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You are able to find out more about how coverage works here. Then coverage begins on the very first day of the preceding month. When drug coverage is offered as a member of a whole medical insurance program, virtually all individuals decide to obtain insurance. Whichever plan type you select, it’s important to get Medicare Part D prescription drug coverage after you’re eligible, or you might have to pay a late-enrollment penalty with your monthly premium for so long as you’ve got coverage.
You may have wondered why people have medical insurance and most pets don’t, as soon as the health care costs seem practically the exact same! If pet medical insurance isn’t for you as well as your pet, there are different options which you are able to choose from to continue to keep your pet healthy. It is not a new idea. Even if it has been available for more than 25 years and has grown to become a strong industry, there are few companies who have been on the market for a while. Alas, many of the more popular wellness insurance provides require a pre-medical screening for a requirement before registering for their health insurance policy plan or assistance. Dog health insurance not only will help make sure your pet can find the best available care, but in addition, it keeps your finances intact and offers you a ready ways to fund your dog’s medical expenses.
You may want to consider the varieties of coverage described below. Unfortunately, lots of people do not have sufficient coverage or medical insurance. To check and see whether you qualify for free Part A coverage, you may use the Medicare eligibility calculator here. Part B coverage isn’t required.
Drugs in various tiers have various costs. If you do suspect your kid is using any drugs, get expert guidance to help and don’t attempt to deal with the issue completely all on your own. From that point on, your drugs will be addressed in full for the rest of the year. Prescription drugs are a substantial portion of our healthcare system. Find out whether you find it possible to use name brand prescription drugs or if you’re regulated into only using generic drugs.
Medicare Advantage plans are provided by private insurance companies which contract with CMS. You are entitled to choose and enroll in a Medicare Advantage Plan at the time that you’re eligible for Medicare. You are unable to change to a brand-new Medicare Advantage Plan.
The Honest to Goodness Truth on Stand Alone Prescription Drug Coverage
In the majority of instances, you will want to search for the plan that has the lowest estimated yearly costs at the pharmacies you intend to use. Following that, your plan pays the majority of the expense of your drugs for the remainder of the year. You will also understand the plan all-around star rating, which assesses coverage, complaints and client support. Some plans may also require that you try cheaper drugs before the plan will cover the drug prescribed by your physician. So when you have an ACA-compliant wellness program, you shouldn’t have to buy any additional stand-alone drug coverage. It’s crucial that you understand how to distinguish between a great medical insurance program and a bad one. Finding the proper dog medical insurance plan is surely something you need ton’t take lightly.


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Review of Honey Ryder's album Rising Up
No question about it, there's a definite impression that this is some kind of major entertainment industry EVENT. Swanky PR company? Check. Name dropping press release? Check - although it does read suspiciously like their wikipedia entry. Gushing dedications section (I love you mum/dad/significant other/legal team etc.)? You bet. Yep, standing shoulder to shoulder between the new bombs from Green Day and Kasabian comes this, an epoch signalling record by artists so ubiquitous that the term over exposure hardly applies. Except that Rising Up is the debut album from Honey Ryder, a male-female duo from London whose first two singles Fly Away and Numb had scraped into the lower reaches of the top 40. Score one then to Lindsay O' Mahoney and Martyn Shone, formerly MTV employee and city banker respectively, and both clearly people who won't let the industry dog wag their career tail.
Reading their blurb however you don't need to be getting pissed in Camden every night to realise that their music is going to be about as revolutionary as free school meals. According to it Honey Ryder have toured with Will Young, Hue and Cry and - I didn't realise he was still going - Michael Bolton. Annie Lennox is apparently a fan, as is Roy Orbison's wife. Their producers have worked with Natasha Bedingfield. And on top of that, they've turned themselves into a company, in which you can buy shares secured against their future profits for a mere three and half grand apiece.
Predictably, this Dragon's Den style of securing an advance is a far more interesting story than anything on Rising Up, which reveals itself to be made up of a competent soundalikes of The Corrs and Glaswegian pop rockers Speedway, a sound now made in quieter moments by little poppets like Miley Cyrus. It has a few moments, with the previously mentioned Fly Away and Numb seemingly destined for next year's rom-com soundtracks, whilst the title song finds Mahoney doing a more than competent impression of Belinda Carlisle. I admit none of these artists will be signing on in the near future. But artistically it's candyfloss, music for people born in Croydon who insist on wearing stupid hats and drinking Guinness on St.Patrick's day, and the nauseating boy band sentimentality of Years From Now stinks. Right now I'd say a couple of scratchcards is a better investment than a share in Honey Ryder.
Official Site -

domain: artistic


text: Kevin Plank and Patrik Frisk will “divide and conquer” their responsibilities in leading Under Armour, the duo told CNBC Tuesday morning, on the heels of the company announcing Plank will step down as CEO on Jan. 1.Plank will be succeeded by current COO Frisk, who only just joined the company about two and a half years ago. He will still report into Plank, however, as the founder transitions to an executive chairman role and becomes brand chief. Plank founded Under Armour in 1996.”It will empower us. It’s gonna be freedom,” Plank told CNBC’s Courtney Reagan in an interview. “It’s gonna allow Patrik to make the decisions to run the day to day. And really allow me to make the decisions to continue the vision — to think about what’s next for this brand and where it can go. It’s a great partnership.”The news came somewhat unexpected from Under Armour, but Frisk has often been seen by Plank’s side during major interviews and events, and he has been taking questions during earnings calls with analysts.Frisk said that, internally, the transition has been “planned.” “This is about continuity,” he said. “We believe we have a strong plan in place. … We want to free Kevin to be more strategic.”Under Armour shares were up nearly 3% in premarket trading on the news, having climbed nearly 14% this year.Meanwhile, after the announcement was made Tuesday morning, there was some speculation that Plank had been pushed out of the CEO role because of the company’s recent poor performance in North America, or even because of a realization that, up until last year, employees were able to expense visits to strip clubs on the company’s dime, and women in the company felt overlooked for key jobs.But Plank says that’s not the case.”This is my decision to get to this moment,” he said, adding that he got feedback from Under Armour’s board that he took into consideration. “Right now, there couldn’t be a better time,” to make this transition, he said.

domain: economics


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How to Make Halloween Book Covers
- Old books
- Check out the thrift store for inexpensive books to use
- Printable book covers
- Rotary cutter and ruler or scissors
- Mod Podge
I made the file for these Halloween book covers a little different than normal so they will be easier to scale to fit your book. Each book is made up of clipart files (PNG) instead of PDF files. There are 5 files for each cover: a front flap, front cover, spine, back cover, and back flap. You can scale them to the size you need, then put as many as you can right next to each other on the page. For the smaller book, I got it all to fit on 2 pages, for the bigger one had to split it between 3 pages.
To put them together, cut the covers out leaving a strip of excess paper where you need to glue them together to make one continuous piece. Make sure to assemble it together backwards so the front cover will end up on the front when assembled. The front will be on the right side, and the back on the left. I put mine together with a healthy dose of classic school glue.
Let them dry completely. I got a little excited and found that the glue doesn’t hold that well if they aren’t allowed to completely dry. So use heavier glue if you are impatient like me 🙂 Then fold the covers around the book. I put it on the book to get my creases in the correct spot, then pulled it off to give the creases a little more oomph!
Now you are all done and ready to decorate. So easy! And you can put these on any book, not just old beat up ones you find at the thrift store because the covers are removable.
For the last book, I used this idea from Craftaholics Anonymous. Using some Mod Podge, glue the cover to the front, spine and back of the book.
Then use some medium grit sand paper to rough up the corners and edges a bit.
Now it is ready to decorate with.
I’m so excited I now have three spooky books for my Halloween decor. I am thinking I will set up a witch’s lab vignette on my dining room console table. Oh man, I can’t wait to decorate the whole house!
And my adorable son is so fascinated by the books, he keeps reading them! I keep telling him that the insides are not really what the covers say, I didn’t go through all the trouble of changing all the pages. But he still insists on reading them. Maybe he will learn something awesome 🙂
We are loving our new Halloween book covers. Don’t forget to check out all the rest of my Halloween tutorials for more fun Halloween decor.

