Karan Johar lauds Vikrant Massey's 12th Fail; says it 'passed the test with flying colors'
Vidhu Vinod Chopra's 12th Fail is one of the most-loved films of last year. Now, director-producer Karan Johar has joined the list of its admirers.
Karan Johar is one of the most successful producer-directors of Bollywood. In his long career, he has closely observed the industry and knows the pulse of the audiences. Recently, the Rocky Aur Rani Kii Prem Kahaani helmer praised Vikrant Massey's film 12th Fail while talking about how certain films disrupt the traditional sense of which film should work in which medium.
Karan Johar praises 12th Fail
In an interview with Forbes India, Karan Johar was asked if he has come up with a formula to decide which film will release theatrically and which will go to the digital space. KJo said that while big films work on the big screens, there are certain genres that do well on OTT. He then gave an example of Vikrant Massey's 12th Fail while saying that it's not the rule as there are exceptions.
He said, "So I think there are some genres, I feel, and sub-genres that - and of course, this is not a rule - there's an exception to every rule like 12th Fail just kind of passed the test with flying colors. And that would have, to anybody's thinking mind say, 'Oh that perhaps is a great digital film but turned out to be a solid commercial success and well done to the team and to Vinod Chopra who is such a veteran."
Celebrities have praised 12th Fail
Recently, Alia Bhatt took to her Instagram story to laud 12th Fail. She wrote, “One of the most beautiful films I have seen in a while! With such fabulous performances.. Just too too too beautiful!!!!” (red heart emojis). She then praised the performances of Vikrant and Medha Shanker and wrote, “@vikrantmassey you were SO SO spectacular I am in awe! @medhashankr heart and soul of Manoj’s journey.. so special and fresh and all things heartwarming! @anantvjoshi outstanding!”
The actress further added, “And lastly Vidhu Vinod Chopra sir - this film really hits the spot! So moving. So inspiring. So complete! I am FULL of love after watching this film!” (red heart emojis). To the entire cast and crew! Take a bow” (sparkles emojis)."
Deepika Padukone shared Alia's Insta story and expressed why she agrees with it. She wrote, “I couldn’t agree more! Congratulations to the entire cast and crew.” Earlier, filmmaker Anurag Kashyap also showered praise on the film. Sharing a poster of the drama, he wrote: "Probably the best mainstream film I’ve seen in 2023 @vidhuvinodchoprafilms at the age of 71 has crafted a masterpiece out of a simple story of an adamant man wanting to be more than what life gives him."
He also wrote: "A filmmaker at the peak of his storytelling and at this age . Means I have hope too . A new benchmark has been set by VVC for filmmakers like me who have been feeling a bit lost . Kudos to the whole team who I don’t know and all the actors . Especially @vikrantmassey @medhashankr @anshumaan_pushkar @anantvjoshi and the cinematographer Ranga , the production designer and the music directors and writers "
12th Fail is directed by Vidhu Vinod Chopra and is based on the book of the same name which is inspired by the life of IPS officer Manoj Kumar Sharma. It stars Vikrant Massey, Medha Shankr and Anand V Joshi among others. The film turned out to be a critical and commercial success upon its release.


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70 The Boulevard
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This group encourages individuals with vision loss to learn a new way of rug hooking without the use of visual cues. A CNIB Foundation volunteer has developed a technique using a tactile pattern for people to be able to feel inside the outline where they have to start hooking the material. It is a very creative class and it gives people with sight loss an opportunity to work with arts and crafts.

domain: artistic


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For whatever reason, bandanas scream summer to me. I thought I’d try to make a cute party banner out of them that would be awesome to pull out and hang up again and again if we are having friends over for a summer BBQ, celebrating a summer birthday or just want an instant party! It’s easy festivizing! I might have made that word up. So today I’m sharing how I made this DIY Bandana Banner… it’s so easy and fun to make!
Get bandanas in the colors of your choosing. I got these for $1 each at Hobby Lobby.
Cut bandanas into triangles. I made a template out of cardstock to make it easier (my triangles are 7.25″ across the top and the sides are 10″). Then to make it even EASIER, folded three bandanas in half, stacked them and used my rotary cutter and straight edge to cut them.
I contemplated sewing these triangles around my jute rope but decided to just hot glue them instead. It’s much easier to just get out my glue gun than to pull out my sewing machine so my laziness won out on this one (as usual!).
I continued to do the above four steps over and over, alternating colors as I went and cranked out over 50 feet of banner in about an hour! I’m excited to string these up when we do our next Cousin Carnival this year!
Hope you’re having a fantastic summer!
I recently shared this over on Mique's blog (Thirty Handmade Days) as part of her Funner in the Summer series! So many awesome summer ideas from other awesome bloggers!


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Buying a new home is an exciting process, even if you've never applied for a mortgage before. Working with an expert adviser can make it easier to get mortgage ready.
Whether you’re buying your first home, considering a remortgage, or thinking of relocating, there are certain steps you can take to speed up the mortgage process. Getting yourself as mortgage ready as possible means you’ll find yourself in a much stronger position when it comes time to apply for your mortgage.
What steps do you need to take?
Ideally, you want to get mortgage ready about six months prior to your application, as this gives you time to sort out any documentation or financial requirements.
When you apply for a mortgage, you’ll need to pass some affordability checks to see if your finances will ensure you can meet your monthly repayments. First time buyers may need to gather more information when they’re getting started, but existing homeowners will need to prove their affordability again too.
Lenders will consider your income versus your expenditure, so it’s important that you prove you can manage the monthly repayments on a mortgage. Fortunately, there are a few ways you can help boost your mortgage chances.
Check your loans and debts
With mortgage applications, lenders will be interested in any other loans or credit you may have, be it personal loans or credit card balances. Try to pay off as much of your outstanding debt as possible before applying, as this will make you more attractive to lenders. You also want to avoid taking out any more loans in the meantime.
Keep on top of payments
Ensuring that you make all of your payments on time will show lenders that you’re a responsible borrower. This can include anything from rent and council tax to subscriptions and debit orders. Late or missed payments can not only hurt your credit score but also hurt your chances of getting approved for a mortgage.
Register for the electoral roll
Being registered to vote at your current address can help boost your credit score, as it verifies both your identity and address. Making sure you’re registered before you apply for a mortgage is simple and easy. Additionally, make sure any bills you have are registered to your current address, so everything is easy to trace.
Consider stable employment
Lenders want to see that you have a stable job and a reliable income. If you’re thinking of changing jobs, it may be best to wait until after you have secured your mortgage. If you have recently changed jobs, try to remain in this job for at least six months. You’ll likely be asked to provide pay slips to further corroborate your affordability.
Ensure you're regularly saving
A lender is more likely to look favourably on your application if you have a healthy savings account. If you have a track record of regular savings across your bank accounts then even better. Not only does this show where the money for your deposit has come from, it proves that you have financial discipline.
Understand your credit rating
Your credit rating plays a crucial role in your mortgage application, as lenders will use it to assess how much of a credit risk you are. Make sure you check your credit report regularly and take steps to improve your score if necessary. It’s certainly not impossible to get a mortgage with a low credit score, but it is more challenging.
Working with an expert
If you’re still unsure about how to get mortgage ready, consider speaking to one of our expert mortgage advisers. They can provide you with valuable advice and guidance on your mortgage application, helping you make the process smoother and less stressful.
Get in touch today and let’s see how we can help you find a mortgage that is going to suit your individual circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.

