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domain: finance


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To better appeal to the need for respect, the ad could have portrayed a confident woman celebrating with an expensive dinner despite losing her wallet due to her wisdom in buying American Express travelers checks. He considers an ad from Salomon Smith Barney which acknowledges the major role of women in financial planning as well as their other important responsibilities as providing the respect component far more effectively. Too often, the major focus is on what customers see. Touch, sound, taste, and smell can all be important components in developing an emotional brand identity.
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The emergence of social media, consumer empowerment and interaction were all clearly predicted in this book 10 years ago around the new concept of a consumer democracy.
In studying the role of women as "shoppers in chief, "and defining the need to look at the marketplace by recognizing differences in origins, cultures, and choices, Emotional Branding foresaw the break up of mass media to more targeted and culturally sensitive modes of communications.
As the first marketing book ever to study the role of the LGBTQ community as powerful influencers for many brands, Emotional Branding opened the door to a renewed sensitivity toward traditional research that privilege individuality and the power of the margins to be at the center of any marketing strategy.
A whole segment in the book looks at the role of the senses in branding and design. The opportunity that exists in understanding how we feel about a brand determines how much we want to buy.
By exploring the 5 senses, Emotional Branding shows how some brands have built up their businesses by engaging in a sensory interaction with their consumers. Emotional Branding explores how effective consumer interaction needs to be about senses and feelings, emotions and sentiments.
Not unlike the Greek culture that used philosophy, poetry, music, and the art of discussion and debate to stimulate the imagination, the concept of emotional branding establishes the forum in which people can convene and push the limits of their creativity.
Through poetry the Greeks invented mathematics, the basis of science, sculpture, and drama. Unless we focus on humanizing the branding process we will lose the powerful emotional connection people have with brands.
Critics hailed Emotional Branding as a breakthrough and a fresh approach to building brands. Design in this book is considered a new media, the web a place where people will share information and communicate, architecture a part of the brand building process, and people as the most powerful element of any branding strategy.
Most importantly, it emphasizes the need to transcend the traditional language of marketing--from one based on statistics and data to a visually compelling new form of communication that fosters creativity and innovation.
Allworth Press, an imprint of Skyhorse Publishing, publishes a broad range of books on the visual and performing arts, with emphasis on the business of art. Our titles cover subjects such as graphic design, theater, branding, fine art, photography, interior design, writing, acting, film, how to start careers, business and legal forms, business practices, and more.
We often publish in areas overlooked by other publishers and welcome the author whose expertise can help our audience of readers.
History[ edit ] The practice of branding originated during the ancient times when it was used by craftsmen to imprint trademarks on their goods. Branding does not only help identify, but it also ensures the quality of goods and services the buyer and trader will purchase from the manufacturer. In history, cattle and sheep were branded with hot irons to indicate ownership. Humans were also marked to classify their social status.

domain: literature


Yes, we have even more bits of video from that air-cooled Volkswagen gathering I joined this summer, so get ready for more radiator-free goodness. Today I want to improve the quality of your life ever so slightly by taking you with me on this quick walk-around of a Volkswagen that’s quite uncommon in America: The Type 3 Notchback.
The Volkswagen Type 3 series was designed to be VW’s answer to customers who wanted more than the Beetle offered—more power, more space, more luxury, more car. To accomplish this while retaining the Beetle’s fundamental technological basis, Volkswagen was very clever.
They moved the cooling fan from above the horizontal cylinders of the engine to the end of the crankshaft, making a seriously compact engine only 18 inches tall. This they crammed under the floor at the rear, allowing for a trunk over the engine as well as VW’s traditional front trunk. Bingo, more space.
The Type 3s had a more conventional (for the era) looking body, uprated interior fittings and equipment compared to the Beetle, and a more powerful 1500cc (later 1600) dual-carb (later with electronic fuel-injection, a first for a production car) engine. VW had their up-market car.
The VW 1500, as it was originally called, was initially a smallish two-door sedan and a station wagon. The wagon came to America as the Squareback, and we later got the sloping-rear Fastback two-door sedan, but for some reason, Volkswagen never imported the original three-box sedan, which was known as the Notchback.
I’m not sure why we never got the notchback, though some say it’s because VW was having production constraints prior to opening up their factory in Emden, Germany. You’d think in the early ‘60s its pleasingly dowdy, almost British looks would have fit in very well on the market, and perhaps even would have proven to be a good competitor to the then number-two imported car in America, the Renault Dauphine.
Some Notches did get into America via gray market imports, and they were always attention-grabbers for VW geeks.
This (I think) 1973 example is, of course, no exception, and I was thrilled at the chance to really poke around in it, and note the fun details—the odd parking lamps, the engine tucked in its little hatch under the rear trunk floor, the overall satisfying proportions that are best appreciated in person.
I like the Type 3 because they satisfy my strange space-utilization fetishes. If you think it’s strange to be excited by the existence of an extra trunk, as I’m sure many do, please allow me to show you the face of this passer-by looking on at about 1:30 in the video.
That’s the face of a man clearly mind-blown by the existence of an engine hiding under the floor of a trunk.
See? It’s not just me.


FAIR finds many right-wingers willing to indulge in absurd pretentions about Iraq on Memorial Day. "History is an infinitely complex web of causations," David Brooks says, which doesn't impress those of us who were always right about Iraq, and who know that those who led us into war back then did not do so out of good intentions. And how can a "conservative" claim "epistemological modesty" and then support that war? Hey, real conservatives ask that question, too.
Ho hum, Charles Murray, a favorite author of Jeb Bush's, has just published a screed which suggests that, since right-wingers have had such trouble gutting our government through elections, the richest right-wingers should pretty much seize power and impose their will on the electorate. Because the rich don't have enough levers of power, apparently! Isn't this the I-don't-have-everything-so-I-have-nothing attitude conservatives hate about liberals? Oh, and Jeb Bush claiming that his love of Charles Murray makes him "a nerd, I guess"? Totally insulting to actual nerds -- my own apparently inexhaustible hunger for early Doctor Who production details, for example, is quite harmless by comparison.
Nonprofit Quarterly describes "The Next Recycling Frontier": recycling prescription drugs, from the folks who don't need them anymore to the folks who can't afford them. 38 states already have such programs (which often get their drugs from the excess supply in nursing homes), and the benefits they deliver to poor folks far, far outweigh the programs' costs. I wonder how Big Pharma will try to cripple these programs -- I mean, sooner or later they're going to see this recycling as money they should be making. Maybe they'll sue the recyclers for intellectual property theft! I wish I were kidding.
Democratic Presidential candidate Hillary Clinton appoints a fairly well-known formerly undocumented immigrant as her Latino Outreach Director. And my first thought was: yeah, Republicans, have a hissy fit about this. Because that won't make you look like nativists or anything. (Thing I did not know but perhaps should have: Ms. Praeli's mother was a housekeeper in Connecticut but a psychiatrist in Peru. This happens a lot.)
Finally, Sen. Marco Rubio says "mainstream Christian teaching" will soon become "hate speech" in our society, because "we've reached the point in our society where if you do not support same-sex marriage you are labeled a homophobe and a hater." Two things: one, Mr. Rubio, like all weaklings, seems to think (and certainly wants you to think!) that criticism and shame and oppression are all the same thing. And two, is opposing gay marriage the only thing Christianity has ever taught? Because Republicans sure act like it is.


