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Lifetime pet insurance provides comprehensive coverage for your pet’s medical expenses throughout their life, ensuring you can access the necessary veterinary care without financial burden. This type of insurance offers peace of mind and allows you to focus on your pet’s well-being rather than worrying about the cost of treatments.
With lifetime pet insurance, you can enjoy the benefits of continuous coverage, including illness, accidents, and even chronic conditions. It’s important to understand the policy terms and coverage limits to make sure it meets your pet’s specific needs. By investing in lifetime pet insurance, you can ensure your furry friend receives the best possible care throughout their life.
Table of Contents
What Is Lifetime Pet Insurance?
Lifetime pet insurance provides coverage throughout your pet’s life for a wide range of medical expenses, ensuring that they receive the necessary care without the fear of financial burden. This comprehensive insurance guarantees protection against unforeseen health issues and offers peace of mind for pet owners.
Definition Of Lifetime Pet Insurance:
- Lifetime pet insurance is a type of insurance policy that provides coverage for your pet’s health and medical expenses throughout their entire life.
- It offers long-term protection, ensuring that your furry friend receives the necessary care whenever they need it.
- Unlike other insurance types that have yearly limits or restrictions on coverage, lifetime pet insurance provides continuous coverage without expiration.
- This type of insurance is especially beneficial for pets with chronic conditions or those prone to hereditary diseases.
Coverage Options And Benefits:
- Comprehensive medical coverage: Lifetime pet insurance typically covers a wide range of medical expenses, including accidents, illnesses, surgeries, hospitalization, medications, and even specialized treatments.
- Routine care coverage options: Some lifetime pet insurance policies also offer optional coverage for routine care procedures such as vaccinations, wellness exams, dental cleanings, and flea/tick prevention.
- Peace of mind: Having lifetime pet insurance gives you peace of mind, knowing that you won’t have to make difficult decisions about your pet’s health due to financial constraints.
- Financial protection: With lifetime pet insurance, you are protected from unexpected and potentially expensive vet bills. It helps you manage and budget for your pet’s healthcare costs.
- Access to quality veterinary care: By having lifetime pet insurance, you can choose your preferred veterinarian without worrying about whether they accept certain insurance providers.
- Multi-pet discounts: Some insurance companies offer discounts when you enroll multiple pets under the same lifetime pet insurance policy.
Comparison With Other Insurance Types:
- Annual or time-limited pet insurance: Unlike annual or time-limited pet insurance policies that offer coverage for a specific period or until a monetary limit is reached, lifetime pet insurance provides continuous coverage without limits.
- Per-condition pet insurance: Lifetime pet insurance is different from per-condition insurance, where each condition has a separate monetary limit or coverage cap. With lifetime pet insurance, there are no individual condition limits.
- Accident-only pet insurance: Lifetime pet insurance covers both accidents and illnesses, offering more comprehensive protection for your pet’s health.
- Pet wellness plans: While pet wellness plans primarily cover preventive care such as vaccinations and routine check-ups, lifetime pet insurance is focused on medical expenses related to accidents, illnesses, and chronic conditions.
Remember, choosing the right insurance coverage for your pet depends on their specific needs and your budget. Lifetime pet insurance provides comprehensive and continuous coverage, ensuring that your furry friend receives the care they deserve throughout their entire life.
Factors To Consider When Selecting A Policy
Factors to consider when selecting a policy for lifetime pet insurance include the coverage options, waiting periods, exclusions, pre-existing conditions, and the insurance provider’s reputation and customer service. It’s important to compare different policies to find the best fit for your pet’s needs.
Age And Breed Of Your Pet
- Consider the age of your pet: Your pet’s age plays a crucial role in selecting a lifetime pet insurance policy. Insurance providers often have different coverage options for pets of different ages. Some policies may have age restrictions, while others may offer lower premiums for younger pets. It’s essential to understand these factors before choosing a policy to ensure the coverage meets your pet’s needs at their specific life stage.
- Take into account your pet’s breed: Certain dog breeds are more prone to developing hereditary or genetic health conditions. These conditions may require extensive medical care and treatment throughout your pet’s lifetime. When selecting a lifetime pet insurance policy, it is crucial to consider your pet’s breed and their potential health risks. Make sure the policy you choose provides coverage for breed-specific conditions to ensure comprehensive care for your furry friend.
Health Conditions And Pre-Existing Conditions
- Evaluate coverage for existing health conditions: Before selecting a lifetime pet insurance policy, it is essential to understand how the policy covers pre-existing health conditions. Some policies may have exclusions for pre-existing conditions, while others offer coverage with specific terms and waiting periods. It is crucial to review these details to ensure your pet’s existing health conditions are adequately covered.
- Consider the policy’s approach to hereditary and congenital conditions: Hereditary and congenital conditions can be costly to treat and manage. When choosing a lifetime pet insurance policy, look for coverage that includes hereditary and congenital conditions. Make sure there are no limitations or restrictions regarding these types of conditions, as it will provide you with peace of mind knowing your pet is protected against potential health issues related to their genes.
Coverage Limits And Deductibles
- Evaluate coverage limits: Every lifetime pet insurance policy has coverage limits, which determine the maximum amount the policy will reimburse for veterinary expenses. It’s crucial to understand these limits and ensure they align with your expectations and potential cost of vet treatments. A policy with higher coverage limits provides greater financial protection should your pet require extensive or ongoing medical care.
- Assess deductibles and reimbursement options: Deductibles are the amount you need to pay out of pocket before your pet insurance coverage kicks in. It’s important to consider the deductible amount and how it affects your monthly premiums. Some policies have options for higher or lower deductibles, allowing you to customize your coverage based on your budget and preferences. Additionally, check the reimbursement options, ensuring they suit your needs and reimbursement is timely and hassle-free.
Remember, when choosing a lifetime pet insurance policy, it’s vital to carefully consider the age and breed of your pet, the coverage for existing and pre-existing health conditions, as well as the coverage limits and deductibles. By analyzing these factors, you can select a policy that provides comprehensive coverage and peace of mind for you and your furry companion.
Evaluating Different Insurance Providers
Evaluate different insurance providers to find the best lifetime pet insurance for your furry friend. Compare coverage, premiums, and customer reviews to ensure you make the right choice for your pet’s long-term care.
Choosing the right pet insurance provider can be overwhelming, especially with so many options available in the market. To help you make an informed decision, consider evaluating insurance providers based on the following factors:
Reputation And Customer Reviews
When it comes to selecting a lifetime pet insurance provider, reputation and customer reviews play a pivotal role in determining the company’s reliability and quality of service. Consider the following:
- Customer feedback: Research customer reviews and ratings on independent review platforms to get insights into the experiences of existing policyholders.
- Reputation: Look for insurers with a strong reputation within the pet insurance industry. Consider their years of establishment and whether they have received any industry awards or recognition.
- Trustworthiness: Evaluate if the insurance provider is known for their transparency, ethical practices, and quick response to customer queries or concerns.
- Social media presence: Check if the insurance provider actively engages with their customers through social media platforms. Positive customer interactions can indicate a commitment to customer satisfaction.
Policy Customization Options
Every pet has unique healthcare needs, so finding an insurance provider that offers policy customization options is essential. Consider the following when comparing providers:
- Coverage flexibility: Look for providers that offer customizable coverage options, allowing you to choose the deductible, reimbursement percentage, and annual limits that best suit your budget and pet’s needs.
- Additional benefits: Some insurers offer add-ons such as routine wellness coverage, preventive care, or coverage for specific conditions that may be important to you. Evaluate whether these additional benefits align with your pet’s healthcare requirements.
- Breed-specific considerations: If you have a breed prone to specific health issues, ensure that the insurance provider covers those conditions.
- Waiting periods: Check the waiting periods for coverage to ensure they align with your pet’s current health status.
Claim Process And Reimbursement Turnaround Time
A seamless and efficient claim process is crucial to ensuring that you can provide the best care for your furry companion when they need it. Consider the following factors when evaluating insurance providers:
- Claim submission options: Determine if the insurer allows online claim submission and if there’s a mobile app available for easy claim filing.
- Claim documentation requirements: Understand the documents required for claim submission and whether the process is straightforward.
- Reimbursement process: Evaluate how the provider reimburses expenses. Do they offer direct payment to veterinary clinics or require you to pay upfront and then reimburse you?
- Turnaround time: Consider the average time it takes for the insurance provider to process and reimburse claims. Faster reimbursement can help ease financial burdens during unexpected veterinary visits.
- Customer support: Assess the availability and responsiveness of customer support for any claim-related queries or concerns.
By considering these factors and evaluating different insurance providers based on their reputation and customer reviews, policy customization options, and claim process efficiency, you can choose the lifetime pet insurance that best meets your needs and provides comprehensive coverage for your beloved furry friend.
Regular Veterinary Check-Ups And Preventive Care
Ensuring regular veterinary check-ups and preventive care for your pet is crucial for their overall health and well-being throughout their lifetime. With the protection of lifetime pet insurance, you can provide your furry friend with the necessary care they need without worrying about the financial burden.
Importance Of Routine Vaccinations And Screenings:
- Regular veterinary check-ups play a crucial role in maintaining your pet’s health and preventing potential diseases. Here’s why routine vaccinations and screenings are essential:
- Vaccinations: Vaccinations protect your pet against common infectious diseases. These shots stimulate their immune system to develop immunity against harmful viruses and bacteria. Some common vaccinations include distemper, rabies, parvovirus, and kennel cough.
- Screenings: Regular screenings help identify any underlying health issues early on, allowing for timely intervention and treatment. These screenings may involve blood tests, fecal exams, and diagnostic imaging, among others. They can detect conditions like heartworm disease, kidney disease, and certain types of cancer.
- Together, routine vaccinations and screenings ensure your furry friend stays healthy and protected throughout their lifetime.
Dental Care And Grooming Considerations:
- Proper dental care and grooming practices are vital for your pet’s overall well-being. Here are some key considerations to keep in mind:
