text:
FOR IMMEDIATE RELEASE
ICBA Supports Expansion of Subprime Lending Guidance
Proposed Statement Closes Existing Regulatory Gaps
Washington, D.C. (May 8, 2007)—The Independent Community Bankers of America (ICBA) said it supports federal banking regulators' proposed Statement on Subprime Mortgage Lending and called on the regulators to focus on institutions that are active in the subprime segment of the mortgage industry rather than increase regulation across the board.
"ICBA supports the proposed statement as it closes a gap in existing regulatory guidance that may not have addressed certain subprime lending practices," ICBA said in a letter to the Federal Deposit Insurance Corporation, the Federal Reserve, the Office of the Comptroller of the Currency, the Office of Thrift Supervision and the National Credit Union Administration which jointly issued the proposed statement.
Community banks do not generally make subprime loans with the characteristics mentioned in the statement, such as "teaser" rates, lack of appropriate borrower income documentation, very high or no limits on reset payments or interest rates. Moreover, community banks do not make loans with features that will likely result in frequent refinancing.
"Community banks have strong incentives to ensure that a borrower receives a mortgage loan that is appropriate for their circumstances. Community banks focus on customer relationships; they want their mortgage customer to have a good experience so they will be willing to do more banking business with them," ICBA said. "Community banks also want the customer to be able to repay their obligation in a timely manner. The low delinquency and foreclosure rates on mortgages made by community banks as compared to the rest of the industry are evidence that they take great care when extending credit."
Read the complete letter at www.icba.org.


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When you are searching for a home in Watervliet, NY, it is important to consider the environmental factors that can have an impact on your homebuying search. From the local climate to the availability of natural resources, these environmental factors can affect the cost and condition of the home you choose. By understanding the environment of Watervliet, you can make an informed decision about your home purchase.
First, let’s look at the local climate. Watervliet is located in the upstate New York region, so it experiences four distinct seasons. In the winter, temperatures can drop to below freezing and snowfall is common. During the summer months, the area can experience periods of high humidity and temperatures reaching into the 90s. These extreme temperatures can cause problems for certain types of homes, such as those with poor insulation or inadequate cooling systems. The climate can also affect the condition of the exterior of a house, as the extreme temperatures can cause damage to siding or roofing.
Next, let’s examine the availability of natural resources. Watervliet is located on the Hudson River, which provides an abundance of fresh water for the area. There are also several local lakes and streams, which can add to the natural beauty of the area. The nearby Catskill Mountains also provide a wealth of recreational activities, including hiking, biking, and fishing. As a result, the area has a variety of outdoor activities to enjoy year-round.
Finally, let’s examine the availability of public transportation. Watervliet’s location makes it an ideal place for commuters. With access to major highways and public transportation, the city is easy to get to and from. In addition, the area has a wide variety of shopping, dining, and entertainment options. This makes it easy to access the amenities you need and enjoy the city’s unique culture.
By taking the time to consider the environmental factors of Watervliet before purchasing a home, you can ensure that you make the right decision for your needs. From the climate to the availability of natural resources and public transportation, there are many elements of the environment that can affect your homebuying search. Be sure to consider them before making your decision.Unveiling the Impact of Environmental Factors on Your Watervliet, NY Homebuying Search


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Metallic Heart Charms Anklet
Out of stock
This is an absolute must have accessory features a detailed heart charms anklet design. Perfect for business casual occasions!
* Color samples may appear different on different monitors
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domain: design


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Photos by Lorenzo Lodi
Tomorrow Devid will be back in Berlin after a super nice week in Italy.
Here some impressions of yesterday, at the vintage market in the upper
town organized by our gorgeous friends from Bergamo. Check out their shop
! A new week has started and it’s all about friends and fun!

domain: artistic


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Have you ever been on a mountain gondola? I have—just a little one, nothing so grand or lonesome as this. When we reached the top, we clambered on rocks and fed nuts to some tiny, thwap-like creatures—chipmunks, I think they were called? An odd name. They reached up and put their little fingers on ours as they took the nuts from our hands. On the way down, the blanketing trees, still and silent and small as models, rose up to welcome us back to the earth.
“Janner, wake up,” Kalmar said.
Janner sat up with a jerk. Kalmar pointed out the window at the breaking dawn. They couldn’t see the sun behind the mountains, but it painted the high clouds in the east in pinks and fair yellows. In the west lay a misty flatness that looked like the Dark Sea at dusk back in Glipwood. But it wasn’t the sea. It was the barren desert of the Woes of Shreve.
The gondola was reaching its terminus. The mountainside was rocky and snowless, and Janner noticed that he wasn’t as cold as he had been all night. The chain that carried them stretched down toward a tiny cluster of buildings. …
As Janner studied the settlement, trying to judge the distance, he saw something that took his breath away. The buildings and the little platform where the gondola would come to rest were on the far side of a yawning chasm.
The gondola lumbered forward, lurched over another pole, and swung the boys out over a rift in the earth so deep that it seemed to swallow the sunlight. It stretched away on either side as far as they could see, as if the mountains had decided one day to detach themselves from the rest of the continent. The chain drooped across it for several hundred yards, connecting to another platform on the other side. Birds—hawks and falcons and at least one rare gryfendril—wheeled in the empty air below them like fish swimming in the deep.
Discussion: Would you have been brave enough to be the first to ride the gondola across the chasm?
What was your favorite part of the story to read this week?
If you’ve finished reading the series and would like to help us with a project, click here!


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Slade, Bonnie L. – New Directions for Adult and Continuing Education, 2015
Drawing on practice-based learning theory, this chapter examines issues pertaining to the deskilling of immigrant professionals in Canada. It argues that adult educators need to have an awareness of transnational migration dynamics and work in meaningful ways to keep immigrant professionals connected to professional knowledge practices.
Descriptors: Foreign Countries, Immigrants, Adult Educators, Adult Education
Guy, Talmadge C. – New Directions for Adult and Continuing Education, 2014
This chapter discusses the sociohistorical and deeply embedded myths and stereotypes that have dominated narratives about Black men and how these shape the educational and professional experiences of Black men.
Descriptors: African Americans, Males, Stereotypes, Misconceptions
Schwartz, Joni – New Directions for Adult and Continuing Education, 2014
This chapter is based on the findings of an ethnographic study of an urban General Education Development (GED®) program and suggests that, for some marginalized African American and other young men of color, adult education programs are counter-spaces (Yosso, Ceja, Smith, & Solorzano, [Yosso, T., 2009]) of spatial justice in opposition to…
Descriptors: Ethnography, Urban Education, General Education, High School Equivalency Programs
Drayton, Brendaly; Rosser-Mims, Dionne; Schwartz, Joni; Guy, Talmadge C. – New Directions for Adult and Continuing Education, 2014
In this concluding chapter, the editors offer their reflections on the key themes of this volume and implications for future research and practitioners of adult education.
Descriptors: Adult Education, African American Students, Males
Ottley, Alford H. – New Directions for Adult and Continuing Education, 2014
The 2008 GI Bill offers college funds for veterans. Yet Black male vets are not taking advantage of these benefits. This chapter examines personal and societal problems that hinder access to higher education for Black vets, and suggests some ways adult educators can advocate for these young men.
Descriptors: African Americans, Males, Veterans Education, Student Financial Aid
Miller, Brian; Mondesir, Joserichsen; Stater, Timothy; Schwartz, Joni – New Directions for Adult and Continuing Education, 2014
This chapter addresses the challenges facing men of color who return to adult education after incarceration. It frames their experience as a war from a sociopolitical and cultural context, and then explains the support men need to succeed both in and outside the classroom.
Descriptors: Reentry Students, Institutionalized Persons, Adult Education, Cultural Context
Rosser-Mims, Dionne; Palmer, Glenn A.; Harroff, Pamela – New Directions for Adult and Continuing Education, 2014
This chapter shares findings from a qualitative study on reentry adult Black males' postsecondary education experiences and identifies strategies to help this population matriculate through college and graduate.
Descriptors: Reentry Students, College Students, African American Students, Males
Van Thompson, Carlyle; Schwartz, Paul J. – New Directions for Adult and Continuing Education, 2014
This chapter will center on the continuing impact of systemic and persistent educational trauma experienced by Black and Latino males and how trauma affects their current learning. The young men's counterstories from a phenomenological study and documentary are included.
Descriptors: African American Students, Hispanic American Students, Males, Trauma
Drayton, Brendaly – New Directions for Adult and Continuing Education, 2014
This chapter explores Black men's reasons for participating in an adult basic education and literacy program through the lens of gender identity.
Descriptors: Males, Adult Basic Education, Gender Issues, Literacy Education
Johnson-Bailey, Juanita; Ray, Nichole; Lasker-Scott, Tennille – New Directions for Adult and Continuing Education, 2014
This chapter explores the effects of historical and current racism on the educational experiences of American Black males. The authors use critical race theory to illustrate how assumptions about culture and gender have subverted the egalitarian ideals of adult education. Teachers and students are urged to use critical reflection and open…
Descriptors: African American Students, Males, Student Experience, Educational Experience
Contextual Influences on Financial Behavior: A Proposed Model for Adult Financial Literacy Education
Way, Wendy L. – New Directions for Adult and Continuing Education, 2014
This chapter presents an ecological model that highlights the importance of considering multiple contextual influences on behavior as well as other factors that may impact learning when designing research and practice aimed at enhancing financial capability.
Descriptors: Adult Education, Money Management, Adult Learning, Educational Practices
Jarecke, Jodi; Taylor, Edward W.; Hira, Tahira K. – New Directions for Adult and Continuing Education, 2014
Exploring the pedagogical approaches of four women's financial literacy education programs, this chapter provides an overview of trends and needs in financial education for women and offers pedagogical strategies for teaching women about finance.
Descriptors: Womens Education, Money Management, Financial Services, Adult Education
Structural Barriers, Financial Exclusion, and the Possibilities of Situated Learning for Financial Education
Buckland, Jerry – New Directions for Adult and Continuing Education, 2014
This chapter considers how the phenomenon of financial exclusion affects adult learning in the area of financial literacy.
Descriptors: Money Management, Barriers, Adult Learning, Andragogy
Economic Inclusion and Financial Education in Culturally Diverse Communities: Leveraging Cultural Capital and Whole-Family Learning
Robles, Bárbara J. – New Directions for Adult and Continuing Education, 2014
This chapter focuses on the importance of approaching economic education pedagogy as a whole-family learning process, especially in high immigrant and culturally diverse neighborhoods.
Descriptors: Money Management, Ethnic Diversity, Culturally Relevant Education, Family Literacy
Vitt, Lois A. – New Directions for Adult and Continuing Education, 2014
This chapter discusses shifts in hiring and benefits that changed the employment landscape, offering a historical look at workplace financial education, and arguing that educating employees to adjust to new financial realities is a win-win for employers and employees.
Descriptors: Workplace Learning, Financial Services, Employment Practices, Money Management

