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And how much will your refund investing in cryptocurrency mining companies The value of a cryptocurrency changes constantly.
Before you buy something with cryptocurrency, learn how the seller calculates refunds. A blockchain is a public list of records that shows when someone transacts with cryptocurrency. Depending on the cryptocurrency, the information added to the blockchain can include information like the transaction amount. Both the transaction amount and wallet addresses could be used to identify who the actual people using it are.
As more people get interested in cryptocurrency, invest in monero or bitcoin are finding more ways to use it. Scammers can put malicious code onto your device simply by your visiting a website. If which companies are investing in cryptocurrency notice that your device is slower than usual, burns through battery power quickly, or crashes, your device might have been cryptojacked. Here is what to do about it:. Report fraud and other suspicious activity involving cryptocurrency, or other digital assets to:.
This fee schedule, is more how is btx trader doing in the bitcoin space than competitors like Coinbase and Gemini. Kraken Platform. Bittrex - Bittrex. Bittrex Homepage. Gemini- Gemini. Overall, Gemini is the most expensive crypto exchange included in this guide, charging more than five times what other exchanges would charge for the same transaction. Gemini Homepage. Robinhood - Robinhood. This routing practice, known as payment for order flow PFOFis also how Robinhood makes money from stock trades. You will receive Coinsecure's bank information at this stage.
User will have to fill the details like Transacton ID and Amount Deposited into his Coinsecure cryptocurrency investment worth it by going through the following:. This is a one-time process. After depositing money the amount will be reflected in our coinsecure account and then only we can buy or sell bitcoins. This particular platform is cryptocurrency only, meaning that deposits and withdrawals via fiat wire transfers are not allowed — i.
Bitcoin fastest way to make money with cryptocurrency out only. BitMEX offers margin trading, with leverage up to x on Bitcoin on the spot and futures markets. Leverage on altcoins varies and for binary options adx signals Bitcoin is the only cryptocurrency that offers the full x, with Ethereum offering up to 50x and Litecoin up to BitMEX has limited selection at present in comparison to other cryptocurrency exchange alternatives such as Poloniex, Bittrex and Cryptopia. While new projects are added occasionally the volume thus far has remained low on every offering except for Bitcoin. What is lacking however is the volume on every other cryptocurrency traded on Bitmex. If you want to actively trade altcoins with minimal slippage then for now this exchange is less than ideal. To date there have been no hacks or major security breaches and the withdrawals are processed by hand once a day for an added layer of security. The How to invest in ripple crypto engine has unprecedented speed and reliability, binary options what is href="http://camping-in-spanien.de/qejos-756.php">binary options training that is a notable difference in comparison to some of the less polished platforms like Poloniex and Bittrex.
The Cash App is an easy way to buy bitcoin which can then be converted into other coins using an app like the Binance trading app. As with any investment, before you invest in cryptocurrency, know the risks and how to spot a scam.
Generally speaking, many cryptocurrency exchanges today have sub-par interfaces think webpages circa Some examples of what is altuchers crypto trader UI that stand out in the space are Poloniex and Bittrex, which both command extremely high levels of volume in the altcoin markets. The mobile implementation is full featured and the desktop page blends usability with simplicity. This offers a wide range of charting tools and is a vast improvement on the offerings by some of tradeking binary option current competitors. As a free what is a bitcoin and cryptocurrency broker view offering this is a useful resource for any avid cryptocurrency binary option signals free trial. As investing 5 dollars in bitcoin most exchanges in the cryptocurrency space, especially those that trade solely crypto assets and do not interact with USD and thus do not fall under the binary options adx signals regulatory oversight have their risks.
Due diligence such as reading the terms of service is advised before signing making money selling bitcoins with any exchange. It is also important to remember to not trust unregulated utiliser conigy pour trading crypto uninsured exchanges with usa ecn crypto broker amounts of capital. If you are looking to trade Bitcoin spot and futures markets with up to x margin, this might be the platform for you. Liquidity is high and the UI is laudable in comparison to most of the current competition. Management takes a security-centric focus which is a must in the crypto space. A dream job, reserved for the fortunate few who trade Bitcoin from home, set their own buying bitcoins as an investment and perform nothing more strenuous than clicking a mouse or watching a screen. The overwhelming majority of new traders lose money and quit within a year. All those washouts likely thought themselves future members of that exceptional minority of traders who achieve consistent profitability. Trading is emotionally-taxing, involving long hours vintage binary options boredom interspersed with periods of intense stress. Finally, as traders risk their own capital in an endless zero-sum gametrading is an occupation which bears close resemblance to professional gambling.
Those looking to take part in short how to make money flipping bitcoin trading may find that the rewards of a Bitcoin casino see TheBitcoinStrip are binary options mlm more fulfilling. Even successful traders frequently succumb to burn-out due to the pressures involved. Except in the marketing of trading courses, products or services, trading Bitcoin is no glamorous road to easy riches.
