Automating The Insurance Sales Workflow
Insurance sales are highly regulated and can require several procedures that change depending on a variety of elements. This makes it essential that digital systems can be easily adjusted to account for changing variables and regulatory requirements.
In this piece, we will discuss how automated workflows enable a seamless, fully-compliant, and efficient insurance sales process that also provides a superior customer experience.
Many insurance agents already make use of digital tools to sell more efficiently and easily to today’s impatient customers. Standalone tools such as eSignatures are now widely used. Yet over time, agents understand those point solutions cannot offer them the kind of automation and seamlessness required to maximize each sales interaction.


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Windows Mobile 6.5 may not seem that major an upgrade (possibly because Microsoft has been sitting on it since April while handset manufacturers built it into phones), but the future of Windows Phone is bright, says senior product manager Greg Sullivan.
"The future is not just a program that runs on a PC or on a phone or in the cloud; it's across all of those. The notion of the platform that includes client, server, a mobile device, some other device, all connected by a cloud – that is very powerful and I would argue it's already happening".
He suggests the Windows Mobile Netflix client and instant messaging as good examples of things you can do on the phone, the PC, the Web, the Xbox (and the right kind of TV), and although he admits with services like Live Calendar there's "room for improvement" on the Windows mobile side he says Microsoft has more to offer than the competition.
"If you do posit this is the new platform for work and home, there's one company that has a completeness of offering and the beginnings of an integrated offering more so than any other company and it's Microsoft.
"Google does the cloud and the phone and they're talking about doing stuff on the PC but we'll see that happens to that. Apple does the PC and the phone and I would argue their cloud service is not something they would tell you is the best. RIM does the enterprise server and the phone. Microsoft does them all."
The range of Microsoft services beyond the phone and PC will matter too. "There's a bunch of stuff around gaming, those Live services, there's music stuff… there are assets across the company that will lend themselves well to this new platform notion." But while he doesn't name Apple, it's clear he has them in mind when he talks about the lessons Windows Phone can learn from Windows.
"The reason Windows is as successful as it is because of the opportunity it created for other people to build on it as a platform. It wasn't about locking out and trying to create exclusivity; it was exactly the freedom and choice that led to the critical mass of the platform being to the success that it was - and we see that same notion applying to what we broadly define as the new platform."
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Mary (Twitter, Google+, website) started her career at Future Publishing, saw the AOL meltdown first hand the first time around when she ran the AOL UK computing channel, and she's been a freelance tech writer for over a decade. She's used every version of Windows and Office released, and every smartphone too, but she's still looking for the perfect tablet. Yes, she really does have USB earrings.

domain: news


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Assignment: Create your template
In this first assignment, Dov challenges you to set up a template of sounds using elements from the patches that you've created,. Organize these patches into track folders, as Dov demonstrated in this chapter of the course.
About the instructor
Hi, I'm Dov Waterman, a composer, pianist and producer. I've composed music designed sound for movies like After Earth, Terminator Genysis, Tranformsers: The Last Knight, The Snowman.
I'm also a sample library audio editor and sound designer working with companies like Native Instruments & SonoKinetic.

domain: entertainment


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Steamed asparagus is a tasty and healthy vegetable dish that can be served as a side to any meal. It’s easy to prepare and takes very little time to cook. In this article, we will share some easy steps to make perfectly steamed asparagus that is both delicious and nutritious. Whether you’re an experienced cook or just starting out, these steps will ensure that you get it right every time. So, without further ado, let’s get started!
Why Steam Asparagus Instead of Boiling or Stir-Frying?
If you’re looking for the healthiest way to cook asparagus, steaming is the way to go. Boiling asparagus can cause it to lose some of its nutrients, while stir-frying requires oil or butter that can add unwanted fat and calories. Steaming the asparagus allows it to retain most of its nutrients and flavor, without added fat, salt or seasoning.
What Are the Benefits of Eating Asparagus?
Asparagus is a nutrient-rich vegetable that is low in calories and high in fiber, vitamins, and minerals, which can help promote healthy digestion, weight loss, and overall health. Consuming asparagus can provide a wide range of health benefits due to the presence of vitamins A, C, E, K, and B6, as well as folate, iron, copper, manganese, and potassium.
The high fiber content in asparagus helps promote digestive health, preventing constipation, and keeping the digestive system healthy. This vegetable also contains prebiotics that support the growth of good bacteria in the gut and prevent bloating and other digestive issues.
Promotes Weight Loss
Asparagus contains a low amount of calories and fat, making it a suitable vegetable for people looking to lose weight. The high fiber content also helps control hunger and keeps you feeling full for a longer time.
The antioxidants found in asparagus help reduce inflammation and protect the body from free radicals that can lead to chronic diseases. This vegetable also contains polyphenols that have anti-inflammatory properties and can help relieve arthritis pain.
Prevents Birth Defects
Asparagus is a rich source of folate, which is essential for pregnant women. Folate helps prevent neural tube defects in the developing fetus, making it an important nutrient for pregnant women to consume.
Improves Heart Health
Asparagus contains antioxidants and anti-inflammatory compounds that can help reduce the risk of heart disease. The high levels of potassium in this vegetable can also help regulate blood pressure and improve heart health.
How to Choose and Prepare Fresh Asparagus for Steaming?
Asparagus is a delicious and healthy vegetable that is easy to prepare. In order to steam asparagus perfectly, it is important to choose and prepare fresh asparagus properly. Here are some tips on how to choose and prepare fresh asparagus for steaming:
Choosing Fresh Asparagus
The first step to preparing asparagus for steaming is to choose fresh asparagus. Here’s what to look for when selecting asparagus:
- Look for stalks that are firm and straight, without any signs of limpness or wilting.
- Choose bright green or purple-tinted stalks with tightly closed tips.
- Avoid asparagus with wrinkled, cracked, or dry-looking skin.
Preparing Fresh Asparagus
Once you’ve selected your asparagus, it’s time to prepare it for steaming. Here are the steps to follow:
- Wash the asparagus by rinsing it under cool water to remove any dirt or debris.
- Trim the woody ends by gently bending each stalk until it snaps at its natural breaking point. Discard the tough bottoms.
- Blanch the asparagus by bringing a pot of salted water to a boil, adding the asparagus, and cooking it for 2-3 minutes or until it turns bright green. Remove it from the boiling water and transfer the asparagus to a bowl of ice water to stop the cooking process.
Blanching the asparagus briefly before steaming will help to bring out its natural sweetness and enhance its flavor. It will also help to preserve its bright green color. Following these steps will ensure that your asparagus is perfectly prepared for steaming. Enjoy!
What Are the Best Ways to Steam Asparagus?
Asparagus is a nutritious vegetable that is easy to prepare. Steaming is one of the best ways to cook asparagus, as it retains the nutrients and flavor of the vegetable. Below are the best ways to steam asparagus.
Using a Steamer Basket
Using a steamer basket is one of the best ways to cook asparagus. To steam asparagus using a steamer basket:
- Start by washing the asparagus and trimming off the tough ends.
- Place a steamer basket in a large pot with a tight-fitting lid.
- Add enough water to the pot to reach just below the bottom of the steamer basket.
- Place the asparagus in the steamer basket and cover the pot with the lid.
- Turn the heat to high and steam the asparagus for 4 to 5 minutes until it is tender-crisp and bright green.
Using a Microwave
Steaming asparagus in a microwave is also a quick and easy method. To steam asparagus in a microwave:
- Place the asparagus in a microwave-safe dish with a lid. Add about two tablespoons of water to the dish.
- Cover the dish with the lid and microwave on high for 2 to 4 minutes until the asparagus is tender-crisp and bright green.
Using a Saucepan
Steaming asparagus in a saucepan is also a good option if you don’t have a steamer basket. Here’s how to steam asparagus in a saucepan:
- Fill a saucepan with just enough water to reach the bottom of the asparagus when it’s placed inside.
- Bring the water to a boil and then reduce the heat to medium-high.
- Place the asparagus in the saucepan and cover it with a lid.
- Steam the asparagus for 4 to 8 minutes until it is tender-crisp and bright green.
Steaming is the best way to cook asparagus as it helps retain the nutrients and flavor of the vegetable. You can steam asparagus using a steamer basket, a microwave, or a saucepan with a lid and a little bit of water. Try these methods and enjoy perfectly steamed asparagus every time!
What Are Some Delicious Ways to Serve Steamed Asparagus?
Asparagus is a nutritious and delicious vegetable that can be cooked in various ways. One of the easiest and healthiest ways to cook asparagus is to steam it. Steamed asparagus is tender, flavorful, and versatile, making it a great ingredient for many dishes.
Drizzle It with Lemon Juice or Olive Oil
To enhance the flavor of steamed asparagus, you can drizzle it with lemon juice or olive oil. Lemon juice adds a zesty and tangy taste to the asparagus, while olive oil adds a rich and nutty flavor. You can use either fresh lemon juice or bottled lemon juice, depending on your preference. Similarly, you can use extra-virgin olive oil or regular olive oil, depending on the level of richness you desire. Drizzle the lemon juice or olive oil over the steamed asparagus right before serving to keep it fresh and bright.
Sprinkle It with Salt, Pepper, or Parmesan Cheese
Another way to make steamed asparagus more delicious is to sprinkle it with salt, pepper, or Parmesan cheese. Salt and pepper enhance the natural flavor of asparagus and provide a burst of seasoning. Parmesan cheese, on the other hand, adds a salty and nutty taste and a creamy texture. You can sprinkle any or all of these toppings on top of the asparagus, depending on your taste preference. Try not to overdo it with the salt, though, as asparagus already contains some natural saltiness.
Add It to Salads, Pastas, or Omelets
Steamed asparagus can also be used as an ingredient in salads, pastas, or omelets. Adding asparagus to salads provides a crunchy and juicy texture and a refreshing taste. Asparagus can also be used as a noodle substitute in pasta dishes for a low-carb and high-fiber option. Lastly, incorporating asparagus into omelets creates a protein-rich and filling breakfast that is easy to prepare. Try experimenting with your favorite salad, pasta, or omelet recipe by adding steamed asparagus into the mix.
Combine It with Other Vegetables or Proteins
If you want to create a well-balanced and nutritious meal, you can combine steamed asparagus with other vegetables or proteins. Vegetables that complement asparagus include cherry tomatoes, bell peppers, mushrooms, and zucchini. Proteins that pair well with asparagus include salmon, chicken, tofu, and eggs. You can stir-fry or sautÃ© the vegetables and proteins with the steamed asparagus and season with your favorite herbs or spices.
With these delicious and easy ways to serve steamed asparagus, you can enjoy this nutritious vegetable whenever you want!
What Are Some Common Mistakes to Avoid When Steaming Asparagus?
Cooking asparagus is as easy as it is delicious. It is a versatile vegetable that can be grilled, roasted, or steamed. Steaming, in particular, is a healthy cooking method that helps retain the vegetable’s nutrients and its vibrant green color. However, there are some mistakes that you need to avoid to ensure that the asparagus turns out perfectly cooked and delicious.
Overcooking the Asparagus
Overcooking is probably the most common mistake made when steaming asparagus. You may not notice this at first, but if you leave the asparagus in boiling water for too long, it will turn mushy, limp, and lose its taste. To avoid this, you need to cook the asparagus for just the right amount of time.
Overcrowding the Steamer
A crowded steamer basket will prevent the asparagus from cooking evenly. If the asparagus is too close together, the steam will not be able to circulate around each stalk, and it will result in some parts being undercooked while others overcooked. Be sure to keep enough space between the asparagus spears to ensure that they cook evenly.
Using Too Much Water
Many people use too much water when steaming asparagus, which dilutes the flavor of the vegetable. You do not need to submerge the asparagus in water when steaming it. Only put enough water to create steam. This will make the asparagus tender and flavorful.
Not Seasoning or Seasoning Improperly
Asparagus has a delicate flavor, and seasoning it with the right ingredients will enhance its taste. If you decide not to season the asparagus, it may end up being bland. On the other hand, improper seasoning can ruin the dish. Adding too much salt or other seasonings may overpower the asparagus.
Not Letting the Asparagus Cool before Serving It
When you take the asparagus out of the steamer, let it sit for a few minutes before serving it. This waiting period allows the vegetable to continue cooking and also prevents heat from getting trapped beneath it. After the asparagus has cooled, you can dress it up with some lemon juice, olive oil, or other seasonings, and enjoy it.
Cutting the Asparagus Incorrectly
You should also ensure that you cut the asparagus correctly before steaming it. The tough, woody ends of the asparagus should be trimmed off. To do this, place the asparagus on a cutting board and hold it at the bottom with one hand. Use the other hand to snap off the end of the asparagus. This will ensure that you are left with only the tender part of the asparagus.
Thanks for Reading!
We hope you found our step-by-step guide helpful in cooking perfectly steamed asparagus. Remember to always choose fresh asparagus and check for tenderness while cooking. This delicious vegetable is versatile and can be a healthy addition to any meal, whether it’s a side dish or the main course. Don’t be afraid to experiment with adding your own unique flavors and seasonings. Thank you for visiting our website and please check back for more helpful tips and recipes!
Cooking Perfectly Steamed Asparagus in Few Easy Steps
- 1 pound fresh asparagus spears
- 2 tablespoons of olive oil
- 1 clove of minced garlic
- 1 teaspoon of lemon juice
- Salt and pepper to taste
- Wash the asparagus and trim off the woody ends. You can snap off the ends at the natural breaking point or use a knife to cut the ends off.
- Fill a pot or skillet with an inch of water and bring it to a boil. Place the steamer basket or colander on top of the pot, making sure it doesn't touch the water.
- Arrange the asparagus spears in the steamer basket. Cover and steam for about 4-6 minutes or until tender but still slightly crisp.
- Remove the asparagus from the steamer and transfer to a serving dish. Drizzle olive oil and garlic over the asparagus. Squeeze lemon juice over it and sprinkle salt and pepper to taste.
- Serve the steamed asparagus hot and enjoy the delicious flavor!

