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At Disneyland Paris, numerous services are available to make our holidays more enjoyable and even more magical. One of these services is the Disney Photopass+. I will explain everything you need to know about this Disney photo option. This way, you can better judge if the purchase is worth it or not, considering that this pass is also free for certain visitors.
What is Photopass+ Disney?
The Disney Photopass is an option available at Disneyland Paris. With the Disney Photopass, during your visit to the park and even after your visit, you can benefit from the photos taken by the park’s professional photographers at Disneyland Paris. To put it simply, when you visit Disneyland Paris, you will be photographed when you meet a Disney character or when you experience certain Disneyland attractions. These photos are taken by professionals. With your Disney Photopass+ service, you can retrieve these photographs on the dedicated website, directly in Disney stores, or at the photo kiosks located at the exit of the attractions. The Photopass+ is, therefore, a “pack” of all these photos.
What is the price of the Disneyland Paris Photopass+?
The price of the Disney Photopass, if you don’t benefit from any discount or advantage, is €74.99. But fortunately for you, it is possible to get it at a lower price or even for free! With the Photopass, you will have access to all the photos taken during your Disneyland Paris holidays, and the price remains the same. It’s a comprehensive package. When I mention “retrieving the photos,” I mean “downloading the photos.” You will receive digital files, and it’s up to you whether you want to print them or not (further explanations below).
Getting the Disney Photopass at a lower price
If you have a Disneyland Annual Pass, you can get a discount on the price of the Photopass.
- Disneyland Pass Silver: 10% discount
- Disneyland Gold Pass: free
How does the Disneyland photo service work?
Where to buy the Disney Photopass?
The service is not included in the hotel or ticket price. The Photopass+ can be purchased directly in Disneyland Park or Walt Disney Studio. It is conveniently available at the exit of attractions that offer the service and in a few other photo shops in the park. There’s no need to reserve it in advance; you can buy it upon arrival in the park in the morning or in the evening before the end of the day. This is quite convenient as it allows you to take the time to decide if it’s useful for you. (If you haven’t seen any characters and your arm is covering your children’s faces in all the attractions, the value of purchasing the Photopass is limited 😉
How does the Disneyland Photopass work?
When you visit a Disney character at a character meet-and-greet location, the photographer will give you a small card. If you already have a card, they will simply scan it. After that, you can continue your day as if nothing happened.
For the attractions, when you see your photos displayed on the screens at the exit of the attractions, you will see a number under the photo. Take note of it (or take a photo of it with your mobile phone). Then, simply give the number to a vendor, and they will add the corresponding photo to your “photopass card.” You can either wait until the end of the day to do this all at once or do it at the exit of each attraction. I recommend doing it all at the end of the day, as you will only need to queue up once to see a vendor.
At the end of the day, all your photos are grouped together on your photo card. You can view the photos on the kiosks located in the shops. If you decide to purchase the Photopass+ Disney, you will be able to download unlimited photos of your choice.
Print Disneyland Paris photos with photopass+
To print your Disneyland photos, you need to visit the Android or iOS application, or simply go to the website www.disneyphotopass.eu.
You will need to enter the code indicated on your Photopass. Your personal photos will then appear, and you just have to select the ones you’re interested in and print them in the desired format.
Tips and promotional codes for Photopass+ Disney
If you happen to separate during the day, it is possible to consolidate the “different photo cards” into a single card at the end of the day. When you receive your first card, immediately ask the photographers for a second card with the same number. This will save time and make it easier at the end of the day.
The Photopass is free with the Infinity annual pass and is valid for 365 days with the annual passes. So if you plan to visit Disneyland Paris multiple times throughout the year, consider getting an annual pass!
If you stay multiple days at Disneyland during a Hotel+Ticket package, you can use a single Photopass+ Disney pack. It is valid for the entire duration of your holidays. The photos are kept and available for several days after your departure.

domain: travel


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According to Iovine, Apple Music has no intent of acquiring any of its streaming competition.
Apple’s appetite for acquiring music streaming services, and the agonies and ecstasies that come along with them, has apparently been satisfied. Squelching reports that have persisted since June, a member of Apple Music’s senior leadership said the company has no current plans to acquire Jay Z’s Tidal or any other rivals. “We’re really running our own race,” Jimmy Iovine, who heads Apple Music, told BuzzFeed News in an interview. “We’re not looking to acquire any streaming services.” (Buzz Feed)
Earlier this week, reports surfaced about how much TIDAL financially lost in 2015.
Aspiro AB, the Swedish holding company that Jay Z and a group of other musicians bought in early 2015, recorded a net loss of 239 million Swedish kronor ($28 million) last year, according to a legal filing. That compared with a net loss of 88.9 million Swedish kronor in 2014. Over the same period, revenue rose 30% to 402 million Swedish kronor from 309 million kronor. (Wall Street Journal)
Back in July, TIDAL owner Kanye West went on a mini-Twitter tirade and suggested Apple Music should work with Jay Z.
In June, reports developed about Apple possibly looking into buying Jay’s TIDAL service.
Apple is exploring the idea of bringing on Tidal to bolster its Apple Music service because of Tidal’s strong ties to popular artists such as Kanye West and Madonna. The talks are ongoing and may not result in a deal, these people said. Terms of the potential deal aren’t known. (Wall Street Journal)

domain: economics


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October 27th, 2017 12:43 PM by T. Fanning
Last Updated: 10/27/17Friday's bond market has opened in positive territory despite stronger than expected results in a key piece of economic data. Stocks are mixed with the Dow up only 5 points and the Nasdaq up 101 points. The bond market is currently up 8/32 (2.43%), but selling late yesterday will prevent an improvement in this morning's mortgage rates. There were widespread upward revisions to mortgage rates of approximately .125 of a discount point late yesterday as bond selling intensified. This morning's gains should offset that increase, causing today's rates to be very close to Thursday's early pricing.Yesterday's 7-year Note sale was pretty weak with several benchmarks pointing towards a lackluster interest in the securities. While that is bad news for the broader bond market, it really wasn't the cause of yesterday's late selling. The downward move in bonds (upward move in yields and mortgage rates) started well after the results of the auction were posted.The preliminary reading of the 3rd Quarter Gross Domestic Product (GDP) was posted at 8:30 AM ET this morning. It showed that the economy grew at a 3.0% annual pace, noticeably better than the 2.4% that was expected. In addition, a secondary reading that measure inflationary pressures also came in higher than forecasted. Since bonds tend to thrive in weaker economic conditions, this data is unfavorable to the bond market and mortgage rates. Fortunately, traders don't seem to be too concerned about it.Also posted this morning but at 10:00 AM ET was the revised University of Michigan Index of Consumer Sentiment for October. It came in at 100.7, falling a little short of the 101.0 that was expected. The lower reading indicates surveyed consumers were less optimistic about their personal financial situations than previously thought. With weaker sentiment, weaker consumer spending usually follows. That makes the data good news for bonds and mortgage rates, but this was a minor variance in a moderately important report. Therefore, we are not seeing it have much of an influence on mortgage rates.Next week is packed with mortgage-relevant economic data, some of which is considered extremely important to the markets. We also have another FOMC meeting to contend with mid-week. One of those reports does come Monday (Personal Income and Outlays), meaning we may see movement in rates right out of the gate.If I were considering financing/refinancing a home, I would....Lock if my closing were taking place within 7 days...Lock if my closing were taking place between 8 and 20 days...Lock if my closing were taking place between 21 and 60 days...Float if my closing were taking place over 60 days from now...This is only my opinion of what I would do if I was financing a home. It is only an opinion and cannot be guaranteed to be in the best interest of all/any other borrowers.**http://www.hlmcolorado.com/DailyRateAdvisory
Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.

domain: finance


Within OIWOB, five partners from industry and research, develop an assistance system that supports orientation of visually impaired and blind people in their outdoor environment. Objects in a distance up to 10m are made audible to the user. The blind person will wear special glasses where miniature cameras are installed. These cameras film the environment, a microcomputer convert these visual information into audible. Sounds will be presented via open headphones so the user is able to percept natural ambient noise. The system conveys all geometric data of the objects like position, height or the like. System sounds are clearly artificial and can be distinguished from ambient noise. Objects with risk potential for the user are displayed haptically via a vibrating white cane.
The project is supported by Bundesminsterium für Bildung und Forschung (BMBF, Federal Ministry of Education and Research).
For further information see the project website (in german).
- HFC Human-Factors-Consult GmbH (Coordinator)
- RWTH Aachen, Institut für technische Akustik
- Karlsruhe Institut für Technologie (KIT), Institut für Mess- und Regelungstechnik
- Hahn-Schickard-Gesellschaft für angewandte Forschung, Institut für Mikro- und Informationstechnik
- Constin GmbH
- Vistac GmbH


The news of New Zealand calling off their limited-overs tour of Pakistan citing security concerns, left the cricket community in Pakistan unimpressed. But for Pakistan, cricket didn’t stop there. Pakistan Cricket Board announced the National T20 Cup, where Just For Men Pakistan, the #1 hair coloration brand of Bays International, is the proud sponsor of the tournament.
The National T20 Cup commences on September 23rd, where the first 18 matches will be played in Rawalpindi Stadium, while the remaining 15 will be held in Gaddafi Stadium, Lahore.
The former winners Northern will take on Balochistan in the opener of the National T20 Cup while Babar Azam-led Central Punjab will lock horns on defending champions Khyber Pakhtunkhwa, who is led by Mohammad Rizwan.
The stakeholder of Just For Men Pakistan, Director of Bays International, Ammar/Bashar Sohail said,” Being the #1 brand in the world for men’s grooming and a strong supporter of sportsmanship, we are ecstatic to be supporting cricket in Pakistan as the Associate Sponsors of National T20 and to be accelerating our national players to the International World Cup level. With this, we take the opportunity to grow and reach a very meaningful sports audience. May the best team win!”
Just for Men, the #1 brand in the world for men’s hair coloring, believes in the Freedom of Grooming. Their natural-looking results have won them multiple awards and praise from men all over the world. Now, coming to the pitch to score easy options to groom away from the grey, and look the way they want to, on and off ground.


