- On sale!
Coil Spring Conversion Kit RR Sport L320 Arnott C-3544
Arnott Coil Spring Conversion Kit - 10-13 Land Rover Range Rover Sport (L320) w/VDS
Air to Coil Spring Conversion Kit
Arnotts Coil Spring Conversion Kit C-3544 for the 2010-2013 Land Rover Range Sport (L320) w/CVD delivers a seamless, error free conversion of your Land Rover air suspension system to steel coil springs. The Arnott kit features strut assemblies with coil springs made from American steel. The US designed and assembled kit also includes Arnotts patented (US Pat. No. 9,329,917) Electronic Bypass Module (EBM) to turn of dashboard suspension warning lights.
- Exclusively for Land Rover Range Rover Sport (L320) w/CVD
- Arnott designed strut assemblies
- Powder coated steel coil springs
- Patented EBM to turn off dashboard warning lights
- Engineered in the USA
|Product Type||Coil Spring Conversion Kit|
|Vehicle Fits||2010-2013 Land Rover Range Rover Sport (L320 Chassis w/VDS, Supercharged)|
|Vehicle Location||Front & Rear|
|Dimensions (H x W x L)||19.50 x 16.25 x 31.00|
PDF Installation Manual - English


text:
University of Wyoming Extension can help.
The Real Food program is based on the Social Cognitive Theory. It includes hands-on cooking and interactive discussion through five 2-hour lessons.
Results of our pilot program showed that participants increased consumption of fruit and whole grains, decreased intake of processed foods, and were more likely to read nutrition facts and ingredient lists.
Come back to access our testimonials and success stories.
Save time: use a pilot-tested program that is easy to deliver. We take all data analysis and impact statements off your plate, so you can spend more time doing what you love.

domain: food


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Tofu Walnut Patties or Burgers
1/2 pound regular firm tofu
1 cup oatmeal
1 cup whole wheat bread crumbs
1/3 cup gluten flour
1 onion, chopped
1/2 cup walnuts, finely chopped
1 1/2 teaspoons or 1 cube vegan beef-style bouillon
1/4-1/2 teaspoon garlic powder
1 teaspoon salt
2 teaspoons savory or 1 teaspoon sage
1 cup water (more or less depending on brand of tofu used)
oil, as needed
1. Preheat oven to 350 degrees F, and grease cookie sheet, if baking. Crumble tofu into fine pieces, similar to small cottage cheese curds. Combine oatmeal, vegan bread crumbs, and gluten flour together and add to tofu.
2. Add remaining ingredients and mix well. (I use my hands.) If using bouillon cube, dissolve in the water before adding to the mix. Be careful with the water and add only as much as you need to make a mix that is not too wet.
3. Form into patties or burgers and fry slowly until golden brown on both sides or bake on prepared cookie sheet for 20 minutes, turning after 10 minutes. This mixture may also be used for meat balls.
These patties are delicious just as they are or may be served with gravy or pasta sauce. They make excellent burgers and are great in a cold sandwich.


text:
The U.S. death toll from the coronavirus illness COVID-19 edged close to 117,000 on Wednesday, amid reports that nine states.
Rsi Bitcoin 24 Mar 2020. Using RSI in crypto trading. Trading cryptocurrencies using RSI is not much different than trading any other asset. When the price moves up. The Bank of Korea has set up a legal panel to advise on possible
10 Nov 2017.
Bitcoin price sinks as traders bet on its offshoot, bitcoin cash.
Bitcoin fell Friday to its lowest since Nov.
developers decided to implement an upgrade in an effort to increase transaction speeds.
$7,879.06 that day after the news, but quickly fell and was trading 9 percent lower on the.
View the real-time Bitcoin Gold price, conversion rates (USD, GBP, EUR), charts, predictions, latest price news and more.
Bitcoin lost 25% in price, top cryptocurrency exchange crashed several times,
Bitcoin Cash (BCH) became extremely popular on Korean exchanges with $2.5.
Nov 11, 23:37 UTC.
As a result we saw a rapid growth of altcoins market.
How To Calculate Mining Profitability Fast, accurate scenario planning, including new tools for drill and blast configuration, are just some of the exciting. Signature Cold Storage Bellingham Cold Storage (BCS) is a full-service public refrigerated warehousing company located in the Pacific Northwest near the Canadian
InMode’s stock price has decreased around 40% after the coronavirus outbreak. Even though some part of this drop is.
Basically, there are certain companies and brands that are timeless — that eight-year-olds use and 80-year olds use,”.
17 Jan 2020.
Bitcoin Volatility Reached Its Highest Since November This Week.
Bitcoin prices have enjoyed notable gains lately, rising more than 25% since the start of the year.
“Bitcoin Cash, for example, exceeded 2,000 daily tweets on January.
“Bitcoin started January around $7,200 but quickly rose above the.
Tesco controversially excluded stock market star Ocado when calculating how well management had done in turning the business.
Since November 7, the Bitcoin Cash price (BCH) has dropped from $640 to.
November 23, 2018 10:10 PM UTC.
the growth trend of BCH, with SV representatives constantly threatening both.
In the foreseeable future, due to the intensity of the sell-off and the weak volume of BCH, a quick turnaround is highly unlikely.

domain: news


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- Low acidity < 0.4 %
- Kalamata P.D.O. (Protected Destination of Origin)
- Ηarvested December 2020
- 100% koroneiki variety olives
The extra Virgin Olive oil, produced in our private olive oil Mill during the 4th-8th weeks of harvesting, is selected and bottled just days after crushing.
Made from 100% Koroneiki variety, picked green-purple in the area of Androusa, Messinia, Greece. Intense fruitiness with notes of green grass, tomato, walnut and flowers. Its flavor is delicate with low bitter and medium spicy, yet exceptionally well balanced. Try it with salty cheese, fish, tomato and garlic salads, desserts and cakes, toasts or just simply with a piece of fresh baked bread.
Not just a (Re) Opening: A new beginning taking all the important precautions for the safety of our guests and our employees.
We keep the distances but nothing can keep you away from experiencing the olive tradition and taste of Messinia!


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Some 5 million Gen Y, Z employees staring at possible job losses
Approximately 5 million Generation Y and Z employees face economic uncertainty as they risk being laid off because they do not have enough working experience, and their salaries were between Bt10,000 and Bt20,000, the University of the Thai Chamber of Commerce pointed out.
Thanavath Phonvichai, the university president and adviser to the Centre for Economic and Business Forecasting, said that the Bank of Thailand also had concerns about this issue.
"If these employees are laid off, they would face difficulties in their daily lives because they have a lot of debt and they do not save money," he said.
"These employees may borrow from loan sharks that charge extremely high rates of interests, so we would like to urge related authorities to supervise their spending."
He said the government's fifth phase of lockdown easing would help stimulate the economy and maintain employment because this move would encourage people to spend up to Bt9 billion per day or Bt250 billion per month which means Gen Y and Z employees who work at entertainment venues can return to work.
"However, the value of domestic spending this year is expected to be at Bt20 billion per day. If the government wants to maintain the money circulation as in the previous year, they will have to allow foreign tourists to travel to Thailand because foreign tourists spend approximately Bt8 billion per day, more than Thai tourists who spend Bt3 billion to Bt4 billion per day," he said.
He added that if people in the country do not travel across provinces due to uncertainty following the Covid-19 pandemic, the government should instruct government authorities to hold seminars and activities to gain the confidence of people and maintain tourism.
"Many parties are worried about the global economy as the Covid-19 fallout has forced employers to close businesses, lay off employees, and cut employees' salaries," he added. "If many countries worldwide cannot prevent the second coronavirus wave and maintain their economy, the virus crisis may turn into a financial crisis in the future."