- Dental care: Maintain your pet’s dental health by brushing their teeth regularly with pet-friendly toothpaste. This helps prevent plaque and tartar buildup, reducing the risk of periodontal disease. Regular professional dental cleanings may also be necessary to keep their teeth in optimal condition.
- Grooming: Regular grooming sessions help keep your pet’s coat clean and free from mats and tangles. Brushing their fur helps distribute natural oils and prevents excessive shedding. Additionally, grooming provides an opportunity to check for any skin issues or abnormalities that may require veterinary attention.
- By prioritizing dental care and grooming, you contribute to your pet’s overall hygiene and reduce the likelihood of dental diseases and skin problems.
Tips For Maintaining A Healthy Lifestyle For Your Pet:
- A healthy lifestyle is crucial for your pet’s well-being. Here are some tips to help you ensure they lead a happy and healthy life:
- Balanced diet: Feed your pet a balanced and nutritionally complete diet that is appropriate for their age, size, and breed. Consult with your veterinarian to determine the best dietary options and portion sizes for your furry companion.
- Regular exercise: Engage your pet in regular physical activity to keep them fit and mentally stimulated. Daily walks, play sessions, and interactive toys can help them burn off excess energy and maintain a healthy weight.
- Mental stimulation: Provide mental enrichment activities such as puzzle toys, training sessions, and interactive games. This helps prevent boredom and behavioral issues while promoting cognitive development.
- Preventive healthcare: Stay up to date with your pet’s vaccinations, deworming, and parasite prevention treatments. Regular veterinary check-ups and preventative medications are key to ensuring their long-term health.
- Emotional well-being: Give your pet plenty of love, attention, and socialization. Create a nurturing and safe environment where they feel secure and loved.
- By following these tips, you can significantly contribute to your pet’s overall health and happiness, allowing them to thrive throughout their lifetime.
Understanding Policy Exclusions And Limitations
Understanding policy exclusions and limitations is crucial when it comes to lifetime pet insurance. These details need careful consideration to ensure comprehensive coverage for your furry friend. Don’t overlook these policy elements to avoid any surprises down the road.
When it comes to lifetime pet insurance, it’s important to have a clear understanding of the policy’s exclusions and limitations. While these conditions may vary depending on the insurance provider, knowing what is not covered can help you make informed decisions regarding your pet’s healthcare.
In this section, we will explore common exclusions in lifetime pet insurance, discuss how to navigate these exclusions, and explore supplemental coverage options for specific conditions or treatments.
Common Exclusions In Lifetime Pet Insurance:
- Pre-existing conditions: This includes any illness or injury that your pet had prior to the start of the insurance policy. It’s crucial to note that most insurance providers consider pre-existing conditions as exclusions.
- Genetic and hereditary conditions: Certain breeds are more prone to specific health issues, and these conditions may be excluded from coverage. It’s essential to check if your pet’s breed is susceptible to any genetic or hereditary conditions.
- Behavioral issues: Insurance policies generally exclude coverage for behavioral issues such as aggression, anxiety, or training-related problems.
- Elective procedures: Procedures that are not medically necessary, such as cosmetic surgeries or other elective treatments, are often excluded from coverage.
- Wellness and preventive care: Routine check-ups, vaccinations, and other preventive measures are typically not covered under lifetime pet insurance policies.
- Breeding or pregnancy-related conditions: If you plan to breed your pet or if your pet is already pregnant, any complications or conditions related to breeding or pregnancy might be excluded.
How To Navigate Exclusions And Make Informed Decisions:
- Read the policy carefully: Take the time to thoroughly review the policy documents, paying close attention to the exclusions section. Understanding what is and isn’t covered will help you make informed decisions.
- Consult with the insurance provider: If you have any questions or concerns about the policy’s exclusions, don’t hesitate to reach out to the insurance provider for clarification. They can provide valuable insights and guidance.
- Consider your pet’s needs: Assess your pet’s current health condition, breed, and lifestyle when choosing a lifetime pet insurance policy. Different policies have varying exclusions, so finding one that aligns with your pet’s specific needs is crucial.
- Discuss with your veterinarian: Your veterinarian can provide insight into the potential health risks associated with your pet’s breed or any pre-existing conditions they may have. This information can assist you in selecting the right coverage.
Supplemental Coverage Options For Specific Conditions Or Treatments:
- Chronic conditions: Some pet insurance providers offer supplemental coverage options for chronic conditions such as diabetes, allergies, or arthritis. These additional coverages provide extra financial support for ongoing treatment and management.
- Alternative therapies: If you prefer alternative treatments such as acupuncture, physiotherapy, or chiropractic care for your pet, certain insurance policies offer supplemental coverage for these therapies.
- Prescription medications: In some cases, prescription medications may not be fully covered by the basic policy. Supplemental coverage can help offset the cost of these necessary medications.
- Cancer treatments: Cancer is unfortunately prevalent in pets, and the cost of treatment can be significant. Look for policies that offer supplemental coverage specifically for cancer treatments to ensure your pet receives the care they need without breaking the bank.
Understanding policy exclusions and limitations is crucial when it comes to lifetime pet insurance. By being aware of common exclusions, navigating them effectively, and exploring supplemental coverage options, you can make informed decisions to protect your pet’s health and well-being.
Remember to thoroughly review the insurance policy, consult with professionals, and consider your pet’s specific needs before finalizing your coverage choice.
Managing Claims And Understanding The Reimbursement Process
Understanding the reimbursement process and managing claims is essential when it comes to lifetime pet insurance. Navigate the ins and outs of filing claims to ensure a hassle-free experience.
Lifetime Pet Insurance: Managing Claims And Understanding The Reimbursement Process
When it comes to managing claims and understanding the reimbursement process of your lifetime pet insurance, it’s essential to have a clear understanding of the steps involved. This step-by-step guide will walk you through the process of filing a claim, the necessary documentation and paperwork requirements, as well as tips for maximizing reimbursement.
So, let’s get started!
Step By Step Guide On Filing A Claim
Filing a claim for your pet’s veterinary expenses doesn’t have to be a complicated process. Here’s a step-by-step guide to help you navigate through it smoothly:
- Step 1: Notify your insurance provider: as soon as your pet requires medical treatment or undergoes a procedure, notify your insurance provider. This ensures that they are aware of the situation and can guide you through the next steps.
- Step 2: Gather necessary information: collect all the relevant information related to the treatment, including veterinary invoices, medical records, and any additional supporting documents required by your insurer.
- Step 3: Complete the claim form: most insurance providers have online portals or claim forms that need to be filled out. Make sure to accurately provide all the required information, including your pet’s details, treatment summary, and invoice details.
- Step 4: Submit the claim: once you’ve completed the claim form, submit it along with the supporting documents to your insurance provider. Double-check that everything is accurate and legible to avoid any delays or complications.
- Step 5: Follow up and track the claim: after submission, keep track of your claim’s progress through your insurer’s online portal or by inquiring with their customer service. Successfully filing a claim is a rewarding experience, knowing that you’re taking advantage of the benefits your lifetime pet insurance has to offer.
Documentation And Paperwork Requirements
Accurate documentation and proper paperwork play a crucial role in streamlining the claim process. Here are some key requirements to keep in mind:
- Veterinary invoices: Provide detailed invoices from your pet’s healthcare provider, including the services availed, medications prescribed, and any procedures undergone.
- Medical records: Ensure you have your pet’s complete medical history from the healthcare provider, clearly stating the diagnosis, treatment plan, and subsequent follow-ups.
- Supporting documents: Additional documents, such as referral letters, laboratory test results, and specialist reports, may be needed depending on your insurer’s policies. Always consult their requirements to avoid any missing paperwork.
Tips For Maximizing Reimbursement
Making the most out of your pet insurance coverage is crucial when it comes to maximizing reimbursement. Here are a few valuable tips to consider:
- Understand your policy: Familiarize yourself with the coverage limits, deductibles, waiting periods, and any exclusions mentioned in your policy. This knowledge will help you plan and estimate potential reimbursement amounts effectively.
- Maintain accurate records: Keep track of all your pet’s medical records, including invoices, prescriptions, and treatment plans. Maintaining organized records ensures a smoother reimbursement process.
- Timely submission: File your claims promptly. Waiting too long can result in delays or even claims being denied if they fall outside the specified timeframe.
- Communication is key: If you have any questions or concerns regarding your claim, make sure to reach out to your insurance provider’s customer service. Clear communication can help resolve any issues promptly.
- Review your policy annually: As your pet’s needs may change over time, it’s important to review your policy annually. This will ensure that you have adequate coverage for any new medical conditions or treatments that may arise.
Maximizing reimbursement and understanding the claims process is an integral part of managing your lifetime pet insurance effectively. By following these steps, providing accurate documentation, and being proactive in communication, you can navigate the process with ease and provide the best possible care for your furry friend.
Reviewing And Updating Your Policy As Your Pet Ages
As your pet ages, it is important to review and update your lifetime pet insurance policy to ensure adequate coverage. Regularly reassessing your policy helps you address any changing needs and protect your pet’s health and well-being.
Importance Of Regular Policy Review:
- Just like any other insurance policy, it’s crucial to review your pet insurance policy regularly to ensure it still meets your pet’s needs as they age.
- By regularly reviewing your policy, you can make necessary adjustments to coverage and ensure you’re adequately protected.
- Here are a few reasons why regular policy review is important:
- Changes in your pet’s health: As your pet grows older, they may develop new health issues or pre-existing conditions. Reviewing your policy allows you to update coverage accordingly, ensuring your pet receives the care they need.
- Lifestyle changes: Pets become an integral part of our lives, and as they grow older, their needs may change. For example, your active dog may be less energetic in their senior years, meaning you might want to adjust coverage for exercise-related injuries.
- Coverage limits and exclusions: Policy terms can change over time, and keeping up with these changes is essential. Reviewing your policy helps you stay informed about any new coverage limits or exclusions that may affect your pet’s care.
Adjusting Coverage As Your Pet’S Needs Change:
- Just like humans, pets have unique healthcare needs that evolve as they age. It’s crucial to adjust your pet insurance coverage to ensure they’re adequately protected.
Here are some key points to consider when making adjustments:
- Routine wellness care: As your pet ages, routine vaccinations and check-ups become even more important. Make sure your policy covers these necessary preventive care expenses.