Rather it is an activity demanding great patience, control and discipline. New traders are likely to lose money as they develop their skills and achieving consistent profitability is never guaranteed, even for the most experienced Bitcoin trader. This article discusses the active trading of Bitcoin as an additional occupation or supplementary income source. Trading Bitcoin is similar but distinct from investing in Bitcoin. An investment in Bitcoin is a long-term undertaking, often with multiple goals such as portfolio diversification, fiat risk hedging, business or ideological objectives, etc.
Bitcoin investors are generally insensitive to price volatility and unlikely to exit their positions, robo trader para bitcoin some dire eventuality. By contrast, most Bitcoin traders maintain only short-term positions, staying in a trade for a maximum of a few months — but often for no more than a few hours. Bitcoin traders are also extremely price-sensitive, striving for perfect entry and exit prices and abandoning their positions immediately invest 500 on bitcoin they us crypto trading unprofitable.
For trading purposes, Bitcoin is superior to other instruments, such as stocks, commodities or Forex, for at least 3 reasons:. Therefore, Bitcoin traders may eschew the investing in dash cryptocurrency risk and expense of leverage top bitcoin broker uk designed to extract high profits from small moves. By contrast, stocks and commodities only trade during business hours and Forex markets shut tradeking binary option the weekend. Trade in Bitcoin remains active around the clock as volume is distributed primarily across American, European and Asian sessions. Bitcoin exchange fees are minimal fazer day trading em bitcoin to traditional exchanges and Bitcoin deposits or withdrawals are accomplished within hours from anywhere in the world. Less stringent requirements for personal information are the norm for Bitcoin exchanges, particularly if deposits and withdrawals are handled exclusively in Bitcoin us trading. Short-term traders rely on real-time data feeds and liquid markets artificial intelligence cryptocurrency trading enable rapid entry to and exit from trades.
Buy or Sell Cryptocurrency CFDs at Plus500
Sophisticated, high-volume exchanges are preferred, if not required. To be considered a suitable trading venue, an exchange must allow traders to profit from downward price moves by offering the capacity to short cryptocurrency trading sideways. Whenever funds are held by a third party, there is custodial risk — so choose your exchange wisely. Prefer those exchanges which offer proof of reserves for client Bitcoins, regular external audits for client fiat funds and have a long history of secure, ethical operation. For convenient trading, select an exchange which also offers decent volume and a real-time, responsive trading interface.
Great opportunities present when the market becomes irrational due to an abundance of fear or greed. This how is btx trader doing in the bitcoin space occurs following major price movements or dramatic news. At such times, weaker traders are overwhelmed by emotion and misprice their trades. Some traders which companies are investing in cryptocurrency support whichever direction favours their pocketbook as if cheering their big banks that invest in bitcoin sport team.
And the media and public figures can be just as irrational. Smart investors build long positions when price is flat and public interest is low during the stealth phase. Traders thus attempt to profit from every phase fazer day trading em bitcoin the cycle; a tips trick trading bitcoin harder but also far more profitable if achieved. Perhaps tradeking binary option most important element of trading is capital preservation. Before undertaking to trade Bitcoin, consider how much money you can afford to lose before your current lifestyle becomes unaffordable. Never commit any more in which cryptocurrency to invest in 2020 this sum to your trading account. If your trading is successful, the size of each trade in absolute terms steadily grows as your trading account swells. If unsuccessful, at least losses are kept to a minimum, which allows time to adjust your trading plan. Initiating a trade without a clear exit strategy is a recipe for disaster. A stop-loss is wisely placed on the other side of a level at which price has reversed previously, the more times the better.
The converse of a stop loss is the profit target; the level s at which profit is taken when price behaves as expected. Profit targets are best-placed slightly before previously significant levels. If price exceeds your expectations by penetrating significant previous levels and maintaining a strong trend thereafter, consider substituting your target s for a trailing stop ; this artificial intelligence cryptocurrency trading as a ratchet on your profits.
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domain: finance


A roof garden is any garden on the roof of a building. Humans have grown plants atop structures since antiquity. Besides the decorative benefit, roof plantings may provide food, temperature control, architectural enhancement, and recreational opportunities. Available gardening areas in cities are often seriously lacking, which is likely the key impetus for many roof gardens. The garden may be on the roof of an autonomous building which takes care of its own water and waste. Hydroponics and other alternative methods can expand the possibilities of roof top gardening by reducing, for example, the need for soil or its tremendous weight. Plantings in containers are used extensively in roof top gardens.
Green Roof Basics
In the simplest terms, a green roof is plants on top of a roof. Also known as a rooftop garden, a green roof typically consists of the following components: an insulation layer, a waterproof membrane to protect the building from leaks, a root barrier to prevent roots from penetrating the waterproof membrane; a drainage layer, usually made of lightweight gravel, clay, or plastic; a geotextile or filter mat that allows water to soak through but prevents erosion of fine soil particles; a growing medium; plants; and, sometimes, a wind blanket.
