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There’s something I want to shock and share with you today during this post and I hope it’s going to give you a new perspective and outlook on your life. I hope it gives you the feeling of a new exciting chapter right ahead of you if you’re willing to step into the shoes of the person you know you are meant to become. How does that sound, intrigued?
Let’s do this!
So the deal breaker is this, you don’t need a milly in the bank to set you free from your hideously tedious 9 to 5 that you can barely turn up for on-time 5 days a week because it drains your body mind and soul. The math that is needed to effectively determine how much of a cash buffer you’ll need is so simple that you’ll kick yourself once we’ve run through it in a moment and regret not reading this post sooner.
So how do we estimate effectively how much cash we’ll need in the bank to get us out and set us up for the best chances of success? Well, the one thing that you’ll need to know is your monthly and annual expenditures because if we don’t then we don’t have a hope in hell of escaping the rat race, period.
Monthly expenditures count as everything that goes out of your account every month without fail, such as…
– Direct debits (Phone, Netflix, Car Finance & Hello Fresh)
– Rent / Gas / Electric
Annual expenditures count as one-off payments that go out once a year such as…
– Car insurance
– Car tax
– Car servicing/repairs
– Council tax (this could also be monthly)
– Heating oil
The lists are both endless and will differ from person to person and there are no right or wrong answers, but we need to make sure we list everything that we spend money on accurately as we don’t want to leave ourselves short when calculating our cash buffer.
Once we have totted up all of our expenses we need to add them all together to get our correct monthly figure. We’ll end up with 2, one being slightly better than the other. Here’s an example below to help explain the process.
– Phone £40
– Netflix £11.99
– Car Finance £300
– Hello Fresh £49.99
– Rent / Gas / Electric £600
– Fuel £80
– Food £100
Total monthly expenses: £1,181.98
Car insurance £300
– Car tax £80
– Mot £30
– Car servicing/repairs £200
– Council tax (this could also be monthly) £1600
– Holidays £2000
– Heating oil £450
Total annual expenses: £4,660
So we know based on the figures above our monthly outgoings are £1,181.98 which is ok but it doesn’t paint the best picture when trying to estimate a long term cash buffer as it hasn’t taken into the annual expenses that we incur such as the holidays, car insurance and council tax for example. So what we need to do now is do the equation below.
£1,181.98 (monthly expenses) x 12 = £14,183.76 (12M of expenses)
£14,183.76 (12M of expenses) + £4,660 (annual expenses) = 18,843.76 (M+A expenses total)
£18,843.76 (M+A expenses total) / 12 = £1,570.31
As we can now see £1,570.31 is our correct monthly outgoings figure based on our complete set of expenses being incurred annually divided by 12 to give us a better forecast when deciding on how much our cash buffer needs to be.
For quick reference here a cash buffer should be no shorter than 3 months depending on your risk tolerance and how quickly you think you’ll be able to replace your income after leaving the 9 to 5. I left my job with a larger cash buffer because I had a lot fewer outgoings after scaling back my expenses radically (I went into what I now call “monk mode”) compared to the average joe, therefore, my buffer has taken me a lot further and got me out quicker. A good cash buffer I believe is anywhere between 8-12 months because it allows for some hiccups along the way as all will not be plain sailing as you can well imagine living life in the fast lane.
So to move us to the last stage of this post, knowing exactly how much we’ll need to get us out of the uninspiring 9 to 5, we’ll need to decide on how much is the right amount we’ll need in the bank to allow the animal brain to chill out and think clearly and make sound business decisions once we’re out and riding solo and are in control of how we make our income. There is no right or wrong answer as it’s what you feel comfortable with and how quickly you want to get out and start providing value to those around you doing something you have a passion for whilst creating TIME and FINANCIAL FREEDOM for yourself in the long run.
Once you have completed the steps above, got your correct cash buffer figure saved up and in the bank ready to be deployed to pay those pesky bills, it is only at this point you should be looking to exit your uninspiring 9 to 5 and begin the next stage of the journey or creating time and financial freedom which we’ll be discussing soon.
I hope you got value from this post and it’s given you a lot more food for thought. I hope of course it’s inspired you to what is achievable if you put in the work to get that cash buffer saved up asap as you could be living a very different life in months from now, all because you decided to chase a new and exciting life for yourself.
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domain: economics


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Duke attracts complex cases that can be difficult to manage. Ive accepted that challenge. Duke delivers quality care. Our orthopaedic department has world-recognized practitioners. But its more than the practitioners. Its the entire Duke program. How patients are managed the respect they receive its all outstanding at Duke. I deal with the immature musculoskeletal system children before completion of growth. There are unique disorders in children related to growing such as fractures in growth areas a spinal curvature disorder called scoliosis as well as congenital anomalies such as club feet or shortening of legs or arms. I focus on getting to the bottom of the problem that brings the patient to me and that means talking with the patient and the parents. There has to be a rapport with the family and an understanding of the circumstances unique to each individual patient. I continue to be amazed and inspired by children who face and overcome medical adversity with such positive attitudes. Its rewarding to see them recover.Read more
Dr. Fitch's Experience
For the best healthcare for your needs, choose a doctor who specializes in your medical condition.
Board certification indicates that a doctor is highly qualified in the medical field in which they practice.
Check to see that this provider treats your medical condition.
Check to see that this provider performs the procedure that you need.
Check to see if your provider has any malpractices, board actions, or sanctions.
Learn more about where this provider went to medical school, residency, and more.
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Likelihood of recommending Dr. Fitch to family and friends is 3.9 out of 5

domain: medical


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domain: entertainment


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Psychological and social consequences among mothers suffering from perinatal loss: perspective from a low income country
- Depression and Grief Following Early Pregnancy Loss. Neugebauer, Richard; Ritsher, Jennifer // International Journal of Childbirth Education;Sep2005, Vol. 20 Issue 3, p21
Ten to 20% of clinically recognized pregnancies end in miscarriage. Research on the mental health impact and distress caused by pregnancy loss has focused on depressive symptoms. Yearning for the lost pregnancy and lost child, also key features of this bereavement, have received relatively...
- A Five-Year Review of Perinatal Deaths at Pasir Mas District. Bachok, Norsa'adah; Nor, Norhayati Mohd; Hamzah, Tengku Norbanee Tengku; Ibrahim, Wan Norlida; Daud, Aziah // International Medical Journal;Jul2008, Vol. 15 Issue 3, p193
Objective: Perinatal mortality is an important indicator of obstetric and neonatal services and socio-economic status of a country. This study reviewed perinatal mortality in Pasir Mas district for year 1999 to 2003 and its causes and related obstetric and foetal factors. Design: Retrospective...
- Perinatal mortality and morbidity among babies delivered in water: surveillance... Gilbert, Ruth E.; Tookey, Pat A. // BMJ: British Medical Journal (International Edition);08/21/99, Vol. 319 Issue 7208, p483
Presents information on a study which compared the perinatal morbidity and mortality of babies delivered in water. Methodology; Results; Discussion of the results.
- Infant death in Detroit. // Michigan Citizen;5/4/2014, Vol. 36 Issue 26, pA3
The article focuses on an issue concerning infant mortality in Detroit, Michigan and highlights the need for mothers to understand their health status and to seek out prenatal care.
- Perinatal mortality. Spong, Catherine Y. // Contemporary OB/GYN;Feb2000, Vol. 45 Issue 2, p130
Presents information on perinatal mortality. Decline in perinatal mortality in the United States from 1950 to 1996; Causes of perinatal mortality; Fetal or neonatal conditions that contribute to perinatal mortality.
- Abstracts. // Grief Matters: The Australian Journal of Grief & Bereavement;Winter2014, Vol. 17 Issue 2, p64
The article presents abstracts on perinatal death which include topics on the experiences of Bachelor of Midwifery students on perinatal death, communicating infant death to parents and adolescent experiences in having a stillborn half-sibling.
- Maternal education and risk of offspring death; changing patterns from 16 weeks of gestation until one year after birth. Carlsen, Fredrik; Grytten, Jostein; Eskild, Anne // European Journal of Public Health;Feb2014, Vol. 24 Issue 1, p157
Background: The social disparity in perinatal mortality may vary by the age of the offspring. We studied offspring mortality from pregnancy week 16 until 1 year after birth by maternal educational level. Methods: We included all births in Norwegian women during the years 1999â€“2004 (n =...
- Part 2. Ethnic Group, Education of Mother, and Birth Weight. Erhardt, Carl L.; Chase, Helen C. // American Journal of Public Health;Sep1973 Supplement, Vol. 63, p17
The article presents a study on ethnic groups, education of mothers and birth weight of infants in New York City. The study emphasizes the large percentage of infants who died in the first year of life with low birth weight. It is indicated in the study that the stratification of births...
- Part 3. Education of Mother, Medical Care and Condition of Infant. Chase, Helen C.; Nelson, Frieda G. // American Journal of Public Health;Sep1973 Supplement, Vol. 63, p27
The article presents a study of the relation of infant mortality on the education of the mother and her prenatal care, particularly to related factors such as ethnic group and illegitimacy in New York City. The study considers a mother's participation in prenatal care to be correlated with the...