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IMMOKALEE _ It's becoming clearer that Lake Trafford is on the mend.
Immokalee-area residents, public agencies and private organizations came together years ago to begin the environmental restoration of Lake Trafford, which became choked with noxious plants and laden with muck.
In February 2011, the community celebrated completion of the muck-removal project. After monitoring the lake, scientists say there are many positive signs that the restoration was successful.
The first indication of success is obvious: visibility has nearly doubled from less than six inches to about a foot. Desirable aquatic plants, including Vallisneria (eelgrass), bulrush, lilies and lotus, are flourishing. Plankton is stabilizing.
Wildlife, including alligators and black crappie, appear to be thriving and people are fishing. Anglers have reported catching 10-inch largemouth bass.
Ski Olesky, who runs Lake Trafford Marina, is excited to see the changes in the lake for both environmental and economic reasons.
"The county was out measuring and there is no algae and they just put 150,000 bass in the lake, which are starting to grow so we have great fishing, pontoon boat rentals and airboat rides. So this is a great thing and definitely for families," Olesky said. "If you want a great experience with the family, come on out – it's super fun and people see alligators, birds and a variety of plant life and wildlife."
Olesky provides hour-long airboat rides and rents fishing-only pontoon boats. There is no swimming at Lake Trafford.
"There is still no swimming but that's because of the wildlife – especially the gators – or else if you swim, you'd better swim fast," Olesky said.
The restoration of shallow Lake Trafford is important because it marks the headwaters of Corkscrew Swamp and the Imperial River and Cocohatchee River watersheds, along with the Camp Keais Strand and the Florida Panther National Wildlife Refuge watershed that drains into the Ten Thousand Islands.
It's the largest natural lake in Florida south of Lake Okeechobee. Plus, it is a source of ecotourism with recreational boating and fishing.
Lake Trafford used to have a sandy floor. Nutrient runoff in the watershed resulted in native aquatic vegetation shifting to thick layers of hydrilla, which is an invasive exotic plant. Herbicides controlled it but the dead plant material covered the lake bottom, which in turn released nutrients that triggered algae blooms.
Desirable aquatic vegetation helps keep sediments from making the water cloudy, which in turn, blocks sunlight. Sunlight is essential to the plant growth that provides the primary habitat for fish and invertebrates. These are crucial constituents in the food chain, especially for wading birds and fostering the right habitat for native fish.
Such an extensive environmental makeover didn't happen overnight.
Phases of Lake Trafford restoration began in 2004 with a total investment of $21.4 million. The project removed three feet of muck from the lake bottom between 2004 and 2007 before drought ceased operations. Another two feet of muck was removed from near-shore areas in 2009 and 2010. The effort included restoring native fisheries and development of a Watershed Protection Plan to reduce harmful nutrients.
"The most exciting part of a restoration project is actually seeing recovery of the ecosystem," said Daniel DeLisi, chairman of the Big Cypress Basin Board, the Collier County arm of the South Florida Water Management District.
Editor's note: The Daily News takes an occasional look back at people and issues that have been in the local news, though not lately. Have an idea? Post it below this story at naplesnews.com or call (239) 435-3457 and leave a brief message.
The Immokalee Chamber of Commerce initiated the restoration, resulting in a Lake Trafford Task Force subsidized by the Basin, water district and Collier County government. Support came from the Florida Department of Environmental Protection, Florida Fish and Wildlife Conservation Commission and U.S. Army Corps of Engineers. Environmental agencies such as the Audubon Society and the Conservancy of Southwest Florida got involved, as did Florida Gulf Coast University, which helped in monitoring and vegetation planting activities.
"This lake is an important part of the greater Everglades as well as a recreation destination and an economic engine for our area," DeLisi said.
In hopes of further improving public access to Lake Trafford, Collier County Parks and Recreation last year sought a $285,000 Conservation Commission grant for additional repairs to the county park there. The grant wasn't awarded.
"The county grant application was not funded by FWC but the county was encouraged to apply for design and permitting costs in this upcoming grant cycle," said John Torre, a Collier government spokesman. "We did get with Fish and Wildlife, which placed the boat ramp on a regular maintenance plan, which has improved the site greatly."

domain: biology


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Sheldon Richman summarizes the State. It's a shame more people don't see how barbaric and completely childish Statism is in so many ways:
Most people would agree that the sign of an individual’s maturity and rationality, not to mention social skills, is her understanding that the cooperation of others must be obtained exclusively through persuasion. If you want something from someone you make an offer or an argument. You don’t demand, bully, or terrorize. And yet we tolerate an institution that demands, bullies, and terrorizes as a matter of course across a large and growing range of matters. It doesn’t demand merely that we not harm others or take their belongings. It bullies us into turning over our money for all kinds of purposes. It demands that we comply with its (ever-changing) rules about what we consume, how we manage our medical care, and in what manner we trade with others — and whom those others may be. And it increasingly terrorizes us in its brutal crusade against self-medication.

domain: sociology


Ive got an ion with virtue
Got in a trade so havent shot it. Power button was broken so sent into virtue. Gpt the gun back now i relubed the gun. Not alota lube.
Brand new alkaline battery. Turns on.
Pull the trigger u can hear the solenoid.
But wont fire. Any help would help out alot. Thanks
Took my cp reg off serviced it. Worked than quit workin again
Replaced the the line that runs to the grip frame and works great now
Its actually an epiphany but has virtue cp reg. Cp on off and clamping feedneck
Bought the gun broken for $20. Great deal


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By Emily Cox
A new study indicates that the controversial chemotherapy drug Taxotere causes more problems and has a lower survival rate than the competing treatment Tecentriq.
Tecentriq, or atezolizumab, is a fully humanized, engineered monoclonal antibody that was approved in October 2016 to treat certain individuals with metastic lung cancer. The new generation treatment was introduced by Roche Group’s Genentech subsidiary. Taxotere, or docetaxel, is a highly potent taxane-based chemotherapy treatment. It was developed by Sanofi-Aventis in 1996 as an alternative to existing low-potency chemotherapy drugs like Taxol.
The study, published in the medical journal The Lancet, showed Taxotere to be associated with more frequent and severe side effects when used for treatment of non-small cell lung cancer than Tecentriq. The Lancet’s study also indicated that those treated with Tecentriq had higher survival rates.
The study was a randomized, open-label, phase 3, and controlled trial (OAK), conducted in 194 academic or community oncology centers in 31 countries between March 11, 2014 and April 29, 2015. Of the 1225 participants with non-small cell lung cancer recruited, the primary efficacy analysis was done on the first 850 test subjects with 425 randomly assigned to receive Tecentriq and 425 assigned Taxotere. With Tecentriq, researchers found that individuals classified as intention-to-treat (ITT) had a median overall survival of 13.8 months compared to 9.6 months with Taxotere. 43 percent of Taxotere patients experienced severe treatment-related side effects, while only 15 percent of patients treated with Tecentriq reported similar side effects. The study was payed for by Tecentriq developers.
The developers of Taxotere are already facing a growing number of lawsuits involving the chemotherapy treatment and permanent hair loss as more consumers learn that permanent alopecia is a side effect of Taxotere. Sanofi-Aventis has known about this side effect for more than a decade but only updated the U.S. label warnings on November 24, 2015, while these label changes were made in Canada and Europe in 2005 and 2012 respectively. According the Judicial Panel on Multidistrict Litigation (JPML), there were 705 lawsuits involving Taxotere as of January 17, 2017. The centralized litigation in the Eastern District of Louisiana under U.S. District Judge Kurt D. Engelhardt started with 33 cases in October 2016.
The multidistrict litigation alleges that Sanofi-Aventis encouraged doctors to use Taxotere instead of Taxol for breast cancer but failed to warn doctors and patients about the connection between permanent hair loss and Taxotere. Many of the plaintiffs who had slow-growing cancers ascertain that they would have chosen a different chemotherapy drug had they been warned about the risk.
While the study didn’t divulge the types of complications researchers found with Taxotere, one of the biggest issues addressed in recent lawsuits filed by women who received the drug for breast cancer is that equally effective alternative treatment options were available.
If you or a loved one underwent Taxotere treatments and experienced permanent hair loss, you may be eligible for compensation. Please fill out the contact form on this page, call Arentz Law Group at 1-800-305-6000, or text 800-440-4400 to begim a free review of your claim.

domain: medical


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NEW DELHI: After selling nearly 10 million devices in India last year, Lenovo-Motorola combine plans to set up a company-owned factory in the country as it expands aggressively. The company is closely watching developments around the rollout of GST and prevailing tax structures before taking a final view on the matter.
Dillon Ye, head for Lenovo’s mobile business group that also includes the Motorola division, said the Indian market has been growing strongly for the company, prompting it to look at portfolio upgrades and fresh investments.
“We are looking at potential options,” Ye told TOI when asked whether the company will set up its own plant in the country, following in footsteps of compatriots such as Oppo and Gionee.
“We are studying the government policy carefully, such as rollout of GST.” The company currently sources a part of its requirement from contractmanufacturer Flextronics that makes the devices at its Chennai facility. Phones sourced locally include Moto’s E and G models and Lonovo’s K Series.
Flextronics has a capacity to supply six million devices annually, which significantly falls short of Lenovo-Motorola’s requirements. And, with the company expecting stable growth over coming years, there will be greater need for local procurement. The government has provided fiscal incentives for devices being manufactured locally and current benefit for ‘Make in India’ products is roughly 12.5% (lower duty) when compared to sourcing the same from overseas. The benefit has even prompted Apple to look at local manufacturing.
The company is all set to manufacture from a plant in Bangalore and is understood to have given the contract for the same to Taiwan’s supplier Wistron. Local benefits have also prompted other Chinese makers to start sourcing in India.