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Due to the unprovoked, criminal and seemingly endless brutal war of annihilation against Ukrainian civilians by Vladimir Putin and his army and the worsening humanitarian crisis, please consider helping by following the link below. There are a number of reputable aid agencies from which to choose. Many of these agencies will also help victims suffering the devastating effects of natural disasters.
Satisfying and super healthy Oatmeal Protein Muffins are my new go-to breakfast. While I love breakfast foods, unless I am hiking or in Israel (where breakfast is an experience), I seem only able to have milky coffee and something very small to eat first thing. For some time now, I have been eating a single medjool date and a few almonds or pistachios along with my coffee and 8 Greens.
But I have realized that I am just not consuming enough protein in the morning to keep me going strong throughout the day. So I decided to look for something that is relatively high in protein, low in calories and unnecessary fat or sugar that would satisfy me without making me feel too full. And because while I may love to cook, I generally do not want to cook at breakfast. So something I could make ahead.
After checking out several recipes – and reading the comments – on line, I came across a recipe for Protein-Packed Oatmeal Muffins. I decided to give them a try, with a couple of my own tweaks.
They came together easily, but I was highly skeptical of how they would bake up. The batter seemed soooooo liquidy that I thought it would never come together as a muffin. Even when they had baked for the suggested amount of time, I thought, well this is a noble failure. Thankfully, I was wrong.
These are not the most beautiful muffins you will ever see and the texture, while fine, is not a traditional muffin. So don’t go in with that expectation. These muffins are gluten-free since only oatmeal is used as the base. I personally do not have a problem with gluten so I did not choose them for that reason. But if you do limit or cut out gluten from your diet, these muffins are for you as well.
The muffins are very tender and moist (why do people have a problem with that word??). I upped the spicing and used some fresh berries as a topping. The Oatmeal Protein Muffins are very open to changes in spicing and toppings. You could use hemp or pumpkin seeds on top and use pumpkin spice or any other mixture you like. For an afternoon snack, you could even go a more savory route. But below is what I did.
These should be stored in an airtight container in a cool place or frozen for future use. They rewarm in the microwave in about 10 seconds. I ate mine with a bit of almond butter on top for an extra hit of protein.
The waiting time before removing them from the muffin tin is essential. The oatmeal continues to absorb the liquid after they come out of the oven and this allows the muffins to firm up. Mine were baked directly in the well-PAMed muffin tin, but I might use paper or foil muffin cups next time to make it even easier to remove from the pan.
Give them a try if you want a muffin that is actually healthy for you.
Yield: 12 muffins
3 cups old-fashioned rolled oats (Do NOT use quick-cooking oats)
3 scoops vanilla protein powder (I used a whey protein powder, but plant-based is fine, too)
1 tsp baking powder
1 rounded teaspoon ground cinnamon
1/2 teaspoon ground cardamom or nutmeg
Zest from one medium lemon
1/2 tsp fine sea or kosher salt
2 large eggs
1 tsp pure vanilla extract
1/2 cup unsweetened applesauce OR one ripe banana, peeled and smushed
1/2 cup plain 0% Greek yogurt
2 tbsp coconut oil, melted
1/4 cup honey, maple syrup or Agave
1 cup unsweetened soy or other plant-based milk
2 tablespoons pumpkin or hemp seeds (OPTIONAL)
Berries or mini dark chocolate chips (OPTIONAL but recommended)
Preheat oven to 350 degrees F.
In a large bowl combine oats, protein powder, baking powder, cinnamon and sea salt.
In a separate bowl combine eggs, vanilla extract, applesauce, Greek yogurt, coconut oil, maple syrup, lemon zest and soy milk.
Add wet ingredients to dry and stir to combine. The batter will be VERY wet!
Grease a muffin pan very well with vegetable spray or coconut oil. You could also line the muffin tin with paper or aluminum muffin cups.
Divide batter evenly across the muffin tin. (I used a cookie scoop to do this evenly)
Lightly press in your toppings of choice into each muffin. You can alternate toppings. There is no need for them to ll be the same.
Sprinkle hemp or pumpkin seeds evenly across cups, if using. (I did not)
Bake for 15-20 minutes (mine took 20 minutes)
Allow to cool in the pan for at least 20 minutes. The muffins will firm up during this time. Then using a tin spatula or spreader, remove the muffins to a wire rack to cool completely.
Store in an airtight container on the counter or in the fridge for up to 5 days. OR freeze for up to 3 months. Warm in a microwave or oven before eating for best taste.

domain: food


text:
رمز عبور خود را فراموش کرده ام !
ورود از طریق شبکه های اجتماعی
Arts & Culture
Famed Turkish actress Nurgul Yesilcay starring in upcoming Iranian flick ‘Beautiful Jinn’ is set to visit Iran.
Famous Hollywood actor, filmmaker Sean Penn begins shooting doc on killing of Saudi journalist Jamal Khashoggi.
Watch ifilm exclusive on Iranian feature ‘Patio’ by Maryam Bahrololoumi.
We have talked to Iranian actress, Hanieh Basatini, to get to know her role in ‘Passing through the Fall’ more.

domain: entertainment


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Designer, MidnightSun Publishing
Freelance Book Designer
Kim is a freelance graphic designer, and the lead designer for MidnightSun Publishing since 2013. After beginning her career in 1998 as a casual typesetter for Horse Deals magazine, Kim has worked as a senior designer in advertising studios in Darwin, Melbourne and Canberra. As a writer and author, Kim enjoys the beautiful process of book design from both sides of the fence.
Member since 2024
- Art Direction
- Book Design


Wiimote Charger on its way
Wiimote chargers are in development and one is about to be released in Japan. A company called Thanko (funny name) has developed a charger for release this month in Japan. It takes 3.5 hours to charge for 25 hours of play time. Hopefully, this means that more chargers are on their way, especially an official one from the Big N.


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A handbook of ideas to transform your kitchen into a room that is both attractive and efficient.
"synopsis" may belong to another edition of this title.
The kitchen is, and to some extent always has been, the heart of a home. When considering a redesign, Lee points out that the reader should anticipate expense but comprehend that a well-planned and well-designed kitchen can not only improve the quality of life, ease food preparation and entertaining (and clean-up!), but also greatly enhance the value of a property when done thoughtfully and well. More than 400 specially commissioned color photographs bring this large, attractive book to life for the reader. But it is much more than a pretty picture book--it includes serious discussion of principles, styles, equipment, and decoration; the importance of planning and functional design; and considerations of materials in relation to their aesthetic as well as practical and functional attributes. The index is useful and comprehensive, and the source list for materials and equipment is thorough. This is a serious, and seriously attractive, book for anyone planning or dreaming of a kitchen makeover. --Mark A. HettsAbout the Author:
Vinny Lee is interiors editor of "The Times Magazine" and the author of books on interior design, including "Bathrooms" and "The Bathroom Design Planner" (both Ryland Peters & Small).
James Mellell is one fo the leading food photographers in Britain and Europe. His work appears widely around the world in landmark cookbooks and high-quality magazines such as Marie Claire, Martha Stewart Living. Italy's Elle Decor, Cote Ouest, Architektur und Wohnen, and Vogue Australia Entertaining Guide.
"About this title" may belong to another edition of this title.
Book Description Pavilion, 1998. Paperback. Book Condition: New. Bookseller Inventory # DADAX1862051011

domain: design


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HOUSTON — While the Houston Airport System weathered the storm — literally, like all of Houston affected by the storms and flooding produced by Hurricane Harvey — there were as many shining moments to celebrate when Houston Aviation Director Mario C. Diaz delivered the annual State of the Airports address Friday, Nov. 17, before a crowd of more than 400 at the Royal Sonesta Hotel.
In the annual event, sponsored by the Greater Houston Partnership, Diaz noted both the preparation and the response to the historic flooding in August 2017, recognizing both the airport staff and airline partners for their parts in the aid and recovery efforts throughout Houston, and in managing to get all three airports back up and operating in just a matter of days.
“With 50 inches of rain falling on some areas of Houston, our airport system again, proved its worth, Diaz said. “Our infrastructure withstood the deluge.” Diaz chronicled the efforts of the system to support Houstonians during the storm.
But, as much as the impacts of Harvey dominated headlines in 2017, Diaz noted that the airports had more than its fair share of moments in the sun; for example, successfully navigating the influx of sports fans who came to Houston for the NFL’s Super Bowl LI and Major League Baseball’s playoffs, including a celebration of the returning World Series champion Houston Astros.
In 2017, the airports also celebrated growth in variety of ways, Diaz said, including the completion of an ambitious concessions expansion plan that saw more than “40 new retail shops and 30 restaurants constructed or renovated offering a variety of global flavors and more healthful choices.”
The airport director discussed plans for redevelopment of Terminal D, the Mickey Leland International terminal.
“This modern facility will accommodate 12 gates and 20 airplanes with the capacity to accommodate the wide-body A380, capable of long-haul travel to the farthest reaches of our route map,” Diaz said of the project, which he said is targeted to be completed by 2021.
Diaz also noted the growth at Hobby Airport, which began with the opening of the international concourse in October 2015, and already is paying dividends. More than 800,000 new international passengers annually take advantage of the growing connections with Mexico, Latina America and the Caribbean, Diaz said, and that helped place Hobby Airport — which celebrated its 90th anniversary in 2017 — in the Top 10 of the J.D. Power rankings for passenger satisfaction.
Ellington Airport and the Houston Spaceport project also reached significant milestones in 2017, with Ellington first breaking ground for the construction of a new air traffic control tower that will both serve its general aviation and military partners, as well as provide new technology for operations by Reusable Launch Vehicles. All of this before Ellington celebrated its 100th anniversary, and along with the beginning of a $12.4 million project to provide important infrastructure improvements.
Technology played a key role in the airports’ efforts to not only meet, but exceed the expectations of the traveling public. The airports pioneered wayfinding technology, with turn-by-turn directions available on the mobile friendly fly2houston.com website, as well as a “Smart Restroom” program that utilizes iPads to provide information that will help with staffing and maintaining the facilities.
“Next generation technology and the utilization of big data is an important part of the effort to provide better passenger service,” Diaz said.
With a strong financial projection — in FY2017, the total net position for the airport system increased to about $1.48 billion, thanks to operating revenue increases including parking revenue and a decrease in operating expenses — Diaz said Houston’s airports did more than just stay above water in 2017, it continued to elevate the travel experience for Houstonians.

