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Virgil Cottini is the kind of loyal, paying customer that credit card companies used to actively woo.
The Spring Hill retiree has run a fluctuating balance on the Chase Visa card he has held more than 10 years, but faithfully paid more than the monthly minimum through the years. When Chase wanted to raise his rate once, a simple phone call brought it back down to 9.99 percent.
He found out the hard way how the rules have changed. His rate this summer was hiked to a 16.24 percent variable rate, and this time a phone call to a Chase representative only compounded his frustration.
"She said Chase Visa has been doing this since November of last year, and there was nothing I could do," Cottini said. "This is America and I'm all for free enterprise, but to get hit over the head is another thing."
Remember the old days — of a year or so ago — when offers for low-interest credit cards were plentiful for those with a decent-paying job and a track record of paying at least the monthly minimums?
Under the new rules, credit card companies are hiking interest rates into the double digits, slashing limits, closing accounts, offering far fewer teaser rates, hiking balance transfer and cash advance fees and shifting customers to variable rates. Changes have been building throughout the year — part due to the recession and part to beat new consumer protections going into effect next year.
To some longtime watchers of the credit card industry, however, this is more than a cyclical clamp-down to offset rising credit card defaults. It's a transformation of the card companies' core business model.
Out with the "revolvers," those customers who carried a balance and kept current paying at least the monthly minimums. In with wealthier card customers who typically pay off monthly balances in full but are willing to pay annual memberships or fees for the perks of ownership. Like points toward cheaper airfare, hotel rooms or retail purchases.
"It's weird because the bread-and-butter customers for years were the revolvers," said Curtis Arnold, founder of Cardratings.com. "It used to be if you had that good credit score, it helped you to be Teflon. . . . Folks with good credit scores left and right are now seeing rates jacked, lines cut. I know. I've got good credit. I track it. And I've seen it happen."
The Office of the Comptroller of the Currency recently released a survey indicating 68 percent of lenders tightened credit card underwriting standards in 2009, almost double the number in the 2008 survey (35 percent).
Another gauge of the squeeze: Americans received 349.1 million credit card offers in the mail in the second quarter of this year, according to Synovate's Mail Monitor, which tracks direct mail. Though that sounds hefty, it's down 67 percent from more than 1 billion offers a year ago.
The dawn of plastic
As recently as 20 years ago, only half the country held credit cards. Then came the democratization of credit — easier access to credit cards and other forms of borrowing, like home loans. By the time the recession took hold, roughly three-fourths of all households held at least one credit card.
And they used the cards liberally. The average U.S. household credit card debt rose from $3,400 in 1990 to about $10,700 last year, according to CardTrak.com.
As the recession picked up steam, credit cards have become a lifeline for some to pay for groceries, utilities, even mortgage or rent payments. More than one-third of low- and middle-income households used credit cards to cover basic living expenses in five of the past 12 months, according to a survey released last month by Demos, a public policy research group.
"It's really a tough situation," said Bill Hardekopf, CEO of LowCards.com and author of The Credit Card Guidebook. "Families have put themselves in a situation where they're run up too much credit just as credit card companies are jacking up the rates on people who have a high balance."
The total amount of revolving consumer credit card debt has shrunk from a high of $974 billion last year to $917 billion as of June, the Federal Reserve estimates.
Peter Garuccio, a spokesman for the American Bankers Association who tracks credit cards, doesn't think that shrinkage is due solely to card companies tightening credit and charging off uncollectible debt. Recession-wary consumers are also charging less.
Garuccio says he's not convinced that card companies are abandoning "revolver" customers for the long-term, not when they rely on interest payments for 70 percent of their revenue.
Still, if there is a broader industry transformation under way, Garuccio maintains it was brought on because the government forced the card companies to adjust.
Under the recently passed Credit Card Act of 2009, credit card companies effective this week will have to mail bills at least 21 days before the due date and provide at least 45 days notice before changing any significant terms on a card.
In February, the key provisions of the legislation are activated. In essence, card companies won't be able to change credit terms on a card at all for 12 months and then only for future balances and only after adequate notice is given.
Beyond the consumer-protection changes, card companies have another motivation to retrench: rising credit card defaults and debt they don't believe their customers can pay off.
In June, the charge-off rate for card companies rose to 10.4 percent, setting a new record. In other words, roughly one-tenth of consumer credit card debt was written off as not collectible.
Bank of America posted the highest write-offs among the country's biggest lenders at 13.86 percent. It's also one of the lenders taking the most heat for hiking rates of longtime customers who haven't defaulted.
Customers like Joe and Pam Fortune of Port Richey.
The Fortunes said they were current in making payments on separate Bank of America credit cards, but that didn't prevent a double whammy this year.
Pam's rate on the card she had carried for 34 years rose from single digits to 12.99 percent, despite her credit rating north of 800. Joe's rate was hiked from 12.99 percent to 39 percent and his credit limit cut from $12,500 to $5,000.
The trigger for Joe was apparently a dispute over a $375 ambulance fee on his credit report — which was cleared up and subsequently covered by Blue Cross — but Bank of America didn't want to hear any explanations.
"We're never late, never missed a payment," said Joe Fortune, a retired firefighter from Rhode Island. He added that he was astounded that the megabank received federal TARP funds and was "loaded with savings" by being stingy on making loans, and yet it's still clamping down on its customers.
"It's a really sad state when they want to rip off the very people who bailed them out," he said.
Bank of America said about 10 percent of its customers were affected in April by a decision to ratchet up rates for many single-digit interest rate customers with a revolving balance.
Bank spokeswoman Betty Riess said higher rates are being imposed in part because it costs Bank of America more money to make loans. The interbank rate — the interest rate charged on short-term loans between banks — has been high relative to the prime rate. And some financing sources for the banks have dried up completely.
Some financial markets are "virtually frozen and that impedes our ability to use that source for funding," she said. "The bottom line is interest rates that were set in a better economic environment and at substantially lower risk aren't sufficient . . . in today's environment."
Higher costs of doing business were also cited by JPMorgan Chase, the company that raised the rates on Virgil Cottini's Visa card, among many others.
Chase spokeswoman Stephanie Jacobson declined to discuss Cottini's situation or answer specific policy questions. In a statement, Chase said changes to pricing, terms or credit lines are based on borrower risk, market conditions and the costs of making loans.
"We recognize some customers may be affected by these changes for the first time and, as always, we are working hard to provide consumers impacted by these changes with alternatives," the statement said.
Under the pending consumer credit changes, banks will have free rein — and plenty of encouragement — to cut rates again if their access to capital improves along with the economy.
Arnold of Cardratings.com, for one, says there's no guarantee banks will go back to their old ways. What he calls a "paradigm shift" toward charging high rates to customers with a revolving balance could stick.
So what happens next?
"A lot of people I talk to are using cash or debit cards," Arnold said.


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The content below appear in H4TG's A Guide to Caring for Yourself inside A Calendar to Live By 2022.
Content provided by Myriad Genetics.
GENETIC TESTING MATTERS
As medical care becomes more personalized and tailored to each individual, women affected by breast cancer can also benefit from an individualized treatment plan by knowing if their cancer is hereditary. Genetic testing, also known as hereditary cancer testing, can help a woman and her healthcare provider know what surgery may be most appropriate, what treatments she may be eligible for, and what her future screening needs may be for her as well as her family.
While a variety of factors may contribute to the development of breast cancer, a hereditary cancer test such as Myriad myRisk® analyzes each woman’s DNA to potentially identify if her genes contributed to her cancer diagnosis. By knowing her hereditary cancer status, a woman affected by breast cancer can make a more informed treatment plan with her healthcare provider and inform other family members of potential risk of developing cancer. Knowing your status can help both you and your family.
KNOWING YOUR OPTIONS
By understanding if a diagnosis may be due to hereditary causes, women affected by breast cancer and their healthcare providers will be better able to choose options in the following areas:
Surgery: For women affected by hereditary breast cancer, there may be an increased risk of their breast cancer spreading elsewhere in the body or the development of a second cancer. Surgeons can use hereditary cancer status to determine which surgery may be most appropriate for a woman’s current cancer and to reduce the risk of future cancers. The American Society of Breast Surgeons recommends all women with a diagnosis of breast cancer receive hereditary cancer testing to help with this effort.
Treatment Options: Women with hereditary cancer may be eligible for certain treatment options. I If diagnosed at a later stage, certain drugs may be more effective in battling breast cancer for women with hereditary breast cancer. A hereditary cancer test can help an oncologist or other treating provider identify what options may be available.
Future Screening: Knowing your cancer is due to hereditary causes may warrant more frequent MRIs or mammograms in the future. A woman with hereditary breast cancer may benefit from increased screening to help identify a recurrence or a future incidence of cancer earlier, when it is more treatable.
REDUCTION OF RISK FOR FAMILY MEMBERS
The same hereditary cancer test that can help determine your treatment plan can also help family members take steps to help prevent breast as well as other cancer types. The parents, siblings, daughters, sons, and cousins of someone with a hereditary cancer gene(s) may also have a risk of developing cancer at a younger age or multiple types of cancer. By understanding their risk today, they can take steps to help identify cancer earlier or even potentially prevent a cancer from developing. Even if you did not receive hereditary testing initially, you and your family members may still benefit from the testing after your treatment is finished.
TESTING FOR ANCESTRY IS NOT HEREDITARY CANCER TESTING
While there are many companies who do genetic testing in a recreational capacity – for example, determining your ancestry – hereditary cancer testing, which looks at each individual’s DNA to guide medical decisions, is different. Indicators such as the age at diagnosis and history of certain cancers within the family may qualify women for hereditary cancer testing. This testing is ordered by your healthcare provider. Tests that reveal ancestry information rarely – if ever – have information to help guide your medical decisions, so consulting with your healthcare provider can help determine the best option for you.
Women with mutations in certain genes may have up to an 87% risk of developing breast cancer in their lifetime.
Women with an estimated lifetime risk of breast cancer of 20% or greater are recommended to have more frequent screening. This risk estimation can be calculated using tools such as Tyrer-Cuzick or the riskScore component of Myriad myRisk.