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Michigan Senator Debbie Stabenow efficiently opposed a proposal by fellow Democrat Joe Manchin of West Virginia to remove sure electrical automobile fashions from being eligible for the Inflation Discount Act’s (IRA) $7,500 tax credit score.
The $430-billion Inflation Discount Act was handed final August. Whereas the IRA provides incentives that firms like Tesla not have entry to at this time, the laws limits the supply of this system’s $7,500 EV tax credit score to these manufactured in North America. It additionally launched new rules for sourcing EV batteries.
Final month, the US Treasury acknowledged that it could not launch proposed steering on battery sourcing rules till March. This meant that some electrical automobiles that don’t totally meet the IRA’s battery necessities might proceed to be eligible for tax credit, a minimum of till the principles take impact this 12 months. Senator Manchin took situation with this technique.
Manchin, the chairman of the Senate Vitality Committee, proposed laws that will make the IRA’s battery tax credit score necessities retroactive to January 1. “China has cornered the electrical automobile provide chain market,” the Senator stated, stating that the US treasury is “persevering with to let the $7,500 credit score go with none issues in any respect in regards to the important mineral necessities.”
Manchin’s efforts had some help, with Republican Senator Mike Braun agreeing with the proposal. Manchin and Braun aimed to get unanimous consent to go the proposed laws, however they had been blocked by Stabenow’s opposition. Stabenow famous that the IRA’s EV tax credit score is sophisticated, and it “doesn’t work for a number of years for American firms.” The Senator additionally highlighted that carmakers “want extra time to satisfy battery sourcing necessities.”
“It’s not unreasonable what Treasury is doing… they’ve been given an extremely sophisticated activity to attempt to determine how this client credit score will work,” Stabenow stated.
In an announcement to Reuters, Stabenow famous that Manchin’s proposal “would actually take away credit from people who find themselves shopping for vehicles at this time.” She additionally famous that “Basically, (Manchin) just isn’t a fan of EVs.”
The Teslarati crew would admire listening to from you. When you have any ideas, contact me at firstname.lastname@example.org or through Twitter @Writer_01001101.


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Four people have been injured after a two-vehicle crash in Dublin caused a vehicle to go on fire.
The incident occurred on the Longmile Road in Dublin 12 in the early hours of Saturday morning (October 30th).
Gardaí said after the crash took place, one vehicle went on fire.
The driver of the vehicle was rushed to St James’s Hospital in a serious condition.
Two passengers, as well as the second driver, were also taken to hospital to be treated for their injuries.
One lane of the road remains closed at this time, with two lanes open to traffic.
Garda investigations are ongoing.
IMAGE – Gardainfo/Twitter

domain: news


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Credit Suisse Group is suing a Georgian billionaire and his communications adviser over their decision to publish a copy of a report from Switzerland’s banking regulator on its handling of a former banker convicted of fraud.
The two sides will lock horns in a court hearing in London on Thursday when Credit Suisse will
"it's outrageous that the only people who Credit Suisse are trying to prevent from using the report are the victims of the crimes"
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By DAVID GREEN
Remember when it used to rain?
In a string of three below-average months, October takes the prize for the least precipitation.
“It was easily the second driest in the last 35 years,” said George Isobar, the National Weather Service climate observer for the Morenci area.
September was the wet month of the three with only 2.16 inches, but that takes its place among the driest eight since 1975.
Then you go back to the 1.04 measured in August and that’s second driest for that month.
Last month’s tally was a meager 0.74, down from the average of about three inches.
“If you take an average August, September and October, you’d end up with about 10.5 inches,” Isobar said.
“Of course that never happens—some years are wetter and some drier—but still, the four inches from this year is a long way from the 10.5 average.”
The biggest storm in October produced about a quarter of an inch of rain. In September there was a storm that dropped 0.65 inches, and in August there was one with half an inch.
“I pass a pond off M-34 on the way to Adrian and I watched the water get lower and lower in recent weeks,” Isobar said. “A couple of weeks ago there was no more standing water at all.”
There’s often a heron looking for a meal in the water there, he said, but last week there was one duck sitting on the shore looking out at the dry bottom.
All that lack of precipitation led to some great fall weather, Isobar said, especially with the above-average temperatures.
“We made it into the 80s on three days and into the 70s on nine days,” he said. “For the month, the mean temperature came out 3.0° above average. “It was just a really beautiful month weatherwise.”
That doesn’t mean there weren’t any chilly times, Isobar said. Nearly every morning started out in the 30s—or lower.
“We had our first two 20° readings of the season, with the October low of 28° coming on the 22nd.”
Toledo’s 87° reading on Oct. 10—also the high in Morenci—set a record, topping the previous mark of 85° set in 1949. A record was also set in September when a high of 92° was reached on the 22nd.
There was a windy ending to the month when a large storm system blew through the area, although severe weather didn’t hit this area. The maximum gust recorded at Toledo’s airport was 49 m.p.h. on Oct. 27.
With nine days of the month gone, there’s been little change in the precipitation department, Isobar said. Only three tenths of an inch has fallen so far, although that wasn’t all rain. Snow pellets fell on the morning of Nov. 4.
“There should be more than that coming,” Isobar said. “Nearly every November ends with measurable snow recorded.
“We had more than six inches a few years, but you know that won’t happen. Right?”

domain: geography


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Art creates happiness ..
Art is creativity mixed with inspiration. Photography or fine art make you see the world with different eyes, inspecting everything to reach the moment of creativity, and make you happy.
Never let someone impede on your personal happiness. You love painting and someone else doesn’t – who cares? You are enamored with photographing but your friends think it's boring – don’t let it bother you. Enjoy what you do for what it is. Know that not everyone will appreciate it, but if it personally fulfills you, that’s all that truly matters. Be true to yourself and you’ll never regret a day of your life.

domain: artistic


Creative Commons NonCommercial-ShareAlike 2.5
Free public domain sheet music from IMSLP / Petrucci Music Library
This license is a Creative Commons license. The following is permitted:
- Noncommercial or NonCommercial (nc): Permit others to copy, distribute, display, and perform the work and derivative works based upon it only for noncommercial purposes.
- Share-alike (sa): Permit others to distribute derivative works only under a license identical to the license that governs your work.


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Jacob Zuma trail delayed again, former president launched late recusal bid.
Proceedings has been delayed at the Pietermaritzburg High Court, as day one of Jacob Zuma trail endured a predictably sluggish start. The corruption case filed again uBaba and the French company Thales has been years in the making. The defence is still stalling for time, due to an attempted recusal against Advocate Billy Downer.
Jacob Zuma’s beloved strategy, is delay which appear to be in full swing. Before he set the foot Ina courtroom on Monday it was believed that the trail would not kick off properly, after he parted ways with his legal team just weeks before his day in the dock. His lack of representation was already likely to push things back.
However, the drama intensified once everyone took their seats for the Zuma trial. The defence, or whatever is left of it, launched a dramatic, last-minute recusal bid against state prosecutor Billy Downer. If you’re getting deja vu, that’s because Msholozi also tried to have Raymond Zondo recused from the State Capture Inquiry last year.
However, no reason for the attempted recusal has been shared publicly with Billy Downer or the state itself. A special plea, filed earlier today will be heard on Wednesday. We have also learned that former president Jacob Zuma plans to plead ‘not guilty’ once the trail actually gets underway.
The trail will officially restart on Wednesday 26 Mat 2021.


S.3661 - United States Nuclear Fuel Management Corporation Establishment Act of 2008110th Congress (2007-2008)
Summary: S.3661 — 110th Congress (2007-2008)
Introduced in Senate (10/01/2008)
United States Nuclear Fuel Management Corporation Establishment Act of 2008 - Amends the Atomic Energy Act of 1954 to establish the United States Nuclear Fuel Management Corporation.
Authorizes the Corporation to: (1) manage a spent nuclear fuel enterprise to eliminate the need for federal funding for the management of spent nuclear fuel; and (2) assume responsibility for the activities, obligations, and use of resources of the federal government with respect to spent nuclear fuel management.
Establishes in the Treasury the United States Nuclear Fuel Management Corporation Fund.
Directs the President to appoint a Transition Manager to transfer spent nuclear fuel management obligations, functions, personnel, and funds from the Secretary of Energy to the Corporation.


