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How Cognitive Behavioral Therapy Can Rewire Your Ideas
Cognitive behavioral therapy (CBT) is a treatment technique that helps you acknowledge negative or unhelpful thought and behavior patterns. Numerous specialists consider it to be the gold standardTrusted Source of psychiatric therapy.
CBT intends to help you determine and explore the methods your thoughts and feelings can affect your actions. You can begin learning to reframe your thoughts in a more positive and practical method when you discover these patterns.
Unlike lots of other therapy approaches, CBT does not focus much on speaking about your past.
Read on to get more information about CBT, consisting of core principles, what it can assist treat, and what to anticipate throughout a session.
CBT is mostly based on the idea that your thoughts, emotions, and actions are connected. In other words, the way you believe and feel about something can affect what you do.
If you’re under a great deal of tension at work, for instance, you may see scenarios in a different way and make choices you wouldn’t normally make.
But another crucial principle of CBT is that these thought and behavior patterns can be changed.
THE CYCLE OF BEHAVIORS and thoughts
Here’s a closer take a look at how feelings and ideas can affect habits– for better or worse:
- Unreliable or negative understandings or ideas add to emotional distress and mental health issues.
- These ideas and the resulting distress sometimes cause damaging or unhelpful habits.
- Ultimately, these ideas and resulting habits can end up being a pattern that repeats itself.
- Learning how to address and alter these patterns can assist you handle issues as they occur, which can help reduce future distress.
So, how does one set about revamping these patterns? CBT includes the use of lots of strategies. Your therapist will deal with you to find those that work best for you.
The objective of these methods it to replace self-defeating or unhelpful ideas with more motivating and reasonable ones.
“I’ll never have a long lasting relationship” might become, “None of my previous relationships have lasted very long. Reevaluating what I actually need from a partner might assist me find someone I’ll work with long term.”
These are some of the most popular methods used in CBT:
- SMART objectives. SMART goals are specific, quantifiable, achievable, practical, and time-limited.
- Assisted discovery and questioning. By questioning the presumptions you have about yourself or your present circumstance, your therapist can assist you discover to challenge these and think about various perspectives.
- Journaling. You might be asked to take down unfavorable beliefs that turn up throughout the week and the favorable ones you can change them with
- Self-talk. Your therapist may ask what you inform yourself about a particular situation or experience and challenge you to replace important or negative self-talk with thoughtful, constructive self-talk.
- Cognitive restructuring. This involves looking at any cognitive distortions impacting your thoughts– such as black-and-white thinking, jumping to conclusions, or catastrophizing– and starting to unravel them.
- Idea recording. In this method, you’ll create unbiased evidence supporting your negative belief and proof versus it. You’ll utilize this proof to develop a more realistic thought.
Positive activities. Setting up a rewarding activity each day can help increase total positivity and improve your state of mind. Some examples might be buying yourself fresh flowers or fruit, enjoying your favorite film, or taking a picnic lunch to the park.
- Situation direct exposure. This involves listing scenarios or things that trigger distress, in order of the level of distress they trigger, and gradually exposing yourself to these things up until they result in fewer unfavorable feelings. Methodical desensitization is a comparable method where you’ll find out relaxation methods to help you cope with your sensations in a tight spot.
Research is another vital part of CBT, despite the methods you use. Just as school tasks helped you practice and develop the skills you found out in class, therapy tasks can help you become more acquainted with the skills you’re developing.
This may include more practice with skills you discover in therapy, such as changing self-criticizing thoughts with self-compassionate ones or keeping track of unhelpful thoughts in a journal.
What it can assist with.
CBT can assist with a range of things, consisting of the following mental health conditions:
- consuming conditions
- trauma (PTSD).
- anxiety disorders, including panic and fear.
- obsessive-compulsive disorder (OCD).
- bipolar disorder.
- substance abuse.
But you do not require to have a particular mental health condition to take advantage of CBT. It can likewise aid with:.
- relationship troubles.
- separation or divorce.
- a severe health diagnosis, such as cancer.
- sorrow or loss.
- chronic pain.
- low self-confidence.
- sleeping disorders.
- basic life tension.
These examples can give you a much better idea of how CBT may reasonably play out in various scenarios.
You and your partner have actually recently been struggling with efficient communication. Your partner seems far-off, and they typically forget to do their share of household tasks. You start to fret that they’re planning on breaking up with you, but you hesitate to ask what’s on their mind.
You mention this in therapy, and your therapist helps you develop a strategy to handle the circumstance. You set a goal of talking with your partner when you’re both home on the weekend.
Your therapist inquires about other possible interpretations. You admit it’s possible something at work is bothering your partner, and you decide to ask what’s on their mind the next time they appear sidetracked.
However this makes you feel anxious, so your therapist teaches you a couple of relaxation techniques to help you remain calm.
Lastly, you and your therapist role-play a discussion with your partner. To help you prepare, you practice conversations with two various outcomes.
In one, your partner says they feel unsatisfied with their task and have actually been thinking about other choices. In the other, they say they might have developed romantic feelings for a friend and have actually been considering breaking up with you.
You have actually coped with moderate anxiety for a number of years, but just recently it’s become worse. Your anxious thoughts center on things that happen at work.
Although your co-workers continue to be friendly and your supervisor seems pleased with your efficiency, you can’t stop stressing that others dislike you and that you’ll unexpectedly lose your job.
Your therapist helps you list proof supporting your belief you’ll be fired and evidence versus it. They ask you to monitor negative ideas that show up at work, such as specific times you begin stressing over losing your job.
You likewise explore your relationships with your colleagues to assist identify reasons why you seem like they dislike you.
Your therapist challenges you to continue these methods every day at work, noting your sensations about interactions with colleagues and your employer to help recognize why you feel like they don’t like you.
In time, you start to recognize your ideas are connected to a fear of not being good enough at your job, so your therapist begins helping you challenge these worries by practicing favorable self-talk and journaling about your work successes.
A year ago, you endured a car crash. A close friend who was in the cars and truck with you didn’t survive the crash. Since the accident, you have not been able to enter a car without extreme fear.
When getting into a car and typically have flashbacks about the accident, you feel stressed. You also have trouble sleeping considering that you often dream about the mishap. You feel guilty you were the one who made it through, even though you weren’t driving and the mishap wasn’t your fault.
In therapy, you begin overcoming the panic and fear you feel when riding in a car. Your therapist agrees your fear is normal and anticipated, however they also help you understand that these fears aren’t doing you any favors.
Together, you and your therapist find that looking up statistics about vehicle accidents helps you counter these ideas.
You also list driving-related activities that cause anxiety, such as being in an automobile, getting gas, riding in a vehicle, and driving an automobile.
Gradually, you begin getting utilized to doing these things once again. When you feel overloaded, your therapist teaches you relaxation methods to use. You likewise learn about grounding methods that can assist avoid flashbacks from taking control of.
CBT is among the most studied therapy techniques. Lots of experts consider Source it to be the finest treatment readily available for a number of psychological health conditions.
- A 2018 review Source of 41 research studies looking at CBT in the treatment of anxiety conditions, PTSD, and OCD found proof to suggest that it might assist enhance symptoms in all of these concerns. The technique was most efficient, however, for OCD, anxiety, and stress.
- A 2018 study looking at CBT for anxiety in young people found that the technique appeared to have great long-term results. Majority of the participants in the research study no longer satisfied requirements for anxiety at follow-up, which happened 2 or more years after they completed therapy.
- Research released in 2011 Source suggests that CBT can not only assist treat depression, however it may also help in reducing the opportunities of regression after treatment. It might likewise assist enhance signs of bipolar affective disorder when coupled with medication, however more research is required to assist support this finding.
- One 2017 study taking a look at 43 people with OCD discovered evidence to suggest brain function appeared to improve after CBT, especially with regard to withstanding compulsions.
- A 2018 study Source taking a look at 104 individuals discovered proof to recommend CBT can also assist improve cognitive function for people with significant anxiety and PTSD.
- Research from 2010 shows that CBT can also be a reliable tool when dealing with substance misuse. According to The National Institute on Substance Abuse, it can also be utilized to help people handle addiction and prevent relapse after treatment.
What to anticipate at your very first visit.
Starting therapy can seem overwhelming. You might wonder what the therapist will ask.
CBT sessions tend to be really structured, but your very first consultation might look a bit various.
Here’s a rough take on what to anticipate throughout that very first go to:.
- Your therapist will inquire about emotions, sensations, and signs you experience. Emotional distress typically manifests physically, too. Signs such as headaches, body aches, or indigestion may matter, so it’s an excellent concept to mention them.
- They’ll likewise ask about the particular troubles you’re experiencing. Do not hesitate to share anything that comes to mind, even if it does not bother you too much. Therapy can help you handle any challenges you experience, small or large.
- You’ll go over general therapy policies, such as privacy, and discuss therapy costs, session length, and the number of sessions your therapist suggests.
- You’ll discuss your goals for therapy, or what you want from treatment.
Do not hesitate to ask any concerns you have as they show up. You may think about asking:.
- about trying medication along with therapy, if you have an interest in integrating the two.
- how your therapist can assist if you’re having thoughts of suicide or find yourself in a crisis.
- , if your therapist has experience helping others with comparable concerns.
- how you’ll know therapy is helping.
- what will take place in the other sessions.
In general, you’ll get more out of therapy when seeing a therapist you can interact and work well with. If something doesn’t feel right about one therapist, it’s completely OKAY to see another person. Not every therapist will be a good suitable for you or your situation.
Things to bear in mind.
CBT can be extremely handy. If you choose to attempt it, there are a few things to keep in mind.
It’s not a remedy.
Therapy can assist improve issues you’re experiencing, but it will not necessarily remove them. Mental health concerns and emotional distress could persist, even after therapy ends.
The goal of CBT is to assist you establish the abilities to handle troubles by yourself, in the minute when they come up. Some individuals view the technique as training to provide their own therapy.
Outcomes require time.
CBT typically lasts between 5 and 20 weeks, with one session every week. In your very first few sessions, you and your therapist will likely talk about the length of time therapy may last.
That being stated, it’ll spend some time prior to you see results. You may stress therapy isn’t working if you don’t feel much better after a few sessions. But give it time, and keep doing your homework and practicing your abilities in between sessions.
Reversing deep-set patterns is major work, so go easy on yourself.
It isn’t constantly enjoyable.
Therapy can challenge you emotionally. It often helps you get much better over time, but the procedure can be hard.
It’s just among many alternatives.
While CBT can be useful for many individuals, it does not work for everybody. Don’t feel discouraged if you don’t see any outcomes after a couple of sessions. Check in with your therapist.
When one technique isn’t working, a great therapist can help you acknowledge. They can typically suggest other methods that might assist more.
HOW TO FIND A THERAPIST.
Finding a therapist can feel complicated, however it doesn’t need to be. Start by asking yourself a few fundamental questions:.
- What problems do you wish to address? These can be unclear or specific.
- Are there any specific qualities you ‘d like in a therapist? For example, are you more comfy with someone who shares your gender?
- Just how much can you realistically pay for to spend per session? Do you want somebody who uses sliding-scale rates or payment plans?
- Where will therapy suit your schedule? Do you need a therapist who can see you on a specific day of the week? Or somebody who has sessions in the evening?
- Next, begin making a list of therapists in your location. If you live in the Dublin, head over to the Irish Psychological Association’s therapist locator.
Setting up a fulfilling activity each day can help increase overall positivity and improve your mood. Methodical desensitization is a comparable technique where you’ll learn relaxation methods to help you cope with your sensations in a difficult scenario.
You also find out about grounding strategies that can help prevent flashbacks from taking over.
Therapy can assist you deal with any difficulties you experience, large or little.
It frequently helps you get better over time, but the procedure can be difficult.
- Cognitive Behavioral Therapy
- Online therapy
- CBT for OCD
- Cognitive Behavioral Therapy children
- Therapy depression
- Marriage counselling
- Contact us

