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Dealing with an insurance policy claim can be a difficult job, particularly when you’re already taking care of the anxiety of damage or loss. In Ireland, like several various other countries, insurance policy claims are a typical incident because of different variables such as natural calamities, mishaps, or unanticipated events. This is where loss assessors enter into play. In this extensive guide, we will certainly explore the duties and duties of loss assessors in Ireland, with a concentrate on Dublin as well as Galway, as well as how they can assist you in navigating the complicated globe of insurance policy cases.
Recognizing Loss Assessors
What Is a Loss Assessor?
A loss assessor is a professional that works on part of insurance holders to assess, document, and work out insurance coverage claims. Their main function is to make certain that insurance policy holders obtain reasonable compensation from their insurance companies for covered losses or problems. Loss assessors are not to be puzzled with insurance company insurance adjusters, as the previous specifically stand for the interests of the policyholder.
Why Work With a Loss Assessor in Ireland?
Employing a loss assessor in Ireland can be useful for numerous reasons:
Competence: Loss assessors have in-depth understanding of insurance plan, claim treatments, and the regional insurance industry. They can lead you via the procedure properly.
Time-Saving: Taking care of an insurance coverage case can be taxing, yet loss assessors can handle the burden, allowing you to concentrate on various other concerns.
Optimizing Compensation: Loss assessors are knowledgeable negotiators who make every effort to optimize your claim negotiation, ensuring you obtain what you are qualified to.
Decreased Anxiety: Taking care of insurance companies can be stressful. Loss assessors act as intermediaries, reducing the stress connected with claims.
Loss Assessors in Ireland
Dublin, as the resources of Ireland, has a thriving insurance policy market. When it comes to insurance policy cases in Dublin, loss assessors play a crucial role in assisting insurance holders. Below’s what you can expect when collaborating with a loss assessor in Dublin:
Neighborhood Knowledge: Dublin-based loss assessors have a deep understanding of the neighborhood insurance landscape, allowing them to navigate the complexities of Dublin’s insurance market properly.
Network: They commonly have actually established partnerships with insurer, which can help with smoother settlements.
Personalized Solution: Loss assessors in Dublin supply individualized solution, customizing their method to your details needs and conditions.
Paperwork and Examination: They extensively record and also review the degree of your loss, ensuring you offer an engaging situation to your insurance provider.
Loss Assessor Galway
Galway, recognized for its stunning landscapes and dynamic society, additionally encounters its share of insurance policy claims. Loss assessors in Galway are outfitted to take care of a large range of cases, from residential property damage brought on by tornados to mishaps. Right here’s why you may consider working with a loss assessor in Galway:
Neighborhood Experience: Loss assessors in Galway have a deep understanding of the one-of-a-kind difficulties as well as dangers related to the area, including seaside locations prone to flooding.
Swift Feedback: They can give a rapid action to assess as well as mitigate damage, avoiding more losses.
Case Campaigning for: Loss assessors in Galway supporter for your benefits, guaranteeing you obtain fair compensation in a prompt manner.
Comprehensive Support: From initial analysis to final settlement, loss assessors in Galway overview you with every action of the claims process.
The Duty of a Loss Assessor
Upon being worked with, a loss assessor will certainly carry out an extensive evaluation of the damages or loss. This consists of recording the extent of the damage, gathering evidence, and also approximating the cost of repair work or replacement.
An important component of their role is reviewing your insurance coverage. They assess the terms and conditions, coverage limitations, and also exclusions to determine the scope of your insurance coverage and also evaluate whether your insurance claim stands.
Loss assessors put together a comprehensive case file, which includes all required documentation as well as proof to support your insurance claim. They present this documents to your insurance company as well as negotiate on your behalf.
Insurer frequently use insurance adjusters to assess cases. Loss assessor s act as your advocate throughout negotiations, guaranteeing that the adjuster’s evaluation is fair and also accurate. They function to maximize your negotiation.
Once a settlement is set, the loss assessor makes sure that you receive your payment without delay. They also help with any kind of additional paperwork as well as follow-up needed to close the case.
Selecting the Right Loss Assessor
When employing a loss assessor in Ireland, it’s essential to examine their qualifications. Look for individuals or firms that are participants of trusted sector organizations, such as the Irish Institute of Loss Assessors (IILA). Subscription indicates a dedication to expertise and honest conduct.
Experience matters on the planet of loss analysis. An assessor with a proven performance history is more likely to manage your case properly as well as safeguard a beneficial end result.
Don’t think twice to request references from previous customers. Talking with individuals who have actually dealt with the assessor can offer important insights into their efficiency and also integrity.
Go over the cost structure upfront. Many loss assessors work on a backup basis, indicating they just make money if you get a settlement. Be sure to make clear the portion they charge and also any extra costs.
Navigating insurance coverage cases in Ireland can be complex, yet with the assistance of a competent loss assessor, you can significantly improve your chances of a successful end result. Whether you remain in Dublin, Galway, or any other component of Ireland, these professionals are well-appointed to take care of a vast array of cases and also supporter for your best interests. When faced with an insurance coverage claim, think about getting the help of a loss assessor to guarantee you obtain the compensation you are entitled to. Bear in mind, their proficiency, regional knowledge, and settlement skills can make a globe of difference throughout a stressful time.
即時通信工具現在是我們現在的數字時代中每個人生活中的必要組成部分。 此外，Telegram 在多通信應用程序中以其強大的安全性，功能和跨平台功能而脫穎而出。 您可以在本文的幫助下載 Telegram，安裝它並設置它，這也將為您提供有關中文版本的詳細指南。 俄羅斯兄弟尼古拉和帕維爾·杜洛夫共同創建了即時消息應用程序 Telegram。 其高度安全的聊天環境於 2013 年首次公開。 Telegram 的端對端加密聊天功能是其功能之一，它確保用戶的通信安全。 讓我們首先看看如何下載中文電報。 在 Telegram 官方網站上，您可以找到各種平台的下載鏈接。 若要完成下載和安裝，請按一下，選擇您的裝置，然後按照說明進行操作。 根據您的操作系統，如果您想在計算機上使用它，則可以從他們的官方網站下載「獲取 Windows Telegram」。


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TV Use in Arkansas
If there are two things we love at CableTV.com, it's television and Arkansas. Here are some of the things we know about cable TV here. Did you know that 90% of American consumers have cable TV or satellite? And that 72% of them choose bundles? For Arkansas's population of 2,872,297, that equates to nearly 2,585,067 Arkansans with TV and 2,068,054 with bundled subscriptions. Other stats show that 97% of Americans, or 2,786,128 Arkansans, still watch traditional TV even though 48% of us now stream video online. That's around 1,378,703 people converted to the ranks of Hulu and Netflix. DVR use has grown to 7% of the U.S.'s total TV viewing, but 85%, or almost 2,441,452 Arkansans are still content to catch their favorite shows on the network's timeline.

domain: entertainment


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Here are just a couple little projects I did using the brown ribbons from the Sassy kit.
Here’s an altered gift box. It started out as an oatmeal box, but I completely covered it with paper and now it can be reused again and again. Bow ties on the side.
And here’s a little CD envelope I made.

domain: design


Leaked Press Images Show LG G3 In Its Full GloryBy cheatmaster 12:36 Tue, 20 Jul 2021 Comments
The latest LG G3 leak officially left nothing to imagination. The yet to be annoucned smartphone appeared in in a number of press images which showcase it in its full glory.
The images descend correct in line with previous leaks. They reveal the upcoming handset in three different color schemes – white, gold, and grey. Each of the colors features the previously talked about metal-like finish.
Additionally, an image of the device’s top allows us to catch a glimpse of its IR blaster and secondary microphone for noise cancellation. The setup confirms that the device will have the same controls’ layout as its predecessor, the LG G2.
LG G3 is scheduled to go official later this month, on May 27. The top-discontinue smartphone will feature similar specs to the recently announced, Japan-only LG Isai FL. They include 5.5” QHD display, Snapdragon 801 SoC, and 13MP capturing camera with 4K video capture.
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text: Dengue virus (DENV) belongs to the genus Flavivirus (family of Flaviviridae). DENV causes dengue fever, which may lead to a severe dengue hemorrhagic fever. Recently, there has been any discovery on effective antiviral drugs to treat dengue fever and therapy used to treat it only limited to replacement of body fluids. This research is looking for NS5 RdRp protein inhibitors responsible for the synthesis of intermediate RNA for subsequent replication of the positive-strand RNA genome through a virtual screening approach. In this study, four NS5 RdRp proteins from each DENV serotypes were collected. DENV serotype 2 NS5 RdRp was collected from the RCSB PDB database with PDB ID:5K5M, while the others were modeled based on protein sequence collected from NCBI database. About 343,798 natural product compounds from ZINC15 database were screened through computational study according to the Lipinski's Rule of Five, drug likeness, and toxicity properties, followed by molecular docking simulation to determine the potential natural product compounds as a lead compound. This study obtained three compounds, namely Compound 3556, Compound 9487, and Compound 106665, which had good inhibitory activity on NS5 RdRp protein compared to SAM and SAH. Furthermore, the docking simulation also revealed that Compound 3556 gave the best ligand interaction and had the lowest Gibbs free binding energy (ΔG binding) at -11.1618 kcal/mol. Thus, Compound 3556 can be proposed as novel drug candidates for inhibiting NS5 RdRp.