Green roofs improve air quality, conserve energy, reduce stormwater runoff and help reduce the urban heat island effect. The garden’s plants reflect heat, provide shade and help cool the surrounding air through evapotranspiration, which occurs when plants secrete or “transpire” water through pores in their leaves. The water draws heat as it evaporates, cooling the air in the process. Plants also filter the air, which improves air quality by using excess carbon dioxide to produce oxygen.
There are two basic types of green roofs: intensive and extensive. Intensive green roofs require a minimum of one foot of soil depth to create a more traditional rooftop garden, with large trees, shrubs and other manicured landscapes. They are multi-layer constructions with elaborate irrigation and drainage systems. Intensive green roofs add considerable load to a structure and require intensive maintenance. In contrast, extensive green roofs range from as little as 1 to 5 inches in soil depth, adding less load to a building. Extensive green roof systems also generally require less maintenance than intensive systems. Some green roof designs incorporate both intensive and extensive elements.
Condition of the Roof – In general, the most cost-effective time to construct a rooftop garden is when the roof needs to be replaced or newly constructed. However, some types of green roofs can be installed on existing roofs.
Structural Capacity of the Roof – Prior to designing and constructing your rooftop garden, you must first determine if your roof can support the additional weight of soil and plants. A licensed structural engineer or architect must be hired to conduct a structural analysis. The structural capacity largely will dictate the type of rooftop garden that you can build. If your structural capacity is sufficient, you will need to obtain the proper permits before proceeding.
Access to the Roof – Consider what kind of access to the roof will be needed during and after the rooftop garden is installed.
Cost – In addition to the cost of structural analysis, your construction budget should include any needed structural or safety improvements, irrigation systems, garden materials, maintenance costs, transportation and fees associated with any ongoing professional assistance and permits.
Irrigation – Landscaping with native plants is an environmentally-beneficial garden design. Still, you should plan for the need to supplement rainfall with irrigation. You will need to hire a licensed plumber or irrigation contractor to design and install an irrigation system or new water connection on your roof.
Drainage – A key environmental benefit of rooftop gardens is that they absorb rainwater and reduce runoff to sewer systems. Still, any excess water not absorbed within the garden must be effectively drained from the rooftop. Most gardens should be able to use the existing rooftop drainage system with only minor modifications.
Rooftop Garden Construction – Typically, a green roof begins with an insulation layer, a waterproof membrane to protect the building from leaks, and a root barrier to prevent roots from penetrating the waterproof membrane.
A drainage layer, usually made of lightweight gravel, clay, or plastic is next. The drainage layer keeps the growing media aerated in addition to taking care of excess water. Since a green roof system covers the entire roof, drainage points must be accessible from above for maintenance purposes. On top of the drainage layer, a geotextile or filter mat allows water to soak through but prevents erosion of fine soil particles. Finally, the top layers consist of growing media, plants, and a wind blanket. The growing media is lightweight material that helps with drainage while providing nutrients to the plants. A wind blanket is used to keep the growing media in place until the roots of the plants take hold.
The City Hall rooftop garden sits atop Chicago’s City Hall, The 20,300 square foot City Hall rooftop garden has 20,000 plants of more than 150 varieties including 100 shrubs, 40 vines and 2 trees. The plants were selected for their hardiness on a roof, where wind and watering are two challenges. The plants require little water and can survive Chicago’s seasons. Most are native to the region. This low-maintenance garden relies on a special blend of compost, mulch, and sponge-like ingredients that weighs less than regular topsoil and retains more water. When the Department of Environment (DOE) was considering plants for City Hall’s Rooftop Garden, they took into consideration the hostile growing environment and the plants that would best survive the varied elements. Plants appropriate for extensive green roofs usually favor poor soils. Also, the windy conditions would increase the loss of moisture from growing media and leaves, so drought-tolerant plants often survive best. Department of Environment found that many plants, especially native varieties, were suitable and attractive options for our rooftop garden.


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Who We Are
Why We Collect Personal Information and Our Legal Bases for Processing
The purposes for which we Process your Personal Information and the legal bases on which we perform such Processing are as follows:
|Processing activity||Legal basis for Processing|
We will not Process your Personal Information other than for the purposes described above. If we wish to change or make additions to the purposes described above, we will take all necessary measures to comply with relevant laws and regulations.