domain: news


The much-lauded Tindley Accelerated Schools has missed its ambitious enrollment targets this year, leaving the network in a cash crunch that’s forced it to eliminate positions and seek loans to pay bills.
Two board treasurers have resigned and board members have raised questions about the travel expenses incurred by Tindley CEO Marcus Robinson, a sort of celebrity in the charter school world who often flies first class and stays in first-rate hotels.
“We were broke,” former treasurer Eric Stovall said of Robinson’s travels. “We couldn’t afford that even in the best of times.”
Tindley is a fast-growing charter network that operates six schools in Indianapolis and has been repeatedly praised publicly by federal, state and local leaders for its academic achievements. But internally, the network is struggling with whether its finances are sustainable to support its growth plans—and whether they’ve been correctly managed.
Tindley this fall was awarded an $8.7 million loan—a sum that equates to roughly half its annual budget—from a new state charter school loan program. It was the biggest amount allocated to any group. The network said in documents it needed the funds to address a “short-term cash crunch” and to “buy more time to grow enrollment.”
The school network met just 75 percent of its enrollment goal of 2,197 this year, creating a $2.8 million revenue shortfall. That has caused the staff to eliminate open teaching positions and other jobs. It’s also raised questions among board members about how Tindley can afford to pay back the loans and still maintain its programs.
Now, more spending cuts might be necessary to keep the schools afloat, said longtime board member John Neighbours, given that Tindley’s cash balance has dwindled from $440,000 to under $45,000 since October. Tindley planned to spend more than it took in each of the last three months, according to a recent financial presentation shown to board members.
“It requires us to make some very difficult, tough decisions,” said Neighbours, a partner at Faegre Baker Daniels. “We’re very carefully trying to assess where we have extra capacity.”
Meanwhile, the spending habits of Robinson, who joined the organization as principal of Charles A. Tindley Accelerated School in 2004, have created strife among board members.
According to records obtained by IBJ, Robinson used his Tindley credit card over the past two years to make frequent first-class flights, stay at four- and five-star hotels—including the Ritz Carlton and the Waldorf Astoria—and pay for meals. The network was also billed roughly $10,200 for personal fitness training for staff members in 2013, although Robinson said they were too busy to use it.
Stovall, the former board member who resigned as treasurer in early December, said he didn’t want to be associated with the organization anymore because of Robinson’s “unethical” behavior.
“He was living lavishly when he was on the road representing Tindley and that was inconsistent with the values necessary in order to serve the population we were serving,” said Stovall, a managing director at a Chicago financial advisory firm. “If you’re a public-company CEO, maybe that’s OK. But a CEO of a nonprofit has no business staying at five-star hotels and flying first class.”
Stovall replaced former treasurer Tom Sponsel, managing partner of the Sponsel CPA Group, who resigned early this year. Sponsel declined to comment.
Robinson, a former teacher, often traveled for fundraising and to complete his doctoral program at Columbia University in New York. Board members said Tindley paid for Robinson’s travel to the program because it was allowed under his contract.
The board allowed Robinson, 43, to fly first class because of back pain associated with a medical problem, Neighbours said. But he said the board has put a kibosh on some of Robinson’s future travel plans in light of the cash crunch.
“We don’t feel he needs to do some of the travel he was invited to do,” Neighbours said. “As much as he’s become a well-regarded charter school leader, [travel] is not important right now because we need to be focusing on enrollment, how our schools are being run, and our academics.”
Robinson told IBJ that his habit of staying in luxury hotels—including a $5,000 stay at the Chatwal Hotel in New York, a $2,858 stay at the Ritz Carlton in New York, and a $2,283 stay at the Waldorf Astoria in New Orleans—would not continue in light of a recent conversation with board members.
“We’ve all agreed that’s inappropriate,” Robinson said. “None of that has happened in 2015 nor going forward.”
Julia Vaughn, executive director at good government advocacy group Common Cause Indiana, said flying first class on the taxpayer’s dime is unethical.
“It is disturbing to hear someone fiddling while Rome burns,” Vaughn said. “Bring your lumbar pillow and sit in coach. I mean, come on. Unless you want to pay personally for the upgrade, that’s kind of lame.”
Officials with Indianapolis Mayor Greg Ballard’s charter school office—Tindley’s authorizer—said the schools’ board is supposed to hold the staff accountable for its financial performance and that the network will be faced with “accountability decisions” if the office’s standards aren’t met.
“It is the board’s responsibility to ensure the chancellor is spending that organization’s money appropriately,” said Kristin Hines, director of charter schools.
But when IBJ asked Tindley board Chairman Jan Guffin if he had knowledge of Robinson’s expenses, Guffin said he was “not aware of the excesses” and that the board “redirected all financial responsibility” to Tindley’s chief operating officer, who reports directly to Robinson. Guffin stepped into the board chairman role in June.
“The board doesn’t spend a lot of time on that,” Guffin said, although he added, “We look at all the records routinely.”
The Mayor’s Office has previously identified concerns with the Tindley network’s finances.
Auditors found a material weakness and two significant deficiencies on a review of Tindley’s 2014 financials submitted to the State Board of Accounts. And the Mayor’s Office noted problems on the network’s last accountability report in the areas of financial management and board oversight.
Among the concerns in those reports were a lack of internal controls over financial reporting; the management of outsourced bookkeepers; preparation of an accurate schedule of expenditures; and late submission to the Mayor’s Office of employee spreadsheets, board meeting minutes and quarterly financial reports.
Another key deficiency: The Mayor’s Office was concerned that the board did not formally evaluate Robinson and other members of the leadership team.
“The lack of a formalized evaluation system inhibited it from setting clear goals and determining progress throughout the year,” according to the accountability report.
Among the moves suggested to Tindley at that time: changes in the school board’s membership and a requirement that all expenses exceeding a specified amount be approved at the board level, said Brandon Brown, the mayor’s former charter school director.
“We also had multiple conversations with the school’s leadership regarding specific areas of concern and new internal processes moving forward,” said Brown, who left the office earlier this year.
“While at the Mayor’s Office, I oversaw several changes that were likely to improve the oversight of the organization’s finances and it’s the board’s responsibility to implement those changes,” he said. “If the changes were not implemented effectively, the Mayor’s Office would move to hold the school accountable.”
Since learning about the revenue shortfall in October, board members said, they have asked Robinson and his team to “comb through expenses” to try to make cuts. The schools were on track to spend $1.5 million more than they took in.
Among the reductions was a salary cut for senior staff, including Robinson, who said he took a “substantial” pay cut. Robinson reported a salary of $210,374 on the group’s 2012 IRS filing. But he wouldn’t say how much he is making now.
The network’s enrollment shortfall also created a disagreement among board members about tapping into the state loan program and other lines of credit.
The network considered putting to use a $750,000 line of credit from the private Charter School Growth Fund to cover November payroll, but Robinson said Tindley ultimately decided not to use it for that purpose.
“It’s there in case we need it,” he said. “We’ve done other things to restructure and cut costs.”
Board member Jo Anne Rutigliano wrote in an email to other board members in mid-November that she was concerned about the board’s personal liability if it borrowed money it couldn’t pay back. Rutigliano told IBJ later she has “every confidence that Tindley is acting prudently in dealing with our financial situation in a responsible manner.”
“If we borrow money from the Charter [School] Growth Fund and the state and we don’t get our enrollment up, that means we have no money to pay them back,” Rutigliano wrote in an email obtained by IBJ. “So what happens to us when we renege on all of our loans? Is the board protected? Will we be sued?”
Neighbours replied that he didn’t believe the board could be held responsible.
“Absolutely we can not misrepresent our financial condition to the state,” Neighbours wrote. “Otherwise, if the state is willing to loan us money, I assume it is the state’s obligation to do its own due diligence on our credit worthiness.”
Tindley listed its revenue as $18.7 million on an application to the state loan program dated Oct. 29. But on Oct. 23, board members saw a financial presentation that showed revenue was actually about $15.9 million.
However, even if Tindley had included the reduced amount on its application, the schools would have qualified for the state loan, anyway. That’s because the parameters set by the Legislature for funding were based on academic performance under the state’s accountability system. Schools were allowed to receive advances if they had an A through C school accountability grade or were in their first or second year of operation or met a number of other criteria.
Stovall said concerns over the network’s ability to repay the loans were among the reasons he resigned.
“I wouldn’t be any part of financial shenanigans where we were asking for loans and not telling them we couldn’t pay it back,” he said. “We knew we could not repay that money unless it was with other borrowed money, but that information was not being shared.”
Schools don’t actually have a choice about repayment. That’s because the state automatically withholds the payments from the money it distributes to schools, meaning Tindley will be receiving less than it originally anticipated from the state. The full amount of the loan plus 1 percent interest is withheld over 10 years.
Tindley has been celebrated for the academic success it’s had with educating poor students. Its first school—Charles A. Tindley Accelerated School—won a National Blue Ribbon Schools award in 2010 from the U.S. Department of Education.
The model was also given a vote of confidence from state officials when, in 2012, they tapped Tindley and Robinson to turn around Indianapolis Public Schools’ struggling Arlington High School through being its state takeover operator.
But the network’s precarious financial position was aired to education policymakers last year when Robinson showed up to a State Board of Education meeting to ask officials for more money to run Arlington.
Robinson shocked board members when he said he would take advantage of an option in the contract to end it within 60 days unless Tindley received $2.4 million in extra aid, saying the charter school could not afford to run Arlington anymore. The school is now being run again by Indianapolis Public Schools.
“You can’t hold the young people you committed to serve hostage,” then-state board member Dan Elsener told Robinson at the time.
Neighbours said the acquisition of Arlington contributed to the network’s financial troubles, along with its expansive growth plans, but he said he believes the long-term financial health of the organization will be OK if schools start meeting enrollment targets.
“We weren’t as aggressive as we should be,” he said. “There’s more competition spread out among more options and we’re going to get less of the market than we were getting. If we hit our enrollment targets, we’ll be fine next year.”
For now, Robinson and the board have decided not to launch the network’s seventh school this year as planned. It’s unclear when that will happen, Robinson said, or if it will.
He said some soul-searching is in order about the future of the network.
“I think the right answer to the question is, Tindley has to go back and re-evaluate even with the tremendous pressures to grow fast,” Robinson said. “What does Tindley want to be in the next three to five years and what infrastructure does it take to support that?”
Staff pushes on
The financial strife has meant that remaining staff members are working harder than ever for the network’s 1,664 students.
Tindley held an enrollment fair this month for all of its schools. The principals made passionate speeches about the benefits of a Tindley education. Some spent more than an hour talking with families in small groups.
Robinson did not attend the event. Staff members said he was at a funeral.
Patrick Jones, principal of Tindley Preparatory Academy, said the network’s financial situation has caused him stress. The boys’ middle school he oversees is only 55 percent enrolled. He said the network needs a “more detailed plan” to increase enrollment.
“One of the things I worry about the most is how to provide a good education,” Jones said. “We have great teachers, dedicated teachers who put a part of their life on hold to educate these young men. The network provides the effort to find more kids. I have to trust them that they’re doing that portion of their job.”
Meanwhile, he said his staff is prepared to “beat the street” for services until the school’s funding has been restored.
“We had a counselor and now we use counseling from the outside,” Jones said. “It’s not the same. Some resources are not as available as they were. It’s forced us to do things we wouldn’t normally have done.”•