domain: chemistry


evermoon On New Album ‘ABRACADABRA’: ‘It’s Hyper-Erotic Techno-Magical Post-Nihilism’
The project is helmed by Bengaluru artist Tejas Ramakrishna
For Bengaluru artist Tejas Ramakrishna aka evermoon, music was something he grew up around. Born into a musical family, Ramakrishna recalls his folks enrolling him for piano, guitar and singing classes as a kid, only for him not to enjoy it. He says, “I was content just listening to music until I was 14.” However, once Ramakrishna heard Welsh heavy metal band Bullet for My Valentine’s 2008 album Scream Aim Fire, he found himself motivated to pick up the guitar daily.
Since then, he’s released his post-rock debut album Fever Dreams in 2017 inspired by bands such as We Lost The Sea, Mogwai and Russian Circles. Ramakrishna followed that up with two EPs: Es Geht (2019) and Strange Sounds (2020). There’s also been a few singles released as well as his band No Home’s debut EP Mind Games which came out earlier this year. Now, Ramakrishna is all set with a brand-new 10-track album titled ABRACADABRA.
According to the musician, the lyrics and sounds on his latest offering are “all over the place.” What’s heard on ABRACADABRA is a variety of sonic textures — from post-hardcore guitars to electro-swing beats to beatboxing. Talking about the tracks, Ramakrishna tells us that songs such as “fax me a hug” and “under the sun” are about “romance on the verge of the apocalypse,” while “it don’t mean nothing (if it don’t last)” touches upon the relationship between truth and impermanence.
“[The album] is tied together by the title track though, where all the other songs are just little experiences you have as you sit through the performance of an evil traveling circus that baits you, bamboozles you and steals your soul at the end of the show. I saw a term on the internet that perhaps best describes the album: hyper-erotic techno-magical post-nihilism,” he explains.
ABRACADABRA also includes a host of collaborations, most of which were done remotely, as Ramakrishna recorded the album at his home studio. Looking ahead, the musician has plans to play live more often as evermoon and take the music on the road. His band No Home, with musician Mary Ann Alexander, recently released a Christmas single called “Christmas Go Away,” and Ramakrishna says, “Apart from that, I have new songs in the making already.”
Stream ‘ABRACADABRA’ on Spotify below and on other platforms.


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Best Songs from Queen's "A Night at the Opera"
The Top Ten
This is my favorite song of all time, and probably is a lot of people's as well. Who'd've thought one of the best songs ever would be a 6 minute long song, with an operatic section, and words like Galileo?
It has to be this track, the greatest song ever created. Will never have an equal and will never be bettered. The entire album is classic/ progressive rock music at it's finest. Brilliant.
The greatest song of all time. Never gets old..Queen showed their creativity here. Only they could put out a 6 minute, three sectioned, chorusless song. Freddie's vocals were perfect, May's guitar solo was legendary and the whole band just nailed it. That's how you write a real memorable song.
Easily the best Queen song, the 2nd best popular music song of all time (after Imagine-John Lennon) and arguably the most original song of all time.
I love this song. To me, this is the ultimate Brian May Queen song. I actually like this one more than Bohemian Rhapsody, believe it or not. No disrespect towards Bohemian Rhapsody, though. Bohemian Rhapsody is still a classic, and is also among their all time greats. - Metarock
This song got me to listen to Queen more properly. I remember clicking a video link to watch Bohemian Rhapsody Live but instead clicked this. My computer froze but the audio was fine and I fell in love. This song and Sweet Lady deserve recognition.
This song is mays beast! I think it was to compete with bohemian rhapsody.
That vocal part makes me feel like in a trip.
Also beginning instrumental...
I can understand why Freddie wrote this one... he was so right, when he did it! I listen to this song almost every day and think about those kind of people he had in his minde, so f... true every word of it. Love this song and dedicate to...
This is one of my favorites of all time! Dedicated to Norman Sheffield, my dears. It was their abusive manager. Or similar. I also ADORE Seaside Rendezvous. :D
Should have been a single
Awesome opening song! - Misfire
I was going to vote for Bohemian Rhapsody, but I decided to give another song a chance. This is very good. Simply beautiful...
Amazing song. Its about time travelling. It's a man who went to space, and it was 1 year in his calculations, but when he comes back to earth, its been 100 years for all the people. Beautiful song.
I honestly prefer this song over Bohemian Rhapsody. It is the best love song made, and it was written by John Deacon, the bass player. Us bass player know how to kick ass
Even though it could be seen as being overshodowed by Bohemian Rhapsody, You're My Best Friend is a perfect pop song. John Deacon shows his talent as a songwriter.
Sung this song in my 6th grade talent show
What? It should be 3rd or 4th place - SammySpore
This song should rank higher. My favorite love song of all time!
This song is a pure gem! It is the best love song ever written! Must be N2 after Borhap.
Should be top 5
Roger Taylors Best Song!
This songs sucks. Get it down to 12
Sick riff, sick song - dubsinthetubs
You call me sweet like I'm some kind of cheese? - Misfire
This song is so much fun to listen too :D I love it and always have it on repeat. LISTEN to the sample please, you'll love it
Freddie sounds so English here. I mean, not that he isn't. - Misfire
Queen is one of the only bands of the 70s who can pull off the 20's and 30s music vibe without it being corny. This showing the perfect example!
I voted The Prophets Song, but this is too far down, it's so over the top but amazing because of it, you got something different going on every second! From mouth trumpets to finger tapping and the Piano is just magnificent, this song is incredible, it's hard to make a top ten on this album because everything is just simply mind-blowingly amazing!
I am dying from the cuteness of this song. - Misfire
One of the best 2min songs ever. - MaxPap
Definitely not the best song on the album, but the final song that wraps up the album. This deserves some recognition.
This song is from the album Queen I, Not a night at the opera.
Well it was rerecorded around this time frame
Huh? I thought this was one of their earlier songs...? - Misfire
That's not a valid answer - waldo
Though this one is no so well-known as other tracks from this masterpiece, I think it deserves more attention to it than, for instance, '39 written by May also. It's one of the most underrated Queen songs, overshadowed by many other songs. The melody, philosophical lyrics and the great May singing lead and performing the whole jazz orchestra by only one guitar! Highly recommended!

domain: artistic


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WEST HAVEN, Weber County — A man who allegedly shot another man by accident during a confrontation at a West Haven motel has been arrested.
Anthony Ray Ybarra-Eddington, 25, was booked into the Weber County Jail on Thursday and formally charged Friday in 2nd District Court with aggravated assault, a third-degree felony; and threatening to use a weapon during a fight, a class A misdemeanor.
On Wednesday, a man who suffered a gunshot wound told police he was at a motel near 1200 West and 2100 South when two men entered his room asking where their undisclosed property was, according to a police affidavit.
The victim got into a fight with the men and claimed he was “hit in the face two times and then the gun went off, hitting him under his left arm,” the affidavit states.
The two intruders ran off and a friend took the victim to the hospital, according to the affidavit.
Police reviewed hotel surveillance video and identified Ybarra-Eddington as one of the suspects, whom the Ogden Metro Gang Unit has dealt with before, the affidavit states.
On Thursday, police located Ybarra-Eddington, who said he confronted the victim “about threats and some stolen property. Ybarra-Eddington said he had a firearm but claimed the shooting was accidental,” according to the affidavit.

domain: law


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Arrest after woman raped in Ipswich's Cromer Road area
A 21-year-old man has been arrested on suspicion of raping a woman in Ipswich.
The 27-year-old victim was walking from Norwich Road to Cromer Road on Monday when a man approached her at about 20:30 GMT.
She was attacked after being grabbed and pulled in to a wheelie bin storage area.
Suffolk Police said a man had been arrested and was being interviewed at its Martlesham police investigation centre.

