text:
Some writers aptly described his 61st birthday as his finest hour, while others insisted that his recollections as contained in his ‘My Transition Hours’ are mere lamentations that can best be dubbed as a fiction from an elementary book. For many Nigerians, former President Goodluck Jonathan is seen in many perspectives. For those who want to see the saint in him, there are many deeds he displayed in office that justified the saintliness in him. As for those who prefer to see nothing good in him, there are equally many inactions to justify the incompetence of his administration.
The emergence of Jonathan in May 2010 as president after the demise of President Umaru Musa Yar’Adua, offered an unprecedented opportunity to a candidate from the South-south geo-political zone to preside over the affairs of the nation. Political analysts then noted that if there was anyone who knew the pains and feelings of the victims of the Nigerian system, that person was Jonathan. He was best seen as the man for the job to right the wrongs.
Preparedness for a task is an essential ingredient. On emerging victorious at the 2011 after a rancorous polls that led to loss of lives, especially in the North, it was obvious that the core North was opposed to his reign after been short-changed from the power equation since the dawn of democracy in 1999. Aware of this feeling of marginalisation from the corridors of power, the Bayelsa-born teacher turned politician commenced a deliberate policy of surrounding himself with core Northerners in order to give them a sense of belonging. Among key appointments he conceded to the North were that of the Inspector General of Police, National Security Adviser and Minister of Defence and National Chairman of the PDP.
The new power owners ensured his alienation from former President Olusegun Obasanjo who, like a jealous wife, was determined to extract his pound of flesh. One of his undoing is the lack of understanding of the dialectics of national politics. He failed to surround himself with people who could be trusted to be loyal when necessary. Despite acknowledging the fact that he had become a prey in the hands of his aides, the then president could not rise above the flood and take charge of the circumstances. Simply put, Jonathan ran an administration that had no character and colour. Everything was possible as he allowed his ministers and aides uninterrupted access to power. While the nation burned, our then president found refuge in following the books and constitutionality. While the United States of America may practise democracy of the books, in Nigeria, our politicians need constant knockings to checkmate their greed and salvage the system from total collapse.
The Jonathan Presidency was a jolly ride into the peak of corruption, as most ministers and aides turned their offices into oil blocs and sleaze became so profound and unstoppable. It is this absence of supervision from the top that led to Nigerians’ accepting the ‘Change’ mantra from the All Progressives Congress (APC). Those who orchestrated his defeat have long returned to the PDP they rejected in 2015. They have now realised that the more things change; the more they remained the same.
The incapacity or deliberate refusal by Jonathan to take the right decision constituted yet another problem. He proved incapable of taking decisions that could turn things around and resolve some of the issues. If Nigerians were patient with him in the first one year, after his election in 2011, they expected an invigorating capacity to turn things around. After leaving the nation’s treasury open to aides whose depth of greed was unfathomable, the outcome was devastating. The war on Boko Haram suffered and morale of soldiers at the war front went to its lowest ebb. Murderous gangs of herdsmen took commanding positions in some states of the North central states, with over 160 killed in an attack on a single day in Kaduna state. Funds meant for purchase of arms were diverted and gloom stared at the people. Solution seemed too far as anarchy was set to be unleashed on the citizenry.
He was abandoned by even those who had facilitated his emergence on national politics. Jonathan failed because he was not adequately prepared to take responsibility. While he was too afraid to take decisions on certain issues in order not to offend the so-called sensibilities of some Northern elements, he preferred to succumb to the moral uprightness of motives to work out for the good of the nation. Beyond good intentions, a leader must show the courage to lead, no matter whose ox is gored. Jonathan was too good a man to hurt a fly. By believing that everyone should be allowed to play his role as enshrined in the books without let or hindrance, he assumed everyone was like him. That was his greatest undoing. Those close to the then Presidency would tell you that no one was in charge. Everyone had a field day and that largely accounted for his defeat. All these talks about President Barak Obama and the roles of Western powers in his defeat mean little to the outcome of the 2015 poll. Many even muted that considering the indecision of Jonathan, he was forced to join the 2015 polls. That is fittingly demonstrated when, at the slightest poll lead of Muhammadu Buhari, he quickly conceded defeat.
However, he was a jolly good man who wanted everyone to be happy. He refused launching full scale military operations on Boko Haram for fear of Northern politicians. He had all the solutions in crippling corruption and curbing leakages but kept on postponing the commencement of the Treasury Single Account (TSA). It is this singular trait that made him to be unable to control aides and ministers, among others, who constituted clogs in the wheels of progress. In his Presidency, Nigerians were only exposed to a fearful government that was too afraid of taking decisions for the advancement of the national good. Governance is not only for good people; governance is for people who can be good to those who obey the laws and brutal to those who seek to destroy society.
As Nigerians continue to react to ‘My Transition Hours’, let it not be forgotten in a hurry that the legacies of President Jonathan will continue to excite robust discourse in the years ahead. The Shakespearean quotation as uttered by King Lear sums up the character trait he brought into governance, “We are not the first who with the best of intentions have incurred the worst.”
I think, as my friend and brother, Ibrahim Musa, would always say, “let us problematize the issue” in order to appreciate the legacies of a man whom much was given but ended given too little to our exasperations. However, the failures of today have ennobled the administration of President Jonathan. Therein lies the relevance of a presidency that have assumed the toga of saintliness made possible from the fiery present of frightening uncertainties over our future.