domain: food


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Don’t be fooled by its size. The Sol Republic Punk Wireless Speaker maybe small, but it packs a lot of punch. It’s rugged, stylish and very loud.
- 8 hour battery life
- 60 feet wireless range
- water and shock resistant
- screw hole mount
- L 3.5 x W 3.5 x H 1.6 inches; 0.47 lbs.
The Punk measures in at 3.5 x 3.5 x 1.6 inches. It’s size, square shape and curved edges make it on of the more portable speakers out there. It is easy to store and fits most bags and backpacks. It is well made, with a very solid construction and has impressive build quality.
The speaker grill is made of high quality plastic. While the sides are ringed with a rubber material, making it more resistant to splashes and drops. The speaker panel is adorned by the Sol Republic logo. The ports are on the on the left side panel, protected by a rubber flap. On the top panel is where the volume and play controls can found, along with the Bluetooth button on the edge. The bottom panel has a standard screw mount which allows you to attach it to, say a mountain bike (for those outdoorsy types) or any mount that fits it.
For it’s size, the Punk is really loud. That’s the first thing you’ll notice once you pair it with your phone and start playing music. It can easily fill a small or medium sized room. Sound has good clarity, with the vocals and instruments popping. Bass is generally good as well, but you’ll start hearing distortion when you raise the volume. This is more evident in bass heavy tracks. Otherwise, overall audio performance is good.
The Punk is highly recommended, especially to those looking for a stylish and highly portable speaker. The fact that it’s water and dust resistant, and that it can easily survive drops is gravy. It lasts long with battery life that can last you a normal workday. Audio performance is good as well, with decent bass and good crisp sound.
The Sol Republic Punk Wireless Speaker retails for PHP4,000. It is available in select Astroplus and Astrovision stores, the Landmark Department store in Makati, and Pismo Digital Lifestyle store in Shangri-La mall.

