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The Internet may be the number one source of new allure, but the fact is that online dating is usually not devoid of danger. There are lots of myths about online dating, in fact it is best to know the dimensions of the https://onebeautifulbride.net/european-brides/ specifics before you dive in it. For example , you need to know that it is very unlikely you will meet the soul mate on the Internet, but it really is still conceivable to find a spouse. Online dating is usually a better alternative than going to the local bar to fulfill a new person.
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Statistics disclose that many individuals have an filled with air perception of online dating. For instance , 27% of U. Furniture. adults make non-romantic associations on seeing websites, many half of choices not looking for love. Furthermore, 27% of these pay by least $51 for online dating sites. That is a bundle. And the truth is that dating online is really not as risky as you might think. But the great news is that there are several ways you can get the most from it. Here are some facts about online dating that you should know.
One of the best ways to meet a new person is to use a online dating app. Internet dating apps are made to help introverted people become familiar with people. They will also make it easier for people with cultural anxiety to initiate dialog. Using these apps is a fantastic way to meet someone new and meet a soul mate, nevertheless, you should be careful. In order to assure your wellbeing, make sure you get more information on these programs and avoid currently taking risks.
Some of the prevalent online dating common myths are that people make up the profiles and lie about their occupations. One-third of internet daters make love on their first particular date. This is nice thing about it if you are looking for the compatible partner online. However , the fact that the woman cannot make love on line shouldn’t discourage you out of signing up for an online online dating service. If you’re serious about meeting the perfect match, the world wide web is the approach to take.
If you’re a sensitive guy, online dating may be dangerous. Naturally, most women will be drawn to an attractive man. Studies also show that men favor women with higher wages and career opportunities. However , you should know that internet dating can lead to the end of a romantic relationship. For this reason, it might be wise to avoid internet dating if you are a man who’s a tad too sensitive.
Additionally , a recent analysis found that one-fifth of the planet’s population has learned someone who has applied an online dating service. More than half of those people are wedded. And one-out of eight people who make sex offences have utilized an online online dating service at some point inside their lives. Unsurprisingly, the benefits of internet dating are a number of. So , what are you waiting for? Get started today and start your journey to finding a new like!
If you’re seriously interested in meeting new comers, online dating is an excellent way in order to meet new people. This type of internet dating allows people from distinctive cultures and backgrounds to bond and make trust. By simply sharing common experiences, you can easily build a more powerful bond with someone. Actually many people have seen their soul mates through internet dating. However , there are also many beliefs associated with online dating services. These fallacies can lead to concerns when you are internet dating.
While there are numerous benefits to online dating, it is vital to know the important points. For example , one particular out of every three people who fulfill online will end up marrying one another. However , an individual out of 5 people who match online will not be able to web form a committed relationship. For anyone who is not looking for a serious romance, then internet dating is not really the right choice to suit your needs. It’s merely another place to meet new people.


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Even the first career I dreamed about began with a movie–Jaws. I wanted to be a shark expert. Later, I wanted to be Ray Harryhausen. That began with Clash of the Titans (and King Kong, which I saw around the same time). I wanted to make stuff like the Kraken, not only the stop-motion scenes, but the haunting underwater shots. (Watching Godzilla (2014) I couldn’t help but think there was a little tribute to the underwater Kraken sequence.)
Over the years and I decided I wanted to be more like Tom Savini. Then a sort of Savini/Romero hybrid, an effects artist and director. I saw some old family Super-8 films (including one with my dad crying in a dress, but that’s another story) and loved the idea that I could make a movie.
I drew storyboards and watched a ton of movies. I got a VHS camcorder one Christmas and I tried to make stop-motion films. I made a few shorts, but found the editing process exhausting and the product unsatisfying. I couldn’t figure out why my handheld VHS short, with no lighting or sound equipment, didn’t look like Predator.
Around the same time, friends started playing music, but people always seemed to need a bass player. I liked the sound of bass on records, so I ventured into that. Even though I had no idea what tuning was–I tuned strings to what I liked and then awkwardly learned off of records and the radio–I eventually fell into playing in bands.
Only recently, after listening to a few film podcasts and hearing directors like Sean Baker talk about just going for it with the tools available on a phone, I decided to take on some digital filmmaking projects. I’m learning so much in the process of taking an idea from paper to screen. It’s done purely for the love of it. And right now, these are like art projects to do with the kids. Every now and then I have been able to assist friend’s on their films and it’s always been fun.
We’ve been working for months on our next video, not necessarily because our vision demands it, it’s more because of a lack of time (very little) and budget (none). The kids are writing new material for some hand puppet designs, too.
The films below were written by the kids and they shot the backgrounds and built the puppets.
I’m hoping that they continue to enjoy making these. I’m also hoping that it encourages them to have the stamina to complete ideas they have. And also, that they try to focus, whenever possible, on something they love and to not let the technology get the best of them.
Episode 1 was written by my seven-year-old. Episode 2 was written by my five-year-old. Enjoy!

domain: artistic


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Elizabeth Denham, Information Commissioner said: “On 7 March, my office issued a Demand for Access to records and data in the hands of Cambridge Analytica. Cambridge Analytica has not responded
Currently, most personal data breach reporting is best practice but not compulsory. Under the General Data Protection Regulation, it will be mandatory to report a personal data breach if it’s likely to result in a risk to people’s rights and
WhatsApp signs public commitment not to share personal data with Facebook until data protection concerns are addressed People have a right to have their personal data kept safe, only used in ways that are properly explained to them, and for
Elizabeth Denham delivered the CRISP (Centre for Research into Information, Surveillance and Privacy) annual lecture 2018 at the University of Edinburgh on 14 March. She spoke about the many roles she must play as UK Information Commissioner and set out
The Information Commissioner’s Office (ICO) has launched a GDPR awareness campaign aimed at people running micro-businesses – those employing fewer than 10 people. The GDPR replaces the current Data Protection Act and comes into force on 25 May 2018. Regulated
One of the selling points for the General Data Protection Regulation is that it will harmonise data protection law across the European Union. What’s so good about that? At the moment, various countries can implement the data protection requirements with
The Information Commissioner’s Office (ICO) has searched two addresses in Greater Manchester as part of an investigation into companies suspected of sending millions of unsolicited text messages. ICO enforcement officers executed search warrants at offices in Stockport and a house
With the demand for connected toys, smart watches and smart home accessories growing rapidly it’s safe to say the IoT market is booming. At the same time, barely a week goes by without hearing of a connected device that has
The Internet of Things (IoT) refers to the internet moving beyond traditional computer devices like laptops and phones, and connecting everyday items like toasters and thermostats. ‘Smart homes’ are a good example. Although the IoT can make life a lot
Consumer data brokers collect and trade information collected from diverse online and offline sources. This includes information that is available publicly and also consumer data that can be bought or licensed from other companies. Much of the data does not


The Daily Dawg Tags brings you all the Cleveland Browns news you need to know, including the organization getting to work on a uniform tweak.
The Cleveland Browns revealed their “new” uniforms on Wednesday, and based on general consensus, they hit the makeover right out of the park. Although they returned to their old uniforms prior to the 2015 makeover, it was a switch back that the fans wanted.
Instead of trying to modernize their uniforms or putting some sort of crazy twist on them, the Browns decided to return to their classic and clean look. The Browns are one of the few teams in the NFL who have classic uniforms that should rarely be changed, and the organization understood that.
Despite the Browns fan base loving the uniforms reveal, there was still a little something left to be desired. The one thing missing from the reveal was an option for the Browns to wear orange pants, which is the one thing fans wanted to see in the reveal.
More from Dawg Pound Daily
- How the Browns could maximize Nick Chubb in 2023
- Can Deshaun Watson get to Patrick Mahomes level for Cleveland Browns?
- 3 Cleveland Browns who should see an expanded role in 2023 and 1 who should not
- Is Marcus Davenport on the Browns radar in 2023?
- 5 Free agents from Super Bowl LVII Cleveland Browns should target
The fans desire for orange pants has already reached organization, as today’s featured article mentions how the Browns could already be planning a uniform tweak.
Cleveland Browns News
"“I know orange pants have been part of the Kardiac Kids and a lot of tradition, but I don’t know, we’ll see,’’ he said. “We’ll have to just stay tuned and see what happens there. If we can find a way to talk Nike into getting us some orange pants, we’ll get to work on that. We’ll see what we can do.’’"
When the Browns repeatedly said they wanted to return to their roots, images of the Browns in 1970’s and 1980’s wearing the orange pants came to mind for Browns fans. It may only be a minor detail in the uniform makeover, but if the Browns can manage to wear orange pants again, there is no doubt they will have nailed the uniform makeover.
Odell Beckham Jr. managed to top 1,000 yards in his first year with the Browns, but it was considered a poor year from the star wide receiver. Clay Goodwin explains why Beckham will have a massive turnaround season in 2020.
"Cleveland Browns chief strategy officer Paul DePodesta said Thursday that despite wholesale changes to the coaching staff and front office this offseason, the team is not looking to break up its young core of players.That includes star wide receiver Odell Beckham Jr., who is a constant subject of trade rumors."
The Cleveland Browns have built themselves a solid group of young, core players over the past several years, and it has them looking at being in playoff contention. Beckham is a part of the core, so it would make no sense for the Browns to trade the receiver unless they get a massive offer they can’t refuse. That is unlikely, so the constant Beckham trade chatter just needs to end.
One of the biggest expectations in the 2020 NFL Draft is that the Browns will trade back from the No. 10 overall pick under general manager Andrew Berry. Frank Teriaca discusses if trading back is the right decision for the Browns.