- Chronic conditions: If your pet develops a chronic condition, your insurance coverage should reflect this change. Review your policy to ensure it covers ongoing treatments, medications, and specialist visits.
- Accidental injuries: Pets, especially younger ones, are more prone to accidents. Adjust your coverage to include accidental injury benefits, such as fractures or lacerations.
- Hereditary conditions: Certain breeds are predisposed to specific health issues. If you have a breed known for hereditary conditions, check if your policy covers these conditions or consider purchasing additional coverage.
Renewal Options And Considerations:
- When it comes to renewing your pet insurance policy, knowing your options and understanding key considerations is essential. Use these guidelines to make informed renewal decisions:
- Comparing renewal quotes: Don’t settle for the first renewal quote you receive. Shop around and compare prices from different insurers to ensure you’re getting the best value for your money.
- Assessing coverage changes: Take the time to review any changes in coverage that may occur during the renewal. Ensure your pet’s ongoing needs are still covered as you consider whether to continue with the same insurer.
- Lifetime coverage: If you have a lifetime pet insurance policy, consider sticking with it for the long term. These policies offer continuous coverage for chronic and ongoing conditions your pet may develop.
- Policy limits and deductibles: Evaluate your policy’s limits and deductibles during renewal. Adjust them if necessary to ensure they align with your financial capabilities and provide adequate coverage for your pet’s needs.
Remember, regular policy review, adjusting coverage as your pet’s needs change, and careful consideration of renewal options will help you provide the best care for your furry friend throughout their lifetime.
Considering Lifetime Pet Insurance For Multiple Pets
Lifetime pet insurance is a wise choice if you have multiple pets, offering long-term coverage and peace of mind for their healthcare needs. Secure their well-being with comprehensive protection that lasts a lifetime.
Having multiple furry friends at home brings immense joy and love to our lives. As pet parents, we want to ensure that our beloved companions receive the best care when it comes to their health. That’s where considering lifetime pet insurance for multiple pets can provide peace of mind.
In this section, we will explore the pros and cons of insuring multiple pets under one policy, tips for managing premiums and coverage, as well as coverage considerations for pets with different needs and health conditions.
Pros And Cons Of Insuring Multiple Pets Under One Policy:
Insuring multiple pets under one policy can have both advantages and drawbacks. Let’s take a closer look:
- Cost-effective: Insuring multiple pets under a single policy can often lead to cost savings compared to individual policies for each pet.
- Convenience: Managing a single insurance policy for multiple pets simplifies administrative tasks and reduces paperwork.
- Discounts: Some insurance providers offer attractive discounts for insuring multiple pets, making it a more affordable option.
- Coverage limitations: Depending on the insurance provider, there may be limitations on coverage for specific conditions or treatments for each pet.
- Shared deductibles: Sharing deductibles among multiple pets means that the total deductible amount may be higher compared to individual policies.
- Complexity: Managing claims and policy details for multiple pets might become more complex and time-consuming.
Tips For Managing Premiums And Coverage For Multiple Pets:
To navigate the world of life pet insurance for multiple pets effectively, consider the following tips:
- Research and compare: Take the time to shop around and compare different insurance providers to find the best policy that suits your pets’ needs and your budget.
- Understand policy limits: Ensure you understand the policy limits, what is covered, and any exclusions that may apply to each of your pets.
- Consider individual policies: Assess whether individual policies tailored to each pet’s specific needs might offer better coverage and outweigh the convenience and cost savings of a single policy.
- Premium flexibility: Some insurance providers allow flexibility in choosing different premium levels for individual pets based on their specific needs and health conditions.
- Review policy annually: Regularly review your policy to ensure it still meets the needs of your pets as they age and their health requirements change.
Coverage Considerations For Pets With Different Needs And Health Conditions:
Each pet is unique, and their health requirements can vary. When insuring multiple pets with different needs and health conditions, keep the following in mind:
- Pre-existing conditions: If one pet has pre-existing health conditions, make sure to check if those conditions are covered under the policy or if there are any waiting periods.
- Specific breed considerations: Different breeds may have specific health risks or genetic conditions that require tailored coverage.
- Age differences: Consider the age differences between your pets, as coverage needs may differ for a playful puppy versus an aging senior pet.
- Wellness coverage: Some pets require routine wellness care, vaccinations, and preventive treatments. Check if policies offer coverage for these essential services.
- Specialized care: If one of your pets requires specialized care, ensure the policy covers treatments, therapies, and medications specific to their condition.
Remember, choosing the right lifetime pet insurance for your furry companions involves careful consideration of their individual needs, your budget, and weighing the pros and cons of insuring multiple pets under one policy. By following these tips and considering coverage requirements for pets with different needs and health conditions, you can protect your pets and provide them with the best possible care throughout their lifetime.
Additional Resources And Support For Pet Owners
Discover a wealth of additional resources and support for pet owners with lifetime pet insurance. Access valuable information and expert advice to ensure your furry friend receives the best care throughout their life.
When it comes to taking care of our beloved pets, having access to additional resources and support is essential. From online communities and forums for pet insurance discussions to assistance programs for pet owners in need, and pet wellness resources, there are various avenues to explore.
This section will delve into these valuable resources, providing you with the information you need to give your furry friends the best care possible.
Online Communities And Forums For Pet Insurance Discussions
- Pet owners can join online communities and forums dedicated to discussing pet insurance. These platforms provide an opportunity to connect with fellow pet owners, share experiences, and gain valuable insights into various insurance providers and policies.
- Users can seek advice, ask questions, and receive recommendations from the community members who have first-hand experience with different coverage options.
- Joining these online communities and actively participating in discussions can help pet owners make more informed decisions when it comes to selecting the most suitable pet insurance plan.
Assistance Programs For Pet Owners In Need
- There are various assistance programs available for pet owners who may find themselves in challenging financial situations. These programs aim to provide support and resources to ensure that pets receive the care they deserve.
- Non-profit organizations and animal welfare groups often offer financial aid or discounted services to pet owners who meet certain criteria. These programs can help cover medical expenses, vaccinations, spaying/neutering, and other essential services.
- It’s important to research and reach out to local animal shelters, rescue organizations, and veterinary clinics to inquire about available assistance programs in your area. They can provide guidance and direct you to the necessary resources.
Pet Wellness Resources And Tips For A Holistic Approach To Pet Care
- Taking a holistic approach to pet care involves fostering overall well-being, encompassing not only physical health but also mental and emotional balance.
- Many online resources offer valuable information and tips on pet wellness, covering topics such as nutrition, exercise, mental stimulation, and behavior training.
- Pet owners can access articles, guides, and videos that provide insights into different aspects of pet care and offer practical advice to keep their furry friends healthy and happy.
- Whether you’re seeking tips on choosing the right diet for your pet or ideas for engaging and enriching activities, these resources can provide guidance and support for maintaining your pet’s overall well-being.
By leveraging online communities, assistance programs, and pet wellness resources, pet owners can have the necessary support and information to ensure the best care for their beloved companions. Remember, staying connected with like-minded individuals, seeking financial aid when needed, and focusing on a holistic approach to pet care can greatly contribute to the overall health and happiness of our furry friends.
Frequently Asked Questions For Lifetime Pet Insurance
Is There A Lifetime Cover For Pet Insurance?
Yes, there is pet insurance that provides lifetime cover. This type of insurance offers coverage for your pet throughout its entire life. With lifetime cover, your pet is protected against accidents, illnesses, and other health issues. It ensures that your furry friend receives the necessary medical care and treatment for as long as they live.
Lifetime cover is a great option for pet owners who want comprehensive and ongoing insurance for their pets. It gives you peace of mind knowing that your pet is protected, no matter what health issues they may face in the future.
Consider lifetime cover when choosing a pet insurance plan to ensure your pet receives the best care throughout its life.
How Much Is Life Insurance For Pets?
Pet life insurance costs vary depending on factors such as the age, breed, and health of your pet. Generally, the cost of pet life insurance ranges from $10 to $100 per month.
What Is Better Max Benefit Or Lifetime Pet Insurance?
Max benefit and lifetime pet insurance are two different types of coverage with their own advantages. Max benefit insurance provides a set amount of coverage for each condition or event, which can be helpful for managing costs in the short term.
However, once the maximum benefit is reached, the condition or event will no longer be covered. On the other hand, lifetime pet insurance offers coverage for the entire life of your pet, regardless of the number of conditions or events they may experience.
This type of insurance can provide long-term financial security and peace of mind. Ultimately, the better choice between max benefit and lifetime pet insurance depends on your individual needs and preferences. Consider factors such as your pet’s breed, age, and potential health issues, as well as your budget and long-term commitment to your pet’s healthcare.
What Is The Highest Level Of Pet Insurance?
The highest level of pet insurance provides comprehensive coverage for various medical expenses. It includes accidents, illnesses, preventive care, and even behavioral treatments. This advanced level of insurance ensures your pet receives the highest standard of care, offering peace of mind to pet owners.
Additionally, it may cover specialized treatments like chemotherapy, alternative therapies, and even hydrotherapy. With the highest level of pet insurance, you can confidently seek the best medical care for your furry friend without worrying about the financial burden.
After weighing the pros and cons of lifetime pet insurance, it is clear that this type of coverage can provide valuable benefits for both you and your furry friend. With its comprehensive coverage and long-term financial security, lifetime pet insurance offers peace of mind knowing that your pet’s health needs will be taken care of throughout their life.
By providing coverage for chronic and hereditary conditions, as well as unexpected accidents and illnesses, lifetime pet insurance ensures that you won’t have to make difficult decisions based on cost alone. Additionally, the flexibility to choose your preferred veterinarian and access to additional benefits such as wellness plans and prescription medications further enhance the value of this insurance option.
By investing in lifetime pet insurance, you are not only safeguarding your pet’s well-being but also protecting yourself from the financial burden that can come with unexpected veterinary expenses. Don’t wait until it’s too late – secure your pet’s future today!