domain: biology


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5 things to know for December 07: Data centre CAPEX growth, WANdisco accelerates IBM’s shift to Hybrid Cloud
Here are the five things you need to know this afternoon, December 07, 2020, from around the world.
Data centre CAPEX continues to grow despite COVID-19
Demand for data centre services continues to rise despite COVID-19 and its economic impacts, according to Omdia’s Cloud & Colocation Data Centre CAPEX Market Tracker.
Data centre CAPEX by cloud and colocation service providers is expected reach $180 billion in 2024, growing at a 15.7% compound annual growth rate (CAGR) from 2020 through 2024 as service providers work to stay ahead of customer demand.
Cloud and colocation service providers continue to benefit from the sustained secular demand trends already in place, but enterprises will continue to accelerate their digital transformation activities as they mitigate the risk of potential unknown future fallout from the pandemic and its economic impact.
The greatest portion of total data centre capital spending is IT equipment including servers, storage, networking and other devices, which is forecast to be 71.5% of total spend for CY20. Physical infrastructure equipment represents 19.5% and land & building at 9%.
Snowflake’s financial results for Q3 of fiscal 2021
Data cloud provider Snowflake (NYSE: SNOW) has announced financial results for its third quarter of fiscal 2021, ended October 31, 2020.
Total revenue for the quarter was $159.6 million, representing 119% year-over-year growth and product revenue was $148.5 million, representing 115% year-over-year growth.
"We are pleased with our performance this first quarter as a public company," said Snowflake CEO, Frank Slootman.
"The period was marked by continued strong revenue growth coupled with improving unit economics, cash flow, and operating efficiencies. Our vision of the Snowflake Data Cloud mobilizing the world’s data is clearly resonating across our customer base."
D4t4 Solutions Plc wins new contracts
D4t4 Solutions Plc has announced two new contract upgrades in the financial services sector for the Group’s Celebrus customer data platform (CDP).
These contract upgrades will add a further £3.5 million to revenue in the current financial year and bring the total added to second half revenue from recent contract successes, as announced on 5 November 2020, to £9 million.
Peter Kear, CEO of D4t4 Solutions said, "We are delighted with these contract successes. Financial services is a key market for us where we see increasing opportunities for growth.
“These contracts provide us with excellent references for our technology, including with a top three US financial services company who are expanding the use of our software to collect real-time digital data throughout their organisation.”
American Tower Edge data centres available through Cloudnexion
American Tower (NYSE: AMT) has announced it is now working with Cloudnexion, a technology and telecommunications firm that helps its customers source and procure telecom infrastructure, to share key information on its six Edge data centre locations.
American Tower has launched sites in Atlanta, Georgia; Austin, Texas; Boulder, Colorado; Denver, Colorado; Jacksonville, Florida; and Pittsburgh, Pennsylvania.
"Edge computing is only becoming more critical in today's cloud-based environment,” said Jake Cummins, Founder and CEO of Cloudnexion.
“Milliseconds matter in order for many applications in the modern IT ecosystem to run properly, be it real-time apps or enterprise applications. Working with a leading service provider, such as American Tower, and an expert advisory partner that understands the edge, like Cloudnexion, is sure to make your edge deployment successful."
WANdisco accelerates IBM’s shift to Hybrid Cloud
WANdisco has announced that its existing relationship with IBM has been extended to integrate WANdisco’s LiveData Migrator, into IBM’s Big Replicate solution.
IBM Big Replicate already features WANdisco’s patented LiveData Plane technology, which enables data consistency within distributed environments to help clients keep unstructured data accessible, accurate and consistent across multiple Hadoop distributions.
David Richards, CEO and Co-founder of WANdisco said, “We have been working successfully with IBM for four years and it is exciting to see our partnership evolve to encompass LiveData Migrator, our latest product, and provide IBM customers with the ability to start moving data at petabyte-scale to the cloud in minutes.
“With legacy Hadoop platforms being retired over the next 12 months, there is an immediate need for enterprises to consider their choices for their next-generation analytics platforms.”

domain: economics


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- [policy] fiscal; [restraint] monetario in fiscal 1987 (American English/inglés norteamericano) en el año fiscal de 1987More example sentences
- This year, thanks to rising revenues and wise fiscal policy, the deficit was $108 billion less than expected.
- The problem is that there are two major levers on the economy: monetary policy, to do with the money supply, and fiscal policy, to do with how much the government spends.
- With weak economic growth squeezing fiscal revenues, he was forced to announce a sharp increase in public borrowing in November.
Here is a selection of useful words and phrases you will need in real-life situations while you're visiting Spain and other Spanish-speaking countries...
In Central America and Mexico, the word 'botana' means a small portion of food, olives, peanuts etc, usually served with a drink at parties, bars, or social occasions.

domain: finance


Muzaffarnagar/New Delhi (IANS) Prime Minister Manmohan Singh will Monday visit Uttar Pradesh's violence-hit Muzaffarnagar district where curfew was relaxed Saturday as peace returned.
"The prime minister will visit Muzaffarnagar Sep 16," an official from the Prime Minister's Office (PMO) told IANS Saturday, adding details of the visit are being worked out.
Three days of violence have left 47 dead in Muzaffarnagar and adjoining areas while over 43,000 people were rendered homeless. Clashes took place last weekend after simmering discontent following the harassment of a young woman Aug 27 in a village in Muzaffarnagar district.
The prime minister had expressed deep anguish over the loss of lives in the violence.
He had announced compensation of Rs.200,000 to the kin of each of those killed in communal clashes.
Chief Minister Akhilesh Yadav and Samajwadi Party chief Mulayam Singh Yadav have accused rival parties of fomenting trouble in Muzaffarnagar, located about 120 km from New Delhi, and nearby areas.
The situation in Muzaffarnagar district and its adjoining areas was peaceful for th fifth day Saturday. The curfew was relaxed for 12 hours -- 7 a.m. to 7 p.m.
Security personnel are maintaining tight vigil as the situation was still tense in rural areas.
Curfew was also relaxed Friday for 12 hours. There were no reports of any untoward incident during this period.
Around 40,000 people have taken refuge in more than 30 relief camps set up in Muzaffarnagar and Shamli districts. People at the camps said they were not sure of the security situation and were not ready to return to their hometowns.
The administration distributed medicines, food and milk packets among other essential items at the relief camps.
Special Task Force Director General Ashish Gupta said the situation in Muzaffarnagar was fast returning to normal.
So far, 11,000 people have been placed under preventive detention, while 187 have been arrested and 11 of them have cases of murder slapped against them.
The bloodletting in Muzaffarnagar led to a BJP rally scheduled to be addressed Sunday by senior leader L.K. Advani in Uttar Pradesh's Akola town being postponed to Sep 29.
Agra Divisional Commissioner Pradip Bhatnagar and senior district officials late Friday held a meeting with Bharatiya Janata Party (BJP) leaders, including local MP Ram Shankar Katheria.
The officials agreed to allow the rally Sep 29 in Akola, 18 km from Agra, "if the situation in the state remains normal".
The postponement took place Friday, a day when BJP anointed Gujarat Chief Minister Narendra Modi as its prime ministerial candidate despite opposition from Advani.
Agra District Magistrate Zuhair Bin Saghir and senior police officials have been trying to convince BJP leaders that the time was not right to hold a rally in the present circumstances when passions were running high in the aftermath of communal clashes.
In Bihar, a state which is abutting Uttar Pradesh, Chief Minister Nitish Kumar asked the state police to use the National Security Act against any one trying to create communal tension in the state.
A day after Janata Dal-United (JD-U) president Sharad Yadav said attempts could be made to foment communal riots in Bihar before the 2014 general elections, Nitish Kumar ordered police to be more vigilant against communal strife.
Anti-riot squads should be properly trained to deal with such situations, he said.
Police has also decided to impart special training to anti-riot teams of the Rapid Action Force.