text:
Automobile insurance guide
Automobile policy protects you financially by paying the other driver ’ south car repair and checkup bills if you cause an accident. Depending on the kind of coverage you have, it can besides pay to repair or replace your car if it ’ sulfur damaged or stolen .
Texas has a Consumer Bill of Rights for car policy. Your insurance company will give you a copy of the bill of rights when you get or renew a policy .
Is auto insurance required?
Texas law requires drivers to show proof they can pay for the accidents they cause. Most drivers do this by buying car indebtedness insurance. Liability insurance pays to repair or replace the other driver ’ second cable car, or early damaged property, and pays other people ’ mho medical expenses when you ’ re at fault in an accident.
Reading: Automobile insurance guide
If you even owe money on your car, your lender will require you to have collision and comprehensive coverage .
Learn more : 10 steps to find the correct car policy | lookout : What kind of car indemnity do you need ?
Types of auto coverages
There are eight basic car indemnity coverages. You can choose whether to buy the others .
- Liability coverage pays to repair the other driver’s car if you caused the accident. It also pays the other driver’s and his or her passenger’s medical bills and some other expenses. Texas law requires you to have at least $30,000 of coverage for injuries per person, up to a total of $60,000 per accident, and $25,000 of coverage for property damage. This is called 30/60/25 coverage.
Think about buying more liability coverage. The minimum indebtedness limits might be excessively abject if you cause a multi-vehicle accident or the early driver ’ s car is totaled. If you don ’ t have enough liability coverage to pay for the damages and injuries you cause, you might have to pay the remainder out of your own air pocket. The other driver could sue you .
- Collision coverage pays to repair or replace your car after an accident.
- Comprehensive (other than collision) coverage pays if your car is stolen or damaged by fire, flood, vandalism or something other than a collision.
- Medical payments coverage pays your and your passengers’ medical bills. It also pays if you’re hurt while riding in someone else’s car or while walking or biking.
- Personal injury protection (PIP) coverage is similar to medical payments coverage. It pays your and your passengers’ medical bills. But it also pays for things like lost wages and other nonmedical costs. All auto policies in Texas include PIP coverage. If you don’t want it, you must tell the company in writing.
- Uninsured/underinsured motorist coverage pays if you’re hit by someone who didn’t have insurance or didn’t have enough to pay your medical and car repair bills. It also pays if you’re in a hit-and-run accident. Insurance companies must offer you this coverage. If you don’t want it, you must tell the company in writing.
- Towing and labor coverage pays to tow your car if it can’t be driven. It also pays for labor to change a flat tire or jump-start your battery.
- Rental reimbursement coverage pays for you to rent a car if yours is stolen or being repaired after an accident. Some policies also pay for taxis or ride-hailing services.
Learn more : Do you need extra uninsured motorist coverage ? | watch : What are the different types of car policy coverages ?
Most policies cover you, your class, and people driving your cable car with your license. Ask your agent or read your policy to know who your policy covers and if anyone is excluded from coverage .
What does my policy cover?
Coverages vary by policy and depend on the types of coverages you choose. This board shows some of the things most policies do and don ’ metric ton cover. Read your policy or talk to your agent to be sure of your exact coverages .
|Most policies cover:||Most policies don’t cover:|
|Damage to your car because of fire, hail, theft, flood, flying gravel, or hitting an animal (if you have comprehensive coverage)||Accidents that happen while you’re driving for a ride-hailing service or delivering food or other items for a fee|
|Accidents that happen while you or someone covered by your policy is driving a rental car||Accidents that happen while you’re driving a car that doesn’t belong to you but you could use regularly, like a company-owned car|
|Accidents that happen while you’re driving in other states and Canada||Equipment not permanently installed in your car|
|Your attorneys’ fees if you’re sued because of an accident||Accidents that happen while you’re driving in Mexico, driving for business, or racing|
|Car repair, lost wages, and medical and funeral bills to the other driver and passengers if you cause an accident||Damages that you caused intentionally|
What happens if I buy a new car? Is it covered?
If you get a new car, your current policy will automatically cover it for about 20 days. The type of coverage depends on whether the cable car is an extra or refilling car .
- An additional car gets the same coverage as the car with the most coverage on your policy.
- A replacement car gets the same coverage as the car it replaces on your policy.
Tell your company about a fresh car a soon as you can to avoid a sink in coverage .
Am I covered if I’m driving someone else’s car?
Rental cars. Rental agencies offer wrong waivers and liability policies. The damage release international relations and security network ’ deoxythymidine monophosphate insurance. It ’ s an agreement that the rental agency won ’ thyroxine charge you for price to a cable car you rent .
You probably don ’ t need the rental representation ’ sulfur liability policy. Your own car policy will normally cover you while you ’ ra driving a rental car for personal use. It probably won ’ thyroxine cover you if you ’ re driving the rental car for work, however .
Before you rent a car, ask your agent whether you need the lease agency ’ sulfur liability policy and wrong release .
Learn more : do I need to buy indemnity when I rent a car ?
Borrowed cars. If you cause an accident while driving a adopt car, the car owner ’ s insurance pays claims. If the owner doesn ’ t have indemnity, or doesn ’ t have enough to pay for the damages and injuries you caused, your indemnity will pay .
If you don ’ thymine own a cable car, but borrow a cable car frequently, you can buy a nonowner indebtedness policy that pays for damages and injuries you cause to other people while driving a borrowed cable car. It doesn ’ metric ton pay for your injuries or damage to the cable car you ’ re drive .
If you borrow a car from a repair workshop, your liability indemnity will pay for damages to the car. It will besides pay for other people ’ randomness injuries and damages if you ‘re at fault in an accident. Check your liability limits to make certain they ‘re enough to pay for the damages .
I’m driving into Mexico, am I covered?
Mexico doesn ’ thymine recognize american english car policies. Some companies offer endorsements for shortstop trips into Mexico, but the coverage might not meet Mexico ’ s legal requirements. If you ’ rhenium driving into Mexico, you should buy a mexican indebtedness insurance policy. Some Texas agents sell them. Your agent might be able to help you find an agentive role who does .
Deductibles and dollar limits
You must meet a deductible for some types of claims.
You must pay a deductible for collision, comprehensive, and uninsured/underinsured motorist claims. A deductible is the come of a claim that you must pay yourself. For example, if you have a $ 1,500 collision claim and your policy has a $ 500 collision deductible, the policy company will deduct $ 500 from your title total and pay you $ 1,000. You don ’ t have to pay a deductible for claims against another driver ’ south insurance company .
Learn more : What to know about deductibles
Some coverages pay only up to the policy’s dollar limits.
liability, personal injury protective covering, uninsured/underinsured motorist, towing and labor, and rental coverages have dollar limits. This is the most the company will pay, even if the monetary value is higher. If you don ’ t have enough coverage, you ’ ll have to pay the remainder yourself. collision and comprehensive examination coverages don ’ t have dollar limits .
The first page of your policy is the announcement page. It has a summary of your policy, including your coverages, dollar limits, and deductibles .
Auto indemnity for young drivers
You have two options for covering your young drivers. You can add them to your policy, or you can buy a separate policy for them. Adding them to your policy is normally cheaper .
Some companies require you to put everyone who lives with you and is of driving age on your policy. Tell your party when person in your family starts to drive or turns 16. If you don ’ deoxythymidine monophosphate tell the caller, and the company learns about them later, the party will charge you for the extra bounty you should have paid. The company besides might deny any claims you have or choose to not renew your policy .
If a adolescent is the main driver of a car, the company will base the premium on that car. otherwise, the company will base the adolescent ’ s premium on the cable car in the syndicate with the highest pace .
watch : adolescent driving safety
Children away at school or not living with you
Some companies require you to keep young drivers on your policy, even if they ’ re away at school. Tell your indemnity company if you have a child living in another city for educate. If your child has a car, the company might charge you differently because rates are based on where a car is normally located. If your child doesn ’ deoxythymidine monophosphate have a car, you might be able to get a discount on your premium. If your child is going to educate in another state, check the laws in that state to make certain you have enough indebtedness coverage .
Texas jurisprudence requires indemnity companies to charge rates that are clean, fair, and adequate for the risks they cover. We don ’ thyroxine approve rates in advance, but if we find that an policy party ’ sulfur rates are besides high, we can require it to pay refunds to the people it overcharged. policy companies may appeal our decisions .
How do companies decide what to charge me?
insurance companies use a action called underwrite to decide whether to sell you a policy and how much to charge you. The amount you pay for policy is called a premium .
Most companies consider these things when deciding your car policy agio :
- Your driving record and claims history. Insurance companies will charge you more if you’ve had accidents or gotten tickets. Some companies might refuse to sell you a policy.
- Where you keep your car. Rates are higher if you live in a city. This is because people in cities are more likely to have accidents or have their cars stolen than people in rural areas. Rates can also vary between ZIP codes in the same city.
- The kind of car you have. Collision and comprehensive rates are highest for luxury, high-performance, and sports cars. Rates are also higher for cars that cost more to repair.
- How you use your car. Your rates will be higher if you drive your car to and from work or use it for business.
- Your credit score. Some companies use your credit score to decide what to charge you. To find out which companies use credit scores, visit HelpInsure.com.
Learn more : How your credit grudge can affect your policy rates
Insurance companies check your claims history.
Most companies use the Comprehensive Loss Underwriting Exchange ( CLUE ) to learn your claims history. A company can charge you more or refuse to sell you a policy based on the information in your CLUE report. You can get a free copy of your report each year. Call LexisNexis at 866-312-8076 .
Learn more : How to get a CLUE about your claims history
An insurance company may not :
- turn you down or charge you more because of your race, color, religion, or national origin.
- turn you down or charge more because of your age, gender, marital status, geographic location, or disability unless the company can show that you’re a greater risk for a loss than other people it’s willing to insure.
- turn you down, charge you more, or treat you differently than other people in your rate or risk class unless the company can show that you’re a greater risk than others.
- turn you down or charge you more only because of your credit score.
Saving money on your indemnity
Discounts help lower your premium. Each company decides what discounts to offer and the sum of the discount rate. You might be able to get a discount if you have :
- airbags, antilock brakes, and antitheft devices in your car.
- completed a defensive driving or a driver education course.
- more than one car on a policy.
- other policies with the same insurance company.
- no claims and a good driving record.
Learn more : How you drive could save you money on cable car indemnity | Watch : How to compare car indemnity rates
Losing your insurance
If you ask, a ship’s company must tell you in writing why it turned you down, canceled, or didn ’ thymine renew your policy. You may complain to us if you think a company improperly denied, canceled, or nonrenewed your policy .
What happens if a company cancels my policy or doesn’t renew it?
Cancellation means either you or the indemnity company stops coverage before your policy ’ mho conclusion date. A party must give you 10 days ’ notice before it cancels your policy. A company may cancel your policy in the inaugural 60 days for any reason, unless the cancellation violates a police.
Read more: The Best Car Insurance Companies for 2022
An insurance party may cancel your policy at any clock if :
- you stop paying your premiums.
- you file a fraudulent claim.
- your driver’s license or car registration is suspended or revoked (this also applies to other drivers who live with you or use your car).
If either you or the company cancels your policy, the company must refund any unearned premium to you within 15 days after the date of the cancellation. unearned bounty is the total you paid in advance that didn ’ t go toward coverage. For example, say your premium is $ 100 a calendar month and you paid for six months in advance. If you cancel your policy after one calendar month, the company would owe you $ 500 in unearned agio .
Nonrenewal means a company refuses to renew your policy when it expires. A company must tell you in writing that it isn ’ metric ton going to renew your policy. It must tell you at least 30 days before your policy expires .
A party can nonrenew your policy only after it ’ s been in effect for 12 months. This means that if you bought a six-month policy, the ship’s company can ’ t reject to renew it when the first six months ends. It must renew it to give you a full 12 months of coverage .
A caller can ’ t reject to renew your policy because of your long time. It besides can ’ triiodothyronine nonrenew your policy because you had claims for :
- weather damage.
- damage from hitting an animal.
- accidents or incidents that can’t reasonably be blamed on you, unless you have more than one of these claims in 12 months.
- damage from flying gravel or other flying or falling objects (the company can raise your deductible if you have three of these claims in 36 months).
- towing and labor (the company can refuse to renew your towing and labor coverage if you have four of these claims in 36 months).
If you get a nonrenewal or cancellation comment, start shopping for newly insurance right away. Make certain you get a newly policy before your old policy ends then you won ’ deoxythymidine monophosphate have a elapse in your liability coverage .
If you silent owe money on your car, your lender will require you to have collision and comprehensive coverages. If you cancel or lose these coverages, your lender will buy single-interest coverage and add the price to your loan requital. This coverage is expensive and protects merely the lender .
What if I can’t find a company that will sell me a policy?
If you can ’ thyroxine find a company willing to sell you a policy, you can get basic coverage through the Texas Automobile Insurance Plan Association ( TAIPA ). You can get TAIPA coverage if two insurance companies have turned you down .
TAIPA sells liability, personal injury protection, and uninsured/underinsured motorist coverages. It doesn ’ t sell collision or comprehensive examination coverage or higher indebtedness limits than country law requires .
TAIPA coverage is more expensive than coverage from other insurance companies. TAIPA besides charges more if you ’ ve had tickets or accidents than other companies .
If you have TAIPA coverage and haven ’ t had any tickets or accidents for a year, your rates might go down. If you don ’ t have any tickets or accidents for three years, your policy party must offer you a cheaper policy outside of TAIPA .
To get TAIPA coverage, spill the beans to your agent .
To help make the claim process go smoothly, follow these tips :
- Get the other driver’s name, address, phone number, and license plate number. Write down the exact name of the other driver’s insurance company, the company’s phone number, and the policy number. To save time, take a picture of the other driver’s insurance card. If the other driver refuses to tell you the name of his or her insurance company, call the police.
- Give the other driver the same information about you.
- Get the names, addresses, and telephone numbers of any witnesses to the accident. Give this information to the insurance company. Independent witnesses can help prove fault if you were in an accident caused by another driver. If you don’t have witnesses and the other driver denies fault, his or her insurance company might deny your claim.
- Call the police if you were hit by a driver who left the scene. Your uninsured motorist coverage won’t pay for a hit-and-run accident if you didn’t report it to police.
- Call the police if anyone was injured.
- Note the time, date, and exact location of the accident. Also record any special circumstance like weather and road conditions. Take pictures of the accident scene. Give this information to the insurance company.
- Tell your company about the accident as soon as possible. Most companies have deadlines for filing claims. Your insurance card should have a number you can call to report claims. Explain what happened and answer questions as thoroughly as possible.
- Send the company copies of the police accident report. It usually takes a few days for the police offer to file a report. Get the officer’s name and badge number so you can follow up if you need to.
- Tell the company if you were injured. If you went to the emergency room or to a doctor, give the company copies of the medical reports and doctors’ bills.
Learn more : Will my premium go up if I file a claim ? | watch : 5 Tips To Avoid Scams After A Wreck
After I file my claim, what happens?
Texas jurisprudence sets deadlines for insurance companies to act after you file a claim. A company must :
- Tell you it got your claim within 15 days of getting notice. The company may ask you for a signed proof-of-loss form or for more information. The company may also ask you to have a medical exam.
- Have an adjuster look at your damage. The adjuster will estimate the cost of repairs. The company will base its payment on the adjuster’s estimate. If the damage turns out to be worse than the adjuster originally thought, you or the repair shop can talk to the adjuster about raising the estimate. If you can drive your car, the company might ask you to take your car to one of its claim centers so an adjuster can look at it. Some companies might ask you to get your own estimates and provide them to the company.
- Accept or reject your claim within 15 business days of getting all the information it needs from you. A company that needs more time can take 45 days to decide whether to pay your claim. It must tell you the reason for the delay. If it denies your claim, it must tell you why in writing.
- Send you a check within five business days after it agrees to pay your claim.
The immediate requital law doesn ’ metric ton put on if another driver ’ second insurance company is paying the claim. But the company must act in good faith and try to settle your claim quickly and fairly .
Learn more : make with an insurance adjuster | Watch : Protect yourself from becoming a victim after the accident
indemnity companies will pay for repairs or surrogate of your car alone up to its actual cash value. actual cash value is the price to replace your car, minus depreciation. Depreciation is a decrease in value because of wear and tear or senesce .
Some companies might give you a list of prefer animate shops, but they can ’ deoxythymidine monophosphate want you to use a shop on its list .
The indemnity ship’s company is only necessitate to pay for parts of like kind and quality to those that were damaged. It doesn ’ t have to pay for original parts from the manufacturer .
What if the other driver’s insurance company refuses to pay my claim?
If you believe the early driver was at mistake, but his or her insurance caller won ’ triiodothyronine pay your call, file a call with your own insurance party. You must have collision coverage to do this. Your policy company will probably try to collect from the other driver ’ sulfur company .
Be mindful that if you file a claim with your own company, you ’ ll have to pay a deductible .
Learn more : Were you in an accident caused by the early driver ?
What if the other driver’s limits aren’t high enough to pay my bills?
If the other driver ’ second policy limits aren ’ metric ton high enough to pay for all your car repairs, file a claim with your insurance company. Your collision or uninsured/underinsured motorist coverage should pay the deviation. If you file a claim with your policy company, you ’ ll have to pay a deductible .
If the other driver ’ s limits aren ’ deoxythymidine monophosphate enough to cover all your checkup bills, file a claim with your car insurance company or your health indemnity company. Your car insurance company will use either your PIP coverage, medical payments coverage, or your uninsured/underinsured motorist coverage to pay the difference. You might have to pay a deductible .
What if the insurance company totals my car?
If the monetary value to repair your car is close to its current value, the company will credibly decide to total it. This means the caller will pay you to replace your car quite than fix it .
If the party totals your car, it will pay your car ’ s value minus depreciation. Depreciation is a decrease in value because of clothing and tear or age. For exemplify, if your car is 10 years honest-to-god, the caller will pay you the rate of a 10-year-old used car. It won ’ t pay to replace your car with a new car that ’ s the lapp have and model as your totaled car .
Be prepared to negotiate with the company to get what you think is a honest manage. A company might raise its put up if you can show that your car would sell for a higher price. Get written price quotes for a similar cable car from used car dealers. You can besides look in the classify incision of your local newspaper for used cable car prices .
If you distillery owe money on your car, the amount the caller will pay you if it totals your car might not be adequate to pay off your loan. This will happen if the market rate of your car is less than what you owe. Auto dealers and lenders normally offer undertake car protection, or gap, policy for this .
Learn more : act I need col indemnity for my new cable car ?
If you want to keep your car, the policy company will subtract its salvage rate from the settlement sum. If your car is issued a nonrepairable entitle, it can ’ deoxythymidine monophosphate be retitled or registered .
Learn more : My car was totaled ! now what ? | watch : What happens if your car is totaled ?
Will the insurance company pay for a rental car?
If your accident was caused by another driver, the other driver ’ mho policy company will pay for you to rent a car. You can keep the rental car for the time the company believes is reasonable for your car to be repaired. The company will base the sum of time on the calculate number of hours of undertaking. Be surely to let the adjuster know about any delays in getting your car fixed. The company might extend the lease if there are delays because the animate shop class had to order parts or found more damage .
If the company totals your car, it will probably stop paying for the lease a few days after telling you .
Your insurance company will pay for a rental car if :
- you have uninsured/underinsured motorist coverage and the driver who caused the accident didn’t have insurance or enough insurance.
- you have uninsured/underinsured motorist coverage and the accident was a hit-and-run.
- you have rental reimbursement coverage and were in an accident.
- you have comprehensive coverage and your car is stolen.
Your insurance company will pay for a rental cable car entirely for the fourth dimension it believes is reasonable to repair or replace your cable car. It will pay a set sum each day and only up to your policy ’ s rental coverage dollar limits .
If you were injured in an accident caused by another driver, the other driver ’ second policy company will offer you a settlement to cover your medical bills related to the accident. The company will besides ask you to sign a release promise that you won ’ deoxythymidine monophosphate file more claims for the accident. Before you sign the passing, talk to your doctor about any future checkup treatment you might need. Consider this data to decide whether the caller ’ second colony offer is fair.
Read more: The Best Car Insurance Companies for 2022
If you think a company is delaying requital to pressure you to sign the exhaust, complain to us .
If you disagree with the adjuster ’ second calculate or the amount the company is offering to pay you, tell the insurance company why. You might be able to work things out by talking with the company or the adjuster. If that doesn ’ deoxythymidine monophosphate resolve the issue, here are your options :
- Ask for an appraisal. The appraisal process is for disputes about the amount of your claim. If you use appraisal, you and the insurance company each hire an appraiser. The two appraisers then choose a third appraiser as an umpire. Your appraiser and the company’s appraiser each estimate the amount of your loss. If the estimates are different, the umpire makes the final decision. The umpire’s decision is binding on both you and the insurance company. You pay for your appraiser and half of the umpire’s expenses. You can use appraisal only for disputes with your insurance company. You can’t use it to resolve disputes with another person’s insurance company.
- Complain to us. Your complaint must be in writing. You can use our Online Complaint Portal
- Resolve your issue in court. You might have to file a lawsuit to resolve the issue. If your claim is for less than $10,000, you can use Justice Court. Justice Court is a special court that handles small-claims disputes. You don’t need an attorney, but you have to pay a filing fee and other court costs in advance. If you win, you can get that money back. For more information, call your county justice of the peace office.
Learn more : What if my indemnity is n’t paying enough ?
Category : car insurance questions