domain: economics


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NEW ROCHELLE, NY -- The Iona College men’s soccer team had its most impressive offensive showing of the season Saturday afternoon, defeating Niagara 6-1 in its 2015 Metro Atlantic Athletic Conference opener. Sophomore Marcos Nunez and freshman Daniel Huertas each had two goals and an assist in the win. Freshman Daniel Ocana Garcia chipped in three assists.
The first goal from the Gaels came in the 15th minute when Nunez found the back left corner of the net after receiving a pass from sophomore Luis Mendoza. The sophomore appeared on the statsheet again for Iona’s second goal in the 25th minute; Nunez one-touched a pass over a Niagara defender, finding Huertas who then lobbed it over the oncoming goalie, Joel Gerberich.
The Maroon & Gold touched on another goal before the end of the first half when Huertas netted his second goal of the frame, firing a shot just under the crossbar from a yard outside the penalty area.
Iona led Niagara 3-0 following the first 45 minutes, dominating in nearly every category. The Gaels out shot the Purple Eagles 14-5, and held a 4-2 advantage on corner kicks.
The Maroon & Gold's domination continued early in the second half, In the 52nd minute, Nunez found the back of the net for the second time with assists from Huerta and Ocana Garcia, Nunez finished off the preceding precision passing process with Iona’s fourth goal of the game.
Sophomore Brendan Reardon made it 5-0, heading his fourth goal of the year into the back of the net off a cross from Ocana Garcia.
Niagara lone goal came off some solid pressure in the 76th minute. After a lob inside six yards rattled around several Iona and Niagara players, a clear attempt over the end line by an Iona defender resulted in an own goal and a 5-1 Iona lead.
Matias Correa entered the game late but made the most of his time. In the 87th minute, the sophomore found a rebound from a saved Aristotle Seferlis shot and put home his first goal of the seasn.
The Gaels' six goals are the highest for the program in a single game since their 6-5 win against the Rider Broncs on Oct. 21 in 2012.
Junior goalkeeper Julian Petrello played the first 70 minutes and allowed no goals, registering the lone save of the game for the Gaels. Iona finished the game outshooting Niagara 24-6.
The Maroon & Gold's next match is Wednesday (Sep. 30) at preseason MAAC favorite Monmouth on ESPN3.

domain: sports


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It's no secret that natural products and petsclusive stores have been gaining visibility in the marketplace. We recently discovered these two Brooklyn-based companies catering to deserving dogs and their owners. Those troubled by feeding their pets processed meat by-products and chemically-laden biscuits can find several healthy products on the market and increasingly more small-scale neighborhood spots that offer alternative snacks for pets. Woof Bites, Inc., a home-based family shop in Brooklyn bakes dog treats made from human-grade ingredients without sugar, preservatives, salt or any other bad stuff.
Currently on offer are four bone style treats made with homemade chicken broth, and carob-based treats for your pooch's sweet spot. There's even a treat made from peanut butter and mashed potatoes
The Buttercup PAW-tisserie, also in Brooklyn, makes doggie deserts, like "Peanut Butter Pup-Cakes" (pictured) and "Pawty Cakes" from human-grade ingredients without adding sugar, salt, or preservatives.
Also on CH: Sam's Yams, Dr. Becker's Bites

domain: food


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I joined a small startup company roughly 1 year ago as the 3rd member of the company. At the time of joining, the company was roughly 6 months old; the company is contract work based and the 2 co-founders have a 50-50 share.
It was just the 3 of us for the large part of a year.... all 3 of us putting in long hours, late nights and weekend work to get through the project work that we had. The team has now grown to another 3 employees (all of which were found/recruited by me).
With regards to the equity share, I was initially given an offer of 5%... I was not happy with this offer given the following:
- I had been earning well below market related salary.
- I had worked incredibly hard (with plenty of overtime). I went out of my way to help out with anything and to offer advice on the running of the company.
- I effectively grew the team to what it is now as I recruited the 3 employees that the company hired.
- I also put complete trust in these guys upfront in that nothing was on paper at the start regarding equity share... I have also been very patient in allowing the whole process to unfold.
They then came back to me with the following offer:
- 5% for free.
- 5% as a repayable loan from the company based on 5% of a valuation done on the company.
I have 2 issues with this:
1) The percentage still seems quite low. I know that as companies grow and teams get larger, the chances of me securing more equity get tougher. I'm not sure if the 10% is worth my while at this stage... i would have expected higher as a 3rd member.
2) The valuation done on the company seems completely inflated... and is based on forecasts and projections over the next 5 years or so. The company has only been around for 1.5 years with no long term proven track record. My understanding of a young company is that it is difficult to take long forecasts into account and value it highly... I always thought a good general approach was to look at profits over the period and use some kind of multiplier between 1-3. The problem with the valuation that has been done is that the co-founders now expect me to take out a loan based on this and effectively lock me in by making the loan payable over several years.
I don't have a problem with the loan approach, however, the percentage seems low and the valuation incorrect. So my questions are:
- What are some guidelines in determining if a percentage share is fair?
- Are my concerns regarding the valuation valid at all?

domain: finance


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domain: medical


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£120 needed for a Debt Relief Order fee
From ENNISKILLEN - 39 years old.
L is a 39 yr old single parent of a teenager. She has severe rent arrears for which she is applying for a Debt Relief Order. Because of these arrears she will not receive any Universal Credit until August and only has a small carer's wage which barely covers her costs so she needs help to pay the fee (£90). She also needs help with heating and will use the extra £30 from this application to help pay for the heating.


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Saudi airstrikes against northern Yemen center chiefly in the far northern Saada Province, a Shi’ite dominated area. If there is a second-favorite target, however, it’s clearly Hodeidah, the last port under the control of the northern rebels, and the site through which all humanitarian aid for the north, to the extent it’s ever allowed in, flows.
On Monday, a Saudi warplane attacked and destroyed a civilian house in a residential neighborhood in Hodeidah, killing 12 people within, all members of the same family. Several others were wounded. Among the slain civilians were seven children, according to witnesses. Medical aid was not able to reach them for quite some time, and many of the bodies were unidentifiable. Locals, however, say there were no ground forces anywhere near the neighborhood
While Saudi officials said it would be “inappropriate to comment” on the attack, they did say that they take the report seriously and will investigate. That’s highly unusual for the Saudis, who generally offer only blanket denials, or claims that everyone slain was a terrorist.
It’s unclear why the residential area was targeted at all. Generally, Saudi strikes on Hodeidah focus on port facilities, trying to cripple aid delivery into the city. It is just the latest in a long line of embarrassing incidents where Saudi airstrikes killed civilians for no apparent reason.

domain: news


Lim scions hunt down gaming optionsPUBLISHED: 09 Oct 2012 19:44:02 | UPDATED: 10 Oct 2012 08:34:43PUBLISHED: 10 Oct 2012 PRINT EDITION: 10 Oct 2012
The nephews of Malaysian casino mogul KT Lim – in Sydney to finalise the backdoor listing of their Vietnamese casino – say their uncle’s plans for Echo Entertainment will be kept private.
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It’s a Hollywood-focused episode from the Worst. Comic. Podcast. EVER! this week. Not to fear, we do get some comic talk in throughout the show. Now, we record on Wednesday nights, so at the time of this recording, the Disney… Read More ›
We challenge you to come up with a better way to spend your Wednesday other than going to your LCS and picking up some brand new books! #WhatsInYourTote
We’re just two days away from Rose City Comic Con in Portland, OR. We will be picking up a lot of comics today to read on our flights tomorrow! #WhatsInYourTote?
We’re quickly coming up on the celebration of what would have been Jack Kirby’s 100th birthday on August 28. What books with Kirby characters are you getting this week?


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And remember, your pup may not need to eat as much to be satiated. Slowly increase the amount of Superfood Complete while decreasing the amount of the old food until their bowl is 100% delicious Superfood Complete!
- Follow the chart above to make sure your pup has the smoothest transition to Superfood Complete.
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domain: pet


Police officers suspended for looting fish after vehicle carrying it overturns in eastern India
Police officers, which included station-in-charge, constable and a driver constable were suspended for looting fish and extorting money from a driver after his fish-laden truck had overturned in eastern India’s Jharkhand.
The incident reportedly happened in Dumri, Giridih district on January 27.
Visuals showed people looting the fish that had spilled all over on the road after the truck that was carrying it had overturned. People put the fish into packets before running away from the spot. According to a report, Jitendra Yadav was on his way to Motihari in northern India’s Bihar from West Bengal, carrying 10 quintals of fish. Unfortunately, his vehicle overturned near a toll plaza at Kulgo and people looted around two quintals of fish and ran away.
However, his ordeal took a tougher turn when the police took his accident vehicle along with the fishes to the police station. The police reportedly took some fish from the remaining eight quintals and also asked for a sum of Rs 10,000 (USD 122.50) to release his vehicle. He eventually ended up paying Rs 6,000 ($73.49) online.
The driver then made a complaint about this incident to the Superintendent of Police (SP) Amit Renu, who took cognizance of this issue and suspended the three policemen after an investigation proved the charge to be true.


