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SBA loans are among the most popular options for small business loans. Why? They offer low interest rates, predictable monthly payments, and a variety of loan programs that suit different business needs.
Because the U.S. Small Business Administration guarantees a good part of these loans, they are attractive to the banks and other lenders approved to offer them.
That being said, SBA loans do have eligibility requirements, and the loan process can feel intimidating. Each SBA loan has a slightly different set of rules and requirements, which we’ll cover at a higher level in this article.
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SBA Loan Requirements
We’ll soon look at specifics for different types of SBA loans, but all of them have some overarching requirements:
- Acceptable personal and business credit
- For-profit business status
- U.S.-based location and operations
- Owner-supported and funded
- Similar credit not available elsewhere
- Meet SBA size standards
- Operate in an SBA-acceptable industry
- Owned by an eligible person
Keep reading to get details on each of these requirements, as well as an overview of more specifics for different programs.
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How to Qualify for an SBA Loan
Except for Disaster Loans, the U.S. Small Business Administration doesn’t make loans; it guarantees them. Instead, these loans are made by SBA-approved lenders.
Step 1: Build your credit
Most SBA loans do not have a minimum credit score requirement, but instead require “acceptable” credit. We’ll explore credit score requirements for SBA loans in a moment.
If personal or business credit scores have room for improvement, you’ll want to work on them. For example, you may want to open a couple of business credit cards, then pay your balance on time and perhaps even in full every month to start building a credit history. Nav Prime also gives you up to two actively reporting tradelines sent to all major business credit bureaus, which helps build your business credit history.
Also, take time to manage your business credit reports and address any mistakes or problems.
Step 2: Create a business plan
You may not need a business plan to get an SBA loan. Not all loans or lenders require them. However, some will. And even if they don’t, the information in your business plan can provide you and the lender with the information you need to demonstrate your ability to repay the loan.
Step 3: Document collateral
You can’t be turned down for an SBA loan just because you don’t have collateral. But most SBA loans require you pledge collateral, such as real estate or equipment, if available. Know ahead of time what assets you have that can be used as collateral against the loan and research market value.
It’s also worth noting that most SBA loans require a personal guarantee. That means you will be responsible personally to repay the debt if the business doesn’t pay it back.
Step 4: Gather financial and legal documents
Your lender may require business bank account statements, business financial statements, and even personal financial statements, so prepare to gather them. You may need to enlist your tax professional’s help for some of these, but at a minimum, your bookkeeping should be up to date. We’ll talk more about required documents in a moment.
The sooner you start working on these tasks, the better-prepared you’ll be once you apply. For example, building your credit isn’t an overnight feat, so start to build or strengthen your credit profile before you urgently need funding.
What Documents Do You Need for SBA Loans?
Each loan program may have specific requirements, but these are the most common documents required for 7(a) loans, and many will apply to other SBA loans as well.
Business Financial Statements may be required including:
- Year End Profit and Loss (P&L) statement for the last three years
- Year End Balance Sheet for the last three years, including a detailed debt schedule
- Reconciliation of Net Worth
- Interim Balance Sheet
- Interim Profit & Loss Statements
- Projected Financial Statements that include month to month cash flow projections, for at least a one-year period.
Other documents that may be required include:
- Business income tax returns for the last three years (if applicable)
- Articles of incorporation
- Partnership agreement
- Business plan and/or business overview and history
Business owner resumes
- Business lease
SBA Loan Requirements Overview
While the SBA loan program features a handful of different loan products, most share the same general requirements for anyone looking to borrow. (SBA Disaster Loans are different as we’ll point out in a moment.)
These have not changed substantially over time since the basic program requirements are part of the Small Business Act. In addition, how these requirements are interpreted and implemented does change somewhat from time to time. The latest update of SBA Standard Operating Procedures is effective September 1, 2023.
Know that there may be some leeway with some of these requirements; if, for example, you don’t have a solid business credit history but have a decent personal credit score, you may still qualify.
Personal credit scores
You might be surprised to learn that your personal credit history matters when applying for an SBA loan. Most applications ask for your Social Security number and request permission to run a credit check for each owner with ownership of 20% or more of the business. Expect your score to be a factor in your approval.
For most loans, the SBA requires “acceptable credit,” but does not set a minimum credit score requirement. Many lenders, however, will require a personal credit score of at least 680—700 or more.
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Business credit history
While your personal score matters for SBA loans, your business credit may be a factor as well. SBA Small Loans require the lender to obtain a FICO SBSS score. This score uses both personal and business credit data to create a single score, ranging from 0-300. The current minimum SBSS score for 7(a) Small Loans is 155.
SBA Small Loans are loans for $500,000 or less, but not including SBA Express, Export Express, CAPLines, Export Working Capital Program (EWCP), and Community Advantage Pilot Program loans.
If a borrower doesn’t meet that minimum score requirement, the loan application must undergo a more extensive credit review.
For-profit business status
SBA loans are typically only available to “for profit” businesses. Charities and nonprofits are not usually eligible for such funds. (There were some exceptions made for PPP and COVID-19 EIDL loans.) If you aren’t a for-profit business, consider looking into other government grants or loans available at Grants.gov.
Only businesses that are both owned and operated in the U.S. qualify for SBA loans. You must have a physical location and mailing address in the United States.
Demonstrating that you have put your own funds into your business shows the SBA and lenders that you are invested in its success. This is referred to as “equity injection.” Equity injections are only required for certain SBA loans; primarily 7(a) loans to startups less than a year old and when there is a change of ownership. But lenders may have their own equity injection requirements.
SBA loans are designed to help small businesses that would have trouble getting similar funding elsewhere. This is referred to as the “credit elsewhere test.” You don’t necessarily have to provide rejection letters to prove this, though. Your SBA lender will document this factor.
There are several industries where the SBA will not guarantee a loan. These may be referred to as “restricted industries.” These include businesses that:
- Are primarily engaged in lending
- Earn a passive income from real estate rental income and don’t provide additional services (except Eligible Passive Companies)
- Life insurance carriers
- Offer pyramid sale distributions or compensations
- Get over one-third of their annual revenue from gambling services
- Enforce restrictive membership rules
- Primarily offer religious services
- Are government-owned (Native American tribal affiliations may still be eligible)
- Sell live adult entertainment services
- Lobby or engage primarily in political activities
- Package SBA loans
- Are speculators (oil wild-catting or research and development)
Note that industry is usually identified by a SIC or NAICS code. Make sure yours is correct on your business credit reports.
An owner is anyone with 20% or more ownership of the company. Each owner should expect to meet ownership requirements.
Those with certain criminal records may have trouble qualifying. The SBA prohibits loans to those who are Incarcerated, on probation, or on parole, (an individual with a deferred prosecution, conditional discharge, order of protection, or who is on a sex offender registry is treated as if the individual is on probation or parole); or who are currently subject to an indictment, criminal information, arraignment, or other means by which formal criminal charges are brought in any jurisdiction.
Those who are delinquent or have defaulted on a federal loan (including federal student loans) or federal financing program may not be eligible, though there are exceptions.
Additional SBA loan requirements
In addition to the specifications above, SBA lenders may have other criteria to help them determine whether you’re a good credit risk.
- Capital Requirements – How much money do you seek? Having a number in mind, along with your intended use for the cash, will help the bank see your vision for the future and their funding. It also demonstrates that you understand the requirements set by the SBA on how loan proceeds can be used. A cash flow report can help here.
- Financial future – Do you have your business forecasts for the next few months? How about the coming year? Be ready to show the bank that you’ve budgeted for the future, including how you’ll pay back the loan.
- Collateral – If you don’t have business assets to secure a loan, many SBA business loans require you to put up your home, vehicle, property, or other personal assets as a loan guarantee against non-payment. Make a list of real or fixed assets. The lender may not require you to completely collateralize a loan, but they will require all the collateral that you have.
Businesses that are delinquent or have defaulted on a federal loan (excluding federal student loans) or federal financing program may not be eligible, though there are exceptions.
Owners of 50% or more of the business who are delinquent on any obligation to pay child support are generally not eligible.
Time in business
Technically, most SBA loans are available to startups as well as established businesses, but lenders can set their own requirements. Many lenders will want to see that you have an existing business for at least two years, though some are more flexible.
In other words, startups may be eligible for most SBA loans but it’s up to the lender to decide whether to make the loan.
Eligibility for Export Express loans is limited to businesses that have been in operation, although not necessarily in exporting, for at least 12 full months. However, there are exceptions.
SBA Loan Types Overview
Because the Small Business Administration offers a variety of loan programs, each may have its own set of requirements. The list for each program is very long and spelled out in Standard Operating Procedures. Here’s a breakdown of each of the most popular SBA loan types.
SBA 504 Loans
Looking to buy, renovate or expand primarily owner-occupied commercial real estate? The SBA 504 loan program requirements should be of special interest to you. This loan is also called the CDC loan and is popular with borrowers looking to invest in real estate, construction, or equipment. There is no cap on the loan amount for these loans but the maximum SBA debenture is $5 million.
These loans must be repaid in 10-20 years, depending on the loan offered, making them a suitable option for long-term financing. SBA lenders generally want to see a 10% down payment on the loan from the borrower. Real estate purchased must be at least 51% owner-occupied (and more for new construction).
SBA 7(a) Loans
SBA 7(a) loans are the most popular type of SBA financing. They include term loans and lines of credit that can be used for a variety of purposes such as working capital, buying equipment, purchasing a franchise, buying commercial real estate, inventory, refinancing debt in certain situations and even starting a business. A variety of loans fall under the SBA 7(a) program.
For Standard 7(a) loans, the maximum loan amount is $5 million.
The maximum loan amount for SBA Small Loans and SBA Express loans is $500,000.
SBA Express Loans offer revolving lines of credit up to $500,000 with repayment terms of up to 7 years.
SBA Export Working Capital Loans offer revolving lines of credit with terms of up to 36 months up to $5 million.
SBA International Trade Loans offer loans up to $5 million.
SBA microloans may be a good choice if you need less than $50,000 for your for-profit business. These small loans are available to for-profit businesses, including home businesses. (The only non-profit organizations eligible are daycare businesses.) These loans may be used to finance a brand-new business, subject to lender approval.
The SBA doesn’t make SBA microloans. Instead they are made by SBA intermediaries, which may include nonprofit lenders such as Community Development Financial Institutions (CDFIs).
You’ll have up to seven years to repay the loan. In addition to committing to being on-time with your SBA loan payment, you may also be required to engage in training or development programs that are available to your business as part of the microloan terms. This is known as “technical assistance.” The loan program is designed not just to give you money, but to also help you expand your business knowledge and grow your company in a way that positions your business more competitively in the marketplace.
Entrepreneurs can use SBA microloan funds for working capital, inventory, supplies, furniture, fixtures, machinery or equipment. They may be used to refinance business debt if it will improve the cash flow of the borrower.
SBA Disaster Loans
SBA Disaster Loans, including Economic Injury Disaster Loans (EIDL), are made directly by the SBA to affected individuals and small businesses. The SBA Disaster Loan requirements differ from those described in this article. Learn about financial and credit requirements for SBA Disaster loans here.
SBA Loan Rates and Credit Scores
With most types of small business loans, your credit scores not only determine whether you qualify but may also affect the interest rate you pay. Most SBA loan rates are quite affordable to begin with, and maximum rates are set by the SBA. However, some SBA loan rates may be determined in part by credit. For example, a portion of CDC 504 loans are made by a bank or financial institution which can set the rate for that portion of the loan.
What Disqualifies A Business From Getting an SBA Loan?
The main reasons a borrower may be disqualified from getting an SBA loans are:
- Poor credit
- Prohibited industry
- Not qualified as a small business
- Can’t demonstrate ability to repay the loan
- Criminal history
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Conclusion: Preparing for Your SBA Loan Application
As a small business owner, you’ll want to understand your financing options so that if your business needs financing to meet cash flow needs or to grow your business, you’re ready to choose the best option.
Among those options, SBA loans should be on your radar. They offer small businesses some of the best loan programs and terms available today. To prepare for the possibility of applying for an SBA loan, make sure your bookkeeping is up to date so that you can provide the necessary financial documents. Check your business and personal credit scores so you know where you and your business stands.
Even if right now you don’t plan to apply for an SBA loan program, focusing on creditworthiness and organizing your finances can help you apply for business financing with confidence.
SBA Loan Requirements FAQs
Here are some frequently asked questions about SBA loans.
Are There Separate SBA Loan Requirements for Startup Companies?
As mentioned before, most SBA loans don’t have a time in business requirement, but lenders who make these loans often do. As a result, the microloan program is considered the default when it comes to SBA loans for startups.
However, around 20% of SBA 7(a) funds go to startups, so if you meet other requirements and have a solid business plan, you may want to seek out one of these loans. Owner equity injection requirements will apply to startup loans.
What Are the SBA 7(a) Loan Collateral Requirements?
As stated above, lenders generally prefer collateral in the event that you default on the loan. However, the SBA does not permit a lender to reject an application simply because collateral is not available.
If collateral is available, though, you may be required to pledge it to qualify. Expect a smaller loan to have smaller collateral requirements; loans under $25,000 generally do not require collateral.
How Much of a Down Payment Is Required for an SBA Loan?
Certain SBA loans may require a “down payment” in the form of equity injection. A minimum of 10% is common. Depending on the requirements of the specific loan, this equity injection may come in the form of cash that isn’t borrowed, a personal loan that can be serviced without using funds from the business, assets other than cash (verified by an independent appraisal) and/or debt that is on full standby (no payments of principal or interest for the term of the SBA-guaranteed loan).
Is It Hard To Get an SBA Loan?
Yes and no. Compared to some other business loan options, SBA loans usually have higher eligibility standards. But when compared to traditional loans, like bank loans, they are often similar in terms of the application process.
At the same time, these loans are designed to help businesses that can’t get similar credit elsewhere, so you may have more luck getting an SBA loan than a comparable traditional loan from a financial institution. Just expect to put in some effort.
How Long Does It Take To Get Approved for an SBA Loan?
SBA loans aren’t known for quick-turnaround times. If you’re seeking to get approved within days—and receive your cash within a week or less—these loans might not be for you. An alternative lender might be a better choice for quick financing. Expect to spend time preparing your documents, applying, and hearing back about the status of your SBA loan. Some SBA lenders may give you a reply within 3-10 business days, but getting the funds will take longer. SBA Express loans can sometimes get approval within 24-48 hours from the SBA, but the loan won’t close that quickly. If you need money faster, again, alternative loans might be a better option.
This article was originally written on July 2, 2019 and updated on January 17, 2024.
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domain: economics