domain: design


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Turning Mass Tourism into a Conservation Ally
The same tropical climate and clear water that facilitated the development of the Mesoamerican Reef over the course of millennia have helped make the eastern coast of the Yucatan Peninsula one of the world’s most popular tourism destinations in a matter of decades. Ivory beaches, turquoise sea, and multicolored marine life draw close to ten million visitors to Cancún and the nearby Riviera Maya every year, and have made the island of Cozumel one of the busiest cruise ports in the Caribbean.
The construction of resorts and other tourism infrastructure and the steady migration of people from other parts of Mexico to work in the industry have transformed this once idyllic corner of the Yucatan Peninsula and placed growing pressure on the MAR and coastal ecosystems.
Effluents from hotels and coastal communities increase the amount of nutrients in the ocean, which can boost the growth of algae that compete with coral and alter the reef’s structure. Increased boat traffic and dive tourism have damaged corals and other marine life. Poorly planned coastal development has also destroyed mangroves estuaries, which serve as valuable nurseries for many marine species, or closed their lifeline connections to the sea. And unbridled growth and insufficient sewage treatment threaten the unique underground river system.
To help reverse the direction of mass tourism, the Summit Foundation supports the Mesoamerican Reef Tourism Initiative (MARTI), a collaboration of NGOs, the tourism sector, and the state government of Quintana Roo that promotes sustainable tourism practices and reduction of the industry’s overall footprint on the environment. MARTI’s members include Sustainable Travel International (which serves as secretariat), Riviera Maya Hotel Association, Coral Reef Alliance, Amigos de Sian Ka’an, Rainforest Alliance, Grupo Intersectorial de Cozumel, and Quintana Roo State Tourism Ministry. MARTI also works closely with Mexico’s premier environmental law group, Mexican Center for Environmental Law, and other local NGOs and government agencies.
MARTI uses a three-pronged approach for mitigating tourism’s negative impacts on the MAR, with programs focused on engaging hotels and resorts, marine recreation operators, and cruise lines. More than 130 hotels and 80 marine tourism companies have joined the initiative, taking an array of steps to reduce the negative impacts of their operations and become more environmentally and socially responsible.
All hotels participating in the MARTI program are making efforts to save energy by replacing lighting, heating, air conditioning, and refrigeration equipment with energy efficient models. Ten hotels will expand efforts by voluntarily pledging to reduce their carbon footprints 3-5% by 2017. This will represent a reduction of more than 5,800 tons of CO2, equivalent to the annual emission of 969 cars.
MARTI emphasizes the business advantages of sustainable tourism and the importance of protecting the reef, one of the region’s main attractions, for the future of tourism in Quintana Roo. In just five years, the number of hotel rooms in the area has increased by 40%, which makes engaging developers as critical as working with existing hotels. MARTI consequently collaborated with the state Ministry of Tourism to produce and a promote a Guide for Sustainable Planning, Design, and Construction in the Mexican Caribbean, aimed at developers, architects, and construction companies.
“This guide provides a complete and easy way to understand the legislation and all the aspects that one needs to know when developing a real estate project. But, for me, even more valuable is that it helped integrate the environmental part that previously had been viewed as something totally separate from the urban development sector,” said Sergio Vasquez, Director of Urban Tourism Studies for the government of Quintana Roo.
To counter the threats posed by marine tourism, MARTI promotes the adoption of voluntary standards by scuba diving, snorkeling, and recreational boating companies through workshops and walkthrough assessments that result in suggestions for improving their operations. More than 1,300 snorkeling guides, boat captains, and other tourism workers have completed the course, and over 80 businesses have completed an environmental walkthrough.
One of MARTI’s goals has been to get the cruise lines that visit the region to give preference to marine tourism operators that have improved their environmental practices. MARTI is working with Sustainable Travel International to engage the cruise lines, tour operators, government agencies, and the tourism sector as a whole on the island of Cozumel in a cooperative effort to improve the impact and quality of tourism there. This comprehensive destination approach involves a broad group of stakeholders that is defining a common vision and an action plan that could serve as a model for other cruise destinations along the MAR and the greater Caribbean.
Improving water management and sewage treatment in the region is another priority because water-borne nutrients and other pollutants constitute a major threat to the coral reefs. In the Caribbean, 85% of wastewater is discharged untreated into the sea. MARTI’s members work with local authorities, community groups, and tourism businesses to reduce the amount of untreated wastewater that ends up on the MAR. Tactics include connecting more households to water treatment plants, promoting water conservation awareness, and mapping important underground aquifers to argue for their protection.
MARTI has created a model of cross-sector cooperation among NGOs, industry, and government that has made major progress in turning mass tourism into a conservation ally.
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domain: travel


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The Los Alamos National Laboratory has updated its Sequedex bioinformatics software that works to identify DNA sequences from viruses and other microorganisms toÂ aid medical treatment, research and diagnosis functions.
LANL said Monday that the newÂ version classifiesÂ DNA fragments by recognizing patterns and linking them toÂ their function andÂ phylogenyÂ based on a database of previously classified genomes.
“Sequedex software can now identify sequences from viruses and fungi at parts-per-million levels in a sequenced sample,” saidÂ Benjamin McMahon, a scientist in LANL’s theoretical biology and biophysics group.
The software helpsÂ researchers or healthcare professionals analyze DNA sequences at a faster pace and features functions for self-updates and the plotting of results, LANL said.
Sequedex is a recipient ofÂ R&D Magazine’s 2012 R&D 100 award.
McMahon and fellowÂ LANL scientists Joel Berendzen, Judith Cohn, Mira Dimitrijevic andÂ Nick Hengartner developedÂ Sequedex.

domain: medical


If you are serious about reducing your emissions, opt for a staycation rather than jetting off on an exotic holiday. But if you must fly or indulge in other carbon-intensive activities, carbon offsetters now promise redemption.
Offsetting is becoming big business, with bankers J. P. Morgan buying the UK pioneer ClimateCare. But does it really do any good?
There are three general sorts of offsets. One involves investing in projects that directly cut emissions. Tapping methane from Brazilian landfills, for instance, or giving Mongolians cooking stoves that burn firewood more efficiently. The reductions in emissions can be measured and so appear clear-cut. But in some cases these projects would have happened even without your money. If so, then nothing has been offset.
Another type aims to soak up greenhouse gases from the air. Planting trees is the favourite, because they absorb carbon dioxide as they grow, and the amount removed from the air is measurable. But how long will the offsetters look after the trees? If the forest isn’t permanent, your offset is at best delaying, rather than preventing, warming.
The third sort of offset is the least certain, but potentially the most valuable. Many offsetters now invest in green energy in developing countries: wind turbines or solar panels in African villages, for instance. If the panels deliver electricity to people who didn’t have it before, no emissions have been directly prevented. But if it works so well that neighbouring villages invest in similar schemes, then it could help pave the …


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Jaffe Orthodontics would like to thank you for choosing us as your Barrington and Portsmouth, Rhode Island orthodontist office. Dr. Jordan Jaffe is a leading Board Certified Orthodontist who has improved smiles from the surrounding areas of Bristol, Warren, Tiverton and Middletown, RI. At Jaffe Orthodontics we believe that every patient deserves a dazzling smile and results that will last a lifetime. Whether you are looking to receive the best Bristol Invisalign, or see what Portsmouth, RI braces we have available, Dr. Jaffe has a treatment option that is right for you. Above all, we believe that our outstanding doctor, friendly staff and welcoming environment are what truly set us apart.
Why Choose Dr. Jaffe?
Dr. Jaffe is proud to be a leading Portsmouth, Barrington and Bristol, RI orthodontist. We believe that a great practice begins with a positive relationship between doctor and patient, and Dr. Jaffe is committed to facilitating that bond. Dr. Jaffe always stays abreast with the latest state-of-the-art technology available in the world of orthodontics. By doing so, Jaffe Orthodontics can provide quality results and shorter treatment time for every patient.
While many patients feel comfortable wearing traditional braces, we have found that many others desire a more esthetically pleasing option such as Invisalign and Invisalign Teen. At Jaffe Orthodontics, we believe in providing our patients with a variety of treatment options to choose from, to ensure they are satisfied with their results. Some of our most popular treatments include:
Visit Jaffe Orthodontics Today
The doctor and staff at Jaffe Orthodontics appreciate you choosing us for all of your Barrington, Portsmouth, Warren and Bristol, RI orthodontic care. We proudly serve a number of surrounding areas including Tiverton, Middletown, Riverside, Providence, RI and Swansea, MA. To make an appointment at one of our two locations please contact us and one of our team members would be happy to assist you. We look forward to seeing you soon!


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Before you knew it, these cute yellow things in the basket turned into not very attractive marble-brown. I’m sure it’s not just me. These brown spots or the brown color of the banana no longer make you feel bites. What I’m going to tell you is likely to change your mind about brown bananas. Right, a recent study has shown that overripe bananas encourage the body to produce protein that can help prevent many health risks, including the spread of cancer. According to the results, overripe bananas, which most of us have thrown away, can produce anti-cancer protein in the body.
The power of overripe bananas
According to reports from Professor Senji of Japan, the more speckled bananas, the more anticancer chemicals in them. Overripe bananas cause the production of a protein in the body called tumor necrosis. This powerful substance targets areas of infection and inflammation and destroys cancer cells. Researchers believe that the anti-cancer properties of proteins are no less, if not greater, than those of some pharmaceuticals. Antioxidants in brown bananas also fight malignancies and destroy free radicals. When this occurs and free radicals are destroyed or minimized, it reduces the risk of cancer at an early stage.
The more ripe the banana, the more it gets TNF. TNF is a tumor necrosis factor, an anti-cancer substance that helps fight the abnormal cells of our body. The nutritional value of a banana changes as a banana matures. Because in a green banana the highest content of resistant starch. On the contrary, an overripe banana has a high sugar content. Anyone with type 2 diabetes will find a better option with fewer ripe or green bananas.
Other benefits: Bananas contain several nutrients that help digestion, weight loss, heart health, absorb large amounts of fiber and antioxidants, help with coughing, strengthen bones, control blood sugar and block diarrhea. As mentioned earlier, ripe bananas contain a substance called tumor necrosis, which destroys cancerous tumors.
How many bananas a day?
Bananas are one of nature’s most underrated fruits. Having more than one banana is a good thing. These are superfoods rich in nutrients, fiber, vitamins, natural sugars, potassium, magnesium and copper. The more pasty banana, the more sugar it has; this is something that should be avoided by type 2 diabetics, as well as anyone who tries to avoid excess sugar, even if it is natural sugar. Since bananas are very healthy, it is recommended that ripe bananas be included in your diet several times a week. To solve any health problem, it is desirable to increase it even more. Also, consider adding other natural foods to your diet. For example, broccoli, which also has anti-cancer properties. It’s the same with apples. Polyphenols found in apples are powerful antioxidants that protect against many health problems, including cancer. However, don’t forget to eat the peel.
The bottom line about brown bananas is this: eating these ripe bananas, rather than throwing them away in the trash, can prevent many health problems. The value of immature bananas is about 30, and spotted bananas – up to 60. Add ripe bananas to your diet, be creative. Prepare smoothies from soft bananas, add natural ingredients such as coconut milk, yogurt, honey, sprinkle with cinnamon, and add other fruits, etc.
My name is Josef Bichler. I passionately love health and show others how to lead a healthy lifestyle. I solved my health problems using only alternatives. I have helped many other people achieve their health goals by changing their lifestyles. Recommend appropriate supplements and understand the benefits of choosing products to solve the problem. Sign up for my free weekly newsletter for more health information; it also gives you the opportunity to make any comments, suggestions and questions you may have, as well as download my free e-book “How to Make the Best Food Choices”:


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to commission this artist or for more information please contact the gallery on 01993 357120 or 07919 575885 email firstname.lastname@example.org
Steven Heffer is indubitably a Modernist — a painter who is directly related to the main current of the Modern Movement. now being challenged by many artists who would prefer to be labelled Post Modernists. In this sense Heffer can be regarded as a direct descendant of John Piper, who also managed to keep a foot in both traditions. Like Piper, he has managed to keep a foot in both camps. His pictures at first glance, seem to be entirely abstract. It is only when one looks at them more closely that one begins to think that they possess what one might metaphorically call representational bones.
Works that tend to negotiate the gap between the purely abstract compositions and those that are recognisable depictions of the world the artist shares with the spectator are the works that contain what, in a very broad sense, can be called representations of architecture. The horizontal and vertical components of man-made creations prompt the artist to create compositions that can be read alternatively as abstract or figurative. They contain no overt element of the romantic.
What Heffer does seem to romanticise is not what he finds on land, but in the sea. His studio is near Eastbourne, and among his most frequent subjects are the white cliffs of the South Downs, plunging directly into the English Channel.
Heffer prefers the sea when it is at it calmest, serving as a mirror to the chalk cliffs that border it. His play of reflections is in fact a constant and important element of his work, the constant movement of shifting planes, that invites the spectator to look, then look again. Every time you gaze at one of these subtle compositions, you tend to see it just a bit differently, the various simple shapes from which they are built have a constantly shifting, unstable relationship to one another. By inviting, or even forcing, the spectator to `see the world differently', Heffer very much belongs to the High Modernist tradition.
bear stories - Steven Heffer

domain: artistic


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Not content with just releasing their long-awaited third album The Hope List on January 22nd, Lonely The Brave are also releasing ‘Keeper’, a fantastic documentary that lifts the lid on life within the band. It has been somewhat of a purple-patch for the band in terms of their output following a period of real change and transition, but the momentum only seems to be gathering as the five-piece embark on a new chapter.
In what has been a turbulent year for everyone, the footage follows each of the band members in their individual hometowns as they talk about their return, adjusting to a new line-up following the addition of Jack Bennett on vocals, and the realities of being a band in a pandemic. Lonely The Brave have defied the odds by releasing this album, and they want to show their loyal fanbase how grateful they are by providing an intimate insight into the band.
As well as juggling all that creating and releasing an album entails, both Mo and Bush are frontline NHS workers (the former an ambulance driver and the latter a nurse on COVID wards), putting them in a unique position of having genuine perspective on all that has unfolded. For Lonely The Brave fans this is a must-see, but it’s also for fans of the music scene in general, offering a rare glimpse behind the curtain.
Check out the documentary, ‘Keeper’, available now.


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LAST UPDATED : Aug 8, 2017, 01.02PM IST
The Ruder man Family Foundation, a leading disability rights group, has criticised new film 'Blind', starring Alec Baldwin in the role of a novelist who loses his sight in a car crash.
Alec Baldwin had said he would not keep portraying Donald Trump for "much longer", but the actor has now declared he will be back in the wig and suit for season 43 of Saturday Night Live.
Actor Alec Baldwin said he and his fitness and wellness expert wife, Hilaria Thomas, will renew their wedding vows.
Actor Alec Baldwin has said his wife, Hilaria Thomas, wants him to stay away from politics as she does not want to disrupt their children's life.
Alec Baldwin is set to star in NBC's live staging of Aaron Sorkin's "A Few Good Men".
Comedian Alec Baldwin reprised his role as Donald Trump, while Beck Bennett appeared beside him in the oval office as Vice President Mike Pence on "Saturday Night Live".
Actor Alec Baldwin has been named as the new host of Turner Classic Movies' "The Essentials," replacing Robert Osborne on the show.
After impersonating US President Donald Trump on "Saturday Night Live", it will be a turn of events for Alec Baldwin
Actor Alec Baldwin has spilled the beans about how he nails his Donald Trump impression on "Saturday Night Live" and revealed that it is not difficult to impersonate the US President.
The American comedian-writer is not too happy with his memoir 'Nevertheless' which was released in April 2017. Here's how he expressed his displeasure.
Copyright © 2017 Bennett, Coleman & Co. Ltd. All rights reserved. For reprint rights: Times Syndication Service


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View Full Version : Getting a Loan to Start a Business
01-16-2009, 12:51 PM
Does anyone know if a Bachelor's Degree in Entrepreneurship would be of any significance when approaching a bank in hopes of getting a loan to start up a business.
I have heard that it mostly depends on your business plan, financial statement, and credit score.
Anyone an expertise in this area? Thanks.
MIGHTY MANFRED THE WONDER
01-16-2009, 01:01 PM
Better to rub the ZMAN lamp....
If you have money, they will loan you money... If you don't, that's what pawnshops are for.
01-16-2009, 01:08 PM
you will probably need to find people other than a bank to help you out with getting the necessary funds. Banks will definitely need to see what looks like a good idea, because above all else they want their money back. If one could find a couple other people to loan you some money in order to at least get some sort of start before going off to the big fish.
01-16-2009, 05:37 PM
I had not heard of an Entrepreneurship Degree, so I searched it, and it appears to be something given by a few community colleges and online universities. Anything you can learn will help you later, but I don’t know how much something like that will matter when it comes to getting a small business loan. A diploma from a 4-year school would mean more, especially if you have a business-related degree.
I don’t work at a bank, and I’ve never had to pitch for a loan (just a line of credit based on a financial statement), so I’m not sure what it takes to open the vault. Maybe if you have a friend at a bank you could ask them. I think it does depend a lot on your business plan and whether there will be anything like inventory or property that can be used as collateral to make the loan less risky for the bank. Debt is cheaper than equity (for you), but if you’re having a hard time raising capital, you could always try to find someone with cash and give them an equity (ownership) position.
Banks these days are very tight with credit and pretty paranoid about taking on risk. It’s an awful time to get a loan, but recessions are a good time to start a business because people are looking for new vendors, new options, new ways to save money, etc. They lose faith in their existing business relationships and they look around.
Maybe if you give me some more specifics I can help with some better advice. Basically, try to get as much education as you can. After that, try to find a mentor—someone older who can teach you a trade and the specifics required to run a particular business. In school you learn fundamental concepts and you learn how to think, but most industries require specific on the job training. I don’t know how old you are, but it might be a good idea to gain some experience in an industry before you try to start a business in that industry. Do you have existing customer relationships? Skills or experience?
Good luck—I think you’ve got a great goal. Nobody works as hard as a small business owner, but the rewards and the satisfaction are amazing. You’ll never get the same freedom or control working for someone else. You also won’t take on the same risk, but that’s what it’s all about—risk and reward. Good luck and keep us posted.
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It's general knowledge that I wanted to go to Iceland for a long time, that my sister had been several times with her husband, and this summer, my mother, my sister and I went together, finally? Good.
We start in Reykjavík. This little place by the harbour is famously the best hot-dog stand in Iceland. It doesn't have to mean much, as there are only 300,000 people in Iceland, and only enough hot dog stands for those.
Due to the banking crisis of 2008, Reykjavík elected a comedian named Jón Gnarr as its mayor as all the traditional politicians were considered corrupt and tainted. Albeit not a five-headed dragon, he was of course a strange choice, but they kept him on because he does good work. My littlest nephew Jón is actually named for him. One thing happening under his administration is lots of leading-edge art in public spaces -- including this cheerful seating arrangement in the main square of the oldest part of the city. Laugavegur, the main shopping street, has been turned into a pedestrian zone by means of turnstiles that are ridden by neon-painted bicycles (!) and scattered with neon-painted picnic benches. Very lovely. Were we Icelanders, I am sure we'd all vote for Jón Gnarr as well.
In the city hall, there was a exhibition of book-related art installations. I loved this throne of library books -- note the book by Tanya Huff, one of my favourite SF writers, in the right arm. I tweeted that to her, and she retweeted it, which made me quite happy as well.
Another book-related installation. Iceland is quite proud of its writers and its literary output.
Another one. I loved them all.
And the last one.
View to the cathedral (by the water), parliament and Hallgrímskirkja (on the hill) from the city hall, over Tjönnin lake. In Iceland, even the big important big things are a bit smaller. Only nature is large.
Old buildings beyond Tjönnin.
Look back at the city hall.
Hallgrímskirkja on top of the hill.
View from the tower of Hallgrímskirkja.
Café Loki near Hallgrímskirkja with its lovely bright yellow chairs. We had lovely coffee, cake, and ice cream there twice.
View of Hallgrímskirkja from the Perlan water-tank, now converted into a museum and cultural centre.
The next day, my sister and I wanted to go whale-watching, but it was so foggy, it was more like whale-listening. We did see lots of jellyfish and puffins, though.
The new Reykjavík opera house, known as Harpa, a very futuristic building built during the time of greatest affluence before the banking crisis.
Harpa is mostly made from these glittering glass elements.
The façade was being cleaned that day.
You can see the shimmer of he sunlight on the honeycomb-like structure.
Shadows of Harpa on the pavement.
High-rise in the mist.
Bank of mist still lingering over the sea.
Abstract Viking ship by the harbour, as a monument to the first settlers of Iceland.
Front view of the Viking monument.
And early the next day, we left Reykjavík to see some natural wonders of the country, which is what tourists actually go there for -- human habitation and culture is small, precarious and limited while nature is wild and barren. More of that in part 2.