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I realized some of the readers might not be familiar with the concept of Ramadan. So here is a little overview:
Ramadan is the ninth month of the Islamic calendar;Muslims worldwide observe this as a month of fasting. This annual observance is regarded as one of the Five Pillars of Islam.The month lasts 29–30 days based on the visual sightings of the crescent moon, according to numerous biographical accounts compiled in hadiths. The word Ramadan comes from the Arabic root ramida or ar-ramad, which means scorching heat or dryness.Fasting is fardh (obligatory) for adult Muslims, except those who are ill, travelling, pregnant, diabetic or going through menstrual bleeding.
Very Interesting Facts about Islam in Africa:
- They are 421,938,820 Millions muslims in Africa as of 2013 ( 1,6 Billions muslins worldwide)
- The presence of Islam in Africa can be traced back to the seventh century (7th Century)
- Somali or Ethiopia became the first safe haven for Muslims and the first place Islam would be practiced outside of the Arabian Peninsula
- Nigeria is number 6 out of the top ten countries with the largest muslim population worldwide
Disclaimer: These facts were found around the web, I can’t guarantee their veracity at 100%. As you are well aware, a lot of facts related to Islam in Africa are contested. Also, some people have a tendency to exaggerate numbers and facts.
RAMADAN READING CHALLENGE LIST
Francophone & Anglophone authors/books will be mixed. No Arabic, unfortunately my arabic is not that strong!
Genre: Fiction and non-fiction
All arab countries including the gulf countries are in scope
To put things in context, here is a map of Northern Africa
And a map of the gulf countries:
Here is the book I choose:
The Muqaddimah: An Introduction to History by
The Muqaddimah, often translated as “Introduction” or “Prolegomenon,” is the most important Islamic history of the premodern world. Written by the great fourteenth-century Arab scholar Ibn Khaldûn (d. 1406), this monumental work established the foundations of several fields of knowledge, including the philosophy of history, sociology, ethnography, and economics. The first complete English translation, by the eminent Islamicist and interpreter of Arabic literature Franz Rosenthal, was published in three volumes in 1958 as part of the Bollingen Series and received immediate acclaim in the United States and abroad. A one-volume abridged version of Rosenthal’s masterful translation first appeared in 1969.
This Princeton Classics edition of the abridged version includes Rosenthal’s original introduction as well as a contemporary introduction by Bruce B. Lawrence. This volume makes available a seminal work of Islam and medieval and ancient history to twenty-first century audiences.
Ramadan Mubarak and Happy reading!

domain: library


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Launched just before 25 November, the International Day for the Elimination of Violence against Women, the Women’s Time Association in Istanbul hosted the opening of the exhibition “Woman’s Memory in the Time of Woman” on Saturday, according to Jin News.
Hosting the work of female artists, Neşe Toprak, Leyla Güç and Senan Doğan Dağdeviren, the exhibition displays a visual collective memory with the artists works illustrating violence against Kurdish women, the struggle of women in Turkey’s prisons against the injustices in prisons, and the state violence in southeastern Turkey during the curfews and prison hunger strikes.
“Women’s Time Association has invited us here for exhibiting our work. We have very happily accepted this invitation, because we try to give voice to our problems everywhere,” Neşe Toprak said.
Visitors can see the artwork depicting the stories of many Kurdish women, including Gülistan Doku, a young Kurdish woman, who has been missing for more than 600 days and Deniz Poyraz, a Kurdish woman who was a member and a worker of the Peoples’ Democratic Party (HDP) who was killed in June by a far-right gunman who raided the party building in early in the morning.
Neşe’s work mainly focus on imprisoned women.
“I have covered imprisoned women, because hunger strikes in prison have topped our agenda for a while and there is the global Coronavirus crisis, which has affected these women most,” she said.
“Because they have nowhere else to go. Stuck in a small area, they have struggled for survival, twice. I wanted to remember them and remind people of them. If we are artists, we cannot ignore these issues.”
Many works painted on canvas can be seen in the exhibition, but Neşe’s works are not among them, because she paints on newspaper clippings.
“These are not random pages from random newspapers. These are the pages of our own newspapers,” she explained, referring to the daily Yeni Yaşam and the daily Xwebûn, which is published in Kurdish.
Women’s voices are missing from the main stream media and from main stream TV channels, Neşe emphasised. “Especially when you are a Kurd, a woman and have a political stance.”
“That is why we hear such news only from our own media and why I used newspaper clippings from the articles published in our media.”
Neşe says she likes to use bright colours red, orange and blue in her works, in order to illustrate the “hope” that she finds in the Kurdish women’s and people’s struggle.
“Blue red and orange, these bright colours represent hope to me and since I wanted to illustrate the hope amid darkness, I use these colours,” she said.
“No matter that there are quite a lot of hardships, Kurdish women stand strong,” she concluded, “Even stronger in prison. Yes, we pass through a very dark period, but there is also this very strong stance.”
“Kurdish people have always had and will always have this hopeful stance. I wanted to illustrate that.”

domain: sociology


New Close Up of The Thrustmaster Gran Turismo Sport Wheel
In May of last year, visitors of the Gran Turismo Sport launch event at the Olympic Stadium in London got to see a development version of what could be the long-awaited successor to the famed Thrustmaster RS 500 racing wheel.
The nicely detailed wheel featured a leather and chrome finish and housed a set of metal paddle shifters. On the front of the wheel, we could see a D-Pad, 4 chrome color coded rotary dials, two analog sticks, a Mode button and the well known PlayStation buttons.
When the good people of Gran Turismo’s biggest community website “GTPlanet“, fired some questions at Polyphony Digital’s Kazunori Yamauchi, he surprisingly confirmed that the new Thrustmaster wheel is a ‘Direct Drive’ unit. Yet, up until now, we are still not sure if this is actually the case. After almost a year, the new GT branded Thrustmaster wheel is still somewhat of a mystery.
Now a new photo surfaced on the web, giving us a better close-up look at the wheel rim and the featured controls. As far as the internal workings of the wheel are concerned… No news yet.
Official Webpage – www.thrustmaster.com


Compression Socks Through Insurance. Qualify for compression socks through insurance. Kristin april 6, 2022 10 min 0.
Grab just above the heel of the sock inside. We offer the best diabetic shoes and compression socks to relieve foot pain, poor circulation, foot sensitivity, and skin breakdowns. Kristin april 6, 2022 10 min 0.


In this bonus episode, Ontic’s CEO and Co-Founder, Luke Quanstrom, switched seats with our podcast host, Fred Burton, to discuss a new research study that the Ontic Center for Protective Intelligence just published called the 2021 State of Protective Intelligence Report.
During this brief 12 minute episode, Fred and Luke discuss the current security landscape and implications for businesses in the coming year. Fred shares his perspective on the most critical issues, which include:
- The Rise in Physical Threats: With the continuing rise in physical threats — many of which are being missed resulting in harm to employees, customers and human assets — every business leader should be sounding an alarm and looking to protective intelligence.
- The Impact to Business Continuity: Unmanaged physical threats increase corporate risk, can be financially crippling and negatively impact business continuity.
- The Need for Digital Transformation: Security leaders who do not adopt a digital mindset will quickly be business irrelevant. Digitally transforming physical security solutions will play a critical role in protecting their company financially, culturally and brand-wise.
For more information on what lies ahead, listen to the full podcast and download a copy of the report at: Ontic.ai/report


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My Androgynous Boyfriend Volume 1 Review
In My Androgynous Boyfriend, the protagonist Wako works hard as an editor in a publishing company before cheerfully going home to her androgynous boyfriend of seven years, Meguru. In this new romantic slice-of-life series from Seven Seas, we explore the daily lives and love between these two adorable protagonists.
As the title of the manga suggests, Meguru is androgynous. He identifies as male but shares many female traits, leading many to accidentally mistake him for a woman. Meguru works as a model and loves fashion and make-up, which he indulges in to make himself look pretty for Wako.
For her part, Wako is deeply in love with Meguru and enjoys guiding him in fashion and taking photos of him when he’s particularly cute. Meguru has quite a following of fans on the internet and Wako insists he always looks his best for them, oblivious to the fact Meguru just wants to look his best for her.
Volume 1 of My Androgyous Boyfriend contains 10 chapters and while they’re not episodic, they do feel relatively close to it. Each story revolves around a day in Wako and Meguru’s life – be it Meguru worrying about what to cook for Wako, Wako following a new lead in her job or the two going shopping in the equivalent of Ikea.
The volume offers a peaceful, heartwarming tale that brings a smile to your face. There is no real drama in the relationship between the characters and the fact it’s an on-going, long term relationship is refreshing. It reminds me of Wotakoi minus the reference-laden comedy of that series.
One of the nice thing about this series is that although its focal point is that Meguru is androgynous, it never mishandles the subject. It’s never treated as being something strange or abnormal, which is so important. Meguru is just who he is and Wako, too, has never thought anything more than ‘Meguru is adorable’.
His beauty does sometimes make Wako insecure and leaves her wondering if she’s good enough for him, but it’s never overly dramatic. Deep down she knows her fears are unfounded and brushes them away as quickly as they come. I do think that this would be an interesting subject for the series to explore in flashbacks, because perhaps at one time these fears were a bigger thorn in the couple’s side (it would be realistic), but we’ll have to wait and see!
So the story is great, but what about the art I hear you cry? Well, fear not, as mangaka Tamekou has done a splendid job here too. The artwork is attractive and easy on the eyes. Backgrounds are detailed where they need to be, but a lot of panels zoom in on the characters’ faces and expressions instead.
Perhaps most importantly here I think that Tamekou deserves praise for how well they’ve drawn Meguru. Neither too feminine or masculine, his design sits perfectly in the middle of the two genders. It works nicely in contrast to Wako too, whose design isn’t all that girly but is still a pretty woman in her own right.
As previously mentioned My Androgynous Boyfriend comes to the West thanks to Seven Seas and has been translated by Jocelyne Allen. The translation reads well with no issues to note. The series is on-going in Japan at 2 volumes and Seven Seas currently has Volume 2 scheduled for release in August.
My Androgynous Boyfriend offers a sweet and compelling read for those looking for a new romance series. The series handles the topic of being androgynous well, while also proving refreshing for its focus on a couple in a long-term relationship.