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Review of chapter "Magical Creatures" from penguinsinlove
Oh, darn you. That made me smile like an 8 year old girl playing princess. He would love her perfectly.
Review By [penguinsinlove
] • Date [6 Jun 08] • Rating [7 out of 10]
Review of chapter "Magical Creatures" from purrfus
lovely for Faith, but so nice for Hagrid - somebody he can hug, and squeeze ever so hard and still not break.
Review By [purrfus
] • Date [22 Nov 06] • Rating [8 out of 10]
Review of chapter "Magical Creatures" from Anonymous Reviewer
W00t! Hagrid finally gets some love! Great drabble, thanks!
Review By [Anonymous Reviewer] • Date [25 Nov 03] • Not Rated

domain: literature


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Angela Hao (@angelahao_art) is my pick for today’s talent!
If you don’t know what A Year on Talents is here you can find the description of the project: A Year on Talents Project
Angela is an artist focusing on architecture, sketches, environments and sometimes portraits.. If there’s a dedication prize out there she should get it for the amount of paintings featuring the front view of a shop or a house, the streets and the city views. All of them are super accurate, very colorful, and overall fantastic!
It’s so cool to look at her artworks on IG and then swipe the pic to see process videos, but more importantly, references! These two elements are often there alongside the main piece and references always strike me cause I reailze she is truly capable of adding life to a city place. I’m not saying they look bad on the reference, not at all, but I can’t get why her versions always look better.. It’s just as simple, maybe it’s about the colors or maybe it’s her painting style, I don’t know, yet the result is so joyful and clean, I love it!
All the three pics you see here have their reference image (a Google street view screenshot) and they are represented wonderfully. If she changes something it’s for the better and the main difference to me in all of them is the athmosphere she is able to create. The photo references give her a “normal” place to paint and when her magic is done they feel like selfie worthy spots, if you get what I mean.
The amount of details included in each painting is stunning and together with the fact that those places come from a real world spot puts into the result that feeling of: “yes, I can see this place existing, it’s not made up for a story from the artist, it is real“. That to me is incredibly fascinating, and it all comes from a great choice in the beginning to find the correct inspiration pic and the details giving it the final touch.
What do you think about Angela? Do you also love what’s going on here?
I’d like to discuss today’s talent with you in the comments below!
If you think Angela deserves a follow or you wanna see more I’ve got you covered
InPrnt: Angela Hao
I hope you liked it, and see you tomorrow for the next episode!

domain: artistic


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Re-Analyses / Syntheses / EasyInit
The 3-D structure and processes of the atmosphere are relatively well known thanks to a dense surface observation network and imaging as well as profiling satellite sensors. The situation is somewhat different for the oceans. Here routine observations at the same location have been limited to ships or moorings and satellite sensors usually give only information about the ocean surface. During the last decade drifters and floats have greatly increased the data density which is, however, still small compared to land.
One way to get along with this caveat is to combine data of a numerical model with observations, i.e. to perform an ocean re-analysis, for an improved understanding of the ocean and for improved initialisation of coupled global climate models. Unlike for the re-analysis of the atmosphere, where the observations are mainly used to get the model results closer to reality, the character of an ocean re-analysis is different: Here the numerical model is used to carry out a model-based synthesis of the observations to fill gaps in the observation data and to obtain a consistent 3-D picture of the oceans.
The Ocean Synthesis Directory / EasyInit gives an overview about these activities.

domain: geography


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WOMEN’S SQUASH TOPS ST. LAWRENCE
February 11, 2013
The Panther women’s squash team improved to 15-4 on the season with a 9-0 win at 28th-ranked St. Lawrence on Tuesday. The Panthers, now ranked 11th nationally will return to action at the national team tournament from February 15th-17th at Yale.
• Women’s squash record: 15-4
Up next: 2/15-17 @ Team Nationals (Yale)