domain: economics


Some people just don't know when it's time to quit. Others should have never begun in the first place.
Many stories have been written over the years about professional sports personalities who have "hung in there" or decided to "stick it out" for another season in hopes of just one more chance for a day in the sun or a shot at a world championship.
Unfortunately, for every athlete who still has the ability to play the game in what some sports reporters refer to as the "twilight of their careers," there are far more who have no business taking up space on a team's roster when that position should go to someone who has a future.
Then you have certain people, (some of whom I'm loathe to even hang the title of athlete on), who continue competing in "individual" sports and end up making a complete mockery of themselves.
Those falling into that particular category know full well they should have put the golf clubs, the tennis racquets and the boxing gloves in the closet a long time ago never to be taken out again, and have become an embarrassment to those of us who remember them as they once were in their glory days.
Immediately coming to mind is Tonya Harding, who got herself "rag-tagged," to borrow a few words from former WWF commentator Dusty Rhodes, in her most recent encounter in the boxing ring last week.
According to an article in The Oregonian, this fight, if everybody's favorite "Bad Girl" could have pulled off a victory, was supposed propel her into a what could have been a big payday for her next appearance in the "squared circle."
A win would have reportedly meant a pay-per-view bout in 2005 that would have earned her at least a $600,000 paycheck.
Anyone who'd shell out their hard-earned cash to watch the bulked-up "Trailer Park Cutie" cavort around the ring in an attempt to show off pugilistic skills which she doesn't and never will have, I've got a good buy I'll give them on some ocean-front property - in Nebraska!
Going into the bout, Harding sported an impressive 3-2 record and left the ring at 3-3 after undefeated Amy Johnson proceeded to pound large knobs on her face before the fight was stopped with 1:04 remaining in the third round on a technical knockout.
Harding's manager, Paul Brown, is claiming the fight was "mishandled" and should have gone in favor of the beleaguered ex-figure skater.
Apparently, Johnson was knocked down in the second round - it sure looked like a slip to me and most everyone else who saw the film clip of the fight on the evening sports report - and Brown claims the referee failed to "monitor" Johnson and allowed her to return to her corner to recover.
Brown reported he heard Johnson say, "No more," which might have been kind of hard to do from the opposite side of the ring in front of a crowd of screaming Canadians, but he says he did.
Then, he claims, one of her corner men pushed Johnson back in the ring, which should have resulted in a disqualification.
Brown has reportedly filed a formal complaint with the Edmonton Boxing and Wrestling Commission, which is considering the protest but is likely to let the ruling stand.
No press release has been issued on whether Harding will continue her ring career, but I'm sure she will. Hey, there's a lot of money to be made fighting the "club circuit" or at county fairs in the Pacific Northwest. And if Tom Peterson can ever convince the powers that be to bring back Portland Wrestling - what a drawing card!
Also on the topic of boxing, Mike "The Serial Groper" Tyson is also supposed to be making yet another comeback.
According to reports, he's supposed to have worked out a deal with Don King whereby he is dropping his $100 million lawsuit against the Hair Club for Men's poster boy in exchange for a $14 million payment that will begin to get the IRS off the former heavyweight champion's back.
The deal will also give King the exclusive rights to manage Tyson for seven fights over the next three years.
Under the terms of the contract he won't be making any money to pound on someone in the ring or, like what has happened in his last few bouts, get pounded on. All the proceeds of the fights will allegedly be going to pay back taxes, child support, alimony and whatever else he owes to a string of automobile dealerships, record producers, art dealers and other assorted "vermin" who he has "stiffed" and who have "taken advantage" of his "good nature" over the years.
Seven fights in three years, that's a lot - considering it has been 17 months since the last one and the one before that was the time he gnawed on Evander Hollyfield's ear in Las Vegas.
All the money going to pay off debts, huh? You know doggone good and well Don King is going to get his share first. Right off the top!
I suppose Tyson has to do something with his life. Somehow I can't picture him working at a McDonald's. Would you buy a used car from someone who has his face tattooed like a Maori Tribesman?


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Rachel Bilson and Hayden Christensen have welcomed their first child together, and their baby daughter has been given a name fit for a Disney princess ...
The name is an obvious homage to Sleeping Beauty, as it was the alias given to the lovely Princess Aurora to protect her from Maleficent's evil curse.
Bilson and Christensen, 33, "are so excited," an insider says, and it sounds like their families and friends are too. "Everyone is beyond thrilled for them."
The O.C. alum was the guest of honor at a baby shower on August 31, featuring family, former classmates, and stars like Jamie King and Natalie Portman.

domain: celebrity


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Gardiner Expressway reopens after police investigation into remains
Police have shut down part of the Gardiner Expressway west of Grand Ave. after they found remains Tuesday evening.They are trying to determine whether the remains are human or animal.
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A police investigation into mysterious remains closed a section of the Gardiner Expressway for hours Tuesday night, backing up traffic across the city as commuters struggled to get home.
Toronto police are determining whether they are human or animal remains.
The material was found just after 7 p.m. on the highway near Kipling Ave., police said. The westbound express lanes of the highway west of Grand Ave. remained closed late into Tuesday night.
Peel Police said they have not received any indication the discovery is linked to the body parts found in Toronto and Mississauga earlier this month belonging to Guang Hua Liu, 41, of Scarborough.
On the Gardiner, police officers scoured the area under the Kipling overpass, flashlight beams sweeping across the roadway and a cluster of about three dozen evidence markers placed nearby.
Police photographed and examined at least four small mounds of brownish material.
They gradually made their way down the highway, checking along the edges of the road next to the median and in the ditch between the express and collector lanes.
Toronto police noted they have had eight similar calls in recent days. All turned out to be animal remains, but they said they are taking precautions.
“Let’s face it, people discard the weirdest stuff, everything from dead rabbits, cats, dogs, fish,” said Const. Joanne Tawton. But after the recent homicide case, she said people are naturally quicker to notice a suspicious bag or smell and more likely to call police when they do.
Regardless of the increase or the Liu homicide, she said their approach to investigating possible remains has not changed.
“We treat it all the same,” she said. “We treat everything seriously until we determine otherwise.”
Peel police said they have also seen an increase in calls since the discovery of the first body part in Mississauga.
“We’ve had quite a few people call about plastic bags in the water,” said Const. Fiona Thivierge.
None of these calls led to a discovery, she said. Only one led to remains — those of a deer carcass.
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- Toronto’s NBA reputation is now set in sub-zero: Arthur
- Oil crisis leaves the East barreling out of control
- NBA courts controversy with Rwandan president all-star appearance
- Supreme Court Justice Antonin Scalia dies at 79
- Trump amplifies personal attacks in latest GOP debate: analysis
- Olive branch could end Detroit-Windsor bridge wars


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Amanda DeStefano, chief clinical director at Multi-Service Eating Disorders Association, spoke at BC as part of National Eating Disorders Awareness Week. […]
To see our closest friends and family fall victim to mental illness, it becomes important in learning what the root cause is, and what it is we can do to help. […]
Conversation about suicide and mental illness is especially necessary, although often lacking on college campuses, said Cassidy Gallegos, TWLOHA BC president.
BC’s chapter of To Write Love on Her Arms (TWLOHA) has put together a mix of panel discussions, activities, and visual demonstrations aimed at initiating a campus-wide discussion about mental illness during National Suicide Prevention Week, which begins today. […]

domain: psychology


text:
We offer comprehensive pediatric dentistry including lip-tie and tongue-tie solutions as well as a full menu of orthodontic care including Invisalign® and conventional braces.
Compassionate. Caring. Comprehensive.
We love to change lives one smile at a time.
Invisalign® creates beautifully straight teeth by using a series of removable, clear, and comfortable aligners – virtually invisible to friends, family and coworkers. Because the aligners are removable, you can eat and drink what you want while in treatment.
orthodontic treatment involving Traditional braces (clear or metal) for both children and adults offers the most comprehensive approach to treating more complex issues ranging from crooked teeth to jaw and bite concerns.
Orthodontics can correct a vast array of dental conditions such as crowding, protruding/poorly spaced teeth, overbites, underbites and other misalignmentsText Link
Our pediatric dentistry services focus on providing gentle and compassionate dental care to children from infancy through adolescence.Text Link
Gentle sedation is available to assist with behavior management during dental procedures.Text Link
A frenectomy is an oral surgery procedure that treats a lip-tie or tongue-tie. It may be used to increase your tongue's range of motion or help close a gap between two teeth.Text Link
Listening ears. Compassionate hearts. Gifted hands. Dedicated to serving your community.
No dental insurance? No worries. We offer accessible membership plans that will give your family access to comprehensive dental care.
To make payments easy, we offer flexible monthly payment options through Sunbit pay-over-time financing. No hard credit checks or late fees, and 85% get approved instantly.
Always very quick to get the kids in the chair. Very friendly. The entire office is kid friendly. And if you need an appointment ASAP they try their best to get you in when you need it. 100% recommend this dentist

domain: medical


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Wait, why does it seem like everyone knows how to solve Nigeria’s problems apart from the President?
I mean, how hard can president’s job be? Get a crack team to do a job and supervise them so that they can deliver exactly what you want. How hard could that be? People do it everyday, heck, the site foreman just gets the guys who he knows can build the house, tells them what type of house to build and a time-frame and voila, in months you have a shiny new house. So if a foreman who most probably does not know how to make one block stand on top of the other but still gets guys together in one week and they build the house he wants successfully in three months can do it, how come the President can’t do the same thing when he took a record-breaking six-months to cobble a ‘crack’ team together?
You may wonder where I’m going with this, stay with me.
Last week, our most amiable Minister of Sports, Solomon Dalung shocked Nigerians when he said that the Federal Government never envisaged that the Super Falcons can win the African Women Championships and that’s why their bonuses and allowances haven’t been paid. Hear him:
“Don’t forget that nobody even knew the team will emerge victorious. If we were confident they will emerge victorious, all the federation would have done is to plan for process of participation and entitlement.”
That’s right. That is actually the sport minister of the most populous black nation in the world saying he never expected the country’s female football team – the same one that has won the AWCON title for a record seven times and the best female team in the entire continent – to lift the championship trophy. I mean, who does that?
In a saner clime, Dalung would by now be without a job. But obviously Nigeria does not do things that way. You get to insult the sensibilities of the over 180 million ordinary citizens of Nigeria who the Super Falcons are representing and you go scot-free because you have not insulted the sensibilities of the President who gave you your job.
Well, maybe Dalung should not be blamed too much. After all, he and other ministers were caught fast asleep as President Buhari was taking pains to sell the 2017 budget to the National Assembly. So if every member of the cabinet can sleep while their principal is presenting next year’s budget and go unpunished, why should Dalung be held responsible for something as simple as an ordinary statement “taken out of context”?
Maybe the real people we ought to blame are Nigerians who are so laid back that they do not demand a higher sense of responsibility from their leaders. The same Nigerians who can’t seem to see their leaders beyond what ethnicity they belong or what religion they profess. Why should President Buhari bother about responsible governance or something as trivial as recession when millions of Nigerians have already provided their own alternatives by pledging allegiance to MMM and Mavrodi?
Who cares about getting a team that can get the governance job done? Who cares if Buhari continues to keep inept ministers who obviously do not know their jobs? Who cares if he does not have the right team in place, ehn who cares? Who good governance don epp?
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Brannon Braga has come in for a lot of flak for his writing over the years, particularly his work on Voyager and Enterprise, so it’s easy to forget that he did some fine work on TNG, and this was his finest. Quite possibly the best use of the teaser-and-five-act structure you’ll ever see, this episode is also a perfecting melding of good writing and strong directing. One of the reasons why it works is due to Jonathan Frakes’s excellent filming of the episode. Not only is each repeated scene shot differently from its predecessors, but Frakes also uses fewer and fewer cuts and more long single shots as the episode goes on, which makes the repeated scenes go by much faster. It’s a tour-de-force of structured writing and clever directing.
Lots of little touches make it work, from the fact that Crusher can’t seem to avoid breaking the glass, to Picard silently flipping through the book that he’s already mentioned twice that he had déjà vu with, to seemingly innocent lines like Riker’s about Data stacking the deck having bigger meaning as the episode progresses, to the integration of the poker game into the plot for a change, to what has to be the best teaser in the history of Star Trek. I mean, c’mon, they blew up the Enterprise and killed everyone before the opening credits! That’s awesome!

