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The U.S. House of Representatives on Monday approved a one-year extension of the federal Perkins Loan program, which is set to expire this week.
House lawmakers passed, on a voice vote, legislation that would allow the federal Perkins Loan program to continue through next September. Unless the Senate acts, the Perkins Loan program will expire at midnight on Thursday. If the program were to expire, colleges would be able to continue to make Perkins Loans to some students who need the financing to finish their degrees, but colleges would be unable to make any new loans.
Passage of the House bill on Monday sends the fate of the Perkins Loan program to the Senate. Senator Lamar Alexander, the Tennessee Republican who heads the Senate education committee, has called for eliminating the Perkins Loan program as part of an effort to simplify and streamline the federal government’s student loan programs.
Senator Patty Murray of Washington, the top Democrat on the education committee, has said she doesn’t want to see the program expire.
In a statement, Education Secretary Arne Duncan said that Perkins is an “important campus-based financial tool” and called on Congress to “make it larger, better targeted and more effective at helping students and families.”
The legislation that cleared the House on Monday would also extend for a year two federal higher education committees, the National Advisory Committee on Institutional Quality and Integrity, which advises the education secretary on accreditation issues, and the Advisory Committee on Student Financial Assistance.
Senator Elizabeth Warren of Massachusetts was in Wisconsin Saturday to boost the election chances of fellow Democrat Russ Feingold, a former U.S. senator seeking to return to that position. The Milwaukee Journal Sentinelsaid that she focused on student debt issues, noting that Republicans (including Feingold's opponent, Senator Ron Johnson) have blocked her legislation that would result in lower interest rate options for many borrowers. Feingold also focused on student debt, saying that it was an issue about which he was hearing regularly on the campaign trail. Feingold said one student recently told him that students discuss their debt situations on first dates. "We need a better ice breaker for kids," quipped Feingold.
Submitted by Paul Fain on September 28, 2015 - 3:00am
College Abacus is a free online tool for students and families to compare college pricing -- using net-price estimates taken from colleges and federal databases. The tool, which is owned by ECMC Group, a nonprofit loan guarantor, was one of several outside entities the U.S. Department of Education collaborated with on new data from the White House's College Scorecard, released earlier this month. College Abacus got early access to information from the large data sets that undergird the Scorecard, incorporating it into the online tool.
On Monday the group announced the release of a new tool aimed at low-income students. In addition to net-price comparisons, the new Pell Abacus uses data from the Scorecard to display college-specific information on financial factors such as average loan payments for Pell Grant recipients, the percentage of students who receive Pell Grants and the average monthly income percentage spent on federal loan repayments after college.
“By making this process simple to navigate without tax forms and accessible on mobile phones, we’re removing some of the key barriers preventing low-income students from exploring their full range of college options,” Abigail Seldin, co-founder of College Abacus and vice president of innovation and product management at ECMC Group, said in a written statement.
With just a week before the federal Perkins Loan program is set to expire, a bipartisan effort to extend the program emerged in the U.S. House on Thursday. Representatives Mike Bishop, a Michigan Republican, and Mark Pocan, a Wisconsin Democrat, introduced a bill that would allow the Perkins Loan program to continue through next September.
Colleges and higher education groups have stepped up their lobbying in recent weeks to prevent the program from expiring next Thursday, Oct. 1. Some Republicans have been critical of the program as they look to simplify and streamline the array of federal student loan options.
Representative John Kline of Minnesota, the Republican who chairs the House education committee, said Thursday that he supports the one-year extension. “The current financial aid system is too confusing, complicated, and can discourage students from pursuing a college degree,” he said in a statement. “But this is just one of many challenges facing today’s higher education system. This bill will ensure we continue to support students and institutions while we continue our larger effort to strengthen higher education.”
Beyond debates about whether the Perkins program should continue, lawmakers also need to come up with more than $500 million elsewhere in the budget to offset what the Congressional Budget Office has determined is a cost of renewing the program.
The deal reached by Democrats and Republicans on the House education committee Thursday would pay for the program’s renewal by scaling back the program’s grandfathering provisions, reducing the amount of time that borrowers are eligible to receive additional Perkins Loans.
Under the bill, students who receive a Perkins Loan for the current 2015-16 school year (or those who previously received one) will be eligible to receive additional Perkins Loans until March 31, 2018, instead of Sept. 30, 2020, which is the current law.
Separately, the Perkins Loan extension bill would also renew for one year the authorizations of two higher education committees: the National Advisory Committee on Institutional Quality and Integrity, which advises the Education Department on accreditation issues, and the Advisory Committee on Student Financial Assistance, which makes recommendations to policy makers on financial aid issues.
Submitted by Paul Fain on September 24, 2015 - 3:00am
Deb Bushway, the interim associate dean at the University of Wisconsin-Extension, has joined the U.S. Department of Education as an adviser to Under Secretary Ted Mitchell, a spokeswoman for the department said Wednesday. Bushway will focus on innovation in higher education during her post, which is temporary.
The role appears similar to one recently vacated by Paul LeBlanc, president of Southern New Hampshire University. LeBlanc spent three months as an unpaid adviser to Mitchell. His focus included two experimental sites projects -- on competency-based education and on partnerships between traditional institutions and noncollege providers, including boot camps, online course providers and corporate training entities. The experiments waive some requirements for participation in federal aid programs. The department this week said it will release further guidance for the competency-based education one, and the feds plan to announce the alternative provider project soon.
Bushway is an expert on competency-based education. Prior to arriving at Wisconsin, where she has worked on a direct-assessment competency-based education program that does not rely on the credit-hour standard, Bushway worked as chief academic officer and vice president of academic innovation at Capella University. She helped develop the direct-assessment degree tracks at Capella, a for-profit chain. Bushway also previously worked at Minnesota's Metropolitan State University.
"Having an experienced, respected practitioner voice at the table when policy is being made is enormously helpful," LeBlanc said in a written statement. "Deb can bring institutional realities to bear in ways that help the department and those it regulates."
The department in the past has tapped officials who work at colleges as temporary advisers. In 2012 Karen Gross, who was then president of Southern Vermont College, served in a similar role at the department. Even so, some critics said LeBlanc's appointment raised at least the appearance of a conflict of interest, because Southern New Hampshire was among the first institutions to start a competency-based program.
Submitted by Paul Fain on September 23, 2015 - 3:00am
The U.S. Department Education said Tuesday it is poised to release an extensive reference guide for institutions that are participating in an experiment on competency-based education. Since that project was begun last year, the department said it became clear that more guidance was needed -- for both colleges and accrediting agencies.
The department has yet to release the document publicly, but plans to post it at this link.
“We believe that this guide will offer tremendous support for both experienced and new competency-based education providers as they implement this experiment,” Ted Mitchell, the under secretary of education, said in a written statement. “We recognize that many of you were anticipating that the guide would be released earlier this summer, but it was very important for us to have a high level of confidence that the guidance it contains is on very firm ground.”
The experiment also will expand, the department also announced, to better include institutions with competency-based programs that are based on a subscription model. Under this approach, students can work through educational content and assessments at their own pace, paying a single fee for a specific amount of time.
Under the experiment’s expansion the department will change its financial aid disbursement period to fit with the subscription model.
William J. Lennox Jr., the new president of Saint Leo University, has decided to skip an inaugural. "A day or more centered around me seems at odds with our student-centered mission. Quite honestly, it is not who I am or what I want to represent as your president," he wrote in an email message to students and faculty members. So to honor his new position, the university will award 20 one-time $2,500 scholarships, funded by a donor. The awards will be called inauguration scholarships.
Many student loan borrowers who could qualify for the federal government's income-based repayment plans do not participate in them, and the Education Department has not done enough to make borrowers aware of their repayment options, the Government Accountability Office said in a report Thursday.
The Obama administration has worked hard in recent months to bolster the number of borrowers in its income-based repayment programs, which it has expanded and heavily promoted, and it reported some success last month. But the GAO report, which was requested by some Democratic members of Congress, said that fewer than one in seven holders of direct student loans were paying them back based on their income levels, while more than half were eligible for the programs that would allow them to do so.
Most previous efforts to introduce transparency to college financial aid have not resulted in their intended changes. But a new policy that the White House announced this past Sunday has been described as a game changer. And it is.
Beginning in 2016 for the 2017-18 academic year, the Free Application for Federal Student Aid will be available earlier -- in October rather than January -- and students will be able to use income information from tax returns completed two years before they apply rather than the previous year. Allowing students to use this so-called prior-prior year (PPY) income data for the FAFSA moves the financial aid process forward in unprecedented ways.
When I began my career in admissions 24 years ago, my standard spiel included the following line: “Don’t rule out any college because of its sticker price, because you have no idea how much any college will cost until you apply, get admitted, and hear about scholarships and financial aid.” That line is just as relevant today, despite the changing landscape for higher education and admissions.
It has not been the most reassuring statement for students, and it has assumed a leap of faith from many families that we’ve not yet earned. But it has represented the reality of the college search and selection process. That reality has opened colleges and universities up to criticism that we are being elusive about cost and price and have not been providing the transparency we should to close the deal on a four-year partnership with students and families.
It has been a problematic aspect of the college search and selection process, but one on which work has continued to be done, with varying levels of success, to introduce simplicity and clarity.
First, there was the U.S. Department of Education’s mandated Net Price Calculator (NPC). But unfortunately, the NPC has done nothing to address the wait-and-see approach to paying for college. Instead, the NPC simply added another layer of complication and estimation that does nothing to provide the kind of insight we had hoped to give students, simplify the process of applying for financial aid or help families coming to terms with final cost of an advanced degree. (The truth is that, for many colleges, the NPC added more administrative costs, which are passed along to students.)
The Department of Education and the Gates Foundation have also called for simplifying the FAFSA as the solution. But higher education and the financial aid world seem to have only lukewarm support for making the FAFSA easier, because it could be oversimplified to the point that it is no longer useful or accurate. And some people predict that such efforts will lead more colleges to use more customized institutional forms or adopt other standardized applications for financial aid like the College Board’s College Scholarship Service (CSS) Profile.
This spring the National Association of Student Financial Aid Administrators issued a report about implementing prior-prior year income data for the FAFSA and some of the implications. Are there concerns and uncertainties about it? Yes. Will this force colleges and universities to change? Yes. Will traditional admissions practices be impacted? Yes. Will other enrollment professionals and I have to get creative to respond to a new admissions calendar? Yes.
Yet, despite those uncertainties and concerns, PPY, a truly student-centered solution, is ultimately good for the college search and selection process and the feds should be commended for this forward-thinking simplification of the financial aid process. Most important, will it simplify processes for families and make our complex system a bit easier for them to navigate? Undoubtedly.
Some of the major benefits include:
PPY will allow students to file their FAFSA much earlier. Instead of waiting until Jan. 1, after college applications have mostly been submitted, the financial aid application process now will align more closely with timelines for the traditional application process. PPY relies on tax returns and information completed before the senior year, so aid awards can be given much earlier in the recruitment and admissions process, consequently providing students and their families with valuable information about cost earlier.
Some within higher education circles will complain that this new timeline may result in more “shopping” by families from institution to institution, but I can’t imagine it being any worse than it is already. Imagine being able to provide real-time financial aid information to a student when they are most excited about your college, rather than telling them they have to jump through a bunch of hoops and then wait weeks, or even months.
PPY will allow most students to use the IRS’s Data Retrieval Tool. PPY would be a dream come true for those who advocate for simplicity. The Data Retrieval Tool, which is one of more positive developments that we’ve seen to improve the financial aid process in recent years, could be used to complete a FAFSA more accurately and with greater ease.
Moreover, since the FAFSA and financial aid award time frames have not kept pace with that of the college search, using PPY would eliminate the estimating that inevitably leads to confusion, delays and other potential problems in the financial aid process. PPY would also be friendlier to family-owned businesses and those students with complicated tax situations, often requiring extensions beyond April 15 for tax filing -- which does not allow some families to complete accurate tax information during what is now known as financial aid season. And since universal college decision day is May 1, these families often have to make a college choice without all of the necessary information.
PPY will result in more students accessing aid for which they are eligible. Because PPY relies on existing tax information and a new FAFSA could be populated using the Data Retrieval Tool, it has the potential to be more inviting for students who are turned off by the perceived complexity of the FAFSA and therefore opt not to complete it. Why wouldn’t we want to make it easier for these students to apply for and actually receive aid for which they are eligible, instead of having them opt out and ultimately miss out?
These students are likely to take out student loans to pay for college or perhaps take a semester off to earn tuition money -- only never to return. PPY is about access and choice, which are two of the most important defining qualities of the U.S. higher education system. Everyone should be excited about the prospect of greater accessibility to a college degree and realistic choices for paying for it.
If our goals are to provide earlier information about cost, to simplify the application process and to increase access to higher education and to financial aid available, then PPY -- regardless of the potential complications and anxiety for public policy makers and higher education professionals -- is one of the most important changes to the financial aid process in a generation. And, for me, it’s a great development because it is a win for students.
Kent Barnds is vice president of enrollment, communications and planning at Augustana College.