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Papa John’s announced a special end-of-year bonus for approximately 14,000 front-line team members in the company’s corporate restaurants and supply chain, totaling roughly $2.5 million. Earlier in the year, the company also provided targeted bonuses, incentives and crisis pay for some corporate restaurant and supply chain team members, in addition to expanding health, wellness, paid time-off and college tuition benefits.
“Never has Papa John’s growth and success depended on our team member’s hard work, steadfast dedication and commitment to safety as much as this year. In particular, our front-line workers in our restaurants and supply chain have been a constant source of positivity and commitment throughout this challenging year, enabling Papa John’s to deliver to millions of new and returning customers,” says Rob Lynch, president & CEO. “To acknowledge their importance and express our deep appreciation, we are providing a special end-of-year bonus to team members in our corporate restaurants and QCCs.”
In addition to mid- and end-of-year bonuses and expanded benefits for corporate employees like free virtual doctor visits, this year Papa John’s corporate and franchised restaurants have also hired over 30,000 new team members, many of whom had been displaced from other jobs by the pandemic. The company also continued its long-term commitment to supporting its communities, donating over 500,000 pizzas to first responders, front-line workers and communities in needs, and raising over $3.6 million for COVID-19 relief and the fight for racial justice.


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The American Journal of Public Health (AJPH) intends to publish a theme issue that will feature current research and contributions of environmental justice and community-based participatory research projects to the fields of environmental and occupational health. Key topics to be addressed include exposure assessment, especially as it relates to cumulative risk; environment-related diseases; community-based approaches to improving exposure and disease surveillance for populations that are hard to track; and evaluation of partnerships designed to promote health research, education, and prevention/ intervention programs for low-income, immigrant, and minority populations who may be disproportionately exposed to environmental and occupational stressors.
Research articles and briefs that address these issues and provide innovative insights into the influence of economic and social factors on the health status of individuals exposed to environmental toxicants and occupational hazards and their impact on public health will be considered. Papers that address novel models, approaches or theories on, but not limited to, capacity building; health communication strategies that consider culture, language, and literacy; policy change; and community-based partnerships will be considered for Field Action Reports. Analytic essays on new research and communication strategies to address emerging environmental or occupational health problems will be considered for the Framing Health Matters; Government, Politics, and Law; and Health Policy and Ethics forums. All manuscripts will undergo the standard peer review process by the AJPH editors and peer referees as defined by AJPH policy. Submit manuscripts to http://submit.ajph.org by August 1, 2008.
[Source: OWHN-L, http://www.owhn.on.ca]


NTG develops and manufactures components to complete the Wendelstein 7-X at the Max Planck Institute for Plasma Physics in Greifswald. In this experimental facility for researching nuclear fusion technology, built on the principle of the stellarator, plasmas are enclosed with superconducting coils and heated to 100 million degrees Celsius. All elements coming into thermal contact with the plasma must be cooled with water. This also includes the ports, a significant component group of the stellarator. The ports connect the plasma vessel with the outer vessel; via these accesses, the plasma is observed and supplied. To prevent the ports from heating up inadmissibly due to thermal radiation from the plasma, and thus the cryogenic chamber, they must be protected with water-cooled linings. These linings – a total of 86 so-called “portliners” – were developed, built and tested by NTG.
The technical challenge was the combination of high power input, tight tolerances and use in ultra-high vacuum. The cooling system is designed for a power input of 50 to 100 kW/m2 and operates according to the heat exchanger principle: The cold water runs in four millimeter-thin tubes, which in turn are located in eight millimeter-thick tubes. The water flows back in the space between these two pipes. This design allows the different geometries of the nozzle linings – round, rectangular or oval – to be shaped and manufactured precisely to fit the narrow installation spaces of 15 to 20 millimeters.


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Geopolitical concerns over the future of Ukraine have continued to affect the price of gold this week, with the precious metal's value taking a sharp dive yesterday (Mary 7th).
Gold prices fell by one per cent on Wednesday as tensions between Ukraine and Russia continued to fester, leading investors to worry about the future of the region.
Thomas Capalbo, precious metals trader at brokerage Newedge, told Reuters that political issues in eastern Europe are continuing to have a knock-on impact on the value of gold and this helps to explain the one per cent fall in prices yesterday.
Gold was also affected by comments made by the new chair of the Federal Reserve Janet Yellen, who stated that a high degree of monetary accommodation is still warranted because of the "considerable" slack in the labour market in the US, as well as the continued low rate of inflation.
This led to an upturn in the value of the dollar compared to global rival currencies and in turn, the price of gold was hurt as a result of the comments by Ms Yellen.
Mr Capalbo stated that as well as questions over the future of Ukraine, investors are also worried about "whether the Fed will increase interest rates or leave them here, so all of these uncertainties are weighing down on gold".
Tarek El-Mdaka, chief executive of Kaloti Precious Metals, told Reuters recently that he believes the gold market is "shifting east", with Dubai in particular becoming increasingly important for the precious metal.
He pointed out that a $60 million (£35.4 million) refinery is being built by Kaloti Precious Metals in Dubai and this makes up part of a plan produced by the Dubai Gold and Commodities Exchange to introduce a spot gold contract this June. Mr El-Mdaka said: "The refinery is part of the next stage, making Dubai a top centre for physical gold refining and clearing."
Tension between Ukraine and Russia is still high, despite Russian leader Vladimir Putin stating that he is pulling troops back from Ukrainian border. However, the White House claimed this is not the case and said there is no evidence such military action has taken place.
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Erika Klauer, Portfolio Manager and Managing Director at Jennison Associates LLC joins the Yahoo Finance Live panel to discuss the impact of COVID on the market and tech stocks.
- Let's dig into that question a little bit farther here, because we have been discussing that rotation away from some of those tech stocks towards cyclicals. But obviously a new case count may be pumping the brakes on that. Here to chat that rotation with us, here's our next guest. Erica Klauer is Portfolio Manager and Managing Director at Jennison Associates. And Erika, I appreciate you being here to chat.
When we look at that, I know you've had a focus here on the chips-- Apple's large holding. Talk to me about what you've seen in some of the shakiness as that rotation's played out, because it seems like we're back and forth now in this chop.
ERIKA KLAUER: Well good afternoon. And it is-- it's a fascinating time right now. Because at the beginning of the year what we didn't know was when there would be a vaccine. We didn't know much about coronavirus. But we know a lot more now. And we know that there will be a vaccine. We just don't know the timing. And as you've talked about in the last several minutes, it's likely that in the very short term we are likely to have more pain with regards to shutting down businesses.
The impact on the technology industry has been profound in the sense that this virus basically has accelerated the transition to a digital economy. And that's both for consumers and for corporations. And we've seen that across industries and across geographies. There has been a massive acceleration to digitization that has given rise to unbelievable opportunity for many technology companies around the world.
- How much of that demand though has actually been pulled forward? When you look at some of these cloud names that have really accelerated over the last few months, there is a concern that while the growth has been significant this year, they may not be able to maintain the kind of momentum going into next year.
ERIKA KLAUER: Akiko, that's a great point. Certainly there were companies that saw what I would call a temporary benefit as people were at home, working from home, learning from home. And we will have people ultimately get back to work. So really what we have to focus on is, what are the longer term trends? How do we see that people are going to work and live differently over a long period of time in which companies can capitalize on that?
I oftentimes smile because my parents, who are in their 70s, would never have dreamt before of not taking their check to the bank to cash it. And now they're very proficient in taking a picture with their phone and depositing their check that way.
We still have a long way to go, for example, even with the amount of transactions in the world that are still done in cash today. Believe it or not, 85% of all transactions in the world are still done in cash. So there's an incredible opportunity for more digital payments. There's an incredible opportunity for advertising, digital advertising dollars. Only half of all advertising dollars today are done digitally. And that market still has a lot of room to grow.
But I also think there's other places to look, for example, within the B2B space-- companies buying and selling from one another. That's a $16 trillion industry, which today is only 8% done online. So there are lots and lots of opportunities that I think are sustainable beyond this unfortunate COVID virus that we have to live with for several more months. I think that the overall digitization though of the economy has been permanently put into a much higher secular growth rate as a result of it.
- Yeah. Let's talk a little bit more. I want to double up on Akiko's question about the pull forward there, because obviously there's cloud to discuss here, but also hardware. We got the update from Apple this week about their new M1 chip and how they're, you know, forgoing Intel there.
It seems like a very interesting time in the semiconductor space. If you do have a pull forward of all these devices it might look like it's a little bit weak there. Obviously Nvidia and the Arm deal is still kind of up in the air. We're going to wait and see what comes through on that front. But when you look at the chip space, explain this time right now that we're on the edge of, historically looking back, since there is this kind of weird rotation with Apple going their own.
ERIKA KLAUER: So with the semiconductors and in particular in talking this past week with my most excellent team members at Jennison, we have been talking about the fact that right now we are not seeing signs of excess inventory anywhere in the channel.
We are, however, seeing very swift changes in market share. There is becoming a wider divide between those companies that use technology to advance the development of their semiconductors and those companies that also are leveraged to the highest growth markets that do very well at the expense of others. So it's really putting the onus on us to roll up our sleeves and figure out those haves and have-nots within the industry.
I think that the interesting feedback I would say is that one executive that we had a conference call with this past week said one of the longer term effects of COVID is that in the past we measure personal computers, for example, per household. But that just doesn't work anymore because one person is playing games inside the household, one person is doing their homework on the computer, one person is working, having video conference calls. And so that market probably has shifted more permanently to a one PC per person market. So that market, which, for example, has really been into time for the last three, four, five years is likely to show some more modest growth going forward.
Other areas-- I would say in the hardware-- obviously you were talking about the handset market. I think the interesting thing about the handset market is that it is a mature market. It's a largely penetrated market, even in emerging markets, because we have phones spanning from $40 to well over $800.
ERIKA KLAUER: What I would look to is really the opportunity that exists for building out the infrastructure. So, for example, in India, 70% of all users are still on 2G technologies. And as we have the demand from those users who have no access to wired technologies, that creates an immense amount of opportunity, not only for the companies that are supplying the handsets and mobile devices to that market, but also building out that infrastructure.
- Yeah. Back here at home, for everybody's who's been working at home, it's obviously not easy to battle everybody in the family to use just one or two devices in the house. But we'll see how it all plays out. Erika Klauer, Portfolio Manager and Managing Director at Jennison Associates. Appreciate you taking the time.
ERIKA KLAUER: Thanks so much.


