text:
Shahram Navid, DMD
Working 23 years as a qualified dentist, Dr. Shahram Navid has been involved with a wide variety of clinical settings and also a wide variety of circumstances, from rural health programs to a round-the-clock clinic, and from private practice to a university oral health program. They have also involved a substantial element of administrative responsibility, of the dentistry facilities of a local health center and a large urban dental clinic. He has also participated in fund-raising organizations whose purpose was to supply dental tools and supplied for rural areas, and participated in overseeing their distribution.
The range of dentistry-related activities he has engaged in beyond the simple requirements of his dental practice has entailed root canal therapy, prostheses, esthetics and implants.
- Boston University Dental School- DMD
- Faculté de Médecine, Université de Paris, France- Diploma of Dental Implants
Affiliations & Clinical Interest
- Member of American Dental Association and Massachusetts Dental Society
- Granted an Acknowledgment Letter by State Welfare Organization


Mumbai: Colors Tamil has announced the premiere of their new reality game “Pottikku Potti: RU Ready?” The show will premiere on April 3 from 7 p.m. and then from April 9 every Saturday and Sunday at 8 p.m.
The league format of the show will pit prominent Tamil Colors artists against each other amid several challenges. The show features TV presenter, commentator Bhavana Balakrishnan as a host. She was previously the host of the show “Dance Versus Dance” season 2. Popular choreographer Baba Bhaskar will play the role of “super audience” whose vote coupled with audience votes will be added to the tally which will determine the last team standing.
The show is centered on a task mechanism with artists like actors Kushboo Sundar, Reshma Muralidharan, Madan, Darshini among many others popular shows in the channel are divided into two groups. The teams will have to pull four times on the lever of the machine which suggests a task at the end of each pirouette. Players will then have to perform the order which includes dance performances, songs, quizzes or other fun activities. The game ends when each team completes their set of tasks. Whoever has the highest score will be declared the winner during the show.
“We are thrilled to announce the launch of our brand new non-fiction reality TV show, ‘Pottikku Potti: RU Ready?'” said Rajaraman S, Commercial Director of Colors Tamil. “With this show, we strive to celebrate the diversity of our channel by bringing together all Tamil artists from Colors under one roof. All of our previous flagship non-fiction shows like ‘Dance vs Dance’ season 2 have phenomenal successes and we are certain that “Pottikku Potti” will reach new heights in the non-fiction space as well.Furthermore, with this show, we aim to deliver on our promise to bring entertainment to our audience in the form of quality broadcasts.


HARRISBURG, Pa. (WHTM) — Attorney General Josh Shapiro announced on Thursday, Sept. 8 that his office has entered into a settlement agreement with an online ticket seller.
RYADD sells tickets on websites such as TicketsOnSale and OnlineCityTickets for events in and outside of Pennsylvania. The company changed its refund policy without notice and against Pennsylvania law when concerts were being canceled during the beginning of the pandemic.
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“RYADD thought they could pocket money for shows that never went on,” AG Shapiro said. “Even though Pennsylvanians purchased tickets with the understanding they could qualify for a refund in the event of cancellation. RYADD took advantage of an unprecedented pandemic to go back on its agreement to provide refunds, in violation of the law. Today’s settlement puts all ticket resellers on notice: if you deceive consumers to protect your own bottom line, you’ll have to answer to my office.”
The investigation concluded that RYADD previously guaranteed consumers a full and immediate refund for a canceled event, during the pandemic, the company changed its refund policy to mandatory store credit and refused to provide refunds for canceled shows.
As part of the settlement, RYADDD has agreed to fully refund any consumer who purchased a ticket before Sept. 8 2022 to a show that was canceled and who has not received a refund.
Pennsylvanians who purchased tickets before September 8, 2022, through either OnlineCityTickets or TicketsOnSale for a show that was canceled and has not received a monetary refund should file a complaint with the Office of Attorney General’s Bureau of Consumer Protection online, by calling 800-441-2555 or by emailing firstname.lastname@example.org, no later than December 7, 2022.
The settlement was filed in the Cumberland County Court of Common Pleas by Senior Deputy Attorney General Paul D. Edger.


text:
Henderson County gears up for Governor's Cup, wins NAQT State Championship
A year ago, Henderson County High School academic team head coach Brian Sullivan knew his squad had the aptitudes and the numbers to compete for a Governor’s Cup state championship.
Even after his quick recall team lost a heartbreaker of a championship match to Campbell County, Sullivan, a math teacher at HCHS, knew his squad still had a shot thanks to sheer number of individual qualifiers they had brought to Louisville. His faith would be validated as the 2017 team captured eight individual awards en route to its first ever Governor's Cup title.
A year later, as his team gears up to defend its crown without the graduated players who anchored the quick recall team and scored four of that team’s individual awards — including the two-time state champion in social studies — Sullivan remains confident, but knows his team has its work cut out for them.
“In terms of Quick Recall, our team is certainly capable of winning first place, but we will have to be at our very best to do it,” Sullivan said. “We are working with the expectation that we will do better than our second place finish last year. “
He and assistant coach Sarah Hardy know, though, that the overall title will come down to how much progress the individual test takers can make heading into this weekend’s tournament at the Galt House Hotel in Louisville.
“The looming question about winning State is whether we have the numbers to get it done,” Hardy said after the team defended its region title last month and qualified nine entrants, including its quick recall team, for state. “We simply have a smaller team this year. We graduated three students last year that all placed at state, and those positions have not been fully replaced by younger students.
“Each of the current students will have to place higher collectively to make up for that loss.”
That’s no small order, but it’s a challenge all of the qualifying players intend to meet.
“The students will have to work extremely hard,” Hardy said of achieving more with a smaller overall number. “The good news is that this a group of very motivated students who always work hard.”
One state championship down
The effort the coaches describe was on display recently during the Kentucky NAQT State Championship that took place March 3 at the University of Kentucky. While not a part of the Governor’s Cup circuit of competition, the NAQT meet pitted several of the state’s top quick recall teams against one another, and Henderson County ran the table — finishing the day 10-0 including victories over fellow state powers Lexington Dunbar, Woodford County and Glasgow.
Henderson’s DJ Banks was first overall and Harrison Jenkins finished ninth in individual scoring at the meet, which HCHS also won in 2017.
With three out of four state championship trophies accounted for in just over a year and secured in cases on the Zion Road campus, Henderson County hopes to keep its streak alive this weekend in Louisville.
The team departs on Friday. Governor’s Cup competition will begin Saturday with individual written assessments. Quick Recall competition will follow on Sunday and Monday.

domain: news


It's time for an Orange Twist with a twist, as we talk to Wolfgang Laubichler, Managing Director of the Stuttgart Chamber Orchestra...
We all know HELLO STAGE's favourite colour! What's yours?
Orange, what else! But immediately after orange
comes the fathomless red of a good Bordeaux wine.
When I think about what I have just written it is actually
the other way round…
Did you study an instrument before you decided to pursue a career in music management?
Yes, I studied piano and worked as a piano teacher.
What was the best advice a teacher ever gave you?
Stop playing the piano.
How much time do you spend listening to artists you have not heard before, on CD, in concert, or on the internet?
Not that much as I am only interested in a certain type of artist for my orchestra. I need to have heard about an artist before I listen to him or her.
hat do you think is the most important trait of a
successful artist in today’s modern world?
One could have the impression that it is absolutely necessary to be physically attractive and to have an amazing technique.
The rest is marketing…
What can you tell us about your instrument - the Stuttgarter Kammerorchester?
It is one of the best string orchestras in the world.
We will continue the tradition of the orchestra with
baroque music and “Wiener Klassik” by inviting people
from the Early Music scene and will do more and more contemporary
music by commissioning new works for string orchestra.
Which upcoming orchestra project are you looking forward to the most?
At the moment I look forward to a concert with Fabio Biondi.
One of the most interesting upcoming projects next year is a
concert with Titus Engel in which only arrangements for strings
or small orchestra will be performed: Wagner’s Tristan Vorspiel
, Berg’s Lyrische Suite
and Mahler’s 1st Symphony
What joke makes you laugh?
It is not a joke but I would say the beginning of “A night at the Opera” with the Marx Brothers.
A perfect lesson how to deal with patrons…
Follow the Stuttgart Chamber Orchestra
on HELLO STAGE!


Legislative politics hit the road Sunday as Republican and DFL lawmakers stood at the Minneapolis-St. Paul International Airport publicly urging one another to acquiesce to their solutions to Minnesota's Real ID problem.
Elected officials are running out of time to reach an agreement before a January 2018 deadline to comply with a federal law intended to tighten security of driver's licenses and other forms of identification — known as Real ID — or Minnesotans will have to use a passport, a special enhanced driver's license or some other acceptable federal ID to get through airport security or to enter certain federal facilities.
The battle has both sides trying to use legislation on the issue as a chance to clarify whether undocumented immigrants might one day be able to obtain Minnesota driver's licenses.
At a news conference called by House Republicans on Sunday, Speaker Kurt Daudt, R-Crown, accused DFL Gov. Mark Dayton of playing politics by urging Senate DFLers to block a bill that would make Minnesota licenses federally compliant while allowing drivers to opt out if they have security or privacy concerns.
"This is something that obviously is an urgent need," Daudt said to a group of reporters called to the airport's mezzanine level overlooking ticketing agents and security lines. "Unfortunately the governor has decided to use this issue as a vehicle to pass controversial driver's licenses for undocumented immigrants."
A House bill, passed in February, contained language firming up a current Department of Public Safety (DPS) practice not to issue driver's licenses to Minnesotans in the country illegally, making it a law instead of a rule.
The Senate version did not directly address the issue of licenses for those illegally in the country, though Democrats contend that language implying something similar was included.
Five members of the Senate's Republican majority joined DFLers in rejecting the bill on a 38-29 vote March 6.
While Daudt, House Majority Leader Joyce Peppin, R-Rogers, and Rep. Dennis Smith, R-Maple Grove, said the Senate bill separates the immigration issue from the federal identification compliance issue, a team of DFL legislators waited in the wings to counter their message.
Sen. Scott Dibble, DFL-Minneapolis, took a turn before the microphones, saying an amended version of the bill he offered on March 6 fulfilled federal Real ID requirements but was "completely silent on the subject of who could and couldn't get a driver's license if they don't have legal presence in the state of Minnesota." Thirty-three DFLers voted for the bill, but 34 votes were needed.
"Only one Republican needed to vote yes in order for us to be done with this silly discussion and be on with the business of passing Real ID and making sure that we're in compliance," Dibble said, speaking along with DFLers Rep. Paul Thissen of Minneapolis and Sens. Susan Kent of Woodbury and Jim Carlson of Eagan.
Democrats and a handful of GOP lawmakers, as well as some in law enforcement, say licensing undocumented immigrants would improve road safety by ensuring all drivers are properly road-tested and can obtain insurance.
Dayton has made it clear that he wanted any Real ID law this year to include a measure allowing the DPS to issue driver's licenses to people who are in the country illegally. He had urged the Senate DFL caucus to push the driver's license issue in exchange for their votes.
Dayton's office issued a statement Sunday morning saying he would sign whatever Real ID bill the House and Senate send him. "The real question is: why the Republican-controlled Legislature can't pass a REAL ID bill?" the governor's office statement said.
The Legislature passed a law in 2009 that prevented the state from implementing the federal law to protest what some state lawmakers said was federal government overreach.
The dispute over driver's licenses for undocumented immigrants was the major barrier to passage of a Real ID compliance law in 2016.