domain: geography


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Person-centered Education – I: Patients' learning needs after colorectal cancer surgery
Keywords:Access to information, assessment, behaviors, care teams, colorectal cancer, colorectal surgery, educational needs, information seeking, patient, person-centered care, person-centered education
AbstractObjective: The purpose of this study was to describe patients' learning needs after colorectal cancer surgery as part of the development of person-centered education.Methods: Data were collected from a third level university hospital in the Canary Islands using a questionnaire, designed to measure colorectal patients' learning needs, named NECCR. It is a 32-item in 5 factors tool. The NECCR psychometric properties were tested using the Patient Learning Needs Scale as its basis. The questionnaire was completed by 79 patients with a response rate of 92%.Results: Patients felt that the most important information was about illness-related knowledge, improvements in the quality of life and surgical treatment and complications. Patients' learning needs increased with age, decreased with education level and were related to female gender. Women over 60 years old, the less educated and retired respondents had more learning needs.Conclusions: According to the narrative of patients themselves, more information is needed to enable patients to cope at home after discharge following colorectal cancer surgery. Demographic variables such as age, gender and education were clearly related to learning needs. Clinical professionals must therefore be alert in recognizing and evaluating the learning needs of their patients as part of efforts to increase the person-centeredness of clinical services and post-operative follow-up and care. They should pay attention to their own biases and in the education of future professionals about this topic.
Castells, A., Marzo, M., Bellas, B., Amador, F., Lanas, A., Mascort, J., Ferrandiz, J., Alonso, P., Piñol, V., Ferrandiz, M., Bonfil, X. & Piqué, J.M. (2004). Guía de práctica clínica en prevención del cáncer colorrectal. (Clinical Practice Guidelines for Colorectal Cancer Prevention). Journal of Gastroenterology and Hepatology 27, 573-634.
Johansson, K. (2006). Empowering orthopaedic patients through education. Doctoral Thesis. Turku University.
Johansson, K., Hupli, M. & Salantera, S. (2002). Patients' learning needs after hip arthroplasty. Journal of Clinical Nursing 11, 634-639.
Galloway, S.C. & Graydon, J.E. (1996). Uncertainty, symptom distress and information needs after surgery for cancer of the colon. Cancer Nursing 19, 112-117.
Showater, A., Burger, S. & Salyer, J. (2000). Patients' and their spouses' needs after total joint arthroplasty: a pilot study. Orthopaedic Nursing 19, 49-57.
Graydon, J., Galloway, S., Palmer-Wickham, S., Harrison, D., Rich-van der Bij, L., West, P., Burlein-Hall, S. & Evans-Boyden, B. (1997). Information needs of women during early treatment of breast cancer. Journal of Advanced Nursing 26, 59-64.
Mills, M.E. & Sullivan, K. (1999). The importance of information giving for patients newly diagnosed with cancer: a review of the literature. Journal of Clinical Nursing 8, 631-642.
Chen, S., Lai, Y., Liao, C., Chang, J. & Lin, C. (2009). Unmet information needs and preferences in newly diagnosed and surgically treated oral cavity cancer patients. Oral Oncology 45, 946-952.
Llewellyn, C.D., McGurk, M. & Weinman, J. (2006). How satisfied are head and neck cancer patients with the information they receive pre-treatment? Results from the satisfaction with the cancer information profile (SCIP). Oral Oncology 42, 726-734.
Newell, R., Ziegler, L., Stafford, N. & Lewin, R.J. (2004). The information needs of head and neck cancer prior to surgery. Annals of the Royal College of Surgeons of England 86, 407-410.
Gammon, J. & Mulholland, C.W. (1996). Effect of preparatory information prior to elective total hip replacement on psychologicla coping outcomes. Journal of Advanced Nursing 24, 303-308.
Funnell, M., Anderson, R., Arnold, M., Barr, P.A., Donnelly, M., Johnson, P.D., Taylor-Moon, D. & White, N.H. (1991). Empowerment: an idea whose time has come in diabetes education. The Diabetes Educator 17, 37-41.
Suhonen, R. & Leino-Kilpi, H. (2006). Adult surgical patients and the information provided to them by nurses: a literature review. Patient Education and Counseling 61, 5-15.
Gustafson, D., Arora, N., Nelson, E. & Boberg, E. (2001). Increasing understanding of patient needs during and after hospitalization. Joint Commission Journal on Quality Improvement 27, 81-92.
Bonovski, B., Sanson-Fisher, R., Girgis, A., Burton, L., Cook, P. & Boyes, A. (2000). Supportive care review group: evaluation of an instrument to assess the needs of patient with cancer. Cancer 88, 217-225.
Boberg, E., Gustafson, D., Hawkins, R., Offord, K., Koch, C., Wen, H., Kreutz, K. & Salner, A. (2003). Assessing the unmet information, support and care delivery needs of men with prostate cancer. Patient Education and Counseling 49, 233-242.
Galloway, S., Bubela, N., McCay, E., McKibbon, A., Ross, E. & Nagle, L. (1996). Patient Learning Needs Scale. Description and Administration Guidelines. Sunnybrook Health Science Centre. University of Toronto. Canada.
Lithner, M. & Zilling, T. (2000). Pre and postoperative information needs. Patient Education and Counseling 40, 29-37.
Uzun, O., Ucuzal, M. & Inan, G. (2011). Post-discharge learning needs of general surgery patients. Pakistan Journal of Medical Sciences 27, 634-637.
Finney Rutten, L., Arora, N., Bakos, A., Aziz, N. & Rowland, J. (2005). Information needs and sources of information among cancer patients: a systematic review of research (1980-2003). Patient Education and Counseling 57, 250-261.
Pinquart, M. & Duberstein, P. (2004). Information needs and decision-making processes in older cancer patients. Critical Reviews in Oncology/Hematology 51, 69-80.
Miles, A. & Mezzich, J.E. (2011). The care of the patient and the soul of the clinic: person-centered medicine as an emergent model of modern clinical practice. International Journal of Person Centered Medicine 1 (2) 207-222.
Miles, A. & Mezzich, J.E. (2012). Person-centered medicine: addressing chronic illness and promoting future health. International Journa


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Equity Bank has proposed to acquire 66.53 per cent issued shares of a Congolese bank (Banque Commerciale du Congo)
The share purchase agreement with George Arthur Forest will enable the Kenyan lender to amalgamate the business of Banque Commerciale du Congo (BCDC) with that of its existing banking subsidiary in the democratic republic of Congo, Equity Bank Congo SA.
The agreement specifies that Equity will pay a cash consideration of USD 105,000,000 for the 625,354 shares to be purchased inclusive of dividends declared after January 1 in respect of the financial year ending December 31
Banque Commerciale du Congo is a company which offers general banking, as well as personal, commercial, and residential loans. The Bank has branches throughout the Democratic Republic of Congo (formerly Zaire).
Three months ago Equity Holdings said it has entered talks with some shareholders of Banqué Commerciale du Congo (BCDC) to buy a controlling stake in the Congolese bank, stepping up its Africa expansion.
Equity, which already runs another subsidiary in the DRC, said the talks were likely to result in a cash transaction. It did not identify the BCDC shareholders who are selling.
In a statement on Tuesday, Equity said it has entered into a share purchase agreement with George Arthur Forest for the purchase of 66.53 per cent of the shares in BCDC.


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Infertility is known to decrease quality of life among adults. In some cases, infertility is caused by medical conditions and/or treatments prescribed in childhood, and using methods to protect or preserve fertility may expand future reproductive possibilities. Structured programs to offer counseling about infertility risk and fertility preservation options are essential in the care of pediatric patients facing fertility-threatening conditions or treatments, yet multiple barriers to program development exist. This report was developed from the institutional experiences of members of the Pediatric Initiative Network of the Oncofertility Consortium, with the intent of providing guidance for health care providers aiming to establish programs at institutions lacking pediatric fertility preservation services. The mechanics of building a fertility preservation program are discussed, including essential team members, target populations, fertility preservation options (both established and experimental), survivorship issues, research opportunities, and ethical considerations. Common barriers to program development and utilization, including low referral rates and financial concerns, are also discussed, and recommendations made for overcoming such barriers.
Keywords: Adolescent; Child; Fertility preservation; Program development; Tissue preservation.
Copyright © 2018 Society for Adolescent Health and Medicine. Published by Elsevier Inc. All rights reserved.
Conflict of interest statement
Dr. Pavone serves on the Ferring advisory board. All other authors have no conflicts of interest.
Utilizing the Experience of Consumers in Consultation to Develop the Australasian Oncofertility Consortium Charter.J Adolesc Young Adult Oncol. 2016 Sep;5(3):232-9. doi: 10.1089/jayao.2015.0056. Epub 2016 Mar 16. J Adolesc Young Adult Oncol. 2016. PMID: 26981709
Fertility Preservation for Pediatric Patients: Current State and Future Possibilities.J Urol. 2017 Jul;198(1):186-194. doi: 10.1016/j.juro.2016.09.159. Epub 2017 Feb 9. J Urol. 2017. PMID: 28189577 Review.
Effect of a formal oncofertility program on fertility preservation rates-first year experience.Transl Androl Urol. 2018 Jul;7(Suppl 3):S271-S275. doi: 10.21037/tau.2018.04.24. Transl Androl Urol. 2018. PMID: 30159232 Free PMC article.
A Study Protocol for the Australasian Oncofertility Registry: Monitoring Referral Patterns and the Uptake, Quality, and Complications of Fertility Preservation Strategies in Australia and New Zealand.J Adolesc Young Adult Oncol. 2016 Sep;5(3):215-25. doi: 10.1089/jayao.2015.0062. Epub 2016 Mar 16. J Adolesc Young Adult Oncol. 2016. PMID: 26981848 Review.
Fertility counseling and preservation: considerations for the pediatric endocrinologist.Transl Pediatr. 2017 Oct;6(4):313-322. doi: 10.21037/tp.2017.07.02. Transl Pediatr. 2017. PMID: 29184812 Free PMC article. Review.
Cited by 3 articles
Fertility considerations in men with testicular cancer.Transl Androl Urol. 2020 Jan;9(Suppl 1):S14-S23. doi: 10.21037/tau.2019.08.08. Transl Androl Urol. 2020. PMID: 32055481 Free PMC article. Review.
Encapsulation of ovarian allograft precludes immune rejection and promotes restoration of endocrine function in immune-competent ovariectomized mice.Sci Rep. 2019 Nov 12;9(1):16614. doi: 10.1038/s41598-019-53075-8. Sci Rep. 2019. PMID: 31719632 Free PMC article.
Fertility Preservation for Child and Adolescent Cancer Patients in Asian Countries.Front Endocrinol (Lausanne). 2019 Oct 15;10:655. doi: 10.3389/fendo.2019.00655. eCollection 2019. Front Endocrinol (Lausanne). 2019. PMID: 31681163 Free PMC article.