domain: artistic


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As an example, did you know that ipod is one of the top selling equipment on the market? Now click ‘s a favorite among several people mainly because it provides a designed-in sport operator, allowing anyone to relax and play game titles when they’re listening to popular music, even though it was in the beginning developed for the song sector. As well, it possesses a created-in digicam allowing an individual to use photos or video tutorials of these action, which can be a little something that has been very popular above the past decades.
Another popular item in the realm of online video and technology activities will be the Nintendo Wii or more also known as the Nunchuk. This sporting events system is not only for your game playing crowd any more and contains been designed specifically for replacements by experts and rookies when participating in. It has a huge assortment of manages that allow the golfer to experiment with the action of their total choice without the need of finding knotted up in the electrical wires that include using most gaming systems.
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The most used game titles are generally constructed with genuine settings and artwork, and so the small children who enjoy can have entertaining although taking part in the sport. Although video gaming business has come a long way on the occasions of video games like Place Intruders and Tetris, you should keep in mind not every games are produced similar. The video game titles that your particular little ones enjoy would be the most often get this amazing affect their everyday life and definitely will impact astounding to succeed in school along with future to have.
If your childrens fun depends upon video game titles, it may be a chance to commence buying a youtube video game system. However, you might like to consider that these video game titles are not only seen for your children. Numerous people are choosing online games as some sort of rest and pleasurable, since they let them have a great resource of entertainment as well as an electric outlet to escape from your hard day time.
In relation to the purchase of a gaming system, you will be pleasantly surprised to find out you are shelling out significantly less than whatever you ended up expecting to pay back, as there are far more options in game titles now than there were just recently. More methods for the length of the system assure that it could tackle the sorts of game titles that the child would want to play. You should understand that there are many sizing’s and weights of gambling gadgets, along with your little ones might not have fun with the games that other people’s kids do. You should always remember to hold security as the primary goal, notably if you are purchasing a whole new games system for your kids.

domain: entertainment


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Want to build a mentally healthy workplace?
Find out how to support the mental health of your workers with these three easy steps
Based on our survey of 11,000 employees, a staggering 45% felt anxious at work.
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domain: psychology


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- The minister of agriculture and rural development has said that Nigeria will soon begin exportation of rice
- Sabi Nanono said there is a high rate of rice production across Nigeria especially in Kano state
- According to the minister, the proposed rice exportation could begin in the next two-years
Nigeria's minister of agriculture and rural development, Sabo Nanono, has assured the general public that the country will commence exportation of rice by 2021.
Speaking on Thursday, December 5, during an assessment tour of the impact of the border drill on the entire rice production value chain in Kura, Kano state, Nanono said with the increase in rice production and processing in Nigeria, there would be the exportation of the produce in the next two-years.
The News Agency of Nigeria (NAN) reports that the minister during the tour with his colleague from the ministry of information, culture and tourism, Lai Mohammed, said the partial closure of the Nigerian borders is for the good of the nation.
The team visited four integrated rice mills in the state which are Al-Hamsad Rice, Kura Brothers Rice Mill, Tiamin Rice Ltd and Umza International Farms.
He also said that the border closure was solely for the purpose of safeguarding Nigeria's future and providing jobs and sufficient food supply for citizens.
Nanono said: "The way and manner we are going in the production of rice, in the next two years, we will start exporting rice outside the country."
“For those that are worried about the partial close of our borders, we are not doing this to hurt the people but to protect the future of the country, provide jobs and food sufficiency. “Government will continue to give support to rice farmers to achieve this goal,” Nanono said.
Meanwhile, Legit.ng previously reported that on Tuesday, October 29, the government of Vietnam pleaded with the Nigerian government to allow the importation of rice into the country.
The deputy prime minister of Vietnam, Vuong Dinh Hue, made the request on behalf of the country's government during a visit to the national chairman of the All Progressives Congress (APC), Adams Oshiomhole.
NAIJ.com (naija.ng) -> Legit.ng We have upgraded to serve you better
Border Closure: Price of rice may rise to N40k/bag before December | Legit TV

domain: politics


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Boris Johnson’s ex-attorney general Geoffrey Cox blasts ‘unlawful’ Brexit bill as ‘unconscionable’
BORIS Johnson’s ex-attorney general Geoffrey Cox has blasted the PM’s controversial new Brexit bill as “unconscionable”.
Mr Cox slammed the PM for threatening to damage Britain’s “standing and reputation” on the world stage if he pushes through a law overruling key clauses of the original Brexit deal.
Read our Brexit live blog for the latest news & updates
Geoffrey Cox has said the new bill is “unconscionable”[/caption]
Writing in The Times, Mr Cox said: “No British minister should solemnly undertake to observe treaty obligations with his fingers crossed behind his back.
Mr Cox, who oversaw the inking of the original Brexit deal, demanded Mr Johnson “accept all the ordinary and foreseeable consequences” of that agreement, and said he would not vote for the bill.
The controversial law, which will be voted on in the House of Commons today, overrides parts of the Northern Ireland Protocol, which prevented a hard border.
No10 has insisted the legislation is only intended as a safety net in case the transition period with the EU ends on December 31 without a deal.
Mr Cox said: “It is unconscionable that this country, justly famous for its regard for the rule of law around the world, should act in such a way.”
More than a dozen Tory MPs had been waiting Mr Cox’s opinion before deciding how to vote on the bill, according to The Times
The ex-attorney general and Brexit supporter also slammed badly-behaved EU bosses for using the Northern Ireland protocol as a “lever” for negotiations.
But, he warned: “What ministers should not do, however provoked or frustrated they may feel, is to take or use powers permanently and unilaterally to rewrite portions of an agreement into which this country freely entered just a few months ago.”
David Cameron this morning joined four other ex-PMs to express “grave concern” over the new Brexit bill.
He told Sky News: “Passing an act of parliament and then going on to breaking an international treaty obligation is the very, very last thing, you should contemplate.
“It should be an absolute final resort. I do have misgivings about whats being proposed.
But the ex-PM’s condemnation of the bill was much more tempered than Tony Blair and Sir John Major who called the law “shameful”.
Mr Cameron said: “What I should say is the Government has proposed a law which it might pass or it might not pass, it might use or might not use depending on whether a certain set of circumstances do or do not appear.
“Of course the bigger picture here is we are in a vital negotiation with the European Union to get a deal and I think we have to keep that big prize in mind.”
The draft law has brought on an almighty stand-off between the PM and EU bosses, who have demanded he withdraw it before they consider negotiating a deal.
But Michael Gove last week insisted the Government would not succumb to pressure from the EU.
Most read in Politics
Mr Johnson has given negotiators until October 15 to come up with an agreement and said the UK will “prosper mightily” with or without a trade deal.
Policing minister Kit Malthouse attempted to mount a defence of the bill this morning, saying it was necessary to prevent “a situation where GB cannot supply food into Northern Ireland”.
He told BBC Radio 4: “I would ask for a solution to that conundrum. If we get to a situation where we are not recognised as a third country and it therefore becomes illegal to move food to Northern Ireland, what is the UK prime minister supposed to do?”

domain: news


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Inside: Embrace your crafty side with our DIY Fabric Stag Head tutorial, including a free pattern for a fun and charming addition to your wall decor.
Why settle for typical wall decor when you can enter the fun and quirky world of faux taxidermy? With a touch of fabric, a sprinkle of creativity, and a dash of patience, you can bring a rustic yet chic vibe to your interiors.
Our DIY Fabric Stag Head is the perfect project to get started! Who knew faux taxidermy could bring charm and personality to your walls?
Choosing Fabric for Your Stag Head
Choosing the suitable fabric for your DIY Fabric Stag Head is where the real fun begins. This is your chance to inject your personality and style into the project.
You can go bold with vibrant, patterned fabric, creating an eye-catching piece that stands out on your wall. Think funky geometric designs, charming floral prints, or trendy animal patterns.
Alternatively, you can opt for subtler, solid colours or textured fabrics for a more understated yet equally stylish effect. The beauty of this project is that it’s completely customizable. Whether your aesthetic is modern chic, vintage-inspired, or delightfully eclectic, you can select a fabric that brings your fabric stag head to life in a way that complements your interior décor.
We’re a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. As an Amazon Associate, I earn from qualifying purchases.
What You Need to Make Fabric Deer Head
- You can use any cotton fabric of your choice. You may want a suitable fabric year-round or a more seasonal-themed fabric if it is a Christmas decoration. The material needed will range from 1/2 a metre for a small stags head and a metre for a large head. The fabric I used for the tutorial was an old half-metre of Amy Butler from my stash.
- Pattern: You can download my crude outline of a stag’s horn and head here Stag Pattern. This pattern should be a guide; you can make the head your preferred size. When deciding what size to make your fabric stags head, remember that the smaller you make it, the harder it will be to stuff the horns and turn them right side out after stitching.
- Fiber Fill
- Pen, scissors, needle and thread. A knitting needle or chopstick is needed to help push the stuffing into the far corners of your antlers.
- Sewing machine, but this project can be stitched by hand. It will just take a little longer.
How to Make a Fabric Stag Head
Step 1: Cut out your paper templates for your antlers and head shape. Lay these on the wrong side of your fabric and draw around them.
You will need 4 X antlers, two facing left and 2 facing right. You will also need two 2 X headpieces, one for the front and one for the back.
As well as avoiding as much wastage as possible, you will also want to consider the fabric pattern as you lay out your pieces.
Step 2: Pin the fabric pieces’ right sides facing so that you have two antlers and one head.
Step 3: Using a sewing machine, sew around the antlers using only a 5mm seam edge, and leave the base of the antlers open. Then turn your antlers right side out; you may need the knitting needle to help push out some corners. A small seam edge makes your antlers easier to turn right side out.
Step 4: Sew your head again with a small seam. This time only sew around the ears and the sides leaving the top and bottom open. Do not turn this right side out yet.
Step 5: Stuff just the top third of each antler. You must push small amounts of stuffing into the far corners using your knitting needle. This is a bit fiddly, but using small amounts of filler at a time helps.
Step 6: To attach the antlers to your head, you need to place these inside your stag head and pin the open edge of the antler to the open edge of the stag head next to the ears.
The right sides of the fabric should be facing. *You must carefully stitch the antlers to the head by hand, ensuring you still have an opening to the antlers.
Step 7: Once the antlers are stitched in place, turn the head right side out and stitch up any remaining gap at the top of the head.
Step 8: Now, you can finish stuffing the antlers and the head. You will do this through the opening at the bottom of the stags head. You will need your knitting needle again to push the stuffing into the antlers.
Step 9: Stitch up the remaining hole in the base of your stag’s head. You may also want to sew three small loops into the back of the stags head, one on the tip of each antler and one on the head. These loops will help with hanging your stag head on the wall.
Conclusion and More Animal Craft Ideas
*Since posting this, my friend has pointed out that I have sewn the antlers the wrong way round (facing out instead of in) on the Amy Butler stags head above. I don’t think it matters which way around you have the antlers; they work either way. So you can sew them either way, whichever suits your space and preference.
I’ve got some more lovely fabric, so I think I’ll make more fabric stag heads to adorn my walls. I’m even considering designing another animal head to make in material, but I’m not sure which one yet.
However, I think the fabric chosen for the stag above fits in with the mid-century vibe of the table and other decorations.
And these faux taxidermy denim moths.