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CANYONING ADVENTURE ON THE CETINA RIVER
Duration of the canyoning trip: between 3 and 3,5 hours.
Departure times: Everyday at 9am from Omis during the summer season 1.04.2022-1.10.2022.
Price: 400 kuna per person (50 Euro).
Capacity: maximum capacity of 35 tourists.
Safety equipment: Wetsuits, lifejackets and helmets are provided. Wetsuits are available in a variety of sizes (XS, S, M, L, XL,XXL).
What you need to bring canyoning: runners/sports shoes or water shoes, bathers and/or t-shirt and shorts to wear during canyoning as well as a spare change of dry clothes to change into once canyoning has finished,a towel and sunscreen
Canyoning photos: We have a professional waterproof digital camera that is used to take canyoning photos. A photographer will travel with the group throughout the canyoning adventure. The photographer will take photos of the most interesting canyoning locations throughout your trip. A Cd with photos of your canyoning trip will be available to purchase after the canyoning trip. Each cd has approximatley 100 photos. CD's cost 100 kuna (15euros)
Additional information: Canyoning is suitable for 14 year olds and over. No experience is neccessary. It is neccessary to book your canyoning trip 1-5 days in advance.
Information and reservations: +385(0)21 863161 +385(0)91 5906386 email@example.com
We invite any interested tourist agencies to contact us now to arrange collaborations for this summers season. Summers season 1.April.2022 - 1.October.2022
(c) 2022 raft.hr

domain: travel


In this modern era characterized by rapid digital advancements, social media has blossomed into a constantly evolving space where the notion of influence knows virtually no limits. It’s a realm where exceptionally talented soccer players, mesmerizing singers, reality TV sensations, and A-list actors have risen to prominence, captivating the hearts and minds of millions across the globe with their undeniable charisma and charm. These individuals represent the pinnacle of contemporary influence, and they have achieved this status by mastering their respective crafts and harnessing the immense power of digital platforms to engage with their fans on a once-unimaginable scale.
In this era of connectivity, social media has become a virtual stage where these top 10 influencers in the world have transformed themselves into household names. They have leveraged the digital landscape to amplify their voices, share their passions, and forge connections with people from diverse corners of the world. Through carefully curated content, authentic storytelling, and unwavering dedication, these influential figures have transcended geographical boundaries and cultural differences to create a global community of devoted followers.
Join Klugklug, the best influencer marketing software, on a journey through the lives and accomplishments of these remarkable top 10 influencers in the world as we delve into the stories behind their rise to fame and the strategies they’ve employed to maintain their positions atop the ever-shifting landscape of social media influence. From their modest beginnings to their present rank as trendsetters and cultural icons, the top 10 influencers in the world today are a testament to the transformative power of the digital age and the boundless opportunities it offers for those who dare to dream big and connect with the world at large.
Top 10 influencers in the world
- IG: @cristianoronaldo
- 604M IG Followers
- IG: @leomessi
- 487M IG Followers
Messi’s Instagram feed showcases his soccer brilliance and offers an intimate look into his personal life, including family moments and philanthropic work. He symbolizes humility and determination, proving that down-to-earth values can accompany talent and success.
- IG: @selenagomez
- 428 M IG Followers
- IG: @justinbieber
- 293M IG Followers
- IG: @badgalriri
- 152M IG Followers
- IG: @kimkardashian
- 364M IG Followers
Dwayne "The Rock" Johnson
- IG: @therock
- 390M IG Followers
- IG: @taylorswift
- 272M IG Followers
Taylor Swift’s Instagram is a treat for her fans, known as “Swifties.” She often provides insights into her songwriting process and shares nostalgic moments from her career. Her dedication to her craft and ability to connect with fans personally has made her an enduring influencer.
Buzzworthy: The 2023 MTV Video Music Awards saw the pop superstar emerge as the night’s biggest victor. With the highest number of nominations, she triumphantly walked away with nine awards, encompassing Artist of the Year, Best Pop, Song of the Year, and Video of the Year.
These wins on Tuesday elevated her to become the second-most honored artist in the show’s history, and she now shares the record for the most wins in a single night.
Remarkably, this marked her second consecutive year clinching the evening’s top accolade, as she had previously secured Video of the Year for “All Too Well” (10 Minute Version) (Taylor’s Version).
- IG: @katyperry
- 205M IG Followers
- IG: @arianagrande
- 379M IG Followers
Bonus Influencer with a Significant Impact on Social Media.
Kaby Lame: The Rising Comedy Sensation
- IG: @khaby00
MrBeast: Changing Lives, One Generous Act at a Time
- IG: @mrbeast


The principal of Massey High School says we'd be ignorant not to educate children on meth use, after a pamphlet outlining how to use it safely was given to students.
But the director of drug education group MethCon says suggesting there's a safe way to use the drug is ridiculous, comparing it to "telling someone who has shot someone to wipe their prints off the gun".
The pamphlet, published by drugfree.org, suggested keeping less than five grams of meth for personal use to avoid being prosecuted, and advised that swallowing meth is safer than injecting it. It also provided tips about eating regularly and keeping hydrated while under the influence of meth.
"It's two pages out of 25," principal Glen Denham told the AM Show on Thursday.
"Ignorance resides under the carpet and behind doors.
"The other [pages] talk about how insidious it is, how damaging it is to families. [The kids] very smart and they're very savvy. They review all the information they've got and they come up with some solutions."
But managing director of MethCon Dale Kirk has slammed the New Zealand Drug Foundation for distributing the pamphlets in the first place.
"As a parent or a taxpayer, are you happy that your taxpayer money is being used to fund this material? I know I'm not. And certainly as a parent I'm not either.
"Methamphetamine... it's a completely different monster. It's by far the most addictive drug and you can't use the drug safely.
"That's the equivalent of telling someone who has shot someone to wipe their prints off the gun."
NZ Drug Foundation executive director Ross Bell told The AM Show the context of the information, which they distributed, was lost when the story broke on Wednesday.
"This wasn't part of a drug education class. It was part of a critical evaluation of a health issue confronting New Zealand. I think in terms of getting students to think critically this is perfect information for them.
"We do have to understand the society that these students are going to go into when they leave school. We're talking about 17 and 18-year-olds in this class. So I think it's also correct that the students are given really practical information about the risks from meth and ways to stay safe."
The pamphlet was not originally produced as a teaching resource for schools. Twenty-thousand copies of the pamphlet were distributed around drug centres and given to police and community groups.
"I'm not going to apologise for providing that kind of health and safety information to people who are currently using meth," Mr Bell says.
Mr Denham says he'd use the information again as a teaching resource.


