary has been 8 years in the making, with over 50 interviews with band members, music icons and tastemakers.
You'll get interviews with Kevin Shields, Jim Reid, Robin Guthrie, Bobby Gillespie, Douglas Hart, Colm O’Ciosoig, Debbie Googe, Simon Raymonde, Alan Moulder, Ivo Watts-Russell, Alan McGee and Sonic Boom. Next to that the doc. will feature band members of Ride, Slowdive, Chapterhouse, Lush, Curve, Swervedriver, Medicine, Pale Saints, Seefeel, AR Kane, Telescopes, Boo Radleys, Cranes, Catherine Wheel, Flying Saucer Attack next to features with Wayne Coyne, Trent Reznor, Billy Corgan and Robert Smith. Also included will be tour projections, bootlegs and previously unseen personal videos.
Currently the documentary is in the final stages for worldwide release, and the makes need your help to raise the $75,000 to pay for limited run licensing and finishing costs to distribute in Film Festivals and on DVD/Blu-Ray.
Check out this Kickstarter project right here and have a look at the packages presented when you pledge. So far they reached $70,459 of their $75,000 goal with only 3 more days to go.
Posted by B. Van Isacker
More related news :
Boxset collection for Cocteau Twins
Cocteau Twins mastermind produces newest album Amber Smith
Cocteau Twins offer previously unreleased live tracks via podcast
Cocteau Twins reunion called off
Cocteau Twins reunion canceled at the last minute
Cocteau Twins reunite for live gig
Elizabeth Fraser releases new single, 'Moses' + starts work on first solo album
New reissues Cocteau Twins available now
Solo album Cocteau Twins frontwoman Elizabeth Fraser out this spring
Solo album for ex-Cocteau Twins guitarist
The legendary Wax Traxç label seems to be working on some kind of comeback. The newly resurrected label seems to have plans to release the new single from Cocksure. (...)
The new Die Form single 'Schaulust' will be released in a limited edition of 696 on May 2nd. (...)
The Norwegian band The Pussyclub recently launched their debut single 'The Funeral' as a digital download. (...)
Juno Reactor's 8th album 'The golden sun of the great east' (originally released in 2013) gets the vinyl release treatment. (...)
Out now via Calyx Records are 2 reissues from Slick Idiot feat. En Esch. The first is the long deleted studio-album from 2004 'Screwtinized' which comes in a limited
edition digipak of 150 copies only. (...)
Available for ordering now is Download's 'LingAM' album on vinyl - their first album on vinyl in over 10 years - and this in 3 different versions. (...)
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domain: entertainment


We have the need to monitor the performance of a lot of Methods which are changing very fast (new ones are added, old ones are deleted,....).
It is easy with Dynatrace to set sensors for those methods. We used Annotations to identify the Class
and are monitoring all public methods of those classes.
But what we really need are alerts for those methods if they exceed some baseline, is there some way to achieve that goal?
You can't use annotations to create a measure to do what you want, but you can use regular expressions that match on the class name and/or method name (e.g., in the Methods - Time measure). For example, you can use OR as in the regular expression: "thisMethod|thatMethod|otherMethod".
Also, if you define a measure on, say "javax.ejb.*", that measure will really only "see" the measures that have sensors set. Does that make sense? The fact that the measure potentially matches more classes / methods than the sensor is irrelevant.
You won't lose any data that you had in the first place. For example, the Methods dashlet always knows the exact method name, count and execution time. So depending on your exact scenario you can probably get what you want by drilling down to the Methods dashlet, or filtering it.
Sorry for the late Reply, but I have overseen the notification mail.
Drilling down the dashlet might work, but what we need are alerts for methods taking longer than let's say 4 seconds. That is not possible right?
You can create an alert for any method(s) in a package that take longer than a specified threshold but you won't see the exact method name in the alert email. To see the exact method(s), you'd have to drill down from the alert email to the Methods dashlet.
Well, the chance to create a BT than as filter takes the purepaths that execute at least one of thos methods, and split by the method name, is there! You can create an alert based on those (time, count...)


