Hermann Historica auction sales continue, and trends in today's collecting also continue to consolidate. Always great is the interest, for example, in Polish Vis Model 35 pistols: after the extraordinary result set by the pistol that sold for a record-breaking 58,000 euros last year, it is now the turn of a holster to reach an interesting sum, in due proportion of course. Specifically, lot 9883 i.e., a leather holster for the Vis 35 pistol with double magazine pouch, original brass cleaning rod, steel flap stud, stitching in good condition. The holster shows slight signs of wear, but is otherwise in excellent condition. The auctioneers dropped the hammer for the tidy sum of 2,000 euros.
We had already presented it to you in our previews, anticipating that it might meet with some interest, and we hit the mark. Lot 9760 was a deactivated example of the Granatbüchse Modell 39 grenade launcher rifle in 7.92x94 caliber issued to the German army in World War II. Obtained by modifying the PZ.B.39 anti-tank rifle, this gun with falling block action used a wooden bullet cartridge to launch a grenade inserted in the cup at great distances. The deactivated example in excellent condition is fitted with the MG34 machine gun bipod. The starting price of 4800 euros was far exceeded, reaching a final price of 7400 euros.
Good results also for lot 9813, which we had reported as very promising: a P38 pistol with a permanent silencer in 9mm Luger made by Spreewerk in Germany and later reassembled and modified in England by Cogswell & Harrison, a conversion specialist. This gun, which bears British police markings, was probably made in no more than ten examples and was part of a batch of P38 pistols with a fixed silencer manufactured after World War II at the request of Saudi Arabia and never delivered. The starting price of this curious piece of history was 2400 euros – the final price was 4000 euros.
Also interesting was lot 9345, a rather unusual and sought-after version of the Mauser 1914 pistol that reached a sale price of 1600 euros. This is a model referred to as a "humpback" of the 7.65-caliber Browning pistol that Mauser made from 1914 to 1945 in about a million examples. What makes this gun extremely rare, in addition to its excellent condition, is the design of the slide, which we could describe as stepped, found only on the first four thousand examples manufactured. The complex slide was soon discontinued for reasons of cost, and the Mauser 1914s we still encounter in gun shops today are almost all without it. This model perfectly represents what often happens in the collecting world: a seemingly simple variant makes a gun considerably more expensive and sought-after than those of current production.
Among the firearms that remain unsold, but can still be purchased online until July 31, 2022 in the post-auction sale, we find lot 2413, a real oddity that requires a brief explanation: it presents itself as a revolver missing the grip. But what was it used for? Let's jump back in time, to the turn of the 19th-early 20th century. We are in Germany where such revolvers were used in large ship models. At that time the Germans were enthusiastic about their navy, and to entertain the crowds, so-called fleet shows were staged, which took place in docks or artificial lakes surrounded by bleachers that accommodated several thousand spectators. The model warships built for these events were several meters long and spacious enough for a man to lie inside and operate the electric drive and oar. The audience was particularly impressed when the authentic-looking cannons were fired. They were actually special revolvers like this one, with no handle and with the trigger modified so that it could be operated by pulling a wire.
On the outside, the revolver barrel looked like a cannon. These revolvers for stage use were used with blank cartridges only, and the barrel is smoothbore. Rather sparsely manufactured, with many parts made by casting, this curious revolver bears German markings consistent with the late 19th or early 20th century and features a double-action only trigger. The 14 mm caliber cylinder has a capacity of twelve cartridges. Definitely not a piece you see every day.
To learn more please visit the Hermann Historica website.


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I am a wedding photographer primarily serving the North Carolina and Virginia areas. I am also happily available for national and international travel.
I love photography. I love capturing LOVE. I personally am loved by the most wonderful family and friends a girl could ask for! Photography is more than just taking photos for me. It is capturing the in betweens of life- the loving smile after a kiss, the tenderness during the embrace with the one you love, and the look in a mother and father’s eyes as they gaze at their adorable family. Life in between the ordinaries is what is truly special.
My Photography style is simple, elegant, and fresh. I shoot mostly in natural light and strive to capture every special moment of your wedding day. It is your day and, all I want you to be is stunning and beautiful. I don’t want you to worry about photos.
It is guaranteed I will cry at every wedding I shoot. There’s just something special about watching two people proclaiming their love to one another with all their friends and family there to witness it. I get so wrapped up in the anticipation and the excitement of my client’s wedding days.
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domain: artistic


text:
Repair of Surgical Defect by Pectoralis Major Flap Versus Free Radial Forearm Flap in Buccal Carcinoma: Assessment of Quality of Life
Keywords:Pectoralis Major Myocutaneous Flap, Free Radial Forearm Flap, Quality of LifePectoralis Major Myocutaneous Flap, Free Radial Forearm Flap, Quality of Life
Background: Soft tissue reconstruction of the oral cavity is the most critical factor in achieving a successful functional result. Malignant lesions occurring in the buccal area are usually treated with primary surgical and/or radiotherapy of the head and neck region. Depending on the location and size of the buccal tumor, radical surgical treatment often affects all oral function such as speech, swallowing, chewing, oral rehabilitation, nutrition and appearance. To maximize postoperative function, flap repair is currently the preferred method for reconstruction of buccal defects after major surgery. Among the flaps most commonly used are pedicle pectoralis major myocutaneous flap and the free radial forearm fasciocutaneous flap. The choice of the best reconstructive option is still controversial.
Objective: To find out the quality of life after repair of surgical defect by pectoralis major flap versus free radial forearm flap in buccal carcinoma.
Methods: This prospective study was conducted in the department Otolaryngology- Head & Neck Surgery, Bangabandhu Sheikh Mujib Medical University, Dhaka from September 2017 to August 2019. A total number of 44 cases of buccal carcinoma patient who had the inclusion criteria were enrolled as a study sample. These subjects were selected from the Department of Otolaryngology-Head & Neck Surgery, Department of Oral & Maxillofacial Surgery, Bangabandhu Sheikh Mujib Medical University, Shahbag, National Institute of ENT, Tejgaon, Dhaka. Comparison of nominal or ordinal variables between patients who have undergone surgery with either the RFFF or PMMF were analyzed using a chi-square test. The UW-QOL scores were compared for each domain using the nonparametric Mann-Whitney test. P-value < .05 was accepted as the level of significance.
Results: In this study 40 out of 44 patients were completed UW-QOL questionnaires. The median age was 52 (range 40-65years), the male-female ratio was 1.44:1. All were habituated in either smoking or betel leaf/ nut or alcohol. Most of them were illiterate to the primary level of education and suffering from stage- iii tumor. All these variables were statistically insignificant except gender. Patients reconstructed with RFFF felt better in shoulder domains than PMMF but felt worse appearance domains and these were statistically significant in both 3 months and 6 months postoperatively.
Conclusion: The study result had shown that reconstruction of the defect after buccal cancer resection using either RFFF or PMMF significantly influences patient’s quality of life. This study will provide valuable information for surgeons who will decide reconstruction modalities for buccal cancer and also will help the patients getting a better outcome.
Bangladesh J Otorhinolaryngol 2023; 29(1): 32-38
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Manuscripts submitted for publication in the Bangladesh Journal of Otorhinolaryngology must not have been previously submitted or published. Accepted papers become the permanent property of the Bangladesh Journal of Otorhinolaryngology. By submitting a manuscript, the authors(s) agree that copyrights for their articles are automatically transferred to Bangladesh Journal of Otorhinolaryngology, if and when the articles are accepted for publication.
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domain: literature


Battle of Alberta's Andy Grabnia has come to the rescue of Oilers coach Craig McTavish pocketbook.
The Oils benchboss was recently relieved of a hefty ten grand for comments made towards referee Mick McGeough after he disallowed what would have been the Oilers tying goal in the Dallas game earlier this week.
If you recall, late in last seasons playoff drive, the Oilers were also victims of a couple of eyeball blurries that wiped out goals and almost cost them a playoff spot. I'm sure McTavish has had it up to his spectacles with bad judgement calls and nearsighted referees. Few blamed him for his outburst.
What Battle of Alberta's Grabnia has done, is set up a sort of trust fund, to pitch in and help pay McT's fine as a gesture from the hockey bloggosphere. His animated and engenious post explains it in full detail, and features a live game clip of the atrocity commited by McGeough.
The posting has gotten major coverage the internet wide and in newsprint, and created quite some controversy. Read the comments, over 90 so far, and find out what all the buzz is about.
Grabnia's quest is gathering steam, as over $400.00 have already been pledged and the story is picking up major coverage. Kudos to Mr. Grabnia for the insight and the nerve to pull this off. I urged him to extent his deadline and suggested he get an optical chain such as Hakeem Optical to subsidize the donation.
I think it would be a brilliant coup to get a major optical chain behind this push. Not only would they receive a ton of advertising promotion, so would Blogger Nation as a whole. Think of the stir it would cause! It may actually embarrass the NHL into looking at ways be better equip their officials with ways to act in such scenarios in the future.
I still can't get over the fact that McGeough (Magoo) could not see that players were not responding to any so called gloved pass in any way that would alert him to it happening. Not only did McGeough ignore that his linesman stood directly over the play, but he was adamant that his vision through a forest of legs and skated was better than his cohort. Unbelievable!
Grabnia has set up the fund so that if McT refuses the cash, a donation in his name will be made to the CNIB. Bloggers unite!