During Senate hearings on his confirmation Senator Jeff Sessions just said (para.) that if it’s the will of the people Congress should legalize marijuana nationally (at 3:16 p.m. Eastern today)
I about fell out of my chair!
In a happy way. Maybe there is hope for us all yet.
I think there may have been seismic activity recorded from all the people falling out of their chairs LOL!
Let’s keep hoping praying or casting chicken bones that it works out for everybody, and sooner than later!
Can it be Washington is waking up ?
Well there was a big ’ if ’ involved but wow! I’m kind of a political junkie and this statement was not expected, to put it mildly!
I’m hoping trump looks at it as a business man not a diplomat
If he does that then it’s a big push forward but might be getting ahead of my self here
For sure I pay attention also
Doesn’t sound like something they would put out there
Well president-elect Trump’s already on record in favor of medical marijuana but this was not expected
Absolutely if you follow along you must have been as stunned as Bob falling out of his chair!
I’m still trying to get my jaw back up off the ground, this is pretty amazing and completely unexpected
I unfortunately wasn’t watching today been busy with pt and chiropractor appointments
but I do follow and will try to catch up on this
And I am stunned to hear such a thing @Paranorman
WoW! get-r-done! good to hear we are finally pulling out of the prohibition age!
Maybe these people really are gonna “Make America great again”?
Tell you what, I like what I’m seeing and hearing so far. Definitely the right attitude!
If that happens ,then maybe Australia will follow, it has just been made legal In NSW for mmj, but a lot of red tape and only the very sick and dieing. But Australia seems to follow the USA. So fingers crossed.
Yeah me as well I was very surprised with several things but that to me was the big Shocker ! …that’s already in headlines all over the place I’m getting all kinds of alerts about it!
i will for sure watch national news tonight! i have ‘‘high’’ hopes!
That’s right gentlemen… drain the swamp and plant a garden …hoorah…
Right on, brother man!
It’s tax revenue and the new POTUS would be a fool to pass up all that influx of new money as bad as the Government needs it right now . That is just residents the tourist destination for weed vacations would be a flood from all over the world .
I was actually watching it when it happened and it does not surprise me one bit if we get people in there that actually know what the hell they’re doing and what the people want that’s what we need
you mean like politicians that actually listen to the people they represent? OMG Not that!


text:
The Great Super Heron is the 35th episode of Season 34.
Kwazii and Captain Jake discover the superheroic abilities of the super heron and use it’s super magical creature powers to save a shrunken Gup-TD and their friends from Romeo.
The episode begins with the Gup-TD riding around the marshland realm of the Fantasy Forest on wheels. The Disney Junior Club friends were enjoying the wind blowing in their hair and faces while Luna was busy painting a portrait of the realm and adds some of it's magical animals to it. Just then, Kwazii spot something flying above as he shouts at Izzy to stop the Gup-TD for that he saw something blue and heroic. As Izzy was slowly down the Gup-TD, Captain Jake and the others asked Kwazii what he sees as they guessed that he might be seeing the sky, the water, or even Luna's painting. Shaking his head and chuckling, Kwazii points to the big blue bird with the reddish orange mask on and it lead everyone to their amazement! It was a super heron! It was like a feathery superhero, just like Owlette, only it's flying in the daytime! It was a beautiful bird to see but Peso couldn't see it so Captain Jake took a picture of the super heron and sent it to the screen on the top for Peso to see while he was driving. While everyone was looking at the super heron, Kwazii tries to think of a cool name for the super heron. Then, the two pirates decided to go out and have an adventure with this superheroic heron and then get super heron powers. Sofia decides to come along and get some observations to make the discs. When the pirates and the princess were out, they quietly peeked through the tall grass to watch the super heron wait patiently for a fish he was going to eat. After a few seconds, the super heron caught the fish with it's spear-like beak and he gobbled up the fish, much to the friends' astoundment. After they were back in hiding, Sofia tells Kwazii and Captain Jake to make more observations so she can make a super heron power disc. Finally, Kwazii comes up with the perfect name for the super heron: Super Fisher! Because his beak is super fast like lightning, and it catches fish really easy. Sofia liked that name and goes back to the Gup-TD to start making the super heron power disc. But as she was going back to the ship, in the tall grass, Romeo and Robot were spying on Sofia as Romeo looks through his spyglass to see her heading back inside the Gup-TD. He was getting jealous of her for being a way better inventor than him again, just when Romeo comes up with an idea to shrink the Gup-TD, along with the DJC and Luna Girl in it, so that way, he can steal all of the inventions and technology, all at once. Then Sofia will see who's the way better inventor and more smarter as Robot complimented Romeo for that idea. Smirking, Romeo pulls out a duplicate of the small sizer and he and Robot tiptoed underneath the Gup-TD. When Robot asks Romeo if he can shrink the Gup-TD now, Romeo shushes Robot and tells him that he wants this to be a surprise.
Meanwhile, inside the Gup-TD, Sofia was putting the finishing touches on the neck extension. When Greg asks what they should test it on, Luna pulls on the lever that turns on the neck and it's beak hits Greg's apple, which gets stuck on it's tip. After testing the neck and beak, Sofia thanks Greg, goes to her workshop to start typing, and calls Kwazii and Captain Jake that they've got the concept of neck extension as she asks them if they're ready to go through the magical creature feature checklist of the super heron's abilities and talents. Kwazii and Captain Jake looked like they're ready as they began by giving everything about the super heron out. The speed, the long legs, the muscle control, the great eyesight as Sofia increases eyesight of the goggles for the power suit, and also the patience. While everyone was waiting for Super Fisher to get his next meal, Romeo finally shrinks the Gup-TD with his small sizer unknown to the crew and now their ship was the size of Romeo’s hand!
Back in the marsh, Kwazii and Captain Jake were still watching and waiting as the fish swimming around Super Fisher’s legs was near until... he finally caught the fish at lightning speed! What a strike, and it was fast, as Captain Jake plays it back on his iDisney to show their friends, who all exclaimed “Wow!” when they saw the video, and it gives Sofia the last info she needs for the super heron power suit as she types everything into the computer and completes the power disc before printing it out. The discs were complete! The gang then decides to go out to bring the discs to the pirates because it’s a beautiful day outside, but when they were out of the Gup-TD, they noticed how tall the grass looked as Peso asks what was going on! Suddenly, Romeo appeared above them and he lets out an evil laugh as the gang screamed and hurried back into the Gup-TD! As they gang was in their ship and hiding, Romeo holds onto the Gup-TD and tells them that he has their Gup-TD and all their technology in the palm of his hand... literally. Sofia realized that Romeo shrunk them and the Gup-TD so he can get all of her inventions! Quickly, Luna then pushes the lockdown button and the Gup-TD closes on Romeo’s hand, pinching his thumb painfully and making him drop the Gup-TD as Luna taunts him that there’s no way he can get in now, but Romeo has another plan: take the Gup-TD into his lab and find a way to open it. He picks up the Gup-TD and walks back to his lab, only to bump into something invisible and realize with a heavy sigh that it’s his lab that’s invisible as he ordered Robot to turn off the cloaking feature.
Meanwhile, inside the Gup-TD, Sofia had the super heron discs out and says with a smirk that Romeo thinks that he knows everything, but what he doesn't know is that the Disney Junior Club have their super heron power discs. She'd liked to see the look on Romeo's face when he sees the pirates come to the rescue in their new super heron power suits. Out in the marsh, Captain Jake and Kwazii were still watching Super Fisher when Captain Barnacles calls them and tells them that Romeo has shrunken the Gup-TD, then Izzy adds that they need help and the discs that Sofia made are on their way as Greg teleports them to the pirates. However, when they landed in Kwazii's paws, they were minuscule instead of normal size, which means that they won't fit into Kwazii and Captain Jake's power suits. When Sofia saw this, she forgot that Romeo shrunk the Gup-TD and the crew, so the discs are shrunk too!
Inside Romeo's lab, Romeo had out a mini saw and is getting ready to cut open the Gup-TD so he can get every invention and technology out of it! With wide eyes, Greg, Cubby, Captain Barnacles, and Peso saw that and ran back to the HQ room to tell their friends about this, just as Izzy comes up with an idea of making a bigger disc and program it with super heron powers. Sofia liked the idea as Amaya tells Captain Jake and Kwazii to stay with Super Fisher and they'll get them the disc. Nodding, Kwazii says that they will but the gang will have to hurry. Then, Greg, Cubby, Captain Barnacles, and Peso appeared as Greg exclaims that Romeo is going to cut the Gup-TD in half just when they heard the sound of an electric saw above them and saw that Romeo is ready to cut their ship! Amaya frantically tells Greg to drive them out of here as Greg ran back to the cockpit and Captain Barnacles and Peso went to help him while Sofia pulls Connor, Amaya, and Luna with her to tell them that they have to fabricate a new and giant super heron power disc, but she needs more parts. Connor goes to get the parts while Amaya and Luna stayed to help Sofia with the programming. As Greg was at the wheel, Captain Barnacles activates the wheels, then Greg turns the key and begins driving the Gup-TD, dodging all of Romeo's attacks, and when the Gup-TD went in flight mode, Romeo was enraged and he ordered Robot to catch it!
Later, after the Gup-TD and Robot were outside of Romeo's lab, Sofia, Amaya, and Luna have finished fabricating and programming the giant new super heron power disc as Connor shouts to Greg to get ready to teleport it to Kwazii and Captain Jake. But Greg couldn't do that while he was driving, and they were being chased by Robot, so he can't stop driving. So Izzy had another idea: she can get the disc to her friends by using pixie dust on the disc and herself, and while she does that, Sofia, Connor, Amaya, Luna, Greg, Captain Barnacles, Peso, and Cubby will keep Robot distracted! Greg opens the sunroof, then Izzy sprinkles pixie dust on the disc and herself and soon, they were flying out of the Gup-TD. Luckily, Robot didn't see her and the disc and now she can get it to Kwazii and Captain Jake! But where were they? Squinting her eyes to look down and bringing her hand over them to see well through the sunlight, Izzy spots them with Super Fisher and she flies down to give the disc to them. While Captain Jake was still watching Super Fisher catch fish, Kwazii was scanning the area when he spots something in the sky. Using his super sight, Kwazii saw the mini Gup-TD being chased by Robot, then he sees something else; a mini Izzy flying a super heron power disc, and she was heading straight towards him and Captain Jake! Kwazii quickly ducks before Izzy and the disc could hit him on the face, but it hits Captain Jake on the forehead as Izzy and the disc lands on his palm before they fell to the ground. Izzy apologizes and says that flying a power disc is not easy. Captain Jake compliments Izzy’s flying and they high five as Izzy says that she managed to get away with the disc, and they need the super heron power to rescue the Gup-TD and stop Romeo. Nodding, Captain Jake inserts the disc into his suit, touches Super Fisher, and activates Super Heron powers! The suit was awesome, but Captain Jake needed to test it out first as he tested it’s beak to pick up a piece of the tall grass! Fortunately, it works!
Meanwhile, up in the sky, Robot was still chasing after the Gup-TD! He was fast with the jet pack on his back, that Greg can’t shake him off their tails! They need to hide somewhere as Luna looks down and suggests that they should hide down in the murky water, which is a great idea. The gang quickly fastened their seatbelts for a crash dive as Greg takes the Gup-TD down the water, and it splashed into the water. Robot also dives down, but unfortunately, he got stuck in the muck and he was trying to pull himself free. That was a close one, as Greg drives the Gup-TD away from Robot, but just when they thought they were safe from harm, the Gup-TD bumps into a blue crab! Gasping, Greg tried to bring the ship to full reverse, but the crab grabs it with it’s claw as Greg struggles to get the Gup-TD free, but they were trapped, and the crab was going to eat the Gup-TD, along with the Disney Junior Club, but just as they were done for, a beak appeared and pulled the blue crab out of the water to eat it! It was another Super Heron! The Disney Junior Club and the Gup-TD were safe, but that Super Heron might still be hungry and it might eat the Gup-TD next! Suddenly, another long beak appeared and it grabbed the ship and pulled it out of the water, but it turns out that beak belonged to Captain Jake in his new Super Heron power suit, much to everyone’s relief, and they thought it was over when they saw that Super Heron beak coming at them. As Captain Jake gave Kwazii the mini-sized Gup-TD, Kwazii asks his friends inside if they were okay. Sofia replies that they are now, and best of all, she made another real-sized Super Heron power disc for him. Kwazii takes the disc and thanks Sofia for it before inserting it into his suit, just when Romeo and Robot, who was now free from the muck, appeared and Romeo orders Robot to get the Gup-TD back for him! Captain Jake needed some help as Kwazii touched the nearby super heron, activates his suit, and finally comes out in his new super heron power suit! Kwazii admired his new suit, but only for a second when he saw that Romeo had frozen Captain Jake in his freeze ray. Quickly, Kwazii flew to save his friend and dodged Robot’s arms that tried to grab him out from the air, but he was too quick with his super speed as he tied Robot’s arms into a knot, then used his super strength to lift Robot off the ground and toss him over Romeo’s head, which he then slipped off his lab and held on tight and then climbed back up. Finally, Romeo decides that they can keep the Gup-TD and it’s technology and inventions, but he’ll get them tomorrow as he and Robot retreated back to the lab, and made their getaway. Later, everything was back to normal as Kwazii uses his growing power to grow the Gup-TD, along with the gang, back to their normal size, then while they were relaxing after a day of being shrunk and being chased by Robot, Kwazii and Captain Jake flew with the Super Heron, ending the episode.
Powers that Kwazii uses
- Super Sight
- Super Speed
- Super Strength
- Growing Power
- This episode is similar to Blue Heron from Wild Kratts, although there are some differences.
To see the transcript of this episode, click here
To see the gallery of this episode, click here