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A 2004 American Camp Association poll of its members found that the one area camp administrators wanted more information on was personal leadership development. It is evident that there is a quest in the camp field for enhancement of leadership. As camp directors plan for the new season, your experiences from the previous summer should help you recognize and acknowledge some of your leadership strengths and weaknesses. Yes, we all do indeed have positive and negative leadership qualities. Before the new season is upon us, it is crucial to analyze and consider our personal options for leadership development, and chart a course for improvement.
Be forewarned though that personal development is not easy and that, in spite of how highly touted some may be, leadership and management fads come and go. As an example, some of the most popular books on leadership only a decade ago can now be found — forgotten — in the bins of discounted bookstores. It is thus essential that a person seeking to become a better leader not become a blind disciple of a current popular management fad or leadership guru. If one culls the research from management studies, organizational dynamics, and psychology, we find that there are several consistent findings regarding leadership: no matter which path we individually take for leadership development, four essential interventions must occur. Indeed, if a person neglects even one of these steps, he or she will never become an excellent leader. It might be possible to become a good leader, but excellence can only occur if one has utilized these four necessities.
This article does not detail the one and only path to leadership excellence — such a path simply does not exist. Each of us must create our own highly individualized path toward this end. What this article will do, however, is specifically spell out four action steps that each and every one of you must undertake no matter which path is chosen.
Challenges to Leadership
Every leader faces a series of challenges that must be acknowledged. The following three are common to every leader regardless of profession. The four necessary interventions assist in coping with these ubiquitous leadership challenges.
- Lack of training. Leaders are often promoted up from the ranks in organizations. There is a real problem with this tradition. Let's use a noncamp example for illustrative purposes. Paul works at the Acme Widget factory and has the reputation as the best widget maker in the company — he makes more widgets per hour with the least defects in comparison to his co-workers. When an opening occurs to be a leader of his floor, the company naturally turns to Paul for the position. A question that should occur at this point (but rarely does) is whether the same set of skills necessary to be a successful leader is the same set of skills necessary to be a widget maker? Of course not. But we've all seen a similar process in our camps. Counselors have been promoted to unit leader or group leader positions based on their excellent work with campers, often with highly variable results. Without doubt, success with leading colleagues requires a vastly different approach than success with children.
Many new leaders are promoted into positions with little guidance, support, or formal education on leadership. They are expected to learn as they go along. This of course is not the best start for a leader. This is further complicated by the fact that leaders have multiple constraints on their time including an often-overwhelming workload. As such, they have little time (or energy) for personal development.
- Lack of insight into personal leadership qualities. The most common method of evaluation for leaders is personal review. Leaders are busy people — camp professionals in particular spend a large portion of their time handling the innumerable disturbances that occur every day. There is little time for a complicated or complex review system.
The problem here is leaders are subject to the same human foibles that every person on the planet experiences. One particularly problematic area is that humans tend to underestimate their weaknesses and overestimate their strengths. We simply do not see our leadership weaknesses. Psychological research indicates that individuals are not unbiased in how they evaluate themselves; we maintain unrealistically positive views of ourselves and actively select biased information in our self-appraisal that will bolster our self-image. One common method of information bias selection is called social comparison. Leaders often compare themselves to other leaders as a form of self-evaluation. Unfortunately, leaders tend to automatically compare themselves to less successful leaders, which of course then bolsters their own personal positive self-appraisal. This cognitive process is one of innumerable self-enhancement machinations that we actively but often unconsciously perform in our personal evaluation process. In short, leaders are often the least knowledgeable of their own weaknesses.
- Lack of feedback. Leaders do not commonly receive critical feedback regarding their performance. Staff members who may have helpful feedback are cautious, and most often silent, in presenting feedback; most employees are intimidated by the idea of presenting critical feedback to their superiors. The higher the rank, the less likely an individual will receive quality feedback.
Is feedback important? Feedback is essential for leadership improvement. Leaders that do not make themselves accessible to feedback and suggestions are wasting valuable resources. Since most leaders enter a position lacking training and skills but nevertheless still continue to appraise themselves as doing a good job (the latter due to human cognitive processing as described above), the only opposing force to our lack of awareness is external feedback. Indeed, all leaders may be able to recognize three major leadership weaknesses they have, yet employees — if given the opportunity — may be able to give us a list two to three times longer.
The Four Necessities
Let's start this section of the article with some good news: It is indeed possible to overcome the just-described challenges to leadership. There's bad news, too: Personal leadership will take time, effort, and for many, even money. Leadership development is a process, and there are no shortcuts. Americans are world renowned as seekers of instant cures, whether for weight, happiness, and/or even satisfaction in relationships. But there is no pill, gimmick, book, workshop, or motivational speech that will impart instant excellence in leadership (or for any longstanding challenge or problem).
I even want to warn readers that some of the following four necessities can be intimidating, costly, and anxiety provoking. These characteristics in no way negate the importance of the interventions. As with personal development in any important area, individuals must face their internal fears and move forward (sometimes into even more anxiety-provoking situations).
We'll start with one of the easier interventions.
Step One Establish a Definition of Leadership
Several months ago a son of a friend was querying me about positions at camp. During this informal interview he asked me what I did as the director of the camp — in essence, he wanted to know my responsibilities as the leader of a camp. In the best Socratic method, I turned the question around and asked him what he thought I did as the leader of a camp. Without hesitation he informed me that as the leader, my responsibility was to give orders to others. Thus in this young man's eyes, a leader is one who gives orders. So according to this young man, if I was to spend my day delegating and ordering other people about, I would be a great leader. It really wouldn't matter if my staff despised me and made purposeful attempts to sabotage the camp or even if the camp were falling about around me as long as I was excellent at giving orders.
I present this anecdote to establish the finding that many leaders and leaders-to-be have not actually defined leadership. They may have some vague and amorphous personal definition of leadership but lack anything specific and substantial. Challenge yourself; before reading any further, take a maximum of five minutes and write a specific leadership definition.
One of the most influential definitions of leadership was formulated in 1975 by Henry Mintzberg and has since become the cornerstone of leadership for hundreds of thousands of leaders. The Harvard Business Review, the periodical that printed Mintzberg's work, states that this article remains one of the most popular articles ever based on requests for reprints. Readers most certainly do not need to use the Mintzberg definition but can at least compare it to their own. An ill-defined definition or unrealistic definition (like the one offered by the young man described earlier) can hurt our leadership potential before we even begin.
According to Mintzberg, leadership is not simply one role but actually an assortment of numerous roles all considered under one title and with each requiring a specific set of skills. Some of these roles include:
- The figurehead role — Every leader must perform some ceremonial duties. For example, in a summer camp, the identified leader may be the person who presides over campwide events or officially opens a camp for the summer season. Other organizations might have the leader greet new employees and give a brief history of the business.
- The liaison role — Leaders usually spend much time with peers and other people outside their own immediate work groups. The leader might make contact with people outside the organization such as asking another organization for advice or simply to discuss changes occurring in the field. Leaders who attend ACA conferences and meet with other professionals are an example of this role.
- The disseminator role — The leader passes on privileged information to subordinates. A leader who presents information in a staff meeting is an example.
- The spokesperson role — This role occurs when a leader sends information to people outside the immediate work group. Almost all leaders must report to somebody whether that be a boss, an owner, or a board of directors. A camp director, as an example, might have to meet with a board of directors to discuss staff issues occurring in the camp — both good and bad.
- The disturbance handler — This is probably the role leaders in which most are familiar. In this role, the leader must cope with an array of problematic situations in order to maintain the smooth functioning of the organization. A leader who intervenes between two employees whose inability to work together is affecting productivity is a common occurrence with this role.
- The resource allocator — Here the leader decides who will get what. All organizations have a limited budget. Will more resources go to a particular activity (for example, more money spent on arts and crafts supplies instead of archery)? How will resources be decided most equitably? As a resource allocator, the leader must decide how to portion out the resources available, either financial, material, and/or human beings.