domain: entertainment


Pipercross PX500 Filter Oversock
Oversock to be used where there is a lot of dirt/mud present, can be removed easily and protects the main filter cleaning becoming a huge task.
Useful in speedway applications or similar
We Also Recommend
Pipercross PXC6000 Series Twin Carburetor Box Filters
Pipercross PX600 Series Twin Carburetor Domed Air Filters


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Mr. Villegas has extensive experience in intellectual property litigation and counseling in a variety of technical disciplines, including semiconductor design, medical devices, engineered materials, mechanical components, computer software, and business methods. Some of Mr. Villegas’ representative matters include patent litigation, intellectual property due diligence associated with mergers and acquisitions, legal opinions concerning patent infringement, validity and freedom-to-operate product clearances, and trademark matters. He earned Master of Science and Bachelor of Science degrees in mechanical engineering from Stanford University, and a J.D. from Cornell Law School. Before attending law school, Mr. Villegas was a mechanical engineer at Johnson & Johnson and General Electric.
Mr. Villegas has patent litigation experience in the Southern and Eastern Districts of New York, the Eastern District of Pennsylvania, the Eastern District of Texas, and the District of Delaware. He is recognized in the 2014 edition of Chambers USA in the Intellectual Property: Patent category, and was named one of New York’s Super Lawyers for Intellectual Property: Litigation in 2014. Prior to joining the firm, Mr. Villegas practiced at Ropes & Gray LLP and Fish & Neave LLP. Mr. Villegas is a member of the firm’s Diversity Committee.
Intellectual Property and Technology
Cornell Law School (J.D. 1999); Stanford University (M.S., Mechanical Engineering, 1996; B.S., Mechanical Engineering, 1994; B.A., Political Science, 1994) Bar Admissions
New York State; California State; Connecticut State; District of Columbia
Activities and Affiliations
Member, Eastern District of Texas Bar Association
Member, New York Intellectual Property Law Association
Member, International Association for the Protection of Intellectual Property, U.S. National Group

domain: law


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CCMA Nominated CMAB Award Winning Artist
“Heath has a way of seeing through all of the self doubt I often have as an artist. He finds, and then gently pulls the very best out of me. He has become my most trusted creative confidant and a friend for life.”
Multiple CCMA Award Winning Musician
"Heath is a beautiful human being, a wonderful musician and an amazing producer who will work hard on your behalf to capture the essence of what your music is all about."
"Watching Heath work with his studio musicians I began to understand that there is a language that is spoken between the professional producer and professional musicians, one that cultivates creativity and inspires imagination and emotion."
"No doubt an extremely talented composer, engineer, producer, and mastering engineer.. Heath knows his way around his room. He knows his gear… and there is no shortage of boutique pieces. I have yet to see him hold or sit at an instrument uncomfortably… yet in my opinion his greatest asset is his ability to put the right people in the room , to pull the absolute best out of them, and stitch it together with what feels more like thoughtfulness then ability."

domain: artistic


Top 10 Sports Leagues in the World 2023: Sports have become one of the most lucrative parts of the entertainment industry, earning billions of dollars from various sources. Sports leagues and sports teams profit from sponsorships, ticket revenues, transfers, stadium rentals, broadcasting deals, and much more.
Below you can find the top 10 biggest sports leagues in the world in terms of how much money they make and their viewership around the World.
Top 10 Biggest Sports Leagues in the World 2023
Now let us discuss in detail each of the Top 10 Biggest Sports Leagues in the World in the year 2023:
|1.||National Football League (NFL)||$16 billion|
|2.||Major League Baseball (MLB)||$10 billion|
|3.||National Basketball Association (NBA)||$8 billion|
|4.||Indian Premier League (IPL)||$7 billion|
|5.||English Premier League (EPL)||$5.3 billion|
|6.||National Hockey League (NHL)||$4.8 billion|
|7.||La Liga||$4.5 billion|
|9.||Serie A||$2.3 billion|
|10.||UEFA Champions League (UCL)||$2 billion|
#1. National Football League (NFL)
European football is by far the most popular sport in the world. However, American football is the most profitable. The National Football League (NFL) is valued at $13 billion.
According to Forbes, the Dallas Cowboys are the most valuable sports team in the whole league.
#2. Major League Baseball (MLB)
Major League Baseball is another sports league that is not popular globally. Its fan base is mostly centered in the United States.
The net worth of MLB is around $10 billion annually, which means that each of the participating teams brings in a profit of more than $300 million.
#3. National Basketball Association (NBA)
Basketball is one of the most popular sports in the world in general, so it’s natural that the NBA is followed in North America and other parts of the world. According to Forbes, for the first time in NBA history, every NBA franchise is worth at least $1 billion.
#4. Indian Premier League (Cricket)
Cricket is one of the least popular sports on our list of the most profitable ones. But the Indian Premier League is the fastest-growing sports league in the world. A big part of IPL’s annual revenue comes from the broadcasting deal with Star India, worth $2.55 billion.
#5. English Premier League
The Premier League is the most-watched sports league in the world, at least when it comes to football. This League makes around $5.3 billion a year in revenues, largely coming from TV broadcasting rights, as is the case with almost all other most valuable sports leagues on this list.
#6. National Hockey League (NHL)
Surprisingly the National Hockey League is in the sixth position on our list of sports leagues ranked by revenue even though ice hockey is not in the top 10 most popular sports in the world.
At the end of the 2017/2018 season, the NHL generated around $4.43 billion in revenue. Not much has changed in the following season, but the numbers still rose slightly.
#7. Australian Rules Football
Australian Rules Football is far less popular than its American rival, the National Football League. AFL ended the year with a revenue of $2.5 billion.
The biggest teams, such as Collingwood Football Club and Hawthorne Football Club profited the most from it.
#8. La Liga (Spanish Football League)
La Liga is the biggest Spanish football league and the 8th on our list of the most profitable sports leagues. Two big factors that influence La Liga’s profits include commercial revenues and revenues from transfers. There are also ticket sales and broadcasting revenues, which are key for every league.
#9. Serie A (Italian Football League)
Serie A is doing much better now than in previous years. This might be thanks to some of the most popular footballers in the world transferring to Italy, such as Cristiano Ronaldo.
#10. Ligue 1 (France/Monaco Football League)
At the moment, PSG is the most expensive sports team in Ligue 1, with a total market value of just over $1 billion, according to Transfermarkt.
Ligue 1 is still not dominating the world’s football revenues, but that will change for the better in the 2020/2021 season when a new TV broadcasting deal is going to comes into action.
This list of the Top 10 Biggest Sports Leagues in the World 2023 tries to indicate which sports leagues pay all players and teams to participate. In other words, these athletes might be called professionals in their chosen sport. Although some leagues do not pay well enough for players to utilize them as their major or exclusive source of income, it is nevertheless called professional or semi-professional since the players get compensated. As a result, some of the leagues on this list may not be truly professional.
FAQs Regarding Top 10 Sports Leagues in the World 2023
Which is the richest sports league in the world?
The National Football League (NFL) is the world’s most valuable sports league, with a market value of $13 billion.
Which is the richest sports league in the world?
The IPL has become one of the richest athletic leagues in the world thanks to the offers, which totaled INR 44,075 Cr ($5.64 Bn). According to Forbes, the National Football League (NFL) in the United States is the most lucrative athletic league, with each match costing a broadcaster roughly $36 million.
What is the fastest-growing sports league in the world?
The Indian Premier League(IPL) is the fastest-growing sports league in the world.
What is the second biggest league in the world?
As per our list, Major League Baseball (MLB) — $10 Billion is the second biggest league in the World.
What are the top 5 Leagues?
1. National Football League (NFL)
2. Major League Baseball (MLB)
3. National Basketball Association (NBA)
4. Indian Premier League (Cricket)
5. English Premier League


text:
GAR Awards 2024 – VOTING NOW OPEN
Voting is now open for the 14th annual GAR Awards, as we publish the shortlists for our publicly voted categories.
To read more
Subscribe to Global Arbitration Review
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Get news, unique commentary, expert analysis and essential resources from the Global Arbitration Review experts.


text: Parting a never crashed, 2000 SV650N with 11,890 miles and a clean/clear VA title. Has a Fox rear shock and Race-Tech gold valves in the front forks. Tank has no dents, and the bodywork is in great shape for its age. Still taking it apart as I type this. Gauges work, just ugly on the tach side. Carbs would need a very thorough cleaning, tank has varnish which I am taking care of now. ***As of a couple days ago, the gas tank, engine, forks, rear shock, radiator, rear wheel, clutch perch/lever, rear brake caliper and six smaller engine mounting bolts have been sold. *** Everything else still available.

