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Precious metal investment in your Self Directed Roth IRA. Changing IRA To Gold Accounts. Recession proof your financial future! Diversify with Gold, Silver, Platinum, and Palladium.
What Is a Self-Directed IRA (SDIRA)? – Changing IRA To Gold Accounts
A self directed individual retirement account (SDIRA) is a type of individual retirement account (IRA) that can hold a selection of different investments typically prohibited from normal IRAs. Changing IRA to gold accounts. The account is carried out by a custodian or trustee, it’s directly handled by the account owner, which is why it’s called self-directed.
Changing IRA to gold accounts. Offered as either a standard IRA ( to which you make tax-deductible Contribution) or a Roth IRA ( where you take tax-free distributions), self directed IRAs are best matched for wise investors who currently understand alternate financial investments and wish to diversify in a tax-advantaged account.
• A self directed individual retirement account (SDIRA) is a variant on a conventional or Roth individual retirement account (IRA).
• You can hold a variety of alternate investments, including property, in self directed IRAs that you can’t in routine IRAs. Changing IRA to gold accounts.
• Self directed IRAs are usually only available with specialized firms that provide SDIRA safekeeping services.
• Custodians can’t give monetary or financial investment advice for SDIRAs, which suggests that any research, due persistance, as well as monitoring of assets relaxes solely with the account owner.
• There are other risks associated with SDIRAs, including costs and the opportunity of fraudulence.
Comprehending a Self-Directed IRA (SDIRA).
The main distinction in between an SDIRA and also other IRAs are the types of investments that you can hold in the account. Changing IRA to gold accounts. Generally, routine IRAs are limited to typical safeties like supplies, bonds, certificates of deposit (CDs), and mutual or exchange-traded funds (ETFs).
SDIRAs permit the proprietor to spend in a much more comprehensive range of assets. With an SDIRA, you can hold precious metals, commodities, private positionings, limited partnerships, tax obligation lien certifications, real estate, as well as other sorts of alternative financial investments.
An SDIRA calls for greater effort as well as due persistance by the account proprietor.
WHAT IS A CRYPTO IRA? – Changing IRA To Gold Accounts
Crypto IRAs, additionally called Bitcoin IRAs, are self-directed IRAs that allow you to buy cryptocurrency. Changing IRA to gold accounts. This is what the IRS calls an “alternative financial investment”, which is much less conventional or holds more threat than stocks and bonds.
As a result of its volatility and also lack of guideline, several custodians don’t offer crypto, but there are a growing number that do. Lots of crypto IRAs supply a very restricted array of money to trade compared to typical exchanges.
Fees Crypto IRAS might have greater charges than typical IRAs. Changing IRA to gold accounts. One of the most common costs associated with crypto IRAs are establishment fees, regular monthly account costs, holding fees, and the costs sustained for getting coins as well as moving funds.
Establishment and also month-to-month upkeep fees are unusual for a lot of conventional IRAs.
Laws Crypto IRAs are subject to some of the same policies as normal IRAs, including contribution restrictions. Contribution are limited to $6,000 per year, or $7,000 if you’re over 50.
Those using crypto IRAs should also preserve standard market hrs. This means possibly missing out on out on considerable modifications that occur when the market is closed.
Investments might or may not be subject to funding gains tax obligations.
Concerning Birch Gold Group – Changing IRA To Gold Accounts
Established in 2003 and also headquartered out of Burbank, California, Birch Gold Group prides itself on enlightening its consumers to help them expand their savings, including within a retirement account. Its group of specialists has years of experience in the industry, and consists of an internal IRA Department in addition to dozens of Precious Metal Specialists. Changing IRA to gold accounts. Throughout the years, the firm has actually helped hundreds of Americans relocate their IRA, 401( k) and various other tax-advantaged retirement accounts unavailable, bonds and mutual funds as well as into IRAs backed by physical gold and silver. It’s consequently that they pride themselves on being the Precious Metal IRA Specialists. Learn just how to better safeguard your savings today by checking out BirchGold.com or calling among their specialized specialists.
Partners with vaults Offers a selection of precious metals Diversifies your savings Work with a expert.
• No assurances.
• Doesn’t deal with conventional IRAs.
Bottom Line – Changing IRA To Gold Accounts
Birch Gold Group is a gold and also precious metals IRA firm based in California. It gives you with the possibility to start a gold IRA or transfer your existing IRA to a self-directed precious metals account.
Birch Gold Group
Birch Gold Group is a leading dealership of priceless metals in the nation, and also stands alone in its dedication to the education and learning of its clients in shielding versus the risks to our retired life and other financial savings accounts. Changing IRA to gold accounts. Birch Gold Group is totally devoted to its consumers’ success in expanding with gold and precious metals for lasting financial stability as well as safeguarding; declaring a genuine passion in “helping consumers find just how gold, silver, and also various other priceless steels can assist protect their way of livings in the face of present as well as coming financial instabilities”.
What Is a Self-Directed Roth IRA? – Changing IRA To Gold Accounts
A Roth IRA affords some crucial tax benefits for savers, chiefly the capacity to make 100% tax free withdrawals in retired life. Normally, the scope of financial investments readily available through an IRA is established by the firm that holds your accounts. Changing IRA to gold accounts. A self-directed Roth IRA, nevertheless, can use even more choices for developing a portfolio.
Buying a self directed Roth IRA isn’t right for everyone and also there are some crucial things to understand prior to getting going. Particularly, investors need to be aware of the contribution limits for self-directed Roth IRAs, in addition to that can add, what you can buy as well as what rules control your option of investments. If you’re unsure whether a self-directed Roth IRA is right for you, consider talking to a financial advisor.
The Basics of a Self-Directed Roth IRA – Changing IRA To Gold Accounts
A self directed Roth IRA is an individual retirement account that offers you control over just how your money is invested. These accounts are supplied by brokerages, just like any other type of IRA. You choose which brokerage firm works as a custodian for the account. Changing IRA to gold accounts. As soon as you make the minimum opening deposit, if required, you can choose just how your cash is invested. This means that the brokerage functioning as your custodian can not use you any kind of investment guidance; you’re absolutely self-directing your account.
Self directed Roth IRA accounts have all the attributes of regular Roth IRAs, with regard to just how much you can add every year and also how withdrawals are tired. Changing IRA to gold accounts. The difference is that a self-directed IRA gives you the flexibility to substantially boost diversity in your profile by holding different investments like realty, commodities, limited collaborations and various other asset classes.
One of the most essential details of a self-directed Roth IRA consist of:
• An yearly contribution restriction of $ 6,000 for 2021 and also 2022 ($ 7,000 if you’re 50 or older), or your taxable payment if your earnings for the year was less than this restriction.
• Contributions that are not tax-deductible.
• Qualified withdrawals that are 100% tax-free.
• Contributions that can be taken out at any time, without any tax penalty.
• No minimum distributions needed at age 72.
Compared to a self directed conventional IRA, a Roth IRA could be useful for someone that expects to be in a greater tax brace at retired life. Changing IRA to gold accounts. You’ll pay no tax on withdrawals beginning at age 59 1/2 or older as well as there’s no cutoff at which you need to start taking cash from your account. Certainly, you won’t obtain a tax reduction for what you add the way you can with a traditional self-directed IRA, yet that may be less important if you’re making Contribution during the years when your revenue is reduced.
What Is a Gold IRA? – Changing IRA To Gold Accounts
A gold IRA is a kind of self-directed individual retirement account ( IRA) that allows you very own gold bullion. You can not have physical gold in a routine IRA, although you can buy a variety of assets with direct exposure to gold, like the supplies of gold mining firms or gold exchange-traded funds (ETFs).
Opening a self directed IRA lets you purchase alternative assets like real estate, physical precious metals and cryptocurrencies. Gold IRAs adhere to the exact same basic regulations as conventional IRAs when it involves tax benefits (traditional or Roth), contribution limitations and also withdrawal guidelines. Changing IRA to gold accounts. Nonetheless, the IRS has executed added tax obligation reporting and document maintaining requirements for self-directed gold IRAs because of the more complex assets they hold.
Custodians Manage Your Gold IRA – Changing IRA To Gold Accounts
Huge, conventional brokerage firm firms don’t provide gold IRAs. Rather, you need to deal with a custodian that specializes in administrating gold IRAs. Custodians aid you manage the documents as well as tax obligation reporting for your gold purchases to fulfill the IRS needs for retired life preparation.
Much more significantly, they handle the unique storage space requirements involved with holding physical gold bullion. The IRS does not enable you to directly store precious metals had through a gold IRA at home. If you take personal control of the physical gold from a self-directed IRA, the IRS counts it as a withdrawal– making you potentially subject to taxation and also very early withdrawal fines– as well as in some cases the IRS is empowered to shut down your whole account.
Gold IRA regulations mandate that you keep qualified rare-earth element with a national depository, a bank or a third-party trustee authorized by the IRS. Changing IRA to gold accounts. Your custodian can refer you to an approved facility and also manage the gold transfer as part of setting up your gold IRA.
Just How to Buy Precious Metal for Your Gold IRA.
Once you’ve opened a self directed gold IRA, you can move cash money right into the account to money your acquisition of physical gold. One alternative is to roll over an existing pension to your self-directed IRA. You will not owe taxes on the move given that the funds remain within a qualified retirement.
You can additionally transfer money yearly, following the yearly IRA contribution limitations. With the cash in your account, you can then acquire gold for your gold IRA.
What Forms of Gold Can You Own in a Gold IRA?
The IRS has rigorous regulations relating to the sort of physical gold you can own in a gold IRA. Changing IRA to gold accounts. You can just buy gold bars that are at least 99.5% in pureness. You can additionally acquire a number of gold coins, consisting of the American Gold Eagle, the American Buffalo, the Canadian Maple Leaf and also the Australian Gold Nugget/Kangaroo coins, for your gold IRA.


