01.Nexus family grows
Price: starting at $249 (16GB) / $299 (32GB)
Buoyed by the success of its first stab at the small-tablet market earlier this year with its Nexus 7, Google has upped the ante with a three-pronged attack on the mobile market. An updated version of the Nexus 7, made by Asus, is joined by the Nexus 4 smartphone from LG and the Nexus 10 tablet by Samsung.
The scheduled New York city media event for the triple launch was cancelled at the last minute, overshadowed by the devastating Hurricane Sandy, leaving Google to announce the new Nexus family on-the-quiet on Google’s official blog. Weighing in at 340g and 10.5mm thick, the Nexus 7 is arguably the strongest Android-based competitor for Apple’s new iPad mini.
The new Nexus 7 is notable for it’s new 16GB starting capacity - double that of the previous version - there’s a 32GB model also. Both have Bluetooth and Wi-Fi. Unfortunately, it’s also notable for what is left out — the 802.11 Wi-Fi is 2.4GHz only, not 5GHz, and there’s no 3G/4G version for Australia yet, though a 32GB version with mobile data has been released overseas.
Also, like its predecessor, the new Nexus 7 still doesn’t have a rear camera, though it retains the 1.2MP forward-facing camera. On the plus side, it has a micro USB port and the bright 7-inch IPS screen displays 1280 × 800 pixels, which equates to a very high-resolution 216 pixels per inch.
One thing the Nexus 7 has that many tablets lack is near-field communication (NFC). This lets it share files easily using “Android Beam” between compatible devices and pay without touching at sites using NFC point-of-sale payment systems.
Our Nexus 7 came with Android 4.1, codenamed Jelly Bean (actually OS 4.1.2). A downloadable system update took this to Android 4.2, a “new flavour of Jelly Bean”, according to Google. A big advantage of this, which the iPad mini doesn’t have, is support for multiple users. Jelly Bean 4.2 also has a new 360-degree panoramic camera mode called Photo Sphere, so it’s a pity there’s no rear camera on the Nexus 7.
A very handy but officially undocumented feature is the ability to take a screenshot. To do this on the Nexus 7, press and momentarily hold the down-volume button and the power button at the same time (similar to the iPads which use the Home button and sleep/wake button).
Overall performance is good. Scrolling and switching between apps is smooth. Our benchmark tests confirmed it to be the fastest Android tablet we’ve tested.
The Nexus 7 comes with a good range of Google apps and there’s plenty more on the Google Play Store. The claimed battery life is up to 8 hours, though this will vary with type of usage.
Backed by speed, high-resolution displays and the greatly improved range of apps and multimedia content available, small tablets are coming into their own. Though a 7” screen might seem a tad on the small side at first, you soon get used to it and the portability and convenience of a “pocketable” tablet can’t be beaten.
A mere seven inches might not suit large-format documents such as magazines and newspapers as well as a larger tablet — for that Google has the Nexus 10 — but most general uses it’s fine. Google’s Play Store offers a great range of content and if you like Android the Nexus 7 is the small tablet to beat.
For more information about tablet computers, see Mobile computers.


An efficient penalty kill seemed inevitable from the start.
MSU had killed 22 of its last 24 opponent power-play attempts in the past seven games, but it was the power-play that haunted them in a 2-2 tie Friday night.
“Disappointing for us not being able to finish that game. Very disappointing,” head coach Tom Anastos said.
Ohio State came into Munn Ice Arena on a three-game winning streak and averaging 3.6 goals per game. The Spartans were able to hold the Buckeye offense to zero goals for 58 minutes, but they were unable to hold them for the last two.
Last weekend in overtime, the Spartans won in a shootout against the No. 1 team in the nation, the Minnesota Gophers. They ended up losing this time in the shootout against Ohio State.
Scoring for MSU on the night came at 12:16 when MSU’s Lee Reimer put one past OSU goalie Christian Frey for the first goal of the game. He had the help of Ryan Keller who set him up with a chip shot next to the net.
Within the last three minutes of the third period, OSU pulled Frey for an attempt to capitalize on the MSU penalties with a six-on-four advantage.
Greg Wolfe intercepted a pass at mid-ice, dived to shoot the puck at the empty net, but missed to the right by inches. A goal from Wolfe would have most likely ended any chances for a Buckeye revival.
Confusion was in the air at Munn with 1.7 seconds remaining in regulation, because it appeared the goal could have been caused from OSU players pushing the puck in the crease past the goalie. The play was reviewed, but the call stood as a goal.
In overtime, scoring was quiet amidst some chances for both teams. The shootout was won with another Tanner Fritz goal.
Jake Hildebrand finished the night with 40 saves. The high scoring Buckeyes attempted 84 total shots, but only had 42 of those make contact. Hildebrand had a busy night between the pipes.
MSU now has one more chance to hand Ohio State revenge at 4 p.m. on Saturday.
“We can’t see the air and feel sorry for ourselves,” Anastos explained. “We have to regroup, dig deeper and we got to get 60 minutes of hockey. It starts at four o’clock tomorrow.”
Alex Scharg is a multimedia journalist for Impact Sports.
Photo: Jonathan Yales/Impact Sports


One of this year’s best dance programs isn’t being presented by just one company.
“Dances From the Heart 2,” the second annual benefit for Bay Area AIDS organizations on Sunday at the Palace of Fine Arts Theatre, features 10 local troupes: Ballet San Jose, Chitresh Das Dance Company, Company C Contemporary Ballet, Diablo Ballet, ODC/Dance, Post: Ballet, Robert Moses’ Kin, Smuin Ballet, Salsamania and Te Mana O Te Ra. Read More
Who’s in townComedian Sammy K. Obeid, a member of the CoExist? and Axis of Evil “next generation” comedy tours, headlines a “Live at Deluxe” show. [9 p.m., Club Deluxe, 1511 Haight St., S.F.]LecturesArts town hall: Candidates for the San Francisco Board of Supervisors take part in a town hall forum about the arts. [6 p.m., Lam Research Theater, Yerba Buena Center for the Arts, 700 Howard St., S.F.; register: www.sfartstownhall.com] Read More
Once a lauded interpreter of European and cabaret songs, Samantha Samuels — “Sam” to her friends — is making a rare stage appearance at the Marines’ Memorial Theatre Monday to support the “Help is on the Way for the Holidays” benefit concert.Samuels performed for decades, touring the country and the world in clubs, concerts and stage productions like “Piaf, No Regrets” and “Nine.” Read More
Patrick Cassidy, who appears in the Richmond/Ermet AIDS Foundation’s 17th annual “Help Is On the Way” benefit concert Sunday, is arriving in San Francisco fresh from a Boston production of “The Sound of Music.”
The son of Shirley Jones, who is joining him here for the concert, and the late Jack Cassidy says the show brought him full-circle theatrically.
“I was turning 16 and my mother told me if I wanted a car I was going to have to purchase half of it.” Read More
Most actors start their “weekend” after the final bows of a Sunday matinee and don’t plan to step on a stage again until Tuesday night. This Sunday, Tony-winner Faith Prince and the touring company of “Billy Elliot” will play their ninth performance of the week — albeit in a variety cabaret of their own design — to benefit the Richmond/Ermet AIDS Foundation. Read More


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GRAVA TOU DAMOU CAVE
The Grava tou Damou cave is located in the bay at Pyrgi. The cave is mentioned in the book Kerkira and the area of Agios Markos by Angeliki Vasiliou (2016). The cave is reachable by boat or by swimming. The coast near the cave is full of openings and karst formations. The cave has a main entrance and two other openings. All openings lead to a small beach. Inside the cave there is a room of 25 metres high and a small blind ended cellar. During a visit in 2018 no bats were spotted, only a few doves.
Βραδή-Βασιλείου, Α., Κέρκυρα και περιοχή Αγ. Μάρκου: στιγμές και παρόδοσης, Κέρκυρα 2016.
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domain: travel


text:
Pet products are increasingly being sold online with this distribution shift being given a boost by the COVID-19 pandemic, with consumers becoming increasingly aware of the benefits of shopping online. All traditional retailers of pet products are facing strong competition from online retailers, with the latter often able to stock a wider variety of options with the added convenience of home delivery.
The increase in the pet population positively affected sales of pet accessories during the pandemic as pet owners looked to provide their pets with the best care, including training and pampering products, quality pet furniture and other pet products to improve their pet’s wellbeing. However, it is expected that the dog and cat population will stagnate over the forecast period as consumers return to their normal busy lifestyles and this will likely have a negative impact on demand for pet accessories.
Pet healthcare is projected to be the most dynamic category within pet products over the forecast period. Danish veterinary clinics are expected to see an increase in foot traffic as restrictions are lifted and this should fuel demand for pet healthcare, as well as some other pet products.
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Understand the latest market trends and future growth opportunities for the Pet Products industry in Denmark with research from Euromonitor International's team of in-country analysts – experts by industry and geographic specialisation.
Key trends are clearly and succinctly summarised alongside the most current research data available. Understand and assess competitive threats and plan corporate strategy with our qualitative analysis, insight and confident growth projections.
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This is the aggregation of cat litter, healthcare, dietary supplements and other pet products.See All of Our Definitions
This report originates from Passport, our Pet Products research and analysis database.
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domain: pet