domain: psychology


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Wide selection of hard to find parts for appliances and furnaces. Only place locally in MI to get Space Guard air filters. They will ship direct to your house.
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Islamic finance education: OIC states urged to set up funds
Global Forum on Islamic Finance (GFIF) Wednesday recommended that governments of OIC countries should set up funds for curriculum and infrastructure development of Islamic financial education at under-graduate and graduate level to cater needs of this emerging area.
Copyright Business Recorder, 2013
The recommendation was passed in a resolution on the last day of the GFIF 2013 organised by COMSATS Institute of Information Technology (CIIT) in collaboration with the Lancaster University. Former Governor State Bank Dr Ishrat Hussain was the chief guest at the closing ceremony of the GFIF. The resolution said that Islamic finance education is pivotal for the stability and growth of Islamic Finance industry.
Speaking on the occasion, Dr Ishrat Hussain has said that global forum on Islamic finance will be helpful in promoting Islamic financial system. He also said that Islamic banking system is gaining popularity in both Muslim and non Muslim countries. Akmal Hanuk, Chief Executive, Islamic Banking and Finance Centre, UK, Waheed Qaiser President Maxim Corporate Finance, UK, Dr Azmi Omar Director General IRTI, Islamic Development Bank, Saudi Arabia, Professor Dr Volker Nienhaus Germany and Alberto Brugnoni Chairman, ASSAIF, Italy, Dr Kent Matthews, Cardiff University, UK, Saleem Ullah, Director, Islamic Banking Department, State Bank of Pakistan, Dr Nasim Shirazi Islamic Research Training Institute, Islamic Development Bank, Saudi Arabia were present on the occasion.

domain: news


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NYC Siamese Rescue
Adopt a Siamese cat from NYC Siamese Rescue !
How to Help
Prosperity in her new home
Rocky curled up
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Who could be cuter than a pink nose?
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Welcome to NYC Siamese Rescue !
Recent Blog Entries
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NYC Siamese Rescue Cats and Volunteers
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Create a Free Photo Album at Webs.com

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In a judgement on Thursday, also World Intellectual Property day, China's Supreme Court ruled in favor of Dior in a suit against the Trademark Review and Adjudication Board after a multi-year court battle.
North Korean leader Kim Jong Un crossed the southern side of the DMZ for a summit with South Korean President Moon Jae-in, the first time a North Korean leader has stepped into the territory since 1953.
Washington (CNN) House Speaker Paul Ryan requested the House chaplain resign from his post earlier this month, and several prominent Democratic lawmakers want to know more information as to why the Jesuit priest was asked to step down.
GOYANG, South Korea, April 27 (UPI) -- North Korean dictator Kim Jong Un walked across the border Friday to meet South Korean President Moon Jae-in for the first inter-Korean summit in more than 11 years.
Image copyright Getty Images Image caption Alberto Fujimori was pardoned last December on grounds of ill healthCharges are set to be reissued against Peru's former President Alberto Fujimori, over the alleged forced sterilisation of five women during his time in office.


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Nov 28, 2016 | 7:00 PM | Monday
Our playwriting students, with TheatreUSF actors, showcase what they have written in the Fall semester
Start on : November 28, 2016 7:00 PM Monday
End on : November 28, 2016 9:00 PM Monday
Our playwriting students, with TheatreUSF actors, showcase what they have written in the Fall semester.
This free event will be taking place in USF’s Theatre Centre, TAR 120
3837 USF Holly Dr
Tampa, FL 33620
For information and reasonable accommodations, call the USF Box Office at (813) 974-2323.
We hope to see you there.
People Attending USF Presents: Emerging Playwrights Staged Readings
Upcoming Events at USF Theatre Centre
Also See other Events Listed in
Dec 2 | 8:00 PM | Friday
at Carrollwood Players Theatre 11048 Streamside Dr. Christmas Lights
Dec 4 | 6:00 PM | Sunday
at Streamside Dr. USF Presents: BFA Thesis Exhibition: Sunny Side Up
Dec 5 | 11:00 AM | Monday
at The Vault USF Architecture Graduate Studio Reviews
Dec 5 | 12:00 PM | Monday
at USF School of Architecture and Community Design Hard Rock Girls 2017 Public Unveiling
Dec 7 | 7:00 PM | Wednesday
at Seminole Hard Rock Hotel & Casino Tampa

domain: artistic


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A rarity amongst the Cocktail Talk posts here on the old Spiked Punch, the below quote is from a non-fiction book, The Big Con. But what a book! The tome about the, well, the big cons that took place mostly in the early-ish part of last century (and on deeper into the last century, before being replaced by, oh internet scams), cons immortalized in movies and song and show. Written by a professor who earned the trust of tons of con men and underworld folk, David Maurer, the book breaks down the three types of big cons, how cons operated, where they did, the lives of con men, all that, utilizing lots of stories and the argot or lingo con artists used amongst themselves to throw the marks and squares off (don’t worry, there’s a handy mini-dictionary at the back). So, a scholarly work, but filled with stories and fun (as long as you weren’t getting taken). The below is taken from one story, which describes how one of the cons, The Pay-Off, might go off.
“Here, gentlemen, is a very good thing,” says Mr. Lamster. “You must excuse yourself for half an hour. Here are drinks and cigars. Help yourselves. Just make yourselves comfortable and I’ll be right back.”
“Put something on it for us,” call Ryan, half in jest.
Mr. Ryan and Mr. Fink sample the liquor and cigars. There is Seltzer water and ice. They sit back and speculate upon this peculiar person they have just met. “He may be just a nut,” observes Mr. Fink,” but at least it isn’t costing us anything. And this is good whiskey.”
— David Maurer, The Big Con

domain: library


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You likely have friends or family members who have switched to a grain-free and/or gluten-free diet. These types of diets are also becoming increasingly popular in the canine world, but some veterinarians are not convinced that they are a healthy option. If you want to cut down on the grains in your pet’s diet, give these a try Pumpkin coconut dog treats.
Coconut flour is naturally grain-free and gluten-free. It’s also high in fiber and low in sugar and carbohydrates. Coconut flour is a great source of protein and healthy fats.
There is research supporting both sides of the grain-free dog food diet, but ultimately the decision is up to you and your veterinarian. The first thing to mention is that taking something that is good for people and applying the same concept to dogs is not always the best approach.
Recently the FDA issued warnings about grain-free foods that cause heart problems in pets. With the recent explosion of gluten-free and grain-free diets for humans, the grain-free diet for dogs has also been successful.
Be careful when choosing the right diet for your dog. Consult with dog nutrition experts to help make the best decision for your pet. You don’t have to offer Fido a completely grain-free diet. Instead, try these pumpkin and coconut dog foods to add a healthy variety to your pup’s diet.
Grain-Free Pumpkin Coconut Dog Treats
Coconut flour is a great choice for dog food for several reasons. Most of the fats in coconut flour are medium-chain triglycerides. MCTs are healthy saturated fats that naturally boost your metabolism. They also kill bad bacteria in the digestive tract that can cause tooth cavities, stomach ulcers, and urinary tract infections.
Recipe: Grain-Free Pumpkin Coconut Dog Treats
These homemade dog treats are made from coconut flour. They are naturally grain-free and gluten-free. Coconut flour is also hypoallergenic, which makes it a great choice for dogs with digestive sensitivities.
- Preparation time: 5 minutes
- Cooking time: 45 minutes
- Total time: 50 minutes
- Yield: 60 Cookies 1x
- Category: Biscuit treats
- Method: Baked
- Kitchen: Dog treats
- 15 oz. Canned pumpkin
- 1/2 cup creamy peanut butter
- 1/2 cup melted coconut oil
- 4th Eggs
- 1 teaspoon. turmeric
- 1 teaspoon. cinnamon
- 1 and 2/3 cups coconut flour
Preheat your oven to 350 ° F.
In a large bowl, whisk the pumpkin, peanut butter, eggs, and coconut oil together. Add the coconut flour, turmeric, and cinnamon. Mix until everything is mixed well. Let the dough rest for 10 minutes to give the coconut flour time to soak up the moisture.
As you will see in my video tutorial above, I use a well-greased mini muffin pan to bake these goodies. You can also drop spoons of batter onto a well-greased baking sheet and press the biscuits down with a fork. No matter what shape you make them in, bake the treats for about 40-45 minutes, or until they’re brown on top.
- Serving size: 1 biscuit
- Calories: 49
- Sugar: .5 g
- Sodium: 14 mg
- Fat: 3.5 g
- Carbohydrates: 3.3 g
- Fiber: 1.7 g
- Protein: 1.4 g
- Cholesterol: 11 mg
How to save: Store remaining goodies in an airtight container in the refrigerator for 12-14 days. Remember, homemade goodies do not contain the preservatives that purchased products contain. You won’t be that long. If you want, these goodies can be frozen in an airtight container for up to 3 months.
For more information
We publish many homemade dog food and treats recipes every month. For more recipes, tips, and advice on cooking pet food, see our Recipes section. If you are new to homemade dog food, we encourage you to read more about “How Much to Feed” to understand serving sizes, “What Supplements to Use” to prepare balanced meals, and “How to Store” for tips on simple and easy homemade dog food to keep in the fridge or freezer.