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ONEIDA -- Madison County Head Start, a comprehensive preschool program, is currently recruiting families with 3- and 4-year-old children for the 2011-2012 school year.
Head Start offers two program options in the Oneida area: center base and combo. Children attend classes at the Oneida City Center, Northside Shopping Center, Oneida. Transportation is available. Staff will be available at the Center on Monday Feb. 7 from 10 a.m. to 1 p.m. and 5-7 p.m. to complete applications.


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Come with Ark Republic to immerse in the rich and robust history of black-owned resorts and bed and breakfasts with their endless activities.
Globetrotting and jet-setting holds an air of charm and majesty. To ensure an experience that adds to the flair, there is much to choose from when traveling, especially when you are with your sweetheart, a crew of good friends, and even your family. With the growing options in travel, the list of activities are abundant: frequent a natural landscape, explore hiking trails, traverse misty gorges, climb mountains, or enjoy the park by the water.
Over and above that, the history of Black-owned lodgings is something to behold. They served as safe havens during segregation and discrimination. For hundreds of years, the mobility of Blacks in America was severely restricted. Even after the Emancipation in 1863, traveling throughout the country was done with caution and careful planning. This was magnified when 20th Century segregation replaced 19th Century slave codes.
In response to the risks of travel, U.S. postal carrier Victor Hugo Green devised a database for Black excursionists that mapped out lodgings welcoming them. Officially named the Negro Motorist Green Book, because most travel was carried out by car, the guide ran from 1934 to 1967, when segregation ended through legislative action.
Indeed, African Americans, who were frequently refused entry to mainstream institutions, found lodging, entertainment, and communal spaces at Black-owned and run hotels from the early 20th century until the civil rights era.
Another effort to address discriminatory practices was by social reformer, Lugenia Burns Hope, along with her husband and educator, John Hope. Both worked to improve the quality of life of African Americans in Atlanta. Specifically, Burns Hope did this by way of the Neighborhood Union (the Union), an organization founded by women who were mainly wives of faculty at Spelman College, Morehouse College and Atlanta University. The Neighborhood Union members canvassed the city to survey the economic, public safety and social needs of the community to enhance Black life in the early 1900s.
One initiative of the Union and other grassroots organizations, was to aid black soldiers denied access to the base canteens and other United Service Organizations (USO)-affiliated entertainment options. The Union organized the Atlanta Young Women’s Christian Association’s (YWCA) War Work Councils at the start of World War I.
Given the widespread appeal of the Atlanta women’s activism, Burns Hope was invited to spearhead the building of a nationwide network of Hostess Houses. These houses provided a myriad of services, such as recreation and relocation assistance to Black and Jewish soldiers and their families.
Unquestionably, hotels played a crucial role in fostering a sense of belonging, hospitality and empowerment within the Black community, which presently continues. Today, when you step into a Black-owned resort, hotel or inn, it comes with a legacy of resistance and historical significance in civil rights activism. So take a chance to tuck away with your significant other while the two of you explore the history of a spectacular, yet charming city or an exotic island.
If you’re looking to make memories with your new cuddle buddy, a good place to start your journey is Akwaaba Mansion, a property from Akwaaba Bed and Breakfast Inns. The name was coined from the greeting “Akwaaba!,” a term widely used by Ghanaians to greet visitors to their nation. The warm greeting is just the start as Akwaaba sets up an experience fusing culture, luxury and comfort. That encompasses everything, including soul food, churches for believers, and even a small hint of the motherland.
As such, the owner and former Essence editor-in-chief, Monique Greenwood, decked out the inn with an elegant mix of antiques and Afrocentric design. “At Akwaaba, we sell the great items we use, and supporting other Black-owned businesses is a top priority,” highlighted Greenwood.
Greenwood and her husband, Glenn Pogue’s fairy tale story come true stems from their romance. It began when they fell in love during their first stay at the popular wedding venue, Buttonwood Manor in Matawan, New Jersey in the mid 80s.
Their vacation left such an indelible mark, that it provoked the couple to purchase their first B&B in their neighborhood of Bedford Stuyvesant in the early 90s, right before gentrification drastically changed the district. In 1995, they opened their doors to the Akwaaba Mansion, a 19th Century Italian villa reminiscent of the Renaissance architecture found in Florence. For accommodations, the property offers four suites, each holding distinctive decor and ambiance.
While the Akwaaba Mansion is a mainstay in Bed-Stuy, when the couple purchased the property, Greenwood was an editor at Essence, and doubters said the house was a money pit. Others thought it was haunted. With a lot of sweat equity, they turned it into a premier, independently-owned inn.
Next, the pair opened Cape May, New Jersey’s Akwaaba by the Sea, an 1850 Victorian, in 2002, before returning to their original stomping grounds in D.C. in 2003. There, they bought an ever-so-classy five-story, eight-room inn lying on Dupont Circle. Tapping into historical figures whose careers percolated in the city, the husband-and-wife duo stacked each guestroom with volumes of Toni Morrison and Langston Hughes books.
To top it off, the couple selected New Orleans as their winter getaway because of the architecture and energy of the city. They bought McCarty Park Guest House and transformed it into Akwaaba in the Bayou in 2005.
Greenwood and Pogue then brought everything full circle by purchasing the very first B&B that led them to fall in love—Buttonwood Manor. However, it was purchased by MJ’s Restaurants in 2013.
Also, they added an 1880s manor premised in Philadelphia in 2006, which opened in 2018. They couldn’t help but be drawn in by the city of brotherly love’s allure with its blend of history and modernity, so they added one more to the mix. The University City Section of Philadelphia’s Spruce Hill Manor Inn was chosen as a location by the duo.
Then, in May 2012, the married pair bought Akwaaba’s crown gem at the Mansion at Noble Lane, a posh spa facility resting in Bethany, Pennsylvania in the Pocono Mountains. Now, the 20-room estate is their premier inn.
But their love story doesn’t end there. In the name of amore, they would spend each season of the year in a city they loved. To them, fall in NYC is beautiful, so the couple stays at Akwaaba Mansion in Bedford Stuyvesant. For spring, they went with Akwaaba Washington D.C. due to the blooming cherry blossoms, and Cape May, New Jersey for the summer to enjoy the cool breeze coming off of the Atlantic Ocean.
At the height of their enterprise, Greenwood and Pogue landed a reality TV show on Oprah Winfrey’s OWN cable station called, “Checked In.” The show documented the daily grind of running a franchise from the perspective of the hotelier. While it gleaned the struggles and successes in their business, the show lasted only one season.
Currently, Akwaaba posts three properties on their website. While their portfolio might have shifted, they still prioritize hospitality fit for royalty. Their homes away from home are adorned with details in stunning architecture and elaborate touches that provide a great place to fire up a long weekend.
The Oak Bluffs Inn
Further north, not too far away from where the filming of culture-classic Black flick, Inkwell, lies a bed and breakfast whose beauty is too hard to fathom. Sure, to be a stand-out experience, the Oak Bluffs Inn is based in Massachusetts. The peerless inn is within walking distance of shops and restaurants as well as being dazzled with New England charm.
Other excursions include exploring the African American Trail, taking a spin on the Flying Horses carousel, and savoring freshly caught seafood while watching the sunset on the bay.
The island has both an interesting and difficult history, though it has made strides toward instilling inclusive practices despite its ugly early colonialist past.
The island was originally inhabited by the indigenous Wampanoag people, a very large, unified confederation of no less than 24 separate tribes. Before the extensive colonization of Martha’s Vineyard, the Wampanoag were estimated to be around 3,000 in the 1640s. Less than a century later, the group’s numbers were cut down to approximately 300, as a result of English settlers’ brutality.
In addition, Edgartown Harbor was recognized as an Underground Railroad site in 2020. Even more, there is evidence that enslaved Africans were sold on Martha’s Vineyard resulting in the island’s first Black population influx.
Irrespective of the island’s rocky history, many Black affluents are best known for using Martha’s Vineyard as their summer retreat. From the 1800s till the present, Black middle-class and upper-middle-class families have vacationed on the island; the majority of them stay at Oak Bluffs.
In fact, the location is still somewhat a mecca for stars. The Oak Bluffs Inn housed Wynton Marsalis, a jazz musician, who performed live in the living room of the Inn’s Penthouse Suite, where movie director Spike Lee stayed. Additionally, stars including Gregory Porter, and Lalah Hathaway, have visited the historic Circuit Avenue place.
If you two love birds are looking for a star-studded jazzy experience, then the Oak Bluffs Inn is an excellent selection.
An excellent lodging option for a more traditional southern experience is Salamander Resort. Set in the D.C. area, the five-star resort and spa is a stark contrast from the hustle and bustle of the city as it is peacefully situated on 340 acres in Virginia’s Horse and Wine Country, next to the Blue Ridge Mountains. The breathtaking views seemingly come right out of a fairy tale book.
When owner Sheila Johnson brought her daughter Paige to horseback riding lessons in 1996, she stumbled upon the area.
Then in 1996, she finally got her opportunity when she purchased a farm, formerly known as Cotsworld off the Zulla Road. The BET Co-Founder and the first Black woman billionaire in the United States, relocated her family to Virginia to take advantage of the state’s well-known equestrian lifestyle.
Her love for the location moved her to purchase 340 acres in Middleburg with the goal of developing one of the most genuine resorts and residential experiences in the country.
The businesswoman’s gorgeous estate was previously held by Pamela Harriman, a diplomat and Winston Churchill’s daughter-in-law. During her trips to the site, First Kennedy would frequently ride by it.
Johnson envisioned every tiny detail to represent her perfectionist fixation. The result was a tastefully exquisite rich historical location. She expanded, by adding properties in Colorado, Jamaica, and Anguilla, as well as locations across South Carolina, Florida, and D.C.
Those seeking a well-earned break from the everyday grind can relish their gourmet meals.
Either way, “Food brings people together. Culinary diplomacy or food diplomacy is a type of cultural diplomacy,” pointed out Applied Computing Department Chair and Co-Founder of DMV Black Restaurant Week, Dr. Erinn Tucker-Oluwole.
Furthermore, outdoor enthusiasts can enjoy rural bike excursions, aerial parks, spa treatments, and spacious, luxuriously appointed guest rooms.
La Maison Midtown
From the opera to the ballet, to the zoo, to bike trails, La Maison Midtown has a lot to offer and yes, that includes food.
“BLK Directory tweeted, “A visit to La Maison Midtown’s website will show you the delicious recipes they use for breakfast and brunch!”
Founded by Houston-based lawyer, Genora Boykins and her business partner, Sharon Ownes, the urban oasis is situated in the city of Houston, Texas. The two teamed up in 1999 to buy the acreage that would eventually become their B&B.
As the saying goes, good things come to those who wait. Likewise, for Boykins and Owens, their dream did not materialize overnight. They finalized their plans for the lodging in 2008 and greeted their first guests in 2010.
The B&B is not too far away from the outskirts of town where you will find the country. Some couples prefer to travel here to escape the noise pollution. “For those [globetrotters] who have a strong connection to their faith,” La Maison Midtown is near many places of worship for you and your boo to choose from.
After a night on the town or country, getting your praise on, and satisfying your pallet with the local dynamic cuisine, you both can unwind in an oversized, private shower with two rain shower heads and cozy bathrobes. Undoubtedly, this urban B&B is a terrific place to go for business or pleasure.
Spice Island Beach Resort
For lovers interested in getting out of the country, submerge yourselves in the splendor of Spice Island Beach Resort and forget about the outside world. Averaging temperatures between 75 and 87 degrees Fahrenheit all year round, you and your beloved can enjoy gorgeous landscapes and white sandy beaches in Grand Anse Beach, St. George’s Grenada.
It is worth noting, if you recently tied the knot, you and your partner, have the opportunity to enter to win an all-inclusive four-night vacation in a private pool suite compliments of the resort. Breakfast, lunch, and dinner are all available, along with house wine by the glass and minibar beverages. You two will also be able to play tennis, ride bicycles, and engage in water sports.
Previously owned by the late Sir Royston O. Hopkin, who purchased the resort in 1987, the resort is currently owned by his family. A guaranteed knock-out experience your room will be accompanied by a balcony or patio. You will also be able to quench your thirst along with your babe with complimentary premium-label drinks.
It goes without saying that one of the most highly regarded amenities is Oliver Restaurant – one of Grenada’s most elegant places to grub.
“[Travelers] look for great restaurants…[and] a unique experience with wineries,” noted DeShields.
Located close to the coast, the eatery offers a vibrant blend of Creole and Caribbean flavors. What’s more, every dish, including the vegetarian options are made with fresh ingredients and spices straight from the island. To top it off, calypso and reggae bands perform late into the evening, so you lovebirds can dance the night away.
Apart from offering a picturesque stay, Black hotels and B&Bs represent advancement, solidarity, and hope. Sustaining a more diverse and inclusive hotel sector for future generations requires us to promote and elevate Black hotelier enterprises. All things considered, the industry’s survival depends on our backing.