domain: health


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Pantone sugar bowl
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Areaware blockitecture garden city

domain: artistic


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(AD) Knott’s Berry Farm kicks off its 2019 Seasons of Fun with the all-new Knott’s PEANUTS Celebration. Families are invited to join Snoopy and the PEANUTS Gang in a variety of family fun. The park is all decked out with PEANUTS inspired décor, new character experiences, comic strip inspired photo opportunities, deliciously themed-treats and new whimsical shows. Experience the fun the Knott’s PEANUTS Celebration has to offer weekends through March 10, 2019, plus Presidents Day.
Over the weekend we were invited to participate in the fun! The celebration will have plenty of surprises hidden around every corner. As we walked through the gates, we were excited at the numerous photo opportunities. We were excited to step into a PEANUTS comic strip. Such a good laugh – and memory!
Camp Snoopy Theater: The Camp Snoopy Theater presents an all-new show: Space Beagle, featuring Charlie Brown and Lucy, as our beloved Snoopy becomes the first dog on the moon.
Also in Camp Snoopy, the Grand Sierra Railroad invites families to celebrate with the PEANUTS Gang as they head to the Beagle Bonanza in this new ride overlay.
Bird Cage Theater: We had the opportunity to learn how to draw Charlie Brown. Throughout the day, guests will have the opportunity to draw their favorite PEANUTS characters at the PEANUTS Sketch School. So easy to do, we followed step by step directions by a resident art teacher.
Calico Park: The PEANUTS Cowboy Jamboree, Franklin and Linus on a Western escapade as they transform into cowboys. These silly boys are leading the fun and games in Calico. While we were there, the girls had the opportunity to play a game, where they were claiming their stakes of land – also known as musical chairs.
In Calico, we stopped at the Livery Stable to visit Pig Pen and check out some of his favorite animal friends. Along the way, we had the opportunity to learn more about Knott’s resident donkey too.
Calico Mine Stage: The fun continues at the Calico Mine Stage where the Peanuts gang have two musical surprises. During the day, Sally and Schroder are back this year with The Music Goes Round and Round where we were dancing to the music through the ages. In the evening, the stage transforms into a musical extravaganza with Woodstock’s Musical Festival. The musical event will feature the Peanuts Gang joined by the family-friendly indie band The Jelly of the Month Club, performing a high energy rock concert for the whole family.
Fiesta Village: At Fiesta Village, we joined in with Spike’s Discoteca de Silencio, also know as the silent disco. It was so much fun! We grabbed a set of headphones and danced to one of three music stations belting out popular tunes from the 70’s, 80’s, 90’s on up current hits.
Delicious Treats: During the Knott’s Peanuts Celebration, be sure to pick up some of the delicious sweet treats offered throughout the park. Jelly bean funnel cake, jelly filled peanut butter mini bundt cake, Snoopy donuts, peppermint patty moon pie, Charlie Brown chocolate covered strawberries, Fruity Pebbles krispies, Charlie Brown brownies, lemon bars and The Great Pumpkin Bar. The kids will be begging for more! How can you say no to any of it?
Peanuts Merchandise: I loved walking through the park and seeing Peanuts merchandise everywhere. I kept picking out favorite shirts and sweatshirts wandering through the shops and people watching. During the Peanuts Celebration, commemorative shirts and goods are available for purchase throughout the park. All new this year, the Charlie Brown Spirit Shirt, that I’ve got my eye on. It’s adorable with PEANUTS across the back.
The best way to enjoy every weekend of the all-new Knott’s PEANUTS Celebration and all of the other Seasons of Fun is with a 2019 Season Pass. A Regular Season Pass includes unlimited admission in 2019 to Knott’s Berry Farm with no blackout dates, and a Gold Season Pass includes unlimited admission in 2019 to both Knott’s Berry Farm and Knott’s Soak City Waterpark with no blackout dates. Regular passes are just $98 or six easy payments of $15.50 and Gold Passes are $118 or five payments of just $18.50 after initial payment. These offers end April 28, 2019. Applicable taxes and fees apply online. Payment plans are only available at knotts.com. We just did it, and added parking as well as a drink pass. There are so many options, you just customize it to fit your family. Join us and reserve your passes today at https://www.knotts.com/.

domain: entertainment


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- 2 copies at Grand Rapids Public Library
current holds with
|Location||Call Number / Copy Notes||Barcode||Shelving Location||Status||Due Date|
|Main||Fiction Binelli (Text)||31307021973716||Fiction||Available||-|
|West Leonard||Fiction Binelli (Text)||31307021973724||Fiction||Available||-|
- ISBN: 9781627795357
- Physical Description: 201 pages ; 22 cm.
- Edition: First edition.
- Publisher: New York : Metropolitan Books/Henry Holt and Company, 2016.
|Bibliography, etc. Note:||
Includes bibliographical references.
He came on stage in a coffin, carried by pallbearers, drunk enough to climb into his casket every night. Onstage he wore a cape, clamped a bone to his nose, and carried a staff topped with a human skull. Offstage, he insisted he'd been raised by a tribeof Blackfoot Indians, that he'd joined the army at fourteen, that he'd defeated the middleweight boxing champion of Alaska, that he'd fathered seventy-five illegitimate children. The RB wildman Screamin' Jay Hawkins only had a single hit, the classic IPut a Spell On You, and was often written off as a clownish novelty act -- or worse, an offense to his race -- but his myth-making was legendary. In his second novel, Mark Binelli embraces the man and the legend to create a hilarious, tragic, fantastical portrait of this unlikeliest of protagonists. Hawkins saw his life story as a wild picaresque, and Binelli's novel follows suit, tackling the subject in a dazzling collage-like style. At Rolling Stone, Binelli has profiled some of the greatest musiciansof our time, and this novel deftly plays with the inordinate focus on authenticity in so much music writing about African-Americans. An entire novel built around a musician as deliberately inauthentic as Screamin' Jay Hawkins thus becomes a sort of subversive act, as well as an extremely funny and surprisingly moving one-- Provided by publisher.
Search for related items by subject
|Subject:||Hawkins, Screamin' Jay > Fiction.
African American musicians > Fiction.
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Taking inspiration from the popular Flat Stanley stories of the early grades, a fifth grade project at Shorecrest Preparatory School in St. Petersburg, FL reimagined the iconic character to help students study the immigrant experience at Ellis Island in the late 1800s.
Charged with creating a character and developing a story for him or her, the students took to the library to begin their research. “Remember, these characters’ stories must be authentic,” reminded fifth grade Social Studies teacher Sandy Janack. “What country is she from? What did she wear? What did his parents do for work? Why were they immigrating?”
Just as the students shared resources and ideas, so too did their teachers as Social Studies, Language Arts, Studio Art, and Technology faculty collaborated across disciplines. Mrs. Janack reinforced elements from a storytelling unit in Language Arts class, “We discussed the importance the setting, how the character needed a historically accurate problem, and the need to resolve that problem in a reasonable way.”
Once their stories were in place, the project moved to the art studio where teacher Cindy Williams supported the students through the process of hand-drawing the characters. The characters were then digitized in Technology class and imported into one of a number of apps including Book Creator and Comic Life, to overlay over real photo backgrounds from the original research sources.
In addition to drawing connections between subject areas, the project had a still deeper impact. “A number of students came back and told me about conversations they’d had at home with their parents about their family origins; the project connected students to their heritage.” says Janack.
According to one of the Shorecrest fifth graders, “One of the things that I enjoyed about this project was learning about all the history that happened at the Statue of Liberty. When I went to go see her I didn’t know what she really meant to people back then, now I do.”