domain: design


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NEW YORK – You might interpret some of Kobe Bryant’s comments Sunday before the Los Angeles Lakers lost their latest game to the New York Knicks as recruiting pitches for his friend Carmelo Anthony to leave the Knicks for the Lakers via free agency this summer.
For example: “Everybody wants to play in Los Angeles. New York’s a beautiful place; don’t get me wrong. But it’s cold as (expletive) out here.”
Or about free agents relocating being viewed as chasing championships: “It’s a familiar story with LeBron James, and he seemed to turn out OK.”
Well, there are some substantial obstacles in the way of Anthony coming to the Lakers, and one of them is that it’d just to be too cute for La La to live in L.A. (Anthony’s wife, La La, is also good friends with Vanessa Bryant.)
Let’s tally up the seven most significant issues with Carmelo going to the Lakers:
1. If you listened to Bryant’s entire pregame media session, it was clear that Bryant wasn’t really intimating anything with regard to Anthony. In fact, Bryant said “all jokes aside,” he leaves it up to each player and his family with the caveat on Anthony “if he wants to call me for advice later.”
2. Anthony has a lot of red flags sprouting out of his game, including on the defensive side where the Lakers have all white flags. With Bryant and Anthony, the Lakers would be putting forth nearly $50 million a year for two players similar in their ball-stopping offense and non-stopping defense. Mike D’Antoni, for how much he sneers at post-up plays, called a bunch of them for Jordan Hill to go after Anthony on Sunday.
3. Anthony has a lot of red flags sprouting out of his character, including how he set himself up for all this losing in New York by forcing his way there via trade and diminishing the Knicks’ roster (though netting some more cash) instead of waiting to go there via free agency. D’Antoni’s decision to have overmatched rookie Ryan Kelly guarding Anthony on Sunday was an indication how much better he saw the Lakers’ chances of winning if he encouraged Anthony to focus on his individual game.
4. It’s not Bryant’s decision anyway. It’s the Lakers’ decision. And for the aforementioned two red-flag reasons, well, the Lakers aren’t sold.
5. Anthony might not view the glamour of the other coast’s big city, with Bryant leaning toward retiring in 2016, as a compelling draw. New York can offer him an extra year worth roughly $35 million on his next contract. There are few other desirable max-slot destinations, but the Chicago Bulls, with Derrick Rose and Joakim Noah, could conceivably offer maximum dollars and a better chance to win, as Yahoo! Sports' Adrian Wojnarowski wrote.
6. D’Antoni and Anthony can’t co-exist, as evidenced by their time together in New York. D’Antoni was practically squirming in his shoes before the Lakers’ 16th loss in 19 games not because of how bad his team has become, but because the New York media probed him with questions about Anthony. The coach began to comment on Anthony, saying, “I’m speculating…” before abruptly slamming on the brakes and saying: “Good opportunity for me to keep my mouth shut.” Despite what a sizable section of the fan base thinks, the Lakers like what D’Antoni has done this season and he has a guaranteed $4 million salary for 2014-15. If the Lakers didn’t adhere to the wishes of Dwight Howard to shun D’Antoni for Phil Jackson, there’s no reason to believe that the franchise is going to ditch the coach to lure Anthony.
7. Even if it makes Bryant’s burden awful heavy next season, the Lakers can just save their money and go for a younger, more dependable, better-fitting free-agent star in 2015. Structuring a max deal not for Anthony, but for restricted free agent Eric Bledsoe, 24, makes more sense this summer—even though the Phoenix Suns seem inclined to match any offer to retain him. (Worth noting: LeBron James, the Lakers' obvious free-agent target if he’s out there in 2015 or ’16, is a huge Bledsoe backer.) Otherwise, the Lakers have it in mind that the superior free agent pool is coming in 2015, even if it leaves Bryant largely wasting what could be one of his last two seasons in the NBA.
The seventh sign is the one that really bears analyzing. The idea that the Lakers don’t even try to bring in enough talent—assuming for argument’s sake here that Anthony does want to be a Laker—goes against Bryant’s fundamental position that he must compete for a title.
But retrace the Lakers’ steps. Mitch Kupchak has said it repeatedly: The Lakers already got one of the elite 2014 free agents…Kobe Bryant. For all the backlash over Bryant’s contract extension coming too early and for too many dollars, the Lakers locked him up before he could think too much about how bad these guys around him might actually be. He’s now Lakers property, surrendering his leverage.
That’s not to say Bryant won’t squawk if he doesn’t like what he sees in the offseason. Despite Bryant often saying he now leaves things to the front office, he’s not the type to toil away in the back and ignore perceived injustice. This is what he said Sunday while talking about Anthony’s Knicks plight:
“From a psychological perspective, as a player you don't want to get too frustrated about things you can't control, so you have to find that balance. At the same time, it's important for the organization to understand the level of competitiveness that you have, that you won't tolerate having a team that's not in contention for an NBA championship, which is what I did (in 2007). You rub a lot of people the wrong way, but sometimes you've got to kick down a few doors and piss some people off and trust that it'll pay off in the long run.”
A scenario where Carmelo wants to come and Kobe wants him to come and the Lakers just aren’t feeling it…now that’d be awfully interesting.
There’s no denying Bryant’s interest in Anthony, whom Bryant once called from home in the Denver Nuggets locker room during a game. (Anthony, then a Nugget, was there because he’d just been ejected, as seen by Bryant via TV, so he made the call of support.) It was also interesting to see Sunday how Bryant knows, without prompting, the exact amount of time Anthony has been in the league: 11 years.
For everyone who thinks the rest of this Lakers season is just a waste of time, we’re all going to use it to gather more information on this matter in particular. We get to find out what kind of player Bryant is—or still is. The Lakers can judge accordingly whether Anthony’s game would be duplicative. And from Anthony’s standpoint, if Bryant is clearly not up to snuff, then joining the Lakers loses a lot of luster.
Maybe Nick Young, who has shown so much growth this season, proves that his scoring game actually can work in tandem with Bryant, his idol. Maybe that also shows us something about how Anthony and Bryant would be able to share the ball.
Maybe it becomes clear—whether the Lakers find a taker willing to give a future asset for a potential Pau Gasol late-season rental—the Lakers most need a big man like Shaquille O’Neal or Gasol or LaMarcus Aldridge/Kevin Love/Marc Gasol via 2015 free agency.
Maybe the ultimate conclusion, and this might well be it, is that the Lakers really need an infusion of top-shelf athleticism (i.e. Bledsoe), not shot-making, to help Bryant win.
Bryant is set to be checked in the next couple days to determine if his knee fracture has healed. He sure hopes so, saying he looks forward to doing “more things than riding a bike. That’s killing me.”
For now, it’s killing the Lakers, too. They’re 4-16 during this latest Bryant absence and nine-and-a-half games out of the Western Conference playoff picture.
And that’s why it’s inevitable to start thinking about what could be an ooh-la-la-exciting—or very quiet and merely stop-gap—Lakers offseason.

domain: sports


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To make cheese in my kitchen, to form a funky chunk then sip a mug of piping hot whey, feels like a bit of a miracle.
The biggest thing in American cheese since sliced bread.
Cider Week NYC is coming up from 10/20–10/29, but it’s always the right time for this local combo.
Lower East Side beer and cheese shop Malt & Mold tells us what we can expect at their Good Beer table.
It’s in limited supply and goes down with Other Half Brewing’s hoppy brews.
For Women’s History Month, the city’s foremost American cheese expert shines a light on the women who have shaped America’s modern artisan movement.
In addition to the city’s top cheese shops and Greenmarkets, you’ll find Consider Bardwell’s cheese at Daniel, Eleven Madison Park and Roberta’s.
In an effort to give our photos and illustrations the attention they deserve, we’ve created downloadable wallpapers for all of your devices.
Local cheesemakers wash their curds in everything from beer to absinthe.
The time has come for our next issue, but just one thing: we need a cover. Help us decide which image from our upcoming issue should grace stands across the city.
Where do we even begin when faced with so much mouthwatering cheese options?
A marriage of old worlds and new yields a New York taste of Tuscany.

domain: food


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Via a slightly odd story in the Daily Telegraph comes the news that Nick Clegg is pushing for the current legal penalties for not returning electoral registration forms to be maintained when individual electoral registration is introduced.
I say slightly odd, because Tim Ross’s report misses out nearly all of the context, simply talking about:
Nick Clegg, the deputy prime minister, is backing proposals to ensure that every individual is responsible for registering themselves on the electoral roll.
However, ministers fear that thousands of young people, particularly students moving house after leaving university, fail to re-register and fall out of the system.
The Liberal Democrat leader is understood to have been convinced that some form of sanction will be necessary to force potential voters to register.
So here’s the context the piece misses:
- The government is moving to individual electoral registration, implementing a decision made by the previous Labour government and widely supported across the political spectrum.
- Under the current system, there is a legal obligation for household electoral registration forms to be returned. There has been controversy over suggestions that there would not be any similar legal obligation under individual registration.
- In response to the controversy, and in particular the views expressed by a cross-party Parliamentary Committee and by the independent Electoral Commission, Nick Clegg announced the government was thinking again.
So the story in short is: government makes proposal, consults on proposal and then responds to views expressed. Sort of how government and consultation is meant to work…

domain: sociology


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Ukraine has been in the prayers of many Christians around the world since 2014 when the military conflict began in the eastern part of the European country.
The nation comprises about 45 million and has a good number of evangelical Baptists, who are actively involved in a thriving mission work.
Enthusiastic workers all over the country are implementing numerous social and evangelistic projects.
The Baptists in Ukraine trace their origins to at least 160 years ago. The first pioneers of the Baptist faith suffered much oppression from the authorities and the dominant Orthodox Church; however, the movement grew.
By 1926, about 1,000 local congregations existed, but later Baptists faced harsh persecutions from the Soviet regime, which tried to impose communism and atheism.
New opportunities arrived with the independence from the Soviet Union in 1990, which resulted in an impressive growth of the Baptist movement.
Currently, around 2,270 Baptist local congregations have approximately 110,000 members.
The European Baptist Federation (EBF) has been facilitating the ministry of several Baptist church planters in different parts of Ukraine.
Pastor Serhii Moroz is the vice president of the Ukrainian Baptist Union, responsible for mission and evangelism.
Because of war in eastern Ukraine, he has moved to Kiev from Luhansk, where he had previously served Baptist churches for many years. Serhii also coordinates the church planting work in the whole union.
Numerous projects are under his oversight. One of them is in Ternopil in western Ukraine, where Baptists are scarce.
The majority of the local population belongs to the influential Greek Catholic Church, which makes them rather skeptical to the gospel message.
Alexandr Maximov, who was sent from the mother church – Grace Baptist Church of Rivne in western Ukraine – has led the ministry.
Grace Baptist has been supportive by praying, sending mission teams and contributing financially.
The mission team – comprised of Alexandr and his wife, Ivanka, along with two other couples – has established the principles of conduct, which include regular meetings, praying for each other, tithing and accountability to each other.
Each leader should have at least one disciple.
The team organizes regular evangelistic activities as well as social ministry. Their goal is to make friends, particularly among neighbors, and build bridges of trust.
They also go to visit public schools with lectures about avoiding dependency from drugs and so on. And God is opening new possibilities. Many high schools welcome them and recently about 300 students participated.
The team is particularly successful with children and youth work. They know how to organize interesting and regular activities, which draw many young people from the neighborhood.
Their relationship with the mother church is very important as they often visit and share testimonies.
This summer, the team organized a family camp, a baptism of a young couple and accepted one other team member.
The group is also planning to start a Sunday School and a youth club, so they pray for an appropriate building and finances.
Antal and his wife are missionaries among the Roma people in the village of Gat in the Trans Carpathian region. They have been commissioned by the regional pastor, Ivan Kondor, to do the work.
The Roma people are very sincere and friendly but also specific and distinct. Most of them live in poverty and are marginalized, and many consider them to be forgotten by God.
In order to convey to them the love of God, the mission team decided to prove it by starting a social ministry.
The ministry is based on personal encounters with these people when the team members visit them in homes called “shalash.”
These Roma people are peaceful and slowly become open to the gospel. This method of personal approach helps build bridges; some of them start attending home groups and church meetings.
This is a new and small congregation, with only 11 members. They conduct regular services attended by about 40 people, and Bible study as well as youth and children’s meetings.
About 20 teenagers come to the youth group, and about 15 children are included in the children’s group.
Recently, five people repented and four of them expressed a desire to be baptized.
Last winter, a new Bible study group was started for people who previously did not attend any church.