The Israel Defense Forces on Sunday kicked off a four-day surprise exercise simulating war in the Gaza Strip, amid rising tensions in the restive enclave.
The military said the drill — though kept a secret from those taking part in it — was planned in advance and was not connected to recent events.
The exercise was the fifth in a series of surprise drills ordered by IDF commander Aviv Kohavi, known as “Chief of Staff Assessment” exercises. Previous drills of this type have tested the military’s ability to handle a kidnapping in the West Bank, a massive cyber attack, a war against Hezbollah in northern Israel, and, for the navy, to respond to maritime threats from the north.
“During the exercise, the [Gaza] Division’s abilities to handle a variety of developing events, while cooperating across branches and arms of the military, will be tested,” the military said in a statement.
According to the IDF, conscripted and reservist units will take part in the exercise. Residents of the area can expect to see additional troops, vehicles and aircraft operating near the Gaza border.
As IDF chief Kohavi was required to go into quarantine last week after coming into contact with a confirmed coronavirus carrier, the military said he would oversee the exercise remotely.
“The chief of staff will manage the assessment from afar using classified military communication equipment, while the assessment will be managed in the field by the deputy chief of staff,” the IDF said.
The military said the exercise would conform to coronavirus regulations.
The drill came amid heightened tensions in the region, following two cases of rocket fire from Gaza in under a week.
On Saturday night, terrorists in the Strip launched a rocket at southern Israel, striking an empty warehouse in the city of Ashkelon and causing damage but no injuries.
In response, the IDF conducted a series of airstrikes on Hamas positions in the Strip.
Last Sunday, two rockets were fired at central Israel from the Gaza Strip. The two projectiles struck open areas, causing neither injury nor damage. The Hamas terror group sent messages to Israel that claimed those rockets were fired accidentally, set off by lightning during a thunderstorm, an explanation that the IDF has apparently accepted.
Though Israel is involved in ongoing talks with the Hamas terror group regarding a long-term ceasefire agreement, recent weeks have seen an uptick in violence emanating from Gaza.
Two weeks ago, a drone was flown from the Strip into Israeli airspace before it was brought down by the Israeli military. The week before saw a rocket attack from the Strip, aimed at the Israeli city of Ashkelon. One projectile was intercepted, the other landed in an open field.
Last month, the IDF also uncovered what it said was a Hamas attack tunnel dug from Gaza into Israel.
Israel has fought three large campaigns against terror groups in the Strip since Hamas took control of the area in 2007, along with dozens of smaller exchanges of fire.


Second Life Scientists have confirmed that dinosaurs got extincted from Second Life because they were too laggy. Linden has disregarded the meteorite hypothesis. The reason is pretty simple: with havoc servers, meteorites are non physical.
Lindens have confirmed that a there is a bug in the jira since 2010 that nobody cared to fix. The jira report clearly states that all mesh meteorites uploaded inworld automatically become non physical. Some conspiracy theorists believe, on the other hand, that the bug was planned from the beginning in order to prevent grievers from attacking Anshe Chung remaining regions.
I was “unexpected”, according to a Linden Source. “It had never happened that any of our mistakes or bugs had a positive outcome.” “We normally try fuck up things with bugs, and we are very good at it. Trust us.”
Finally, one theory about the extinction of Second Life dinosaurs has dropped out. The Laggy Dinos theory is now the only possible explanation. Whatever happened to dinosaurs, it must be related to lag. The same Linden sources declined to comment about lag, since Lag does not exist in the Second Life vocabulary.
Dinosaurs got extincted because they were too laggy. While Lindens investigate more about lag, we will wait for more details about dino’s mesh complexity.
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Financial institutions that truly want to bolster their online security need to look beyond the requirements of new strong authentication guidelines set to take effect Dec. 31, IT users and industry analysts said.
The guidelines are from the Federal Financial Institutions Examination Council (FFIEC) and call on banks and credit unions to implement strong authentication measures to protect online users against ID theft and other types of fraud. They also urge financial institutions to upgrade current single-factor authentication processes -- typically based on usernames and passwords -- with a stronger, second form of authentication. The guidelines are not required by law, but the FFIEC has said it will start auditing banks for compliance next year.
The guidelines have been successful in getting the financial industry to turn its attention to the issue of online security, said Avivah Litan, an analyst at Gartner Inc. in Stamford, Conn. About two-thirds of the financial institutions in the U.S. are likely to have stronger authentication processes in place by the time the deadline passes, she said.
But because the focus is largely on front-end access controls -- and less on what happens at the transaction level -- the FFIEC guidance by itself is inadequate against emerging security threats, said Don Phan, an analyst at Javelin Strategy and Research in Pleasanton, Calif.
"We don't consider FFIEC guidance alone to be strong enough to make the consumer safer" against online security threats," he said. "Financial institutions must set their goals higher than FFIEC compliance."
Phan recommends using risk assessment and alerting measures both at the log-in stage and for real-time monitoring of an account holder's activities in-session. Such measures are needed to fight fraud that can result if hackers manage to compromise strong authentication processes during log-in, he said. Already, for instance, fraudsters have found a way to break the one-time passwords that some banks have begun using as a second form of user authentication, Phan said.
Similarly strong authentication measures, such as two-factor authentication, don't offer protection against so-called man-in-the-middle attacks where hackers are able to intercept and modify the traffic between two parties.
Strong authentication "certainly isn't a silver bullet," said Melissa Auchter, CIO at the Parda Federal Credit Union, an 18,000-member financial institution in Rochester, Mich. "It just protects one doorway. It's one more measure in a whole comprehensive approach to protecting" data assets, she said.
Parda has just finished rolling out a multifactor authentication product from Issaquah, Wash.-based BioPassword Inc. that combines users' standard log-in credentials with information about their keyboard typing rhythm to authenticate users to their accounts. The tool meets FFIEC's strong authentication requirement, but it is only part of a layered defense that includes transaction-level fraud monitoring, Auchter said.
The University of Wisconsin Credit Union in Madison has for the past year used technology from Corillian Corp. to authenticate users during log-in and, to a limited extent, at the transaction stage. Corillian's technology lets the credit union profile users' systems and their online behavior and then challenges them to provide extra proof of identity if there is a change from the norm. Looking ahead, the credit union plans to complement those measures with a stronger out-of-band process, where automated phone calls will be made to account holders to authenticate their identity if there's reason to doubt it, said Eric Bangerter, the credit union's director of Internet services.
The move is necessary because phishers have begun to figure out how to compromise most challenge/response forms of strong authentication, he said. "Eventually, I would like to eliminate the challenge questions completely because they don't add much to security" beyond what is offered by passwords, Bangerter said.
FFIEC's guidance is mostly aimed at dealing with current threats such as phishing, said Chad Graves, vice president of IT at the Ent Federal Credit Union in Colorado Springs. Since Oct. 1, the credit union has required its 18,000 members to use a multifactor authentication process based on technology from Hillsboro, Ore.-based Corillian.
Based on a risk assessment, there appears to be no immediate need to extend that sort of authentication to the transaction level, Graves said. "Right now, our highest risk at the transaction level is an outbound bill pay," he said. But in the future, if the credit union decides to implement electronic clearinghouse or wire transfer transactions, it will consider transaction controls.
Financial institutions will also need to pay close attention to securing their phone-based transactions said Gwenn Bezard, research director at the Aite Group, a Boston-based consultancy focused on technology issues in the financial industry. "The way banks authenticate customers through the phone is weak," Bezard said. "Fraudsters will soon start finding it more difficult to compromise online channels, so they will migrate to the phone channel where the defenses are weaker and the opportunities for social engineering are greater," he said.
Such threats have not become a big issue yet in the financial industry, so there may be a tendency to see FFIEC's guidelines as adequate, Bezard said. "But is it going to be adequate in 12 months, or 18 months? Fraudsters adapt pretty quickly, so they will find new ways to attack. So sooner rather than later, these measures are going to become obsolete."