Two of the boosters that will help send NASA’s Orion spacecraft into space for the first time are on their way to Florida.
Orion will launch on top of a Delta IV rocket this fall, and two of the rocket’s three boosters were rolled out of the United Launch Alliance (ULA) facility in Decatur, Ala., and loaded onto a Mariner cargo barge Feb 21.
ULA is constructing the Delta IV for the flight test of Orion, called Exploration Flight Test-1, or EFT-1. From ULA, the boosters will arrive at Cape Canaveral, Fla., in early March for final processing prior to the launch. A third booster is still in fabrication at the Decatur facility.
"This is a very exciting time for NASA," said Bill Hill, NASA assistant deputy associate administrator for exploration systems. "EFT-1 is a big milestone for us, and is the start of venturing further into space than we ever have before. Seeing these rocket boosters roll out headed for the Cape is a testament of the hard work taking place to help further NASA’s space exploration goals.”
Read more here: http://go.nasa.gov/1hPK6nD


News 4.15.20: Murder Investigation, COVID-19 Agricultural Impact and Free Medical Help
A man from South Carolina is behind bars in Sioux City accused of murdering his mother and hurting his sister.
Officers were called to an apartment building near Morningside College last night and found two people with stab wounds.
Thirty-year-old Paul Belk faces charges of first-degree murder and willful injury.
Fifty-five-year-old Lisa Belk was killed. Her daughter was treated and released from the hospital.
Detectives say the incident started from sort of disturbance, but are still investigating the exact details.
Bond for the suspect was set at $500,000.
Governor Kim Reynolds says four more people have died in Iowa from COVID-19.
There were 96 new cases for a total of almost 2,000.
Forty-six percent of patients have recovered.
Reynolds says seven long care facility have outbreaks with half of all of the state’s 53 deaths coming from those center. There are no outbreaks in northwest Iowa.
Governor Reynolds also says there is concern that staying at home increases the chance for domestic and child abuse.
The Nebraska state employees’ union will deliver more than 1,600 petitions to Gov. Pete Ricketts’ office demanding that he give all state workers the option to work from home if their jobs allow it.
The petitions also call for an extra $2 an hour in “hazard pay” for those who have to work in-person during the coronavirus pandemic.
The Nebraska Association of Public Employees says many employees are concerned about their safety.
Ricketts has said it isn’t possible for all state employees to work from home because the state still has to provide essential services.
There are 180 new cases in South Dakota for a total of 1,168.
No new deaths.
The mayor of Sioux Falls is going ahead with a city-wide shelter-in-place ordinance, after Gov. Kristi Noem has rejected his request to issue a county-wide order.
A group of agriculture economists are estimating the coronavirus pandemic will cause billions of dollars in damage to Iowa's crop and livestock industries.
In a report released today, the economists say the ethanol industry will see $2.5 billion in losses due to lower fuel demand and the state's hog industry $2.1 billion in losses.
Damage to corn is estimated at $788 million, soybeans at $213 million and cattle $34 million.
The economists note the numbers will change as the pandemic evolves.
A University of Iowa clinic that serves low income people and immigrant communities is now offering telehealth services throughout the whole state, including Siouxland.
The U-I Mobile Clinic usually brings providers directly to people in need, by seeing patients in churches and community centers.
Michael Klemme is a medical student at the University of Iowa and a coordinator of the clinic.
“The importance is for people to have access to health care and a doctor when they need it.”
Organizers of the mobile clinic say many patients have no other way to access healthcare, due to a language barrier, lack of transportation or insurance.
More information on getting an appointment is available at Iowamobileclinic.org.


text:
- 1 When were pizzas first invented?
- 2 How was pizza originally eaten?
- 3 When did pizza become popular in America?
- 4 What country eats the most pizza?
- 5 Who really invented pizza?
- 6 Is pizza more Italian or American?
- 7 Do Italians eat pizza?
- 8 Is Spaghetti a Italian food?
- 9 Is it rude to eat pizza with your hands in Italy?
- 10 Did the Chinese invent pizza?
- 11 How do New Yorkers eat pizza?
- 12 What is the pizza capital of America?
- 13 Is pizza better in Italy?
- 14 Why is pizza so unhealthy?
When were pizzas first invented?
When was pizza invented? This royal story took place in 1889, when Esposito, a Neapolitan pizza maker, created the first pizza in the style of Italian flag’s red, white and green. This was his tribute to the Italian Queen Margherita.
How was pizza originally eaten?
“Italians cut their pizzas with fork and knife and then eat the slices with their hands. One reason is that pizza is served piping hot, too hot to rip apart with your hands.
When did pizza become popular in America?
Pizza became most popular in America after soldiers stationed in Italy returned from World War II. During the latter half of the 20th century, pizza became an iconic dish of considerable popularity in the United States.
What country eats the most pizza?
Per capita, the country of Norway consumes the most pizza – about 11 pies per person per year – of any nation on Earth.
Who really invented pizza?
Specifically, baker Raffaele Esposito from Naples is often given credit for making the first such pizza pie. Historians note, however, that street vendors in Naples sold flatbreads with toppings for many years before then.
Is pizza more Italian or American?
Pizza gets its roots from Italy. However, its history is much richer than that and America has a big part of it. Read on to learn more about the origin of pizza.
Do Italians eat pizza?
Pizza Margherita – Found all over the country, pizza is, of course, a must eat in Italy. It’s best in Naples but we also like the Roman style with an ultra-thin and crispy base. There are other varieties, but the Margherita is a classic for a reason.
Is Spaghetti a Italian food?
Spaghetti ( Italian: [spaˈɡetti]) is a long, thin, solid, cylindrical pasta. It is a staple food of traditional Italian cuisine. Like other pasta, spaghetti is made of milled wheat and water and sometimes enriched with vitamins and minerals.
Is it rude to eat pizza with your hands in Italy?
In Italy you can eat a pizza with cutlery or directly with your hands. However, according to etiquette, you have to eat it with cutlery only if it’s a whole pizza (e.g. as they serve it in a restaurant), while you can eat sliced pizza with your hands (e.g. as they serve it in the street food tradition).
Did the Chinese invent pizza?
Chinese legend surrounding the invention of pizza There is a story in China that suggests pizza is an adaptation of the scallion pancake, brought back to Italy by Marco Polo. The chefs returned to Naples and improvised by adding cheese and other ingredients and formed today’s pizza.
How do New Yorkers eat pizza?
Watch and learn.
- Buy. Make sure you pay for your slice of pizza. Here’s what you’re looking for if you want the standard New York slice, according to Weiner:
- Hold. Uh pick up your slice.
- Fold. ” New York slices are typically large,” Weiner says.
- Eat. Pizza, being a food, is best enjoyed via eating.
What is the pizza capital of America?
The study pinpointed Detroit—known for its square, deep-dish, crispy-crust style of pizza —as the “ pizza capital of the U.S. ” The city, home to the legendary Buddy’s Rendezvous, where Detroit-style pizza originated, boasts around 1,050 pizza shops and 15.5 places for every 10,000 residents.
Is pizza better in Italy?
Yes, On the Whole Pizza is Better in Italy than America. While endless topping combinations and crispy vs soft crust is completely subjective, consistency is purely objective. Pizza in Italy is better than pizza in America because it’s consistently good.
Why is pizza so unhealthy?
Like all foods, more processed types of pizza are often higher in unhealthy ingredients than those made from scratch. Frozen and fast-food pizzas can contain ingredients like preservatives, colorings and unhealthy fats. However, all pizzas, no matter how they’re prepared, are typically made using refined wheat flour.

domain: food


Institut FEMTO-ST, Université de Franche-Comté, CNRS, ENSMM, UTBM, 32 av. de l'Observatoire, 25044 Besançon Cedex, France
In this article, we report on the simulation and realization of a magnetic circuit allowing to apply an axial magnetic field higher than 1 T. The proposed electromagnet is used to investigate the influence of a magnetic field on the polarization behavior of a vertical-cavity-surface-emitting laser (VCSEL). A non-linear polarization behavior can be experimentally observed for currents as low as the threshold current, provided that the magnetic field is strong enough.
(Received August 1 2008)
(Accepted March 5 2009)
(Online publication April 22 2009)