domain: entertainment


The EQIP application cutoff dates are: April 19 and May 17, 2019
BMP Implementation for Nutrient & Sediment Loss Reduction in Macon County, Illinois:This project addresses nutrient and sediment loss on ag lands in the Sangamon River Watershed. The project will measure outcomes, documenting the number of practices installed on the land and estimating pollutant load reductions for each site using EPA’s Region 5 Model. The Macon County Soil and Water Conservation District (SWCD) and its partners will determine the effectiveness of newer edge-of-field practices and their ability to reduce nitrate loss through subsurface drainage. NRCS awarded this project $600,000 in EQIP financial and technical assistance funding over the 5-year period.
Conservation Cropping Systems - Improving Soil Health: Assessment, Comprehensive Planning and Implementation on IL Target Farms:
This project addresses soil health, water quality and soil erosion. The Illinois Department of Agriculture, along with partners; the Illinois Association of Soil and Water Conservation Districts (AISWCD), 97 local Soil and Water Conservation Districts (SWCDs), and other ag entities will develop approximately 100 “Soil Health Model Farms” throughout Illinois. SWCDs will provide technical assistance, recruit farmers, hold regional or small group orientation meetings, conduct transect surveys, collect data, and more. NRCS awarded this project $1,600,000 in EQIP financial and technical assistance funding over the 5-year period.
The application cutoff dates are: There are no more EQIP funds available for this project.
Shorebird Conservation Acreage via Drainage Water Runoff Control (SCARC):
This project, led by the University of Illinois, will install Drainage Water Management (DWM) in ag fields across portions of Central Illinois. This area, a primary stopover location for migrating shorebirds and waterfowl, hosts nearly the entire population of American Golden – Plover (Pluvialis dominica), a species of conservation concern. The project uses DWM to provide temporary habitat for these migrating species. Project counties are Champaign, Christian, Clark, Coles, Cumberland, Douglas, Edgar, Macon, Moultrie, Piatt, Shelby, and, Vermilion. NRCS awarded this project $500,000 in EQIP financial and technical assistance funding over the 5-year period.


text:
Root Canal Therapy
What is a root canal?
A root canal is one of the most common dental procedures performed, well over 14 million every year. This simple treatment can save your natural teeth and prevent the need of dental implants or bridges.
At the center of your tooth is pulp. Pulp is a collection of blood vessels that helps to build the surrounding tooth. Infection of the pulp can be caused by trauma to the tooth, deep decay, cracks and chips, or repeated dental procedures. Symptoms of the infection can be identified as visible injury or swelling of the tooth, sensitivity to temperature or pain in the tooth and gums.
If you experience any of these symptoms, your dentist will most likely recommend non-surgical treatment to eliminate the diseased pulp. This injured pulp is removed and the root canal system is thoroughly cleaned and sealed. This therapy usually involves local anesthesia and may be completed in one or more visits depending on the treatment required. Success for this type of treatment occurs in about 90% of cases. If your tooth is not amenable to endodontic treatment or the chance of success is unfavorable, you will be informed at the time of consultation or when a complication becomes evident during or after treatment. We use local anesthesia to eliminate discomfort. In addition, we will provide nitrous oxide analgesia, if indicated. You will be able to drive home after your treatment, and you probably will be comfortable returning to your normal routine.
What happens after treatment?
When your root canal therapy has been completed, a record of your treatment will be sent to your restorative dentist. You should contact their office for a follow-up restoration within a few weeks of completion at our office. Your restorative dentist will decide on what type of restoration is necessary to protect your tooth. It is rare for endodontic patients to experience complications after routine endodontic treatment or microsurgery. If a problem does occur, however, we are available at all times to respond. To prevent further decay, continue to practice good dental hygiene.
How much will it cost?
The cost associated with this procedure can vary depending on factors such as the severity of damage to the affected tooth and which tooth is affected. In general, endodontic treatment is much less expensive than tooth removal and replacement with an artificial tooth.
Wake Forest Endodontics
I was very pleased with the entire experience and want to send along my sincere thanks to entire team at Wake Forest Endodontics, especially Dr. Pettit, the dental assistants, especially Rachel and the office staff who helped make this a successful visit for me. I would highly recommend Wake Forest Endodontics to anyone who needs this type of dental service.
- Edward D
I have a paralyzing fear of the dentist so the idea of a root canal created intense anxiety. Dr. Reynolds and his staff were kind and compassionate and it wasn’t nearly as bad as I had envisioned!
- Stephanie B
Melinda was my hero, she kept me calm throughout the entire procedure... When I'm in the dental chair, I'm 4 years old again and it's just not pretty, but Dr. Reynolds and Melinda put me right at ease and before I knew it, the root canal was finished. You guys are the BEST!
- Pam W
I am a dental patient with high anxiety and fear and I was extremely comfortable through the whole root canal procedure. The staff was wonderful and they take great care of their patients.
- Heather C
I guarantee anyone that this will be the best dental experience you will ever have. I had a root canal done and it was completely painless during and after the procedure. I so appreciated the before and after pictures with an explanation of the what was done. Dr. Reynolds is so very pleasant as is his staff.
- Karen T
I was very well pleased with the service from the time I came in till I left . They made me feel very comfortable .
- Charlie W
I highly recommend this practice to anyone that has a bit of fear with dental procedures. I have never had anything but fillings done at a dentist office, nothing like a root canal, and they made me feel comfortable and pretty much pain free. Very professional and nice.
- Lisa L
This was my first root canal and I cant believe that I could have had a better experience anyplace. My health history required that I take an antibiotic, which I had not taken ,and Dr. Reynolds made sure that I had it before he stared the exam. He had my confidence right then and there.He and his staff were the most professional that I have known..Not one negative thing did I experience..I didn’t feel pain before or after the procedure. I would recommend this practice 100%!
- Brenda M
De, Reynolds and his staff by far, exceeded any expectations I placed on Root Canal Treatment. Lets face it, not a pretty procedure. I have been to many Endo docs in several states over time and this one was 'Top Shelf' !!!! Hats off to ALL ! Clayton Wilkes
- Clayton W
Would highly recommend this practice to everyone! Very informative, cared that I was scared and in pain and made me comfortable and did the work. I have had numerous root canals and this was by far the easiest. Very professional and caring.
- Catherine B
The entire staff was very helpful and friendly. This was my first root canal and at my age, I was very nervous. Dr. Reynolds was very calming and explained everthing to me. The process was pain free and quick. Thanks to the entire team.
- Bob G
When it comes to any dentistry...I am the absolute worst! But Dr. Reynolds is the "Real MVP". My services was customized just for me! Today made my 2nd visit and second root canal procedure. 5-Stars hands down! I have made a Facebook and Twitter post about the service that I have received from Dr. Jake Reynolds and staff. Don't hesitate...come and let this team get you back on track! They are the best! OT
- Orlando T
Dr. Reynolds is a master at what he does, while he was performing my root canal I was so at ease that I slept during the procedure, didn't feel like he was rushing, he has a very soothing voice and is very caring to his patients needs. It was a bit of a drive for me but so worth it. thank you for your kind heart, may God reward you Dr. Reynolds.
- Liria H
I'm very pleased to recommend Dr. Reynolds.
- Justin F
Dr. Reynolds & his staff are amazing! I would rather have a root canal with Dr. Reynolds than have my teeth cleaned. I absolutely recommend this practice. I am so grateful.
- Amanda A
Wake Forest Endodontics is a professional office that provided me excellent care and service. I am so thankful they were able to relieve me from pain so promptly.The procedure was explained in detail both before and after with images. I highly recommend Dr. Reynolds. Thank you Wake Forest Endodontics !!
- Lee B
Being a medical professional, I am keenly aware of essentials of superior medical care in competency of clinicians, licensure, credentialing, environmental/ infection control and standards of care. Simply put, it doesn't get any better than Dr. Reynolds and his fine staff. The environment is immaculate Zen-like with state-of-the-art equipment. The staff are responsive, caring and focused on your comfort. Dr. Reynolds has the unique combination of unsurpassed skills and personal warmth found rarely in today's medical arena. My desperate call was immediately returned by Cindy after-hours. Dr. Reynolds made it clear I had access to him at any time. The procedure was as painless and as fast as possible and most importantly, I awoke this morning without the dreaded daily cluster headache and enjoyed a cup of hot coffee without becoming unglued! Thank you so much!
- Anita T
Experience flawless from everyone, special thanks to dental assistant for being very patient.
- James E
The best experience I have ever had with any dental work. All work and expenses were fully explained. The care was A++ and I appreciate everyone in the office for their attention and skill level. Dr. Reynolds was not "fake" chatty, but kept me informed of the process and the final results. Bottom line, his work made me feel better within 12 hours and I have had no issues since. Thanks!
- Michael S
DR. Reynolds and his assistance explain my root canal step my step before and after the precedure, every thing was great
- Charlie B