domain: library


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Read 1 Samuel 27, Ezekiel 37, and Mark 3.
This devotional is about Ezekiel 37.
Here we have, perhaps, the most famous vision of Ezekiel—the valley of dry bones. Remember that Ezekiel was a very visual guy so many of God’s messages to him were in the form of stunning, even strange, visions that were highly visual metaphors for spiritual truth. Today’s passage is an excellent example. The Lord took Ezekiel to a valley and put him on the floor of that valley. As he looked in all directions, he saw human bones strewn across the valley (vv. 1-2). Then God asked him a very loaded question: “…can these bones live” (v. 3a)? Wisely, Ezekiel punted on the question; instead of giving a direct answer, Ezekiel deflected the question back to the Lord with the response, “Sovereign Lord, you alone know” (v. 3b). God then commanded Ezekiel to prophesy to the bones that the Lord would bring them to life (vv. 4-6). When Ezekiel obeyed, the bones flew together and assembled full skeletons (v. 7). Then, out of nowhere, they were covered with tendons and muscles and skin so that they looked like people, “but there was no breath in them” (v. 8).
Ezekiel then spoke again, calling in the name of the Lord for breath to enter these dead bodies (vv. 9-10). All of this would have terrified me, but for Ezekiel it was just another strange vision. At least, that’s how it seems. With this living army of soldiers standing all around Ezekiel, God gave him the interpretation of this vision. It was a vivid picture of how God was going to bring the dead nation of Israel back to life again (vv. 11-13). A change in metaphor (but not in meaning) happened in verse 15. There Ezekiel was commanded to write on two sticks—one to signify Israel and the other to stand for Judah (vv. 15-16). He was then to hold them in his hand so that they appeared to be one stick (v. 17). This indicated that God would not only resurrect Israel, he would reunite it (vv. 18-22).
Finally, God told Ezekiel some more detail about this incredible prophecy. This people, Israel, who had struggled with idolatry for hundreds of years would finally be devoted to God (v. 23). Furthermore, God promised, “My servant David will be king over them, and they will all have one shepherd.” This is a reference, of course, to David’s greater descendant, the Lord Jesus Christ himself. God promised that, when he came and took the earthly throne of David everything would be different. God’s people would be obedient to him (finally!—v. 24), would live in the promised land forever (v. 25) and would enjoy a thriving existence under God’s eternal covenant (vv. 26-28). This is all a reference to the coming Millennial kingdom of Christ. Despite all Israel’s sins, God has not abandoned his promises to them. Some day, Christ will rule over all.
It is amazing that Israel still exists today as a people. The Babylonians, the Assyrians, the Philistines, the Hittites have all be assimilated into other cultures and ethnicities. But God’s chosen people still exist; you’ve never met a Midianite but you’ve met more than one Jewish person in your life. All of this is evidence that God is keeping his promise to Abraham; when Christ returns, that promise will be completed. And, by the grace of God, we Gentiles will be included by faith when this happens!

domain: literature


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I comply completely with this system and will be happy to guide you on whether one of my classes will suit you.
Yoga in Pregnancy and as Therapy
For the safety and peace of mind of students and teachers, the Iyengar Yoga method (IYA UK) strictly regulates the teaching of yoga in pregnancy, and for medical conditions.
A regular practitioner at 38 weeks of pregnancy, continuing to enjoy the many benefits of headstand. The pose is suitable only for experienced students, working with a qualified, certificated Iyengar teacher.

domain: hobby


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The theologians involved are particularly interested in the implications that these changes bring to ecclesiology, and thus to the self-understanding of the church. Scientific analysis is necessary, but at the same time it is necessary to develop new theological perspectives in order to be able to deal with the crisis and formulate future scenarios for church life. The systematists Judith Gruber (Leuven), Gregor Maria Hoff (Salzburg) and Julia Knop, as well as the liturgical researcher Benedikt Kranemann (both Erfurt) initiated the project. Together with doctoral students and postdocs who will be involved in the coming years, they contribute specific expertise. While in Leuven intensive research has been done on liberation theology in recent years, in Salzburg questions of the theory of religion and culture have been in the foreground for a long time. In Erfurt, work has also been going on for a long time in the Theological Research Centre on questions of theology, church and secularisation.
The research team has already worked together in various contexts: Currently, an international publication project is in progress that deals with the reception of the Amazon Synod in and for Europe. For further cooperation, especially with young theologians, a European Graduate School for Research is now to be established. Small teams will work at the three locations. "For the Theological Research Centre," say Knop and Kranemann, "this will open up further perspectives for internationalisation." Networking will be ensured both digitally and through on-site workshops and research visits. The PhD students and postdocs should also benefit from the academic profile of the different universities. Fellows who will work at the various locations and in the overall project will also contribute to cooperation. Joint supervision of doctoral students is planned, as well as excursions, conferences and joint publications. Other researchers, also beyond Erfurt, Leuven and Salzburg, are to participate in the project, which is initially scheduled to run for three years.
The Stifterverband has now made 1.2 million euros available for the entire project. Various scholarships for the project will soon be announced at the University of Erfurt. A first digital meeting of all participants is planned for the beginning of the winter semester. As the Corona pandemic subsides, workshops will then quickly take place in presence.

domain: news


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|Stedman and Hutchinson, comps. A Library of American Literature:|
An Anthology in Eleven Volumes. 1891.
Vol. V: Literature of the Republic, Part II., 18211834
|A Sketch of Jefferson|
|By Charles Jared Ingersoll (17821862)|
[Born in Philadelphia, Penn., 1782. Died there, 1862. Inchiquin, the Jesuits Letters. 1810.]
MR. JEFFERSON was a man of an original cast of minda freethinker on all subjects. With abundant experience in diplomacy and politics, he was a master in intrigue. Though commonly too much governed by events, his system was nevertheless well settled; his mind penetrating, his judgment clear, and he looked into events deeply and dispassionately. His enemies will not allow him to be anything but a philosopher: his friends extol him as a sage. The tempestuous sea of liberty was his proper element, on which he ventured to a dangerous latitude, but without at least any personal misfortune. His manners were easy, though not elegant, his address unassuming and agreeable. His colloquial talents were considerable, and he understood perfectly the art of managing an unwieldy majority of the representativesan art, without which a President of the United States will always be a cipher. He lived in one corner of a half-finished, half-furnished palace, plain even to peculiarity in his appearance and establishment, accessible to everybody at all times, affecting the utmost republican simplicity, and as carefully subversive of common forms, as most men in his situation would have been carefully observant of them. His conversation was free, his entertainments sociable; and though all ostentation was avoided, it is said few men understood the elegant arts of society better than he did. He was well read in books, but better in mankind. Geography and natural philosophy were his favorite studies: and being industrious, temperate, and methodical, he never wanted leisure for these pursuits, notwithstanding numerous official avocations, a most extensive correspondence, and the distractions of a perpetual liability to unceremonious visits. But though geography and natural history are beholden to his researches and patronage, politics at last swallowed up all his ideas. As respected emolument and power he was moderate and disinterested. His conduct towards individuals, however, was too often marked by vindictiveness and duplicity, and the statesman frequently sunk in the politician. As sagacity was his strongest talent, insincerity was his most prominent defect. When he might have been re-elected President, he retired to his farm; and, whatever were his motives to this resignation, it certainly was in conformity with the principles he had always professed
| His policy was extremely republican and imperturbably pacific. Whatever may be the permanent effect of his measures on the welfare of America, and whatever may have been their immediate effect on the spirit and character of the American people, they were at any rate systematic and original. If they were experiments, they were tried on a great scale, and peace was their end. It seemed to be his ambition, and the invariable aim of his policy, to prove to the world that wars are not necessary to the preservation of peace, that a republican polity is susceptible of the utmost freedom without anarchy, and of combining with excessive liberty the utmost executive vigor, without incurring a despotism. For seven years of his administration, all his efforts appeared to aim at the diminution of his own authority, and the reduction of government, which he effected to such a degree, as to leave the people at last almost without any sensation of it. He had no talents for war, no pretensions to military fame. For the trophies of peace he contended, and withdrew before they could fade on his brow. His administration was original, pacific, and mostly prosperous. It remains for a few years to come to pass judgment on its wisdom. Probably it will be least approved where he seemed anxious it should be most, in its rudest democratic features; inasmuch as all extremes endanger the system they are intended to improve. The reign of Numa, the administration of Cardinal Fleury, and most other eras of extraordinary peace have been succeeded by destructive wars. Time will show whether this first of national blessings was purchased by Mr. Jefferson at too dear a price.|| 2|


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Publisher Annapurna Interactive has announced that musical platformer The Artful Escape will be releasing on PS5, PS4 and Switch on January 25.
Spotted on the PlayStation Store a few short days ago, this doesn’t come as a surprise, but it’s a welcome announcement all the same. Developed by the Australian team Beethoven and Dinosaur, The Artful Escape sees you playing as Francis Vendetti as he goes on a colourful, intergalactic adventure in order to step out from his famous uncle’s shadow and become his own performer and person (we gave it a 9).
Grab your guitar: @TheArtfulEscape is coming to PS5, PS4, & Nintendo Switch on January 25. Starring voice performances by Michael Johnston, Caroline Kinley, Lena Headey, Jason Schwartzman, Mark Strong, & Carl Weathers. https://t.co/A9gMWM9knh pic.twitter.com/gSp9mDhtlJ
— Annapurna Interactive (@A_i) January 18, 2022
Blending together dialogue, platforming and musical performances, The Artful Escape has captured the attention of many of us here at WellPlayed, with it even being Zach Jackson’s game of the year.
The Artful Escape is available now on Xbox Series X|S, Xbox One and PC and releases on PS5, PS4 and Switch on January 25.
Have you played The Artful Escape? Will you be picking it up on PlayStation or Switch? Let us know in the comments or on our social media.