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The following is a list of video games that have been given the "Adults Only" (AO) rating by the Entertainment Software Rating Board (ESRB), a United States-based organization which rates the content of video games to determine its appropriateness for specific age groups. Although it is not legally binding under U.S. law, the ESRB rating system is a de facto standard which is self-enforced by. Finally, we adults may have a console to call our own, one on which we can enjoy adult situations, adult language and adult movies. Silicon Xtal Corporation has filed a trademark for SexBox, a.
Funny too. If it's sexy games you want, you've come to the right place! Top 10 Sexy Games For Perverts. Win enough Match 3 puzzles on dates and you get to take them home. Once you get them home you get to Match 3 your way to nudity and er closing the deal, as it were. each console is represented by a super-hot, boobalicious sex. © Valve Corporation. All rights reserved. All trademarks are property of their respective owners in the US and other countries.
It's hard to believe that the Atari , a home console gaming system released in , would have had the graphical capability to make a game detailed enough to portray nudity in a way that needed to be deemed "adult". The game itself is just a clone of a game called Breakout. It’s less common for other forms of ‘adult content’ in games to be the cause of controversy, but it certainly has done at times. Here, for instance, we’re taking a look at 15 Console Games That Go Full Frontal. Buckle up and let’s get into it. 15 Playboy: The Mansion.
Sex Games For Couples. If you’re looking to spice up your sex life, these games are perfect. Blindfold Fun. All you need is a blindfold and a libido that’s ready to go. Put a blindfold on either partner. The one who can see gets to lead the other person anywhere in the home and do whatever they want to the other.

domain: entertainment


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NORWALK - Norwalk police say a 39-year-old man was stabbed in the chest in his Laura Street home Saturday night after trying to break up a fight.
Authorities say the incident occurred around 11 p.m. at 17 Laura St. According to neighbors, they often hear the residents of the home fighting, especially on weekends when the people may have been drinking.
Police say the victim heard yelling in the kitchen and saw two men who rent rooms in the home fighting. When he tried to break it up, they attacked him. Police are searching for the weapon, but believe it was a kitchen utensil.
Another roommate of the victim identified the attackers as 30-year-old Roberto Velazquez and 19-year-old Rojelio Valdonado. Police arrested the men and charged them with assault in the first-degree, breach of peace and conspiracy. They are being held on $25,000 bond.
Police say the victim was released from the hospital Sunday. Velazquez and Valdonado will appear in court Feb. 17.

domain: news


text:
Friend's Email: Subject:I have found a book that I think you would enjoy
Great Italian Cooking, La Grande Cucina Internazionale
Great Italian Cooking La Grande Cucina Internazionale Author:Luigi Carnacina, Edited by Michael Sonino Here is an encyclopedic array of more than 2,300 Italian and international recipes written in a way that will be clear and helpful to the housewife, food enthusiast or professional chef. The recipes have all been carefully adapted by an expert cook to follow American cooking practices based on readily available ingredients, so that the use of t... more »his volume will find little that is impractical or unfamiliar. All measurements conform to American custom: pounds, cups, teaspoons, tablespoons, etc., and cooking times and temperatures have been definitely stated whenever possible.
With this book to guide and suggest, the American cook may reproduce in the home kitchen many of the celebrated culinary delights of Italy: antipastos; pasta dishes; marvelous regional soups; superb and tropical fish, meat and poultry dishes; vegetables and salads of every variety to be prepared in an imaginative and mouthwatering manner; and desserts in magnificent array.
This book is divided into the following major sections: Kitchen Stocks, Sauces, and Basic preparations - Antipasti-Soups-Pastas and Other Farinaceous Dishes (which includes a variety of Neapolitan specialties) - Eggs-Fish-Meats-Poultry-Fried Specialties and Variety Meats-Game-Cold Meat Dishes and PÔtÚs--Vegetables and Salads-Desserts-Wines, Cheeses and Menus.
Throughout, the book is illustrated with hundreds of spritely drawings and photographs in full color, as well as step-by-step photo sequences for ease of preparation.« less

domain: library


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Dallas spent 8 years managing an art house cinema in Aberdeen but now he is focusing his time on film journalism in an effort to become Scotland's answer to Mark Kermode. He is also a two-time winner of the Empire magazine Bastard Hard Movie Quiz so is a handy guy to have on your pub quiz team.
Following the £45 million success of The Inbetweeners Movie last year, it was inevitable that other UK comedy programmes would want a bite of the cherry and so now we are subjected to a feature length big screen outing for Leigh Francis' Leeds lothario Keith Lemon.
From the evidence of last night's viewing, it seems that Lionsgate's marketing campaign has scored a home run as cinemas around the country put on extra screenings to cope with hordes of screaming women. They are desperate to see Channing Tatum et al take their clothes off.
"The Legend Ends" says the marketing for The Dark Knight Rises, so to celebrate the conclusion of Christopher Nolan's superb trilogy, we at LITM are bringing you a whole Batcave's worth of features on the caped crusader and his fight against Gotham's underworld...
It's time... to face... the music... as Rock of Ages hits us with its best shot, making the leap from the theatre to the silver screen. It has much in common with the hugely successful Mamma Mia (not a compliment) with the filmmakers praying the audience will have such a great time listening to bad karaoke versions of classic songs it will keep them from noticing that the film has little-to-no plot at all.
At the age of 77, Woody Allen remains one of Hollywood's most prolific writer/directors, producing a film ever year... take that Terrence Malick! He's also notoriously publicity-shy but Curb Your Enthusiasm director Bob Weide has managed to get unparalleled access and the result is an affectionate tribute to Allen's long career from stand-up comic to filmmaker - unfortunately, it is also one that shies away from asking the really tough questions that could have made for a truly interesting film.


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Optical observations of hot atoms in the atmospheres of Venus and Mars are briefly reviewed. A summary of hot hydrogen and oxygen production and loss processes is given. Results of some recent model calculations as well as a number of new results of the hot hydrogen and oxygen populations are presented and their implication in terms of solar wind interaction processes is discussed.
|Number of pages||256|
|Publication status||Published - 1990 Apr|
Nagy, A., Kim, J., & Cravens, T. (1990). Hot hydrogen and oxygen atoms in the upper atmospheres of Venus and Mars: Distribution of hot hydrogen and oxygen calculated by a theoretical model. Annales Geophysicae, 8, 251. [1990AnGeo...8..251N].

domain: chemistry


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Why we love this product
Not only do they look good, but they're also one of our most powerful Bluetooth headphones. This is how you should be listening to music today.
Key advantages at a glance
- On-ear, wireless and beautifully finished Bluetooth headphones with linear HD driver and effective external sound attenuation
- Bluetooth 5.0 with aptX™ and AAC for music streaming in CD-like quality from Spotify, Deezer, Youtube, Apple Music etc., NFC for fast pairing
- Speakerphone with two microphones and Qualcomm® cVc™ technology for wireless calling, Skype, Facetime, voice control via Google/Siri in high sound quality
- ShareMe Function: connect two headphones wirelessly to one smartphone, party function: connect one headphone to two devices
- Runtimes of up to 30 hours, 25 hours with aptX™ at medium volume, joystick for music control, on-ear detection: starts playing as soon as the headphones are put on, pauses when removing
- Linear HD driver with neodymium magnets for precise treble and strong kick bass on any device, EQ and other settings via Teufel Headphones App
- Stable, foldable headband made of spring steel, large, soft ear pads, low contact pressure, suitable for long listening sessions and spectacle wearers
- Can also be connected by cable, cable with microphone and control buttons (included in delivery), incl. carrying bag, quick charge function via USB-C
All technologies at a glance
SUPREME ON – We All Are SUPREME.
Music is colourful and diverse. The SUPREME ON stands true to this with brilliant colours and excellent sound.
It all depends on the sound
Developed and designed in Berlin, the SUPREME ON sets the bar for wireless on-ear headphones extremely high. The sound? Simply sublime: deep, earthy kick bass, excellent speech intelligibility and silky, detailed treble.
Ideal for rock, pop, classical, jazz and funk.
Ultra-soft, durable and easy to clean.
Few disturbing noises reach the inside.
High, distortion-free levels on every device.
Provides high impulse fidelity even under extreme load.
Are particularly light, but powerful.
The SUPREME looks as good as it sounds. Ultra-low tolerances, high-quality materials, extremely abrasion-resistant and fine design details make it a real piece of jewellery.
Suitable for spectacle wearers
Due to its soft padding, the SUPREME is the perfect buddy for spectacle wearers.
For long, comfortable listening sessions.
Easy to clean
All components of the SUPREME ON can be easily cleaned.
The SUPREME is drop tested from a height of 1.5 m. The headband with internal spring steel is highly flexible.
Due to the supra-aural design, the ear always remains well ventilated.
Bluetooth: high fidelity wireless audio
Our products guarantee a clean, stable Bluetooth connection with minimal power consumption at ranges over 10 meters.
Stream music, movies, or games from your smartphone, tablet, laptop, PC or Mac.
All operating systems supported.
The sound and video always match whether you're gaming or watching TV.
AAC is now a widely used Bluetooth codec, similar to Qualcomm's apt-X, which provides CD-like wireless audio transmission, as long as both transmitter and receiver support the codec. AAC is supported by Android but mainly by iOS devices.
Qualcomm aptX is a Bluetooth codec which, similar to AAC, delivers CD-quality audio wirelessly. Both sending and receiving device must support this codec in order to use it. AptX is supported by Android devices as well as Mac OS.
Teufel Headphones App
You can download the Teufel Headphones App for free with the SUPREME ON. With it, you can create an individual sound image via the infinitely adjustable and permanently storable equaliser. Look forward to future updates.
Talk to me
Qualcomm's built-in noise and echo cancellation technology, cVc, ensures high-quality voice and phone calls. You can also start Apple Siri or Google Assistant from there. All wirelessly, of course.
Ports and controls
The SUPREME ON can be operated directly without a smartphone. Press the control button up, down, to the side or in the middle to control playback, make calls or operate voice assistants.
- 1 × Headphone Bag for SUPREME ON
- 1 × USB-C-charging cable for SUPREME ON
- 1 × connecting cable 3,5mm for SUPREME ON (black)
On-ear, wireless and beautifully finished Bluetooth headphones with linear HD driver and effective external sound attenuation
Description Item Width 14,35 cm Height 17,14 cm Depth 6,86 cm Weight 0,18 kg
Description Item Stereo jack 3.5mm - in 1 Bluetooth Yes Bluetooth 5.0 Yes Bluetooth AAC Yes Bluetooth aptX Yes Speakerphone function Yes Qualcomm cVc Yes NFC Yes
Description Item Android Yes iOS Yes Microsoft Yes
Description Item Battery life medium volume 25 h Battery type Lithium-ion Automatic on/off Yes Standby-Function Yes Adjustable sound settings Yes
Description Item Enclosure material Platic, Aluminium, fabric, artificial leather Wideband speakers (diameter) 40 mm Frequency range from/to 10 - 20000 Hz Impedance 26 Ohm Enclosure type Closed
All necessary accessories are included in the delivery.