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Fetal Alcohol Spectrum Disorder (FASD) affects one in 25 Canadians or about 4% of the overall population, making it the most common developmental disability in this country.
From left: Lesley MacDonald, Dr. Jacqueline Pei and Dr. Denise Milne.
“FASD is a significant problem. If you don’t think it’s in your community you’re not looking closely enough,” says Dr. Jacqueline Pei, who delivered an address on FASD on April 25th as part of CASA’s Dr. Roger Bland Lecture Series on Improving Children’s Mental Health.
“There is no safe amount of alcohol” a pregnant woman can consume, says Dr. Pei, an Associate Professor in the Department of Educational Psychology and an Assistant Clinical Professor in the Department of Pediatrics at University of Alberta.
“Alcohol is really an equal opportunity teratogen – a word that refers to any agent or substance that can cross a placental barrier so it can get past our defenses and have a toxic effect on a developing baby,” she explains.
“But we do know that FASD occurs within the context of the social determinants of health, wherever alcohol is used. The more vulnerable or more marginalized populations may see higher rates (of FASD) as a reflection of that marginalization or vulnerability.”
Individuals diagnosed with FASD also experience extremely high rates of mental illness, ranging from Attention Deficit Hyperactivity Disorder (ADHD) to depression, anxiety, trauma and psychosis.
About one-quarter of all youth treated within inpatient psychiatric facilities have FASD.
“In short, mental health issues are disproportionately represented in individuals with FASD, reflecting many complex factors. So it’s important for us to have informed treatment teams thinking about how we can move forward.”
A panel discussion moderated by Lesley MacDonald, producer of the Global Woman of Vision TV program, followed Dr. Pei’s address.
Dr. Pei’s fellow panelists included Meg Smale, a mother of six including two adopted teens with FASD; Lisa Rogozinsky, an FASD Community Educator with the Bissell Centre; and Robbie Seale, a former Child & Youth Care worker.

domain: medical


Genuine TomTom START Accessories.
Replacement or additional suction cup Easy-Port mount. Use in a second vehicle or as a spare. Your EasyPort™ mount folds neatly onto the back of your device, making the whole navigation package fit into your pocket or carry case. Folds neatly onto the back of your device.
Ultra slim design.
Twist lock mechanism for secure hold.
Suitable for ONLY the TomTom START.
|Fits Tomtom||TomTom START|


text:
Kolkata’s latest hub for live acts, ecelectic eats and flamboyant cocktails.
Location: Lobby Level
Cuisine Served: Pan Asian, includes Japanese, Chinese, Thai, Indonesian and Vietnamese
Covers: 54 dining & 40 lounge
Timing: 1900 – 2330 Hrs everyday (Weekend lunch 1200 – 1530 Hrs)
1200 – 1530 Hrs
Novotel welcomes you to a tantalizing journey through the flavours of mouth-watering Asia. Every delicacy is well crafted to perfection by our incredible chefs here. Devour...Read more


text:
There are indications that interest rates are moving towards a higher level at the RBI’s next review meeting in February 2023. Given the significant front-line tightening in monetary policy and the weakness of economic growth, there is an issue. Pankaj Pathak, Fund Manager – Fixed Income, reckons Quantum Mutual Fund will help the RBI to slow down or even pause the rate hike. “We believe, the peak of central bank brutality is now behind us. It is time to look beyond the market noise and identify emerging opportunities in the bond market,” added Pathak.
Most experts are confident that debt funds will deliver good returns in the coming months. Higher bond yields are a good opportunity for investors to lock in current levels, says Roopali Prabhu, CIO and Associate Products and Solutions, Sanctum Wealth. “The outlook on debt financing is constructive. Debt funds should perform very well in the next one to one and a half years. Investors should gradually increase their allocation to debt schemes, said Sandeep Bagla, CEO, Trust Mutual Fund. Yield to maturity (YTM) of all categories of debt funds has increased significantly over the past 12 months and is currently over 7% (see graphic). YTM is an indication of the potential return an investor can expect if the bond is held in the portfolio until maturity.
However, YTMs and actual returns in open-end debt mutual funds do not always match because of portfolio volatility, liquidity and other factors such as changes in ratings and interest rates. Current high yield is not the only consideration for debt funds. These funds offer many other advantages in terms of liquidity, safety and convenience (see story on page 6). Short-term yield is over While debt funds are expected to perform well, not all categories generate the same returns.
Short term products are taken up
In the year It is growing significantly in 2022, but long-term yields have softened since June, flattening the yield curve. The spread (or the difference between the 10-year bond yield and the 3-month Treasury bill) fell from 3.1% in May to 0.93% in December. Short-term yields rose following RBI’s rate hike and tight bank balance sheet. Last week’s 35 basis point increase in the repo rate was the fifth rate hike this fiscal year. As of May 2022, the yield has increased by 225 basis points and now stands at 6.25% (see chart).
The monetary tightening appears to have been effective as inflation has moderated in recent weeks. Consumer price inflation rose to an 11-month low of 5.88% in November. This is the first time that retail inflation has fallen below RBI’s maximum tolerance level in 2022. This means that after the February 2023 policy review, the RBI will hold off on rate hikes for a long time. However, the RBI’s December 2022 policy review turned out to be more hawkish than expected and did not change its stance on lifting accommodation. Analysts expect a small 25 basis point hike at the next rate meeting in February, which would take the reserve ratio to 6.5%.
Also, the risk of growth in the worrisome rate increase could lead to the end of the current rate cycle. India’s second quarter GDP fell to 6.2% on weak performance of the manufacturing sector. RBI lowered its GDP growth forecast for 2022-23 to 6.8 percent from 7 percent. Suvodeep Rakshit, Senior Economist, Kotak Institutional Equities, said, “Focusing on tight core inflation, the skew, now, remains in the last 25 bps hike, and will remain so for longer.”
Long-term rates have stabilized.
10-year bond yields lagged short-term bond yields as CPI inflation softened, pension funds increased demand for longer-dated securities and crude oil prices fell. The 10-year yield has fallen more than 31 basis points since hitting a high of 7.61% in June and is currently at 7.29%. Inflation in India and the US, falling oil prices and improved government finances are expected to moderate long-term bond yields. However, unexpected factors such as an increase in the Federal Reserve’s rate hike, increased pressure on the balance sheet, an indication of a higher repo terminal rate or inflation could cause long-term rates to rise in the future. .
Analysts expect the 10-year bond yield to trade between 7.2-7.5% in the near term. Another factor that could increase volatility in the long-term bond market is the narrowing spread between Indian and US bond yields. Rising US 10-year bond yields are making Indian bonds less attractive to foreign investors. The spread between India and the US has narrowed to 3.81% in early 2022 from 4.83% in December. In the year Foreign investors sold $1.5 billion (excluding debt-VRR) of debt investments from Indian markets by 2022, according to data from NSDL.
Experts have different opinions about long-term funds. Sampath Reddy, CIO, Bajaj Allianz Life Insurance is of the view that long-term funds could be beneficial as most of the rate hike is baked into the current high bond yields. “With India’s interest rate hiking cycle largely behind us, one can look to lock in higher bond yields by investing in long-term debt securities,” he says.
Other experts believe that because the interest rate cycle is unlikely to reverse in the near term, increasing duration at the long end of the curve may not be productive. “The 10-year G-S with a yield of 7.25% looks expensive at present. With the RBI’s inflation target hovering around 6%, the 10-year G-Sec will only be attractive at yields of 8% or more. As a result, increasing tenure on the portfolio may not make sense at this point,” says Manish Bantia, Deputy CIO – Fixed Income, ICICI Prudential Mutual Fund.
The best debt mutual funds
Choose debt plans that match your investment horizons.
What should investors do?
As things stand, short- and medium-term funds are becoming more promising because the long end of the argument is marred by economic uncertainty. A hold or buy strategy (investing in a debt instrument with a high coupon and holding it to maturity) may yield better returns. On the other hand, medium-term funds tend to have lower average maturities compared to long-term funds, thus helping to reduce the risks of interest rate fluctuations associated with macro headwinds.
“Interest rates are expected to remain in a narrow range and fixed income returns in most categories will contribute more through interest accretion,” said Pathak of Quantum AMC. He believes that 3-5 year government bonds currently offer the best balance between yield and duration. That’s the average maturity of medium-term bond funds (see charts). Investors with a horizon of 1-3 years can look at selected short-term and corporate bond funds. If your investment horizon is less than one year, Prabhu of Sanctum Wealth recommends money market and liquid funds. Open-end debt funds are subject to volatility depending on how bond yields move.
Investors looking for a specific type of security can go for target maturity funds. Introduced three years ago, these funds come with a fixed maturity and pay the full value, including interest, to the investor. The fund manager simply buys time-matched instruments and holds them until maturity. Any additional bond purchases are aligned with the remaining maturity of the fund. Investors are locked into the corresponding maturity bond yield by avoiding interest rates significantly.
Can SIPs also work in debt funds?
SYSTEMATIC INVESTING works well in equity funds. But investing in debt funds through SIPs may not yield the same results. Still, it’s not a bad idea to hedge investments in debt funds. SIPs are particularly suited to volatile bond funds, long-duration and funds that are sensitive to changes in interest rates. Rushabh Desai, Founder, Rupee with Rushabh Investment Services, said investors should not chase yield but instead choose funds with maturity.
A profile aligned with their investment horizons.
If you invest through SIP, ensure that the duration of the SIP matches your time horizon. If the duration is three years or more, it doesn’t matter how the products move over time because it will eventually average out. For investors with short time horizons, surprise makes little sense. If you have enough investable surplus on hand, invest it immediately. Niranjan Awasthi, Head – Product, Marketing & Digital, Edelweiss Mutual Fund, said, “If production continues at current levels, a six-month SIP may work.