All of these roles are interrelated, and most problems that occur in an organization will require the coordination of several roles. Even more important, leaders who are responsible for other leaders (such as those in middle-management positions) need to be aware that these individuals will also have to assume the same variety of roles, some of which may be completely unfamiliar.
One additional point needs to be made in regards to our specific definition of leadership. A leader assumes these interrelated roles for one specific purpose: to keep his or her camp successfully thriving in uncertain times. The leader is continually taking a long-term perspective in regards to a camp's health.
Step Two Initiate a Formal Feedback Process
Now that we have a working definition of leadership, a natural follow-up at this point is to monitor how successfully we are meeting the criteria of our definition. As stated earlier, many leaders personally review their own success and failures but go no further than this. Recall though the challenges to leadership, particularly our inborn human tendency to overestimate our strengths and minimize (or even deny) our weaknesses. Our self-evaluations may have little to do with objective reality. There is only one way to circumvent this: Actively seek out feedback about our performance.
This second intervention can be an anxiety-provoking intervention. Opening ourselves to possibly critical feedback is not a highly desirable state, but it is the only way to accurately gauge our performance. (See the September/October 2003 issue of Camping Magazine for my previous article "Evaluating a Good Season" for some pragmatic tips on eliciting ongoing day-to-day feedback from staff.) Let's focus on the gold standard of feedback: The 360-degree evaluation.
Many large corporations, including most of the Fortune 500, use a 360-degree appraisal system. This system utilizes feedback from supervisors, peers, and subordinates. A brief description is as follows:
- Involved individuals completed anonymous surveys on a designated leader.
- Data from the surveys are formulated into an overall review of the leader.
- The leader meets with his or her supervisor to discuss the results and plan for future leadership development.
Anonymous surveys bypass the longstanding challenge of eliciting honest feedback from peers and employees. Though there is no claim that 360-degree evaluations are perfect, they are far better than traditional evaluations. Consider the power of a process in which a leader fills out an evaluation on herself and then is able to compare her responses to those compiled by peers and employees. Most leaders are surprised to learn just how differently others perceive them — including observations of strengths and weaknesses.
The American Camp Association (ACA) and I created the first 360-degree feedback evaluation for camp leaders, and it is available in the text Coaching the Camp Coach (2003). Again, a process to elicit feedback from others we work with is an essential intervention for leadership development; it is not a step that we can bypass and yet still expect to find success.
Step Three Ongoing Skills Development
By now we have defined leadership and been evaluated on our strengths and weaknesses. The third intervention is a natural progression to the first two steps: It is now time for us to build on our strengths and decrease our weaknesses.
Skills development typically occurs in two areas:
- Objective Knowledge — Of the two categories of skills development this is by far the easier. Here we are attempting to educate ourselves on topical areas necessary for the success of our camps. Such areas include: maintenance issues, discipline, insurance, accreditation standards, food safety, etc. The list is potentially endless. We can attend conferences, read books, or even take a formal class on a topic. In brief, objective knowledge is easily taught and learned.
- People Skills — This second category of skills development is, for most leaders, a very problematic area. Survey after survey finds that the most powerful influence on how strongly a person likes or dislikes a particular job is the relationship he or she has with an immediate supervisor. The more positive relationship between an employee and his or her supervisor, the more the person will like the job. And the more a person likes a job, the more effort he or she will put into work. In other words, if I were to tour your own camp and ask employees how much they like or dislike their job, the biggest influence in their appraisal would be the overall negative or positive relationship they have with their immediate supervisor.
- People skills cannot be taught by lecture or book. No workshop — no matter how intensive — will lead to great people skills. We may, for instance, leave an educational session highly motivated to work better with our employees but find that this motivation dissipates after days (and certainly weeks). The optimum way for a person to maintain ongoing positive growth in the ability to lead people is by working with some type of coach. Coaches, in brief, help leaders maximize their potential by working with them to gain awareness on the effects of their words and actions on other individuals. Again, due to the busy lifestyle most leaders experience, deep reflection on interpersonal and intrapersonal does not rank high on the task list.
Typically coaches demonstrate the following attributes:
- Self-awareness — These individuals have amassed a large amount of self-knowledge over a period of time.
- Empathy — Coaches are excellent at understanding a leader's position and personality and demonstrate impeccable listening, questioning, and empathizing skills.
- Credibility — Coaches have a high level of experience in the same career field as the leader.
Coaching sessions are held normally once a week (often by phone) and focus on issues that the leader needs to work on (often uncovered in the 360-degree evaluation process). Sessions are confidential, and leaders are free to express their concerns and doubts about their leadership skills. Coaches offer ongoing feedback, reframing of issues, occasional suggestions and challenges, and complete support.
Coaching has become a staple in top corporations. If a camp leader does not have a person who can act as a coach — a trusted individual with demonstrated people skills and a thorough knowledge of the camping field — he or she will be forced to seek one out and likely pay out of pocket. This can become a financial burden, but is well worth the cost and effort in the long run if the desired goal is excellence in leadership. Actually, there is no other way to develop our people skills if we do not have a readily available coach who is willing to work with us for free.
Step Four Continually Monitoring the Environment for Threats and Opportunities
Recall our definition of leadership. The overarching goal of a leader is to keep his or her camp thriving through uncertain times. And we are indeed facing uncertain times. The camp industry is facing numerous challenges: land development, environmental threats, increasing diversity in the country, an increasingly unskilled workforce, an aging population, lack of funding for nonprofits. And these are just a few. It is imperative for the camp director to continually monitor the environment for challenges and threats to his or her camp. And each challenge offers a possible opportunity. As an example, my own camp was able to secure $50,000 from the federal grant to create a CIT program that additionally teaches general workplace development skills. The federal government had voiced concern over unskilled workers and was more than obliging to support a program that could be used to test whether such a targeted program could actually be successful.
Each challenge to our camps can, with consideration and forethought, be a stepping stone to an opportunity. As part of our ongoing leadership duty, we must remain vigilant to the myriad of worrisome influences that are confronting our field and attempt to meet them head-on and, hopefully, with our leadership alchemy, reduce their negative influence or, better yet, change them into positive developmental opportunities. It is only through such vigilance that we will be able to keep our camps successfully thriving into the future.
There is a familiar argument among camp leaders — "I lead every day, and I learn to be a better leader as I go along." This argument is a variation on the familiar phrase "practice makes perfect." And on one level, we do increase our leadership skills as we go out each and every day and interact with out staff and colleagues. But this is only true to an extent. Let's look at another field for elucidation. No longer in the physical fitness field/personal training industry do we hear professionals say "practice makes perfect." Instead we hear the much more validated "perfect practice makes perfect." If an individual is working out diligently but with the wrong form (e.g., legs straight instead of bent, a hunched back, etc.), he or she may indeed become stronger in targeted areas while unknowingly and concurrently compromising the integrity of other muscular systems of the body. Finally, one day months later, this same individual may bend over to pick up a beach ball (with a weight of a few ounces) and throw their entire back out. In effect, if we are building imperfections into our everyday practice, it will be impossible to end up with the net result of perfect performance.
Many leaders unfortunately encode both positive and negative leadership qualities into their daily routine. And once encoded, our body and mind will be resistant to change. Practice indeed does not make perfect. Without an overall direction and purpose for leadership, feedback, and ongoing coaching, leaders will ultimately fail to recognize the plethora of leadership challenges that are inevitable for any leader nor will they have the opportunity to remedy their weaknesses (many of which they will not even be aware of though obvious to those we work with). The four interventions discussed in this article are not the only requirements for excellence in leadership, but, without them, our strivings are foredoomed.
Collins, R.L. (1996). "For Better or Worse: The Impact of Upward Social Comparison on Self-Evaluations." Psychological Bulletin. 119: 51-69.
Mintzberg, H. (1998)."The Manager's Job: Folklore and Fact." In Harvard Business Review on Leadership. Massachusetts: Harvard Business School Press, pp. 1-36.
Morgan, H., P. Harkins, and M. Goldsmith. (2005). The Art and Practice of Leadership Coaching. New Jersey: Wiley.
Sherman, S., and A. Freas. (2004). "The Wild West of Executive Coaching." Harvard Business Review. 82: 82-90.
Whitmore, J. (1996). Coaching for Performance. London: Nicholas Bealey Publishing.
Wood, J.V. (1989). "Theory and Research Concerning Social Comparisons of Personal Attributes." Psychological Bulletin. 106: 231-248.
Michael Shelton, M.S., C.A.C., C.E.T., is a consultant, trainer, and the director of Camp William Penn, a camp owned by the City of Philadelphia Department of Recreation. He is the author of Coaching the Camp Coach and Secret Encounters: Addressing Sexual Behaviors in Group Settings. Shelton can be reached via his Web site: www.meshelton.com.
Originally published in the 2006 March/April issue of Camping Magazine.