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A couple of weeks ago, I had the privilege of reviewing The Blue Pen by Lisa Rusczyk. I found it very compelling, and a great read that I couldn't put it down. For that reason, I am honored that Ms. Rusczyk agreed to an interview here on Falling Into Words. I hope you will enjoy her responses as much as I did!
How would you describe The Blue Pen thematically?
The story explores elements of the paranormal in relation to symptoms of mental illness. It also plays out Cleo's family drama. Parker is a catalyst to bring Cleo full circle in her life experiences.
As you mentioned, there are touches of the occult in several places which sometimes converge with mental illness. How did that plot element come about? Was it something you were already interested in, or did Cleo's story take you there?
It's definitely something I have a personal interest in. I'm fascinated with the similarities between symptoms of mental illness and the paranormal. It was intended as the main theme of the book from the beginning. I wanted to write something that a reader might relate to on either side of the coin.
I found Cleo to be incredibly dynamic and mesmerizing. What was her inspiration?
Cleo just popped out of the pen. I don't know where she came from. She started out being a bit more crass, but as I wrote her character, she mellowed and I altered her earlier attitude.
The other main character, Parker, is a journalist. Have you worked in the field? I found the tension between "good" and "bad" journalists very interesting.
I've never worked as a journalist. I have a pretty bad job history, actually! Mainly I've worked as a sound tech and waitress, but now I freelance write and do proofreading/programming for my brother's company.
How much of the settings and characters are inspired by your own life?
The characters don't feel like they come from anyone I know, but the setting of the Beacon could be any number of dark punk clubs I played in during my punk rock playing years. Also, in the past I had a tendency to overindulge in drinking, so writing about it seemed natural. I spent every summer until I was sixteen in Philadelphia, so that is why I chose to put Cleo there. It's a great city, and I could see it supporting a place like the Beacon.
I can typically pinpoint the moments in my life that instigate large changes. Was there any such moment for you in relation to creating The Blue Pen?
I wrote the novel over a five year period when I lived in Phoenix, Arizona and was married. I spent seven years in the desert and it changed me quite a bit. When my husband left me, I became more determined to see one of my books get published. That doesn't have to do with creating it, but it did push me to work as hard as I could to make my career dreams come true. As far as creating it, I can't think of a particular moment, just long nights in the computer room typing away madly.
Who are your influences, both literary and non-literary? Which ones played a role in The Blue Pen?
I'm usually influenced by whatever I'm reading at the time, or TV shows and movies that fuel my imagination. Oddly, I think music influences me the most in writing. Music has so much mood and feeling in it that I am greatly inspired by it and often feel moved to write certain ways during or after hearing certain songs or albums. I listened to a lot of Radiohead while writing The Blue Pen.
Do you typically write in a linear fashion, or out of order where inspiration takes you?
I write in linear fashion, but plot a step ahead in my mind. I don't outline, but rather have a rough direction of where I want the books to go.
Outside of reading and writing, what are your hobbies?
I write and play music, though not as much as I used to. I also occasionally indulge in massive amounts of time loss due to playing MMORPGs, online gaming. I can't do that right now because I have dial-up, but soon I'll have satellite Internet and the gaming may begin again! I also love to snuggle up with the boyfriend with some Star Trek.
Lastly, if you can, tell us a bit about where you're going from here.
I have three more novels coming out with my publisher, two in an urban fantasy series called Sam the Night Person and Full Moon in December, and a young adult fantasy called A Dream of the Past. I'm working on a middle grade fantasy novel about cats mainly these days, a sequel to A Dream of the Past, and a book about twins with mental illness.
Thank you, Lisa, for taking the time to metaphorically sit down with me. Again, I posted my review of The Blue Pen a couple of weeks ago, and I urge everyone to check it out!

domain: literature


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||Outsider||Outrageous Cherry||7:59||$0.99||View in iTunes|
||Memory||Outrageous Cherry||2:19||$0.99||View in iTunes|
Nine albums in, and Outrageous Cherry still find ways of making their vintage-steeped music sound fresh on Universal Malcontents — by exploring other classic sounds. Matthew Smith and crew know their rock history inside and out, and know how to evoke early to mid-'70s pop and rock atmosphere, from the album's warm, roomy sound to its double-tracked vocals, strutting guitars, handclaps, and piles of piano and organ. There are a couple of quintessential Outrageous Cherry moments of fuzzed-out garage pop with bittersweet melodies and smart lyrics, like the reverb-laden "I Wouldn't Treat My Enemies the Way You Treat Yourself" and the album closer "Memory," which compares memories to horror movies and once again proves this band is expert at putting a sugary, crunchy coating on sour feelings. The rest of Universal Malcontents, however, finds them casting farther afield. "I Recognized Her" borrows a bit of Sparks' and Roxy Music's synth-tinged glam, giving a sharp, sci-fi edge to Smith's always-witty songwriting. Meanwhile, "Anymore" dresses up its hooks in '70s AM pop balladry, another apt setting for Smith's way with song structure and wordplay ("Feels Like Shadows" is also a fine example); "The Song Belongs to Everyone" adds a bit of boogie to its cleverly crafted story of a songwriter compelled to create despite the perils of the music business and anonymity: "I want my 50 percent/Before it's all spent." "Get Out While You Can," a swampy rocker that conjures muggy Detroit summers, hits harder than any Outrageous Cherry songs in recent memory, providing a welcome reminder of just how diverse their sound can be. This is especially true of "Outsider," the lone epic among the rest of Universal Malcontents' classically proportioned two- and three-minute pop songs. Combining Mott the Hoople's good-natured ambling with the improvisations of bands like Amon Düül, the song feels like the sunny, jammy culmination of the excursions the band embarked on with Supernatural Equinox and The Book of Spectral Projections. At just ten songs long, Universal Malcontents' conciseness adds to its throwback feel, but its eclecticism and focus make it another solidly enjoyable album from a band that seems to have nothing but solidly enjoyable albums in its catalog.
Formed: 1992 in Detroit, MI
Years Active: '90s, '00s, '10s


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Relay for Life tonight at DL High School track
By VICKI L. GERDES
Detroit Lakes Newspapers
Though the advent of summer has traditionally been viewed to coincide with the start of Memorial Day weekend, the weather outside has not been cooperating -- until now.
The sunny skies and warm temperatures could not have come at a better time, as this weekend will be a very busy one for lakes area residents.
On Friday, the Becker County chapter of the American Cancer Society is preparing to host its annual Relay for Life at the Detroit Lakes High School track. The all-night-long event begins with a community dinner and silent auction from 4:30 to 7 p.m. in the Detroit Lakes High School Commons Area.
There will be a cancer survivors' reception from 6:30 to 8 p.m. at the track, in the survivors' tent, followed by kickoff ceremonies at 8 p.m. The luminaria lighting ceremony begins at 10 p.m. on the track, and Relay participants will continue walking the track throughout the night, raising funds and awareness.
For more information, visit the Becker County Relay for Life site online at www.events.cancer.org/rflbeckercountymn.
On Saturday, the Humane Society of the Lakes will host its inaugural the Hawgs 4 Dawgs motorcycle ride and fund-raiser.
Registration for the ride will take place from 10 a.m. until noon at Zorbaz on West Lake Drive in Detroit Lakes, and bikers will depart from there at noon. From that point, riders will make stops at Charlie's Bar in Height of Land, Billy's Bar in Vergas, the Cormorant Inn in Cormorant Village, Pit 611 in Audubon and Izzo's in Detroit Lakes.
The ride will finish at The Sandbar in Detroit Lakes. Door prizes and drawings will take place at each stop, including Zorbaz merchandise, an overnight package from Shooting Star Casino, biking goggles, an American flag, and a biker hat and purse, among others.
Registration is $25 per couple, and $15 for a single ticket. The first 125 registrants will receive a free Hawgs 4 Dawgs (H4D) bandanna. For more information or questions, call (218) 234-9327 or (218) 841-6730.
The Humane Society will also host a Furr Bowl fund-raiser on Sunday, June 22 at Voyageur Lanes in Detroit Lakes from 4 to 6 p.m. Collect a minimum of $20 in pledges to bowl (three games and shoes included). Participants can sign up and get a pledge sheet by calling the Humane Society shelter in Detroit Lakes at 218-847-0511 or sending an e-mail to email@example.com. There will be prizes awarded for top pledges and top bowlers for both kids and adults.
But the fun doesn't stop on Sunday. Area students are invited to participate in the week-long Missoula Children Theatre workshop at Detroit Lakes' Historic Holmes Theatre, which starts Monday, June 23 and continues from 12:30-5 p.m. daily through Friday. This year's show, "The Wiz of the West," is a quirky twist to "The Wizard of Oz" and will feature 50-60 area students in grades 1-12. Shows are Friday, June 27, at 7 p.m. and Saturday, June 28, at 10:30 a.m. Call 218-844-SHOW to sign up or visit the Holmes Theatre Box Office at 806 Summit Ave.
On Tuesday, June 24, the Becker County Senior Network and the Becker County Senior Citizen Council on Aging are putting on a Senior Fest at the Detroit Lakes Pavilion, from 10 a.m. to 4 p.m. This will be in conjunction with the Becker County Outstanding Senior Recognition Program, and will be a day to celebrate the lives of all senior citizens in Becker County.
There will be a luncheon, entertainment, beneficial resources provided by our Senior Network providers, ice cream social and pontoons rides on beautiful Detroit Lake. The cost to attend the day's activities will be $2.
The schedule of events is as follows:
- 10 a.m.-4 p.m. -- Visit Senior Provider Educational Booths.
- 11:30 a.m.-12 noon -- Outstanding Senior Recognition Program.
- 12:15 - 1:00 p.m. -- Lunch.
- 1:15-2 p.m. -- Guest Speaker, Eric Bergeson.
- 2-4 p.m. -- Ice Cream Social, Pontoon Rides and Musical Entertainment.
You will be able to get free transportation in the city of Detroit Lakes to and from the event by calling Becker County Transit by June 20. You will need to call 847-1674 or 1-888-847-1674. RSVP's are also needed for the lunch. Please call Mahube Community Council, Inc., June 16-19, between 10 a.m. and 2 p.m., to reserve your spot.