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Former Carlow Senior Football Coach and Down native Steven Poacher has severely criticized the Stormont Executive for their contradictory approach over children’s education during Covid-19.
Steven who is involving coaching the Down Minors for 2020 is working as a school teacher in Newry and Speaking to today’s (Monday) Irish Independent Newspaper, he has slammed the Northern Ireland government’s approach of retaining some student’s in the school’s during the crisis, while also pointing out that he found himself on a pitch with schoolchildren the day after the GAA shut down all activity from Thursday 12th March.
“That afternoon, on the Friday I had 60 kids on the field for an hour and a half doing PE because the guidance we were given from the government at that time was to continue PE” The former Carlow Coach said.
“It’s a sad state of affairs when you have to explain to your kids that they are not allowed any social contacts with their friends, which is completely against the norm for a young child, but then you are expected to go into school on Monday and continue with a possibility of having hundreds of kids there. You are expected to social distance them individually, it’s absolute madnes”.
“There has been no risk assessment done, no advice on hand-washing, on masks, especially in an town school. They all live together in the same area, they come into school together, so it’s quite worrying”
The Down native was an integral part of Turlough O’Brien’s management team over the past few years as in 2018 they gained promotion to Division 3 for the 1st time in 33 years, while also memorably defeating Kildare to reach the Leinster Semi-Final.

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The jury of the "Dams, peoples rights and impunity" pre-hearing of the Environmental devastation and peoples rights Table at the Permanent Peoples Tribunal (PPT) – Mexico concluded in the past days.
The Table worked at the beginning of November, 2012, in Temacapulin, Jalisco State, Mexico, a community that together with Acasijo and Palmarejo is threatened by the building of El Zapotillo Dam, on Verde River.
The decision of the pre-hearing highlights that there are 4200 dams in Mexico and there are projects to build 30 more by 2017.
The building of these works has brought a pattern of serious and systematic human rights violations, violating in addition the rights of the peoples and communities, among others: the forced displacement of over 185 thousand people that becomes a violation to the right to housing, violations to the right of information and participation, the right to consultation and free, prior and informed consent of the indigenous peoples, the right to the self-determination of the peoples, to water, to food and when there are processes organized to resist the building of dams, the criminalization of the social protest.
Peoples, communities and organizations affected by Cerro de Oro, paso de la Reyna y Ampliacion Cerro de Oro (Oaxaca), La Parota (Guerrero), Las Cruces y El Cajón (Nayarit), El Naranjal y Zongolica (Veracruz), Arcediano and El Zapotillo (Jalisco) and La Yesca (Nayarit-Jalisco) were heard in Temacapulin.
The decision by the jury made up by seven national and international experts will be part of the documents submitted to the PPT´s environmental Table in 2013 and at the final hearing of the tribunal in 2014.
It will also be submitted to all authorities involved in the development of the dam projects, considering that they are the addressees of the recommendations included in the document.
The member of MAPDER and Real World Radio´s collaborator, Monica Montalvo, interviewed Daniel Vazquez, who was part of the jury that received the testimonies, evidence and deliberated during the sessions in Temacapulin.
Daniel is a professor at the Latin American Social Sciences School (FLACSO) - Mexico.
La Red Nacional de Semillas Nativas y Criollas de Uruguay, REDES – Amigos de la Tierra y el Programa Uruguay Sustentable invitan a la presentación del producto final del proyecto “Rescate y revalorización de las semillas criollas”, seleccionado por los Fondos Concursables para la Cultura – Ministerio de Educación y Cultura, en la categoría “Memoria y Tradiciones”.
Es una edición especial de nuestro programa semanal, atravesada en su totalidad por el sentido homenaje con nuestro estilo al gran líder y político sudafricano Nelson Mandela. El Mil voces empieza con ese tema y el recuerdo a la gran trayectoria humanista y pacifista de “Madiba”, tan vasta que apenas si podemos tocar algunos detalles.


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Lawmakers on Sunday sharply criticized Iran’s runaway cost of living as officials try to blame the former government for the economic crisis.
Lawmaker Alborz Hosseini warned the president and his economics team in a speech on Sunday about the rising cost of living. He called the daily rise in food prices a “tsunami” and added that rents were rising out of control. “It seems that nobody thinks about the vulnerable classes.”
“The food on people’s tables is becoming scarce day by day and cars have become a commodity they cannot hope to own,” Fathollah Tavassoli, another lawmaker, told parliament.
In his pre-order speech on Sunday, Speaker of Parliament Mohammad-Bagher Ghalibaf blamed previous administrations for inflation which, according to official figures, has now exceeded 40% and urged the government of President Ebrahim Raisi to take steps to control rising prices.
Ghalibaf is apparently still trying to shield Raisi from mounting criticism, but others say blaming the former government is simply not an answer to the crisis.
Raisi hasn’t been able to achieve much since last August when he took office, except for more clandestine oil exports to China due to less stringent enforcement. US sanctions by President Joe Biden’s administration. Raisi government officials boast of having doubled oil exports.
But many are now wondering why the surge in oil sales has made no difference to the economy. Government spokesman Iran newspaper said this week that oil revenues are being spent to offset part of the 4.7 trillion rial budget deficit inherited from the government of former President Hassan Rouhani.
The newspaper argued that “improving economic indexes solely through increased oil exports is not feasible as other factors such as liquidity growth also affect indexes such as the rate of inflation”.
President Raisi and his extremist supporters often overtly or indirectly blame Rouhani for the long economic crisis. Raisi said on Friday that “four years of inflation above 40% and a negative economic growth rate” were the main reasons for the price hike.
But few people dare to say publicly that the long economic crisis is mainly the result of the sanctions imposed by the United States on the Iranian nuclear program and that a new agreement is imperative to save the economy.
According to official figures, the annual inflation rate reached over 40% in the previous Iranian calendar year which ended on March 20. In the same year, the food inflation rate was even higher at 51%. The inflation rate has exceeded 40% only twice in four decades in the history of the Islamic Republic.
In his televised speech on the occasion of the Persian New Year on March 20, Supreme Leader Ali Khamenei admitted that Iranians had faced “difficulties, high prices and inflation” in the previous year, but said it was not “realistic” to expect the problems to disappear quickly.
Experts say blaming the country’s multiple crises on Rouhani and will not resonate with the public, who understand that Raisi had eight months to impact the situation, and he failed.
In recent days, the Iranian media have strongly criticized the government because what they say is inefficiency and incompetence and has highlighted the rising prices of food products such as rice, meat and vegetables.
Locally grown rice, for example, has now become unaffordable for most families. According to data released by Iran’s Statistics Center (SCI), the price of various types of locally grown rice has tripled in a year and increased by around 11 percent in March alone.