domain: medical


‘Ferris Bueller’s Day Off’ is one of those movies where you can’t leave at the end and must stay until the credits finish. In the closing scene, Mr. Rooney is the star for a few moments, getting onto the school bus after his car is towed and looking like he just left a wrestling ring.
Originally, this scene was supposed to be part of the movie, however, it was decided to drop it and leave it to the credits.
Only Beaten by Top Gun
'Ferris Bueller's day Off' is a true classic. It was maybe intended to be just a light teen movie, however, it became a huge hit all over the world. When it was first released it was screened in almost 1500 cinemas and made a gross income of over 47 million during the first weekend.
'Top Gun' was one of the few movies that performed better, ranking number one in that year. Today FBDO is considered one of the best comedy movies ever made and is ranked 10th in the USA.
In one of her interviews, Jennifer Grey said that filming Ferris Bueller was one of the best experiences she has ever had. She said that there was such great chemistry between the cast and the production team (and between herself and Broderick), that they were laughing and giggling more than they were actually shooting.
She even recalled one scene where she got the giggles so bad she was told to go and take a walk around the block until she calms down.
The Original Version Was Bad. Really Bad
The original version of the movie was completely different. The first screening of the movie didn't go all that smoothly, as all three stars (Broderick, Ruck, and Sara), together with the Paramount executives, all thought it wasn't funny enough.
Hughes, alongside the editor, cut and changed many scenes, and made the movie into what we are familiar with today. In the photo, Hughes not looking very happy.
“Save Ferris” on Stage
Ferris Bueller left us more than just a brilliant movie. The "Save Ferris" campaign was so big that a pop bank adopted the slogan and used it as their stage name (still active in 2022).
There was also an 'Ed Rooney' band, which was less successful and eventually stuck to just "Rooney".


How do you fuel a stabilizer on a boat? The best option for safely storing your boat is to use a fuel stabiliser solution. Fill your tank with fresh fuel to about 95% and add a fuel stabiliser. It’s important that you use fresh fuel because no amount of stabiliser can take bad, dark or phase-separated ethanol and put it back together.
Do boats need fuel stabilizer? With ethanol in the gas, fuel stabilizers are as essential to boaters who store fuel for months as they are to those who boat every week. In the old pre-E10 days, a fuel filter would take out water that might invade your tank and you’d be good to go — as long as you stabilized the fuel for long storage periods.
How do you add stabilizer to fuel? STA-BIL® should be added at 1-ounce per 2.5 gallons of fuel for proper protection. Leave the large cap tight, and then squeeze the bottle slowly to fill the dispenser to the level you need. Next, pour STA-BIL® into the gas tank and replace the gas cap. Don’t worry, we wiped up the little bit that spilled.
How long does fuel stabilizer last in a boat? Most fuel stabilizers can last long for up to 24 months of protection.
How do you fuel a stabilizer on a boat? – Related Questions
Is fuel stabilizer bad for engine?
Gasoline and diesel fuel are perishable commodities, and that’s why fuel stabilizers matter. Fail to use fuel stabilizer can mean poor performance or an engine that fails to start at all after several months of storage.
What does marine fuel stabilizer do?
The nature of fuel stabilizers are that they are preventive treatments. They stop the chemical reactions of instability from starting. They cannot take bad, darkened marine fuel or phase-separated ethanol and put it back together.
Why should a boat’s gas tank never be completely filled?
It’s important to never fill the tank of your boat beyond 90% full. This leaves room for gas to expand and avoids the potential for overflow. Ensure that all air vents and valves to the gas tank are open.
How long can fuel sit in boat?
In general, pure gas begins to degrade and lose its combustibility as a result of oxidation and evaporation in three to six months, if stored in a sealed and labeled metal or plastic container. Ethanol-gasoline blends have a shorter shelf life of two to three months.
How far can a boat go on a tank of gas?
The miles a boat can travel will depend on several factors such as weight, size, wave and wind conditions, cruising speed, fuel tank capacity, engine hours, etc. But on average, you can travel a range of 5 to 30 miles on a tank of gas.
Can you put too much fuel stabilizer in gas?
Q: Can you use too much fuel stabilizer? It is possible to use too much fuel stabilizer. Make sure you’re reading the instructions for use before adding any stabilizer into your gas tank — you can find the recommended amount and learn how often you can use the stabilizer right on the bottle.
Can I put fuel stabilizer in old gas?
Fuel-stabilized gasoline keeps for one to three years.
Stabilizers work best when you mix them with new gasoline; they’re ineffective at slowing the degradation of old gas, and they can’t return contaminated gas to working order.
How much stabilizer do I need for 5 gallons of gas?
The general rule is to add 1 ounce of stabilizer for every 3 to 5 gallons of gas, but read the label on the bottle of stabilizer to see what the manufacturer recommends. If you don’t know how big your gas tank is, your owner’s manual should have that information.
How long does gasoline last in a can?
Regular gasoline has a shelf life of three to six months, while diesel can last up to a year before it begins to degrade. On the other hand, organic-based Ethanol can lose its combustibility in just one to three months due to oxidation and evaporation. Tracking the age of the fuel in your tank can be a challenge.
How long does fuel stabilizer take to work?
On a long enough timeline — usually three to six months, depending on the quality of the gasoline, but sometimes quicker — the oxidation process will start to degrade gasoline to the point where it becomes a soupy, varnish-like mess that can clog your fuel lines and gum up your tank, pump and injectors.
How can you tell if gas is bad?
If it has a rough idle, stalls frequently during acceleration, or fails to start at all, your gas has gone bad. Sometimes, bad gasoline will also cause the check engine light to illuminate. You can also tell if gasoline is bad by its appearance. If it’s darker than usual or has a sour smell, it’s probably bad.
Is it bad to keep your gas tank full?
Habitually running the car to empty could lead to fuel pump damage and a repair potentially costing hundreds or even thousands in parts and labor. Filling up can be painful when prices are high, but it is an investment that will protect your vehicle and save you more time and money down the road.
Is it legal to carry a gas can in your car?
Answer: There is no law against transporting fuel containers on an extended carrier for non-commercial vehicles, although I agree that it could be a very dangerous situation in the case of a crash. If this occurs, fuel will most likely spill out of the tanks and potentially cause a fire to both vehicles.
Is Marine Stabil better than regular?
If you live in a region where your gasoline is unadulterated with ethanol (say Montana), then regular Stabil works great. Stabil Marine has extra ability to neutralize the water that the ethanol attracts. Stabil Marine has extra ability to neutralize the water that the ethanol attracts.
Is ethanol bad for boat motors?
Yes! You can run ethanol fuel in a boat. Though it is strongly recommended that non-ethanol fuel be used. There can be damaging and costly effects done to the engine due to using ethanol fuel.
Is fuel stabilizer necessary?
Fuel stabilizers for gasoline are important to have for your seasonal gas that you use in your lawnmower and small engines. You don’t need them for your car. Remember, no matter if it’s for a one-time fixer or as part of your regular car care & maintenance routine, the best fuel additive is the one that works.
What is the problem with using your boat engine to drive it onto a trailer?
NOTE – While many people drive the boat onto the trailer, it isn’t advised. Using the engine to assist trailering erodes the ramp bed, can lead to debris being sucked into the engine, and can cause an accident! Make sure you drain all water from the boat – the bilge, the live well, the trailer lights, etc.
What is the single most important thing a boat operator can do to prevent drowning?
Ensure everyone wears a personal flotation device at all times to prevent drowning. The single-most important thing that one can do to prevent drowning, is to always where a properly adjusted PFD or lifejacket of appropriate type, size, and fit when on the water.
Is it better to store a boat with a full tank of gas?
Marine engine manufacturers and technicians advise storing any boat with the fuel tank almost full, leaving just a little capacity to accommodate expansion of the fuel if the temperature warms. The tank “breathes” though its vent, and draws in air that is often very damp in the winter months.
How can you tell if gas is bad in a boat?
A simple way to see what’s going on with your fuel supply is to dump the contents of a fuel filter into a clean, clear glass jar. Let the fuel settle. After a few minutes water will layer out, and if the fuel is clean and water free, the contents will be a pure amber color, like the jar in the first photo.
Why are boat engines so inefficient?
Why do boats burn so much gas? The main reason why boats will always burn more gas than cars is they run on water. Aerodynamics, wind resistance, waves, and drag affect the fuel consumption of a boat. Basically, a boat needs to use more fuel to cover the same distance a car will cover.