domain: news


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World War I was a conflict that engulfed numerous countries from 1914 to 1918. The countries involved in the war were either part of the Entente Powers or Allies (Britain, France, Russia, Serbia and their allies) and the Central Powers (composed of three empires, the German, the Austro-Hungarian and the Ottoman plus the Kingdom of Bulgaria and their allies) Over 15 million people sacrificed their lives in what became one of the deadliest wars in all of history. More than 70 million people took part in the war, of which 60 million were Europeans.
The war is commonly said to have started as a result of the assassination of Archduke Franz Ferdinand in in the Serbian City of Sarajevo on June 28, 1914. The Archduke was heir to the throne of the Austro-Hungarian Empire, which declared war on Serbia. Because there was such a complicated web of alliances among European nations at that time, other countries joined the fight. Because of these alliances, what began as a war between only two countries, Austria-Hungary and Serbia, grew into a war that spanned Europe and, over time spread around the world. Today, this war is known as World War I.
As the conflict spread across Europe, the United States remained neutral. This means it did not enter the war and did not officially choose a side to support. In fact, President Woodrow Wilson won re-election in 1916 using the slogan "he kept us out of the war." Strong support among Americans for an isolationist policy meant there was a feeling that the country should not get involved in European alliances or disputes. This did not stop either the British or the Germans from attempting to lure the United States into the war on their side. Britain's goal was to portray the Germans as menacing and dangerous, while the Germans sought to grow support from the German-American communities in the United States.
The United States eventually did change course, abandoning its isolationism and joining the war. On April 6, 1917, the United States joined the Allies (Britain, France and Russia and their allies) for two major reasons, sometimes referred to as “the boat and the note.” The boat was the Lusitania and the note was the Zimmermann Telegram.
The Lusitania was a passenger cruise ship sunk by a German submarine (called a u-boat) on May 7, 1915. All but 39 of the nearly 2,000 people on board were killed, including 128 Americans. This attack on a civilian ship set off a huge backlash against Germany in the United States.
The rest of the information in this article will discuss the Zimmermann Telegram and the events that led the U.S. to participate in the war.
The Zimmermann telegram was a coded note sent by Germany's Foreign Minister, Arthur Zimmermann, in January 1917 with a message for the Mexican government. The note asked the Mexican government to declare war on the United States and promised to help Mexico take back Texas, Arizona, and New Mexico. The British intercepted the telegram, deciphered it and then showed it to U.S. President Woodrow Wilson in February. It was published in U.S. newspapers on March 1. With the Lusitania still angering Americans, public reaction in the United States against Germany was so strong that it became inevitable that the United States would join the war on the side fighting Germany.
Zimmerman Telegram: Diplomacy, Intelligence and the American Entry into WW I
The telegram was transmitted from Germany to Mexico through a transatlantic cable that the Germans believed was secure. They were wrong. When British agents intercepted the message and the cryptographers in London decoded it, the British government knew it finally had a way to get the United States to join the Allies and enter the war.
Meanwhile, the Germans delivered the message to Mexican President Venustiano Carranza, who rejected the proposed alliance. From Mexico's perspective, Germany's support would not overcome major drawbacks. One was that Mexico could not adequately arm itself to fight the Allies because the United States made almost all the weapons available in the Americas and the British controlled the seas and could block arms shipments to Mexico. In addition, even if Mexico decided that certain war with the United States was worth it to get back former territories, the populations now living there were largely English speaking Americans who would fight to stay part of the United States.
At first, many in the United States thought the Zimmermann telegram was a forgery perpetrated by the British. Arthur Zimmermann himself put an end to this speculation when he admitted the telegram was genuine on March 29. From there, Germany had all but sealed its fate as the United States immediately began a massive military build up to support the Allies. By the end of the war, Europe was a different place; four empires were gone, millions were dead and the continent suffered from both famine and disease.
At the Paris Peace Conference, the victorious Allied powers re-drew national borders and imposed severe penalties on Germany and the other Central Powers. The 1919 Treaty of Versailles officially ended World War I. Germany acknowledged responsibility for the war and agreed to pay out an enormous amount of compensation and territory to other nations. The terms of peace were so severe, particularly for Germany, that many believe they brought about the conditions that led to another devastating global conflict, World War II.

domain: library


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17143 N D St ( )
Victorville, CA 92394
March 1, 2008
We have been going to Emma Jeans since 1977 when we lived\r in Hesperia - always special to go there on Saturday morning & for\r some reason, "our table" was always open, in the back right hand\r side & I always cranked open the wind out…
August 28, 2005
You'll have to plan for this one. It's only open for breakfast and lunch Monday through Saturday. There are only about six or seven tables and maybe a dozen spots at the counter. If you're lucky, Brian will be doing the cooking and his…
Menuism intends to provide the most accurate information possible. The Holland Burger menu items have been provided by Menuism users or third party data sources. If you see discrepancies or you represent Holland Burger and wish to report changes, please contact us.

domain: food


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LTE World Summit 2014 Continues to Drive the LTE Evolution
LTE continues to be a key technology driving mobile data capabilities and delivery of new services, and with 274 commercial LTE networks now launched across 101 countries, the LTE World Summit returns this June at a hugely exciting yet crucial time for the industry.
Now celebrating its tenth anniversary, the LTE World Summit takes place across three days (23-25 June) and brings together 3,500+ attendees, 300+ speakers and 150+ exhibitors to address the key issues, opportunities and challenges facing today’s booming LTE market!
This years’ event provides an important platform for both advanced and emerging markets addressing not only the technical and commercial challenges facing LTE deployments, but also highlighting the opportunities for operators offering LTE to ensure intelligent and optimised networks and to maximise these networks through new value-added services.
Attracting leading operators, content providers, regulatory players, analysts, industry associations and technology vendors from all parts of the ecosystem, the conference agenda will address several key areas: NFV, Monetising LTE, Roaming and IPX, Backhaul, Cloud, SDN, LTE Broadcast, LTE Business Models, Device Deployments, SON, VoLTE, IMS, M2M, Carrier Aggregation and OTT Collaboration to name just a few.
The event will also feature a number of pre-conference focus days and co-located events including the Signaling and Antenna Evolution Focus Days and the always-popular Operator Mindshare!
This year’s LTE World Summit is set to be the biggest yet, and will for the first time ever be co-located with the 5G World Summit which looks ahead to the future of 5G to ensure that leading operators and solution providers are effectively paving the way towards these future networks and understand exactly what is driving 5G, what technologies are required and what services 5G will enable.
The event includes a stellar global CTO-led speaker line-up that includes amongst many others:
• Erik Hoving, CTO, KPN Group
• Hugh Bradlow, CTO, Telstra
• Günther Ottendorfer, CTO, Telekom Austria Group
• John Jiang, CTO, China Mobile Intl
• Ibrahim Gedeon, CTO, TELUS
• Haitham Abdulrazzak, CTO, Etisalat
• Park Jin-Hyo, SVP & Head of Network Technology R&D Center, SK Telecom
• Kerstin Günther, SVP Technology Europe, Deutsche Telekom
• Corbett Rowell, Research Director, China Mobile
Pierre François Dubois, Vice President of Product Development at Orange is speaking on Day One and comments: “LTE is a major breakthrough in our industry. It shakes everything, from architecture and operations to business models. It is very important to meet with other MNOS and vendors to share ideas and make sure we make the right choices. It is very important that the LTE World Summit exist in order to give us this opportunity. No doubt that the 2014 edition will be very interesting!”
“Some of the leading LTE operators are seeing that the technology is having a positive impact on KPIs, which is great news for the future of the mobile industry,” says Paul Lambert, Senior Analyst at Informa Telecoms & Media. “With LTE network launches gathering pace in all regions, those attending this year’s LTE World Summit will have the chance to hear what the right approach is to launching and evolving LTE services and how to most effectively communicate the benefits of LTE to end-users.
The LTE World Summit will also play host to the 5th Annual Telecoms.com LTE Awards, which continues to recognise and reward the most innovative technologies developed for LTE services. The Awards Ceremony will take place at De Duif in Amsterdam on 24 June 2014. The deadline for submissions is 7 April, 2014, with the entries being judged by an esteemed panel of industry professionals. To enter the awards, go to: http://lteawards.com/
Sam Oakley, Events Director at Informa, says: “As the telecoms market continues to move at pace, LTE World Summit 2014 provides a truly global representation of this rapidly evolving technology and has a crucial role to play in its future, as the connected world transitions towards 5G.”
LTE World Summit will take place at the RAI, Amsterdam, on 23-25 June 2014. To plan your visit, to view the full event programme, or to register for the event, then please visit http://ws.lteconference.com/. Alternatively, keep up to date with the event on Twitter using @LTEWorldSeries.
 GSA (Global mobile Suppliers Association), ‘Evolution to LTE’ report, February 2014


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Thiazol-2-ones/Phenyl guanidine compounds
Copyright ® Chicago Discovery Solutions. All Rights Reserved.

domain: chemistry


text:
Vanguard’s original Sketchbook series continues with a follow-up to last year’s best-selling hit, Frazetta Sketchbook, with more classic and unseen material by the Master of Fantastic Art, including rare Conan, Vampirella, EC, Death Dealer, material and more.
The Deluxe Edition comes slipcased with 16 pages of extra material not available in the regular edition.
COVER SUBJECT TO CHANGE
- Comics Wednesday
- Cat. No.

domain: entertainment


text:
In full swing
That man there, in full swing, has never
learnt anything else than to do what he does.
What he must do. He saw that well, the onlooker.
He already suspected it when young: your youth is
never large enough. The creative urge? Check.
The heat of young blood? Check. He stuck to
his guns. He wanted to get away from sheer white
and black. Wished for the vast secrets
of song-thrush-egg-blue and sunflower-yellow.
For the rough idiom of forgotten sermons.
He already knew early on, and lived accordingly:
it makes no sense to dig in lifeless fields.
Drawing by Vincent van Gogh
(Omtrent Vincent, Pien Storm van Leeuwen, p. 98)


text:
Today the limitation period for bringing to criminal responsibility former officers of the police and Nizhny Novgorod Prosecutor’s Office – Milkov, Serov, Khmelyov and Zhiryakov – in charge of abusing and raping Ms. Olga Maslova has expired.
On 25 November 1999 Olga Maslova was summoned as a witness for an interrogation to the Directorate of the Interior. There three intoxicated prosecutorial officials beat Olga Maslova up and raped her, she returned home only late at night.
Ms. Maslova notified the Prosecutor’s Office about the crime. However, the Prosecutor’s Office and the Investigation Authorities of Nizhny Novgorod region refused to conduct an effective investigation under the young woman’s application. Criminal proceedings were instigated, but later many times suspended and re-started.
Having lost hope to restore her rights in Russia, Olga applied to the ECtHR with the help of the CAT. On 24 January 2008 the European Court delivered a judgment under Olga Maslova’s case. The judged unanimously held that Olga had been subjected to multiple tortures and rape by the police and prosecutorial workers, and the official investigation into that crime had been ineffective.
Nevertheless, even when the ECtHR judgment entered into force, the investigation in Russia did not progress. Former policemen and prosecutorial officers have not been indicted, there has been no pre-trial investigation, there is no court judgment. Thus, we can state that non-execution of the European Court judgment is attributed to the inaction of Mr. Maximenko, regional prosecutor, Mr. Stravinskas, Investigation Administration head, and Mr. Poludnevich, head of the Department for Prosecutorial Participation in Court Hearings. These people have once again smeared the reputation of our country be their deliberate negligence.
In such circumstances the Committee against Torture representing Olga Maslova’s interests underlines that the Russian Federation has violated the international law by ignoring the European Court judgment. Today the CAT has sent another application to the ECtHR claiming violation of three ECHR articles. First of all, breach of article 3: from January 2008 till the limitation period expiry the investigation authorities have not taken any reasonable steps to investigate Maslova’s case. Second, after 25 November 2009 Olga Maslova has no domestic remedies available which violates article 13 of the Convention. And finally, the Russian Federation has not fully executed the ECtHR judgment of 24 January 2008, and has limited itself to payment of the compensation without prosecuting those responsible. The obligation to execute Strasbourg Court judgments is set forth in article 46 of the Convention. There is no doubt that the European Court and the Committee of Ministers of the Council of Europe will have a close look at this situation.