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What Being A Nigerian Means By Ayodeji Lious
Being a Nigerian is a bitter sweet experience. There are certain things only a Nigerian will understand. Like when you say ‘Chai’, ‘Nawa’ and ‘abeg’. It has been very difficult for me as a linguist to translate these phrases into the English Language and even when I tried, I lost the flavor and the colloquial meaning these phrases move along with, thereby ruining all the fun. However, being a Nigerian doesn’t only has to do with our unique phrases that honestly can’t be truly translated into any language without dropping some certain juicy elements of the phrases. Being a Nigerian is tough for some, and most tough for others. There are so many things that are just “Nigerian”
It is hard to explain or even relate to if you are not Nigerian or if you haven’t been to Nigeria. Nigerians are strong people. We are smart people. We make things happen and because we are a country with some many diverts cultures and tribes, we are very competent in all areas, at least the areas we focus on. Personally I find no shame in being Nigerian. I am glad I am Nigerian, because being Nigerian itself throws you into certain conditions and situations that is tough and you just have to survive. How can you survive when there isn’t electricity in your area for a month? How can you manage to get that education you so crave despite all the expenses involved? How do you reply that mail immediately when you don’t even have access to internet or when you do, the internet is a cry for help? How do get a job in a receding economy with the shout all over the country about unemployment? How do you get your boss to stick to the appointment contract even when you get the job? How do you ascertain that the business you are about to invest in isn’t scam? How do you deal with getting a food on your table? These situations are not palatable but this is the reality of a typical Nigerian.
It is also noteworthy to mention that this is not the reality of some Nigerians. For some people, being a Nigerian isn’t hard, it isn’t tough. We are a very rich country but the wealth isn’t rightly or evenly distributed. That however isn’t the purpose of this article. The purpose is to name things that are just so “Nigerian”
I have come to realize that it is Nigerian thing to say that you have no money or that there is no money out there. I am not of the opinion that Nigerians are lying by saying this or that there is actually money out there (on the streets) my point is Nigerians have a way of downzoning everything. Perhaps this state of lack has being our reality for so long, we have adapted it into our thing. It is also noteworthy to mention that being a Nigerian isn’t a function of the government in regime. The situation of the economic might go from bad to worse under a government but being a Nigerian isn’t affected by this factor. A Nigerian will be a Nigerian regardless.
So what are the things that are so “Nigerian?”
It is a Nigerian thing to say you are broke just so that your friends or family won’t bother to ask you for financial assistance.
It is a Nigerian thing to look broke just so your neighbor won’t feel intimidated about not having.
Being religious is so a Nigerian thing, the funny thing is most Nigerians are not even really committed to the religion but it’s just right to a religious person, we believe it makes us “good people”
It is a Nigerian thing to hold very high class and expensive parties. Nigerians hardly do parties on a low scale. It is only truly a party when everything is high class and everywhere is filled up.
It is a Nigerian thing to complain about the state of the economy and insult our political leaders and generally have a good laugh about everything wrong with the government.
It is a Nigerian thing to bother only abut yourself while in Nigeria and appreciate Nigerians when you meet them outside the country.
It is a Nigerian thing to constantly want to leave the country, if you haven’t travelled out, you haven’t made it. If you have anything from overseas, it’s definitely original.
It is Nigerian to say exactly opposite of what you think or to say what you feel people want to hear.
Mostly importantly, being Nigerian mean you have to be smart, wise, fast and sharp


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Dec 27, 2011
Thank you to willbb for sharing this information regarding the likelihood of progression of liver damage in Hepatitis C.
Our aim was to assess the natural history of liver fibrosis progression in hepatitis C and the factors associated with this progression.
We recruited 2235 patients . We assessed the effect of nine factors on fibrosis progression: age at biopsy; estimated duration of infection; sex; age at infection; alcohol consumption; hepatitis C virus C (HCV) genotype; HCV viraemia; cause of infection; and histological activity grade. We defined fibrosis progression per year as the ratio between fibrosis stage in METAVIR units and the duration of infection (1 unit = one stage, 4 units = cirrhosis).
The median rate of fibrosis progression per year was 0.133 fibrosis unit (95% CI 0.125-0.143), which was similar to the estimates from previous studies (0.146 to 0.154). Three independent factors were associated with an increased rate of fibrosis progression: age at infection older than 40 years, daily alcohol consumption of 50 g or more, and male sex. There was no association between fibrosis progression and HCV genotype. The median estimated duration of infection for progression to cirrhosis was 30 years (28-32), ranging from 13 years in men infected after the age of 40 to 42 years in women who did not drink alcohol and were infected before the age of 40. Without treatment, 377 (33%) patients had an expected median time to cirrhosis of less than 20 years, and 356 (31%) will never progress to cirrhosis or will not progress for at least 50 years.
The host factors of aging, alcohol consumption, and male sex have a stronger association with fibrosis progression than virological factors in HCV infection.


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Now, in order to understand properly the work of the Catholic Church in creating and defending and perpetuating the Holy Scriptures, we must say a few preliminary words as to the human means used in their production, and as to the collecting of the Books of the Bible as we have it at present. There are some common erroneous ideas which we would do well to clear away from our minds at the very outset.
1. To begin with, the Bible did not drop down from Heaven ready-made, as some seem to imagine; it did not suddenly appear upon the earth, carried down from Almighty God by the hand of angel or seraph; but it was written by men like ourselves, who held in their hand pen (or reed) and ink and parchment, and laboriously traced every letter in the original languages of the East. They were divinely inspired certainly, as no others ever have been before or since; nevertheless, they were human beings, men chosen by God for the work, making use of the human instruments that lay to their hand at the time.
2. In the second place we shall do well to remember that the Bible was not written all at once, or by one man, like most other books with which we are acquainted, but that 1500 years elapsed between the writing of Genesis (the first book of the Old Testament) and the Apocalypse or Revelation of St. John (the last Book of the New Testament). It is made up of a collection of different books by different authors, forming, in short, a library instead of a single work, and hence called in Greek, “Biblia,” or “The Books”. If you had lived in the days immediately succeeding the death of Moses, all you would have had given to you to represent the Bible would have been the first five books of the Old Testament, written by that patriarch himself; that was the Bible in embryo, so to speak – the little seed that was to grow subsequently into a great tree, the first stone laid on which was gradually to be erected the beautiful temple of the written Word throughout the centuries that followed. From this we can see that the preacher extolling the Bible as the only comfort and guide of faithful souls was slightly out of his reckoning when he used these words: “Ah, my brethren! What was it that comforted and strengthened Joseph in his dark prison in Egypt? What was it that formed his daily support and meditation? What but that blessed book, the Bible!” As Joseph existed before a line of the Old Testament was penned, and about 1800 years before the first of the New Testament books saw the light, the worthy evangelist was guilty of what we call a slight anachronism.
3. Nor will it be out of place to remark here that the Bible was not written originally in English or Gaelic. Some folks speak as if they believed that the Sacred Books were first composed, and the incomparable Psalms of David set forth, in the sweet English tongue, and that they were afterwards rendered into barbarous language such as Latin or Greek or Hebrew for the sake of inquisitive scholars and critics. This is not correct; the original language, broadly speaking of the Old Testament was Hebrew; that of the New Testament was Greek. Thus our Bibles as we have them today for reading are “translations” – that is, are a rendering or equivalent in English of the original Hebrew and Greek as it came from the pen of Prophet and Apostle and Evangelist. We see this plainly enough in the title page of the Protestant New Testament – which reads “New Testament of Our Lord and Saviour Jesus Christ, translated out of the original Greek.”
4. A last point must always be kept clearly in mind, for it concerns one of the greatest delusions entertained by Protestants and makes their fierce attacks on Rome appear so silly and irrational – the point, namely, that the Bible, as we have it now, was not printed in any language at all till about 1500 years after the birth of Christ, for the simple reason that there was no such thing as printing known before that date. We have become so accustomed to the use of the printing press that we can scarcely conceive of the ages when the only books known to men were in handwriting; but it is the fact that, has we lived and flourished before Mr. John Gooseflesh discovered the art of printing in the 15th century, we should have had to read our Testaments and our Gospels from the manuscript of monk or friar, from the pages of parchment or vellum or paper covered with the handwriting, sometimes very beautiful and ornamental, of the scribe that had undertaken the slow and laborious task of copying the Sacred Word. Protestants in these days send shiploads of printed Bibles abroad, and scatter thousands of Testaments hither and thither in every direction for the purpose of evangelizing the heathen and converting sinners, and declare that the Bible, and the Bible only, can save men’s souls. What, then, came of those poor souls who lived before the Bible was printed, before it was even written in its present form? How were nations made familiar with the Christian religion and converted to Christianity before the 15th century? Our Divine Lord, I suppose, wished that the unnumbered millions of human creatures born before the year 1500 should believe what He had taught and save their souls and go to Heaven at least as much as those of the 16th and 20th centuries; but how could they do this when they had no Bibles, or were too poor to buy one, or could not understand it even if they could read it? On the Catholic plan (so to call it) of salvation through the teaching of the Church, souls may be saved and people become saints, and believe and do all that Jesus Christ meant them to believe and do – and, as a matter of fact, this has happened – in all countries and in all ages without either the written or the printed Bible, and both before and after it’s production. The Protestant theory, on the contrary, which stakes a man’s salvation on the possession of the Bible, leads to the most flagrant absurdities, imputes to Almighty God a total indifference to the salvation of the countless souls that passed hence to eternity for 1500 years, and indeed ends logically in the blasphemous conclusion that our blessed Lord failed to provide an adequate means of conveying to men in every age the knowledge of His truth. We shall see, as we proceed, the utter impossibility of the survival of Christianity, and of its benefits to humanity, on the principle of “the Bible and the Bible only.” Meanwhile we can account for the fact that intelligent non-Catholics have not awakened to its hollowness and absurdity only by supposing that they do not sufficiently realise, “read, mark, learn, and inwardly digest” (as the English Prayer Book says) this single item of history: The Bible was not printed till at least 1400 years after Christ.
God Bless BJS!!
Taken from Where We Got The Bible: Our Debt to the Catholic Church by RT REV HENRY G. GRAHAM I am not the Author merely the distributor.