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Outdoor flower pots for small garden, patio or terrace
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flower, pot, gardening, garden, flowerpot, outdoor, patio, plant, mix, backyard, home, decoration, foliage, natural, greenery, agriculture, green, spring, botanical, scenery, outside, blossom, bloom, living, balcony, vegetable, season, grassy, Free Photos, free images, royalty free, Free Cliparts
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domain: design


text:
The Royal Family has been left in a 'nightmare' situation after Prince William's last-minute decision not to attend an event. The future heir to the throne was due to speak at a service for King Constantine II of Greece at St George's Chapel, Windsor.
His decision to drop out has been labelled a "PR nightmare" by a Royal expert. Prince William, who is both the godson of Constantine and godfather to his grandson, Prince Constantine Alexios, was set to give a reading at the event.
However, he didn't show up due to a "personal matter". The palace quickly confirmed that it had nothing to do with the Princess of Wales' recovery from abdominal surgery, reports OK!
Sarah Hewson, the Royal Editor for TalkTV, shared her thoughts on William's decision to skip a family event for personal reasons. She said the Royal Family wouldn't have wanted this news to get out.
Chatting with Kevin O'Sullivan and Alex Phillips, Hewson explained: "They don't like to let people down at the last minute, and they certainly wouldn't have wanted that public announcement that he'd had to pull out, either because of the questions it stands to raise"
Regarding Kensington Palace's "PR nightmare" over the event, Hewson added: "We wouldn't have paid any attention to this under normal circumstances."
"Of course, there's a huge amount of attention in the latter years of the late Queen's life when she had to pull out of events because everyone was very mindful about what might this mean. With the King and with Kate's illness, now we get this greater scrutiny and it's a PR nightmare, isn't it, for Kensington Palace."
"On the one hand, they're being told by their principles that they want to maintain their privacy and on the other hand, we're all on the phone every day."
"What's going on? What's going on? But they don't want to go into any details about it. They've said it's a personal matter. That's all they're going to say about it. But of course, that doesn't put an end to the speculation."
Constantine, who was a second cousin of King Charles and a first cousin of the late Prince Philip enjoyed a close relationship with the British royals. When Prince William was unable to give the speech, the late King's son, Crown Prince Pavlos, stepped in instead.
The memorial service to celebrate his life was held at St George's Chapel on Tuesday morning, with Queen Camilla stepping in for her husband Charles, who is unable to attend due to his ongoing cancer treatment.
Other royals in attendance included Princess Anne, Princess Beatrice, Zara Tindall, Princess Alexandra, the Duke and Duchess of Gloucester and Prince Andrew, who was joined by Sarah, Duchess of York.
The Greek Royal Family, including the King's widow Queen Anne-Marie, were joined by Spain's King Felipe and Queen Letizia, as well as former Spanish monarch, Juan Carlos I.

domain: celebrity


text:
December 7, 2016
The Kopy Katz are playing Psychobilly Kicks Back Festival 4th February 2017 @ Fiddlers Elbow, London NW5.
Psychobilly Kicks Back is a charity festival against cancer with a great line up of eight bands.
All money will go to charity, all bands play for free and Fiddlers Elbow has lent the venue for free for this special occasion.
There is a maximum of 150 tickets available for the day so you better hurry up.
Please come down and support this event and let’s make it a success.
Kick back against Cancer! You are not alone.
4th February 2017 @ Fiddlers Elbow
1 Malden Road
For tickets visit http://psychobillykicksback.londonsubscene.net/
Restless + Darrel Higham + The Kopy Katz live at The 100 Club, London
March 6, 2020
The Polecats + Kopy Katz live at Nell's Jazz & Blues, London
March 2, 2020
Rock & roll heaven - the new Colt Bigsby rockabilly style guitar
May 22, 2020
Stray Cat Lee Rocker cover GONE
May 21, 2020
The Stray Cats & Rolling Stones Reunite (Well Almost)
May 24, 2019
New Live Album LOUD & DIRTY – Download Free!
May 11, 2019
April 11, 2019
March 2019 Gigs
February 28, 2019
Restless & The Kopy Katz Thames Cruise 2019
December 13, 2018
New Year's Eve In Sudbury, Suffolk
November 23, 2018
crazy when she drinks
new years eve
paint it black
the brit boat
the kopy katz
the stray cats
#1 Herts & Essex rockabilly band >
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domain: entertainment


text:
Referenced restaurants in the Michelin guide in the Haut Vaucluse (8)
Le verger des papes
Restaurant with a panoramic terrace shaded by pine, olive and almond trees, overlooking the Village and the Châteauneuf du Pape vineyard, offering an exceptional view. Wine tasting formulas in the cellar of the Vergers des Papes, INAO glass
Château de massillan
Every day Frédéric Le Bourlout selects from the kitchen garden vegetables and herbs which give his food all its flavour & character.
Pretty 16th-century building in the heart of the city Séguret, one of the "Most Beautiful Villages de France". Exalt your taste buds in rooms with a contemporary style or on the terrace with a breathtaking view of the vineyard.
Restaurant le bateleur
Gastronomic restaurant offering seasonal, modern and authentic cuisine.
Restaurant located in the heart of Richerenches, near Grignan, pleasant terrace and garden. Market cuisine, local products. In winter specialities based on truffles, bistronomic cuisine.

domain: food


Gary O’Neil hailed Arsenal as the ‘best team in the Premier League’ after his Bournemouth side suffered a heartbreaking defeat at the Emirates Stadium and insists he has no problem with the Gunners’ jubilant celebrations.
Arsenal news, exclusives and analysis
Relegation-battlers Bournemouth looked set to stun Premier League leaders Arsenal on Saturday after going 2-0 up with around 35 minutes remaining.
The visitors scored the second fastest goal in Premier League history to take the lead after just nine seconds through Philip Billing, and doubled their advantage after the break through Marco Senesi.
It could have been a dream afternoon for the Bournemouth fans in north London but Arsenal soon levelled the match as Thomas Partey and Ben White scored two goals in eight minutes.
Despite the fightback, it still appeared as though Bournemouth would secure a potentially valuable point until Reiss Nelson rifled home a dramatic winner in the 97th minute.
The result leaves Arsenal five points clear of second-placed Manchester City, while Bournemouth remain second from bottom, one point from safety.
O’Neil admitted it was a ‘devastating’ outcome for his team but said the Cherries could take heart from the fact they almost produced an upset against the ‘best team in the Premier League’.
‘It’s devastating to lose in that way,’ he said. ‘The way the boys went about it and the effort they put in was superb.
‘It’s a tough one to take but Arsenal are the best team in the league. I don’t think many people would have expected us to come here and trouble Arsenal but we did and we came up just short.
‘We performed well above what you might expect and deserved something from the game.’
A number of Arsenal substitutes and members of Mikel Arteta’s backroom staff ran on the pitch to celebrate the dramatic winner, but O’Neil was not fussed by the scenes after the goal.
He added: ‘I’ve no comment to make on what Arsenal did. I shook hands with Mikel, it was a game he needed to win and I needed something from it too.
‘We went to battle and he came out on top. They scored the goal, so they can celebrate however they like.’
For more stories like this, check our sport page.
Follow Metro Sport for the latest news on Facebook, Twitter and Instagram.
Source: Read Full Article


Apple is about to bring the USB-C port to all iPads. According to the 9to5Mac on Tuesday (14), the manufacturer is preparing a new generation of the tablet’s input version without the Lightning connector. Other changes are also planned for the tenth edition of the device, including 5G support.
The rumor is aimed at the tenth generation of the iPad. The site reported that the device identified by the codename J272 will bring USB-C port. This change would end Lightning’s entry into the brand’s tablets, as the ninth-generation device is the only one in the current portfolio with the standard set on the iPhone 5 in 2012.
The move also complies with the rumor that Apple intends to bring the USB-C to the iPhone. In May, analyst Ming-Chi Kuo said Apple is thinking of launching a smartphone with the new standard as early as next year. The European Union is also pressuring Apple to join the new connector.
The tenth generation of the iPad can bring other news. This is the case of 5G support, a feature that is already present in the Mini, Air and Pro models, in addition to the latest iPhones. The site still points to the presence of the A14 Bionic processor, the same as the iPhone 12 and iPhone 12 Pro.
There are no details on the design of the new edition yet – in other words, it is not known whether the next generation will also have the straight sides. However, Apple can increase the screen from 10.2 inches to 10.5 inches or 10.9 inches. This increment may be related to the resolution of the display, which tends to follow the same as the iPad Air.
Apple is expected to present its tenth generation later this year, possibly with the same values as the current edition. The new generation, it is worth remembering, arrived last year with prices between 3,999 and 7,099. The device has two storage options: 64 GB and 256 GB.