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Hundreds of bills are weighed in marathon sessions. Rules are waived and committees meet fleetingly.
Reporting from Sacramento -- A weary Assemblywoman Joan Buchanan sat before the Senate Natural Resources committee Friday and began to introduce the leader of California's upper house. She paused.
T20 World Cup
Sri Lanka Explorer

domain: politics


text: Fifteen thousand GTE California employees voted to strike, if negotiations over health benefits and other issues are not met, Jeff Chester, a spokesman for the Communications Workers of America, announced. If a strike does take place, GTE's 6,000 management employees will fill the positions of striking workers, company spokesman Larry Cox said. The strike would have "virtually no affect on telephone services," he said. GTE serves about 2.7 million customers in the state, most of whom reside in seven Southern California counties: Los Angeles, Orange, Riverside, San Bernardino, Santa Barbara, Ventura and Imperial. "We are not going to let the vote affect our negotiating position," Cox said. "The authorization of a strike does not mean they will." "We don't want to strike," Chester said. "And we don't want another Eastern Airlines situation here."

domain: sociology


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CAMION TRANSPORT Ltd is an efficient, customer-orientated transport and logistics company. We are part of the Swiss economy and society. As an independent family company we live ecological and social responsibility.
We have steadily expanded and developed our company together with our employees since it had been established in 1925. We look back with pride and are also strengthened for the future.
As «Lagerhaus Ltd Wil» in 1925; rebranded «CAMION TRANSPORT Ltd» in 1975
Subsidiary of the Jäger Holding Ltd
1,400 members of staff (nationwide)
including 45 apprentices
14 locations in all parts of Switzerland
Headquarters in Wil SG
170,000 sqm storage space
55,000 sqm cross-docking space
Ø 7,500 shipments/day, Ø 750 kg/shipment, Ø 130 railway wagons/per night
630 vehicles (99.5% Euro norm 5 or 6)
including 5 hybrid HGVs, 1 LNG HGV and 26 crane vehicles
from November 2020: 3 electric HGV «eCanter» from Fuso
ISO 9001 Quality management
ISO 14001 Environmental management
Swissmedic GDP certificate
Certification of the HACCP system
EN 16258 European standard for calculation of GHG emissions
Friendly Work Space®
FCOS Occupational safety
2015, First Swiss transport and logistics company to obtain EN 16258 certification
2015, Label Friendly Work Space®, as first Swiss transport and logistics company
2012, «Eco Performance Award» winner with «Eco Balance by CAMION TRANSPORT»
2010, Launch of the «Eco Balance by CAMION TRANSPORT» project
2007, Takeover of TDM Servizi Ltd, Cadenazzo (subsidiary)
2003, Merger with Kombi Verkehrs Ltd Wil
2002, Implementation of the bimodal rail/road transport system
1999, Radio system replaced by LogCom fleet management
1996, Takeover of Cargo Domizil in collaboration with Planzer Transport Ltd and Galliker Transport Ltd
1984, Establishment of Kombi Verkehrs Ltd Wil and start of rail services
As of October 2015
Since 2000 we have taken over and integrated the overland transport sector and occasionally the warehouse logistics field of various companies.
These companies include: Transall AG, Zurich; H.+F. Langenegger AG, Köniz; Transport Union AG, Muttenz; Transportus AG, Lucerne; Frischknecht Transport AG, Herisau; Louis Bossart AG, Rorschach; Roderer Transport + Co, Muttenz; LWT Lastwagen-Terminal AG, Muttenz; Borner AG, Winznau; Asta AG, Arbon; Jost Transport GmbH, Rümlang; Zünd-Transport AG, Altstätten.
These strategic takeovers have played a significant role in our growth.

domain: economics


Idris said if we want to know more, only Meghan and Harry can help us. It's interesting enough that the genre played at the wedding could be from Californian rappers, anything from Tupac to Dr. Dre.
Another performer had become the highlight
Apart from modern tunes, the Sussex couple has chosen Sir Elton John to perform, too. He was the perfect one to relive the classic romance through sweet symphonies. We can only imagine how magical it would've been.
Getty Images / Ideal Image
It tells us that the royal pair has a very refined taste when it comes to music. They aren't reluctant to promote the legendary artists one more time. Share this if you find it quite amusing.


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Dooley loses bid for mistrial, blamed TV microphones
TAMPA - Convicted of aggravated manslaughter, Trevor Dooley wanted a judge to grant a mistrial because of microphones placed in court during the trial by a cable television crew. But Circuit Judge Ashley Moody denied the motion today after a prosecutor argued the defense had not proven anything "except paranoia." Dooley, 71, faces up to 30 years in state prison when he is sentenced Jan. 17 in the Sept. 25, 2010, shooting death of David James, 41, who was playing basketball with his young daughter at the Twin Lakes recreational park in Valrico. Dooley, who lives across the street from the park, shot James during a confrontation over whether a boy should be allowed to skateboard on the basketball court. Witnesses said Dooley yelled at the teen-age boy, and James defended him.Dooley claimed he killed James in self defense, but jurors rejected that claim in less than two hours of deliberation. Dooley's trial in November was recorded by a crew from "In Session," part of the truTV network. Today, Dooley's lawyer, Ronald Tulin, asked Moody to declare a mistrial because he said microphones placed on and near the defense table by the crew may have recorded confidential conversations. Tulin said he reviewed recordings of the trial provided to the court by the network and none of them captured private conversations. But he wrote in court pleadings that there were gaps in the recordings. And Tulin wrote that the "mere presence of the audio device prejudiced the defendant's right to a fair trial and violated his fundamental rights," hindering his ability to confer with his lawyers in court. Assistant State Attorney Stephen Udagawa argued that the defense had no legitimate claim to a mistrial. "I don't think they've proven anything except paranoia," Udagawa told Moody. And he said the defense was contradicting itself by claiming both not knowing at first what the microphone was and also that Dooley was intimidated by the microphone. "There's nothing they can point to that any conversation was recorded," Udagawa said. "It's sheer speculation." Udagawa also said there was no evidence that Dooley refrained from communicating with his lawyers during the trial. Further, he said, the outcome of the case was not affected. "None of the alleged communications that they're complaining about ever made it to the jury or the state or the court," he said. "There's nothing here that vitiates the outcome of the trial." Moody said she reviewed the defense pleadings and the state's response. Based on that, and she said, her own courtroom observations, she was denying the motion.
[email protected] (813) 259-7837


text:
Язык, логика и культура
In this early paper C. Wright Mills tries to ground the possibility for the study of thinking (including logical) from the perspective of sociology of knowledge. Following G.H. Mead, he shows that thinking is a social process because every thinker converses with his or her audience using the norms of rationality and logicality common to his or her culture. Language serves as a mediator between thinking and social patterns. Proposing to consider the meaning of language as the common social behavior evoked by it, Mills finds a way to combine three levels of analysis: psychological, social and cultural.
The article justifies perspectives of studying thought genesis on the intersection of psychology of thinking and cultural psychology of personality. The model of features of mature thought is presented based on the synthesis of general psychological ideas of thinking and cultural data of thinking life of the personality. The features include problem orientation, operational complexity and notional richness of the thought. The interpretation of texts as a method of cultural psychology of personality is presented as able to enrich with unique facts and phenomena the psychological approaches to the problem of thinking, expand the cultural genesis context of this problem and expand and individualize psychological approaches to it.
This collection of articles is devoted to the problems of philology, culture, philosophy and other humanitarian sciences which are of special interest now days.
In the age of globalisation which broadly means international interaction the idea of global communication comes to the front. Communicating globally implies using intercultural links and involves cultural knowledge of business counterparts as an integral part of global interaction. Language media being an essential tool of global interaction facilitate the process of business communication provided that certain guidelines are taken into consideration.
The book describes the concepts of culture and language in the work of the austrian writer Franz Kafka.
The article discusses the scholarship, methods, and theoretical approaches that have been involved in the interdisciplinary field of Science and Technology Studies from the early 1980s through the early 2000s. It traces the changes in methodological orientations and examines the specificities of ethnographic fieldwork in the STS area, as well as suggests the criteria for evaluating the outcome of research and offers ways of its advancement.
The essay on thinking of thinking. The article is motivated by the 80-th birth anniversary of outstanding psychologist and pedagogue V.V. Davydov who was engaged, in collaboration with D.B. Elkonin, in elaboration of psychological foundations and pedagogical practices of developing education. The program he has devised focused on the advance of schoolchildren’s capacity for theoretical thinking and formation of readiness, inclination and capacity for conceptual thinking. An attempt to apply V.V. Davydov’s ideas to analysis of the thinking per se is made. Special attention is given to reflexion and intuition.
Several approaches to the concept of fatherhood present in Western sociological tradition are analyzed and compared: biological determinism, social constructivism and biosocial theory. The problematics of fatherhood and men’s parental practices is marginalized in modern Russian social research devoted to family and this fact makes the traditional inequality in family relations, when the father’s role is considered secondary compared to that of mother, even stronger. However, in Western critical men’s studies several stages can be outlined: the development of “sex roles” paradigm (biological determinism), the emergence of the hegemonic masculinity concept, inter-disciplinary stage (biosocial theory). According to the approach of biological determinism, the role of a father is that of the patriarch, he continues the family line and serves as a model for his ascendants. Social constructivism looks into man’s functions in the family from the point of view of masculine pressure and establishing hegemony over a woman and children. Biosocial theory aims to unite the biological determinacy of fatherhood with social, cultural and personal context. It is shown that these approaches are directly connected with the level of the society development, marriage and family perceptions, the level of egality of gender order.