Finance Advisory Request for Proposals
Posted Date: August 7, 2017
Proposals Due August 28, 2017, 5:00 PST
Submission: Email proposal to email@example.com
Proposal length: Up to six pages of proposal narrative plus an appendix for related experience, personnel and budget details and a brief cover letter
RFP questions: Email firstname.lastname@example.org with RFP questions. Responses will be sent within 3 days of question receipt. If your team desires response to others’ questions, please email email@example.com indicating your interest in the RFP no later than August 16th.
See below for more information or click here to download the RFP in PDF format.
Resilient by Design | Bay Area Challenge is a collaborative research and design initiative bringing together community members, public officials and local, national and international experts to develop ten innovative solutions that address the effects of climate change around the Bay. This initiative is based on the award-winning model Rebuild by Design, a bold public-private collaboration that brought innovative solutions to areas impacted by Hurricane Sandy.
In a yearlong challenge, ten teams of architects, engineers, designers and other experts will work alongside Bay Area community members to identify critical areas along the Bayfront and propose exciting, new, community-based solutions that will strengthen the region's resilience to sea level rise, severe storms, flooding and earthquakes.
By taking an imaginative and collaborative approach to resilience, we are protecting shoreline communities and preparing for the local challenges brought on by climate change while also creating a stronger, more resilient Bay Area with solutions that address big issues such as housing, health, transportation and economic disparities. Bay Area Challenge projects will be founded in principals of the resilience dividend and will leverage both mainstream and innovative finance and funding mechanisms.
To realize this opportunity, the Bay Area Challenge has identified the need for finance advisors that are savvy about the funding and finance assets available locally, regionally, at the state level, nationally and globally from government, philanthropic and corporate sources and investors. Resilient by Design staff and board members seek a counterpart finance advisory team to both pragmatically and creatively guide Design Teams and local stakeholders (e.g. local jurisdictions) with foundational information about project finance and funding for resilient projects, as well as tailored advice for the ten Design team projects. Importantly, the finance advisory must be expert in California and Bay Area finance and funding constraints and opportunities and able to guide local jurisdictions in resilient project finance.
The ultimate goal of the finance advisory team is to help Design Teams understand their financing options and make well-informed project decisions that result in financeable designs that can be implemented over a reasonable timeframe that improve resilience in the Bay area, saving lives and improving livelihoods. Given the diversity of funding and finance pathways possible, Resilient by Design expects that professionals and/or institutions with varied experience will bid as teams. However, Resilient by Design is seeking one point of contact for the finance advisory team.
RESILIENT BY DESIGN PROCESS
In June 2017, community members were invited to participate in an open call to suggest local sites that are vulnerable to the threats of climate change. At the same time, Design Teams made up of unique combinations of local and global leaders, architects, engineers, landscape architects, public finance experts, educators and ecologists were invited to apply to participate in Resilient by Design Bay Area Challenge’s intensive and collaborative community based research and design challenge. Resilient by Design will select ten qualified and diverse Design Teams to join communities in addressing local challenges, using their knowledge and expertise to strengthen the capacity of local communities and to put solutions into action.
In September 2017, Design Teams will begin exploring the challenges of the Bay under the guidance of Resilient by Design advisors, existing local expertise, and the latest climate models. Design Teams will tour communities and unique potential sites, listen to residents and elected officials and gain a deep understanding of community needs and local challenges. At the end of this phase, Design Teams will present 3-5 initial design concepts for locations throughout the Bay Area, and the most innovative and implementable ideas will move into the design phase.
In December 2017, Design Teams will begin working on these solutions in partnership with residents, businesses, community based organizations and political leaders to develop creative and implementable infrastructure projects that will be judged by an internationally renowned jury. Throughout this phase, Design Teams will be deeply engaged with residents and community groups. To help Design Teams prepare their projects for future successful implementation, Resilient by Design advisors and experts will support teams as they create final conceptual designs and work with teams to build out action and financial plans.
These ten new implementable solutions for the region will be designed to help communities adapt to the future effects of climate change and will provide benefits that address current issues and concerns such as public access to recreation areas, access to housing and protecting vulnerable infrastructure and transportation systems. Project scales will range from neighborhood to multi-county geographies, with implementation timelines over the next decade(s).
Design Teams, the primary audience for the finance advisory team, are likely to include professionals familiar with large-scale built-environment project implementation, such as engineers, architects, landscape architects, community development experts, as well as academics, scientists, ecologists, artists etc. In addition, Design Teams will collaborate closely with leaders from the project site jurisdictions, and these public sector implementers (e.g. elected officials, public works, planning, sustainability etc.) will also be key stakeholders for the finance advisory team.
FINANCE ADVISORY TEAM SCOPE
Resilient by Design suggests a two-part scope for the finance advisory team to complement the above process. Firstly, during the research phase, the selected finance advisory team will provide all teams with a general finance and funding reference guide and in-person workshop and make themselves available for questions, building their relationships with the Design Teams. The guide will identify a diverse set of funding and finance options, illustrate ways to generate revenue from resilience projects and describe common and anticipated challenges and solutions for funding and financing Resilient by Design projects. The guide will likely be made public on the Resilient by Design website and should be comprehensive, easily digested and applicable to the intent of the Bay Area Challenge. This resource would need to be produced somewhat quickly befitting the accelerated timeline for the entire project. Secondly, during the design phase, the finance advisory team will meet with key members of each of the ten Design Teams and their jurisdictional counterparts to provide specific project-level funding and finance guidance and, subsequently, to review the projects’ finance plans. The consultant team is encouraged to present additional and alternate approaches to the project scope.
Illustrative funding and finance options include but are not limited to:
- Special [capital improvement] districts for fees, taxes and bonding authority
- A jurisdiction’s capital funds
- State bond funds
- Federal grants
- Equity finance through impact investing
- Public private partnerships, including Proposition 13-related increment finance with legacy property owners
- Debt finance, including raised debt ceilings for general obligation bonds and green bonds
- Insurance linked securities such as catastrophe bonds and resilience bonds
- Government insured and subsidized or funded revolving loan, infrastructure bank and trust fund mechanisms
- Multi-dimensional projects that leverage different State resources for different project components including affordable housing, active transportation and complete streets, stormwater management, etc.
- Resilience project revenue generation could include but is not limited to:
- Utility payments, service fees, taxes and tariffs related to tourism, transportation, water, wastewater and other sectors
- Cap and trade schemes
- Collateral from risk reduction, property value increases, density bonuses, natural resource services, etc.
- Regional funding collaboratives e.g. for watershed and other ecosystem protection
Resilient by Design’s consultant budget for the advisory scope of work is $100,000.
CONFLICTS OF INTEREST
Finance advisory teams may not include members of firms that are part of the selected Resilient by Design Bay Area Challenge Design Teams.
Italicized items relate to Bay Area Challenge overall, which can be found in the design brief here.
- Bay Area Challenge Design Teams selected
- 28th - Bay Area Challenge Finance Advisory proposals due
- Bay Area Challenge Finance Advisory selected
- Set up agreement with finance advisory consultant (into September)
- Commence three-month collaborative research, (second week of September)
- Bay Area Challenge Finance Advisory General Guidelines drafted and related material gathered
- Bay Area Challenge Finance Guidelines approved by Resilient by Design
- An early November Bay Area Challenge Finance Guidelines in-person workshop with guidelines presentation and discussion including all teams. (Design Teams will be finalizing their proposed design opportunities at the culmination of their touring and research phase in anticipation of a 15 November presentation of ideas)
- Related material posted to http://www.resilientbayarea.org/teamresources
- Finance Advisory responds to Design team questions via email
- Design projects selected (December 9) and matched with Design Teams
- Commence five-month collaborative design
· January -March
- Bay Area Challenge Finance Advisory meets once one-on-one with each Design team and provides follow-up specific advisory information
- Bay Area Challenge Finance Advisory reviews individual draft design finance plans and provides comments
In your consultant team proposal, please include:
1. An up-to two-page description of your proposed approach to the finance advisory project including date ranges and specific deliverables.
2. An up-to two-page description of your prior experience related to this project. Including weblinks is fine, but please be explicit about the nature of the past work as it relates to this project.
a. In your appendix, you are welcome to include additional detail about your related experience.
3. A list of consultant personnel, including names, titles and up to two sentences each describing their relevance to this project. Please also indicate your team members’ availability during the project timeframe.
a. In your appendix, please include an org chart, up to 200 word descriptions of each institution included in your proposal (tailored to the specifics of this RFP), and either resumes or (preferred) links to personnel’s LinkedIn or other online profiles.
b. In your appendix, please comment on any potential conflicts with other elements of Resilient by Design.
4. A budget, broken out by task and including fees and expenses. Please include no-cost (pro bono) assets that your team will bring to this project, augmenting your fee-based work.
a. In your appendix, you are welcome to include budget details.
5. A brief description of your project management approach, including a statement about your past experience working together as a consultant team.
6. In your cover letter, a “why choose us” list of up to 5 unique assets your team brings to this work.
7. In your appendix, a list of two references for the prime contractor and at least one reference for each sub on your team, including name, title, institution, direct phone and email.
 In this case, the resilience dividend includes quantifiable collateral benefits and it can help overcome major barriers to disaster risk prevention, bypass the need to create new regulations or policies that require that hazards be addressed, limit costs, prevent new silos from being created or even overcome them and help build adaptive capacity.
 Funding is money received for a specific purpose that does not have to be paid back. Examples include grants from federal or state government sources, local revenue, or foundations. Challenges with funding include the lack of dedicated resilience programs, siloed and piecemeal nature of funding sources, competitive allocation, requirements of matches from other sources, and over demand and allocation.
Financing is money received for projects or programs that has to be paid back. Loans, bonds, and other forms of public or private financing are examples. Generally, projects require revenue generation in order to be successfully financed. Challenges with financing include that not all resilience work can be financed, mechanisms can be technically challenging to implement, and it requires revenue.