domain: news


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I’ve always been good with money. I got my first job – a paper round – at 13, making something like a whopping $80 a month, and saved every dollar I earned.
I got my first real job in Year 11 at a cafe, working weekends. Then I decided I wanted to get an electric guitar, so I got another job at a call centre working weekdays after school. I worked constantly for months until I scraped together the $600 for my Ibanez and my amp, plus other paraphernalia like cords, a case, picks and the like.
I moved out of home the following year and got by with barely $20 a week to spare, but I made it work.
Then I – we – lost track a bit when T and I moved in together, throwing a car into the mix, along with other things. After a few months I sat down, went through our bank statements and was shocked to see what we were spending on food. (The first step to budgeting: tracking, and knowing what you’re spending.)
Thus began some pathetic attempts at budgeting, stymied largely by variations in numbers. Income varied every week. Rent was the same every week, but all our other expenses varied. Plus of course, there are all the irregular expenses that crop up at the least opportune times. Cue head explosion.
I would mock up beautiful budgets with colourful bars for each category. Breathless, I would log on after pay day and see how the numbers stacked up against the plan. Almost always, I would be thwarted, and give up yet again, thinking I could never make it work.
Until one day I realised something very simple. The numbers fluctuated. And so should the budget. A budget is a living document that evolves as necessary.
Instead of trying to make the money match my ideal budget every week, I needed to tailor the budget to that week’s numbers.
So simple, so obvious. Nonetheless, this was a major epiphany that cut through the fog.
Did some overtime? That can go into savings.
Lean week? Time to trim and eat in all weekend.
The next step: figuring out how to handle those irregular expenses. I sat down and calculated what power, phone and internet was costing us, as well as less frequent payments like insurance, car registration and all those other bills. I added up an annual figure and divided that by 52. Every week, I put aside that amount into a subaccount, and then draw money from it as bills come due.
Then simplify, simplify, simplify. Now that I’ve got a good system going, our expenditure in any one week is pretty predictable. Rent, groceries, petrol, bill money, and a little bit for fun – eating out, entertainment, etc. Done. It’s at the stage where I no longer budget, in fact, although I carefully track our spending every month.
In my mind, budgeting bliss comes down to three steps:
- Awareness – getting your head out of the sand about what you’re spending and facing up to the numbers
- Action – doing something about it. Tackling debt, cutting back on frivolous spending, finding ways to trim your essential expenses
- Automation – getting into a comfortable routine. Once this is second nature (I might even venture to use the term “autopilot”), you may not even feel the need to budget as such any more
Need some more guidance? I like the 60% solution – a basic formula with suggestions for how much you should spend on various things:
- 60% to Committed Expenses
- 10% to Retirement.
- 10% to Irregular Expenses
- 10% to Long-Term Savings/Debt
- 10% for Fun
And if you’re after a budget spreadsheet, Budgets are Sexy has a handy list with a ton of free templates here.
Are you a stringent budgeter, or more of a hands-off gal like me?
This post is part of Women’s Money Week 2012. For more posts about budgeting see the Budgeting Roundup
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domain: economics


The family and I had a wonderful time on Saturday at the Craft Lake City DIY Festival. We met some amazing people who make incredible stuff and we made some new friends. Salt Lake City is truly a city full of talented people who have a passion for art, music, food, technology, and engineering. The […]
Earlier today the Raspberry Pi Foundation announced an updated version of the Raspberry Pi B, the Raspberry Pi B+. It is not Raspberry PI 2.0, but rather a set of smart updates to the B model. Some of the notable changes include more USB ports, A/V port combined, power moved to the bottom, more power protection, micro […]
During the Nation of Makers the question was asked “how do we get makers to focus on more diverse problems?” Maybe the answer is just find more makers who have more diverse problems. For example, here is a lawyer in Russia who is an outdoorsman and a maker who has made a way to turn […]
Our goal for World Maker Faire 2014 is to have a non-video video game with us: Pi Pal Asteroid Blast. Using your laser cannon blast away the asteroids and save Chip as he flies through space on his way to the Maker Faire. (Yes, we know Chip is always in trouble somehow.) We hope the game is […]
Full Color. Exciting. 188 pages filled with 45 projects plus more for makers of all skill levels. Soldering Sunday is proud to be distributing the Arduino Project Handbook written and published by Mark Geddes. This book is perfect for groups, schools, libraries, makerspaces, families and individual makers alike. Mark wrote this book because, in his words: […]
Found this through NashMicro.net it is a video by Alex Gorischek and as Alex has “demonstrated the construction of simple digital computers (specifically, binary logic gates) using pulleys and weights.” This would be great to build in Minecraft!


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Evaluating health insurance companies for every person's needs is impossible. Plan pricing can vary greatly depending on your exact circumstances. However, we collected data to help us determine the selection of plans available and average premium rates for the companies we reviewed. We rated the companies highest that provide a wide range of plan options coupled with competitive pricing. We researched the least and most expensive plan options for metropolitan and midsize town locations across the U.S. for 35, 45 and 55-year-old non-smoking males. Using this data we were able to determine which service generally offers the widest range of plan options at a reasonable price. The quotes you receive might vary greatly from our test data depending on your specific situation.
I have insurance with this company and they have served me well. When I call or need help the Johnny Blackwell agency in Albertville, Al. is there for me and I always talk to him or his customer service representive. This means a lot to me and being ole school I appreciate this company. I don't mind paying when I can depend on my agent. Thanks Johnny Blackwell for being there for me and my family.
Very cheap car insurance is not only real, it’s very much attainable. However, what would bring the price down for one driver might not work for another. If you want to discover the best strategies for reducing your premium, then read on because we are about to share with you some of the best methods that could help you get that more affordable car insurance you have been searching for.
If your employer does not offer an affordable health insurance option and you do not qualify for subsidized insurance or Medicare, you can shop the open market for medical insurance. The health insurance companies we reviewed will allow you to request a quote online rather easily. Premium rates vary significantly by multiple factors. You'll learn that the monthly rates increase quite a bit as you age. Smoking also increases the premium rate. In most cases you can select non-smoking if you have not smoked in over six months.
Advertiser Disclosure: Some of the offers that appear on this website are from companies which ValuePenguin receives compensation. This compensation may impact how and where offers appear on this site (including, for example, the order in which they appear). The site does not review or include all companies or all available products. For more information please see our Advertiser Disclosure.
Although we’re sure that you’re probably an excellent driver (you would never speed or cut someone off, would you?), and an even better parent, how are you as a teacher? Many driving school instructors have been teaching student drivers for decades, and we all know teenagers are more likely to listen to literally anyone else than take instruction from their parents.
I used to have Farmers insurance until I got in an accident. Even though I had a local insurance agent, because I had to file my claim after hours, I had to contact a generic claims call center. Then, since I initiated the claim using the 1-800 number, I had to complete the rest of the process that way. At that point I was asking myself why I was paying a premium to have a local agent when he was doing nothing to help me. After the whole experience, I decided to shop around and ended up choosing Progressive. They had much better prices and since it no longer mattered to me to have a local agent, I signed up. I've had nothing but a positive experience with Progressive so far.
To build the car insurance ranking, we surveyed 2,799 consumers who filed a car insurance claim in the last five years. Respondents provided this data based on their experience with their car insurance company, answering questions about their satisfaction with the ease of filing a claim, customer service, claim status communication, claim resolution, overall value they feel their insurance company gives, if they’d recommend the company, and if they planned to renew their policy.
Geico: Geico is the fourth-best car insurance company, and even a cave man can see why. Geico customers say it’s easy to file a claim with the company, though some were unhappy with status updates from the insurer. That said, most Geico customers would recommend it and plan to renew their policy. Their rates may have something to do with that: Geico offers lower rates on average than most other auto insurance companies.
Hi Eric – What you’ve seen is not an unusual situation. A company that’s good in one state isn’t in another. Liberty Mutual worked for you in California, but not in Florida. This is why it’s not possible to say one company is the best. That will vary by state and by your own personal profile. That’s why we produce these “10 Best” lists, to give you companies to investigate.

domain: finance


Becky has been takeing a lot of photos to document the flooding here around Vicksburg. It crested here at 57.9 feet. Flood stage is 43 feet. It surpassed the flood level of 1927. I took a few shots to post. The town of Vicksburg is built up on a bluff about 200 feet above the river and most of the area of Vicksburg is up high. The flooding around Vicksburg was to the north and south of town where it is lower by the river. North of Vicksburg is where the Delta land starts and the flooding came in about 5 miles from the river.
|The river was closed to all boat and barge traffic due to the water level
|and the fast flow
|Here is where they closed in the openings in the levee wall downtown along levee street.
|North 61 before the water crossed the road. This is about 5 miles north from our house.
|Chasing the flood waters.
|All the yuck that the flood pushed up. This was from road 465 which had the water covering and was closed to traffic.