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Novel Conversations is a book group that alternates between classic novels and more recent works of fiction and nonfiction.
Participants are welcome to come to all the meetings or just those that sound interesting. Multiple copies of each
book are available for checkout in the library and are, whenever possible, made available in large print, audiobook, and
Novel Conversations meets the third Thursday of each month from 7:00-8:00 pm in the Board Room. Refreshments are served!
Thursday, January 18
Last of the Mohicans
by James Fenimore Cooper
Since its first publication in 1826, The Last of the Mohicans has been one of the most popular English-language novels and
has been adapted numerous times for film. Set in the upper New York wilderness during the French and Indian War, this is
the second book of Cooper’s Leatherstocking Tales series.

domain: library


text:
Foreign Minister Gabi Ashkenazi speaks with the new US Secretary of State Antony Blinken, the Foreign Ministry says, in the highest-level contacts yet between Jerusalem and the new American administration.
The two discussed “expanding the circle of peace, the Iranian threat and other issues,” the ministry says.
Ashkenazi congratulates Blinken on his new role and expresses confidence Jerusalem and Washington will “combat global terrorism” and the Iranian threat.
The two agreed to continue talks and meet when pandemic restrictions permit.
US President Joe Biden and Prime Minister Benjamin Netanyahu have yet to speak.


Acer TravelMate P249 14 Inch i3-8130U 2.2GHz 4GB RAM 256GB SSD Laptop with Windows 10 Home
• Coming in an elegant and sturdy matte black chassis weighing just 1.6kg and less than 20mm thin, the TravelMate P2 combines style, functionality, and portability all into one device. The FHD IPS display boasts increased brightness, expanded contrast, and amazingly accurate colors with new, narrower bezels for a sleeker look and a more productive workday.
• Say goodbye to clunky video conferencing. With advanced Intel Wi-Fi 6 technology, you can now enjoy a smoother wireless experience with up to 3 times faster speeds than standard Wi-Fi 5 (802.11ac).
• TPM 2.0 ensures secure authentication and safeguards company data, while the camera cover keeps the lens of the webcam blocked and your privacy protected when the camera is not in use. Additional security features, such as the fingerprint reader and Windows Hello, help with easy and secure access allowing you to unlock your device with just your fingertip or a quick glance at the camera.
Designed to Last
• Power your way through work and meetings. The TravelMate P2 easily lasts through a day of work with up to 13 hours of battery life, letting you work uninterrupted without needing to recharge. Further, the Military Standard tested and impact-resistant chassis stands up to daily wear and tear, ensuring it can survive shocks, drops, rain and more.
Bring More to the Table
• The TravelMate P2 boasts a full range of ports such as VGA, HDMI, and USB Type-C.
Reliable learning companion
• Striking the perfect balance between performance & efficiency, TravelMate series notebooks are reliable learning companions powerful enough to handle most workloads.
Easy to manage and secure
• TravelMate P2 notebooks come with a set of handy manageability and security tools so the devices are easy to deploy and handle even without dedicated IT staff.
• Operating System: Windows 10 Home
• Processor: Intel Core i3-8130U 2.20 GHz
• Memory: 4GB DDR4 Memory
• Storage: 256GB SSD
• Graphics: Integrated UHD Graphics 620
• Optical drive: None
• Interfaces: 2x USB 2.0, 1x USB 3.1 Gen 1 Type-C, 1x HDMI, 1x RJ-45, SD card reader
• Bluetooth: Bluetooth 4.2
• Wireless LAN: IEEE 802.11ac
• Power Supply: 3-pin 45W AC adapter
• Battery: 4-cell Li-ion battery
• Camera: HD camera
• Dimensions (W x D x H): 343 x 248 x 23.7/30 mm
• Weight (approx.): 1.7 kg
Please note our standard dispatch and delivery time frames may extend during this period. Our courier partners will provide a contactless delivery service.
We are an Acer NZ Valued Partner
Questions & Answers
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Customer Product Reviews
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Diablo 3 frozen at updating tools selectonlinedatingservices net
Given how the gateways are expectedly separate from each other, each with their own games list and user accounts that are not shared across the other gateways, it is still maintained that they cannot play in the same game nor chat with each other, etc. The main highlight of Diablo II as it relates to was that the game used the client–server model.
The game was no longer simulated on each player's computer, but instead was run on Blizzard's server.
The release of Star Craft in 1998 increased usage of the service significantly.
Features such as ladder ranking and game filters were added to the service.
With the release of the Gateway system in Brood War (selectable regional server clusters), two players can play at the same time, as long as they are on different gateways.was launched on November 30, 1996, with the release of Blizzard's action-role-playing video game Diablo.was the first online gaming service incorporated directly into the games that make use of it, in contrast to the external interfaces used by the other online services at the time.Players could connect to the service, talk with other gamers and join multiplayer games of Diablo.
Besides user account data, no game data was stored on the servers.
This feature, along with ease of account creations and the absence of member fees, caused to become popular among gamers and became a major selling point for Diablo and subsequent Blizzard games.


text:
Rating: 4.5 out of 5 stars
Most Tom Petty fans thought they would never see one Mudcrutch album, let alone two.
To catch everyone up on Heartbreakers’ trivia, the backstory goes that in 1974, a scraggly Florida outfit with the unwieldy name of Mudcrutch —bassist/singer/songwriter Petty along with keyboardist Benmont Tench, Tom Leadon and Mike Campbell on guitars and drummer Randall Marsh — headed to L.A. to find fame and fortune. They recorded a few tunes and soon disbanded. But since Petty was signed to the Shelter label, he kept Tench and Campbell added new members and the Heartbreakers was born.
In 2008, Petty unexpectedly revived the name, brought back Leadon and Marsh from obscurity and released what became Mudcrutch’s belated debut. That disc’s loose-limbed yet winning mix of covers and originals was a little looser and more rootsy than Petty’s typical fare and even though he was clearly the frontman, Tench and Leaden took a few lead vocals.
Eight years and two Heartbreakers albums later, Petty gives the venture another go-round, now booking a tour to support it. This one ups the energy a few notches, especially on the pounding garage pulsing “Hope” which, with its cheesy Farfisa organ sounds like a pretty good Standells B-side. Tench takes another vocal turn on the dryly humorous boogie-woogie “Welcome to Hell” and guitarist Campbell gets a rare chance to sing on his lone writing contribution, the chugging “Victim of Circumstance,” finding ground somewhere between Petty and Creedence Clearwater Revival. Even drummer Marsh takes a frontman status on his perfectly acceptable “Beautiful World,” proving himself both a respectable singer and capable of churning out at least one solid pop-rocker.
Not surprisingly Petty contributes the bulk of the material — this disc is all originals — with seven new tunes (out of 11), all of them up to the high standards he has set for himself throughout his stellar 40-and-counting year career. Even Petty experts would have trouble telling the first three tracks aren’t new TP & the HB tunes since they ride that well established sweet spot between chiming Byrds-influenced rocking and impossible to resist choruses. That’s particularly true of “Dreams of Flying,” a mid-tempo nugget every bit as good as his best work.
The closing six minute “Hungry No More” is this album’s epic answer to the debut’s sprawling 9 minute “Crystal River,” giving Campbell and Leadon room to weave their guitars around a strummy, emotionally laced Petty ballad that incorporates a bit of a psychedelic vibe, not something you’d likely hear in a set from his full time ensemble.
As usual, Petty makes it seem easy. And with help from his fellow Mudcrutchers, the unassumingly titled 2 is proof that even Tom Petty’s modest side projects are better and more compelling than many acts at their best.
This article has been amended from its original version.