domain: psychology


text:
Bear Canyon Trail Fs #29 is a hiking and horse trail in Pima County, Arizona. It is within Pusch Ridge Wilderness Area and Coronado National Forest. It is 6.6 miles long and begins at 2,774 feet altitude. Traveling the entire trail is 13.7 miles with a total elevation gain of 7,531 feet. The Drinking Water drinking water is near the trailhead.
Bear Canyon Trail Fs #29 Professional Reviews and Guides
"A day hike along Bear Canyon. Sloping walls covered in saguaro rise above a canyon floor choked with deep-rooted shrubs. There are several streamcourse crossings as the trail proceeds up the canyon; stepping stones provide dry passage when water levels are high. As the canyon penetrates the outer cordillera of the Santa Catalinas, soaring walls of gneiss rise high above the stream. This metamorphic rock is banded into distinctive black and white stripes. The cliffs reach a dramatic climax at Seven Falls. This fantastic cataract tumbles across stair-stepped drop-offs, and magnificent saguaros rise on all sides. A spur trail drops to the edge of the lowermost plunge pool."
--Erik Molvar, Hiking Arizona's Cactus Country (Falcon Guides).
"A walk to famous Seven Falls, a series of seasonal cascades in Bear Canyon. Special Considerations: During the hot summer months, plan your hike for early in the morning and carry plenty of water."
--Bruce Grubbs, A FalconGuide to Saguaro National Park & the Santa Catalina Mountains (Falcon Guides).
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domain: geography