Maintain temperature control with digital thermostats
Are you looking for an inexpensive way to take a bite out of rising home heating and cooling costs without sacrificing comfort? Consider this for a moment: reducing your thermostat setting by 3 degrees Fahrenheit (or 2 degrees Celsius) for eight hours can slash 4 percent off your energy costs. For every additional degree you cut, you'll save an extra 2 percent. Programmable thermostats are the tool you need to ensure you realize these savings.
Programmable digital thermostats offer a simple, self-sustaining means of automatically adjusting the indoor air temperature to optimize cost savings. This, in turn, reduces your power consumption and softens the environmental impact of home heating and cooling.
Capabilities of Programmable Thermostats
Programmable digital and wireless thermostats allow you to automatically adjust indoor temperature ranges during various times of the day. For example, you can choose to lower the thermostat at night, when you have the warmth of your sheets and blankets to offset the reduction in air temperature, and have it automatically rise when you're ready to get up to ensure you don't step out of a warm bed and into a cold house.
Many people also use programmable thermostats to save energy while they're at work; you can hold back on running your home's HVAC system while you're at work and have it automatically kick in to adjust the temperature to the desired level for your arrival in the evening. When paired with energy efficient air conditioners and heating systems, programmable thermostats have the potential to knock an additional 10 percent off the cost of running your HVAC unit.
The Best Programmable Thermostats on the Market
Honeywell programmable thermostats have long been recognized for their high quality and are readily available through many online and in-store retailers. Noma and Carrier programmable thermostats also enjoy widespread use and high rates of customer satisfaction.
However, these are but a few of many different examples of quality programmable thermostats. Consulting consumer review websites is an excellent way to see which brands and manufacturers reliably back up their quality and performance claims. Doing thorough research into the many different options available is the best way to ensure you get a reliable and high-performing digital thermostat for your home.


Release Notes: This release fundamentally alters one aspect of the program's behavior. In the past, when you ran it with --reps=once, each simulated user would hit each URL in the file exactly once. Now when you invoke --reps=once, siege divides the file among all its users and each URL in the file is hit exactly once. This release also adds support for HTTP-303 and includes several minor fixes.
Release Notes: This release fixes several bugs related to HTTP POST. Extra white space that could work its way into the request from user inputs has been eliminated. A memory leak in POST requests has been closed. -T/--content-type now works as expected.
Release Notes: Although RFC 2616 section 14.23 clearly states that a host header may contain an optional port, many servers ignore the option, and some of those requests may fail. This release removes ":port" from the host header in order to reduce "failures" by playing to the least common denominator.
Release Notes: Although RFC 2616 specifies that Location directives must contain an absolute URI, most Web clients normalize relative URIs. This release adds conventional compliance with relative URI handling. Ironically, it also includes a new default user-agent so that field is in compliance with RFC 2616.
Release Notes: This release fixes a siegerc parser bug which was inadvertently introduced in the 3.0.x line. In those versions, siege ignores entries with leading whitespace.
Release Notes: This release adds URL escaping along with an option to turn the feature off. It also removes chunked encoding from -g/--get requests to make the output more human-readable.
Release Notes: This release features several minor bugfixes and enhancements.
Release Notes: This release fixes an issue on Solaris which prevented siege from compiling on that platform.
Release Notes: This release updates the default siegerc file to provide a mechanism with which you can disable cookies.
Release Notes: This release fixes a bug in which a host lookup failure could cause siege to erroneously send traffic to localhost.


Redcar is at risk of losing its “identity” and “soul” with plans to replace the seaside town’s Regent Cinema, a meeting has heard.
Redcar and Cleveland Council leader Mary Lanigan was quizzed by the public on Tuesday over the £9.7m plan to demolish and replace the Regent Cinema .
The plan is to replace the crumbling current cinema with a new three-screen, 184-seat cinema complex.
But the proposals have come under fire from Labour opposition, which has argued that the Art Deco seafront building should be saved .
Independent Cllr Lanigan told a cabinet meeting said the council had received “very clear advice” from engineers that the existing structure needed replacing.
She said: “We will make sure the public have every chance to look at everything they want to look at and then they can feed back to us to make a decision.”
But one member of the public demanded that the public be given a say on the future of the Regent, adding that its demolition would cause “ Redcar to lose its identity again”.
“If you have a look at the high street and the memory of Redcar it has massively transformed over a period of time and I think it has lost its soul in many different ways,” he said.
“I certainly don’t think this is an area that is going to attract tourism like it did back in the day.”
Cllr Glyn Nightingale, cabinet member for resources, said a residents’ survey had been carried out regarding the earliest stages of the proposals.
Acknowledging the strength of feeling for the cinema, which opened in 1928, Cllr Lanigan said: “Cabinet will know there is much love for the existing building.
“But I’m sure you will be reassured to know that the Save Our Regent group has been consulted throughout the design process and I can confirm that the group is aware that the building needs to be fully removed and replaced and are very supportive of these proposals.”
She added that architects had been advised to “respect the heritage of the building” in their plans for the replacement.
“There will be a full consultation of everyone, not just people from Redcar, because people from outside the Redcar area will be using this,” she said.
“That is to take place in January because I didn’t want that running at the moment with elections ongoing.
“I don’t think that would be a good idea to make such a decision that is going to effect the area during the election - we don’t want party politics brought into this.”
The Cabinet approved, in principle, the redevelopment at its current location.
Public consultation about the redevelopment will take place in January 2020.


Does a 1000 watt microwave need a dedicated circuit
Microwave Oven Circuit The microwave oven needs a dedicated 20-amp, the 120/125-volt circuit to feed it.
Although it’s not uncommon to see microwave ovens plugged into standard appliance outlets, larger microwave ovens can draw as much as 1500 watts, and these need their own dedicated circuits..
Does microwave consume too much electricity
Microwave ovens are also has low rated power around 800-3000 watts because, the waves in microwave are concentrated on food, they also cook much faster….Examples of power consumption of microwave oven:FoodCooking timeCostMicrowavable meal7 minutesRs 1.28Potato5 minutesRs 0.923 more rows
How many amps are in a 1000 watts
8.33 AmpsWatts To Amps Table (At 120V)Watts:Amps (at 120V):700 Watts to amps5.83 Amps800 Watts to amps6.67 Amps900 Watts to amps7.50 Amps1000 Watts to amps8.33 Amps15 more rows•Aug 24, 2020
Will a 700-watt microwave cook a frozen dinner
Most frozen dinners require an 1100-watt microwave. … For example, in a 700-watt oven, a five-minute meal may need up to three additional minutes. While a 10-minute meal may need up to six additional minutes of cooking time.
How many amps does a 700 watt microwave use
5.8 ampsMicrowave ovens come in different sizes and wattages so determining how many amps they use will get a varied answer. For example, if you have a 1,000-watt microwave oven, it uses approximately 8.3 amps, but a 700-watt microwave oven only uses 5.8 amps.
How well does a 700 watt microwave work
At this size/capacity (20 litres) 700 watts (with 7 power levels) is more than enough to produce a microwave that does its job very well. … If you regularly use your microwave for re-heating and defrosting food then you’ll have no complaints with this excellent microwave.
Is a 900 watt microwave sufficient
Is a 900 watt microwave good? A 900 watt microwave should give you a good amount of cooking power which should result in food that is cooked quickly. Most microwaves are rated between 600 – 1100 Watts. … At 900 watts you should be able to cook and heat up your food relatively quickly.
Can you pop popcorn in a 700-watt microwave
Please don’t neglect your popcorn. It’s very important to remain nearby just in case you put it in the microwave for too long. … Suggestion: I have a 700-watt microwave, so I’ll pop it for 2 minutes and 15 seconds. Most times when I’ve done that, the popcorn was buttery, fluffy and had no kennels left un-popped.
How big of a power inverter do I need to run a microwave
OEM installed microwaves are usually smaller and use less power than their homeward-bound counterparts. Our experts recommend a 1500-watt pure since-wave inverter if you are planning to use the one that came in your RV, and a 2000–watt pure since wave inverter to run a conventional countertop microwave.
Can you plug microwave into regular outlet
1. Can you plug a countertop microwave into a regular outlet? The short answer is yes, and it will function perfectly well. The longer answer is that in some areas of the country, the electrical code requires that a microwave be connected to its own circuit.
Can you plug a microwave and a refrigerator on the same outlet
According to the 2020 version of the NEC, you can’t power a microwave and refrigerator on the same circuit because each of these appliances requires a dedicated circuit, which is one shared by no other appliances or lights.
Does microwave use a lot of electricity
We estimated that a microwave is used, on average, about 15-30 minutes per day. It takes about 1200 watts per hour for an average microwave to run. Therefore, it requires 300 Wh, or 0.3 kWh, for 15 minutes of use, and costs about $13.46 to use your everyday for a year.
How much power does a 1000w microwave use
about 1700 wattsLooks like… a typical “1000 watt” microwave will require about 1700 watts of wall power. Dividing by 120 (volts), that would be 14 amps.
What size inverter do I need to run a 700 watt microwave
As a rule of thumb, microwaves are about 60% efficient so you need at least 1200w to safely use a 700w microwave. Ideally you want an inverter that provides at least 2000w constant not peak.
Is a 1200 watt microwave good
In general, the higher the wattage, the faster and more evenly your food will cook. Most microwaves sit somewhere between 600 to 1,200 watts. Larger, more expensive microwaves tend to have a higher wattage, so this is a price and size consideration that can strongly influence microwave cooking performance.
Is 1000 watts enough for a microwave
With a 1000 watts a microwave should cook quickly and thoroughly. Most microwaves on the market will range between 600 – 1000 watts with some going as high as 1200 watts. With microwaves, watts mean power. … With a 1000 watts you can pretty much cook anything within reason.
How many batteries do I need to run a 2000 watt inverter
two batteriesTypically two batteries are needed for a 2,000 watt inverter like the part # 34278156 that you referenced.
Will a 1000 watt inverter run a 700 watt microwave
A 1000 watt inverter cannot run a 700 watt microwave because the microwave uses up to 1200 watts to cook or heat food. The microwave needs 700 watts to start, but when in use requires much more power, so in this case, a 1200 or 1500 watt inverter is needed.
Is 700 watt microwave powerful enough
When it comes to microwaves, wattage equals power. A 1,000-watt microwave will cook quickly and efficiently, so that’s a great baseline. Microwaves with 700 watts or less are slower and may not cook evenly. In general, the higher the wattage, the faster the cooking time.
Can a 700 watt microwave be plugged into any outlet
Can a 700 watt microwave be plugged into any outlet? … Most microwaves require a dedicated 20-amp, 120-125 volt circuit for safe operation.
How much time should I add for a 700 watt microwave
A recipe recommending 10 minutes of cooking time would need to be increased by only about 1 minute. Compare that to a similar conversion for a 700-watt microwave. A 5-minute recipe would require an additional 2 1/2 minutes of cooking time, and a 10-minute recipe would need about 5 1/2 minutes longer.