domain: finance


text:
Everyone has seen the new X-Men movie, and now it's time to get back to the comic store. And while it may be several years (or even decades) before the audience gets to see the Avengers and the X-Men share the silver screen in the same film, there's a comic right now that combines the best of Earth's Mightiest Heroes with the Strangest Teens of All. That title is Uncanny Avengers, and the twentieth issue of that title kicks off our reviews for the best new comics for the week of May 28, 2014.
Uncanny Avengers Issue No. 20
"Avenge the Earth" Part 3
The Uncanny Avengers Unity Squad continues to try to reassert the timeline to its true path, and this means bringing an end to the seeming mutant utopia of Planet X. However, because this is a future where mutants rule (and not one where they keep getting stabbed by Mystique-DNA-enhanced sentinels), some familiar faces are hesitant to give it up and return to a world that hates and fears them. This includes the obvious antagonists of Magneto, Blob, and Pyro, but it also includes some former X-Men, including Psylocke, Cable, and Cyclops. Fortunately, because Cyclops is always right, he quickly switches sides and begins to work together with the Unity Squad and his brother Havok to save the Earth.
This issue is written by Rick Remender with art by Daniel Acuña, and until 20th Century Fox and Disney reconcile and allow the X-Men and the Avengers to operate in the same cinematic universe, there are thrills in this title that simply cannot be replicated anywhere else. This book is highly recommended, so pick up your own copy here.
Batman Issue No. 31
"Zero Year" begins its final act with this issue, by writer Scott Snyder and artist Greg Capullo. Batman, James Gordon, and Lucius Fox are united with one purpose: to end the Riddler's reign of terror on Gotham City. But to do that, Batman must engage in a battle of riddles with Edward Nygma, and if he loses, he will have to battle some pretty large cats. Before all is said and done, Batman will learn the answer and the terrifying consequences of at least one riddle: "Everyone's attracted to me. Everyone falls for me, eventually. Who am I?" After this issue, there's only two more chapters of "Zero Year" left, but will Batman survive the experience? Yes, most likely, but it's still fun to see how he does it.
Doctor Spektor: Master of the Occult Issue No. 1
The Doctor is In
The classic Gold Key character and self-described Master of the Occult receives a new series from Dynamite, written by Mark Waid with art by Neil Edwards. And this is one dark mage expert who doesn't prefer to operate in the dark. Here, the good doctor is the star of his own reality show, "Doctor Spektor: Brings 'Em Back Undead," which he and his crew broadcast live as he hunts down a for-real menacing vampire. Of course, since vampires don't photograph, Spektor has to provide the evil undead with some spontaneous sprayed on make-up. But even though Spektor remembered the make-up, and he remembers the rich man's vampire repellent (not garlic, but jade), will he be able to overcome the ghoulish power from beyond the grave? And more importantly, will his ratings hold in the face of competition from 500+ cable channels and everything else available to consume on the Internet?
This series has a good twist on a classic character, as Doctor Spektor at first appears confident and capable, but as the issue progresses, it's clear that this is one protagonist with feet of clay. And not only that, but Spektor has as-yet undetermined connections with the other Gold Key characters currently being published by Dynamite: Solar, Turok, and Magnus (the Man of the Atom, the Son of Stone, and the Robot fighter, respectively). This is an excellent start to the series from Waid and Edwards, and with any luck it will continue for quite a while.
Inhuman Issue No. 2
"The Queen in the Sky"
Medusa, a.k.a. Lady Big Hair, takes center stage in this issue from writer Charles Soule and artist Joe Madureira. As the royal queen of the Inhumans, Medusa does her best to diplomatically assuage the concerns of the newly Inhuman (Nuhumans), as well as those of the United States government, which sends an emissary in the form of Captain America. But this issue isn't all state affairs and politics: Cap and Medusa's meeting is cut short by call to assistance from an Inhuman salvage team in Central Park, which is as good an excuse as any for action scene between Cap/Inhumans and the nefarious forces of Advanced Idea Mechanics. And just wait until you see how Medusa uses her hair to handle the situation.
Inhuman continues to serve up excitement on an whole new level, thanks in large part to the kinetic pencils of Joe Madureira, who draws both quiet moments and actions scenes supremely well. Catch up on Inhuman today, and don't miss any future issues of Marvel's hottest new title.
Other New Comics This Week
Avengers and Catwoman
If you're on the hunt for something more cosmic from your comics, Avengers issue no. 30 continues the Marvel universe murder mystery on the moon begun in Original Sin. This one is written by Jonathan Hickman with art by Leinil Francis Yu.
Also, fans of Catwoman won't want to miss the latest issue of her title, no. 31, featuring the continuation of the "Race of Thieves" story from writer Ann Nocenti and artist Patrick Oliffe.
And, of course, if you have yet to see the new X-Men feature film, X-Men: Days of Future Past, it is definitely recommended to find some time in your week to check it out. Fans of any X-Men characters will likely be pleased by the finished product.