text:
Variety is exclusively reporting that Isabelle Fuhrman will be reprising the role of Esther for the upcoming prequel to the 2009 film Orphan titled Orphan: First Kill, while Deadline is exclusively reporting that Julia Stiles has also signed to star.
Deadline is exclusively reporting that Tye Sheridan, Tom Hardy, Stephan James, Bill Skarsgard, Pete Davidson, Ashton Sanders, Martin Sensmeier, Moises Arias and Angus Cloud have signed up to star in Vietnam War film The Things They Carried.
The Hollywood Reporter is exclusively reporting that Philippe Haddad, Danny Trejo, Cali Morales, Maurice Compte, Maya Stojan, Dionysio Basco and Jaylen Moore will be starring in action cartel thriller American Sicario.
Variety is reporting that a narrative remake of Benjamin Rees’ documentary The Painter and The Thief is in development at NEON, who will be co-developing the project with StudioCanal and Blueprint Pictures.
Deadline is exclusively reporting that Mia Goth, Scott Mescudi are set to star in Ti West’s next horror thriller X, with Jenna Ortega in final negotiations to join them.
Deadline is exclusively reporting that Betsy Brandt has signed up for a major recurring role on the upcoming second season of coming-of-age comedy series Love, Victor.

domain: celebrity


vibratory coal feeders
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text:
In the early part of summer, Aoi Matsuoka is in the third year at a university. She doesn't like making trouble and enjoys the ocean with marine life. Aoi Matsuoka hoped to attend a different university, but because of her parents' opposition she gave up on the other school. One day, she begins work with students from the University of Marine Science and Technology at an aquarium near the sea.Seaside Blue featuring Kasumi Arimura and Kento Yamazaki is not currently available to stream, rent, or buy but you can add it to your want to see list for updates. It's a comedy and drama movie with a less than average IMDb audience rating of 5.2 (33 votes).
Where to Watch Seaside Bluei
Cast & Crew
Reelgood Watch Guide
Not available to watch free online.
Not available to stream on a subscription service.
Not available to stream on a TV everywhere service.
Not available to rent or buy.
Seaside Blue has a less than average IMDb audience rating of 5.2 (33 votes). The movie is not at all popular with Reelgood users lately.

domain: entertainment


Disabled People & Carers left out of $130 billion stimulus
Tuesday 31st March, 2020
Australian Greens Disability spokesperson Senator Jordon Steele-John said the Government's failure to extend the $550 COVID-19 supplement to people receiving the Disability Support Pension (DSP) and Carer Payment in Yesterday's $130 billion stimulus package was an indictment on their attitude to disabled people and carers.
"It's clear that this government is still not taking the needs of disabled people and their families seriously enough in their response to the COVID-19 pandemic," Steele-John said.
"The Disability Support Pension and Carer Payment exist in recognition of fact that disabled people and carers have higher everyday costs and face significant barriers to entering the workforce. Those costs and barriers have increased, not decreased, due to the COVID-19 pandemic.
"Disabled people and carers are also having to factor in higher costs for transport, medical supplies and support workers, as well as unplanned costs for personal protective equipment to stay safe when venturing out into the community.
"To be quite honest, I'm shocked that people receiving the disability support pension and carer payment have been left out of a such a massive stimulus package.
"Everyone on the disability support pension and the carer payment needs to be able to access the $550 supplement to help them get through this crisis."
STEELE-JOHN - Tim Oliver; 0448 316 387


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*Our support groups are currently inactive.
*COVID UPDATE* To ensure the safety of everyone during this pandemic we have moved to virtual support groups until further notice. For more information please call or email us.
Chronic pain and illness affect the whole family in many ways. It can be isolating when well-meaning friends or family “don’t get it”. We invite you to join us once a month to connect with people like you. This welcoming and supportive group is a place to be heard and ask questions. Find out how other people with similar issues have learned to cope. What has helped them the most? Have you found something that helps you cope or provides relief? We would love to hear about it!
This group is open to anyone ages 18+ who is living with chronic pain or illness. Family members are welcome to attend even if the person with pain is not yet ready or able. This group meets on the Saturday of each month from 10:00 am to 11:30 am. Register here
I have never attended a group before…
Visiting a support group can be intimidating. Past group members would like you to know that this is an accepting space, where your needs and pain are respected. You are welcome to share at any level you feel comfortable. We like to say the ugliest diseases can form the most beautiful friendships because the bond of talking to others that understand what you’re going through firsthand can form unique connections and genuine validation/understanding.
Facilitators of this group would like you to know we are honored to be a part of this amazing group of people who consistently come together to support each other. We share laughter as well as the tough stuff. Please let us know if you have any questions. You are invited to share this information with anyone you feel may be interested.
What should I expect?
We start all groups with an opening round. This is a brief introduction including your name and anything you would like to share about your pain journey. This can be as little or as much as you want to share. The facilitator will then offer a group discussion topic or offer ways to expand on questions the group participants have for each other. The facilitator manages the group dynamic to be helpful and supportive.
Who can attend?
We invite anyone living with chronic pain or illness, including family members and significant others. No diagnosis is required. You do not need to live in San Antonio to participate.

domain: sociology


Members of Prosecutors Against Gun Violence (PAGV), a diverse, non-partisan coalition of leading prosecutors from across the country, will hold a summit focusing on the connection between incidents of domestic violence and gun violence, and seek effective and practical solutions.
A media availability to discuss details of the program will be held with co-chairs Los Angeles City Attorney Mike Feuer, Manhattan District Attorney Cyrus Vance, Jr., and host Multnomah County Oregon District Attorney Rod Underhill. The luncheon discussion with US Attorney Bill Williams and Oregon Chief District Judge Ann Aiken will also be open press.
Launched in September 2014, PAGV seeks to identify and promote prosecutorial and policy solutions to the national public health and safety crisis of gun violence. The Domestic Violence and Gun Violence Summit in Portland follows the group’s prior summits in Atlanta and Miami.
Friday, October 30, 2015
12:00 p.m. – Media Availability
12:15 p.m. – 1:30 p.m. – Luncheon discussion
United States District Court – Jury Room
1000 SW 3rd Avenue
Portland, OR 97204


Big Narstie performs the Sounds of the Verse and has a chat with Sir Spyro.
Blade Brown is in the studio talking Bags and Boxes 4, plus Kenny's got a stateside mix!
Bashment party vibes from the Caribbean and beyond.
Late night music and chat with Snoochie on 1Xtra.
Jamz has all the goss from behind the scenes at this year's Boomtown festival!
New tunes and new voices across the spectrum of music and culture.
DaBaby is in and he performs Suge live. Plus all the newest Hip Hop heat.
A-Trak live from Tomorrowland in the mix for Diplo and friends - only on 1Xtra and Radio 1
BBC Radio 1
Soul, R&B, Funk, Disco and everything in between.
BBC Radio 2
A tasty serving of music, chat and guests with an urban flavour fresh from the Steel City.
BBC Radio Sheffield