Thursday, 30 March 2017
Last updated 2 min ago
Apr 18 2013 | 12:53pm ET
The Securities and Exchange Commission is still wrestling with a proposed rule that will allow hedge funds to advertise, one of its members said yesterday.
Elisse Walter, who served as interim chairman of the regulator prior to Mary Jo White's confirmation this month, told a House Financial Services subcommittee that the SEC is working on how to balance an end to the 80-year-old hedge fund advertising ban, mandated by last year's JOBS Act, while preventing a spike in fraud. The agency is sifting through letters it received during the comment period for the regulation, which was provisionally introduced in August.
"I believe that the over 200 comment letters that were quite substantive and interesting to me and my colleagues that we did receive showed" that the SEC's corporate finance division was wrong to say that no new information could be gained through public comments.
Walter also warned that the new rule will force the agency to expend more energy guarding against fraud.
"We would have to expand examination and enforcement resources that we would not otherwise have to," she said.


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Special Olympics South Australia recognises hard work and commitment
Minister for Disabilities Tony Piccolo has congratulated this year's winners of the annual Special Olympics South Australia (SOSA) awards.
The ceremony was held last night with athletes, coaches and volunteers recognised for their commitment and outstanding effort over the past 12 months in their respective fields. Mr Piccolo presented the awards for best male and female athletes whose dedication, bravery and persistence will no doubt inspire a new generation of athletes to follow their example and achieve great things against the odds.
"Behind every one of these awards there is an inspiring story of courage, commitment and an unflinching desire to live life to the fullest," Mr Piccolo said.
"Each and every participant, the coaches and volunteers should all be immensely proud of what they have achieved.
"The awards recognised both the achievements of the athletes and celebrated the contribution made by those who help organise the various competitions.
"By providing training and competition throughout the year, SOSA is helping people with an intellectual disability to maintain an active healthy lifestyle while they engage with the broader community."
Offering 14 different sports, more than 250 local sporting clubs across Australia participate in the various programs.
Athletes that represented South Australia in 2012 Trans-Tasman and National Junior Games were also recognised on the night.
Bill Bowden Encouragement Award - Lisa Niblett
Coach of the Year - Igor Negrão
Volunteer of the Year - Liz Kinross
Special Olympics Athlete of the Year - Nathan Balkwill
Junior Athlete of the Year - Charlie Wilkins
Female Athlete of the Year - Katie Williams
Male Athlete of the Year - Toby Sutherland


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Edward (ED) Parker, was the founder and served as the first Director of Ryerson's Journalism, Advertising and Printing Management Program between (1948-1955), and as the Director of the School of Graphic Arts. Edward Parker worked for several newspapers in his early years and was involved in many public relations endeavours, including the establishment of his own firm after he left Ryerson Polytechnical Institute in 1955.