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Also known as a Boxador, the Boxer Lab mix is not a purebred dog. They inherit traits from both parents, which can make predicting their temperament and appearance a bit difficult. After all, they can inherit any trait from either parent.
However, these dogs do have some specific traits most of the time. They must either take after the Boxer or Labrador Retriever parent. We’ll attempt to draw some conclusions in this article, though you should understand that puppies can vary widely even in the same litter.
Black, Brown, White, Brindle
Large, active families
Active, Friendly, People-Pleasing
Generally, these dogs make excellent but active family pets. They are best for families that like to go on adventures and partake in strenuous activities. They love to run, fetch, and participate in canine sports of all sorts. They aren’t a dog for someone that is primarily looking for a cuddle buddy. While they do cuddle, they typically only do this after they’ve been running around for an hour or so.
Boxer Lab Mix Characteristics
Boxer Lab Puppies
Boxer Labs can be challenging to find, as they are not as popular as purebred dogs. They aren’t as widely known as other dogs, so few people look to adopt them. However, a few breeders breed these dogs, though it is usually on the side and not their primary breed. You may be able to find one in your area.
Alternatively, you can sometimes find some puppies at rescues. These dogs tend to be happy accidents, which means they are often unwanted and turned over to the local shelter. You may be able to find this breed if you keep an eye on your local shelter and other rescues. However, statistically, the odds of this exact mixed breed showing up are slim.
When you bring home a Boxer Lab, be ready to have a friendly and loving dog by your side. They are very energetic dogs, so make sure they have plenty of space to run around in. With enough mental and physical stimulation, they’ll grow into happy dogs.
Temperament & Intelligence of the Boxer Lab Mix
Usually, these dogs are pretty friendly. They are very people-oriented and love to be around their family and strangers alike. Most of them are pretty friendly towards strangers. They can be pretty good with children as long as they are socialized early. Due partially to their high activity level, they are pretty playful. They enjoy just about any game, including fetch, water retrieval, and disc catching.
These dogs are well-known for getting along with other pets, as long as they are socialized correctly. They are usually excellent with other dogs, though they aren’t known for getting along with smaller pets. Their high prey drive often means that they will chase just about everything that runs. This means cats, rabbits, and other small pets.
The Boxer Lab mix is pretty happy and content most of the time. They aren’t challenging to take care of as long as their needs are met. Generally, they are pretty well behaved inside and outside alike. They’re eager-to-please and generally enjoy listening to their people.
They are pretty intelligent. This makes them pretty easy to train. However, it also means that this mixed breed needs regular mental stimulation. If they are not kept entertained, they are prone to destructive and problematic behavior. They will find ways to entertain themselves, which often causes them to get into trouble.
The best ways to keep them entertained involve obedience training, dog sports, and puzzle toys. If you’re going to be gone for an extended period, puzzle toys allow you to keep your dog entertained while you are away. However, you shouldn’t leave a Boxador alone for more than a few hours regularly due to their people-oriented nature. They need regular interaction to stay happy and healthy.
Are These Dogs Good for Families? 👪
For families with lots of children, these dogs can make good family dogs. They thrive the most in active, large families that will keep them entertained. Due to their high exercise and mental stimulation, they require quite a lot of care and attention. This is best accomplished in larger families, with multiple people to look after the dog.
These canines are pretty good with children as long as they are entertained early. Due to their larger size, they aren’t likely to get injured by children, which reduces the likelihood of fear and aggression on the dog’s part. Most of the time, dogs are aggressive towards children due to their fear. Children can be pretty unpredictable, and some smaller dogs may be fearful. Because the Boxador is so large, they are generally not fearful of children.
However, they still need regular socialization with children to get along with them. Puppies that grow up with children are typically just fine interacting with them. However, older dogs that haven’t spent much time around children may be a bit unsure.
Families that adopt this dog need plenty of extra time and attention when compared to other dogs. For this reason, they are not best for families that are gone for much of the day. Instead, we recommend them for families that are active but not so busy that they don’t have a few hours a day to dedicate to these dogs.
Does This Breed Get Along with Other Pets?
This breed is excellent with dogs in most cases. Their friendly, playful nature makes them a perfect match for similar dogs. However, older, laidback dogs may find their constant ask to play a bit annoying.
The Boxer Lab mix does not have any territorial tendency, which allows them to get along with most dogs quickly. This is even true for dogs of the same gender.
However, you still need to socialize these dogs from an early age to understand how to interact with other dogs. Otherwise, their social skills may not be up to par, which can cause problems when they do interact with other dogs. We recommend puppy classes, which should fulfill their need for socialization and mental stimulation.
When it comes to other animals, these dogs usually aren’t a good mix. They have a decently high prey drive and will chase just about everything. This includes cats, bunnies, ferrets, and other small pets. This isn’t something that you can train out of them. They may act perfectly fine with a cat for years, only for their hunting instincts to kick in one day and lead to disaster. We do not recommend ever allowing these dogs to be alone with a cat or other small animal. You don’t know when their instincts may kick in.
Things to Know When Owning a Boxer Lab Mix:
Food & Diet Requirements 🦴
For the most part, these dogs don’t have any particular dietary needs. They are large and active, so they may need more calories than you would initially expect. However, this doesn’t necessarily mean that you should feed them plenty of extra. Instead, base their food amounts on their body condition. If they are a bit on the skinnier side, they may need some extra calories
These dogs are typically very food-driven, so they tend to overeat. Obesity can cause serious problems, especially since they are already prone to joint issues. Instead, two or three carefully measured meals a day are often sufficient.
You also need to be very careful when feeding your puppy. Both of the Boxador’s parent breeds are large and prone to hip dysplasia. This condition typically occurs when the hip joint doesn’t grow properly. The ball and socket of the joint end up misaligning, causing extra wear. Often, this leads to arthritis at an early age.
How you feed your puppy has a significant effect on how they grow. If they are fed too much, they will grow faster than they naturally should, which will lead to severe problems with their joints. For this reason, you should avoid overfeeding puppies. It is common for puppies to act hungry all the time, especially when they are as food-driven as this breed.
The Boxer Lab mix needs a lot of exercises – and we mean a lot. These are one of the most active dogs around. They are very high-energy, so they should only be adopted by active families. They are not going to sit around and cuddle all day. The most they’ll lay around is for a few minutes after each exercise session. This is especially true when they are puppies, as they are typically more hyperactive when younger.
These dogs benefit from a backyard that they can run around in. However, they are highly people-oriented, so don’t expect them to get in all their exercise simply by putting them in a fenced-in yard. Instead, you’ll need to be next to them, “helping” them exercise. They enjoy just about any canine game out there, including fetch, retrieval, coursing, and just about everything else.
If you like to run or hike, this dog is highly suitable. However, you should aim to keep their exercise low-impact for the first two years while their hips are still forming. This will help prevent hip dysplasia later on.
Never force your dog to exercise, especially as a puppy. Puppies are prone to growing pains and can often not perform as athletically as an adult. They may be a bit hyperactive, but that doesn’t mean you should force them to exercise. Short, frequent exercise sessions are often best for puppies. A quick game of fetch in the backyard a few times a day may be all the time they need to stay healthy and worn out.
These dogs are brilliant and eager to please. This makes them generally easy to train. They can quickly learn commands and usually don’t mind listening to them when the time comes. They are not prone to any behavioral problems, except for occasional bouts of separation anxiety. You must teach your puppy how to be alone from an early age so that they are comfortable without anyone else around.
Without the proper treatment early on, your puppy can quickly revert to nervous behaviors when left alone. This can cause destructive behaviors and barking, which many dogs find anxiety-relieving. Chewing is often a big problem among dogs with separation anxiety.
These dogs are usually well-behaved, especially when they are adequately trained. However, they are prone to destructive behaviors if their needs aren’t met. You should ensure that your dog is adequately exercised and mentally stimulated. A bored and hyperactive dog will often look for things to do, including chewing, getting into cabinets, and similar problem behaviors.
The Boxador is also quite slow to mature, so they tend to stay hyperactive and “puppy-like” for longer than you would imagine. For this reason, you should plan on being incredibly patient and expect puppy behaviors from them for a while. These dogs don’t mature as quickly as other dogs, so they don’t “calm down” quite as early.
The Boxador doesn’t have high grooming needs. Their coat is usually short and dense. They don’t need regular trimmings or anything of that sort. They do shed moderately year-round, so we recommend a regular brushing session weekly. This will help keep them clean and remove loose hairs that would end up on your floor otherwise.
They may shed more during season changes. This is often called “blowing their coat.” During these periods, you’ll need to increase your dog’s brushing sessions to once a day. Once their coat stops shedding quite as much, you can decrease the sessions back to once a week.
These dogs won’t need a bath unless they get dirty. They keep themselves cleaned quite easily, except when they roll in mud or swim in swampy water. We recommend keeping their bathing to a minimum, or you may end up stripping them of their natural oils. This can cause problems on their skin and coat, such as irritation.
They will also need their ears and nails taken care of. Like all dogs, you should plan on trimming their nails as needed. You can do this yourself at home or visit a groomer. Many of them provide walk-in appointments for nail clippings that are very inexpensive. Their ears are typically not in need of regular care. However, they can get dirty, which can lead to ear infections. Keep your eye out for dirt and debris in the ear and clean them with a wet cotton ball when necessary.
Health and Conditions 🏥
As a mixed breed, this dog is typically pretty healthy. They inherit genes from a vast gene pool, which means that they are less likely to inherit genetic conditions. However, that doesn’t mean that they aren’t entirely healthy. They are still prone to a few problems.
The most severe problem that the Boxer Lab mix often develops is hip dysplasia. This is a condition that causes pain and inflammation in the dog’s hip joint, which can lead to lameness and arthritis. Typically, it is caused by excess wear and tear. This can be due to genetics alone, though it is often caused by improper feeding and exercising when they are puppies.
This condition isn’t completely preventable, but taking care of your puppy properly can go a long way.
Because this mixed breed is likely to be large, they may be at an increased risk of bloat. This is a life-threatening condition that comes on suddenly. For reasons we don’t completely understand, the dog’s stomach begins to fill up with gas, which can cause the stomach to expand and cut off circulation to surrounding body parts. Within only a few hours, the dog goes into shock and eventually dies.
Male vs. Female
There is no significant difference between males and females. Because this breed is so diverse, it is difficult to tell similarities and differences between genders. While males may sometimes be larger, this isn’t always true. Their weight can vary greatly, and it isn’t always tied to gender.
3 Little-Known Facts About the Boxer Lab Mix
1. They are incredibly active.
These are some of the most active dogs on the planet. Their parents were bred to work all day, so this mixed breed is often ready to do the same. For this reason, they are only recommended for active families that are willing to commit an hour or two a day to their exercise.
2. Boxer Lab Mixes are pretty intelligent.
Boxer Lab mixes are one of the more intelligent dogs out there. For this reason, they can quickly learn most commands. They also require quite a bit of mental stimulation, though. This is best accomplished through obedience training or canine sports. Often, dogs will outgrow regular obedience training at some point and then must continue to be stimulated through other means.
3. These dogs vary quite a bit.
Because they are a mixed breed, these dogs vary quite a bit. They can inherit any traits from either of their parents. Some may act like Boxers but look like Labs. Others may be somewhere in between.
The Boxer Lab mix can be a great family pet for large, active families that are looking for a dog that can keep up with them. This mixed breed is highly active and requires a lot of exercise, making them inappropriate for families that would rather cuddle on the couch. You should expect to exercise this dog for hours each day.
Due to their high intelligence and people-pleasing nature, these dogs are pretty trainable. However, they also require a lot of mental stimulation. Plan on meeting this need through obedience training, puzzle toys, and canine sports, or you may end up with a bored and destructive dog.
Overall, this is a solid family dog as long as you know exactly what you’re getting into when you adopt them.
Featured Image Credit: Paul Donald, Shutterstock