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Beowulf is an Anglo-Saxon poem which is considered an epic. The qualities of an epic include extraordinary heroism in the face of adversity, lofty language, and supernatural elements. The passage you cite contains all three of these elements.
Beowulf fights a battle, in the sea, against a host of sea monsters in addition to Grendel's mother. They are stabbing at him through his chain mail as he is being dragged through the water. We only have part of that battle here, but we know he "sank through the waves" for hours before he gets to Grendel's mother, and he is ultimately victorious in this battle. He fights alone against Grendel's mother and defeats her in her own lair.
The language in this passage is lofty. We do not have "a bunch" or "a lot" of monsters; we have a "host" of them. The kenning, "battle-hall," is a kind of lofty language, as well.
The most significant aspect of a heroic epic in this passage is the supernatural elements. First of all, all the action takes place at the bottom of the lake, a place where mere mortals could not possibly spend any significant time. Second, he manages to overcome a host of sea monsters in addition to the mother of a monster--all of whom could be considered supernatural because they are not of this world. Third, there is a battle-hall at the bottom of the ocean; if that were not enough, Beowulf can breath there. The lake (which of course is comprised of water) allows light and fire:
A brilliant light burned all around him, the lake itself like a fiery flame.
All of these elements demonstrate the epic qualities of Beowulf in general and this passage in particular.

domain: artistic


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2021.01.25 by Josh Erb; 590 words.
As a member of modern American culture, the characteristic that defines me most within the eyes of society and my peers is what popular media I consume. Thus, I am sharing a few recent experiences I've had with popular culture. After all, as a famous French intellectual once noted:
"... the spectacle presents itself simultaneously as all of society, as part of society, and as instrument of unification"
— Guy DeBord, Society of the Spectacle
This past weekend, I had the pleasure of spending an evening with the directorial debut of Emerald Fennell. Promising Young Woman advertised itself as a femme fatale, revenge slasher film. If you're not quite sure what that means, feel free to watch the trailer.
I was settled in expecting an over-produced film that reveled in the fantasy of an on-the-nose reversal of the power structures that exist. Without going too much into it, I'll just say that this film is not that. It subverted my expectations at almost every turn. The one exception being a somewhat predictable, plot point that reinforces the deeply cynical message of the film. Highly recommend.
Also worth noting, this was my first time during the pandemic lockdown renting a "box office release" at home. It really does leave something to be desired, compared to the shared experience of seeing a movie in a theater. But when the movies well done, that only becomes a minor annoyance.
I recently finished reading the novel Dancer by Colum McCann. I had previously encountered McCann's writing in his compelling work Let the Great World Spin, which I enjoyed immensely. However, with Dancer I was pretty disappointed.
While the writing technique is still strong, it feels poorly suited to the subject McCann tackles. I prefer books where the structure and prose are chosen because they are well suited to the subject-matter, but in reading a second book by McCann I have come to strongly suspect that the structure and style that suited Let the Great World Spin so well are merely McCann's formulae for approaching any of his subjects. And besides, the tortured, misunderstood genius qua subject of a 300 page work of fiction quickly becomes an incredible slog. Ultimately, I give it 3 out of 5 stars. Rudolf Nureyev is an interesting historical figure because he sits at the nexus of so many historical currents; most notably the Cold War and the AIDS epidemic. If you find him interesting, I recommend a biography.
Speaking of spinning, I've recently stumbled on an intriguing post-punk band from Ireland called The Clockworks. They're so new onto the scene they don't have any full length LPs out, or even an EP. But the few singles they've released through their label since signing are intriguing. Definitely worth keeping an eye out for them in the coming year.
I think the thing that bothers me most about the realization that McCann's "creative" writing style is most likely repeated from novel to novel is exactly this: it feels formulaic. McCann already writes like an author who has attend several classes on how to write "correctly" in that special way that's sure to catch a publisher's eye. That Iowa Writers' Workshop style that has been coached and polished until it loses all sense of creativity and invention.
No offense to Kurt Vonnegut, Jr., who I greatly admire and was on faculty of the Workshop.


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Jump to navigation
Argentina captain Lionel Messi led his side to a first semi-final since 1990 as Gonzalo Higuain's strike defeated Belgium.
July 06, 2014
PM Modi addresses farmers' rally in Shahjahanpur
Train stuck in Odisha's Raigada after tracks submerge due to heavy rains
Pakistan general election: 106 million voters to elect 13th government on July 25
Can Indian pacers step up in the absence of Bhuvenshwar and Bumrah?
Pant earns maiden Test call-up, Shami returns for first 3 England Tests
World Cup 2018 final: France heavy favourites as Croatia aim for maiden title
Harbhajan Singh backs India to win ODI series against England
India rise to second spot in T20I rankings
Deepak Chahar makes India debut in third T20I vs England


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Cattle Auctions Calculator
Smartphone App for quickly calculating price per weight or price of units of lots at livestock auctions.
Cattle Auctions calculator came about when a local farmer came to me asking if I could write a simple app for him to use at the local cattle sales, which would quickly calculate the price per kilo of lots at livestock auctions. At most auctions the auctioneer works fast and furiously and sometimes it is very difficult to keep up with what is happening.
The app can keep track of how much you are potentially spending as it keeps a record of what you have spent so far.
I created the app for him then released it on the google play store for android and the ios app store for apple. Supporting all phones and tablets. I have since updated the app for the US market. It has also sold in African and European countries.
The app can calculate price per pound as well as price per kilo. In response to requests from users in various countries the app can now take different currencies and uses rates of exchange.


Stay up to date on official notifications of hearings, meetings and notices.
You can also view alcohol licence public notifications.
For general enquiries contact us.
The Impounding Act 1955 Section 46(2)
There will be a meeting of the Summit Road Protection Authority on Monday 24 August 2015
Blighs Garden, South New Brighton Proposal No. 15/16-22
The following meetings are in addition to those previously advertised, and will be held as follows:
On 2 May 2015 the Christchurch City Council publicly notified a number of proposals and associated planning maps to replace some of the provisions of the operative Christchurch City Plan and the Banks Peninsula District Plan. The period for making submiss


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THOT Share Acoustic Recording Of Latest Single “EUPHRATE”
Just a few days into a New Year and THOT are already delivering re-imagined work and showcasing their endless talent. Today the Belgian industrial noise/post-rock outfit an acoustic recording of their latest single, EUPHRATE, which was performed during the very last “Silent Sunday Sessions” of the year, back in December.
Speaking of the track THOT state “We’ve always loved challenging our own music with different versions of a song. So we hope that you’ll enjoy this unplugged recording of our latest single, 𝘌𝘜𝘗𝘏𝘙𝘈𝘛𝘌.”
Immediately from the first frame of the film, you are hit with this immense energy that THOT possesses. Stripping back from the fierce punchy tonality of the original and bringing this stunning version to life whilst still utilizing the vast energy they convey.
The audience embraces the striking amount of power that emits from the track throughout, from the power cascading off the keys and from the acoustic guitar, resonating into the room and sculpting the ambiance. The ferociousness of the vocal notes channels a layer of volatility into the ample soundscape and brings this vital complexity and charge to the ensemble. With this new live session, THOT shares their creative world and it’s a privilege to watch and feel apart of, entering the world in which they can deliver this refreshing and expressive ensemble in this organic nature, showing their flawless range.
The outfit plans on releasing more this year and we can’t wait to discover that when the time comes. Be sure to follow their social media to keep up with the latest news.