Guru Report: Villanova Incoming Frosh Quinn Gains All-Star MVP Honors: Summer League Opens Tuesday Night
By Mel Greenberg
HAVERFORD -- The two-months long Philadelphia/Suburban NCAA Women’s Summer Basketball League tips off Tuesday night with six games and continues on Thursday at the Kelly Bolish Gym, home of the AAU Renegades in Willow Grove Business Park in Hatboro, Pa.
The closest intersection is Byberry And Davisville Roads with the entrance to the business park off Davisville alongside the Pennsylvania Turnpike.
Meanwhile the Guru on Monday night dropped by the inaugural Philly USA Basketball Girls All City Classic high school doubleheader at Haverford School in which the sophomores and freshmen played the opener followed by the juniors and seniors.
Stats were immediately available but for the basics in the game involving the younger stars the City Team beat the Suburban Team 53-42 with Ursuline Academy (Wilmington, Del.) sophomore Adrianna Hahn named MVP of the suburban team while Neumann Goretti sophomore Siani Martin being named MVP of the City Team.
The game, incidentally, was well attended based on the crowd the Guru observed seated on the one side with the bleachers down.
In the nightgap, the Suburbans got even with a 57-52 victory as incoming Villanova freshman Meghan Quinn, the Gatorade Pennsylvania state player of the year out of Episcopal Academy took MVP honors.
Wilson Area junior Avery Marz on the suburban team took the overall Unselfish player honors.
Cardinal O’Hara junior Aminah Farmer took MVP honors on the City squad while Girard College junior Gmirice Davis on the city squad took the overall award as best defensive player.
Seniors with their future collegiate choices who played in the game besides Quinn were O’Hara’s Shanice Johnson heading for Delaware replacing one of the seven graduated Blue Hens senior – not necessarily WNBA rookie Elena Delle Donne – while Villa Maria Academy’s Lisa Mirarchi is bound for Lehigh and the Academy of Notre Dame duo of Megan McGurk will enroll at Bucknell and Kathleen Fitzpatrick is heading to Saint Joseph’s.
Additionally, Shipley junior Tamesha “Sox” Alexander has already declared for St. John’s on Long Island.
Fitzpatrick will also play in the summer league on Team Hunter Green with the Shields three-sister combo of Shannon (San Diego State ’16), recent Boston College grad Kerri and incoming Saint Joseph’s senior Erin as well as past Hawks and summer league star Katie Kuester.
Hunter Green will play in the Court 1 nightcap at 8:15 p.m. against Team Red, which is featuring a slew of Scranton players and also includes the Lafayette duo of incoming senior Emily Homan and incoming junior Kelly Loughney,


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There is nothing more exciting than betting on the World Cup online, melting gambling odds with soccer passion, and feeling like being on the football field. The 2006 World Cup betting is already up in most gambling sites with sportsbook betting, however, many people have a safety concerns when it comes to placing a bet on the Internet.
Not only related to world cup soccer betting, but all gambling activities, including casinos, sportsbook, horse racing brokers, etc., any place could be considered “suspicious” until a well founded evidence demonstrates the contrary. This way, it is not odd to do research first, not only, to pick the best World Cup betting site, but also to find feedback, reviews or backgrounds of a gambling site.
It is really easy to find “evidence” by doing research online, with the aid of the many search engines on the Internet. Visit the sites and if they have downloadable world cup soccer betting software, give it a try, play for free.
If you feel comfortable with the site’s features, go ahead and read the terms and other gambling related stuff. For World Cup betting it is more likely to find slight variations on terms or bet limits. Carefully watch while playing for free to see if you have an opportunity to win real money to open your account, or receive a bonus to get started betting.
There are actually as many gambling sites offering 2006 World Cup betting, as players online to communicate with and get some feedback regarding the particular site or sites that you have chosen for world cup soccer betting. Whether via email, instant messenger, messages boards or even by phone, shared experiences are available to you.
Also spread through the grapevine, word of mouth is another useful aid when it comes to selecting the best World Cup betting site. As important as learning more of a site’s history, is to ask current players if your chosen sites make payments on time and the means used to cash out, before you put your money into any of the sites.
Double check how long a gambling site has been online, because the actual soccer fervor may be the foundation for improved sites trying to make some money with 2006 World Cup betting to later disappear in thin air without ever paying the winners.
Be aware of players conspiring with each other promoting the magnificent of dubious World Cup betting sites or deals related to world cup soccer betting that do not appear expressly on the site. Remember that most gambling sites have a customer support service to talk with and get responses to your questions and also investigate and denounce mischievous offers.

domain: sports


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Added Jul 9, 2010
This one is better than the first one I made, but still not perfect. I used some scrap fabric and about 30 min to make this one before work. I like the wide part at the end, but I need to round it out a bit. When you use a stethoscope you have to open the top to place the nubs in your ears. I wanted my tubing covered, that is why I like the wide end. I used a snap instead of a button to have it go with my http://www.burdastyle.com/projects/hello-u-s-a-scrub-top . I found multiple free patterns online and one here on Burda, but not really what I was looking for. My stethoscope had a photo session. More to come and better!!!!
Enter the code EARLYBLACKFRIDAY at checkout to save
Pattern of the Week
Seams divide the front for a detail minimalists will love! (This pattern is also a part of our sale)
We have marked down 50 sewing pattern to $2.99 only until Monday, so hurry!
Our fabulous BurdaStylers of course! Today, save 30% Site-Wide With Code ThankYou14!
Satin takes the stage in this new collection of dresses, skirts, and fluttery tops.
You must allow our "request for permission" request to login to Burdastyle with Facebook.


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Florida U.S. Senator Bill Nelson’s Bill Passes Congress, Heads To Obama’s Desk For Signing
By Space Coast Daily // January 12, 2016
WASHINGTON D.C.– Monday, Congress gave final approval to a bill requiring manufacturers to put child-proof caps on small bottles of liquid nicotine used in e-cigarettes.
The U.S. House of Representatives today approved the measure, which the Senate passed last month. The bill, filed by U.S. Sen. Bill Nelson (D-FL), now heads to the president for his signature.
“A few drops of this stuff can cause a child to become extremely ill,” said Nelson.
“Requiring child-proof caps on these bottles is just common sense.”
Nelson’s bill – the Child Nicotine Poisoning Prevention Act of 2015 – requires child-resistant packaging for any liquid nicotine vial sold in the United States.
Nelson first introduced the measure in 2014 following increased reports of children falling ill, and, in at least one case, dying from liquid nicotine poisoning.
Liquid nicotine is sold in concentrated form for use in e-cigarettes, and is often packaged in easy-to-open, brightly-colored vials with appealing flavors such as Yummy Gummy, Cotton Candy and Tutti Frutti.
Just a single teaspoon of highly-concentrated liquid nicotine could kill a small child, according to the American Association of Poison Control Centers.
The AAPCC also found that calls to poison control centers related to liquid nicotine exposure have spiked in recent years, climbing from just one call per month in September 2010 to 318 calls per month in March 2015.
Many of these calls involved children five years old or younger.


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Here we present to you our white tee with a twist. Steal a few glances with this one and hope they catch your good side.
Super soft print on a fresh white tee.
We printed this shirt using thinned ink so it looks and feels great. Only the guy standing in line with you at the bank will notice you flipping everyone the bird!


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Drama in the sky is a regular occurrence in the Tetons. Add that with the mighty Tetons in a simple black and white image to contrast the drama and it's irresistible. Choose from:
A beautiful matted print in a standard size. Image is printed on fine art archival paper and adhered between a simple, crisp white mat, ready for your store bought frame.
A fine art canvas print. The hand-coated canvas print is carefully wrapped around 2” inch stretcher bars with installed hanging wire. The image wraps around the sides of the canvas, so it may be hung on the wall as is, placed on a mantle, or framed.
Contact Holly for custom size quotes.


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Love the beat choices and you have a great vocal tone, but since you have kind of a deep voice it makes the mix kind of muddy, I think I could bring some clarity to the mix. I'll mix the first song for free to see if you like how I mix. HMU my ig is @Quirome
A forum community dedicated to Kanye West fans and enthusiasts. Come join the discussion about collections, videos, tours, styles, music, reviews, fashion, other hip hop artists, classifieds, and more!