domain: library


There are several things to consider before undergoing a boiler installation. As important as the model you choose is the location, you will also need to be close to your gas and water lines. It is also necessary to locate your new boiler close to an electrical outlet and a flue to ensure proper ventilation. Finally, you must make sure the ground is level. Listed below are some important tips to consider before undergoing a boiler installation. If you are unsure about any of these steps, you should contact a professional installer for help.
Installing a new boiler in your home
If you are in the market for a new boiler, you should start by identifying how old your existing boiler is. Older boilers will begin to lose efficiency as they age, and you will notice your utility bill increasing. These bills are a sign that your current boiler is nearing its end of life. Though any piece of equipment will need regular maintenance and minor repairs, if you are experiencing a high number of service calls, it might be time to consider replacing the boiler.
A professional HVAC contractor can help you with the installation process. First, an experienced contractor will examine your home to determine the proper size of your new boiler. An HVAC expert will perform a heat load calculation to determine the correct size boiler. Next, they will determine where to install your new boiler, and how to source it. Depending on where you live, the technician will also determine which zones are most suitable. Once these tasks are completed, the technician can start installing the boiler.
Types of boilers
If you want to save on energy costs and install a boiler for your home, you should know about the different types available. Oil boilers are generally used in rural settings and homes without access to mains gas. Instead of using gas to generate heat, oil boilers use oil to create steam to heat water. Electric boilers use electricity to heat water, and their operating costs are higher than those of other fuel options. You may also want to consider the environmental impact of using an electric boiler.
Gas-fired boilers are the most common type of residential boilers. They are extremely efficient and rarely break down. They are also more expensive than oil-fired boilers, but you’ll have to supply your own gas. Oil-fired boilers typically require an underground tank and oil to operate. Their energy efficiency makes them a popular choice for home heating. They also tend to last longer than other types, making them a good choice for a home.
There are a few things to consider when comparing the costs of boiler installation. Changing from an electric-fueled boiler to a gas-fueled one is typically more expensive than an electric-fueled replacement. This is because gas lines and chimney liners are required. Additionally, installing a gas boiler requires a chimney liner to protect the home from gas exhaust. Additionally, costs of boiler removal vary greatly depending on where you live and the type of old boiler you have. For example, the cost of oil spill cleanup should be factored into the total.
Regardless of the fuel source, boiler installation adds an additional expense to your overall budget. By shopping around, you can get the best possible deal, but be wary of any quote that is too low. Then, check for rebates and tax incentives from your state, and choose a boiler with a good warranty. While it’s possible to find a boiler on your own, many homeowners must contact an HVAC contractor in order to get a boiler installed. This is why it’s best to speak with at least three HVAC professionals before deciding on which model to purchase.
There are several things to consider when choosing the right time frame for your boiler installation. Some boiler installations may require mild structural work. If your old boiler needs to be removed or moved, you should plan for the new installation to take at least one day. However, if you do not plan to remove your old boiler, the new installation will require as much work. In this case, the time saved will be spent making the new connections. Alternatively, you can plan on having the old boiler removed to save money.
Once you’ve made your decision, the next step is to determine whether you’re able to complete the installation process yourself. While some boiler installations don’t require any professional help, the whole process may take a few days. You should also consider whether you’re planning to leave your old tanks and cylinders in place. These will take up more space, and you may want to have the components cleaned after a few years of disuse.