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Regulatory Alphabet Soup Part 2: The Predicted Death of GRC
Last year I told you not to worry about buzzwords like GRC, also known as Governance, Risk and Compliance. The idea behind GRM is that governance, risk and compliance are interdependent, but often siloed—leading to shortfalls. GRC typically seeks to unify interdependent areas across an institution including audits, controls, policies and procedures, compliance and risk management. GRC is not a term used by regulators, but a phrase created by marketing departments.
While these functions described above are critical for any financial institution, GRC isn’t breaking new ground. It’s putting a new name on an existing practice: enterprise risk management (ERM).
Apparently, I’m not the only one who feels this way. Earlier this month leading research company Gartner announced the company is “is shifting focus away from GRC and expanding its risk technology research through the planned publication of the first Magic Quadrant for Integrated Risk Management (IRM).”
“IRM enables simplification, automation and integration of strategic, operational and IT risk management processes and data,” Gartner says in its press release. “IRM goes beyond the traditional, compliance-driven GRC technology solutions to provide actionable insights that are aligned with business strategies, not just regulatory mandates.”
Gartner’s Magic Quadrant divides IRM into four parts: performance, resilience, assurance and compliance. One application is using the quadrant to evaluate technology providers in use cases, including digital risk management, vendor management, business continuity management, audit management, corporate and compliance oversight, and enterprise legal management.
Is the term IRM going to catch on? It is much closer to accurately capturing the risk management practices leveraged by sophisticated organizations. While IRM sounds awfully similar to ERM, which is defined as the process used by the board of directors and management to identify and manage potential risks including the interrelationship of those risks. The goal of ERM is to ensure the institution is within its risk appetite and meeting strategic goals. It’s about viewing risk in a comprehensive, integrated manner. That goes beyond strategic, operational and IT risk to include all kinds of potential risk from cybersecurity and reputation to credit risk and compliance risk.
I’m glad to see the industry moving away from the GRC term, which was often used to sell stand-alone compliance solutions as a substitute for a comprehensive ERM program. Success depends on an institution’s ability to recognize potential threats and opportunities and execute strategies to contain or exploit them. Institutions need to focus on the basics of ERM, particularly board involvement in understanding the interrelationship of risk. Only then can they find solutions that can help them accomplish their goals.
Meanwhile Gartner reminds us once again that vendor management is an essential element of any ERM program, seeking to identify and mitigate the potential risks specific vendors pose to an institution and whether and how those risks measure up against institution’s strategic risk appetite.
Call it ERM. Call it IRM. Just make sure you do it correctly.
Don’t focus on the jargon. Focus on best practices. That includes enterprise risk management.

domain: finance


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One of the guests for this episode was Jeff Perera, the Community Engagement Manager for White Ribbon, the world’s largest movement of men and boys working to end violence against women and girls. My talk starts at 39:00.
You can download the episode here of listen to it below.
Abuse: Survival Stories is a nonprofit event series which provides a platform for men and women who have experienced domestic violence, psychological and sexual abuse, so that they may reclaim their voices. Combining raw testimonials from survivors with inspirational spoken word pieces and motivational speeches, Abuse: Survival Stories is a positive and healing experience that uplifts both the mind and the soul.
Each Abuse: Survival Stories event helps to create awareness of the injustices of abuse by offering an intimate look at abuse through the eyes of survivors. Not only do attendees have the opportunity to listen to survivors speak in detail about their experiences, but during the sharing circle attendees can express themselves creatively through a tailored group exercise. Each event gives three survivors the chance to take a huge step on the healing path by offering them a platform to speak candidly about their experiences while receiving the support of a welcoming and attentive audience.
According to Statistics Canada, more than half of Canadian women have experienced at least once incident of sexual or physical violence and only 1 in 10 report it due to humiliation or fear of revictimization. Men are less likely to file a report, for the same reasons and other social stigmas. From these daunting numbers, it is apparent that abuse thrives on silence. By sharing your survival story, you can help save lives.
Abuse: Survival Stories was created to not only support survivors as they own their stories, but to celebrate their courage, strength and resilience. Join us, not in the war against abuse, but in the name of peace and healing for all.[su_divider top=”no” divider_color=”#006699″]