domain: library


text:
Complete ICI Topic list
ICI runs several educational programs through the University of Massachusetts Boston and Children's Hospital. Options include master's degrees in visual impairments, fellowships for disability advocates, a doctorate in special education and disability policy, and graduate training for future developmental disabilities leaders.
These briefs and papers analyze laws that affect people with disabilities and the disability service system. ICI has recently focused on the Workforce Investment Act, the Ticket to Work, and Social Security and Medicaid regulations. Other publications examine the effect of policy changes on state agencies.
The service system has traditionally faced challenges connecting to people with disabilities from immigrant and minority communities. ICI projects and publications focus on ways to build relationships and develop services that are culturally sensitive, respectful, and effective.
These projects and publications cover the important steps that need to happen as teenagers with disabilities move towards adulthood. Several initiatives work with teachers to reach all students in school. ICI is especially known for its work in person-centered planning.
ICI works with employers to help them tap into the growing workforce of people with disabilities. For national and Massachusetts resources on diversity, demographics, hiring, laws, and health care, visit ForEmployers.com.
ICI has collected data on day and employment services since 1988 and is recognized as an important source of disability research. These research briefs, policy papers, monographs, and case studies describe key findings as services and outcomes change.
ICI's website Real People, Real Jobs: Stories from the front line highlights the employment successes of people with Intellectual Disabilities/Developmental Disabilities who are working in paid jobs within their communities.
ICI staff affiliated with Children's Hospital Boston have created several publications regarding services for children and youth with special health care needs. Parents, health care providers, school nurses, and youth themselves can use this information.
A large part of the resources developed at ICI focus on ways people with disabilities can find and keep jobs. Our research-tested methods put the job seeker in the driver's seat, respecting their individual choices while building a good relationship with an employer. Some materials are written for job seekers and some for professionals and other helpers.
Visit the National Service Inclusion Project to learn about ICI's work advancing opportunities for people with disabilities to participate as volunteers and service members in AmeriCorps, Senior Corps, and Learn and Serve America.
ICI has pioneered activities to help the general employment system reach job seekers with disabilities through comprehensive research, training, and consultation activities nationwide.
As public opinion and legal guidelines change, more and more organizations serve people with disabilities in the community instead of sheltered programs. ICI has spent many years working with these organizations to find the best way forward into inclusive employment.
ICI emphasizes the right of people with disabilities to dream and pursue their own education and employment goals. Our materials guide consumers and professionals so that these goals drive job searches and transition plans.
Health care and financial benefits can make a big difference in a person's quality of life. However, requirements-- and perceptions-- can also stand in the way of a person's career goals. Written for a range of audiences, ICI materials explain options to keep benefits while working and also examine the policies themselves.
Several ICI projects focus on ways state service agencies promote inclusion and participation for people with disabilities. Topics include trends data, policy analysis, case studies, and how-to materials for agencies undergoing change.
Keep updated on ICI training opportunities in New England and nationwide. Areas of focus include job development, benefits planning, and working with people from diverse backgrounds. Community rehabilitation providers and independent living center staff can access targeted workshops through the New England TACE Center (Region 1).
Also: Visit the New England TACE Center (Region 1) Calendar.
The Northeast Regional Center for Vision Education at UMass Boston is New England's only academic center for preparing Teachers of Students with Visual Impairments and Orientation and Mobility Specialists, two key specialties that help people with visual impairments achieve their goals of high-quality education, employment, and independent travel.

domain: sociology


- 5 operation room
- Different types of rooms with different equipment are available; they are for major and/or minor surgeries.
- Designed according to the latest, international guidelines considering infection control measures Devices and sterilization tools
- Best nursing team facilitating surgeons operation
- a special team of anesthesiologists is ready 24/7.
- Operating rooms are supported by highly equipment post-operative recovery.
- Medical coordinators are permanently available to ensure a smooth patient pathway and flow & to organize workflow between surgeons, assistants, and technicians.


text:
Abogabir Miranda is a firm specialized in the resolution of domestic and international disputes.
We are dedicated exclusively to litigation, arbitration, negotiations and alternative dispute resolution methods. In addition, our partners are continually selected to act as arbitrators
We understand the conflicts that are presented to us and entrusted to us, as an economic problem that needs to be studied in an integral way and approached from all the perspectives necessary for its best solution. In this sense, our firm has developed civil, commercial, criminal and administrative litigation practices, which allow us to design strategies and attack conflicts from all the necessary perspectives.
Before forming Abogabir Miranda, we litigated and advised companies in their different conflicts for more than 10 years, in some of the most important full service offices in Chile. We assume the representation of clients in matters of all kinds of sizes and complexities.
The experience in offices of this nature trained us to be able to assume the representation of our clients in all kinds of matters, whether they are minor issues of the day to day of a company, medium conflicts, as well as in contingencies and relevant transactions for companies and their Projects.
In addition, we have studied and worked in the United States and the United Kingdom, which has allowed us to represent companies in international conflicts and transnational commercial operations, as well as provide assistance to international firms that have needed local support in Chile.

domain: law


text:
A California payday lender has agreed to refund about $800,000 to consumers to settle allegations it steered borrowers into high-interest loans and engaged in other illegal practices, state officials said Monday.
California Check Cashing Stores also agreed to pay $105,000 in penalties and other costs in a consent order with the state’s Department of Business Oversight, which has been cracking down on payday and other high-cost consumer loans that critics allege are predatory.
The agency, which oversees financial service providers and products, has taken similar actions against four other companies since late 2017 as part of an effort to enforce the state’s limits on interest rates for payday and other small-dollar loans.
The settlement involves alleged violations regarding administration of payday loans, which are capped at $300, and the steering of borrowers into consumer loans of more than $2,500 to avoid rate caps.
Read the full story on LATimes.com.

domain: news


text:
Digital disruption and a change in consumer expectations are driving a profound transformation in retail. Taking place in Dubai from 13th-14th February 2019, The Retail Summit facilitates discussion across the ecosystem including how to innovate, embrace digital and build an agile organisation enabling you to thrive in this environment.
The Delivery Conference – TDC Global – is a must attend event for anyone with an interest in the future of e-commerce delivery. Each year, the event brings the community together to digest market trends, share innovative ideas and strategy, discuss challenges of meeting customers’ ever-increasing expectation of their retail and delivery experience and network with peers.
Future Retail Strategies Congress is back for a fifth year. This year, the event, taking place in London during September, will address the challenges currently being faced by retailers and explore the technologies that will enable them to maximise their customer base and ensure high retention rates with exceptional customer service delivery.
Tech. brought to you by Retail Week and World Retail Congress is the most important two-day festival of digital retailing and the technology driving it.
It is the only event where retailers, tech suppliers, startups, investors and analysts join forces to work out how they will not only survive the digital revolution, but nail it.
Taking on the theme of ‘Smart Phygital’, Paris Retail Week will be a centre point for the convergence of digital technology and physical design. It will include 40,000 decision-makers, 800 industry providers, 350 headline speakers, three retail store tours and an awards ceremony.
The Logistics Summit is a new event from IMRG, where the focus is on debating and progressing a series of key logistics themes – identified by IMRG’s newly-established Delivery Retail Advisory Board – to help delegates understand where the opportunities and challenges are for retailers.
As consumers' expectations of a seamless and personalised shopping experience continue to increase, how are you revolutionising your in-store offering to meet and exceed their needs?
At Future Stores you will gain access to 180+ in-store innovation leaders from Europe’s most progressive retailers, sharing their insights on how to turn your in-store transformation goals into reality.


text:
We celebrate everyone born in April with music from the stars who celebrate the month with you.
Marvin Gaye would be celebrating his birthday April 2nd. We honor that special day with a look at his life and his music. We share rare interviews from Marvin Gaye, and hear from many that Marvin influenced. We talk about his lasting legacy and why he meant so much to all of us. Let’s Get It On!
We celebrate everyone born in March with music from the stars who share the month with you.
Hello lovers everywhere. Join us as we play back the best love songs now and then for Valentine’s Day. We’re saying I Love You, musically on TTNAT.
We celebrate everyone born in February with music from the stars who share the month with you.
It’s a bittersweet edition this week as we salute those who passed on and made their way to Soul Heaven last year. We will share the music of some of your favorites, and other folks, who contributed to the soundtrack of your life.
It’s another chance for you to get schooled on the musical ABC’s. This time out we feature the artists you know and love who have a B in their 1st or last name.
Join us in the classroom again…virtually of course. It is time to re-acquaint you with the musical ABC’s. Naturally, we start it off with A and we will roll thru to Z as the year progresses. It’s your favorite artists with the letter A in their name, from Aaliyah to Alicia on TTNAT.
We celebrate everyone born in January with music from the stars who share the month with you.
It’s our two-part special the Top 45s Of The Last 45 Years. We’re playing back the number one songs of the year from 1975 to today this week on the most unique countdown show on the radio today.

domain: artistic


text:
Nine women dish on what they've learned from playing cougar.
As the saying goes, "You're only as old as the man you're feeling." So, are Madonna, Mariah, and J-Lo all on to something with their considerably younger beaus?
They Make Great Rebounds "I dated a guy who was 6 years my junior after a bad breakup. The sex was AMAZING and his friends basically thought I was a goddess ..I couldn't have a normal 'grownup' conversation with him at all, even about the simplest things.Introducing him to friends was a struggle, even if it was just at a chill house party.