domain: news


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Cotton Club Lounge Chair
The playfully robust Cotten Club collection—with this impressively appointed lounge chair—is considered among the most influential designs of a 20th century. Italian virtuoso Carlo Forcolini takes a bold and imaginative approach, with geometric shapes and strong colors. First unveiled in the 1980s and reissued by Stellar Works, the chair exudes a brash and comfortable air with its leather-covered contours and powder-coated steel frame.
- 28.5" h x 28.7" w x 22.4" d (72.5x73x57cm)
- Seat height: 17.3" (44cm)
Powder-coated matt, steel
- Fabric A: Divina Melange, Harald, Steelcut Trio, Zap
- Fabric B: Batyline Eden, Field, Main Line Flax, Melange Nap, Messenger, Remix, L493 Sanfor
- Fabric C: Canvas, Era, Manhattan, Revive, Medley, Relate, Ruby
- Leather A: New Castle
- Leather B: Crystal, Milano
- Leather C: Bellagio
- COM and COL available on request
Craftsmanship is at the heart of Stellar Works since a couple of design enthusiasts from France and Japan launched the line in 2013. Operations benefit from Japanese management, while the craftsmanship draws on premium European furniture practices and technical proficiency that comes with the brand’s own state-of-the-art factory in Shanghai, China.
Because Stellar Works controls end to end, it takes great pride in abiding to Japan’s Four-Star standards—the most stringent in the industry worldwide—offering transparency regarding the sourcing of every material, be it leather, metal or fabric, along with ensuring that all woods come from FSC-certified forests.
The line’s urbane sense of materials, colorways and forms is a reflection of a global roster that includes New York designer-architect David Rockwell, Toronto’s Yabu Pushelberg, Copenhagen’s Space Copenhagen and Monaco-based Humbert & Poyet—along with an exacting Asian lens by appointing Chinese duo Lyndon Neri and Rossana Hu—widely known as Neri&Hu—as creative directors for the brand.


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What is a Casino Free Slots?
What’s the significance of free slots in casinos? They’re an unofficial “freebie” Is it worth the risk to gamble on casino slot machines without an initial investment? This casino slot guide for free will answer all of these questions and more. This guide covers everything you must know about pulls, reels Wild Sultan and pressure. It also provides details on ball return and how to play with the ball. We’ll also discuss how to hold your hand and use a tray while you play!
The majority of gamblers find slot machines fun to play but they can’t seem to win any money playing them. Because they lose too quickly, some gamblers find it difficult to continue playing on a losing streak. This is the reason why casinos have introduced “loose” machines to their establishments. Although casinos are still able to take your cash however, you will often make back a significant amount of it within a relatively short period of time.
One type of casino offering “loose” reels are called video slots. Video slots require you to pay for each spin as well as any winning bonus. Video slots typically offer huge jackpots and other attractive prizes. But to ensure a higher chance of winning, ensure that you have a constant supply of reels that are free.
Video slots that provide bonus rounds are another way for you to increase your chances of winning. Bonus rounds are a series of casino spins that are programmed Batavia to increase the number of points they earn each time they occur. Unlike regular slots that offer only a single reel with no round to keep you spinning, bonus rounds feature multiple reels with the goal of doubling your initial wager.
Another way to increase your chances of winning is by making use of slot machines that are social. There are slots located at many real social resorts and arcades, bistros, and many more that provide an additional bonus when you play their slot machines. Some of these classic slots have been updated with modern technology that offers a new spin each time you wager. For instance, you might get double dimes instead of winning single coins.
There are classic machines in public including the progressive, seven-figure, and snooker. All of these machines pay jackpots and regular payouts, but the odds of winning on these are significantly lower than other machines. If you’d like to have better odds at winning at these machines, you should try to play them in the off-season or when most of the other players are off. Also, you should choose machines that do not require a lot of money to get started. It’s tempting to play for big amounts of money when slot machines pay a huge amount. However, the odds of winning big when playing in this manner are less.
You should play a variety of slots to achieve the best results. Test different jackpots and reels and discover which ones offer the most payout. The chance to win big jackpots on classic titles during lunchtime on weekdays is an excellent time to play, since everyone else is playing slot machines. This is also where you’ll probably get the best deal. You may also want to try other table games prior to trying your luck with the classic slot machines.
Video slots are a great method to earn extra money while at work. Video slots, like video poker machines, pay high paylines and give steady paychecks. However, it’s important to know that the paylines for video slots are different than the paylines on traditional slots. One thing is that video slots move at a different speed therefore it’s essential to practice hitting the “no” line. However hitting “x” on a video slot guarantees an instant payout.


After five years of rising prices, the stock market
took a breather in 2015. Even though the averages ended
the year with a small gain, there were many turbulent
cross currents which produced gains for a minority of
issues and losses, many large, for the balance. As the
Financial Times of London put it (1/4/16):
“Apart from a handful of stocks that are doing very
well, the US markets are in a slump. Such narrowing of
investor enthusiasm has raised fears that a lengthy
post-crisis rally has run its course.”
Cross current: In a world of 2%-2.5% economic growth,
well below the long term trend, many companies struggled
to produce revenue and earnings growth in 2015. As a
result, corporate managements pursued a strategy of
focusing on cutting costs to improve profits. One result
was heightened merger activity which exceeded $5
trillion dollars in 2015, a record. Make no mistake
about it, this activity has been about cutting costs,
euphemistically known as synergies, including large
scale lay-offs of good jobs. Another prominent tactic
was the so-called tax inversion merger. Here, companies
pursued mergers with foreign partners domiciled in a low
tax jurisdiction. Upon merging, the new company locates
its domicile in the low tax, foreign country thereby
cutting its overall tax bill substantially.
Cross current: Commodity prices continued their race
to the bottom. As we know from the headlines, oil in
particular has been in a destructive bear market. While
low oil prices have been seen as a positive by many who
use oil, the adjustment to lower prices has been uneven,
tumultuous and disruptive.
It has been estimated that lower gasoline prices have
saved US consumers $800 billion, but as a whole they
have been reluctant to spend that windfall. Many have
chosen to pay down debt instead, resulting in more
subdued GDP growth than otherwise would be expected.
One would think that low oil prices would be a boon
to manufacturers such as petrochemical companies that
use oil and gas as a feedstock. However, much of the
benefit has been offset by a strong dollar which dilutes
revenues and earnings earned abroad.
We remain flummoxed that the price of gold continued
its three year decline in 2015. It remains curious in
the face of the Federal Reserve’s historic stimulus ($4
trillion dollars of bonds purchased in the open market
with newly printed money) that there is little inflation
and gold has failed to perform. Perhaps the government
inflation statistics are faulty. Anecdotally, the cost
of living has been rising in our experience. Perhaps the
time is not yet right. History shows that gold is
ultimately sensitive to the debasing of the purchasing
power of a currency.
Cross Current: Sovereign wealth funds, set up by many
oil producing countries for a rainy day, are starting to
be liquidated to cover budget short-falls resulting from
declining oil revenues. It is estimated that Russia and
Saudi Arabia need $100 oil to finance their budgets. If
this continues, it raises the specter of billions of
dollars of investments being thrown on the markets in an
Cross current: Geopolitically, the world is a mess.
The Middle East is in flames. Saudi Arabia and Iran are
fighting a proxy war in Yemen and Syria as the Saudi
embassy in Tehran is attacked. ISIS seems to be more on
the defensive in Iraq so it strikes out with terror
attacks on the Western world as in Paris. Russia is
increasingly aggressive. North Korea claims it exploded
a hydrogen bomb. Some speculate that China is headed for
negative GDP growth.
The world is ever in turmoil, a fact of life. So the
markets have priced in conflict to some extent. What we
do know is that the lubricants of peace — economic
growth and prosperity — are underperforming.
Cross current: Bulls say that corporate earnings, a
fundamental driver of stock prices, will rise more than
expected in 2016 as commodity prices bottom out in the
first half of the year. As they do, the earnings of
commodity producers, currently a drag on overall
corporate earnings, will begin to contribute positively
to earnings, helping support or push stock prices
Furthermore, as pointed out by the Financial Times
quote above, the market has been undergoing an internal
bear market correction as many stocks have performed
very poorly in 2015. We think there is merit to the
argument that we will see rotation from last year's
winners into last year's losers.
Our predictions for the year: Commodities, especially
oil, will bottom out in the first half of 2016 causing
commodity stocks to rally from deeply depressed levels.
Budgetary stress and military conflict could motivate
Saudi Arabia and Russia to curtail excess production of
oil, setting off a spike in the prices. As there are few
signs of impending recession in the US, GDP will
continue its slow grind forward but at a continued
unsatisfactory rate of 2%. Corporate earnings will
continue to rise slowly, supporting modestly the overall
market. In sum, the future looks a lot like the recent
For over a year now, we have argued that the stock
market in general has been fully valued, if not
over-valued. We have cautioned patience and have
maintained unusually high cash balances as a cushion
against volatility such as we have witnessed since the
new year began. We continue to counsel patience.
2016 could witness the re-emergence of value stocks
while growth stocks, growth at any price, should take a
breather. Intellectually and philosophically, we have
always had a bias towards value vs growth. We expect
that bias to be rewarded this year.
We were notably wrong about the extent to which oil
would fall in 2015 and the extent to which that would be
disruptive. However, we are optimistic that sometime in
2016 oil will bottom as supply and demand begin to
equalize. We patiently maintain our investments in oil
and gas stocks.
All of us at P.R. Herzig & Co, wish our clients and
friends a Happy, Healthy and Prosperous New Year.
Please read our important notice
about these letters and the securities they mention.