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With their dominating victory over three powerful Arab States in the Six-Day-War which began on June 5, 1967, Israel changed the world. It moved the Arab world from pan-Arab nationalism to “every country for its-self,” it established that Israel was no longer the underdog, and she was going to be around for a long time.
In the weeks leading up to the war, Egypt closed the Straits of Tiran to Israeli shipping, preventing ships to reach the port of Eilat. If the vessels wanted to enter Israel from the east, they would have to circumnavigate the entire continent of Africa. Additionally, Egypt tossed the UN peacekeepers out of the Sinai and, along with Jordan and Syria began to mass troops and tanks on its border with Israel.
Finally, facing the threat of being over-run by the Arab armies, with an attack by the Egyptian Army imminent, on June 5th, the Israeli Air Force launched a preemptive strike on the Egyptian Air Force destroying their airplanes and guaranteeing Israeli control of the skies. Egypt had by far the largest and the most modern of all the Arab air forces, consisting of about 420 combat aircraft, all of them Soviet-built. A large number of those warplanes were the top-of-the-line MiG-21 capable of attaining Mach 2 speed. That was the start of what is now called the Six-Day-War.
Of particular concern to the Israelis were the 30 Tu-16 “Badger” medium bombers, capable of inflicting massive damage on Israeli military and civilian centers.
On June 5 at 7:45AM Israeli time, as civil defense sirens sounded all over Israel, the IAF launched Operation Focus (Moked). All but 12 of its nearly 200 operational jets left the skies of Israel in a mass attack against Egypt’s airfields. At the time the Egyptian defensive infrastructure was abysmal, and no airfields were yet equipped with hardened aircraft shelters capable of protecting Egypt’s warplanes. Most of the Israeli warplanes headed out over the Mediterranean Sea, flying low to avoid radar detection, before turning toward Egypt. Others flew over the Red Sea.
Reading reports about the war from a half-century ago vs. today reminds me of one of those Star Trek episodes where Kirk and the boys go back in history and change the past—it seems like two different wars.
Fifty years ago the media reports spoke of the underdog Israel and her need to defend herself against the warlike acts of the big bullies led by Egypt. They wrote about how Egypt was committing many actions that could be interpreted as acts of war. These included:
- Conspiring with other belligerent countries (in this case, Syria and Jordan) for a coordinated attack
- Closing Israel’s access to international waterways (the straits of Tiran),
- Violating the terms of the 1956 armistice by re-militarizing the Sinai, expelling the UN and USA peace-keeping troops from the Sinai,
- Sending illegal spy-plane flyovers to reconnoiter Israeli sensitive areas and massing troops and tanks on Israel’s borders.
But that was 1967. Israel isn’t viewed as favorably today because she had the nerve to WIN! After the Six Day War, Israel was no longer seen as the underdog, and everything changed. To most of the world, a Jewish State is only permissible when it is an underdog because the world doesn’t like “uppity Jews!”
Just like today, the United States tried to prevent the conflict through negotiations, but the other side did not want peace, the US could not persuade Nasser or the other Arab states to cease their belligerent statements and actions.
Two weeks before the war, President Johnson warned against a preemptive strike, “Israel will not be alone unless it decides to go alone.” And when the war began, the State Department announced: “Our position is neutral in thought, word, and deed.” The Arabs were falsely accusing the United States of airlifting supplies to Israel, but President Johnson imposed an arms embargo on the region (France, Israel’s other main arms supplier at the time, embargoed arms to Israel). By contrast, the Soviets were supplying massive amounts of weapons to the Arabs.
The armies of Kuwait, Algeria, Saudi Arabia and Iraq were contributing troops and arms to the Egyptian, Syrian and Jordanian fronts, with the hope of driving the Jews into the sea. They failed as Israel conquered the territory of the invading armies.
What is lost from history is that Judea, Samaria, and the Old City of Jerusalem (commonly known as the West Bank) conquered by Israel during the Six-day-war were never part of an independent Palestinian State, neither was the Gaza Strip. The Palestinian State never existed. Before June 1967 Judea, Samaria, and the Old City of Jerusalem were occupied by Jordan, Gaza was occupied by Egypt.
There is, however, one indisputable fact that today’s revisionist history keeps forgetting if Israel didn’t fight and win the Six Day War–there would be no Israel today. Just as if Israel doesn’t protect herself from the likes of Hamas, Hezbollah, ISIS and even Fatah today there will be no Israel in another half-century.
Despite what the media may write on the anniversary of the war, Palestinian refugee camps were the most successful anti-Israel program created by the Arab League and especially the Egyptian President at the time Gamal Nasser. Nasser figured out that by forcing Palestinian Arabs into “camps” rather than allowing them to be absorbed by the countries they settled in, the Palestinians would remain the Arab League’s best weapon against the Jewish State.
Another anti-Israel creation birthed by Gamal Nasser (with some help from the Russians) was creating the Fatah the most powerful part of the PLO, as a terrorist organization in 1964. That’s not a typo, the PLO led by Yasser Arafat was formed almost during an Arab League meeting in Jerusalem on June 2, 1964, three years almost to the day before the start of the Six-Day-War.
Fatah executed its first act of terror was in January 1965— an attempted attack on Israel’s National Water Carrier.
In other words, when the mainstream media tries to tell you this week that Palestinian Terror is a result of the “occupation,” know that you are being lied to. It started long before any disputed territories.
In the immediate aftermath of the war, Israel offered to give back all the conquered territory except for Jerusalem back in exchange for peace. That offer was ignored. Instead, the Arab states met in Khartoum, Sudan, for a conference.
On the first of September 1967, at the Khartoum conference, the Arabs unanimously decided in favor of the now famous three Khartoum “NOs”: No recognition, No negotiation, No peace.
While the world’s perception of Israel changed 51 years ago, with the rare exceptions those three “nos” are still the official policy of the official Muslim world, but the coalition of hatred has seen some cracks. Egypt and Jordan have finally made peace with the Jewish State. On the other hand, the Palestinians Arabs after over four decades of feeding at the teats of western appeasement talk peace in public but refuse to negotiate and teach war at home via their TV sets, newspapers, etc.
At least twice in the past twenty years, Israel offered the Palestinians a deal that gave them very nearly everything they wanted, but both times they walked away.
The Sunni Arab world has begun to see Israel as a potential ally against Iran, and there are signs that the Saudis may be losing their patience with the Palestinians. For example, in his May 21, 2017 column in the London-based Al-Sharq Al-Awsat daily, Saudi Mash’al Al-Sudairi bashed Palestinian leaders that began with “Some Palestinian leaders, while in power, excelled in two things: rhetoric and missing opportunities,” reminiscent of the late Israeli foreign minister Abba Eban who once said, “the Arab’s never miss an opportunity, to miss an opportunity.” I would argue that while regional peace still seems elusive, it is less elusive than it has been in years.
Since that pre-emptive strike on June 5, 1967, the way Israel is viewed by the world has changed significantly, but very little of that matters in the end. In that time, the western world began to recognize and even finance Yasser Arafat and the PLO, eventually expanding the funding to Hamas and Hezbollah. They didn’t understand then (and still don’t now) is their support of those terrorist groups taught groups such as al Qaeda, ISIS, and others that terrorism is a legitimate form of political expression.
And tiny little Israel? They survived more war, more terrorism, and even Barack Obama a United States’ President who did all that he could to de-legitimize the Jewish State–perhaps because it is a Jewish State.
The secret to the success of Israel is that it really never was an underdog—even in 1948, or 1967. Sure, the IDF is a potent fighting force, and Israeli intelligence agencies are among the best in the world, but the truth is that the land was given to the Jews by a much higher power. And that omnipotent power promised the Jews that as long as we obey his rules, it will be ours forever. That gives Israel the advantage over any human fighting force.

domain: news


text:
Looking for ideas on What2Cook ?
You came to the right place. We are going to be sharing some of the very best recipes on the face of the planet.
If you want to see all the recipes we have to offer, feel free to visit our main site at What2Cook.net
Easy Key Lime Pie
Recipe: Easy Key Lime Pie
5 egg yolks, beaten
1 (14 ounce) can sweetened condensed…


text:
I felt sick immediately after eating a poke bowl. I called ahead to make sure they had gluten free menu items and they even have gluten free soy sauce. If you don’t have problems with cross contamination, it might be ok but use caution.
— Not at all
— No gluten-free information on the menu
— Not Much

domain: health


text:
More than two dozen outstanding high school chemistry students from across the region participated in the recent MTSU Department of Chemistry Scholarship Tournament.
Held in the Science Building, the competition recognized nearly 30 outstanding chemistry students from Rutherford and surrounding counties while giving them an up-close look to consider MTSU as their college choice. Participants included seniors who had completed a year of chemistry and qualified juniors.
Incentives included special awards (scholarships to attend MTSU and cash) to the top three senior finishers and top junior from the approximately 90-minute exam “based on general chemistry that a high school student would have covered,” said professor Norma Dunlap, who directed the event.
Central Magnet School student Chandler Shipp earned the first-place award — $2,000 scholarship and $500 cash prize — for taking top overall honors.
Sydney Coil of Independence High School in Franklin, Tennessee, captured second place, which carried a $1,500 scholarship and $300 cash prize.
Independence’s Lauren Caldwell placed third — a $1,000 scholarship and $100 cash prize — in the annual event.
The chemistry department scholarships are contingent upon the recipients applying, being accepted and enrolling in classes for the fall 2020 semester, Dunlap said.
The students toured the 250,000-square-foot Science Building (including state-of-the-art research labs and collaborative learning spaces) that opened in 2014 and learned about the program from current students Grace Millican, Jared Frazier, Isabella Barnett and Josh Couch.
Millican and Frazier are sophomores and University Honors College Buchanan Fellows, the highest scholarship awarded to an MTSU student. A Millington, Tennessee, native, Millican is a double major in biochemistry and Honors organizational chemistry. Frazier is from Spring Hill, Tennessee, and a double major in chemistry and computer science.
Barnett is an Honors student majoring in forensic science. Couch is a senior transfer from Cleveland State Community College.
MTSU has more than 300 combined undergraduate and graduate programs. Chemistry is one of 11 College of Basic and Applied Sciences departments.


