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Police Commissioner James O’Neill is not amused by amateur president Donald Trump’s roundup of undocumented immigrants. New York City Police officers will not comply with any warrants issued by federal immigration officials.
“It is critical that everyone who comes into contact with the NYPD, regardless of their immigration status, be able to identify themselves or seek assistance without hesitation, anxiety or fear,” O’Neill wrote, according to the Daily News.
O’Neill explained that Trump’s orders are contrary to how the NYPD conducts law enforcement.
“The NYPD does not conduct civil immigration enforcement,” he said. “Specifically, this department does not enforce administrative warrants issued by Immigration and Customs Enforcement agents or federal immigration judges solely in connection with civil immigration violations.”
“For example, the NYPD does not arrest or detain individuals for immigration violations such as overstaying a lawfully issued visa,” the Commissioner continued. “However, the NYPD does and will continue to honor federal immigration detainers when there is a risk to public safety.”
Homeland Security Secretary John Kelly on Tuesday called for any undocumented immigrants to be deported if they have been convicted or even charged with a criminal offense, however, that would include undocumented immigrants who have committed even minor traffic infractions.
In late January, New York City Mayor Bill de Blasio said his city will use the courts to fight Trump’s executive order to block federal funding going to “sanctuary cities.”
“We think it’s very susceptible to legal challenge,” he told CNN at the time. “If they make an attempt to pull that money, it will be from NYPD, from security funding to fight terrorism.”
This week, O’Neill asked Congress to pay for security costs for Trump Tower. He placed the cost for protection and crowd control at $25.7 million for the 75 days between Election Day and Trump’s Jan. 20 Inauguration. That’s an astounding amount of money for Trump to expect one city to pay.
In addition to that, Trump’s trips to Mar-a-Lago, the resort he calls the ‘Winter White House,’ is costing the taxpayers dearly. The cost for three trips totals $10 million and by the end of his term (if he lasts that long in office), that amount could run into hundreds of millions of dollars. During Obama’s two terms in office, travel costs amounted to $97 million.
Geez, Trump, even the police are resisting you.
Photo by Kevin Hagen/Getty Images.
Conover makes tea partiers cry as a hobby. She was Commander of Jade Helm15 during the failed takeover of the South. She’s also one of the biggest arseholes on Twitter. At night, she can be found drinking Conservative tears while pulling off the wings of flies just because she can. She is the founder of a Marxist, Commie, Maoist, Socialist site and has contributed to several other sites, blah blah blah. She is an awful person but she doesn’t like to brag about that.

domain: law


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You want a free tattoo everyone? Come to a truck-stop delight in Williams-burg part of Brooklyn. Find Scott Campbell who is working on his project called “Whole Glory” where he made an ultimate test of trust in his work. He offers free tattoos to people as long as he can get to choose the design and not show it until it’s done. Interested guys?
Who doesn’t know this talented tatts specialist Scott Campbell who has inked countless celebs like Penelope Cruz, Orlando Bloom, Marc Jacobs and so on. He often came up with his fabulous and the only kind of amazing tattoo designs.
About the free tattoos, it seems that he just wanted to find out how much trust people really have on his work. That’s why, as a token of appreciation to people willing to trust him, he would thank them and present a free and surprising tattoo at the same time.
So, how did you find his tatts designs work for you everyone?

domain: artistic


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In May 2011, we set out across the country to tell the stories of real food in America with our series, The Perennial Plate. Since then, we’ve recorded seven terabytes of footage, traveled 23,000 miles across 42 states, and made 50 short films (one a week for a year). This video comprises some of our favorite moments from the road.
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Washington state just lopped up to $2,500 off the cost of solar panels. Here’s how.
Goodbye, everyone! A massive hole has opened at the End of the World
Mother jailed for letting her daughter run free — at the playground
Lay off the almond milk, you ignorant hipsters
Nestlé doesn’t want you to know how much water it’s bottling from the California desert

domain: geography


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Music Gear News
Peavey Escort 3000 PA System used by Haiti charity
A Peavey Escort 3000 PA System has been put to good use in Haiti by a charity project.
The musical equipment manufacturer's sound system was taken to the country by representatives of the Bristol-based Cube Cinema, who used it as part of its 'Haiti Kids Kino Project'.
Children affected by the recent Haiti earthquake got to view films with the help of the Peavey Escort 3000 PA System as part of the initiative, which saw mobile cinemas set up around the country, reports MI-Pro.
An estimated 5,500 people turned up to the events in Haiti, which also gave children the chance to have a go at making their films after attending workshops.
Rod Maclachlan, a spokesman for the Haiti Kids Kino Project, said: "The system worked perfectly and survived the mud, rough roads and torrential rain."
Peavey is one of the musical brands that will be appearing at this year's London Music Show, which is taking place between October 8th and 10th 2010 at ExCel.Posted on 20 May 2010 18:30 to category : Instruments News
Related Music News
EarthQuaker Devices updates four of its top-selling pedals with new momentary switching and increased durability
Fender releases new Ed O'Brien signature model Stratocaster loaded with a sustainer pickup; ideal for creating lush layered soundscapes
Until 30th November 2017, save up to 50% on Komplete 11 bundles with Maschine and Komplete Kontrol hardware.
The Yamaha EAD-10 system is the latest in hybrid drum technology, providing studio-quality sounds triggered from an acoustic kit
The exciting 2018 PRS SE range of guitars has been announced and will be available soon
Fender Releases Limited Edition Blues Deluxe Reissue Guitar Amplifier
Recent Music News
Only 22 Adam Clayton Signature Model Bass Guitars in Purple Sparkle Finish are available in the UK
Announced at this year's NAMM Summer Show, the Fender Justin Meldal-Johnsen Road Worn Mustang Bass is now available
The KHDK Kirk Hammett Ghoul JR Overdrive delivers signature overdrive/distortion tones in a tiny micro-sized pedal format
Wampler announces the Tumnus Deluxe Overdrive Pedal - a new and improved tribute to a renowned overdrive pedal
The Epiphone Ltd Ed Joe Bonamassa 1958 "Amos" Korina Flying-V Guitar Outfit is a highly collectable yet gig-able instrument, with special signature appointments
The Apogee MiC Plus builds on the success of the 2011 MiC, bringing plug-and-play studio-grade recording quality to iOS devices and laptops

domain: news


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The photos that I take, other than family photos, tend to be of nature and city scapes more than of people. There are, after all, many situations where it doesn't seem quite appropriate to take photos of strangers (although a zoom lens can hide just what you are doing to a certain extent). I don't post family photos on my blog, so when I saw that Carmi's theme this week was "human", I pondered the possibilities of illustrating the theme without any actual people in the photo (I may return to that idea later in the week).
In the meantime I looked through my files and found these photos. The shop is just a block or two from my house, and the owner decided to take a creative approach to the problem of graffiti on his paintwork, and commissioned these young people to paint a mural. I loved their energy, and the sweep of the boy's arm as he sprayed the bold curve you see in the first picture.


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Up to 41% off an Ultra Soft Dog Bed
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WagJag values fantastic user experiences. We want to be the best part of your day. If you're not happy with your purchase, please let us know why (we like lots of juicy details) and our customer service team will work with you to make things right.
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domain: pet


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Vintage Unheated Ceylon Sapphire Ring This is a wonderful example of a mid century sapphire and diamond “tourbillon” ring. It is formed of a swirl of Brilliant cut diamonds totalling 1.25ct around a light blue, Cushion cut sapphire weighing 2.43ct. The sapphire is certified as Unheated and of Sri Lankan origin.
The stones are all mounted high over a wirework gallery to great effect, making this ring a real showstopper! The ring is handmade and dates from the 1950s.
Tested as 18ct gold. Weight: 7.49gm. Measurements: 19mm x 20mm x 13mm height off the finger. It is in very good condition and would make a wonderful vintage engagement ring. Finger Size: N 1/2 (UK/AU), 7 (US), 55 (French) which we can re-size for you free of charge if required.
Metal: 18ct Gold (Tested)
Condition: Very Good
Finger Size: N 1/2 (UK/AU), 7 (US)