domain: geography


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Olympic star Dame Jessica has expressed her delight at being recognised in the New Years Honours list.
Dame Jessica said she was "truly honoured" to receive the title alongside her Team GB compatriots.
She shared a picture of her Rio 2016 team mates and tweeted: "What a team to have been a part of. Dame ... truly truly honoured!"
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Mark Lowcock has been blamed for controversial allocations of Britain's £12 billion foreign aid budget.
Great Britain's Olympic heroes dominate the New Year Honours list with Mo Farah, Andy Murray and Jessica Ennis-Hill among those recognised.

domain: celebrity


Cannabis-loving film buffs in Colorado rejoice: Infinite Wellness Center is bringing the CannaBus Culture Film Fest to Fort Collins Colorado with cannabis themed movies and stand-up comic Rob Cantrell on September 22, 2017 and September 23, 2017.
The festival’s co-sponsor, Infinite Wellness Center, is the largest Northern Colorado marijuana dispensary and September 2017 is their Anniversary. The Fort Collins tour stop promises to elevate its legal state audience to new levels by combining top billing features and short films with a cannabis stand-up comedy act.
The festival’s stand-up comic Rob Cantrell has spent over a decade headlining theaters and comedy clubs across the country and appearing on major TV networks like NBC, HBO, and Comedy Central. He is a frequent guest on the popular podcast “Doug Loves Movies”, where he has hung out with Edgar Wright, Mark Wahlberg, TJ Miller, and many others alongside Doug Benson. Rob will be performing his cannabis themed stand-up comedy act to CannaBus Culture Film Fest audiences on both nights of the festival.
True to the mission of its inaugural event last year in New York, this year’s festival aims to, “Celebrate entertaining and educational films about cannabis in hopes to further transform, stimulate change, and share the expanding horizons of cannabis culture in the U.S.”, according to their website. The festival showcases a variety of feature and short narrative films covering numerous genres in efforts to “give filmmakers mainstream audience exposure and provide a forum to share their work with distributors and the general public.”
Related Story: What Are The Best Movies Of 2017 So Far?
The first screening kicks off at 8:30 pm Friday September 22, movies showcased will include feature film Baked in Brooklyn by Rory Rooney; short films Trippin’ With the Folks by Meghan Weinstein, and Zion Curtain by Wendell Nielson. Baked in Brooklyn features Josh Brener, Big Head from Silicon Valley, as a guy who decides to sell weed after losing his job, but things soon go out of hand as demand of business and paranoia start to take over. It also co-stars the beautiful Alexandra Daddario who went on to “Baywatch” right after making the film.
The second screening on Saturday September 23 begins at 8:30 pm, screening that night is feature film Dark Harvest by James Hutson; short films The Lotus Gun by Amanda Milius, and Recalculating by Diane Weis. Dark Harvest co-stars Cheech Marin in his first cannabis movie since his final Cheech and Chong film of the ’80s and it also co-stars A.C. Peterson know for his work on Shooter as well as other Hollywood feature films. The feature’s lawless marijuana landscape creates a web of sexual intrigue and violence in which the cop and grower are forced to settle their moral differences to stop a cunning psychopath.
You can purchase tickets for $15 each night, or pay $25 for a full Festival Pass that gets you into both screenings on September 22 and 23, 2017.


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Perth Mint Silver Coins - The Perth Mint, which opened under Great Britain's Royal Mint on June 20, 1899, is Australia's oldest currently operating mint. The Perth Mint remained under British control until 1970 and is now owned by the Gold Corporation and is under the control of the Government of Western Australia.
Since its opening, the Perth Mint has been producing and refining large quantities of Gold and other Precious Metals. Today, the Perth Mint is still highly involved in the Silver industry but is also involved in manufacturing a wide array of numismatic items for collectors and investors. AYDIN COINS & JEWELRY offers a diverse selection of Silver coins produced by the Perth Mint.
New Products For September - Perth Mint Silver Coins

domain: economics


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The new plans outline once more (if necessary) that the PlayStation 3 continues to be a failure from a financial point of view. Now Sony has to cut the losses and hopes that the older model has still enough life left in it to keep the Japanese boat afloat.
Recently, Sony also announced plans to release a new ceramic white PlayStation 2 model, priced at $150. Also, the company plans to release 160 new games through March 2008 and stated that the console be supported at least until 2010
The PlayStation 2 has sold around 120 million consoles worldwide, and is credited to have lured gamers into buying over two billion software titles. At present time the PS2 console retails for $129.
All in all, it’s rather sad: the PlayStation 3 was supposed to crush its Xbox 360 and Wii rivals and now is more or less on life-support, with the older and cheaper model set to defend the company’s market share.


Study under review: Disclosure of genetic information and change in dietary intake: A randomized controlled trial
Science fiction is full of stories of genetic testing and its potential to revolutionize medicine and human performance. However, it’s not clear if the futurist hopes match scientific reality. Now that consumer genetic testing is both cheap and accessible, researchers have begun to study whether or not these services can actually help assess and manage health risks.
Because it’s such a new field, most of the research on the role of genetic testing for health management has been focused on diseases with known genetic risk factors, such as BRCA mutations, which greatly increase breast cancer risk. As research progresses, more and more genes and gene variants are being identified as risk factors for disease. However, as consumer genetic tests become more common, they’ve been used for a variety of lesser known exposure-disease associations based on more common gene variations.
Genetic testing will likely become more prevalent as it becomes cheaper, and consumers without much knowledge of genetics or disease will have access to information that they may not know how to handle. Genes can affect a variety of nutrition-related areas — everything from how we metabolize different fuel sources to how we absorb different nutrients.
But does it actually help people to have access to this information? Do people who receive advice based on genetic tests change their habits? The researchers in this study assessed whether or not genetic testing and subsequent dietary recommendations had an actual effect on diet, not just in the first days or weeks after being tested, but up to a year afterward.
The most established associations in genetics are for mutations that increase susceptibility to major diseases, such as BRCA for breast cancer. With the advent of direct-to-consumer genetic testing, a variety of lesser known genes have been tested, some of which can impact nutrients.
Other Articles in Issue #03 (January 2015)
Heart benefits of alcohol may not apply to everyone
CETP TaqiB genotype modifies the association between alcohol and coronary heart disease: The INTERGENE case-control study.
Type 2 diabetes: a preventable disease
A look at the increase in global diabetes risk and the reason behind the growing rate of type 2 diabetes diagnosis.
Investigating a progression of carb and saturated fat intakes
Effects of stepwise increases in dietary carbohydrate on circulating saturated fatty acids and palmitoleic acid in adults with metabolic syndrome.
Whence the hype?
The association between exaggeration in health related science news and academic press releases: retrospective observational study.
Running on empty: can we chase the fat away?
Body composition changes associated with fasted versus non-fasted aerobic exercise.
Combating obesity through intermittent fasting
Time-restricted feeding is a preventative and therapeutic intervention against diverse nutritional challenges.
How does a lifetime of marijuana use affect the brain?
Long-term effects of marijuana on the brain.
A mouse’s microbiome may cause its brain to leak
The gut microbiota influences blood-brain barrier permeability in mice.
- Interview: Stuart M. Phillips, Ph.D., FACN, FACSM
- Interview: Ramsey Nijem