Personal Information that We Collect
|Identifiers||This category may include: name, postal address, unique personal identifiers, online identifiers, email address, account name, Social Security number, driver’s license number, passport number, or other similar identifiers. Under the CCPA, “unique identifiers” or “unique personal identifier” means a persistent identifier that can be used to recognize a consumer, a family, or a device that is linked to a consumer or family, over time and across different services, including, but not limited to, a device identifier; an Internet Protocol address; cookies, beacons, pixel tags, mobile ad identifiers, or similar technology; customer number, unique pseudonym, or user alias; telephone numbers, or other forms of persistent or probabilistic identifiers that can be used to identify a particular consumer or device.||YES|
|Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).||This category may include: name, signature, Social Security number, physical characteristics, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education or employment information, financial account numbers, medical information, or health insurance information.||YES|
|Protected classification characteristics under California or federal law.||This category may include: age, race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex and gender information, veteran or military status, or genetic information.||NO|
|Commercial information.||This category may include: records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.||YES|
|Biometric information.||This category may include: imagery of the iris, retina, fingerprint, face, hand, palm, vein patterns, and voice recordings, from which an identifier template, such as a face print, a minutiae template, or a voiceprint, can be extracted||NO|
|Internet or other electronic network activity information.||This category may include: browsing history, search history, and information regarding interactions with an Internet Web site, application, or advertisement.||YES|
|Geolocation data.||This category may include: precise physical location or movements.||NO|
|Sensory data.||This category may include: audio, electronic, visual, thermal, olfactory, or similar information.||NO|
|Professional or employment-related information.||This category may include: current or past job history or performance evaluations.||NO|
|Non-public education information.||This category may include: education records directly related to a student maintained by an educational institution or party acting on its behalf (e.g., grades, transcripts, schedules, and student ID numbers).||NO|
|K. Inferences drawn from other personal information.||This category may include: inferences drawn from the above information that may reflect your preferences, characteristics, predispositions, behavior, attitudes, or similar behavioral information.||NO|
We do not seek to collect or otherwise Process Sensitive Personal Information. Where we need to Process Sensitive Personal Information for a legitimate purpose, we will do so in accordance with the applicable laws.
Third Parties We May Share Your Personal Information With
In addition, we may disclose your Personal Information to:
- you and, where appropriate, your appointed representatives;
- upon request, legal and regulatory authorities for the purposes to report any actual or suspected breach of applicable laws or regulations, if we have obligations to do so;
- our accountants, auditors, consultants, lawyers and other outside professional advisors, subject to their binding contractual obligations of confidentiality;
- third-party Processors located anywhere in the world;
- any relevant party, regulatory body, governmental authority, law enforcement agency or court, to the extent necessary for the establishment, exercise or defence of legal claims;
- any relevant party, regulatory body, governmental authority, law enforcement agency or court, for the purposes of prevention, investigation, detection or prosecution of criminal offences or the execution of criminal penalties;
- any relevant third-party acquirer(s) or successor(s) in title, in the event that we sell or transfer all or any relevant portion of our business or assets (including in the event of a reorganization, dissolution or liquidation); or
Your Personal Information Storage Period
Please note that we have the right to store your Personal Information to the extent necessary for defending against legal claims.
The criteria for determining the duration for which we will retain your Personal Information are as follows:
we will retain Personal Information in a form that permits identification only for as long as:
- we maintain an ongoing relationship with you (e.g., where you are a user of our services, or you are lawfully included in our mailing list and have not unsubscribed); or
in addition to (1), above, we will retain your Personal Information for the duration of:
- any applicable limitation period under the applicable laws (i.e., any period during which any person could bring a legal claim against us in connection with your Personal Information, or to which your Personal Information are relevant); and
- an additional two (2) month period following the end of such applicable limitation period (so that, if a person brings a claim at the end of the limitation period, we are still afforded a reasonable amount of time in which to identify any Personal Information that are relevant to that claim),
- in addition to (1) and (2) above, if any relevant legal claims are brought, we continue to Process Personal Information for such additional periods as are necessary in connection with that claim.
During the periods noted in paragraphs (2)(a) and (2)(b) above, we will restrict our Processing of your Personal Information to the storage of, and maintaining the security of, such Personal Information, except to the extent that such Personal Information needs to be reviewed in connection with any legal claim, or any obligation under the applicable laws.
Once the periods in paragraphs (1), (2) and (3) above have completed respectively, we will either:
- permanently delete or destroy the relevant Personal Information; or
- anonymize the relevant Personal Information.
We Safeguard Your Personal Information
We have in place commercially reasonable security procedures and practices to protect against the loss, misuse, and alteration of Personal Information under our control. Our security and privacy policies are periodically reviewed and enhanced as necessary, and only authorized personnel have access to your Personal Information. Whilst we cannot ensure or guarantee that loss, misuse or alteration of your Personal Information will never occur, we will use all reasonable efforts to prevent such results.
Your California Privacy Rights
You have the right to request that we provide certain information to you about our collection and use of your Personal Information over the past twelve (12) months. Specifically, you have the right to request disclosure of the categories of Personal Information and specific pieces of Personal Information we have collected about you over the last 12 months. Upon the submission of a verifiable consumer request we will disclose to you:
(i) the categories of Personal Information we collected about you;
(ii) the categories of sources from which Personal Information was collected;
(iii) the business or commercial purpose for collecting Personal Information;
(iv) the business or commercial purpose for disclosing or selling Personal Information; and
(v) the categories of third parties with whom we sold or disclosed Personal Information for a business purpose.