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Not since the election following Nixon’s impeachment/resignation over Watergate has the Republican Party lost so many seats in Congress. The balance of power has shifted dramatically and the radical Trump presidency is now facing not only a divided House and Senate, but the payback from those he regularly insulted and degraded who will, come January, be chairing investigative committees in the House.
But even before the Blue Wave of very bad news hits the GOP and the Trump administration, it’s “Mueller Time” as the tsunami of indictments inundates the White House while Congress tries to ram through Republican priorities in what promises to be a very nasty lame duck session.
Meanwhile, Montana is headed into the 2019 Legislative Session in January with its own significant divisions between Governor Steve Bullock and the Republican legislative majorities. Given that Bullock is now a lame duck, Republicans have already said they’re gunning for the governor’s office and are not likely to kumbaya with the out-going Democrat.
So hang on, fellow Montanans, it’s definitely going to be a wild ride nationally and here at home.
Chaos in the Capital
George Conway, the conservative lawyer and husband of Trump’s senior counselor Kelly-Anne Conway recently described the Trump administration as “a shit show in a dumpster fire.” While that may make people laugh – especially the majority of Americans who do not approve of Trump’s presidential performance – it’s worth remembering that his wife is known for claiming the Trump administration has “alternative facts” when questioned by reporters.
Maybe Hubby George’s assessment can be explained away in like fashion, but from all the available evidence, it appears that not only can’t Trump get along with our long-time international allies, he can’t even get along with what is supposed to be his own political party.
Rather unbelievably, for a president who has the incredible advantage of his party holding majorities in both chambers of Congress, Trump has declared that it would be a “good time for a shutdown” of the government if he doesn’t get funding for his border wall in the lame duck session.
But Congressional Republicans, who formerly championed fiscal conservatism, have already thrown the nation into nearly a trillion-dollar deficit with the 10-year tax breaks they already passed and which disproportionately benefits the wealthy. Considering most of the lame duck session is going to be spent dealing with critical budget bills, the indications at this time are that Trump’s wall isn’t going to be funded – or at least not to the $5 billion he’s demanding – which will likely engender yet another Trump tantrum.
Trump’s temper aside, what’s likely to happen is we can expect a pile of riders to be slapped on the must-pass spending bills. Passing laws by rider is absolutely the worst way to legislate, however, since the public whom they are supposed to be representing are almost entirely excluded from the back-room deal cutting. Unfortunately, and despite the fact that he promised not to do so in his first campaign for the Senate, look for Montana’s own Jon Tester to be one of those trying to slip his riders into law with the most likely candidate the Blackfoot-Clearwater Stewardship Act.
Closer to Home
Governor Steve Bullock has already rolled out his budget proposal for the 2019 session and it largely looks like a replay of failed initiatives and taxes from the 2017 session. Although state revenues are projected to increase modestly, Bullock’s spending proposals far outpace the new revenues.
What that means is the general fund is going to have to generate revenue from new or expanded taxes if it’s going to meet Bullock’s planned expenditures. Unfortunately many of the tax proposals were already rejected by the Republican legislature two years ago and they’re not likely to find support this time around.
In fact, it’s doubtful Republicans are going to do much at all to make Bullock look good since it’s no secret that he has ambitions for higher office and one of the reasons his 2019 budget proposal looks like his 2017 proposals is because he’s been on the road in Iowa and New Hampshire promoting himself as a potential 2020 presidential candidate. Toss in the fact that his former budget director has been replaced with the former head of the Department of Environmental Quality who has never prepared a statewide budget and that pretty much explains Bullock’s not-so-instant budget replay.
Stormy Seas Ahead
Put it all together, in D.C. and here in Montana, and there’s stormy seas ahead mateys! While the populace is more than ready to set aside political warfare for some semblance of good governance, it sure doesn’t look like that’s going to happen at either the state or national level in the coming months.
.George Ochenski is a Montana columnist whose opinions have appeared in the Missoula Independent and The Missoulian. He contributes an original monthly column to the Montana Press.


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And although this modern apartment is located in the town of Frascati, which is located half an hour from Rome, there is practically nothing Italian in its design. Quite the contrary, the interiors are decorated in a purely Scandinavian style: white walls and ceiling, laconic furnishings, classic gray doors, geometric wallpaper in the bedroom. Once again we are convinced that the Scandinavian design is conquering the world!
About Author:Anna Pufik is the founder and creative mind at pufikhomes.com blog. Anna specializes in interior design, together with her husband Sergiy they head the PH Studio design firm. She loves Scandinavian style and sophisticated timeless interiors. Follow Anna on Instagram.
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Fiat: Marchionne marches on
Italian carmaker Fiat beat forecasts for its second-quarter results and said it had reached agreement with banks for €4bn in financing related to its plans to separate its automaking business from its other activities at the start of 2011. Fiat sold fewer cars in the second quarter but generated higher revenues on the back of rigorous cost-containing measures as its market share fell in Italy and Europe. Vincent Boland analyses the performance of the Italian carmaker.


The 2013 Volvo C70, known for its blend of luxury and sportiness, has garnered widespread admiration from consumers. In the realm of modern automotive technology, the application of various sensors and components has brought about enhancements in both vehicle performance and environmental considerations. Among these components, the 22303390 Inlet Nox Sensor plays a crucial role in controlling emissions and optimizing performance for the 2013 Volvo C70.
Real-time Emission Monitoring: Enhancing Environmental Standards with 22303390 Inlet Nox Sensor in the 2013 Volvo C70
The 22303390 Inlet Nox Sensor is an intake nitrogen oxide sensor designed to accurately monitor the nitrogen oxide content in the engine’s intake. For the 2013 Volvo C70, this implies real-time monitoring of emissions, ensuring compliance with environmental standards. The sensor’s precise measurements and feedback data enable the engine control system to finely adjust combustion parameters, thereby minimizing nitrogen oxide emissions.
Optimizing Combustion Efficiency: Boosting Performance in the 2013 Volvo C70 with 22303390 Inlet Nox Sensor
Engine combustion efficiency directly impacts driving performance and fuel economy. The introduction of the 22303390 Inlet Nox Sensor presents an opportunity to optimize performance in the 2013 Volvo C70. The sensor monitors nitrogen oxide concentrations and adjusts combustion parameters in real time based on data, leading to more thorough and efficient combustion. This not only enhances the vehicle’s power output but also contributes to fuel efficiency, resulting in more economical driving.
Ensuring Driving Experience: Providing Stable Performance in the 2013 Volvo C70 through 22303390 Inlet Nox Sensor
Driving experience stands as a pivotal factor in consumers’ vehicle choices. The application of the 22303390 Inlet Nox Sensor provides a more stable performance foundation for the 2013 Volvo C70. The sensor’s real-time monitoring and adjustments allow the engine to respond swiftly to varying driving conditions, ensuring smoothness and reliability in driving. Whether on city streets or highways, the vehicle showcases exceptional driving quality.
Future Prospects: 22303390 Inlet Nox Sensor Assisting the 2013 Volvo C70 in Meeting New Challenges
As environmental standards elevate and automotive technology advances, the 22303390 Inlet Nox Sensor holds potential for further development. The incorporation of more intelligent sensor technology and refined emission control algorithms may allow the 2013 Volvo C70 to better adapt to future environmental challenges, sustaining its leading performance and environmental standards.
In conclusion, the role of the 22303390 Inlet Nox Sensor in the 2013 Volvo C70 is pivotal. Through real-time emission monitoring, combustion efficiency optimization, and stable performance assurance, this sensor elevates the vehicle’s performance and environmental performance to higher levels. Looking ahead, with continuous technological progress, this integration is poised to play an even greater role in the automotive industry.


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- 4 flour tortillas (6 inches)
- 12 thin slices deli ham
- 4 thin slices Swiss cheese
- 1-1/2 cups shredded lettuce
- 1 medium tomato, diced
- 2 hard-cooked eggs, chopped
- 4 teaspoons blue cheese salad dressing
- On each tortilla, layer a fourth of the ham, Swiss cheese, lettuce, tomato and eggs. Drizzle each with 1 teaspoon dressing; fold in sides. Yield: 4 servings.
Originally published as Blue Cheese Ham Wraps in Quick Cooking January/February 2005, p37
Reviews for Blue Cheese Ham Wraps
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Reviewed Apr. 14, 2013
"This is a really good sandwich. I changed it to Ranch Ham Wraps because I do not like blue cheese and I served it with potato salad and pasta salad from the deli for a nice quick dinner."

domain: food


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|Private Water Organizations Oppose Free Lunch
The Water Industry Council representing contract operators on Jan. 25 told AMSAs Director Ken Kirk that it would not endorse the final draft of the WIN Coalition recommendations to Congress on funding municipal water and wastewater infra-structure needs in the U.S.
The Association of Metropolitan Sewerage Agencies is leading an effort by the municipal clean water industry to obtain $57 billion in federal grants over five years to jump start a $1-trillion local, state and federal investment in water and sewer systems.
As proposed by the Water Infrastructure Network, federal grant applicants could receive up to 75% of project costs in a direct grant and also be eligible for a subsidized, or principal-free "loan" for the remaining 25% of the project cost. The only test of need would be environmental, not financial.
State Revolving Fund administrators have warned that the proposed program would put political pressure on them to issue grants rather than loans, especially if the total amount of funds were considerably increased. Responsible communities are now repaying over $30 billion in SRF loans.
WIC wants the following points considered in any new federal clean water funding program:


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Transformation of the Built Environment sector is an integral part of professionalising the state
On 3 November 2022, President Ramaphosa speaking at the National Assembly said “the spatial inequality in our country is one of the horrible legacies of apartheid and of our past… All over the world, and in many places in the world, poor people live inside and near the cities. We have just exacerbated the situation by moving them outside the city…Another problem of course is that skills such as town planning are short and far between. We just don’t have good town planners like the Romans did, the Romans were great town planners, and they were able to build cities.
If you look at the development of cities, civilization was around building cities. That human was able to move forward …”
At the core of President Ramaphosa’s speech is the need for all of us to systematically and structurally implement programmes aimed at transforming the built environment, not just with bricks and mortar but evidencing transformation in its entirety in the sector. This is purely because the built environment impacts on people’s lives.

domain: sociology


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Health authorities in the Democratic Republic of Congo are scrambling to incorporate an Ebola outbreak after a 2d individual died from the virus, the World Health Organization (WHO) stated Tuesday.
The united states declared a new outbreak of the ailment final week after the loss of life of a 31-year-old man, who was once identified with the sickness in Mbandaka, in the DRC’s northwestern Equateur Province, after being ailing for extra than a week. His sister-in-law, a 25-year-old woman, used to be the 2nd victim. She died on April 25.
“This is very unhappy news, and we ought to proceed to put all our effort into saving the lives of absolutely everyone else who can also have shrunk the virus. So far, at least a hundred forty five humans have been listed as contacts,” Dr. Fiona Braka, the crew lead for emergency responses at the WHO Regional Office for Africa, stated in a assertion despatched to CNN.
WHO stated investigations to decide the supply of the present day outbreak continue to be ongoing. There have been three outbreaks of Ebola in Equateur Province seeing that 2018.
The lady started experiencing signs and symptoms on April 13, Braka said, including that “responders have been working intensely to discover everybody who may additionally have interacted with her whilst she used to be symptomatic and are carefully monitoring their health.”
She was once given a “safe and dignified burial,” Braka added.
The preliminary affected person started out experiencing signs on April 5 and sought remedy at a nearby fitness facility earlier than being admitted to an Ebola cure middle on April 21 for intensive care, the WHO stated at the weekend. He died later that day, the enterprise confirmed.
“Time is no longer on our side,” Dr. Matshidiso Moeti, the WHO Regional Director for Africa
“The disorder has had a two-week head begin and we are now enjoying catch-up. The superb information is that fitness authorities in the Democratic Republic of the Congo have greater ride than all and sundry else in the world at controlling Ebola outbreaks quickly.”
Vaccines will be despatched to Mbandaka and administered thru the ‘ring vaccination’ approach — the place contacts and contacts of contacts are vaccinated to curb the unfold of the virus and shield lives.
The DRC has skilled thirteen outbreaks of Ebola in total, together with one that began in 2018 and claimed almost 2,300 victims, in accordance to WHO.
The preceding outbreaks in Equateur Province had been in 2020 when one hundred thirty instances had been reported, and in 2018, when fifty four instances had been recorded, the WHO said.
Ebola is a extreme illness, with fatality prices various from 25% to 90% in previous outbreaks, WHO said, However, wonderful redress are now reachable that enhance probabilities of survival.
“Many human beings in Mbandaka are already vaccinated in opposition to Ebola, which need to assist decrease the influence of the disease,” stated Moeti. “All these who had been vaccinated throughout the 2020 outbreak will be revaccinated.”
The Central African us of a has had extra Ebola outbreaks than any different us of a when you consider that the virus used to be first found close to the Ebola River in the DRC’s northern location in 1976.


Several hours after Speaker John Boehner announced to colleagues in the Capitol that the GOP border bill wouldn’t address President Obama’s threats to unilaterally grant amnesty to as many as six million people, Sen. Jeff Sessions (R-AL) was befuddled.
“I’m utterly baffled by the unwillingness of Republicans to see the danger that has so explicitly been stated out there by the president,” Sessions told reporters.
“Institutionally, Congress can’t acquiesce to that kind of presidential overreach. Failure to put that in just indicates, to me, a lack of, well, I’ll just say it this way – I think the Congress should be very clear that it will resist and that it opposes the president taking that action,” Sessions said.
In recent weeks, Sessions and Sen. Ted Cruz (R-TX) have been working overtime to sound the alarm to the public and their colleagues about Obama’s vows to expand the “Deferred Action for Children Arrivals” (DACA) program, which instituted a policy of not prosecuting illegal aliens who entered the U.S. as minors.
The two proposed language for the border crisis bill to prevent Obama from spending money implementing any expansion of DACA. But Boehner has resisted calls to back the proposal, and has generally shied away from taking on Obama head-on over DACA, even while he has ramped up his rhetoric about executive overreach in other areas.
For example, in a recent memo to GOP colleagues outlining his case for suing “king-like” Obama, Boehner mentioned executive overreach on the issues of “health care and energy, to foreign policy and education” – but not immigration.
Immigration hawks like Sessions are growing increasingly anxious that Boehner isn’t taking a more forceful approach. Rep. Mo Brooks (R-AL), for example, recently told Breitbart News he suspected campaign donations from the pro-amnesty U.S. Chamber of Commerce were the explanation for Boehner’s low profile on the issue, a startling accusation for any member of Congress to make about the sitting speaker of his own party.
Noted legal experts have said Obama’s policy constitutes a major power grab. “If a president can claim sweeping discretion to suspend key federal laws, the entire legislative process becomes little more than a pretense,” Jonathan Turley, a liberal law professor at George Washington University who voted for Obama, said in testimony to the House Judiciary Committee in December.
According to reports, Obama is considering expanding DACA to as many as six million illegal aliens, a move breathtaking in scope that would transform fringe talk of impeachment into a mainstream conversation overnight.
Boehner, however, while battling Obama’s aggressive executive actions with increasingly heated rhetoric, has aimed most of his barbs at the president on topics other than immigration.
Michael Steel, a spokesman for the speaker, said Boehner is on guard for any new action by Obama and is planning how to address it.
“The Speaker is extremely concerned about the possibility of further unilateral action from the White House. We are monitoring the situation closely, and considering options for an appropriate response,” he said.
At a recent White House event celebrating the PGA, Boehner told Obama he wouldn’t be bringing immigration reform to the floor this summer. According to a report from Major Garrett in National Journal, Obama told a group of liberal activists that Boehner had urged him not to take any unilateral actions because it would make immigration reform harder next year. But Obama told Boehner, “Sorry about that. I’m going to keep my promise and move forward with executive action soon.”
When news of the conversation became public a week later, Boehner responded with the most forceful language he had ever used about DACA, saying Obama’s “own executive orders have led directly to the humanitarian crisis along the Southern border, giving false hope to children and their families that if they enter the country illegally they will be allowed to stay.”
Boehner also said, “In our conversation last week, I told the president what I have been telling him for months: the American people and their elected officials don’t trust him to enforce the law as written. Until that changes, it is going to be difficult to make progress on this issue,” matching his previous pattern of using the threat of inaction on immigration reform to ward off future executive overreach by the president.
Since then, Boehner has used a low-key approach when pressed about calls to address DACA in the border bill.
“I’m focused on the recommendations of our border control working group, and we’re operating within those guidelines,” he said last week when asked about Cruz’s proposal.
When Obama announced DACA at the height of the 2012 presidential contest, Boehner and other GOP congressional leaders were nearly silent about the new program.
According to an archive on his website, Boehner did not release a press release about Obama’s move. Headlines from that month included “GOP at a Loss for Message on DREAM Act” (Roll Call), “GOP grasps for ideas on immigration” (Politico), and “GOP Avoids Taking a Position on New Immigration Enforcement Policy” (Congressional Quarterly).
He told reporters then DACA “puts everyone in a difficult position. I think we all have a concern for those who are caught in this trap, through no fault of their own are here. But the president’s actions are going to make it much more difficult for us to work in a bipartisan way to get to a permanent solution” and suggested the policy may have been unlawful.
Roughly a year later, the House voted to defund DACA via an amendment offered by Rep. Steve King (R-IA). Only six Republicans voted no, one of whom was Rep. Devin Nunes (R-CA), a key Boehner ally.
House Republicans have provided a variety of explanations for why Boehner has been reticent to fight Obama on the issue.
A senior lawmaker close to Boehner said the speaker is trying not to roil the waters for a future push for immigration reform.
“My guess, this is not from Boehner, is that many of us, including the Speaker, have said we need to fix immigration. So, there’s no reason to make it worse than what it already is. You don’t want to get it worse than it already is. But we’re going to have to take care of this border first before we even get to that,” the lawmaker said.
Other Republicans said the move is strategic – that Obamacare is a more potent weapon politically than immigration and more friendly terrain from which the GOP can wage the fight against Obama.
Also, they say any major executive amnesty for Obama would be politically disastrous for the president, lessening the likelihood he will issue one, in their minds.
“If Obama does that, he loses the Senate with that one act. He would be dramatically misreading the situation,” said a House Republican.
A senior GOP aide described the impact on the Senate landscape as “fucking nuclear,” potentially causing a GOP wave election.
Recent polls have shown the border crisis has caused a fundamental shift in public approval, with a ten point swing in the number of people who say border security should be the first concern of immigration reform.
A GOP leadership aide also said Boehner’s rhetorical emphasis on issues other than immigration was intended to illustrate that Obama’s executive overreach has occurred across multiple issues, not just immigration, an issue liberal activists had demonstrated they were ready to attack the GOP over.
Senior House Republicans, asked about Obama’s threats to expand DACA to as many as six million people, offered a number of responses.
“The president is wrong. He’s wrong about the border being secure. He’s causing this problem coming in and that’s why the House is going to act. The best thing that we can do is reunite these children with their families. The president had the presidents of these countries in, we had them in, and they want their children to come back,” said incoming Majority Leader Kevin McCarthy (R-CA).
“The president doesn’t have the authority to write laws,” said Rep. Steve Scalise (R-LA), the incoming Whip.
“Well, we’ll talk later about that,” said House Appropriations Committee Chairman Hal Rogers.
“Call my office,” said House Budget Committee Chairman Paul Ryan.
When Obama implemented DACA in 2012, the response from top Republicans was practically silence. With the border burning, the party won’t lack a vibrant response, but the situation may be out of Boehner’s control by then.
Please let us know if you're having issues with commenting.