SEATTLE — When an 11 1/2-game lead dwindles to seven and the rotation is in a constant state of flux, the clubhouse can be a grim place.
But the Sox have shown no outward signs of panic, and manager Jerry Manuel thinks his players are as relaxed now as they were during their hot streak in June.
"They're in good spirits," Manuel said before Friday's game in Seattle. "We just need some good pitching."
That's exactly what Manuel got from starter Mike Sirotka, who shut down the Mariners 4-1 to help the Sox increase their Central Division lead to eight games over Cleveland.
Sirotka (12-10) worked both sides of the plate to keep the Mariners off balance from the start, allowing one run on three hits in seven-plus innings. He struck out five and got 14 of his 21 outs on the ground, winning for the third time in his last four starts.
"Obviously, the next five weeks are important for everyone," Sirotka said. "It's time to see what everyone can do."
If the Sox are going to win the division, it's up to Sirotka to lead the staff, as he has done all year.
"That was a huge night for us," Manuel said. "He gave us seven strong innings and dominated the middle of the lineup--[Edgar] Martinez, [Alex] Rodriguez and [John] Olerud."
Herbert Perry drove in three runs and Keith Foulke registered his 23rd save, sending Seattle to its 11th loss in 12 games. The Mariners' lead in the West shrunk to 1 1/2 games over Oakland. Only two weeks ago, on Aug. 11, Seattle had a seven-game lead over the A's.
The White Sox jumped on the Mariners early, scoring three runs in the first inning off Seattle right-hander Aaron Sele and looking as though they were in one of their double-digit modes again.
Carlos Lee's RBI single put the Sox ahead 1-0, and after a walk to Paul Konerko loaded the bases, Perry singled home two more runs. But the offense went quiet for the next six innings while Sirotka went to work. After allowing a run-scoring single to Dan Wilson in the second, Sirotka escaped the jam and retired the next 13 batters through the sixth inning.
Perry handed Sirotka an insurance run in the eighth on a two-out RBI single up the middle.
"When he's clutch like that, he really carries this club," Manuel said.
Reliever Bob Howry replaced Sirotka after a leadoff walk in the bottom of the inning. Howry got a key double-play ball from Mark McLemore in the eighth to safeguard the three-run lead but ran into trouble to start the ninth.
Howry allowed a leadoff single to pinch hitter Carlos Guillen, then walked Rodriguez before striking out Martinez. Manuel called on the left-handed Kelly Wunsch to face Olerud, but Wunsch threw four straight balls to load the bases.
Enter Foulke, who threw two straight balls to Mike Cameron, conjuring up memories of some of his recent blown saves.
But Foulke wound up striking out Cameron for the second out, then struck out pinch hitter Stan Javier on three pitches to end it.
"Tonight you saw a lot of battles," Sirotka said. "That was a ridiculous situation to get out of."


text:
The Chamber of Trade and Industry (CTI) Chairman Brijesh Goyal said, 'Bring back the radiance to the markets, light the lamp of enthusiasm in the city markets. Avoid online shopping. The fun of shopping is at the shop, not on the screen.'
Crowded market in Dadar, Mumbai on Saturday. Representational Pic/ Atul Kamble
Markets across the city have been decked up with bright lights, while traders are running campaigns on social media to urge people to visit instead of shopping online, a traders' organisation said.
The Chamber of Trade and Industry (CTI) Chairman Brijesh Goyal and President Subhash Khandelwal urged consumers to visit markets with their families.
"Bring back the radiance to the markets, light the lamp of enthusiasm in the city markets. Avoid online shopping. The fun of shopping is at the shop, not on the screen," Goyal said.
Selfie points and food kiosks have been set up, discount schemes and lucky draw coupons introduced to attract customers to the markets, Goyal said.
The CTI is also appealing to shoppers through Facebook, Twitter and WhatsApp, urging them to go to the markets instead of relying on e-commerce websites for their Diwali shopping, Goyal said.
Vishnu Bhargava and Ramesh Ahuja, CTI general secretaries said market associations in Delhi, Karol Bagh, Rajouri Garden, Tilak Nagar, Kamla Nagar, Bhagirath Palace, Dariba Kalan, Chandni Chowk, Khari Baoli, Chawri Bazaar, Nehru Place, Lajpat Nagar, South Extension, Sarojini Nagar are creating awareness about the disadvantages of online shopping among traders and shoppers.
This story has been sourced from a third party syndicated feed, agencies. Mid-day accepts no responsibility or liability for its dependability, trustworthiness, reliability and data of the text. Mid-day management/mid-day.com reserves the sole right to alter, delete or remove (without notice) the content in its absolute discretion for any reason whatsoever


Tsab Mim Xyooj Christian Song Vol. 5 MP3
Nyob zoo cov phoojywg, ua tsaug rau nej txhua tus uas tuaj mloog kuv cov nkauj nyob rau kuv Channel no. Thiab sau lus txhawb zog ntau yam tuaj txhawb kuv ...
Hmoob song ma Tsab Mim Xyooj 2014 MP3
Tub kawm son la.
Peb Lub Tsiab Peb Caug/Tsab Mim Xyooj MP3
Hmong folk song Sung by Tsab Mim Xyooj.
HMONGWORLD: TSAB MIM XYOOJ talks about her transition to the Christian music & thanks her fans MP3
Welcome to HMONGWORLD, a 3HMONGTV program produced by KUVPAUB. Be sure to SUBSCRIBE to HMONGWORLD channel so that you're always ...
Tus Tswv Tsom Kwm Kuv/ Hmong Christian Song MP3
Tsab Mim Xyooj's new Christian songs vol. 3 Album "Tus Tswv Tsom Kwm Kuv"
Tsab Mim Xyooj's Tus Tswv Tsom Kwm Kuv/ Hmong Christian Song MP3
Tsab Mim Xyooj's Tus Tswv Tsom Kwm Kuv/ Hmong Christian Song.
Xav Qhia Koj Los Hais Tsis Tau - Tsab Mim Xyooj MP3
Hmong Love Song.
Rov Los Sib Hlub....Tsab Mim Xyooj.mp3 MP3
enjoyed hmong classic ....
Tsab Mim Xyooj - Kev Hlub Nyob Qhov Twg w/ Lyric MP3
Tsab Mim Xyooj Old Song Enjoy!
Tsab Mim Xyooj ( Peb caug khej me 2016 ) MP3
Tsab Mim Xyooj Christian Vol.4.mpg MP3
Ua Vajtswv tsaug uas tseem pub txoj sia lub dag lub zog, lub tswvyim rau Tsab Mim Xyooj or PAJLAV Productions, rov ua tiav ib daim nkauj Qhuas Vajtswv dua ...
Tsab Mim Xyooj (Hmong/Chinese Song) MP3
Song by Tsab Mim Xyooj This is a song originally from an old Chinese song.
Luj Yaj & Tsab Mim Xyooj - Luag Ntxhi Tos Leej Twg MP3
Like My Facebook Page For Lyrics, Download Links, Hmong News Discussion and more : https://www.facebook.com/HmongAdviceAndStories hmong love song ...
Tsab Ntawv - Tsab Mim Xyooj MP3
Hmong Love Songs.
Hmong Song 2013: Tsab Mim Xyooj & Luj Yaj 2013- Luag Ntxhi Tos Leej Twg [COVER] MP3
Here is a cover by Paul & Pakouda Vue of Tsab Mim Xyooj & Luj Yaj's old song called "Luag Ntxhi Tos Leej Twg". Please leave us any feedback! MUCH 3 ...
Tsab Mim Xyooj - Hmo Hli Nra MP3
Singer: Tsab Mim Xyooj (Cha Mee Xiong) Song Title: Hmo Hli Nra one of my favorite singer and song from the 90s..bring back memos:)
Plig Xyoo Tshiab..... Luj Yaj & Tsab Mim Xyooj.mp3 MP3
enjoyed hmong classic song.
Ho Ho Ho - Luj Yaj & Tsab Mim Xyooj MP3
Hahaha an old song from Luj Yaj and Tsab Mim. Don't this bring back old memories? It sure does for me LOL!!! Enjoy! I DO NOT OWN ANYTHING. SUBSCRIBE ...
Koj Mus Tau Zoo Lawm MP3
Christian song Singing by Tsab Mim Xyooj From: PAJLAV productians.
Luj Yaj & Tsab Mim -Luag Ntxhi Tos Leej Twg MP3
Luj Yaj Luj Yaj & Tsab Mim Luag Ntxhi Tos Leej Twg.


Palo Verde girls volleyball coach Phil Clarke admitted he had a few butterflies in his stomach before the Panthers met Legacy in the semifinals of the Sunset Region tournament Thursday at Silverado.
And those jitters were amped just a bit when a fire alarm was set off just before the start, causing a 38-minute delay.
But Clarke’s nerves were soothed from there, as Palo Verde needed just 55 minutes to down Legacy 25-8, 25-14, 25-12 and advance to its second straight regional final.
The Panthers (28-9) will face Shadow Ridge (24-9) at 7 p.m. today at Silverado.
It was quite evident Palo Verde played with a purpose after having lost to the Longhorns in the regular-season finale eight days ago.
“No matter who we play, I will always have butterflies before the start because it’s a Clarke thing,” Clarke said. “Of course, it’s tough to play someone twice in just over a week. However, the girls came out focused from the beginning.”
The Panthers, winners of nine of their past 10 matches, scored 17 of the first 22 points in the first set. Palo Verde raced to an 11-6 lead in the second set, sparked by three consecutive kills from senior Kendal Cheval.
After a Legacy timeout, Palo Verde went on another streak, using a 7-1 run to take control. Cheval and Kayla Kinney each had two kills in the run.
The third set saw the Longhorns play with a bit more emotion, as Ashly Goor had four kills to keep Legacy close early. But another Panthers streak proved huge, as a kill from Kinney helped Palo Verde gain a 13-10 advantage. From there, the Panthers scored 12 of the final 13 points to take the match.
“It’s great to be a win away from another trip to state,” Clarke said. “We play the same type of game as Legacy, with lots of emotion. We had much more emotion tonight, and that was the key.”
Cheval had 14 digs and nine kills for Palo Verde, and McKenzie Paulk added 26 assists. Fayrn Duncan had 25 digs for the Panthers, and teammate Aaliah Largusa added 10 kills.
Goor had eight kills and three aces for Legacy (12-19), which has only one senior on its roster. Saipeti Fuiava had two kills and two aces for the Longhorns.
Shadow Ridge 3, Bishop Gorman 0 — In the other semifinal, Ashley Smith had 16 kills and 12 digs as the Mustangs knocked off defending tourney champ Gorman, 25-16, 25-18, 25-17.
Chloe Gruwell added 14 kills, eight digs and four aces for the Mustangs (24-9), who lost to the Gaels on Oct. 29. Eadara Files had 31 assists and seven digs for Shadow Ridge.
Victoria Ewalefo had four kills to lead the Gaels. Danni Redding and Hailey Kraft each added three kills, and Lexi Bradford had 12 assists for Gorman (11-14).