Wondering what it takes to access the pure, natural water that’s hidden beneath our feet? Imagine this. The city’s bustling life above ground, where the urban sprawl meets the tranquility of the Fox River, and beneath it all, a life-sustaining resource. That’s where we come in. We’re like the bridge between that precious water supply and you. We’re not just drillers, we’re artisans of Well Drilling Aurora IL, a craft we’ve been honing for years.
This might sound a bit complex if you’re new to the idea of Well Drilling Aurora IL. But, think of it as our second language. We speak it fluently, and we’re here to translate it for you. We’re committed to ensuring that you have access to clean, safe water. It’s something so fundamental, yet so easy to overlook in the hustle and bustle of our everyday lives, right?
Well, that’s where we shed light on the remarkable process of Well Drilling Aurora IL. It’s not just about the service we provide but also about the pivotal role it plays in the life and growth of our vibrant city, Aurora. It’s about understanding the very ground that supports us, and the hidden treasure it holds. So, are you up for a little adventure beneath your feet?
Looking for top-notch Well Drilling Aurora IL? You’ve hit the jackpot with us at Neely Well Drilling. We are not just workers doing a job, we are artisans and enthusiasts, deeply in love with our craft. Our hands have callouses from years of handling tools, our minds sharp with technical knowledge. But, you know what? We’re not just all brawn and brains. We guarantee quality in every nook and cranny of our work.
Are you scratching your head over the complexities of well drilling? Fear not, we’ve got your back! We take the jigsaw puzzle of drilling intricacies and transform it into a simple picture. No need to fret over the nitty-gritty, we’ve got it all under control!
So, why pick us, you ask? Let’s put it this way – we’re not just capable, we’re steadfast too. We’re the kind of guys you can lean on, confident that we won’t let you down. Ready to take the plunge? Give us a call. We’re out here for you, fulfilling your water needs one well at a time. Contact us today for a well drilling or water pump repair!
In a world of uncertainty, we’re a reliable constant. So, how about we get started? I promise, it will be a refreshing change!
Understanding Well Drilling Aurora IL
In order to fully understand well drilling in Aurora, IL, it’s essential to highlight the expertise of Neely Well Drilling at 630-466-7930. We’re talking about a firm that’s known for its commitment to precise, efficient well drilling, using the most advanced technology and techniques available.
Well drilling, we should mention, isn’t just about making a hole in the ground. It’s a complex process that requires extensive planning and precision. We begin with a thorough site assessment, evaluating factors like soil composition, water table depth, and potential contamination sources. This allows us to determine the best location and method for drilling.
Post-assessment, we use top-of-the-line drill rigs to bore a hole to the required depth. This is followed by the insertion of a casing, a tube that prevents the well from collapsing and protects the water from contamination. Once the casing is in place, we install a pump to draw water to the surface efficiently.
We also take great care in sealing the space between the casing and the drilled hole, a process known as grouting. This is crucial in preventing surface water from seeping into the well and contaminating the groundwater.
Neely Well Drilling: Our Well Drilling Aurora IL Services
Building on our understanding of the well drilling process, let’s now explore the specific services offered by Neely Well Drilling. Based out of Sugar Grove, IL, we’re proud to bring our expertise to Aurora and the surrounding regions.
We specialize in a wide array of well drilling services, each carefully tailored to meet the unique needs of our clients. Our offerings include residential water well drilling, agricultural well drilling, geothermal drilling, and industrial well drilling. We’re equipped with the latest technology, ensuring we can handle projects of any size with precision and efficiency.
Our residential water well drilling service provides homeowners with a reliable, clean, and convenient water source. We handle everything from site selection, drilling, casing, and grouting, to installing the pump system. For our agricultural clients, we drill irrigation wells, livestock water wells, and aquaculture wells, providing the necessary water supplies to keep their operations running smoothly.
Recognizing the growing interest in sustainable energy, we also offer geothermal drilling. This involves drilling geothermal wells for heating and cooling systems, reducing dependence on traditional energy sources.
For industrial clients, we drill and service large-diameter wells for various applications, including manufacturing, mining, and power generation. We provide efficient, sustainable solutions for all our clients. In addition, our team is always ready to answer questions and provide professional advice. We’re dedicated to ensuring our clients understand the process and make informed decisions. You can reach us at 630-466-7930 to discuss your well drilling needs.
Without a doubt, Neely Well Drilling’s services are comprehensive, expertly executed, and customized to meet your unique requirements. We’re your trusted partner in well drilling in Aurora, IL, and beyond.
Importance of Professional Well Drilling Aurora IL
Drilling a well is not just about making a hole in the ground; it’s a specialized task that requires professional expertise to ensure safe and reliable access to water. Here at Neely Well Drilling, we understand the importance of professional well drilling and we’re proud to bring our expertise to Aurora, IL.
- Accuracy: Professional well drillers like us possess the technical knowledge to accurately locate the water source. This ensures that your well is drilled at the optimal location, leading to a more reliable water supply.
- Safety: We prioritize safety in every project. In addition to preventing accidents during the drilling process, we also ensure that the water accessed is safe for use. We adhere to all regulations and standards to protect your family’s health.
- Efficiency: Our team is equipped with the right tools and skills to get the job done efficiently. We minimize waste and avoid unnecessary delays, ensuring that you can start using your well as soon as possible.
- Maintenance: We don’t just drill wells; we help maintain them. A well-drilled well is easier to monitor and repair, reducing the risk of costly problems in the future.
At Neely Well Drilling, we believe in the value of professional well drilling. It’s all about accessing water. However, it’s also about ensuring the process is done accurately, safely, and efficiently. To that end, we’re here to provide customers with the professional well drilling services it needs. Give us a call at 630-466-7930 to learn more about how we can help.
The Well Drilling Aurora IL Process Explained
Let’s dive right into the intricacies of the well drilling process, a multifaceted operation we’ve honed to a fine art at Neely Well Drilling. We begin by conducting a thorough site survey and geological assessment to determine the optimal location and depth for the well. We also consider the potential water demand to ensure the well’s capacity meets your needs.
Once we’ve established the location, we employ advanced rotary drilling equipment to bore a hole into the ground. This process involves the use of a drill bit to crush and break up the rock, while a drilling fluid, or mud, is circulated to cool the drill bit and carry the rock cuttings to the surface.
After reaching the desired depth, we install a steel casing to prevent the well from collapsing and to keep out contaminants. Next, the space between the casing and the hole, known as the annular space, fills with cement to create a secure seal.
Next, we introduce a screen at the base of the well to filter out sediment and allow water to flow into the well. Furthermore, we add gravel around the screen to enhance the filtration process.
Finally, we perform a development process, which involves pumping water out of the well to clean it and improve water flow.
At Neely Well Drilling, we don’t just drill wells – we craft them with precision and expertise, taking into account every minor detail to ensure you get a reliable, clean, and long-lasting water source. Reach us at 630-466-7930 for your well drilling needs in Aurora, IL.
Choosing Neely for Aurora IL Drilling
After masterfully crafting your well, you’ll soon see why choosing us, Neely Well Drilling, for your Aurora, IL project is a wise decision. Our technical proficiency, years of experience, and dedication make us the logical choice.
- Technical Expertise: We’re not just well drillers; we’re masters of our craft. With technical knowledge gained from years of experience, we understand the intricacies of well drilling. Additionally, we know the varying soil conditions in Aurora and use this knowledge to ensure a safe, sturdy, and reliable well.
- Experience: We’ve been serving the Aurora area for years. Consequently, we drill countless wells and have a successful track record. Without a doubt, our reputation is built upon our workmanship.
- Detailed Approach: We don’t just drill wells; we take into account the overall water system design. Our detailed approach ensures the well’s alignment with your property, water needs, and the local water table. We consider every detail to provide you with a well that fits seamlessly into your water system.
- Dedication: We’re more than a company; we’re a team that provides the best service. To that end, we’re available at 630-466-7930 to answer any questions and provide support long after your well is drilled.
Choosing Neely Well Drilling is choosing a team of experts for your project. We are here to ensure your well is functional. In addition, to confirm it fits perfectly into your overall water system. Trust us with your well drilling project!
Frequently Asked Questions
How Long Has Neely Well Drilling Been Operating in Sugar Grove, Il?
It’s a bit of a mystery exactly how long Neely Well Drilling has been at it. However, here’s what we do know – they’ve been around the block more than a few times. We’re talking about years of professional experience under their belt. These folks aren’t newcomers to the game. They earn their stripes in the industry with their top-notch work and customer service. It’s like they’ve been drilling wells as long as the earth has been spinning – okay, maybe that’s a stretch, but you get the point.
The best part? They’re just a phone call away. Dial up 630-466-7930, and they’ll gladly fill you in on their history and vast experience. Don’t you just love when companies are open and eager to share their journey with you? It’s like getting a sneak peek behind the curtains!
What Are the Costs Associated With Well Drilling Services Provided by Neely Well Drilling?
Have you ever wondered what the price tag on Neely Well Drilling’s services might be? Honestly, it’s a bit of a mystery without the specifics. You see, the costs aren’t one-size-fits-all; they can differ based on a handful of elements. So, how about a friendly chat with the Neely team? They’re just a phone call away at 630-466-7930.
When you get in touch, they’ll help you get a handle on the cost based on your unique needs. They’ll factor in things like the depth of the well, the location of your property, and the equipment required. It’s a bit like buying a tailored suit; the price depends on the fabric, the design, and the craftsmanship.
And speaking of craftsmanship, Neely Well Drilling doesn’t skimp on quality. They’ve got a solid reputation for being experts in their field and are known for their professionalism. It’s like hiring a Michelin-starred chef for your dinner party – you know you’re getting the best.
What Measures Does Neely Well Drilling Take to Ensure Environmental Safety During the Well Drilling Aurora IL Process?
At Neely Well Drilling, we’ve made it our mission to be the good guys of drilling. You’re probably wondering, how do we do that? Simple. We’re all about keeping Mother Earth happy while we do our job. We make sure we use drilling fluids that are kind to the environment. Sounds good, right?
But we don’t stop there. In addition, we recycle the drill cuttings. It’s like turning your kitchen waste into compost, but for drilling. Not letting anything go to waste – that’s our mantra.
Ever heard of a well casing? Think of it as a protective barrier, like a raincoat for your well. It keeps the bad stuff out, like contaminants, ensuring our wells are as clean as a whistle.
But we don’t just trust our methods blindly. We put them to the test! We’re like the CSI of drilling. We test the soil and water before we start, while we’re drilling, and after we’re done. This way, we make sure we’re not leaving any unwanted surprises behind.
Our goal? To make sure our environmental footprint is as small as can be, while still delivering top-notch well drilling services. After all, who said you can’t be eco-friendly and efficient at the same time? We’re here to prove that you absolutely can. Isn’t it amazing what a little bit of green thinking can do?
What Type of Maintenance Services Does Neely Well Drilling Offer Post Well Drilling Aurora IL?
Here at Neely Well Drilling, we like to think of ourselves as the trusty pit crew for your water well. Once the drilling’s done, we don’t just pack up our tools and wave goodbye. We’re in this journey for the long haul. Consequently, we’re on hand for any post-drilling maintenance needs you might have.
Need a hand with pump repairs or replacements? We’ve got you. Got a hunch something’s not quite right with your system? We’ll swoop in and give it the once-over. For example, if you’re hit with an emergency, we’re there to get you back on track. It’s like having your own personal well mechanics at your beck and call.
And don’t worry, we’re not the kind of mechanics who only show up when there’s a problem. Without a doubt, we believe in the power of prevention. That’s why we offer routine check-ups, kind of like your well’s annual physical. This way, we can spot potential issues before they turn into big problems.
Can Neely Provide Well Drilling Aurora IL Services for Both Residential and Commercial Projects in Aurora, Il?
Absolutely! Neely Well Drilling is your one-stop solution for all your drilling needs. You’re probably wondering, “Can they handle both residential and commercial projects?” The answer is a resounding yes! Our team has skills across a wide variety of drilling projects. For example, imagine having a team that’s as comfortable drilling a private well for your home as they are tackling a major drilling project for a commercial company. That’s what we bring to the table!
Are you in Aurora or the surrounding areas? Fantastic! You might think of us as your friendly neighborhood drilling experts who are just a phone call away. Furthermore, we’re not just about drilling; we’re about providing solutions to your specific needs.
When it comes to Well Drilling Aurora IL, we’re the folks to call. Without a doubt, we’re not just about the job; we’re passionate about what we do. We’ve got years of experience under our tool belts, and we take great pride in our technical expertise. However, it’s not just about the know-how – we’re also deeply committed to ensuring quality in every facet of our work. Confused about the ins and outs of well drilling? Don’t worry, we’ve got it all covered. We take all the intricate aspects of drilling and simplify them, so you don’t have to sweat the small stuff!
So why choose us? Well, isn’t it obvious? We’re not just professionals; we’re reliable, too. To that end, you can count on us to deliver every time. So how about it? Ready to begin? Give us a buzz today. We’re here for you, making sure your water needs are met, one well at a time. Now, isn’t that a refreshing thought?