We engage customers in the most cost-effective manner to get creative, interactive and eye-appealing web and mobile applications for your business. We ensure your brand is well defined, as below:
- We pay maximum attention to client specifications and offer customized solutions for distribution, payments and client self-service.
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Responsive Web Design
- We develop an Android, IOS and Windows to ensure compatibility with all phone platforms.
Our wide range of innovative solutions include:
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- Website and Website Hosting and Maintenance Services.
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- Custom Development solutions for specific client needs
With a strong team of high-caliber and talented applications developers, we can confidently expand your business into new and higher horizons.


text:
A NON-REFUNDABLE YEARLY REGISTRATION FEE
OF $50 PER FAMILY IS DUE AT THE TIME OF
REGISTRATION. Tuition paid in full will receive a
$100 discount. Payments are due by the 5th of each month. Families will be billed monthly unless tuition is paid in full at the beginning of the year. The yearly amount has been broken down into monthly amounts to make it easier for families to pay.
I, _______________________________________ understand that the amounts listed above will secure a spot for my child in the classroom for the entire school year.
* Payments must be made regardless of your child’s attendance.

domain: economics


text: 10 Amazing larger, full page color lithographs of Pioneer Leatherstocking life!1897 "Historical Stories of American Pioneer Life as Told in the Famous Leatherstocking Tales" hardcover book by James Fenimore Cooper, "The Walter Scott of America". The book is in fair condition. The spine hasa lot ofwear. front cover has wear. Edges are worn. The book has black/white drawings and 10 fantastic lithograph color illustrations. The book measures 7.5 x 10" and has 288 pages. Olive green, with color, pictorial front cover.

domain: library


text:
Mar 20, 2017
Current Museum Galleries Exhibitions
May 19, Sunday, 2 – 4 p.m.
The Peninsula Museum of Art in Burlingame, California, is proud to present Terra Infirma: An Exhibit of Artwork Addressing Climate Change by Kim Anno, Jon Kerpel, and Doyle Wegner. Show runs through July 28.
Eco Fair and Panel Discussion:
June 9, Sunday, 1 – 4 p.m.
In conjunction with the exhibition Terra Infirma: Climate experts Mark Decena and Lauren Speeth, as well as exhibiting artists Kim Anno, Jon Kerpel, and Doyle Wegner, will discuss how the arts can impact and influence a path forward through our changing world. A small Eco Fair provides items to facilitate awareness/change within one's personal life.
June 9, Sunday, 2 – 4 p.m.
J. Jones Sereno (Studios Gallery)

domain: artistic


text:
Stanley Gibbons Indian Ocean Stamp Catalogue 4th Edition
$65.50 (inc GST)
A priced listing of the stamps of British Indian Ocean Territory, Maldive Islands, Mauritius and Seychelles, from the first issues to the latest releases.
Listings up to 1970 are extracted from the 2022 Commonwealth and British Empire Stamps catalogue.
Later issues have been updated and priced for this edition.
1 in stock

domain: geography


text:
Kollywood movie lovers and trade circles will be witnessing an epic box-office clash during the Diwali festive season later this year. Three of the biggest stars of Tamil film industry, Ajith, Vijay and Suriya, will be releasing their movies for Diwali.
Thalapathy Vijay’s latest film is being directed by AR Murugadoss. On the other hand, Thala Ajith’s Viswasam will be going on floors from February 22. Also, Suriya’s 36th movie under Selvaraghavan’s direction is already wrapping up its first major schedule.
The makers of all the above three movies are hell-bent on releasing their movies for Diwali. However, we will have to wait for a few more months to see if this epic box-office clash will be averted in the end, as all the movies will suffer a great deal.
- Yatra’s director ‘meets & thanks’ YSR
- Mr. Majnu trailer – Youthful and vibrant
- Popular actress shocks all with a powerful warning to troublemakers
- Viswasam’s Telugu version gets a release date
- Superstar’s film gets nominated for a prestigious international award


text:
On August 12, the Navajo Transitional Energy Co. (NTEC) received final regulatory approval to expand its Spring Creek Coal mine in southern Montana. The approval from the assistant secretary for Land and Minerals Management adds approximately 72 million tons of recoverable coal reserves within 974 acres and should extend the life of the mine until 2031, four years longer than its current status.
The expansion had already received approvals from the Montana Department of Environmental Quality (DEQ), Montana State Historic Preservation Office, Montana Sage Grouse Oversight Team, and the U.S. Office of Surface Mining Reclamation and Enforcement.
State and federal agencies did extensive analysis with significant public input for more than eight years before providing approval. The company said the thorough reviews, including a comprehensive Environmental Impact Statement by the state of Montana, ensures a sound and responsible mining plan and provides regulatory oversight of operations.
In addition to maintaining its reclamation standards, NTEC will support the Montana Sage Grouse Oversight Team’s Stewardship Fund with a $107,000 contribution. NTEC said it immediately began work in the new area. The addition of these acres allows the company to continue providing jobs in Montana and Wyoming for years to come and the expansion should produce tens of millions in taxes and royalties, supporting state and local communities, NTEC said.
The Spring Creek mine in Big Horn County, Montana, is one of three mines that NTEC acquired when it purchased Cloud Peak Energy Inc. during its Chapter 11 bankruptcy proceedings. The others were the Antelope and Cordero Rojo mines in Wyoming.


text:
Mundfish has recently stated that it is already planning for an Atomic Heart sequel after its success when it launched last month.
Atomic Heart is already planned for a sequel due to its “success” during launch. It also got mixed reviews, but it did get attention due to that. It even surpassed Hogwarts Legacy in sales and gained popularity in Steam Deck, but that quickly deteriorated, but still in the respectable territory. That does not seem to dishearten the developers and are already gearing up for the next story.
Mundfish recently spoke with journalist Aleksey Makarenkov in an interview revealing its plans for Atomic Heart 2. The devs said that the sequel is not out of the question, but it might be a while before fans could hear some solid info about it. For one, Mundfish is still busy with the updates for Atomic Heart due to the numerous bugs that came out of the woodwork after launch, and two, DLC is still in the works.
Atomic Heart is out now on PC, PS4, PS5, Xbox One, and Xbox Series X/S.


text:
October 15, 2021
Podcast: 4sight Friday Roundup, Amazon, Best Buy Expand Their Healthcare Horizons, 10/15/21
Amazon, Best Buy Expand Their Healthcare Horizons
What do Amazon’s new digital health accelerator and Best Buy’s home-care tech play mean for patients, payers and providers? We did some speculating on today’s episode of the 4sight Friday Roundup podcast.
- David Johnson is CEO of 4sight Health.
- Julie Vaughan Murchinson is Partner of Transformation Capital and former CEO of Health Evolution.
- David Burda is News Editor and Columnist of 4sight Health.

domain: health


text:
WINTER PARK — Blanquita Trabold left Winter Park Friday to return to the city where she was born, carrying boxes of gifts for her family and people she has never met. The gifts include insulin, glucose, tetanus shots, syringes, surgical gloves and masks, bandages, heavy-duty gloves and bottled water.
When Trabold arrives in Mexico City, the boxes will be taken to the Universidad Anahuac, a private university where a shelter for the homeless was opened after the massive earthquakes on Sept. 19 and 20. Her sister and other family members are working as volunteers there.
''I've been crying a lot because that is the city I grew up in and I have a lot of memories of it,'' Trabold said Thursday at her Winter Park home. ''It is my hometown and it hurts in a special way when you see the people hurting.''
Trabold, 47, a Mexican citizen married to an American engineer who works at Martin Marietta Orlando Aerospace, has lived in Winter Park for the past 22 years.
Trabold said that for 24 hours after the first earthquake, she did not know the fate of about 140 of her family members who live within a few miles of each other in downtown Mexico City.
''I am very tired. Before reaching my family and knowing how they were, it was very difficult. Sen. Paula Hawkins' office helped me tremendously in making contact. They were wonderful to me,'' Trabold said.
She still had not spoken to any family members as of Thursday, but after word came from the senator's office late on Sept. 20, she received a call from her daughter's fiance, who lives in Mexico City.
''He had to drive outside Mexico City for about three hours before he could get a phone to call,'' she said.
Trabold said it was not her idea to take medical supplies into the shattered city.
''I got a phone call late Monday night,'' she said. ''A ham radio operator in Dallas called and said my family was asking me to bring the medical supplies. They do not need food or clothing.''
On Tuesday morning, she began making the contacts to get the supplies. With the help of friends such as doctors David Mackey, John McCutchen and Jorge Gomez and Coeur de Coeur president Jackie Littleford, she got donations from Winter Park Memorial Hospital, South Seminole Community Hospital and Central Florida Regional Hospital. Foote Steel Corp. donated heavy-duty gloves and Gooding's Supermarket contributed bottled water, she said.
She did not get the typhoid vaccine her family requested because she would have had to go through a lengthy process with the county health department, Trabold said.
Because she is a Mexican citizen, Trabold said she was told there would be no problem taking the supplies into the country as a personal gift for her sister.
Karen Clarke, Winter Park Hospital representative, said the hospital offered to send a team of medical personnel to help in the Mexican relief effort after the earthquakes a week ago, but the Mexican government refused the offer. The hospital was eager to help when asked by Trabold last week, Clarke said.
''Since she's a Mexican citizen and is taking this there herself, we can be sure it gets right to the people who need it,'' Clarke said.
Trabold, while eager to see her sister and other family members, confessed to having reservations about the trip.
''I'm very scared of earthquakes because I've lived through many. I was there in the last major one in 1957 when I was 19. It was a very frightening experience because you want to run away from it but you can't,'' Trabold said. ''That particular earthquake was in the middle of the night. It sounded as if there was a terrific lightning strike and then a noise like a roaring sea then, immediately, the swaying.''
Trabold said she fears the aftershocks that can continue for some time after a major earthquake. She plans to return to Winter Park Tuesday unless her family needs her to stay longer.
The response of the Central Florida community to her requests has made her realize, again, how good it is to live here, she said.
''I love this community. At my time of need they have been very generous to me and most kind,'' Trabold said. ''At this time I have a lot of love and gratitude for the Orlando-Winter Park community.''