text:
यस्मिन् जीवति जीवन्ति बहवः स तु जीवति |
“A person whose way of living results in helping a large number of poor and needy persons to lead a proper life really lives a meaningful life.”
COVID19 pandemic spreading to more than 140 countries has posed an unprecedented threat to the survival of entire mankind and has led to the decimation of our economy.
What is certain is that the poor and the underprivileged have been hugely impacted by the consequences.
National Medicos Organisation(NMO) with its motto ‘Swasthya Sewa se Rashtriya Sewa’ stands in the forefront to volunteer their services to the needy. But the worsening situation demanded the organisation to act in the most collaborative and coordinated way to win this battle with COVID19.
It’s a nationwide organisation of 10k+ qualified doctors and 50k+ students from allopathic system of medicine working in over 23+ states with the common objective of selfless service to mankind.
During the COVID19 pandemic, NMO pulled up its socks and seated all pumped up to help our communities fight the disruption and challenges posed.
NMO Haryana took the lead and courage to create awareness and strengthen the initiatives of the Central government by organising 5 COVID19 helpdesks in hospital areas especially OPDs guiding the people about social distancing, cough etiquettes and hand hygiene practices. This initiative was possible by the determination of 41 doctor and student volunteers.
As the COVID19 continued to wreak havoc around the world, the organisation mended its ways of Sewa and started awareness through 150+ text and 25+ video messages covering more than 13 lac beneficiaries across the country.
The organisation and it’s dedicated doctor members could reach out to more than 11000 patients via Telemedicine because the organisation believes ‘सर्वे सन्तु निरामयाः’ – ‘ May All be Free from Illness’
COVID19 and the justified lockdown was more of a struggle for poor, a battle between hunger and health. NMO and all it’s units across the nation distributed food and dry ration to the needy covering more than 35000 beneficiaries.
Various studies over the mode of entry of COVID19 infection in humans led the organisation to the idea of ‘Nashamukt Shakaharyukt Jeevan Abhiyan’ encouraging to quit the consumption of Non-vegetarian foods and alcohol. 250+ commitments for a start seem to show the rays of hope.
National Medicos Organisation’s prime aim is to deliver health services and more than 500 doctor members are working as COVID19 warriors in the isolation wards.
NMO distributed more than 2000 PPE(Personal protective equipment) kits and 15000 protection kits (Masks, caps, sanitizers, gloves ) to motivate our health heroes.
The organisation and the expertise of its members led the preparation of more than 900 Litres of hand sanitizer.
When everyone was locked down at their homes, the blood banks were running short of the blood, NMO Assam extended its support and came up with Rakta-Dhara, blood donation drive and recorded 1271+ blood donations all over the nation.
NMO Bharat feels proud to have been an accelerator to healing during these times of crises. The organisation also understands the travel limitations as well as the mental toll of the general public due to the COVID19 pandemic,
It’s regularly organising webinars, educational Facebook live sessions and online Meditation sessions and competitions enlightening and engaging lacs of people, especially students.
The organisation realises the dilemma and pain of the PG and DNB aspirants who can’t reach out to select which institute is best for them.
For helping them, NMOBharat took the initiative of PG and DNB Helpline on its national website www.nationalmedicosorganisation.org.
The helpline contains contact numbers of over 250 doctors providing assistance in the counselling procedure.
NMO Bharat is more than happy to be able to compile all the resources for ensuring that it’s available to people who are struggling with COVID19. NMO Bharat further believes that it’s a fight of patience and the virus has to lose.
The vision is to serve the country by serving mankind. Long way to go. Long live NMO.
वयं राष्ट्रे जागृयाम: ।।


text:
Thanks for the note @Sefti
After the frenetic pace of the initial launch phase where we were launching, tweaking, fixing and developing stuff literally every hour of every day, there has - we agree - been a bit of a period of consolidation.
Our goal was ambitious - to launch the entire app and offer the full range of services - from Spend all the way to Invest, between the beginning of February and the end of the tax year.
We achieved a lot of that, with the current account and card, the track functionality and even getting the first bond out, plus a chance to review the Invest options (to show you our ideas).
However, as @AC mentioned, this was happening VERY fast and with the potential of missing out certain details - as well as putting a lot of personal pressure on a small team. We reluctantly decided that it was better to get it right, and so we’ve slowed the release of features and concentrated on getting all the details right and testing them as much as possible before we release them. I wouldn’t say we have not been making any changes though.
We’ve grown hugely, and are very grateful to the thousands of customers who’ve joined us and who use us every day - and also to those who have also chosen to invest in our success.
We were disappointed not to be able to get the next issuance of the fixed-interest bonds out as planned by the last days of March, but having missed the ISA deadline (which was only 4 days ago) it makes more sense to ensure that when we do issue the next bonds, what we offer is more complete. Not just the bonds themselves, but the buying process, the statements, and more.
Dozens was never intended to be just about the fixed interest bonds. In fact we’d rather be known for the full service of options, and have tried to talk more about the budgeting features - but launching these without a reward for good behaviour didn’t make sense, so we also made the bonds available - but they’re not the only focus.
With this frantic pace of development, it is important to look back and realise that we’ve been offering services to customers for less than 3 months. It was never our intention to be a bright spark that burns bright, but quickly. We are in this for the long term.
I trust that you’ll see the progress you seek very soon - so if you do move back to Monzo for now, do stay in touch and we hope you will see reasons to come back soon.
Can we say “a bientot”?


text:
Motor India has rolled out the third generation Grand i10, the Nios. The first Grand i10 Nios rolled out from the
company’s factory in south India comes with a lot of new features and space.
on the first production roll-out, S S Kim, MD & CEO, Hyundai Motor
India said, “This is a proud moment for
us at Hyundai, with over 2.7 million happy customers the i10 brand (i10 and
Grand i10) has been one of the most loved hatchback in India. And today we are
set to create history again with the Global First – roll out of 3rd Generation
Grand i10 Nios, which will set new benchmarks in the hatchback segment while
creating Brilliant Ownership experience for our customers”.
The Hyundai plant in Sriperumbudur in
southern state of Tamil Nadu with its advanced Manufacturing 4.0 production
equipped with over 590 - Generation 4 Robots, quality and testing capabilities along
with flexible engine plants is completely equipped for the mass production of Grand
Diversified Industrial and Automotive supplier, Schaeffler India’s Automotive Aftermarket division launched a premium range of wiper blades under Schaeffler TruPower label.
Natural Battery Technologies, a leading battery manufacturer in India, located out of Rajasthan announced launch of automotive safe batteries through technology breakthrough in Lithium Iron Phosphate ...
Helmet manufacturer Steelbird Hi-tech India (SBHT) has introduced a new range of helmets namely “Blauer BET”. The biggest highlight of Blauer BET helmets is that they meet the new European Safety Stan...


City seeks state grant
Pedestrian bridge could again link two Waupaca parks
By Angie Landsverk
The city of Waupaca is seeking a grant to replace the pedestrian bridge between two downtown parks.
The bridge connects Hidden Park to the nearby Rotary Riverview Park on the other side of the Waupaca River.
The bridge has been closed since around 2010 due to safety concerns.
The Wisconsin Department of Transportation has a one-time $75 million Multimodal Local Supplement Grant Fund that focuses on multi-modal travel.
“We feel we have a good project replacing a park bridge that allows bike and pedestrian connection to our downtown,” Public Works Director Justin Berrens wrote in a memo to the mayor and common council.
When the council met on Dec. 3, it approved the city submitting an application.
The application was due Dec. 6.
The state program could provide up to a 90% cost share for the construction of the bridge, according to Berrens.
The estimated cost of the improvement is $910,000.
That includes the new bridge, grading, sidewalk and removing the old bridge, he told the council.
If the city receives funds, it has to be brought back to the council for approval, Berrens said.
The project would then be added to the city’s five-year Capital Improvements Plan.
Berrens said the city would have six years to use the funds, so the project would be on the back end of the city’s plan.
He noted replacing the pedestrian bridge is part of Rotary Riverview Park’s master plan.
That plan was updated and approved in 2018.


text:
Montisano Family History & Genealogy
Montisano Last Name History & Origin
Nationality & Ethnicity
These are the earliest records we have of the Montisano family.
Montisano Biographies & Family Trees
Find birth, death records, and obituaries of Montisanos on AncientFaces:
Most Common First Names
- Anthony 10.0%
- Joseph 8.0%
- Frank 6.0%
- Dolores 4.0%
- James 4.0%
- Filomena 4.0%
- Domenico 4.0%
- Jon 4.0%
- Mary 4.0%
- Giovanni 4.0%
Sample of 44 Montisanos bios
Montisano Death Records & Life Expectancy
According to our database of 35 people with the last name Montisano that have a birth and death date listed:
These are the longest-lived members of the Montisano family on AncientFaces.
Leave a message to start a discussion about the Montisano family with other AncientFaces Members.

domain: history


text:
NewRiver REIT, owner of The Martlets Shopping Centre, has taken a significant step forward in progressing the c. €76.2m (£65m) Burgess Hill regeneration, by signing leading brands Next and Nando’s as announced in the Company’s FY17 Annual Results on 16 May 2017. The two new pre-lets take the retail and leisure element of the scheme to 49% pre-let, with a further 10% in solicitors’ hands.
This news comes as NewRiver completes the purchase of a site on nearby Leylands Road, a key milestone that enables the relocation of existing occupiers within the current scheme and paves the way for the next phase of preparation works. NewRiver has agreed terms with Lidl and Iceland to surrender and relocate to sites adjacent to the shopping centre, as well as agreeing to relocate the Council-owned library to a temporary position while its new home is built. As a result of all this progress, NewRiver hope to be in a position to begin on site later this year.
This exciting announcement of popular fashion and homewares retailer Next and family friendly restaurant Nando’s marks an important step in the creation of the new 465,000 ft² Burgess Hill town centre regeneration, which will be a vibrant place to shop, dine, relax or catch a film. As well as the new multiplex Cineworld and a 63-bed Travelodge, NewRiver will also introduce to the town centre development a variety of other shops and restaurants, as well as new homes, rejuvenated public spaces, and a brand new library for the town.
Justin Thomas, Director at NewRiver, commented: “We are making excellent progress and these key events mark a significant milestone for the deliverability of this exciting development. We are delighted to have popular brands including Next and Nando’s to anchor our redevelopment in the heart of Burgess Hill. Key to the success of our proposals is creating a truly vibrant town centre experience, and new restaurants will complement the evening economy that we are aiming for, bolstered by the multiplex Cineworld that now sits at the heart of the development."