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This is the biggest music festival in Azores, in Ribeira Grande, on São Miguel Island: MEO Monte Verde Festival!
The 2021 edition has been cancelled.
What is MEO Monte Verde Festival?
The MEO Monte Verde Festival is the largest music festival in the Azores archipelago, which takes place in Ribeira Grande, on the island of São Miguel. It’s therefore a festival that takes place in the middle of the Atlantic Ocean.
At the Festival you can attend shows on various stages, mainly of hip-hop, rock and electronic music.
In fact, next to the festival site there are several activities in which you can participate, such as padel, cross fit classes and monbike time trials.
So, to get to know the island of São Miguel better, you can go on tours and hikes, go cycling, go canyoning, geocaching, diving and paragliding, go horseback riding and practice surfing and golf.
In addition, near the festival grounds there is an exclusive campsite for festival-goers, so you can set up your tent there.
The event has been taking place since 2012 in Ribeira Grande, next to the beautiful Praia do Monte Verde. In fact, this beach is very popular for sports linked to the sea, such as surfing, bodyboarding, windsurfing and kitesurfing.
What happens in MEO Monte Verde Festival 2021?
Note: Due to possible changes in the line up, please consider the official website.
Date: 5 to 7 August 2021
Location: Monte Verde Beach – Ribeira Grande – São Miguel Island – Azores
More information: www.monteverdefestival.com
What happened in 2019 in Monte Verde Festival? (Line up)
In 2019, the Festival had an excellent line up, of which we highlight: Joss Stone, Eagl-Eye Cherry, T4x1, Vitalic, Dealema, Frankie Chavez, Mishlawi, Phoenix RDC, Profjam, Tiago Nicarato, Brazil Dub, Fitacola, Macow & Conga, Sippinpurpp and Yuzi.
Learn more about the Ultimate Music Festival Guide in Portugal.
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domain: entertainment


LIGHT UP A CHILDS FUTURE!
For some time Anthony Karinge – CES Education Officer has been promoting more sustainable forms of energy. The Centre makes fuel blocks for small stoves using old paper and cardboard. Anthony has also made a DIY solar hot water system to demonstrate the potential of solar heating which we are also installing on the Lodge cottages as funding allows. We are also making solar lighting available to individuals, schools and communities and our new sponsorship scheme enabling visitors to Elsamere, well-wishers and commercial companies to cover the cost of buying and distributing solar lights to deserving individuals.
Sponsorship starts at £UK10 ($US15) for a single basic lighting unit. Use of solar energy in this way offers so many benefits – enabling children to study in the evening, reducing demand on kerosene and saving money, and above all helping to combat climate change which is already impacting on many rural communities. Lights are on display at Elsamere and if you’d like to sponsor a child, email us for more details. Donations can be gift aided.


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India Energy Storage Alliance (IESA) and Greenstat Hydrogen India, a Norwegian energy organization, have signed a Memorandum of Understanding for two years to accelerate the hydrogen technology development in India. The two partners will collaborate on establishing a Norwegian Centre of Excellence on Hydrogen in India and the development of green hydrogen technologies in India.
In the Union Budget 2021, India’s government announced its plan to launch a National Hydrogen Mission. The draft mission is likely in the next two months.
For the financial year 2021-22, the Ministry of New and Renewable Energy (MNRE) has been allotted INR 25 crore for research and development (R&D) in hydrogen.
Once the draft of the mission is in place, it will be floated for public consultation. There will be five focus areas, including R&D, demand creation, industry application, eco-system creation (including policies) and bringing industry on board along with international partnerships.
In these five areas, demand creation will focus on the niche products that can be taken up and effective use of the fuel in trucks and buses. In the industrial sector, the government is looking at hydrogen as a replacement for coke in the steel industry and making use of the fuel in the fertilizer sector. The Ministry of New and Renewable Energy (MNRE) has indicated that by 2025-26, the industrial sector will be one of the major hydrogen recipients.
Debi Prasad Dash, Executive Director, India Energy Storage Alliance (IESA) said hydrogen presents a potential opportunity for India to decrease reliance on oil imports and focus on alternate energy sources. In line with the industry needs, IESA launched the MIGHT (Mobility and Infrastructure with Green Hydrogen Technology) initiative in 2020 for supporting policies to enable use of green hydrogen in both stationery and mobility sector.
“We anticipate that advanced chemistry cell battery manufacturing mission and hydrogen mission together can enable India to fast-track decarbonization of grid, industrial sector, and transportation sector in the coming decade,” he added.
Sturle Pedersen, Chairman, Greenstat Hydrogen India, said, “Leading a broad representation of Norwegian cutting-edge expertise within the hydrogen sector, we are thrilled to be a part of this exciting journey together with IESA, the Indian industry, R&D institutes and the Indian government. Hydrogen is already a dominant part of the energy value chain world-wide. The challenge now is to revert the energy ecosystem back into its natural evolution. Renewable energy must replace fossil fuels, to preserve our habitat, and to preserve our mobility. Hydrogen is the natural energy carrier representing a vital part of the sustainable energy solution together with sustainable battery manufacturing.”
Since 2012, IESA has been working to help address enabling policy framework for all forms of energy storage technologies for both stationary and emobility applications. It worked to include hydrogen as part of the National Energy Storage Mission developed for the Ministry of New and Renewable Energy in 2018.
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|Tulppo, McMahon compile history book on Three Lakes|
Three Lakes is featured in the latest addition to Arcadia Publishing’s “Images of America” series.
Through the lens of 200 historic images, authors Alan Tulppo and Kyle McMahon captured their community’s inception, development and continuing growth into the 21st century.
“History is made by everyday individuals,” said Tulppo and McMahon in a press release. “We hope our book encourages others to be involved in its sharing and preservation.”Now a popular vacation destination in northern Wisconsin,
|Tuesday, May 13, 2014 1:09 PM|

domain: literature


Cloud Computing Innovations: What's Next in 2024?
As 2024 approaches, technology is advancing faster than ever, and cloud computing is one field where this is most evident. It's thrilling and challenging for businesses hoping to remain ahead of this digital revolution and discover what comes next.
The upcoming chapter promises to be spectacular! From cutting-edge artificial intelligence breakthroughs to creative data protection approaches, get ready.
Below, we share insights on upcoming developments that change how enterprises use the cloud. Read the blog if you're prepared to embrace the future and make cloud computing a dynamic force that powers your company forward.
The Dynamic Evolution of Cloud Computing
Cloud computing has come a long way over the years. Its rise is due to the capacity to revolutionize processes cost-effectively and efficiently.
1. Developing multicore processors has been essential to cloud infrastructure efficiency. It has made parallel processing and effective workload distribution possible. This helps to increase the scalability and affordability of cloud-based services. It also assists in speeding up data processing.
2. Improved analytics capabilities give firms access to never-before-seen performance data.
3. Extra storage leaves time for strategic work. It does so by reducing the need for manual maintenance.
4. Combining these innovations lowers costs since automated systems replace manual methods. It negates the need for more hardware or human resources.
5. Advances in virtualization technologies spare corporations the headaches of purchasing more physical computers. It also provides them with flexible alternatives for processing.
6. Through serverless computing, developers can now concentrate on coding instead of managing servers.
7. Cloud platforms incorporating AI and ML allow for data-driven decision-making. There's no need for much data science knowledge.
8. Cloud providers use modern encryption techniques to protect data in transit and at rest. Improved security features like identity management and encryption assure users that cloud services will protect their critical information.
This highlights cloud computing's versatility as we look ahead to 2024. It ensures it can meet the changing demands of consumers and enterprises.
Future of Cloud Computing: What Lies Ahead?
Cloud computing is more than a passing trend. It is an irreversible force altering the IT industry. It can lead to a future where cloud computing is essential to driving enterprises to unheard levels of innovation.
Importance of Cloud Security
Maintaining the security of an enterprise's cloud environment is crucial for long-term success. It is particularly important given the threats of cyberattacks in the digital landscape.
Cloud security provides a strong defense against dynamic threats to digital assets. In addition, it is necessary to lessen the effects of human error. Ultimately, this proactive approach reduces the possibility of large losses from preventable breaches.
Multi and Hybrid Cloud Solutions
Organizations using a multi-cloud strategy are expected to grow from 76% to 85% in 2024. It has advantages, including cost savings and exercising those operational muscles. But it also complicates data governance, making life more difficult for legacy systems.
Businesses are embracing multi-cloud and hybrid cloud solutions to improve. It all comes down to enhancing cloud setup resiliency and avoiding vendor lock-in.
Multi and hybrid cloud solutions are the newest additions to the infrastructure scene. They are a necessary advancement to the IT industry, fusing the cloud with on-premises hardware.
Integration of New Technologies with Cloud
Cloud computing is evolving by integrating new technologies like AI and machine learning. Incorporating new technologies boosts productivity and provides creative approaches to application architecture. Moreover, this strategy ensures businesses remain flexible in the evolving cloud services market.
Innovation and Consolidation in Cloud Gaming
Cloud gaming will see significant shifts outside the boundaries of traditional gaming. This eliminates the need for downloads and turns user devices into high-definition terminals. The games can exist in distribution networks and data centers.
Cloud gaming services are leveraging hyperscale cloud capabilities for the foundation of the coming wave of platforms. These services redefine entertainment. They provide immersive and interactive experiences representing a change in gaming accessibility.
Large firms are building partnerships as the gaming industry undergoes an innovation era.
The telecom companies' review of their network's ability to manage the influx of gamers into streaming services might have a significant impact. This could mean fewer specialized consoles being needed. Moreover, there will be more gaming options and a change in the business dynamics.
The most recent research indicates 3.09 billion active video gamers globally. And by 2024, it's predicted that there will be 3.32 billion players worldwide. With such a prominent figure, future trends indicate both possibilities and disruptions. It will propel large expenditures, expansions, and technical breakthroughs throughout the gaming industry.
AI and Machine Learning in Cloud Computing
Artificial Intelligence has surpassed traditional data processing. It has led to intelligent data management in cloud computing. The round-the-clock chatbot is a crucial AI application making its home in the cloud.
These AI-powered conversational bots have become essential parts of contemporary customer support. It's all thanks to their natural language processing capabilities.
Expect more sophisticated hardware and easily deployable machine learning models. This will make it easier for enterprises to integrate AI capabilities. This tactical improvement presents the cloud as a crucial business enabler. It will give them access to advanced artificial intelligence technologies.
Edge computing places computing strategically close to data sources. It helps to reduce latency and maximize real-time processing.
This improves data processing and analysis efficiency. It has done so, especially in essential areas like IoT and smart cities. In cloud computing, this emerging trend adds efficacy and responsiveness. It does so by bringing processing and data storage closer to the place of origin.
Cloud 5G is the result of combining cloud computing and 5G wireless technologies. 5G, like streaming videos, is the best choice for applications needing consistent and quick access. It does so since it has higher speeds and lower latency than its predecessors.
5G networks stand out for having a larger capacity than previous generations. Congestion is reduced because of this improved capacity. It provides stable support for several users and devices at once.
Green Computing Initiatives
Green computing, or Green IT, is a phenomenal way to use data and communication technology. It focuses on environmental responsibility and optimizes energy efficiency.
This program aims to reduce the adverse environmental effects of IT operations. It encourages the development of a more sustainable information technology strategy. It does so by attending to every stage of the procedure, from server configuration and maintenance to ethical disposal.
The green IT services market might reach US$ 34.83 Billion by 2030. It is growing at a reasonable 12.4% CAGR from its anticipated US $12.46 billion valuation in 2021. Reusing or repairing IT equipment is a critical component of this approach. It promotes a circular economy that reduces waste and increases supply chain resilience.
Green IT is an essential topic since businesses value sustainability. It offers a harmonic combination of technical innovation with ecological responsibility.
In 2024, cloud computing innovations will provide unimaginable opportunities. It will be a window into a world where technology will drive revolutionary advancement.
Explore Cubet's potential to assist companies with unconventional ideas in navigating the tech-driven future. Our commitment is to help businesses realize the potential of cloud computing. It's a space where innovation and efficiency coexist, and every cloud migration is not simply successful but exceptional.