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Got my letter today for my allotment, so hopefully this means the float is not too far away.I note that the "to be announced" on commsec has...

domain: hobby


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How to find Macedonian mail order brides? Below are great tips. The language barrier is just about the biggest injury in finding a Macedonian bride. Inspite of their language barrier, the locals will never view you any differently from any other traveler. If you approach a Macedonian woman, it may end up in difficulties. But you can get around this problem by using the internet and meeting Macedonian women web based.
The first step in finding a Macedonian mail order woman is to finding a and find a website that can match you which has a woman. These websites provide profiles of Macedonian ladies and allow you to find your ideal partner. The cost of connecting to a website is minimal. Once you’ve created the account, start browsing the users of Macedonian women who want to meet you. You’ll be amazed how attractive Macedonian mail order birdes-to-be are!
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If you’re looking for a woman that will love you, consider finding a Macedonian -mail order bride-to-be. The women of Macedonia are gorgeous, beautiful, and possess the ability to succeed Western males over. Also to their attractive appears, Macedonian women are religious and disciplined. For anyone who is looking for a female with a similar personality, you might want https://easteuropeanbrides.com/macedonian-brides/ to look in other places.
After finding a Macedonian submit order star of the event online, you’ve got to decide if you’d like to marry her or perhaps not. You’ll be wanting to consider the price tag on living at the same time, the number of children you need, and other factors. Most of these factors must be discussed just before getting married. Of course, this is your life, and the last thing you want is for it to get rid of in a tragedy.
Not like Russian ladies, Macedonian women are known for their particular devotedness and industriousness. They have high educational levels and often volunteer. But in reality maintain a social lifestyle. They will not sacrifice their profession for a spouse and children. In addition to that, they’ll also have time for youngsters and husbands. So if you’re buying a woman who will be faithful to you and your family, a Macedonian mail purchase bride could be the right choice.
Although women inside the Balkans can easily certainly be a bit mental, they’re likewise loyal and devoted to their very own partners. The beauty of Macedonian women of all ages is unquestionable. Their extended, lean figures, and toned necks are attractive. Additionally , they are charming and extremely hospitable. Deciding on a Macedonian mail buy bride is a wonderful way to meet up with a woman that’s truly suited to you.

domain: sociology


text: This droll, comic day-in-the-life chronicles a multigenerational family preparing a dinner in their Berlin apartment. Compared with siblings Karin and Simon, their parents, and their little sister Clara, the cat is ironically the paragon of normalcy. Clara displays her penchant for screaming, Mom flirts with the neighbor fixing the washing machine, doors open and close as in a bedroom farce, and family members scramble hither and thither. Putting the absurdities of daily life on display, seemingly unspectacular details are assembled into a surreal choreography of the quotidian that will leave audiences grinning at the film’s audacity and perfect execution. “Zürcher appears to be channeling the comic maestros of French cinema, from Tati to Gondry, with just a twist of Ozon to keep the sweetness in check…. A sunny delight from end to end.”—The Hollywood Reporter.

domain: entertainment


text: In the final installment of our Here, There series on abortion, we return to the divisive struggle over reproductive matters in the United States. While in some instances, other countries' politics resemble our own, one thing clearly distinguishes ours from the rest: the pitched, protracted and -- at times -- violent battle between those who want to restrict abortion and those who want it kept legal and readily available. While Americans are all too familiar with the current debate, the history of how we got here might surprise you. To find out more, we talk to Melody Rose, author of Safe, Legal and Unavailable? Abortion Politics in the United States. Later, Worldview film contributor Milos Stehlik ruminates on the depiction of abortion in film.


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Metro injects R13m into festive events
Residents and visitors to the metro can look forward to a jam-packed festive calendar, with events such as the Berlin November, Buyel’Ekhaya Music Festival, Metro FM Heatwave, the East London Harbour Festival, 2017 Count Down, the Eastern Cape Music Awards and this weekend, the Daily Dispatch Cycle Tour.
The funds will also go towards the internationally recognised Africa Open golf event. East London did not host the golf event this year after the promoter did not raise enough funds to hold the tournament in March. Promoter Mbali Ngqula at the time said the event was put on hold pending meetings with sponsors and stakeholders. However, following executive mayor Xola Pakati’s funding announcement last week, councillors welcomed the news of the project being back on the cards for next year.
In a report tabled last week, Pakati requested council to approve funding for nine big events and to note seven more than had already been approved to receive funding by the metro’s sponsorship committee.
The metro was, however, lambasted by DA councillors for allegedly failing to account for how the public funds were spent by the different companies sponsored for previous events.
Councillor Chantel King said: “We are still waiting for close-out reports for these events, especially the Buyel’Ekhaya festival, where the city spent millions of rands. There is still no close-out report for last year’s event of how the money was spent and what exactly it was used for.”
Another DA councillor, Susan Bentley, questioned where the money made from the thousands of tickets sold for the festival went to. “For Buyel’Ekhaya festival the tickets go for R180 each and about 22000 people attend that event but we never know where the money goes to. It just disappears,” Bentley said.
Last year the metro injected R4.9-million towards the Buyel’Ekhaya Pan African Jazz Festival, an increase of R1.9-million from the previous financial year. This year BCM has approved only R4-million for the festival, which has been dubbed a “signature event” for the city.
A total of R2-million will go towards the Africa Open golf tournament, which is expected to attract more than 7000 spectators over four days. The city estimates the economic value of the event at R32-million.
The East London Harbour Festival, 2017 Count Down event and the Buffalo City International Festival will each get R1-million.
Pakati said the Berlin November event had been allocated R800000, the Eastern Cape Music Awards R500000, while the Mdantsane Summer Re-union, SA Master Swimming Championship and the Cruel Summer events would get R200000 each.
ANC ward councillor Thozamile Norexe expressed concern about young people drinking at the Cruel Summer and Mdantsane Re-union events. Norexe also lambasted the Berlin November event for failing to benefit people from Berlin and surrounding areas. — firstname.lastname@example.org
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domain: finance


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Delve into Shangtukouzi in China
Shangtukouzi in the region of Liaoning is located in China - some 439 mi or ( 707 km ) North-East of Beijing , the country's capital .
Local time in Shangtukouzi is now 09:36 AM (Monday) . The local timezone is named " Asia/Shanghai " with a UTC offset of 8 hours. Depending on your mobility, these larger destinations might be interesting for you: Pyongyang, Hamhung, Yongling, Xiaoshi, and Tongliao. While being here, you might want to check out Pyongyang . We discovered some clip posted online . Scroll down to see the most favourite one or select the video collection in the navigation. Are you curious about the possible sightseeing spots and facts in Shangtukouzi ? We have collected some references on our attractions page.
Train in Northeast China
View out the window of the train somewhere between Shenyang and Changchun ..
Videos provided by Youtube are under the copyright of their owners.
Interesting facts about this location
Qinghe District, Tieling
Qinghe District is a district of Tieling, Liaoning province, People's Republic of China. However, it is located closer to Kaiyuan City than it is to downtown Tieling, which lies 39 kilometres to the southwest.
Located at 42.55 124.16 (Lat./Long.); Less than 10 km away
Kaiyuan is a county-level city in the northeast of Liaoning Province in Northeast China. It is under the administration of Tieling City, which lies 33 kilometres to the southwest. Kaiyuan was the birthplace of Sheng Shicai (1897–1970), was a Chinese warlord who ruled Xinjiang from 1933 to 1944.
Located at 42.55 124.03 (Lat./Long.); Less than 14 km away
Information of geographic nature is based on public data provided by geonames.org, CIA world facts book, Unesco, DBpedia and wikipedia. Weather is based on NOAA GFS.

domain: geography


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Arrives in 3-7 Business Days
Max Born (1882-1970), physicist, Nobel prize winner and close friend to Albert Einstein, was one of the brilliant minds of the twentieth century. An advocate of the new theories of Einstein and a researcher into the science that was to become quantum mechanics, he soon attracted a stream of brilliant young students around him at Frankfurt and Goettingen. This was a golden age of physics and a formative period for modern science, when many of the foundations of modern science were being sketched out in German cafes. Nine of Born's students went on to win Nobel prizes for their work, although four (two working for the Germans and two for the US) saddened him by working on the development of the atomic bomb.
In 1924 he published a paper entitled 'Quantum Mechanics' the first to label the research with this name. He played a crucial role in the development of the theory of quantum mechanics and of wave function.
In the 1930s he was forced to flee from Germany to escape the anti-Semitic policies of the nazis and continued his work first in Cambridge and then in Edinburgh, returning to Germany only on his retirement in the 1950s. He always resisted pressure to become involved in the use of science for destructive purposes, something that put him out of favour with the establishment. He spent much of his final years campaigning against the atomic bomb and against the unethical use of science. He wrote to Einstein of his sorrow 'that our science which is such a beautiful thing in itself and could be such a benefactor for human society, has been degraded to nothing but a means of destruction and death'.
MORE FROM THIS COLLECTION