We will also provide the specific pieces of Personal Information we collected about you, subject to certain exceptions under applicable law, if you also request access to such information. If you have visited our websites, we may have collected information about you and the Device you used to engage with our websites, such as an IP address, device type, operating system, time of visit, and other similar information, as discussed above. Such information will not be stored with other personal information that identifies you (such as your name, postal address, email address, etc.), and we therefore will not be able to reasonably associate this device-level information with you. Thus, we may not be able to provide you with specific information, or delete specific information that we have collected that cannot be reasonably associated with you. You may exercise your privacy rights for device-level data by engaging with the consent management platform displayed when you enter our websites.(b) Right to Request Deletion of Personal Information
You also have the right to request that we delete Personal Information that we have collected and maintain about you, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will conduct a reasonable search of our records in order to locate any Personal Information we have collected about you that is eligible for deletion, and delete such Personal Information. To the extent we have shared any Personal Information collected about you with service providers that is eligible for deletion, we will direct those service providers to delete that Personal Information as well.(c) Right to Opt-Out of the Sale of Personal Information
If Kia Corporation sells or discloses personal information about you to third parties, you may have the right to opt-out and request that Kia Corporation not sell your Personal Information.
You may submit "Do not Sell my Personal Information” request via to his email address(email@example.com)(d) Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights
We will not discriminate against you for exercising any of your privacy rights. Unless permitted by applicable law, we will not:
(i) Deny you goods or services.
(ii) Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
(iii) Provide you a different level or quality of goods or services.
(iv) Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.
You do not need to create an account with us to exercise your CCPA rights. If you are a California resident and would like to exercise your rights under the California Consumer Privacy Act, you may submit a request via to this e-mail address.(firstname.lastname@example.org)
Requests to exercise your rights under the CCPA require verification of your identity, and may be made only by you, your parent or guardian (if you are under 18 years of age), a person to whom you have given power of attorney pursuant to California Probate Code sections 4000 to 4465, or an authorized agent that is registered with the California Secretary of State. If a parent or guardian is submitting a request on behalf of a minor, the parent or guardian must submit proof that they are the parent or guardian of the subject consumer, and must verify the consumer’s identity. Your verifiable consumer request must provide sufficient information that allows us to reasonably verify that you are the person about whom we collected Personal Information or that you are an authorized representative of such person. We will not respond to your request or provide you with Personal Information if we cannot verify your identity or authority to make the request and confirm the Personal Information relates to you. While we may ask for Personal Information to verify the requestor or consumer’s identity when making a request, we will only use that Personal Information provided in a verifiable consumer request to verify the requestor's identity or authority to make the request. Making a verifiable consumer request does not require you to create an account with us. Additionally, you may only make a verifiable consumer request for access twice within a 12-month period.(f) Response Timing and Format
We will make our best effort to respond to a verifiable consumer request within 45 days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing. Within ten (10) days of receiving the request, we will confirm receipt and provide information about our verification and processing of the request. Kia Corporation will maintain records of consumer requests made pursuant to the CCPA as well as our response to said requests for a period of at least twenty-four (24) months.
The response will also explain the reasons we cannot comply with a request, if applicable. Requests for the specific pieces of information that we have collected about you will be sent in a portable, readily useable format that you may transmit to another entity without hindrance.
We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.
You may exercise your rights under California’s Shine the Light law (Civil Code Section 1798.83) by utilizing the “Do not Sell my Personal Information” request via email at email@example.com
What About Information on Children and Minors?
Our Site is not intended for anyone under eighteen (18) years of age. No one under age eighteen (18) may provide any identifying Personal Information to or on the Site. We do not knowingly collect any Personal Information from anyone younger than eighteen (18) years of age. If you are under eighteen (18) years of age, do not use or provide any information on this Site or through any of its features, register on the Site, use any of the interactive features of the Site, or provide any information about yourself to us. We will delete any Personal Information collected that we later determine to be from a user younger than the age of eighteen (18). If you are a parent or guardian of a child under the age of eighteen (18) and believe your child has disclosed Personal Information to us, please email us at firstname.lastname@example.org
- Email Address: email@example.com
- “Cookie” means a small file that is placed on your device when you visit a website (including our Sites). In this Notice, a reference to a “Cookie” includes analogous technologies such as web beacons and clear GIFs.
- “Controller(s)” means the entity that decides how and why Personal Data are Processed. In many jurisdictions, the Controller has primary responsibility for complying with applicable data protection laws.
- “Data Protection Regulator” means an independent public authority that is legally tasked with overseeing compliance with applicable data protection laws.
- “Newsletter Subscription” means the newsletter that Kia America will provide regarding the release of the EV6 and other marketing information
- “Personal Information” means information that identifies, relates to, describes, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household.
- “Process”, “Processing” or “Processed” means anything that is done with any Personal Data, whether or not by automated means, such as collection, recording, organisation, structuring, storage, adaptation or alteration, retrieval, consultation, use, disclosure by transmission, dissemination or otherwise making available, alignment or combination, restriction, erasure or destruction.