Coming into the season, the Jacksonville Jaguars looked poised to challenge for an AFC title. The Kansas City Chiefs, starting a rookie quarterback, carried a little more uncertainty. With four weeks of football behind us, expectations so far have been met and exceeded, respectively. The Jaguars at 3-1 and the Chiefs at 4-0, look to be the class of the Conference. Their matchup in Kansas City this Sunday could very easily be a preview of the AFC Championship in January.
The Jaguars aren't known for their offense, but the unit has put up some points this season, including 31 against the Patriots in Week 2 and 31 more against the Jets in Week 4. Still, they remain inconsistent and far from elite. That starts with quarterback Blake Bortles, who has had to do more with his arm and legs than head coach Doug Marrone would probably like.
T.J. Yeldon (Photo Credit: Sam Greenwood/Getty Images)
The Jaguars generally look to establish the running game to set up the play action. But RB Leonard Fournette has been slowed by hamstring issues all season, and backup T.J. Yeldon, while solid, hasn't proved enough of the threat. Bortles, who is also the team's second-leading rusher so far, has had to pick up the slack with his arm. Sometimes that works out, like when he scorched the Pats for 376 yards and 4 touchdowns, and sometimes it doesn't, like when he managed just 155 yards and 0 touchdowns against the Tennessee Titans. Lucky for him the K.C. pass defense isn't very good.
On the other hand, the Jags pass defense -- and, frankly, their defense in general -- is probably the best in the NFL. They certainly give up the fewest yards, allowing just 164 passing yards per game and 259 yards overall, and the fewest points, at just 14 per game. Their one shortcoming so far has been causing turnovers; the Jaguars have only picked off one pass and recovered two fumbles.
The dearth of turnovers won't last, not with their history (33 takeaways in 2017) and the talent in this unit. The defensive line and secondary both feature multiple Pro Bowlers, including pass rusher extraordinaire DE Calais Campbell, run-stuffer DT Malik Jackson and lockdown CBs Jalen Ramsey and A.J. Bouley. And these units make each other better, as pressure often leads to interceptions and tight coverage often results in sacks.
Travis Kelce and Patrick Mahomes (Photo Credit: Dustin Bradford/Getty Images)
The Jaguars' strength will have to contain the Chiefs' strength, which is the NFL's leading offense helmed by second-year quarterback Patrick Mahomes. After learning the ropes behind Alex Smith for a season, Mahomes is now lighting up the NFL. His 1200 passing yards, along with 14 TD passes and 0 INT show him to be anything but the game-manager his predecessor was.
Mahomes has a whole arsenal of weapons, and he's not afraid to use them. While 12 Chiefs have caught passes this season -- nine for touchdowns -- his favorite targets seem be Tyreek Hill and Travis Kelce. Hill started off the season strong, with 12 catches for 259 yards and three touchdowns in the first two games. While he added 11 more catches in Weeks 3 and 4, totals of 105 yards and 0 TDs are a significant drop. Kelce's production so far -- 23 catches for 307 yards and 3 TDs -- has been a little more consistent, at least after Week 1.
Kareem Hunt is the league's fifth-leading rusher, with 289 yards and 3 TDs. A little quiet the first two games, he's come on of late. And his performance against the Denver Broncos last week -- with 175 total yards -- was easily his best this season.
Kareem Hunt (Photo Credit: Justin Edmonds/Getty Images)
While the Chiefs' balanced attack comes at opponents from many angles, its defense seems to just sit back and take it. They're giving up a league-worst 451+ yards per game, along with 28+ points per game. The unit is also among the NFL's most penalized. One factor in the poor performance is opponents trying to keep up with the Chiefs' offense, but that doesn't explain it away.
The defense lost some key contributors in the offseason, including stellar CB Marcus Peters, who was traded to the Rams for draft picks. Nobody has stepped up in the secondary, and given the talent back there, it's likely no one will. Safety Eric Berry was supposed to provide a boost after missing most of last season with a torn Achilles, but he has yet to step on the field. The pass rush has also proved lacking, despite the return of Dee Ford after an injury-plagued 2017.
The Jaguars-Chiefs matchup comes down to strength vs. strength. Can the stout Jags defense contain the high-flying Chiefs offense? That is the question this game hinges on.
The Jacksonville D, which is pacing far behind its 2017 totals for sacks and turnovers, hasn't reached it's full potential. And they will be tested this week by Mahomes, who will be facing his stiffest competition to date as well.
Look for Mahomes to seem a little more mortal this week. The Jags defense will contain him, even if they don't sack him, and, dare I say it, they will pick him off too. Nobody stays this hot forever. KC will put up points despite some struggles, but they won't be able to stay ahead of their awful defense. Look for Jacksonville to win this one.
SportsLine analyst Galin Dragiev sees the end result a little differently:
This will be an extremely fun matchup to watch this weekend, as the red-hot Kansas City Chiefs host the Jaguars. Despite the Chiefs' offensive explosion so far this season, I expect them to struggle some against a tough Jaguars defense. The Chiefs have enough to win this game, and the points spread seems fair, but there is value to be had in the total. This game stays low scoring and I'm taking the Under.
for more features.


This lesson covers assigning resources using the Split Screen view in Microsoft Project.
Click the Task Tab
- Click the Task tab.
- Click Detailson the ribbon.
Select a Task
- Select a task for which a resources will be assigned.
Click in Resource Name Column
- Click in the Resource Name column.
- Click in the Resource Name box.
- Select the resource name.
- Click OK. Repeat as needed.
- To remove the split screen, click the Details button on the ribbon.
View the Resource Assignments
- View resource names in project schedule and in the Gantt Chart.


text: Make single fathers have equal standing and receive equal benefits, with single mothers in all welfare, child support, housing, and all other benefits, in order to stop the discrimination and government separation of single fathers from their children. All EBT cards, bank deposits, housing and all other benefits will go to joint accounts only, requiring joint simultaneous signatures to be accessed, joint participation with two individual PIN’s for any EBT or other card or benefit expenditure to be made, and both parents must be present together to exercise any of these to insure all decisions are made jointly. No preference shall be given mothers in custody, support, or in any other matter. Fathers will have equal standing in family law court, and will be guaranteed equal ability to jointly decide schooling and all other matters pertaining to the child/children, as all such matters will require both parents signatures. Services for single fathers shall be equal in scope, quality and funding to services available to single mothers. For subsidized or public housing, the child/children will remain in permanent housing, and single fathers and mothers will rotate in and out. No increase in benefits after two children. The purpose of this act is to redress the grievous error caused by the “Great Society” separation and replacement of fathers and husbands, with the government, and the government through family court and segregated services, being the actual partner to wives and mothers, all working against men, husbands and fathers.

domain: sociology


Last updated on FEBRUARY 08, 2017
Applies to:Oracle REST Data Services - Version 3.0 and later
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Running the "ords_manual_install.sql" script as described in 220.127.116.11 Manual Installation (Mainly If You Do Not Have SYSDBA Privileges) and the following occurs:
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text:
Castaways Resort And Suites
The 3-star Castaways Resort & Suites enjoys its location near by the beach. The hotel was opened in 1990, renovated in 2010 and is housed in a 4-storey building.
The city center is about 10 minutes on foot. Such Freeport sights as Rand Memorial Nature Center and Cooper\'s Castle are all within reach.
Set next to casinos, bars and restaurants, this hotel also offers an outdoor swimming pool, a library and a golf course on site.
This grand property has 118 individual guestrooms with an in-room safe, wireless internet, cable TV with on-demand movies, a balcony and a mini-fridge. Some rooms overlook the street. Bathrooms come with a bathtub, a shower and a hairdryer.
Guests will enjoy American dishes served at the a la carte restaurant. The hotel invites guests to the Poolside bar to relax with a drink. Situated 450 meters from the venue The Art of Giving and Livity Vegetarian Take serve a variety of food.
It will take a 10-minute drive to get to Grand Bahama airport.
Along with a storage room, an elevator and a souvenir shop there are a business center, a meeting room and computer rental available on the premises.
The beach facilities include parasols and sun loungers. On-site activities feature lawn tennis and darts.

domain: travel


text:
The Virginia Women Attorneys Association, Northern Virginia Chapter’s Judicial Screening Committee will conduct interviews of applicants for the anticipated vacancy on the FAIRFAX COUNTY GENERAL DISTRICT CIRCUIT COURT. Interviews of applicants for the Fairfax County General District Court vacancy will be conducted remotely on November 12, 2020.
Applications must be returned to Michelle Kaminsky via email or via the VWAA website by 5:00 p.m. on November 1, 2020. The application can be found on the VWAA website or requested from Michelle Kaminsky (email@example.com).
Please also include a photograph and biography with your application.
NVWAA and/or VWAA members who practice in the Fairfax County District Court are needed to sit on the panels. Please contact Michelle at firstname.lastname@example.org or 703-766-0732 as soon as possible if you are able to participate.

domain: law


text:
I love animals of all shapes and sizes, and would love to get to know your pet better. Maintaining order is a given, and I do like to balance everything out. Letting them play and work. I would love to exercise your animals when they are in my care, and I have no qualms about following any rules you have in place. I also work and study from home, so your pets needs will be seen to with the utmost attention to detail.
4 years old
German Shepherd Dog