domain: artistic


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Dealing with Trauma
What is trauma?
Trauma is the lasting emotional response that often results from living through a distressing event. Experiencing a traumatic event can harm a person’s sense of safety, sense of self, and ability to regulate emotions and navigate relationships. Long after the traumatic event occurs, people with trauma can often feel shame, helplessness, powerlessness and intense fear.
A whole spectrum of symptoms can exist from mild to severe. No one person is impacted by trauma in exactly the same way as another.
Why is it important to address trauma?
Recognizing trauma is an important first step. Untreated trauma diminishes quality of life for the trauma survivor and those closest to him or her. To help those directly or indirectly affected by trauma, it’s first necessary to recognize the common signs of trauma.
Many people do manage to regain a sense of balance and stability on their own and find ways to continue to manage the stress of daily living. For others, support is needed to assist them in regaining perspective and to help manage the often overwhelming new experiences in a new reality.
If you have been impacted by trauma, know you are not alone and support is available. If you are a family member, friend, or professional who has contact with those impacted by trauma, there are also resources available.
Reference: Crisis and Trauma Resource Institute
Signs of Trauma in Children and Adolescents
- Constantly replaying the event in their minds
- Beliefs that the world is generally unsafe
- Irritability, anger and moodiness
- Poor concentration
- Appetite or sleep issues
- Behavior problems
- Nervousness about people getting too close
- Jumpiness from loud noises
- Regression to earlier behavior in young children, such as: clinging, bed-wetting or thumb-sucking
- Difficulty sleeping
- Detachment or withdrawal from others
- Use of alcohol or drugs in teens
- Functional impairment: Inability to go to school, learn, play with friends, etc.
Reference: Child Mind Institute
Tips for helping children after a traumatic event
- Keep to a daily routine, as much as you can, so they know what to expect. Children are reassured and comforted when things are predictable and familiar. Try to give regular mealtimes and bedtimes.
Listen to their words and watch their behaviors. While some children can tell you what they’re experiencing, others won’t want to talk about it, won’t know what they are feeling, or can’t express it in words. “Listen” to what your child is showing and telling you in words, behaviors, or physical complaints like headache or stomachache.
- Listen well. It is important to understand how your child views the situation, and what is confusing or troubling to him or her. Do not lecture—just be understanding. Let kids know it is OK to tell you how they are feeling at any time.
- Praise your child for making good choices, cooperating, and handling things well.
- Make your child feel safe. All children, from toddlers to teens, will benefit from your touch—extra cuddling, hugs or just a reassuring pat on the back. It gives them a feeling of security, which is so important in the aftermath of a frightening or disturbing event.
- Act calm. Children look to adults for reassurance after traumatic events have occurred. Do not discuss your anxieties with your children, or when they are around, and be aware of the tone of your voice, as children quickly pick up on anxiety.
- Set reasonable and consistent limits and give clear expectations. Holding children accountable, especially children who have experienced traumas, helps them feel in control and successful.
- Help children enjoy themselves. Encourage kids to do activities and play with others. The distraction is good for them, and gives them a sense of normalcy.
Share information about what happened. It’s always best to learn the details of a traumatic event from a safe, trusted adult. Be brief and honest, and allow children to ask questions. Don’t presume kids are worrying about the same things as adults.
- Prevent or limit exposure to news coverage. This is especially critical with toddlers and school-age children, as seeing disturbing events recounted on TV or in the newspaper or listening to them on the radio can make them seem to be ongoing. Children who believe bad events are temporary can more quickly recover from them.
- Use simple language and watch your child’s reaction, when explaining what has happened. Follow your child’s cues as to how much to say. Don’t get frustrated if they ask you to tell it again. Older children may get quiet and seem not to want to discuss things, even though they want to know.
- Pick good times to talk. Look for natural openings to have a discussion.
- “Respond” to your child rather than “react.” Children often act out when faced with stressful situations. What seems like a tantrum or a rude demand may be a reaction to a trauma reminder or a “trigger”. Before you jump in and punish, Think trauma first. Take some time to explore and understand the roots of the behavior.
- Understand that children cope in different ways. Some might want to spend extra time with friends and relatives; some might want to spend more time alone. Let your child know it is normal to experience anger, guilt and sadness, and to express things in different ways—for example, a person may feel sad but not cry.
- Advocate for your child within the school system, discuss what the school can do to support her (e.g., understanding potential trauma reminders or triggers such as fire alarms, offering counseling or accommodations, etc.).
- Keep an eye out, as your child gets older, for new situations that stir up trauma reactions. Be prepared for your child to “revisit” the traumas and, if you need to, seek professional support.
- Know that it’s okay to answer, “I don’t know.” What children need most is someone whom they trust to listen to their questions, accept their feelings, and be there for them. Don’t worry about knowing exactly the right thing to say — after all, there is no answer that will make everything okay
- Reach out for support (see Youth Mental Health Resources below)
Reference: The National Child Traumatic Stress Network
When should you reach out for additional help for a traumatized child or youth?
When reactions are severe (such as intense hopelessness or fear) or go on for a long time (more than one month), and interfere with a child’s functioning, you should reach out for help.
Reference: Child Trauma Toolkit for Educators (2008). The National Child Traumatic Stress Network
Youth Mental Health Resources
Alberta Health Services – Leduc Mental Health & Addictions (Centre Hope Building)
Child and adolescent intake line: 780-342-2701
Access 24/7 (18+) – 780-424-2424
- Private psychology clinics - Contact private clinics to find out details about teletherapy and in-person appointments.
- FCSS Subsidized Counselling – 780-980-7109
Walk-in Clinic (Edmonton) (no appointment needed).
Hours: Monday to Friday from 12:30-4pm
Rutherford Clinic: 780-342-6850
Northgate Health Centre: 780-342-2700
- Primary Care Network (Leduc Beaumont Devon) –780-986-6624, doctor referral, mental health supports
- Distress Line (24/7) – 780-482-4357 (HELP)
- CMHA Free Call-In Counselling –youth aged 16+; 1-289-291-5396
- Kids Help Phone - 1-800-668-6868, Text CONNECT to 686868
- Children’s Mental Health Crisis Line Not 24 hours (Mon-Fri 8am-10:45pm; weekends and holidays 10am-10:45pm) - 780-427-4491
- First Nations and Inuit Hope for Wellness Line - 1-855-242-3310
- Bullying Helpline: 1-888-456-2323
- LGBTQ2S+ Resources:
- Rainbow pages
- CHEW Project – Mental health support for LGBTQ2S+ youth and young adults, (780)-665-5220,
- Pride Centre of Edmonton – Offers resources, free counselling, public educational programs, social and support groups, and youth activities in support of the LGBTQ2S+ community, 780-488-3234.
Mental health resources are available for parents and caregivers

domain: psychology


Waterproof H1 5/7mm Vented Anatomical Hood, Large
- Manufacturer : Tabata USA
- Part Number : WP-H1-5/7HAV-L
- Size : Large
- Brand : Waterproof
- Color : Black
- Product Code: Waterproof
- Availability: In Stock (7 Available)
- Bonded High Quality Nylon Thread
- Glideskin Seals
- H.A.V.S Hood Air Venting System - A unique solution that evacuates air in the Hood. With two valves.
- I-SPAN For Maximum Stretch - Hi quality superstretch I-Span nylon.
The Hood has an Anatomical 3-D Shape for a great fit with Glide-Skin Seals, Reflective Logo, I-Span Super-Stretch Nylon for Easy Donning and all Seams are Glued and Sewn with Bonded Hi-Quality Nylon Thread for Strength and Durability.


text:
DALLAS COUNTY, Iowa -- The fourth person killed in Saturday's deadly crash has been identified by authorities.
The Iowa Department of Public Safety's Iowa State Patrol Division and the Iowa Office of the State Medical Examiner have identified the driver of the Ford Taurus involved in the multiple-fatality crash as Benjamin E. Beary, 25, of Knoxville, Iowa.
Authorities say Beary was driving the wrong way on I-80 near Waukee when he struck a Des Moines Police Department SUV head-on before bursting into flames.
The two officers inside the SUV, Susan Farrell, 30, and Carlos Puente-Morales, 34, were killed as well as the woman the officers were transporting from Council Bluffs to Des Moines, Tosha Hyatt, 32.
The Beary family's attorney released a statement to the Knoxville Journal Express and it reads in part:
"We know Ben was watching basketball games Friday night with friends. We know he would never intentionally cause this pain. We hope that the police are able to piece together what happened next. But whatever information they find will not diminish the pain we feel at losing Ben at a young age."
Police continue to investigate the deadly crash.


text:
I have rounded up a bunch of pumpkin recipes for you to try. There are recipes for everything from beverages to main dishes and of course dessert. If you wanted to, you could eat nothing but pumpkin dishes all day long.
These pumpkin spice pancakes are so moist, fluffy (thank you buttermilk) and full of fall flavors like pumpkin, cinnamon, nutmeg, brown sugar, and ginger. If you like pumpkin spice you are going to love these pancakes.


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There is no doubt that we are living in a time when the visual presentation of a person, a product, or a business will be something that will be vitally important. In a time when people will be constantly staring at their screens, you can start to see why it’s important to think about how something is going to look visually both in reality and in the digital world. When you can come up with an effective and beautiful design for any number of products, you’ll find that it becomes quite a bit easier to get people to take notice of your work.
What you’re going to discover is that it can sometimes be harder than you might expect to create your own unique designs and graphics for your business. Most business owners will want to spend the majority of their time focusing on creating some of the best products on the market, which means they will probably benefit quite a bit from bringing in a dedicated website and graphic design agency to assist them in marketing their products and services in a very effective way. You can use the following guide to help you get a handle on exactly how these companies can help you out.
The main benefit that you’ll be able to get from working with these companies is the fact that they will have the technical and artistic experience to help you get your website to be a much better representation of your business. When you’ve done a lot of work to develop a brand and a general aesthetic for your company, you will want to ensure that you’re putting together a website that will also reflect this. As you take the time to find the best website design services in the area, you’ll have no trouble making your website work just the way you want it to in terms of getting people to be interested.
Many businesses will also find it helpful to look into some graphic design services to help with building a great brand identity. If you’ve stuck with your old brand and graphics for quite a while, the time might be right to look into the kinds of design teams who will be able to come up with something new for you to test out. You’ll find it quite a bit easier to make people take notice of your company when all of your graphics have come from great designers.
There is no question that strong designs will help your business succeed. You’re going to find that you can make some strong progress by just hiring designers who know what they’re doing.