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The library is partnering with Driving-Tests.org to offer free Department of Motor Vehicles (DMV) practice tests to library patrons. The new service includes free tests specifically based on Pennsylvania’s DMV materials. This program includes multiple car, motorcycle, and CDL practice tests, online driver’s manuals (car, motorcycle, and CDL), and a FAQ section with detailed answers to over 100 DMV-related questions. It is the only site of its kind to include accessibility tools that let users hear selections read aloud, make them into MP3s, translate pages into other languages, magnify text, and mask portions of the screen for greater visibility on the practice tests.
TrueFlix is geared toward ages 8 to 12, grades 3 to 6. Learn about people, places, nature, history, and science from videos and eBooks on topics such as American Indians, Ancient Civilizations, Farm to Table, The Civil War, Continents, The Thirteen Colonies, U.S. Government, Earth Science, Experiments and many more!
ScienceFlix is geared toward ages 10 to 15 and grades 5 to 10. ScienceFlix has over 5,000 science-related assets covering six study areas, including Earth Science, Space Science, Life Science, Health & Human Body, Physical Science and Technology & Engineering. ScienceFlix provides students with a better understanding of science concepts and ideas through hands-on projects, videos, multiple text types and more!

domain: library


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DARBAN SINGH Vs. STATE OF UTTARANCHAL
HIGH COURT OF UTTARAKHAND (AT: NAINITAL)
STATE OF UTTARANCHAL
Click here to view full judgement.
(1.) This appeal, preferred under section 374 of Code of Criminal Procedure, 1973 (for short Cr.P.C.), is directed against the judgment and order dated 19.06.2001, passed by learned Sessions Judge, Bageshwar, in Sessions Trial No. 19 of 2000, whereby said court has convicted accused/ appellant Darban Singh under section 307 IPC, and sentenced him to rigorous imprisonment for a period of four years and directed to pay fine of Rs. 5,000/-. The trial court has further directed that if the fine is not paid by the convict he shall undergo rigorous imprisonment for further period of one year.
(2.) Heard learned counsel for the parties, and perused the lower court record.
(3.) Prosecution story, in brief, is that on 12.04.1996, at about 8:00 p.m., P.W.3 Kundan Singh was in his tea stall situated in village Harsila, when accused Darban Singh came there in a drunken state, and the two started quarreling. Thereafter, accused Darban Singh took out a knife and stabbed Kundan Singh.
The neighbouring shopkeepers namely Bhajan Singh (P.W.4) and Lacham Singh (P.W.2) rushed to the spot. Injured Kundan Singh (P.W.3) was taken on the next day (13.04.1996) at about 7:15 a.m., to District Hospital Bageshwar, where he was admitted, and his injury was recorded in injury report (Ex. A2). First information report (Ex. A1) of the incident was given by P.W.1 Kedar Singh (cousin of the injured) with Naib Tehsildar of the area. (In Uttarakhand hills certain Revenue Officials are given police powers, in interior areas).On the basis of the report lodged by Kedar Singh crime no. 8 of 1996 was registered with Patti Patwari Tuped, relating to offence punishable under section 307 IPC, against accused Darban Singh. P.W.6 Himalaya Singh, Naib Tehsildar conducted the investigation. He interrogated the witnesses, inspected the spot, and on completion of investigation submitted charge sheet (Ex. A6) against accused Darban Singh (son of Pratap Singh) for his trial in respect of offence punishable under section 307 IPC.;
Copyright © Regent Computronics Pvt.Ltd.


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ALLEN PARK - You'll have to excuse Joey Harrington if he's living the life of Riley lately.
He's really never had the chance.
After recovering his lost starting position earlier in the week, Harrington's quotables since reflect only a shadow of the Harrington that lost his job a few weeks ago. His well-noted, "What are they going to do, bench me?" comment left both the media and fellow players asking, 'What has happened to Joey Blueskies?'
Everyone, meet Joe. If he has his way, he'll be around for a while.
Given the turbulent nature that has defined his fourth professional season, and the previous three that were as equally abominable, the psychoanalysis of Harrington's emerging second personality could be diagnosed by a toddler. With a new lease on life, and a slew of impressive practice performances, it seems the former Oregon standout and No. 3 overall pick may have finally broken out of his shell.
During Friday's practice, Joe Harrington was against efficient. Taking every repetition with the first team offense, he was sharp, drilling targets in stride and again remaining candidly blunt with the media.
When asked about the potential return of Charles Rogers and Roy Williams to help re-establish a threatening receiving core, Harrington said the receiver situation won't affect his decision making. He simply plans on "chucking it."
"I am not worried about establishing a trio, I am worried about establishing an offense," Harrington said. "I am worried about establishing a ground game, a passing game; anything that can get this offense going. I don't care who is out there.
He added: "I personally think people make too big of a deal about a trio, or quartet or whatever it is supposed to be. Whatever guys are out there and ready to play, that is who we are going to go with."
As the Lions' starter, Harrington struggled to a 55.6 quarterback rating, tossing eight interceptions and throwing just four touchdown passes in five games. Although he didn't get much help from a lackluster offensive line that provided similar support to vetearn Jeff Garcia, it is clear that Harrington must make the most of his newfound opportunity. And, essentially, become a different quarterback.
"It hasn't been happening for anybody on offense right now," said Harrington regarding the team's inability to snap out of its slumber. "This would be a great week to breakout."
He'll have his chance, maybe his last.
Meet Joe Harrington: Lions QB Ready To Go
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Three-and-out: NFL Thanksgiving matchupsWith three NFL games spread out for your Thanksgiving football feast, there are plenty of matchups to digest among six teams without a losing record (yet).
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The Fourteenth Amendment, Section 4:
The validity of the public debt of the United States, authorized by law, including debts incurred for payment of pensions and bounties for services in suppressing insurrection or rebellion, shall not be questioned. But neither the United States nor any State shall assume or pay any debt or obligation incurred in aid of insurrection or rebellion against the United States, or any claim for the loss or emancipation of any slave; but all such debts, obligations and claims shall be held illegal and void.
So Democrats, listen up, don't cave to the right and just continue to pay the debt. This debt ceiling nonsense is not Constitutional!