- “Processor” means any person or entity that Processes Personal Data on behalf of the Controller (other than employees of the Controller).
- “Relevant Personal Data” means Personal Data in respect of which we are the Controller.
- “Sensitive Personal Data” means Personal Data about race or ethnicity, political opinions, religious or philosophical beliefs, trade union membership, physical or mental health, sexual life, any actual or alleged criminal offences or penalties, national identification number, or any other information that are deemed to be sensitive under the applicable laws.
- “Site” means any website operated, or maintained, by us or on our behalf.

domain: law


text:
ALEXIA ULIBARRI is an emerging women's designer label based in Mexico City and established in 2009. The designer Alexia Ulibarri believes that fashion is a mixture of inspiration and the understanding of the woman’s form. After studying fashion design and pattern cutting at London College of Fashion and Marangoni, she returned to to Mexico, to develop her brand.
The brand showcases collections every season at Mercedes Benz Fashion Week Mexico. The essence of the brand lies in the delicate strength of women. Alexia's style combines past and present, she experiments with materials, textures, cuts and prints to create a contemporary look for today’s women that is all her own.
ALEXIA ULIBARRI is nostalgic, dramatic and romantic. Each piece is unique and seeks to offer different personalities and body types a variety of options via special details that make them stand out pieces. Celebrities such as Alessandra Ambrossio, Heide Lindgreen and Eugenia Silva have worn the gorgeous ALEXIA ULIBARRI designs and the designs have been featured in top fashion publications around the world. All of their collections are made and produced at their ateliers in Mexico with the highest quality materials, craftsmanship and details.
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domain: artistic


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It’s been 15 years since the publication of Carl Honoré’s international best-selling book, In Praise of Slow (republished a year later under the title In Praise of Slowness), and the worldwide slow living movement shows no signs of going anywhere.
What exactly does slow living mean? Beyond all of those dreamy Instagram photos of white marble countertops covered with artfully arranged linen napkins and freshly baked sourdough bread, chickens wandering freely in apple orchards at the golden hour, and baskets filled with home-grown produce, what is slow living? And is it something you can embrace without having to quit your job and move to a secluded cabin in the woods? What about those of us who can’t (or don’t want to) do the whole homesteading thing? What if you don’t like linen?
What slow living really means
Simply put, slow living means to do less and buy less, but better — to get off the treadmill and determine your own pace, to question the modern drive to accumulate more more more of everything, and to enjoy what we have in a deeper way. The slow living movement calls for a more intentional approach to life and rejects the idea that to be busy means you’re important, to be rich you need to have more stuff, or that to be successful we have to keep pace with the relentless pressures of modern life.
As Honoré explains, “The central tenet of the slow philosophy is taking the time to do things properly, and thereby enjoy them more.” To him, and to many others in the slow living movement, “the great benefit of slowing down is reclaiming the time and tranquility to make meaningful connections — with people, with culture, with work, with nature, with our own bodies and minds.”
The roots of the slow living philosophy
Slow living as a clearly defined movement emerged as a reaction against fast food in Italy, with the founding of the slow food movement by Carlo Petrini in 1986. Since then, the benefits of slowing down have been applied to an ever-widening circle of life, including everything from fashion to money, careers, parenting, and lifestyle.
But the roots of slow living go deeper than this. In 1973, E. F. Schumacher’s book, Small is Beautiful, was a compelling and radical call for our culture to slow down and re-think our priorities, to put people and the natural world above profit and engage in humane economics. “Any intelligent fool can make things bigger, more complex, and more violent. It takes a touch of genius — and a lot of courage — to move in the opposite direction,” Schumacher wrote.
Even before the 1970s, plenty of philosophers and thinkers were challenging the machine-led pace and destructive side-effects of the industrial revolution. With his 1948 book, Leisure: The Basis of Culture, Josef Pieper argued that unless we rediscover the value of leisure and prioritize making time for contemplation, we’ll destroy our culture — and ourselves.
In the face of a materialistic and consumerist culture, the slow philosophy encourages us to question the origins of the things we buy, the food we eat, and the products we clean with — all as a way to intentionally consider the human, environmental, and health impact of our daily habits and choices. Doing this can also help us find more joy in the everyday, as well as deeper meaning and connection in our lives. Living more slowly and mindfully enables us to create the space we need for spiritual flourishing.
Shop local, support small business, engage in conscious consumerism
When we take the time to think before we buy things — to plan out our meals in advance, for example, and batch-cook healthy, whole-food-based meals using seasonal, local ingredients — we not only have a more positive impact on the environment and the world around us, but it can also help us to live longer, healthier lives while actually saving money. Slowing down our consumption means wasting less, investing in longer-lasting things, repairing and reusing what we already have, and generally valuing (and enjoying) our belongings a lot more.