domain: sociology


text:
Basseterre, St. Kitts and Nevis, November 23, 2022 -- During the week of November 22 to 25, 2022 Attorney-General and Minister of Justice and Legal Affairs, Senator the Hon. Garth Wilkin is representing the Federation at the Commonwealth Law Ministers’ Meeting in Balaclava, Mauritius under the theme: “Strengthening international cooperation through the rule of law and the protection of human rights.”
In line with the theme, the primary objective of Meeting, held every 3 years, is to advance Commonwealth consensus and cooperation and to enable Law Ministers to set clear directions on a range of legal, rule of law and justice issues of mutual interest to member countries. Law Ministers and Senior Legal Officers from other Commonwealth Caribbean territories are present: Belize, BVI, Grenada, Jamaica, St Vincent & The Grenadines, Trinidad & Tobago, as well as representatives of the 56 independent countries that make up the Commonwealth in Africa, Asia, the Americas, Europe and the Pacific.
The Attorney General stated that “[t]hese meetings are extremely important for small island states like ours, because we lack the human capacity to develop all of the necessary complex systems and laws to preserve and enhance the rule of law. For example, we have no National Computer Emergency Response (“CER”) Structure, a need given the proliferation of international cybercrimes. I promise to come back home with the best practice policies and model law to implement a CER Team and National Cybercrime Response Plan with the assistance of Hon. Konris Maynard, Minister of ICT.”
The Attorney-General has also held discussions with Hon. Minister of Justice and Attorney General, Dr. Emmanuel Ugirashebuja, of Rwanda about various legal systems that can be adapted to serve our people in St Kitts & Nevis, particularly their innovative Legal Aid and Criminal Investigation systems and negotiated technical support from Farzana Nazir-Mohammed, Director of the Criminal Justice Unit of the Ministry of Legal Affairs in Trinidad & Tobago, for our Criminal Justice Reform project which he initiated since taking office.
He continued: “Those are just day one benefits. I anticipate even more productive conversations and commitments over the next few days as we discuss various topics, including People Centred Justice; The Future of Our Courts; Law, Climate Change and Food Security; Commonwealth Anti-Corruption Benchmarks; Cybersecurity for Elections: A Commonwealth Guide on Best Practice; and Freedom of Expression and the Role of the Media, to name a few. We must piggyback on the intellectual advancements and model structures of our Commonwealth brothers and sisters, so that we can create bespoke systems that benefit our people.”
This article was posted in its entirety as received by SKNVibes.com. This media house does not correct any spelling or grammatical error within press releases and commentaries. The views expressed therein are not necessarily those of SKNVibes.com, its sponsors or advertisers

domain: law


text:
SAN FRANCISCO UNIFIED SCHOOL DISTRICT; INSURANCE CORPORATION OF HANNOVER by MIDLANDS CLAIMS ADMINISTRATORS, JOSEPHINE RICHAU, WORKERS’ COMPENSATION APPEALS BOARDSTATE OF CALIFORNIAJOSEPHINE RICHAU, Applicant,vs.SAN FRANCISCO UNIFIED SCHOOL DISTRICT; INSURANCE CORPORATION OF HANNOVER by MIDLANDS CLAIMS ADMINISTRATORS, Defendants.Case No. ADJ2345295 (OAK 0340967)OPINION AND ORDER DENYING RECONSIDERATION Defendant seeks reconsideration of the May 21, 2009 Findings and Award of the workers’ compensation administrative law judge (WCJ) who found that applicant is totally permanently disabled by the effects of the methicillin resistant staphylococcus aureus (MRSA) infection that developed following surgeries performed to treat the admitted July 16, 2002 industrial injury she incurred to her spine while working as a special education teacher for the San Francisco Unified School District (District). The WCJ found no basis for apportionment of the 100% permanent disability and awarded future medical treatment. Defendant contends that the evidence does not support the award of 100% permanent disability and that it has new material evidence that could not have been discovered and produced at trial with reasonable diligence. Defendant seeks to have the WCJ’s decision set aside and the case remanded for development of the record based upon its contentions that, 1) applicant’s condition is not permanent and stationary, 2) the issue of apportionment was not addressed by the parties’ Agreed Medical Examiner (AME), Norman Panting, M.D., 3) the issue of causation was not properly addressed by the AME, 4) the WCJ did not apportion to applicant’s prior injuries, and 5) the WCJ did not “adequately develop” the record. , An Answer was received from applicant along with the WCJ’s Report and Recommendation on Petition for Reconsideration (Report).1 We deny reconsideration for the reasons expressed by the WCJ in her Report and below.2 Applicant
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Chief Executive Officer
Wilfried Vancraen has served as a Director and Chief Executive Officer since Materialise was founded in July 1990. Mr. Vancraen previously worked as a Research Engineer and Consultant at the Research Institute of the Belgian Metalworking Industry, where he was introduced to 3D printing. Passionate about this new technology and firm in his belief that it could help create a better and healthier world, he founded Materialise in July 1990. Mr. Vancraen holds several patents related to the technical and medical applications of 3D printing and remains committed to using the technology to make positive changes in people’s lives.
In recent years, Mr. Vancraen has been awarded the RTAM/SME Industry Achievement Award (the highest honor in the 3D printing industry); has been selected as the most influential person in additive manufacturing by industry professionals and TCT Magazine; and has been listed one of the five leading players in his sector by the Financial Times. He is also the recipient of a 2013 “Visionaries!” award from the Museum of Art and Design in New York. Mr. Vancraen holds a Master of Science in Electro-Mechanical Engineering and a Master of Business Administration from KULeuven University.
1 blog from the author
Posted on 30.09.2014
A 3D Printed Breakthrough for Complex Children’s Fractures from Materialise NV on Vimeo. Imagine that you break your arm and it heals back together incorrectly, making it difficult to perform simple, everyday tasks. Wouldn’t it be wonderful if your surgeon could use medical imaging data from your arm, make a 3D virtual model and test […]


The good news is that you’ll have the opportunity to follow the Cincinnati Reds not just once today, but twice. The bad news is that you’ll have to do so while simultaneously navigating one of the five best days of college basketball on the annual calendar, too.
Get your devices ready!
First up of the Reds will be the Seattle Mariners, who’ll host Cincinnati in their Peoria ballpark this afternoon with first pitch set for 3:10 PM ET. This game will be televised by the M’s broadcast, and tuning in will allow you to see much of the team’s veteran bunch backing starter Connor Overton as he desperately tries to reverse the course of his early quest for a spot in the team’s starting rotation. Blog chum Doug Gray has the travel roster for that game all tweeted out in convenient form for your perusal, and here’s a glimpse at that:
This evening will feature the Reds hosting the Arizona Diamondbacks, which is an odd thing to say considering Arizona is in Arizona. Science! Nick Lodolo will toe the rubber here, and will do so looking to match his buddy Hunter Greene’s exploits from yesterday’s Cactus League action (4.0 IP, nary a run allowed). He’ll have an action-packed set of position players backing him, too, with the likes of Elly De La Cruz, Spencer Steer, Matt McLain, TJ Friedl, and Christian Encarnacion-Strand (among others) out there doing his bidding.
Hey Doug, what’s that travel roster look like despite the fact that it’s not traveling anywhere from is own home ballpark?
The evening game will commence at 8:05 PM ET, and despite the fact that there are electric athletes and prospects all over that lineup card, there will be no televised feed for that one.
Go Reds. They’re UncleWeez’s *favorite team!
*or used to be, at least


are re-releasing their 'Greatest Hits
' album, apparently in time for Father's Day (June 15).
According to a press release about the album which will be reissued on June 2, the collection is out again "especially for Father's Day, as it's most definitely the only album of choice for any serious rockfather
However, there is still no definitive news whether Axl Rose's long-delayed 'Chinese Democracy' will come out in 2008, despite recent reports that the album is finally finished.
The 'Greatest Hits
' album features the following tracks:
Welcome To The Jungle
Sweet Child O' Mine
Knockin' On Heaven's Door
You Could Be Mine
Don't Cry (Original)
Live And Let Die
Ain't It Fun
Since I Don't Have You
Sympathy For The Devil
Credits for the info to NME.com


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You can’t argue with this: long coats and jackets made of faux fur are worn not because there are no means to buy a fur coat made from sable or from respect for animal rights. Just clothes made of artificial fibers are not only practical, but also very fashionable! To wear things made of faux fur (or “Faux fur”, as stylists call it) means to be in trend!
Designers of the Givenchy fashion house have created an elegant monochrome jacket Faux fur. Exquisite (and expensive), it is perfect as a dress for special occasions!
The products made of faux fur have many advantages. One of them is that you can create it yourself from ordinary yarn for knitting. To work with the finished canvas, bought in the store, you also do not need special scissors and especially durable sewing machines. With faux fur, you can easily create fantasy combinations, combining colors and materials.