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The Minister of the Federal Capital Territory FCT, Nyesom Wike has pledged to rid the city centers off roaming cattle.
The former Governor of Rivers State assumed his new role yesterday after being sworn in by President Bola Tinubu in Abuja.
He made a series of declarations to lay the groundwork for his pattern of leadership in the coming years.
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Wike said he would also demolish buildings that were illegally built regardless of who the owner was.
Watch video below
We will not allow cows inside Abuja – Wike pic.twitter.com/rGVpluPynD
— AIT (@AIT_Online) August 21, 2023

domain: politics


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|Acrylic paint being applied to vinyl figurine.|
Acrylic paints can be used on all the aforementioned materials and are the most popular as they are easy to control, affordable, widely available, and dry quickly. There is a wide array of types of acrylic paints to choose from so make sure to read the directions to be certain they will suit your intended use. Look for brands such as Liquitex, Golden, Pebeo and Delta. Proper treatment of the surface will also determine just how successfully the paint you choose will perform and this will be outlined here.
For ceramic figurines use fine sanding paper to remove any ridges or lumps. Wash ceramics with water and sponge. After allowing it to dry, you then spray on one coat of matte spray varnish for a sealed consistent surface. If the ceramic base color is not what you desire, then you should apply two base-coats in order to set a firm color foundation of your choosing.
For molded resin, hard plastic and vinyl figurines use dish soap with warm water first. The soap is needed to make sure to wash away the mold-releasing agent. Molded figurines such as these do not require sanding; they are simply wash and go, no extra steps are necessary.
Clay is also a simple process. After you bake it, apply your base coat. No washing, no sanding. If the surface is too smooth for your liking feel free to sand it. Clay reacts well to acrylics.
|Painting Breathes Life into Sculpture, ii by Jean-Léon Gérôme, circa 1893|
If the figurine you are painting is metal, be sure to sand the surface beforehand. Follow that with using an even coat of primer spray paint, letting it dry before you apply the next coat of paint. An exception would be if your metal material was aluminum, then you would only need to wash the figurine and let it dry thoroughly before applying paint. When painting glass it is best to use paints specifically made for it. Some have to be heat-treated. If you wish to allow light to shine through the painted figurine, make sure you select transparent paints.
On wooden figurines you can use a regular wood stain or acrylic paint. If you choose to use paint, prime your wood well before applying color as wood is naturally porous and will absorb the paint if not primed. Ensure the surface is clean, then lightly sand and apply several coats of gesso or primer prior to actual decorative painting.
All figurine painting projects should be finished with 2 to 3 coats of spray clear-coat varnish, being sure to allow drying between applications. Another option is to use a glaze that is applied with brush. In the research for this article both oil and enamel model paints were explored and additional discussions with artists have brought me to the conclusion that acrylic paint is by far the best to use for figurines. Of course, feel free to experiment on your own and share the information if you please in the comments below.


After giving up a late touchdown drive that allowed Iowa to tie the game, senior lineman Doug Worthington and the rest of the defense were not going to let history repeat itself. The Buckeyes, along with the 105,455 at Ohio Stadium, had seen the story play out before. Ohio State held late leads in marquee games against Texas in the Fiesta Bowl and earlier this season against USC. In both games the defense lost the lead, giving up game-winning touchdowns to the Longhorns and Trojans in the waning seconds.
Worthington admitted feeling a bit of déjà vu in the fourth quarter.
"A lot of times these games don't (go) in our favor," Worthington said. "It kind of felt like an old story."
This time, however, the old story had a new ending once the game went to overtime. The Hawkeyes started on offense, and the Ohio State defense saved its best performance for last. An incomplete pass by quarterback James Vandenberg started the possession, and senior Austin Spitler put the Hawkeyes in a third-and-long situation by stopping tailback Adam Robinson for a 6-yard loss on second down.
That set up a play Worthington will never forget.
The Buckeyes rushed three, letting junior lineman Thaddeus Gibson spy on Vandenberg. Worthington broke through the offensive line and sacked Vandenberg for a 10-yard loss. The play pushed Iowa out of field-goal range, and Vandenberg's fourth-down heave to the end zone was intercepted by senior safety Anderson Russell.
"We just knew we had to make plays," senior defensive lineman Lawrence Wilson said of the crucial stop. "The game was on the line and our seniors stepped up. Spit make the tackle for loss, then Doug made a sack and Anderson made the pick. Our seniors definitely stepped up."
The offense and special teams took care of the rest, handing the ball to sophomore tailback Dan "Boom" Herron three times before setting the stage for junior walk-on kicker Devin Barclay to end the game with a 39-yard field goal.
The final defensive stand may have redeemed the Ohio State defense, but senior co-captain Kurt Coleman said he never felt like the Buckeyes were going to lose.
"It's never that it was slipping away," the safety said. "It was just we had to put our foot down. We kind of let up a little bit. I think the defense needed to make a stop."
Making a stop was the mantra of other members of the defense when the Buckeyes won the coin toss before overtime and elected to begin on defense.
"Our backs were up against the wall," Wilson said. "We knew it would be up to us to win the game. ... When we grouped we said, ‘This is it. We have to give it all we have.' We came out successful."
All in all it was a jubilant end to what had been an emotional day for the Buckeyes and especially their defense. The Hawkeyes drew first blood with a 32-yard field goal, and even when the Buckeyes answered with 10 second-quarter points, Iowa did not quit. A 9-yard touchdown pass from Vandenberg to Marvin McNutt tied the game in the third quarter. Then when Ohio State scored on a pair of touchdown runs by Herron and Brandon Saine, Iowa answered with two more trips to the end zone to force overtime.
"It had a lot of ups and downs," Worthington said of the game. "We felt great at times, we felt bad at times. But we didn't let that roller coaster peak too much. We didn't feel too high or too low. We kept it going, pinned our ears back and tried to make a play.
"Give much credit to the defense and the seniors doing our jobs. It was a great game and a great battle."
It was an extra-special end for the seniors who make up a portion of the talented Ohio State defense.
"What better way to go out than in overtime and on top?," Coleman said.