Rescue workers saved a small dog named Pamuk on Wednesday in Iskenderun in Turkey. Pamuk had been trapped under the rubble since earthquakes hit Turkey and Syria on Sunday.
A video showed people in Turkey digging and clearing the debris around the dog to rescue him. Pamuk was being looked after by his owner’s neighbours when the earthquakes hit, according to the eyewitness who made the video. His owner was in hospital in the city of Mersin, around 200km west of Iskenderun, the eyewitness said.
When a rescue team found university student Kerem Cetin under rubble in Turkey’s Hatay on Tuesday, Kerem immediately asked them to save his cat Cilek (Strawberry) before pulling him out.
Kerem had wrapped his cat in a curtain. They were trapped between a collapsed wall and the ceiling on the second floor of a five-story building. Their rescue operation took five hours.
President Tayyip Erdogan told reporters Thursday during a visit to the earthquake-hit province of Gaziantep that more than 6,400 buildings had been destroyed. The human death toll in Turkey is 17,400. More than 3,300 people have died in Syria, according to the northwest government.
How many animals -dogs, cats, birds and other animals- died or were injured in Turkey and Syria is not clear.
Since Wednesday, animal welfare group Ernesto’s Sanctuary for Syrian Cats has been saving animals in Aleppo. They rescued a cat who had been trapped in his owner’s shop for days. “His beloved human will never come back to open,” the animal rescue group said.
“Sometimes we think that our heart is no longer able to digest all the pain we see, a happy ending encourages us to move forward because saving an innocent (animal) is a miracle,” the group added.
His human’s shop had been closed with him inside for days,because his beloved human will never come back to open.— Ernesto’s Sanctuary for Syrian Cats (@theAleppoCatmen) February 9, 2023
sometimes we think that our heart is no longer able to digest all the pain we see, happy ending encourages us to move forward coz saving even 1innocent is a miracle. pic.twitter.com/qEU1xyGF2P
Follow our liveblog with daily news updates on animals in Turkey and Syria here


Identify the external events (from the event list) that have a data event classification. Data events cause data to be transformed. A data flow diagram is used to describe this type of behaviour.
An external event may have multiple classifications. If one of the external event's classifications is "D" (i.e., data event) then a data flow diagram is used to model the data transformation component of the system response.
USING EXTERNAL EVENTS TO IDENTIFY PROCESSES
The event response can be used to determine the required behaviour and name of a process. Responses and processes are not necessarily at the same level of abstraction. Responses that represent low-level activities must be grouped into related processes. Responses that represent high-level functions must be decomposed into low-level processes.
Group related responses together. Responses can be related by the activities that they perform (i.e., if responses do the same things you may want to group them together). Responses can also be related by the data that they use (i.e., if responses use the same data you may want to group them together).
If there are multiple responses to an event, multiple processes may be required. If an event has multiple responses and each response processes different data, then a different process should be created for each response since each process will use different data flows and data stores. Separating the processes will simplify their interfaces.
Different processes should also be created when different external events have similar responses but process different data.
The same process may be used by different responses as long as the process's behaviour and data requirements are the same for each event.
USING EXTERNAL EVENTS TO GROUP PROCESSES
You can also use external events to group related processes (i.e., identify parent processes).
Identify control events (i.e., the events that use a state transition diagram to describe the system's response). State transition diagrams describe processing sequence, therefore the processes controlled by a state transition diagram should be grouped together with the control process that prompts (i.e., controls) them.
Identify the data processes controlled by a control process. Group the data processes and the control process together under the same parent process.


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A man has been indicted in the death of a woman whose body was found in a wooded part of Burlington County last year.
A grand jury indicted 37-year-old Terrance J. Patterson for first-degree murder in the slaying of 47-year-old Lisa Armstrong, the Burlington County Prosecutor's Office said.
Prosecutors allege that Patterson and Lorain Hawkins, both of Trenton, took Armstrong from her Trenton home to a wooded area along Route 206 in Tabernacle Township, where they fatally shot her.
Robbery is believed to be the motive for the shooting death, prosecutors said.
Land surveyors found Armstrong's body on Oct. 7.
Hawkins was also charged with murder in the case, but she died of cancer earlier this month, authorities said.
Patterson is being held on $1 million bail at the Burlington County jail pending an unscheduled arraignment hearing.


The words "cheap" and iPhone" rarely appear in the same sentence, but that's the best way to describe its new $399 Apple iPhone SE. Like the first generation iPhone SE (which starting shipping in March 2016 for $399), the new iPhone SE is built on an older, smaller model — the 4.7-inch iPhone 8 (which debuted in September 2017) — but souped up with a much better processor and wireless connectivity.
Like the iPhone 8, the SE starts with a 4.7-inch LCD Retina HD display, and includes iPhone 8's physical Home/fingerprint sensor button rather than the all-glass front found on the iPhone X and 11 series. Plus, the SE gets a significant boost over the iPhone 8 with the inclusion of Apple's current top-of-the-line A13 Bionic chip found in the iPhone 11 and 11 Pro. You'll also get faster wireless connectivity – gigabit LTE and the new Wi-Fi 6 standard, and the new eye- and battery-saving Dark Mode.
While SE's physical camera specs are the same as the iPhone 8 – 12MP f/1.8 camera on the rear and 7MP f/2.2 front Facetime lens – the A13 chip enables iPhone 11-like functions: HDR, Portrait mode on both rear and front, all six Portrait Lighting effects, Depth Control, and full editing features. You'll also be able to quickly shoot video without switching out of Photo mode. SE also includes 4K video recording up to 60 frames per second, just like the iPhone 8, and the same 1080p recording from the front camera.
Battery life on the SE also is identical to iPhone 8 – 13 hours of video playback, 8 hours of streaming video, 40 hours of music, plus quick charging that fills the phone 50 percent in just 30 minutes with an option 18W or higher charging block. Wireless Qi charging also is included.
On the bottom perimeter are the same twin stereo speakers found on the latest iPhones, bracketing the Lightning jack. Physically, the SE is the identical size and weight as the iPhone 8 – 5.45 x 2.65 x .29 inches, about 75 percent the size of the iPhone 11, and 5.22 ounces, which means you can now re-use any of your old iPhone 8 cases. SE is also IP67 waterproof-rated – it can be safely submerged for 30 minutes in three feet of water.
iPhone SE will go on pre-sale this Friday, April 17, in black, white and (PRODUCT)RED — and will be available for pre-order beginning Friday, April 17, at 5am PDT starting at $399 for the 64GB version, and will be available to ship a week later, on April 24. For those on a budget, you can buy the SE in installments for $9.54 a month or $229 with a trade-in. SE also will be available in 128 and 256GB editions, presumably at $499 and $599 respectively, although Apple didn't say. The purchase of an iPhone SE also gets you a free year of Apple's Apple TV+ streaming service.
[Image credit: Apple]


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The notion that declining ice at the north pole is stressing out polar bears is suffering from stress all its own. Russian researchers took an annual count of Polar bears on Wrangle Island and found record-setting numbers.
Many Chukchi Sea polar bears spend the summer on Wrangel Island and a survey there conducted by Russian researchers in 2020 reportedly collected data on a record 747 bears, well up from the 589 reportedly counted in 2017 by the same team (photo below is from 2015).
Well, I can see at least two of them from my front porch. Either the sea ice stress theory is a lie, and the bears could care less, or there’s plenty of ice when it matters.
Neither of these fits the required narrative.
The number of bears taking refuge on Wrangel Island during the summer clearly varies year to year. This variability may be a function of local sea ice conditions, which also vary year to year, rather than reflecting the overall numbers of bears in the subpopulation. However, contrary to predictions that lack of ice year after year should cause population stress, counts of bears on Wrangel Island in ‘high-bear’ years have clearly increased since 2007 despite a corresponding decline in summer sea ice.
This year (at 19 September 2021), Wrangel Island is still almost surrounded by ice, as it was earlier this month, which may mean that fewer bears have spent the summer on the island. We won’t know until next year, when this summer’s survey results are released, if that has been the case or not.
But the band will play on…or find a new tune with the same goal. Separate people from their money and their liberty by any means possible.


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With the success of their cult classic vampire horror film “Jezebeth” Filmmakers Damien Dante and Jeffrey A Swanson begin filming their new epic vampire western horror film Jezebeth 2 “Hour of the Gun”. This Film will have plenty of hot girls and guns, not to mention blood, torture, nudity, human sacrifices and more… “We want to make this film visually stunning and so we are using real authentic firearms from the days of the old west” quotes Director Damien Dante. “We have a fourteen room mansion, acres of beautiful land, some amazing horses and an all new cast that kills, and when all is said and done I think that we will have one hell of a film on our hands” quotes Jeffrey A Swanson Co Producer and Cinematographer for Jezebeth 2. Jezebeth the original motion picture is now available everwhere, including: YOUTUBE RENTALS, GOOGLE PLAY, AMAZON.COM, BIG STAR TV, IREEL.COM, VOD.COM, BULLETFLIX.COM, VIDCANNON.COM Plus: pushplay.com, reelhd.com, filmlush.com, cinemaden.com, itshd.com, movielush.com, flixaddict.com, cinamuse.com, reelvidz.com, cineble.com, moviease.com, flixbuster.com, cinejam.com, vidcube.com, showsplash.com, themovienation.com, showmeflix.com, windyvidz.com, omgvidz.com, filmbull.com, hdcaliber.com, moviecrystal.com, film cavern.com, alienvidz.com, thrillreel.com and more!!! And coming soon on DVD to Wal-Mart, Best Buy and Target Stores. Jezebeth also landed several foreign deals from the Hong Kong Film Market and The Cannes Film Festival. The new film Jezebeth 2 “Hour of the Gun” stars: JEZEBETH – Ana Santos-Sanchez, CYANIDE – Jesika Rozenberg, ABIGAIL – Gracie Serrano, LIZZY – Skylar Serrano, JONAH – Drake Mefestta, CARL TRULANE – Frank Warpeha, BILLIE GUNN – Reyna Rios Starr, RINGO RIOS – Ruby Gonzalez, JESSIE CLANTON – Pinelope Love, GWEN WEST – Gwen Bartolini, RAZOR ADAMS – Ray R. Wise, IAN JENNINGS – Ian Serrano and DESTINY – Jennifer Bartolini. Jezebeth 2 was Written, Directed and Produced by Damien Dante and Co Produced by Jeffrey A Swanson. Look for Jezebeth 2 “Hour of the Gun” to be available worldwide through SGL Entertainment in the Summer of 2013.
For Jezebeth and More Movies Go To:

domain: entertainment


Excursion to airspace department of the museum of the National Technical University of Ukraine
Ukraine is the country with long airspace history. It was in Kiev, where Igor Sikorsky constructed his first helicopter and the first multi-engine plane Russky Vityaz. The planes of Konstantin Kalinin, Kharkov aircraft designer, are described in every encyclopedia of aircraft. Launch vehicles by Yuzhmash Dnepropetrovsk plant were the basis for Soviet strategic and space power. Heavy cargo aircraft Mriya and Ruslan by Oleg Antonov still remain unequalled, and engines by Mikhail Yangel as well as launch vehicles of Yuzhmash are used in many countries.
This Web-cam (http://kpi.ua/cam1) shows the airspace department of the museum of the National Technical University of Ukraine ‘Kyiv Polytechnic Institute’ (hereinafter referred to as KPI) from the main building of the university. The aircraft repair shops were situated in those building during World War I. Straight before you there is the monument to Igor Sikorsky. The Avenue of monuments to the famous scientists and engineers, whose study or work was connected with Kyiv Polytechnic Institute, is located between the museum buildings and the main building of KPI.
The excursion is planned for 12:00 12 April. The duration of the excursion is 2 hours. We would kindly ask you to register in advance by comment to this page. If the number of registrants does not exceed 5 April till 10 (date), the excursion will not take place.


Event Mining in Multimedia Streams
Events are real-world occurrences that unfold over space and time. Event mining from multimedia streams improves the access and reuse of large media collections, and it has been an active area of research with notable progress. This paper contains a survey on the problems and solutions in event mining, approached from three aspects: event description, event-modeling components, and current event mining systems. We present a general characterization of multimedia events, motivated by the maxim...[Show more]
|Collections||ANU Research Publications|
|Source:||Proceedings of the IEEE|
|01_Xie_Event_Mining_in_Multimedia_2008.pdf||1.56 MB||Adobe PDF||Request a copy|
Items in Open Research are protected by copyright, with all rights reserved, unless otherwise indicated.


text:
Can’t wrap your head around not having baseball on July 4? Fear not … the Delaware County Bicentennial Committee has you covered.
While there won’t be any games to tune into, the committee announced it will dedicate its latest Ohio Historical Marker at the former Southworth Memorial Park (122111 Hartford Road) July 4 at 1 p.m.
The event, which will honor Billy Southworth and Marilyn “Corky” Olinger, will be open to the public. Spectators, of course, are asked to social distance and wear masks.
It could be just enough for area fans to get their fix on a day, America’s birthday, that’s synonymous with the game.
Baseball’s almost back — Major League Baseball players and owners recently agreed to hold 2020 Opening Day either July 23 or 24 — but its pandemic-induced hiatus has left diehard fans and casual spectators alike with a newfound appreciation of the game … and its rich history.
Olinger and Southworth are both a part of that history, and the history of Sunbury.
Olinger, who was born May 19, 1929 in Berkshire Township, moved to Rainbow Avenue in Sunbury early in her childhood.
She played intramural sports as a youth, but it wasn’t until World War II that she collided with professional baseball.
During the war, many pro players were called to serve in the military and, as a result, many men’s teams were disbanded.
The move opened the door for new professional teams and players, and the All American Girls Professional Baseball League was created to meet that need.
The league, which had 10 teams of 15 players at its peak, was created in 1943. Olinger, who joined up in 1948, played in 599 games with the Chicago Colleens and Grand Rapid Chicks before an injury derailed her career.
The league, which was the subject of the 1992 movie “A League of Their Own,” fizzled out after the war, but was immortalized with an exhibit at the Baseball Hall of Fame in Cooperstown, N.Y. in 2006 — the same year Olinger died.
Southworth, meanwhile, was born on March 9, 1893. He grew up playing baseball in Columbus and eventually made his mark as a coach in the big leagues.
He posted a .597 winning percentage — fifth-best all-time — while managing the St. Louis Cardinals and Boston Braves for a combined 13 seasons. He led the Cardinals to a pair of World Series titles (1942 and 1944).
In 1951, Southworth retired to Sunbury, where he had a farm along Big Walnut creek. He died November 15, 1969 at the age of 76 and was inducted into the Baseball Hall of Fame in 2008.


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TOKYO--(BUSINESS WIRE)--Mitsubishi Electric Corporation (TOKYO:6503) announced today that its Smart Lander for Investigating Moon (SLIM), developed by the company under contract with the Japan Aerospace Exploration Agency (JAXA), successfully landed on the lunar surface at 00:20 a.m. on January 20 (Japan Standard Time). This is Japan's first lunar landing, making it the fifth country to safely land a spacecraft on the Moon, joining Russia (Soviet Union), the United States, China and India.
The SLIM was developed to demonstrate high-precision landing technology on the Moon using a small spacecraft and to increase the frequency of lunar and planetary exploration with a lightweight lunar and planetary probe system. It was launched into space on September 7, 2023 aboard an H-IIA rocket.
The SLIM is considered to be a foundation for future lunar and planetary exploration, so its successful lunar landing is expected to pave the way for further progress in these fields.
Mitsubishi Electric was awarded a contract in 2015 with primary responsibility for the design, manufacture and testing of the SLIM at the company's Kamakura Works in Kamakura, Kanagawa Prefecture, as well as providing in-orbit operational support. Mitsubishi Electric and its subsidiary Mitsubishi Electric Defense and Space Technologies Corporation (MEDS) developed the lander's core onboard equipment, including:
- Landing radar, incl. antenna and instrumentation system (Mitsubishi Electric) and electrical unit (MEDS)
- Integrated computer and software
- Communication system, incl. S-band transponder, S-band diplexer and S-band antenna (Mitsubishi Electric) and S-band hybrid (MEDS)
- Integrated power control unit (MEDS)
For the full text, please visit: www.MitsubishiElectric.com/news/


text:
The secret world that children’s imaginations live in isn’t understood by many. Its dark corners, nasty smells and dire consequences delight children endlessly. This is the world captured by Monideepa Sahu in The Riddle of the Seventh Stone: a magical tale in which bugs and vermin turn into humans, little girls swing from lampposts using their pigtails, and buried treasure lies hidden below the seething underbelly of Bangalore. At the same time, the narrative is embedded in the real, practical problems of the city– the breakdown of the mom & pop store culture to be replaced by new development, represented by the villainous land-grabbing Shark.
The heroes of the story, Rishabh the rat and Shashee the spider, hate everything their readers hate – bathing, algebra, bullies…but they love adventure! Together with their pesky brethren and human allies, they crack a cryptic riddle to solve a mystery and save their beloved city from sure ruin. And they have a lot of fun while doing it. I think kids will enjoy the irreverence of the writing and the creepy-crawly protagonists tremendously.
The novel moves along at a good pace – sometimes too good a pace, which leaves one gasping for breath. Too many mini climaxes before the big one diluted the end for me. However, the characters were solidly sketched out and there were bits that made me laugh out loud. Besides, I simply loved the fact that the novel was set in the gutters of my city and not in Dickensian London!
The book was discovered at the Kala Ghoda Arts festival Open Book Pitch in 2008, which led to its present publication.
Just for a fresh perspective, we got a young friend of ours to write her take on the book too:
The book, The Riddle of the Seventh Stone, is a very different work of fiction. Its vocabulary and sentence structure is simple yet confusing because the reader has to imagine so much more to understand the story. The story is initially slow moving, but it picks up towards the end. It is a good read and I would recommend it because its such a nice change from other books!
- DRISHTI TOLANI (Drishti is a 12 year-old poet and short story writer from Dubai, who is obsessed with fantasy fiction. She gobbled up the book in a few hours and declared that she had never ever read anything like it before)
THE RIDDLE OF THE SEVENTH STONE by Monideepa Sahu, illustrations by Pooja Pottenkulam; Young Zubaan, 2010; Rs 195; order from www.zubaanbooks.com or www.flipkart.com
The book will be launched in Bangalore on the 9th of Oct, 5pm at Reliance Timeout, Cunningham Road with readings, storytelling and games. Entry is free.