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PC Game – Desert Car – 2015 – Torrent
Desert Car PC Game: Presenting a most exciting and much more hot desert racing game in the history of racing sports. Experience the awesome racing sports adventure with the all new Desert car 2015. The Torrent Track Games developed and published Desert car is the whole new expansion in the DC racing sports.
1. With regard to the graphics card necessary to play. On my home computer has Radeon R7 260X, with her game provides 30 fps on the most powerful settings. If you have a weak video card you may need to lower the setting of the game.
2. Sometimes after boot-level everything in the game is slow, unfortunately I have not yet found the cause, so the only way to fight it is a fresh start (“Restart” button).
Developer: Torrent Tracker Games
Publisher: Torrent Tracker Games
Publication Type: License
Language: Russian + English
Tablet: Not required
Operating System: Windows x64;
Processor: 2 GHz;
RAM: 2 GB;
Video Card: DirectX compatible;
Hard disk space: 1 GB;
Direct links (uploading…)

domain: game


If you’re a resident and home-owner in Philadelphia, you’re probably already aware that the City has rolled out its 2019 Property Tax Assessment. You also probably know that home-owners are not happy, as the overall median market value of single-family homes increased 10.5 percent from the 2018 assessments, jumping from $112,800 to $124,600, according to an Inquirer and Daily News analysis of the city’s data. But some individual homeowners could see two, three, or even 10 times that. And for renters, tax-bill increases could be passed onto them.
You can appeal your property assessment. Here’s a step-by-step guide.


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Dear brother, it is quite troubling to hear that you physically assaulted a female for dancing too close to you.
First off, we should never put ourselves in situations that could lead to that sort of interaction with members of the opposite sex.
Secondly, it’s ironic that out of fear of committing a sin, you committed another one by physically assaulting someone who was not directly threatening you. I’m wondering what makes you think that hitting a woman is not a sin? The Prophet said himself never hit anybody in his lifetime, especially a woman, outside of battle and he considered the man who beats his wife to be “ the worst of you “ , `A’ishah (May Allah be pleased with her) said:
“Allah’s Messenger (pbuh) never hit anything with his hand ever, except when fighting in the path of Allah. Nor did he ever hit a servant or a woman” (Ibn Majah).
Some cultures (including modern societies in both developed and under-developed countries increasingly find this to be acceptable, but in Islam this kind of use of force on anyone for no reason is really ugly behavior. Why not just walk away from the woman and stop dancing? Why the need to use force? I don’t understand that mentality at all, as if hitting another Muslim is not a sin. You should not have put yourself in that situation to begin with.
The Prophet said, , “One is not strong because of one’s wrestling skillfully.” They said, “Allah’s Messenger, then who is strong?” He said, “He who controls his anger when he is in a fit of rage.” (Muslim 32 #6314)
Brother, you need – we all need – to take this hadith to heart. We must never resort to physical force unless it is absolutely the last option and that is truly a rarity in most people’s lives. Controlling our anger, on the other hand, is really a sign of strength and courage.
With that being said, you are now dealing with the fallout from your actions. Hopefully, you have learned that it is better to listen to your conscience that was telling you not to dance and put yourself in that situation to begin with. We should always listen to that little voice because that voice is there for a reason.
Allah has given us that voice as an internal compass to guide us in these types of situations. Too often, though, we ignore that voice and listen to our friends and peers instead. I know peer pressure is tough, but this is where we must be courageous and tactful. This is where we must be able to say, “no thanks, I’ll just watch.” If your ‘friends’ have a serious problem with that then maybe such people are not worth having as friends, yes? I don’t know but for me, I would respect my friend’s decision to do or not do something based on their level of comfort.
You made a mistake, you put yourself in a bad situation and you paid for it. Take it to heart as a lesson from Allah. Learn from it. Don’t become angry or resentful because of it, but use it as important lesson from Allah and as a blessing. Allah is always teaching us, it’s only a matter as to whether our hearts are open to His lessons and wisdom. Be grateful for this, if you can find it in your heart, and see it as Allah showing you what is good for you and what you need to do in future situations.
The best lessons in life are these, the ones that sting, that hurt, that make us think and reflect on ourselves and our behavior. `In sha`Allah you will take something from this experience and it will make you a better person, but the choice is yours. You can use it to your benefit and be grateful to Allah for it, or you can become bitter and depressed by it. I know it is difficult in that people are now making fun of you, but try and see what is happening as an important reminder for you on what NOT to do the next time you are put in that type of situation. Learn to listen to your heart and your conscience.
In time, the ridicule will stop, but it will require patience and humility on your part. Your actions were a bit tyrannical, so now Allah is teaching you humility. This is another important lesson and opportunity for you to grow and become a more mature human being. It is easy just to hit someone that does something you don’t like. But that’s what tyrants do. They take advantage of those who are weaker and fearful.
That is why Allah promises hell for tyrants, because of the hell they cause for those who are weaker and unable to defend themselves. But thank God He has blessed you with this opportunity for repentance and to learn humility through the ridicule you are now facing! What a great blessing! He is showing you clearly what you need to learn and change, and that is to not act like a tyrant and use force against those weaker than you and that you need to listen to that voice inside. I hope you can deal with your situation in this light. Everything in life is an opportunity to increase our closeness to Allah and often it is through these types of trying and difficult situations.
From Counselor Abdullah abdur Rahman
Have you apologized to the girl for slapping her? Perhaps you need to begin there. You placed yourself in a situation that was uncomfortable for you. It is not reasonable for you to say that your friends made you dance very closely with a girl. You have noted at the outset that the youth were dancing very closely to one another. Why did you not remove yourself from the party? Were there no other alternatives provided for people who did not want to attend the party?
You have to evaluate your own actions. In the future, do not attend such parties. Seek out friends who share similar interests as yourself and discuss alternatives to attending parties. Also, the next time you find yourself in an uncomfortable situation, do not feel as though you have to succumb to peer pressure. Others may pressure you to dance but ultimately, you have to make the choice whether or not you will dance. In this situation, you chose to dance despite the fact that the other youth were dancing very closely to one another. It seems you are blaming the girl rather than accepting the fact that you are partially responsible for the situation.
The other students will make fun of you for awhile. But they will judge you based on how you conduct yourself in the future. Admit that you made a mistake and move on. Write a letter of apology to the girl that you hit if you are too shy to apologize in person.

domain: psychology


Spurned by NCAA, UNC women decline invitation to WNIT
Wed Mar 14, 2012
The North Carolina women’s basketball season has come to an abrupt end after the team decided not to participate in the Women’s National Invitation Tournament (WNIT). That choice was made after the Tar Heels, who finished with a 20-11 record (9-7 in the ACC), was left out of the NCAA Tournament field Monday for the first time since 2001.
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Related: Women's Basketball
Recent Women's Basketball News:North Carolina Women's Basketball 2016-17 PreviewSaturday October 22, 2016UNC Women's Basketball Starts Season On MondayMonday October 3, 2016UNC Rewards Seven Championship Coaches With New ContractsThursday September 22, 2016Carolina Releases 2016-17 Women's Basketball ScheduleThursday September 15, 2016ACC pulls football title game, other championships from North Carolina due to HB2Wednesday September 14, 2016


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May 5, 2016
I would like to see the cost of/fees for my investing activity reported/stated in dollars and cents rather than as a percentage. I would also like to see my cumulatuve yearly expenses reported for each of my accounts.To date, I have to keep running totals of expenses which more often than not do not agree with any amount stated on brokerage statements. The spread between my figures and the brokerage are always in the brokerage's favor.This leds me to believe there are hidden/unreported charges. All I would ask is fair and full reporting and not just at year's end at a minimum quarterly,preferably as a running total for the year. Thanks for considering these ideas.


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What You Should Know About a Casino
Casino is a place where people can gamble and enjoy a lot of fun. A casino is usually built near hotels, resorts, restaurants, shopping malls, cruise ships and other tourist attractions.
A casino has a wide variety of games that can be played for real money, including blackjack, roulette, poker, craps and many others. They also offer free demo versions of these games so you can try them before making a deposit.
The history of casinos goes back to the Italian word “casino,” which means little house. These small gambling houses were originally popular in Italy and spread throughout Europe.
Modern casinos are like indoor amusement parks. They have music shows, lighted fountains, elaborate themes and lavish hotel rooms to lure guests. But the vast majority of their profits come from gambling.
How Casinos Make Their Money
The odds of winning any game in a casino are very low, but over time and millions of wagers placed by patrons, the edge that a casino has becomes substantial enough to build elaborate hotels, fountains, towers and replicas of famous landmarks. That advantage, known as the vig or rake, is what makes the casinos so profitable.
What You Could Expect When You Visit a Casino
The best casinos have high-tech surveillance systems that watch every table, window and doorway. This helps keep a casino safe from crime, and gives the casino the ability to spot suspicious patrons before they even enter. It also allows the casino to catch cheaters before they start stealing from other players.


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I have seen many children that are labeled as "bad" because of their behavior. Too many times the "bad" child is sent to the office, cited and then sent home to be grounded. Taking time or "STOPPING ACTION" to understand what the issue really is makes so much more sense.
Watching a child try so hard to make others happy and strive for acceptance is not always easy. In many cases they are set up for failure due to how realistic our expectations are. We assume we know what is going on because we gauge their behavior on behaviors of others. By stepping back and observing the environment as a "whole" we can move forward with a plan.
I really like the term "reframed"; it makes me think of reframing a picture into a master piece! By using simple terms, listening and observing we can make a difficult environment into one that the child blooms.