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Presenter: Liam Cochrane
Speaker: Lindsay Daines, Caritas Australia's Group Leader for Southeast Asia
DAINES: In Cambodia, it's still raining. The biggest problem currently is that the flood waters are not receding as quickly as might be expected. But the floods do seem to have peaked. About seven-thousand families are being helped by us and there over 250 deaths in Cambodia, and it's affected a number of provinces along the Tonle Sap and then into the Mekong, so it's come down from the north to the south of the country.
COCHRANE: Tell us a bit more about some of those seven-thousand families that you're assisting, where are they and what sort of conditions are they living in?
DAINES: They're in Kampong Thom and Kampong Cham province, they're not living at home anymore really, a lot of them are in the shelters so the things that they lose of course are obviously things that you don't move when you go away from a flood which is heavy things, kitchen items, food. One of the biggest problems always with a flood is there's lots of water but it's not clean and getting people clean water and medical assistance is really important. The other thing of course is that agriculture land gets destroyed so that the Cambodian government's estimating about 190-thousand hectares of rice fields have been destroyed.
COCHRANE: And what might that mean for food shortages as a result of these floods into the future?
DAINES: Well the government is saying that the food supplies are reasonably guaranteed, that even though this is a serious blow there's enough food and the country is not in danger of people starving, that's the government point of view.
COCHRANE: And your point of view?
DAINES: Well I'm not there, I don't know and normally they're reasonably accurate on things like this but you don't know until floodwaters recede how much has really been destroyed. Some rice fields can be really inundated but still survive and a lot will have been washed away.
COCHRANE: And it must be a real blow for farmers who may have perhaps borrowed money to plant their season's rice crops now have had their entire crops destroyed. What sort of effects might it have after the waters do recede and the country gets a better look at the actual damage? What sort of lingering effects for farmers?
DAINES: That's a really good question, one of the issues of course is we see the floods on the news and they're very spectacular but the after effects are really very difficult to deal with because the rebuilding of infrastructure can take a number of years. Re-organising agricultural productivity can take a number of years, rebuildling infrastructure can take a number of years, so we are probably looking at some long term food support for some of the most affected families or short-term or let's say three month food support because people won't be able to grow anything, and then a gradual rebuilding. And one of the issues is where do you replant, are we planting in places that are going to be continually flooded like this? But this is the largest flood that has affected Cambodia in over a decade, so it's a fairly unique experience.
COCHRANE: Lindsay Daines, Caritas is also assisting people in the Philippines that are recovering from Typhoon Nesat. Just briefly how's the recovery efforts going there?
DAINES: That seems to be well on track. Nesat primarily affected central parts of Luzon. We have been working before in the Bulacan area, which is the most affected. One of the things that has been successful is the mobilisation of volunteers to help with cleanup. And I suppose an important thing to say about the Philippines is that the response of the various Catholic dioceses, given that it's a majority Catholic country, has been very good. They do have a national response system, Caritas Philippines and of course being an organisation based in the Catholic Church, Caritas has contributed to that work.