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Agios Ioannis ( Saint John the Baptist )
Name Day: January 7
This is a high quality Byzantine icon paper reproduction with glossy finish, mounted on a wood frame. The back of the icon has a hole for wall mounting.
This is a replica of a hand-made icon by iconographer and painter Zafiris. The original may be available for purchase and a quote will be provided upon request.
Size in inches: 5 x 7 x 1
Saint John the Baptist was a Jewish preacher and ascetic. He drew large crowds on the banks of the River Jordan, demanding from them repentance and baptism in view of the imminent coming of the Kingdom of God. Jesus was one of those whom he baptized. He was killed by Herod Antipas, whom he had denounced for his marriage. The historian Josephus writes that Herod had John killed for fear that John might raise a rebellion. Jesus' own ministry followed John's, and some of Jesus' early followers had been followers of John. Like Jesus, John preached at a time of political, social, and religious conflict, and he prophesied that fire was coming to destroy the wicked.


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Electronic Variable Volume Ceiling Diffuser - VCD, VRD, VSD1
Rickard VAV Diffusers control Room Temperature by adjusting the volume of air at the diffuser outlet. By changing the diffusers exit geometry, Coanda, Air Velocity and Throw is maintained at minimum and maximum volume. This technology prevents cold air from dumping at minimum, ensures excellent ventilation, air mixing, Air Change Effectiveness (ACE) and therefore thermal comfort (ADPI). Rickard VAV diffusers reduce pressure loss in the system due to their aerodynamic design and the absence of restrictions in the duct work.
Rickard VAV Diffusers control Room Temperature by adjusting the volume of air at the diffuser outlet.
By changing the diffusers exit geometry, Coanda, Air Velocity and Throw is maintained at minimum and maximum volume.
This technology prevents cold air from dumping at minimum, ensures excellent ventilation, air mixing, Air Change Effectiveness (ACE) and therefore thermal comfort (ADPI).
Rickard VAV diffusers reduce pressure loss in the system due to their aerodynamic design and the absence of restrictions in the duct work.
Green Building Benefits. Receive Management, Indoor Environmental Quality and Energy Efficiency Credits by using Rickard VAV Diffusers.
Rickard MLM controls use energy efficiently. Rickard MLM Diffusers use - 2.4 VA (24VDC 100mA) only when the motor is running. MLM24 Power Supply Units use – 40VA (220VAC .2A) or (115VAC .35A) max and can supply up to 15 diffusers. MLM Master Communications Units (MCU2) use – 10VA (24VAC .4A) max and can connect to 60 diffusers.
ON-BOARD SENSING ACCURACY
Rickard Diffusers use innovative forced induction technology resulting in accurate room sensing and flexible zoning.
Master/Slave changes are achieved by installing an onboard controller that is accessible from below the ceiling and is activated using Rickards Free Software.
Electronically adjustable maximum and minimum control disc limits allow designed airflow volumes to be achieved.
Global manual commands (all diffusers can be driven open) reduce commissioning costs.
Cost effective BACnet BMS integration.
CAPITAL & OPERATING COST
Low diffuser height (100mm) can reduce a buildings overall cost by reducing the height of the ceiling void.
Included Jubilee Clamp saves time and material when attaching the flex.
Included plastic packaging can be used to protect the Tile once installed.
Light weight Diffuser.
Tile can be installed separately if required.
Our diffuser range fits most ceiling styles.
No regular maintenance is required.
Working components are all accessible from below the ceiling. No skilled labour or special tools are required.
Diffuser life cycle testing gives peace of mind far beyond our two year warranty period (Electronic diffuser range). Life cycle testing is based on 3000 operating hours and 4000 control cycles per year and is the equivalent of 30 years of service.
The Rickard range of ceiling diffusers offers a clean uncluttered look. The design hides the internals, is pressed to lie flush with the ceiling and comes in a range of colours and styles to satisfy different tastes.
Rickard offers a 2 year manufacturer’s warranty on its Electronic VAV diffusers. Please see Terms and Conditions for a full description of our warranty.
Working plastic components are moulded in glass reinforced Makrolon – Makrolon is flame retardant and chlorine and bromine free when burnt. The Rickard Thermo-Disc and Electronic actuators are moulded in Makrolon and are UL Certified.
Stainless steel safety cable supports the working sub-assembly when detached from the back pan.
VAV COOLING AND HEATING
VAV COOLING WITH TERMINAL REHEAT
The RICKARD VARIABLE GEOMETRY VARI-DISC CEILING DIFFUSER is designed for general building zones where uniform radial discharge is the most suitable and desirable supply air distribution pattern. The basic diffuser is available in a wide range of options to suit every individual requirement.
Optimum performance in terms of uniform air distribution and low noise levels have been combined with simple construction and aesthetically pleasing appearance to provide a unit which is both functional and reliable. All diffusers are of steel construction and are finished in a chip resistant baked epoxy coating which is available in a wide range of colours to suit architectural requirements.
Room temperature is controlled by varying the supply air volume in accordance with demand. Volume control is achieved by moving a disc, known as a control disc, vertically up and down within the diffuser so as to vary the aperture through which the air passes. This is effectively what constitutes the “VARIABLE GEOMETRY” concept which maintains acceptable air movement in the room throughout the range from 100% down to as little as 25%.
The position of the control disc is varied by means of an electric actuator which drives the control disc in response to a signal received from a temperature controller. When used in conjunction with one of the RICKARD controllers, the diffuser will control room temperature on a proportional/integral basis. Air is discharged in a horizontal 360º pattern. Used in conjunction with our MLM controls, maximum and minimum supply air volumes may be adjusted to suit the particular design conditions.
In some cases, extra heating may be required in a particularly cold office or corner of the building. In these cases top-up heaters are available. Rickard’s top-up heaters are modular and are easily added to a diffuser to ensure an occupants comfort levels are satisfied.
Rickard offer a number of temperature sensing/controller options: On-board controller and sensing located on the diffuser for maximum floor layout flexibility. A wired wall thermostat with combined controller, sensor and set-point adjuster giving the occupant maximum control and sensing accuracy with slightly less layout flexibility. An on-board controller and sensing with remote infra-red set-point adjuster for maximum flexibility and individual temperature control. An on-board controller with wired remote sensing for exceptionally accurate room sensing. Please see the following Catalogue Sections for more information: Room Sensing Options, Wall Thermostat, Hand-held Infra-red Set Point Adjuster, MLM and MLC Controls Sections.
The first consideration when designing a system is to calculate the required supply air volume and temperature to satisfy room conditions at maximum heat loads. It is recommended that ducting is sized using static regain design principles. Supply air velocities in branch ducts should be between 3.5 and 7.5m/s (650 and 1500ft/min).
This is the distance from the centre of the diffuser to the point at which the supply air velocity has reduced to 0.25m/s (50ft/min) when measured 25mm (1 inch) below the ceiling and the control disc is in the fully open position. Coning occurs when two airstreams travelling in opposite directions meet and result in a downward moving cone of air. A similar effect is experienced should a diffuser be positioned at a distance from the wall that is less than its throw. The air will strike the wall and flow in a downward direction such that the point at which the air reaches a velocity of 0.25m/s (50ft/min), the sum of the horizontal and vertical travel of the air is equal to the diffuser throw. Throw remains at acceptable levels throughout the range of air flows, a feature of the variable geometry VAV diffuser concept.
NOISE LEVEL REQUIREMENTS
The published diffuser noise level must be checked to ensure it is within the project specification. Published diffuser noise levels represent only the noise generated by the diffuser and do not take into consideration any duct-borne noise.
DUCT STATIC PRESSURE
Diffuser performance has been established using diffuser neck TOTAL pressure, although that which is normally known or measured is duct STATIC pressure. What happens between the duct and the diffuser depends on the length and type of flexible duct being used. For simplicity, it can be assumed that the duct STATIC pressure is approximately equal to the diffuser neck total pressure. This is a valid assumption for systems where flexible duct lengths are not excessive and can be explained briefly as follows:
The static pressure loss due to friction in the flexible duct (±10Pa or 0.04ins Wg) would normally be about the same as the velocity pressure in the neck of the diffuser and since total pressure is the sum of static and velocity pressure, we can say that neck total pressure is numerically approximately the same as duct static pressure. Although the tables reflect diffuser performance for neck total pressures ranging from 20-100Pa (0.04-0.40ins Wg), caution should be exercised when selecting diffusers outside the 40-80Pa (0.08-0.32ins Wg). At lower pressures air movement and induction may be insufficient and at higher pressures draughts and excessive noise may result. Best results are obtained when diffusers are selected at pressures of 40-60Pa (0.08-0.24ins Wg). Bear in mind that all diffusers served by a common duct will all operate at the same static pressure as controlled by the pressure control damper. Therefore diffusers which are able to supply more air than is necessary will be driven partially closed by the temperature controller and hence the system becomes self-balancing.
NOTE: Avoid upstream restrictions such as manually adjusted dampers or squashed flexible ducting. The reason being that at maximum flow any restrictions will result in a significant static pressure loss (which for some cases may be desirable) whereas at minimum flow conditions offer virtually no restriction, which will result in the static pressure at the diffuser being too high at minimum flow causing over-cooling/heating.
DETERMINING MAXIMUM CEILING HEIGHT
The drawing below describes how to determine the maximum ceiling height that can be achieved from a diffuser. Please see the diffuser performance data page for airflow, throw, noise and pressure information.

domain: design


text: My husband and I enjoy Harrahs Laughlin so much. We like the south tower. It is close to gaming. The rooms are a little dated but hey you only sleep a few hours. The rooms have always been clean and ready when we check in. Everyone is friendly and helpful.