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4 edition of Extemporary essays. found in the catalog.
Maurice Henry Hewlett
Reprint of the 1922 ed.
|Series||Essay and general literature index reprint series|
|LC Classifications||PR4787.E8 1968|
|The Physical Object|
|Number of Pages||256|
|LC Control Number||68026234|
The following questions, if answered using as much information from the book--and your brain--as possible, will lead you to a great theme statement which will be turned in to your essay's thesis statement. Insert the theme subject(s) you chose in step one into the blank and answer these questions using evidence from the plot of the book. An essay is a piece of writing which is often written from an author's personal point of view. Essays can consist of a number of elements, including: literary criticism, political manifestos, learned arguments, observations of daily life, recollections, and reflections of the author.
Extemporal definition, extemporaneous; extempore. See more. "The Handmaid's Tale" was required reading for many of us in school. Everyone else has probably watched the very popular and addictive TV . With extemporary speaking there is a big danger of saying something that isn't really what you mean. In a limited audience that's no big deal, but it can be a real issue if it's broadcasted all over the Internet. This is a major reason why public figures don't like to be extemporary, which I think is a big shame. This is not a style for everyone.
Historic structure inventory for Wisconsin including the Old World Wisconsin research project.
application of physical medicine and rehabilitation to emphysema patients
Opera at home.
Approving the Fort Hall Indian Water Rights Settlement, and for other purposes
new quantization technique for linear predictive speech coding.
Concise Bible dictionary ... based upon the Illstrated Bible treasury written by leading scholars in America and Great Britain
On Sinian micropalaeo-flora in Yenliao region of China and its geological significance [by] Sin Yu-sheng [and] Liu Kui-chih.
History of dogmas
The voyages and cruises of Commodore Walker
contribution of ITS to rural safety
Meeting special educational needs in the primary school.
Excerpt from Extemporary Essays To be too long for it is nothing. There is the Procrustean sword. To be too short Minotaur will howl for more.
About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at This book is a reproduction of an important historical : Maurice Hewlett.
Extemporary Essays [FACSIMILE] [Hearst, William Randolph] on *FREE* shipping on qualifying offers. Extemporary Essays [FACSIMILE]. Extemporary Essays [Hewlett Maurice ] on *FREE* shipping on qualifying offers.
Unlike some other reproductions of classic texts (1). Free 2-day shipping. Buy Extemporary Essays at nd: Maurice Henry Hewlett. Genre/Form: Criticism, interpretation, etc: Additional Physical Format: Online version: Hewlett, Maurice, Extemporary essays.
Port Washington, N.Y. Extemporary essays. [Maurice Hewlett] Home. WorldCat Home About WorldCat Help. Search.
Search for Library Items Search for Lists Search for Contacts Search for a Library. Create # Books for Libraries Press\/span> \u00A0\u00A0\u00A0 wdrs. Additional Physical Format: Online version: Hewlett, Maurice, Extemporary essays.
London, New York, [etc.] H. Milford, Oxford University Press, texts All Books Extemporary essays. book Texts latest This Just In Smithsonian Libraries FEDLINK (US) Genealogy Lincoln Collection. National Emergency Library.
Top Extemporary essays by Hewlett, Maurice Henry, Publication date Publisher London, New York, [etc.]: H. Milford, Oxford University PressPages: Buy the Hardcover Book Extemporary Essays by Maurice Henry Hewlett atCanada's largest bookstore. Free shipping and pickup in store on eligible orders.
Audio Books & Poetry Community Audio Computers, Technology and Science Music, Arts & Culture News & Public Affairs Non-English Audio Spirituality & Religion.
Librivox Free Audiobook. Coffee W/ Toffees Full text of "A Book Of English Essays" See other formats. ISBN: OCLC Number: Reproduction Notes: Microfiche.
Great Neck, N.Y.: Core Collection Micropublications, 1 microfiche. Study book reviews and buy compilations of essays (for example, The Best American Essays) to learn where each was published.
And don’t forget about networking. And don’t forget about networking. Writers’ groups, college English departments. Hewlett, Maurice, Extemporary Essays.
Easy-Chair and Garden-Seat Books of Essays; EXTEMPORARY ESSAYS. By Maurice Hewlett. Extempore forms an important part of admission process in a number of B-schools.
In this article, we shall try to understand the various challenges in an extempore speech, and how to manage these challenges through a superior performance. You May Delay, But Time Will Not.
Today, you will read Essay on: "You May Delay, But Time Will Nott" You may have heard of the famous saying, “Time and tide wait for no man”.
So, it is important to make the most of your time instead of procrastinating. In essays and pamphlets, philosophers and other intellectuals presented the evolution of art as a story of decline and decay.
No books seem more contemporary than those which are about anything but the present. reducing the extemporary artists to a generation would be misleading, because what they share is the very feeling of no longer.
“The Maypole and the Column” was first published as an introduction to Mr Hewlett’s Extemporary Essays () which may or may not be worth reading. Let me continue with the man on the cover, “the father of the English Essay”/5(3).
Exemplary definition is - deserving imitation: commendable; also: deserving imitation because of excellence. How to use exemplary in a sentence.
An exemplary etymology. Question: "Who is the Preacher in Ecclesiastes?" Answer: Ecclesiastes begins the book this way: “The words of the Preacher, the son of David, king in Jerusalem” (ESV). The Hebrew word translated here and throughout Ecclesiastes is qoheleth, a word also meaning “collector” or “convener.”Some other Bible versions translate it as “Teacher.”.
Jedi. an odd, eccentric, or unusual person. a person who has an unexplainable power over people or things, or who seems to enjoy unusual luck and positive outcomes, as if able to exert the power of the Force to mystically influence the universe.
an automaton in the form of a. Atlas» Learn more about the world with our collection of regional and country maps.Extemporaneous prayer is spontaneous and usually non-formulaic verbal praise, confession, thanksgiving, and/or petition that we offer to God in silence or out loud.
1. Begin where you are. Speaking to God as though he is sitting next to you, tell him what is .David Finkle share strategies excerpted from his book How to Write Extraordinary Essays.
Grades. 6–8. This article was excerpted from Writing Extraordinary Essays. Getting Started. Before we can get our students writing, they need to have something to write about. For some students, this is a huge problem.

domain: literature


text:
Are you ready to see all the winners at Brookings Azalea Festival Art Show? I hope they are all here. If you know of one I missed, please send a photo and I'll post it specially. The art is arranged in alphabetical order according to the artists' first names - in other words, nearly random order. This show is sponsored by Manley Art Center in Brookings, Oregon.
Buzz Stewart having his portrait made by Crescent City Artist, Garretta Lamore. Garretta was one of several PBAA artists who gave demonstrations during the two day Azalea Festival Art Show at Azalea Middle School.
Delores Maillet and Cathy Moore taking votes for the People's Choice Award and answering questions during the show. Delores and Cathy were part of the team led by Bobbie Geney - and including Barbara Jervis, Mike Rice, and Mary Heflin, who put together this year's Azalea Festival Art Show. GREAT JOB!
SAVING THE VERY BEST FOR LAST...
Do you have a photo you like that was taken during the Azalea Festival Art Show? Or the Quilt Show? Email your photos to firstname.lastname@example.org and they will be posted.


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Pakistani accused of 100 murders walks free
Islamabad: A Pakistani man accused of more than 100 counts of manslaughter in the port city of Karachi has been released after he was acquitted in many cases and got bail in the rest, a media report said.
Shahnawaz alias Ajmal Pahari was released from the Karachi Central Jail Friday, Geo News reported.
Jail authorities said Pahari was released after he was acquitted or secured bail in all the cases registered against him.
He had been detained since September 2012 under the maintenance of public order act.
Pahari through his counsel told a court that he had been detained without any justification or validity.
Pahari, who was arrested in March 2011, had been acquitted in 11 cases of violent crime.
He pleaded with the court that he was granted bail in the remaining cases, but police continued to detain him illegally.
More from India
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- Aware of Chinese submarine deployment at Balochistan's Gwadar port, says Navy chief
- Like SAARC, should India boycott Pak in Heart of Asia conference?
- 'Heart of Asia' Conference begins in Amritsar; Sartaj Aziz to pay a visit on Sunday
- Panel discussion over Mamata Banerjee's false allegations on Indian Army for political gains
- Watch: Reports on final deal of M-777 tanks between India and America
- Rs 14,000 crore default case: Gujarat businessman detained, says money belongs to politicians, babus
- Newly-wed couple Yuvraj Singh and Hazel Keech perform `bhangra` at Goa airport – Viral video
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- Rahul Dravid heaps praise on Virat Kohli, R Ashwin; calls duo modern cricket legends
- Indian Army makes major changes in recruitment process – Click here to get updated information

domain: law


Simpson's testimony before the Senate Judiciary Committee in August contradicted those claims.
Look, they argued, the Donald Trump investigation was completely justified because the infamous "dossier", according to Simpson, had been corroborated by the FBI.
The dossier is a compilation of memos written by Steele during the 2016 campaign that contained allegations of connections between Trump and Russian Federation, including that Trump had been compromised by the Kremlin. "Republicans should finally take control!"
Adds Trump: "Must have tough Primary!"
Republicans on the Senate Judiciary Committee, led by Charles Grassley, had declined to release Simpson's testimony, saying he had refused to testify at a public hearing and failed to answer questions or turn over records. The resulting, largely fictitious "dossier", was then used not only as fodder for the Obama administration's investigation into its political opponents but also to spread unsubstantiated rumors about Trump to the press. And as the top Democrat on the committee, she didn't need authorization from Grassley to release it.
Grassley's office slammed Feinstein for releasing the testimony, saying it came as the panel was still trying to interview other witnesses, including Trump's son-in-law, Jared Kushner.
"I think his Twitter account should be shut down, and he should listen to the experts who he is surrounded by who have really important information to share with him, rather than getting all of his information from one outlet that has a particular bias", the California Democrat said. That has angered Democrats, who say those probes are distractions from the Russian Federation investigations.
Simpson, a former journalist who co-founded Fusion GPS, denied strongly in the interview that the dossier, which contains some salacious allegations, was phony.
Feinstein also sits on the Senate intelligence committee, which is conducting its own investigation into the Russian interference and whether Trump's campaign was in any way involved.
"The president's expressed desire to see more immigrants from countries like Norway must be called out for what it is: an effort to set this country back generations by promoting a homogenous, white society", Feinstein said in a statement.
Investigators have also uncovered evidence of deep animosity against Trump by some of the Federal Bureau of Investigation officials assigned to the initial Federal Bureau of Investigation probe into the Trump campaign and on the subsequent special counsel.
The play resulted in an offensive pass interference penalty and three points instead of seven. "There's some calls we want back". Incumbent starter Tyrod Taylor has one year left on his contract, but could be cut loose this offseason.
However, Anfield and the atmosphere there should give the Liverpool players that extra push that they need to win this game. But Liverpool vs City is so important to realise again, if we are able to do big things in this season ".
The Colorado-based Institute For Wealth Management Llc. has invested 0.09% in the stock. (NYSE:TJX) for 280,659 shares. Narrowing in a bit closer, the 5 month price index is 0.73742, the 3 month is 0.79641, and the 1 month is now 1.05364.
The hope is that the stand-off between Benitez and Ashley could end now that the billionaire is back in the country. Benitez spoke to Ashley - who returned from a holiday in the United States of America this week - last month.
The explanation for these gas-feeding events lies in a companion galaxy, which had previously collided with J1354. Researchers believe the black hole is behaving this way because it is consuming a huge amount of nearby matter.
Kentavious Caldwell-Pope played a solid defensive game and contributed down the stretch with 10 points and four rebounds. The Lakers limited the Spurs to 15 points in the first quarter and 38 points in the first half - both season lows.
Bob Corker, R-Tenn., acknowledged he had received a copy but said "no further full committee activity is planned at this time ". The document has become a focus of Republican-led investigations into Russian meddling in the 2016 election.
England announce Test squad for New Zealand tour
His initial foray into worldwide cricket produced just 16 runs in a brace of sprint-format matches against South Africa last June. Matt Prior maintained that slipping standards need an arrest for the betterment of English cricket .
Nike (NYSE:NKE) PT Set at $59.00 by Goldman Sachs Group
Following the transaction, the executive vice president now owns 268,169 shares of the company's stock, valued at $16,918,782.21. Tower Bridge Advisors increased Eaton Vance Natl Muns stake by 103 shares to 10,627 valued at $105.53M in 2017Q3. (NYSE:C).
President Trump has received physical checkup as president
Trump was 70 when he took office on January 20, 2017, making him the oldest person ever elected to the nation's highest office. People around Mr Trump were concerned about his deteriorating attention span and verbal patterns, he also said.
Dozens missing after California mudslide
Officials did not provide any further information on the girl's condition or if any of her family members had been trapped. Santa Barbara County spokeswoman Amber Anderson said Wednesday two dozen people remained missing.
MA Trims Holdings in Apple Inc. (AAPL)
After $1.00 actual EPS reported by The TJX Companies, Inc. for the previous quarter, Wall Street now forecasts 26.00% EPS growth. It improved, as 52 investors sold AAPL shares while 1034 reduced holdings. 116 funds opened positions while 640 raised stakes.
New York City just declared war on the oil industry
Campaigners used the second anniversary of the Paris agreement to call for more effort to encourage divestment from fossil fuels. New York City has announced a move that could mean a day of reckoning for the oil industry.
Dissidia Final Fantasy NT Beta Is Playable Now
The open beta does not require PlayStation Plus for online multiplayer, though the full game does require the subscription. The New Game Plus lets players begin the game from level 90, and the New Game Minus excludes leveling up altogether.
Ryan: Trump's Remarks About Africa 'Unhelpful'
My family, like a whole of people, came from Ireland and worked the railroads". "It's a handsome story of America", he said. Eventually, he said, they opened a farm in Wisconsin after they raised enough money.