text:
American Finance Council Reviews
12-Jan-2019 Georgine Beecham
This presence was fueled by colonial trade between the maritime provinces of canada and the west indies under british rule in 1882. Legitimate debt relief companies are known by the company they keep. This report presents the society’s and the larger cancer community’s achievements and measurable progress toward the society's strategic plan, 2015 goals, and nationwide objectives. The house bill would repeal the lifetime learning credit (llc), the hope scholarship credit, while slightly expanding the american opportunity tax credit (aotc) to a fifth year (and at half the value). Others merely suggest that high school classes in economics or personal finance be offered, while others require students to pass those courses to graduate.
Ecfa members are located across the u. Aha also funds millions of dollars in cardiovascular disease research and informs millions of people annually about the latest cardiovascular science news and health information. "settlements are illegal according to international law and thus companies doing business with it should be known because what they are doing is illegal. Each fee that is paid is described as the very last required but invariably "oversights", "errors", "complications" or "temporary difficulties" are discovered, necessitating additional payments and delays which allow the process to be stretched out over many months until you either run out of money or gullibility. Our counselors work with consumers to evaluate their specific situation and provide them a plan of action. They, in turn, determined his embezzlement in the affair and promptly arrested him. It may be reproduced and distributed. With these three areas of measurement, a comprehensive financial education initiative can be designed which will maximize the results of the participants. For various reasons, it is unclear whether congress will be successful passing tax reform or simply pass legislation enacting time-limited tax cuts. I got your address through the office of the nigerian chamber of commerce and industry.
My credit score did not change. Ecfa was founded with the establishment of seven standards of accountability that covered board governance, the requirement for audited financial statements, the requirement for public disclosure of the audited financial statements, the avoidance of conflicts of interest, and standards regarding fundraising activities. Businesses, both small and large, use our platform to engage with consumers at the critical moment when they are deciding where to spend their money. , a fraud victim may sue the fraud perpetrator to avoid the fraud or recover monetary compensation), a criminal wrong (i. These include education, health and social services, roads, housing, water and waste management. The turmoil against these enterprises attempted to undermine public confidence in the banks, and by implication attack racism and neocolonialism. Besides, most participants take the initial precaution of opening a minimum balance account. Whether you are in need of a. Report for the american council of learned societies for fiscal years. Financial transactions that need to be resolved quickly.
He had been forced to call his son in japan earlier with the message, "i have been confined. Society for human resource management. (harris interactive for the american institute of certified public accountant). These statements have not been evaluated by the federal trade commission. Membership and operation of the council. 30 percent was spent on programs.
Tax payers that itemize and removes an incentive for using the charitable deduction. Standards are considered useful by the profession. Soon documents arrive by courier crowded with legal stamps and officialdom from the central bank of nigeria, the nigerian national petroleum corporation and your newly-appointed nigerian lawyers the firm of takurmani & ruhn. Canadian monopolistic ownership of caribbean finance has a very rich history that speaks to what canadian banking concentration in the region looks like— not just during centuries of colonial exploitation— but also of neoliberal exploitation in today’s free-market era. I called tentatively to discuss the delicate matter of my debt. In some countries, tax fraud is also prosecuted under false billing or tax forgery. A spokesman for the national criminal intelligence service (ncis) estimated that £150m is lost to the uk economy every year through this kind of scam.  however in the united states, educational accreditation is performed primarily by private nonprofit membership associations,.
Looking at the community the likelihood of this person needing public assistance greatly increases. That meant that the mortgage rate for the typical family buying a home stood for years over 10 percent, which in turn meant that families could afford one or two fewer bedrooms than they otherwise might have. He assured his domestic bank, despite their warnings, that he had conducted research into nigerian business scams and that "this" deal was legitimate. Priorities include preserving and strengthening the american opportunity tax credit and lifetime learning credit, the above-the-line deduction for qualified tuition and related expenses, the tax exemption of tuition waivers for graduate students, the student loan interest deduction, and sec. In the report after conducting a compilation, the auditor will not provide any opinion or assurance that the financial statements accurately reflect the financial position of the organization - which is a normal outcome of an independent audit.  however, these benefits all come with the assumption that there is not foreign financial concentration in the developing country. Keeping these responsibilities separate is essential in maintaining segregation of duties.
for a bank, the expectations should be even higher. Time is of the essence in this matter; very quickly the nigerian government will realize that the central bank is maintaining this amount on deposit, and attempt to levy certain depository taxes on it. In his current office, tucked away in a nondescript industrial park. Michael sabo, best known as a check, stocks and bonds forger. We need a reliable company to be included in the list of companies to be paid.
Ultimately, the contractor gets no bid documents and loses his $1,000 because no building was ever planned. “there is a secret psychology of money. The pfsa provides personal financial literacy educators a way to connect with organizations and fulfill their speaking needs. additional information regarding the council, its work, and the recently approved meeting minutes are available at. Obtain an annual financial audit by an independent public accountant. The money management certification and school financial literacy curriculum form just a portion of the vast array of financial education services, programs and resources the nfec developed – over 80 financial literacy assets in total.
Luckily he was rescued in an international police operation, but not before being stripped naked and having a gun held to his forehead and told he would be shot if he did not pay a £20,000 ransom. An official capital-gains tax rate had yet to be established. Financial accounting is the process of identifying, measuring, analyzing, and communicating financial information needed by management to plan, evaluate, and control an organization's operations. To publish the names of the companies that are doing business with the settlements," he said. Along with his body, police found a note written by jerry stratton, a 47 year old plumbing contractor from live oak, florida, which said: "if anything happens to me, look for three people.
50 out of my checking account which i never gave them authority to do. gallagher considers the legal winning streak a de facto constitutional amendment. The senate bill contains several proposals that would increase unrelated business income (ubit) owed by many colleges and universities, including treating name and logo royalties as unrelated business taxable income, and computing unrelated business taxable income separately for each trade or business in a so-called “basketing” fashion. There are a number of companies offering debt relief or debt settlement. The pin problem blew up when concannon submitted his photo for the web version of the guide. After jfk’s death, lyndon b. Companies wishing to do trade with nigeria the commerce department also offers u. Georgia takes it one step further, requiring that teachers also be trained. "we were disappointed to see that no additional states require courses in personal finance to be taught," said nan morrison, president and ceo of the council for economic education. Secret service agents have been assigned on a temporary basis to the american embassy in lagos to locate and rescue potential victims.
Free marketeers may sometimes win elections, but they are not winning u. Are not expected to have a significant impact on financial reporting in general and. The pre-filing credit counseling session takes a minimum of 60 minutes to complete. The character actors and extras rival those in "the sting". The cfei program has recently been expanded to include a comprehensive research guide that covers the global best practices for teaching personal finance. "i urge all sides to avoid misrepresenting the contents of this report, which has been produced in good faith on the basis of the mandate laid down by the human rights council," said zeid ra'ad al-hussein, the u.
The internet crime complaint center has received many complaints from victims of payday loan telephone collection scams. During a review, the auditor examines the financial statements but does not conduct an examination of the nonprofit’s internal controls (which is normally included in the scope of an independent audit). What we also know is that in many fecc states—with the exception of barbados—favourable policies for domestic creditors dating back to the colonial era were maintained. James of palm bay, fl. When asked how closely they tracked where their money was being spent, fewer than forty percent said they track their spending very closely. Amount of federal income taxes payable. Controversially, the crime does not feature on a new "crime harm index" published by the office for national statistics. * they say you have been recommended for, or they have verified, your honesty and business acumen. * a religious figure such as a deacon, brother, pastor. 50 is a lot of money to me.
Evangelical council for financial accountability. That's still below the four percent annual increase in the aboriginal population, and then there's inflation. Making members of our community financially knowledgeable will improve the world as a whole. With comprehensive pre and post testing your organization stands a better chance of receiving financial literacy funding. Financial stability that may arise from asset management products and activities. Eugene kontorovich, head of international law at the kohelet policy forum, a conservative think-tank in jerusalem, said no international law was being violated by countries who do business in occupied lands, including in the settlements, and said israel was being singled out unfairly. There are other ways to determine a company’s trustworthiness.
Some diploma and degree mills have played a role in creating these accrediting bodies as well. When it was accused of dumping useless textbooks and outdated gardening. When you contact companies, use numbers provided on the back of cards or statements. The portable document format (pdf) file is an exact electronic. But they won't go in and test unique individual transactions in the same way as in an audit. A week earlier, the mikisew cree and the frog lake first nations, from alberta, said they plan to use the duty to consult in a court challenge to provisions of bill c-45, the omnibus federal budget bill that's now law. We have funded more than $3.
Your counselor reviews your budget with you and offers targeted advice to help you control your spending. Research indicates that people who have had financial education participate more often in retirement programs, make larger contributions to the program and have a much higher savings rate than others. (ii) not more than 22 members appointed by the president from among individuals not employed by the federal government. Hassan, ibe, ibeh, ibrahim, idah, idris, ige, igho, jack, james, john, johnson, joseph, jude,kabba, kabbah, kabila, kalu, kamara,. Over the last two years, new york and illinois added new standards that include personal finance, and washington has new legislation that calls for personal finance standards to be taught, while wyoming dropped the requirement, for a net gain of two. Soon after you are elected, convene a meeting of the finance committee to assess the present situation and plan for the year. It dropped a house proposal to repeal a number of benefits helping students and families finance a college education, including the student loan interest deduction (slid) and sec. This way, your company will be recognized and accepted as the beneficiary of the contract entitlements before the final remittance to your nominated account, by the central bank of nigeria, being paying bank.
American Finance Council
Khumalo, kofi, koffi, kolade, kone, koroma, koromah, kunte, lamine, lawal, lee, madu, mane, mark, martins, mboma, michael, mobutu,. In response, wall street and private companies mounted a “capital strike,” dumping cash not into the most promising inventions but into humdrum municipal bonds. Finally, hoover thoroughly intimidated business and markets, blaming them for hogging too much of the money. Looking beyond the financial literacy statistic, consider what this means to the 65% of people he referred to. (v) identify, develop, and measure the effectiveness of technology-driven approaches to promote financial capability among young people;.