text:
Source: Clipper Realty / #Apartments #Multifamily
NEW YORK, NY - Clipper Realty, an owner and operator of multifamily residential and commercial properties in the New York metropolitan area, announced that it has closed on the purchase of 107 Columbia Heights, a 161-unit apartment community located in the Historic District of Brooklyn Heights New York, for $87.5 million, or $596 per square foot.
“We are pleased to have completed our first acquisition since our initial public offering in February. We believe 107 Columbia Heights, an irreplaceable asset in the vibrant Brooklyn Heights submarket, presents an attractive opportunity for us to grow rents and create value through repositioning,” stated David Bistricer, Co-Chairman and Chief Executive Officer.
The property is located near The Promenade, and offers convenient access to various subway and bus lines. The acquisition was financed with a new $59 million secured mortgage loan that carries interest at LIBOR plus 3.85% through its maturity in August 2020, with the remainder funded by cash on hand.
Clipper Realty is a self-administered and self-managed real estate company that acquires, owns, manages, operates and repositions multifamily residential and commercial properties in the New York metropolitan area, with an initial portfolio in Manhattan and Brooklyn.


text:
Ready to ship.
This Ombre One Shoulder Dress in Teal is a stunning and elegant piece of clothing. The Savannah dress is sure to set you apart from the crowd. It features a one shoulder dress with an asymmetrical hemline. The dress is made from a beautiful teal-colored georgette fabric that has a soft and luxurious feel. The beautiful color, luxurious fabric, and unique one-shoulder design make it a standout piece.
Glam up the look with a necklace, metallic heels, a pair of earrings and a clutch and you are all set for parties be it evening or resort.
Available in other colors also.
Sizes: S to XL
Washing Instructions: Cold Water Hand Wash


Age of Sigmar: Storm Ground by Gasket Games and published by Focus Home Interactive lands on PlayStation 4, Xbox One, Nintendo Switch, and PC. Storm Ground is based on Games Workshop’s iconic fantasy IP “Age of Sigmar” – a dark-fantasy universe where immortal knights ride heavenly stardrakes to eradicate Chaos & Death across a multitude of realms. Prepare for the fights ahead with today’s Launch Trailer, and battle in solo campaigns or online multiplayer with everyone thanks to full Crossplay support.
Warhammer Age of Sigmar: Storm Ground is available now on PlayStation 4, Xbox One, Nintendo Switch, and PC with full crossplay support. Visit the official store for more information.
If you enjoy games and gaming and want more NEWS from the Gaming World Click Here


|Reports - General||1|
Laws, Policies, & Programs
Assessments and Surveys
What Works Clearinghouse Rating
Did you mean realization PERSONAL?
Hacia la Realizacion de la Autoestima. Informe Definitivo del Comite Estatal en Pro de la Autoestima y de la Responsabilidad Personal y Social (Toward a State of Esteem. Final Report of the State Committee to Promote Self-Esteem and Personal and Social Responsibility).
California State Dept. of Education, Sacramento. – 1992
This is the Spanish version of the final report of a California Task Force created to promote self-esteem and personal responsibility. It begins with an executive summary listing key principles of the task force and providing recommendations and discussions in each of six major areas upon which the report focuses. The next section presents the…
Descriptors: Academic Failure, Alcohol Abuse, Crime, Drug Abuse


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Samsung’s Bixby Further Delayed in US to End of June (May 31, 2017)
This Is How Google Wants To Make The Internet Speak Everyone’s Language – BuzzFeed News (Dec 30, 2016)
This is a great example of putting AI to work doing something useful. Too much of the conversation in the tech industry around AI is still about specs and methodologies rather than real, tangible benefits, but this is a wonderful exception. Companies need to show rather than tell around their AI capabilities if they want the message to stick.


text:
Massalia sits on a strategic port between Rome and Gaul. They represent Hellenic culture in the region and their political tradition is Politeia.
Thureos reforms happen for this faction at Imperium level 3, turn 50.
Thorax reforms happen for this faction at Imperium level 5, turn 120.
This faction is playable in the Grand Campaign, the Caesar in Gaul Campaign and the Hannibal at the Gates Campaign.