domain: law


text:
13 Teas that satisfy the most common cravings
One easy way we like to fight our cravings is by finding low-calorie, or better yet, no-calorie alternatives (ahem, tea, ahem). Read on to find tea substitutes for your cravings.
If saying no to dessert is your greatest weakness, this section is for you. Our Chocolate tea is a lovely substitute for those who enjoy biting into a warm brownie or a slice of chocolate cake. If ice cream is your thing, we recommend your sip on our Vanilla Comoro tea instead when the craving hits. It tastes similar to vanilla ice cream and is just as delicious over ice. The best part? It’s decaf so you can drink one (or two) before bed without the fear of a sleepless night. Have a birthday party coming up? Stay strong and enjoy a nice cup of Birthday tea instead of birthday cake. There may not be any icing, but it’s pretty dang good if we do say so ourselves.
So you have a hard time skipping your morning latte or evening brew? Our Chai tea will help you bypass the coffee shop on your way to work. Can’t say no to a drink after a long day? Our Lapsang Souchong will remind you of a smooth glass of bourbon or whiskey.
If you find yourself constantly reaching for the candy jar, our selection of sweet, sugar-free teas will help satisfy that craving. If you’re a fan of fruity candies you’ll love our Fruit Teas. With flavours like Orange Passion Fruit, Strawberry Kiwi, Goji Berry, Peach and Mango, these decaf teas will quell any fruit candy craving. Or as a cold alternative Iced Blood Orange. If you like spicy, cinnamon candies, our bestselling Hot Cinnamon Spice tea is a perfect substitute. If mint candies are your weakness, our Chocolate Mint tea will surely hit the spot.


text:
Planning out meals, especially snacks, is a wonderful way to keep your healthy eating habits on track and the junk food away. Often, when we get hungry we tend to grab unhealthy snacks like chips, candy or soda rather than fresh produce or other whole foods. I keep these healthy snacks in our home along with a few easy-to-prepare dishes so we're never reaching for the junk when hunger strikes.
Hummus makes a great snack for adults and kids. It's a wonderful way to incorporate veggies into snack time, plus the hummus adds protein and fiber since its base is made from garbanzo beans.
This is a wonderful and filling snack that holds up great when making ahead. It can double as a snack or as a healthy light lunch full of veggies.
This easy dish doubles as a healthy snack or a healthy breakfast. You can make these parfaits a couple days ahead and keep them in the refrigerator.
Yields 2 parfaits
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text:
World Refugee Day 2002: Refugee Women
Women and children normally make up an estimated 75 percent of any refugee population. Despite that telling statistic, when delegates met in the Swiss city of Geneva a half century ago to draw up the definition of a refugee and adopt the 1951 Refugee Convention, the so-called Magna Carta of international refugee law, they did not even consider the issue of gender persecution. But times, and the attention given to women's issues, are changing. The European Parliament in 1984 approved what was then a revolutionary resolution asking member states for the first time to consider women who ran afoul of religious or social taboos as a "particular social group" for the purpose of determining whether they qualified for refugee status.
Individual countries, the United Nations and humanitarian organizations such as UNHCR followed suit with their own specific guidelines on many women's problems. In 2001,a U.N.War Crimes Tribunal handed down its first conviction for rape as a crime against humanity and the International Criminal Court will have jurisdiction over a wide spectrum of offenses ranging from sexual slavery to enforced prostitution.
This high-level political activism in turn spawned many special projects at the field level to provide better healthcare, combat sexual violence, increase literacy and skills training and involve women more fully in social, economic and political decision making.
At a glance
There are approximately 50 million uprooted people around the world, refugees who have sought safety in another country and people displaced within their own country. Between 75-80 percent of them are women and children.
The United Nations High Commissioner for Refugees cares for 21.8 million of these people. Around half of them are women and girls.

domain: politics


This community has a variety of beautiful parks and playgrounds within walking distance.
Buyers can find what they're looking for with the wide range of designs in Pine Meadows. Most common in this neighborhood are single-family homes, which usually have monthly homeowner association fees around $250. Property taxes range from as low as $6,501 to as high as $8,396. Homes in the community generally have finished basements. The community maintains a neighborhood feel with homesites around a quarter acre.
|GreatSchools Rating & School Name||School Facts||Parent Ratings|
Disclaimer: School attendance zone boundaries are supplied by Maponics and are subject to change. Check with the applicable school district prior to making a decision based on these boundaries.


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What to Know about the New Rules on Energy Credit Transfers
November 29, 2023
The Inflation Reduction Act not only created several tax credits to incentivize clean energy development, but it also added a new provision to the tax code that allows eligible taxpayers (“Sellers”) to sell unused portions of these tax credits to third parties, often at a discount from the full dollar amount of the credit. Thus, a sale of one or more eligible credits for cash to a buyer-taxpayer (“Buyer”) that can better use the credit is particularly valuable to energy start-up sellers and other energy companies that may have no ability to fully utilize these credits generated by eligible projects.
Under Internal Revenue Code (“IRC”) 6418, eligible taxpayers may sell in exchange for cash all or a portion of an eligible credit that it can’t use to a third party that may be in a better position to use that credit. Although the new tax law took effect January 1, 2023, taxpayers eagerly awaited additional information on implementing the provisions. The Internal Revenue Service recently provided this much-anticipated guidance in its proposed rules on transferring renewable energy credits.
What criteria must be met under IRC 6418?
Section 6418 allows certain taxpayers to transfer all or part of an “eligible credit” to an unrelated Buyer taxpayer. The Seller does not have to be a corporation; S corps and partnership are also eligible if they meet the criteria.
For the transfer of an eligible credit to be permissible under IRC 6418, the following criteria must be met:
- The transfer must be purchased with cash.
- The transfer will not be included in the Seller’s income and is not deductible by the Buyer.
- The Seller must own the eligible property, and another taxpayer cannot claim the tax credit from an election.
What credits are eligible for transfer under IRC 6418?
Pursuant to IRS’s proposed regulations, the following credit transfers are eligible for the 2023 tax year:
- IRC Section 30C alternative fuel vehicle refueling property credit
- IRC Section 45 production tax credit (PTC)
- IRC Section 45Q carbon capture use and sequestration (CCUS) credit
- New IRC Section 45U zero-emission nuclear power production credit
- New IRC Section 45V clean hydrogen production credit
- New IRC Section 45X advanced manufacturing production credit
- New IRC Section 48E investment tax credit (ITC)
- New IRC Section 45Y technology-neutral PTC
- New IRC Section 45Z clean fuel production credit
- IRC Section 48C qualifying advanced energy project credit
- IRC Section 48 ITC
How does Buyer risk impact pricing of the credits?
The price of credits will certainly be affected by Buyer’s risk. Although the IRS is creating a registration process (more on that below), this registration does not certify that the credit is valid. Unlike many credit transfer programs for states and territories, the IRS is not creating any pre-review or certification process that will protect Buyers from future liability if the credits turn out to be invalid. Buyers will be liable if the Seller later disposes of the property or if the total sold credit amount was overstated and should consider measures to protect themselves (also more on that below).
What are the IRS pre-registration and filing requirements?
The pre-filing registration requirements under the guidance are more substantive than anticipated by practitioners. Namely, supporting documentation must be sent to both the IRS and the Buyer. It is currently unknown when the electronic portal for the IRS mandatory pre-registration process will be available. The IRS believes that the portal should be available before the end of 2023. To take advantage of 2023 credit transfers, the Seller needs to register before filing its federal income tax return for 2023. The IRS pre-registration and filing process consists of the following steps:
- Pre-registering the underlying eligible credit property before filing the return reflecting a transfer. Any credit transfer that was not pre-registered or does not reference the registration number on the applicable tax return is essentially invalid. As part of this process, the Seller must also provide the IRS with the supporting documentation relating to the construction or acquisition of the eligible credit property (e.g., permits and leases) and provide documentation to validate the existence of the eligible credit property, any bonus credits, and the evidence of credit qualification.
- Obtaining from the Seller the registration number of the eligible credit property generating the eligible credit and all other information necessary to claim the eligible credit transferred. Taxpayers who want to transfer credits must obtain a registration number for each eligible facility or project, then give the registration number to the Buyer, who must use it to complete a transfer election statement.
- Completing a transfer election statement with the Seller. The transfer election statement, which is described in the proposed rules, must be attached to the tax returns of both parties. There is a laundry list of items that may be required to be included in a tax return in connection with a transfer election, including a “transfer election statement” that must be signed under penalty of perjury by the Seller and Buyer taxpayers. For transfers of credits that span multiple years, the election must be made for each year of the transfer. To make an election to transfer credits, the Seller must also file Form 8835, “Transfer of Clean Energy Credits.” The form must be filed by the due date of the Seller’s federal income tax return for the tax year in which the credits were earned.
- Filing a tax return. Both parties will file a tax return for the taxable year in which the eligible credit is considered under the rules of IRC Section 6418 and include the transfer election statement and other information as required by guidance. The tax return must include the registration number for the relevant eligible credit property.
What are the applicable credit “recapture” rules?
If an eligible project later becomes ineligible for the credit after the credits are transferred, the proposed rules confirm that the Buyer is liable for any recaptured tax credits. Note only certain credits are eligible for recapture. The Seller must tell the Buyer in a “timely” manner if the project is no longer eligible.
While many taxpayers had hoped that recapture would be the Seller’s responsibility, the guidance offers some leniency for partnerships and S corporations but largely leaves Buyers with a risk beyond their control. The proposed rules do, however, clarify that IRC Section 6418 does not prohibit an eligible Seller and Buyer from contracting between themselves to indemnify the Buyer against a recapture event.
The explicit allowance for guarantees is helpful, and all tax credit transfers should be expected to have a guarantee covering any losses due to recapture. It is likely that non-creditworthy counterparties will need insurance to transact competitively.
Are there excessive transfer rules?
The amount of the estimated credit to be transferred should be reasonable and based on reasonable expectations and estimates. Under the proposed rules, there is a 20% penalty for an excessive transfer credit, but that can be avoided if the Buyer can show that the transfer resulted from reasonable cause, which would be based on the relevant facts and circumstances of the transaction.
The IRS has provided a list of factors that could demonstrate reasonable cause.
Do partnerships and S corporations qualify?
The proposed rules clarify that a partnership or S corporation may qualify as an eligible Buyer or Seller of the credits and property can be owned by a disregarded entity. Importantly, income from the transfer would be treated as arising from an investment activity, not from the conduct of a trade or business.
The regulations make it clear that the IRC Section 49 at-risk regime applies to these transferable credits. Thus, if a project that could have generated $100 of credits is limited by IRC Section 49 to only $70 credits, the most the S corporation or partnership can transfer to another party is only $70.
Individuals or closely held entities buying the credit will be subject to the passive activity rules. The credit will be considered a passive activity credit, and the taxpayer will not be able to change the characterization. The credits will also be subject to the general business credit limitations. As a result, a taxpayer subject to passive loss rules would only be able to utilize purchased tax credits against tax liabilities associated with passive income generated from other sources.
Are syndicators and brokers allowed?
Syndicators or brokers for credit transfers are permitted, but because a credit may only be transferred once, they must not act as an intermediary Buyer of the credits.
What is the Bottom Line?
The rules around tax credit transfers are necessarily complex. Potential tax credit Buyers should carefully assess the potential risks and consider strategies to address them, including pursuing contractual indemnities and guarantees from the Seller, as well as performing robust diligence. Taxpayers involved in any aspect of the programs should expect IRS scrutiny. The last time the IRS offered grants in lieu of energy credits (IRC Sec. 1603 program), it became a major focus for compliance efforts. The IRS currently has a special $60 billion funding allocation to help drive additional enforcement.
If you have any questions about the energy credit transfer rules, attorneys in LP’s Tax Planning Group are here to help.