domain: hobby


text:
TOGA COARE Convection and Mesoscale Data
A link to the NCAR/RDA dataset containing convection and mesoscale data (primarily from radar and wind profiler) obtained during TOGA COARE.
- download: TOGA COARE Convection and Mesoscale Data
|Subscribe||Subscribe to receive email when new or updated data is available.|
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|Begin datetime||1992-11-01 00:00:00|
|End datetime||1993-02-28 23:59:59|
Map data from IBCSO, IBCAO, and Global Topography.
Maximum (North) Latitude:
Minimum (South) Latitude:
Minimum (West) Longitude: 120.00, Maximum (East) Longitude: 180.00

domain: geography


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A total of 414 more persons were tested positive for Covid-19 today, says the Army Commander Lieutenant General Shavendra Silva. MORE..
29 Oct 2020 (8:40 PM)
Isolation order imposed on all COVID-19 risk villages in the Kalutara District, except one, has been lifted, stated the Commander of the Army Lieutenant General Shavendra Silva. MORE..
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A circular has been issued for government employees, especially in the Western Province and other main cities to work from home similar to the system followed in April this year, the President s Media Division said. MORE..
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Resource : Ada Derana


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Apple Pie is still one of my Dad’s favorite desserts. My Mom made apple pie quite often when I was growing up. So, needless to say this was something I wanted to conquer. I loved watching Mom bake. The house would smell of vanilla and spices. Mmm…
My Mom always used Jonathan or Granny Smith apples in her pie. She said they cooked up tender and yet held their shape in a pie. These two apples are tart but not sour allowing for a sweet but not to sweet pie filling.
So when I started making my own pies I experimented with different apples on my own. You know what they say, “Mom knows best.” I went back to Jonathan or Granny smith and still use them today. I’ve been known to use two or three different apples in my pie filling. Thank you Mom for instilling your know-how in me.
Over the years, having experimented with raw apples for my pie, what would happen if I cooked my apple pie filling first? You cook other fruits first such as peaches, cherries, so why not. Cooking the filling first saves time, ensures apples will be cooked through when pie is baked and you can ensure the pie filling tastes as you would like. What more can you ask for? Below is a picture of cooked apple pie filling and recipe.
Do you have a special apple pie recipe? What is your favorite apple to use in your apple pie? Who inspired your version of apple pie?
Cooked Apple Pie Filling
8 cups peeled, cored, and sliced apples of your choice
2 T. fresh lemon juice
1 cup white sugar
1/2 cup light brown sugar
2 T. all-purpose flour
2 T, cornstarch
1/4 t. salt
2 t. ground cinnamon
1/2 t. ground nutmeg
1/2 t. ground allspice
1/4 cup apple cider or apple juice
3 T. butter, cut into small pieces
Preheat oven to 425 degrees. Combine the sliced apples and lemon juice in a large pot; set aside. In a small mixing bowl, whisk sugars, flour, cornstarch, salt, cinnamon, nutmeg and allspice together. Sprinkle the sugars mixture over the apples in the pot; stir to coat. Stir in the apple cider or juice.
Place pot over medium heat. Cook about 25 minutes, just until apples begin to soften. Stir occasionally to keep from sticking. Remove from heat and add the butter.
Pour prepared apple pie filling into a deep, 9-inch pie plate with prepared crust (homemade or store bought if you don’t feel like making scratch crust) or create a slab pie by placing crust in a oblong or jelly roll pan as I did. The oblong and slab pie have a more rustic feel.
Bake for 20 minutes at 425 degrees and reduce oven heat to 375 degrees and bake for an additional 40 minutes or until filling is bubbling in crust and crust is a nice golden brown. After half the baking time, cover edges of your pie with foil or a pie shield to keep edges from browning too quickly.
Remove pie from oven when done; let cool before serving. Top with vanilla ice cream or whipped cream.


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Are you tired of paying rent and ready to purchase a home of your own, but have a less than perfect credit score? Having bad credit makes getting a loan for a new home purchase almost impossible. Fortunately there are ways to improve your credit score so that you can eventually buy the home of your dreams. By improving your credit score over time, banks and lending companies will be able to see the progress you are making and will be more likely to provide you with the loan amount that you need. Here are a few simple steps that you can take in order to improve your credit score and stop paying rent forever:
Keep Track of Your Credit Card Balances
If you have one or more credit cards in your wallet that you use on a regular basis, then you should be aware of the impact that these cards have on your credit rating. One of the best ways to improve your credit score is by paying down your credit card balances each month. If you have a card with an extremely high balance, stop using it to make purchases as least until you get the balance down to a reasonable amount. If you are able to pay off the balance in full each month, your credit rating will improve even faster.
Eliminate Small Debts
Many times we will let small debts pile up, convincing ourselves that we will pay them off eventually but get around to doing so. Having several credit cards and charging small amounts on each one will damage your credit over time and cause you to end up paying back much more in interest than you need to. Instead of using multiple department store credit cards to make purchases, use one major credit card that has a low interest rate to make all of your purchases with. Pay off your smaller debts and cancel the cards once the balance has been paid.
Do Not Remove Old Debt that is in Your Favor
Many consumers will try to get old debts removed from their credit report even if the debt has been paid in full with no delinquencies. They believe that old debt on a credit report is a bad thing. But the truth is only negative items on your credit report are bad for your credit score. Good debt that was paid on time can help improve your credit rating. It shows that even though you may have made some mistakes along the way, you still have proof of a solid repayment record.
Pay On Time
If you are serious about improving your credit score, the best thing that you can do is make your monthly payments on time. Credit scores are determined by the information found on your credit report. If you are constantly making late payments on car loans, credit card bills, cell phone bills, or other debts, expect your credit score to take a hit. This can extend out to bills that are normally associated with credit reporting such as an unpaid gym membership or late DVD rental. Any company that works along with a collection agency in order to collect for an unpaid bill could cause negative activity to show up on your credit report.
Improve Your Credit Score
These tips are just a sample of the many things you can do to help improve your credit score. If you are interested in buying a home in the Louisville area and you currently have a bad credit rating, you should take the necessary steps to begin improving your credit score. It may take some time, but once you are able to get approved for a home loan, you will be grateful that you took the time to settle your credit issues.

domain: finance


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Payday Loan Services in Bedford, Virginia
© 2017 by Edvisors, payday loan services in Virginia.
I would totally agree that it gives you a good baseline
If you do have people in your life who could invest in your business, getting a loan from friends and family is sometimes an option.
Loan money to family for smaller amounts of money, consolidation of your loans into a single personal loan is the best solution.
If you see a very low score, you're probably better off choosing a different card.
It still wasnt enough, but I would say that going to a private school can help if you are a student in need, payday loan services in Bedford.
I don't know why i am posting this here, i just felt this might help those of us in need of financial stability.
Past reauthorizations of the Export-Import Bank have succeeded largely because they have flown under the radar.
You spend a flat price for the amount borrowed, and your loan and fees are as a result of be paid back on or around your subsequent spend date.
Make extra payments or pay off your loan at any time without a penalty, payday loan services in 76021.
what rate type, loan term, amount and repayment frequency suits you best, and why - view our guide to comparing personal loans for help
Sometimes, however, it may just be that you want extra money to go on vacation or you want to be able to get the newest version of the iPhone when it comes out.
This rate is expressed as a percentage so that you can compare rates across the market.I will be somewhat contradictory here, payday loan services.
Neither candidate spoke about technology," grumbled Joe Terranova, who claimed chips and tech are still attractive.
Contact the Office of Financial Aid for further details.
Payday loans near 60619 this type of personal loan is under constant scrutiny by the federal regulators too, who have branded these type of loans as being deceitful and potentially harmful to consumers.
Stephen DiMaria, Conneticut Upon the recommendation of a trusted friend, I submitted an application for unsecured revolving credit lines at zero percent interest.
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Inspired By Iceland
From our powerful nature to the streets of Reykjavík, Iceland is literally bursting with energy like never before. That’s why now isn’t a time to stay away, this is a time to get closer.
The Icelandic nation welcomes you. We know this is still a country packed with amazing things to see and do; things that can really inspire and take the breath away of those who come and visit.
We want to share our Iceland inspiration with you here.
Iceland is more awake than ever.
Tell your story on www.inspiredbyiceland.com.