domain: pet


text:
2 edition of review of the women in development process found in the catalog.
review of the women in development process
Frances Lynn Kirson
by Centre for Human Settlements, University of British Columbia in Vancouver, B.C
Written in English
Includes bibliographical references (p. 8-9).
|Statement||Frances Lynn Kirson.|
|Series||CHS Research Bulletin|
|Contributions||University of British Columbia. Centre for Human Settlements.|
|The Physical Object|
|Pagination||9 p. --|
The Policy Process 10 II. The Policy Development Process 13 1. How to Identify Policy Issues and Assess the Need for Government Response 13 Legal basis 13 Key outputs of the step 14 How to do it 15 Check list 19 2. How to Develop Policy Options for Responding 20 Legal basis 20 Key outputs of the step Bornstein, a trans woman who finds gender deeply problematic, sums up this resistance nicely in her book title, Gender Outlaw: On Men, Women and the Rest of Us1. It is commonly argued that biological differences between males and females determine gender by causing enduring differences in capabilities and dispositions.
Contact Women's Review of Books. For advertising, distribution, and subscription questions, please contact the publisher, Ian Mellanby, at [email protected][dot]com. Send queries, publisher's catalogs, and books to be considered for review to [email protected][dot]com. Book Review. Today’s Paper After Congress failed to act on the federal suffrage amendment, Alice Paul’s National Woman’s Party went after President Woodrow Wilson and the Democrats in
Approach that calls for greater attention to women in development policy and practice, and emphasises the need to integrate them into the development process. See also: gender and development (GAD). In writing the literature review, your purpose is to convey to your reader what knowledge and ideas have been established on a topic, and what their strengths and weaknesses are. As a piece of writing, the literature review must be defined by a guiding concept (e.g., your research objective, the problem or issue you are discussing, or your.
Wellness through stress management
Concerto in D major, for viola damore, viola (2 violas), string orchestra and cembalo.
Essays on world literature
The book of flights
Prisoner in Alcatraz
Return of the spirit rider
Analysis and interpretation of bathythermograms from the Antarctic Development Project
[Robertsons life and letters].
The Women, Gender and Development Reader is the definitive volume of literature dedicated to women in the development process. Now in a fully revised second edition, the editors expertly present the impacts of social, political and economic change by reviewing such topical issues as migration, persistent structural discrimination, the global recession, and climate change.
Third World women were long the undervalued and ignored actors in the development process but are now recognized as playing a critical role. This book. women in issues of economic development. During the past 20 years the 'women in development' approach, which seeks to recognise and integrate women in aid policies and programmes, has been incorporated into the aid practice of most development agencies.
This paper traces the efforts of large aid agencies over. Women and Development (WAD) school of thought was result of a quick realization on part of the development practitioners and social scientists that ‘women always have been an integral part of development process in a global system of exploitation and inequality, and it is from this perspective that we need to examine why women had not benefited from the development.
This outpouring of literature on women and development documented women's economic contributions to family and country, the existence of women-headed households, the impoverishment of women that followed monetization of the economy, the activities of women's organizations and NGOs in poverty alleviation programs, and the limitations placed on women by religion, culture, class, and law.
Progress on women’s empowerment From technical fixes • Women’s empowerment is a process of personal and social change through which they gain power, meaningful choices and control over their lives. • There are many pathways to women’s empowerment but of development.
Gender in development is comprehensive and offers a holistic approach to realistic development of men and women in society. Gender in development puts a human face to the development challenge in all aspects of life by addressing men and women's issues and concerns in education, health, agriculture, industry, management, business, politics, legal.
into the development process In contrast, the GAD (or Gender and Development) approach focuses on the socially constructed basis of differences between men and women and emphasises the need to challenge existing gender roles and relations Women’s Empowerment A ‘bottom-up’ process of transforming gender power.
aspects of the content area in more depth. Facilitators need to be aware, as they review the exercises, that some are appropriate for participants new to community development, while others are designed for those actively involved in the process or more experienced in the field.
As well, some exercises. The Women, Gender and Development Reader II is the definitive volume of literature dedicated to women in the development process.
Now in a fully revised second edition, the editors expertly present the impacts of social, political and economic change by reviewing such topical issues as migration, persistent structural discrimination, the global recession, and climate s: In this introduction the evolution of women and development theory and its impact will be briefly discussed, describing the five main policy approaches to the issue of women and development identified by C.
Moser and reviewing the present situation of women in the developing world. The discussion of women in development requires a review of the discourse on development.
A variety of approaches to development have emerged over the several decades of development practice. A growing body of critical literature has looked at the ideology and paradigm of development.
Abstract Education is the key factor for women empowerment, prosperity, development and welfare. Discrimination of women from womb to tomb is well known. There is continued inequality and.
Manchester University Press, - Sex discrimination against women - pages 0 Reviews This book argues that the development process is marked by male bias - ill-founded and unjustified. In a paper Women in Development: Defining the Issues for the World Bank, Paul Collier argued that gender-neutral public policies may be inadequate, and gender-specific policies may be required to more effectively alleviate problems.
women into development. WAD saw both women and men as not benefiting from the global economic structures because of disadvantages due to class and the way wealth is distributed.
WAD therefore argued that the integration of women into development was to their disadvantage and only made their inequality worse. WAD saw global inequalities as the main. Women’s Empowerment in Development Co-operation () and Source Book on Concepts and Approaches linked to Gender Equality () adopt a gender-and-development approach (albeit not explicitly us-ing that phrase).3 Best-practice principle: HIV responses should use a gender-and-development (GAD) approach The GAD approach encourages planning.
The women and development approach was introduced in the late s and considered the eco-nomic activities performed by women both inside and outside the home as essential for the survival of the family unit21 and, as such, part of the development process.
The women and development approach further argued that the failure to integrate women as. This book is important not only because it provided the intellectual underpinning of the Women in Development (WID) analysis, but also because of the lasting influence it had on the development of theoretical, conceptual, and policy thinking in the fields of women, gender, and development.
The re-editing of Women's Role in Economic Development. Development as Freedom is a popular summary of economist Amartya Sen's work on development. In it he explores the relationship between freedom and development, the ways in which freedom is both a basic constituent of development in itself and an enabling key to other aspects.
The “World survey on the role of women in development” comes out every five years and is presented to the Second Committee of the United Nations General Assembly, which deals with economic and financial issues. The World survey brings a gender perspective into economic and development issues.book review Liberia’s Women Veterans: War, Roles and Reintegration by Leena Vastapuu, illustrated by Emmi Nieminen, London: Zed Books,pp., £ (hbk), £ (pbk), £ (ebook), ISBN: Inside the List Getting Lost Helped V.E.
Schwab Find the Idea for Her 20th Book ‘The Invisible Life of Addie LaRue’ took 10 years to write. The fantasy author describes the process as a.

domain: library


Shay Given has been 'number 1' for Ireland 121 times
Photo (C) thetelf
Thursday, April 12, 2012
The Republic of Ireland will make their first appearance at the European Championships for 24 years when they take to the field this summer in Poland. Shay Given, the man who has pulled on the Ireland jersey more times than any other (121 times), says he believes anything is possible for his team this summer.
Ireland play Bosnia at the Aviva Stadium on May 26 in their last home friendly before the European Championships, with tickets available for just 20 euro.