domain: economics


With the latest technological advancements in Nigeria, effecting funds transfers has become simplified. In First Bank Nigeria, funds transfer is now a swift, seamless, and easy process requiring few steps with little or no stress. The methods through which funds can be moved from one bank to the other has continued to increase and presently in First Bank, money can be moved through five different routes: USSD codes, FirstMobile, FirstOnline, ATM, and the traditional method of going to the bank.
Those who wish to complete their transaction through the first three methods (USSD code, FirstMobile, and FirstOnline) can conveniently do so from any location of their choice. However, to make use of the Automated Teller Machine, you will have to move to its location. The same applies to those who wish to go the age-old way of funds transfer by going to the bank’s branches.
All The Different Ways of Making Transfers At First Bank
1. USSD Code
The introduction of the USSD banking code in Nigeria is simply banking made easy! For First Bank customers, the approved code to use is *894# and it brings banking services to your doorstep. It works on all GSM networks and can be accessed on all types of mobile devices – blackberry, android, iPhone, even the simplest of handsets called “kpalasa” in the typical Nigerian lingo.
The best part of using the USSD is that it works without an internet connection and thanks to this, it can be effective in every location across the country, including the remote ones. Important to note that the USSD service can only be delivered on the registered phone numbers connected to a customer’s First Bank account.
Requirements To Register The USSD Code In First Bank
Below are the essential things a customer of First Bank needs to register for the USSD Banking
- An active First Bank account
- A functional mobile number
- The phone number must be linked to your First Bank account.
- A mobile phone of any type
- Linking your debit card to your account
- Your phone must be profiled to be receiving SMS alerts
How To Activate The First Bank USSD Code Banking
*894# has converted mobile phones into mobile branches for First Bank customers and activating this service is easy and straightforward. Just follow the simple steps listed below;
- Dial *894*0#
- If you have more than one debit card linked to your account, then, all the card numbers will be displayed albeit, masked.
- Pick your preferred debit card
- Enter your four-digit PIN (Personal Identification Number) for the debit card you selected.
- Complete the registration process by creating a new 5-digit PIN
- Get Started!
With your USSD code registration in place, banking transactions at First Bank are now at your fingertips. From the comfort of home, office, shop, and on the move, you can perform basic transactions such as airtime purchase, account balance check, money transfers, pin resets, and a whole lot more. All you need to do is dial the right code.
How To Use The First Bank USSD Code
Without internet connections, without a token device, and without having to be physically present at any branch of First Bank, customers can effectively carry out transactions with just their Personal Identification Number – PIN. Funds transfers can be done both in-house and inter-bank.
How To Do Interbank Money Transfer Using The First Bank Transfer Code
After they have successfully completed registration for the USSD code banking, customers of First Bank are free to make funds transfers both in-house and inter-bank. However, before we proceed, we must note that the limit for daily transfers for First Bank customers using the USSD code is up to N100,000.00 and N10,000 for airtime recharge. Sending money out of the bank is a simple process that takes little or no time. The steps are well outlined below;
- Dial the First Bank shortcode *894#.
- Enter the exact amount of funds you wish to transfer from your account.
- Next is to input the beneficiary account number; this is the account number you want the funds to go to.
- Select the beneficiary bank; the bank where the beneficiary account is domiciled
- Now, confirm the amount of money you are sending to the beneficiary.
- Enter the name of the beneficiary.
- The five-digit pin created during registration should always be handy and should be entered at this stage
- Select the account you wish to debit the funds from
- Before hitting the send button, do a thorough check ensuring that you populated all the provided fields with correct information.
- In the case of any mistake, then you have to cancel the transaction
- However, if all provided information is correct, then, it is time to press the send button
- Now, expect a message indicating that your transaction is successful.
How To Transfer Funds from one First Bank Account to Another (In-house)
Using the USSD code to make in-house funds transfer in First Bank requires five easy steps
- Customer dials *894*Amount*Account Number#
- Confirm that you imputed the correct amount for the transfer
- Impute your First Bank Five-digit PIN that was created during registration.
- Select the account you are debiting the funds from.
This is how to move funds both in-house and from a First Bank account to other banks in Nigeria. However, while using the bank’s USSD code in transferring money, customers of the bank should be conscious of the activities of fraudsters. Thus, they should be aware of the measures to take in blocking the USSD code and thwarting the plans of fraudsters if need be. This usually becomes imperative when you have lost or misplaced your mobile number.
Blocking your USSD code can be done from any location, just use any phone line within reach to dial *894*911#, then enter the particular phone number linked to the account you wish to deactivate and it is done.
In case you later find your misplaced phone and wish to unblock your First Bank USSD code, then, you must visit any of the bank’s branches in your vicinity.
2. Mobile App
While the USSD codes are there for the benefit of everybody, including those who don’t have access to the internet, the First Bank mobile app called FirstMobile is targeted at people who can access the internet for their banking transactions.
Before a customer can be able to use the First Bank mobile app, the person needs to install it. An official version of the mobile app is downloadable from the Google Play Store @ https://play.google.com/store/apps/details?id=com.firstbank.firstmobile. You can still access it from the apple store. Once you have the app installed on your mobile device, then, you can proceed to register for the services.
FirstMobile is First Bank’s official mobile-banking smartphone application. With FirstMobile, account holders of the bank are provided with convenient access to financial and non-financial transactions via their mobile devices. This service is available to all account holders of First Bank with Verve Cards, and/or Naira MasterCard.
The application is sleek as well as convenient to use. Without having to be physically present in the bank, customers of the bank can leverage the DIY enrolment process and start transacting. They only need to have their Verve and Naira MasterCards. Also, FirstMobile is poised to offer the bank’s teeming customers a more convenient and more reliable digital banking experience, whilst it goes on to complement its plethora of lifestyle offerings.
How To Register For Your First Bank Mobile App
- Visit Google play store or Blackberry App Market or iOS Appstore
- Get the App installed on your phone
- Registration is done with your ATM card and ATM PIN.
- You will receive a One-Time Password (OTP) on your mobile phone through an SMS to verify the account. There is an indicated field on the mobile app where you are expected to enter the OTP and click “next.” Your OTP is majorly for the purpose of authentication.
- Punch in your pin code; this refers to your mobile App login pin
- Enter your four-digit pin security; this should be safeguarded as it will also be needed while making future transactions on the Mobile Application.
- At this stage, you can start doing transactions like money transfers, bills payment, airtime purchases, check account balances and many more!
Using the First Bank Mobile App for Funds Transfers
Once you have successfully downloaded the First Bank Mobile app and completed your registration, you are now set to make transfers anytime and anywhere. Just follow the under-listed steps;
- Go to the device where you downloaded the mobile app and open it.
- Enter your username and password
- This will display several options but since you only wish to move funds, click on transfers
- Input the account number of the beneficiary or recipient’s account number
- Enter the exact amount you wish to transfer to the recipient
- Verification must be done to ensure all provided information is correct
- Now, it is time for authorization, and to do this, you must input your secure pin code
- Submit and wait for a message, telling you that your transaction is successful.
See What’s New on FirstMobile
Customers of First Bank Nigeria should be aware that the bank has revamped its FirstMobile application which offers a more exciting experience as you interface with the bank. Below are some of the improvements and additions.
- Improved Dashboard: The improved dashboard update enables the bank to give its customers a more customizable and personalized experience. This particular feature showcases a high-level display of the spending pattern of the mobile banking user, highlighting both the inflows and outflows in his or her account. This helps the customer in making better decisions about their finances.
- Frequent Transactions: This feature smartly cumulates/aggregates customer’s most frequent transactions (transfers, purchases, airtime bills payment, and what have you) based on historical data – this will be presented in a user-friendly manner for the benefit of the user. With this, customer can easily access their frequently completed transactions; with just a few clicks, such transactions can be re-initiated.
- Top-up From Contact: With this feature, a mobile banking user is permitted to “select from the contact list” while doing transactions for Airtime recharge.
- Favorites/Beneficiary Management: This feature gives users the room to add/include new users as a beneficiary for Funds Transfer, Airtime Transactions, and Bills Payment. From the beneficiary list, you can then select your favorite contacts. Now, transactions can be complicated with the minimum number of clicks as all these are now accessible on the transaction home page
- Biometrics for Transactions: This is targeted at Android users who are now permitted to use their fingerprint in consummating transactions – be it money transfer, bill payment, airtime recharge, and more – this is an innovative and easy way of validating transactions.
- Personalization: With this feature, users of FirstMobile can go ahead and personalize their dashboard, including their beneficiaries for Transfers, Airtime Transactions, Bills Payments by uploading pictures.
3. First Bank Internet Banking
Just like in FirstMobile, customers of the bank who wish to use their internet banking services should arm themselves with a smartphone and internet access. With FirstOnline, users are allowed to make multiple transfers in just a single transaction. Customers can go through the bank’s online portal to send money or create an inter-switch portal for transactions like money transfer and bills payment such as GOtv, DStv, airline tickets, and more.
New customers of the bank and old ones who wish to start using FirstOnline need to complete their registration before using the services. The process is outlined below;
How To Register For FirstOnline
- Visit online portal @ https://ibank.firstbanknigeria.com/corp/AuthenticationController?
- Enter your Card Number
- Input your Card PIN
- Enter Preferred User ID
- Verification Code
- Confirm Verification Code
- Click next and then follow the ensuing onscreen info to complete your FirstOnline registration
Transferring Funds with FirstOnline
- Visit the First Bank online portal – https://ibank.firstbanknigeria.com/corp/AuthenticationController
- Enter your username and your password
- Click on transfers
- Input the recipient/beneficiary account number
- Enter the exact amount of money you wish to send
- Verify to ensure all provided information is correct
- Last, click on the submit icon.
4. Automated Teller Machine (ATM)
ATM machines are located in strategic places all over the country. These Automated Teller Machines are not just for withdrawing cash, they have been configured to carry out several other transactions like funds transfers, both in-house and inter-bank, airtime purchases, bills payments, and many more.
Using the Automated Teller Machines to transfer money at First Bank is a simple process that only requires a few steps. You only need to arm yourself with your ATM card and PIN number and it is a done deal. The steps are listed below;
- Insert your ATM card into the machine (this can be a Verve or Naira MasterCard)
- Enter your four-digit pin number
- Select send money
- Choose destination bank (this can be FirstBank for in-house transfers or other banks if it is inter-bank transfer)
- Choose the type of account you wish to transfer from – savings, current, credit card accounts.
- Choose the type of account to receive the payment
- Enter beneficiary’s account number
- Enter the exact amount you wish to transfer
- Confirm transaction details
- Then complete the process
5. Going To The Banking Hall To Make Funds Transfers
While the USSD code, FirstMobile, and FirstOnline allow customers to carry out transactions from the comfort of their locations, there are still those who would wish to go the age-old way of doing transactions by going to the bank.
If you have chosen to be physically present at the banking hall for your transactions, then you need to go to the Funds Transfer Unit. At The FT unit, the bank staff will provide you with a form to fill out the details of your transactions like
- Your Name
- Your Account Number
- Beneficiary Name
- Beneficiary Account Number
- Beneficiary Bank
- Amount To Be Transferred
- Phone Number
After populating all the required fields with the correct info, you will submit the form to the FT officer who will then peruse it to know if everything is in other. Once the funds’ transfer staff is satisfied, he or she will enter the details into the system to consummate the transaction, and immediately, you will receive an SMS notification on the transaction.