domain: pet


text:
Life-Flo HYALURONIC CREAM 3oz | Skin Health Support Supplement
Hyaluronic Acid is used to heal skin, moisturize, and treat joint disorders. The cream should be applied to areas experiencing discomfort, especially joints, cartilage, and tendons.
- • Non-Greasy
- • Heals Wounds, Burns, and Skin Ulcers
- • Lubricates Joints, Tendons, and Cartilage
- • Fragrance-Free
Apply Life-Flo Hyaluronic Cream to skin morning and evening as needed.
Purified Water Aloe Barbadensis Sodium Hyaluronate (HA) Helianthus Annus (Sunflower) Seed Oil Glycerin Butyrospermum Parkii (Shea Butter) Caprylic/Capric Triglyceride Hydroxypropyl Methylcellulose Stearic Acid Glyceryl Stearate Cynara Scolymus (Artichoke) Leaf Extract Vitis Vinifera (Grape) Seed Extract Phenoxyethanol and Caprylyl Glycol Potassium Sorbate Methylsulfonylmethane (MSM) Isopropyl Palmitate Sodium PCA Elaeis Guineensis (Palm) Oil (and) Tocotrienols (and) Tocopherol (Vitamin E)Tyrosine Oenothera Biennis (Evening Primrose) Oil Beeswax Dipalmitoyl Hydroxyproline Allantoin Lecithin Glucosamine HCL and Sodium Bicarbonate.

domain: health


text:
What goes into your favourite Buddha bowl?
Buddha bowls have been taking Instagram by storm and are set to become one of India’s biggest food trends of 2018. According to the Godrej Food Trends 2018 Report, Buddha bowls are finding a place in everyone’s menu. And not without good reason: they are nourishing, filling, and look pretty as a picture too. Buddha bowls were also one of the topics of discussion at the FBAI Awards 2018. Have a look at some of the most talked about Buddha bowl combinations


text:
Haworth, West Yorkshire, UK
Liverpool FC. You'll Never Walk Alone.
frost, Fotografie van winter, ijs en natuur, ijskristallen en ijsbloemen, tuinieren, seizoenen, buiten
River to the sea, Porthcurno, Cornwall, England We ourselves feel that what we are doing is just a drop in the ocean. But the ocean would be less because of that missing drop.” ~ Mother Teresa http://www.designyourownperfume.co.uk
Blackchurch Rock is a spectacular rock formation on the Culm Coast near Hartland in North Devon
Wax Jean Girls Skinny Cargo | at West 49
The Westbury White Horse, Wiltshire, England. Another of England's mysteries.
wedding dress with sleeves..close to the dress I ha e been dreaming of..but not quite.
why you may want to reconsider wearing green velvet this Fall/Winter. Shop a few favorites inspired by this look...
Land's End, Cornwall, England - I feel lucky to live so close!


text:
The developers of a new app that uses AI to estimate the speed of a passing car say they were forced into anonymity by the vicious response from drivers.
The app, Speedcam Anywhere, is the product of a team of artificial intelligence scientists from Silicon Valley companies and top UK universities. Its creators hope it will inspire police to take speeding more seriously and allow residents, pedestrians and cyclists to document traffic offenses in their area.
But since its launch in March, the vitriol imposed on the team is such that they are afraid to share their true identities. “We get some pretty abusive emails,” said Sam, the app’s founder, who spoke on condition of anonymity. “It’s a Marmite product – some people think it’s a good idea, others think it turns us into a surveillance state.
“I can see both sides of this, but I think if you’re going to have speed limits, then it’s the law that you obey them, and you have to enforce the law. It’s not a personal vendetta against anyone, it’s just – how do we make our roads safe? There are 20,000 serious injuries on the roads each year, how can we reduce them? And the way we reduce them is to deter speeding.
An online review of the app said: “In East Germany, citizens were encouraged to report their neighbors to the Stasi for even the smallest societal offence. “Congratulations” on creating a modern version of this. If you couldn’t tell, I’m being sarcastic. This app disgusts me.
The application encountered difficulties. Google refused to allow the team to post it on the Play Store, saying it was not possible to estimate the speed of a passing vehicle using only AI – a claim turned out to be false when the company provided a demonstration of the technology. An iOS version has also been developed but Apple has not yet approved its distribution and given no reason for the delay. “We don’t know why they would block useful technology, something that could save people’s lives,” Sam said.
For several years, police forces have been accepting user-uploaded images of traffic crimes. This has allowed some citizens, like cyclist Mike van Erp, to submit evidence leading to hundreds of dangerous driving lawsuits. “What we’ve done is extend the kind of capabilities of dashcam systems, so you can automate the forensic video analysis that dashcams already do. So instead of a human watching a video for determine the violation, we have created software that automates the process.”
The app cannot cause drivers to receive speeding tickets. Since Speedcam Anywhere’s algorithm has not been approved by the Home Office, it is not legally a speed camera and cannot provide sufficient evidence for a police force to engage prosecution for speeding, although the broader offense of “dangerous driving” may apply if the driving is sufficiently careless.
Sam hopes the widespread use of the app will instead alert police to speeding hotspots and encourage them to take more action to prevent dangerous driving. “I think it’s a step in the big journey of how we make our roads safer and more accessible for everyone.
“Having roads too dangerous for children to cycle to school, roads too dangerous for parents to let their children cross – I think that’s wrong, and society has to get over it. Give back safer roads, make them less unpleasant, and then we can start looking at how else we can get around.
Apple has been contacted for comment.
How Speedcam Anywhere works
A user of the app opens it when he hears a car approaching at high speed and films the passing car.
The app uses the number plate of the passing car to search the DVLA’s public registration database to find the make and model of the car.
From there, it determines the distance between the axles of the car and compares it with the images to calculate the speed.
The user then has the option of recording the video or generating a report from it to share with the authorities.

domain: news


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A friendly reminder to my friends and film lovers!
It is 17 more days to a DEAF SHOWTIME!
Show Me Deaf Film Festival is picking up a full steam forward and is progressing day by day towards its opening on Thursday, September 27, 2007. This is a special day for everyone in the deaf community. More information is on the website at Deaf Images
It is a breaking ground for the future generations to be involved in deaf filmmaking. We want this to happen and for good reasons - it is fun and it is art. It is also a hobby. It is also a serious profession. It comes from our hearts to show the world who we are through filmmaking.
If you love arts, you love life and yourself! It is a reflection of life in drama and comedy. In ASL world, it is a beauty in the eye of the beholder! This is why it is my favorite ASL world. It is time to show support for our deaf arts.
See you at the SHOW ME DEAF FILM FESTIVAL!
Paul J. Kiel
September 9, 2007