Ideal Wovenplast Pvt Ltd is established in 2007 and started in full fledged production from 2013 with the primary focus on manufacturing of PP/HDPE Woven Fabric & Sacks. The plant has installed state of the art of most modern technology plants & machineries of 9000 Ton/Per Annum capacity to manufacturer PP/HDPE Woven Fabric & Sacks. The plant is strategically located at Surat, Gujarat, India, at a distance of 300 km from JNPT Port (largest port in India).
Ideal Wovenplast Pvt Ltd is an ISO 9001:2008 certified manufacturer of Plastic Woven Sacks (PWS). Our first manufacturing unit for PWS was established in the year 2013 and we have consistently grown over the last few years.


text:
Phuket Travel Guide
Once upon Phuket
Phuket Thai Food
Phuket Thai Village and Orchid Garden
...nd exotic orchids.
This place is well worth an visit, even if it might not be as hyped up as Phuket Fantasea, if you have children I'm sure they will enjoy the visit. They also ...

domain: travel


text:
FOR IMMEDIATE RELEASE
TORONTO, October 29, 2007 - UTour Golf, the world's most rewarding virtual golf experience, is giving players a new chance to win big with The GOLF.com Challenge. Groove Media and GOLF.com have joined forces to offer a trip for two to the 2008 Michael Jordan Celebrity Invitational in the Bahamas. Players can enter The GOLF.com Challenge by playing in designated golf tournaments at www.utourGolf.com from October 27 to November 4, 2007.
"Our relationship with GOLF.com gives UTour players yet another reason to visit the virtual links," said Jon Walsh, CEO of Groove Media Inc. "A trip to the Michael Jordan Celebrity Invitational is a golf fan's dream, and it's just the kind of high-value prize that UTour players can expect to compete for in the coming months."
The Michael Jordan Celebrity Invitational takes place January 16-20, 2008 at the Ocean Club Golf Course at Paradise Island in the Bahamas. The winner will receive a GOLF.com sponsored trip for two, including round trip airfare, accommodations at the Atlantis hotel on Paradise Island, access to the Celebrity Invitational and exclusive charity party and one round of golf.
By playing in designated tournaments at www.utourGolf.com, players will earn entries into a random drawing for a chance to win. Tournaments start at 12:01 a.m. EDT October 27, 2007 and end at 11:59 p.m. EDT November 4, 2007. Complete details are available here.
Advertising on the site allows UTour Golf to offer players a top quality online golf experience free of charge. In turn, UTour delivers advertisers unparalleled access to the highly sought after male 18-34 demographic - a targeted and measurable way of reaching their intended audience. UTour's ad-serving technology utilizes pre-game videos, sponsored events and tournaments, and customizable in-game ads to deliver the most powerful promotional opportunities available in online gaming.
GOLF.com combines the resources of GOLF Magazine and Sports Illustrated's Golf Plus to bring golfers and fans of the game the most comprehensive online destination for news, instruction, equipment and courses & travel. Highlights include:Up-to-the-minute coverage of every PGA Tour event, with exclusive material from SI and GOLF. Customizable leader board with hole-by-hole results and links to player profiles and statistics. Unrivaled coverage of the latest in golf equipment to give you an edge on the competition. Free video lessons from the Top 100 Teachers at GOLF Magazine. GOLF columnist David Feherty's original video commentary, Fly on the Ball. Top-notch guide to the resorts and courses, including maps, satellite photos and driving directions for more than 20,000 destinations.
About the SI Golf Group
GOLF Magazine is at the core of the most powerful media company in the game, the SI GOLF GROUP. The magazine, which delivers a monthly circulation of 1.4 million golf enthusiasts and a readership of 6 million, provides the best instruction, equipment reviews and travel coverage in the category. With the combined resources of GOLF, SI's Golf Plus and their home on the web, GOLF.com, the SI GOLF GROUP delivers a monthly audience of 13 million avid golfers and fans. GOLF Magazine is published by TIME INC., which is a wholly-owned subsidiary of Time Warner Inc.
About UTour Golf
UTour Golf is the world's first free online full-featured golf video game. Players of all levels can download the game in minutes and tee off online against competitors for fun or cash prizes. Courses are inspired by golfing locations from around the world and offer multiple game rules including traditional Stroke Play and Match Play. Every game offers a new challenge with game variables that include dynamic wind and weather conditions, variable pin and tee block placements and even variable green speed and rough length. To play, visit www.utourGolf.com.
About Groove Media Inc.
Headquartered in Toronto, Canada with offices in Dublin, Ireland, Groove Media Inc. is a global publisher and developer of interactive entertainment software. Groove's mission is to revolutionize the video gaming industry by combining traditional video games, skill gaming and e-commerce. For more information, visit www.groovegames.com.


text:
Despite its straightforward name, the gradient tool is incredibly flexible. You can customize practically every settings, and use it in many different ways.
In this article I’ll show you how to use it to its full potential.
The Gradient tool shares the same toolbar space as the Paint Bucket tool, so you may not see it at first glance. Click and hold the Paint Bucket tool to reveal the fly-out menu, then select the Gradient tool.
You use the Gradient tool to make a smooth transition...

domain: design


text:
In my story there is a hill and the hill looks like a stair case with three steps what would you even call each step? (Without saying “step” because that’s not right for the moment he is in).
In the far east and on the Mediterranean we describe the "steps" on mountains used for agriculture as Terraces. If you do a google image search for 'mountain terrace', you will see hundreds of "stepped" mountains - https://www.google.co.uk/search?q=terraces+mountain&tbm=isch&tbo=u&source=univ&sa=X&ved=2ahUKEwjsxvjF1OrdAhWNRMAKHQo_ARIQ7Al6BAgCEA0&biw=1280&bih=651 was that what you had in mind?
Even though you know something isn't what you describe, using descriptive terminology is fine. Especially if something else follows:
The hill looks like a staircase with three steps. But it can't be an actual staircase, and they can't be actual steps. Instead . . .
The use of looks like is a qualifier, such as seems to be or reminds me of. Whatever follows doesn't necessarily reflect what it is in fact.
Unless of course, your problem is not with the analogy but with the use of the word step itself. If your narrative prevents the use of that word for whatever reason, then you will need to come up with something different:
It's a strange hill. It looks like something purposely built to be walked up, rather than something formed by nature . . .
In clarification from a comment, "it looks like three gigantic steps."
They look like steps made for a giant.
After such a description, you could simply refer to them as giant steps.
You could describe it as a series of interlocking stelae, a path carved by the giants of yore in the bones of earth. You could call them mesas in miniature.
I wouldn’t call it a staircase or allude to it as such. I might suggest describing the climb.
Frer was almost home, but while the distance was not great the ascent was not easy. Carrying the water he slowly climbed the first ascent, seventy feet of rough terrain and sudden level areas. He believed his grandfather’s stories about giants, who else could have moved these massive stones, now overgrown and one with the landscape. Resting briefly, he strode the length of the gentle incline that looked level from afar. The next slope was steeper still, but thankfully not quite as high as the first. Too close to home now to rest, he dug deep and climbed the final slope and saw his father waiting at the door of the hut they called home.


text:
Data shows that a majority of active stock pickers fail to beat the market. So why overpay for underperformance?
Robo investing uses smart automation and algorithms to invest your money based on regular assessment of global markets, your risk profile and investment horizon, and the products approved by our Investment Advisory Committee. Our technology reduces human costs, and we pass the savings to you.
Whether you have $10,000 or $1,000,000, we believe you should have access to professional investment advice at a low cost. Our Investment Advisory Committee is made up of former JP Morgan Australia chairman Brian Watson AO, former Federal Finance Minister Lindsay Tanner and former World Bank co-chief investment officer Mark Nicholson.
See the difference Six Park's low, transparent fees make over time
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text:
Humana champ Patrick Reed keeps climbing impressive lists
A year ago you likely didn’t know who Patrick Reed was. Now Reed has his name on a short list of recent winners on the PGA Tour under 25 that would make most players blush.
The list is simple. In the last 20 years, only four players have won at least four PGA Tour events before their 25th birthday. Tiger Woods is obvious, and so is Rory Mcilroy. Perhaps a little less obvious is Sergio Garcia. And now comes Reed.
Is Reed in that same elite category as Woods, McIlroy and Garcia? Well, few people have been as good as a young Woods, and remember his early days included a Masters and a PGA Championship among his 15 wins before his 25th birthday. McIlroy had just six wins on the PGA Tour (he had a few in Europe, too) before turning 25, but two of those wins were majors. Garcia had five tour wins before turning 25, but none of them were majors.
Now Reed is 24 years and five months, meaning he has seven months to try to get a fifth or a sixth win or maybe breakthrough for that first major championship. Imagine Reed and McIlroy and Woods and Garcia all battling at the Masters in April.
Of course, such lists can be dangerous. Having Garcia and Reed on a list with Woods and his 15 wins and two majors by 25 seems a little silly. And the 25 number seems a little arbitrary when you think about the year McIlroy had last year after his 25th birthday. Four wins on the tour is nothing to turn your nose up at, but Reed is on the bottom of this list at the moment. Still, nice list to be on, bottom or not.
But if the list is a little questionable, it still points out that Reed is certainly a force to be reckoned with on the tour at the moment. His four wins have come in his last 36 starts, a span that dates back just 17 months. Since the start of the 2014 calendar years, Only Reed and McIlroy have won three times on tour. McIlroy has two majors and a World Golf Championship, while Reed has a WGC title and two regular tour wins.
Again, McIlroy’s wins were more impressive than Reed’s but, hey, three wins on the tour in 13 months is pretty terrific golf.
A year ago Reed had people taking aim at him for his comments that he always felt he could be a top-five player in the game. Just 10 months later, the critics are quiet and Reed is inside the top 15 in the world with another victory on his resume.
He’s not Woods, and he’s not McIlroy. But Reed is legitimate. And he’s worth watching in the coming years.
Larry Bohannan is The Desert Sun golf writer. He can be reached at (760) 778-4633 or email@example.com. Follow him on Twitter at @Larry_Bohannan.