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Mortgage rates fall to their lowest level this year
Mortgage rates fell to a new low for the year this week, but are 38 basis points higher than they were one year ago, according to Freddie Mac.
|30-Year FRM||15-Year FRM||5/1 Year ARM|
|Fees & Points||0.5||0.5||0.5|
The 30-year fixed-rate mortgage averaged 3.82% for the week ending Aug. 31, down from last week when it averaged 3.86%. A year ago at this time, the 30-year fixed-rate mortgage averaged 3.46% and 3.65% for all of last year.
"The 10-year Treasury yield fell to a new 2017 low on Tuesday. In response, the 30-year mortgage rate dropped 4 basis points, reaching a new year-to-date low for the second consecutive week. However, recent releases of positive economic data could halt the downward trend of mortgage rates," Sean Becketti, Freddie Mac's chief economist, said in a press release.
On Aug. 29, the 10-year Treasury yield closed at 2.13%, its year-to-date low, after falling to 2.09% twice during the trading day.
The 15-year fixed-rate mortgage averaged 3.12%, down from last week when it averaged 3.16%. A year ago at this time, the 15-year fixed-rate mortgage averaged 2.77%.
The five-year Treasury-indexed hybrid adjustable-rate mortgage averaged 3.14%, down from last week when it averaged 3.17%. A year ago at this time it averaged 2.83%.
"Mortgage rates were essentially flat last week, holding near their lowest levels since November 2016," Erin Lantz, Zillow's vice president of mortgages, said when that company released its own rate tracker on Tuesday.
"This week should be more volatile. Inflation and labor market data due this week will provide this most important view of the American economy before the Fed meets in mid-September, and rates could move if the data contain any surprises. In addition, rates could rise temporarily if ongoing federal budget negotiations break down," Lantz said.


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The Story – Wonderland Annual – Reign of Madness (2021)
Wonderland Annual – Reign of Madness (2021) : Hundreds of years before the Liddles ever stepped foot there, and long before it was destined for its inescapable chaos and insanity, there was Wonderland, the realm of dreams. It was a peaceful land of hope and imagination, but under its surface grew a darkness waiting to spread its tendrils into all that was. And as it was finally released, the evil seeped out into this extraordinary world, pulling two sisters into the center of its plot to bring madness to the inhabitants of all it touched turning all it corrupted into nightmares of their former selves. A war has been building for the very soul of this realm, and madness aims to reign over all that resides there. But, can the hope of a few and the love of a sister keep the evil at bay and fight what is destined to be? Don’t miss this over-sized Wonderland issue that sets the stage for all that comes after!
Free Comics Download
Wonderland Annual – Reign of Madness
Language : English | Image Format : JPG | Year : 2021 | Size : 94 MB
- If you have any difficulties to download the files, please refer to this how-to download page.
- All of the comic files are packed on .CBR and/or .CBZ file formats. Here are some of the reader apps that i can recommend : YAC Reader (Win, OSX, Linux, iOS), ComicRack (Win, Android, iOS), CDisplayEx.
- To extract any compressed files, I recommend using 7-Zip.
- If you encounter any broken links or corrupt files, please write on the comment section or message me through the contact form.
- Want to see all the comic list? Please go to this page.


When you operate heavy-duty vehicles, you need a range of products, including Engine Oils, Hydraulic Fluids, Driveline Fluids, Gear Lubricants, Greases and Coolants.
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Castrol has designed a range of axle and universal fluids that can help the vehicle’s axle system perform at its best.


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Grand Forks DMAF update
Grand Forks City Hall (MyGrandForksNow.com staff)
In Grand Forks, engineering design for flood protection infrastructure will soon be underway and moving toward meeting the goals outlined in the Grand Forks Disaster Mitigation & Adaptation Fund (DMAF) Program.
Mayor Brian Taylor says the funding will have an effect for the community over the next hundred years. He also stated that the buy out of the North Ruckle neighbourhood is almost complete with 90% of owners.
The owners have settled on a fair purchase price for their homes. The neighbourhood is schedules for removal due to flooding.
The provincial agreement has been signed, and the City recently received $22 million of the approved $31.5 million. Most of these funds will be spent in 2020 for property purchases.
The federal contribution of $20 million is expected soon with the majority of funds being for infrastructure upgrades to be complete by 2023. The City also expects to spend between $3 – 4 million on design and construction in the downtown core before next year’s freshet season.
The program goals include the elimination and/or significant reduction of flood risk, preservation and optimization, environment stewardship and the creation and enhancement of public green spaces.
Other funding recently announced for the RDKB is nearly $150,000 which is part of a $69.5 million Community Emergency Preparedness Fund for flood and geo-hazard risk assessment.
To view the project documents please visit https://resilience.grandforks.ca/


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Residents living and working in PG’s downtown core sat down to have coffee with the local RCMP.
The detachment held its Coffee with a Cop event today (Tuesday) where those in attendance had the chance to get to know some officers a little bit better.
Cpl. Jennifer Cooper told MyPGNow.com their downtown sessions at Ristretto’s and Zoe’s Java House have been well-attended.
“We know there are a lot of different interests at play down here and it does receive a lot of focus for a variety of reasons. We are trying to be down here because this area does have a lot of foot traffic as it does have the most coffee shops and places and to make this casual environment successful.”
She added local residents brought up a variety of talking points.
“People are looking at the decriminalization of illicit drugs, so that has come up in conversation a couple of times but we have also had people ask about recruiting the two times we have held this event.”
While detachment members attend community events throughout the year, a more casual setting such as this really helps public relations.
“We do health fairs, we do meet and greets at CNC and you get to talk to people for about thirty seconds, maybe a minute but that’s not really a long enough time to build a relationship and have a conversation with someone. With this Coffee with a Cop event, we find people get to know us a little bit better,” added Cooper.
An afternoon version of the event was held at the Southridge Tim Hortons.
Cooper added last week’s recruiting session in PG saw 24 people attend – a number that is considered high for our city.


Melzer makes home progress
Originally published on: 26/02/10 12:29
The second seeded Austrian had not reached the last eight of a tournament since October last year, coincidentally also in his homeland at Vienna, but sealed his progression on Wednesday 6-4 7-5 in 88 minutes.
The 28-year-old will meet seventh seed Mikhail Youzhny in the quarter-finals after the Russian defeated wild card Stefan Koubek 6-2 6-4.
Victor Hanescu, the only other seeded player left in the draw, also booked his place in the next round with a 6-1 7-6 (7/2) triumph against Marcel Granollers and will play Guillermo Garcia-Lopez next up.
There were also wins for qualifier Juan Ignacio Chela and wildcard entrant Daniel Koellerer.
Chela recorded a 6-3 6-4 win over Ruben Ramirez Hidalgo, the same player he beat four days ago in qualifying, while Koellerer kept the Austrian challenge alive by beating Diego Junqueira 6-1 6-2.
Spaniard Oscar Hernandez advanced to his third quarter-final of the year with a 7-5 6-4 victory over wildcard Andreas Beck.
Julien Benneteau rounds out the last eight after he won a three-setter 6-1 6-7 (7/4) 7-6 (9/7) against Chilean Nicolas Massu.


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Everyone loves the classic sugar cookie. My husband is a little picky though when it comes to a sugar cookie. He does not like them very thing or crispy. So I normally roll the dough rather thick and under-bake by a minute or two, they turn out perfect!
The recipe I use, I’ve been using for about 14-15 years now. I keep meaning to ask my mother her recipe, the one we used growing up. I assume they are similar, if not the same as they seem to taste the same, to me.
I can not get by only making 1 batch during the Christmas season, I make triple batches at a time! This year I’ve made more of them than any other year before. They came out so perfect each time and I love eating a few here and there myself.
This dough is perfect to make the night before, the more chilled, the better!
- ⅓ cup Butter or Margarine, softened
- ⅓ cup Shortening
- ¾ cup Sugar
- 1 teaspoon Baking Powder
- 1 Egg
- 1 teaspoon Vanilla
- 2 cups All Purpose Flour
- Green & Red Sugar For Decoration
- Beat butter & shortening on medium-high speed for 30 seconds. Add sugar, baking powder and a dash of salt. Beat till combined, scraping bowl. Beat in egg & vanilla. Beat in as much of the flour as you can with hand mixer, stir in rest of flour by hand.
- If you have a stand mixer you can add all the flour without needing to stir any in by hand.
- Divide dough in half. Cover & chill dough for 3 hours till overnight, or till easy to handle.
- On a lightly floured surface, roll half the dough at a time to ⅛ inch thickness. Use cookie cutters or biscuit cutter to cut into desired shapes.
- Place on ungreased cookie sheet. Bake in a 375 degree oven for 7-8 minutes or till edges are firm and bottoms are lightly browned. Cool on rack. Decorate however you desire.