Music reviews of the finest concerts in Toronto and beyond!
- symphonic, choral, opera, chamber, jazz and period music -
Review by David Richards
Toronto, August 2 2016
This column is focused on reviewing ‘classical music’ concerts, so it was a surprise to look at the program of the Toronto Summer Music Festival and find the music of Radiohead , a British rock band, the centre piece of one of its major piano recitals. Last night at Koerner Hall, American pianist Christopher O’Riley did what few prominent classical artists dare to do: he presented a program of solely contemporary music, half of which he had arranged himself.
From the moment he walked on stage with his I-Pad and page turning foot-pedal in hand, it was clear that he is on the cutting edge of the classical music world. As he said in one of his spoken interludes, his aim is to bring popular music to the classical audience and to introduce classical music to the mainstream. Last night he achieved both.
By beginning the program with the distinguished American composer John Adams’ China Gates, O’Riley instantly showed the audience that new music can be as infectiously engaging as anything from the past. In this short exhilarating piece, the delicately repeated semi-tone sequence grows through time as a spring shower builds into a rain storm.
O’Riley framed the first half of the program in music of John Adams. He concluded it with Adams’ companion piece to China Gates entitled Phrygian Gates. Both are based on the similar ideas, modal themes with an underlying tremolo capable of shimmering with a glistening echo throughout the hall and at times pulsating with a cacophonous anger. The music builds to a feverish pitch and then fades as a gentler energy takes over suggestive of cascading waterfalls. The twenty-minute work took us on a journey that captivated the listener.
Between the two bookends of the first half, O’Riley performed music of the eminent Spanish composer Anton Garcia-Abril and the aforementioned Radiohead. Garcia-Abril’s Cinco piezas brevas IV captivated the audience with its simple jazz-influenced melody. Later, Diologos con la luna II touched the listeners in a profound way. This eminent composer has become like family to O’Riley who has performed entire concerts of his works and featured him on From the Top, O’Riley’s NPR radio show.
The music of Radiohead has had long-time appeal to O’Riley. The rock group that began in a British boarding school in the 1980’s is not on this reviewer’s playlist; indeed, I suspect it may not be on that of the majority in last night’s audience. Nevertheless, O’Riley opened ears and minds with expressive and virtuosic performances of his piano arrangements of songs such as Subterranean Homesick Alien, and Airbag. It is music that reaches out with subtlety and a sophisticated elegance mixed with a raw earthiness that reaches the soul.
The second half of the program began with music of the accomplished British composer Thomas Adѐs and continued with music of Garcia-Abril and Radiohead interspersed therein. Each work added more layers to a unique aural tapestry of fascinating music. Those in the audience familiar with Radiohead’s music, cheered for All I Need and True Love Waits. As a result of O’Riley’s incredible performance of Paranoid Android, those not familiar with Radiohead went home with a new appreciation for this unique British rock band. Fans of Radiohead heard a superb piano performance by a true artist.
Clearly, this concert demonstrated that music needn’t be classified into any particular genre. Great music is great music; great music is what we heard last night. The Toronto Summer Music Festival’s Artistic Director Douglas McNabney can be lauded for his strength of conviction to present daring and unique programs throughout this three week musical celebration.
The Toronto Summer Music Festival continues through August 7th with daily concerts, recitals, and masterclasses.
Christopher O’Riley presents a unique aural tapestry of great music!
Christopher O'Riley - August 2nd, 2016; Photo Credit: James M. Ireland


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I'm starting another sweater, I tore out the sweater for my sweet husband - that will be a project for later...
I started my sweater a few days ago and pulled the entire thing out last night. I decided on a hoodie of sorts. I didn't want to deal with a zipper though, so I'm knitting a pullover hoodie. The pattern I picked I found on Ravelry. The sweater is called the Weekend Hoodie, unfortunately not a free pattern, but one that looked pretty much spot on. I love having a hood on my sweaters, it is a definite bonus on windy/chilly spring days. I decided to start with a sweater for myself, maybe that is selfish, but I haven't made a single thing for myself yet so I suppose it is high time!
I ran into problems right from the get-go, you'd think after all of the knitting in the round I do, I would have it figured out, but I definitely didn't! The second row was the reason for pulling my entire sweater apart. When I say entire sweater - I was on row 12 ish...so not really that far, but when you cast on 220 stitches it feels like a LOT. I started over after figuring this out....
garter: knit every row
stockinette: knit 1 row, purl 1 row
reverse stockinette: purl 1 row, knit 1 row
garter: knit 1 round, purl 1 round - this is where I went wrong. I was just knitting, knitting, knitting...not making a very appealing bottom to my sweater.
stockinette: knit knit knit every row
reverse stockinette: purl purl purl
I mean, it makes perfect sense when you think really hard about it, problem is I wasn't thinking very hard about it.
Before I sign off I should tell you about my delicious yarn choice. I keep going back and forth between whether or not I like it enough to wear that sweater as much as I ought to once it is complete. I think today I'm pretty into it. It is a Cascade Yarn - Lana Bambu. It is 79% Wool and 21% Viscose from Bamboo.
I'm taking a sweater class to complete this project. I cast on 220 stitches on my brand spankin' new Addi needles (size 6) and I've moved onto the Addi lace needles (sharper points) in size 7 and I'm going for it. The pattern is knit rows 1-3, p3, k1 on row 4 and start over knitting again. I think the pattern will be pretty fun when it gets taller, I'll keep you posted.
Oh and I'm going to make a video of how to switch to a new ball of yarn as soon as I need to do so. If you missed the ball winder and swift video and you feel like throwing up, you should check it out.
Today we decided to embark upon our very first video adventure on Mama Loves Knitting. I had a request way back in the day, when I showed off my new swift and ball winder, upon its much anticipated arrival in the mail, to make a video of how to use them. I make cakes quite frequently and am happy to be able to do it without having to make a trip to the yarn shop with two little boys. I think you'll see why it is much easier for my "assistants" to "assist" at home as opposed to in a cramped yarn shop when you watch our video.
We draw names in our family...which is the very best thing ever! Nobody really NEEDS anything, but by drawing names everyone gets a little special something on Christmas morning. Part of our family lives very far from us, so really, the best present, would just be togetherness on Christmas. Since that cannot always happen like we'd wish...we pick names and share gifts. My favorites are handmade.
My little August picked his Grandpa's name for Christmas. Since he is three he painted a beautiful watercolor for him and Mama 'helped' him knit a Green Bay Packers hat. He played his role - he made the hanks of yarn into yarn cakes. He loves using that swift and ball winder. Usually, if we avoid a nasty tangle, it is helpful. Grandpa Jeff really loves the Green Bay Packers as a Wisconsin Native I suppose that is more of a responsibility.
The yarns were such vibrant colors I wasn't sure how I would like them together, and I guess when you love the packers - you'll love a bright green and bright yellow hat.
I made it the good old fashioned ribbed way - just the way I like hats and I used the same yarn that I love. It is Shepard's Wool and so soft! I recently heard that it pills up when you wash it, so far I haven't washed any of it, so I am not speaking from experience, just from the word around the yarn shop. Simon and Gus's hats are holding up really well and I suppose they are nearly a year old now, still soft as ever and in really great shape.
I cast on 96 stitches for this hat, just to be sure it would be big enough, and it fit on Shane's head, so it ought to be big enough, no offense love. I just k2, p2 the whole way around until it was big enough. I even used Grandpa Dave aka Santa as a model/tester.
If it makes Santa happy it ought to make anyone happy. Maybe Grandpa Jeff will send us a photo of himself in the hat? Merry Christmas Dad!
I decided to take the plunge. I don't mind visiting my favorite local knitting shops to convert my hanks to something more easy to work with. But, since I order yarn online quite frequently I decided I wanted to have the means to make my very own yarn cakes whenever I darn well please! Don't get me wrong I adore the winder that I used to take complete advantage of, but this made a lot more sense to me. So I got myself a pretty pine swift and got myself a ball winder to go along with it. My kids are having more fun with it than me. The swift attached nicely to my yarn cubby and we just put the ball winder on the little table from our store.
It is very easy to move around so it doesn't get in the way, it is easy to store the swift and winder away whenever we want to, but oh so nice to be able to take them out whenever the need arises. This little guy takes his yarn cakes very seriously!
In case some of you might not know what the heck this all means you untie a hank of yarn and open it up around a swift (they come in an array of different sizes and styles). You find the ends and pull one of them over to a ball winder (or just use your fingers).
You just turn the crank on the ball winder and the swift spins about while the yarn winds up really nicely. I like to make pretty little cakes and that is precisely what this ball winder will make for you.
Mmm that is a delicious looking cake! I'm going to use this cake to start my sweater! It is in the very very beginning stages...pretty exciting! Wish me luck.
This yarn, from Purl, arrived in hanks - as it usually does - but Mama doesn't have a ball winder...or does she...
I used my husbands arms and my hands to wind my own ball. Problem solved!
So after I had a ball I started knitting a little gifty for my Sister-in-Law for her birthday. Of course I decided I ought to stick to what I'm good at so I knitted another ribbed hat. Since this yarn is pretty chunky I used size 10.5 circular needles made from bamboo. My collection of needles is growing by the project. I knitted two, purled two the whole way around. I started by casting on 68 stitches (I think). I should always write down exactly what I cast on right when I do it because it immediately exits my brain and since I already gifted the hat I can't count how many I cast on.
Trying it on for size. It isn't quite done yet but I love the colors of this variegated wool. It is called Sheep Number 2, made in Uruguay. It has to be dry cleaned or hand washed in cold water. It is 100% pure wool and it comes in 100g hanks. I got it from Purl when they had their moving sale and I'm happy that I got two hanks of it, even though this project didn't even require one whole ball of yarn. I have a little ball left over and one whole hank for Shane to hold while I wind for another project. I've become a yarn hoarder, I need to do some serious knitting to start diminishing my stash.
So many choices - luckily so much to knit. Alongside knitting I've developed quite the yarn obsession. I could spend a million dollars in a yarn shop and as promised I want to mention our beautiful local yarn shops. But first I wanted to share a link to a pretty fun online yarn shop, where I also buy a lot of fabric too. Purl Soho is the name - I'm sure a lot of you have visited this site...if not...you ought to. Loopy - Knit/Crochet is the name of the local shop where I took my knitting class. They have a web site - no yarn for sale - but a listing of their classes and a few photos of how yummy and magical it is right when you walk in the door. The yarn pictured above was scored in their shop. The other local yarn shop which has a very different feel to it - still soothing and magical in its own way is called Joseph's Coat, this particular shop has been around for years but was closed last summer when the owner passed away and recently reopened under new ownership. I spent an hour in there today. The shopkeeper was kind enough to let me borrow her swift and ball winder to convert some hanks of yarn I bought from the only Etsy yarn shop I've shopped at - so far - in my 2.5 months of knitting, Skyline Yarns. I came across this particular shop because an old friend of my from high school is a friend on Facebook now and she mentioned something about her yarn being back in stock...ding ding ding! So I wanted to share. She makes some pretty beaded stitch markers that I scored that look much like these...
I know there is ALOT of yarn on Etsy - this is just the tip of my iceberg - to addiction - but I wanted to share the few places I've already fallen for. Now as for creations. I am working on my first hat - I'm about 1/3 of the way there but I still have tons of other photos to share. I made a handful of scarves (experimenting with different stitches - never using a pattern) to spread amongst my loved ones during the gift giving season so I'll put photos of those up as I get them, since I forgot to take photos before they were packaged up and shipped off.