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Howdy there, Nintendo just had a short Direct and revealed the single player story trailer for Splatoon 2
Poor guy never had a chance…
HOOOOOOOWWWDYYYYY HOOOOO fellow oddballs, in this here video I shall be showing everyone how I created Link’s Blue Tunic from the Legend Of Zelda: Breath Of The Wild.
Zelda: Breath Of The Wild Playthrough: http://bit.ly/2nlTesC
Here’s what Link’s Tunic from The Legend Of Zelda: Breath of the Wild looks like next to my homemade Tingle outift, both videos on how I made these costumes can be found on my website at Tiny.cc/Jakub72
Click on “Continue Reading” to see the entire process.
Hello and welcome back to another video ladies and gentleturds, this is the long awaited follow up video to my “How I Stole A GameBoy Color” lovely tale. Tis created to answer a number of questions people seem to have after watching my original video.
Every Video Mentioned Can Be Viewed HERE: http://bit.ly/2nshdXC

domain: entertainment


text:
PET Adhesive Color Change Thermometers , Reusable Liquid Crystal
Accuracy : ±1 ℃
Temperature range :12～32 ℃
Material : PET
Size :78*8 mm
Principle : Liquid crystal heat sensitive color change
Note : Keep it in shady and cool
Valid date : 2 years
Usage : Measure the temperature.
Each style covers a wide range of temperatures, for use in many
Non-toxic / non-hazardous temperature measuring alternative
Easy to read and unbreakable
The promotional liquid crystal color changing thermometer is a
liquid crystal strip on a 'plate' that has double-sided adhesive
tape. These self-adhesive reusable temperature labels provide a
safe, accurate, easy-to-read means for monitoring temperatures.
Indicating strips use liquid crystal technology to display the
current temperature at an economical cost. The strip will turns a
green color when ambient temperature is reached. It is meant as a
promotional giveaway to customers, and allows for custom printing
on the plate.
We guarantee the thermometer’s accuracy for 12 months from the date
Store in a cool,dry and dark location.Avoid exposure to UV
light(including direct sunlight)and extreme temperature (below-5 or
above 40 Centigrade)
1.No mercury,no glasses,non-toxic and no battery required , safe
2.Unbreakable and reusable,convenient to be used.
3.A fast and easy way to check temperature.
5.Perfect promotion gift.
7 OEM is welcomed
Diagnostic Test Kits (Urine Tests)
Machine Sealing Verification Labels
Propane Gas Level Labels
General Room / Workplace Labels
Wine Serving Temperature Labels
Refrigerator / Freezer Labels
Food Service / Hospitality / Catering
Bath Water Labels (for infants)
Milk Bottle Labels (for infants)
Advertising / Promotional Labels)

domain: chemistry


Happy Super Tuesday! Whether or not you live in one of the 24 states that cast their votes today, you probably agree that healthcare will be one of the major opportunities –- and major challenges -– for the next White House. Now for the first time in history, policy makers are facing a more outspoken, more organized medical and patient constituency than ever, due to the emergence of social media on the Internet, aka Health…Read more »
Speaking of the myriad new social networking sites popping up for us PWDs — like ‘em or not — I just discovered a new place for women with diabetes to “get support, get motivated, and get informed,” not to mention go shopping. It’s called DiabetesSisters.com, founded by Brandy Barnes of Hickory, North Carolina, a 32-year-old mom who’s had Type 1 for 18 years.
In brief, the site offers:
Blogs from women with Type 1 Diabetes,…Read more »
So I noticed that some of you are only interested in Health 2.0 stuff if it’s all-diabetes, all-the-time. OK, then. Here are two more new sites aimed directly at us PWDs:
* WeAreDiabetic.org – yet another social support network for the diabetic community. This one has a very Flickr-ish look and feel, IMHO. It’s created by the folks at WeAre.Us, who’ve recently launched online communities for Crohns, Parkinson’s Disease, and Huntington’s Disease. Seems like you…Read more »
More new stuff on the web for us patient-types — wow, there’s a lot of them!
* Last week over at Diabetes Daily, Elizabeth and David launched DailyHealth.net — a new “health community covering chronic conditions, dieting, parenting, dating & marriage, yoga,” and a whole lot more. Interestingly, the site will include some free promotional opportunities for doctors and other health professionals. If you’d like to promote your practice, go on over there and contact…
Thanks to our fearless leader Nicholas Genes, Grand Rounds is going strong. That’s the weekly roundup of what’s happening in the medical blogosphere. I’ll be hosting here next Tuesday, Feb. 5, with an emphasis on… you guessed it, Health 2.0.
This means we’re showcasing anything having to do with:
Consumers & health care providers working together in new and powerful ways
Helping consumers become empowered and knowledgeable
Making health care more cost-efficient
Price and quality…


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I found an interesting selection of plush toys and books recently, including some more Frizzys (which I love), three Raymond Briggs books and a vintage Star Wars sticker album. I’m rather taken by Bear In The Big Blue House, who “cha cha’s”, probably because it’s by Jim Henson.
Figures found this month so far included three Doctor Who figures to add to my collection, Fabuland (also for me), Lalaloopsy (me too!), Minecraft, Paw Patrol, Scooby Doo, Smart Dog, Smiggle (for me again), Soldier Force, Timmy Time, Top Wing, Trolls and Yo-Kai Watch. I also found five very well loved Ladybird books!
I found lots of super toys during August, some for me and lots for resale. So many in fact, that I couldn’t fit them all on the table to take a group shot! My favourite finds have to be the vintage plush Popples and Care Bears, and two Funko Pop: Fortnite figures.
Mostly books found over the last couple of weeks, with a smattering of soft toys and little figures. I found Gonga, Mickey Mouse, Zomlings, Crazy Bones, Beanie Babies, Furby, Ladybird Books and various fairy tail books.
July is already off to a flying start, even with just a smattering of charity shops able to re-open. My favourite find as a Fabuland book by Ladybird, and the oddest is probably the “Royal Knits” craft book!
I had a good spot of luck in the last few days the charity shops were open before lockdown, and was presented with a freshly donated pile of well loved Ladybird and Janet and John books on stepping through the door of my local (the manager knows me too well)!
I have to say, my favourite book buy of February has to be Jane Asher’s “Fancy Dress” (more photos below). I saw it in my FB newsfeed in a group called Charity Shop Shit, and was so taken went straight onto eBay and purchased a copy for £1. Best Buy Ever! I also rescued some 1980s Pins & Needles magazines from being recycled.
All kinds of books here from my January rummaging! A few are for resale, others are for my own collection of oddness. Knightmare was a great find, as was Mix ‘Em Up Monsters. I also found a few Ladybird Books, Beatrix Potter, Flower Fairies, Pink and Perky, Richard Scarry, Rupert The Bear and an old Thomas The Tank Engine from when it was still called “The Railway Series”.
A bit of shopping (and a pint) in Rayleigh found me a Moxie Girlz doll and various figures (Monsters Inc., Guardians of the Galaxy, Duplo, The Corps, Pint Size Heroes, and Jurassic Park), as well as Felicity Kendal reads All About My Naughty Little Sister on LP, Star Lord Annual 1982 and a Ladybird book called More Things To Make.
I came back with a nice selection of toys and books from last weekends carboot sale, including two Furbys, three little Disney Princess Mini Toddler figures, a Sally Secrets doll, a Sylvanian Families dog, six vintage Ladybird books, a crocheted plush figure from Paperchase and Pucca bag.
Half term week meant lots of pottering around and lots of charity shop finds. It’s a good job I am about to put up some more shelves as I’ve run out of room! I found Sweet Valley High, Lalaloopsy, Sweet Secrets, Furbys, Moshi Monsters, Glimmies, Ladybird and Brambly Hedge books, Puppy Surprise, Equestria Girls, Monster High, Ever After High & Mr Men.
I found a few little bits and pieces on Monday in the charity shop, including four Ladybird Books, two PJ Masks figures and The Transformers Card Game.
This weeks mid-week charity shop perusal found me various TV show DVD’s (True Blood, Battlestar Galactica and Life On Mars), two Ladybird books, the Ready Player One book and a lovely illustrated fairy tales book.
Just a couple of book finds on the way home from work on Wednesday; Monster Fun Annual (1982), and “The Cat”, from the satirical Ladybird series “How It Works”.
I couldn’t do a trip back to the homeland (Bath) without perusing the charity shops along Mooreland Road last Monday. I came back with two modern reprints of Fighting Fantasy books, a Teenage Mutant Hero Turtles book, and two “Well-Loved Tales” Ladybird books. I also bought Leon, Amelie, and Twilight.
Mr Men books by Roger Hargreaves were and remain to this day one of my favourite series childhood books. Yet somehow I managed to miss the release of Mr Men stamps, which came out on 20th October 2016.
This weeks finds was Ladybird book “Snow-White and Rose-Red”, from their Well-Loved Tales series, and a special 20th anniversary edition of E.T. The Extra-Terrestrial on DVD. They were both 50p.
On my way back from work this week I found thirteen lovely little Ladybird books from series 401. They were all in fairly good condition.
From time to time I come across old children’s Ladybird books in charity shops, the little hardback ones from the 1960’s-70’s. I recently happened to find a couple from the “Well Loved Tales” series of fairy tales and they reminded me how much I used to love the illustrations.


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Topic: Israeli Press
Vatican ends absorption center's lease
A landmark Jerusalem absorption center which served as one of the pillars of North American immigration since the establishment of the State of Israel is losing its main dormitory building after the Vatican terminated its half-century-old lease, the Jewish Agency said Wednesday.
The three-story building, which served as the chief dormitory and club room at Jerusalem's prominent Ulpan Etzion in the city's upscale Baka neighborhood, was recently sold by the Carmelite Church to a private developer, a Jewish Agency spokesman, Michael Jankelowitz, said.
The Carmelite Church, which is connected to the Vatican, had previously leased the lucrative property out to the Jewish Agency for the last half century, he added.
The absorption center, which was established in 1949 as Israel's first ulpan, will likely have to vacate the building in question within the next three years.
Jewish Agency officials, who are battling concomitant economic difficulties, are considering where to house students when they will have to vacate the building. But the officials are not inclined to leave the compound altogether.
"The future of Ulpan Etzion is not at stake here," Jankelowitz said.
Some 165 students from 20 countries around the world are currently studying at the ulpan, of whom 103 live there.
Some of the students studying at what is considered the Jewish Agency's flagship ulpan are already housed at an alternative site in southern Jerusalem known as Beit Canada, while others live in rented apartments.
In the past, students have complained about the condition of the rooms in the old building, as well as heating problems over the winter. The rest of the buildings at the site belong to the Jewish Agency.
The quasi-governmental organization which promotes Jewish immigration to Israel has been going through a period of economic turmoil and change.
The economic decision by the Church to terminate the group's lease on the building comes as Russian President Vladimir Putin is said to be pushing ahead with claims on a couple of buildings in the city's historic Russian Compound which are owned by the Russian Orthodox Church, including the landmark city building housing the Jerusalem Magistrate's Court.
Israel is concerned over the precedent such claims may have on other Church properties in the city, including the prime minister's official residence.