A New Era in Energy Technology
Europe's transition to clean energy, Greek tech communities, the evolving role of a startup CEO, artificial general intelligence, jobs, events, and more
Friends, welcome back to Startup Pirate. This is edition #80 and today, we discuss our society’s energy transformation from fossil-fuel-based to one that prioritizes accessible and clean options. As always, you can also find a roundup of funding rounds, jobs, products, and events. If you’re new here, this is a newsletter about tech and startups — with a Greek twist. Here’s what we recently talked about:
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A New Era in Energy Technology
One of Europe's most pressing issues is getting our energy transition on track. High electricity prices, surging energy demand, and a race to meet climate goals suggest we need new solutions in the energy field. Sure, affordable power is a key precondition for prosperity in modern societies and industrial competitiveness (President Macron's latest quest/vision for European economic security). Yet, the bloc's dependency on energy imports (primarily fossil fuels) reached as high as 60% in recent years, increasing our exposure to global energy price risks and vulnerability to supply disruptions (e.g. Russian gas).
So the triad climate, energy security, and affordability leave no option but to accelerate clean energy deployment. Facilitated by the cost declines in solar power and batteries (not to mention green hydrogen), we no longer have to choose between economic growth and decarbonisation. Decarbonisation now aids growth.
Last year, twenty EU countries set new solar share records, while Greece reached second place on Europe's solar leaderboard and ran entirely on renewable energy (solar, wind, hydroelectric) for five hours in October. Moreover, heat pump sales doubled in Poland, Italy, Austria and the Netherlands during the first half of 2022, electric vehicle (EVs) sales are rising, and hydrogen electrolysers saw a step change in 2022. Responding to the US Inflation Reduction Act, the European Commission proposed the Net-Zero Industry and Critical Raw Materials Acts to commit significant subsidies to speed the adoption of clean technologies and guarantee access to critical raw materials within the EU.
But the 2030 target of 70%-100% for renewables that some European countries have set will likely be an uphill battle. The share of primary energy from low-carbon sources (nuclear and renewables) hovered around 25% just a couple of years ago, Europe still relies significantly on China for batteries, raw materials, and EVs, and grid connection delays are a major obstacle to the rollout of renewable projects worldwide.
Clearly, a profound transformation of the energy system is required to satisfy the increasing demand expected due to the electrification of everything from heating and transportation to steel-making and heavy industry, meet climate goals, and expand Europe's economic bounds. To better understand the state of the energy tech industry, I've asked six founders to share the trend they believe is worth watching. I hope it helps us better identify areas of opportunity and topics worthy of further research.
Let’s get to it.
Energy consumers turn into prosumers
"Energy supply business models haven't changed much since electricity became commercially available more than a century ago. Consumers use electricity without transparency or control over the associated costs and receive a paper bill at the end of the month. The energy transition and electrification of everything will inevitably reshape how we all experience energy as we try to reach net zero. More and more renewable energy sources like solar and wind replace oil and gas, forcing consumers to adopt energy devices like EVs, heat pumps, solar panels, and home batteries to take control of their consumption. As a result, this evolution rapidly transforms all households from passive energy consumers into prosumers who both consume and produce electricity.
In the face of this monumental transformation, energy suppliers need to reposition themselves and their business models. And they can do so by decoupling their profitability from selling more energy and instead generating revenues by enabling smarter and greener consumption through technology. This is where Electryone AI steps in. Our smart energy management platform seamlessly transforms energy suppliers into Energy-as-a-Service providers, allowing them to offer new products for their customers to manage their energy consumption, production, and storage while contributing to balancing the grid. Our proprietary AI engine allows energy suppliers of all sizes to save money and energy for their customers while being part of the transition towards a sustainable decentralised energy system."
Managing the power grid is at the heart of the energy transformation
"The energy industry stands at a critical juncture in history, as the emergence of renewable energy, energy storage, and other distributed energy resources reshapes the traditional assumptions of power distribution networks. The existing infrastructure was built on the premise of a stable and predictable power supply flowing in a single direction from a limited number of sizable sources. However, the rise of renewables presents new challenges for grid operators, as the network now experiences multi-directional energy flows across all voltage levels, and energy generation is variable and intermittent.
At SMPnet, recognising the need to effectively harness renewable energy sources while ensuring network security, we created the power grid management software Omega. Omega leverages adaptive optimisation and real-time control techniques to enhance network capacity, seamlessly integrate renewables, and reduce operational costs, all while preserving the stability of the network and the security of supply. By facilitating this, our goal is to enable a net zero future in which power grids are operated dynamically and much closer to real-time while ensuring high resilience and security of supply for a greener planet."
Efficiency matters in the design and operation of distributed assets
"In the new era of energy, dynamism reigns supreme. Countless actors, ranging from consumers and energy companies to states and international bodies, invest in a sustainable future. Renewable energy is the name of the game. At the heart of this transformative landscape lies the power grid, often referred to as the largest human, technical achievement. Spanning continents, it seamlessly interconnects consumption and generation units facilitated by sophisticated energy markets. However, as the era of intermittent generation from renewables unfolds, this once-flawless system encounters challenges in providing universal access and maintaining a delicate equilibrium. Thankfully, advanced tools such as batteries and smart systems have emerged as solutions to these predicaments.
Navigating this dynamic terrain of technicalities, regulations and competition can be overwhelming for those tethered to the traditional energy paradigm. This is where the power of AI and software enters the scene. At ENEXAN, we have created an AI-powered decision support platform that accurately simulates modern power systems for optimal design and operation of distributed renewable energy and storage assets. Whether you are an investor assessing long-term business plans, a bank evaluating financing options, a technical team exploring innovative technologies and operating algorithms, or a state regulator ensuring adherence to legal frameworks, ENEXAN's AI platform holds the key to embracing renewables, batteries, or EV charging stations".
Bringing the power of the sun to Earth
"Even with the most optimistic scenario for renewables deployment and the most conservative scenario for the world's energy requirements growth, the demand vs supply deficit for some countries is going to be ~ 30% - 40% or more. This is a huge gap and will end up being covered by existing "dirty" options, such as coal. We need high energy-density sources of clean and sustainable power generation to bridge this gap, and fusion is an excellent candidate for such a role. Fusion is the set of physical processes that powers the sun and all the stars. It's the only primordial source of energy in the universe and is predicated on nuclei — usually of hydrogen isotopes — being energetic enough to overcome repulsive forces and "fuse" together. This process releases enormous amounts of energy.
For decades there have been ongoing efforts led by governments and private companies to harvest fusion, which necessitate, and have brought forward, substantial advances in our understanding of physics and engineering. Several teams worldwide work hard to improve the energy output from fusion and achieve "gain bigger than one". That's the goal we are working towards at First Light Fusion, a scientifically oriented and research-intensive corporation which launched in 2011 and is based in Oxford, UK. I am positive that, within the next 10 to 20 years, fusion will have an indispensable and irreplaceable role in our energy mix."
Green hydrogen as an enabler of the energy transition
"Green hydrogen could be a critical enabler of the global transition to sustainable energy and net zero emissions economies. Due to its gaseous nature, though, hydrogen needs compression for storage and application purposes in transport and industry. And therefore, it loses its green colour throughout its value chain. Currently, most conventional hydrogen compressors have high-energy demand and achieve compression using loud machinery with moving parts.
CYRUS has brought novelty to the field of hydrogen compression with its unique metal hydride thermal compressor, which can work with low-grade thermal energy (below 90°C) produced by renewable energy or industrial waste heat, thus keeping compressed hydrogen green. The technology is safe, reliable, and noise-free, and can reduce maintenance costs by more than 85% compared to the conventional compression methods. As a result, CYRUS compressors will have a significant environmental and economic impact by incorporating them into hydrogen refuelling stations. This can be a game changer for the hydrogen economy."
Making green hydrogen production affordable and efficient
"Green hydrogen and electrolysis have emerged as a beacon of hope in an era characterised by growing environmental concerns and an urgent need to transition to sustainable energy sources. Electrolysis, a process that uses electricity to split water molecules into hydrogen and oxygen, offers a wide range of applications that could revolutionise our energy landscape. From fueling vehicles and powering industries to enabling renewable energy storage and even transforming our homes, hydrogen is poised to become a driving force in shaping a greener and more sustainable future. However, the high cost of green hydrogen has limited its widespread adoption.
REMA is pioneering the universal use of green hydrogen by developing and supplying the most efficient and cost-effective water electrolysers for its production. REMA has harnessed the power of fluid mechanics to eliminate the need for costly and fragile membranes in their electrolysis process through our patented membrane-less electrolysis technology. By doing so, we can achieve higher efficiency, operating at higher temperatures and ensuring superior hydrogen purity, all at a remarkably low cost."
Check out job openings HERE from startups hiring in Greece, abroad, and remotely.
Athens is on the list of European cities with the highest per-capita density of engineers for a number of specialisations, according to Sequoia’s Atlas report, including AI, data science, front-end, security, and systems. (link)
AI-driven camera automation Seervision was acquired by Q-SYS, an audio, video and control (AV&C) cloud platform. (link)
Laudio raised $13m in Series B to automate administrative tasks for frontline nurse managers. (link)
Computational drug repurposing startup Purposeful announced funding from the Greek pharmaceutical company PharOS. (link)
Swaplanet, a sustainable fashion startup, announced a new funding round. (link)
Online gift registry Cordella raised €100k pre-seed. (link)
Sunlight, the manufacturer of industrial technology batteries, acquired a majority stake in a Portuguese batteries company. (link)
Eight fintech companies were selected for the Visa Innovation Program Europe accelerator program. (link)
The evolving role of a startup CEO as the company scales up with Christos Spatharakis, co-founder & CEO at Ferryhopper. (link)
Chips and AI with Polychronis Xekalakis, Chief Architect at NVIDIA. (link)
Medicine and biotechnology progress, and the problems science must face as life expectancy increases with Nicholas Galakatos, Global Head of Life Sciences at Blackstone. (link)
The dawn of artificial general intelligence with Alexandros Marinos, founder of Balena. (link)
Approach and options for blockchain micropayments by Stelios Gerogiannakis. (link)
You can find a list of ~ 90 Greek tech communities HERE. Most of them seem pretty active and span topics from engineering to product, AI, design, blockchain, and more.
“Introduction to the Grafana LGTM Stack” by Athens SDET Meetup on Jun 26
“Navigating CX Transformation: From Tradition to Innovation” by CX Greece on Jul 5
“How to CRUD with Laravel, vue and inertia” by Athens Laravel Meetup on Jul 6