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Kansas City Medical Malpractice Lawyers Warn About Doctors Who May be Distracted by the Screen
The Dangers of Distracted Doctors
In December 2011, the New York Times reported on the potential problem that smartphones, tablets, computers and other electronic devices may pose for doctors and patients. The article, which has gained national attention, acknowledges the potential benefits of getting information quickly, but also brings to light the potential problem of doctors who are more focused on the screens than the patients in front of them. Whether a doctor gets caught up in medical research or is doing something egregious, such as shopping or checking Facebook, patients may pay the price and suffer from serious medical mistakes.
Contact a Kansas City Medical Malpractice Lawyer to Learn More
If you believe that you were hurt, or that your doctor made a mistake because he or she was distracted by an electronic device (or other distraction), then it is important to contact an experienced Kansas City medical malpractice attorney at (816) 471- 5111 or (888) 348-2616 to discuss your rights.
Despite the newness of the technology and distraction, the same general rules about medical malpractice in Kansas City apply to your case. To learn more about medical malpractice in Kansas and Missouri, we encourage you to read our FREE book, The Truth About Medical Malpractice Claims, which is available for free on our website.
*Source: As Doctors Use More Devices, Potential for Distraction Grows by Matt Richtel, New York Times, December 14, 2011.

domain: law


GET BACK TO THE FUNK IN STRIPED, SEQUINED STYLE. Remember the Roswell Rayguns? In the early '00s, Nike Basketball created a fake basketball team for some fun TV spots. Recreating the rollicking '70s era of basketball, the retro ads starred some of Nike's biggest names at the time and became a sensation. The Nike Dri-FIT Premium Rayguns Shorts use appliqués with sequins inspired by some of the funky costumes from the commercials.
Premium Rayguns Style We went all out on these shorts with high-end trims inspired by the commercials, including a 2-color "RAYGUNS" print and glossy side panels cut and sewn into the body. Star and Swoosh design appliqués are stitched down and embellished with sparkly sequins. Thick, Heavy Fabric Heavyweight French terry fabric has a premium feel, combining the softness of cotton with the durability of polyester. Dri-FIT technology helps you stay dry and comfortable. A zippered pocket along the right side seam holds your smartphone.
Elastic waistband with thick, triple-knotted drawcord


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China Moved Its Oil Rig: So What?
In The Art of War, Sun Tzu commented that “the supreme art of war is to subdue the enemy without fighting.” The text was used for hundreds of years as one of the classics to be recited on the exam to gain access to the Imperial Chinese Bureaucracy. By removing the oil rig China had placed in disputed waters, it seems like this line of thinking has made its way back into the strategic planning of Chinese leaders.
Oil rig HYSY 981 had been operating near the disputed Paracel Islands in the South China Sea since May 2. Though Vietnam claims the islands are part of its exclusive economic zone, China has claimed the islands and their surrounding waters as part of its controversial nine-dash line. This line has caused ongoing disputes with most of the countries that border the South China Sea, at times resulting in naval skirmishes.
On July 16, China moved the rig out of disputed waters, almost a month ahead of its scheduled departure on August 15. A spokesman for the Chinese foreign ministry reported that the rig was being redeployed to north of Hainan Island, specifying that the move had “nothing to do with any external factor.” Xinhua news agency reported that China National Petroleum Corp (CNPC), which operated the rig, had successfully completed the exploratory drilling.
Different sources reported different reasons for the early move. Reuters quoted Wu Shicun, president of a think tank on Hainan, as saying that the rig finished early because of “good weather before the typhoon season began.”
HYSY 981 is China’s most advanced and most capable oil rig, and it would make sense for CNPC to protect such a valuable asset. After all, Sun Tzu also said “even the finest sword plunged into salt water will eventually rust.” But the sudden departure suggests that with sufficient advanced notice, the rig could have been moved out of the way of an oncoming typhoon.
An alternative explanation is that China had been sufficiently cowed into moving the rig. And it is true that Vietnamese vessels did attempt to remove the oil rig. But the Vietnamese naval ships were repulsed by the large Chinese force defending the rig, which consisted of armed vessels as well as aerial support, so it seems doubtful that China was scared into moving the rig.
The remaining explanation is that China was not forced to move the rig, but rather chose to do so. China had made its point. It had demonstrated that it could operate with relative impunity in disputed waters. Though placing the oil rig in disputed waters provoked vigorous responses from Vietnam, the US State Department’s statement was much more muted. Vietnam was essentially powerless to remove the rig. There were clashes at sea where Vietnamese forces attempted to remove the rig, but Clint Richards reports that Vietnam “suffered 27 damaged boats as well as 15 injured surveillance officers” while China vessels suffered little damage.
China has shown its power vis-à-vis Vietnam—and that is why this article began with a quotation from Sun Tzu. The reason he said “the supreme art of war is to subdue the enemy without fighting” is because he considered the psychological aspects of war to be one of the most important facets of conflict. A mentally defeated enemy, he reasoned, would be more likely to run away. By subduing the enemy without fighting, Sun Tzu meant that one ought to scare the enemy until they will not fight anymore.
According to this line of thinking, China moved the oil rig because its job was finished; it demonstrated what it was meant to demonstrate. In revealing that it can exert its will wherever it pleases, China is attempting to wage such psychological warfare. However, there is a flaw with this plan. While China may have shown its power vis-à-vis the Vietnamese armed forces, the Vietnamese armed forces were never a real threat to Chinese influence. China’s real competitors for influence in Asia are the United States and Japan, and deploying an oil rig is unlikely to faze either of these powers.
In short, China should have better considered its intended audience before placing the oil rig in disputed waters. Withdrawing the oil rig made a statement that China feels it has sufficiently projected its capabilities, but while it may have shown up Vietnam, the United States and Japan remain nonplussed.


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Shri Shmashana Adhipati Masterworks
- Art History
- Religious Context
- Dancing Skeletons
- Skeleton Deities: Part 2
Shri Shmashana Adhipati, as a couple, are enlightened deities categorized as 'Wisdom protectors.' They are emanations of Chakrasamvara and related to the Chakrasamvara and Vajrayogini cycles of tantra. The teachings, rituals and instructions for creating a painting are found in the text known as the Glorious Lords of the Cemetery Secret Mind Wheel Tantra (Shri Shmashana Adhipati Guhya Chitta Chakra Tantra) in eight chapters.
- Sakya (Examples)
- Gelug (Examples)
- Nyingma/Revealed Treasure (HAR #15171, #53552944)
- Retinue Figures (HAR #517, #2424)
2. Dance Figures:
- Cham Dance (Sakya)
3. Cemetery Figures (generic, non-specific)
It is important not to confuse the deity, Father & Mother, with the skeleton dancers found in the various systems of Tibetan religious Cham dance. Those skeleton dancers, sometimes categorized as having three types, are unrelated to the protector deity. The skeleton figures, representing worldly spirits, in Tibetan dance are often seen as jesters or servants for other minor worldly gods such as Yama. These Cham dancing skeletons, like the other characters found in dance such as the deer and yak headed servants of Yama, are generally only found in narrative vignettes if found at all in Tibetan paintings. The most common dance represented in painting is generally known descriptively as the Black Hat Dance, and specifically understood to be the Vajrakilaya Cham dance. There will of course be images or random skeletons found in wrathful deity paintings or in the many depictions of the charnal grounds where the relevant Sanskrit and Tibetan texts explicitly state that skeletons are found in cemeteries.
A survey of Vajrayogini paintings in the database finds 16 examples where Shmashana Adhipati is depicted in the composition as a protector.
Database Search: All Images | Paintings | Sculpture
Jeff Watt 4-2004 [updated 4-2017, 12-2019]


I’ve seen a few posts of handles breaking a couple years back. So I took of a set in 2017. I’ve been wanting to make a write up, but forgot where I placed the pictures!
Well here it is. I needed to make this write up as well because my convertible will have to have the door handles/key cylinders switched when the doors get swapped out.
After taking off the door card or panel, go to where the handle is located.
1. Undo the rods that are in the way.
The access is that black oval cover (cut through it) and of course the bigger opening where you can see the handle.
2. There are two 10mm nuts on each side. The huge opening makes the first one easy.
The 2nd nut, you have to break the black tape cover to see it.
Once you remove the nuts, then detach the rods seen here:
While the handle is loose, it will not be easy to maneuver out the door. There is a bottom piece that makes it difficult to get out. You’ll have to take it off.
These 2 screws need to come off. (One is hidden)
The screw will be visible and you will have to use the access hole that was covered with black tape.
The top screw holds a metal tab. It is magnetized to attach to the white piece with the hidden screw. Both screws are small and easy to lose. Once taken unscrewed, those 2 pieces will come out easily.
After that, door handle will come out easily (I cut the wiring).
UPDATE: Prior I removed a C clip of the other plastic piece… which is unnecessary.


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Cosmetic Surgery International
Facial Hair Transplant Surgery – POPSUGAR
POPSUGARFacial Hair Transplant SurgeryPOPSUGARThe men who are getting these procedures done (and it is mostly dudes) aren't American; they're from countries like Italy, Greece, and recently from Saudi Arabia and Kuwait, says Celik Nuri, a plastic surgeon and the International Society for Aesthetic …The American Society For Aesthetic Plastic Surgery Reports Americans Spent …Virtual Press Office (press release)all 10 news articles »
Brazil debates on growing popularity of plastic surgery – CCTV-America
CCTV-AmericaBrazil debates on growing popularity of plastic surgeryCCTV-AmericaMarried to a plastic surgeon that has operated on her seven times, the 47-year-old model and her husband agree there is growing obsession with beauty in Brazil but say cosmetic surgery can't perform miracles. According to the International Society of …and more »
Come to Malaysia and get a 'boob job'! Advert promoting medical tourism banned by advertising watchdog
The pink and white posters were commissioned by the Malaysian-based Medical Tourism Association with the banner: 'Did you know … "Boob job" is the most popular cosmetic procedure for women.'