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HIBBING — The Hibbing High School volleyball team might be 2-0, but the Bluejackets can’t rest on their laurels.
Hibbing coach Lauren Peterson knows success can be fleeting, so it’s imperative that the Bluejackets not take anything for granted.
That improvement must continue today when Hibbing travels to Proctor to take on the Rails, beginning at 7 p.m.
Peterson certainly isn’t satisfied with that 2-0 mark.
“We have to keep moving forward,” Peterson said. “The past is the past. It’s great to be 2-0, but let’s live in it for a little bit, then move forward.”
If there’s one thing Peterson has seen that needs to be improved it’s passing, defense and serve receive.
“That’s what is killing us,” she said. “We need to focus on that.”
So how have the Bluejackets been able to hang around in two games without those aspects of the game not hitting on all cylinders?
“That’s a good question,” Peterson said. “I think they’re making up for it at the front of the line, hitting the ball and tipping where they’re not.”
That’s another facet of the game Hibbing must adjust.
Against Mesabi East, the Bluejackets got a little tentative and hesitant. Instead of attacking hard, Hibbing got into a tipping game, which allowed the Giants to rally in games three and four.
“I want them to attack more than tip because when they attack the ball and they’re on, it’s so powerful,” Peterson said. “I remind them that they’re great hitters. They have the ability to hit, but they need to get a good contact person to get that confidence back up.
“I remind them to play their game and get out of their heads for a minute and just play.”
Sometimes, players have to fail to succeed and just because a hit gets blocked or is hit out-of-bounds, that’s no reason to give up on it.
“They have to get that out of their heads and understand that’s part of the game,” Peterson said. “They’re going to get some points. We’re going to get some points. They will make mistakes, and we’ll make mistakes. That’s OK.
“That’s a part of the game.”
Even though Hibbing got tested by Mesabi East, the Rails will be the Bluejackets’ biggest test of the season.
“It’s going to be a challenge,” Peterson said. “They have some strong hitters and a good defense. We have to be on our game, playing as a team.”

domain: game


DaVinci Resolve 10.1 Offers new Stereoscopic Features
The update to Blackmagic Design DaVinci Resolve adds new editing and 3D stereoscopic features, and support for Final Cut Pro X 10.1.
Customers with the full software license of DaVinci Resolve will get enhanced 3D stereoscopic tools including a full stereoscopic multi track editing timeline, enhanced convergence adjustments and automatic alignment.
Many New Features
The new DaVinci Resolve 10.1 update adds innovative editing features that includes allowing users to preview and align multiple camera takes while editing, so they can quickly switch between takes to show their clients shot options live from the timeline. Editors can now copy individual clips in the editing timeline with a simple drag and drop, making it easier to use the same footage in different parts of the edit.
DaVinci Resolve 10.1 is now available from the Blackmagic Design website.
Source: BlackMagic Design.


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Notwithstanding national indifference, you will still find a couple of ways status officials might push back against rent-a-bank plans, as stated in NCLC connect director Lauren Saunders. Florida lawmakers could write procedures prohibiting lenders involved with this schemes from conducting business inside say. Also without much stronger statutes regarding the records, their state lawyer essential’s office might take payday creditors to court for breaking Fl’s law, something the lawyer basic in Colorado and Pennsylvania do.
“paycheck lenders has kept far from countries exactly where they feel they may hit a battle,” Saunders states. “No one is accomplishing this in, say, nyc, where in fact the attorney standard will vigorously enforce the state’s [interest] legislation. Financial institutions are endeavoring this in claims wherein they think they may be able make do with they.”
For the time being, Florida looks like it’s one destination just where look at here loan providers might have complimentary control. In January, a coalition of lawyers basic from 14 states along with section of Columbia wrote a letter to the FDIC advising regulators to “discourage a revival belonging to the rent-a-bank systems that chopped upward in early 2000s.” Fl attorneys regular Ashley Moody wouldn’t sign the document, nor achieved she incorporate the girl name to a list of 16 solicitors general pressuring national regulators previous December to compromise upon another scheme employed predatory lenders.
“I’ve definitely not read [Moody] get involved in consumer safeguards on the levels that payday rip-off loan companies might nervous complete businesses in Florida,” claims Lynn Drysdale, a customer coverage lawyer towards nonprofit attorney Jacksonville region professional help Inc.
Responding to a different instances inquiry with regards to rent-a-bank systems in Fl, a spokesman for Moody believed her team would look into the issue “to determine if one of the dilemmas come within our workplace’s jurisdiction.”
So how negative include rent-a-bank programs in Fl? It’s diffucult to state. Unlike a lot of payday creditors, which might be exceptionally moderated and essential to document actions to convey representatives, rent-a-bank loan providers particularly OppLoans and raise tends to be excused from those reporting needs, states Alice Vickers, movie director of Fl Alliance for buyer Protection.
According to the Fl workplace of savings rules, no complaints have-been filed against OppLoans or raise. But Vickers states that market grievances become an incomplete metric because word-of many problems with payday loan providers never ever make it to condition officials.
“within my thoughts, that you don’t actually need to get buyers grievances to get started operating. You want to enquire the reason its that our state government are creating these loans originally,” Vickers states.
Recently, Florida lawmakers bring in fact made items easy, definitely not difficult, for payday loaning industry. In 2018, Gov. Rick Scott signed into law a payment enabling creditors develop large short-term finance, from $500 to $1,000, which customers recommends declare raises the likelihood that debtors gets behind on expenses and be confronted with fees and massive interest rates. The bill wouldn’t affect on the internet creditors like for example OppLoans or raise simply because they’re installment creditors.
This facts has been current to add review from Elevate.
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How to Do Laundry
The laundry's never really done, but you can enjoy more leisure time when you follow these tips to make getting laundry ready, washed, folded, and put away efficient and trouble-free.
Laundry is one of those chores that's easy to put off. That is, until there are no towels or nothing to wear. Following a routine can help simplify wash days and make quick work of laundry piles. It all starts with smart and easy preparation.
Know thy clothing. Before you toss anything into your washing machine, make sure you know that it is, indeed, washable. Read the care label to find out if it's hand-washable, what water temperature to use, and whether it goes in the dryer. To understand care label symbols, check this handy chart.
To sort or not to sort. If you're wondering how to separate laundry, or if it's even necessary, there are two schools of thought. Some say, sort clothing into hand-washables and delicates, whites, lights, darks, and towels and linens. You may also want to sort especially dirty laundry into its own pile.
Others suggest that sorting isn't necessary. While delicates and hand-washables must be laundered separately, you can wash some lights and darks together as long as the fabrics are colorfast.
To find out if a new clothing item will bleed, hand wash it the first time in the sink with gentle detergent to see if any coloration is left behind in the water. Or, wet a cloth and rub it on the clothing item to see if any color comes off. If not, the item is safe to toss in the wash next time.
You'll also want to sort batches of blue jeans, towels, and other heavyweight fabrics to wash together to avoid harm to more delicate materials.
The pat down. Before anything goes into the wash tub, check pockets for items. Ink pens and gum, for example, spell disaster, and washing your cell phone is a nuisance. Zip up any zippers to avoid snags, but don't button garments so the holes won't stretch. Turn items inside out, as recommended by the clothing manufacturer to protect embellishments or prevent pilling.
Stain busters. Check each item for stains and pretreat with a product designed to lift stains. Or, if you use liquid detergent in the wash, apply a few drops of it directly to the stain as long as the fabric isn't too delicate.
Into the Washer
As you handle each item to be laundered, add it to the machine and follow these steps:
1. Read the manufacturer's instructions for using your washing machine and read labels on laundry washing products to determine how much detergent, softener, and color-safe or chlorine bleach to add to the load. Some machines feature special dispensers, and washing products list suggested amounts to use. Most high-efficiency (HE) machines require minimal detergent, for example.
2. For best results, don't overload the machine by packing down soiled items. Keep the contents loosely piled so there's plenty of space for cleaning to happen.
3. Select the water temperature and other machine settings suggested on the label (such as gentle cycle versus permanent press). Most items can be washed in cold water to preserve color and save energy costs. Whites can be washed in warm to sanitize and get out stains. Wash towels and linens in hot water to sanitize and eliminate dust mites.
4. Turn the washing machine on and allow it to complete the desired cycles.
Time to Dry
Check the lint tray and clean it out before drying your next load of laundry. Take clothing out of the washing machine tub, untangle items as needed, and put them into the dryer.
Adjust the temperature setting and set the timer. Add a dryer sheet, if desired, close the door, and turn the dryer on.
For small loads, add a clean, dry towel or two to speed drying and prevent tangles.
Hang or Fold
To prevent wrinkles in shirts and other clothing items that hang, remove them one by one prior to the end of the cycle and hang them up immediately to cool.
Lay out other clothing items on a folding table and fold immediately to prevent wrinkling.
Put everything away, and enjoy the rest of your day!