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West Yorkshire PCC statement - “One year on, a time to reflect and look forward”
23rd March 2021
Today (Tue 23/03) marks a year since we all watched the broadcast and heard how we would need to stay home, protect the NHS and save lives.
We suspected it was coming, but the actual reality of it was still very difficult to hear and digest and I doubt none of us ever expected to be here in a similar place a year later.
Whatever you have faced, whether it’s battling loneliness and depression, balancing childcare, had your wedding cancelled, missed friends and family beyond measure, or regretfully, suffered bereavement - as a collective community, we’ve never known loss or restrictions to our day to day lives like it.
It’s important that we all reflect upon these issues and support each other however we can, that’s why I am backing the Marie Curie Day of Reflection today. I will be observing a minute’s silence at mid-day and I would encourage everyone to take some time out, reach out to someone who may be having a tough time, or just take stock of your own wellbeing. To find out more about the day visit https://www.mariecurie.org.uk/get-involved/day-of-reflection
As we all know though, not everyone could or can stay home and I’d like to again place on record my thanks and appreciation to all key workers, from the police, NHS, fire service, teachers, shop/delivery/refuse workers and all of those brave members of our communities who volunteered to help vulnerable and isolated people.
I have been impressed with the response from West Yorkshire Police, who in extremely challenging circumstances, have taken a proportionate view throughout and followed the approach of Engage, Explain, Encourage with Enforcement used as a last resort or for blatant wilful breaches. This approach will remain and I will continue to monitor things closely with the Chief Constable.
On that note, and to finish, it’s truly awe-inspiring how our NHS and volunteers have rolled out the vaccine programme. However, we all continue to have a real responsibility to abide by the restrictions, to do the right thing by our communities, and to honour the memories of those who sadly are no longer with us.
Let’s all continue to work together, towards the brighter future just on the horizon.


The Chantilly Pyramid Minority Student Achievement Committee (CPMSAC) held its 32nd annual Youth Motivation and Academic Achievement Awards Program last Saturday, June 3, at Chantilly High. The theme was “Commitment to Mission: Pursuing Higher Achievement and Academic Excellence.”
The students being honored walked in, as is tradition, to the song, “Celebration.” Noting the organization’s motto, “Only excellence is good enough,” CPMSAC’s Chuck Coffin told them, “We encourage you to continue to work hard because the best is yet to come.”
Dignitaries attending included various FCPS representatives, school administrators and counselors, plus School Board member Ilryong Moon. “The late Shirley Nelson was the founder of and visionary for this organization,” said Coffin. “And I can only imagine that, as she’s looking down from heaven today, she’s smiling, because this program brought joy to her heart.”
Chantilly High Assistant Principal Karla Hogan told the students, “Today we celebrate the hard work you’ve done and the good choices you’ve made. But remember, today’s just the beginning of an educational journey that’ll take you wherever you want to go.”
Douglas Tyson, assistant superintendent for Region 1, conveyed greetings from various school system administrators and told the students it was an “honor and a privilege” to recognize their accomplishments. “We’re proud of the dedication you’ve shown and the success you’ve achieved thus far in your academic career,” he said. “This is an example of what happens when students dedicate themselves to academic, personal and social excellence.”
“We encourage parents to work with the schools so students can get the best education possible,” added Coffin. “Parents should be involved and advocate for their children, and they should also create a learning environment at home where students can do their work.” He further noted that CPMSAC partners with the schools in offering its free tutorial program, Saturdays toward Excellence.
During the event, both Coffin and CPMSAC co-founder Johnny Nelson honored former Westfield High administrator, Pat Williams, a longtime CPMSAC supporter. They presented her with a plaque in recognition of her 31 years with FCPS.
Six graduating seniors were awarded scholarships from CPMSAC. Centreville High’s Kobie Turner received the Shirley O. Nelson Memorial Scholarship, as did Westfield’s Jordan Bingham, who was unable to attend the ceremony. And Westfield seniors Morgan Perry, Asia Jackson and Amber Sandoval received Cameron Guy Dudley Book Scholarships, as did Centreville’s Jalen Ragsdale, who also wasn’t there.
The keynote speaker was Westfield 2016 magna cum laude grad Cara Clay. A former CPMSAC participant, she received its Cameron Dudley Book Scholarship last year. She just completed her freshman year at the University of Alabama, where she’s majoring in both environmental science and economics. And with a 4.2 GPA, she made the fall 2016 President’s List there.
She also joined the university’s Pre-Law Association, the Association for Women in STEM and several academic honor societies. And since she had 36 credits toward her college degree when she graduated from Westfield, she’ll be a junior next year, instead of a sophomore. She wants to someday become an environmental lawyer.
“I’m living proof of what happens when you don’t give up on people,” said Clay. As a child, she had delayed speech and hearing and was also diagnosed with ADHD. Her parents found the right doctors to help her but, after 10 years of speech and language therapy, she still struggled with academics.
Her parents helped her understand her schoolwork, and then her family moved to Northern Virginia. Clay enrolled at Westfield and was impressed with how rigorous schools here are. “I took public speaking as a freshman and it changed my life,” she said. “It made me more extroverted and comfortable speaking in front of others.”
The point of education, said Clay, is to “Do the best you can academically so you’ll have options in the future. And if you continue to do your absolute best, you’ll look back and have no regrets.” She also said reading improved her speech and communication skills, and she learned the importance of “keeping things in perspective when considering my future.”
But most of all, she told the students, “We have to really think about what makes us happy and if the work we do reinforces our sense of purpose. All your achievements and the rewards you’ll receive will be meaningless unless you’re passionate about what you do. So be determined and dedicated to whatever you want to succeed in, in life. Take advantage of the help offered you and remember that success is attainable for everyone.”