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An Italian restaurant vaunting wood-fired Neapolitan pizza with soft glutinous textures.
A 2-minute walk from the Motomachi exit of Ishikawa Cho Station and takeout is OK.
We proud of simple southern Italian cuisine that makes the most of the flavors of the ingredients. We also provide appetizers made with plenty of seafood purchased at the market, authentic pizza baked in a wood-fired oven, pasta with plenty of materials, and homemade gelato with a rich yet refreshing aftertaste.
GO TO EAT Kanagawa can also be used for takeout. We take care of our hygiene by disinfecting alcohol inside the restaurant, washing our staff’s hands, and using masks!
|Address||1-22-6, Ishikawa-cho, Naka-ku, Yokohama City|
|Open||Lunchtime 11:30 am-2:30 pm|
Dinner 5:30 pm-10:30 pm
Monday, or if Mon is holiday, Tuesday is closed.
The restaurant might be shut up due to lack of pizza.
Lunchtime on Tue and Wed is sometime closed. Please call to confirm before visiting.

domain: food


So things didn’t exactly go according to plan did they? GLaDOS is now a potato and Wheatley is losing his mind as the alpha controller of the entire facility and now you are stuck in the very depths of Aperture Labs. But as long as you have your portal gun then we have a chance at this thing. So lets take on chapter 6 of Portal 2, named The Fall.
To start this area off follow the path to the chain link fence. Use your portal gun to get to the other side. Try not to be overwhelmed by the size of the area, just keep following the path and if you get stuck look for portal friendly walls. Eventually you will reach a giant vault door, to get it open you will have to pull two levers that are on opposite sides of the area. After you pull the first lever you will only have a few seconds to pull the second so you will have to be quick. Its pretty easy, one portal in one office and one in the other, now just pull and get going. After the giant vault door is opened you can enter through a smaller door nearby.
After you head through the door you will be along side a dock yard. Keep an eye out for a broken door where you will use your portal gun to get to the other side. Up ahead a little you will fire a blue portal at the wall nearby and an orange one on top of the scaffolding in the top right. Now look all the way down and fire a Blue Portal. Put an Orange one on the angled wall then drop down through. You will pull your momentum flying trick to go through the Aperture logo.
Now get to the elevator and take it up. Once at the top look down and place a blue portal at the bottom of the elevator shaft. Now look up at the angled wall by the two doors on the catwalk, throw a orange portal on the wall and pull off another momentum jump, this one is a big one. This should put you by pump station Alpha, here you must pull al lever to get the machinery started. Now look at the ceiling in the corner to find the exit. Portal on up there and walk down the pipe to the elevator.
In this area we will be introduced to the blue Repulsion Gel. This is bouncy gel that will make surfaces act as a trampoline. Pretty simple here just jump onto the gel and bounce to the other side. Portal on up to the higher area and hit the button here. On the other side is a switch to drop a cube that can be placed on the switch. Use the blue gel to bounce over to where the cube switch is. Get the cube and get back to the button to open the door. Now bounce on over and out the door.
Here you will need to portal up to the high catwalk and drop off to the left side to get to the next room. Put an orange portal on the wall panel that is on the ceiling in the right corner above the moving platform. Put a blue portal close to get on the platform. Use a portal to get to the other side of the room where the button is. That button will expose a wall panel higher up that will face the exit. put an orange portal on it and a blue one near you. Step through and pull the bounce move to get to the other side. Go trough the grid and you will see blue gel over the sides of the walls. Now bounce back and forth off the walls till you get to the other side. Grab the cube and get back over to the switch.
Another wall panel will appear higher up. Put an orange portal on it and fire a blue portal close to step through and pull the bounce move to get to the lift on the other side.
Use the twisted metal to get across the water to where the columns are. Up top you will see a catwalk, shoot an orange portal at it, and a blue on on a column close by to step through and get up there. Now you should be able to see the testing area so portal your way in.
A switch here will cause the blue gel to start flowing. The goal here will be to spread the blue gel all over the ground to give you a bounce pad. Once you have it where you can bounce through the Emancipation Grid you should put a orange portal on the angled panel but do not go through the grid again because all the portals you have placed will be erased. Now put a blue portal under the gel spout and watch as the gel goes flying!
Now fire a blue portal on the floor and drop through, you should fly out the angled panel and bounce to the exit.
When you enter this area you will see a gel dispenser and some water flowing from a pipe. There is a switch in the wall that shuts off the water. Put a blue portal under the gel and an orange one under the switch so you will be able to bounce up there and hit it. The water washes away the gel so you will have to be quick. You will only have a few seconds to get an orange portal on the angled wall facing the metal screen. The gel will shoot where the water was then quickly jump on the spot and get up to the other side.
Here you will see a little bit of blue gel dripping down. Put a blue portal on the angled wall and an orange one under the dripping gel. Look up and put a orange portal on the wall near some metal scaffolding and a blue one close and step through. from on the high rise put a blue portal on the angled wall and below you and drop on through. Now you should bounce off the wall and on to the next area.
There is a glass box suspended from the ceiling and it has a cube inside. On the far wall is a dispenser putting out blue gel and some water. Put a blue portal under the gel and an orange portal above the glass box. This will fill the box with blue gel and bounce the cube out.
But what good is this bouncy blue box? Well take it over to the water and wash it off so it is good as new. Put the box on the button and stand on the lift that will come down. Once on the lift put an orange portal above it to get the box to bounce off the button. This will cause the lift to rise and you can get to the exit.
Once you get off the elevator look to your left and fire an orange portal on the wall near the catwalk. Go into the room up ahead and as soon as you enter put a blue portal on the wall behind you. Step through and head to the door at the end of the catwalk.
This will put you into another pump room. Put a blue portal straight ahead and an orange one above the catwalk. Once up there look down at the floor panels. Put a blue portal on the closest panel and an orange one on the farther one. Now step off and through the blue portal. On your way back up put a blue portal at the panel facing the exit and watch the momentum take care of it.
In the last section you will notice a angled wall to the left and a catwalk that has seen better days. Portal up to the catwalk and look down. Put an orange portal below and a blue one one the angled wall and pull the fall fly (that’s copyrighted). You’ll land near an office and inside you will meet your arch enemy only now things are different. Use the fall fly outside to get to the exit and out of this chapter.


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The exhibit will go on Sunday at eight p.m. on BET and CBS with its first-ever digital ceremony hosted with the aid of comic Amanda Seales. And there are nonetheless lots of A-list acts on the musical lineup, together with Alicia Keys, John Legend, Jennifer Hudson, Usher and Lil Wayne.
The match will additionally exhibit performances through some of the freshest inexperienced persons in the game, from DaBaby and Roddy Ricch to Megan Thee Stallion. The latter two artists each have 5 nominations this 12 months — they’re every up for Video of the Year, Album of the Year and Viewers’ Choice Award.
Also up for Video of the Year is Drake, who leads all nominees with six nods. Meanwhile, Beyoncé, Nicki Minaj, Chris Brown, Lizzo and DaBaby every have 4 nominations.
There may also no longer be a crimson carpet this year, however a who’s who of stars will nevertheless be upping the glamour quotient at the festivities, which consist of a pre-show at 7 p.m. on BET hosted by means of Terrence J. and Erica Ash.
Billy Porter, Naomi Campbell, Misty Copeland, Samuel L. Jackson, Viola Davis, Regina Hall, Michael B. Jordan and Lena Waithe are amongst the celebs who are scheduled to show up at some point of the show.
The awards exhibit this 12 months will possibly take on a extra political note, given latest Black Lives Matter activism. Legendary rap crew Public Enemy will function their new anti-Trump tirade, “State of the Union (STFU),” and Congresswoman Maxine Waters is anticipated to be in attendance.


text:
The Portuguese superstar has been a free agent since parting ways with Man Utd last month.
Saudi Arabian side Al Nassr are waiting for Cristiano Ronaldo’s response to their transfer offer.
Widespread reports in English media claim Ronaldo hopes to continue his career in a Champions League club. However, as of now, there hasn’t been concrete interest from any European side.
Ronaldo’s high salary demands are the main reason why most non-elite sides are unable to hire him. But as a Saudi Pro club, Al Nassr’s financial resources might allow them to pull off a massive transfer for CR7.
What’s Al Nassr’s plan for Ronaldo?
Al Nassr are reportedly keen to sign Ronaldo on a three-year contract. However, they are also interested in keeping the Portugal international beyond his initial contract by offering him a role in the club’s hierarchy.
Al Nassr hope to work with Ronaldo until 2030 as they aim to claim their first-ever AFC Champions League title.
Ronaldo’s salary at Al Nassr
The most interesting part of Al Nassr’s proposal is their salary offer to Ronaldo.
The Saudi giants are offering £250m for three years, which would make CR7 the highest-earning player in the world.
By joining Al Nassr, Ronaldo easily overtakes Mbappe, who earns around €1m per week at Paris Saint-Germain.
Will Ronaldo accept Al Nassr’s offer?
Only a few days after his heartbreaking farewell with the World Cup, Ronaldo returned to individual training at Real Madrid’s training ground.
The 37-year-old’s ambition to continue at the highest level is not a secret. But his search for a new club, which started in the summer, hasn’t convinced a European side to sign him.
A possible move to Al Nassr will only materialize if the 37-year-old doesn’t receive any offers until the end of the January transfer window.
As of now, Chelsea are the only Champions League side that might still consider a move for CR7.
Todd Boehly reportedly wanted to sign Ronaldo in the summer, but Thomas Tuchel voted against the move. Let’s see if the Blues would come up with a new offer for the five-time Ballon d’Or winner as their goalscoring issues continue under Graham Potter.

domain: sports


Choose from our selection of Code 61 Flange 45 Degree hydraulic fittings.
Crimp fittings for use with:
Can be used in applications where these fittings were used:
In Stock & Ready To Ship!*
*Stocking quantities vary by size and current demand. Contact us before placing your order to check stock if your order is time sensitive.