text:
"Repeated administration of ketamine may help sustain the antidepressant effect in patients with treatment-resistant depression beyond the initial dose, a new study shows.
Ketamine, an injectable anesthetic, has demonstrated a rapid an"...
(Generic versions may still be available.)
Acute massive overdosage by oral ingestion of the ophthalmic ointment has not occurred. However, the rapid deamination to arabinosylhypoxanthine should preclude any difficulty. The oral LD50 for vidarabine is greater than 5020 mg/kg in mice and rats. No untoward effects should result from ingestion of the entire contents of the tube.
VIRA-A (vidarabine) Ophthalmic Ointment, 3%, is contraindicated in patients who develop hypersensitivity reactions to it.This monograph has been modified to include the generic and brand name in many instances.
Last reviewed on RxList: 4/8/2009
Additional Vira-A Information
Report Problems to the Food and Drug Administration
You are encouraged to report negative side effects of prescription drugs to the FDA. Visit the FDA MedWatch website or call 1-800-FDA-1088.
Find out what women really need.

domain: medical


text:
Great little collectible item from the Boston Convention held in 1995. This mini plastic viewer was a collectible
item sold at this special event honoring Lost in Space, and it's original cast. These were sold in limited quantity,
and featured a special color photo of the Lost in Space cast when looking inside the viewer.


The head of the organization representing local builders questions whether Saanich will be able to meet new climate change goals.
Casey Edge, executive director of the Victoria Residential Builders Association (VRBA), said if Saanich is serious about meeting the new goals, the municipality must launch a retrofit program for Saanich’s building stock.
“You can’t throw around terms like ‘climate emergency’ without stepping up to address it,” he said. “Otherwise, it’s just politics.”
Saanich council Monday unanimously approved new climate change fighting goals. The new goals commit Saanich to cut community-wide greenhouse gases (GHGs) by 50 per cent below 2007 levels by 2030. The previous goal called for a reduction of 80 per cent below 2007 levels by 2050. The new climate goals also call for zero net emissions before 2050 as a complement to the target of becoming a 100 renewable energy community by 2080.
Edge said Saanich so far has been unable to implement a reasonably efficient permit process. “[So] addressing climate change is more than they can chew,” he said, in alluding to Saanich’s previous failure to meet reduction scenarios for its own corporate emissions and community-wide-emissions.
Saanich had initially planned to cut its own emissions by 50 per cent from 2007 figures by 2020. Current projections (pending fulfillment of various initiatives) will see Saanich cut corporate emissions by 40 per cent by 2020-21.
The picture is the same when it comes to community-wide GHGs, with the proviso that the municipality has limited direct control, a point acknowledged by councillors, who have subs
A report released last year found community-wide GHGs will have dropped by nine per cent under a business-as-usual scenario in 2050 — the current deadline for cutting community-wide GHGs by 80 per cent and using 100 per cent renewable sources of energy.
Councillors, for their part, have acknowledged their efforts will not meet with success unless the community, business, and senior spheres of government do their part for meaningful actions.
Edge also criticizes that the report outlining the new goals fails to consider the larger context, noting that Canada’s contribution to global GHGs is just 1.6 per cent.
“Saanich council often seems to be operating in a bubble, evidenced by the climate change report,” he said. “But if they want to show they are serious about reducing [GHGs] in thousands of older homes, they can start by funding a retrofit program.”
Coun. Judy Brownoff offered a similar comment about the importance of addressing Saanich’s housing stock as a source of GHGs, along with improvements to transportation.
Looking at specific sources of emissions, buildings account for approximately 30 per cent of Saanich’s GHGs, with transportation accounting for 58 per cent, waste and others being 11 per cent, according to Saanich staff.


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Lyle Lovett, Robert Earl Keen to perform this weekend during The Festy ExperienceLast year, the big news of The Festy was the appearance of music legend Lyle Lovett.
"I was pretty flabbergasted when that came together,” recalls Michael Allenby, co-founder and owner of The Festy Experience as well as the Artist Farm, the agency that organizes it.
“Lyle Lovett took a chance on us last year,” he continues. “It was the only festival he was playing at on his whole tour with John Hiatt, and he loved it. He told me so. … People say a lot of things at music festivals, but it was at least an open door.”
In fact, Lovett did more than say it. He sang it.
During a special performance with the Sam Bush Band, whom he joined onstage following his set with Hiatt, Lovett ad-libbed about his experience at the festival while singing “On Top of the World.”
“We came to The Festy for the very first time,” he sang to cheers from the crowd. “But, it won’t be the last. Not if you don’t mind.”
Allenby says he hoped Lovett would return, but he certainly did not expect him to come back the following year. And yet he has.
This time around, Lovett has brought veteran Texan troubadour Robert Earl Keen with him to play a set Sunday, something Allenby says feels like winning the lottery.
Coming off “Happy Prisoner: The Bluegrass Sessions,” Billboard’s No. 2 Top-Selling Bluegrass Album of 2015, Keen has continued to make waves with his Tex-Mex musical sensibilities.
“I’m just moving around all the time,” he says. “It’s so weird because I was always hoping to be doing more and more, and now — about the time I started thinking I’d like to do less — I’m doing more than I can even possibly think about.”
The Texas Heritage Songwriters Hall of Famer — who has crafted songs for artists like George Strait, The Dixie Chicks and The Highwaymen, a country super-group consisting of Willie Nelson, Johnny Cash, Waylon Jennings and Kris Kristofferson — became the first recipient of BMI’s Troubadour Award. This award honors songwriters who craft music for the sake of the song without regard for ratings or charts.

domain: entertainment


text:
|Cover Artist: Natasha Snow
(Telluric Realm, Book 1)
by Anyta Sunday
Length: 660 pages
Genres: Gay (M/M), Sci-Fi, Romance
A brother is turned to ice.
A rebel uprising is on the horizon.
Marble-maker Rye Cunnings is at the center of it all—and doesn’t know it.
He doesn’t know he’s the lost summer prince. Doesn’t know his blood can unlock Winter’s curse. Doesn’t know why the marbles he makes flutter with magic. All he thinks is that he’s crazy. That he sees things others don’t, like dragons and strange markings on his skin.
But when a dark dragon snatches away Rye’s only friend Milo, he is forced to face the crazy in his life and figure out a way to bring Milo back.
Help comes in the form of Cerdic Leit, a warrior who finds Rye to take him “home” to the Telluric Realm and their kind. All Rye has to do is follow him into Gatreau, the gateway to the four Telluric kingdoms, and all his questions will be answered.
In the hopes of saving Milo, Rye steps into this new and dangerous world. A world where he learns of the Tellurics and their Hansian foes. A world that is swept up in a bitter battle of justice and hate.
And a world that won’t let Rye leave again.