domain: history


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Luxury & Fashion
Sep 1, 2015
From Italy with Style
The brand Aldo Coppola is a symbol of prestige, quality and irreproachable reputation in the world of fashion and hair dressing's art. In Russia the brand Aldo Coppola has been known since 1994.
The Aldo Coppola brand was born in 1965, when a young innovative stylist Aldo Coppola opened his first hair salon in Via Manzoni, in the heart of Milan. Aldo began his career at the age of 12, working in the father's hair salon. At the age of 15 Aldo Coppola graduated from the art academy and won an Italian championship in women hairstyles. Any experience, any person and any new work became an inspiration and motivation source for the maestro. The unique approach to create haircuts and hairstyles, a huge creative potential and charisma have brought worldwide fame to Aldo Coppola and the most respected status in the fashion and beauty industry to the brand. Longstanding cooperation with leading designers such as Valentino, Armani, Versace has established its status as the leading company in the hairdressing industry.
In Russia, the brand has found its second home. The first beauty center in Russia opened in the legendary «Sadko Arcada» in 1994, immediately becoming one of the most fashionable places of the capital. Today in Moscow and Moscow region 7 beauty and spa centers have opened. The success of Aldo Coppola in Moscow had soon spread to the regions, creating a franchise network throughout Russia.
Since the appearance of Aldo Coppola in Russia, the company is successfully managed by its inspirer and president Maria Broughton-Khudoyan. A fine beauty and style sense, love for her work, aspiration to continuous self-improvement of entire creative team allowed to bring the company to the leading position in its niche. High standards defined by Maria in the beginning of her professional career have helped the Aldo Coppola company to gain a reputation as one of the best, unmatched beauty Centres. The distinctive feature of Aldo Coppola in Russia is the wide range of beauty, wellness and spa programs. The brand itself has successfully established a reputation of impeccable excellence, unsurpassed service in the beauty and hairdressing industry. Entirely sharing the Aldo Coppola philosophy — the philosophy of natural beauty — in 17 years the artistic team has created unique images that reveal the individual beauty of each woman.
Once inspired by natural beauty Aldo Coppola created a new philosophy, which later became a real revolution in the hairdressing world. Each Aldo Coppola customer is uniquely beautiful, perfectly groomed, but looks like she doesn't make any effort for this. In the Moscow Beauty Centers the phrase: «beauty requires sacrifice» is not current: in all the centers are used only natural care products and hair coloring. According to Aldo Coppola, even the most complicated hair coloring shouldn't bring any damage.
The customers of Aldo Coppola beauty centers do not even have to sacrifice their time: the professional Russian and Italian team offers complete express cares, which allow you to make up to 5 treatments at the same time.
Best of the best
The leading masters of the Russian Aldo Coppola team have successfully adopted the talent of maestro to be the best of the best. Thanks to the constant improvement of professional skills of the artists, who regularly upgrade their qualification in Milan, the brand always manages to stay at the top of the fashion trends and the latest technology.
The highest level of service, a special atmosphere, the best artists and newest range of treatments do not cease to surprise both regular and new customers. Range of services offered in the Aldo Coppola, is constantly growing, due to the use of the latest exclusive developments both in hairdressing and cosmetology fields. Last generation hardware techniques, the ancient eastern practices, unique original programs, the presence of customer's VIP rooms according to their individual needs — all the programs gained popularity among the most demanding customers.


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The Benefits Of Restaurant Inventory Software in Harcourt
If you own a restaurant, it goes without stating that you have a big list of items that have to be handled every day. Managing your restaurant’s inventory while supervising day-to-day operations can be rather a handful. There are mistakes that you or your management could make that could lead to your service losing a lot of cash in squandered inventory, undermining your company’ performance while doing so. To avoid expensive stock mistakes, think about investing in restaurant stock software application.
Restaurant inventory systems are developed to help restaurants handle their stock, making it harder for problems like shorting of needed supplies and active ingredients or overstocking to happen. If you are still uncertain if buying a restaurant inventory system is a great idea, then keep reading. In this short article, we will be looking at some of the advantages restaurant stock management systems have to use.
Waste Less Food in your Harcourt restaurant
Wasted food components and products are among the common indications that you have an inventory management issue. An inventory management system will lower the opportunities of this taking place considering that the majority of these systems are created to organize and manage stock. Inventory management systems recognize and track the patterns of the most popular products, and the rate components are used to avoid food wastage. By enabling you to track any changes occurring within your restaurant, an inventory management system will let you determine locations where there’s wastage, making it simpler for you to come up with control measures to stop this from taking place.
50544: Structured Buying Process
In the restaurant business, every minute counts and a minute wasted is loan down the drain. As a restaurant owner or supervisor, you understand how busy things can get, particularly during peak hours. Considering this, nothing can slow down things like when orders be available in late. At the very same time, ordering active ingredients manually is a process that can, often, take in a lot of time. Restaurant stock systems can assist enhance your purchasing procedure. These systems permit you to produce custom-made templates of the items you order typically and utilize this details to order from multiple suppliers at one go. This not just conserves you time however likewise makes it tough to make buying errors.
Restaurant Profitability is Key in Harcourt Iowa
Planning your stock in advance will lower the chances of overpaying for ingredients. This, in turn, will suggest that you get to conserve more. Stock management systems assist by handling all your inventory management efforts to guarantee that your orders are made in good time and smoothly. At the exact same time, these systems enable you to invite bids from different suppliers simultaneously. This opens the playing field as suppliers will contend to quote the very best costs possible. By enhancing inventory management and enabling you to find the very best offers available, restaurant stock systems make it possible to save when it comes to inventory. At the end of the day, you have more financial resources to invest in locations of your restaurant that need it more.
A restaurant stock management system will save you from squandering precious time ordering and counting stock when you might be concentrating on the more vital functional aspects of your restaurant like assisting your clients and personnel and managing other elements of your business.

domain: economics


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The U.S. Food and Drug Administration (FDA) has ruled on the healthiness of cocoa in one’s diet.
The FDA will allow “the use of certain qualified health claims regarding the consumption of cocoa flavanols in high flavanol cocoa powder and a reduced risk of cardiovascular disease for conventional foods,” according to a February press release from the agency.
Flavanols are naturally occurring chemical compounds found in plants and foods such as tea, apples, grapes, red wine, and cocoa. However, a special version of the chemical is produced only in cocoa beans.
A 2020 study on the National Library of Medicine’s website explored the possibility of using flavanols found in chocolate as an avenue for addressing obesity.
“The study reported that consumption of cocoa bean extract powder containing 80 mg of flavonoids for 4 weeks by obese subjects with borderline metabolic syndrome showed a reduction in body weight, waist circumference, glycemia, and TG. Blood levels of HDL-c also increased in the cocoa group,” said researchers.
Subsequent studies on the flavanols found in chocolate were conducted on their ability to prevent cardiovascular disease events in 2022.
“We did see promising signals for prevention of cardiovascular disease events,” said Dr. JoAnn Manson, an author of the 2022 study, according to NPR. “We actually saw a 27% reduction in cardiovascular disease deaths,” she continued.
Barry Callebaut AG Switzerland, a company that produces chocolate and cocoa products, petitioned the FDA in 2018, asking that the regulatory agency authorize claims that cocoa flavanols can be associated with decreased risk for cardiovascular diseases, according to the press release from the FDA.
The FDA responded to the petition on February 1 after reviewing the studies presented by the organization.
The agency said that it would consider “enforcement discretion” for certain health terms in relation to high-flavanol content cocoa. These terms center around the fact that high-flavanol cocoa powders can reduce one’s risk of cardiovascular disease.
The FDA, however, maintains that scientific evidence for these terms has been sparse.
“The credible scientific evidence for this relationship, which is very limited, does not support the establishment of a daily intake of 200 mg of cocoa flavanols or any other daily dietary intake recommendation levels for the general U.S. population,” said the FDA in the letter.
The FDA said that these claims currently only apply specifically to powders and foods that contain a high concentration of flavanol and that they do not apply to regular cocoa powder products, such as chocolate.
Christopher Gardner, a professor at Stanford University, told NPR that health claims like those presented and evaluated are unlikely to be helpful for consumers.
“How is a consumer going to interpret that?” he said, per NPR.
I like chocolate, but the sugar is rough on the body. I believe that the early monks would sweeten the cocoa with cream.
I’m sure that the cocoa industry likes seeing this kind of Press.
Cocoa commodity prices are currently up over 5% year over year.

domain: chemistry


Paramount Group is a leading NCR-based real estate developer with projects spanning key real estate corridors of the Zeta Sector in Greater Noida. The Group mainly operates across the residential and commercial segments with grand-scale offerings like Paramount Emotions, Paramount Office Space, Paramount Golfeforeste Apartments, Paramount Golfemart etc located in the Zeta Sector, one of the most socially equipped and economically developed colonies of Greater Noida.
One of its recent offerings, Paramount Golfeforeste Villas, is a low-density township project falling in the luxury category, spread over a land parcel of 90 acres opposite Zeta Sector in Greater Noida. Developed on the lines of luxury township living, it is located in close proximity to the proposed Jewar Airport.
Paramount Golfeforeste Villas is a mixed residential township that offers luxurious villas, studios, and apartments, catering to the requirements of all types of luxury buyers class.
One of the key highlights of the project is the Tailor-made Villas which allow end-users and buyers to do volition-based customisations in the interiors and finishes of the villas and design them according to their aesthetic sense and living suitability.
Paramount Golfeforeste Villas also offers a blend of commerce and leisure space with restaurants and clubs within the complex to enhance the recreational experience of customers. The project also provides luxurious facilities like SPA, Landscaped Garden, Jogging Track, Golfcourse, and Wave Effect Swimming Pool.
Brilliant metro and road connectivity puts the project at the stratum of real estate space with GNIDA Office Metro Station, Delta 1 Metro station, Alpha 1 metro station, and Noida-Greater Noida Expressway in close proximity.
A spokesperson from Paramount Group, said, “The Paramount Group is known for its dedication, passion, and customer-centric approach to constantly meet the demands of buyers in the real estate space. Paramount Golfeforeste Villas is a luxurious township project with amenities like retail shops, a restaurant, a club, and a golf course in a bid to develop a township within a town. We have received a tremendous response from across the corners. Our legacy has been validated by the unalloyed trust and faith of the buyers in our projects.”