SPH to sell non-core assets at 'right' time - Dec 03, 2005 (BT)
The Straits Times / The Business Times News On SPH
SPH to sell non-core assets at 'right' time
By Wong Wei Kong
Dec 03, 2005
The Business Times
SINGAPORE Press Holdings (SPH) will sell its non-core property assets at the right time so that it will be able to maximise returns for shareholders, the media group said yesterday at its annual general meeting (AGM).
SPH owns the Paragon shopping mall in prime Orchard Road as well as the Times Industrial property in the Thomson area. 'We would like to make sure we don't lose out by selling too soon. Property prices are starting to go up,' said SPH chairman Lim Chin Beng at the AGM. He said SPH has received offers for the Times Industrial property and is looking at them.
On whether SPH would put its properties in a real estate investment trust or Reit, Mr Lim said: 'You'll need volume. You'll need many buildings. If you go with one building, it will be a failure. Certainly, it is something the board is looking at all the time.'
Mr Lim noted that SPH is obtaining good returns from Paragon. The group has said earlier that the mall, valued at about $1.38 billion, gives a property yield of 4.8 per cent and an equity yield of over 10 per cent.
While properties values along Orchard Road may rise with the government planning a face-lift to the shopping belt, SPH CEO Alan Chan told reporters after the AGM that there was no rush to sell the Paragon property. 'It is still early days to make a decision on Paragon. We have to study all the angles,' he said. 'We will look at all our non-core assets at the appropriate time. We will find the most appropriate period in the judgment of the board.'
SPH also told shareholders at the AGM that it is considering alternatives to its employee staff option scheme, now that companies are required to account for options as an expense. Several consultants have already made presentations. 'We are studying alternatives to share options,' Mr Lim said.
Mr Chan noted that some companies have moved to granting performance shares, where employees are given stock grants when performance targets are met.
The AGM also marked the handover of the chairman position from Mr Lim to former deputy prime minister Tony Tan. SPH had earlier announced that Dr Tan will become its new chairman this month after Mr Lim indicated his decision not to seek re-election as a director and chairman of the group.
Addressing shareholders for the first time as SPH chairman, Dr Tan thanked both Mr Lim, who is stepping down after four years with SPH, and Mr Lim Kim San, who is stepping down as senior advisor after 17 years with the media group.
'Perhaps more than anyone else, Mr Lim Kim San is responsible for SPH as we know the company today,' said Dr Tan. 'In 1988, SPH had a net profit of about $73 million. This year, SPH's net profit was $495 million.'
'As the new chairman, I am committed to building on SPH's existing strengths,' he said.


text:
An unidentified passenger went on a stabbing rampage on a Swiss train on Saturday.
At least seven people were injured including a six year-old child.
— Mahound's Paradise (@MahoundParadise) August 13, 2016
The man also started a fire with flammable liquid before the attack.
SEVEN people have suffered burn and knife wounds in an attack on a Swiss train.
St Gallen Police confirmed the attack today.
Early reports suggest a man on the train used flammable liquids in the attack in north west Switzerland.
The attack happened on the line between Buchs and Sennwald at around 2.20pm, before the train reached Salez station.
The suspected attacker was taken to hospital after the incident near Salez in St Gallen Canton, Swiss media has said.
St. Gallen cantonal polices spokesman Bruno Metzger said: “Among the injured is at least one child.”…
…The incident comes after Muhammad Riyad, a 17-year-old Afghan refugee, attacked passengers on a train in Wuerzburg, southern Germany, with an axe in July – injuring 19.
— Voice of Europe (@V_of_Europe) August 13, 2016


text:
|vifabio » Database Guide: Search|
Here, you can search the latest Table of Contents (TOCs) of 12,749 journals collected from 422 publishers, among them 1,700+ biological journals. More journals are added continuously. You can start by searching for TOCs by journal title or by keywords (searching 344,918 TOC articles). You also can browse TOCs by publisher or by subject. Then, if you click on a journal title, the latest Table of Contents will be displayed. Developers can use our API (application programming interface) to embed our search functionality within their web applications to make the most of the journal TOC RSS feeds metadata. Please visit this web-page for further information and guidelines to use the API. Additionally, you can select journal TOCs and save them in your MyTOCs folder (with a "tick" ). From there you can read your favourite TOCs at your convenience, or export them as an OPML file into your favourite feed reader. ... [Information of the supplier, modified]
If you feel like something is missing here, please use our suggestion form and help us complete our collection.

domain: library


We are a leading Exporter & Supplier of Reach-In Chambers such as Fast Rate Temperature And Humidity Chambers, Climatic Test Chamber, MC Series Compact Ultra Cold, Work Operation Type Low Temperature Chamber, Temperature (Humidity) & Vibration Combined, TCC Rapid-Rate Thermal Cycling and many more items from India.
The ZoneOne temperature/humidity chamber provides outstanding stability testing performance for manufacturers of pharmaceuticals, biologics, food, and personal care products. This chamber is easy to use, durable, and comes with the full range of features needed to support a wide range of stability test requirements. Suitable for ICH Q1A conditions:
Reach-ins Platinous Chambers series lets you can select from a variety of sizes, ranges, and options to meet your specific environmental testing requirements. ESPEC Platinous series include features for quality and reliabile operation:
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The Reach-ins are top quality temperature/humidity chambers in four larger sizes than our popular Platinous and Global-N lines. More powerful heating and cooling systems on these models ensure prompt response, even with larger and heavier loads. Change rates up to 12°C/m or more is possible, depending on model.
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In addition, The P-300 touch-screen controller makes running an ESPEC environmental test chamber a breeze. The full-color, touch-screen interface is remarkably easy to use and understand. The P-300 Touch Screen Controller can be managed remotely via our new Ethernet/LAN-based Web Controller, serial port, or GP-IB/LabView.
For years AGREE chambers have been the workhorses of the environmental test chamber industry. Originally created to meet military test standards, their flexible design has made them suitable for a wide variety of applications. Fast temperature changes of 5 to 25°C/m. are possible, even with significant loads. The chambers have a removable floor, allowing integration with vibration test systems. Custom designs are common, allowing configuration to meet your exact requirements.
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Nearly every Agree chamber we build is designed per the application. Here is a review of what is possible with a custom designed chamber from ESPEC. This video highlights automation and movement, both common in Agree-type applications with vibration systems.Cabinet
|Model / Link||Interior Dimensions||Interior Volume||Temperature Range||Notes|
|(W x D x H)|
|PH-102||449.58mm x 449.58mm x 449.58mm||90.61 litres||45 to 200°C||Horizontal-type|
|PH-202||599.44mm x 599.44mm x 599.44mm||215.61 litres||45 to 200°C||Horizontal-type|
|PH-302||800.1mm x 800.1mm x 800.1mm||512.53 litres||45 to 200°C||Horizontal-type|
|PH-402||1000.76mm x 1000.76mm x 1000.76mm||999.58 litres||45 to 200°C||Horizontal-type|
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text:
Rubber band cars teach the basic concepts of Physics to kids by way of constructing a fun toy car. Moreover, they get to know the tricks of automobile functioning and design through this activity. The requirement of simple tools enables its construction at home.
How to Make a Rubber Band Powered Car
Here, we will be walking you through the steps of making an easy rubber band propelled car that runs on 2 wheels.
A rubber band car accelerates in the forward direction on releasing its rubber band component.
- A 5½” square sheet of corrugated cardboard
- Rubber band
- Thin wooden skewer
- 2 CDs
- Turn the cardboard and hold it so that the corrugations align themselves horizontally (and not vertically).
- Cut a notch 2” x 1½” at the middle of an end.
- Insert the skewer into a groove near the outer edge of the cardboard passing it through the notch and coming out through the other side forming the axle. Ensure that equal lengths of the skewer emerge out of the sides.
- Make a catch for the rubber band by wrapping a small piece of tape around the center of the axle.
- Plug a tiny Styrofoam piece into each hole of the 2 CDs and attach them to the axle.
[N.B. Once the wheels are fixed, give them 1-2 rotations to ensure a smooth movement. If the wheels and axle do not rotate together, consider stronger attachment with a bigger piece of Styrofoam. If there is a lack of free rotation of the wheels, then reposition to allow a larger distance between them and the cardboard chassis.]
- Tape the rubber band to the end of the chassis opposite to the notch.
- Loop the free end of the rubber band around the catch and wrap it around the axle as shown below.
[N.B. For a fast car that goes a long distance, rotate the axle a few times to increase the winds of the rubber band.]
- Hold the axle so that the rubber band doesn’t slip and place the car on the floor.
- Let go of the rubber band and watch your car zoom forward.
How to Build a Rubber Band Car: Video
Toothpicks, straws and bottle caps constitute this unique design of rubber band race car.
How does it work?
On twisting the rubber band around the axle, you are storing potential energy in it that gets transformed into kinetic energy when you let it go. The rubber band unwinds to regain its former configuration spinning the axle and propelling the car forward in the process. Hence, the more the winds of the rubber band, the faster and longer your drive. It works on the principle of conservation of energy that energy can neither be created nor destroyed, or the total energy in an isolated system remains constant.
Other Designs of Rubber Band Cars
Instead of cardboard, the cars can use a variety of lightweight materials for the chassis such as Lego, balsa wood, light plastic container, cereal box or foam board. Plastic bottle caps, toy wheels like those of K’NEX, film canister caps can also serve as the wheels. Wooden dowels threaded through straws work well as the axle. Listed below are a range of design ideas that you can choose from.
It would be a good idea to draw a blueprint of the desired plan on paper before starting off if children are doing it in the school lab or performing at a science fair.
Plans to Try Out
Decide on the best car design by checking the following.
- Do certain types of wheels offer less friction and speed up the car while others don’t?
- What happens when smaller wheels are used in front and bigger ones at the back and vice versa? Does it become faster or slower?
- Does the weight of the car affect its speed? You can check this by placing coins or washers on it.
- What happens if the chassis is longer in size?
- If you start it on a ramp, does it travel longer?
- Which one is faster among 2, 3, and 4 wheeled designs?
The amazing car project is going to get the kids hooked on to their models for hours. Though it might need a bit of trial and error at first, once they are comfortable with the steps they can design a good car pretty quickly. Organizing competitions can help sharpen their car building skills.