text:
Tuesday, April 27, 2010
Remember when we heard all of the same talk about Felix Jones a few years ago? Felix was used on kick returns for a while and actually had a few really good returns but he was quickly phased out of the return game. The coaches and owner always mentioned that they didn't want to risk injury by using him on returns.
Well, a few years later, here we are again. The Cowboys found a dynamic playmaker in the draft who has the ability to not only return kicks but, this time, also return punts. The Cowboys are loaded on offense. I would find it hard to believe that the Cowboys could justify keeping Dez Bryant off the special teams return units. At least as long as Roy Williams is still on the roster. The Cowboys are loaded at wide receiver. And a good return can be the difference between points scored and another drive ending in a punt.
I expect to see Dez Bryant used as the primary punt returner. There is no other player on the roster that comes close to what he can do on punt returns. Terence Newman is up in years and shouldn't be put back there anymore. So the job belongs to Dez. And while we are at it let's make him the #1 kick returner as well. I could see the kick return job eventually becoming Akwasi Owusu-Ansah's, but he will be recovering from shoulder surgery until training camp. He'll be lucky to be ready for the start of the regular season.
I expect to see Dez play the #3 receiver role this season. He'll get playing time at receiver but his value won't be so high that the Cowboys can't afford to risk him on returns. He was drafted as high as he was partly to be a returner. Now the Cowboys have to remember that and use him to their advantage in the return game.
Sunday, April 25, 2010
- Pre-Draft Needs
Most writers and draft experts were in agreement on the needs of the Cowboys going into the draft. They needed help at safety, offensive line, inside linebacker, cornerback, punt and kick returner, and defensive tackle. They hit every one of those needs. That doesn't mean all of the players drafted can get on the field this season to provide immediate help at their respective positions, but the Cowboys at least added options to the roster at each position of need. Based on pre-draft needs the 2010 draft was a clear success.
- Quality of Picks
What I am looking at hear is the bang for the buck that the Cowboys got for each of their picks. It is easy to have a successful draft when you have multiple first and second round picks but the Cowboys entered the draft without many high picks.
Dez Bryant was projected as a top 10 talent and most expected him to be the first receiver off the board in the first half of round 1. The Cowboys got a steal getting him at pick #24. And besides just playing receiver, Dez can also return punts and kicks so the Cowboys addressed multiple needs with their first round pick.
Sean Lee was considered the top inside linebacker on many of the experts draft boards. Playing through his ACL surgery recovery during his senior year dropped his stock a little but the Cowboys stole a first round talent if the knee is back to full strength. Like Kevin Ogletree last year, Lee's talent level was much higher than his perceived value due to injury concerns.
Another player dropped to the Cowboys in round 4, Akwasi Owusu-Ansah (AOA), because he is currently recovering from shoulder surgery. He will be ready for training camp but brings free safety and returner skills to the table. Again, if he regains his pre-injury form, the Cowboys have a potential starter down the road. His returns at the college level were ridiculous but he was playing at the division II level so you have to consider that when you watch his highlights.
Sam Young was picked to provide tackle depth in the 6th round. He is a potential replacement for Marc Colombo in a few years. Starting at Notre Dame for four years shows you that this guy has a chance to be a player at the NFL level.
Jamar Wall was a steal in the 6th round. He was second team all Big 12 in 2008 and has played against top receivers during his entire college career. He is a big hitter who can provide depth at cornerback and will be great on special teams.
And finally, potentially the biggest find in the draft, is Sean Lissemore. He is a phenomenal athlete for his size and will provide immediate help at defensive tackle. He athleticism is similar to what Jay Ratliff brings at defensive tackle and should allow Ratliff to get more rest this season so he is fresh in the 4th quarter of games.
- Immediate Impact
When you have visions of a Super Bowl run like the Cowboys do this season, you are looking for players who can get on the field now not two or three years down the road. Dez Bryant will get time at receiver, punt returner and kick returner. He could even take over for Roy Williams during the year if Roy can't get it going this season. Sean Lee is going to take over Bobby Carpenter's nickel linebacker spot immediately and will be able to step in for Keith Brooking to start if necessary. Sean Lissemore will see plenty of playing time providing depth at defensive tackle. Jamar Wall should help on special teams if he can make the final roster. Sam Young is probably viewed by the staff as a long term project at right tackle but he could provide depth if Colombo is injured again this season.
- Long Range Impact
What excites me about this draft is the number of players the Cowboys drafted who look like long term players. Dez Bryant could start and play receiver for the Cowboys for 10-12 years. Sean Lee is going to take over for Keith Brooking in the near future and could also be a fixture in the defense for the long term. Sam Young has the build to be a mauling lineman in the league for a long time. And Sean Lissemore might end up being the next Jay Ratliff in the middle of the defense. I think the Cowboys found 2 definite future starters and 2-3 potential starters in their six picks. I like this draft class much better than the 2009 draft. Last year most players picked projected as special teamers but this year you can see that several of the players drafted have the talent to be long term starters. Having picks in the first two rounds makes a big difference in that regard.
The only knock on the draft has to be the fact that the Cowboys didn't find immediate help at safety and offensive tackle. The Cowboys must believe that Doug Free is the answer at left tackle or I think they would have made tackle more of a priority. There are still some players available in free agency at both tackle and safety so the Cowboys can still find some immediate help if they feel it is necessary. Overall, I view the draft as a success. Picking at the end of the first round with just six overall picks I'm not sure how the Cowboys could have come away from the draft with much more than they did. The Cowboys were unable to find good value for any of their players on the trade block so they had to maximize their draft value using just their picks. I think Jerry Jones and the rest of the staff should be congratulated on their work in the 2010 draft.
Saturday, April 24, 2010
He was a linebacker in high school but moved to defensive tackle in college. He has maintained much of his athleticism while adding 50 pounds to his frame to weigh in around 300 pounds. And he ran a 4.8 40-yard dash at his pro day this year. His size and versatility makes me think of Jay Ratliff. I'm not saying he'll be that good, but he is definitely a unique player in the draft.
Wall is about 5'10" and 200 lbs. so he has decent size. Some projected him as high as a third round pick. I don't know if Wall will ever be a starter, but he can hit. Watch the video. He'll be great on special teams.
Sam Young is huge. 6'8" and 320 pounds. He fits the Cowboys prototype for a lineman. And he supposedly plays with an attitude similar to Colombo. He looks like a potential replacement for Marc Col0mbo after a few years of developmental time.
So now the Cowboys have hit what most people deemed as the essential need positions prior to the draft. It will be interesting to see what they do the rest of the way. I'm still waiting for Spears, Crayton, or Hurd to be traded.
The video shows me a guy who looks like a decent safety prospect. He doesn't look terribly quick but he seems to be able to find the ball. I can't complain about this one. There is the safety everyone has been looking for. Now the Cowboys need to get some help on the offensive line.
Friday, April 23, 2010
It is always a good thing when you can get a linebacker from Penn State, a.k.a. linebacker U. A lot of the draft gurus had Sean Lee rated as the top middle linebacker in the draft. He looks athletic and instinctive. The concerns are durability. If the Cowboys can get him to stay healthy he looks like a guy who could man the middle for 10-12 years.
It wasn't a flashy pick like the move to get Dez Bryant but it is hard to argue against drafting a potential 10-12 year starter at middle linebacker. The Cowboys went into this draft a little shorthanded with picks but it looks like they have landed a couple of potentially great players so far.
Thursday, April 22, 2010
But the question that now will need to be answered is what is going to happen with Roy Williams. Maybe the Cowboys will try to find a way to get all three guys on the field at the same time but he seems like the player the Cowboys thought they were getting when they traded for Roy Williams. The rest of the draft and the upcoming few months will be very interesting for #11.
Tony Romo has to be thrilled to have another weapon on the outside. Miles Austin has to be thrilled to have a receiver across from him who will make plays. Jason Witten is going to run free all day because there won't be enough defenders to double him every play anymore. I think Witten might put up 100 receptions since he'll get more matchups against linebackers. The offense is going to be exciting.
And did I mention that he returns punts too?
Tuesday, April 20, 2010
1. Philadelphia in the final game again? I was hoping for the Redskins but it shouldn't surprise me that the schedule makes tried to make it tough on the Cowboys again with the finale being played at Philadelphia. Hopefully this year the Cowboys can lock up the division before the final game.
2. New Orleans on Thanksgiving is shocking. The Cowboys usually get an easy game on Thanksgiving but it looks like it will be a tough one this season. I'm surprised the schedule makers put such a good game on Thanksgiving when they are basically guaranteed good ratings no matter who Dallas plays.
3. I know its hard to predict the quality of each team before the draft has even taken place but it sure looks like a possible 4-0 start at this point. And 5-0 is out of the question depending on how the Brett Favre saga plays out in Minnesota.
4. Three Sunday night games. I love the Sunday night games but I hate Sunday night in week 1. We will have to sit and wait all day long for the Cowboys to get on the field. That makes for a very long day.
5. The Christmas day game just pisses me off. I can't believe the NFL thinks it is a good idea to make any team play on Christmas when it doesn't fall on a Sunday. It always causes major trouble with my family when I have to bail on family time on a major holiday for a Cowboys game. Thanksgiving is understood to be a game day but Christmas doesn't go over so well with my relatives.
6. I know it isn't a surprise but it is always nice to see Detroit on the schedule.
7. Two Philadelphia games in December. Hopefully the Eagles will take a step back this season while they break in their new quarterback.
8. Get ready for the Houston Texans and their fans to treat the week 3 game like the Super Bowl. They are almost treated as insignificant throughout the rest of the state and their fans want nothing more than to embarrass the Cowboys. They have beaten the Cowboys before in Houston so I'm sure the crowd will make it a tough game again.
It is nice to be able to look at the schedule and truly believe that every game is winnable. I'm not saying 16-0 is going to happen for the Cowboys. It isn't. But the Cowboys are capable of beating every team on their schedule.
Monday, April 19, 2010
That will finally change on Thursday. I should say hopefully on Thursday because you never know how the draft will play out. The Cowboys could easily trade out of the first round if no one they covet falls to them in the first round. I'm sure the outrage will be deafening if Jerry Jones elects to trade out of the first round but I won't be at all shocked if it happens.
Let's assume the Cowboys find someone on their draft board with a first round grade when the clock starts on the 27th pick. What would the perfect world scenario look like? Would it be a safety or a tackle? Dez Bryant? A defensive tackle? It seems like you could pick from about 10-15 players right now and have a good chance of being right on the pick.
I'm not overly concerned about any particular position. I do have some concern that Doug Free is the answer at left tackle but he has shown he can play on the other side of the line. So I have to give him the benefit of the doubt until he proves he can't get the job done. And something tells me the coaches think he is the answer at left tackle. And what about Alan Ball at safety? He actually had better stats than Ken Hamlin in his limited starting time at free safety. I think you can hide an average or slightly below average safety so getting one in the first round isn't a necessity. And don't forget that Michael Hamlin is still a potential future starter as well.
The needs that I can see on the roster include offensive line depth, defensive tackle depth, middle linebacker depth, free safety, cornerback depth, special teams returner, slot receiver, and maybe outside linebacker depending on how last years . Offensive line depth ranks as one of my top priorities as does depth at middle linebacker. You always have to draft secondary players because depth will always be an issue. But the rest of the "need" positions aren't mandatory draft needs.