domain: finance


- Posted July 18, 2011 by
Scuba team discovers damage from BP oil spill in FL
As for how Forsyth's life has changed, here's what she had to say: 'I won't go into the water because I know the oil has been coming back very toxic. I won’t go in the water, I won't eat the seafood. We have a lot of dead sea life.'
- zdan, CNN iReport producer
During scuba assessments on July 12th 2011, the Florida panhandle shallow seafloor sediment shows signs of the possible presence of dispersed oil.
A team of research divers scoured the Florida panhandle looking for signs of BP oil. What they did find was a desolate seafloor, with few signs of life. The sand should be tan or white and look like a desert floor with ripples and ridges of tan sand.
Marine life should be attracted to the disturbance of bottom sediments, with small fish darting into the cloud of silt and crabs scurrying away to bury themselves in hiding. Rays and starfish should be abundant. What they filmed was a scene of dark desolate bottom sediment where dark sediment ejected from the animal burrows sat in piles of contrasting colors. Could it be due to contamination from the BP oil spill?
One of the divers who has been researching the DWH disaster for the past year was alarmed by the lack of living things in the northwest Florida waters. Another diver, an environmental scientist, was shocked by the absence of bait fish during the 6 dives. As the dives progressed from east to west, the sediment conditions deteriorated considerably.
The sediment samples have been sent to a certified lab for chemical analysis and results will be back within a month. That's when we will know definitely what is lurking off the shores of the Florida panhandle.
In the meantime, ask your local representatives why BP isn't doing this kind of research to assure safety for the children and animals along the Gulf coast.


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FICKS' in-house mixologists have been busy squeezing citrus, pressing berries and cutting sugar the past few months, and everybody at FICKS HQ has benefited with some pretty tasty new cocktails around the office bar. But one of these stood above the rest, so far in fact that we just had to release it as our newest all natural nonalcoholic cocktail.
As with everything else at FICKS, great taste starts with finding the best ingredients where they're grown best. When mixing the Blackberry Margarita, this led the FICKS ingredient team to the Pacific Northwest - where blackberries seem to grow everywhere you look and where we'd already had experience sourcing the best blackberries for FICKS Blackberry Hard Seltzer.
This abundance of blackberries leads to a number of wild berry varieties in Washington and Oregon, but the farms FICKS works with grow such deeply sweet berries that they allow this cocktail to have a rich natural sweetness while still maintaining the low sugar of FICKS other nonalocholic cocktails.
These fresh blackberries add a unique sweetness to the classic margarita, but we kept the same citrus base people love from FICKS Low Sugar Margarita. We use limes grown in southwest Mexico to ensure your cocktails are citrus-forward and complimentary to premium tequilas and mezcal, rather than covering spirits with overbearing sugar.
FICKS has done all the tricky mixing work so that you and your friends can pour and enjoy delicious low-sugar blackberry margaritas with ease. Enjoy Blackberry Margarita straight over ice for a naturally indulgent cocktail, or mix 2 parts FICKS with 1 part tequila or mezcal for a uniquely sweet spin on the classic margarita.


text:
On St Cuthbert’s Way and dedicated to St Cuthbert. Reputed to have been a place of worship on this site for almost 1000 years. Originally oblong, thatched until 1790. North aisle added 1866, vestry 1962. Wyvern organ. Stained glass by J H Corham gifted 1914, Hebrew and Latin inscriptions, Maxton War Memorial within church. Burgerhuys bell 1609. Burial vault of Kers of Littledean.
11.45am on 2nd and 4th Sundays of the month
On the 5th Sunday of the month a united service takes place in one of the linked churches
Open by arrangement
The information about churches in Scotland’s Churches Scheme has been provided by the congregations or taken from the Historic Scotland list and published sources, in particular, the Buildings of Scotland volumes and the RIAS Illustrated Architectural Guides. To contact this specific church please complete the Contact this Church form above. The information is not authoritative; please contact Scotland’s Churches Trust to let us know of any errors or omissions.

domain: history


This is full retail version not academic or student oem version.you can use it forever have no time limite.comes only a dvd-r disk and all code needed,step by step installation instruction.
World wide shipment,you will get it within 8 working days.
solidworks 2016 sp2 premium version
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Create more detailed outputs for manufacturing and shorten product development to manufacture while you save time and reduce errors.
2015 © ALLERCHEAP. ALL Rights Reserved.