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text:
Austin Landscaping Pros - Landscape Design & Landscaper Services
Austin, TX, USA
If your impact is critical, it might be appropriate to fall into a brief iteration of your Application Architecture at this stage.
LSI is building upon its Greenlee heritage with ongoing development of innovative lighting technology and fixture designs to deliver excellent landscape lighting solutions.
A type of spray painting, aerosol paint leaves a clean, evenly coated floor. Conventional sized cans are portable, economical and easy to shop. Aerosol primer is often used on to bare metal and many plastics.
For any coherent depiction of a whole landscape, some tough method of perspective, or scaling for distance, is required, and this seems from literary evidence to possess initial been produced in Historical Greece within the Hellenistic interval, Whilst no substantial-scale examples survive. A lot more ancient Roman landscapes survive, with the 1st century BCE onwards, Specifically frescos of landscapes decorating rooms that have been preserved at archaeological web-sites of Pompeii, Herculaneum and somewhere else, and mosaics.[sixty nine]
Modern and Modern Artwork has moved clear of the historic value of craft and documentation in favour of concept, leading some to convey, in the 1960s, that painting as a significant artwork form is lifeless.[clarification required] This hasn't deterred nearly all residing painters from continuing to practice painting both as full or aspect of their work.
'His photographs photo scenes, just like a flimsy boat helpless against the dim shadows of Black Canyon, or explorers Just about swallowed up with the crevices of Canyon de Chelly.'
At this time, other architecture artifacts in the Architecture Landscape needs to be examined to detect:
The English garden normally provided a lake, sweeps of gently rolling lawns set in opposition to groves of trees, and recreations of classical temples, Gothic ruins, bridges, and other picturesque architecture, designed to recreate an idyllic pastoral landscape. The work of Lancelot "Ability" Brown and Humphry Repton was particularly influential.
Whatever the techniques utilized, careful framing of compositions is maybe in no way far more critical than in the case of abstracts. Conventional models of landscape look at here photography usually conform to proven compositional conventions prompt via the scene by itself—think about, for example, a mountain in the gap mirrored inside a lake while in the foreground. But abstraction is unconstrained by a need to communicate in express, literal terms, and thus conveys greater Resourceful freedom, and for that reason larger Inventive accountability, towards the photographer.
A standard misunderstanding is that the underlying subject material of an abstract graphic have to be completely unrecognizable, but an image is often at the same time representational and summary to different degrees. It is more the situation that the actual identity of the subject material used in an abstract photograph is largely unimportant, whilst the aesthetics are every little thing.
O'Sullivan was well-known for not seeking to romanticise the indigenous American plight or method of daily life in his photographs and as opposed to inquiring them to have on tribal dress was satisfied to photograph them sporting denim denims.
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Combining both their Actual physical origins as well as the cultural overlay of human existence, often designed about millennia, landscapes reflect a residing synthesis of men and women hop over to here and place that is important to area and national identification.
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Wrexham Industrial Estate expansion could create 1,500 new jobs
Up to 1,500 jobs could be created on Wrexham Industrial Estate in the next four years if expansion plans come to fruition.
Earlier this year the estate’s largest landowner FI Real Estate Management (FIREM) purchased another 62 acres of land with which to extend, and the firm has now lodged a planning application with Wrexham Council to develop the site.
According to planning documents, if given the go-ahead the proposal will create more than one million square foot of warehouse and office space, with hundreds of car parking spaces on the land.
The site is currently unoccupied and overgrown and has been earmarked as a ‘regeneration site’ within an existing industrial area.
It borders farmland to the east, industrial units to the south and west and an industrial development site to the north.
A design and access statement submitted with the application says: “FI Real Estate Management (FIREM) has underpinned its commitment to Wrexham Industrial Estate with the acquisition of a further 62 acres of development land.
“When added to its existing land holdings on the Wrexham Industrial Estate, FIREM will be able to deliver over two million square foot of much needed, high quality employment space bringing its total investment to the estate to over £130m and helping to create in the region of 1,500 new jobs over the next four years.”
According to the applicants, the new development will provide more than one million square foot of warehouse and office accommodation split across three individual buildings.
The design and access statement adds: “The new development will provide just over one million square foot of warehouse and associated office accommodation split across three individual buildings.
“Unit 1 will provide 208,000 square foot, Unit 2 will provide 230,000 square foot and Unit 3 will provide 562,000 square foot.
“Each unit will be provided with large HGV service yards with their own secure access points. Each unit will also have dedicated car parking area providing:
Unit 1- 175 spaces including 18 accessible.
Unit 2- 183 spaces including 18 accessible.
Unit 3- 296 spaces including 30 accessible.
“Each Unit will also provide secure covered cycle shelters for staff and visitor use.
“The proposed development site will sit within a high quality landscaped ecology zone which will provide over 100,000 square metres of accessible area for staff and local residents to enjoy.”
According to the planning documents, the site can be accessed from the main road to the industrial estate.
“The site is accessed from Bryn Lane which is the main arterial route to the site”, the design and access statement explains.
“Car and cycle parking will be located to the front of each building giving easy access for all visitors. Parking numbers for the development is to be in accordance with local standards as identified by Wrexham Council. Separate HGV yard access points will be provided to each unit.”
And consideration has also been given to the ecology of the site within the plans.
Areas of woodland will be retained where possible and maintained to retain their ecological value according to the application.
Additional native tree planting will be introduced to the scheme to mitigate any loss and also to extend ecological corridors.
Tree planting will also reinforce the current boundary vegetation, soften the built form and areas of car parking and increase the aesthetic as well as ecological value of the development.
Ponds will be retained where possible and additional ponds added to mitigate any loss and planting will be introduced around the ponds increasing the biodiversity levels on site. Wildflower grasslands would also be planted throughout the site.
Wrexham Council planners will consider the proposals at a future date.
By Rory Sheehan – BBC Local Democracy Reporter
Spotted something? Got a story? Email email@example.com


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We're hauling items straight outta the processing room AS IS to the parking lot and side yard under tents... this will be "Fill-A-Basket" and "Make an Offer" style. Check back soon for more details.
SALES & SPECIAL EVENTS
SMART hosts a variety of art and craft classes, sales and fundraising events.
Check back often to see what we have going on!


Enabling Connect Integration
Great side effect is that it also exposes your locally running Gate proxy to the Internet and allows players to connect to it from anywhere using the free provided domain
Simply enable it in your Gate configuration:
# Configuration for Connect, a network that organizes all Minecraft servers/proxies
# and makes them universally accessible for all players.
# Among a lot of other features it even allows players to join locally hosted
# Minecraft servers without having an open port or public IP address.
# Visit https://developers.minekube.com/connect
# Enabling Connect makes Gate register itself to Connect network.
# This feature is disabled by default, but you are encouraged to
# enable it and get empowered by the additional network services
# and by the growing community in this ecosystem.
# The endpoint name is a globally unique identifier of your server.
# If Connect is enabled, but no name is specified a random name is
# generated on every restart (only recommended for testing).
# It is supported to run multiple Gates on the same endpoint name for load balancing
# (use the same connect.json token file from first Gate instance).


text:
Reliance Brands, a part of Reliance Industries Limited, has announced a joint venture (JV) with Italian lifestyle brand Diesel to introduce the brand in India.
However, Diesel will hold the majority stake in the 51:49 JV.
Making the announcement, Renzo Rosso, president and founder, Diesel, said, “In Reliance Brands we have found an ideal partner in size and management skills.”
Commenting on the alliance, Darshan Mehta, president and CEO, Reliance Brands, said: “This JV is one of the most important milestones for the company. It is an exciting prospect to offer the complete gamut of offerings of the brand in India, including Diesel’s cutting edge in-store experience.”
With a launch slated for Spring-Summer ’09 in Mumbai and Delhi, Diesel will also look at other youth dominated markets like Bangalore, Hyderabad and Chandigarh, said a press release.

domain: economics


text:
Dubrovnik has become one of the hottest destinations in Europe in recent years. It’s easy to see why: combine sun, sea, staggering medieval architecture and a friendly welcome, and you have a pretty potent combination for a short break or a longer one. It’s not the hidden gem it once was (though good prices can still be found if you book in advance or shop around), but the charm of this UNESCO World Heritage Site makes it more than worth a visit — one we’re sure you’ll treasure.
You can get around the bustling warren of the Old Town in an hour, or take as long as you like to take in the sights, sounds, seaside smells and the vibrant history of the place. However you do it, here’s our guide on what not to miss.
Your best bet to start is with the city walls: banked up against high cliffs, these impressive structures gaze out on one side over the sparkling blue of the Adriatic on one side, and old-world red clay roofs on the other that will be familiar to any fan of Game of Thrones (King’s Landing, anyone?).
Busy, But Worth It
You’ll need to contend with the crowds at Pile Gate – a lot of tour buses and taxis drop off here – but there’s a clear path for foot traffic, so it’s not too claustrophobic. And there are still compelling reasons to brave it:
- It’s the quickest way into the Old Town and onto the walls themselves
- It’s beautiful when lit up
- At night there’s a Changing of the Guards on the gate, complete with drummer!
Top Tip: If your first visit is at night (and I reckon it should be), my favourite place for dinner is on the far end of Stradun, the main street: Bistro Tavulin. Fine wine, fine art, what’s not to like?
Within the Old Town is a structure that I think epitomises what Old Dubrovnik is about. The Rector’s Palace has been rebuilt twice (first by the same Neapolitan that designed the city’s first water supply). Destroyed by fire, the next building on the site housed the Rector of the Republic of Ragusa, surviving fire, earthquake, gunpowder accidents and even Napoleon, right up to the present day.
Top Tip: Keep your ticket — it’s also valid for the Archaeological Collection beside Ploče Gate
Just across the main square of Luža, the sixteenth-century colonnades of Sponza Palace are a great link between Dubrovnik’s past and recent history. In 1991, the Croatian War of Independence embroiled the city in a siege. Yugoslav forces encircled and bombarded the World Heritage Site, drawing widespread condemnation. The unassuming Memorial Room of the Dubrovnik Defenders within this Ragusa-era custom house and mint puts a human face on the poignant events.
Just next door is a treat for art lovers. The Dubrovnik School paintings on show here form a bridge between the Gothic and the Renaissance. The late fourteenth-century paintings of Nikola Božidarević (of which only four survive) share this space with fine-de-siècle work by the Croatian National Revival artist Vlaho Bukovac: fittingly, “The Miracle of St Dominic”. Perhaps he was inspired by this place, born as he was a few miles south in Cavtat. Walking these cloisters with their cool limestone, palms and orange trees, you can see why.
Top tip: If you’re conducting your own little Game of Thrones location tour, this one’s a must — if I’m not mistaken, this is the set of Littlefinger’s fateful chat with Ned Stark when Season One is beginning to heat up…
My last recommendation is another church. What can I say? I’ve got a thing for old churches. This time, however, that isn’t the main draw here.
Built in the late twelfth century, the original cathedral was a purported votive offering by King Richard I of England (or Richard the Lionheart), after he survived a shipwreck on nearby Lokrum while returning from a crusade. An earthquake destroyed that building in 1667, and the draw of which I speak is inside its unprepossessing replacement: a macabre and wonderful collection of relics, trinkets and oddities called the Cathedral Treasury.
Here, you can see the gold-plated arm, leg and skull of the city’s patron, St Blaise. Add to that a fragment of the True Cross, one of Christ’s loincloths, plus myriad vessels, icons and artefacts from throughout the city’s maritime trading history, and this is a fine place to finish my tour of an old town that rivals any in Southern Europe.
Where to Stay
Guesthouse Rustico – You’ll want somewhere central, well-provisioned and authentic to stay during your trip; this fourteenth-century, three-star guesthouse in mortared stone and shabby-chic wood is a perfect pad for forays into the medieval city, right down the street from every attraction I just mentioned.
How to Get There
Dubrovnik’s Airport (DBV) is well-served throughout the year, even more so in summer, with eight carriers and 34 flights per week making the two and a half-hour trip from London. The airport is ten miles from Pile Gate, and for convenience and professionalism, I can’t fault Shuttle Direct’s door-to-door service.
About Shuttle Direct
With forty years of experience and the best local drivers throughout Europe and North Africa, we at Shuttle Direct pride ourselves on getting your holiday moving.