The Merlin Cordite 105 R7000 Disc Carbon Road Bike is a new model in Merlin's lineup, bringing over many of the attributes of the rim-braked version but re-engineered to cope with the stresses of using rotors. It's a very nice bike to ride, offering plenty of performance – stopping and going – and at its now permanently discounted price of £1,279 it's quite the bargain.
Pros: Decent weight helps climbing and acceleration, good spec for the money
Cons: Not quite as forgiving as some endurance style framesets
I tested the rim-braked version of the Cordite in March last year and this disc model is very much the same. According to the details for both bikes on Merlin's website, they share identical geometry; a lot of disc brake bikes that develop from a rim-brake model have longer chainstays for heel clearance because of the wider hub, but at 413mm the rim brake Cordite's were obviously long enough.
The ride feel of the frameset is quite firm – I've found other endurance bikes a little more supple in their carbon fibre layup. That isn't to say that the Cordite is overly harsh, it just doesn't quite damp all of the road buzz.
I did a couple of century rides on the Merlin and on the whole I was reasonably comfortable. The geometry works, with the top tube to head tube ratio giving a slightly more upright ride than on a race bike so you can sit in the same position for plenty of miles without feeling too stretched out.
If you are spending a lot of time on rough back lanes, there can be some vibration travelling through your contact points. This can take its toll over a challenging sportive or similar, but on the flipside this firmness results in performance: the Cordite is a quick bike. It doesn't feel fast like a race bike but a glance at your average speed on the computer shows a higher pace than the Merlin feels like it is delivering.
Our large model here weighs 8.38kg (18.47lb) – not massively lightweight but hardly a bloater either, and that means it's responsive to your input.
Standing starts away from the lights aren't lightning-quick but the Cordite doesn't feel sluggish. The frame does a good job of delivering the power, and once moving you can easily set a decent pace on the flat.
Climbing is the same, whether in or out of the saddle: the Cordite gets a move on, and the steeper the hill the more you can feel the stiffness of the frame doing its job.
Coming down the other side, the Merlin has neutral, balanced handling which is exactly what I'd expect for this type of bike. There is no twitchiness or nervousness from the front end, which makes the Cordite a very good choice if you're new to road bikes or aren't the most confident of descenders.
For me, the steering is a little slow and not as exciting as I'd like, but I thrive on those peloton-ready machines that are happy to throw you in a ditch when you take liberties.
That said, I never found the Cordite boring. In fact it's quite fun to ride – a day off, if you like. I could go out for a few hours, smash out a decent pace and just enjoy the scenery with little concentration. Perfect for those long rides where fatigue can kick in.
Frame and fork
The Cordite's frameset is impressive. The overall quality looks and feels to be great, from the paint through to how it rides. Some cheaper carbon frames can feel 'plasticky' and resonate a huge amount, but while the Cordite does let some buzz through it is damping the majority. It feels like a really sorted aluminium alloy frame; if you've ridden some of the latest alloy offerings you'll know what I mean.
Both the frame and fork have internal cable/hose routing and it gives the whole bike a clean and refined look. I really like the white paintjob, too. White, red and black was done to death six or seven seasons ago, but I think the Merlin has the right balance to still look classy.
Geometry-wise, as I've said up top, it's a blend of race and endurance.
This large is a 52cm, taken from its seat tube length, being a sloping compact design. The effective top tube length (if it ran horizontal) is 551mm, and it comes with quite a tall 175mm head tube.
I didn't ever feel as though I was sat upright on the Cordite, though. It's quite a racy position if you remove the spacers from under the stem, but you don't have to be super-flexible to make the most out of it.
The 72-degree head angle plays a big part in keeping that steering stable, and when you pair that to a 998.8mm wheelbase you get a lot of stability which is what makes the Cordite so easy to ride.
Sizing is available from S-XXL, which translates to top tube lengths of 515mm to 587mm (figures for stack and reach for each model are available on Merlin's website).
The front brake copes with around 80 per cent of the overall braking power, and the Cordite's fork deals well with that. I'm a very late braker, scrubbing speed only when I have to, so a weak fork will easily show up with chatter or twisting when trying to stop the bike from 50mph plus on my favourite descents. I had no issues whatsoever, helped by the now pretty much standard 12mm thru-axles keeping the fork legs and wheel in perfect harmony.
The rear wheel gets the same treatment with a 12mm thru-axle.
The highlight of the Cordite Disc is that it comes with a full Shimano 105 R7000 groupset, including the latest R7020 hydraulic brake levers.
If you click on the link above and read Dave's review you'll see that for the money it is a really, really good groupset. Even at non-RRP it takes up quite a chunk of the Cordite's overall price.
The shifting is positive and has a lovely touch to it, and the braking can't really be faulted.
It isn't a set build, so when you order the bike you can choose crank length, chainring size and which cassette ratios you like, giving you some customisation.
Obviously, it depends on your fitness and other variants, but I'd say a 50/34 chainset paired with an 11-28 cassette is a good choice for the Cordite. That gives a good spread of gears for a quick bike without ostracising those who don't have racing aspirations. (Other options are 53/30 and 52/36 chainsets, and 11-30, 11-32 and 11-34 cassettes.)
The Merlin accepts 140mm rotors front and rear, and I'd say that is plenty for this type of bike. The power and modulation from the R7070 callipers and Ice Tech Freeza discs is brilliant; it's really hard to detect any difference from the more expensive Ultegra versions.
It's a massive step up from the previous 105 level models.
When it comes to the contact points, the Merlin comes with a full set of Deda Zero 1 components: the handlebar, stem and seatpost. It's great kit that looks good, and the shallow handlebar offers plenty of hand positions.
There are other upgrade options from Fizik available for extra cost, if you fancy something a little different.
Our model had the PRO Griffon Ti Rail Saddle and I found it comfortable; it didn't stand out as the most comfortable saddle I've sat on, but it wasn't the worst either. Again, there are other options available without adding any money to the overall cost of the bike.
Wheels and tyres
The base model comes with a set of Fulcrum Racing 7 DB wheels and they aren't bad. They aren't the lightest at around 1,750g, but they don't detract loads from the ride of the Cordite. I swapped them out for a set of 1,500g carbon wheels and the change wasn't massive in terms of acceleration or when climbing. The Fulcrums are solid, too, and will take plenty of abuse.
When it comes to the tyres, Merlin has specced Continental Ultra Sport tyres, which are typical on a bike of this price. They are a good compromise when it comes to grip vs longevity, puncture resistance vs rolling resistance and cost vs performance.
They aren't exceptional in any one particular way, but they do all things well without any compromises. If you ride your bike in all weathers they are a good safe bet.
Value for money
When the Cordite Disc was first launched it had an RRP of £1,850 and at that price I'd say it was decent value. The Trek Emonda SL 5 would set you back £1,800 for a similar build, albeit with a very good alloy frame.
While we don't often review bikes at their discounted prices, Merlin has confirmed that the £1,279 'discounted' price of the Cordite is here to stay, which changes things quite a bit. At this price it's a very good bike indeed when you add everything together.
> Buyer's Guide: 23 of the best sportive bikes
> Buyer's Guide: 13 of the best £1,000-£1,500 road bikes
A decent frame and excellent finishing kit for just a little over a grand compares well to the Boardman SLR 8.9 Carbon, which Mat thought was very good, with a Shimano Tiagra groupset and rim brakes for just £279 less. Add in the cost of hydraulic discs, especially those as good as 105, and you can see the value benefits.
Overall, the Cordite is the ideal bike for those who want a fast machine without the twitchy traits of a race bike. It's fun to ride, and as long as you are happy to accept a bit of road buzz, it's a very good deal.
Very good all-rounder with a great balance of fun and stability – a quick bike for any ability
If you're thinking of buying this product using a cashback deal why not use the road.cc Top Cashback page and get some top cashback while helping to support your favourite independent cycling website
Make and model: Merlin Cordite 105 R7000 Disc Carbon
List the components used to build up the bike.
Merlin Cordite Carbon Fibre Frameset
Merlin Cordite Carbon Fibre Fork
Shimano 105 R7000 Crankset, 50/34
Shimano 105 R7000 Cassette, 11-28
Shimano 105 R7000 Front Mech
Shimano 105 R7000 Rear Mech
Shimano Ultegra BBR60 Bottom Bracket
Shimano 105 R7020 Brake/Gear Shifters
Shimano 105 R7070 Hydraulic Calipers
Shimano Ultegra SM-RT800 Ice Tech Freeza 140mm Rotors
Deda Zero 1 Handlebar
Deda Zero 1 Stem
Deda Zero 1 Seatpost
Pro Griffon Ti Rail Saddle
Deda Mistral Bar Tape
Various builds available
Tell us what the bike is for and who it's aimed at. What do the manufacturers say about it? How does that compare to your own feelings about the bike?
Merlin says, "Merlin Cordite 105 R7000 Disc Carbon Road Bike
Our popular Cordite carbon road bike is back and is now available with disc brakes! Introducing the new Merlin Cordite Disc carbon road bike; we've taken all of the popular elements from the original Cordite and have re-engineered the frameset to be disc-brake-specific with thru-axles and flat mounts for hydraulic disc brakes to provide consistent, predictable braking in all weather conditions making the Cordite the most user-friendly carbon road bike in our range.
The Cordite Disc is versatile too and has been designed to perform excellently in sportives, all-day epic rides and even your local weekly crit race. This new disc brake version continues the same approach we took with the previous caliper brake version, mixing rider-friendly geometry with clever carbon fibre engineering to put you in a neutral position on the bike while isolating you from road buzz and rough road surfaces thanks to its cleverly engineered seatstays which include a little extra compliancy; clearance for up to 28mm road tyres means there's even more scope to make your ride as comfortable as possible.
The Cordite Disc can be successfully raced too, with disc brake road bikes now approved at all levels of road racing this lightweight, responsive carbon road bike excels on hilly circuits when quick accelerations and predictable bike handling are called for. Controlling your bike on long, technical descents even in wet road conditions is easy on the Cordite Disc, leaving you to focus on race tactics and positioning in the bunch. With a large downtube and bottom bracket junction as well as super-stiff square chain stays the cordite Disc frame is not only comfortable to ride but is also very responsive to pedaling input allowing you to hold your speed during fast-paced training rides or races.
Front & rear thru-axles help to ensure that your wheels are always secure, brake rotors are perfectly aligned with the calipers every time and there is no annoying brake rub. The Cordite thru axles also add stiffness between wheel, hub and frame with a noticeable increase in steering precision from the fork. The Merlin Cordite Disc carbon frame and fork features internal cable routing throughout keeping the silhouette of the bike simple and clutter-free while protecting gear cables from getting fouled up with grit and grime and a threaded bottom bracket shell allows you to quickly and conveniently change the bearings without the need for expensive press-fit bearing tools and eliminates the potential for unwanted noise that can sometimes be associated with press-fit bottom brackets.
The Merlin Cordite disc features Shimano's excellent new 105 R7020 11-speed hydraulic disc brake groupset which features a new Shadow Technology rear derailleur that gives a lower, more aero profile and increased protection from crash damage as well as a great looking chainset evolved from the Ultegra R8000 version which is even stiffer and provides more power transfer than its predecessor. Each gear selection is precise and predictable; the addition of safe, easily-modulated Shimano BR-7070 flat-mount hydraulic disc brakes will have you descending with new-found confidence regardless of the terrain or weather conditions. A choice of finishing components lets you customise the finer details of this great handling carbon road bike before our Merlin workshop technicians custom build your bike to your own spec. Choose your preferred wheelset, stem-length, handlebar profile, gear ratios of and more to tailor your dream disc brake carbon road bike specifically for you."
The Cordite Disc sits nicely between the endurance and race bike balance.
Where does this model sit in the range? Tell us briefly about the cheaper options and the more expensive options
This is the only Disc model in the range, although you can tweak the build.
Overall rating for frame and fork
Tell us about the build quality and finish of the frame and fork?
A quality frame and nicely finished. The fork is impressively stiff under braking.
Tell us about the materials used in the frame and fork?
70% 24 Tons Intermediate Modulus Carbon
25% 30 Tons High Modulus Carbon
5% High-Impact Strength Liquid Crystal Polymer Carbon
12mm x 142mm Thru Axle Rear
High Modulus Full Carbon – 12mm Thru Axle
Tell us about the geometry of the frame and fork?
The geometry is endurance-based with a shorter reach and taller stack than a race bike. For the length of the top tube it has quite a tall head tube.
How was the bike in terms of height and reach? How did it compare to other bikes of the same stated size?
The Cordite is pretty much standard when it comes to reach vs stack for an endurance bike with a racy edge.
Was the bike comfortable to ride? Tell us how you felt about the ride quality.
The Cordite has quite a firm ride so you do feel some road buzz.
Did the bike feel stiff in the right places? Did any part of the bike feel too stiff or too flexible?
Yes, it's plenty stiff enough for the type of riding intended.
How did the bike transfer power? Did it feel efficient?
Yes, within reason. The wheels are a little weighty.
Was there any toe-clip overlap with the front wheel? If so was it a problem?
How would you describe the steering? Was it lively neutral or unresponsive? Neutral.
Tell us some more about the handling. How did the bike feel overall? Did it do particular things well or badly?
The whole bike is nicely balanced and will suit those who are new to road riding or aren't the most confident at descending.
Which components had the most effect (good or bad) on the bike's comfort? would you recommend any changes?
The saddle and finishing kit work well to provide a decent ride.
Which components had the most effect (good or bad) on the bike's stiffness? would you recommend any changes?
For the type of riding the Cordite is designed for, it's a good package. Plenty of stiffness through the groupset and finishing kit.
Which components had the most effect (good or bad) on the bike's efficiency? would you recommend any changes?
For the money all the components do a decent job and I wouldn't change a thing.
Rate the bike for efficiency of power transfer:
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Tell us some more about the drivetrain. Anything you particularly did or didn't like? Any components which didn't work well together?
This is what sets the Cordite Disc against the rim version I tested in 2018. The latest hydraulic Shimano 105 groupset is phenomenal for the money and gives the Cordite confident braking whatever the weather.
Rate the wheels for performance:
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Tell us some more about the wheels.Did they work well in the conditions you encountered? Would you change the wheels? If so what for?
Decent enough wheels for the money, and they'll take plenty of abuse.
Rate the tyres for performance:
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Tell us some more about the tyres. Did they work well in the conditions you encountered? Would you change the tyres? If so what for?
The Continental Ultra Sports are great all-rounders.
Rate the controls for performance:
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Tell us some more about the controls. Any particularly good or bad components? How would the controls work for larger or smaller riders?
The Deda kit is a nice addition to the bike.
Did you enjoy riding the bike? Yes
Would you consider buying the bike? Yes
Would you recommend the bike to a friend? Yes
How does the price compare to that of similar bikes in the market, including ones recently tested on road.cc?
For a carbon frameset and a full Shimano 105 R7000 hydraulic groupset, it offers really good value for money at its permanently discounted price.
Rate the bike overall for performance:
Rate the bike overall for value:
Use this box to explain your overall score
The Cordite Disc offers a great balance of fun and stability, which makes it the ideal bike for a lot of riders.
Age: 40 Height: 180cm Weight: 76kg
I usually ride: This month's test bike My best bike is: B'Twin Ultra CF draped in the latest bling test components
I've been riding for: Over 20 years I ride: Every day I would class myself as: Expert
I regularly do the following types of riding: time trialling, commuting, club rides, sportives, fixed/singlespeed
The same is true for people who complain many times of car driving too close. If it happens many times then it is obvious fault of person on...
Been done and better, two birds with one stone: https://www.chapmancycles.com/2017/03/dynamo-powered-di2-light-touring-b...
Probably a Very Important Person. Doesn't correlate exactly with their actual position / rank of course. But their time is precious! Almost as...
I have inner tubes that have been patched with park patches for so long that they've outlasted the tyres they've been inside....
I agree about not needing the smaller sprockets but as that's all that's (easily) available in 11s the answer for me is a sub compact double...
You've never seen me stuck behind a phone zombie pedestian then. Without alcohol.
Leaving the scene, abandoning the car and removing the plates provides an insight into a mindset intent on avoiding consequences- in stark contrast...
Honestly, the hubs were identical, doubt they are DT swiss, more likely be budget far east generic hubs, and nothing wrong with that, have stripped...