I'm not going to target specific players in specific rounds, but here is what I am hoping the Cowboys get from the draft this year. A safety, at least one offensive lineman, a cornerback, a slot receiver/returner (hopefully Jordan Shipley), a middle linebacker, and a defensive tackle. I think some positions should be drafted higher than others, but I think you could justify any order as long as all of these needs are met.
Wednesday, April 14, 2010
I do think that Jerry Jones should conduct himself better in a public setting but thanks to these "fans" the chances of any of us now getting to have an informal discussion with the owner of our team are gone. Jerry believed he was having an informal chat with some Cowboys fans. And maybe he was. But when this video found its way onto the internet I think these so called "fans" crossed the line.
Maybe I am old fashioned but I don't believe that every conversation, every email, and every text message needs to be analyzed by the public. TMZ loves to follow celebrities around with a video camera and hope they say the wrong thing or make one wrong move. I guess the same rules now apply for sports celebrities. Jerry Jones was actually naive enough to believe that he could have a casual conversation with a few fans.
Am I excusing his drunken comments? No. But I don't think this needs to be played on ESPN endlessly and overanalyzed. As usual with ESPN you can count on this story running for weeks. The only thing missing from the video is Ed Werder asking the questions to the drunken owner.
I just don't think this is that big of a deal. Jerry Jones does need to do a better job representing himself and his team. He sets the example for the entire organization to follow but I would hate to think he can't have an informal conversation with Cowboys fans. Jerry Jones should be ashamed of his behavior and the "fans" who put the video on the internet should never be allowed to claim to be fans of the Dallas Cowboys again.
Tuesday, April 13, 2010
So for all of the bashers of the Cowboys, Miles Austin is no diva. He wouldn't be back with the team without a long term deal if he wasn't a team first kind of guy. I'm guessing there is some sort of gentleman's agreement between Miles and the team for a long term deal. He will get his money at some point. But working with the team so he can continue his success from last season will only help his cause.
I'm glad he is back. Now there are only a few guys left on the list who need to get back to working with the team. After the RFA deadline passes on Thursday afternoon I'm guessing that they will all be back to work with the rest of the players.
Monday, April 12, 2010
So now he has to try to get a long term deal worked out with the team or he will make about $3.168 million next season. That is not chump change...at least not to a regular guy like me. But when you are talking about a player with possibly only one or two chances to secure a big money deal in his career you definitely understand why Miles is looking for a long term commitment. What if he gets hurt this season? The scary part of being an NFL player is that you are always one play away from a career ending injury. So you have to strike while the iron is hot in terms of a contract.
And all of the people running around talking about Miles Austin becoming a diva receiver clearly have no idea what they are talking about. Everyone who truly follows the Cowboys either as a fan or in the media knows that Miles Austin is no diva. He loves football and he is a team player. Staying away from the voluntary offseason workouts isn't a sign that one big season has gone to his head. He is still the same guy. He just has to make sure that he gets the money he deserves. Unfortunately for him the Cowboys hold nearly all the cards in the negotiations. So he is exercising the only leverage he has.
While I understand his reasoning, I also am anxious to see Miles and all of the rest of the RFA's back with the team participating in the offseason workouts. Tony Romo talked to ESPN over the weekend and seemed to hint that Miles would be back with the team sooner than later.
I'm hoping that once the RFA deadline hits on Thursday then Miles will come back to work out with the team. At that point he has the choice to play for the Cowboys or not play football at all next season. He can stay away until the June minicamps if he chooses, but I don't think that will happen. I think he is making a statement right now to Jerry Jones and the Cowboys that he wants a long term commitment. I think everyone already realizes how important he is to the hopes of the team next season. We all saw how the offense transformed after he established himself as the top receiver.
I think Jerry Jones, Stephen Jones, Miles Austin and his agent all need to sit down and have a chat. The Cowboys have a history of paying to keep their own players. It needs to be made clear that Miles will get paid as soon as he gets off to a good start this season. In the meantime he can sign his injury waiver and his RFA tender offer that will guarantee him more money this year than he has received in his entire career up to this point.
At this point I think we all want to see Miles back with his teammates. Jerry Jones will play Miles what he is worth and probably even a little more as long as Miles is patient. I'm feeling confident that he won't get any bites in the RFA market in the next three days so now he just needs to get to Valley Ranch and get to work. Workouts in California are good, but he needs to get back to Texas with his teammates.
Wednesday, April 7, 2010
The fallout from the Flozell Adams release is big news even though it has been completely overshadowed by the Donovan McNabb trade. I'm still not happy about the timing of the release, but I do understand the theory behind the move. It is better these days to release a guy one year too early than one year too late. I have to believe the coaches saw something in Flozell that led them to believe that his best days are behind him.
The McNabb trade was shocking. It wasn't so much that McNabb got traded...that move was talked about for weeks leading up to the trade. It is the fact that he was traded to the Redskins that made the trade surprising. I was hoping he would end up with the Raiders so we wouldn't have to see him anymore. I've never thought McNabb was a player to be feared, but he is going to be an upgrade for the Redskins which makes the NFC East even tougher.
Roy Williams made some comments last week and owned up to the fact that he was terrible last season. He noted that he was among the league leaders in dropped passes and seems to realize that he better play at a much higher level or his stay in Dallas is going to be over soon. I hope it isn't just lip service. I still think he is a talented receiver but I think he has lost his mojo. He needs to find it or the trade for him will go down as one of the worst in NFL history.
Miles Austin is working out on his own with a personal trainer in Dallas instead of attending the voluntary workouts with the rest of the team. I can't say I blame him considering that he has millions of dollars at stake. I really hope the team and Austin can find a way to get him to Valley Ranch to work out with his teammates. He is just a one season wonder at this point and he needs to be working with Romo and the rest of the receivers to improve his game.
Apparently Keith Brooking has made some of the Philadelphia Eagles mad by claiming that the Eagles' offense was predictable late in the season. I wish that Brooking would realize that there is nothing to gain by talking about those games at this point. Last season is over and it is time to focus on the upcoming season. I like Brookings intensity, but sometimes it is better to say nothing.
The Cowboys have about a week to go before all of the restricted free agents will officially be back with the team next season. So far there hasn't been much interest in the RFA's but I'll breathe a little easier when I know Miles has no choice but to return to Dallas next season. Marcus Spears has signed his tender offer and several of the other players have done the same. I'll be glad when we are sure that Sensabaugh and Austin will be back next season.
The Cowboys passed on an opportunity to pick up Neil Rackers. I guess they feel good about David Beuhler working with Chris Boniol to improve his field goal kicking. I hope adding a coach can improve the field goal accuracy. Just about anything will be better than the second half of last season.
It is going to be sad to see Texas Stadium implode this weekend. I have a lot of great memories of games I watched in the stadium. Nearly the entire history of the team has taken place there. I know it was becoming a dump, but I'm still sad to see it go.
Friday, April 2, 2010
The Cowboys are going younger at left tackle with Doug Free and/or possibly an early draft pick. The Cowboys have seen enough of Ken Hamlin to realize that they can get a suitable replacement if his primary duty will be lining up 20 yards off the ball and keeping everyone in front of him while never making a play on the ball. I see the logic in both moves. I really do.
But why release both guys before the draft when it wasn't necessary? I think the Cowboys have put themselves at a disadvantage on several fronts. Teams now now without a doubt that the Cowboys will be targeting offensive tackles and free safeties early in the draft. The flexibility that we all thought the Cowboys had entering the draft is not what it was before the day began.
And what about the contract negotiations with Gerald Sensabaugh? You know his agent was thrilled at the news of Ken Hamlin's release. The Cowboys can't afford to let Sensabaugh go anywhere now. The RFA tender they placed on him will probably bring him back next year, but the Cowboys would be wise to get him under contract. They can't afford to go into the season with new starters at both safety positions.
We all saw what Doug Free did in his time filling in for Marc Columbo. He was excellent. But we haven't seen much from him on the left side. And the small sample we got in the Minnesota game didn't exactly make any of us feel warm and fuzzy. Now getting thrown into the situation unexpectedly like Free did in Minnesota was no easy task, but I would have expected a little more. Clearly the coaches and management of the Cowboys feel like Free can do the job either permanently or until a high draft pick is ready to take over.
Flozell is clearly on the decline as a player. His tripping penalties came last season due to his loss of mobility and quickness. He was holding and tripping to make up for the fact that he was getting beaten off the ball by his man. But I really thought the Cowboys would try to milk one more season out of Flozell unless they found a young stud in the draft.
I don't mind cutting either guy. I really don't. There is nothing wrong with getting rid of an overpaid, aging veteran like Flozell Adams. And the fact that the salary cap is gone temporarily opened the window for the perfect moment to unload the ridiculous Ken Hamlin contract. I just do not understand the timing.
I'll bet Doug Free and Alan Ball are going to have a new attitude when they show up to work on Monday. Both guys have a golden opportunity to get on the field regardless of what happens in the draft. Let's hope the moves to unload veterans this offseason pay off like they did last season.
Thursday, April 1, 2010
But if you have ever watched Jordan Shipley play you can see that this guy has the makings of a very good professional receiver. He runs excellent routes, he has good speed and quickness, very good hands, and he has the ability to return punts and kicks. He isn't a big guy (6'0" and 190 lbs.), but he always seemed to play bigger than his measureables would indicate. His 4.4-4.5 40 speed doesn't knock your socks off, but what really matters is how a guy plays in live game action.
Jordan Shipley has been a playmaker for the last few years at Texas. Over the last two seasons Shipley compiled 205 receptions for 2545 yards and 24 touchdowns. And throw in 3 punts returns and a kick return for touchdowns over that span.
Those are pretty gaudy numbers but we do have to keep in mind how a team like Texas plays inferior opponents early in the season and pads their stats while running up the score. However, Shipley made plays against all levels of opposition. In the national title game this year he put up 10 receptions for 122 yards and 2 touchdowns against Alabama with a freshman quarterback running the offense.
I don't think Shipley is a guy who is going to be a gamebreaker but I do think he fits the mold of the slot receiver the Cowboys offense seems to lack. Patrick Crayton does a decent job but he lacks any semblance of speed. Shipley plays fast and I have never seen him get caught from behind. And the guy also has experience as a holder for field goals so Tony Romo could give up that role next season.
I'd like to see the Cowboys draft Shipley and give him a year or two to develop behind Crayton. At some point the Cowboys are going to have to find a suitable long term replacement for Patrick Crayton. Roy Williams, Miles Austin, and Kevin Ogletree look like they will be fixtures on the roster for the foreseeable future so that leaves a couple of spots up for grabs. Sam Hurd has had a long time to work his way into the offense and while he makes a play here or there he has never made plays consistently.
Shipley is projecting to be picked anywhere from the middle of the 2nd round all the way to the beginning of the 5th round. I think he would be a steal for the Cowboys in the 3rd or 4th round. The Cowboys may pass on Shipley but I really hope they finally make a move to find a slot receiver with the ability to return kicks. I've been hoping for a guy like Shipley to be picked by the Cowboys for the last few years. Maybe this is finally the year.
I know everyone looks like a future all-pro on their Youtube highlight reel, but there are some great catches and ankle breaking moves on this video that will get your attention.