domain: politics


‘It’s the reflex of governments to conceal & mislead’: Snowden talks surveillance & privacy (VIDEO)
NSA whistleblower Edward Snowden has detailed how governments are using fear to undermine civil rights. He said this has lead to an increase in surveillance laws in a number of countries.
The former CIA employee spoke via video link at William & Mary Law School in Williamsburg, Virginia, in a discussion moderated by retired US Army Colonel Larry Wilkerson, who was chief of staff to US Secretary of State Colin Powell. Both men are recipients of the Sam Adams Award, which is given to an intelligence professional who has taken a stand for integrity and ethics.
Snowden began his remarks by reminding his audience that the US is “a nation born out an act of criminality, an act of treason,” and painted a picture of immense depth and power of modern surveillance techniques.
“Surveillance technology has outpaced democratic controls. A generation ago surveillance was extremely expensive… but today that has reversed,” Snowden said. “For the first time in history it's possible for governments to track the complete activities of our lives.”
The former NSA contractor claimed that he doesn’t have any grievances against America’s security agencies, saying he volunteered to work for them, and volunteered to work overseas.
Speaking about the culture in the intelligence community, Snowden said: “There is no evil grand conspiracy amongst your average NSA employee but good people can do very bad things for what they believe are good reasons.”
A light-hearted moment came when the livestream dramatically froze as Snowden posed the question “Does government lie?” This sparked a hubbub from the audience. “I know what everyone’s thinking,” Wilkerson joked as the crowd waited for the technical difficulties to be resolved.
Snowden spoke about the vital importance of adversarial journalism. “If we only knew what governments wanted us to know we would not know much at all,” he said. “Think about what we wouldn’t know without adversarial journalism.” He cited police forces using body cameras and revelations about drone strikes as examples of important information gleaned from journalism.
Snowden used the example of Martin Luther King being marked as the “greatest national security threat” two days after he gave the “I have a dream” speech as evidence of the mindset of governments and national security.
“We must always be skeptical. It is the reflex of governments to conceal and mislead their subjects because they think it is the right thing to do… National security is a euphemism meaning continuation of the status quo.”
While discussing surveillance laws being passed in the UK, Russia and China, Snowden said the current political atmosphere of heightened nationalism and fear is being used to undermine rights.
“We are constructing a world where the most common political value is fear… this has given rise to a creeping authoritarianism,” Snowden said. “If you live in a world of terrorists and madmen… rights begin to look like a vulnerability.”
“If we allow the preferences of a few officials to replace the basic principles on which our constitution was founded then we have completed the journey from citizens to subjects.”
In closing his initial statement Snowden laid down the gauntlet to his audience by advising that “sometimes the only moral choice is to break the law… One voice is enough to change the world and i think it may be yours.”


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Es una casa pareada en urbanización exclusiva en primera linea de mar. Con supermercados y restaurantes cerca. Parada de tren y de autobuses al aeropuerto, Málaga y Marbella.
Perfecto clima en invierno de 15 a 23 grados
28 a 30 grados en verano.
Es una planta baja con jardín, piscina y parking en la puerta.
Dos habitaciones y dos baños.
Es una planta baja
Málaga, capital of the province of the same name, is the fifth most populated city in Spain. It is located in the south of the Iberian Peninsula, in a privileged spot.
Whilst the Mediterranean Sea bathes the Málaga coastline, the Málaga Mountains close ranks behind the city to form a barrier of peaks that protects it from the cold, while the regulating effect of the sea gives the area its characteristically mild temperatures. The hottest months are July and August. December and February are usually the coldest. The average temperatures fall between a maximum of 22.8° C and a minimum of 13° C. Rainfall in Málaga follows the seasons, with the most abundant rainfalls occurring in autumn and winter.
The climate in Málaga is extremely moderate in winter with very mild minimum temperatures. The summers are tempered by the city's proximity to the sea. Rainfall is low with an average of 469.2 mm. The highest rainfall occurs between November and March; the summer is very dry. On average rain falls on 70.9 days.
Málaga enjoys an annual average of 2,901 hours of sunshine. The maximum hours of sunshine are achieved in July with an average of 354 hours and the minimum hours of sunshine are in December with 167 hours. This, together with the mild temperatures, make Málaga's climate ideal in winter and very pleasant in spring and autumn
Cupboard / drawers
Garden / yard
Deck / patio / courtyard / terrace
Covered porch / verandah
Sport and leisure
Good public transport
Accessible door handles
Accessible height bed
Slip resistant bathroom flooring
Accessible kitchen access
Slip resistant kitchen flooring
Accessible parking space
Suitable for infants under 2
Suitable for children ages 2-12
Pets not allowed
Torremuelle Beach is located in Benalmádena, next to the La Hidalga housing complexes. Puerto Marina is just 5 kilometres away.
On the Costa del Sol, Benalmádena has approximately 20 kilometres of coastline with 17 beaches known for being urban beaches. Most of these tend to be quite busy except, for example, Torremuelle.
Torremuelle beach is 1000 metres long and has an average width of 15 metres. With a moderate swell, it is covered in dark sand and shingle.
A quiet and peaceful beach, it is not usually very busy.
Access for the disabled
Cafeteria and restaurant
Rental of hammocks, sun loungers and sun shades
Rental of sports equipment
Public showers and toilets
Train and buses to the airport and Málaga city and Marbella
This member has chosen to hide their location from non-members and members without active listings.
Member feedback is unavailable to non-members and members without active listings.

domain: geography


text:
Handmade, Functional Art
Are you an avid board game or RPG player? How many times have the dice been rolled, only to skip and bounce off the table and under a chair, or into an obscure corner to be lost until the next time you vacuum?
With this oak dice tower, you will no longer have to worry about those dice disappearing into the vastness of the room again. As you drop your dice into the tower, the satisfying sound of dice tumbling, tells you your roll will be fully randomized as it appears, contained within the tray, against a fantastic contrast.
And, when you are all wrapped up for the evening, the tower stows into the tray for convenient storage to be placed along side the rest of your board games.
All towers and trays are hand made from red oak, and each a little unique in the way they tumble the dice. There are two options for the padding in the tray: either a green foam, like that of a poker or craps table, or a black leather-like material.
Have you ever gotten the feeling that you're just throwing your money down the toilet?
Well, now you can for sure, and blow up the outhouse at the same time!
A fun gift that'll fit in on any mantle, bookcase, desk, or coffee table.