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Medievalism as fun and games
By Veronica Ortenberg West-Harling
Studies in Medievalism, Vol.18 (2010)
Introduction: Medievalism hides in many guises in contemporary culture, of which four will be examined here. One is the popular literature of fantasy fiction and crime novels. Another two are the world of Heritage – covering medieval sites, theme parks, and a vast retail industry of artifacts – and, partly associated with it, the historical re-enactment scene. Last but not least is the development of war and strategy Internet games.
The origins of the fantasy fiction genre may go back to William Morris, but its real modern roots are in Tolkien’s Lord of the Rings. Fantasy fiction invents myths, legends, and characters situated in a world before time, doing heroic deeds and achieving impossible tasks with the help of magical creatures (beasts, demons, magicians). These illustrate the importance of man’s understanding of, and working with, the natural world, which ultimately brings about wholeness and happiness. At its best, the genre produced J. R. R. Tolkien and Philip Pullman; at worst, a plethora of run-of-the-mill fantasies meant for rapid consumption. Fantasy fiction’s main writers, such as Anne Rice, Ursula Le Guin, Stephen Lawhead, and Robert Jordan, use titles such as The Dragon Reborn, Lord of Chaos, A Crown of Swords, The Belgariad, The Malloreon, the Prydain series, the Song of Albion, all featuring heroes, places, or gods’ names with a Celtic resonance, from Sauron and Galadriel to Nynaeve, Aviendha, Amyrlin, Caemlyn, and Belgarath. These suggest to the readers’ minds a world before time, inhabited by supernatural creatures, powers and heroes, fabulous myths and legends, where good triumphs over evil, and love and heroic deeds are rewarded. This has been increasingly associated with the idea of the “Celtic” world, equated with some kind of primitive Eden, appealing to the myth of the roots of western civilization, and hence to a feeling of return to a national and ethnic past.
Such roots can be variably chosen in the countries of the Celtic fringe in the UK, in England where they are felt to be a more ancient national past than the Saxons (almost in the manner of the “native” cultures of America),and in the US because it links immigrant groups to their European roots. Fantasy fiction appeals to an adult audience, giving it an escape from daily drudgery and a too-rational surrounding world, and an opening for thinking about major life issues not always addressed by mainstream fiction, enacted by colorful characters in exciting life-threatening situations. The genre is used for escapist purposes, perhaps especially in the English-speaking world, where the ethics of Puritanism and a strong work culture predominate, and is non-gender-specific, appealing to both men and women.


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If you find yourself lost on city streets, the City of Edmonton’s Walk Edmonton initiative is offering you a map. Several, in fact.
The maps, installed into signs in between Churchill Square and the Shaw Conference Centre, are the first step in an overall plan which aims to see a unified wayfinding system guiding residents and visitors through city streets. This strategy would include maps, apps and other signage.
“Wayfinding is increasingly becoming an important part of urban planning,” says Project Manager Ian Hosler. “Cities like London have had great success in improving walkability via a unified wayfinding system.”
Residents will be able to complete a survey on location between April 14 and May 4, but may also complete the survey online or access hard copies of the survey at the Downtown Business Association Office, Shaw Conference Centre, and Edmonton Welcome Centre.
The information gathered from the surveys will be used to develop a business case and detailed strategy for an efficient, unified wayfinding system for for the City of Edmonton. Staff hope the maps will eventually extend out of the downtown core, better connecting neighbourhoods with each other, as well as linking residential areas to commercial areas, parks, schools and transit.