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The Assam State Commission for Protection of Child Rights has decided to register a case.
The Assam Police team were in three vehicles and a tractor. Hussain suffered two bullet injuries on his head and one on his leg.
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domain: law


Mississippi Gulf Coast residents and visitors alike will have more shopping options within a few short years when the new million-square-foot Gulf Coast Galleria opens in D’Iberville, Miss. With more than 750,000 square feet of retail space, the mall will incorporate restaurants, a five-story hotel, and water features on its grounds.
Public relations pieces by CBL & Associates Properties, Inc., note that “Gulf Coast Galleria … will … serve as the largest, most modern shopping destination between Mobile, Alabama and New Orleans … . Strategically located at the major interstates of I-10 and I-110, … the mall sits on the gateway to Biloxi’s casinos and picturesque beach resorts that attract nearly 15 million visitors each year and adjacent to the much anticipated Ocean Expo, a 150,000-square-foot aquarium opening in 2014.”
City officials told the Sun Herald that the complex will cost between $250 million and $300 million. The D’Iberville City Council is scheduled to vote Aug. 20 on the Galleria plans and the grand opening is set for 2015.
Read more here:


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Construction firm Carillion has sweetened its proposal of a £3bn merger with rival Balfour Beatty by offering the latter's shareholders an extra cash dividend of 8.5p per share if the deal progresses.
Carillion has persisted after a disagreement over the inclusion of Balfour Beatty's US consultancy division, Parsons Brinckeroff, appeared to be a deal-breaker.
Carillion, which has just posted a 5% pre-tax profits increase, said in a statement: "Carillion continues to believe in the powerful strategic logic and financial benefits of a merger with Balfour Beatty and is therefore continuing to consider its position."
According to Carillion, the two companies would save at least £175m (€218m, $292m) annually by the end of 2016 and overall the deal would translate into £1.5bn in savings for the combined entity; there is, however, an initial cost involved.
"It is expected that the realisation of the identified synergies would result in one-off exceptional cash costs of approximately £225m, largely incurred in financial years 2015 and 2016," said Carillion.
Balfour Beatty rebuffed Carillion's approach on the grounds that its £200m sale of Parsons Brinckeroff is now "well advanced".
"While the board is mindful of the synergies that might be achieved through a combination with Carillion, the board has concluded that there are a number of significant risks many of which cannot be mitigated," Balfour Beatty previously said.
Carillion reported profits before deductions of £67.5m for the six months to the end of June, compared with £64.2m a year earlier.
Balfour Beatty is the UK's largest construction company, with a market cap of £1.6bn, while Carillion is worth £1.4bn.


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SCOR Investment Partners, the asset management company of the global reinsurance group SCOR, won a new investment mandate from the roughly $20 billion City of Zurich Pension Fund in recent weeks.
The City of Zurich Pension Fund is one of the largest in Switzerland and operates pensions and other insurance benefits for all employees working for the City of Zurich, as well as for more than 160 associated companies.
The City of Zurich Pension Fund has been allocated to insurance and reinsurance linked investment strategies since 2017.
It began with allocations to life settlements and life insurance linked investments at first through asset manager Broadriver and later through MiraVast.
The pension then added its first allocation to P&C insurance-linked securities (ILS), with an investment in funds managed by reinsurance specialist investment manager Elementum Advisors in 2019.
According to the latest information from the City of Zurich Pension Fund, the pension added another ILS fund allocation at the beginning of 2021.
That was to SCOR Investment Partners, the asset manager of the SCOR reinsurance group which currently counts almost $1.8 billion of assets under management, as of December 2020.
For the City of Zurich Pension Fund, insurance-linked securities (ILS), across its life related and P&C fund allocations, account for roughly 2% of its total fund assets.
With more than more than 18 billion Swiss francs under management, around US $20 billion, that 2% would account for around US $400 million allocated to ILS and reinsurance at this time.


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Please read my first A Little Bit Lately post to find out what these are all about, although I’m sure you get the idea. These have been inspired by Sometimes Sweet’s Currently posts so check her out if you like it!
In an attempt to hibernate I have been very unproductive the last few weeks and instead of doing any real work I’ve been reading, reading and then reading some more. It means I’ve flown through quite a few books (check out my Autumn reading update) which is great but I think I’ll have to come back into the real world soon. At the moment I’m working my way though the Throne of Glass young adult series and just this week have started the latest book Empire of Storms. They are great it you love fantasy, different to anything I’ve read for a while, fast paced and entertaining.
We haven’t watched that much TV this month and have caught up on a few films we fancied watching. My husband had recorded Frank which I wasn’t too sure I’d like but in the end absolutely loved it. It’s a few years old now but is one of the best films I’ve watched for a while, made me laugh out loud whilst still being incredibly sweet. I also went to see The Girl On The Train with a friend – it’s one of those I wanted to see as I loved the book but I didn’t go in with very high expectations. I actually thought they did a great job with the film, even with the change of location to New York, it all worked and Emily Blunt was amazing.
I went to see PJ Harvey this month with an old friend. We realised that we went to our first gig together 17 years ago, we spent most of our high school years doing the same so it’s a little surreal for us both to be out, away from the kids, revisiting our youth! Sadly, I don’t have quite the same energy levels as I did at fifteen but it was a fab night out. I’ve never seen her live before and she didn’t disappoint, her voice is just something else, even better live than on her albums.
I always find this time of year quite hard, I think it’s the time in between Halloween and Christmas when you are just waiting for the festivities and winter is starting to set in. We don’t get out as much and I start to feel a little cooped up. Still, there are always a few things I’m loving; I read this post from Kerri Ann at Life As Our Little Family a few weeks ago and I loved it. It’s called The Importance of Love and it’s well worth a read, totally appeals to the romantic in me and I could relate to so much of it. Although the weather has been awful this week I am still enjoying the Autumn colours, I’ve never taken so many photo of leaves! They seem particularly gorgeous this year and it makes the walk to school that bit more bearable.
I’ve been trying to get all my Christmas shopping out the way early so most of my thoughts are consumed with that. Earlier in the year the plan was to make a few things; I always bake some cookies and I wanted to do chutney this year but we are already at the end of November and I haven’t made any yet. Maybe I’m not too late if I can get it done this week! I crocheted myself a hat this week which I’m stupidly proud of as I very rarely actually finish any crochet projects. I didn’t take me long at all so may be able to whip up a few more for the boys for Christmas. Other than children we don’t actually buy that many gifts anymore, we decided a few years ago to cut down on what we bought and just try to see family instead. You reach a stage where you just aren’t sure what to get and end up buying for buying’s sake which just seems silly. It makes the whole run up to Christmas a lot easier for us and the gifts I do buy I have the time to put thought into.
Some bits of life lately over on my Instagram


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How to Get a Move forward With Ralph
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SpotMe helps entitled associates if you want to overdraft around $200¹ in credit card bills with out expenditures. Whether you will need a container involving petrol in addition to a holder of household goods, Chime’azines got the back. Cash advance finance institutions can’t garnish the Social Stability to cover any loss. The initial you could spend any Societal Stability is at the age of 62, if you’ll consider more money in the event you hold off until a person’ray 80.
Will i Get a Progress As opposed to My Tax Repayment?
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Buy and hold real estate investing is a popular way to diversify your portfolio. It can also provide a steady stream of income that you can use throughout retirement and beyond. However, before you get started, there are a few things you should know about buying and holding real estate properties.
The First Step: Choose Your Market Area
To maximize the profitability of your investment, you must choose a promising market area. This means finding a location where rental rates are expected to rise and property values appreciate over time. This will help minimize any risks that could tamper with the performance of your property and ensure that you can meet your investment goals.
Next, you should conduct a market analysis to determine whether the property in question is a good investment. Ideally, you should do this before you make any negotiations. You should look at the current rent prices and vacancy rates in your chosen market area so you can make an informed decision on how to finance the purchase. Also read https://www.as-ishomebuyer.com/sell-my-house-cash-san-antonio-tx/
When choosing your market area, you should consider several factors such as rental rates, property appreciation, and the availability of affordable housing. You should also take into consideration the availability of amenities such as schools and parks in the area to increase the likelihood of renting your property.
The second step is to select your financing method. You can choose from a variety of options, including hard money loans, seller financing, partnerships, or traditional bank mortgages.
Another option is to borrow against the equity you have built in your current property. This can allow you to save up for a new home or other investment property faster and build more wealth.
You can also leverage your IRA to buy and hold real estate investments. This is a great way to grow your savings and reap cash flow and appreciation benefits while taking advantage of tax breaks.
When you are ready to start buying, consider using an online platform that can help you find the right property for your investment needs. These platforms offer tools such as a Heatmap, property finder, and a range of other features to help you make the best purchasing decisions.
The Most Common Buy-and-Hold Strategy
Investors who use the buy-and-hold real estate strategy usually plan to hold on to their property for years before selling it for a profit. During the process, they usually earn income from long-term tenants and benefit from the gradual increase in the value of their property.
Generally speaking, these investors buy a property at below-market costs and renovate it to sell for a profit. Typically, they hold on to these properties for up to five years or more before they sell them for a substantial profit.
The BRRRR Method
Many buy-and-hold real estate investors follow the BRRRR method, which stands for Buy One, Refinance One, and Raise Money for Another. This is a popular strategy because it allows investors to buy multiple homes and rent them out in order to generate additional income.