domain: game


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US policy on the Egyptian uprising
SOURCE: Crescent Online
By Zainab Cheema
While it is the season for revolution, the Egyptian uprising is yet unfinished. The incandescent events that had arrested the world’s attention for a heady 18 days have, by now, moved into the twilight of negotiation between the Egyptian military, Egyptian civil society networks, and the anxious United States hovering over its unruly breakaway colony. In their public policy positions towards Egypt, the US suggests a flabbergasted mother goose whose golden egg has hatched feet to walk away with.
Perhaps one of the most fascinating aspects of the Egyptian uprising is the US reaction to this “perfect storm”, as Hilary Clinton called it in the initial days of shock. As events unfolded rapidly in the first week, demonstrations swelling into a mass revolt against Hosni Mubarak, diplomats and politicians sitting stateside simply had no idea how to properly respond. Some took Ambassador Marc Ginsberg’s line, who thundered in a HuffPost op-ed along the lines of “Who Lost China?” Taking stock of the American nightmare, he queried who would assume power in a post-Mubarak Egypt. “In each case, check either ‘a relative unknown’ or ‘our worst nightmare.’” Translation: either some of the wildcard street-leaders who haven’t been groomed in the US stable, or the Muslim Brotherhood.
The latter practically amounts to the Doomsday scenario for US policymakers, even as some analysts characterized the Brotherhood as ineffective, “bumbling”, “moderate,” and far less popular than everyone thinks. This conclusion requires no superhuman feat of logic, considering Egypt’s geo-strategic significance at the doorways to the Arabian Peninsula and Africa; the country’s shared borders with Israel; and the fact that the Suez Canal remains the major artery of energy transportation from the Middle East to Europe and the United States. Thus the frantic imagery of the bearded brothers leveraging themselves into power, notwithstanding the latter’s timid assertions that all it wants is to run in elections like a normal party. (With nary a tart rejoinder about how the evangelical movement in the US has vaulted itself into mainstream politics through the Republican Party).
Thus for now, US power has decided to stick with the student leaders and secularists, championing the revolution with a determined gusto spread on thick. Cue here Nicholas Kristof’s “we are all Egyptians” sloganeering, or the rest of the hoity-toity op-ed club of The New York Times transforming themselves into cheerleaders for people power. And seeing is believing, otherwise no one would have guessed that Tom Friedman, who crows about lunching with business tycoons and Israeli generals on a regular basis, would be cheering on the fall of pet dinosaur Mubarak from Tahrir Square. (But to give the old dyed-in-wool imperialist his due, he was probably doing so from his hotel room in between Swedish massages and double martinis).
Cue the replay button here. After the first panic stricken week, the US gauged that the revolution was a popular uprising rather than an ideology-driven enterprise. Liberal newspapers variously labeled it as a “bread and butter riot” or “pro-democracy uprising,” pining it to soothing reflections of how Middle Eastern people simply “want to be like us”, and “to have what we have.” The comforting tonic of narcissism ignored on the one hand, the steady erasure of domestic civil liberties in the US, and on the other, the complex psychic landscape of the Arab world that was set aflame by Mohamed Bouazizi’s self-immolation.
It was grave old Newton who once noted that every action has its counterpart in an opposing reaction. We can look for the chemistry of Egypt’s mass uprising in the psychological damages inflicted by the War on Terror, war on Iraq and Afghanistan, and the 2008–2009 masscare of Gaza. Arab attitudes towards their US imposed dictators can be described as a pendulum of scorn and fear — WikiLeaks revelations about US disdain for their Middle Eastern proxies tilted the pendulum towards scorn. Then there’s the Wall Street engineered global economic collapse, felt far more desperately on the Arab street thanks to neo-liberal policies that have transformed third world economies into one massive security net for the US financial sector. Bouazizi lit the match, and the explosions are still thundering.
It would have been infinitely more convenient to ignore it, to smother the Middle Eastern conflagrations and let the odd picture and human-interest story trickle out through Amnesty International and the Human Rights Watch, crowned with a humanitarian concert led by Bono ten years later, a la Bosnia or Bangladesh. But with the round-the-clock coverage by al-Jazeera and Press TV, which globally transmitted a human face to the cries for change, this simply wasn’t an option.
CNN and NBC compensated themselves for their embarrassment at jumping on board stories broken by media outlets long held in disdain by broadcasting theatrics like Anderson Cooper getting mugged by Mubarak’s goons. After all, the average US viewer, acclimated to viewing Arabs and Muslims as the bogeyman since 9/11, could hardly be expected to sympathize with Arabs in a far off land. And of course CNN’s “Silver Fox” getting scratched is a far more serious affair than young Egyptians losing their lives to tear gas, Molotov cocktails, and bullets.
The conservatives are at least honest about the situation. As Jerusalem Post editor Caroline Glick wrote in her op-ed piece, “None of the scenarios under discussion are positive.” But after all, one must buck up and make the best of it, as the British used to say. The rheumatism of an aging empire and the time-pressures imposed by al-Jazeera and Press TV news coverage laid out the most pragmatic course of action. As David Africa writes in an al-Jazeera op-ed, “this means that Pontius Pilate washes his hands off the ancient regime and gets to work to shape a South Africa scenario.” That is, publicly champion a popular revolution and work behind the scenes to transfer power in the hands of the multinational lords who will keep the country in the US orbit. For even as a select class of South African blacks gain access to the presidential seat, the majority of the country’s black population has merely exchanged the bantustans for shantytowns and AIDS camps.
As Africa writes, “the Egyptian movement for change remains alert and continues to assert its political independence, this embrace will squeeze the life out of the revolution and turn it into a polished version of the recently departed Mubarak regime — a new democratic order that, again, prioritizes the interest of Washington, London, Berlin and Tel Aviv over that of the Egyptian people.”
Democracy merely refers to an electoral process. It doesn’t have any inherent content. And hence, when Egyptians and US politicians talk about democracy, they are really talking about different things. For Egyptians, it means political freedom and using the country’s resources for the public good. However, the democracy championed by US policy makers is like a missile carrier. The unnamed warhead in the case of US politicians is neoliberlism: the rule of corporations inhabiting countries and shaping political outcomes to best allow transfer of wealth from the global have-nots to the haves. From the US perspective, democracy means that the Egyptians must choose what we want them to choose. They must be forced to be “free” to give us no holds barred access to their natural wealth and geopolitical advantages. Democracy is death by economic asphyxiation.
Supporting foreign militaries on steroids is a relic of the past, a vestige of Cold War tactics to transform third world allies into potential bases against Soviet encroachment. The tools of the trade have now changed. The move to champion “democracy” thus came early in the cycle of the Egyptian revolution. From Davos 2011, where business elites and politicians paid entrance fees running to half a million dollars, Senator John Kerry broadcast his position via an al-Jazeera interview and New York Times op-ed. While he generously dubbed Mubarak “a great nationalist,” Kerry admitted the possibility of cutting loose the trusty but creaky dictator and holding free elections. “For three decades, the United States pursued a Mubarak policy,” he said. “Now we must look beyond the Mubarak era and devise an Egyptian policy.”
But “free” is always a relative term, especially when it comes to the US empire’s prime spots of real estate. Richard Haass, a senior neo-conservative and president of the Council on Foreign Relations, outlined the current US policy to determining Egypt’s political future. “The objective must be to slow the political clock,” he writes in an al-Jazeera op-ed where Egypt moves “at a measured pace” towards a government that Israel and the US can tolerate. The purpose for this slowing down of the political clock is to give the US sufficient time to identify new collaborators and marginalize undesirable groups from the electoral process. “Early elections should be avoided, lest those (such as the Muslim Brotherhood) who have been able to organise over the years enjoy an unfair advantage,” writes Haass. It requires an impressive degree of willful historical amnesia to term a group subjected to 60 plus years of state repression as enjoying “an unfair advantage.”
Slowing the political clock extends the seconds of empire. Time is after all not the friend of the revolutionaries. Time distances them from political freedom by complicating the field of agency, opening up inroads for US political interests to regain the tactical ground gained by the protesters in the speed and intensity of the revolt. (After all, losing the element of surprise is one of the reasons why Algeria’s popular revolts have not been able to achieve the critical mass that Egypt’s and Tunisia’s did). Time positions the people to react to empire, rather than forcing empire to react to the people. Requesting time is a tradeoff on Egypt’s most precious resource — its future. Empire should never be given time to see, to think, to plan, when the winds of change are against it.
Obama’s pleas in the early days of the revolution, for Egyptian protesters to demonstrate “peacefully” was a similar request to slow the political clock in the face of electric images of the Egyptians setting fire to NDP buildings and rocking police vans. “[T]hose protesting in the streets have a responsibility to express themselves peacefully,” he declared, “violence and destruction will not lead to the reforms that they seek.” The American Revolution certainly
didn’t involve “peaceful” demonstrations in face of British tyranny. George Washington would have taken a blunderbuss to anyone who suggested this as a viable tactic. If his aim proved faulty, the other American colonists would have dumped him in Boston Harbor with the cargoes of tea.
How does one derail a revolution? The answer: very patiently. But sometimes it takes the flicker of a match to expose the most ironclad imperial geographies as gossamer webs. The only consolation US policy makers ought to have is laying claim to who saw this coming first. A poor consolation indeed.
Ikhwan must take lead if Egyptians are to enjoy the fruits of their victory over Mubarak