domain: geography


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By Dwight Kay, Founder and CEO, Kay Properties and Investments
Forward: As one of the nation’s leading expert real estate investment firms specializing in Delaware Statutory Trust investments, Kay Properties is regularly asked about the nuances and strategies surrounding Delaware Statutory Trust investments for 1031 exchanges or direct cash investments. Recently, I sat down to discuss some of Frequently Asked Questions investors ask regarding Delaware Statutory Trusts and 1031 exchanges. I recorded and transcribed this informative article, so investors can have easy access and use it as a reference for their own Delaware Statutory Trust and 1031 exchange questions.
I believe this is a “must-read” interview for any potential investor because I provided a straight-forward and direct answers to the most frequently asked questions regarding Delaware Statutory Trusts.
What is a Delaware Statutory Trust (DST)?
How does the Delaware Statutory Trust Differ from a Tenant in Common (TIC) Investment?
Are Delaware Statutory Trusts Eligible for 1031 Exchanges?
How are the Proceeds from Delaware Statutory Trusts 1031 Properties calculated?
What is the Typical Hold Period for Delaware Statutory Trust properties?
Can you 1031 Exchange out of a Delaware Statutory Trust?
What are Some of the Advantages of Delaware Statutory Trusts?
What are Some Examples of Delaware Statutory Trust 1031 Properties?
What is a Delaware Statutory Trust 1031 Property?
So, a DST 1031 property is a type of replacement property that’s used for 1031 exchange as well as for direct cash investments.
Has the IRS approved the use of a DST property for a 1031 exchange?
The answer is yes. The DST structure has been approved by the IRS as 1031 exchange compatible under IRC revenue ruling 2004 – 86. This was the ruling whereby the IRS said, yes, a properly structured DST will indeed qualify for like-kind purposes for a 1031 exchange. And while there were a handful of DSTs used back then, they really didn’t come to fruition and were utilized by sponsor companies until 2009, 2010, 2011, and even 2012.
How Do TICs Differ from DSTs?
And that was because, back then, the kind of go-to structure for group ownership and passively managed real estate was the Tenant in Common (TIC) structure. But with the credit crunch and the Great Financial Crisis of 2008 and 2009, lenders really didn’t want to make 34, 35 different individual loans to a group of owners that were part of a TIC.
So that’s how the TIC structure was put together with DSTs because lenders were much more comfortable with making one loan on a property with one sponsor and one trustee that was responsible for that loan. It was secured by the property, and they didn’t have to deal with 35 different co-owners as was typical of the TIC structure. So, when that credit crunch happened in 2008, lenders immediately started shying away from the TIC structure and wanted to see more of the DST structure, which had a more professional sponsorship of the asset, and with just one loan on behalf of that DST. Then IRC revenue ruling 2004 – 86 came along and the IRS blessed the DST structure for 1031 exchanges.
What is a Delaware Statutory Trust?
The Delaware Statutory Trust is an entity that’s used to hold title to real estate. In some ways, DSTs are like an LLC. It’s just an entity that is used a hold title to that real estate. Many of you might own your properties in a family living trust and an LLC. You might have a partnership with some partners, and that’s how you hold title to your property. The DST is the same thing. It’s an entity used to hold title. But unlike an LLC, however, a DST is qualified as like-kind property for a 1031 exchange. And again, that was through that IRC ruling 2004 – 86, stating that a properly structured Delaware statutory Trust would qualify as like kind.
How Do Delaware Statutory Trust Properties Work in Regard to Potential Distributions and Appreciation for Investors?
So, number one, DST investors receive their pro rata portion of the potential distributions from the property. So if you were to purchase 1% of the Delaware Statutory Trust, you would get 1% of the potential pro rata distributions from the property. If you purchased 10% of the DST, you would receive 10% of the potential distributions. So it’s a pro-rata basis depending on your ownership level and amount. It is important to note that distributions from rental income from a DST is the same as the properties that you own on your own, whether you own multifamily or have an industrial property or a retail property, or frankly, any type of investment real estate that you own and operate on your own. That is there’s no guarantee that your tenant will pay rent each month. And the same applies to DSTs.
These distributions are not guaranteed – they are potential. They can stop for any number of reasons, which we will dig into as we get further down the line. So in addition to receiving your pro-rata portions of the potential distributions of the property, you’re also going to receive a hundred percent of your pro-rata portion of any appreciation potential of the property. And that’s net of sales costs. So, when the property sells, if you were to have owned 10% of that Delaware Statutory Trust, you will receive 10% of that potential appreciation of the property.
What is the Typical Hold Period Before a Delaware Statutory Trust Goes “Full-Cycle”
So when a Delaware Statutory Trust property sells, we call that a “full-cycle” event. So investors exchange into a DST that is operated by the DST sponsor company for any number of years, there will eventually be the opportunity for the Sponsor company to sell the DST investment. Typically, we are seeing 3 to 5-year hold periods, but they can be as long as up to 10 years. I was personally invested in a DST that went for more than 12 years. So obviously, DSTs can go much longer than a typical three to five or three-to-seven-year hold period. But we have also seen DSTs sell in as quickly as a year and a half. And again when a DST property sells we call that a full cycle event. So, the DST sells the property that you exchanged to a third-party buyer. This is another unique about DST investments is that you as the investor receive a hundred percent of your pro rata portion of the appreciation on the property, whereby a lot of the REITs out there, or crowdfunding sites or LLCs, or real estate funds typically have a waterfall split where the investor doesn’t receive a hundred percent of the pro-rata portion of the appreciation potential. You receive a preferred return. After that, it’s a waterfall split with the real estate sponsor company where it’s 70%-30% or 50%- 50% or 60%- 40% after your preferred return. In those other types of investments I mentioned, investors give up a portion of their upside to the real estate sponsor company. And again, this is kind of the beauty of the DST in that you as the investor receives a hundred percent of your pro rat portion of any potential appreciation of the property net of sales costs. But again, just like buying a property in your town or city. You buy a piece of property for a price, and there’s no guarantee that it’s going to be sold at a higher price in a number of years. That’s just not how real estate works. So same thing with DSTs. No guarantees.
Can I 1031 Exchange Out of a Delaware Statutory Trust?
So when a DST property is sold, are investors able to do another 1031 exchange? The answer is, “yes”. So when that property, like I stated earlier, goes full-cycle as it’s called, the DST 1031 property is sold, and you as an investor are free to do another 1031 exchange into any type of like kind replacement property. So you can exchange into another DST if you want, or diversify into a portfolio of DSTs, or you could exchange out of your DST into an apartment building that you would manage on your own. You could also exchange into a warehouse or a piece of land, or any other type of like kind real estate held for investment or business purposes. So once you 1031 into a DST, you’re not stuck there forever. When that DST goes full cycle and sells, you will be able to 1031 exchange out into any other type of like kind property.
How do Delaware Statutory Trusts Differ from Other Real Estate Investments Regarding 1031 Exchanges?
As I said earlier, unlike most other forms of private equity real estate such as LLCs, partnerships, private REITs where investors are typically unable to execute a 1031 exchange upon the sale of that entity’s assets or properties (and instead, have to pay capital gains taxes and depreciation, recapture taxes upon that sale). On the other hand, with DSTs you can 1031 exchange into another like-kind property. Or if you make a direct cash investment, which a lot of investors like to do to diversify out of the stock market and get away from volatility in the stock market while also looking for potential tax advantages, potential monthly distributions. So, when that DST property is sold, you’re able to do another 1031 exchange in any type of like kind replacement property.
What are Some Advantages of Delaware Statutory Trusts?
Okay, with Delaware Statutory Trusts, one of the main reasons investors like to consider these is that there’s no more day-to-day management headaches. So, no more tenants, toilets and trash and no more dealing with trying to get your tenants to pay rent. I know that with COVID 19 and the pandemic, when the CDC had the eviction moratorium as well as a lot of state and local governments had eviction moratoriums, it was very, very difficult for a lot of clients that own multifamily properties. In many cases, these investors weren’t able to collect rent. They still had to pay all their expenses, property taxes, mortgages, et cetera.
No More Tenants, Toilets, and Trash with Delaware Statutory Trusts
With DSTs, investors don’t have to chase down the tenants, that’s now done by the sponsors. So no more tenants, toilets and trash. You don’t have to do the daily upkeep of the property and things like coordinating with the landscaper or the roofing company or the contractor or whatever you’re doing at your properties.
Delaware Statutory Trusts Have Professional Property Management Team In Place
Another advantage DSTs provide investors is the actual bookkeeping, accounting, et cetera. That’s all done for you by the asset manager, which is the Delaware statutory Trust sponsor company. So number two, they have professional asset and property management in place, again, by a professional real estate owner and operator that has a staff typically of full-time property managers, asset managers, acquisitions and disposition, accounting team, and in-house legal counsel. You’ve got a fully integrated real estate team that is dealing with a day-to-day of asset and property management.
Delaware Statutory Trusts Allow Investors to Free Up More Spare Time
Many investors like this because it’s allows them to concentrate further on what really matters to them in this time of life. Whether that be your kids, your grandkids, travel or it could be other businesses. Another interesting fact is that we have more and more clients that are younger. They’re not at that retirement age or, or might be at the stage of life right before retirement. They’re younger. They just don’t want to have to deal with owning and operating the real estate anymore. They would much rather focus on other areas of life. So, again, your freedom. DSTs free up your time to enjoy life without the burden of actively managing your apartment and commercial properties.
Do I Receive a K1 for Tax Purposes?
Another question receive is do I receive a K-1 at the end of the year for tax purposes? A lot of people are thinking of partnerships or real estate funds where they are issued K-1’s, The short answer is no. With a Delaware Statutory Trust, at the end of the year, you’re going to receive an operating statement for the DST that will show your portion of rental income and expenses at the property. This is sometimes referred to as a substitute 1099, and essentially shows that property has X amount of gross revenue, X amount of expenses, and then the net operating income is X as well.
So, for example a substitute 1099 will it’ll show you owned 2.75% of the property. So it’s 2.75% of each one of those items, revenue expenses, net operating income. You will take this to your C P A, and he or she will input it on the schedule e on your tax return, which is the same as all of your other commercial and rental properties. For your CPA and tax preparer, it’s going be the exact same way that you’re reporting your rental properties and investment properties on your tax return through Schedule E. No K-1 with a Delaware Statutory Trust.
What is the Closing Process for a Delaware Statutory Trust?
Many times, investors want to know how quickly can I close on one of these things if I’m coming up on my 45 days or wanting to plan ahead and just get ahead of the whole 1031 timeframes and not have the risk of a potential failed exchange.
In many cases, investors want to close on the investment quickly. The typical DST property can be closed on within three to five business days after submitting correctly executed subscription documents. Three to five business days. So it’s a very quick process. We’ve had clients closed in as little as 24 hours. The reason why these properties, these Delaware Statutory Trusts can be closed on this quickly, is that typically all the appraisals, environmental reports, property condition reports, financing already in place for a turnkey 1031 exchange. Many of the properties that we work with at Kay Properties have financing. However, a lot of the properties that we work as well don’t have any financing. So there’s no debt on the properties, they’re debt free. So the SNDA’s, the estoppels from the tenants, all of that has already been completed.
The key takeaway here is that DST investments are pre-packaged for 1031 exchange investors. The real estate sponsor company, or the DST sponsor already went through the entire process on the actual asset. The real estate, whether it’s a 300 unit apartment building or a 200,000 square foot industrial distribution warehouse facility, the property’s been purchased, all the due diligence has been done by the sponsor getting that appraisal, the property condition report, the environmental report, digging through the lease, all that stuff is already done. This makes it pre-packaged for a DST investor. You get the full private placement memorandum. It goes into the business plan of the asset, it goes into the risk factors that you should be aware of with real estate. Also investors have access to all this due diligence material. Same as if you were to go buy a 300 unit apartment building, you would order an appraisal, you would get a property condition report, you’d want an environmental report, et cetera.
All that information is pre-packaged there for investors to digest, which is why it’s able to happen so quickly. So three to five business days to close is not uncommon. On the other hand, if you were to go out and decide to close on your own asset, whether you wanted to buy, you know, another 25 unit apartment building, or, a self-storage facility or whatever it was, from getting your offer accepted to closing on that asset, it’s going to be at least 30 days, and more likely, 60 or 90 days before you’re able to close on that asset. Where with the DST, as I said, it’s a much quicker process.
What are Some Examples of Delaware Statutory Trust Properties? (Back to Top)
So here’s some of the examples of the types of Delaware Statutory Trust investments that are available through Kay Properties and Investments on www.kpi1031.com platform.
First and foremost, multi-family apartments. We’ve worked with a lot of sponsors over the years doing multi-family apartment DSTs.
Number two, long-term net lease properties, aka triple net properties whether the tenant might be Walgreens, FedEx, CVS, or Amazon, these are oftentimes large Fortune 500 companies where they’ve signed 5, 10, 15- or 20-year lease. And instead of you buying that $15 million FedEx distribution facility, with that 10-year lease and having all that exposure to one asset, that FedEx distribution facility is in a DST.
Typically, the minimums are $100,000 investments, so you can allocate a portion of your 1031 exchange to that long-term net lease, FedEx and a portion to a 300-unit apartment building and build a diversified portfolio. A quick note here, diversification does not guarantee that an investor won’t sustain losses, and it doesn’t guarantee appreciation. But we still believe that diversification is a very prudent thing to do, especially in today’s economic environment.
The DST really helps investors – whether they’re smaller investors, which we work with a lot of investors that $2 to $5 million net worth range, and their exchanges are anywhere from $300,000 – to $1 million dollars. Or we also often work with larger investors, where we’ve got clients that are worth $50 million to $100 hundred million plus, and they’re doing $50- and $100 million-dollar exchanges. We’re helping every level of investor build a very large diversified portfolio of DST investments. Of course, they know they could go and buy that $15 million or $20 million distribution facility or a partner building on their own, but they’re looking for one, a passive investment where they don’t have to manage it all. It’s being done professionally by the Delaware Statutory Trust sponsor company.
Also, many investors don’t want all that exposure to one property with one tenant, or in the case of net leases, one commercial property. Also, they don’t want all that exposure to one apartment market or one sell storage market because things can happen. Companies move into towns, they leave towns, maybe there’s lots of development in the town, town and absorption slows down and rental rates soften. So building that diversified portfolio is something that those that are considering Delaware Statutory Trust investments are are keenly aware of and interested in.
The third type of Delaware Statutory Trust property that is common is healthcare and medical related buildings. We’ve done a lot of work with tenants like DaVita dialysis and Fresenius dialysis and other medical related tenants.
Finally, as I mentioned before, we also have self-storage properties available.
What About Debt-Free Delaware Statutory Trusts, and Why Are They Growing in Popularity?
Kay Properties and Investments also has what many say to be the largest amount of debt free DST properties on the market available on our kpi1031.com platform. Our marketplace and debt free is something that we’re really keenly focused on because a lot of our clients are looking to mitigate risk. Although leverage can be nice, you can enhance potential returns, have higher potential cash flow, higher potential appreciation when things don’t go well. But when the economy does have backfires. when there’s job losses, when the economy slows down, leverage can be problematic. You know, there’s approximately $1.2 trillion of commercial real estate debt coming due by 2025 in America. So there’s going to be a lot of leverage coming due, and people are concerned about that.
Now, when you go into an all-cash debt free DST, you don’t have to worry about leverage because the property is owned free and clear, and there’s never a risk of lender foreclosure. The tenant could move out or the property value could go down or, cashflow could stop. But you could never be foreclosed on that asset. And that’s the main thing, is having staying power and not losing a large portion of your 1031 exchange dollars. Kay Properties has a number of debt free properties. We’ve got leverage properties for those that want or need debt replacement for their 1031 exchange, typically 50 to 60% loan value. And then we’ve also got zero coupon properties for those looking for the higher highly leveraged properties.
What Makes Kay Properties So Popular Among Delaware Statutory Trust Investors?
The kpi1031.com has typically 20 to 40 different offerings, DSTs, Delaware, Statutory Trust properties for our investors to consider. Also these offerings on the Kay Properties marketplace come from around 25 different DST sponsor companies. So Delaware Statutory Trust sponsor companies are the asset managers that go out, they find the properties, they buy them, they package them as a DST, and then make them available for investors. We’ll walk you through those offerings, the 20 to 40 different DST offerings, walk you through the potential pros and the potential cons of each one of them, help you understand why investors would consider one in their situation, why they might not want to consider another one in their situation. We’ll walk you through the various ins and outs and intricacies of the Delaware Statutory Trust. Again, we’ve been doing this for a long time. Our team has, you know, participated in over $30 billion of DSTs from pretty much every major DST sponsor company since this industry started.
Kay Properties has essentially been the top provider of equity for many of these sponsor companies. So we’ve seen their past and we’ve seen what they’ve done well and what they might not have done well, and we will share with you, that knowledge and insight. Personally, I have, I think it’s over 75 different Delaware Statutory Trust investments that I’ve made personally through 1031 exchanges or direct cash investments with many different sponsor companies. Like I said, the one of the DSTs that I was in went for 12 years. So we can walk you through, you what these scenarios look like. That’s something a lot of our clients appreciate because a lot of others that may have access to DSTs or might be a financial planner that maybe is only done only one or two of them over the years.
And so having participated in over $30 billion of DSTs, we can give you insight. We’d love to share that insight with you. And if it makes sense to help you with your exchange, we’d love to help you. But if not, we’ll let you know, and we will walk you through the potential pros and cons there.
Go to kpi1031.com for More Delaware Statutory Trust Resources
So if you go to kpi1031.com, you’re going to be able to log in, and get free access to these offerings. Also if you’d like a, a free copy of my book on Delaware Statutory Trust Properties, which is said to be by many the first book ever published on Delaware Statutory Trust properties, we’ll send you a copy of that as well, as well as a free subscription to the 1031 DST Digest Magazine.
So if you give us a call, or visit our website, we will definitely get you access and, free copies of these materials. Lastly, like I said earlier, our team’s here to help. We’ve done a lot of these DST transactions, we’ve helped thousands of investors nationwide complete their 1031 exchanges into DSTs. We’re here for you. Reach out to us at any time and, we just really appreciate everybody taking the time to join us today. Thanks so much.
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MILWAUKEE (AP) — Cleanup from a rare November tornado begins Tuesday in southeastern Wisconsin.
A confirmed tornado touched down in Walworth County, where four homes and four farm buildings were damaged. According to the National Weather Service, the tornado was an EF-1 and traveled about four miles.
An apparent twister also moved through Union Grove in Racine County, where semis were blown over and debris was spread over parts of Interstate 94. The weather service planned to send a crew to Racine County Tuesday to confirm whether the storm was a tornado.
About 3,000 customers lost power due to the storm, according to We Energies. By Tuesday morning, utility crews restored service to all but several hundred customers.
Two people were injured in storm-related traffic accidents and were in stable condition at a Racine hospital.