text:
Total amount: € 0,00
HOW TO ORDER
A Journal on Surgery
Indexed/Abstracted in: EMBASE, Scopus, Emerging Sources Citation Index
Chirurgia 2005 August;18(4):175-80
Non-palpable breast lesion-biopsy by ABBI® system. A diagnostic tool
Rulli A., Lauro A., Bisacci C., Cirocchi R., Carli L
Aim. Deaths from breast cancer are falling because of therapeutic advances and an increased use of screening mammography but, as more women are screened, more of them will need breast biopsy. FNA is not always adequate, so the number of surgical procedures for non-palpable breast lesions (microcalcifications, parenchymal distorsions, less than 10 mm-nodules and nodules plus microcalcifications) is increasing, although most of them are benign lesions. There is a need to improve the quality of the biopsy, to select the patients to bring into the operating-room and to obtain a better cost-effectiveness: we report our experience with the ABBI® system (Advanced Breast Biopsy Instrumentation-Autosuture Company) as a diagnostic tool.
Methods. The ABBI® system is an X-ray digital system with a mechanical arm guided by computer-targeting, able to drive a biopsy-needle inside the lesion or to remove a breast area (up to 20 mm) by special cannules, under local anesthesia: it is anatomically shaped, with head and shoulders on same level and relaxed pectoralis muscles, allowing a more precise procedure. In 1 year, we performed 141 procedures (59 excisional biopsies and 82 core-biopsies): 98 of them were benign lesions.
Results. We removed 30 nodules (22 benign and 8 malignant), 23 microcalcifications (13 benign and 10 malignant), 5 nodules plus microcalcifications (5 benign) and 1 parenchymal distorsion (1 benign). There were no relevant complications in our series (1 hematoma, spontaneously healed). We performed multiple core-biopsies on 82 patients as well: 63 nodules (45 benign and 18 malignant), 10 microcalcifications (9 benign and 1 malignant), 5 nodules plus microcalcifications (3 benign and 2 malignant) and 3 parenchymal distorsions (3 malignant). One lesion was MRI-positive only.
Conclusion. ABBI® system is a safe, cost-effective, technically easy and fast (up to 15 min) day-case procedure: it allows a good cosmetic result and, in case of benign histological findings, a one-step procedure. In our experience, more than 69% of core- or excisional-biopsies were benign and didn¹t go to the operating room: ABBI® is going to represent an ideal, accurate diagnostic tool in the management of non-palpable breast lesions.

domain: medical


I have had the Glock tactical light for several months. I paid about $100 somewhere. Easy on, easy off, flash on. You can operate the switch with the trigger finger of either hand.Savage said:I saw the Glock "Safe Action" tatical light in a catalog I received yesterday. In the picture it looked larger than the M-3 and sold for $124.95. I was told by a friend that just completed the Glock Armor's school that the Glock light was smaller and less expensive than the M-3. Doesn't look like it to me! Is Glock producing a second, smaller light?


text:
Restaurant Kitchen Layout Design Software. Here are a number of highest rated Restaurant Kitchen Layout Design Software pictures on internet. We identified it from trustworthy source. Its submitted by government in the best field. We resign yourself to this nice of Restaurant Kitchen Layout Design Software graphic could possibly be the most trending topic in the same way as we allocation it in google pro or facebook.
We attempt to introduced in this posting past this may be one of astonishing reference for any Restaurant Kitchen Layout Design Software options. Dont you come here to know some additional unique pot de fleurs pas cher idea? We truly wish you can easily take on it as one of your hint and many thanks for your get older for surfing our webpage. entertain ration this image for your beloved friends, families, outfit via your social media such as facebook, google plus, twitter, pinterest, or any additional bookmarking sites.

domain: design


text:
Superbowl 50 gives us new “Captain America: Civil War” trailer – Whose side are you on?
“United we stand. Divided we Stand. United we fall. Divided we fall.”
During Superbowl 50, the latest 30-second trailer dropped for the upcoming “Captain America: Civil War”. In case you missed it, here is the video:
Despite being short, there are still plenty of tidbits to pick up. Aside from some new costumes for the main cast, here are a few important things to note in the trailer:
Ant-Man has a new outfit! Makes perfect sense when you consider the suit was old to begin with, so it seems now he has been upgraded with a sleeker helmet and overall design, along with modern materials and fabrics.
Tony Stark has a new toy in this trailer to deal with unexpected threats. In this case, when Winter Soldier pulls a gun on him, Tony’s wristwatch goes into action, covering his hand in an iron man gauntlet to fend off the attack. Expect this to be on every kids holiday wish list this year, or at least us big kids.
In case you were keeping track, here is each team’s members:
Team Cap includes Falcon, Ant-Man, Hawkeye (in a dark purple or dark blue outfit that seems a more militaristic version of what we saw him wear in Avengers: Age of Ultron), Scarlet Witch and her shoulder pads, and Bucky.
Team Iron Man includes War Machine, Vision, a reluctant Black Widow, and The Black Panther. What will happen when these two teams collide? Other than the sound of millions of fans screaming in joy, I have no idea, but I look forward to find out.
“Captain America: Civil War” is expected to be released in theaters on May 6, 2016.

domain: entertainment


text:
Researcher Wins 2020 UCD AbbVie Innovation Award to Develop Biomarkers for Multiple Sclerosis
University College Dublin (UCD) researcher Dr Paulina Szklanna has been named winner of the 2020 UCD AbbVie Innovation Award for the potential within her research to develop an affordable clinical tool, based on blood-borne markers, to track the progression of multiple sclerosis over time.
The Award will provide Dr Szklanna with a research bursary of €8,000 to enable her to progress her research.
Multiple sclerosis (MS) is an inflammatory and neurodegenerative condition that remains the most common cause of non-traumatic disability in young adults. Nine thousand (9000) Irish people are currently living with MS and their individual disease progression is highly variable. Clinically predicting the course of the disease remains a huge challenge and biomarkers are urgently required to help in this effort.
Dr Szklanna is an early-career researcher working in the UCD Conway SPHERE group led by Professor Patricia Maguire, UCD School of Biomolecular and Biomedical Science and Professor Fionnuala Ni Ainle, UCD School of Medicine.
Dr Szklanna and her colleagues have uncovered biomarkers released in the blood from platelets, the fragments involved in blood clotting. They used an interdisciplinary platform called PALADINTM or platelet-based diagnostics, which draws on cutting-edge biomedical, clinical and machine learning knowhow.
The team use these blood-borne markers with AI_PredictMS (Artificial Intelligence to Predict the future in Multiple Sclerosis); a prototype risk stratification solution for MS. In a recent trial, they have shown that AI_PredictMS can differentiate between people with milder and people with more debilitating forms of multiple sclerosis with 97% accuracy.
“This Award from AbbVie will enable us to validate AI_PredictMS in a wider cohort of MS patients and develop it as an antibody-based, non-invasive liquid biopsy that can use standard clinical laboratory equipment. It will mean that AI_PredictMS will deliver same-day results to doctors, allowing more timely clinical evaluation of people with MS. This will lead to earlier, individualised treatment interventions that should reduce the frequency and/or the severity of their disease”, said Dr Szklanna.
The team believe this test will become part of worldwide MS screening programmes within the next 5-years and help to slow the progression of chronic disability and improve quality of life for all people living with MS.
The Innovation Award Programme was launched in 2017 by the pharmaceutical company Allergan, which became part of AbbVie in May 2020. This is the third year that UCD has secured funding under this programme and the University is delighted to support accomplished scholars who wish to advance their innovative research studies in the field of life sciences.
David Wade, Director of Operations at AbbVie Clonshaugh, Dublin, a member of the judging panel for the 2020 UCD AbbVie Innovation Award, said, “We are delighted to again partner with University College Dublin for this year’s AbbVie Innovation Award. We are pleased to build on our longstanding relationships with communities through providing educational support to universities and colleges around the country, by reaffirming our commitment to the future of life sciences.”
He added, “Our warmest congratulations to Dr Szklanna and we wish her continued success with her research. We hope that this Innovation Award will inspire more students who wish to establish themselves within the field of life sciences.”
Speaking at the award ceremony, Professor William Gallagher, Director, UCD Conway Institute and Professor of Cancer Biology in UCD School of Biomolecular and Biomedical Science said, ”By fostering a culture of innovation within our early career researchers, we can enable them for success in careers within industry, academia and research support agencies. We are delighted to engage with industry partners, such as AbbVie, to explore the potential in developing fundamental research into commercial and clinical reality.”
Dr Jennifer Melia, Enterprise Ireland; Dr Ena Walsh, the Knowledge Transfer Case Manager for Life Sciences at NovaUCD; Professor Therese Kinsella, founder and CEO, ATXA Therapeutics and Professor William Gallagher, co-founder and Chief Scientific Officer, OncoMark Limited were also on the judging panel.
Dr Melia, Enterprise Ireland said, “The future is very bright in UCD from both a scientific research and commercialisation perspective.”
Dr Szklanna competed against three other early-career researchers for the bursary prize.
Flavia Messina, a PhD candidate, is evaluating a new drug for retinal degeneration; Emilie McCormack, a MD and PhD candidate, is working on a new perfusion solution for use in lung transplants; and Dr Stephen Fitzsimons is exploring new biomarkers to diagnose the progression of stenosis in coronary artery disease.
12 November 2020
For further information contact Micéal Whelan, Communications and Media Relations Manager, UCD Research and Innovation, e: email@example.com or t: +353 1 716 3712 or Elaine Quinn, UCD Conway Institute, e: firstname.lastname@example.org.
AbbVie's mission is to discover and deliver innovative medicines that solve serious health issues today and address the medical challenges of tomorrow. We strive to have a remarkable impact on people's lives across several key therapeutic areas: immunology, oncology, neuroscience, eye care, virology, women's health and gastroenterology, in addition to products and services across its Allergan Aesthetics portfolio. www.abbvie.com.
UCD Conway Institute is an interdisciplinary research centre exploring the fundamental mechanisms that underlie major chronic diseases such as diabetes, obesity, cancer, vascular diseases, and neurodegeneration. The ultimate aim of this research is to translate new knowledge in these disease areas for the benefit of patients through developing the next generation of diagnostics, therapeutics and medical devices. Basic discovery research is the driver of innovation and eventual commercial application. In order to deliver on its mission, Conway researchers place emphasis on excellence in basic research, while developing the culture and tools that promote innovation. The close collaboration between Conway researchers, clinicians and industry partners facilitates the translation of basic research into the clinical and industry settings.
UCD Conway Institute was established on the Belfield campus of University College Dublin (UCD) in September 2003. Professor William Gallagher was appointed to the directorship of the Institute in April 2016. The 11,200m2 facility accommodates a total of 450 researchers including postgraduate students and postdoctoral fellows. www.ucd.ie/conway

domain: biology


text:
Tanquin, Peru, 2019
This nursery and primary school are located in Union Altosanibeni, an isolated indigenous community in Peru. The school serves the children of the community and also benefits the inhabitants of the region.
The school was built using a participatory approach. During a series of participatory workshops, community members provided insights into locally available materials that could be used to build the main components of the school, where to find them, and how to transport them to the site. Participants brought to attention some site-specific challenges, such as drought periods during August, and thus the need to adequately manage the water supply for construction. They also informed the designers that it would not be possible to use local wood for the construction because the trees in the area were protected.
Children were involved during this phase. Through playful activities, facilitators asked them about their daily routine, with a focus on activities conducted during school hours. Children also helped to envision the school space, expressing through drawings their visions and needs, such as larger classrooms, a library and well-equipped toilets.