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Crowe ‘privileged to assist’ struggling New Zealand team get bearings backBy ANI
Wednesday, October 27, 2010
AUCKLAND - Former New Zealand skipper Martin Crowe has said that he is willing to help the cricket committee being set up to monitor the struggling Black Caps.
The committee, which will be chaired by New Zealand Cricket board member Stephen Boock, has come to light following New Zealand’s recent disastrous 4-0 series loss to Bangladesh.
About three independent personalities will be co-opted with Crowe’s name mentioned as a possibility with options being considered over the next week or so.
“I’m happy and privileged to assist in any capacity asked of me,” Stuff.co.nz quoted Crowe, as saying.
Crowe further said that he has already started a programme with some of New Zealand’s most promising players, including Kane Williamson, B.J. Watling and Daniel Flynn.
“They need time as is normal for batters with limited first-class play. It took me 30 first-class games to get a true belief for what I could repeat consistently. These guys need more games before expectations can go up,” Crowe said.
“The challenge is they are asked to get this experience now at the very top level. I struggled too at this stage and was helped by seasoned pros like John Wright, Bruce Edgar, John Reid, Geoff Howarth and Jeremy Coney.
The hope is that our senior men of today can carry the day while these rookies come up to speed,” he added. (ANI)


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Today, the first encounter between a hotel and its guests is often through their eyes. From the decoration comes this first impression, this particular atmosphere which makes all the character of an establishment.
Extravagant or more discreet, futuristic or very classic, the decor of BEST WESTERN hotels reflects our diversity. Unique, authentic, with a true identity, they reflect the personality of the men and women who make up our group of independent hoteliers.
Whether they have chosen to pay homage to art, to their city or to nature, to sublimate a place with remarkable architecture, to transcend an era or to give new life to a place with an unexpected past, none of them leaves one indifferent.
Settings full of passion, but also of reason. In this new book, we invite you to go behind the scenes to discover the sometimes unusual stories, anecdotes and sources of inspiration that gave birth to these exceptional worlds.
On sale at the hotel. Beautifull Book Best Western


- Get Involved
- About KPOV
KPOV – High Desert Community Radio
|Welcome to 88.9 KPOV! KPOV broadcasts from Bend, Oregon and reaches listeners throughout Deschutes County and into Crook County. With over 40 locally produced programs and 70 hosts, KPOV is radio by the people and for the people.
Listener Supported and Volunteer Powered!
KPOV, 501 NW Bond St, Bend, OR 97703, 541-322-0863
The second edition of the High Desert Home Companion that played to an enthusiastic audience in November, the High Desert Revue is an entertaining, engaging, and funny showcase of Central Oregon’s talented musicians and performers. Featuring music, old time radio skits, story-telling, comedy, and hilarious mock ads, the High Desert Revue will satisfy all of your entertainment needs in one night in the intimate setting of the Cascades Theatre!
The show will be held on February 24th at 7:00 p.m.
Read more for our great sponsors and details on the evening.
Read more ›
To bring you in-depth discussions of important local issues, KPOV broadcasts live each month from the City Club of Central Oregon Monthly Luncheon Forums. The forums occur on the third Thursday of each month at 11:45 a.m.
Tune in Thursday, March 15 at 11:45 a.m., when the topic will be “Fires, Forests and Foes.” Listen to City Club of Central Oregon Monthly Luncheon Forums on KPOV at 88.9 FM or live streaming on kpov.org. KPOV archives past Monthly Luncheon Forums at kpov.org/city-club-forums/, so you can listen any time.
COCC and Not in Our Town Director Patrice O’Neil will screen “Not in Our Town, Not in Our Schools,” an inspiring film showing how communities have dealt with hate and violence. The film will be shown March 5 at 6:00 p.m. A discussion on bullying, hatred, racism and bigotry will follow.
The next day, COCC and Patrice O’Neill will host a community organizing workshop on preventing and responding to bullying and hate in Central Oregon. The workshop will be held from 9:00 a.m. to Noon on March 6.
Both events will be at COCC’s Wille Hall in the Coats Campus Center on the Bend campus. Read more ›
KPOV’s station manager, Jill Mahler, was a guest on the Radio Survivor podcast recently, talking about the history of KPOV, and an exciting new project adding podcasts to our website. Thanks to Deschutes Cultural Coalition, Deschutes County and the Roundhouse Foundation for their support.
Listen to the podcast episode here: http://www.radiosurvivor.com/2017/11/14/podcast-116-community-podcasting-community-radio/
If you have sorely missed Acid Washed Genes since its departure two months ago, we have great news for you. Salmon Dave and Acid Washed Genes are back!
The show now airs on Tuesday mornings at 10:00 a.m. Acid Washed Genes features an eclectic lineup of music composed of independent singer-songwriters as well as anything else that might be timely.
Note to Soul Serenade fans: Celeste has moved out of town. We know you are may be sad about that, but give Acid Washed Genes a shot. It’s great show!
Comedians. Actors. Musicians. Writers. Artists. We’re bringing them all together Tuesday afternoons at 4:30 in a fun, relaxed space on KPOV’s all-new “The Dog & Pony Show.”
Howard Leff and Krystal Collins host! It’s a place to have some laughs and learn some stuff as we spotlight Bend’s ever-growing creative arts community. You never know who’s going to stop by.


3D Printing, Scanning and Design Services for your Business
3D printing is now a household name and has virtually limitless applications across a variety of industries. Organisations in Australia and abroad are taking advantage of this innovative technology. Industry experts confirm that 3D printing markets are growing in both depth and breadth. The global 3D printing market will reach at least $7 billion by 2025[i].
We have worked with a number of customers servicing the architectural, engineering and marketing industries. 3D Print services are creating efficiencies, with the applications for 3D print growing at the same rate as consumer interest in this technology.
We can manage your 3D print job from start to finish including:
If you’ve got something in mind already we can create exact replicas of almost any object OR we can coordinate a high resolution photography shoot of an object to be replicated.
We can start with initial concepts and build a 3D printing ready file.
We can produce your design in 3D using a variety of materials and sizes, the possibilities are endless. 3D printing has so many advantages, taking the stress out of production processes so you can visualise and touch a tangible object as a prototype before committing to production. [i] Applications of 3D Printing 2014-2024 by Dr Jon Harrop


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Rahul takes on CPM in its den
Taking on the CPI(M) in north Kerala, its old stronghold, Congress general secretary Rahul Gandhi asked the party to stop the “politics of violence”.Updated: May 11, 2010 00:47 IST
Taking on the CPI(M) in north Kerala, its old stronghold, Congress general secretary Rahul Gandhi asked the party to stop the “politics of violence”.
During his interaction with Youth Congress workers in Kasargode, 550 km north of Thiruvananthapuram, he said: “The CPM is out to impose things found in outdated books.”
On his whirlwind one-day tour, being seen as a preparatory move before the April 2011 assembly election campaign, Gandhi addressed three meetings of Youth Congress workers in the state.
Gandhi said Congress workers should not get provoked, especially at a time when “the civic bodies and assembly elections are fast approaching”.
North Kerala, also known as the Malabar region, remains the ruling CPI(M)’s backbone. For, most of its tall leaders, including A.K. Gopalan, E.K. Nayanar and Pinarayi Vijayan, came from this region.
It is also home to some of the bloodiest political clashes. More than 300 people were killed in the two-decade-long CPI(M)-RSS clashes here. And Gandhi chose this region to fire his first salvo at the ruling party before the assembly elections in April next year.
Asserting that the Congress always upheld democratic values and it never stifled freedom of expression, he accused the CPI(M) of always suppressing the freedom of expression. He also met Congress workers who were injured in CPI(M) attacks.
Gandhi assured party workers that regular organisational polls would be held at all levels and imposing of leaders through the “parachute system” would be stopped as soon as possible. “Merit should be the only criteria.”
First Published: May 11, 2010 00:45 IST