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Current Ithaca College community members may contribute stories and comments as well as view additional topics by logging in.
Contributed by Lana Morse on 04/21/2006
TRLS Faculty Present at Therapeutic Recreation Conference.
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Contributed by Karen Serbonich on 04/20/2006
Are you currently or will you be 21 years old by the end of August? Two student drivers are needed for next semester. Applicants must be available from 11:00AM until at least 1PM Monday/ Wednesday/ Friday or Tuesday/ Thursday, and Saturday from 10AM until 1PM. Applicants must have a valid driver’s license, a clean driving record, take a 2 hour College driver safety course and be able to do heavy lifting. This position delivers student mail to mail rooms and packages to the Phillips Hall Post Office.
Contributed by Susan Monagan on 04/20/2006
Ithaca College Department of Theatre Arts proudly presents the 2006-2007 theater season. Read on for a glimpse at our offerings in the coming academic year and please stay tuned for upcoming announcements about season subscriptions with discounts offered to Ithaca College faculty, staff, students and alumni.
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If you are planning to work at the College this summer, you should be aware of
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Michael Smith, Assistant Professor of History, had his article "The 'Ego
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Contributed by Melissa Gattine on 04/20/2006
The Ad Lab team will give a public presentation at Ithaca College on Thursday, April 27 at 12:10 p.m. in Park Auditorium.
Contributed by Laurie Wasik on 04/20/2006
The Faculty Development Committee is pleased to announce the recipients of the 2005-06 Faculty Excellence Awards.
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After a two-year long journey, assistant professor Changhee Chun's documentary on Asians and
Contributed by Susanna Stumpe on 04/20/2006
Professor Beth Clark received $66,792 grant from the NASA Discovery Data Analysis Program to support summer student research for the next three years.
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Contributed by Erik Kibelsbeck on 04/20/2006
The Ithaca College Concert Band will conclude its season with a free concert entitled “Celebrations!” on Wednesday, April 26 at 8:15 p.m. in Ford Hall. Alex Shuhan will be the horn soloist, and the concert will be conducted by Mark Fonder.
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Contributed by Erik Kibelsbeck on 04/20/2006
Timothy Reynish, formerly conductor of wind ensembles at the Royal Northern College of Music in Manchester, UK, will be conducting the Ithaca College Wind Ensemble and Symphonic Bands in upcoming free concerts. The Symphonic Band’s concert will be Tuesday, April 25 at 8:15 p.m. Ford Hall; the Wind Ensemble will perform on Thursday, April 27 at 8:15 p.m. in Ford Hall.
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Contributed by Robert Sullivan on 04/20/2006
Twelve Ithaca College students presented original research at the 2006 Conference for Undergraduate Research in Communication, held at the Rochester Institute of Technology on April 19.
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Recreational Sports is starting off the golfing season this year assisting the Senior Class with their annual Golf Tournament at Hillendale Golf Course.
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The Ithaca College recreational trails located behind the Terrace residence halls and the upper athletic fields are open from dawn to dusk.
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Contributed by Julie Chambers on 04/19/2006
Speech Pathology graduate students Josh Breger and Rachael Ward produced an award winning research project titled "Classroom Learning: Comparing Lectures With and Without a PowerPoint Module".
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Contributed by Susanna Stumpe on 04/19/2006
Science has accepted Prof. Beth Clark’s paper for publication, “Near Infrared Spectral Results of Asteroid Itokawa from the Hayabusa Spacecraft.”
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The Office of Conference and Event Services still has openings for the following positions for the summer. Please stop by the office at 201 Egbert Hall and APPLY NOW!
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Your last chance to climb outside this weekend.
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All departments are reminded that sole responsibility for the disposal, sale or donation of any surplus (unneeded or unused) college-owned property of any kind rests solely with the Purchasing Department. Please notify the Purchasing department if you have surplus property that you no longer need.
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Contributed by Amy Beth Miller on 04/19/2006
The next Caregiver Education and Support Group meeting will feature speaker Francis Battisti, CEO of Battisti Network and professor of psychology and human services at Broome Community College.
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Palliative Program conducted by a community doctors, nurses & other health care personnel. They work on a model designed to provide high quality palliative care to people who need it the most. This program is called palliative program& the main objective of this program is to provide the best quality health care facility to the patients at affordable prices. The focus of the palliative program is completely focused on providing good quality palliative support to the families of the patient as well.
Sometimes palliative program is carried out in different homes of different patient as the main objective of the treatment then shifts to providing the palliative patient a homely atmosphere & a place where the patient will be at peace in their last days. Hence the objective of the palliative program is to give clinical, spiritual, medical & operational treatment. The US is much advanced in this in area. They not only have implemented it perfectly but are also taking it to a new level by working on the palliative program & trying to make it more affordable to the common man.
Information about palliative program
There are many regional palliative programs being carried out in the US. Since the 1990s the US administration has taken the palliative health program very seriously. Earlier it was very inconsistent. There are two different units that exist in the US that handle the palliative program. In 1990 over 20% of the people who were suffering from cancer had reach to the palliative program. Palliative program were also being accessed by homes.
The latest figures that have come in during the year 2000 shows that almost 80% of the palliative patient had access to the palliative program. This shows the vast improvement that the US has been able to achieve in such short period. Their achievements should not be overlooked. Their percentage of palliative program reaching the common man has increased almost 4 times in 10 years which is remarkable. They have also been able to match these levels & numbers even through this decade. Even in oncology the story is similar.
In 1992, 80% of patients were dead in palliative care, which was an average of 25,000 medical treatment days every year. But in 2000 there was a reduction of about 19979 medical treatment care days. It is about time that the rest of the world also takes some tips from the US & follow their foot steps.

domain: medical