domain: design


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Like many people, you probably want to healthy, unprocessed food, but you may think that it is too expensive for you to afford. The truth is, however, that you can definitely afford it.
Most people know that they need to eat raw vegetables to get a lot of vitamins and fiber but think it’s time-consuming and might cost a lot. It is just not true. The following things can be purchased for a dollar in most grocery stores: a cucumber, bag of carrots, a few roma tomatoes, a bell pepper and a head of lettuce. If you think good salads are difficult to assemble, think about this. You can pre-cut a few cucumbers and bell peppers for the week and store them in your refrigerator. Whenever you want a salad, use some of those vegetables, cut up and Roma tomato or two and lightly cover with olive oil, salt, garlic powder and dried basil, or whatever you want to season them with. This is a very healthy and tasty way to eat vegetables without spending a bunch of time on preparation.
Beans and Legumes
Beans are great. They are very inexpensive and when combined with rice, form a complete source of protein. If you want to make a minimal but flavorful batch of beans, it is extremely easy. Buy the bag of beans of your choice: it will cost you 1 or 2 dollars per pound. Throw in a ham shank, but if you cannot afford that, just use bouillon cubes. In the absence of meat and broth, bouillon will flavor your beans very well. You can make a very flavorful batch of beans by simply adding: a chopped onion, chopped garlic, a few bouillon cubes, water, beans, and herbs in a pot and let them cook for 3 hours. Since all you need to do is set it and forget it, this is an affordable dish that requires minimal preparation.
Let’s say you want a healthy animal protein that is also cheap and easy to prepare. What you need are chicken breasts. If you are living as a single person without much time to prepare food, you can buy a batch of skinless chicken breasts for less than 7 dollars. After the breasts defrost, rub them down with a little bit of olive oil, salt, herbs and spices and bake them in the oven at 350 degrees until the internal temperature reaches a safe level.
Satisfying Your Craving For Sweetness Desserts – astra foods
All over the world, desserts or puddings are referred as the part of the course that is served at the end of the meal. Generally, it comprises of the food rich in the sweet quotient. Derived from a French word “desservir”, dessert refers to “to serve” or “to clear the table”.
The most common western dessert recipes comprise of cakes, pastries, pies, puddings, biscuits, candies etc. Many times, even sweet fruits like mango, are considered to be a part of the dessert course. All over the world, various variations of dessert recipes can be witnessed. Say, for example, when taking about the easy dessert recipes in Russia, bliny served with jam and honey forms the most popular dessert. Mostly, the desserts are consumed with the help of a dessert spoon, whose size lies in between a tablespoon and a teaspoon.
During the early ages, simple dessert recipes were most crusty in nature, prepared form dried dates and honeycombs. It was in the middle century, when sugar was manufactured and dessert recipes took a turn.
One of the most famous Indian dessert recipes is Kheer, as it is referred. Make out of rice, milk and sugar, it is one of the most preferred dessert recipe all over India. Though, different variations of the recipe are available throughout the country, the basic ingredients remains the same.
Irrespective of the age group, desserts are loved by one and all. No matter, it’s a kid or an adult, dessert need to suffice the sweet tooth of everyone. When moving through different corners of the world, you will witness different shades of the easy dessert recipes. While some stick to the syrupy coated fruits for the dessert, others opt for fine cream puddings.
There is a huge collection of simple Chocolate Recipes available on the internet to choose from. Choose the recipe of your choice and start preparing one on your own. Do not worry about the long list of ingredients before preparing a dessert at home as most of these recipes make use of simple ingredients which are present within the bounds of your kitchen. All you need is to pick out those ingredients and flow the recipe religiously. Owing to the increased health considerations, the dessert recipes have undergone a lot of modification. While the sugar has been replaced by the sugar-free supplements, toned milk has replaced the full cream milk. However, the most amazing fact about these replacements is that they modify the recipe keeping in mind the health but maintain the original taste.


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NOW is the perfect time to invest in commercial real estate space.
Visit the link below to learn more about the benefits of owning & why being your own landlord may be the right choice for you!
Need help with your commercial real estate space? Please call us at 720.608.4201.
IMPACT Commercial Real Estate is a commercial real estate firm focused on making an impact on businesses and the community through creative, thoughtful and dynamic real estate services. IMPACT offers a full range of real estate services including, but not limited to, exclusive brokerage representation for Sellers, Buyers, Landlords and Tenants, broker price opinions, real estate consulting services and strategic property dispositions.

domain: economics


text:
Fleckneys 2019 Cricket Fest Concludes with the annual BIG BASH on Sunday 25th August from 1pm at The Rec.
This Sunday is our annual T20 BIG BASH. The event is completely free to all spectators and guest players for the final 2 games.
Match 1 is the Andy Standley memorial trophy T20 which starts at 1pm.
Match 2 is a split between All Stars and junior softball.
Match 3 is the Cricketers v Villagers T10.
Please see the poster on this article for all small print and info, bring a deck chair and enjoy the day. Thankyou to everyone who has donated a raffle prize including all players and mbers, Fleckney Group, Fleckney Barbers, CM Cricket and Tom Flowers Cricket Coaching. Tickets are now on sale through Steve Holt. The BBQ and snack bar will be running all day.


1) In his ruling, Judge James Warren said that state law authorizes police agencies to award handgun permits, which implicitly supersedes the right of cities or counties to individually ban handgun possession. If San Francisco were allowed to ban handguns within its borders, he wrote, surrounding counties could be awash in handguns expelled from the city a situation that illustrates the need for a comprehensive, statewide law. Do you agree?
A) Well, sure, if you're gonna be all pragmatic about it.
B) Of course. Who wants to see an armed and dangerous Pacifica?
C) I couldn't have said it better myself, unless I employed the phrase "ripped out of my cold, dead hands."
2) The NRA's chief attorney, Chuck Michel, greeted the judge's decision by saying: "We're thrilled that the judge recognized that law-abiding citizens who possess firearms to defend themselves and their families are part of the solution and not part of the problem." What's your response?
A) Actually, Chuck, the judge didn't go that far.
B) I really, really hope Mr. Michel issued his statement while firing a pair of pistols into the air.
C) Exactly! And since when were homegrown militia ever a problem?
3) The Board of Supervisors placed Proposition H on the ballot amid residents' frustration over the rising number of gun-related homicides in San Francisco. The city recorded at least 94 murders last year, a 10-year high. Do you believe changing the handgun laws would have an impact on S.F.'s wave of shootings?
A) Absolutely. More of them would occur in South San Francisco.
B) Nah. You take away guns, gang members will just go back to using knives. And singing.
C) Not really. Although, come to think of it, maybe we should ban toy handguns, just so the police-related shootings go down.
4) Second Amendment Foundation founder Alan Gottlieb thinks the city should pour its money and resources into other areas. "Think of all the better uses that money could go to," he said in the wake of the court verdict. "Couldn't that money be far better spent on programs for the homeless, public health clinics, AIDS research and hospices, shelters for battered women, and other programs? How many additional staff could be hired at San Francisco General Hospital? ... The money could be spent on park maintenance, public transportation anything but this folly." What do you think of Gottlieb's statement?
A) Better yet ... let's spend it on ammo!
B) Finally! A spokesman for the gun lobby who genuinely cares.
C) I agree let's get more doctors for S.F. General. Especially the ones who specialize in gunshot wounds.
5) In response to critics' charges that he squandered taxpayer money on an unrealistic plan, Supervisor Daly characteristically fired back in a snarky statement: "I gladly will personally pay for San Francisco's appeal of Judge Warren's decision, when the gun industry agrees to civil liability and pays for damage they have caused families and local governments.'' What's your take?
A) On a supervisor's salary?
B) Oh, Chris. The gun industry isn't like the tobacco industry they're allowed to intimidate people with weapons.
C) My dream has come true: An over-the-top, hyperbolic crazy-off between the National Rifle Association and our very own Chris Daly. (Bonus point for adding: "I only wish Charlton Heston could issue some sweeping, reactionary sound bite about contemporary moral values in San Francisco.")
6) In 1982, a state appeals court rejected a similar ordinance that would have prohibited handgun possession in San Francisco, so gun-control proponents tried to craft a narrower bill this time. Still, legal observers argued that Proposition H obviously overreached, and NRA lawyers argued that if enacted it would even have prevented movie producers from shooting action films in the city. Do you think the legislation was too ambitious?
A) Well, ask yourself this question: Do we really need another The Rock?
B) Not ambitious enough, to be honest. You're telling me some yahoo from Nebraska can stroll down Fisherman's Wharf with a .44 in his pocket but I can't? Do you know how much vengeance those trigger-happy tourists wreak?
C) I've got a question: Are Army recruiters allowed to carry guns? If so, that'll be, like, two slaps in the face when they hit San Francisco campuses.
7) And finally, do you think the Board of Supervisors should turn its attention to other issues or continue to work toward a handgun ban?
A) I think the Supes have found their issue. In fact, it's time for them to pass a resolution calling for the banning of all handguns in Baghdad.
B) If they really wanna cut down on the violence in this city, why don't they pass a ban on drivers who text-message? (Bonus point for adding: "Sorry, I just needed to get that off my chest.")
C) Keep working! Next step: a ban on hot glue guns.
How to score:
Score zero points for every "A" answer, one point for every "B," and two points for every "C."
0-6 points: Hey, Millbrae, no hard feelings about trying to send you all our guns, right? Right?!?
7-10 points: Not sure where you stand? Fine, fine, just make sure you're out of range.
11-14 points: Congratulations! You're a true apologist for handguns in San Francisco. And if you can hit this quiz from 20 paces, I don't want to tell you you're wrong.