Aha offers work site wellness resources and engages employers across the country improve the health of their workforce. in december 2014, the council published a. It provides that a person found guilty of fraud is liable to a fine or imprisonment for up to twelve months on summary conviction (six months in northern ireland), or a fine or imprisonment for up to ten years on conviction on indictment. To give you the most accurate and up to date financial information to ensure that your financial future is safe for generations. ' to the 'when should we intervene.
Rothstein, a disbarred lawyer from ft. , in science, to gain prestige rather than immediate monetary gain. The council hopeful says he understands that letting candidates festoon themselves with buttons can be a slippery slope, but still doesn’t see the harm in sporting old glory. They will want to get the money out of nigeria or other west african country by using you as a conduit "who will benefit greatly from your assistance and cooperation". Clients receiving the online pre-filing credit counseling are required to contact us after completing the online session to get certified. The debt settlement company will then start contacting your creditors and offer to settle your debts, probably for about half of what you owe.
If you are receiving payday loan scam calls, which are described in the below press release,.  that difficulty is found, for instance, in that each and every one of the elements of fraud must be proven, that the elements include proving the states of mind of the perpetrator and the victim, and that some jurisdictions require the victim to prove fraud by clear and convincing evidence. You can find ways to get to know us and get involved or reach out to an arc team member to simply ask a question or inquire about how we might work together. The nigerian national petroleum company is desirous of oil exploration in other parts of the world, however, because of certain regulations of the nigerian government, it is unable to move these funds to another region. Whether doug ambrose, director of finance for wavecom electronics in saskatoon, saskatchewan knew he had been duped by the nigerians prior to taking his life in july 2001 is open to speculation. “this is the united states of america, not some banana republic. Although victims of fraud are generally referred to the uk's national fraud and cyber crime reporting centre, action fraud, the fap found that there was "little chance" that these crime reports would be followed up with any kind of substantive law enforcement action by uk authorities, according to the report.
If capital gains were taxed as income, americans would be trapped in an economy where it was almost impossible to make money legally. With the global economy we are a part of today, this financial education statistic goes even further to show how the world will be impacted by the lack of personal financial education. The national financial educators council is an independent company with social enterprise business model. Colonial era financial relationships—with canadian financial firms being the main beneficiaries— have been allowed to continue due to the failure of fecc independence to effectively halt canadian imperialism in their financial sectors. General purpose financial statements may not be the most informative for a specific. Taking this financial literacy statistics out further and you can see how it impacts the country and world as a whole. About two out of three parents surveyed say they definitely see personal finance education as their responsibility and consistently make the effort to teach their children about it, compared to the only forty one percent of students who say their parents did. In fact, you may not be able to find decent reviews of the major players, let alone all debt relief companies. The finance chair works with the leadership team chair, the church staff, and other ministry leaders to fulfill the mission of the church.
(alaska, connecticut, kansas, massachusetts, oklahoma and wisconsin are the holdouts. They complained that the money the airc raised for native americans. I called the number on my statement as i did not recognize the name accc. The objective of our review was to determine whether the audit report. People from all demographics feel empowered and entertained by the fun games and activities these classes employ.
So was everyone else, including corrado gini, who concluded that the worldwide slump that ensued was due to workaholic americans—the american worker, the. List of unrecognized higher education accreditation organizations, as identified by the organizations themselves, government authorities in their respective countries, or other independent authorities. Not just nationally, but worldwide, policymakers and the press regard the subordination of growth to equality to be a benign practice, as in the recent line in the indian periodical. The importance of understanding the implications of high domestic indebtedness to canadian based institutions thus becomes important because domestic debt buildup in light of concentration in foreign hands becomes negative. In a long-awaited report, the office said more resources were needed to handle the complex and unprecedented task of compiling what some critics call an unfair "blacklist" and a sign of anti-israel bias at the u. I will also be forced to close my checking account if i am not refunded this money because they will continue to deduct $162.
At as very beneficial," explains ken ledeaux, a former business. In carrying out its corporate reporting review work the conduct committee takes cost-benefit considerations fully into account and maintains operating procedures that take account of best practice, are consistent with those of other regulators world-wide and promote an effective and efficient enforcement process. Those who graduate under higher standards, however, are more likely to make on-time payments and keep up with their bills, and they understand how to manage those obligations better than students who were not exposed to personal finance and economics in school, the data show. This was neither a fraud nor an error, but it was a highly unusual amount for a purchasing card transaction. Hence the refrain we have heard from our parents, grandparents, and great-grandparents: “the depression was all right—if you had a job.
(vii) promote the importance of starting to plan and act early for financial success broadly among americans through public awareness campaigns or other means;. The us-taiwan business council internship program allows the organization to provide additional value-added services to its members, while providing an opportunity for students to gain experience in asian-american business affairs in a real-life office environment. Subject: how international capital flows have been and are still used as instruments of foreign policy. Please use the information provided as a guide but know that at the american refugee committee we remain open to new and different ways of giving. Volunteer to support a local school or nonprofit expand their programming reach by teaching a class in your community. The queens city council hopeful is an air force vet, a retired nypd captain, and — thanks to the city campaign finance board’s rulebook — pictured without his american flag lapel pin in his official candidate photo. We understand how complex the investment industry is for the average individual and we are proud to say that we stand out from the rest. Poverty in american indian communities but instead use donated funds. Mint: a policy aimed at “reducing inequality need not hurt growth. Section 380(1) of the criminal code provides the general definition for fraud in canada:.
First let me address the individuals. Allen stanford self-styled banker who sold fake certificates of deposit to people in many countries, raking in $7 billion to $8 billion over decades. Often times the educators themselves aren’t familiar with financial materials and are “afraid that students will ask questions that they don’t have the answers to, so they steer clear. With the financial reporting requirements of the law. Credit card debt is an overwhelming burden for many americans today. the analysis and views in this update harnessed the expertise of the council members and their staffs, and we look forward to continued engagement with stakeholders as this work moves forward. Statement audit report for the american council of learned societies.  states in his analysis of engler’s book that “foreign multinationals can easily access credit to develop enclave industries”. For calla, it all adds up to the need for a new fiscal financing relationship, in which first nations are viewed as "governments, not recipients.
With respect to resolvability and transition planning, the council has identified potential risks associated with stress scenarios affecting asset management entities. Eventually, realizing he was duped, he sought police help in recovering the funds. , cancer action network, and acs puerto rico provide the most meaningful financial information on the entire american cancer society organization, since they are presented in accordance with generally accepted accounting principles and combine all parts of the organization in one statement. (a) your banker's name, telephone, account and fax numbers. Prioritizing equality over markets and growth hurts markets and growth and, most important, the low earners for whom social-justice advocates claim to fight. Decades where policymakers focused on growth before equality, such as the 1920s, fare poorly. (i) the secretary of the treasury (secretary), and the secretary of education, who may designate a senior official from each of their respective departments to perform their council duties; and. The national financial educators council is a personal finance company dedicated to creating a world where people are informed to make qualified financial decisions that improve their lives, the lives of their loved ones, and the lives of people they impact around the globe. After that, the next, and usually final "black money" stage, of classic 419 moves began to unfold. Review the auditors' working papers, and we are not rendering an audit.
Gallagher tells cbc news that "it's in everybody's interests to have the feds, the provinces and first nations work out a comprehensive arrangement that can get certainty for the canadian resources sector. Two men drive a snowmobile past substandard housing in attawapiskat, ont. ” of the 1,165 who responded to the first question, 5. This is done at the expense of internal solutions to development of these caribbean states. The scheme has continued unabated and cases emanating from japan are now being reported.
Recently nigerian rings have been opening investment accounts within various brokerage houses and depositing large sums of money with stolen and counterfeit corporate checks. All the financial education assets the nfec promotes were developed in collaboration with a curriculum advisory board comprised of respected financial literacy experts, educators, and financial professionals. The total sum will be shared as follows: 70% for us, 25% for you and 5% for local and international expenses incidental to the transfer. (d) members of the council, while engaged in the work of the council, may be allowed travel expenses, including per diem in lieu of subsistence, as authorized by law for persons serving intermittently in government service (5 u. No matter what your current financial situation is like. One key requirement of victims is that they must have access to relatively large amounts of money themselves, either directly or through fiscal responsibility. Putting markets before equality had done much to improve the lives of regular americans. Today, any historical figure who failed at any time to support abolition, or, worse, took the confederate side in the civil war, must be expunged from history. Meeting to undertake a more focused analysis of industry-wide products and activities.
In a poll conducted by the national financial educators council – adults age 35 to 54 were asked “have you ever been turned down for a job or promotion as a result of your credit or financial background. While much ink has been spilled elsewhere on dissecting the effectiveness of trade and aid in foreign affairs,. Congress pulled the teeth from the wagner act tiger with the taft-hartley act and did so with such a majority that harry truman, roosevelt’s successor, could only watch his veto be overridden. This is the way they earn their living and if anybody is greedy enough to fall victim, so be it. The general trend throughout the decade of the 2000’s was growing canadian access to caribbean markets, as canada threw aid at the region in order to pass trade agreements which provided little benefit to the region. Provide information that is useful to the internal revenue service in determining the. What better reparation for all that the white man inflicted on the africans over 100 years ago when the best of the breed were cut from their roots and taken away as slaves. Those who ring the equality theme so loudly deprive their own constituents, whose goals are usually much more concrete: educational opportunity, homes, better electronics, and, most of all, jobs.