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The first American stock market index, the Dow Jones Transportation Average (DJT), was constructed in 1884, predating the now widely cited Dow Jones Industrial Average (DJI), constructed in 1896. The indices construction was premised upon increased market visibility, as readily available stock prices and market information were not commonplace. Business executives often had incentives to withhold information from investors and the lack of regulatory reporting requirements supported the lack of transparency; leaving many investors unwilling to participate in financial markets. (One the Economic Consequences of Index-Linked Investing; Wurgler)
Three-quarters of a century later, following the construction of the S&P 500 (SPY) in 1950, Jack Bogle and Vanguard founders listed the Vanguard Index Trust (VOO). The fund began trading with $11 million in assets under management (“AUM”) and quickly grew to $18 billion by 1995. (The First Index Mutual Fund; John Bogle) From the mid-1980s through the turn of the century, Vanguard significantly expanded its AUM and began adding index funds across various asset classes. The success of the funds led to an increased offering of index-tracking products that began in the 1990s and has continued its ascent well into today.
The benefits of index investing have been numerous for investors. The indices themselves make it possible to measure beta, an invaluable piece of information for portfolio construction. Indices are often used as moderately reliable forward-looking indicators, making information available across different areas to investors and economic actors alike. Fund managers can quickly access valuable information that may improve their investment decisions. An index investment vehicle creates the potential market exposure that would be difficult to replicate individually; available at a significant reduction in fees compared to active management.
Index investing, however, begins to run into significant problems when the strategies become widely adopted. The funds themselves become significant players, influencing markets while simultaneously taking on passive strategies. It essentially creates a level of meta investing, where decisions are based solely upon broad socioeconomic trends as opposed to business fundamentals. Investments can become decoupled from the performance of the businesses that reside within the fund. Additionally, increased fund flows will positively impact the performance of the stocks within the index, creating a high potential for a positive feedback loop. Money into the index funds creates positive performance of the index itself. Thus as the strategy increases in popularity, so too does the performance of the strategy.
Indices begin to take on characteristics of an individual investment and lose reliability as general market indicators. They instead exhibit investor’s sentiment towards the market hypothetically covered; evidence of this is demonstrated by Wurgler. The paper shows new securities added to an index see immediate increases in beta values, and their volatility begins to closely match that of the index; simultaneously becoming decoupled from the performance of similar securities not within the index. This can be referred to as “co-movement”, and the results of such begin to directly undermine the benefits of diversification that an index fund provides.
The benefits of index construction and investing are undermined as index investing grows, creating a number of issues for financial markets. Firstly, active managers’ performance is often compared relative to an index. Thus, as index strategies grow so too does the benchmark that fund managers must compete with. As a strategy to improve the probability of hitting performance metrics, active managers are encouraged to hold securities within the index as this reduces the probability of underperforming and compounds the performance of the index. As an example of the impact to fund managers, the S&P 500 exhibited a positive alpha over the period 1980 to 2005. (Wurgler) Secondly, many investment decisions are made with consideration to risk metrics, often measured using volatility and beta. As the indices increase in co-movements these measures of risk become impaired and past correlations become less indicative of the present underlying fundamentals. How the data diverges from reality and how the impacts can play out is extremely difficult to measure. But the widespread use of volatility and correlation, combined with the possibility of data unreliability, creates the widespread potential of unforeseen economic consequences.
The impact of index investing stretches outside the finance industry. In recent years the insatiable appetite for diversification amongst investors, along with the general success of index investing, has led to a growth in the type of asset class indices available. The financialization of commodities in particular has had widespread impacts. The distinct characteristics of many tradable commodities make the asset class sought after by investors to create portfolios with unique risk and return characteristics while filtering out management decisions that could impair direct investments in commodity-related businesses. The financialization also removes the significant barriers to entry for commodity investments as it greatly reduces the cost of carry for various commodities, increasing the number of participants available to invest. While the expansion of commodity indices may create increased opportunity for investors, it begs the question of the impact to commodity-dependent businesses and the wider economy.
Brogaard, Ringgenberg, and Sovich assess the impact of the financialization of commodities through the construction of investable commodity indices. Measuring the profitability of indexed-commodity related businesses before and after 2004, the point at which the authors suggest commodity financialization to have generally taken place, to businesses with commodities that did not undergo financialization. Their findings show that businesses operating within industries that underwent commodity financialization saw significant reductions in operating profits following 2004. While revenues increased over the period, they did not increase in proportion to the 6% increase in costs, ultimately reducing operating profits by 40%. The authors of the study “suggest that index investing distorts the price signal thereby generating a negative externality that impedes firms’ ability to make production decisions.” (Brogaard, Ringgenberg, and Sovich). In summary, indexed commodities begin to exhibit price movements that are decoupled from the reality of the underlying market fundamentals, causing deterioration in capital allocation decisions by businesses related to these commodities. The study did not find a similar occurrence when applying the same assessment to the controlled case (non-indexed commodity businesses). It should be noted that the study cannot predict whether index commodity firms were net winners or losers as a result of financialization, due to the fact that the study only reviewed operating profits, which is not synonymous with firm welfare. The benefits of risk-sharing and trading gains are not taken into account.
The issue posited by the index commodities can be applied generally to economic markets. A rapid growth in financial products, for investing or risk mitigation, has led to an alarming level of interconnectedness. As systems grow in complexity so too does their probability for failure, as the probability of unforeseen events increases. As economies become more interconnected the fundamentals that impact distinctive markets begin to shift, and investment decisions based on previous market characteristics could leave individuals dangerously exposed. This was evident in part in the fall out of the 2008 recession. While a recession in subprime mortgages was possibly foreseeable by a well trained professional, the near-collapse of money market funds was less so. With leverage and financialization growing following the Great Recession there is still a high probability of a Black Swan event.
The impact of widespread index investing could be significant in financial markets and the broader economy. It creates an increased risk for all investors as the general market begins to exhibit higher levels of co-movements. For the individual investor, this poses a significant problem. Index funds have generally been a cost-effective means to earn a diversified market rate, but as indices begin moving with higher degrees of co-movement, the benefits of diversification are to an extent lost. In addition, the increased risk of index bubbles leaves many investors potentially exposed to significant losses in the event of a sustained panic selling that would be largely impossible to see ahead of time due to the interconnectedness of financial markets. The best remedy for investors to navigate this landscape comes from basic fundamental principles.
An allocation to gold (GLD) typically protects against the dangers of over financial engineering. While many cryptocurrency enthusiasts and market participants, in general, see gold as a bygone relic, what talent they poses in creativity they wildly lack in basic history. Gold has long been the currency of choice for civilizations across time and culture. While silver also acts as a go-to currency, its industrial applications make the metal slightly less desirable, purely from a wealth protection standpoint, than gold. Gold has long been cherished as the metallic embodiment of purity and enlightenment; it has had much cultural, religious, and monetary significance over human history. Adding it to one’s portfolio is as close to a sure way to maintain wealth as is possible.
It should be cautioned that holding gold, or silver for that matter, is not advisable for short or medium-term horizon investors. The dollar value of the metal fluctuates violently at times and one could be stuck with a significant paper loss if sold prematurely. The true benefits of gold arise from its virtually assured tradability. While financial assets such as stocks, bonds, and fiat currencies can come and go, a holding of gold within one’s portfolio is as sure of a long term preservation of wealth possible. This does not mean buying in at any price is desirable, but at current gold prices, there are still comfortable entry points. A common strategy for determining the intrinsic gold price is a comparison to aggregate money supplies, an overview of the strategy can be found here.
Avoiding fully invested index strategies is the next best step for the individual investor. While some exposure to specific assets and markets through indices certainly has its values, investors should be cautious of the points made through this paper. Identification of specific mutual funds with active management would likely be a better alternative in most instances, the number of available funds creates a selection for acceptable fees, and while still not as cheap as index investing, the strategy at least provides some protection compared to indices that would be fully exposed. Much of the mutual fund industry is impacted by the indexes that it uses and thus the full impact of these potential risks is difficult to measure.
The best strategy for any individual investor is to first optimize their personal finances and savings. Good cash flow will often pay dividends in one’s long term savings that chasing higher returns cannot match. The risk to individuals invested broadly in the market could be severe. There has seemingly never been a time in recent history when the stock market and broader economy have been more at odds. This is saying a lot considering the events of 2000 and 2008. Individual security selection could very well be the best alternative for active investors to avoid the potential risks aligned with index investing. Investors should include the percentage of ownership by index funds in their due diligence of securities. Identifying businesses not within an index would remove some of the risks discussed previously, but also comes with its own risks. Companies not within an index could potentially have a higher cost of borrowing and thus come with greater liquidity risk in the event the business had difficulty raising new capital.
Author’s Note: Thank you for taking the time to read my work. If you found this article intriguing and/or useful, please like and leave a comment below. For more articles, be sure to follow my page and subscribe for email alerts.
Disclosure: I/we have no positions in any stocks mentioned, and no plans to initiate any positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.
Originally published on Seeking Alpha