domain: sports


text:
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Discussion in 'Bar' started by guitarguru777, Feb 13, 2012.
Y'all need to smoke some weed.
I FUCKING HATE ADELE.
I hate her voice, her vocal style, a bit of her (theres a lot of her to hate). I hate her vibrato, I disklike her generally and quite frankly the fat bitch's emo song/songs really get on my tits. When I hear the opening piano lick of doom, I grab my ear defenders in fear of what is about to be bestowed up me.
Old mate of mine is now her other half , pretty fucking funny seeing him at the Grammys last night !
WOW! She has an amazing voice, and cool songs too.
On topic: I can't really stand Adele either.
yeah Adele is great, no secret about that...dunno why it should be called a guilty pleasure at all.
I also have a friend who says he can't stand her voice...I absolute got no understanding for that, cant relate to that the slightest bit
But some just find it "scratchy" and annoying *shrug*
But I guess I dig that kind of voices...it's also what I dig about Ellie Goulding, even if I'm usually not huge on electro pop stuff.
Saw this a couple years ago , was pretty fucking impressed at the time and thought she would be a success .http://vimeo.com/34452151
^first time I heared a song of her I thought it was katy perry...have only heared one song so far that is on the tv around here tho...
^ yeah thats what happens when your record company target US pop charts ....
Sounds pretty generic to me...
Around here, she's actually transcended the point of being "unmanly". It's actually considered almost a crime if you don't like Adele.
Personally, I think she's amazing. Great singer, and an AMAZING songwriter. Her last album, 21, is the first album that I've sat back and thought "Wow, this album was written very well."
Oh adele.. I respect her talent, but tbh the music does not do much for me.
I mean I sometimes listen to some of her songs, but I dont get the crazy mad hype there is for her.
Something about her voice also annoys me a bit, there is some kind of "edge" on it for a lack of better word that I dont find to pleasing (and im a big fan of unique voices, heck I think cocorosie is amazing ).
Generic as fuck, the hook is really shitty. she sounds like a wanna be rihanna ..... pointless.
lalalallalalalalal= I cant think of any words so ill just fuck off ....
m-m-m-m-m-m-m-m-m-mm- money .... ugh ... retarded
Meh I thinks that's kind of the point with Adele from a marketing standpoint. She is a "real" musician and they try to parade that around because it's not exactly a common occurrence in the mainstream. I resent her fans a little because it seems they are latching on to her simply because she actually knows how to sing. I don't think she deserves to be revered just because OTHER artists are phonies. Sure, she can actually sing and play a few instruments but that's kind of her job lol I don't like the music so I find a hard time giving her props. However, as a human being, she is certainly less repulsive than most "artists" In the mainstream lol
Can't stand her either. I kinda have something against here kind of music (Indy goes mainstream). And me being a singer myself can't stand the fact of her bad vocal technique, because you can CLEARLY here her throat while maintaining the notes, and no it's not a scratchy kind of nice tone. I'm almost certain that when she gets older if she doesn't change her technique she'll surely lose a bit of here voice when she gets older. And there's something about her i can't stand XD in general. XD I didn't even knew she was that famous till now. A friend of mine showed me one of her songs and 30 seconds in I couldn't stand it. But she DOES sing nice for the style i guess, hopefully i'm wrong about her technique.
I totally understand you, its also how I would describe her voice ! I like it but when she pushes her "ah" or "oh" vowels, it's not smooth anymore. It's really nitpicking though, I enjoy her voice overall
Vocals are gold, you are wrong. :Smug:
Clearly you cant hear a good voice if smashes you in the face !
I don't care for her music (generic or not ) but she can fucking sing and if you can't hear any vocal talent there , your in the wrong job .
I was so bummed that this song didn't win the Eurovision song contest in 2009, it was in second place. The cool thing with Eurovision that many may not know that the rules enforce music playback but disallow lip-synching, so the singers there are usually really good:
...or just totally awful:
£50 on the UK to win Eurovision 2012
^ I'll take that bet !


text:
Disc fertilizer granulation process
has the advantages of short production process, simple structure, less investment and easy operation, which is suitable for small and medium-sized enterprises.
Main equipment of organic fertilizer disc granulation production line:
1. Fermentation compost windrow turner: it can ferment and turn the materials in the fermentation process.
2. Crusher: crushing high humidity materials and other raw materials in the production process of organic fertilizer.
3. Mixer: to mix a variety of raw materials.
4. Disc granulator: this series of disc granulator is a new type of inclined disc granulator: the granulation rate can reach more than 90%. The reducer and motor are driven by flexible belt, which can start smoothly, slow down the impact force and improve the service life of the fertilizer pellet machine
5. Dryer: drying granular materials with certain humidity.
6. Cooler: it can quickly cool the dried materials and increase the production efficiency.
7. Screening machine: screen and grade the finished fertilizer.
8. Coating machine: the particles are coated outside to prevent the caking of fertilizer.
9. Automatic weighing and packaging machine: quantitative bagging and packaging of finished products.
The characteristics of disc fertilizer granulation process are as follows
1) For the first time, granulation is the first choice for organic fertilizer production;
2) Disc fertilizer granulation process is to use large angle rolling bonding to agglomerate and pelletize;
3) It can produce any organic raw material particles with strong adaptability;
4) It is the best granulating equipment for sludge, all kinds of feces, wine dregs and other difficult to form pellets;
5) The multi-stage and multi angle adjustable disc design makes the particles uniform;
6) The granulator machine for fertilizer
can produce particles intermittently and independently;
7) The process is simple, saving investment and quick effect;
8) Universal, mature process, intuitive operation, easier to control.

domain: agronomy


The stacker is the core equipment of the entire automated three-dimensional warehouse. It can carry goods from one place to another through manual operation, semi-automatic operation or fully automatic operation. The running rhythm and stability of the stacker, as well as the intelligence of the control system are important parameters to measure the equipment.
The high-rise shelf is the load-bearing structure of the high-bay warehouse, an important part of the three-dimensional warehouse, and a place for storing materials. Different types of high-bay warehouses use different structural series of high-rise shelves. Reasonable use of shelves is conducive to improving space utilization.


text:
This directive describes how leaves of absence with pay are approved. It also covers benefit coverage, receiving other money, and resigning during leaves of absence with pay.
"Leave of absence with pay" is any period of time for which an employee is authorized to be paid while the employee is away from work and not covered by a specific benefit or entitlement. When the leave of absence is for less than one day, it is often referred to as time off with pay.
The deputy head has the authority to approve a request for a leave of absence with pay, or to direct an employee to take a leave of absence with pay when it is in the best interest of the department.
The deputy head may grant wage employees time off with pay when the situation warrants treating all employees equally—for example, leaves to support a local parade or leaves during adverse weather conditions.
All benefits and entitlements continue to apply during a leave of absence with pay.
Receiving other monies
The deputy head is responsible for determining when to recover other money an employee received while being paid by the department. Other money includes duplicate travel expenses, bonuses, honorariums, witness fees, and additional salary. While departments will normally recover this money, the deputy head may waive this requirement under exceptional circumstances.
Resigning while on a leave of absence with pay
If an employee resigns while on a leave of absence with pay, the date of termination will be the date the department receives notification that the employee is resigning. Departments are not required to accept the resignation if it takes effect in the future.

domain: finance


text:
The famous wave of the 1960s. The 'dogs' at Maverick lived life on the edge with every wave shaping their fate. Inspired by the unique formations of waves at Maverick, each grain is individual and defines the personality of the frame. Be a Maverick, challenge your adventure and let nature take control.
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A Modern interpretation of the keyhole wooden frame. The Senna rectangular frame is designed for the coastline. From sea to sand built to withstand any conditions, a great look for those that want something unique with a tip-off of the old vintage keyhole shape.
This shape is a curvy, playful wooden frame designed by the locals at Watergate Bay. Working alongside surfboard shapers, we created a design inspired by the curvy swell you see at watergate all year round.
A collection inspired by the Cat-eye frame, our Hana recycled ocean plastic frame is chic, minimalist and classy. Stay in touch with your wilder side, and inspire a new generation to be greener.
Created from Recycled Ocean Plastic, the Kawela Frame Sunglasses are built for every environment. See life more clearly through our Fully Polarised Lenses.


WASHINGTON (Oct. 1, 2007) – The National Association of Mutual Insurance Companies (NAMIC) today urged Congress to reject calls to further restrict the use of credit-based insurance scores for underwriting purposes. Speaking in advance of a congressional hearing on the issue, NAMIC officials outlined the many benefits for the vast majority of drivers and homeowners.
“Credit-based insurance scores provide an objective and consistent tool that insurers use with other information to better predict the likelihood of future claims and the cost of those claims,” said Carl Parks, NAMIC’s senior vice president of government affairs. “The practice encourages competition, enables insurers to offer coverage to more consumers at a fair price, and helps streamline the decision process.”
Parks noted that credit-based insurance scores are just one of many criteria insurers use to determine appropriate rates for policyholders and their use is carefully monitored and regulated.
“Most states have established a lengthy set of rules pertaining to insurance scoring,” said Neil Alldredge, NAMIC’s vice president for state and regulatory affairs. “For example, most states prohibit insurers from using insurance scores as the sole basis for denying, cancelling, or non-renewing coverage.” He also noted that state law requires disclosure if insurance scores will be used as a rating or underwriting factor and requires notification if an adverse action was taken due in part to an insurance score.
“Simply put,” Alldredge continued, “credit-based insurance scores are being effectively regulated by the states now.”
NAMIC disputed allegations that credit-based insurance scoring discriminates against minorities and the poor. “Credit-based insurance scoring does not consider characteristics such as race, ethnicity, gender, national origin or income level,” said Robert Detlefsen, NAMIC’s vice president for public policy. “In addition to demonstrating a strong relationship between an individual’s insurance score and the likelihood that he will file an auto or homeowners claim, empirical studies such as those recently conducted by the Federal Trade Commission and the Federal Reserve Board have confirmed that credit scores do not serve as a proxy for race or ethnicity.”
For further information, contact
(202) 628-1558 Tel
(202) 628-1601 Fax
Posted: Monday, October 01, 2007 12:00:00 AM. Modified: Tuesday, October 02, 2007 9:46:48 AM.
317.875.5250 - Indianapolis | 202.628.1558 - Washington, D.C.