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A brilliant female codebreaker. An “unbreakable” Japanese naval code. A pilot on a top-secret mission that could change the course of WWII. The Codebreaker’s Secret is a dazzling story of love and intrigue set during America’s darkest hour.
1943. As war in the Pacific rages on, Isabel Cooper and her codebreaker colleagues huddle in “the dungeon” at Station HYPO in Pearl Harbor, deciphering secrets plucked from the airwaves in a race to bring down the enemy. Isabel has only one wish: to avenge her brother’s death. But she soon finds life has other plans when she meets his best friend, a hotshot pilot with secrets of his own.
1965. Fledgling journalist Lu Freitas comes home to Hawai’i to cover the grand opening of the glamorous Mauna Kea Beach Hotel, Rockefeller’s newest and grandest project. When a high-profile guest goes missing, Lu forms an unlikely alliance with an intimidating veteran photographer to unravel the mystery. The two make a shocking discovery that stirs up memories and uncovers an explosive secret from the war days. A secret that only a codebreaker can crack.
Sara Ackerman does it again with THE CODEBREAKER’S Secret. I love heading to Hawaii and learning more about the history there. Sara always brings up things that I never knew existed.
Sara introduces us to another sensational part of the history Through a dual timeline that relations. In the earlier years bringing Isabell Cooper I’m on the codebreakers reading the code from the enemy during World War II. She lost her brother and it’s full of vengeance but then she meets her brother’s best friend Mateo and things start to change course.
1965 is a year when a Hawaiian hotel owned by the Rockafellers has a guest go missing and only a couple breakers I can figure things out. I had fun reading about something that involves the Rockefellers boating, being from Long Island, New York. Sara is always teaching me about “firsts”.
Thank you Sara Ackerman for bringing Hawaii to life and taking me away with a book I did not want to put down.
Sara writes books about love and life, and all of their messy and beautiful imperfections. Born and raised in Hawaii, she studied journalism and later earned graduate degrees in psychology and Chinese medicine. She is the USA Today bestselling author of The Lieutenant’s Nurse and Island of Sweet Pies and Soldiers, with several more in the works. She blames Hawaii for her addiction to writing, and sees no end to its untapped stories. Sara lives on the Big Island with her boyfriend and a houseful of bossy animals.
The widely anticipated debut novel by Julia Brewer Daily is a glimpse into the lives of women forced by society to gift their newborns to strangers. Although this novel is a fictional account, it mirrors many of the adoption stories of its era.
When three young unwed women meet at a maternity home hospital in New Orleans in 1965, they are expected to relinquish their babies and return home as if nothing transpired. Twenty-five years later, they are brought back together by blackmail and their secrets threatened with exposure—all the way to the White House.
Told from the three women’s perspectives in alternating chapters, we are mesmerized by the societal pressures on women in the 1960s who found themselves pregnant without marriage.
How that inconceivable act changed them forever is the story of No Names To Be Given, a novel with southern voices, love exploited, heartbreak and blackmail.
In a time where DNA testing and Ancestry research is becoming ever so popular again, here comes a novel that makes you want to jump down that rabbit hole further. This 3-4 decades long saga truly reaches into your soul so deeply. It pulls at your heart strings and turns the faucet of your tears on full blast! You better have tissues by your side.
I learned so much about parts of the American culture I was not aware of. Being only in the 1960s when it begins, I find myself ashamed of myself as an American for not knowing this has gone on. This is why I’m grateful for authors like Julia Brewer Daily. They find these nuggets of really super cool and interesting things to share with the world that we all should know. She does it with a little bit of mystery, even a thrilling moment here and there that will shock you. Her heart, warmth and value of friendship bleeds through the pages.
“No Names to be Given” takes a piece of history and teaches us a lesson by opening up her very own heart and weaving the gripping, enthralling & mesmerizing story. I couldn’t get enough, even down to the last sentence I wanted more.
What a show stopper in storytelling for a debut novel!
From the author of the award-winning short story collection, To Lay to Rest Our Ghosts
Sarah Macmillan always puts family first, but she can’t quite stretch her arms wide enough to hold on to everyone as they all age: her career-minded, inattentive younger sister, Glennie; their grandparents, who are slowly fading; or a pregnancy Sarah desperately wanted. But it’s her tumultuous relationship with Glennie that makes Sarah feel the loneliest. She’d always believed that their relationship was foundational, even unbreakable. Though blessed with a happy marriage to Al, whose compassion and humor she admires, Sarah grows increasingly bitter about Glennie’s absences, until one decision forces them all to decide what family means—and who is family. Narrated by the chorus of their three voices, this elegantly told and deeply moving novel examines the pull of tradition, the power of legacies, and the fertile but fragile ground that is family, the first geography to shape our hearts.
I have to say that Caitlin Summie Hamilton has become a writer close to my very own heart. When reading her novel, expect to take your heart on a walk. She will touch places you may have forgotten you had. She may remind you of someone who has had to deal with what one of her characters is experiencing. Hamilton is so extraordinary at touching your soul and expressing her characters in a way that you are feeling them immensely. I was truly enamored with “Geographies of the Heart”! I know I took part of my story in while reading, so I needed tissues. I have a feeling you may, too. #Tissues
Caitlin Hamilton Summie earned an MFA with Distinction from Colorado State University, and her short stories have been published in Beloit Fiction Journal, Wisconsin Review, Puerto del Sol, Mud Season Review, and Long Story, Short, and elsewhere. Her first book, an award-winning short story collection called TO LAY TO REST OUR GHOSTS, was released in August 2017 by Fomite. Her first novel, GEOGRAPHIES OF THE HEART, is from Fomite just released January 2022. She spent many years in Massachusetts, Minnesota, and Colorado before settling with her family in Knoxville, Tennessee. She co-owns the book marketing firm, Caitlin Hamilton Marketing & Publicity, founded in 2003.
She is available to speak or lead workshops about book marketing & publicity or crafting short stories.
Published November 2nd, 2021 by Sourcebooks Casablanca
Acclaimed inspirational African American romance author Pat Simmons brings you a love story filled to the brim with everything you’re looking for: Emotional, poignant fiction that explores what it means to take care of familyChristian romance that delves into the connection between two peopleAn uplifting story about embracing love and giving others–and yourself–one more chanceWhen it comes to being a caregiver, Kym Knicely has been there and done that. Then she meets Charles Chaz Banks and soon learns that every caregiving situation is different. Chaz takes care of his seven-year-old autistic granddaughter, Chauncy. Although Kym’s attraction to Chaz is strong, she has to decide whether a romantic relationship can survive and thrive between two people at different stages in life. It’s a journey with a different set of rules that Kym has to play by if she and Chaz are to have their happily ever after and the faith and family they envision.
Pat Simmons delivers a totally satisfying story between the pages of the exceptional covers! This is the book to read on a crisp day, wrapped in a blanket with hot cocoa! This feels like the ideal times of year, although I can see myself grabbing this as I run to the beach! This love story captured my attention and made sure I fell in love, too! “Stand by Me” will renew your hope or expand it…whichever you need.
I was given a copy of this book by the author in exchange for a fair and honest Review.
A broken family. A new opportunity in a country on the precipice of unspeakable evil.
November 1932. Seamus Ritter, a widower with four children, returns from riding the rails in an America crippled by the great depression. Realizing that his homecoming will not be how he envisioned it, and in a desperate attempt to make amends with his 16-year-old daughter, Maureen, Seamus accepts an invitation to come and work for his long-lost uncle in Berlin. With little other choice, Seamus takes the ship to Germany with his family. Maureen leaves everything to go with her father she no longer trusts, dedicated to taking care of her younger siblings.
The Germany the Ritter family encounters is vastly different than the one Seamus spent time living in as a child. An upstart politician called Adolf Hitler has come to the fore, but surely it’s only a matter of time before the right-thinking members of society banish him to the fringes of the political landscape he emerged from.
As the Ritter family struggles to adjust to life in a country ravaged by unemployment and internal strife, Seamus meets Lisa, a beautiful and mysterious woman weighed down by the ghosts of her past life. When tragedy strikes, Lisa and Seamus will be forced to act together to save their lives and build a future together in a nation that, unbeknownst to the citizens there, is about to descend into the greatest evil the world has ever known.
“The Lion’s Den” is such an adequate name for Eion Dempsey’s newest release. It can be read after the prequel “The Way Home”. You can get the prequel FREE at Eoin’s website and meet Seamus, the main character.
Eoin Dempsey always writes on the very pulse of Hitler-era Germany, and in “The Lion’s Den” he introduces us to a pre-Hitler Berlin. Eoin captures the tone of the German people as the first whispers of Adolf Hitler’s name and voice are heard. It is hard to believe that Eoin didn’t live in this era, because I felt so close to the very rumblings of the people.
The strife starting the crack the very core of the heart of Germany is witnessed as we fall in love with the Ritter family.
It is unimaginable what strengths Seamus must have had to muster four children as a widow at this time. He meets a woman named Lisa that grew on me. As they team up, I was practically rooting out loud for them.
The historical references are inspiring. His stories are so visceral, you join the story as if you’ve stepped into the pages. Your heart and soul are so invested in the outcome, it is hard to put down.
No one writes a Novel about Hitler like Eoin Dempsey.
I received a copy of this novel from the author in exchange fir a fair and honest review. I loved it so much, I bought the print copy for my library.
About the Author:
Eoin Dempsey was born in Dublin, Ireland in 1977. He grew up in the beautiful Dublin suburb of Dalkey, where he and his friends would jump into the icy waters of the Irish Sea (during summertime) to prove their manliness. Eoin had a fantastic time attending Blackrock College, where he played rugby (poorly) and did his best to coast his way through. Eoin’s first ambition was to play rugby for Ireland. Due to a lack of talent, he soon abandoned that goal for the more reasoned path of the rock star. He played in bands through his teens and well into his twenties before harsh reality came calling, and his dreams of being the next Keith Moon faded.
Eoin made the ill-reasoned decision to study business in university and was accepted into University College Dublin to study Commerce in 1995. While Eoin did attend college, studying wasn’t his priority there.
He met his beautiful wife, Jill, while traveling to the USA in 1997, though it would be several years before he managed to break her down and they got together as a couple. It was during Eoin’s second stint in the USA, which he spent with his brother in New York City, that he decided to start writing a novel, for the express purpose of impressing women. This effort was met with mixed success. Eoin finished his first novel a year later. The over hundred and fifty rejections he received from publishers didn’t discourage him. He pinned them to his wall. After spending a year in Australia, where he was fired from many jobs, including picking red and green peppers and toiling for scallops miles out to sea on a fishing trawler, he returned home and decided to write again. Another novel followed while he phoned it in at a number of jobs in financial services in Dublin.
By this time Eoin had managed to convince Jill, the girl he’d met in the USA years before to move over to Dublin. She did so in 2004. It was the best negotiation he ever undertook. They were married in 2007. Jill’s more brilliant negotiating skills led Eoin to move to her hometown of Philadelphia in 2008, just in time for the economy to collapse. The plan to live with her parents for a few weeks turned into eighteen months, as Eoin struggled to retain employment in a fractured economy. It was during this time that he wrote FINDING REBECCA, which would go on to be his first published novel and be translated into fourteen different languages.
Eoin and Jill have three beautiful sons, Robbie, who was born in 2015, Sam, born in 2017, and Jack who came in 2019. Eoin enjoys playing with them and marveling at how much more talented they are at the sports that he loves, particularly golf.
Eoin’s website with the link to the FREE prequel, ”The Way Home”
Three talented women are brought together by a man they all love, becoming his Desert Flowers, who work together to save his hotel from being ruined by the company buying it…
When Lily Weaver is asked to help Alec Thurston, the one man she’s ever truly loved, and to come to Palm Desert, California, she doesn’t hesitate. He’s dying of cancer and needs her help in overseeing the sale of his hotel, The Desert Sage Inn, to another hotel group. For five wonderful years, she was his assistant at the hotel until he kindly told her their relationship was getting too serious, and he helped her find other work. With her organizational skills and attention to detail, she’s his perfect choice to oversee the details of the sale to help make a smooth transition while maintaining the reputation of the upscale property. Unappreciated in her job with a law firm in New York State, she’s eager to leave it and the cold weather to head for the desert. Her only regret is leaving her sister and three-year-old niece behind. Lily arrives at Alec’s house to find two other women summoned to help him. Rose Macklin was once the social director at Alec’s hotel, and Willow Sanchez is like a daughter to him. They join forces to help him, lovingly accepting his nickname for them—the Desert Flowers, similar to the well-known Charlie’s Angels. As Lily forms her friendship with the other women, she becomes intrigued with the man the hotel company has put in control of the transition. Brian Walden is a war veteran who has never married and is someone who Lily finds, to her delight, she can talk to about most anything when they meet up for early morning walks. Disaster strikes them both as they’re falling in love. Lily ends up having to raise her niece, and Brian is left with a son he never knew he had. It seems only natural that they turn to one another for help, and Lily wonders if this is as Alec might have planned all along. A series for those who love stories about strong women facing challenges and finding love and happiness along the way. Be sure to read the other upcoming books in the series: Lily, Willow, and Mistletoe and Holly Other series written by Judith Keim are receiving a lot of love: The Hartwell Women Series, The Beach House Hotel Series, The Fat Fridays series, the Salty Key Inn Series, the Chandler Hill Inn series, and the books in the Seashell Cottage Collection.