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McConnell doctor travels to promote partnerships, humanitarian efforts
By Senior Airman Chris Thornbury, 22nd Air Refueling Wing Public Affairs
/ Published September 12, 2017
MCCONNELL AIR FORCE BASE, Kan. – The U.S. military is known for its prowess in dealing with threats with a clenched fist, as well as assisting the less fortunate with an open hand. Approaching each, often requires traveling to distant lands.
Lt. Col. Daniel LaMothe, 22nd Aerospace Medicine Squadron commander, recently traveled to Philippines and Honduras to strengthen partnerships with their Ministries of Health and military with his medical background.
In May, he traveled to what was previously Clark Air Base in Philippines for two weeks as part of BALIKATAN 2017.
“The mission was to engage with our partner nations and provide training opportunities for them to increase interoperability and to improve their capability,” said LaMothe.
Earlier in his career, the eye surgeon was a combat medic with Air Force Special Operations Command, which provided him with crucial skills to contribute to the exercise.
LaMothe traveled to Philippines alone, but met with a diverse set of professionals to collaborate. The group was comprised of Philippine pararescuemen, special operations group forces, and Contingency Response Group Airmen from Kadena Air Base, Japan and Andersen Air Force Base, Guam.
“We were able to share a lot of experiences and knowledge [with one another] - from our standpoint of how we do things and our processes to how the Philippine Air Force manages,” he said.
The coalition performed mass casualty training and casualty evacuation operations which involved loading and unloading helicopters, public health post disaster recovery and psychological treatment after dealing with traumatic events such as terrorist attacks, said LaMothe.
“It had been a while since I had performed a lot of these tasks, so for the opportunity to go back and implement them was a great experience,” he said.
Two months later, LaMothe participated in the Military Tropical Medicine course through the Uniformed Services University of the Health Sciences in Bethesda, Maryland. The 150 students received training in identifying and treating infectious diseases through four weeks of lectures and laboratories.
As the academics came to an end, students were placed into groups of eight to ten then dispersed to different countries. His group was sent to Honduras for 10 days, where they would go from village to village and clinic to clinic to test locals for malaria and report their findings to the Honduran Ministry of Health.
“We visit these host nations in concert with whatever the nation’s Ministry of Health or Department of Health would like us to do,” said Lamothe. “We were asked to test in their population, they try to test 10 percent of the population each year.”
The small medical team spent their time in Northeast Honduras, also known as ‘Mosquito Coast.’
The crew was often covered in mosquito-net jackets, permethrin clothing and repellant to keep the blood-suckers at bay; unlike the locals who live in poverty and are barely clothed at all. Which makes avoiding the pests impossible. Being completely vulnerable to mosquitos, there are many cases of the Zika virus, Dengue fever, malaria, leishmaniosis, Chagas and chikungunya.
To identify malaria, the team examined blood samples, trapped mosquitos and examined larvae in water sources.
“We tested the water supply of the hospital for malaria,” LaMothe said. “Even the hospital has malaria larvae in it.”
As a developing nation, Honduras cannot test and treat the population and the many diseases that come with the land.
“[Honduras] has amazingly trained docs and nurses, but not a lot of resources,” he said. “The trip emphasized just how blessed we are and showed me there are ways that we can impact their lives and serve our strategic national interests.”
Both parties were able to benefit from his trip, he assisted the Honduran Ministry of Health and learned how to better treat American and ally troops when they encounter similar diseases.
“Our mission in Honduras and the Philippines is more than just going out and having the experience, testing malaria or having the experience of teaching casualty evacuation,” he said. “The goal is to develop this partnership and relationship, to collaborate and grow together, to strengthen our ability to use our national influence in a positive way and to provide security. Both of these trips allowed me to feel a part of that strategy.”


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I sometimes feel like artists deny themselves classic albums, for the sake of streaming numbers. I truly don’t see the purpose of an album exceeding 12 tracks, in this day in age. A 22-track album could have 10 songs that are adequate for a masterpiece.
These and many other things swirled in my head while listening to YoungstaCPT’s album, 3T. It’s a combination of laziness and also being economical with my time, which makes me shun long-ass projects. It’s for this and many other reasons that till this day, I haven’t bothered myself to listen to Drake’s Scorpion.
I forced myself to press play on the 3T album and was gripped by the seven minute intro, Pavement Special. The sound of Adhan coming from the mosque, hooting taxis and a vendor hustling on the streets, immediately put me on a sidewalk in Cape Town. Long as it is, the intro served its purpose in pulling me into Youngsta’s world.
I’ve played 3T countless times now, and with each listen I appreciate its length because the album takes you through the world of a young coloured man, learning about his origins, through conversations with his grandfather. I’ve often felt like media has denied people of truly knowing the average coloured person you would spot in Eersterust, Rabie Ridge or in the Cape flats.
Not to suggest that Shane Eagle, Stanton Fredericks or Pam Andrews are less coloured than YoungstaCPT. The rapper from the Mother City genuinely put a spotlight on what it truly is to be a coloured person, living in South Africa today.
The first track is titled VOC,Voice of the Cape, but it could be easily interpreted as Voice Of the Coloureds in how this album places him as a mouthpiece of that community.
I was pleasantly surprised by his beat selection, I expected a barrage of Boom-Bap sounds that would accompany Yougsta’s undemanding storytelling. The shit slaps.
Ignorance is bliss they say, and my heavy consumption of music made listening to 3T slightly uncomfortable at times due to the familiarity of some of the songs on Youngsta’s album. Yaatie, where Youngsta pushes himself with the flow on the bouncy beat, reminded me of Kendrick’s Humble. While Pallet Gun cringingly jogged my memory to AKA’s Dreamwork.
YVR made me wana see Youngsta perform the song live, in front of thousands of fans jumping up and down, shouting ‘Young Van Riebeeck’ under a downpour.
There is something Nipsey Hussle-esque about Youngsta. More than just the music, it’s about their strong connection to their neighbourhoods, their street credibility, their inquisitive nature and the desire to share knowledge with those around them. To Live and Die in CA has such a West Coast feel to it, you’d swear Youngsta is from L.A.
Youngsta’s hook game on this album probably has some pop artist envious. Had it not been for the significant conversations he has with his grandfather, you could just press play and let the album flow at a party. The Cape of Good Hope and Just Be Lekker are some of the tracks with a catchy hooks.
Tik Generation and 786 presented a nice Boom-Bap interval from the Trap sound which dominates the album. Youngsta’s oupa talks at the end of Tik Generation, where he likens the 70s crack epidemic in the US’ Negro communities, to the drug problem in the Cape flats today. The conversations between the grandson and his mkhulu are important to this album as Cole’s Note to self outro on 2014 F.H.L.D.
I would understand why some people might skip their dialogue, but the old man drops so many jewels of wisdom, it personally made me wana to sit down and chop it up with the old man about other things.
3T is one of the better albums to come of Mzansi in the last five years, but could’ve easily become a classic with the slashing of some joints. But it’s well worth the listen.
BACK from a brief self-imposed hiatus, Nasty C receives a handful of nominations for this year’s South African Hip Hop Awards.
After feeling unappreciated for his efforts in 2016, Nasty C boycotted last year’s SAHHA, this was during his time as a Mabala Noise artist. Now under Universal Music Group, real name David Junior Ngcobo, seems to have had a change of heart towards the awards. “There’s no one we actually have a problem with and speaking on the Nasty C issue, we’re still not aware why they chose not to send, but it’s always love. The awards are for the community,” founder and organiser Osmic Menoe says.
Nasty C has had an amazing year, avoiding any possible sophomore jitters, he released Strings and Bling this year and has managed to stay in conversation prior and post release.
He was recently part of BET’s SA cypher together with fellow current chief emcees A-Reece and Shane Eagle. Strings and Bling is nominated in the album of the category, where Nasty C will battle it out with Da Les’ High Life, Cebisa by Zakwe, Baby Brother ya Blaklez and K.O’s SR2.
For his pen game on Strings and Bling, he is nominated in the salivating Lyricist of The Year together with Zakwe, Stogie T, Ginger Breadman and PDotO. The Best Remix, Collab, Radio Show, Video, Song of the year and Best Male and Female categories will be voted for by the public. The awards take place at Gold Reef City’s Lyric Theatre for the seventh consecutive time on December 19. “We have made a home out of the venue, we appreciate the professionalism and love they always show to the awards,” says Osmic.
Nasty C is nominated twice in the Song of the Year category, for Send Me Away and his collaborative joint with A$AP Ferg, King. The same track is nominated as one of the best collabos of the year, together with Boity’s mystifying Wuz Dat. Nasty C is nominated eight times, or nine if the collab with Boity is included. Also in there is DJ Speedsta and OKMalumKoolKat in Combos Communicating, Riky Rick’s Stay Shinning with Cassper Nyovest, Professor and Major League DJs- among the list of 10 tracks nominated.
The ceremony will be broadcast on SABC 1, after being on e.TV and MTV Base in previous years. “We still with SABC 1 after the good numbers last year of 2 million viewers. We felt at home and appreciated the fact that they were willing to take a chance.”
Other artists who have a slew of nominations are Zakwe, Kwesta and Riky Rick.
I didn’t understand why Priddy Ugly joined Ambitious Entertainment, he was already getting traction without the backing of any record company.
He left the company in July this year, after having signed just a year ago. During his short stay at Ambitious, he released his debut album E.G.Y.P.T. But now having left the company, Priddy has repackaged the project and dropped a deluxe version a few weeks ago. The title is an acronym for Everything Godly Yearns Patience and Timing.
E.G.Y.P.T is very personal album which reveals a number of things about Priddy Ugly; his closeness to his family, his ambitions, his sense of spirituality and his fondness for cars. The latter is clearer on the song Karapao. At times, he worryingly sounds like AKA on the track though.
This deluxe version is missing tracks he did with former stable mates at Ambitious like Saudi and Emtee. Including the song he did with Shane Eagle. Ycee, who replaces Eagle on 02Hero is nice on this version but the first version had more weight with Eagle’s verse where he flexes about being a successful independent artist. Which made perfect sense, because Priddy Ugly came up as an independent artist too.
When the Karrots beat dropped, I immediately thought of Nasty C’s Do You Dig. The Naija-sounding Look Alike should be pushed as a single, it would be a favourite for a lot of South Africans who have this new found appreciation of modern Nigerian music. Priddy Ugly sings throughout the song.
Priddy probably hates himself for the decision to join Ambitious because it’s a really messy and confusing situation due to the missing songs. I think he should’ve rather released an EP with new tracks and a different title.
One of the new tracks for this deluxe version is, HO$h HO$h which features Wichi 1080 and Youngsta CPT. It is grimy as the track he did with the Cape rapper, Come To My Kasi a few years ago. Youngsta’s verse is purposefully dope, but I would like to hear him switch up his flow once in a while. But nice as the song is, I don’t think it fits into the E.G.Y.P.T concept of the album.
Bontle’s contribution into this album was a pleasant surprise. I liked the texture of her voice, especially on the title track, E.G.Y.P.T. I thought the poetry by Candice Modiselle at the end of Lucky’s Interlude should’ve been made an interlude on its own, not at the end of the track.
It’s a decent body of work, but I still concede that he should’ve rather put out new songs as an EP or mixtape. It’s the kinda project that’ll please those who like rap, but also not too heavy for someone looking for catchy joints.