domain: game


text:
Franchise agreement is considered as the foundation built in every relationship between the franchisor and the franchisee. It is a written legal document that governs the relationship between the two parties. It even gives specifications to the terms with regards to the obligations involving the rights and responsibilities, fees and payments, and the duration of the agreement. Due to the fact that franchise agreements outline the obligations of both the franchisor and the franchisee, it is still highly important to have an in-depth and complete understanding of the all the information and provisions so that both of them will be aware of what is expected of them in the business.
There is no known uniform standard form of franchise agreements. It is because the terms and conditions and the methods used in operations differ depending on the type of business. Every franchisee has to sign a franchise agreement and the same thing goes with the franchisor. Take note that a franchise agreement is a legally binding document which could mean that you can involve franchise attorney to review the agreement on your behalf before you are going to sign it.
10+ Franchise Agreement Checklist Samples
1. Franchise Agreement Checklist Template
2. Restaurant Franchise Agreement Checklist Template
3. Franchise Agreement Checklist
4. Basic Franchise Agreement Checklist
5. Sample Franchise Agreement Checklist
6. Franchise Agreement Self-Assessment Checklist
7. Standard Franchise Agreement Checklist
8. Franchise Sales and Purchase Agreement Checklist
9. Franchise Agreement Bank Checklist
10. Franchise Agreement Business Loan Checklist
11. Franchise Agreement Due Diligence Checklist
Every franchise has its own processes and operational systems. There are no two franchise agreements that will look exactly the same. However, they have the same principles of ethical franchising. There are actually top ten (10) questions that you might want to consider putting into your franchise agreement checklist:
- How long do you think is the franchise agreement?
- What could actually happen at renewal stage?
- Can you sell your franchise? If yes, how will the process be managed?
- How are you going to define your franchise territory?
- In what way will the franchisor be paid?
- What are you going to purchase from your franchisor?
- What should be included in the franchise package?
- Are there any contracted promotional activities involved?
- Do you have any performance targets? If so, what might happen if you don’t achieve them?
- How will the agreement be terminated?
When reviewing to your franchise agreement, you also have to know the common elements that will be covered in the document.
- Fees – this will explain as to how much you are going to pay including the franchise fee, royalty fee, and other additional fees.
- Intellectual property rights granted – the franchisor will give a restricted license to the franchisee. The franchisee will be given the permission to use the logo, operating system of the business, and the trademarks.
- Training and operations – the trainings, restrictions, limitations, and requirements will be included in this section.
- Franchise term length and specifications for the renewal of the term
- Conditions under which the franchise can be terminated
- Post-term requirements – these are the steps need to be taken by the franchisor after the term ends.
- Territory granted – this section will help you know in what way your territory will be granted and if your franchise an exclusive territory or not.
- Advertising and marketing
- Design and renovations
- Performance requirements
- Insurance requirements
- Indemnification – this is the outline of how your franchisee will pay back to the franchisor if ever that the franchisee causes any damage to the brand.
- Casualty – this should be able to define what processes needs to be done if a business location sustains a major damage.
- Contingencies in the event of death or incapacity
What are the fundamental provisions outlined in every franchise agreement?
What are the things that are prohibited to be placed in the franchise agreement checklist?
You have to be aware that you won’t be able to negotiate.
If you want to see more samples and format, check out some of the franchise agreement checklist samples and template provided in the article for your reference.
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How to Write an Agreement between Two Parties?

domain: law


text:
Nov. 3 (Bloomberg) -- The U.S. Commodity Futures Trading Commission, in dealing with MF Global Holdings Inc.’s bankruptcy, will aim “to ensure that customers maximize their recovery of funds and to discover the reason for the shortfall in segregated customer money,” CFTC Chairman Gary Gensler said in remarks prepared for a Senate hearing today.
“The most troubling aspect about the MF Global situation is the shortfall of customer money at the firm,” Gensler said in his testimony. “Segregation of customer funds is the core foundation of customer protection in the commodity futures and swaps markets. Segregation must be maintained at all times. That means at every moment of every day.”
The CFTC and the Securities and Exchange Commission determined this week that a Securities Investor Protection Corporation-led bankruptcy proceeding “would be the safest and most prudent course of action to protect customers of this failing financial institution,” Gensler said.
MF Global Holdings filed for bankruptcy protection on Oct. 31 after making bets on European sovereign debt. The filing came after efforts to find a buyer collapsed amid questions over the firm’s books.
To contact the reporter on this story: Gregory Mott in Washington at email@example.com
To contact the editor responsible for this story: Lawrence Roberts at firstname.lastname@example.org

domain: economics


text: Bring a little homespun cuteness to your gift giving this year with these adorable black ticking stripe fabric gift bags. The bags may be used as primitive home decor elements or as gift or product bags. Each bag is 8" x 12" and closes at the top with a cotton drawstring. You will receive a set of 5 identical bags. These primitive homespun gift bags are 100% jute. Made in India for Jubilee Creative Studio.