domain: hobby


Lawyers are racing to put a stop to red light traffic cameras.
In just the last two weeks, several hundred drivers from around the state have joined class action suits filed against Aventura, Miami Gardens, Juno Beach and Orlando. Jason Weisser, an attorney leading the latest charge, says he plans to file a lawsuit against Pembroke Pines, North Miami, Homestead and 16 other local governments in the next two weeks.
"The phone has been ringing consistently over the last two weeks," said Weisser, whose West Palm Beach-based firm, Schuler, Halvorson and Weisser has recruited clients through newspaper advertisements. "They are violating people's constitutional rights [in order] to make a buck."
Critics complain that red light cameras violate drivers' due process and equal protection rights. Earlier this year, two separate lawsuits were filed over their use - one in Aventura filed in February, and one in the Tampa suburb of Temple Terrace, filed in April.
The Aventura case is scheduled for a summary judgment hearing on Nov. 10; the other case is in the beginning stages.
Cities say the cameras deter drivers from running red lights, prevent accidents and save lives. The cameras snap a photo of the car's license plate, and then owners receive a citation in the mail.
Pembroke Pines Police Chief Dan Giustino said before the city's camera went live in April 2008 at Southwest 129th Avenue and Pines Boulevard, the city recorded 19 accidents over a 16 month period. Just nine wrecks occurred over the last 16 months.
But lawyers for the fined motorists argue that local governments are not permitted under state law to regulate stoplights. They say that under state law, police officers cite drivers who run red lights and those tickets can be contested in county court. Yet in cities with red light cameras, no officer witnesses any infraction and it is the vehicle's owner, not the driver, who is cited. In addition, the owner can only appeal to a special magistrate, who typically works for the city.
"It's like having the officer who wrote you the ticket rule on your case," said attorney Brett Luskin, who filed the original Aventura suit. "It's a flat violation of state law. I want the judge to declare these things are invalid."
The state attorney general issued an opinion in 2005 that cities can not use cameras to issue traffic citations. Cities sidestep that by citing car owners with code violations that do not count against driving records. Fines generally cost $125 for first-time offenders.
In Juno Beach, the city intends to install cameras by mid-October at Donald Ross Road and Ellison Wilson Road, and Donald Ross Road and U.S. 1.
"We hope to improve driver behavior in terms of traffic law compliance and thereby reduce accidents," said Police Chief Dennis Weiner. "It's not uncommon for people [to file suits] whether or not they have a good legal basis."


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Cheer up, all you tourists and recently relocated residents of Maui—no passengers have been harmed in the making of this regularly recurring sight. It’s only a joint training exercise by the airport’s firefighting units in case something ever does go wrong.
When it becomes law, HB 2510 will increase Hawaiʻi’s minimum wage from its current $10.10 per hour to $18 per hour.
Bill 21 will help protect Maui’s seabird populations.
On June 8, World Ocean Day, the Pacific Whale Foundation will be celebrating by presenting the Sixth Annual World Whale Film Festival on Maui.


Rev. Franklin Graham insisted on Wednesday that he had never heard a lie from President Donald Trump.
In an interview on MSNBC, host Craig Melvin pointed out to Graham that The Washington Post counted 8,158 false or misleading claims made by the president during his first two years in office.
“Well, I don’t know how to reconcile that, because I don’t know,” Graham replied. “You have a fact checker for the president but I don’t know if you have a fact checker for the media at the same time.”
“Pastor Graham, you and I both know this president has said things over and over that aren’t true,” the MSNBC host pressed.
“No, I don’t know that,” Graham insisted. “I don’t sit around and try to find every fault in the president every day, looking for everything that he might have misspoken or mis-said. I don’t do that.”
“But you can acknowledge that the president has said things that aren’t true,” Melvin asked.
“I don’t think the president is sitting there behind the desk trying to make up lies,” Graham said. “I don’t believe that for a second. Has he misspoken on something? Sure, all of us do that, you do it, I do it.
“So I think the president is trying to do the best that he can under very difficult circumstances,” the pastor added. “But no one person can fix this, it’s too complex. We need God. As a nation, we’ve turned our back on God.”
Later in the hour, former GOP strategist Rick Tyler slammed Franklin for ignoring the president’s lies.
“I call them lies,” Tyler explained. “In the beginning of the segment, he’s talking about objective truth and what he’s going to get people to believe about objective truth, that is Jesus is the savior of the world and died for our sins. That’s objective truth. At the same time he wants to make excuses about Donald Trump when we know Donald Trump has said things that are just demonstrably and provably false.”
“But there are things that Donald Trump has said over and over again that are just flat out wrong,” he concluded. “I don’t know whether Franklin is being willfully ignorant or is covering for the president but that undermines his message about objective truth.”
Watch the video clips below from MSNBC.
Dr Birx proves that no amount of gushing compliments can compensate for even a little bit of honesty with Trump: op-ed
One of President Trump's top infectious disease experts, Dr. Deborah Birx, is known for avoiding Trump's wrath, but that changed when she recently decided to speak frankly on the growing spread of coronavirus across the country. While Trump walked back his public criticism of her, the dust shows that no amount of "gushing compliments or massaging statistics can compensate for even a little bit of honesty with this man," the Washington Post's Molly Roberts writes.
While Birx appeared to be in control of the facts when she first emerged as a figure on the coronavirus task force, she soon became someone Democrats couldn't trust.
‘Malignant’ GOP voters will keep backing ‘dumber and angrier’ candidates no matter what happens in November: Conservative
Even if the Republican Party suffers crippling losses in November's election, that won't solve the problem of the "malignant Republican voter."
President Donald Trump's conservative opponents have been publicly debating whether the GOP deserves to survive, but The Week columnist Damon Linker says reducing the party to cinders and ash won't root out the party's rotten core.
"The head of the party is a corrupt and malicious imbecile," Linker wrote. "Republicans in Congress are a mix of Trump enablers, obstructionist-demagogues out to maximize the wealth of their donors, know-nothing conspiracist loons, and a few reformers experimenting with the most politically palatable way to blend nationalism with socialism. All of them are primarily motivated by the drive toward self-promotion within the right-wing media complex. And when we move further down the Republican hierarchy to the state and local level, things only get worse."
‘Survival of organized human society’ at risk: New campaign rallies progressives to vote Trump out
"As progressives and leftists, we are not going to minimize our disagreements with Joe Biden. But we're also clear-eyed about where things stand. We have a moral responsibility to defeat Trump."
With the goal of boosting progressive voter turnout in swing states that could play a decisive role in November, advocacy group RootsAction.org on Wednesday launched a grassroots campaign aiming to prevent another disastrous four years of President Donald Trump's "war on truth, on decency, on our planet, and on working people."
Organizers of the new "Vote Trump Out" initiative argue that while progressives have major substantive differences with Joe Biden on a number of key issues, "supporting the Democratic nominee in swing states is the only means we have to defeat Trump."


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Bedbugs and Broomsticks
- Contagion: How Commerce Has Spread Disease by Mark Harrison
Yale, 376 pp, £25.00, August 2012, ISBN 978 0 300 12357 9
The Eclair was a British steam sloop charged with policing the slave trade. In November 1844 she set out hopefully in a naval squadron for Sierra Leone, where she spent five months patrolling for slavers. West Africa was known to harbour ‘fevers’ to which Europeans had little resistance, but the officers and crew remained in good health, and the sailors were even granted shore leave, which they were described as enjoying immensely. After 13 days, the Eclair proceeded to the Gambia, at which point many of the men were seriously ill and bringing up blackish vomit. By the time the ship made Boa Vista in the Cape Verde Islands, one in six men had died. The survivors were taken ashore: healthy men were put up in tents, healthy officers in a house, and the sick men kept on a nearby island. And people kept dying. Three different naval surgeons advised the captain to flee for Madeira’s cooler and healthier climate. But nearly two-thirds of the crew who left Boa Vista were dead by the time the Eclair reached Funchal, so they sailed on, thanks to volunteers who stood in for the fallen crew, to Portsmouth. When the Eclair finally anchored on 28 September 1845, there had been ninety more cases of fever and 45 more deaths.
The full text of this book review is only available to subscribers of the London Review of Books.


Earlier this year, Boston songwriter Kass Richards assisted U.S. Girls mastermind Meghan Remy in completing Heavy Light, a solid album that features one of our favorite songs of 2020, “4 American Dollars”. Now, Richards is striking out on her own with a debut solo album titled, The Language Shadow, due out…
Please click the link below to read the full article.
U.S. Girls’ Kass Richards Announces Debut Album The Language Shadow, Shares “Atlantis”: Stream


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CASHFLOW® 101 teaches you how to:
Take control of your personal finances
Manage the cash flow activities necessary to build a business
Invest with greater confidence in real estate and other businesses
CASHFLOW® 101 was created to teach people how to become a master of money and elevate their financial IQ.
CASHFLOW® 202 teaches you about:
Profit in up and down markets
Create money with large/small deals, capital gains, or cash flow
Generate "passive income" with any profession or job
Master the tools of the technical investor like short selling, 'call' and 'put' options, and real estate options
In the real world of investing, there are winners and losers. Losers play by the old rules, hoping the market always goes up. Winners don't care if the market goes up or down. They know the new rules of money will benefit them either way.
Play, Learn and Be a Winner.
Source: The Publisher Website.