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Azithromycin: learn about side effects, dosage, special precautions, and more on MedlinePlus.Zithromax (Z-Pak) is an antibiotic that treats a number of infections.
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domain: medical


text:
Bishop's Gambit, Declined by Conrad Haynes. John Carter and the Gods of Hollywood by Michael D. Sellers. Author: Parr Title: Parr, 1893-1969: A print retrospective ISBN10: 0969069219 ISBN13: 978-0969069218 Format:.
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Martin Parr 1971-2000 (Retrospective), 2007. Published by Cafe Royal Books. Correspondencia, 2008. Everybody Dance Now, 2009.
Books & Manuscripts. Fine Jewelry & Timepieces. Fine Paintings & Prints. Historic Firearms and Militaria. Modern Art & Design. Coins & Currency. Decorative Art. Fine Paintings & Works on Paper. Request an Auction Estimate.
Discover ideas about New Urbanism This 11x14 print shows a complex map drawing, enlarged slightly from the original pen and watercolor drawing to show off fine details more clearly
Discover ideas about New Urbanism. Walter Christaller (1893-1969) was a German geographer whose principal contribution to the discipline is Central Place Theory, first published in 1933. This groundbreaking theory was the foundation of the study of cities as systems of cities, rather than simple hierarchies or single entities. New Urbanism Landscape Architecture Design Pua Urban Planning Urban Design Sacred Geometry Maps Landscape Diagram Theory. This 11x14 print shows a complex map drawing, enlarged slightly from the original pen and watercolor drawing to show off fine details more clearly. The main listing image is the full print; I.
Description: In 1919, Mary Van Rensselaer Buell (1893-1969) became the first woman to earn P. in biochemistry at the University of Wisconsin.
Lenton Parr (11 September 1924 – 8 August 2003) was an Australian sculptor and teacher. Born in East Coburg, Victoria Lenton Parr spent eight years in the Royal Australian Air Force before enrolling to study sculpture at the Royal Melbourne Technical College (now RMIT University), then worked in England 1955–57 as an assistant to Henry Moore. There he was influenced by Reg Butler and Eduardo Paolozzi to work with enamelled steel structures, which was to become his lifelong specialty.

domain: artistic


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Plenty Road track maintenance
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E-Class trams on Route 11 & new passenger info displays - all part of improving Melbourne’s tram network
Infrastructure Tasmania boss Allan Garcia considers new bridge and light rail projects
Nalder finds light rail ‘unviable’
New East Brunswick tram terminus being built in second phase of Route 96 upgrade
Prime Minister Tony Abbott uses ACT light rail project as example of how to fund public transport
Man injured while working on light rail network in Sydney's CBD
Fuel cell tram framework agreement
Adelaide tram drivers to stop work
The California Transportation Commission (CTC) in its May meeting has allocated a total of $924 million to improve transport infrastructure throughout the State including $27.8 million to purchase new light rail vehicles for the Los Angeles County Metropolitan Transportation Authority (L.A. Metro).
L.A. Metro will use this fund to buy 78 new light rail vehicles with an option to buy an additional 39. For the fiscal Year2022, the Los Angeles transit agency has proposed spending $92 million for light and heavy railcar purchases for replacement and expansion.
Other projects for which funds are allocated by CTC includes $6.5 million to purchase 05 zero-emission battery-electric buses and for the construction of charging infrastructure to create “a zero-emission over-the-road coach commuter route” between the Greater Long Beach area and the University of California, Los Angeles (UCLA).
Funds amounting to $5 million allocated to complete the environmental documentation for the Vermont Transit Corridor which will result in either a Bus Rapid Transit (BRT) or rail transit service between Hollywood Boulevard and 120th Street.
According to Toks Omishakin, Director of Caltrans, the State’s transportation department, “Caltrans is building a brighter future through a transportation network that serves all Californians. This significant investment will help us fortify and enhance our state’s vast network of highways, bridges, transit facilities, bikeways and pedestrian routes”.
This article first appeared on www.metrorailnews.in
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domain: economics


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Whole Earth Farms Whole Grains Recipe Puppy Canned Dog Food, 12.7-oz can, case of 12
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|Top Ingredients||Chicken, Chicken Broth, Chicken Liver...||Chicken, Chicken Broth, Chicken Liver...||Chicken, Chicken Broth, Beef...||Chicken, Chicken Broth, Chicken Liver...||New: Beef, Beef Broth, Beef Liver...|
|Breed Size||Large Breeds, Medium Breeds, Small Breeds, All Breeds||Small Breeds, Medium Breeds, Large Breeds, All Breeds||Small Breeds, Medium Breeds, Large Breeds, All Breeds||All Breeds, Small Breeds, Medium Breeds, Large Breeds||Small Breeds, Medium Breeds, Large Breeds, All Breeds|
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|Health Feature||Brain Health, Vitamins & Minerals||Immune Support, Skin & Coat Health, Vitamins & Minerals||—||—||—|
About This Item
- Whole grain recipe formulated for growing puppies.
- Packed with high-quality protein from real chicken, turkey and whitefish.
- Contains healthy whole grains, including brown rice.
- 100% free from lentils and peas.
- Made without corn, wheat, soy, by-products or artificial colors or artificial preservatives.
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Questions & Answers
2 Customer Questions
ReviewsWrite a Review
36 Customer Reviews
please continue to stock this item. Thank you
every month there seems to be less wet dog foods in your warehouse. I hope you will continue with whole earth farms. Thanks.
Another great option for supplementing your dog's diet
My dog enjoys the variety and taste of this canned dog food.
Good food for picky eaters
I have a year old Siberian husky lab mix who has been picky since I got her at nine weeks, this is the only canned food she will eat. I also have a 4 month old lab shephard mix who loves this food too.
Four Paws Up!
My pup is a notoriously picky eater but he absolutely gobbled this food down. I think it is awesome that the company uses natural ingredients that are high-quality so I can feel good about giving it to my dog. He means the world to me, so I care about what I feed him. I appreciated that when I looked at the label the first few ingredients were meats and that I UNDERSTOOD most of the other ingredients on the list. I'll definitely be buying from this brand again!
My Dog Would Not Eat Before This Food
Hi all, I never do reviews, but I have a four-month-old puppy who might be the pickiest eater out there. I tried feeding him a handful of different dry kibbles and he reluctantly eats about half of what he should be consuming daily. Since Day 1 of mixing this into his kibble, he devours his meals. Could not recommend this product more highly.
Puppy food for Chewbaca
Chewy loves feeding time with Whole Earth Farms puppy food!!!!!
Pups were in Dog Foodie Heaven!
From the minute I popped the top, my fur babies were surrounding me like land sharks! My boy literally had his nose in the hair and couldn’t seem to get enough. My nose found it not so irresistible but then again it wasn’t for me. It wasn’t a strong nor overbearing smell...I have smelled some doozies. You could see the fresh ingredients, had a nice texture and hearty goodness. I mixed this in with their hard food and they were literally swirling around me and whimpering. They literally licked the bowls dry. My Izzy ended up in the bathroom with her bowl. I would have to say it was a winner and eight paws up for sure. I would recommend this wet food for any pup! It was grrrreat!!
Wasn’t Sure at First
I’m not going to lie, this feels like cat food. It smells like cat food too. My pup has never had wet food like this before, so it took her a second to get used to the idea. Then she devoured it! Based on her weight (50lbs) the can recommends 4-5 cans of this a day?! Since my dog likes it so much, maybe we’ll incorporate a can of this as a treat rather than as the main diet. I do appreciate the ingredients in this formula, very natural!
Puppy Loves It!
received the puppy recipe although my dog is approaching 2, and he loved it! I usually worry that when he tries new things that he wouldn’t process it well, but he was fine and enjoyed it. I used it as a topper to his normal crunchies and I was able to make the can last about a week. It didn’t smell as weird as other canned dog foods, and I appreciated that it had whole grains in the recipe. I would purchase this again!
Feel good about what you feed your furbabies
I received a free product for testing purposes. I know this is going to sound weird but the first thing I noticed is that it didn't smell disgusting when I opened the can. So many times I've tried canned food for my dogs and it just smells awfull. Why is this important? Well because it was something I actually felt good about giving my dog. Not to mention he loved it. I would definitely get this product for my pups, and recommend it to anyone looking for something they can feel good about feeding to their furbabies.

domain: food