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City Place looks for change of pace: Office space
- Douglas Fruehling
- Senior Editor
The owners of City Place Mall are reviving long-dormant plans to build an office building atop the fledgling Silver Spring shopping center.
Dierman Realty Group and Petrie Ventures filed a preliminary site application last month to convert the center's vacant movie theater into office space and build an eight-story office tower, creating 247,765 square feet of office space.
No timetable for construction was given, and Dierman did not return phone calls seeking comment. Original plans for an office building were approved in 1988, at the time the owners were developing the mall, but those plans have since expired.
The latest proposal comes as Silver Spring is enjoying a renaissance that has largely left the 400,000-square-foot City Place behind. While the adjacent AFI Silver Theatre, Round House Theatre and Downtown Silver Spring shopping center have boosted traffic and visibility, the enclosed mall has suffered from what some perceived as low-income tenants. The anchors are Burlington Coat Factory and Marshalls.
Mall owners spent about $4 million in 2003 to create a new entrance and build street-front retail on Ellsworth Drive, hoping to attract more upscale tenants. But the mall has continued to languish, especially in comparison to Peterson Cos.' vibrant new project featuring a Whole Foods, Borders and 20-screen movie theater. City Place's own movie theater closed several years ago.
When City Place opened in 1992 in a former Hecht's department store, Montgomery County officials heralded the development as the first step in Silver Spring's rebirth. But the area didn't really take off until nearly a decade later, when the county lured the American Film Institute to the Silver Theatre and Discovery Communications to the corner of Georgia Avenue and Colesville Road. On Aug. 31, the county announced plans to open a Birchmere music venue in a former art deco J.C. Penney building across the street from the Silver Theatre. The county and state would each pay $4 million to renovate the building, which would be leased to the Birchmere.
e-mail: Dfruehling@bizjournals.com phone: 703/258-0829
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Should anyone be fired from the Washington Capitals following another disappointing season?


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$1.8bn AR/VR investment in last 12 months
October 6, 2017
Some $1.8 billion (€ 1.54bn) was invested in Augmented and Virtual Reality (AR/VR) in the last 12 months to Q3 2017, with $300 million raised in the last quarter, according to a Digi-Capital report.
This has been typical of AR/VR quarterly investment for the last 18 months, as Q2 2017’s outsize $800 million came primarily from two large deals, states the report. So Q3 wasn’t a dip, so much as Q2 was unusually high.
The third quarter also marked the beginning of a transition from a previously VR driven investment market to a new mobile AR driven market. Where sentiment on VR softened in the first half of 2017, VC/corporate investors are now actively looking for mobile AR investment opportunities.


With construction on the new Parkes Water and Sewage Treatment Plants wrapping up in the coming months, the plants' new operators and engineers will commence their training today, Wednesday 15 March.
Ahead of the official hand over from the John Holland contractors to Parkes Shire Council, the staff will complete a series of detailed theory and practical sessions to be able to effectively operate and maintain both facilities.
Parkes Shire Mayor, Cr Ken Keith said "these are two of the largest projects Parkes Shire Council is likely to undertake in the next 20 years and Monday marks a monumental day for our region."
"While it's an exciting day for the staff who are set to begin work at the facilities, it's also an exciting day for our community as we are move closer towards securing a safe, reliable water supply, and a robust, energy efficient sewage treatment facility to service the Parkes Shire well into the future."
Training will run throughout out the testing, commissioning and proving phases, and provide staff with the skills and knowledge to carry out the daily operations, as well as preventative maintenance, on-site testing, fault finding and troubleshooting.
The existing facilities have reached the end of their economic life, both unable to sufficiently service the projected future demand of the region's urban areas.
Both projects will allow for the sustainable growth of the town and support current and future expansion, both residential and industrial/commercial, using sustainable and innovative initiatives and technologies.
For more information about the Water Treatment Plant and Sewage Treatment Plant projects, click here.


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Who is barbara bush twin dating
-John Muir Join us for our final walk for the year in the Eastern Sherbrooke Forest.
So when thinking of who could possibly have an affinity for Afghan women, Clinton comes to mind.
Bush expressed her opinions on the role of the United States in foreign relations and why it’s important for Americans to have the right leader, per “[The U. has a tendency] to become sort of isolationist and xenophobic.
Ted Cruz’s thought (singular thought) on Afghanistan is limited to the United States fighting terrorism there.
Additionally, Trump’s ideas and words about the women of America have gotten him in trouble lately.
All of the ladies shared their thoughts on the 2016 Elections, and all agreed that they would never want to run for political office. S.-Afghan Women’s Council, and her advocacy for the women of Afghanistan is tied into the presidential election. And I think that’s really important that we continue to do what we’re committed to do as a country.
However, when Laura Bush was asked what type of person she would want to be elected, she didn’t hesitate in answering. When Savannah Guthrie asked a pointed question, Bush gave a thoughtful answer, noted “I want our next president—whoever he or she might be—to be somebody who is interested in women in Afghanistan and who will continue the U. And so that’s who I want, or the kind of people who will do that, and will pay attention to our history, and know what’s happened before and know specifically how we can continue to do the good things that we do around the world.” The former first lady didn’t mention any names, but many who are following the election know that Hillary Clinton is the likely candidate who meets the qualifications.


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Today, July 11, is National Collector Car Appreciation Day across the U.S. That means...
Mercedes-Benz launches an iPad app that tours the redesigned CLS
Mercedes-Benz USA has released an iPad app for the redesigned 2012 Mercedes-Benz CLS that allows users to explore the car's interior and exterior and customize a vehicle.
The app was created as a tool for dealership sales associates but it's open for consumers to use. It is the first installment in a series of 2012-model-year product apps available free through the Apple Store.
Users can find the app by searching "Mercedes-Benz 2012 CLS."
The app enables dealers and customers to learn more about the 2012 CLS and personalize vehicles with a virtual tour and "explore" section. Video demonstrations are also available through the app.
Get more car news, reviews and opinion every day: Sign up to have the Autoweek Daily Drive delivered right to your inbox.


Press Release Summary:
Made from nickel alloy, TechalloyÂ® X delivers oxidation resistanceÂ in TIG and MIG welding of nickel-chromium-molybdenum alloys. Wire is suited for petrochemical applications where it provides optimized stress corrosion cracking, and for aerospace applications that are subject to high operating temperatures. In addition, TechalloyÂ® X meets AMS 5798G chemical and tolerance requirements.
Original Press Release:
Techalloy® X Nickel-Based MIG and TIG Wire Introduced by Lincoln Electric
Cleveland – Lincoln Electric introduces Techalloy® X, a new nickel-based MIG (GMAW) and TIG (GTAW) welding wire. Techalloy X is made from a nickel alloy that delivers oxidation resistance and high-temperature strength. This new welding wire is ideally suited for petrochemical applications, where it provides enhanced stress corrosion cracking, and for aerospace applications that are subject to high operating temperatures.
Used for TIG and MIG welding of nickel-chromium-molybdenum alloys.
The Ni-Cr-Mo alloy system provides excellent resistance to oxidizing and reducing environments.
Meets AMS 5798G chemical and tolerance requirements.
To request a copy of Lincoln Electric’s Techalloy X MIG & TIG literature, call 888-355-3213 or visit www.lincolnelectric.com to obtain bulletin C14.10.17.
Lincoln Electric is the world leader in the design, development and manufacture of arc welding products, robotic arc welding systems, plasma and oxyfuel cutting equipment and has a leading global position in the brazing and soldering alloys market. Headquartered in Cleveland, Ohio, Lincoln has 48 manufacturing locations, including operations and joint ventures in 19 countries and a worldwide network of distributors and sales offices covering more than 160 countries. For more information about Lincoln Electric and its products and services, visit the Company's website at www.lincolnelectric.com.
Greg Coleman- firstname.lastname@example.org or 216.383.2462


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Your teeth have enemies — bacteria that feed on biofilm, a thin layer of food remnant known as plaque that sticks to your teeth, are one such example. After ingestion, these bacteria produce acid, which can erode your teeth’s protective enamel and lead to tooth decay.
Fortunately, you have a weapon against enamel loss already at work in your mouth — saliva. Saliva neutralizes high levels of acid, as well as restores some of the enamel’s mineral content lost when the mouth is too acidic (re-mineralization).
Unfortunately, saliva can be overwhelmed if your mouth is chronically acidic. Here’s how you can help this powerful ally protect your enamel and stop tooth decay with better hygiene and eating habits:
Remove bacterial plaque daily. You should floss and brush with fluoride toothpaste everyday to remove plaque. It’s also recommended that you visit us twice a year for professional cleanings to remove hard to reach plaque. We can also train you on how to properly floss and brush.
Wait an hour after eating to brush. It may sound counterintuitive, but brushing immediately after you eat can do more harm than good. The mouth is naturally acidic just after eating and some degree of enamel softening usually occurs. It takes a half hour or so for saliva to restore the mouth’s pH balance and re-mineralize the enamel. If you brush before then, you may brush away some of the softened enamel.
Limit sweets to mealtimes. Constantly snacking on sweets (or sipping sodas, sports or energy drinks) will expose your teeth to a chronic high level of acid — and saliva can’t keep up in neutralizing it. If you can’t abstain from sugar, at least limit your consumption to mealtime. It’s also a good habit to rinse out your mouth with clear water after drinking an acidic drink to flush out excess acid.
Boost saliva content with supplements. If you suffer from insufficient saliva production or dry mouth, try an artificial saliva supplement. Chewing xylitol gum can also help boost saliva production, as well as inhibit the growth of infection-causing bacteria. We’ll be glad to advise you on the use of these products.
If you would like more information on protecting your teeth from tooth decay, please contact us to schedule an appointment for a consultation.