Rasheed was charged in a us federal district court with lying under oath and providing false testimony regarding his direct involvement in setting up secret offshore accounts and trusts. You will be given a contract to review or even take to your attorney that will spell out exactly what the debt relief company will do for you and how much it charges for its services. The effectiveness of this curriculum should be an ongoing process of education, implementation and monitoring how much participants retain by offering a series of financial literacy tests and financial literacy quizzes. The nfec’s team has designed and/or reviewed more than a thousand financial literacy programs and developed best practices for teaching personal finance. Claiming to have a process which could remove the dye, they requested money for the rare and expensive chemicals needed.
 and was sentenced to 50 years in federal prison. Associated press writers josef federman in jerusalem and tia goldenberg in tel aviv contributed to this report. * require money for chemicals to "clean" large amounts of marked currency. Canadian banks were allowed to operate based on the banks’ linkages with colonial british finance capital—providing the british with mainland financial access to north america, and maritime trade in the late 19. “the council was created to bring the financial regulatory community together to look across the entire system, ask tough questions, and address potential risks to financial stability before they materialize. Teachers, book review editors, and especially professors withhold any evidence to the contrary. Use our calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments. The collection of these 'advance fees' is the real objective of the scam.
American Finance Council Reviews
More and more often, reports are appearing of individuals being held for ransom after first being lured overseas with the promise of culminating these exceptional business transactions. The chair of finance needs a strong understanding of biblical stewardship and management of all that god provides. The most likely thing to happen at some point, regarding this account, is an attempt, usually successful, to have you deposit a check of foreign origin as an inducement to have you provide a share of certain expenses. This may help your organization sustain your programs and reach more people with the training. They promise the prospect of large orders and request samples of your products prior to approval of the big order.
The members of this committee benefit from having one or more of these spiritual gifts: giving, faith, wisdom, administration, discernment, helping, leadership, exhortation (encouragement), and teaching. Appropriate public reporting of enforcement actions. Advocacy group human rights watch urged more resources for the rights office to continue its work. · additional public disclosure and analysis of external sources of financing for mutual funds. Of a charity's contributions must be spent on programs, and the. In the 1920s, though, the united states did average 4 percent real growth.
Garnering empirical evidence that these money management lessons really work attracts funding, media coverage, and community awareness – in turn these benefits help to build a lasting, sustainable financial literacy program that continues to serve the community in the long-term.  it should also be noted that the 20 per cent wage increase only occurred in order for guyanese to be able to afford a loaf of bread, one-half a pound of chicken, or (not and), a gallon of rice. The nfec’s extensive resources include curriculum, lesson plans, speakers, a certification program, consultation services, and technical assistance to obtain grants and other funding. However the court ruled that they had failed to adequately consult and accommodate first nations. How do i know i can trust these reviews about american consumer credit counseling. Finance departments, who said no, "because it's not consistent with the treaty mandates for negotiation," calla said.
The last grouping of statistics shown will get more into the benefits of offering money management courses.  the scale of the problem pointed to the need for a small but high-powered body to bring together the numerous counter-fraud initiatives that existed. The finance chair works with the trustees to handle designated gifts and bequests in accordance with. (i) progress made in implementing the policy set forth in section 1 of this order; and. First nations also lost land and resources through treaties and land claims settlements, which created government obligations to provide aid and services in return. Numerous factors in life can bring on a financial hardship that makes it impossible to manage. And runs every other morning before starting work, saying that he brings a “distance runner’s stamina to the job. If the conduct committee is not satisfied by the directors’ explanations it aims to persuade the directors to adopt a more appropriate accounting treatment. Business industries, rather than to individual enterprises or an economy as a whole or.
The office said it had contacted 64 companies, but it would not identify any until all 206 companies had been contacted — and possibly not at all. They target well-meaning americans with direct mail and telephone. Erin mitchell, student intern for the national financial educators council. The proof requirements for criminal fraud charges in the united states are essentially the same as the requirements for other crimes: guilt must be proved beyond a reasonable doubt. I also filled out the same form for my husband.
 and second, there was intensification of canadian aid programs to the region, which were praised by the imf. , a famously discreet and prestigious management firm that consults some of the world’s largest corporations. I am having issues viewing content on your site. The council’s public statement builds on an extensive review of potential financial stability risks in the asset management industry, including the council’s may 2014. All of these are part of generally accepted accounting principles. She has overpaid $9000 over the last 5 years. Throughout the united states fraud charges can be misdemeanors or felonies depending on the amount of loss involved. The political economy of fecc is one structured by debt being serviced through a narrow canadian ownership structure that frequently contradicts fecc sovereignty and economic security. This connection between western domination and canadian banking became apparent because canadian takeover of financial institutions positively correlated with increasingly limited access to capital by caribbean nationals and small firms for development usage, as well as increasing foreign control of profitable sectors.
This mattered far more to families than any theoretical envy index. If you would like to learn more about accc's counseling and educational services, go to consumercredit. He is presently under house arrest and his assets have been frozen by the new regime. The increasing use of 'financial statecraft' by american policymakers and the less-than-spectacular result is the subject of this new book from benn steil, director of international economics at the council on foreign relations and editor of. An nfcc-certified consumer credit counselor can help consumers by crafting a new budget and debt repayment plan, all of which is informed by the client’s own financial information. also, please make use of our contact congress pages to help reach your congressional delegation about the specific higher education provisions most important to you. Nothing has changed regarding my credit report. We have agreed to share the funds thus:. This person will guide the work of the finance team through the year, including planning agendas and presiding at meetings.
It's real difficult when you're dealing with. Surveys, pre- and post-tests, indicate the impact of the personal finance initiative. Canadian banks sold their interests in trinidad and tobago in 1987 to the royal bank of trinidad and tobago (rbtt),. If you can’t find reviews of a particular company, should you cross it off your list. "the violations of human rights associated with the settlements are pervasive and devastating, reaching every facet of palestinian life," the report said, citing restrictions on movement, freedom of religion, education and land ownership faced by palestinians in east jerusalem and the west bank.
The purpose of the international accounting standards board is to. As one of the leading credit counseling and education agencies in the nation, accc strives to empower consumers to regain control of their financial lives. One of the nine, jean pierre li shing tat, a canadian resident of mauritius, was found bound and shot twice through the head next to the motorway south of johannesburg in june of 1999. The financial education statistics and trends all lead us to one conclusion. Can be described as a social process which reflects political actions of various interested user groups as well as a product or research and logic.
To stuff their own coffers. In 419 parlance, this is known as the wash-wash stage. The materials they have created focus solely on improving the financial capabilities of individuals and communities. Learn more about the national financial educator councils’ tests that are included in our curriculum and financial literacy programs. * efforts to defraud government on "forgotten" or "former regime" accounts. Free tickets for active military personnel, veterans and their families. (iv) identify and develop strategies to pilot financial capability approaches in schools and among young people that are likely to have significant effects on young americans' financial capability, and determine ways to test and implement such innovations in a large-scale and sustainable manner;. A: congress is moving quickly on tax reform legislation. Below and in the tabs above are documents relating to the legislative process in both the house and senate, along with answers to common questions about the legislation and how it will affect higher education. americor will help you restructure your finances, regain control and help you get back on track to living a strong financial future.
List of unrecognized higher education accreditation organizations. As any scam program, it's always a recording, and they gave the name american consumer credit counseling. Or call us today at. The difference between what the accountant is doing and what the courts say the. Priority sectors (pdf) that are determined annually;. The subsidiary status of canadian banks in fecc is of paramount importance because, unlike a foreign branch bank, a subsidiary is not required to give out loans to.
Also, it is not unusual for them to contrive fake publications in the newspapers evidencing purported approvals to transfer the non-existent funds. the full public statement is available. The american heart association is the nation's oldest and largest voluntary organization dedicated to fighting heart disease and stroke. One furniture retailer received a phone call from someone who claimed to be working with the bank of nigeria. In 1876, the indian act gave the government control of indian economic and resource development and land use.
The expectations gap is caused by what the public thinks accountants should be doing and what accountants think they can do. The conduct committee’s predecessor body the financial reporting review panel succeeded in resolving all cases on a voluntary basis and without having to apply for a court order. The nfec includes quizzes and test with their entire financial literacy curriculum (free lesson plans) and events. * a nigerian businessman or lawyer with an impressive title such as "chief", "barrister" or "dr. Do not follow the caller’s instructions.
They essentially need your distant involvement in some illegal, but mostly white-collar, criminal proposal. ” with a low enough freight rate, the railroad could even become popular, making up in volume what it lost when it lowered price. The analytic tests usually start with high-level data overview tests to spot highly significant irregularities. Interns will develop a solid knowledge base of taiwan and asian corporate affairs and policy issues, and will gain valuable office skills and networking opportunities. Seeks an appropriate level of recognition within the financial reporting community so as to maximise the deterrent effect of the conduct committee’s corporate reporting review activities. Tax cuts could make changes to existing provisions in the tax code to lower the tax burden for specific industries or taxpayers, but would likely expire after a certain period of time.
I am writing you this e-mail to let you know how happy i am with americor financial for getting me my first settlement well before my 4 – 6 months, this was fantastic. (jessica dickler, cnn staff writer). During his description of trinidad, hudson pointed out “canadian banks controlled 60 per cent of trinidad’s commercial and retail banking. One example is the manhattan institute’s hayek book prize, a major award for economics authors whose works reflect the free-market views of the great economist friedrich von hayek. And secondly, the benefits canadian financial institutions seek to gain from providing credit or loans to fecc states themselves is related to their concentration within fecc states. To assist education consumers, several national and international bodies publish lists of recognized accreditation bodies and accredited educational institutions, as well as lists of other accreditors that are known to lack the necessary legal authority or recognition, and higher education providers known to lack accreditation. While participants learn about personal finance, they also rehearse important skills they can apply to real-world situations. Inevitably, the pitch ends with a plea for potential donors.