“Lily” is the 2nd book in Judith Keim’s Desert Flower Series.
I was so excited to get to know Lily better. Each of these stories is only going to make me care more deeply about these women!
I can always count on Judith Keim to deliver a story to my door that will take me on a vacation where I meet people I fall in love with in a place I want to visit! Her stories feel so very familiar, simply because she writes with such heart!
I look forward to Willow arriving in February, 2022! Judith’s books are always a hit!
I received a copy of this book from NetGalley in exchange for a fair and honest review.
Judith Keim enjoyed her childhood and young-adult years in Elmira, New York, and now makes her home in Boise, Idaho, with her husband and their two dachshunds, Winston and Wally, and other members of her family.
While growing up, she was drawn to the idea of writing stories from a young age. Books were always present, being read, ready to go back to the library, or about to be discovered. All in her family shared information from the books in general conversation, giving them a wealth of knowledge and vivid imaginations.
A hybrid author who both has a publisher and self-publishes, Ms. Keim writes heart-warming novels about women who face unexpected challenges, meet them with strength, and find love and happiness along the way. Her best-selling books are based, in part, on many of the places she’s lived or visited and on the interesting people she’s met, creating believable characters and realistic settings her many loyal readers love. Ms. Keim loves to hear from her readers and appreciates their enthusiasm for her stories.
In this delectable novel, a chef on the rise fuels her passion for cooking while enduring the hardest challenges she’s ever faced after a debilitating injury.
Everybody wants a piece of grand chef Sophie Valroux. With her once-destroyed reputation fully recovered and then some, Sophie is making her mark in the culinary world. She’s running the restaurants of Château de Champvert, the beautiful estate that she inherited from her grandmother. She and her fiancé, Rémi, are closer than ever, and she’s even bonding with his daughter Lola. Everything should be perfect.
Yet, Sophie still feels something in her heart is missing.
When she’s invited to cook at an exclusive event her culinary idol is attending, she thinks this could be the thing to catapult her to greater heights, maybe even bring her one step closer to her one and only dream of achieving the stars–Michelin stars.
But fate has other plans for Sophie. After she accepts to cook for the Parisian elite, her world crumbles. She suffers a fall and loses her senses of smell and taste. Certain that her career will vanish if people find out, she keeps this secret to herself, not even telling Rémi. She fakes it all: the menus for every meal, the taste of fresh figs, the juicy cherries in the orchard. All she has to do is get through life–and the event–tasteless without missing a single step. Fake it ’til you make it…right?
If there were recipes included, I might have had to “Spend my year as Sophie Valroux”. This was blog I loved that was done by a fan of Julia Childs. I know that Samantha Vérant, the author of “Sophie Valroux Paris Stars” must be able to cook, otherwise her very own protagonist wouldn’t be writing about food so deliriously delicious! Visit Paris is on my Bucket List, now eating at a Michelin Stars Restaurant has been added. I cherish books that make me feel this connected because of its intimacy. Samantha wraps us up in the story as if we are part of it. There is an elegance to reading it, just as there is an elegance to top star dining! There is commitment to it, just as there is commitment in dating a man with a child.
There is a delivery of beauty and lights and aromas you can only absorb by opening these pages. The same goes for friendship and love.
This is your ticket to Paris! This is your invitation to experience it until you can get there in real life. If you can’t get there in real life, Samantha Verant’s second installment in the Series will satisfy the aches you had about not going. Trust me!
Sit, read, sip your drinks and snack on your charcuterie and go spend some time with Sophie! You’ll be so glad you did!
5 Michelin Stars!
Samantha Vérant is a travel addict, a self-professed oenophile, and a determined, if occasionally unconventional, French chef. Over the years, she’s visited many different countries, lived in many places, and worked many jobs— always on the search for the one thing that truly excited her. Then, one day, she found everything she’s been looking for: a passion for the written word and true love. Writing not only enabled her to open her heart, it led her to southwestern France, where she’s now married to a sexy French rocket scientist she met over twenty years ago, a stepmom to two incredible kids, and the adoptive mother to one ridiculously adorable Charteux cat. When she’s not trekking from Provence to the Pyrénées, tasting wine in American-sized glasses, or embracing her inner Julia Child while deliberating what constitutes the perfect boeuf bourguignon, Samantha is making her best effort to relearn those dreaded conjugations.
A Zibby Owens for Katie Couric’s Katie’s Picks Fall Must Read
Set in Victorian England, The Last Season is a story of social upheaval, changing fortunes, and an unlikely romance that develops between a well-to-do heiress and a stable boy.
When they meet as adolescents at Drayton Manor, the well-to-do Cassandra Drayton and the manor’s stable boy, Crispin St. John, seem destined for very different futures. Yet, the two strike up a secret and forbidden friendship. Once discovered, they are forced apart, with Cassandra staying locked in her father’s world and Crispin traveling to India to make his own way.Years later, when Cassandra’s high-society London lifestyle is shattered by her father’s spectacular fall from grace, she is surprised to reunite with her childhood friend, no longer a penniless boy but an enterprising young man who has risen through the ranks of the Indian cotton trade. As they navigate changing circumstances, fickle friendships, and social upheaval, Cassandra and Crispin find that the bond they developed as children is a lasting one.
This is the story that most of us girls grew up dreaming about when we were reading our “Little Women” or “Jane Eyre” books. I really enjoyed this romp through Victorian-era England. Jenny Judson & Danielle Mahfood nailed the perfect recipe for everything I cherish in a rolling romantic saga. I fell for both character and place!
This is a great world to fall into! I had fancy gloves, a special tea cup, pen, journal and candle from the “Bridgestone” Book Box, and I loved using them while I took a deep dive into “The Last Season”! #FunTimes Great idea for your Book Club!l
I received a copy of the book from TouchPoint Press via NetGalley in exchange for a fair and honest review.
Jenny Judson and Danielle Mahfood, who met in high school, share a mutual love of historical fiction and romance novels. Instead of passing notes in class, Jenny and Danielle would write short excerpts from imaginary novels that featured themselves and their classmates as characters caught up in tales of romance and adventure. Many years later, after cheering for opposite teams at Harvard-Yale games, they came together in New York City to begin writing The Last Season, which is inspired both by the Victorian period and the financial crisis of 2008.
Publishing on October 12, 2021 with Temple Dark Publications
Historical Musings in 18th Century Ireland
In the midst of Rebellion are legends wrought, and Mogue Trench knows of a tale never told. What better time to relay it than as the rope awaits.
The Highwayman Joseph Mac Tíre knows of hardship – at the hands of Redcoats and Republicans alike – so Ireland’s political struggle has less appeal than mentoring an orphan in the ways of the underworld.
Yet the world has a way of catching up to men whose hearts know only darkness – men who hunt, and kill, and howl in rage.
But sooner or later, they howl no more.
Review: (yes, i had a lot to say)
“A Land Without Wolves” has me reminiscing of the classics because Daniel Wade’s novel belongs on the shelves among them! I trust this novel will still be discussed many years from now, because of all it can teach us in both craft and history. Daniel Wade has created a deeply satisfying immersion in to a dark time in Ireland’s history. So very entertaining I hated when I had to put it down.
Sometimes there are words that are just written on paper and then there are times when the words feel as if they have been etched and carved so deliberately becoming more vibrant and beautiful and intimate. Daniel takes the English language and has the ability to wrap words around one another with such nuance it’s seems just as effortless as the ink flows from pen to paper. I am still absolutely blown away!
Daniel Wade’s delivery of this 18th century story will be treasured for years to come. I was taken back to Ireland, drifting back into history I now feel profoundly close to. From the first few sentences I was immediately captivated, but at the end of the first chapter I became Daniel’s captive! With one sentence, Daniel knocked the wind out of me and I had to know more. He knows how to grab your attention and make you care about his richly developed characters as if they were your own ancestors.
Daniel’s writing is so superb, I saw everything unfold in glorious rhythms. I could see old maps in my mind as we weaved through various escapades. I could sense the trees on either side of me, as if I was in tandem with the horses or along on a walk. I could absolutely feel the damp air touch my face as it turned to rain and fog. I was aroused to feelings of fear and danger just as the characters were. I love giving into a story, and “A Land without Wolves” is one that you will want to allow all of your senses to revel in.
Daniel Wade has a gift where each line and paragraph of his story feels intentionally written “just for me”. He has a way of making you feel like an elevated, proud reader. I feel smarter for having read his novel!
I’d like to think this story had to be written by candlelight with a quill pen, because the essence of the times is captured so flawlessly.
I am in such a wildly satisfying and exciting awe, I can’t wait for everyone to read it!
5 Howling Stars.
Daniel Wade is a poet and playwright from Dublin, Ireland, and has been working with language in its many forms since 2007. A graduate of Dún Laoghaire Institute of Art, Design and Technology, Daniel’s poetry has been published in numerous journals, newspapers, and anthologies. He has been a guest on Dublin South FM’s Rhyme and Reason poetry program, and Near FM’s Writer’s Block. In June 2015, his radio drama, The Outer Darkness, was broadcast on Dublin South FM. In 2017, Daniel had his play ”The Collector” playing at The New Theatre in Dublin. January 2020 saw the broadcast of his second radio drama, Crossing the Red Line, on RTE Radio One Extra. A prolific performer, Daniel has read his work at festivals including Electric Picnic, Body and Soul, Noeliefest, the West Belfast Festival, Dublin Fringe and the International Literature Festival 2019 (ILF).
Rising from ashes is hard. Giving up the one you love is harder.
Thirty-two year-old Phoenix Walker is an entrepreneur who has built an agency with a heart almost as big as his own. To add to his good fortune, he’s falling for Orchid Paige, the beautiful half-Asian marketer who’s collaborated with him on a winning military campaign.
They’ve grown close after months working and traveling together. She’s even divulged the trauma in her past that makes her panic over images of injured vets. He’s trying not to cross their professional boundary.
Their searing attraction heightens.
Until an accident changes him forever.
Now, he’s faced with the hardest decision of his life. Does he burden the woman whose traumatic childhood makes him feel protective of her? Or does true love mean leaving her without explaining why?
“Goodbye, Orchid” is not your ordinary romantic story. You will be moved to places deeper than expected.
It reminded me of Jane Eyre’s “Sense & Sensibility” in its outstanding and classy delivery! Only instead of the characters overcoming class and status to find one another, Phoenix & Orchid must face physical and emotional scars to do so. Their love is woven together by trauma and loss. This is another love for the ages!
They must decide how vulnerable they are willing to become for love and themselves. Isn’t this what all great love stories are made of?
It is in the vulnerabilities that we find our most powerful gifts for both ourselves and others. That compassion, perseverance and capacity of the human heart is proven between the covers.
Carol Van Den Hende writes with a scorching intensity for her story and it is intoxicatingly beautiful. The words feel so personal you can’t help but become enraptured. Carol is an exceptional wordsmith!
I know from personal experience that she nails Phoenix in his recovery. I was often brought to tears with her accuracy. Carol’s care with this is immaculate.
Jane Eyre wrote “The more I know of the world, the more am I convinced that I shall never see a man whom I can really love.”
I can see this for Phoenix “The more I know of my recovery, the more I am convinced that I shall never be able to allow Orchid to really love me”
The cover & pages are stunning! You trust this book was deeply cared for in its making! You too, will care for it deeply!
CAROL VAN DEN HENDE is an award-winning author who pens stories of resilience and hope. Her novel Goodbye, Orchid won the 2020 American Fiction Award winner for urban fiction, Pinnacle Achievement Award winner for multicultural fiction, IAN Outstanding Fiction for Best First Novel, two Royal Dragonfly Awards, two Best Book Finalist Awards, Audiobook Reviewer New Author of the Year Award, 2021 gold American Advertising Award, 2021 Book Excellence Award, 2021 Authorshout Recommended Read Award, 2021 Kops-Fetherling International Award Multicultural Fiction Gold, Chanticleer International Chatelaine 1st Place Award, 2021 National Indie Excellence Award, a Zibby Award nomination, was named a Top Book of 2020 by The Write Review, and selected as a 2022 Book of the Month by the world’s largest book club, The International Pulpwood Queens and Timber Guys Book Club. Plus, it’s been featured by Glamour, Buzzfeed, Parade, Travel+Leisure, Chicago Tribune, LA Times, DIYMFA, WABC Radio among others. Carol is also a speaker, strategist, Board member and Climate Reality Leader. One secret to her good fortune? Her humorous husband and teenaged twins, who prove that love really does conquer all. Please sign up for Carol’s newsletter at carolvandenhende.com/contact or linktr.ee/cvdh

domain: literature


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