Realme has sought a reputation for bargain brilliance, and it might have found it with this new range of reasonably priced smartphones.
Launched in Madrid on October 14, the new devices are as follows: the Realme 5 Pro, the Realme X2, and the Realme X2 Pro. All devices come boasting quadruple cameras and large, immersive screens, but they each hit a different price point across the mobiles market. Here’s what we know about the devices so far.
Realme 5 Pro
The Realme 5 Pro is the sequel to the Realme 3 Pro, to which we awarded 4.5 stars; understandably, we’ve got high expectations. From the specs sheet the device looks very similar to its predecessor with only modest upgrades — but it’s nevertheless an impressive piece of kit. The processor is a Snapdragon 712, it has a quadruple rear camera, and a 6.3-inch screen with a screen-to-body ratio of over 90%. One remaining niggle is that’s it’s stuck with a Micro USB port.
Starting Price: €199 (~£175)
Release Date: October 18
The Realme X2 is the mid-way point of the three devices. The display is a 6.4-inch Super AMOLED affair, with a 2340 x 1080 resolution and an impressive 91.9% screen-to-body ratio. It runs on a Snapdragon 730G chip, and also has a quadruple rear camera arrangement, consisting of: a 64-megapixel main camera; an 8-megapixel super wide angle camera; a 2-megapixel portrait camera, and a 2-megapixel ultra macro camera.
Starting Price: €299 (~£260)
Release Date: October 29
Realme X2 Pro
The Realme X2 Pro looks to be a powerhouse of a device, with a Snapdragon 855 Plus chip, and a 4000mAh battery complemented by the incredible 50W SuperVOOC fast-charging. It’s also got a quadruple camera, led with a 64-megapixel sensor and including a portrait lens, a wide angle lens, and a 5x optical hybrid zoom telephoto sensor. But one of the most impressive specs is no doubt its 90Hz refresh rate, the same as that found on the OnePlus 7T Pro and — according to rumour — the upcoming Google Pixel 4.
Starting Price: €399 (~£350)
Release Date: Early November


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Good Morning, Bobcats!
Today is known as National Graduation Tassel Day. Across the country, May 17 marks the annual parade of academic achievement. National Graduation Tassel Day celebrates the accomplishments of every graduate! Auditoriums will be filled with proud family and friends excited to witness the commencement ceremonies of high schools, colleges, and universities. Congratulations to all of our former COU seniors as they cross the stage to receive their diplomas.
Joke of the Day: Q: What is a teacher’s three favorite words? A: June, July and August.
Mrs. Christiansen will meet with all the students who went out for Student Council on Tuesday, May 21st at 8:05 in the library. Those students are: 7th graders: Camryn Boyle, Koltin Linkenhoker, Anna Huisinga, Caralyn Henschen, Rafael Rodriguez, Kiara Mesenbrink, Kane Boyle, Jennifer Allen, Halynn Boettger, Makenna Meseck, Kennedy Goslar, and Mya Goslar. 6th graders: Taryn Clemon, Tawnie Cass, Preston Jepsen, Jenna French, Lily Bramley Peyton Gress, Liliana Perry, Tayzun James, Brooklyn Leitz, and Abbey Meseck. And 5th graders: Issy Mohr, Ace Staley, Patience Winsor, Carlee Sisco, Keara Schofield, and Rylee Linkenhoker.
We only have 6 days of school left this year! Make them the BEST!
Have a GREAT day, Bobcats!
Breakfast for Monday French toast sticks, Little Smokies Lunch is Chicken Fajita Wraps, Lettuce, Cheese, Salsa, Cookie, Mixed Fruit


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Table tennis player Manika Batra was signed as the brand ambassador of global nutrition company Herbalife last week and two brands are in talks with her agency.
Apart from focussing on smaller cities, rest of urban (RoU) and rural market expansion, the company is also looking at packaging innovations to enhance reach of the brand.
The 29-year-old cricketer had recently ended a long-standing association with cola maker PepsiCo by not renewing his endorsement contract.
Founded in 2011, the brand has already launched more than 150 stores and plans to come up with 100 more by end of this financial year.
Virat will be seen in the new ad campaign ‘Aadha-Aadha’, which highlights that the essence of marriage all is about sharing, and should start right from expense of the wedding function.
Expressing concern over differential pricing of bottled drinking water, the Union minister said the MRP of bottled water should be the same everywhere, and not costlier at hotels and malls.
The commercial aspect while important is never the deciding factor and it has to be a combination of commercial as well as creative alignment.
Mahendra Singh Dhoni was forced to step down as the brand ambassador of Amrapali after homebuyers trolled him on Twitter about the delay in completion of the housing project.
If the proposed recommendations are incorporated in the consumer protection bill, brand ambassadors will have to be more careful when signing a contract with private players.
"Moisturising lotion is a cluttered Rs 1,500 crore plus category buzzing with many players," Emami Ltd Director Priti Sureka said.
With this association, Ranveer joins celebrities including Pharrell Williams, Rita Ora and Kanye West who also endorse the brand.
This week, the company held its annual shareholders meeting and announced revenue grew 10% in the most recent fiscal year to $30.6 billion.
Saina Nehwal outpaces Sania Mirza & Mary Kom in top female sports endorser race; signs Rs 1.5 crore deal with Kellogg
The two-year deal makes Nehwal — the world No. 2 in women’s singles — the highest paid female sports endorser in the country.
PepsiCo is expected to release bigscale advertisements of all its key brands in the coming weeks to coincide with the cricket World Cup and IPL lined up back to back.
Can multiple celebrity ambassadors add more sheen to a brand? Or is bringing in a pair of fresh legs just a smart strategy in succession planning?


Photographs capturing the wedding of Dr. Uzo Iwela, the son of Ngozi Okonjo-Iweala, Director-General of the World Trade Organization, have surfaced on the internet. The matrimonial union of Iweala and his beloved Lotte Elsa took place in Germany on a beautiful Sunday.
Njide Okonjo-Iweala, the groom’s aunt, took to sharing these images from the ceremony along with a heartfelt message for the newlyweds. She expressed, “As Nigerians and proud Ndigbo, a wedding isn’t complete until we, as a community, partake in the celebration of our traditional marriage rites, known as Igba Nkwu Nwanyi. In Heidelberg, Germany, we united our beloved couple. It truly does take a village, and Uzo and Lotte were surrounded by their village to honor and celebrate their special day. Another day of celebrating love, honoring traditions, and celebrating community.”
She concluded her message with warm wishes for the newlywed pair, saying, “To our newest couple, Uzodinma Iweala and Lotte Elsa, may your journey together be filled with everlasting happiness. We love you both dearly.”