Clients taking online pre-discharge debtor education will automatically receive their certificate within 24 to 48 business hours of course completion via their preferred method of delivery. ' questions of financial crises, this important new book is valuable reading for serious students and practitioners of financial policy. 3% reported that an employer had checked their financial background (29. This supporting documentation adds veracity to their claims of legitimacy. The resurgence of these canadian financial institutions after the implementation of imf saps by fecc states allowed them to become deeply embedded within the financial architecture of fecc. To outcompete the british within their own territories, canadian financial institutions diversified their range of operations—even acting as “government depositories and in some cases floating sovereign debts.
You have some magnificent buildings here.
American Finance Council Scam
Members of the guild of ph. Wealth management for dreams, lifestyle and legacy. The scam artists tend to change the names of their companies about as often as you change clothes so their history might span just a year or even only a few months. Some evidence suggests that as they age, millennials will come to appreciate markets. The time requirements conform to the eoust (executive office for u. Economists have little motive to do anything but build on or update keynesianism, revise gini, or gild piketty’s lily. As if american evidence of the price of envy weren’t enough, europe presents a corollary story.  related to engler’s findings of canadian involvement in the financial sector, and the discriminatory policies of these banks towards small businesses and caribbean nationals, kevin edmonds.
Even dwight eisenhower, a general, not an economist, saw the dangers to u. The number of states that require high school students to complete a course in economics has dropped over the last two years, and mandates for personal finance education in the upper grades remain stagnant, a new survey shows. Seventeen percent expects to pay five thousand dollars to just under ten thousand dollars and sixteen percent expect to pay over thirty grand. The senate bill preserves private activity bonds. (d) this order is not intended to, and does not, create any right or benefit, substantive or procedural, enforceable at law or in equity by any party against the united states, its departments, agencies, or entities, its officers, employees, or agents, or any other person. Works with the financial accounting standards advisory council to provide informa-. We also love new ideas and the chance to work with new people and groups to make change in the world.
· adoption of robust liquidity risk management practices for mutual funds, particularly with regard to preparations for stressed conditions by funds that invest in less-liquid assets;. This is a work of the u. I came across a website of american consumer credit counseling after i googled loan consolidation, not debit consolidation. The materials use fun personal finance games and practical financial education activities that bridge the gap between theory-based education and real-life application. ' it's done on a band-by-band basis, seemingly at the whim of administrators in aboriginal affairs. Apart from fraud, there are several related categories of intentional deceptions that may or may not include the elements of personal gain or damage to another individual:.
Every bank should pass the “good person” test. But may not exactly duplicate the presentation or format of the printed. Higher borrowing costs can result in diminished investments in infrastructure, fewer jobs, reduced public services, and increased service charges and other fees. I've seen they were debit consolidation only and left their website immediately as i never believed in scam companies like this. Hoping to retire on a nigerian windfall, the lawyer son of a provincial chief justice has been sentenced to three years in prison instead, after he made several trips to africa and poured more than $1 million of stolen and borrowed money into the fraud.
Specifically, members must comply with the part of the rule that prohibits the collection of any fee prior to a settlement being reached. In any case, they will struggle with their finances. ” roosevelt cited clergymen in support of the shift, including a statement by the federal council of churches of christ that got in the requisite dig against wealth: “it is not denied that many persons of wealth are rendering a great service to society.  the reforms implemented by the imf were influenced by neoliberal policies based on austerity, the benefits of the free market, free trade as a trade doctrine, deregulation, decreased government spending, increased role of the private sector, and more. The consumer health initiatives operate several major programs, and offer consumer resources designed to help individuals make healthy behavior changes. Rather than risk giving access to your real accounts you wisely set up a new account and visualize keeping all the money for yourself. The intellectual slide left in economics may eventually cease, a casualty, as other leftish economic theories in the past have been, to the weight of evidence. Tax cuts for the rich made the rich pay taxes.
Credit counseling educates consumers about how to repay their debts and better manage their personal finances. The composition of the council shall reflect the views of diverse stakeholders. The chief of the national audit office (nao), sir anyas morse has also said “for too long, as a low-value but high-volume crime, online fraud has been overlooked by government, law enforcement and industry. 8 billion in heart disease and stroke research, more than any organization outside the federal government. Eleven percent expects to pay less than five thousand dollars.
Pitches, which they said were manipulative exaggerations and lies. The nigerian federal police have set up a special unit to investigate the scheme but due to the reluctance of victims to travel to nigeria, prosecutions are difficult to institute. Erin mitchel, national financial educators council contributing writer. Morneau said monday that the worsening economic outlook means that next year’s federal deficit will hit $18. Benn steil and robert litan, two economists at the council on foreign relations and the brookings institution respectively, have combed history for nuggets such as these to create a highly readable account of an important. If it’s legitimate, it will deposit the money in a trust account that only you can manage. Unfortunately, the unique positioning of these banks after the implementation of imf saps was due to the failure of the 1970’s fecc turmoil against canadian financial institutions to address the economic structures (institutionalization) that facilitated these canadian banks’ presence since the colonial period.
(i) of an indictable offence and is liable to imprisonment for a term not exceeding two years, or. American institute of certified public accountants. They obtain the names of potential victims from a variety of sources including trade journals, professional directories, newspapers, and commercial libraries. The family later went on to settle in sardis, to the south of chilliwack, b. Once people get hooked they become more and more resistant to accepting that it’s a scam because they become vested in the deal. As such, the crisis did not mark the end of canadian banks in the fecc, but rather just a brief hiatus. In return for a $23,000 clearance charge, one victim was handed a certificate of the probe and verification panel of foreign debt recovery and payment, with an official seal of the nigerian government. Who do they think they are just forcing their service on people and taking what they want out of people's personal bank account from information that was not given to them. The following characteristics may be found in these letters. He said he was the director of the international remittance department which has a large facility in nigeria that is in need of furniture.
After the students have received some type of high school financial literacy curriculum the next step is to administer the post test. What happens in credit counseling. Education, awareness, and sustainability—these three components form the cornerstones of a successful financial education program, says the national financial educators council (nfec). Statements of financial accounting concepts. The house bill would repeal sec. Information bureau, an arlington, virginia-based watchdog group,.
One objective of financial reporting is to provide. Of the airc's largest services was its employment-training program,. Designed to save you money so you can focus on your family and business. Accc services include credit counseling, bankruptcy counseling, housing counseling, and debt management plan and consumer education. Daniel wilson, a former senior director of strategic policy and planning for the assembly of first nations and before that, a canadian diplomat. (“integrating financial education into school curricula,” the department of the treasury). Regardless whether you have kids of your own, find excuses to talk with kids about money.
The study found "notable improvements" in credit outcomes for 18- to 22-year-olds in three states — idaho, georgia and texas — where financial education mandates are considered rigorous by the council for economic education. The 419 coalition - one of the earliest privately run awareness sites. Let us show you why thousands of american families have turned to us for debt relief. I was very skeptical about participating because of all the scams. The financial literacy statistics listed below are also focused on the consequences as well as where youth expect to pick up these skill sets. One rogue charity, the rapid city, south dakota-based american. We’ve compiled some of the most common ways that people choose to support refugees and the american refugee committee. The people at americor financial are very easy to work with and they go out of their way to help you in any way they can – would for sure recommend them to my friends and famly.
Developing and enforcing professional ethics. · establishment of clear regulatory guidelines addressing limits on the ability of mutual funds to hold assets with very limited liquidity, such that holdings of potentially illiquid assets do not interfere with a fund’s ability to make orderly redemptions;. They have adopted a holistic approach to teaching personal finance wellness. The council is dedicated to developing a mutually beneficial intern relationship, one that will further the student's goals while promoting the council's growth. Vince shorb, ceo, national financial educators council. Once hooked beyond the ability to repay their clients' or employer's money they must advance ever further into debt in the deluded hope that the promises of redemption given them shall eventually come true. 4 billion — even before factoring in spending promises made during last year’s election campaign. Financial statements are the principal means through which financial information is communicated to those outside an enterprise.
Do research on issues that relate to long-term accounting problems. The fasb delegates its authority to elected officials. The purpose of statements of financial accounting concepts is to. It seemed that america could pursue equality while enjoying growth and even balanced budgets. Charitable giving is vital in helping colleges and universities achieve their teaching, research and public service missions. Foreign financial institutions as their dominant creditors are the states with lower amounts of canadian concentration—such as belize, guyana, st. That report also says that "while the agreements state the services or actions to be provided, they do not always focus on service standards or results to be achieved. Spiritual gifts and qualifications helpful for the job.
Q: what are the major priorities for higher education in tax reform, and how could they be impacted if the current proposals become law. Government's 2006 fraud review concluded that fraud is a significantly under-reported crime, and while various agencies and organizations were attempting to tackle the issue, greater co-operation was needed to achieve a real impact in the public sector. History of american fair credit council. Into your personal/company offshore account. Hands-on activities and age-appropriate games ensure that the participants retain the personal finance skills that can benefit them throughout life. It affects everyone: men and women, young and old, across all racial and socioeconomic lines. Everyone i spoke with was pleasant and helpful. The form required you to enter a credit card# or debit card for identification only.
We are writing to tell you we firmly believe that your courses should be offered in every high school across the nation. Contributes to and seeks to sustain a european union approach to enforcement that is vigorous, consistent and cost-effective; and. Three out of every four americans say they aren’t saving enough. He claims he was unfairly shut out of the printed voter guide; the agency says he simply blew the deadline. Kennedy planned dramatic tax cuts that would take top rates down into the 50 percent range again.
Abacha, abu, abubakar, adams, adama, adamas, adamu, ademola, afolabi, agu, ahmed, akin, akins,. Special study group on establishment of accounting principles (wheat committee). The fasb issues exposure drafts of proposed standards. (d) where appropriate in providing advice and recommendations, take into consideration the particular needs of traditionally underserved populations -- including women and minorities. Us schools get failing grade for financial literacy education.
AMERICAN FINANCE COUNCILThe redistributionist impulse has brought to the fore metrics such as the gini coefficient, named...