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Ah, Blair Waldorf. With your meddlesome ways, your enviable clothing style and your signature ruthlessness, it's not always easy wishing you positivity. But then we remember how beautiful, hilarious and occasionally endearing you are — not to mention the fact that you're not real, of course — causing us to send good wishes to your real life counterpart Leighton Meester, instead.
And believe us, there's plenty of reason to think about Leighton today, as the young actress turns 24 years old! As is the Birthday Bash custom, we here at Hollywood Crush are wishing her a happy one with a trip down memory lane!
While Leighton is best known for her turn as Blair Waldorf on "Gossip Girl," it's far from the only role she has under her belt. The actress was recently cast in "Monte Carlo," a Fox 2000 comedy focusing on two college students and a recent high school graduate posing as wealthy women during a trip to Monaco. Last year, she landed a part opposite Gwyneth Paltrow in "Love Don't Let Me Down," a new country film featuring singer Tim McGraw and "Eragon" actor Garrett Hedlund.
But Leighton isn't just an actress. The freshly minted 24 year-old is also a singer, having signed a recording contract with Universal Republic in April of last year. Her first album Love Is A Drug has yet to drop, but two singles from the album — the title track and "Somebody to Love" featuring Robin Thicke — have already hit the airwaves.
For Leighton's birthday, we're wishing her plenty of luck in her future screen endeavors and her blossoming music career — but what are you wishing for the "Gossip Girl" actress? Send your birthday wishes in the comments section and on Twitter!