Taking the time to google alternative online shops that stock a book we want to buy rather than just heading straight to Amazon.com can have a hugely positive impact on someone’s small, family-run business. Buying stationery and gifts wherever we can from our local market or craftsperson helps us enjoy the act of shopping more, as well as supporting someone’s craft. Committing to buying vintage or thrifted clothing, and investing in ethically-made clothing whenever we do want to buy something new, is a way of casting a vote for a kinder, more transparent world where people at the bottom of the supply chain are fairly compensated for their work. Taking the extra time to walk or cycle when we live close enough to a shop or our place of work instead of jumping in the car every time can help us lead a healthier life while leaving a smaller carbon footprint.
Speed isn’t always a bad thing
Rather than being a rejection of speed, slow living is all about being in “control the rhythms of your own life.” If Honoré’s book is a kind of manifesto for a way of life, that way of life is all about finding “a recipe for marrying la dolce vita with the dynamism of the information age… instead of doing everything faster, do everything at the right speed. Sometimes fast. Sometimes slow. Sometimes in between.”
Slow living advocates don’t generally claim that we should all throw away our smartphones (though, research shows that being mindful of your tech habits is hugely beneficial), move to the countryside, and start growing our own vegetables as soon as possible. This isn’t about walking slowly, being less productive at work, or missing deadlines. It’s about finding a healthy balance between speed and slowness, productivity and rest.
Studies show that rest is beneficial not only for our health and happiness, but it also has a significantly positive impact on wider society — it lowers crime and suicide rates and improves our productivity and creativity in life and at work. By doing less, but better, we can actually achieve more but live saner, happier, more loving and generous lives in the process.
In her book, Overwhelmed, Brigit Schulte talks about how our leisure time has been polluted by our culture’s glorification of busy, echoing Pieper’s philosophy. When asked by Verily magazine about what culture loses when it stops valuing leisure, she said “I think we lose our soul. We’re so busy earning and striving, getting and buying, competing and worrying about our status that we don’t take the time to check in with ourselves and determine what we truly value. You lose the ability to know yourself…”
Slow living is all about being intentional, which means anyone can do it
If you’re still thinking that slow living is a luxury that you just can’t afford, you might enjoy Erin Loechner’s take on it — in her book, Chasing Slow, she admits that many of us can be tempted to fall into the trap of thinking that slow living needs to look a certain way, or that we need to worry about doing it right. “Without grace,” she writes, “minimalism is another metric for perfection.”
Loechner talks about choosing to order takeout when friends come over for dinner so that she doesn’t spend her time and energy worrying about what to cook, but can more fully enjoy the presence of her loved ones. To her, living slow and choosing less means putting her values at the heart of everything she does — family time trumps a perfectly clean house, and happy kids trump an Instagram-worthy aesthetic.
Whether you call it la dolce vita, essentialism, minimalism, or slow living, being intentional about the way we live life costs us nothing but intentionality. Slow living will look different for all of us, but making space to thoughtfully shape the way we live and align our habits and lifestyle with our deepest values is a path that leads to integration and joy.

domain: literature


August 24th, 2016
Episode 763 of 814 episodes
The iFanboy Animation Brain Trust — Conor Kilpatrick, Paul Montgomery, and Ryan Haupt — reconvene to discuss the latest DC Universe Animated Original Movie: Batman: The Killing Joke! It’s one of the most divisive and most famous Joker stories of all time…can the return of Bruce Timm do the adaptation justice? Plus! Quick thoughts on Jared Leto’s take on The Joker in Suicide Squad, looking ahead to Justice League Dark and Batman: Return of the Caped Crusaders! Also, cicadas! Running Time: 00:55:00 Music: “Baby Did A Bad Bad Thing” Chris Isaak
The Art of Charm Podcast is where self-motivated guys and gals, just like you, come to learn from a diverse mix of experienced mentors, including the world's best professional and academic minds, scientists, relationship experts, entrepreneurs, bestselling authors, and other badasses. This show will make you a better networker, better connector, and -- most important -- a better thinker.


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Main / Role Playing / Prison planet 1992
Prison planet 1992 download
Action Michael M. Foley in Prison Planet () Prison Planet () Blaine, one of the rebels, gets himself arrested and sent to prison in search of the true. Prison Planet () cast and crew credits, including actors, actresses, directors, writers and more. 31 Dec Set in a futuristic world that is dominated by a single tyrannical king, this sci-fi actioner centers on a group of wrongfully incarcerated prisoners.
13 Mar Badlanders () AKA Prison Planet. You know, the future gets away with a lot of shit. It's like the town psycho-kid, running around pulling the. 27 May - 4 min - Uploaded by Christopher Kent Freejack Trailer () - Duration: Edgar de Ochoa , views · · The. 24 Jun - 1 min - Uploaded by NoNoComedy A webseries pilot. Directed by Priya Lorenz. Written and produced by Vito Gesualdi.