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This morning's breaking dawn over Castle Hill's Centenary of ANZAC Reserve, illuminated a crowd of more than 15,000 locals.
The Castle Hill RSL sub-branch is one of the biggest in NSW with more than 540 members ranging in age from 19 to 102-years-old.
Like hundreds of thousands more around Australia, they'd gathered to honour our serving forces, past and present.
In 2015, amid growing youth interest in the community, the sub-branch decided to create the Anzac Day Youth Ambassador Program.
It was intended to run until official centenary commemorations ended last year, but its success and the response from the students involved, led to it being extended.
Speaking at this morning's service were 2019 ambassadors, Ethan Wynne of Pacific Hills Christian School, Elizabeth Rodd of William Clarke College, Rebecca Hinton of Marian Catholic College and Jake Christian of Crestwood High School.
Each year, the ambassador program offers four exemplary students who display a passion for Australian history, the opportunity to speak at Anzac memorial services. They're also trained in public speaking by 2CH’s Gareth McCray OAM.
The selection process involves students being interviewed by a panel from the Castle Hill Community, including Mayor Dr Michelle Byrne.
Elizabeth Rodd has no doubt about the program's value and purpose.
“It’s really important and something that we need to remember," she said.
It's only through youth involvement and education that we can continue on their traditions.
The Anzac address was given by Lieutenant Commander Paul Garai of the Royal Australian Navy, who recounted the distaste towards the defence forces during the 1960s.
He recalled how Veterans came home in secret.
"We were not to talk about our deployment and families were to stop discussing those who were serving overseas for fear of criticism," he said.
“For those who serve, there isn’t much that can compensate for the sacrifices that are made; the loss of time with family; the loss of basic freedoms, such as going to the shops whenever you like and perhaps also the physical and emotional wounds that may come,” LtCdr Garai said.
"The sincere gratitude of the community is always appreciated - so please, not only today, but when you get the chance, remember to say thanks to a Veteran. Lest we forget." - Daniella Scotti @Daniella_Scotti

domain: sociology


A group in Ondo State that was in the forefront of galvanizing support for the re- election bid of Governor Oluwarotimi Akeredolu under the aegis of Soji Ehinlanwo Group For Akeredolu Second Term (SEGFAST), has lauded the Judiciary for its clear validation of the candidacy of the Governor on the platform of the ll Progressives Congress, APC.
The group under the leadership of the United Kingdom (UK) based ICT consultant, Prince Soji Ehinlanwo, pointed out that God has always been supporting all the moves by Akeredolu to govern the Sunshine State in spite of efforts of detractors and minor but unwarranted distractions.
SEGFAST noted that the APC structure at the national level followed necessary guidelines and provisions to pick Akeredolu as candidate for the August primary election in the state.
The group, therefore, celebrated Akeredolu for yet another victory at the Federal High Court, Abuja, stressing that the Senior Advocate is destined to serve the state even more diligently and take it to greater glory.
It expressed optimism that with the actions of the Governor since he took the mantle of leadership in the state on February 24,2016, he would definitely use his God-given talents to further uplift Ondo State in his second term
The statement reads” Every resident in the state should rally round the present administration in the state to facilitate more development especially in area of viable economic development, further infrastructure developments, job creation, security and peaceful co-existence.
“The recent judgment has clearly demonstrated that there was no procedural abnormality in the choice of Akeredolu as APC’s flag bearer and his eventual victory at the polls”.
The group hailed the sound judgment that focused on necessary details, constitutional provisions and party’s principles which had sustained APC over the years.
It reiterated the support of all SEGFAST members across the state for the success of Akeredolu’s administration, urging other party’s stalwarts to promote APC interests above individual parochial interests.
The statement further urged Governor Akeredolu to remain a father-figure to every citizen in the state irrespective of political affiliations.
It also rejoiced with the APC state chairman, Ade Adetimehin for his political acumen in leading the party to success at all times.


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In recent years, as medical devices have become more connected, cybersecurity experts have sounded the alarm on their vulnerabilities.
A panel at Health Journalism 2018 covered the topic, with experts encouraging reporters to ask their local hospitals about plans to safeguard medical devices from cyber threats.
Now, the Food and Drug Administration (FDA) is warning patients and health care providers that certain Medtronic MiniMed insulin pumps are being recalled due to potential cybersecurity risks. To date, there are no confirmed reports of patient harm, the FDA said.
Meanwhile, the FDA will hold a public discussion on medical device cybersecurity on Sept. 10 at its Patient Engagement Advisory Committee meeting. The committee is expected to make recommendations on what factors to consider when informing the public about cybersecurity risks.
Recommendations will also “address concerns patients have about changes to their devices to reduce cybersecurity risks as well as the role of other stakeholders such as health care providers in communicating cybersecurity risks to patients,“ according to the FDA.
The insulin pumps affected by the recall connect wirelessly to the patient’s glucose meter and a continuous glucose monitoring system, which track’s the patient’s glucose levels throughout the day. The concern is that an unauthorized person could change the insulin pump settings remotely and deliver too much or too little insulin to the patient, causing harm.
Suzanne Schwartz, M.D., deputy director of the Office of Strategic Partnerships and Technology Innovation and acting division director for All Hazards Response, Science and Strategic Partnerships in the FDA’s Center for Devices and Radiological Health, said in a statement that “any medical device connected to a communications network, like Wi-Fi, or public or home Internet, may have cybersecurity vulnerabilities that could be exploited by unauthorized users.”
Schwartz added “at the same time, it’s important to remember that the increased use of wireless technology and software in medical devices can also offer safer, more convenient, and timely health care delivery.”


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Narrow, flat fairways with lots of OB.
Course Established: 2009
Additional Course Information:
Additional Course Information for Red Ridge:
I-15; north on I-215, take Durango exit. Go south 0.70 mile a right on Arby, 0.5 mile to the park on NW corner of Arby & El Capitan.