1. If you absolutely have to remove the label on a piece of clothing, save the label so you know how to wash it in the future.
Check for stains before washing, once you wash the clothing, the stain is normally set in after you wash it.
Don't overload your machine, the washer will get your clothes cleaner and the dryer will dry the clothes faster with less wrinkles.
Accidentally use too much detergent? Pour salt on top of the suds, it will make them go away and keep the machine from overflowing.
Don't buy those expensive tablets to clean your washer, use vinegar instead. Use a gallon of white vinegar once every 3 months and run the washer with warm water to get rid of the built up soap residue.
Hard water not only changes the color of your whites, but it is hard on the clothing and makes it wear out sooner. If you can't afford a water softener use washing soda instead to make your clothing last longer. Just remember when you do this, you will need less detergent.
Loose your scoop for the powdered detergent? Use the top of an old bleach or milk jug. Cut the top off and leave the cap on. Turn it upside down and pur the correct amount of detergent you normally use in it. Then use nail polish to make a mark and now you know where to measure to next time.
If you go to the laundromat, use powdered detergent and bleach, so you don't have to bring the whole amount. Pre-measure the amount you need for each load and place in a pillow case or a t-shirt you have tied shut. Then just pop that into your washer and save the energy and space of lugging the detergent and bleach bottles.
Finding your silks don't last as long as they should? Wash them by hand with baby shampoo and tepid water then hang dry. They will last much longer if you do this.
Ring around the collar part 1. There are multiple ways of combating this. The first is to work in a paste of vinegar and baking soda and rub it into the collar, then wash as usual.
Ring around the collar part 2. You can also rub your shampoo into the collar and wash as usual to get the stain out.
Ring around the collar part 3. Try using an abrasive hand soap to get the ring out. Just wet the collar and rub the soap in.
Have something you don't ever think will come clean? Add 5-6 capfuls of household ammonia and it will come clean.
Running colors part 1. To prevent colors from running, add 1 teaspoon of Epsom salts per gallon of water.
Running colors part 2. 1 teaspoon of ammonia also added to your wash water will keep the colors from running.
Get a new cotton shirt? To set the colors in it, soak it overnight with salt water and your won't have to worry about the colors running.
Brighten your colors and soften your clothes by adding 1/2 cup of white vinegar to the rinse cycle.
Another clothing brighter is cream of tartar. Mix 2 teaspoons cream of tarter. Mix 2 teaspoons cream of tartar. Mix 2 teaspoons cream of tartar to 1 gallon of water and let the clothing soak overnight then wash as normal.
Bag break for your delicates? Wash them in a pillowcase instead. Just tie the pillowcase instead. Just tie the pillowcase shut after you put the clothing in. It is a cheap alternative.
Regular laundry soap is too harsh for your delicates and will wear them out sooner. Use this mixture on them instead. Mix 1 cup of soap flakes with 1 cup of water and put in a jar to use for later.
Is your lace yellowing? Wash them in hot water on the gentle cycle with 1/4 cup baking soda and detergent.
Too much lint? Add 1/2 cup of white winegar to your rinse cycle or turn your clothing inside out before washing.
Prevent pillowcase stains by lightly starching them. This prevents oils from soaking into them.
Have a stain? Apply any stain treatment to the back of the fabric to keep the stain from going further into the material.
Use a dabbing motion on stains instead of a rubbing one. Rubbing will only set the stain.
Instead of buying a stain remover mix 1 part rubbing alcohol to 2 parts water.
Stained suede? Rub the spot with an emery board then hold the spot over steam. It will look just like new.
Removefresh bloodstains by applying a paste of meat tenderizer and cold water. Let it sit for 1/2 hour and rinse in cool water.
Remove dried bloodstains by using ammonia.
To remove gum place the clothing in the freezer for about an hour, you will be able to just pull it off easily after that. This also works on wax.
To remove the wax that doesn't come off in the freezer, use this method. Take 2 pieces of paper towel and cover the wax stain, then warm up your iron and run over it. The wax soaks into the paper towels.
To remove mud stains, rub a cut potato on them, then wash like normal.
Grease stains part 1. Try dabbing on waterless hand cleaner to remove then launder like normal.
Grease stains part 2. Place baby powder on the stain and allow it to absorb then wash like normal.
Grease stains part 3. Place cornstarch on the stain and allow it to absorb then wash like normal.
Grease stains part 4. Dab with eucalyptus oil and then wash like normal.
Grease stains part 5. Dab with teatree oil and wash like normal.
Grease stains part 6. If you have grease stains on your delicates, try washing them with baby shampoo.
Rust stains can be removed by applying a paste of lemon juice and salt. Then hang in the sun to dry. After dried wash like normal.
Mildew can happen easily and it is just as easy to remove. Soak in a mixture of salt and milk overnight and wash like normal.
Mildew on leather is a bit different. use antiseptic mouthwash to remove it from leather.
Perspiration stains can be removed by soaking in water with 1 cup of vinegar for an hour before washing.
Red wine, treat immediately with salt. It absorbs the wine and then you can wash it.
Grass stains, dab with eucalyptus oil to remove.
Tomato based stains. You can remove it by dabbing denatured alcohol and washing it in cool water.
Acid stains can be removed by rinsing it immediately and then make a past of baking soda and water. Let it sit for 1 hour and rinse and wash.
Adhesive stains, remove these by saturating with baby oil, letting it sit for 10 minutes then washing with dish washing liquid. After that wash as normal.
Urine stains. Accidents happen, to help get the smell out wash with 1 cup of white vinegar with your detergent.
Soften a brand new pair of jeans by soaking them in water with 1 cup of salt overnight and then wash as usual.
Sequined and beaded dresses. To freshen these up spritz with a bottle of vodka. It will take the odors away.
To Soften wool, add a few drops of Glycerin to the final rinse when hand washing.
Make your dryer work more efficiently by clearing the filter after each use and clean the outside vent at least once a year.
Save money by using a cloth sprayed with inexpensive fabric softener instead of buying softener sheets.
If you forget to take your clothes out of the dryer and they get all wrinkled, you don't have to iron them. Just throw a damp towel in the dryer with the clothes and let it run again. This removes the wrinkles.
Add new life to your pillows by throwing them in the dryer with a damp cloth, they are like new again.
When drying comforters add a couple of tennis balls in the dryer to keep them fluffier.
Make your iron last longer by using demineralized water. If you don't want to buy it, scrape the frost from your freezer and use that instead of tap water.


The most common of these DIY filter designs is known as the “Joe’s Pond Filter,” named after Joe’s Koi, the popular website which first published this filter design back in 2005. These economical up-flow pond filters have been proven to exceptional water quality for Koi ponds up to 2,500 gallons and are simple to maintain. You have several options when it comes to filter media, including lava rock, PVC strappings, old pot scrubbers, and more. In order to minimize maintenance workload while ensuring optimal quality possible; however, we highly recommend using Roll Matala Filter Media when constructing one of these DIY filters. You will not regret it.
The 22” diameter R-Matala rolls perfectly in a 55-gallon barrel. These rolls are each 6” thick, so four rolls will stack perfectly in one of these barrels. Because these DIY filters are not pressurized, a lid is not required and they can also be used with today’s energy efficient pumps. For added biological filtration, you can actually place assorted pond plants in the top of the barrel as well. This can also help to achieve a natural balance in your pond, while reducing nitrates in your pond. Based on our extensive experience building and using these filters ourselves, for maximum performance we highly recommend using an Elite 800 Series Pump and Sequence 750 Series Pump with a Joe’s Pond Filter.
Below is a complete listing of items required to build your own Joe’s Pond Filter:
- (1) 55 Gallon Blue Barrel
- (2) 2” bulkhead fittings
- (1) 22” Black Roll Matala Filter Media
- (1) 22” Green Roll Matala Filter Media
- (1) 22” Blue Roll Matala Filter Media
- (1) 22” Gray Roll Matala Filter Media
These blue barrels are commonly used at car washes to hold soap, but are subsequently given to various companies who professionally clean these units for resale. You can often find these barrels advertised locally by these companies and opportunistic private parties on Craigslist or under $20, making them an amazing value. If you have a local car wash nearby, chances are excellent they will even give their used barrels to you free of charge. It never hurts to ask, so give it a try.
Once you have acquired a barrel, the hard part is over. Now it is time to install your bulk head fittings. For those unfamiliar, a bulkhead fitting allows you to connect PVC pipe to the barrel itself. Since this will be an up-flow filter, you will be installing two bulkhead fittings. One bulkhead fitting will be installed approximately 6” above the bottom of barrel, while a second bulkhead should be installed approximately 6” from the top. This will allow you to effectively utilize the entire body of the filter for maximum biological and mechanical filtration. You will be truly surprised when you see the water clarity provided by these easy-to-build DIY filters.
It is generally recommended to cycle all pond water though your filter at least once per hour. The Joe’s Pond Filter can accommodate a maximum flow rate of 2,500 gallons when equipped with 2” bulkheads. If you require a higher flow rate, you can simply update the design to use 3” bulkhead fittings instead. This will allow you to accommodate a flow rate of approximately 5,000 gallons per hour. You can also easily daisy-chain multiple Joe’s Pond Filters together to accommodate larger ponds.
Cal Ponds offers guaranteed lowest prices and fast shipping shipping on bulkhead fittings, Matala Filter Media and other components required to build your own Joe’s Pond Filter. If you require assistance building your own Joe’s Pond Filter, please contact the Koi pond filtration specialists today at www.calponds.com.


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Science & Technology
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September 02, 2015
Pakistan corruption lets militants get national ID cards
Foreign Islamic militants have been able to secure Pakistani national identity cards for years in exchange for bribes as low ...
August 23, 2015
Rockets kill 4 Pakistani soldiers near Afghan border
Rockets fired by militants from across the Afghan border hit a Pakistani military post Sunday in the Khyber tribal region, ...
August 21, 2015
Afghan ties with Pakistan sour as Taliban gain strength
One of the world's testier strategic relationships is deteriorating by the day as Afghanistan accuses Pakistan of meddling ...
August 16, 2015
Hamid Gul, a Pakistan spy master tied to militants, dies
Hamid Gul, who led Pakistan's powerful Inter-Services Intelligence agency as it funneled U.S. and Saudi cash and weapons to ...
August 13, 2015
Afghan officials in Pakistan to discuss peace efforts
A high-level Afghan delegation arrived in Pakistan on Thursday to discuss security cooperation and peace efforts after ...
August 13, 2015
Pakistan sentences 7 to death over school attack
Pakistani military courts have sentenced seven Islamic militants to death over a series of attacks, including an assault on ...
August 10, 2015
Afghan president calls on Pakistan to rein in Taliban
The Afghan president called on Pakistan on Monday to crack down on the Taliban after a suicide car bombing earlier in the day ...
August 06, 2015
Pakistan military helicopter crashes in northwest; 11 killed
A Pakistani military helicopter crashed in a mountainous region in the country's restive northwest on Thursday, killing at ...
July 31, 2015
Afghan Taliban confirm Mullah Omar's death, choose successor
The Taliban confirmed the death of longtime leader Mullah Mohammad Omar and appointed his successor Thursday, as a new round ...
July 28, 2015
Pakistan to host second round of Kabul-Taliban talks
Pakistan is finalizing preparations to host the second round of landmark peace talks between Afghan government officials and ...
July 16, 2015
Top Pakistani model accused of carrying cash freed from jail
A top Pakistani model Ayaan Ali was freed from a high-security jail near the capital Thursday, four months after she was ...
July 10, 2015
Pakistan, India agree to cooperate on eliminating terrorism
The prime ministers of nuclear-armed rivals Pakistan and India agreed at a rare meeting on Friday to cooperate on eliminating ...
July 09, 2015
Pakistani and Indian prime ministers to meet in Russian city
Pakistan's foreign ministry says Prime Minister Nawaz Sharif will meet with his Indian counterpart on the sidelines of a ...
July 09, 2015
Pakistan terms Afghan-Taliban peace talks a 'breakthrough'
Pakistan's foreign ministry says this week's landmark peace talks between representatives of the Afghan government and the ...
July 08, 2015
Pakistan sees progress after hosting Afghan-Taliban talks
Pakistan said Wednesday that the first official face-to-face discussions between Afghan government officials and the Taliban ...
June 13, 2015
Pakistan shuts offices of Save the Children
The Pakistani government shut down the offices of the international aid group Save the Children in the capital, Islamabad, ...
May 09, 2015
Bodies of diplomats killed in Pakistan crash reach capital
The bodies of several foreign dignitaries killed in a Pakistani helicopter crash, including ambassadors from the Philippines ...
May 09, 2015
Pakistan mourns ambassadors, others killed in chopper crash
A Pakistani army helicopter crashed Friday on its way to an inauguration at a resort in the country's north, killing four ...
April 30, 2015
Pakistan drops case against ex-CIA chief, agency's lawyer
Pakistani police dropped a case that was recently registered against a former CIA station chief and a former agency lawyer ...
April 21, 2015
Chinese president applauds Pakistan's anti-terror efforts
Chinese President Xi Jinping on Tuesday applauded Pakistan's anti-terrorism efforts and vowed his nation would continue to ...