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Can you make your own bingo cards?
You can easily make bingo cards with words using a bingo card generator. First, choose how many cards you want to make, depending on how many players you have. Select the word card level, type in any custom words you’d like to add, then click create to generate your card.
How do you make a virtual bingo game?
1:37Suggested clip 93 secondsHow to host a virtual bingo game with Bingo Maker – YouTubeYouTubeStart of suggested clipEnd of suggested clip
Is virtual bingo legal?
Online Bingo Games that exist to provide gambling opportunities online can remain legal, but if the owner lives in the United States, the website is usually not legal or valid. The games must provide citizens of the country the ability to play without the owner living in the country.
How do you call bingo numbers funny?
From Kelly’s Eye to Top of the shop, Tasty has got you up to speed with all the well-known, funny bingo number calls….Bingo Calls.Kelly’s EyeOne little duckCup of teaKnock at the doorMan AliveTom’s TricksDown on your kneesDroopy drawersHalfway thereUp to tricksFour and SevenFour DozenPCHalf a centuryTweak of a thumb25
How does the game of bingo work?
Players purchase cards and mark out all even, odd or pre-drawn numbers. At a designated time, the caller asks if anyone has bingo. If no one does, the caller then draws one ball at a time until someone shouts bingo. If a player does hit bingo in the right number of numbers then they win all the money in the jackpot.
Is there a trick to winning bingo?
There is no ‘sure way’ to win at bingo but you can increase your chances. The number one tip you can be given to increase your chances of winning, is to stay alert. If you miss numbers you aren’t going to win, it’s that simple.
How do you cheat at bingo?
Work with the Caller Another way to cheat at housie involves forming an alliance with the caller. This is especially effective when the caller draws the balls from a bag or hopper and then announces them without any oversight. Buy your bingo tickets and get a seat as close to the caller as possible.
What do you say when you win bingo?
When all the numbers required to win a prize have been marked off, the player shouts in order to attract the caller’s attention. There are no formal rules as to what can be shouted, but most players will shout “yes” or “bingo”.
What bingo numbers are called the most?
In a 75-ball bingo game, the number 75 is the highest possible number to be found on your bingo cards – are you sensing a pattern here? In our 36-ball Cash Cube games, the number 36 is also the highest number called.
What is good for good luck at bingo?
Troll dolls and rabbits’ feet are the most common luck-bringing items, but bingo players find inspiration and hopefulness in a vast variety of baubles. Some bingo buffs bring a Beanie Baby or two; others set up elaborate shrines.
How much does it cost to play bingo?
An average set of bingo games could cost you around $20 dollars with four cards in each game and payouts can usually reach upwards of $100 per game. Of course, these figures are only averages and depend completely upon the casino, the specific game of bingo and many other factors.
How many games are in a bingo session?
Many games still refer to these packs as “Admission Packs.” The number of games in the Main Pack is specific to different parts of the country but usually contain anywhere from 8 – 20 games.
How long does a game of bingo usually last?
How much does it cost to play bingo at VFW?
The price for one individual session will be $20 for a 66 card machine. Paper packs are $4.00, Specials are $2.00, and Double Actions are $1.00.
Is Bingo rigged?
Yes, bingo is fixed! But not in a sneaky, dishonest way. Rather, it’s fixed by a system known as RTP that sets a predetermined rate and is made safe by a random number generator. RTP stands for Return To Player and this is the part of the game that can be considered as fixed.
How much does it cost to play bingo at Palace Station?
At just $1 per game, play as many games as you’d like and be prepared to shout “bingo!”

domain: game


text:
A prison for debtors. The picture is by George Shepherd, brother of Thomas.
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Giltspur Street compter
Site of the Giltspur Street Compter, demolished 1854. The Corporation of the...
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Daughter of Marcus Grantham. Married 1952 Mario Uziell-Hamilton. Autodidact...
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Anti-slavery campaigner. Born Durham. 1757 became Clerk in the Ordnance Off...
Treasurer of Lincoln's Inn in December 1989.
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12,210 brave WW1 seamen remembered on the monument at Tower Hill.
23,831 brave WW2 seamen remembered on the monument at Tower Hill.

domain: history


text:
Under field promotional activity, to create awareness on soil health and its management,Soil sampling campaign was organised at Adoni between20th& 21stMay 2014. The campaign team led by Mr Mahadevappa Gadyal, Marketing Executive - Adonialong with field promoters covering20 villages. 100 soil samples were collected for analysis. The team conducted door & door campaign and group meetings on soil healthmanagement & importance of Mangala PN Products like Mangala Bhooshakti, Mangala Gold and Mangala Setright during the campaign.
Mr Mahadevappa Gadyal, Marketing Executive-Adoni with farmers during campaign Adoni

domain: agronomy


text:
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It was a loud night at the Bikini Brothel. It was opening night and under the specialist and randy management of Michelle, it seemed a big success. Outside the whorehouse was a mud pit that had cushioned the fall of two combatants. One of the bruised women was Michelle and the other was the Ninja daughter of the neighboring country club. This was a fight of supremacy. A fight to choose if the neighboring newly painted building was going to become a country club bar, or stay a whorehouse. If Michelle would be able to fuck her teen idol Mark-Paul who had flown in unique for this night, it was a battle that would decide. To Kiko, it indicated she would please her dad and not be sent out to infiltrate a Hooters bar next. And because these things tend to occur, it started to rain.
Michelle stood up, a little shaken from the fall, however all set to battle. Michelle was mad, hurt and simply a wee bit bewildered. Kiko stood up, her purple bikini still hanging on to her top-heavy body. She tore her mud-covered mask off to see and exposed her long black hair that shined in the rain. Her sword was left behind upstairs so she needed to count on her hand to hand training and ideally Michelle's fear. You have met your doom tonight, pray to God for mercy on your decadent soul! challenged Kiko.
While Michelle was preparing yourself to pout at being called dumb, Kiko started the battle with a high kick to Michelle's rain-soaked head. Michelle dodged and slipped flat on her ass in the mud. While she was down there, she rose and grabbed Kiko's swimwear bottom and dragged her down to her level. Kiko was up to the bottom of the pit and had a hard time to get out of Michelle's grasp. Michelle remained in her aspect as she smeared mud into Kiko's face. While the ninja was spitting out mud, Michelle straddled her back and grabbed a handful of hair. Kiko yelled her outrage into the storming night as Michelle pulled back on her hair. Michelle leaned too far back and Kiko's years of seeing Jackie Chan paid off as she kicked her with the back of her heel.
Kiko rapidly reversed her swimsuit top and choked Michelle from behind with the flimsy purple material. Michelle had a hard time and twisted yet Kiko hung on. They toppled around the pit moving to the ground on a spot of mud. As they fell, Michelle reached for among Kiko's coral brown nipples and twisted as hard as she could. Kiko shrieked and push Michelle back, breaking her chokehold.
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domain: literature


text:
Conveyancing Solicitors in Teignmouth
Transferring a property in Teignmouth is a very stressful procedure and time consuming. If you use a skilled and experienced Conveyancing Solicitor the process can be fast, easy and hassle free.
The legal representation acting for your transaction is very influential in any transaction process, making it vital that you choose a trusted solicitor or conveyancer.
The Licensed Conveyancers or Property Solicitors job is to manage the legal aspect of property transactions. They will make a number of checks on the home and surrounding area, communicate with the seller’s solicitor, arrange the money from buyer to seller and write and exchange sale contracts.
Teignmouth Remortgage Conveyancers
Our recommended property solicitors have completed hundreds of remortgages in Teignmouth. Our carefully selected list of remortgage conveyancing service providers can work for almost all UK Mortgage Lenders. carefully selected panel of Conveyancers act fast and have some of the lowest UK timeframes for remortgage conveyancing.
Leasehold and Flat Conveyancing Teignmouth
When buying or selling a leasehold home or property it is important that you use a competent and proficient Conveyancer. With Leasehold property sales the process normally is slightly more complicated than a freehold property. This makes the fees for legal work for leasehold transactions, from Licensed Conveyancers, is a little more expensive. You’ll need to spend more money for there is a lot more tricky conveyancing work involved. The Leasehold legal transactions will usually slow down and take a little more time.
Conveyancing Firms use Indemnity insurance for conveyancing transactions to cover any kind of legal defect with the property which can’t be resolved quickly, or can’t be fixed at all. Conveyancing indemnity insurance protects the property buyer and the mortgage provider if any loss of value on the property purchased as a consequence of any kind of defect or issues. The Council of Mortgage Lenders’ (CML) handbook for conveyancers says: “You must effect an indemnity insurance policy whenever the Lenders’ Handbook identifies that this is an acceptable or required course to us to ensure that the property has a good and marketable title at completion.”
Payments for buying a home
The conveyancing solicitor will guide you through the initial stages of buying – agreeing on the contract and exchanging with the seller. The buyer will be required to put down a deposit, usually about 10% of the agreed price.
Purchasing comes with other bills to pay, that includes mortgage lender costs, before the purchase is finalised. Usually the largest cost is the SDLT – a government tax on land purchases.
Other fees include Land Reg fees and local authority searches, plus a number other fees that are included as disbursements within the conveyancers quote. Your conveyancing solicitor sum-up all these required bills and let you know the overall cost.
Teignmouth (/ˈtɪnməθ/ TIN-məth) is a town and civil parish in Teignbridge in the English county of Devon, situated on the north bank of the estuary mouth of the River Teign about 14 miles south of Exeter. It has a population of 14,749. In 1690, it was the last place in England to be invaded by a foreign power. The town grew from a fishing port associated with the Newfoundland cod industry to a fashionable resort of some note in Georgian times, with further expansion after the opening of the South Devon Railway in 1846. Today, its port still operates and the town remains a popular seaside holiday location.
The national average timescale for conveyancing is between 9-10 weeks. Conveyancing for simple purchase transactions can take just 4-6 weeks but a more complicated transaction can take much much longer to complete. Some transactions have been known to take over a year to complete, why? More info visit our How long does conveyancing take?.
If you are buying a property in Teignmouth (or anywhere in England and Wales), for more than £125,000, you will be subject to Stamp Duty Land Tax (or SDLT for short). This tax is calculated in brackets, like the UK income tax system. When you get a quote with us, we calculate the Stamp Duty (SDLT) you’ll have to pay for you. For more info visit our Stamp Duty Rates and Examples page.
Devon, also known as Devonshire, which was formerly its common and official name, is a county of England, reaching from the Bristol Channel in the north to the English Channel in the south. It is part of South West England, bounded by Cornwall to the west, Somerset to the northeast, and Dorset to the east. The City of Exeter is the county town; seven other districts of East Devon, Mid Devon, North Devon, South Hams, Teignbridge, Torridge, and West Devon are under the jurisdiction of Devon County Council; Plymouth and Torbay are each a part of Devon but administered as unitary authorities. Combined as a ceremonial county, Devon's area is 6,707 km2 (2,590 square miles) and its population is about 1.1 million.
According to the current Hoopla estimates, the current average value in Devon in May 2017 is £283,373. This has increased 0.77% from February 2017. Terraced properties sold for a current average value of £212,677 and semi-detached properties valued £248,893. In the past year property prices in Devon have increased 3.37%.

domain: finance