domain: finance


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It seems Shraddha Kapoor starrer Haseena Parkar is going to be next most talked thing in Bollywood. The trailer of this movie assures that she has given one of the most memorable performance in the movie. Fans and followers will be amazed to see this journey of talented Shraddha Kapoor who has played a young girl to a mother of four to the Godmother of Nagpada across four decades in the Maximum City.
Both Shraddha Kapoor and Siddhanth Kapoor are looking great in the trailer. Siddhanth reminds of his father Shakti Kapoor ji in few frames. Bollywood may see the rise of new villain, who is both smart and talented. Wth Siddhanth, a new star is in line ready to blossom soon.
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domain: celebrity


The financial sector, subject to stringent regulatory requirements, has higher average security breach costs than most other industries. As IBM points out in its 2020 Cost of a Data Breach Report, public sector organizations traditionally have the lowest costs because they are unlikely to experience a significant loss of customers as a result of the data breach. Naturally, due to the kind of data banks and other companies collect from customers, the financial sector has always had a target on its back. COVID-19 has only compounded the problem with threat actors taking full advantage of these uncertain times.
Pandemic’s Effect on Cybercrime
In the first half of 2020, according to VMware Carbon Black, financial institutions faced a 238% spike in attacks. Additionally, 27% of all attacks targeted either the healthcare or financial sectors. Early in 2021, Keeper Security found that 70% of financial services organizations reported experiencing a cyber-attack in the past year, with a majority of the respondents suggesting that COVID-related conditions contributed to the increase in severity of attacks. The spike in attacks coincided with significant COVID-19 developments, such as the World Health Organization declaring a global health emergency. Major events that can create fear or hysteria provide a useful lure for phishing scams.
Why is the Cost So High?
IBM’s report notes that the average total cost of a data breach in the financial services sector in 2020 was $5.85 million; the average cost of a data breach across all sectors was $3.86 million. There are myriad reasons, both direct and indirect, of why the cost of a beach can be so expensive to financial organizations. Upfront costs can include detection and crisis management response, such as forensics, as well as required notifications, which can become costly depending on the number of affected individuals.
One of the major long-term costs is the loss of business. Large data exposure often leads to negative media exposure, which hurts brand reputation, eventually leading to loss of trust and confidence by customers. Other factors to consider include legal fees; insurance premium increases; ransomware payments (despite the U.S. government warning against doing so); and lastly, hefty fines. In 2020, 198 fines were imposed, a 141% spike from the year prior, according to Fenergo.
Types of Cyber Attacks
Attacks facing the industry run the gamut, from Distributed Denial of Service (DDoS) to mobile banking exploitation, and it’s essential to keep up with the most frequent types of attacks to prepare your organization adequately.
Business Email Compromise (BEC)
Cybercriminals can spoof executive email addresses and request payments, making it difficult to discern if an email is legitimate. According to Kroll, BEC is a top threat for organizations in this sector, with its associated risks such as misdirected payments.
Distributed Denial-of-Service (DDoS)
DDoS attacks – which can freeze the operations of financial institution customers – spiked last year following the digital shift brought about by COVID-19. DDoS attacks can also act as a distraction to mask fraud that is taking place behind the scenes. Mobile Banking Exploitation
In June 2020, the Internet Crime Complaint Center (IC3) published a Public Service Announcement warning that mobile banking usage has surged as much as 50% – which could lead to exploitation via app-based banking trojans and fake banking apps.
In September 2020, it was reported that one in four Americans received a COVID-19-related phishing email. Phishing emails were so problematic amid the pandemic that the American Bankers Association launched the #BanksNeverAskThat campaign to provide the public with information to arm them against scams. Not long after, the Financial Crimes Enforcement Network (FinCEN) issued a notice alerting financial institutions of the potential for phishing schemes related to COVID-19 vaccines and their distribution.
FinCEN’s December notice added that, “cybercriminals, including ransomware operators, will continue to exploit the COVID-19 pandemic alongside legitimate efforts to develop, distribute, and administer vaccines.” There are, unfortunately, numerous examples of ransomware affecting banks from this past year alone.
Tips to Reduce Cyber Risk
Financial organizations can take simple steps to stave off cybercrime, and notably, human error plays a significant role in mitigating cyber threats. Simply training employees on cybersecurity awareness can make a huge difference. Employees should understand the signs of a scam, remain vigilant, and swiftly report phishing attempts. Other tips include: implement multi-factor authentication on customer-facing apps; establish a strong password policy for your organization; and proactively monitor, detect and uncover identity information found in open sources (surface, social, deep and dark web) to understand your organization’s digital footprint.
As the vaccine becomes more widely available and we transition to some sense of normalcy, we must not let our guard down when it comes to cyber safety. Cybercriminals will continue to evolve, so security operations teams must keep pace to minimize future exploitation.
Pablo Castillo is a Cyber Threat Research Analyst at Constella Intelligence – a digital risk protection company that works in partnership with some of the world’s largest organizations to safeguard what matters most and defeat digital risk.


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Welcome to my new website! If you’re familiar with my previous site, you’ll see that I didn’t reinvent the wheel, but I’ve made some important adjustments that I’m excited to share. Here are some of the things that I’ve changed:
Dialing the work up to 11
I’m always thinking about ways to present my work better. For the new site, I made the images bigger and gave each project more room to breathe. I added some new projects and reformatted some older ones. For the identity section, I tried to draw out more of the supporting pieces that I’ve created over the years. I want to show how everything fits together to create vibrant and hardworking brands.
Reorganizing and streamlining projects
I created a new section call Digital Things. This houses things like infographics and ebooks. Previously, these projects were nested awkwardly in Printed Things. I moved many projects that were categorized under websites, into Identity since they have sprouted into more complete brand landscapes. I also pruned some projects that feel out of date. This is an ongoing process. As I continue to grow, older projects will always bear the damning mark of my less experienced self.
More about my services and approach
I’ve never been interested in trying to sell specific packages or services, because I understand that every project is a little different, and I don’t want to funnel your project into a tight box that doesn’t quite fit what you’re looking for. I’m not in the business of selling products, how-to books or DIY tools, because I think our energies are best spent honing our respective crafts.
Instead, I provide customized, one-on-one design services. I’ve always let my past work and client referrals do the hard selling, but it’s time to be a little clearer about what kind of work I do best. I put together a Work With Me page that outlines my services and the philosophies that inform my process. The goal is to help you better understand my point of view so we can make sure we’re the right fit for each other.
A more eyeball-friendly blog
I dialed up the font sizes and gave the typography more love than my previous blog. I still plan to create a simple illustration to accompany each post. I enjoy treating these images as loose concept sketches that suit the mood of the day. As for the blog content itself, I still plan to write semi-regular reflections on design trends, frustrations, pleasures and best practices.
Thank you so much for checking out my new site! I’m thrilled to have the opportunity to grow and evolve my business. Your continued support is what makes everything possible.
And thank you to the wonderful Dara Skolnick for coding this site from scratch, setting up a gorgeously intuitive backend and being an absolute pleasure to work with!