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Bus Zielona Gora Zielona Góra • Lubusz Voivodeship » Giulianova Abruzzo
Coach and bus timetable from Zielona Gora to Giulianova • 2 bus companies • Voyager and Eurolines Switzerland offer • Cheap online tickets
Check our Zielona Gora - Giulianova ticket offer and pick most suitable connection.
When you go to tickets offer you can verify your fare in booking system, to which you will be redirected after clicking BUY button. Fill the forms as if you would book your ticket. Set the number and type of tickets, look for available discounts and deals. Cancel your booking without consequences whenever you want, as well just before the payment.
Zielona Gora to Giulianova coach and bus online tickets
Single tickets from Zielona Gora to Giulianova are available from the following companies: Eurolines Switzerland or Voyager.
Zielona Gora to Giulianova timetables
Journeys from Zielona Gora to Giulianova are serviced by Busekspres company.
Benefit from wide range of our offer.
NewsBus tickets from Dusseldorf to cities in Poland
Travel from Dusseldorf with cheap bus tickets. 21/12/2016Bus from Zielona Gora to cities in Ukraine
Tickets from Zielona Gora to: Chernivtsi. Ivano-Frankivsk. Kamyanets-Podilskyi. Khotyn. Kiev. Kolomyya. Lviv. Rivne. Rohatyn. Snyatyn, Zhytomyr 17/10/2016Bus from Zielona Gora to cities in Ukraine
Tickets from Zielona Gora to: Chernivtsi. Ivano-Frankivsk. Kamyanets-Podilskyi. Khotyn. Kiev. Kolomyya. Lviv. Rivne. Rohatyn. Snyatyn, Zhytomyr 17/10/2016All Zielona Gora news 2 »