domain: travel


text: This is my first time ever growing anything, let alone peppers. They're about 4 weeks old now and i recently moved them outside because the weather here is getting warmer. The days actually get very hot, maybe 30-35 degrees Celsius. i keep them in the shade most of the day and water them everyday. I've noticed that progressively more and more of my plants are losing their color and the leaves are curling up sideways. I've tried to research this and i cant find a definitive answer. Do they need more water, is it nutrient deficiency or are they still too young for this heat?

domain: agronomy


From Cathy Buckle
Too hot to walk barefoot.
Dear Family and Friends,
Greetings from under Zimbabwe's beautiful blue sky on a scorching hot December day. All the windows and doors are open, it's too hot to walk barefoot outside after ten in the morning and every day we search the sky for signs of rain. In the grasslands the Abdims Storks patrol, on their annual African summer migration, a sign that the rains are coming. In the bush the baby impalas are being born and it's a delight to behold their huge ears and gangly legs as they cavort and frolic in between the Msasa trees and up the anthills. There is a serene sense of comfort in the continuity of life despite politics, corruption, greed and Covid.
It's hard to believe that it's only four years ago that Robert Mugabe was made to resign after army tanks rolled into the capital city in November 2017. What dramatic days they were, how excited we were, what hope we had! Most days now though, it feels so much like the same old same old that's it's hard to tell what's changed. Four years ago, and for many years before that, thousands of Zimbabwe were spending their days in queues outside banks trying to withdraw their own money. Despite President Mnangagwa's repeated slogans of Zimbabwe being 'Open for Business' and this being a 'New Dispensation,' nothing has changed on the ground for ordinary Zimbabweans this Christmas.
A fortnight before Christmas 2021 hundreds and hundreds of people are standing in long winding queues outside banks desperate to withdraw their own money. Queues spill out onto pavements, down the blocks and round the corners. At entry doors to banks its mayhem with scores of people squashed together desperately trying to hold their place in the queue from the legions of queue jumpers who are pushing in. A report in the Masvingo Mirror describes how: 'Hundreds of people have been sleeping outside POSB (Savings Bank) in Masvingo.. queuing for foreign currency withdrawals which government promised them. Clients said the bank was giving foreign currency to a maximum of seven people a day,' the rest were offered Zim dollar withdrawals at the official rate of 105 to one whereas on the street the rate is 200 to one meaning that everyone who accepts the Zim dollars instead of US dollars is losing 50% of the value of their money.. highway robbery in plain sight.
Alongside the seven lucky customers a day getting their US dollars out of the bank there are thousands of others trying to collect US dollars sent to them from their families in the Diaspora through international MTA's (Money Transfer Agencies) like Western Union. They are also there desperately trying to get to the front, failing and coming back day after day to try again. It's a fearful sight seeing these massive queues at a time when Covid is spreading at an alarming rate: 700 new cases a day at the beginning of December soaring to over five thousand new cases reported in one day this week.
But despite it all, this is the time of year to say thank you. Thank you to Zimbabweans in the Disapora who haven't forgotten home, haven't forgotten their families and friends and who year after year keep on supporting us: letters, parcels, groceries, school and medical fees. Unbelievably Diaspora remittances last year came to US one billion dollars.
We also thank the brave MP's such as Tendai Biti and journalists such as Hopewell Chinono who continue to expose corruption, human rights abuses and injustices at considerable risk to themselves. We thank the unwavering human rights defenders: lawyers for human rights, doctors for human rights and the teachers unions among others who stand up and speak out again and again. We thank and mourn the loss of Dewa Mavhinga, the Human Rights Watch Southern Africa Director, a Zimbabwean who was always our voice. We thank the protectors of our natural resources, our wild and beautiful places, the precious flora and majestic wildlife; under attack from poachers, illegal miners and political appropriation. We thank out teachers, doctors, nurses and civil servants who continue to do their jobs in the most gruelling conditions earning slave wages in Zimbabwe dollars. Slave wages where you can't even afford a loaf of bread a day. Look at these prices since the New Dispensation took office: One loaf of bread, same make, same size, same shop: Jan 2019: Z$5; Jan 2020 Z$18; Jan 2021 Z$70; Dec 2021 Z$168. Fine if you have US dollars but most do not and they go hungry.
I end this year with a special thank you to you, the readers of this Letter From Zimbabwe, now in production every week or fortnight for the past 21 years. Thank you for commenting and emailing, for sharing and forwarding, for supporting my books and website and for helping keep hope alive. There is no charge for this Letter From Zimbabwe but if you would like to donate please visit my website and until next time, Happy Christmas from Zimbabwe, a country in waiting, love Cathy
December 2021. Copyright @ Cathy Buckle.


text: Last week, an article in the Wall Street Journal focused on the enforcement of the trademark that the United States Olympic Committee has in the word "Olympics." Thus, anyone who wants to call some sort of competition an "Olympic" contest, or anyone who uses any derivation of that word, is asking for potential issues should the USOC get word of that use. What the article did not address was the issue that this raises for broadcasters and advertisers. Just as the trademarked term "Super Bowl" can cause problems for companies that use it in advertisements without permission of the NFL, advertisers should refrain from the use of the term Olympics in connection with promoting their products. Companies have paid huge rights fees to get the exclusive rights to use the Olympics in their advertising campaigns, usually getting exclusive rights in a particular product category. These companies and the Olympic committee do not like to see local advertisers appropriating the use of the Olympics name (or the interlocking circles that comprise their symbol) in someone else’s ad. So, just as electronic stores promote the sale of their big screen TVs before the Super Bowl by talking about the "Big Game" rather than using the trademarked phrase, advertisers must use care and avoid any trademark infringement by trying to tie their products to the Olympics during this upcoming event.