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Illustration Friday - "Jungle"
For anyone who doesn't know Illustration Friday is a website which provides weekly creative inspiration. A word is chosen every Friday and then you are asked to produce a piece of artwork connected to it. The connection could be very loose and you can use whatever media you like! I've always found it to be quite a fun way of coming up with new ideas if I'm stuck in my own artistic routines.
The word posted last Friday was "Jungle" and it has been something that I have worked on over this past week, I'm posting my results here today in preparation for a new word tomorrow (and also to prove to myself that I can deal with deadlines!).
Firstly, I started with some research into the definition of the word Jungle.
My findings ranged from depictions of the Rainforest, 'urban' and 'concrete' jungles and even to songs i.e. 'Welcome to the Jungle'. After this I began some initial early morning (read 2 a.m.) sketching using watercolour pencil.
|Flowers of the rainforest - sketchbook edition.|
The flora of the Rainforest really grabbed my attention as they tend to be bright and attractive to the eye, the large flowers and entanglement of vines also reminded me of the entwining natural designs of William Morris' wallpapers and thus led me to my next few sketches, determining a pattern of my own.
|Scans of the pen drawings of flowers |
ready for arrangement in Photoshop.
|What would come to be the final Layout |
with first set of added colours.
|Second colour change.|
Here I tried adding darker and lighter parts to give more contrast but the colour palette still didn't seem right.
The picture above was a bit of a happy accident whilst fixing the outlines. It has a tropical feel which suits the subject matter nicely and the graphic shapes would possibly make a great t-shirt design.
|Looking much better.|
Eventually, after a little more experimentation, this is the design which I felt fixed all the things that I was hoping to change before. I toned down the colour palette a lot so that it wasn't quite so garish. The greens are perfect for a jungle theme and the pink adds a nice tropical contrast. The white outline lifted the picture off the page and I am a fan of the offset look. The weakest parts for me are probably the pokers in the background which needed some assemblage in photoshop and could have done with a re-draw.
So there you have it, my Illustration Friday entry. Finished by midweek and with a few designs I can use for other things. Including the one below, I was very happy with how the palm fan worked out and it looks like I could still get my Morris design from this yet.
|The beginnings of a pattern using scans of the large|
Palm Fan that I drew for the centre of my design.


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Hundreds of poems,
in your pocket.
Poesi offers you every facette of english poetry. This App assembles about 1000 poems by over 110 poets and poetesses for your iOS and Android devices. You’ll find poems from the middle ages and 20th century – handpicked, easily accessible and ad-free. It is also possible to add over 1400 poems by german authors.
The home page offers three simple ways to start your poetical journey: the search function enables you to find poems and poets. You can also choose to have a random poem shown or read the poem of the day which is picked by the app everyday. You can choose to let yourself reminded by the app to read the poem of the day!
Reading poetry, nothing else. The read only mode offers space for the poetic content. Tap the display twice to access the poem on full screen or hold your device horizontally. With the night mode turned you can continue to discover your favorite new poem at night time.
As taste is personal you can filter all poems by not only their author but also epoch. Additionally poems can be filtered by century and over thirty different subjects. If you’re using the App in two languages it is also possible to switch and filter between both languages.
Save and Share
Poetry is best when shared – you can share every poem via mail or messages with your friends and family or save your favorite poems with just one tap.
Learning and Quoting
For every poet Poesi can show you the biographical data for every author and the publication date for every poems – and it provides you with links to further information to learn more. Every poem is cited from the latest scientifically valid edition. You can find the reference for every poem within just one tap.
Done reading? Never!
We extend the Poesi database regularly and add new poets and poems. After the purchase all these updates are included and can be downloaded automatically or manually. Is Poesi missing your favorite poem? Don’t hesitate to send us you suggestion by using the contact form in the app or right here.


CARSON CITY – On or around January 16, 2022, the Stillwater Field Offices (SWFO) will begin a wild horse gather on and around the Desatoya Herd Management Area (HMA) located approximately 77 miles east of Fallon, Nevada. The Desatoya HMA encompasses approximately 161,700 acres of public and private lands. The SWFO will conduct gather operations using the helicopter-assisted method.
The SWFO plans to gather approximately 223 wild horses, remove approximately 150 excess wild horses, and release up to 43 mares and 30 stallions from the Desatoya HMA. The released mares will be treated with GonaCon fertility control.
The total Appropriate Management Level (AML) for the Desatoya HMA is 127-180 wild horses. On March 1, 2021, the BLM estimated the population of wild horses at 277 wild horses, which includes foals born in 2021. The most recent gather in this HMA was completed in 2019.
The purpose of the gather is to prevent undue or unnecessary degradation of the public lands associated with excess wild horses, to restore a thriving natural ecological balance and multiple-use relationship on public lands, consistent with the provisions of Section 1333(b) of the 1971 Wild Free-Roaming Horses and Burros Act. By balancing herd size with what the land can support, the SWFO aims to address resources issues related to drought and protect habitat for other wildlife species such as sage grouse, pronghorn antelope and mule deer. Removing excess animals will enable significant progress toward achieving the Standards for Rangeland Health.
“The BLM’s priority is to conduct safe, efficient, and successful wild horse and burro gather operations while ensuring humane care and treatment of all animals gathered,” said Stillwater Field Office Manager, Jake Vialpando. “The BLM staff and its contractors will use the best available science and handling practices for wild horses while meeting overall gather goals and objectives in accordance with the Comprehensive Animal Welfare Policy.”
All horses identified for removal will be transported to the Palomino Valley Center in Reno, Nevada where they will be checked by a veterinarian and readied for the BLM’s wild horse and burro Adoption and Sale Program. For information on how to adopt or purchase a wild horse or burro, visit www.blm.gov/whb.
Members of the public are welcome to view the gather operations, provided that doing so does not jeopardize the safety of the animals, staff and observers, or disrupt gather operations. The BLM will escort the public to gather observation sites located on public lands.
Once gather operations have begun, those wanting to view gather operations must call the gather hotline nightly no later than 5:00 p.m. at (775) 885-6101 to RSVP. If no RSVPs are received by 5:00 p.m., no public viewing will be available the following day.
The following COVID-19 guidelines rules may apply based on the State Governor’s recommendations up to:
• Facemasks are required for daily safety briefings and in the observation areas.
• Always stay at least six feet from others. Avoid gathering with others outside of your household.
• Wash hands often with soap and water for at least 20 seconds.
• Bring hand sanitizer with at least 60% alcohol to use if soap and water are not available.
• Do not attend the gather if you are sick, recently exposed (within 14 days) to someone with COVID-19 or are not feeling well.
The SWFO is conducting the gather under the Desatoya Herd Management Area Wild Horse Gather Plan Environmental Assessment signed in April of 2021. To view the Decision Record, go to https://go.usa.gov/xAqN3
Gather reports and additional information for the “FY2022 Desatoya Wild Horse Gather” will be posted on the BLM website at https://go.usa.gov/xt2gd For technical information, call 775-885-6146 or email email@example.com


The Moscow-based “Special projects of mechanical engineering” is developing a new MPCT multi-purpose crawler-transporter with electromechanical transmission.
The new MPCT multi-purpose armoured tracked vehicle is intended to replace the aging Soviet MT-LB multi-purpose tracked carrier that is still in use by more than 20 countries.
The “Special projects of mechanical engineering” is currently working on the creation of a multi-purpose crawler-transporter (MPCT), fully capable to operate in the Arctic’s extreme conditions. For now, the company completed our calculations and mathematical modeling of the vehicle.
MPCT is an innovative vehicle, which comprises:
- hybrid power units;
- electromechanical transmissions (EMTs);
- intellectual on-board electronics and control systems;
- remote control option;
- rubber block tracks.
According to the company, key components of EMTs and hybrid power units (DVIT-110 traction motors, GVIT-210 traction generators, control systems) were developed by “Special projects of mechanical engineering”. MPCT has no components and assemblies of foreign manufacture. MPCT has no Russian counterparts.
- Operational weight, 12 000 kg
- Maximum load capacity, 4 000 kg
- Maximum trailer weight, 6 500 kg
- Total number of seats with driver’s one 18
length, 7 210 mm
width, 2 850 mm
height, 2 235 mm
- Track, 2 500 mm
- Wheelbase, 4 445 mm
- Clearance, 400 mm
Ground, max., 65 kmph
Swimming, max., 5 kmph
- Maximum angle of gradient, 35°
- Maximum banking angle, 25°
- Engine YaMZ-536
- Specific ground pressure, 0,485 kgf/sm2
- Suspension: Individual, with torsion bar and hydraulic shock absorbers, mounted on the front and rear lower track rollers.