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domain: game


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Repeatedly monitoring your credit score now can prevent plenty of complications sooner or later, particularly in the event you’re abruptly suffering from fraudulent abuses of your private info. In 2020, the Federal Commerce Fee acquired greater than 1.4 million studies of identification theft within the U.S., double the earlier 12 months, with the highest three studies listed as bank card fraud, authorities paperwork or advantages fraud and mortgage or lease fraud.
Whereas credit score monitoring companies don’t stop fraud from exhibiting up in your credit score report or affecting your credit score rating, specialists say they will help detect main modifications to tell needed motion. However credit score monitoring websites and apps differ in relation to value and companies — understanding what they do and what’s greatest for you’re vital earlier than investing in a particular plan. To determine one of the best strategy to discovering one of the best credit score monitoring apps, we consulted monetary specialists.
Credit score report vs. credit score rating
Credit score rating and credit score report are comparable phrases with main variations.
A credit score report is an in depth compilation of knowledge out of your monetary historical past, together with the variety of accounts you could have open, excellent balances on every account, public data and credit score inquiries. Within the U.S., there are three main nationwide credit score bureaus in control of supplying this info to governments and lenders — Experian, TransUnion and Equifax.
“Having a wholesome credit score report is particularly vital you probably have plans to make a significant buy like a automobile or mortgage” or plan to “apply for a brand new job as some employers examine your credit score report,” mentioned Colleen McCreary, chief folks officer and monetary advocate at Credit score Karma.
To keep up your monetary well being, Rod Griffin, the senior director of client training and advocacy at Experian, added that it is best to usually “start monitoring your credit score not less than three months earlier than making use of for a mortgage or any giant buy.”
A 2020 examine confirmed that complaints about credit score reporting to the Shopper Monetary Safety Bureau elevated by greater than 50 % since 2019 and accounted for over 60 % of all complaints submitted in 2020, with most complaints cited as “incorrect info in your report.” These errors “will be actually devastating in the event you do not deal with them over time,” mentioned Shang Saavedra, a private finance skilled and cash coach who runs the weblog Save My Cents. She mentioned it’s “good to stay educated in your monetary scenario” and monitor modifications to each your credit score rating and report. That means, any points or errors “do not develop into even larger issues down the street,” particularly while you’re hoping to purchase a home, a automobile or different substantial purchases.
A credit score rating is basically like a numerical grade given based mostly on particulars in your credit score report that permits lenders to find out your credit score worthiness (and in flip your rate of interest). Lenders like bank card firms pays scoring firms like VantageScore and the Honest Isaac Company (FICO) — essentially the most broadly used firm by lenders, in response to the corporate’s web site — to create a credit score rating representing your monetary scenario, starting from 300 as much as 850. It’s based mostly on totally different classes, from cost historical past to the quantity owed and offers a certain quantity of weight to the rating. VantageScore and FICO have barely totally different scoring standards, so scores will possible differ between each firms.
What do credit score monitoring companies do?
Credit score monitoring companies scan information about you collected by credit score bureaus and your credit score historical past, together with public data and account openings, notifying you of any exercise and modifications to your credit score report.
“Quite than having to consistently examine new studies for brand new info, you’ll be able to let that info come to you with credit score monitoring,” mentioned David Blumberg, the senior director of public relations at TransUnion. He famous that some companies additionally show you how to defend and restrict entry to your credit score report “in case you think somebody has stolen your identification or is making an attempt to get credit score in your title, and dispute objects listed in your report that will not be correct or full.”
Relying on the service, they might additionally notify you of modifications to your credit score rating, permitting you to evaluate new exercise and decide whether or not it was fraudulent or contains any errors. A credit score monitoring service can take a look at the next:
- New account openings, which embody bank cards and loans
- Identify or deal with modifications in your credit score file
- Up to date public data, together with courtroom dates and bankruptcies
- Unpaid accounts despatched to collections, in addition to balances and different funds
- Onerous credit score inquiries, together with submitted bank card and mortgage purposes
What credit score monitoring companies don’t do
Credit score monitoring companies are informational: They don’t stop identification theft, nor do they cease folks from opening new accounts or making unauthorized funds in your title. In addition they don’t report identification theft — folks might want to contact the FTC if they believe somebody is utilizing their private info. Credit score monitoring companies don’t stop your info from being stolen in information breaches, repair errors present in your credit score report, freeze your credit score in case of fraud or warn you if anybody filed a tax return in your title.
Paying for a credit score monitoring service
Do you have to pay for a credit score monitoring service or persist with the free choices? Some credit score monitoring companies provide premium subscriptions for a month-to-month price. These would possibly embody computerized scans for main modifications in your credit score report from a number of bureaus and identification theft safety, which “proactively screens shoppers’ credit score information, alerts them if their private info has been used and helps them recuperate any cash misplaced on account of the identification theft,” famous McCreary.
Free credit score monitoring companies will nonetheless warn you of modifications to your credit score report, however will usually monitor just one or two credit score bureaus without delay and monitor arduous credit score inquiries and modifications to your private info. “That is sufficient protection for most individuals because it permits them to watch their studies on their very own and take motion ought to something uncommon seem on their report,” McCreary mentioned, including that free companies usually “provide full entry to your credit score rating.”
Some paid companies provide scans of your private info on each the general public and darkish net. Dominique Broadway, an award-winning monetary planner, private finance coach and founding father of Funds De·mys·ti·fied, instructed us that these alerts assist her determine what account passwords to alter and tips on how to handle her cyber safety.
You even have the choice to personally monitor each your credit score report and your credit score rating without cost, so long as you bear in mind to remain on high of it. Earlier than Covid, federal legislation allow you to examine your credit score studies (not your rating) as soon as each 12 months from every of the three main bureaus without cost by means of AnnualCreditReport.com. Beginning in April 2020, the FTC started offering free weekly copies of your credit score report from all three bureaus, an choice that the federal company just lately prolonged till April 2022.
By way of credit score rating, varied bank card firms help you examine it without cost themselves, together with American Specific, Capital One, Chase, Citibank and Uncover. Some companies, like CreditWise from Capital One, present the VantageScore 3.0, whereas others like Uncover present your FICO rating. Moreover, some bank card firms like Uncover and American Specific don’t require you to personal one among their bank cards to examine your rating by means of their service.
And checking your credit score rating without cost doesn’t harm or decrease your rating — it’s thought of a “delicate” inquiry, which doesn’t impression your rating, versus a “arduous” inquiry, like making use of for a bank card or mortgage, which does have an effect on it.
If stopping identification theft is your high concern, freezing your credit score studies is a free choice that blocks entry to your studies and prevents lenders and card issuers from making arduous inquiries. You’ll must contact every bureau individually to freeze your credit score, and later bear in mind to “unfreeze” it while you wish to apply for a card or mortgage. Whereas freezing your credit score studies doesn’t fully stop fraudulent exercise, it’s extremely advisable in the event you suppose your info might have been compromised, particularly in a knowledge breach.
Finest credit score monitoring apps in 2021
When in search of a credit score monitoring service that’s best for you, McCreary advisable evaluating the companies and advantages every service provides, whereas Saavedra famous that signing up for a free trial and even utilizing a free model earlier than investing in a paid subscription is value contemplating to expertise the providing first-hand and decide what info is most helpful to you.
This service scans and screens the darkish net, social media, courtroom data, medical advantages statements and databases like intercourse offender registries to trace any fraudulent use of your info. It sends out alerts if there’s any unauthorized use of your bank cards, financial institution info, medical ID, social safety quantity or different private info, whereas providing as much as $1 million in identification fraud insurance coverage to cowl misplaced wages and out-of-pocket bills, in response to Donna Mum or dad, the chief advertising and marketing officer at Sontiq, the guardian firm of IdentityForce. There are two subscription plans out there:
- UltraSecure for $18 monthly (or $180 yearly)
- UltraSecure+Credit score for $24 monthly (or $240 yearly).
For credit score monitoring functions, the latter is the most suitable choice because it not solely provides you constant entry to your credit score studies from all three bureaus and tracks any modifications, it additionally allows you to see and monitor your credit score rating over time, which isn’t widespread throughout credit score monitoring companies. IdentityForce provides a credit score rating simulator that helps you identify how sure monetary choices will possible have an effect on your rating, too.
Credit score Karma
Credit score Karma is a free credit score monitoring service and subsequently, like different free companies, doesn’t require you to enter your bank card info to entry its options. You’ll obtain alerts from two credit score bureau studies — TransUnion and Equifax. Based mostly on these credit score studies, it compiles its personal VantageScore 3.0 that gives a quantity and vary to find out whether or not your rating is “good” or “superb,” for example. The largest disadvantage is that it doesn’t monitor all three bureaus, which means you’ll must get one other monitoring service to trace your report from Experian. To your TransUnion report, Credit score Karma provides a easy Direct Dispute characteristic that allows you to dispute any errors — this isn’t supplied on your Equifax report, so that you’ll must contact the credit score bureau straight.
Though it’s barely pricier, PrivacyGuard provides typical premium credit score monitoring options, together with monitoring your credit score studies from all three bureaus and notifying you of any potential fraud. It additionally contains safe browser and safe keyboard options for each your laptop and cell system, which “defend you from keylogging and phishing threats that concentrate on confidential info,” in response to its web site. There are three subscriptions tiers:
- Id ($10 month-to-month) contains options like public and darkish net scanning, social safety quantity monitoring and appears into modifications in private info.
- Credit score ($20 month-to-month) screens your credit score rating and credit score report from all three bureaus, however doesn’t provide darkish net scanning or identification theft insurance coverage.
- Complete safety ($25 month-to-month) combines the identification and credit score plans and contains public and darkish net scanning, public data monitoring, credit score report and rating updates and as much as $1 million in identification theft insurance coverage.
There are a number of variations of your FICO rating and any of the MyFICO subscriptions provides you entry to them. All plans additionally provide $1 million in identification theft insurance coverage and entry to specialists that may show you how to with identification fraud considerations and questions.
- The Primary plan is $20 monthly and screens your credit score report from Experian whereas monitoring modifications in your account steadiness, new account openings and credit score inquiries.
- The Superior and Premier plan, $30 monthly and $40 monthly respectively, provide the identical options because the Primary plan, however as an alternative monitor your studies from all three credit score bureaus. The principle distinction between the 2 is the Superior offers updates each three months, whereas the Premier updates you month-to-month.
Bank card firms with credit score monitoring
In case you’re hoping to watch your credit score by means of your bank card firm — both by means of a paid or free service — listed below are a number of to think about.
CreditWise by Capital One
Whether or not you’re a Capital One member or not, you need to use CreditWise to examine your credit score rating and report for free of charge to you. The service screens your credit score studies from TransUnion and Experian, offers a VantageScore 3.0 credit score rating based mostly in your TransUnion report each week, provides darkish net scanning and tracks fraudulent use of your social safety quantity.
CreditSecure by American Specific
Unique to American Specific card members, this credit score monitoring service allows you to see and refresh your FICO scores and three-bureau credit score studies each 30 days. You’ll obtain alerts for modifications in your rating and studies, in addition to darkish net monitoring for compromised private information, social safety hint alerts and misplaced pockets help. In case you wish to attempt it out, American Specific notes that it’ll cost first-time CreditSecure prospects $1 for the primary 30 days, and $17 every month after.
Uncover Id Theft Safety
For $15 monthly, Uncover’s Id Theft Safety service provides credit score monitoring from all three bureaus, alerts you if a checking account opens in your title, scans 1000’s of web sites on the darkish net on your private info and notifies you of great credit score steadiness modifications better than $5,000 and credit score restrict modifications better than $100 reported to Experian. As its title suggests, the service provides identification theft insurance coverage as much as $1 million protecting authorized bills, stolen funds and misplaced wages. Little one Id Safety, which screens fraudulent use of your youngster’s private info and social safety quantity on the darkish net, can embody as much as 10 youngsters at no further value.
Chase Credit score Journey
This service is free for each Chase cardholders and people who aren’t affiliated with the financial institution. It offers routine updates in your VantageScore 3.0 and alerts you of modifications in your TransUnion report, together with new credit score inquiries, updates to your credit score restrict and new account openings. Chase additionally provides a rating simulator that permits you to decide how sure monetary choices have an effect on your rating.
Whereas your credit score rating is knowledgeable by your credit score report, the quantity ought to by no means be a definition of self-worth, Saavedra mentioned, particularly after the devastating monetary results of the coronavirus pandemic. “There is not any disgrace in figuring out what your credit score rating is,” she mentioned. “I believe lots of people really feel actually frightened of discovering out that quantity. They really feel like that quantity defines who they’re, it actually doesn’t.”
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domain: finance


text:
May 30, 2019; Star Tribune
After reporting on the nonprofit sector for 20 years, some kinds of scams feel all too familiar. A number of these are associated with international relief organizations, involving a pattern of overvalued and mission-inappropriate in-kind donations and the use of the greater part of the available cash for salaries and administration. These operations can run for many years before they are challenged, often by the IRS. But the IRS is now understaffed to the point of paralysis, and state charity offices are picking up the slack.
California State Attorney General Xavier Becerra announced last week that California is suing the charity Aid for Starving Children, alleging the charity has engaged in “misrepresentations in charitable solicitations,” “misrepresentations in reports filed with the Attorney General,” and “breach of fiduciary duty.”
Specifically, the lawsuit alleges that of the $105 million that Aid for Starving Children raised from May 2011 to April 2018, $97.4 million consisted of drugs donated by pharmaceutical firms that were overvalued based on US list prices, not the prices in the countries where the drugs were being shipped and used. In fact, many of the drugs accepted by the charity were for diseases that are not even associated with starving children, including menopause, dementia, and high cholesterol. Aid for Starving Children is also being accused of hiring a for-profit company to acquire the donated pharmaceuticals and then facilitate shipping those drugs to international organizations, while using US drug prices to report the value of these drugs in financial reporting.
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When considering the actual cash donations received between 2011 and 2018, these donations constituted only $7.4 million of that $105 million, and of that amount, less than $1.3 million was actually used for the foundation’s stated aim of feeding children. The remaining $6.2 million was spent on “overhead, salaries, consulting contracts and fundraising expenses,” according to the lawsuit. The irony here is that it seems much of the funds were spent on fundraising costs, yet not much actual cash was raised as a result, which makes it appear as though the main effort was behind locating and acquiring pharmaceutical contributions. These “non-cash, gift-in-kind donations” happen to be the recent subject of a legal debate in California, and the subject of Assembly Bill 1181, which has been touted by Attorney General Becerra. Of this issue, Becerra has stated, “California donors and honest charities deserve transparency. Assembly Bill 1181 is a necessary and promising first step to ensure transparency in the reporting and valuation of non-cash donations to protect donors….We will continue to hold unscrupulous charities accountable.”
The subject of what donations to charities actually support has been covered in NPQ in the past, in a variety of contexts. Each year, particularly at the holidays and year’s end, publications make lists of which charities are “best” and “worst” for donations, and Charity Navigator has published quite a bit on this issue. But these articles and lists tend to be centered on individuals giving cash; what about when charities solicit non-cash and in-kind donations? And further, as in the case with Aid for Starving Children, what about when those non-cash gifts are overvalued and result in inflated financial reports that are used to mislead donors?
It is reassuring to see California taking on this issue. Here, a charity is alleged to have manipulated financial information to mislead its donors and the public, and then not even used those in-kind donations to benefit its constituent population it claims to help. Accountability in nonprofits is critical, especially in light of what they receive—substantial tax benefits, eligibility for public and private funding (a competitive space), and limited liability protections for employees and board members.
Also, it’s only natural that clear information about charities will influence which ones donors choose to support, whether that be through individual gifts or grantmaking processes. Donors would of course be wary of supporting a charity that is dishonest in its reporting, or is not using funds as it claims to. All this information is important to have available publicly, and this lawsuit in California, as well as the related Assembly Bill 1181, seem to promote this transparency.—Kristen Munnelly