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The Beaverton School District has three vacancies on the Budget Committee and seeks a diverse candidate pool. These positions are in School Board Zone 3 (School Board member Mary VanderWeele), Zone 5 (School Board member LeeAnn Larsen) and Zone 6 (School Board Member Jeff Hicks). The District schools represented in these zones are:
Zone 3: Bonny Slope, Cedar Mill, Raleigh Park, Ridgewood, Terra Linda, West Tualatin View elementary schools, Cedar Park Middle School and Sunset High School.
Zone 5: Barnes, Beaver Acres, Elmonica, McKinley elementary schools, Five Oaks Middle School, Health & Science School and Merlo Station High School.
Zone 6: Greenway, Hiteon, Nancy Ryles, Scholls Heights elementary school, Conestoga Middle School and Southridge High School.
Individuals interested in serving on the Budget Committee need to live in the zones they will represent. The School Board Zones do not entirely match school attendance areas. Zone maps are available on the District website under District>School Board>Members>Full Zone Maps (pdf).
Candidates must also meet the following qualifications: be a qualified voter of the District, have lived in the District for one year and cannot be a Beaverton School District employee.
The Budget Committee reviews the District’s budget and recommends needed changes. The Committee conducts business in evening public meetings held monthly between January and June. The Budget Committee also approves the Budget Document and forwards it to the School Board for adoption by the end of June.
Budget Committee members will be appointed by the School Board to serve three-year terms.
Those who wish to apply should send a letter of interest and/or resume by Friday, October 12, 2012 to:
Beaverton School District
Communications & Community Involvement Department
16550 S.W. Merlo Road
Beaverton, OR 97006
Or email to: email@example.com
For more information, please contact the Communications & Community Involvement Department at 503-591-4360.

domain: finance


Custard for breakfast, crayon on the walls, bedtime as late you like: it sounds like every child's dream life – and it's actually a reality for the small but growing number of kids whose parents are converts to the idea of Yes Parenting.
Yes Parents allow their children to do whatever they want. That probably conjures up images of daily chaos to most of us but Yes Parenting converts paint quite a different picture of family life.
Bea Marshall, pictured above, is a mum, creative consultant and parenting coach - and one of this country's leading advocates of Yes Parenting.
“I aim to say yes to anything my children want," she says, "whether that’s sweets before dinner, drawing on the walls or watching a film at 10pm."
Bea, who has 2 sons – Peep, 9, and Jos, 6 – and lives in Sheffield, has been spreading the Yes Parenting love everywhere from the Daily Mail and Closer magazine to This Morning and Lorraine.
More like this
She says she's been Yes Parenting for 6 years – after slavishly following the uber-stricter style of SuperNanny for the first 2 years of Peep's life.
"Now," she told the Daily Mail, "I encourage my sons to make their own decisions. I believe it teaches them to be independent and to understand their needs from an early age."
To those who scoff that Yes Parenting is just letting kids run wild, meaning they'll grow up to be irresponsible adults with no social skill and even fewer boundaries, Bea explains that allowing your child to make their own decisions doesn't mean you, as a parent, never say no.
If her boys didn't want to go to school one day, for example, Bea wouldn't just go along with it. "It doesn’t happen often," she says, "but when it does, I say, 'Come on guys, we need to go.' And they go. If they wanted to talk about why they didn’t want to go to school, we’d open up a conversation about it but, in the end, they would go.’
It's Bea's – and other Yes Parenting followers' – belief that allowing young children space to do their own thing and respond freely to their own means that, when they get older and start to feel the sometimes-negative influence of their teenage peers, they'll "have the confidence that they know how to make choices for themselves".
In the meantime, though, she says: "I’m focusing on my relationship with my children and really listening to what they want. I’ve found a really different way of parenting and it feels great!"
What do you think? Could Yes Parenting be for you? Or not? Do leave a comment and let us know!
How NatPat's wellness patches may help your family
NatPat's range of wellness patches and stickers aim to tackle everything from allergies to lack of focus. We take a closer look at the range.


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AN exhibition of art created by stroke survivors living in Thurrock will be on display in seven local libraries throughout January and February 2017.
The art work was made by stroke survivors and carers who attended an art therapy workshop in The Beehive on West Street. The group was organised by the Stroke Association and local art tutor, Sylvie Maney.
Sylvie Maney, 57, from Thurrock said: “Working with stroke survivors in the art class is rewarding as well as inspirational.
“The people who take part come mostly full of apprehension and with feelings of low self-esteem in terms of their expectations of what they feel they’ll be able to achieve.
They are then often surprised, delighted, and uplifted when they are able to look at their finished artwork they have produced.
“I’ve seen people’s confidence grow, not only in learning new skills in art, but in other areas of their daily lives. Producing something creative takes your mind into another world and helps put other, possibly negative, thoughts and worries on the back burner, at least for that small period of time in class.
“The rewards are many; seeing people smiling, laughing, sharing their experiences and ultimately achieving something they didn’t think they could do. Art isn’t just for an elite or select group of people, it’s for everyone to enjoy in whatever form it takes and everyone can do it, in their own personal way!”
Christine Hamilton, Information Advice and Support Coordinator from the Stroke Association, said: “We’re amazed by everyone’s artwork, each and every one of the members have made us proud.
“Art therapy can help stroke survivors build confidence and express themselves in new ways. We see the overwhelming courage and determination many stroke survivors show in coping with the loss of different skills that we take for granted.
“We’d love to see the local residents of Thurrock visit their local library to see some of the beautiful pieces.”
The art work will be on display to the general public for a week in the following libraries:
· Grays Library, 16 January 2017
· Tilbury Library, 23 January 2017
· Belhus Library, 30 January 2017
· Chadwell Library, 6 February 2017
· Corringham Library, 13 February 2017
· Stanford-Le-Hope Library, 20 February 2017
For more information about the Stroke Association and the art groups, please contact Christine Hamilton on Christine.Hamilton@stroke.org.uk or 07515 596 699.


text:
The Soo Locks was created to aid large ships and freighters to navigate from Lake Superior to Lake Huron. The St. Marys Rivers is the only water connection from Lake Superior to Lake Huron but a series of rapids are the result of the 21 foot difference between the lake levels. Before the locks a large ship was laid on planks and then slowly moved across the rapids taking 3 months to move from lake to lake. Even smaller ships and boats had to portage around the rapids. The first locks were built in 1797 on the Canadian side and in the 1850's on the US side. To this day the locks operate toll free for any ships or boats and takes about 15 minutes to change levels.
We took the Soo Locks Boat Tour which is a two hour tour taking you first through the American locks, then explore the Canadaian side, and then back through the Canadian locks. It really was interesting and a great time seeing the locks operating firsthand.
Photos from this day have been uploaded to the St. Ignace set on Flickr.com
Here we are entering the locks from Lake Huron, 21 feet below Lake Superior.
The Lake Huron gates closing behind us.
Water flowing from Lake Superior to the locks raising the level.
Water rising raising the tour boat.
Gates open at Lake Superior level.
Another great day on the UP.
Till next time,
Bob and Jo

domain: geography


text:
ALHYDRAN is a powerful moisture-regulating scar sun cream with high, SPF 30 UV protection. High-level sun protection and, at the same time, the results you have come to expect from ALHYDRAN. The ideal solution when you cannot avoid going in the sun.
Why Reactiv8 Therapy love ALHYDRAN SPF 30:
The proven ‘3-in-1 formula’:
- High UV protection (SPF 30)
- Helps with itching, pain and redness
- Makes the skin soft and flexible
- Actively reduces scars whist protecting from sun damage
- Good skin hydration
- Skin barrier recovery
The use of high-quality ingredients, such as fresh Aloe Vera gel, ensures long-term skin hydration. An optimal combination of ingredients repairs the skin, reduces skin complaints and protects the skin from UV rays. In addition to ALHYDRAN medical skin care, ALHYDRAN is now available with high UV protection. This is a logical development: It has long been known that UV rays can damage healthy skin.
It is therefore no surprise that the European directives for the aftercare of wounds and scars explicitly state that the damaged skin barrier needs to be protected against UV rays1. As the skin is at its most vulnerable at this stage.
Whether the weather is cloudy or sunny, the European directive is clear about aftercare of the damaged skin barrier: avoid the sun and regularly apply a cream with high UV protection.