domain: travel


text:
Wall Street brokerages expect Exfo Inc (NASDAQ:EXFO) (TSE:EXF) to post earnings of $0.08 per share for the current fiscal quarter, Zacks Investment Research reports. Three analysts have made estimates for Exfo’s earnings, with the lowest EPS estimate coming in at $0.07 and the highest estimate coming in at $0.09. Exfo reported earnings of $0.12 per share in the same quarter last year, which would indicate a negative year-over-year growth rate of 33.3%. The firm is scheduled to report its next earnings results after the market closes on Thursday, October 11th.
According to Zacks, analysts expect that Exfo will report full year earnings of $0.17 per share for the current year. For the next financial year, analysts anticipate that the business will report earnings of $0.31 per share, with EPS estimates ranging from $0.30 to $0.32. Zacks’ earnings per share calculations are an average based on a survey of analysts that cover Exfo.
Exfo (NASDAQ:EXFO) (TSE:EXF) last released its quarterly earnings data on Tuesday, July 10th. The communications equipment provider reported ($0.02) EPS for the quarter, topping analysts’ consensus estimates of ($0.07) by $0.05. The firm had revenue of $72.22 million during the quarter, compared to the consensus estimate of $70.38 million. Exfo had a negative net margin of 2.70% and a positive return on equity of 4.65%.
A number of equities research analysts have issued reports on EXFO shares. Zacks Investment Research cut Exfo from a “buy” rating to a “hold” rating in a research note on Tuesday, September 11th. BMO Capital Markets reiterated a “hold” rating and issued a $4.25 target price on shares of Exfo in a research note on Thursday, July 12th. Finally, TheStreet cut Exfo from a “b-” rating to a “c+” rating in a research note on Tuesday, June 19th. Six research analysts have rated the stock with a hold rating and one has assigned a buy rating to the company’s stock. The company presently has an average rating of “Hold” and a consensus target price of $4.79.
Exfo stock traded up $0.05 during mid-day trading on Thursday, reaching $4.00. The company’s stock had a trading volume of 17,600 shares, compared to its average volume of 44,545. The company has a market cap of $212.19 million, a PE ratio of 18.57 and a beta of 0.60. The company has a debt-to-equity ratio of 0.04, a current ratio of 1.42 and a quick ratio of 0.99. Exfo has a twelve month low of $3.16 and a twelve month high of $4.70.
A hedge fund recently bought a new stake in Exfo stock. Spark Investment Management LLC bought a new stake in Exfo Inc (NASDAQ:EXFO) (TSE:EXF) during the first quarter, according to its most recent filing with the Securities & Exchange Commission. The firm bought 38,000 shares of the communications equipment provider’s stock, valued at approximately $159,000. Spark Investment Management LLC owned about 0.07% of Exfo as of its most recent filing with the Securities & Exchange Commission. 11.21% of the stock is owned by institutional investors.
EXFO Inc develops, manufactures, and markets smarter network test, monitoring, and analytics solutions for communications service providers, network equipment manufacturers, and Webscale companies. It offers lab and manufacturing testing systems, including lab platforms; network simulation and load testing tools to meet the mobile telecom and VOIP/IMS network test challenges; transport and datacom solutions, such as Ethernet testing, fiber channel testing, DSn/PDH and SONET/SDH testing, synchronization testing, and SONET/SDH, OTN, and multiservice testing solutions; and optical products comprising power meters, light sources and amplifiers, variable attenuators, switch and utility modules, polarization analysis, optical communication analyzers, spectral testing products, bit-error-rate testing products, optical benchtop kits, osics multifunction platform, optical component testers, and tunable filters.
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domain: finance


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This film has not been scored.
What's your score?
Frozen releases its grip on the Blu-ray/DVD charts this week to allow Anchorman 2 The Legend Continues to enter the chart at the top on its debut week of release.
Anchorman 2 which stars Will Farrell was, after much hype, released at the box office on 20th December last year, not performing as well as expected the film entered the box office at 2, behind The Hobbit: The Desolation of Smaug, with a £4.5 million weekend gross. It spent 5 weeks on the chart taking £14 million in UK grosses.
Last week's top film, Frozen, falls just a single place to 2 this week.
Other new releases this week are
American Hustle (3)
Mandela Long Walk to Freedom (5)
All Is Lost (11)


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Love each and everyone of them. You did an amazing job with the kit!!!
You've been a busy lady! Wonderful layouts. TFS.
These are so fun! Great job on all the layouts!
Great work with this amazing kit, I really like your style.
Love all your layouts! You are so good at layering! That's something I am just getting into...need more practice for sure! That "Nutella" layout cracked me up!!!!! LOL! Have a good day!
Oh my! I love so many of these. Great work. :)
I love that the first one doesn't have any pictures - so cool! I just used that paper today, too :)
You did a great job. I only got the main kit and it was sorely lacking in "coordination" I pulled a lot from my stash.
Fabulous work Danielle. Noah locked up is my fave, but they are all pretty special!
Wow! Great pages! Especially love the first one!


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In honor of Christmas right around the corner, I’ve put up a brand new design on the site! I know, I know, the last one was up forever, but I was really blocked design wise. I hope you love the new simplistic design as much as I do. It features exclusive photos of Tatiana from 2013 which I will be posting on the site soon so think of them as a sneek peek.
Thanks so much for visiting my fansite for the last 5 and 1/2 years. x


Take a look at Georgia’s 2018 recruiting class.
Even before the College Football Playoff, Georgia will lay the foundation for a return trip with Wednesday’s early signing day.
The Bulldogs have secured commitments from three players ranked the best in the nation at their position, including No. 1 quarterback Justin Fields. Fields is also ranked as the No. 2 play in the nation. Fields could be Georgia’s backup quarterback next season if Jacob Eason decides to transfer after being surpassed on the depth chart by true freshman Jake Fromm.
This will be Kirby Smart’s third recruiting class at Georgia, and his first as the reigning SEC champion.
Here are Georgia’s commitments so far for 2018. All ratings are according to 247 Sports.
Justin Fields, dual-threat QB, Harrison (Kennesaw, Ga.) – Five stars (Signed)
Zamir White, RB, Scotland County (Laurinburg, N.C.) – Five stars (Signed)
Jamaree Salyer, G, Pace Academy (Ga.) – Five stars (Signed)
Cade Mays, OT, Knoxville Catholic (Tn.) — Five stars (Signed)
Adam Anderson, OLB, Rome (Ga.) – Five stars (Signed)
Brenton Cox, DE, Stockbridge (Ga.) – Five stars (Signed)
James Cook, RB, Miami Northwestern (Fla.), – Four stars (Signed)
Trey Hill, G, Houston County (Warner Robins, Ga.) – Four stars (Signed)
Kearis Jackson, WR, Peach County (Fort Valley, Ga.) – Four stars (Signed)
Azeez Ojulari, DE, Marietta (Ga.) – Four stars (Signed)
Warren Ericson, C, North Gwinnett (Suwanee, Ga.) – Four stars (Signed)
Chris Smith, CB, Hapeville Charter (Atlanta) – Four stars (Signed)
Devonte Wyatt, DT, Hutchinson Community College (Juco) – Four stars (Enrolled)
John FitzPatrick, TE, Marist School (Atlanta) – Four stars (Signed)
Jordan Davis, DT, Mallard Creek (Charlotte) – Three stars (committed)
Aaron Brule, S, Archbishop Rummel (Metairie, La.) – Three stars (committed)
Owen Condon, T, Bishop McGuinness (Oklahoma City) – Three stars (Signed)
Tramel Walthour, DT, Liberty County (Hinesville, Ga.) – Three stars (committed)
Rachad Wildgoose Jr., S, Miami Northwestern (Fla.) – Three stars (committed)
Jake Camarda, K, Norcross (Ga.) – Three stars (Signed)