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Do you want to putt like a pro? On this page I've listed the best putting tips I've discovered over 35 years of my journey with the putter.
My personal experience is that great putting can be LEARNED without spending hours on the practice green. I cut 10 shots off my putting while beating the yips and have sustained that improvement for more than 10 years.
I want you to have the same results, so please take a look at the tips listed on the right, and consider signing up for my putting tips delivered FREE into your email inbox every week. If you want all my information in one hit, take a look at my putting e-book "How I cut 10 shots off my putting and how you can too" or pick up a copy on Amazon.
In the early 2000s I was a mini tour pro who couldn't putt to save my life.
When I got the full-blown YIPS, I had to quit.
But... 22 years after quitting the pro game, I've cut 10 shots off my putting game! And you can too!
I've searched and taken putting lessons from some legends of the game including technical instruction from Harold Swash, the Dave Pelz School and psychology sessions from Bob Rotella's right hand man.
I've read everything I could get my hands on about putting and while it didn't happen overnight, I'm confident that I've cracked putting and I'm confident that I know the fastest way for you to do the same.
Beyond my best putting tips listed below, I have written a book on putting about how I beat the yips and cut 10 shots off my putting game. It's available on Amazon here and also for instant download in e-book format here.
I also write a regular putting tips email. You can receive these free by clicking here and be rolling your golf ball better in no time.
That's right... during my worst run of tournament play as a pro I had an average of 39.45 putts. Last season I averaged 29.36 putts per round as a weekend player with a family and full-time job.
That would currently put me higher than 6 major champions on the PGA Tour putting stats.
At the age of 46, I've started winning prestigious amateur events including my region's men's order of merit.
I was selected to compete for my county at the English national County finals where I won 3 out of the 4 matches I played, beating nationally ranked amateurs and players with scholarships on US College programs.
I put down to the importance of putting. My long game is consistent and decent, but it's on the green is where I'm able to make up serious shots!
Start your journey to becoming a good putter today. You may not get quite as good as Jack Nicklaus or Phil Mickelson, but you will certainly enjoy the game more when your putts are dropping more regularly from all parts of the green!
Tiger's awesome putting can teach you virtually everything you need to know about the mental game of putting, techniques you can use starting this weekend. Do what Tiger's dad taught him and "putt to a picture".
In other words, make your last look at the hole your "picture" and allow your subconscious brain to work out the rest. This gives you much better feel.
This is one of the most effective ways to give you much better feel.
I find it incredible that so many golfers putt with their full-swing grip. The way you place you your hands on the putter is perhaps the most important thing in putting.
The position of your hands and the grip pressure are very very different for putting and full swing shots because you're looking to do different things with the iron and the putter.
With the iron, your objective is wrist hinge to create power. With the putter, wrist hinge is exactly what you DON'T want. And you don't need a lot of power either.
In the picture on the left, I've got a mid-iron in my hands and you can see that there's a serious angle created between the arms and the shaft.
On the right I've got my putter and the shaft is flowing in a straight line from my forearms.
Are there simple changes to approach your putting or to your "feels" that can have a significant effect as soon as tomorrow?
Although I often write tips based on technique, you can gain a great deal by changing the thoughts and feels you have when you're actually standing over the ball.
Here are 3 of my most successful thoughts and feels:
What are reasonable assumptions for your putting and your level of golf? I use this list of reasonable assumptions to evaluate my putting:
How many putts should you expect to hole depends on distance. Holing a high proportion of your shorter putts is key to success.
In the medium range, the goal is to pass the hole and with longer putts you are hoping to get the ball into the short, makeable range. Here distance control is the crucial factor.
Working out how often you meet these standards and allows you to see whether you are meeting that standard, and if not, where you can improve.
If you want to consistently putt your best, you need a consistent pre-shot routine with your putts. Obvious, right?
Doing the same things before you even stand over the ball is one of the secrets to putting success. Your routine needs to complete these steps for it to be successful:
We'd all love to know how to make more putts with less stress... Well, the route to this is your routine.
The best putters have an absolutely consistent routine before they take the putter back. They read the green, pick a target and fully commit to hitting the putt they imagined in the same way every time.
Their sole objective here is to give themselves the best chance of holing each putt.
If doubt creeps in, they step away and start again. But what do you do when you're actually over the ball?
When the winter comes around, the greens where I live get slow, wet and bumpy. Putting in these conditions is hard!
But being a better putter means doing your best, even when the greens are less than perfect.
You need great roll, built on excellent technical fundamentals (grip, ball position and stroke path) AND a sound mental approach to give yourself a fair chance of making each putt, no matter what happened on the previous shots / holes.
Read these two tips to help you develop this approach:
The short answer to this is "no". Wristy putting strokes belong in the past along with the mega slow greens they can help you with.
Unless the greens at your golf course are so slow that you struggle to get the ball to the hole, you will putt far better by taking the wrist motion out of your stroke.
Crucial Stat # 1. From 33 feet PGA Tour players three putt as often as they hole The PGA Tour's strokes gained data show that from 33 feet, the best pros in the world have equal chance of making their first putt and three-putting.
In other words, as amateur players we both had no "right to expect" to hole our putts from around 30 feet. We have to lower our expectations of these long putts.
Crucial stat #2. From 8 feet, the best putters in the world have equal chance of holing and missing. With putting being such a binary part of the game (you either make or miss), these knife-edge points often decide your fate in matchplay.
Continue reading here to understand how understanding these stats can make you a better player in the long run.
I’ve just been crunching some of my putting numbers as I do from time to time using my Putting Tracker Stats sheet (which for the moment is available free with every copy of my ebook).
One stat really surprised me:
Over my last 5 rounds I only had 23 putts from outside 20 feet. That's
This got me thinking... Which of these putts were the most valuable? Should I spend much time on practice putts outside 20 feet?
The fact is that putts in the 3-5 foot range are by far the most important and to score our best we should pay close attention to these putts and practice them on a regular basis.
Let's start by stating the obvious that way too much speed on a putt and way too little are both as bad as each other.
If you leave a 30-foot putt 10 feet short or hit it 10 feet past, you're chances of making either second putt are going to be pretty low.
But supposing you're able to control your speed fairly accurately, when does it pay to putt aggressively for the back of the hole?
The worst putting lesson I ever had was given by an established club pro with more than the odd gray hair on his head. In other words, he should have known better.
I was about 16 years old and starting to win some local under-18 events, but already my yippy stroke showed itself from time to time.
After watching me putt a bit, he produced a box of a dozen Titleists from his pocket and put them down about 8 feet from the hole. Then put my ball about 6 inches in front of the box.
"Now hit that putt," he said with a smile, "BUT, if you touch the box on your backstroke, you have to buy the balls".
I now know that a short backswing and rapidly accelerating forward stroke he was teaching me is the last thing you want to do for good speed control, but it took me 15 years to work this out and in that time, I'd wasted the best golfing years of my life...
If you're had a tough time with the flat stick it's important to look at your stats to see where you went wrong.
How well you putt is largely dependent on where you're putting from. If you miss three putts in a row from 2 feet you're likely putting far worse than if you miss three putts in a row from 8 feet.
According to Strokes Gained stats guru Mark Brodie, the two most important stats to check are your make percentage within 5ft and the percentage of putts within 20ft you leave short.
I've designed an excel sheet which enables you to track those and other crucial stats by simply answering a couple of questions per putt you took at the end of the round. It gives you a summary like this and then you know what to work on ... if anything!
At what speed should you try to hole putts?
All putts need a speed strategy. When most of us look at a putt, we probably just go for the hole, right?
Well, my putting hero, Paul Runyan calculated (and I can vouch for this), that if you have a strategy to hit putts of different lengths at different speeds, you'll have a significant difference in the number of overall putts you take.
"Hit putts of different distances at different speeds" Like, duh... of course you have to do that William.
When I had the yips I lacked something I think most weekend golfers lack... a PLAN, a ROADMAP to improve. I simply DID NOT KNOW what you had to do to putt at a high level.
Maybe you don't either... but it's not our fault...
Golf instruction focuses so much on long game that putting barely gets a mention, so it's no surprise that people putt with a sub-optimal grip or can't get their ball to roll true on their start line, because they've got something simple like their ball position all wrong.
Nobody's ever exposed them to the things that REALLY make a difference. But now here is my answer to this issue - a roadmap you can implement to improve your putting steadily and avoid one common mistake after another in the coming weeks and months....
Here's a simple tip inspired by Brooks Koepka's stunning 2023 major performances.
It will help you if you currently have an out-to-in stroke path (75%+ of higher handicap golfers I play with do). You'll fix your stroke path issue and get a far better roll if you do what Koepka does with his set up....
Over many years, I've experimented with different pre-round preparation routines on the putting green and to be honest, I was never really convinced that what I was doing had any positive effect.
That was, until I read PGA Tour stats guru Mark Brodie's book "Every Shot Counts" which gives statistical analysis of which skills are important in golf, particularly on the putting green.
And now I just focus on his recommendations...They are:
The reason these are the critical skills is that they decide how many putts you take in a round and therefore how well you can convert your long game shots into a score.
The David vs. Goliath story of how Paul Runyan whipped Sam Snead's be-hind 8&7 in the final of the 1938 PGA Championship is absolutely one of my favorites in golf.
It shows the power and importance of putting
Runyan is my personal putting hero and this crushing defeat is the clearest possible demonstration of the value of putting and short game compared with long hitting.
Sam Snead - the Tiger Woods of his day - outhit Runyan by 40+ yards off every tee!
Watching golf on TV, you can easily believe that long driving is the only thing that matters in the game.
Don't believe it! It's often the person who takes the lowest number of putts who wins.


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How to Ensure Accurate ERTC Reporting with Subcontractors
Taking advantage of tax credits is a business-savvy move, and the Employee Retention Tax Credit (ERTC) is a good opportunity for businesses recovering from the impact of COVID-19.
This credit allows employers to recover qualified wages they paid in 2020 and 2021. However, qualifications become confusing when considering ERTC subcontractor reporting.
What Is the ERTC?
The Coronavirus Aid, Relief, and Economic Security (CARES) Act introduced the Employee Retention Credit (ERC), a.k.a. the Employee Retention Tax Credit (ERTC), in 2020. At first, employers who already collected Payment Protection Program (PPP) loans could not claim the ERTC. In 2021, the Consolidated Appropriations Act amended this, making the credit accessible to more businesses.
With the ERTC, eligible employers can claim 50% of qualified employee wages up to $10,000 per employee for 2020 and up to 70% of the same for 2021.
To qualify for the ERTC, you must have either 1) experienced a partial shutdown due to government orders or 2) seen a significant decline in gross receipts due to the COVID-19 pandemic. You can claim the ERTC by filing an amended Form 941.
Subcontractor Wages and Taxes
When you run a business, there are many parties involved. In addition to salaried employees, you may outsource work to independent contractors and subcontractors. Independent contractors are employees you have a contract with directly, while subcontractors work under those contractors to perform tasks unique to their skillset.
When you pay anyone who isn’t a payroll employee, like subcontractors, they must file a Form 1099-NEC if they collect more than $600. They are responsible for their own tax records, and you are not responsible for withholding their taxes. Instead, they will pay a self-employment tax.
Reporting the ERTC When Dealing With Subcontractors
When claiming the ERTC, you can only claim the qualified wages of payroll employees. Since subcontractors are not on your payroll, you cannot claim their wages for the ERTC. Therefore, ERTC subcontractor reporting would not assist with claiming ERTC funds.
For qualified employees, you may claim the ERTC credit using Form 941-X, which you use to amend your payroll taxes from the tax year your business qualifies for the ERTC. Then, you can report the ERTC refund on Form 1120S, line 13g. You must also account for the credit on Form 5884.
Defining Qualified Wages
If you can’t claim subcontractor wages on the ERTC, what wages can you claim?
This depends on the size of your business. The Internal Revenue Service (IRS) defines a small business as having 100 or fewer employees in 2020 or 500 or fewer in 2021. Such businesses may claim 50% of all payroll employee wages, up to $10,000 per employee. This also includes qualifying healthcare benefits.
However, if you don’t meet the requirements for a small business, you can only claim the wages of employees unable to work due to COVID-19. Further, you must have paid wages between March 13, 2020, and June 30, 2021.
Ensure Accurate Reporting for the ERTC
If you report the ERTC inaccurately, you could face fines, audits, and interest charges. To avoid this, don’t rush the filing process. You should always:
- Keep accurate records of your payroll and taxes
- Conduct an internal compliance check
- Organize records for readily available access
- When in doubt, consult a legal professional
Contact Experienced ERTC Attorneys To Ensure Accurate Reporting
ERTC subcontractor reporting shouldn’t be a problem, but you may run into other issues while filing for the ERTC.
At Dayes Law Firm, our ERTC recovery team has helped hundreds of businesses claim the ERTC. We can help you file for the credit and ensure the accuracy of your report. Don’t risk noncompliance; call 866-567-4510 today for a free consultation.

domain: law


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Wide receiver Dez Bryant is still looking for work nearly three months after being released by the Cowboys. There are some around the NFL who believe hell eventually find a job with the 49ers.
Although the 49ers seem to be set at receiver with Pierre Garcon, Marquise Goodwin, Trent Taylor and rookie Dante Pettis, maybe theres room in San Francisco for a three-time Pro Bowler?
The 29-year-old Bryant seemed to think so recently when he said in a now-deleted Instagram message that he wants to play for the 49ers.
The best guess from those around the league is Bryant will get his wish to play with the 49ers, but that isnt a done deal by any means, Bleacher Reports Mike Freeman reported on Thursday. With training camps set to open soon, we should know more in a few weeks.
Now before we start envisioning Bryant hauling in passes from Jimmy Garoppolo, consider what John Lynch has said on the matter. The 49ers general manager said while he respects Bryant, hes excited about the receivers the 49ers have now.
Bryants time in Dallas has included some big seasons, with his 88-catch, 16-touchdown 2014 season at the forefront. But his stay with the Cowboys has also been marked by some attitude issues and his last really good season was four years ago. Coupled with a so-so 2017 season (69 catches for 838 yards and six touchdowns), and its not difficult to understand the skepticism surrounding Bryant.
Hall of Fame receiver Cris Carter said on First Things First that theres too much hype surrounding Bryant these days.
Hes no Pro Bowl player, Carter said. I mean if hes not on the Dallas Cowboys are we talking about him this much?
Dez Bryant hasnt done anything, he added. The lack of production (lately) is why hes not signed.


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