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Researchers who developed a high-speed form of atomic force microscopy have shown how to image the physical properties of live breast cancer cells, for the first time revealing details about how deactivation of a key protein may lead to metastasis.
The new findings also are providing evidence for the mechanisms involved in a cell's response to anti-cancer drugs, said Arvind Raman, Purdue University's Robert V. Adams Professor of Mechanical Engineering.
In atomic force microscopy (AFM), a tiny vibrating probe called a cantilever passes over a material, precisely characterizing its topography and physical properties. However, before now the procedure has been too slow to record some quickly-changing biological processes in action.
"Before this advance you could see only the before and after, but not what happened in between, the dynamics of the event," Raman said. "There is evidence based on this work and our previous findings that there might be a mechanical signature to drug resistance."
Advanced models allow researchers to convert AFM data into properties about the cell's internal scaffolding, called the cortical actin cytoskeleton, including the motion of fibers called actin.
Findings are detailed in a paper appearing Monday (June 29) in the research journal Scientific Reports, the open access journal of the Nature Publishing Group. The researchers used the technique to study breast cancer cells, probing a key enzyme called spleen tyrosine kinase, or Syk.
Kinases cause phosphorylation of proteins, a biochemical process that can alter enzymes and plays a significant role in a wide range of cellular processes.
"So if you turn the kinase off, proteins will get dephosphorylated and then changes could occur," said Robert L. Geahlen, Distinguished Professor of Medicinal Chemistry at Purdue. "We were able to show the turn off of this kinase very rapidly alters the physical properties of the cell. So it's undoubtedly due to the phosphorylation events that are having immediate effects on cytoskeletal proteins."
The paper was authored by former doctoral student Alexander X. Cartagena-Rivera, now a postdoctoral fellow at the National Institutes of Health's National Institute on Deafness and Other Communication Disorders (NIDCD); Purdue postdoctoral research associate Wen-Horng Wang; Geahlen; and Raman.
The researchers studied breast cancer cells exposed to a chemical "inhibitor" that blocks the functioning of Syk, leaving the cells free to metastasize. Because of the new higher-speed AFM, the researchers for the first time have been able to observe what happens when the inhibitor is added.
After adding the inhibitor, actin bands propagate across the cell, causing the cell to change shape.
"This takes about 10 minutes, which is quite fast compared to many biological processes," Raman said.
The images can be taken at a speed of about 50 seconds per frame.
"Before we did this it would take roughly 15 to 20 minutes to take one frame, which is too slow to observe this transition process," he said.
Bands of actin were shown to move in a sweeping motion across the cell.
"You think of actin as a scaffolding, but it's a dynamic scaffolding," Raman said. "We can see bands of actin that are going around and changing the physical properties during the transition, which was not understood before."
When Syk is missing or deactivated, breast cancer cells undergo a process called EMT, or epithelial-mesenchymal transition, causing them to become highly motile and to undergo metastasis.
"If this kinase is in the cells, the cells cannot metastasize, so we've been trying to figure out what the mechanisms are by which you have to get rid of this kinase in order to become highly motile and metastatic," said Geahlen, who is affiliated with the Purdue Center for Cancer Research. "And that's one of the reasons we were looking at this particular type of cancer cell with this particular form of Syk in it."
One goal of the research is to correlate physical properties of cells with tumor suppression and the action of the kinase on the cell.
The advance in AFM technology was accomplished by two innovations: as the cantilever scans a cell it bends differently depending on the properties of the material being scanned. A laser measures this "deflection," and models convert the data to reveal information about the material's composition. Previous applications of AFM microscopy to study live cells provided feedback on the amplitude and frequency of the vibrating cantilever but not the deflection. However, that approach takes too long to provide images of the quickly changing processes inside living cells. Providing feedback on the deflection instead has now been shown to increase the imaging speed 10-fold, making the method practical for studying cellular processes.
The other innovation is a technique that enables the cantilever to vibrate at two frequencies simultaneously.
"In one scan we can map the local physical properties of the cell, and we can do it fast enough that we compile maps of the changing cell," Raman said.


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Several major studios have delayed the release of their box office numbers out of respect for victims of the Aurora tragedy. The Thursday morning shooting, which erupted during a midnight screening of The Dark Knight Rises, killed 12 and injured 58 others.
On Friday, Warner Bros. announced it would withhold box office estimates until today. Sony, Fox, Disney, Universal, Fox, and Lionsgate quickly followed suit. The studios normally release estimates on Sunday, hoping one of their pictures will make it to the top slot or shatter a box office record.
Despite Warner Bros.’ silence, insiders speculate that The Dark Knight Rises earned around $165 million over the weekend. If the figure is accurate, the film enjoyed the second highest weekend opening ever. The Avengers snagged the record in May with an opening of $200 million.
The studio estimates should be available later today. Stay tuned for StarCam's usual box office roundup.
Source: Associated Press


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Celebrating some of the stars of the new Guinness World Records 2016 book and hosting a number of exciting record attempts, NBC's Today show continues their week of live action from the Rockefeller Plaza in New York City.
PMT Dance Studio set a lively and visually amazing record for the Largest street dance performance with 253 dancers performing all together.
Fitness enthusiast Ron Cooper secured his place in the 2016 book for the Most clap pull ups in one minute with 21 reps, then proceeded to smash his record on the Today Show by successfully completing 25 of the challenging pull ups.
Up next was the talented Marawa Ibrahim (AKA “Marawa the Amazing”). She made it into Guinness World Records 2016 by achieving the record for the Most hula hoops spun simultaneously, rotating 160 hula hoops at the same time. She whirled herself a step further on the Today Show with 162 hoops.
Also during “Break it TODAY” week, American pop superstar Justin Bieber was presented with a certificate for his incredible new record title - Youngest male artist ever to debut at No.1 - for his recent hit single "What Do You Mean".


工廠立面型錄化 Industrial Facade as Shopping Catalogue
In most cities, although urban sprawl causes the relocation of heavy industries to more suburban areas, light industries such as assemblage or post-processing consequently expand for easy service connection to the city. These low-cost buildings such as warehouses or mid-scale factories scatter all around the city and severely deteriorate urban landscape. Since the products made are most for the city, can we make industrial landscape more exciting? Can we make the building façade showing its related shoppable product?


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If you’re living with high blood pressure, you’ll want to do all you can to get rid of it. It’s essential to work to keep this number in the right range. Many of the foods you eat will have an impact on this reading. This makes it more critical than ever to eat the right items and avoid many foods that may be bad for your overall health.
If you want to improve your diet, here are the best foods to eat for high blood pressure treatment:
Berries are one of the best foods to eat for high blood pressure. Adding a variety of grains to your diet is a great way to help you feel your best.
Do you love blueberries, strawberries or many of the other types? If so, you’ll want to find the freshest type to add to your plate. Eating berries in moderate to large potions can help lower this vital sign. Fortunately, this fruit doesn’t have a lot of calories, and this is just one more reason to enjoy it.
Do you like having yogurt for breakfast, lunch or dinner? This can be a tasty treat that’s full of nutrients and offers all the things your body may need.
Choosing the low-fat variety will help you have fewer calories, and this is important for maintaining your weight. Don’t delay in finding all types of flavours that are tasty and add a lot of goodness to any day.
Did you know that getting more potassium in your day is ideal for your entire body? This is a fact and one thing you’ll want to consider doing vigorously.
Bananas are one of the best foods for high pressure. These fruits add a lot of essential potassium and nutrition into your diet, especially for seniors.
Having a bowl of cereal is a great way to start or end the day. This makes a great breakfast and can allow your body to get the nutrients it needs without all of the calories.
Eating oatmeal on a routine basis for a while may help reduce your cholesterol levels and blood pressure. This is certainly worth a try and could be the key to helping you feel your best daily.
5. Red Beets
Eating red beets may not be your favourite thing to do, but eating them could help lower your blood pressure. If you want to feel your best and decrease this vital sign, it may be possible with a serving or two of red beets.
You can find these at your local grocery store, and it’s possible even to catch some on sale. Taking time to add this unique food to your diet could be very helpful for reaching and keeping your weight loss goals, as well.
What could be better for your body than salmon? This food is likely to be one of the superfoods of all time and could improve many aspects of your health.
Salmon is low in calories and high in protein. You’ll be unlikely to find any food that is as nutritious for you like this one and adding it to any meal can be a great idea.
7. Skim milk
Do you like getting the recommended amount of calcium daily? If so, you may want to be sure to have skim milk in your frig.
This beverage is low in calories and high in calcium. You may be able to see a significant reduction in your blood pressure reading by having a couple of glasses of skim milk daily.
8. Dark chocolate
Who doesn’t love chocolate? This is sure to be one of the tastiest treats you may find. It has a rich flavour to it and offers a lot of benefits if you choose dark chocolate.
You’ll need to stick to the dark variety if you want to potentially a lower blood pressure reading. While you may love all kinds, it’s necessary to eat dark chocolate regularly to help you feel your best.
You are taking time to add this treat to your after-dinner dessert could be the primary way to have a sweet and remain well.
Having the highest quality of life possible means enjoying good health. You’ll need to find the right ways to enable you to do so. If you suffer from high blood pressure readings, it’s crucial to work to lower this number. It may take time and effort, but you’ll likely feel better when you do. Enjoying a long and healthy life should always be foremost on your mind. You can make this happen by taking care of your body and merely knowing practical ways to enjoy good health. Having a blood pressure reading in the right range is an excellent place to begin.