domain: chemistry


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This will be over and above $2 million, or about Rs 12.5 crore, that CybizCorp has already raised from private equity investors.
While the Maggi episode has packaged goods majors running scared, fast food franchises both new and old race to be more about health and less about junk.
The 50-year-old "Iron Man" actor made his Instagram debut with a photo of him, Jimmy Kimmel and "The Avengers" co-stars all seated in a row backstage at "Jimmy Kimmel Live!".
Icahn's firm owned about 1.4 million shares of Netflix at the end of the first quarter, according to Securities and Exchange Commission filings.
The billionaire investor first took a 10 per cent stake in the company in 2012 at $58 a share, believing that it was about to be acquired.
The actor got increasingly uncomfortable as he was asked about his relationship with his father, jail time and past drug addiction.
Billionaire activist investor Carl Icahn and Brett Icahn, his son and portfolio manager, on Tuesday stuck to their views that Apple Inc would introduce a television and a car.
Former reality show starlet Sofia Hellqvist will become a real-life princess when she marries Prince Carl Philip in a lavish Stockholm wedding.


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Thames High School’s new wharenui is another step closer to becoming a reality.
After several consultation meetings with the community, the next stage involves putting the plans out for tender and seeking building consents.
Principal Dave Sim expects construction will start in the New Year.
Meanwhile, the hall bathrooms and kitchen are getting a face-lift, and exterior works are planned for A Block (science). A Block will be re-roofed and a large veranda will be built to create a covered entrance way as part of long-term renovations plans, which include modernising the dated science labs.


In the state of Maryland, lawmakers are finally starting to come to the conclusion that something needs to be done when it comes to cannabis reform – the issue simply isn’t going to go away. There are two ways that lawmakers in Maryland can go about legalizing cannabis: they can pass a bill, that would then have to be signed into law by the governor, or they can take a vote on putting up a referendum to have voters pass an amendment in the next election to be held – which would be 2018, in this case.
“Now is the time to join other states and move toward a sensible system of regulation and taxation,” said Sen. Richard Madaleno, a Montgomery County Democrat and sponsor of the two Senate bills.
A group of lawmakers have sponsored a couple of bills that aim to tax and regulate cannabis for adults 21 and older. It would make possession, consumption and home cultivation of cannabis perfectly legal – and it would create a taxed and regulated market for commercial growth and sale of the plant. They would tax sales first at the wholesale level, with a flat tax of $30 per ounce, then it would be taxed at the register with a 9% sales tax (the same as alcohol in the state of Maryland).
“It’s a matter of when,” said Del. David Moon, a Montgomery County Democrat who is leading the referendum effort. “It’s become very clear that this is no longer a fringe issue. It’s totally mainstream.”
In order for these bills to make it to the governor they would have to receive a majority of the vote – however there are many lawmakers who are weary of legalizing cannabis. Oddly enough, some of those same weary lawmakers may be okay with giving the decision to the voters via a constitutional amendment referendum on the ballot. In order for them to put the referendum on the ballot they would need three fifths of the vote, more than the simple majority required to pass a bill.
“But I think it’s an open question: Are there lawmakers in Maryland who are willing to vote to put this to a vote but unwilling to support it as a direct change that we implement through state law, and I don’t know the answer to this question, but I imagine we’ll find out more in the coming weeks,” Moon said.
Either way, it’s starting to look good for the state of Maryland as far as legalization goes. If they manage to get enough support for either the bills to pass or for the amendment to be put on the ballot, the chances are pretty good that legalization is in their future. Support for reform has been growing significantly around the country, and by more than 10% in 2 years in Maryland alone. One way or another, lawmakers were right when they said it’s a matter of time before legalization happens, not a matter of whether or not it is going to happen.
Its pretty much obvious 50% of the country will have cannabis freedom within a few years, prohibitionists only have left one tactic, stalling the inevitable.
Yep! The Prohibitionists will throw everything they have against legalizing, everything! And stalled it will be. Some states will NEVER LEGALIZE, no matter what. Southeastern states, some Midwest states and the few regressive states out west. I call those The Regressive States of America.


75% Cotton 23% Polyester 2% Spandex
Cushioned foot bed and ankle for impact protection
Mesh venting ensures maximum breathability
Deep heel cup keeps the sock in place with every explosive stride
Size 8-12 (fits most size)
Machine wash cold, low heat tumble dry or hang dry. Do not bleach, iron and or dry clean.


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While traditions are an important part of the holiday season, this year, expand your horizons and learn how other cultures celebrate the holidays. Witnessing traditions from around the globe — from Christmas markets to holiday decorations — will bring a festive atmosphere to any trip. It’s also a perfect excuse to spend quality time with family and friends.
Many people love to travel during the holidays for one simple reason: extravagant decorations. One of the best cities for holiday decorations is London. Expect holly, mistletoe, and Christmas trees across the city, especially in places like beautiful Trafalgar Square. Experience a more intimate side of the city by choosing a London B&B for your accommodation.
Prague, Czech Republic
Travel to Prague during the holidays to experience one of the city’s oldest and most beloved traditions: the Christmas markets. The main squares of the city are home to these atmospheric, outdoor markets selling everything from handmade arts and crafts to spicy mulled wine. These markets are also known for their hot, delicious street food. Expect choral performances and a big Christmas tree in the Old Town Square as well. Make your visit especially festive with a stay at a seasonally decorated Prague bed and breakfast.
If you’re seeking Christmas romance, plan a trip to Paris. This gorgeous city becomes even more cheerful with holiday decorations and charming Christmas markets. Visitors can nibble on gingerbread while picking up gifts for family and friends back home, including everything from French delicacies (like cheese and sausage) to handmade toys and crafts. Finish your holiday-themed trip with an ice-skating excursion at Trocadero. Experience the local side of the City of Love by choosing a Paris bed and breakfast in a quiet neighborhood.
Leave it to the Irish to create one of the most festive atmospheres in Europe leading up to Christmas. On Dublin’s main, central strip, Grafton Street, street performers sing holiday carols and groups gather for photos around the big Christmas trees and twinkling lights. The cold weather is ideal for squeezing into a historic pub for a pint of Guinness while Christmas music plays in the background. Get to know how the locals celebrate by choosing an intimate city center bed and breakfast in Dublin.
Madrid is home to some of the most impressive light displays on the continent. Escape the stress of the holidays for a relaxed trip to Madrid, where you can fill your days browsing the Christmas Market in Plaza Mayor, checking out the famous nativity scenes at local churches, and ice skating at Retiro Park. Madrid is also a fabulous place to do some Christmas shopping at well-decorated department stores like El Corte Ingles. Witness even more local traditions by staying in a central bed and breakfast.
Back at home, it can be so easy to get wrapped up in the stress of the holidays. Escape this year with a trip abroad to experience how others make the season bright.
Updated by Emily Starbuck Crone

domain: geography


You helped us help the ocean!
Minecraft is helping restore coral reefs!
To celebrate the Minecraft Update Aquatic (Phase One out now in several editions of the game, and in pre-release on Java), we've been working with several partners to help the real-world oceans, through Coral Crafters – our project to help coral reefs!
We teamed up with Rabahrex, Logdotzip and Stacyplays. They worked with their fans to design unique structures that help restore coral reefs in our oceans.
But why does this matter? And more importantly, how does it help the oceans? This video explains it better than I ever could! (which is worrying, as it's my job to explain things...)
Watch the video to see how we're helping restore coral reefs!
How does this help the real oceans? Well, with the Update Aquatic, we’re filling Minecraft's oceans to the brim with kelp forest, shipwrecks, deep sea trenches, fish, turtles, dolphins and colourful coral reefs.
In the real world, however, it’s the opposite: climate change, destructive fishing methods and pollution of the water are killing off our planet’s amazing marine life. Coral reefs, one of the Earth’s most precious natural wonders, are under threat.
Coral reefs are home to some two million species - roughly a quarter of all marine life. We’re only just unlocking the secrets of these amazing organisms, and yet the World Wildlife Fund estimates that nearly a third of coral reefs worldwide are already damaged beyond repair. If trends continue, we will soon lose 60% of the world’s coral in the next few decades.
Which is why we asked for your help – both with voting for the structures we're placing underwater, buying this Aquatic Skin pack with proceeds going to The Nature Conservancy, and our recent coral-placing challenge!
Earlier this month, we challenged YOU, our beloved players, to place ten million coral blocks underwater. If you managed to do it, we'd donate one hundred thousand dollars to The Nature Conservancy to help them with their amazing work helping the oceans!
Did you pull it off? Pfft, you need to ask? Just a few days later you'd smashed that coral-placing target and we donated one hundred thousand dollars to The Nature Conservancy! You can read more about the amazing work they do to help the oceans here.
We’ll bring you updates on the status of the project throughout the next few years, so you can see how our coral crafting is coming along!
- Tom Stone
Discover the best add-ons, mods, and more being built by the incredible Minecraft community!