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This post may contain affiliate links for products and ingredients I use and recommend. For more information, see my disclosures here.
Last Updated on September 27, 2023
Since starting this sourdough recipe blog, one of the most common queries I’ve received is if I have a sourdough banana bread recipe using sourdough discard. Finally, I do!
This sourdough discard banana bread recipe is easy to make, perfectly spiced with warming masala chai spices, incredibly moist, and uses FIVE bananas.
You need nothing special to make this sourdough discard banana bread except a bread loaf pan, a sourdough starter or sourdough starter discard, some very ripe bananas, and other pantry staples and spices. Even better- it all comes together in an hour!
What is Banana Bread?
Banana bread is more akin to a cake than bread. Banana bread consists of sugar, eggs, and fat, and is baked in a bread loaf pan. The result is moist cakey bread that slices easily, stores and travels well, and makes a great breakfast treat, dessert, or afternoon snack.
While this recipe highlights warming spices in banana bread, you can add nuts or chocolate chips for additional flavor and texture.
Baking vegetables and fruits into desserts have been around for centuries, but the first banana bread recipes were documented in the 1930s during the Great Depression. Instead of wasting overripe bananas, they were baked into cakes to extend their convenience (and likely to market baking powder). This is similar to using excess garden zucchini to make zucchini bread.
More recently, banana bread was all the rage during the early months of COVID-19 lockdowns (along with sourdough baking, of course). I guess when life gives you bananas…make banana bread? 🤷♂
Furthermore, banana bread is easy to make! Mix the dry and wet ingredients, pour into a bread loaf pan, and bake for about an hour. It doesn’t get much easier than that in baking!
🛠 Tools Needed:
Click on the toggles below for more information, recommendations, and possible substitutes.
Bread Loaf Pan
Bake this banana bread in a 9×5″ bread pan. If you’re using a smaller pan, only fill it up 75% so it doesn’t overflow. I really like the USA Pans linked above because they have a natural non-stick coating.
I always list ingredients by weight in grams because it is the most accurate way to measure baking ingredients. Use a scale, and your baking will immediately be better!
I love my Escali baking scale and use it every day. The batteries last a long time, the scale is accurate, and it comes in many colors.
I use this great Oxo whisk to mix everything together. With one utensil, making banana bread couldn’t be easier!
🛒 Ingredients Needed:
Click on the toggles below for more information, recommendations, and possible substitutes.
This bread is packed full of bananas. Four bananas are in the batter, and one is sliced on top of the bread, which caramelizes in the oven.
Only use very ripe bananas to make banana bread. Ripe bananas are sweeter and less starchy, add moisture, and make the bread taste more like…well, bananas.
The bananas should have many brown spots and be overripe.
I use King Arthur all-purpose flour for this recipe but any all-purpose flour would work well here.
Baking Powder & Baking Soda
Baking powder and baking soda help the bread rise in the oven, and the baking soda will react and balance out the acidity of the sourdough starter.
For this banana bread recipe, you can use any mix of spices. I’m fond of warming spices commonly found in masala chai, such as cinnamon, cardamom, ginger, allspice, clove, and a touch of black pepper.
This mix of spices, especially the cardamom (slightly citrusy and spicy), pairs nicely with the caramel banana flavors, and each spice adds its own unique flavor.
Nonetheless, you can substitute the spices or add anise, nutmeg, mace, etc.
Sourdough Starter (active or discard)
I find refined coconut oil in banana bread keeps the bread extra moist. Substitute it with a neutral oil like vegetable oil if you don’t have coconut oil.
Unrefined coconut oil is okay to use, but there might be more coconut flavor in the loaf (not an issue to me, though!).
The other fat used in this recipe is melted butter. Butter adds richness and more moisture to the loaf.
While you could only use butter or only use oil in banana bread, I found the best results in recipe testing using both! The two balance flavor, richness, moisture, and slightly crumbly texture to make a perfect loaf.
- Sea Salt
- Light Brown Sugar
- Demerara or Raw Sugar (for topping, optional)
🍌 How to Make Sourdough Banana Bread:
Follow this visual and detailed recipe guide to help you make the best sourdough discard banana bread.
1. Preheat Oven and Prepare Bread Loaf Pan
Preheat the oven to 350ºF (177ºC).
Coat the interior of a 9×5″ bread loaf pan with butter or non-stick spray.
Line the pan with a piece of parchment paper that fits the length of the pan and has a couple of inches of overhang on each side like two wings. This will help you remove the bread from the pan.
Oil or spray the parchment paper. Set aside.
2. Mix the Dry Ingredients
In a large mixing bowl, whisk the following dry ingredients:
- 2 cups (240 grams) of all-purpose flour
- 1 tsp baking powder
- 1 tsp baking soda
- Ground Spices: 1 tsp cinnamon, 1 tsp cardamom, ½ tsp ginger, ¼ tsp allspice, ⅛ tsp cloves, ⅛ tsp black pepper
- 1 tsp sea salt
3. Mash the Bananas and Mix the Wet Ingredients:
In another large mixing bowl, mash four ripe bananas with a fork.
Whisk in the following wet ingredients:
- 2 large eggs
- ½ cup (150 grams) sourdough starter (active or discard)
- 6 TBS (85 grams) melted unsalted butter
- ¼ cup (40 grams) melted refined coconut oil
- ½ cup (100 grams) light brown sugar
- 1 teaspoons vanilla extract
The wet ingredients will still be a bit lumpy from the bananas, which is fine! The more lumps of bananas you leave, the bigger pockets of bananas you’ll get in your bread, which I prefer.
Create a well in the center of the dry ingredients and pour in the wet ingredients.
Mix the banana bread batter until no dry pockets of flour remain.
At this point, you can fold in ½ cup of toasted nuts or chocolate chips if you desire. Mini chocolate chips are also welcome!lig
Pour the banana bread batter into the prepared bread loaf pan.
Slice one banana in half lengthwise and lay each half cut-side up on top of the batter.
Finally, sprinkle the top with a tablespoon of demerara or raw sugar.
Bake the banana bread at 350ºF (177ºC) for 55-65 minutes until the top caramelizes, a toothpick inserted into the center comes out clean, or the internal temperature reads 200ºF (93ºC).
Cool the loaf on a wire rack. Lift the loaf out of the pan using the parchment paper.
Finally, slice and enjoy!
How to Serve Sourdough Banana Bread
This spiced sourdough banana bread recipe pairs exceptionally well with something creamy. Think a dollop of crème fraîche, mascarpone, Greek yogurt, or cultured butter.
I also enjoy banana bread with creamy nut butter and flaky salt, like peanut butter or almond butter.
Banana bread can be served any time, but it’s particularly good as an afternoon pick-me-up, evening treat, or sweet breakfast.
Furthermore, because it stores well, the bread is a solid traveling loaf cake for get-togethers or as sliced baking gifts for others.
How to Store Sourdough Banana Bread
You can store sourdough banana bread at room temperature for three to four days wrapped tightly in aluminum foil.
To keep longer, store in the refrigerator for up to a week. Eat the bread cold or reheat it slightly in a toaster oven or oven.
Additionally, banana bread can be frozen for long-term storage. Freeze the entire loaf to retain moisture. Wrap the loaf in plastic wrap or aluminum foil and place it in a resealable freezer-safe bag.
To thaw the frozen banana bread, place it in the refrigerator and let it thaw overnight or for a few hours on the counter.
Tips for Success:
- Don’t Overmix:
- Overmixing is probably the biggest fatal mistake of most cake recipes! If your cakes always turn out tough and chewy instead of tender and soft, then you are probably overmixing your batter. Mix just until combined and no more.
- When flour hits a liquid, gluten immediately starts to form, and the gluten strands are what create chewiness in breads (something we’d want in a recipe like My Everyday Sourdough Bread recipe), but not in a soft and tender cake like this recipe or my Sourdough Apple Cider Upside-Down Cake.
- Use Overripe Bananas:
- The longer bananas ripen, the sweeter they become. This is because the starches convert to sugars overtime. Ever had a green banana? It’s not tasty! For this recipe, we’re looking for bananas that are covered in brown spots. This is what will give you the best banana flavor and texture!
- Bake Long Enough:
- It’s easy to be inpatient and rush this recipe, but banana bread does require about an hour in the oven to bake. Use a toothpick or a cake tester to check if the bread is done baking. No crumbs or only a few should remain on the tester at the end of baking.
- If you slice into any baked goods too quickly, they will lose moisture as steam escapes. This can lead to the cake drying out faster and to a sunken loaf. I typically let banana bread cool for at least an hour before slicing (the wait is worth it!).
Sourdough Banana Bread FAQs:
Can I double this recipe?
This recipe makes one standard banana bread loaf. You’re welcome to double the recipe. Simply double the ingredients, follow the same instructions, and divide the batter in half to pour into two bread loaf pans.
Can I make this recipe vegan?
Yes! Replace all of the butter with vegan butter or coconut oil. Use a flax egg or egg replacer.
Can I make banana bread into sourdough banana muffins?
Yes, simply pour the batter into muffin tins/liners and bake at 350ºF for 20-30 minutes (time can depend on how dark your muffin pan is).
Can I add whole wheat to this sourdough banana bread?
Replace ½ cup all-purpose flour with whole wheat or another type of flour. Substituting all-purpose flour with whole-wheat flour might result in a denser loaf.
What other additions can be added?
This is an adaptable and flexible recipe. Add ½ cup of toasted pecans, walnuts, dried fruit like raisins, or chocolate chips to the banana bread after mixing the loaf. It makes a delicious chocolate chip banana bread!
Furthermore, swap out spices or add peanut or almond butter to the batter. If you add nut butter, reduce the butter in the recipe.
Sourdough Banana Bread with Chai Spices
- 1 TBS Raw Sugar
- 1 Banana, sliced in half lengthwise
- Preheat oven to 350ºF (177ºC).Prepare the interior of a bread loaf pan with butter or oil. Line the pan with a piece of parchment paper that fits the length of the pan and has a couple of inches overhang on the sides. Oil the parchment paper and set aside.
- Mix together the dry ingredients in a large mixing bowl. Set aside.2 cups All-Purpose Flour, 1 tsp Baking Powder, 1 tsp Baking Soda, 1 tsp Sea Salt, 1 tsp Ground Cinnamon, 1 tsp Ground Cardamom, ½ tsp Ground Allspice, ½ tsp Ground Ginger, ¼ tsp Ground Cloves, ⅛ tsp Black Pepper
- In another large mixing bowl, mash four very ripe bananas with a fork.Whisk in the wet ingredients until thoroughly combined. It's okay if the mixture is still lumpy.4 Bananas, 2 Eggs, ½ cup Sourdough Starter, ½ cup Light Brown Sugar, 6 TBS Unsalted Butter, 1 tsp Vanilla Extract, ¼ cup Refined coconut oil
- Create a well in the center of the dry ingredients and pour in the mixed wet ingredients. Mix the batter together until no dry pockets remain.Optional: At this point, you can fold in ½ cup of add-ins like nuts or chocolate chips.
- Pour the banana bread batter into the prepared bread loaf pan.Optional topping: Slice one banana lengthwise and place it cut-side up on top of the batter. Sprinkle the top with a TBS of demerara or raw sugar.Bake the banana bread at 350ºF (177ºC) for 55-65 minutes until the top is dark brown, a toothpick inserted in the middle comes out clean, and the internal temperature reads 200ºF (93ºC).Let cool on a wire rack.Slice and enjoy!1 Banana, 1 TBS Raw Sugar
- Feel free to mix and match spices to your preference.

domain: food


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Briante Weber on a Rocket Ride after Signing Two-Way Deal
He’s on a two-way ticket to Houston. Former Sioux Falls Skyforce guard Briante Weber has been inked to a deal with the Rockets.
The transaction also means that Weber will likely be performing his defensive wizardry against the Skyforce in the near term. Houston’s offer is a two-way contract meaning Weber will only spend 45 days maximum with the Rockets and the rest of the time with the G League affiliate Rio Grande Valley Vipers.
Coincidentally, Weber’s last game with the ‘Force before getting called up to Golden State last season was against the Vipers. The journey since then included ending the regular season with Charlotte a pink slip after Summer League followed by a training camp invite to the Los Angeles Lakers.
Though it didn’t work out in La-La Land, Weber continues to treat every day as a new beginning.
In 59 games, Weber compiled 6 triple-doubles in his Skyforce career. That’s double the number of the second-place entrant on the list. Plus Weber logged 160 steals which is two shy of 9th on the all-time Skyforce list.
Rio Grande Valley will play twice in Sioux Falls this season on back-to-back nights November 17 and 18. There will be one more encounter in Hidalgo, Texas on January 27.