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One of my favorite things about fall….apples, apples, apples.
Did you know that apples are one of the healthiest foods to eat? They are extremely rich in important antioxidants, flavonoids, and dietary fiber. The phytonutrients and antioxidants in apples may help reduce the risk of developing cancer, hypertension, diabetes, and heart disease.
Mini Peanut Butter and Apple Sandwich Recipe
1 cup old-fashioned rolled oats
2 tablespoons ground flaxseeds
1 teaspoon ground cinnamon
Dash of sea salt
2 tablespoons orange juice
2 tablespoons honey
1 tablespoon packed brown sugar
1 teaspoon vegetable oil
1/2 teaspoon vanilla extract
1/4 cup raisins
4 medium apples
1 teaspoon lemon juice (optional)
1/3 cup creamy peanut butter
- Preheat oven to 300° F.
- Combine the first 4 ingredients in a medium bowl.
- Combine orange juice, honey and brown sugar in a small saucepan. Cook over medium heat just until sugar dissolves, stirring frequently. Remove from heat; stir in oil and vanilla.
- Pour honey mixture over oat mixture, stirring to coat. Spread mixture in a thin layer onto a jelly-roll pan coated with cooking spray. Bake until golden brown, about 20 minutes, stirring well halfway through.
- Stir in raisins and let cool completely.
- To assemble sandwiches, core each apple and cut into ¼-inch slices (8 slices per apple). If you won’t be eating these right away, brush the apples slices with lemon juice to keep them from turning brown. Spread two teaspoons of peanut butter on eight apple slices then sprinkle with granola. Top with remaining apple slices, pressing down gently to make the sandwiches.
1 sweet potato
2 large apples, cored and chopped into 1 cm pieces
2 1/4 cups whole rolled oats
1 tablespoon chia seeds
1 teaspoon baking powder
1 teaspoon baking soda
1/4 teaspoon salt
1 tablespoon cinnamon
6 tablespoons coconut oil, melted
3/4 cup coconut sugar
- Bake the sweet potato in the oven at 375° F for about one hour or until it is tender. Alternatively, you can microwave it until it is tender. Set aside. Cut the apples into 1 cm pieces. Set aside.
- Preheat the oven to 450°F. Put the rolled oats in a food processor or high speed blender and process until the oats resemble flour (about 1 minute). Put the flour in a large mixing bowl. Put chia seeds in a small bowl and add 3 tablespoons water and stir (it will form a gel). Set aside. Remove the skin of the baked sweet potato and add the flesh to the food processor or blender (no need to clean it out from the flour). Add up to 1/4 cup water and process until smooth. Set aside.
- Add the baking powder, baking soda, salt and cinnamon to the bowl of oat flour and mix well. In a separate bowl, mix the melted coconut oil, coconut sugar and chia seed gel and mix very well. Then, mix in 1 cup of sweet potato puree.
- Add the wet ingredients to the dry ingredients and stir to combine. Fold in the apple chunks. Divide the batter evenly among prepared muffin cups. Sprinkle with oats and a bit of coconut sugar, if you like.
- Bake for 10 minutes, turn the heat down to 400°F, and bake for an additional 5 to 10 minutes. Enjoy them fresh out of the oven or store them in an air-tight container at room temperature for up to 3 days.
Recipe Source: http://dailyburn.com/life/recipes/healthy-apple-recipes/

domain: food


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A Camera-based Approach for Digitising a Large-scale Photographic Negative Collection
MetadataShow full metadata
The University Archives at Texas State University contains an estimated 1.8 million photographic negatives. In 2017, the University Libraries were awarded a TexTreasures Grant, funded by the US Institute of Museum and Library Services, from the Texas State Library and Archives Commission, to research and build custom capture stations and digitise an initial 6,000 negatives from the collection. In this comparative analysis, the authors present evidence that their camera-based system surpasses traditional scanners for photographic negative digitisation. Major factors affecting equipment and workflow decisions are discussed.


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Corona shuts Denmark down
The Prime Minister’s Office from within
Discover an impressive range of official photographic portraits of Her Majesty Queen Margrethe II from 2004 to the present day.
See the winning portraits and a number of selected portraits from the Museum of National History’s Nordic portrait competition ‘Portrait NOW! 2021’.


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Real estate investing. It just sounds sexy, doesn’t it? But it’s a money move that comes with a long list of questions.
- But what does it really mean?
- How can I get started?
- If I Airbnb the guest room in my apartment, does that make me a real estate investor?
Real estate investing is when you buy a piece of property or real estate with the intent to profit from it.
Dang, that sounds sexy too.
The tips below cover what to do when you want to get involved with real estate investing, although there’s more than one way to get involved.
- There’s the “traditional” route: buying houses to rent for additional monthly income
- There’s also house flipping
- Buy and hold
- Buying vacant land/lots
- House hacking (which is how I made $150k off my first real estate investment!)
- Renting rooms
- REITs (Real estate investment trusts)
- Crowdfunded real estate
How do I start investing in real estate?
The first step to being a real estate investor is acquiring a piece of real estate. Even if it’s your first house/primary residence and you’re going to rent out some of the rooms. This entails many of the same steps as when you’re buying for the first time as a primary residence.
So now that you know what real estate investing is, below are my tips – the do’s and don’ts – for making your first real estate investment a success.
DO the right research
When it comes to real estate investing, you should start out by getting an idea of what you want to invest in.
- Are you looking to buy a home for yourself?
- A rental property?
- Or maybe even a whole complex?
This is what most people think of when they are considering real estate investment: the idea is to buy a property and rent it to a tenant, whose rent will cover the cost of the mortgage and any other expenses.
Let the type of real estate investment you’d like to make dictate your strategy.
How much can you afford?
DO shop the market
Real estate is a hot market right now with the economy and all, and that means that the more you know, the more you can make and save. When looking for a property to buy, make a checklist of what you would want as a tenant.
Then, when considering a property, ask the following questions:
- Does the house or unit fit those qualifications or would you have to renovate?
- What amenities are standard in my area? What will it take financially to provide those amenities if the home is without them?
- Does the property fit the 1% rule?
- How long will the property take to pay for itself?
- 10 other questions for potential real estate investors to ask
DO your due diligence
Working with hedge fund analysts whose job it was to research and pick “hot” stocks to grow the company’s fund taught me a thing or two about how to conduct research for your own investments.
This was one part of my own home buying process I did correctly: I did thorough research when it came to selecting a neighborhood: I read news clipping on developments within “in town” Atlanta, checked property records, and became very involved in following the progress of the Atlanta Beltline project.
Digging deeper into the neighborhood allowed me to get into an “up and coming” neighborhood for very cheap and maximize my profits. I wouldn’t have been able to feel as confident in my choices if I hadn’t done a little digging.
So, roll up your sleeves. This is MONEY we’re talking about here.
DO start small
Real estate investing can require quite a bit of on-hand cash for purchasing a home or unit, buying stock in a trust, or paying property managers.
It might be a good idea to start small and then build your real estate empire from the profits you make. (House hacking, as I mentioned before is a great way to do this!)
For example, I had a friend who bought at the bottom of the market and ended up with over $50,000 in equity in their primary home.
They then leveraged that equity to buy two more houses and put tenants in those houses.
Now they make $1,400 per month in real estate income.
There are tons of stories like this if you can be smart with your money. Many people, like my awesome friend Paula from Afford Anything, have been able to quit their day jobs and be investors and real estate moguls full-time.
But the one thing they all have in common? They all started small.
DON’T Immediately go for the fixer-upper
Honestly, I loved the idea of creating order from the chaos of a neglected home, to get to pick my own finishes and make chic design choices. Financially, I also knew I’d get a lot more “bang for my buck” if I picked a fixer-upper. (Read about how I used a 203k renovation loan to fund my first home purchase here.)
But that doesn’t always make the fixer uppers the best real estate buys. Sometimes, you can get into an old house that takes more to fix than you could reasonably get (referred to as a “money pit”) and that really sucks.
Sometimes the best investments are move in ready.
It all depends on your lifestyle, how much work you want to do, what’s available in your area and a host of other circumstances that are unique to each situation.
DO vet any contractors
Renovating my first home was an absolute nightmare, primarily because I didn’t vet the contractor who was doing the work on my major renovation.
He was overcharging me and cutting corners to make as much money as possible, and because I was a first timer I let it happen.
The fix for this is simple: Ask contractors the same amount of questions you’d ask anyone else doing major work for you. Check their references.
Don’t just ask. Really check.
DO Check to see if your real estate investment qualifies for any incentives
My mortgage broker told me if I bought a foreclosure I could qualify for a downpayment assistance program through Invest Atlanta.
So, by buying a foreclosure in an “at risk” neighborhood that had been hit hard by the recession, Invest Atlanta gave me a “soft loan” of $15,000 for me to use for closing costs, my down payment, or to pay down the additional principal on the home.
Also, because I renovated a historic property (my home was built in 1941) I qualified for additional tax incentives. One is a “freeze” on my property tax for the next ten years, meaning even if my home value and the ones around me skyrocket, I’m locked in at the price I would have paid on a $65,000 dollar home (about $800 a year== SO CHEAP!)
And then another credit I applied for and received was a state income tax rebate for three years. Between 2013 and 2016, I received $2400 back at tax time from this rebate.
All I had to do was apply. So I did. It took me an entire weekend to fill out the paperwork, but we’re talking about $15k, here.
And if you’re buying a property for the purposes of having it make money, you want it to cost you as little money as possible. The less money you spend, the more money you earn in profit.
That’s called your margin and you want it to be nice and healthy.
DON’T Forget to Negotiate
As a foreclosure, the home had sat vacant for almost a year and all of the copper in the home was gone. Being that it was so old, it also needed a complete redo of the plumbing, HVAC, and electrical systems to bring the home up to code.
I didn’t make note of any of that during my first ever home inspection, and as such paid the bank’s asking price for the home, when I should have negotiated a lower price. The home also had slight structural damage that (as a novice buyer) I didn’t notice either.
They told I couldn’t negotiate, but I told them I really wanted the house but with the new information would need to make a lower offer. Somehow, miraculously, it did and I saved $11,000 from the discount on the purchase price.
(Nonproperty) real estate investing for beginners
While rental properties are becoming more desirable, keep in mind that being a landlord will essentially become another job. You’ll need to be available for tenants to reach if they have an issue with the property, which you’ll then have to pay for and manage.
So for those who want to cash in on juicy real estate profits with less of the work and upfront capital involved, there are other options.
Real Estate Investment Groups can offer the financial benefits of owning a property without the hassle of being a landlord. Essentially you can buy one or many units in an apartment complex, for example, and the investment group will manage it and take care of advertising, filling vacancies, and maintenance.
While it may be a safer option financially, know that you’ll be paying extra for the convenience of their management. There’s that margin I mentioned earlier.
Another investment is a real estate investment trust – or REIT. These operate largely like a stock would, except that stock is buying a property and paying dividends to you. It’s a solid investment for a regular income stream but can fluctuate depending on the current housing market.
The same advice applies: vet investment groups and REITs as you would a piece of property.
I still dream of doing another real estate investment, but I feel that is years off. Especially since I’m now married and “my money” is now “our money.” I don’t get to make these decisions by myself. In the meantime, be sure to check out the resources from the following (BAD ASS) bloggers.
- Afford Anything
- Bigger Pockets (A free real estate investing ebook)
- Millennial Money
- The Balance