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Start the year clean. Plan to cut your old inventory in a big way this month —and by that I mean products that are celebrating “birthdays.” Run management reports that identify retail goods that are unsold for 12, 18, 24 months or longer.
Get serious about moving this inventory through discounting or even donating some old stock. The months of January and February generally have the lowest levels of old inventory as you should be receiving shipments of your new seasonal products in February.
It’s really important to get your dealership’s retail inventory stocked before spring. Those early, warm sunny days energize buyers.
Do you have a question related to your retail showroom? Email us and we'll pass it along to Jennifer Robison and address in an upcoming Retail Rules post.


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Everyone snores occasionally. In most cases, light snoring is harmless. But for some, snoring may be a warning for a more serious sleep disorder.
According to the American Academy of Dental Sleep Medicine, more than 18 million Americans have undiagnosed sleep apnea, a potentially life-threatening medical disorder preventing airflow during sleep—characterized by severe and disruptive snoring. Not only does sleep apnea affect the long-term health of the person snoring, but it also impacts the quality of sleep of their loved ones.
Is it snoring or sleep apnea?
Typically, snoring is caused by relaxed muscles and soft tissues in the throat and mouth, making the airway smaller. The limited space through the airway causes a vibration that results in snoring. Though everyone snores occasionally to some degree, we see it most often with:
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- Obstructive Sleep Apnea (OSA)
Sleep Apnea is a life-threatening medical disorder. It occurs when tissue in the back of the throat collapses, blocking the airway and causing the body to temporarily stop breathing. When the blood-oxygen level to the heart and brain drops low enough, the body momentarily wakes up, sometimes hundreds of times per night.
In addition to excessive daytime sleepiness, sleep apnea can cause memory loss, morning headaches, irritability, depression and impaired concentration. In many cases, sleep apnea can cause higher risk of stroke and heart problems, such as heart attack, congestive heart failure and high blood pressure.
How can I prevent snoring and treat sleep apnea?
Oral Appliance Therapy is a dental devise worn while sleeping to prevent tissue from collapsing and blocking the airway. Administered by a dentist, oral appliance therapy is an effective treatment to help prevent snoring and treat mild to moderate sleep apnea.
To learn more about Oral Appliance Therapy, contact our office to schedule a free consultation. Dr. Chen will work with your sleep specialist on an oral treatment plan and design a custom-fitted dental appliance that’s right for you.


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PLAINFIELD, Mass. (WWLP) – A roadway in western Hampshire County is shut down Friday morning, due to flooding caused by a broken beaver dam.
Plainfield Highway Superintendent Walter Jennings told 22News West Hill Road in Plainfield is currently shut down. Jennings said a nearby beaver dam broke during the heavy rains Thursday night, causing the road to flood.
The road is expected to be open later Friday afternoon. Plainfield Chief Litchfield told 22News the roadway was also damaged in the winter of 1995.