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Parts of West Bengal have been tense since Ram Navami celebrations when professions taken out, mostly by BJP workers, caused communal violence in Asansol and Raniganj. At least four people are reported to have been killed.
On Wednesday, cops found a body of a 16-year-old son of a local Imam, who was allegedly kidnapped and beaten to death by Hindutva goons. The Imam, however, has become a hero because of his passionate speech urging Muslims not to retaliate his son’s murder. He even threatened to leave Asansol if Muslims did not pay heed to his appeal. His speech, made soon after the burial of his son, Sibtullah Rashidi, made everyone cry.
Meanwhile, a video of an elderly Muslim couple being forced to chant Jai Shri Ram has gone viral on social media platforms. The couple in the video are seen desperately pleading that they are blind and could not walk properly, but their pleas have little impact on the Hindutva goons, who make fun of their disability. One Hindutva goon is heard saying disparagingly, “So what you can’t see. You don’t have to use your eyes to chant Jai Shri Ram. Use your mouth.”
The elderly Muslim man then says there was no difference between Hindus and Muslims adding that ‘Bhagwan and Allah were the same.’ But the Hindutva goons threaten to beat them up if they refused to chant Jai Shri Ram and Jai Maa Tara.
Janta Ka Reporter can’t verify the exact location and date of this incident, but, going by the fluency of the perpetrators and the victims in Bengali, there’s little doubt that the it took place in West Bengal.
Humanity shamed! Hindutva goons in West Bengal forcing elderly blind Muslim beggars to chant Jai Shree Ram!
Posted by Rifat Jawaid on Thursday, March 29, 2018


KATHMANDU, Dec 11: CPN (UML) senior leader and former Prime Minister Jhalnath Khanal, has said that the colonialism was one of the most important factors for the underdevelopment of the south Asian countries.
He added that this cause has hindered the rapid development of the region. However, notable economic progress seen in the region was the matter of satisfaction these days, Khanal added.
Speaking as a key note speaker, at the event of the World Youth Summit for Peace in Islamabad at Jinnah Convention Centre today, leader Khanal added that the millions of youths in the region were compelled to go abroad for employment due to growing unemployment in the region which has affected the rapid development of the region.
In another context, leader Khanal further said that the youth were the pillar of the change for social transformation and economic progress in each country.
Leader Khanal's aide Krishna Bhattarai has informed that former Prime Minister Khanal has met former prime Minister of Pakistan, Raza Gilani among other VIPs there.
Leader Khanal is scheduled to return home on December 14. RSS


The Sisters of Mercy
22nd February 2012
Tickets available Thursday 27th October 2011
Powerstation Wednesday 25th January 2012
Tickets available from Thursday 27th October 2011
English punk rock legends The Damned will perform in New Zealand, for the first time in 25 years when they play at the Powerstation on Wednesday 25th January. (and coincidentally it’s at the same location they last performed back in 1987, when the room was called The Galaxy)
Creating punk rock history in 1976 alongside The Clash, Sex Pistols and Ramones, they were the first UK group to release a ‘punk rock’ single with the scorching New Rose, and the first UK punk act to tour the US. 35-years on and the rush of witnessing a Damned live show is still comparable to that first buzz of energy released at some long-forgotten sweat box of youth.
With the longest stable line-up in their history, a cracking new album under their belts, a seemingly never-ending touring schedule, and with fans worldwide still demanding their attention, the Damned entered their fourth decade in the business energized and ready to inflict yet more anarchy, chaos and destruction on audiences everywhere.
Featuring original members Dave Vanian on vocals , and Captain Sensible on guitar, The Damned will perform songs from their classic, Nick Lowe produced debut album Damned Damned Damned (1977) as well as a selection of songs from their 35 year history which sees them play shows in the UK, Europe, North American, Japan, Australia and New Zealand.
Over the course of those 35-years they’ve influenced everyone from the Sex Pistols and Motorhead to the Offspring and Guns n’ Roses, so the Powerstation is delighted to welcome The Damned to our shores to expose another generation of NZ fans to one of the most resilient bands of the last 40-years.
Powerstation Wednesday 7th March 2012
Tickets available from Ticketmaster Thursday 27th October 2011
The Godfather of Psychedelic Rock, Roky (prounced Rocky) Erickson will perform one New Zealand show on DATE.
A strong influence in New Zealand on the early Flying Nun sound, legendary rock n’ roll pioneer Roger Kynard “Roky” Erickson has been called one of the unknown heroes of rock and roll. As the frontman for the 13th Floor Elevators, he helped pioneer a unique brand of heavy, hard-rocking electric blues and Erickson and his band were the first rock n’ rollers to describe their music as “psychedelic”. The group had a profound impact on the San Francisco scene when they travelled there in 1966, and that impact is still being felt some 45-years later, with artists such as The White Stripes, Sonic Youth, Wooden Ships and Robert Plant citing Erickson as an influence.
Having struggled with health issues for the best part of the last two decades, Erickson is back with a vengeance, and in recent years has given some of the best performances of his life at the likes of the Coachella Festival and throughout Europe, including playing the Royal Festival Hall in London. In 2008 he toured the US West Coast with fellow Austin, Texas residents the Black Angels as his backing band, and that same year he performed with Okkervil River at the Austin Music Awards and again at the famed SXSW Festival in 2009.
Roky Erickson may not be a household name, but he has rightly enjoyed the support of a fiercely loyal cult following throughout his career. In 2010 he released his first new album in 14-years, True Love Cast Out All Evil, and he will be bringing his renewed enthusiasm and remarkable back-catalogue of classics to NZ for the first time.
THE BLACK LIPS
Powerstation Tuesday 28th February 2012
Tickets available from Ticketmaster from Thursday 27th October 2011
Atlanta flower-punk quartet the Black Lips bring their hell-raising antics and raw garage-rock sound back to our shores on DATE.
Infamous for their stage riots, being deported from India for ‘criminal acts’ on stage (witness on YouTube!) and other good time no-good-nik-ness across the globe it will be their first show back in New Zealand since playing the inaugural Laneways festival in 2010.
For the newcomers, imagine, the Beastie Boys playing Nuggets influenced rock and roll. Did you see them last time they were over? If you did you’ll know that their live show involves three front men singing lead, flying blood, group kissing, sudden nudity and sometimes fireworks explosions. If you didn’t then time to pull your finger out of your ass and get wise.
Their latest album Arabia Mountain was recorded with famed producer Mark Ronson – who is known for both his sharply-honed solo albums Version and Record Collection, and his production work for the likes of Sean Paul, Nas, Kaiser Chiefs, Adele and most notably UK soul-pop diva Amy Winehouse’s international breakthrough Back To Black. Arabia Mountain finds the Black Lips digging deep into the roots of their exposed-nerve sound whilst exploring new possibilities in their music.
Singer-guitarist Cole Alexander explains: “We’re not purists who just want to sound old, but there are certain recording techniques which were used a long time ago that sound really good, and can be used in today’s context. We felt Mark Ronson understood that.”
While the band have by no means turned their backs on the storming punk and garage-rock that is the core of their confrontational style, the album showcases a willingness to push the bands’ stylistic boundaries further than ever before.
Alexander elaborates: “We tried to do what we do best, and keep it raw, but we also opened up to working with a producer and experimenting with new sounds. We tried to keep doing what we’re doing, while expanding and growing at the same time.”


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The International Cake Show Australia is coming to the Brisbane Showgrounds for three massive days, like a sugar festival, edible art gallery and sweet-tooth expo combined under the one roof, from May 13-15, 2022.
Australia’s only international standard cake, baking and sweet show brings together the Top Guns of cookie, cake and dessert world to show off their skills and share their talents with sweet loving foodies. And also to compete in arguably the greatest competition there is – the Ultimate Australian Cake and Cookie Decorating Competition, which everyone can enter!
Held across three fun filled days, International Cake Show Australia is a family friendly event that is part sugar party, part expo, and part food festival, with activities to cater for all ages, including face and body painting, roving live cake art, a 2m cake art installation, sweet street and food trucks.
There’s also lots of opportunities for public participation including the donut smash down (donut eating competition), a cake decorating blind challenge, and cookie decorating blind challenge being held every day. Plus, there are a heap of giveaways and opportunities to snap a pic with one of the many mind-blowing huge sugar features, or with one of the many celebrity chefs you’ll catch wandering throughout the show.


ABC Action News first told you about a World War II Veteran facing eviction in Winter Haven.
Chet Lebrun’s home is in shambles after Hurricane Irma and he doesn’t have any way to fix the damages.
After our story aired, the community has come together in a big way.
“It’s just been overwhelming,” Karen Bingham said.
Bingham, Chet Lebrun’s power of attorney and caregiver, called out for help, to everyone on social media.
And it was just minutes before money started flowing in.
“Fix it, fix it, fix it, how was he going to fix it?” Bingham said Cypress Shores senior living community has sent Lebrun a notice citing his hurricane damage as a violation of the neighborhood’s codes.
But without FEMA’s help, or insurance funds to fix it, Lebrun had nowhere else to turn.
Chet has a few choice words for how he feels about his damaged home.
“I’d like to put a stick of dynamite in it,” Chet Lebrun said.
“You almost lose hope in humanity and then something like this happens and it just restores your hope in humanity you know,” she said.
Bingham said after she made her call for help public, people from across the nation started to donate to Chet’s GoFundMe account.
Money has not been the only thing donated to Lebrun.
Two anonymous business owners have gotten together and donated a new manufactured home to Lebrun.
“A new home? Of course! Brand spanking new!,” Chet’s face brightens up as he describes the new home to ABC Action News.
“You know we are going to be able t, move him into a new home, a safer place,” Bingham said.
She began to tear up, emotions overcoming her as she realized the huge gift that had been bestowed up her father-like figure.
“It’s got a double fridge, beautiful in there,” he said.
The home is a god send, according to Bingham, and a healthy bank account to fund Chet’s new home expenses.
“As long as he lives now he’s never going to have to worry about his finances again,” Bingham said.
“I would like to meet them and thank them.” Chet said. “You were darn right, doesn’t happen to everybody every day,” he said.
Chet will move into his new mobile home in March.