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GSFC is in the
business of Pesticides trading since very long. Company is marketing pesticides
of various quality pesticides manufacturers in the state of Gujarat through our
own Farm Information Centers cum Fertilizer Depots. Currently we have 205
depots in the state located all over the state. The idea of selling the
pesticides is to provide right product to the farmer with the detailed guidance
of usage.It also helps farmers to find all the agro input products under one
GSFC Depot roof.

domain: agronomy


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Love has a mysterious way of weaving through the fabric of our lives, Getting back together with your first love years later imprints on our hearts that endure even as time passes. Among the many types of love we experience, there’s something uniquely poignant about our first love—the one that introduces us to the dizzying highs and heartbreaking lows of romantic connection. It’s a journey marked by innocence, passion, and often, a bittersweet farewell. But what happens when fate circles back, and you find yourself considering reigniting that flame years later?
Getting back together with your first love years later
Reconnecting with a first love after a significant hiatus is a complex emotional terrain. It’s a blend of nostalgia and curiosity, woven with the wisdom and growth garnered from the passage of time. The decision to entertain the idea of getting back together is not one to be taken lightly; it requires introspection, open communication, and a willingness to confront the past while embracing the present. For more informative blogs visit My Greatfest.
One of the most striking aspects of rekindling a romance with your first love is the flood of memories it unleashes. Reminiscing about shared experiences, laughter, tears, and moments frozen in time can be both comforting and disorienting. It’s like stepping into a time capsule, revisiting a version of yourself that feels simultaneously familiar and distant. These memories serve as a foundation, offering insights into what once was and what could potentially be again.
However, nostalgia alone cannot sustain a rekindled relationship. Time has a way of reshaping us, and molding our perspectives, priorities, and aspirations. It’s essential to acknowledge and appreciate the growth both individuals have undergone since parting ways. What drew you together in the past may still hold significance, but it’s equally important to recognize how you’ve evolved as an individual and whether your paths still align.
Communication emerges as the cornerstone of navigating the complexities of reigniting a romance with a first love. Honest and open dialogue about expectations, fears, and aspirations is crucial. This includes addressing the reasons for the initial breakup, exploring how both parties have changed, and discussing hopes for the future. It’s an opportunity to lay bare vulnerabilities, fears of repeating past mistakes, and a genuine commitment to building a stronger, more resilient foundation. Getting back together with your first love years later
Another aspect to consider is the external factors that may have influenced your initial breakup and could potentially impact your reconciliation. Life circumstances, career ambitions, geographical distance, and personal growth trajectories all play a role. Assessing whether these factors have shifted in a way that facilitates a healthier, more sustainable relationship is essential. Getting back together with your first love years later
Moreover, managing the expectations of those around you can add another layer of complexity. Friends and family may offer well-intentioned advice based on their perceptions of your past relationship, but ultimately, the decision to rekindle the romance rests with you and your first love. Trust your intuition, but also seek counsel from those who genuinely have your best interests at heart.
While the prospect of reigniting a romance with your first love may stir feelings of excitement and anticipation, it’s essential to approach it with a sense of realism and maturity. Acknowledge that the journey ahead may not be smooth sailing; there will inevitably be challenges to navigate and lessons to learn along the way. But therein lies the beauty of second chances—the opportunity to rewrite your story with the wisdom of experience and the courage to embrace vulnerability.
In the end, whether rekindling the flame with your first love leads to a lasting happily ever after or serves as a poignant chapter in your life’s narrative, the experience itself is invaluable. It’s a testament to the enduring power of love, resilience, and the profound impact individuals can have on each other’s lives. Getting back together with your first love years later, if fate brings you back into each other’s orbit years later, embrace the journey with an open heart and a steadfast commitment to writing your own love story, one cherished memory at a time.


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Featuring a rooftop terrace and a swimming pool, Black 5 Florence Suite offers bright rooms overlooking the city. This historical hotel dates from 1700 and was refurbished in 2011.
The hotel is located in Centro Storico district, 400 meters from Uffizi Gallery, Palazzo Vecchio and Piazza del Duomo. The property lies within 1 km from the city center.
Black 5 Florence Suite is set close to a basilica, a gallery and a cathedral as well as Santa Maria Novella, Bargello and Via Maggio.
15 minutes' walk to Santa Maria Novella train station. 10 minutes' drive from Peretola airport.
Black 5 Florence Suite features rooms with a stylish interior that come with a personal safe, a private toilet, a writing desk, individual climate control and a minibar for a pleasant stay in Florence. Bathrooms are fitted with a hairdryer, towels and a bidet.
Eat & Drink
The dining options include a complimentary continental breakfast served daily. Serving an array of dishes, Ristorante Fellini and Acqua Al 2 are just 50 meters away.
Guests can make use of bicycle and limousine rentals available on site.
Wireless internet is available in the entire hotel for free.
Paid public parking is possible at a location nearby.

domain: travel


With gas prices topping $6 in many places, consumers are desperate for relief at the pump; California is even giving out $400 debit cards to all vehicle owners. Some are finally deciding to turn to electric cars as a solution.
Many Americans have been slow to warm to electric cars. The lack of easy charging stations and limited number of models has kept them away. They still make up less than 2% of U.S. sales; many credit “range anxiety” as a top reason for not buying. There have been reports of many leftover models remaining unsold, such as the Kia Niro and the Nissan Leaf.
Despite all of this, J.D. power now says 20% of new vehicle buyers are considering an EV – and with gas prices through the roof, you should too. Newer in-home “level 2” electric car chargers can make charging from home a cinch. The overwhelming majority of trips made in a car are under 25 miles — well under the 250-plus mile range easily made possible by a wide variety of electric vehicles. So, here’s a look at some of the most compelling electric SUV and car offers this year.
Kia Niro EV
Kia’s NIRO EV starts as low as $32,490 after a still-available Federal Tax Credit (a credit which has been exhausted for manufacturers such as Tesla and General Motors). It has a whopping 291 pound-feet of torque, and can add 100 miles of range in about 30 minutes on publicly available fast-chargers. It has an overall range of 293 miles, which is well within spitting distance of your average gallon of gasoline. With a 10.25 inch touchscreen and command center, the Niro EV feels every bit as space-like as the Tesla Model S. Kia tops J.D. Power’s 2021 long term dependability study, blowing memories of 1980’s Korean cars to yesteryear. If you aren’t ready for the EV jump, the Niro is also available as a plug-in hybrid.
The Chevrolet Bolt, starting at $31,500, has received a tepid response from the American public; it is heavily rumored that it is slated to be discontinued as of 2023 or 2024 to make way for new electric trucks and SUVs from GM. But, the Bolt is a truly phenomenal car. It is Chevy’s first all-electric five-door hatchback, a reincarnation of the unloved Chevrolet Volt hybrid. One deal on the Bolt enabled people to get a $14,000 off of the sticker price; another deal was found for $107 a month lease for 36 months, according to Green Car Reports, a deal that comprised a number of manufacturer, state, and city shopping incentives. The Bolt comes in a variety of colors and trims, from more basic whites, blacks, and silvers, to bright blues and lime greens; its more luxurious 2LT trim has leather seats and electric seat warmers. If you need a bit more room, be sure to check out the new “EUV” trim, which is six inches longer.
What list of electric vehicles would be complete without the car that started it all, Tesla. Despite the brash Twitter hot-takes from its brazen founder, no one can dispute that Elon Musk has done far more for electric cars than the likes of the GM EV1 or the Toyota Rav4 electric. Tesla’s Model 3 has a whopping 358-mile range (in some trims) and can do 0-60 in just 3.1 seconds; that is new Corvette and V8 Mustang territory, not to mention exotic cars. Unlike with many competitors, you won’t find yourself at a traditional dealer to buy a Tesla; all of their vehicles are sold direct-to-consumer in stores which mimic Apple’s. In other words, good luck finding a “deal” on a Tesla, though buying a Tesla itself at full-price still might be the best electric car bang for your buck out there. The Model 3 starts at just $41,940.
Arguably one of the most incognito electric cars, with no badging to speak of, the new Polestar 2 (ultimately from Volvo) is leasing for $449/month, and starts at $38,400 after rebates. With agile handling, a luxurious interior, and a Google-designed infotainment system, the Polestar is a little something different in a sea of Teslas. Per Car and Driver, Polestar has lowered prices by $14,000 or more to spur sales, and has also added a front-wheel-drive configuration to cut costs. Higher trims have 476 horsepower and 502 pound-feed of torque, which enable this Crossover vehicle to dust most anything else on the road.
Mustang Mach E
The new Mustang Mach E, from Ford, is not your average Ford Mustang. With a zero to sixty time of 3.5 seconds (in GT trim) and a 314 estimated mile range (in RWD trim), this electric SUV is amongst the most stylish electric vehicles available. Right now Ford is advertising that some models lease at $514/mo. The Mach-E select starts at $43,895, with GT trims starting in the $61,995 range. From its sleek exterior to its stunning and tech-focused interior, it clearly takes aim at Tesla’s Model X. Ford even has a “Blue Oval Charge Network” to help keep your battery topped up on the go.
Nissan’s Leaf has a starting MSRP of $27,400, but this drops to as low as $19,900 per Nissan USA’s website after potential Federal tax credit. That makes it one of the cheapest electric car deals currently available. Leaf comes in 40kwh and 62kwh trims, so be sure to choose the “engine” (battery) choice that best suits your day-to-day needs. The former supports commuting around town, while the latter has a range of up to 226 miles to get you on a longer trip.
This list of electric cars is far from comprehensive, with many other offerings from Nissan, Hyundai, and other manufacturers bringing electric vehicles to the mainstream. Be sure to do your homework locally on the variety of state, local, and even federal incentives available (depending on manufacturer) for the electric vehicle of your choice.