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Submission for: Martins Creek Quarry Project
BOLWARRA HEIGHTS, New South Wales
I absolutely oppose the martins creek quarry expansion. 200 to 280 trucks going through Bolwarra a day is a disgrace. It is so hard to get out of hunterglen drive as it is without having to contend with those trucks that think they own the road. A perfect way to ruin the environment along with the koala habitat. Well Done!
Why not use the railroad that is already in place ? and keep the trucks off our already deteriorating roads. Please stop this


Opening batsman KL Rahul has been ruled out of the Test match series against New Zealand, after the batsman picked an injury in muscle strain on his left thigh, right before the series. India will play New Zealand in the first Test match of the two-match series at Greenpark stadium in Kanpur from November 25.
Young batsman Suryakumar Yadav has been named the replacement of KL Rahul for the test match series against New Zealand. Ajinkya Rahane will captain the match in the absence of regular captain Virat Kohli, while Rohit Sharma is already not part of the series as the Indian T20 skipper has been rested for the entire series.
With Rahul out of the series, Mayank Agarwal is set to open with Shubman Gill while Cheteshwar Pujara, Suryakumar Yadav/Shreyas Iyer and Anjikya Rahane, is likely to be the middle order for the team for the first test match until regular captain Virat Kohli joins the squad for the second match at Wankhede Stadium in Mumbai.
As far as the bowling department is concerned, the senior pace duo of Jasprit Bumrah and Mohammed Shami have been rested for the first match and might return for the second match in Mumbai’s Wankhede stadium.
This will be India’s first test match against New Zealand after the defeat in the World Test Championship final. India lost the final on the last day in a rain-affected match. New Zealand coach Gary Stea ahead of the first test match said that, they might play with three spinners on a spin-friendly pitch of Greepark.
India’s Test squad: Ajinkya Rahane (c), Mayank Agarwal, Cheteshwar Pujara, Shubman Gill, Shreyas Iyer, Suryakumar Yadav, Wriddhiman Saha (WK), KS Bharat (WK), Ravindra Jadeja, R Ashwin, Axar Patel, Jayant Yadav, Ishant Sharma, Umesh Yadav, Md Siraj, Prasidh Krishna


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Year of Publication
Doctor of Philosophy (PhD)
Agriculture, Food and Environment
Dr. Wuyang Hu
This dissertation explores the adoption of Best Management Practices (BMPs) in the Kentucky River watershed. Through a survey of farmers in the Kentucky River watershed, chapter two investigates farmers’ current BMP adoption and their willingness to engage in additional adoption incentivized through a proposed Water Quality Trading (WQT) program. This chapter includes two parts: the first part is to investigate the factors influencing farmers’ current usage of BMPs; the second part is to estimate farmers’ willingness to implement BMPs given different levels of compensation specified in the survey. Farmers’ experiences about BMPs are more likely to persuade them to adopt additional BMPs. The activities of using riparian buffers, fencing off animals and building up waste storage facilities are found to be responsive to the levels of compensation offered.
The third chapter discusses farmers’ expected economic benefits from BMP adoption, and addresses the missing data issue. In the survey, of those respondents who indicated that they accept the offered level of compensation, about 20% of them did not answer the follow-up question of how much they would adopt the practice, creating missing data. We compare three methods to handle the issue of missing data: deletion method, mean imputation, and multiple imputation method. Following these methods, we estimate factors affecting how much farmers may engage in BMPs using a Tobit or Poisson model. The results show that increasing the compensation for using BMPs is more likely to encourage farmers to adopt riparian buffers. Results obtained using the method of multivariate imputation by chained equation are more promising than using the deletion or mean imputation method.
The fourth chapter examines whether wealth change and local community interaction may affect BMP adoption. Survey data on BMP adoption are combined with the local community data from publically available sources. Results show that the decrease in land values between 2007 and 2012 discouraged the adoption of riparian buffers; the equine inventory in local communities has positive impact on the adoption of animal fences and nutrient management; the more rural the local communities are, the less likely farmers would fence off livestock from water resources.
Digital Object Identifier (DOI)
Zhong, Hua, "ESSAYS ON FARMER WILLINGNESS TO PARTICIPATE IN BEST MANAGEMENT PRACTICES IN THE KENTUCKY RIVER WATERSHED" (2016). Theses and Dissertations--Agricultural Economics. 40.

domain: agronomy


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The United Nations is already devising its 2012 action plan, worth $37.9 million, for conflict-afflicted and flood-hit Philippine region of Mindanao.
This was announced Nov. 23, at the conclusion of U.N. Assistant Secretary-General for Humanitarian Affairs Catherine Bragg’s five-day visit to the Philippines.
While in the country, Bragg checked on the plight of the thousands of people in Mindanao who have been displaced due to armed conflict and recent natural disasters. She visited several communities in Mindanao, including several humanitarian projects in the province of Maguindanao where she had a chance to speak with families affected by the so-called “cycles of displacement.”
“In Datu Piang, I spoke to a woman with four children, who had been displaced by armed conflict twice in the last five years. Recurring floods had added to her plight. Although her family’s original home was only seven kilometres away, the security situation meant they could not return, and their old family home no longer existed,” she recounted, as quoted by the U.N. News Center.
According to local authorities and relief agencies, about 700,000 people are in dire need of assistance in Mindanao.
The United Nations appealed for $33.3 million this year for the its humanitarian action pan in Mindanao. It will give priority to “protection activities” in next year’s action plan.
Read more development aid news online, and subscribe to The Development Newswire to receive top international development headlines from the world’s leading donors, news sources and opinion leaders — emailed to you FREE every business day.


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Cambridge University Press has expanded its partnership with author services company American Journal Experts
Author Management Tools
Scholastica has launched a new typesetting service for open access journals that uses advanced technology to generate HTML and PDF articles
A new tool for authors – the IEEE LaTeX Analyzer, powered by Overleaf – is aimed at helping speed up the publishing process
Overleaf has launched a service for publishers and institutions – the Overleaf LaTeX Validation Service. The service enables publishers and other third parties to more easily process LaTeX manuscripts for publication, saving time for authors and providing publishers with improved consistency and quality control.
RedLink has announced the latest release of Remarq, which includes three levels of group collaboration:
RedLink and ORCID have announced an integration that will provide seamless pre-population of profiles in Remarq when users sign in with their ORCID credentials
After evaluating several competing products in 2016, De Gruyter has chosen River Valley’s online proofing platform, ProofCheck.
De Gruyter had previously been sending authors their proofs in PDF format for annotation. Authors’ corrections would then be implemented to produce the final publication. De Gruyter was looking for a faster and more reliable system in order to minimise admin within the publication workflows of their online-only journals.
Remarq, the new editorial engagement and researcher collaboration tool from RedLink, is now live on several IOP Publishing journals
Figshare, an online digital repository for academic research, has launched a tool that enables authors to share their research outputs more efficiently during the publishing process.
Springer Nature is the first publisher to pilot this new data submission portal and has worked closely with Figshare to build a customised service to support open research. The tool will reduce the amount of information authors must complete to share data supporting their publications.
RightsLink® from Copyright Clearance Center (CCC) is a robust web-based service designed to assist publishers in the collection and management of their article processing charges (APCs) and other author or publication-related fees pre-and post-publication.
Rebecca Pool asks: was 2017 the year that scholarly publishing let in open peer review?
London’s Business Design Centre was the venue for Research Information’s inaugural event, Challenges in the Scholarly Publishing Cycle


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Join us in festive fun on the 3 Saturdays running up to Christmas! Santa will be here in his grotto and you will get a chance to have a photo taken & recieve a present too!
There will be many Christmassy games and compeitions taking place with Festive food and drink on offer. Take advantage of our fun days with FREE entry for members and adults or its just £3.95 each!
We will look forward to seeing you here! 🙂


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Home Movie Facts Fans+Reviews Where to Watch News+Blog Store
Mindfulness from Outer Space in the form of The Emissary movie lands at the Threshold in Madison Wisconsin!
Enjoy popcorn and tea during the movie, followed by a Q and A with director and creator Tim Erskine and co-creator Holly Erskine. Join our conversation about using humor, science, and art to imagine a more positive future.
WHEN: Friday, January 13. Doors open at 6:00. Movie starts at 6:30.
WHERE: Threshold, 2717 Atwood Ave, Madison, Wisconsin (608) 220-8849
10 dollars admission. Buy tickets at the door or online at The Emissary Central Warehouse.


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We are dedicated to exceptional student education, providing thoughtful and inspirational pathways leading to Doctor of Medicine and Doctor of Philosophy in Basic Biomedical Sciences degrees. With a faculty noted for its clinical expertise and scholarship, our students emerge as highly proficient physicians and health care leaders.
Speakers at a two-day seminar in Sioux Falls and Vermillion sponsored by the University of South Dakota will share the latest information on a traditional foods movement in Indian Country and its role in improving food security and promoting health among Native American communities.
Students live and learn in rural communities through the innovative Frontier And Rural Medicine (FARM) program.
The University of South Dakota Sanford School of Medicine welcomed 71 first-year students, the largest class ever, to the state's only medical school during its annual white coat ceremony.
Read features on the Sanford School of Medicine, its students, alumni and faculty. The current issue features:

domain: medical


Vincente del Bosque, the Spain head coach, will consider altering his line-up for Wednesday's World Cup Group B match against Chile after poring over the humbling 5-1 defeat that his side suffered at the hands of the Netherlands on Friday night.
The defending champions were pulled apart by the Dutch and could benefit from a change of personnel. "There may be some changes," said Del Bosque, who is expected to keep faith in goalkeeper Iker Casillas. "However, if I made a change, it wouldn't be to point the finger at someone."
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Barby is an affectionate female British Shorthair with a unique black golden chinchilla coat. Her adorable fur and beautiful eyes make her an absolute joy to have around. With a combination of intelligence, playfulness and loyalty, she's the perfect companion for any household.
Breed: British Shorthair
Color: Black golden chinchilla
Eye color: Green
Fur type: Shorthair
Date of Birth: June 10, 2023
Date added to the website: October 11, 2023
Ready to go: October 15, 2023
Available for pick up/delivery: After reservation through the website
Additional notes: Champion bloodline, shows quality.
Other services: Kitten will be spayed/neutered as pet/ price with breeding rights $3300

domain: pet