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Cheer Bear Creating a Cheerful Picture Care Bears Miniature
This vintage Care Bears PVC miniature figurine is "Cheer Bear Creating a Cheerful Picture." Cheer Bear is pink with a rainbow on her tummy. She wears a blue beret and holds an artist's palette in one hand and a paintbrush in the other.
Cheer Bear has some paint rubbed off her nose and belly, but is otherwise in good condition.
The figurine has a hole in the bottom and the back is marked "AGC 1984."
Height: 2 inches (5.1 cm)
Width: 1 5/8 inch (4.1 cm)


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The HTA is advocating a ban on the import of sweet chestnut trees into Britain in a bid to control the spread of a fungal disease.
The disease, caused by the fungus Cryphonectria parasitica has already affected two sites in the UK. So far, 180 trees have been destroyed on sites in Warwickshire and Essex, following the importation of infected trees from France in 2011.
With the potential increase in planting of sweet chestnut as an alternative to ash in woodlands, the HTA supports a ban on imports as this could present an unnecessary risk to UK woodland already under stress from chalara.
HTA director of business development Tim Briercliffe said: "UK growers take these issues very seriously as we evidenced when we called for a ban in ash imports in 2009 and called for a ban on Plane imports at the end of 2012."
He added: "The situation is different to Chalara in that the disease is controlled within Europe through plant passporting and the UK is a ‘protected zone’. However, despite these controls, the disease has been found in the UK in recent years. The disease does not appear as aggressive as Chalara, but in light of the fact that demand for sweet chestnut is likely to increase, we would support an import ban to help prevent the disease spreading further."


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Drenched in water too weighty to rise,
Teetering on a precipice above the currents of the deep,
Elements floating, stirring, swirling into perfect harmony–
Out of reach, a prayer remains unanswered.
One move too soon and it may sink. So we wait.
Buoyant in stillness, peaceful in movement. Pure focus.
Flowing clarity is revealed in perfect time.
Gorgeous and wise


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Processed with my Wedding Planner (sunshine) Lightroom Preset.
It was so, incredibly, windy last night! I was taking a drive past the beach and just had to stop, the sky was grey as, and the waves were just crazy. Unfortunately I had the wrong lens with me for the beach (canon 135), I was pretty happy with getting this shot instead.
I wanted something different so introduced some foreground blur with the bushes. :)

domain: hobby


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How to choose the best ceiling fan for your home
While choosing the right ceiling fan for your home can seem like a daunting experience, expert Scott highlights some key factors to consider before investing in a ceiling fan online.
Find the right design
“One of the first things you want to look at is where the ceiling fan is going to go. Find a design that fits with the style of your room. Once they are installed on your ceiling, they do a great job at cooling the whole room. However, once they are there, it is a process to move them. So, make sure you choose the right look and feel you are going for. The Mercator Airventure 1300 NL Black, for example, is a great option for the modern home."
“Ceiling fans are a great addition for airflow. You can choose designs that fade into the background or stand out with style. Either choice is a clever one, but the big mistake you want to avoid is not placing it exactly where you want it. When you are having your ceiling fan installed by a licensed trade installer, make sure it measured up and centred, where it will look perfectly in place."
Complement your cooling
“Ceiling fans are powerful and can also be used in conjunction with an air conditioner to increase their efficiency on those scorching hot days and nights. A little bit of airflow goes a long way. If you are looking for something a little bit different to complement your current cooling system, the Mercator Clarence is a great addition."
7 best ceiling fans to buy in Australia
Equipped with a silent and energy-efficient 45W DC motor, this fan delivers superior air circulation year round. Plus, WiFi compatibility and the Smart Life app, you can manipulate the fan's speed, timers from anywhere in your home.
This Devanti ceiling fan brings a sense of the natural world to the indoors. Suitable for coastal settings, this model has three speed settings, three lighting colours, quiet operation and a remote control.
With an impressive five speed settings and remote control, the Mercator Nemoi allows you to adjust its wind to your liking with ease. Featuring a LED light, reversible airflow, as well as corrosion and UV-resistant parts for indoor and outdoor use, this ceiling fan ticks all the boxes.
Easy and breezy, the Devanti 52" ceiling fan features a reverse cycle motor, three speeds and wooden blades angled at 12 degree for effective airflow. Suitable for indoor and undercover outdoor spaces, the fan can be set on a timer for up to eight hours - and its light can be changed between cool and warm (depending on your desired ambience).
Elegantly shaped, this ceiling fan suits any modern decor, and is suitable for both indoor and outdoor entertaining areas. With a powerful yet quiet 35W motor, a LED light that can be set to warm or cool, reversible airflow, remote control with timer and three speed settings, this fan is perfectly cool and easy to install.
Rating highly in tropical settings, the Mercator Eagle fan has a handy six speeding settings for summer and winter. With an energy-efficient 35W motor, LED light and remote control, staying comfortably cool in summer is no hard feat.
Keep cool with style with this contemporary fan by Claro that comes in three sleek shades and with a remote control. Made from ABS and metal, this fan offers five speeds, reverse functionality, and energy-efficient operation.
The Haiku is the signature fan of Big Ass Fans with several sleek variations - including the pictured Haiku L.
You might also like:


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Or browse results titled :
W.T.C. Productions / Blut & Eisen Prod.
Official Bandcamp page of W.T.C.Productions and close collaborator, Blut & Eisen Prod.
Contact W.T.C. Productions / Blut & Eisen Prod.
Streaming and Download help
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Hypnotic, dark, disturbing, and one of the most malevolent black metal albums ever. Alastor Blake
Alex Poole and his compatriots have created a masterpiece of swirling terror. Brian3737
Riffs for Reproductive Justiceby Black Flags Over Brooklyn
An extensive compilation of metal, hardcore, punk, and folk songs benefitting reproductive justice non-profits around the world. Bandcamp New & Notable Jul 3, 2019
INTERNET PROTOCOLby MASTER BOOT RECORD
Master Boot Record fires up a monstrously-efficient assembly line, powered by industrial, synth-wave, and hardcore techno. Bandcamp New & Notable May 30, 2019
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NYC death-dealers deliver a winning pair of experimental black-metal epics that slither and scorch: an infernal delight. Bandcamp New & Notable Mar 15, 2019
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Mixing medieval folk and black metal, the French band take us an epic — and loud — jaunt through medieval times. Bandcamp New & Notable Feb 21, 2019
Bandcamp Daily your guide to the world of Bandcamp
Slugdge’s Mollusk-Based Metal Examines a World on the Brink of Collapse
The Ominous Black Metal Magic of I, Voidhanger Records
Big Ups: Metal Picks From The Mountain Goats’ John Darnielle
On Bandcamp Radio
Kit Sebastian drop by with their amazing debut LP.


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The blockchain company Prysmatic Labs announced the launch of a new test network for the Ethereum 2.0 blockchain.
According to an announcement on June 10, Prysmatic Labs is launching the Onyx Ethereum 2.0 testnet, which represents an improvement over the previous testnet, Topaz.
Release date for Ethereum 2.0 is postponed while problems persist
The last step before launching the mainnet
According to the announcement, the Onyx test network is the last update before the launch of the first main network Ethereum 2.0. In addition, this network will support multiple client software distributions.
Onyx improves the handling of network messages, it complies with the latest specifications of Ethereum 2.0. Prysmatic Labs also announced that it will soon shut down its Topaz validation nodes and begin sending deposits to initiate staking on the Onyx network.
Ethereum 2.0 multi-client test network ‚planned for June
Ethereum staking is a future feature of Ethereum 2.0 that would allow Ether (ETH) holders to execute nodes that confirm new blocks in the network in exchange for rewards, similar to mining. The execution of such nodes requires the user to have a certain minimum amount of coins. If the node tries to misbehave, its properties are reduced.
The long-awaited release of Etoro 2.0 is approaching
This latest update takes the Ethereum community one step closer to the launch of the much anticipated Ethereum 2.0 network, which many hope will solve the blockchain’s scalability limitations.
Ethereum’s second layer solutions lack real-world usability, according to Skale’s CTO
Still, many fear that the release of Ethereum 2.0 will be delayed again. Reports in May suggest that the launch of the network’s proof-of-stake algorithm was rescheduled for this month. Previously, some suggested that the launch of this algorithm might have triggered a recovery in Ether’s prices.

domain: news