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I was kicking around some ideas for another offseason Utica Comets article with a Twitter pal and he suggested something along the lines of “Five Reasons Why The Utica Comets Will Be Better This Year”. I liked the idea, so that is what I am going with today. Thanks, Muzzy.
The first reason why I believe that the club will be better is due to the quality of the rookie class that will likely be joining the team for the upcoming season. I wrote about the pending rookie crop earlier this offseason and have provided a link to that piece HERE.
A quick recap of that article reveals a much different looking rookie crop coming in this season as opposed to last season.
Last year we saw three rookie forwards and two rookie defencemen play more than 20 games with the club. Guillaume Brisebois, (18 points in 68 games) was the only player of that group who was actually drafted by an NHL team. The other four were all brought aboard as UFA, (unrestricted free agent) signings.
Rookie points leader, Zack MacEwen had a solid first-year of pro hockey, putting up a half a point per game with 33 points in 66 contests. He was followed by Alexis D’Aoust with 21 points in 57 games. Brisebois sat third, while Griffen Molino and Jalen Chatfield rounded out the rookie crew with 10 and seven points respectively.
MacEwen, Chatfield, and Brisebois are still with the club, while Molino has since been signed by the Toronto Marlies. D’Aoust remains unsigned, as far as I am aware.
I expect all three of the remaining players to improve on last season’s points totals as they take on bigger roles with the club…but I will get to that in a minute.
First, a quick refresher on this year’s rookie class. Up front, we can anticipate seeing the likes of Jonathan Dahlen, Adam Gaudette, Kole Lind, Lukas Jasek, Jonah Gadjovich, Petrus Palmu, and Tanner MacMaster. On defence, Olli Juolevi and Jagger Dirk are most likely to make their first appearances as pros in the AHL.
That is a bump both in terms of quantity, and quality and that is not meant to be a knock on last year’s group.
Juolevi, Lind, Dahlen, and Gadjovich were all selected in the first two rounds of the NHL draft, while Palmu finished as the Rookie of the Year last season in the Finnish Liiga, and Gaudette put up a Hobey Baker winning season in the NCAA before not looking out of place in his late-season NHL audition.
Jasek spent last season playing pro hockey overseas before setting Utica ablaze with seven points in six games after joining the club near the end of the regular season. His play ended up earning him an entry-level deal with the Canucks.
MacMaster had a 13 game regular-season audition with the Comets last year on an ATO, (amateur tryout) and put up seven points before going on to lead Comets rookies with four points in five playoff games.
Dirk could be somewhat of a wildcard as a 25-year-old who could be a late bloomer. The rearguard got into seven games with the Binghamton Devils to finish last season on an ATO and picked up an assist. Prior to joining the Devils, he wrapped up his CIS career with 28 points in 30 games.
The pedigree and skill level of this year’s rookie class alone should make watching the Comets a whole lot more enjoyable for the 2018/19 season.
Second-year players MacEwen, Brisebois, and Chatfield will all have their first season of AHL hockey in the rearview mirror and will have a better understanding of what it takes to be a pro and be able to compete at this level.
All three young men were thrust into prime time roles early on last season when injuries and call-ups left Trent Cull and his staff no choice but to play the kids. To their credit, all three players grabbed the bull by the horns and thrived with those minutes, earning those prime assignments even when the team was whole again.
I expect all three players to take another step and take on bigger roles this season.
I think MacEwen has shown that he can both score goals and set them up while soaking up big minutes for the club. I’d like to see him get a look on the penalty-kill this year and maybe get a look back in the middle as well.
Brisebois and Chatfield each saw time on the penalty kill last season and I don’t expect that to change. Brisebois also saw some power-play time near the end of the season and I would like to see that continue as well. Chatfield rarely saw any time with the man-advantage, but I would like to see that change this season. He needs to work on his shot, but I do believe that he can help the power-play with his transition game and his ample wheels.
Thatcher Demko. Do I need to say any more?
If Demko ends up starting in Utica, and that is where I see him starting, he will be entering his third season there as a pro. Thatcher has taken a step each season since turning pro and this year should be no different. He has gone from backing up veteran Richard Bachman in his first season, to wrestling the starter’s job away from him last year.
Demko got into his first AHL playoff series last year against the eventual Calder Cup champion Toronto Marlies and he was a massive part of taking that series to five games. Thatcher is on a natural progression to take the back up goaltending job in Vancouver by the 2019/20 season at the latest and he should be able to provide the Comets with elite level goaltending while he is with the club this season.
Trent Cull and his staff. Just like MacEwen, Brisebois, and Chatfield, Trent Cull had his rookie season last year, except his was as an AHL head coach. Cull and his staff did great work last season under trying circumstances. The team used a ridiculous number of players out of the ECHL on tryout deals while the club’s best players were constantly being summoned to Vancouver. This is the life of an AHL coach, but I thought that Cull did great work to keep the Comets in playoff contention, all things considered.
Cull was forced into giving prime time minutes to rookie players because of injuries and call-ups, but to his credit, when those rookies showed that they could handle the minutes, he kept feeding them those minutes even when the team was healthy. I truly did feel like Cull was all about prospect development last season until Vincent Arseneau dressed over Jonathan Dahlen in game one of the playoffs…but I digress.
I think that Trent Cull and his staff will now have a better idea of what they need to do to win, as well as the fact that they already have at least some experience with coaching the bulk of their roster for the upcoming season. As such, they should have a solid understanding of where each player can best be used in order to maximize their development.
Depth. Yes, I have bemoaned the fact that I cannot lay out a Comets roster and dress every player that I think should be playing a regular shift. That said, one should never complain about having “too much” depth, as we saw last season with the who’s who of who are you that the team had to rely on when injuries and call-ups hit.
Those players did an incredible job to keep the Comets in a playoff position and nothing should be taken away from them. It just feels a little bit better to know that the team has some homegrown prospects who could be ready to join the likes of Demko, MacEwen, Carcone, Sautner, Brisebois, and Chatfield as Comets players who have legitimate chances of becoming part of the next Canucks group going forward.
This year, Trent Cull and his staff will have plenty of bodies to choose from. Many of those bodies will be in the form of fast and skilled players who have a high hockey IQ. Sure, a lot of this new depth will also be in the form of raw, green players who will have some growing pains along the way, but there will be no shortage of options.
Gone are Michael Chaput and Jayson Megna, who have both proven to be solid AHL contributors and in their place are the somewhat younger Tanner Kero and Tyler Motte. The speedy Michael Carcone is back and it will be impressive if he is able to build on his 15-goal sophomore season.
Veteran forwards Carter Bancks, Wacey Hamilton, Darren Archibald, and Reid Boucher are all returning and could be joined by former Comets forward, Brendan Gaunce, should the team try to get him through waivers to Utica.
Big Joe LaBate will not be back, but in his stead could slide the young, bruising winger that is known as The Man-Child, Jonah Gadjovich.
Patrick Wiercioch and Philip Holm have both headed overseas, while Olli Juolevi is ready to soak up some of their minutes in Utica.
We won’t be watching Nikolay Goldobin working his magic in Utica this season, but Jonathan Dahlen, Kole Lind, Petrus Palmu, and Lukas Jasek should provide plenty of moments that will leave you with your mouth agape.
This is all to say that watching the Utica Comets this season should be much more like watching actual pieces of the Vancouver Canucks future core than it will be like watching a collection of spare parts just to get by. I don’t want to get too far ahead of myself just yet, but we could be watching something special taking place this season in Utica.
There will be players in Utica this season with real chances of becoming Vancouver Canucks down the road. MacEwen, Carcone, Sautner, Brisebois, Chatfield, and Demko are now the elder statesmen as far as the prospects go in Utica, and they have Dahlen, Gaudette, Lind, Juolevi, Jasek, Palmu, Gadjovich, and MacMaster chomping at their heals for their chance.
Is this the start of something good in Utica? Stay tuned this season to find out.
Big thanks to Owen Skye for whipping up the featured image graphic for this article. Owen will be handling the graphics end of things for my Utica Comets articles at CanucksArmy this season and I am looking forward to seeing what he will bring to the table. You can find Owen on Twitter, (@OwenSkyeVisuals) and I highly recommend giving him a follow.


The Tharptown Tip-Off Tournament is the traditional start to basketball season in Franklin County. Although some newer tournaments start earlier now, the Tharptown Tip-Off Tournament has been in existence for more than 30 years.
Several teams were in action Saturday, with games starting at 9 a.m. The last game ended 12 hours later, with teams slated for the finals Thursday beginning at 4 p.m.
Phil Campbell will play East Franklin in the ninth-grade girls division at 4 p.m. Lindsay Lane will play Addison in the seventh-eighth-grade boys division at 5 p.m.
Belgreen and Deshler will be the nightcap action: The Bulldogs and Tigers will face off in the seventh-eighth-grade girls division at 6 p.m. and the ninth-grade boys division at 7 p.m.


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Mon, Jul 22|
Donalee Kennedy: Meditative Stitching…Breathe
What is Mediative Stitching? According to Donalee Kennedy, it’s the deliberate hand stitching of lovely small pieces of fabrics joined together to make a pleasing composition.
Time & Location
Jul 22, 2024, 6:30 PM – 8:00 PM CDT
About the Event
What is Mediative Stitching? Per Donalee it’s the deliberate hand stitching of lovely small pieces of fabrics joined together to make a pleasing composition. And, there's no pressure on the outcome. Why do meditative stitching? To still your mind, to be absorbed in the lusciousness of the moment and the materials. You could use silk, linen, wool, hand-dyed cotton, ribbon, yarn, lace, or beads. Each small 4” composition tells a story and takes you on a journey. Donalee will address design principles and color theories related to the project.
Members are welcome to sew along if you'd like. If so, here's an optional supply list:
- Close-up magnification glasses, if needed
- Small hand scissors, embroidery thread, needles
- Camera (your smartphone will work fine)
- Sketchbook, pens
- Fabric--any vintage linens or hankies, special or unique fabrics, ribbons, yarn pieces from loved, worn garments
Donalee is known mostly for her textural and colorful fine art quilts for the wall. By working in an abstract improv style, she can build each piece with the heart of an artist and the skills a structural engineer might employ.
No matter what medium she works in, the result reflects her energetic enthusiasm and passion for abundant beauty. As Donalee builds a piece, she is also building the stories associated with the shapes and lines that come together to create the composition. She works until she's happy with the overall vision, which feels dynamic and engaging. No two pieces are ever alike.
Donalee was a jeweler for 25 years as the owner-operator of a successful retail and wholesale business based out of Bayfield, Wisconsin. Those experiences and practices carry forward into all her life and work efforts.


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"...Fiscal balance “is not an obsession, it’s a necessity,” Finance Minister Carlos Leitao told reporters Tuesday in Quebec City after releasing his budget. “If you can’t balance the budget at the top of the business cycle when can you?”..."
"...Quebec will raise C$23 million in excise duties on the sale of marijuana once it’s legalized in Canada later this year. That will rise to C$50 million in 2019-20..."
Hello Kathleen and Charles Sousa!