60) John McDonnell has made a number of changes
52) Ryan Guy has been replaced by Stephen Quigley
51) Ex-Waterford United winger Darly Murphy has made it 3 to Sunderland
45) Saints manager, John McDonnell has made two changes at half-time.
44) A brace (28, 44) from Tommy Miller has given Sunderland a 2-0 lead going into half-time.
28) Tommy Miller has opened the scoring for Sunderland
1) The match is currently underway at Sunderland's academy stadium. Former Ireland and Manchester United captain, Roy Keane, is one of spectators in the crowd.
The St Pat's squad travelling to game is:
Ryan, Clarke, Brennan, S Quigley, C Foley, Maguire, Frost, Murphy, Fahey, Ndo, M Foley, O'Connor, Kirby, M Quigley, Rooney, O'Neill, O'Halloran, Fitzpatrick, Lynch, Ryan
Carson, N. Wright, S. Wright, Cunningham, Hartley, Clarke, Welsh, Arnau, Richardson, Wallace, T. Miller, Murphy, Mocquet, Luscombe, McArdle, Waghorn.


text:
Selenium and vitamin E: interesting biology and dashed hope.
Affiliations of author: Glickman Urological and Kidney Institute, Center for Clinical & Translational Research, and Department of Surgery, Cleveland Clinic Lerner College of Medicine, Cleveland, OH.CancerSpectrum Knowledge Environment (Impact Factor: 15.16). 03/2009; 101(5):283-5. DOI: 10.1093/jnci/djp009
[Show abstract] [Hide abstract]
ABSTRACT: Prostate cancer is the most frequently diagnosed malignancy in men. However, African American/Black men are 60 % more likely to be diagnosed with and 2.4 times more likely to die from prostate cancer, compared to Non-Hispanic White men. Despite the increased burden of this malignancy, no evidence-based recommendation regarding prostate cancer screening exists for the high-risk population. Moreover, in addition to screening and detection, African American men may constitute a prime population for chemoprevention. Early detection and chemoprevention may thus represent an integral part of prostate cancer control in this population. Importantly, recent research has elucidated biological differences in the prostate tumors of African American compared to European American men. The latter may enable a more favorable response in African American men to specific chemopreventive agents that target relevant signal transduction pathways. Based on this evolving evidence, the aims of this review are threefold. First, we aim to summarize the biological differences that were reported in the prostate tumors of African American and European American men. Second, we will review the single- and multi-target chemopreventive agents placing specific emphasis on the pathways implicated in prostate carcinogenesis. And lastly, we will discuss the most promising nutraceutical chemopreventive compounds. Our review underscores the promise of chemoprevention in prostate cancer control, as well as provides justification for further investment in this filed to ultimately reduce prostate cancer morbidity and mortality in this high-risk population of African American men.Cancer Causes and Control 06/2013; 24(8). DOI:10.1007/s10552-013-0241-x · 2.96 Impact Factor
[Show abstract] [Hide abstract]
ABSTRACT: NKX3.1 is an androgen-regulated prostate tumor suppressor protein. We previously found that antioxidant administration (N-acetylcysteine) in the Nkx3.1 knock-out mouse model promoted prostate epithelial proliferation, suggesting that NKX3.1 activity modifies the effect of antioxidant administration on prostate carcinogenesis. Interestingly, administration of the antioxidant vitamin E significantly increased prostate cancer risk in the Selenium and Vitamin E Cancer Prevention Trial (SELECT), suggesting our animal experiments may be relevant to humans. To determine whether NKX3.1 played a role in increased human prostate cancer risk associated with antioxidant administration in SELECT, we investigated the joint risk of antioxidant administration and NKX3.1 genotypes previously found to be associated with decreased NKX3.1 mRNA expression (rs11781886) or DNA-binding activity in vitro (rs2228013) in the SELECT biomarker case-cohort sub-study (1,866 cases; 3135 non-cases). Multivariable COX regression models were developed to determine the joint association of NKX3.1 genotypes with administration of vitamin E, selenium, or the combination, compared to placebo. The CC genotype at rs11781886 combined with selenium administration was associated with increased overall prostate cancer risk (HR 1.676, 95% CI 1.011-2.777, p=0.045) and low grade prostate cancer risk (HR 1.811, 95% CI 1.016-3.228, p=0.0441). Similarly, the rs11781886 minor allele (CC+CT) combined with vitamin E administration was significantly associated with increased prostate cancer risk (HR 1.450, 95% CI 1.117-1.882, p=0.0052). Our results indicate that variation in NKX3.1 expression combined with selenium or vitamin E treatment modifies the risk of prostate cancer. Genetic background may modulate the effects of antioxidant supplementation thought to act as chemoprevention agents.Cancer Prevention Research 06/2014; 7(9). DOI:10.1158/1940-6207.CAPR-14-0075 · 5.27 Impact Factor
[Show abstract] [Hide abstract]
ABSTRACT: BACKGROUND Multiple studies show that reactive oxygen species (ROS) play a major role in prostate cancer (PCa) development and progression. Previously, we reported an induction of Spermidine/Spermine N1-Acetyl Transferase (SSAT) by androgen-activated androgen receptor (AR)-JunD protein complex that leads to over-production of ROS in PCa cells. In our current research, we identify small molecules that specifically block AR-JunD in this ROS-generating metabolic pathway.METHODSA high throughput assay based on Gaussia Luciferase reconstitution was used to identify inhibitors of the AR-JunD interaction. Selected hits were further screened using a fluorescence polarization competitor assay to eliminate those that bind to the AR Ligand Binding Domain (LBD), in order to identify molecules that specifically target events downstream to androgen activation of AR. Eleven molecules were selected for studies on their efficacy against ROS generation and growth of cultured human PCa cells by DCFH dye-oxidation assay and DNA fluorescence assay, respectively. In situ Proximity Ligation Assay (PLA), SSAT promoter-luciferase reporter assay, and western blotting of apoptosis and cell cycle markers were used to study mechanism of action of the lead compound.RESULTSSelected lead compound GWARJD10 with EC50 10 μM against ROS production was shown to block AR-JunD interaction in situ as well as block androgen-induced SSAT gene expression at IC50 5 μM. This compound had no effect on apoptosis markers, but reduced cyclin D1 protein level.CONCLUSIONS Inhibitor of AR-JunD interaction, GWARJD10 shows promise for prevention of progression of PCa at an early stage of the disease by blocking growth and ROS production. Prostate © 2014 Wiley Periodicals, Inc.The Prostate 05/2014; 74(7). DOI:10.1002/pros.22800 · 3.57 Impact Factor
Data provided are for informational purposes only. Although carefully collected, accuracy cannot be guaranteed. The impact factor represents a rough estimation of the journal's impact factor and does not reflect the actual current impact factor. Publisher conditions are provided by RoMEO. Differing provisions from the publisher's actual policy or licence agreement may be applicable.

domain: literature


text:
MILLER, Jake B. 1896-1987
MILLER, SOLMA, SCHIPPER
Posted By: Tammy (email)
Date: 3/22/2017 at 11:01:04
Jake B. Miller, Age 91, Dies
Jake B. Miller of Holland passed away at 3:15 a.m. on Sunday, May 10, at the Acute Care Unit of the Grundy County Memorial Hospital in Grundy Center.
Funeral services were held at the Holland Christian Reformed Church, Holland, on Tuesday, May 12, at 10:30 a.m. Rev. I. W. Meuzelaar officiated.
Mrs. Tena Schoon and Mrs. Lori Schoolman sang "Nearer My God To Thee" and "Lord, I'm Coming Home." They were accompanied by Mrs. Raymond Hinders, who also played selected numbers for the prelude and postlude.
The casket bearers were Edwin Brower, Harry Meyer, Don Ennenga, K. C. Kruger, Eldon Klaassen and Edward Schoolman.
The ushers were Virgil Getting and Jasper Westerman. Mrs. Edwin Brower and Mrs. Richard Neessen were in charge of the floral arrangements.
Interment was in the Holland Christian Reformed Church Cemetery.
Relatives and friends were invited to return to the church following the committal services for a period of Christian fellowship and refreshments.
Mr. Miller was born on May 5, 1896, on his parents' farm in Beaver township, Grundy county, the son of Ben and Jessie Solma Miller. He attained the age of 91 years and five days.
He grew up on the Miller family farm in Beaver township and attended country school. He served in the U.S. Army during WWI.
On March 2, 1921, he was united in marriage to Hattie Schipper on a farm near Holland by Rev. Siemsen. After their marriage, they farmed the family farm near Fern until May 5, 1946, when they moved and made their home in Holland.
He was a member of the Pleasant Valley Reformed Church and later joined the Holland Christian Reformed Church in Holland.
He was preceded in death by his parents, one son, Ben J. Miller on February 23, 1982, and by one brother and three sisters.
He is survived by his wife, Hattie; one daughter, Mrs. Delbert (Ann) Meyer of Holland; one son, John Miller of Hampton; one daughter-in-law, Mrs. Irene Miller of rural Holland; six grandchildren and four great-grandchildren.
A memorial fund has been established.
The Engelkes-Abels Funeral Home, Grundy Center, was in charge of the funeral arrangements.
--The Grundy Register (Grundy Center, Iowa), 14 May 1987, pg 6
Grundy Obituaries maintained by Tammy D. Mount.
WebBBS 4.33 Genealogy Modification Package by WebJourneymen


text: Ones To Watch rappers Lil B and Chance the Rapper have come together for a collaborative freestyle mixtape. Titled Free (Based Freestyles Mixtape), the 6-track set was released on SoundCloud this morning. “Lil B x Chance The Rapper Come Together to make history!!! collect this piece,” wrote Lil B on the SoundCloud description, while Chance attributed the freestyles to "magic, love, acid and bases." Listen below, and stay tuned for more.