domain: design


I just was reading my morning newspaper and I am appalled and heartbroken.
In the Clarion it stated, and I quote, "$676 million for operation of shooting ranges in Anchorage, Fairbanks and Juneau ... and additional money for troopers, health and social services public affairs office and election workers."
Six hundred seventy-six million dollars for shooting ranges? I am shocked beyond words.
I went to Juneau and begged the legislators for $13 million for community health centers to help the uninsured and needy people of or state.
I walked up and down the halls of offices talking to anyone who would listen.
I have written and faxed and phoned anyone who was associated with state government to help us raise monies to update to the mandated electronic records system that the government has deemed we have.
So why would this huge amount of money be set aside for gun ranges be higher up the list than CHCs that serve anyone in need, regardless of their ability to pay in this great state of Alaska?
I would like to talk face to face with Gov. Sarah Palin, although I know that will never happen.
But woman to woman, I voted for her and, until today, I never regretted it.
Today I do.
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text:
Ibanez release Steve Vai Passion and Warfare limited edition Universe guitars
Ibanez Steve Vai Passion and Warfare limited edition Universe guitar
In September 1990 Steve Vai released his most enduring album, Passion and Warfare. Countless wannabe shredders have since tried to master “For the Love of God”, both on real guitars and on Guitar Hero. Ibanez have released three limited edition Passion and Warfare Universe guitars to commemorate the album’s 25th anniversary. The company first teased fans with the guitars at NAMM in January. The guitars, priced at a hefty $6,999.99, are now available for pre-order.
Ibanez Passion and Warfare Universe models handmade in Japan
The seven-string Universe models are handmade in Japan. They come equipped with three DiMarzio Blaze pickups: Two humbuckers and a single coil in the centre. Ibanez have dubbed the three finish options Passion, Warfare, and Silver. The psychedelic designs are eye-catching, just like Vai’s original Universe axe that was so prominently featured on Passion and Warfare.
The anniversary models each feature a LoPro Edge 7 tremolo bridge, one-piece Maple neck, American Basswood body, Jumbo frets with Prestige fret edge treatment and Rosewood fretboard with the classic Disappearing Pyramid inlay. There’s also a traditional Tilt-Neck Joint and an included hardshell case.
Steve Vai ushered in new direction in guitar playing with Universe axes
The Ibanez Universe axes used by Vai are notable for ushering in a new era of increasing use of extended range instruments. Within a couple of years, seven-string guitars were picked up by Korn and helped launch an entirely new direction within heavy music. Nu metal may not be fondly remembered but the extended range instruments used by those bands are here to stay throughout many areas of modern heavy music.
Unreleased material surfaces from Passion and Warfare-era
Next month Vai will kick off an extensive North American Passion and Warfare 25th Anniversary Tour. Earlier this year Vai released a dual-disc expanded version of Passion and Warfare. The new album features remastered songs from Passion and Warfare as well as bonus tracks from the original sessions. It also features a bonus album titled Modern Primitive, which features material written in between Vai’s first solo album Flex-Able and Passion and Warfare. Vai said it fills a gap between the releases:
“If you’re familiar with Flex-Able, it’s a very strange record: I recorded it when I was 20. And if you listen to Passion and Warfare, it seems [like] a completely different guy. So what happened in between? Where’s the missing link?”
Vai recorded additional guitar parts to the existing Modern Primitive recordings, perhaps inspiring the title of the album. The original material was written and recorded between 1984 and 1990. He will play the entirety of Passion and Warfare on his upcoming US tour as well as material from Modern Primitive. However first Vai will have to wrap up his Alien Guitar Secrets Master Class tour which will see him appear at eight dates in Italy later this month.

domain: hobby


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Texas authorities charged Keith Smith and his daughter Valeria Smith with the first-degree Baltimore murder of Smith’s wife, Jacquelyn Smith.
Baltimore mothers called on the mayor to prioritize solving murders instead of making marijuana arrests.
Baltimore officials introduce their new acting police commissioner.
Baltimore hires Michael Harrison, New Orleans' police chief, to take over as police commissioner.
The same Baltimore officer caught on video punching Deshawn McGrier also charged him in a June 26 incident.
Officials in Baltimore must decide whether they will punish cops who used excessive force in an arrest.
Unfortunately, there's nothing unique about this case.
Veteran Baltimore police officer Darryl DeSousa will lead the city’s police efforts to stem last year's record setting murder rate.
Attorneys have filed new claims against Baltimore police officers in the case of Korryn Gaines, the 23-year-old mother was fatally…
The Baltimore Police Department opens a disciplinary hearing of Officer Caesar Goodson in the death of Freddie Gray.
Two Baltimore police officers only accepted “minor disciplinary action” for their involvement in Freddie Gray's fatal arrest in 2015 to avoid departmental…
Baltimore Police Detectives Evodio Hendrix and Maurice Ward await sentencing after pleading guilty to racketeering.
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domain: law


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SOS International and the Capitol Region of Denmark amend their agreement for rapid tests
SOS International supports the changed test strategy of the Capitol Region of Denmark, meaning that several suppliers will contribute to an increased test capacity.
The region has decided to use several suppliers of rapid tests in order to implement a new and more aggressive test strategy. In the future, both SOS International and Copenhagen Medical will therefore contribute to covering the need of the Capitol Region of Denmark for rapid tests.
- We agree with both the region and government that an amended strategy is required. We have therefore at the region’s request made a proposal for how SOS International in the future can be part of the solution in the Capitol Region of Denmark, focusing on permanent and temporary test sites, says CEO Niels Krag Printz, SOS International.
The amended agreement with the Capitol Region of Denmark stipulates that SOS International is to provide approx. a fourth of the region’s rapid test capacity. In the new setup, SOS International focuses on a mix of permanent test sites and pop-up sites with temporary locations.
- After a challenging process, we are very satisfied about providing a smaller capacity, but with continued focus on high quality. We look forward to collaborating with the Capitol Region of Denmark as to testing as many of the region’s citizens as possible, says Niels Krag Printz.
Facts: How SOS International contributes to the new test strategy
6 permanent test sites:
- Open from 8:00 a.m. to 8:00 p.m. or as agreed
- Located in Frederiksberg Municipality (2), Brøndby Municipality, Albertslund Municipality, Ishøj Municipality and Frederiksværk Municipality
6 pop-up test sites:
- The region determines the sites and the municipalities provide locations
SOS International’s other permanent test sites continue until further notice, except for the test centre in Helsingør, which is transferred to Copenhagen Medical.
The amended agreement is expected to continue for months to come, until a possible new tender is ready.

domain: geography


HCC has been awarded a Rs 368.6 crore contract by IRCON International Ltd for construction of the Cable Stayed Bridge including its approaches across river Anji Khad in Jammu & Kashmir. The project is to be completed in 36 months.
This bridge will connect Tunnel T2 and T3 on Katra–Banihal Section of Udhampur Srinagar–Baramulla Rail Link Project. The total length of the bridge is 473.25 m including its approaches across river Anji Khad. With a 290 meter long main span, this will be the longest cable stayed bridge for Indian Railways. This is the fifth order HCC has received from IRCON international Ltd. The first order was to construct 11 km long Pir Panjal Railway Tunnel, the longest transportation tunnel in India, which has been successfully commissioned. The second and third order is construction of 10.2 km long T48 tunnel between Sumber and Sangaldan stations and 5.1 km long tunnel T49A which are currently under construction. And the fourth order being executed is the construction of two main tunnels (T13 & part of T14) with parallel safety tunnels, a 200 m bridge adjoining these two tunnels and a station yard at Basindadhar.
Commenting on the order, Arun Karambelkar, President & CEO, HCC Ltd, said “It is a matter of great pride that HCC is associated with IRCON in the successful completion of many of its projects. HCC has to its credit over 365 bridges and 320 kms of complex tunnelling in some of the most challenging geologies in the world, and has been actively participating in creating responsible infrastructure in the country”.
HCC is a business group of global scale developing and building responsible infrastructure through next practices. With an engineering heritage of nearly 100 years, HCC has executed a majority of India’s landmark infrastructure projects, having constructed 25% of India’s Hydel Power generation and over 65% of India’s Nuclear Power generation capacities, over 3,800 lane km of Expressways and Highways, more than 320 km of complex Tunnelling and over 365 Bridges. Today, HCC Ltd. serves the infrastructure sectors of Transportation, Power and Water. HCC is also developing Lavasa City, a planned hill city and one of India’s largest urban development and management initiatives. The HCC Group, with a group turnover of Rs 8,768 crore, comprises of HCC Ltd, HCC Infrastructure Co. Ltd, Lavasa Corporation Ltd and Steiner AG in Switzerland.
For further information:
Hindustan Construction Company Ltd
Tel: +91 22 2575 1000,
Mobile: +91 98339 92874


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Watch Free All Is True Full Movie Streamactive 1 week, 5 days ago
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domain: entertainment