text:
November 20, 2012
ADF Group Inc. approves plan to build structural steel fabrication complex in Montana
The board of directors of ADF Group Inc. has approved an estimated US$24 million plan to build a new 9,290-square-metre structural steel fabrication complex on 100 acres of industrial land located in Great Falls in the state of Montana.
Under its U.S. subsidiary banner, ADF International Inc., the corporation will be operating by the second half of 2013 its new fabrication plant which will be equipped with state-of-the-art equipment, similar to those at its Terrebonne fabrication plant. The annual fabrication capacity of this new plant is estimated at more than 25,000 tons.
Adjacent to its new facility, ADF will set-up a large structural steel fabrication and pre-assembly yard, which the company said will provide an important competitive edge to “rapidly and effectively” serve new sectors and fast growing markets.
In addition to broadening its geographic footprint westward, this strategic investment will also give ADF access to the U.S. public infrastructure market segment.
“During the past months, we have studied many other sites to set-up a second plant and we have chosen Great Falls for its strategic geographic location,” said Jean Paschini, chairman of the ADF board and chief executive officer.
“Situated at 160 kilometres from Alberta’s border, the city of Great Falls will allow ADF to pursue its development both in Canada and the United States. “
ADF said the work on the yard’s infrastructure and the groundbreaking on the construction of the new facility are set for the spring of 2013. Other expansion phases at this new facility could be considered in future years, as demands grow.
ADF Group Inc. is a North American leader in the design and engineering of connections, fabrication and installation of complex steel structures, heavy steel built-ups as well as in miscellaneous and architectural metals for the nonresidential construction industry.
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Pick Up Truck Rod Holder - Dodge RAM
Built To Order
Usually ships in 3-5 Business DaysWhen will this arrive?
- 8 Rod Pick Up Truck Rod Holder
- Designed for Dodge RAM Trucks (additional vehicle kits in development)
- Patent Pending attachment system mounts to existing tie down bolt holes - No additional holes required!
- Stainless locking cable runs through rod eyelets to lock and secure rods while away from your truck
- Rod Rack sets on and lifts off attachment system in seconds with simple 4 knob installation
- Attachment system includes lockable cam latches to protect rod rack while on the water
- Black powder coated rod holders blend into truck bed
- Rod holders inside width measure 1.75" in diameter
Download our Dodge RAM Bed Size Verification
Questions / Answers
Browse 4 questions Browse 4 questions and 4 answers
Hi. Will this fit a 2017 Ram 1500 with Ramboxes?
BEST ANSWER: Great question! We ask that you confirm fit by viewing the size verification drawing at the following link: https://s3.amazonaws.com/boatoutfitters/documents/dodge-ram-pick-up-instructions.pdf
Is there a mount for a 2018 Dodge 1500 with ramboxes? will this support the weight of 130's
BEST ANSWER: Great question. To verify fit to your vehicle, please visit the following link to confirm dimensions. https://s3.amazonaws.com/boatoutfitters/documents/dodge-ram-pick-up-instructions.pdf.
Hello will the ram rod rack fit a 2017 ram 2500? i see the year only goes to 2014? Thanks
BEST ANSWER: Hi Katie, this is a good question. We have not tested the Ram rod rack in the 2500 series trucks. This rod rack was designed for the 1500 series. You can use the bed verification page in the link below to see if the measurements for the tie down points on the 2500 match the same measurements of the 1500. These measurements need to be within 1/8" tolerance.
I do most of my fishing from the beach and only carry 3 maybe 4 rods. Do you make them with only 4 rod holders? Thanks Larry
BEST ANSWER: Hi Larry, thanks for asking! At this time we do not make a truck rod holder with only 4 rod holders. Currently, the lowest number of rod holders on any of our truck rod racks is 7. Thanks Larry!


In this recent TED Talk, lawyer, musician, and technologist Damien Riehl talks about the rapidly diminishing number of melodies available to songwriters under the current system of copyright. In order to help songwriters avoid these melodic legal landmines (some of which are documented here), Riehl and his pal Noah Rubin designed and wrote a program to record every possible 8-note, 12-beat melody and released the results — all 68+ billion melodies, 2.6 terabytes of data — into the public domain.
We are running into this with our podcast. When I take our show, add video to it and upload it to YouTube, we inevitably get hit with some copyright claim.
Often for innocuous audio behind something that, if removed, would have no bearing on what’s being said. It’s a bit of sad music. Or a guitar riff that meanders on.
We aren’t at the level of making any money off YouTube, but if we were, it would give me a strong reason not to upload the show to their service.


text:
We stayed at Hotel Indigo San Antonio Riverwalk over Labor Day weekend 2017. While all of the staff at this hotel treated us very well, Adriin was so incredibly helpful in not only helping us find a gas station with gas in the middle of the night during a gas shortage due to hurricane Harvey, but also in helping us with accommodations when we decided to stay an additional night.
This hotel is located on a very peaceful part of the river walk. I don't recommend using the river taxi as it was expensive, unpredictable as to when it might arrive and stops running at 9pm. After one try with this, we used Uber for the first time and found it to be much more convenient to our needs.
The inside of the hotel is surprisingly quiet. The hotel is pet friendly, which was really nice, and even with that, we never heard any noise from other rooms around us.
The rooms were spacious, and the bed was comfortable. The only thing I really didn't care for was the shower, but I think that is just personal preference.
There is a bar and restaurant in the hotel, which made breakfast very convenient.
We can't wait to stay here again.
- Official Description (provided by the hotel):
- Welcome the Hotel Indigo San Antonio Riverwalk, an intriguing branded boutique hotel delivering peace and renewal to people who are tired of mundane cookie-cutter hotels. Meandering along the threshold of the Riverwalk in the downtown area you will find yourself close by the Museum of Art, Alamo, El Mercado, Southwest School of Arts & Crafts, Rivercenter Mall, Henry B. Gonzales Convention Center, Alamodome, Municipal Auditorium, and Majestic Theater. Local businesses include AT&T, Baptist Hospital, Methodist Healthcare Systems, Fort Sam Houston, Brooke Army Medical Center, Kelly USA, and Lackland AFB. Imagine a 100% smoke free, sophisticated boutique hotel, whose focus is delivering guest peace, serenity and renewal. Experience true Texas hospitality at this jewel just a short stroll to restaurants and bars. Hotel Indigo offers a blend of modern contemporary living with the best in hotel hospitality. Curl up in our over-sized beds with plush bedding, duvets, pillow shams and fluffy pillows. Complimentary WiFi is at your fingertips. Relax and enjoy our Bridges Bar & Bistro for cutting edge cuisine or grab a latte where we proudly brew coffee from a local company. The Hotel Indigo San Antonio Riverwalk has been designed as an oasis for travelers who yearn for an escape from the common hotel, but still need the convenience of a fitness center, pool and restaurant. ... more less
- Reservation Options:
- TripAdvisor is proud to partner with Agoda, Expedia APAC, Wotif.com, Hotels.com, Hooroo Pty Ltd, getaroom.com, TripOnline SA, HotelQuickly, lastminute.com.au and Evoline ltd so you can book your Hotel Indigo San Antonio Riverwalk reservations with confidence. We help millions of travellers each month to find the perfect hotel for both holiday and business trips, always with the best discounts and special offers.
- Also Known As:
- Hawthorn Suites San Antonio
- San Antonio Hawthorn Suites
- Hotel Indigo San Antonio Riverwalk Texas

domain: travel