domain: medical


text:
It’s difficult to get the American people and the mainstream media to concentrate on very significant foreign affairs that put the spotlight on our own wayward policies. Last year, the media were singing the praises of the misnamed Arab Spring. This was supposed to be an outbreak of “democracy.” Never mind, of course, that democracy really means 51% can impose anything they want on everyone else. The United States was never intended to be a democracy but a republic, which safeguards rights for everyone, even those who didn’t vote for the current leaders. That’s not the case in northern Africa and the Middle East where the so-called Arab Spring has become an autumn moving rapidly into a chilly winter.
Take Libya, for example. The ouster of Qaddafi was a reason to rejoice, but only those who understand the region were voicing concern over what would replace him. Consequently, we have the Benghazi consulate terrorist attack that killed four Americans, including our ambassador to that country [if it can be dignified with the name “country”]. Questions remain unanswered about what transpired in real time. Why did Obama do nothing to save the people during that seven-hour battle? Why did he and his entire administration decide to blame a video about Mohammed when they knew almost immediately it was a terrorist action? Why did he send out UN ambassador Susan Rice to spread the word on five Sunday talk shows that there was no terrorism involved, only a “spontaneous demonstration” against this obscure video? Now she is being talked up as a potential secretary of state. Many Republican senators, who have to vote to confirm any new secretary of state, are rightfully upset over her misleading statements/lies, which, of course, were sanctioned by the White House.
Both the administration and its media allies are saying there are no more questions, and that it’s time to move on. That would be a travesty.
The big news in the past week has emanated from Egypt, where the Muslim Brotherhood is solidifying its control over that nation. Another Arab Spring gone awry. Muhammed Morsi, the newly elected president, has decided to set aside the entire judiciary of the government and run it by himself, invoking dictatorial powers and making a mockery of the democracy movement. Or should I say he used that movement to establish his tyranny?
Perhaps he’s just seeking to connect with Egypt’s ancient history and heritage:
His actions have led to massive protests of the nature that started all of this last year. However, these are competing protests: some are protesting Morsi, while the Muslim Brotherhood is on the streets protesting the protesters. Is there really any question how this is going to end?
Those waiting for some kind of word from President Obama criticizing Morsi’s actions will probably be waiting forever. He has remained silent while the radicals consolidate their power. One has the sense he is rather pleased with the direction things are going.
Meanwhile, Syria continues in civil war. This is another situation where the bloodthirsty tyrant needs to be upended, yet it’s probable his successors would be even worse, of the same stripe as the new leaders in Egypt. And giving aid and comfort to all of these emerging Islamic tyrannies is Iran, still on course to develop nuclear weapons and hoping to destroy Israel once and for all.
I always want to be cautious when relating current events to Biblical prophecy. Too often Christians have jumped the gun and declared something to be a fulfillment of endtimes prophecy. I can’t say that for sure. However, I can say that the picture emerging in the Middle East is only comforting if it means the Second Coming is at hand. Without some kind of divine intervention at this critical juncture, I see only dark clouds. Will the United States play a positive role in curtailing these evil developments? Sadly, not under the current administration. Will destruction hold off long enough for a future administration to reverse direction? Truly, only God knows if there is enough time left to do so.


Kendrick Lamar New Single To Reportedly Drop Ahead Of Super Bowl LVI
Kendrick Lamar will perform during the star-studded Super Bowl LVI halftime show on Sunday (Feb. 13). Now rumors about K. Dot dropping new music are starting to intensify and are leaving many fans wondering if he will premiere a new single at the mega-football event.
Lamar has not released a single since his efforts on the 2018 Black Panther soundtrack, but has been featured on two of Baby Keem’s latest hits “family ties” and “range brothers.”
According to Billboard, the artist will reportedly release his newest record on Feb. 4 or on Feb. 11.
The buzz about new music coming from the TDE artist comes after he penned a letter in Aug. 2021 that his award-winning DAMN project would be his final album.
“As I produce my final TDE album, I feel joy to have been a part of such a cultural imprint after 17 years,” Lamar wrote. “The Struggles. The Success. And most importantly, the Brotherhood. May the Most High continue to use Top Dawg as a vessel for candid creators. As I continue to pursue my life’s calling. There’s beauty in completion. And always faith in the unknown. Thank you for keeping me in your thoughts. I’ve prayed for you all. See you soon enough.”
While it is still unclear if new music is coming from Lamar and what his setlist looks like for his Super Bowl performance, fans are already on the edge of their seats waiting for any surprises from the Compton rapper.
Super Bowl LVI airs live on Sunday (Feb. 13) on NBC at 6:30 PM ET at SoFi Stadium in Los Angeles. The Dr. Dre halftime show will include performances by Kendrick Lamar, Mary J. Blige, Snoop Dogg, and Eminem.


text:
The purpose of the study by Wagner et al. was to evaluate the effect of body mass index (BMI) on the risk of complications, reoperations, and implant revision or removal following total knee arthroplasty. Historically, outcomes have been correlated with broad BMI categories. In this assessment, the authors examined obesity as a continuous variable across all BMI categories and sought to determine the presence of thresholds that distinguish those at increased risk for complications. With these results, patients and health-care providers may be better equipped to assess the risks and benefits of elective total knee arthroplasty. Furthermore, the results of this study can provide orthopaedic surgeons and their patients with more information to facilitate discussions on treatment strategies.
In this study, 22,289 primary total knee arthroplasties were analyzed from a large, single-institution total joint registry. Outcomes were associated across the range of all BMI categories depicted on smoothing spline curves, which were used to suggest the inclusion of thresholds. For every BMI unit over 30 kg/m2, there was a 3% increased risk of reoperation and a 5% increased risk of implant revision or removal (p < 0.001 for both). Additionally, for every BMI unit over 35 kg/m2, there was a 7% increased risk of superficial or deep infection and an 8% increased risk of deep periprosthetic joint infection (p < 0.001 for both). Patients’ risks of complications were determined using a BMI of 18 to 24.99 kg/m2 as a control. Compared with this cohort, patients with a BMI of 35 to 39.99 kg/m2 had an increased risk of reoperation and implant revision or removal, whereas patients with a BMI of ≥40 kg/m2 had increased risks in these as well as superficial or deep infection and deep periprosthetic joint infection (p < 0.001 for all).
This study reinforces previously published literature demonstrating the association between BMI and increased complications. However, the study’s increased value is how it may influence access to care and the societal costs of care for these patients. Prior to the introduction of the Affordable Care Act of 2010, the emphasis was on volume, but, more importantly, there was a rationalization that operating on these patients would lead to improved health and minimize lost work days or even disability costs1,2. This overshadowed surgical risk and potential increased health-care costs associated with complications3. Currently, there is a paradigm shift requiring physicians to move away from volume to quality. The current Centers for Medicare & Medicaid Services (CMS) bundled payment models such as the Bundled Payments for Care Improvement (BPCI) initiative or the Comprehensive Care for Joint Replacement (CJR) incentivize physicians to address the patient in a more comprehensive manner. The consequence is to consider risk and the impact on population health when considering surgical procedures. The result is that an arthroplasty may be postponed to permit achievement of weight loss. It is interesting to note that bariatric surgery as one method of weight loss prior to total knee arthroplasty has been suggested to increase the reoperation and revision rate4. Although bariatric surgery may reduce short-term total health-care costs, these are likely to be outweighed by the important long-term societal costs of increased disability and potentially increased labor costs. Bedair et al.2 conducted a Markov analysis to hypothetically calculate the cost to society (lost wages and medical expenses) of delaying total knee arthroplasty in 50-year-old patients with end-stage osteoarthritis. They found that although performing total knee arthroplasty was more expensive than nonoperative treatment in the first 3.5 years, the cost benefit over 30 years was $68,500 in favor of total knee arthroplasty. Mather et al.1 also used a Markov analysis in 60-year-old patients with severe osteoarthritis to examine quality-adjusted life-years (QALYs) in no-delay total knee arthroplasty and total knee arthroplasty after 2 years of nonoperative treatment. The no-delay total knee arthroplasty resulted in greater mean QALYs gained at a lower cost, and the authors proposed that total knee arthroplasty provided greater utility at a lower cost to society. Obviously, this does not consider the increased health-care costs of comorbidities such as obesity, but it suggests that increasing the availability of total knee arthroplasty may actually provide indirect savings to society.
As surgeons, we therefore face difficult decisions on whether or not to operate on obese patients. Obviously, the patient’s best interests are central to the process, but the wider societal implications should be considered. In some cases, younger, more motivated patients without other comorbidities may justify a total knee arthroplasty despite the inherent risks of obesity. Unfortunately, there is a paucity of literature on this topic. More studies similar to those previously described, but applied to patients with high BMI or other high-risk patient groups, are required.
This investigation did have limitations, as with all studies. This was a retrospective study from a singular large database, which may be subject to inaccuracies or misclassifications. Despite this, the authors should be commended for their efforts in attempting to correlate BMI with surgical and postoperative risks.
↵* Disclosure: The authors indicated that no external funding was received for any aspect of this work. On the Disclosure of Potential Conflicts of Interest forms, which are provided with the online version of the article, one or more of the authors checked “yes” to indicate that the author had a relevant financial relationship in the biomedical arena outside the submitted work and “yes” to indicate that the author had other relationships or activities that could be perceived to influence, or have the potential to influence, what was written in this work.
- Copyright © 2016 by The Journal of Bone and Joint Surgery, Incorporated

domain: literature


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text:
As we are a multicultural supermarket, you can be confident in finding a vast diversity of products. This way you won’t be stuck on just a few choices for certain product types.
Take our selection of cheeses for example. We know how popular they are in meals, so we stock many different varieties, each and every one left to age for the right period of time.
We regularly stock milk, as we also know that it is widely used in everyday foods from cornflakes to puddings. You can find both whole and skimmed milk too. So make sure you get your daily amount of calcium needed to maintain a healthy lifestyle.

domain: food