Prison Planet, also known as Badlanders is a science fiction movie directed by Armand Gazarian. It appears to have been made on a small budget, which. Committed to overthrowing a bloodthirsty tyrant, brave freedom fighter Blaine ( James Phillips) earns a one-way ticket to Prison Planet, an inhospitable wasteland. Prison Planet may refer to: "Escape from the Prison Planet", a song by Clutch from the album Clutch; Prison Planet, a album by the East Coast Avengers .

domain: entertainment


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A stall advertising an infamous tax haven returned to this year’s Conservative Party Conference.
Several attendees have posted pictures of the Cayman Islands stall, which will have undoubtedly peeked the attention of some high-profile Brexiteers.
Hosted by the island’s tourism board Visit Cayman Islands it appears to promote tourism to the island from the outset, but a deeper look shows a more sinister side to the organisation.
Listed under the page “operate your business” their website promotes the Cayman Enterprise City (CEC) in Grand Cayman.
The scheme boasts government concessions such as “100-percent foreign ownership, 100-percent exemption from taxes, 100-percent exemption from import duties, and five-year work/residency visas for staff”.
The CEC also provides a 10-day setup of operations that covers obtaining trade certificates and work visas, allowing companies to easily establish a physical presence with offices in Cayman that generate income from a tax-neutral jurisdiction.
The stall was spotted as The Conservatives came under pressure over their proposed tax cuts.
According to the Institute for Fiscal Studies they would cost the government up to £20 billion and mostly benefit the richest households in Britain.
The economic research body warned that Boris Johnson’s plans to cut taxes for high earners and lift national insurance contributions were likely to be ineffective and costly.
Its conclusions show that there are “much better” ways to cut taxes and support low earners.

domain: news


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What to watch on TV: Great Performances. GREAT PERFORMANCES is the longest-running performing arts anthology on television, continues to feature the best in the performing arts. Watch great theater for free from the comfort of your own home.
Set your DVRs for Great Performance
I set my DVR to record all episodes of Great Performances and if I’m not interested in a performance I just delete it.
The centennial of LA Phil is celebrated with ‘La Valse’ by Ravel, Stravinsky’s ‘Firebird’ and more.
Ravinia Festival’s production of Leonard Bernstein’s theater piece starring Paulo Szot is showcased.
Watch Great Performances online
Experience the passion of painter Mark Rothko in this six-time Tony-winning play dramatizing Rothko’s greatest challenge, creating the murals for New York’s iconic Four Seasons restaurant. Stars Alfred Molina with Alfred Enoch as Rothko’s assistant.
Now Streaming: Kevin Kline’s Tony Award®- winning performance in Noël Coward’s Present Laughter. First produced in 1942 with Coward himself in the leading role, Present Laughter continues the GREAT PERFORMANCES marathon within the PBS Broadway’s Best lineup. The play premiered on PBS Friday, November 3, 2017 at 9/8c (check local listings).
Great Performances: Doubt from Minnesota Opera is a new opera based on playwright John Patrick Shanley’s acclaimed 2005 Broadway play, which was later adapted into an Academy Award-nominated 2008 film. Doubt unfolds as suspicion ignites a battle of wills at a Bronx Catholic school in 1964.
Fall in love with the beloved musical as never before. The 2015 live U.K. broadcast version features music and lyrics by Richard Rodgers and Oscar Hammerstein II and stars Kara Tointon as Maria and Julian Ovenden as Captain von Trapp.
Take a peek into the legendary career of the pioneering Broadway producer, director and winner of 21 Tony Awards with this retrospective celebration featuring Stephen Sondheim, Andrew Lloyd Webber, Mandy Patinkin, John Kander, Susan Stroman, and Angela Lansbury.


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5 Stone Buildings are an outstanding set able to cover the full range of private client matters. They’re accessible and the go-to set in private client and tax matters.
Andrew joined 5 Stone Buildings as an Associate Member in June 2021. Based in Hong Kong, where he was called to the Bar in 2009, Andrew has a broad traditional and commercial Chancery practice with a particular emphasis on trusts and estates, contentious probate, pensions, and mental health proceedings, as well as commercial cases with an international or cross-border dimension.
Andrew has appeared in several notable, complex, and high-value disputes in recent years, including acting as counsel at trial and for the successful appellant on appeal to the Hong Kong Court of Appeal and Court of Final Appeal in Kan Lai Kwan v Poon Lok To Otto (2014) 17 HKCFAR 414 (the leading case on trusts in divorce in Hong Kong), as well as in the recent disputes in relation to the Lo Family Trust in Lo Kai Shui v HSBC International Trustee Limited & Others (HCA 404/2018).
About Andrew Lynn
Lo Kai Shui v HSBC International Trustee Limited and Others  HKCFI 1539 – instructed on behalf of the plaintiff beneficiary in the long-running and high profile Lo Family trust dispute.
Roger Keith Ver v OKEX Fintech Company Limited and Xu Mingxing  HKCFI 788 – acted for the plaintiff in a jurisdictional dispute successfully resisting an application to set aside leave to serve out of the jurisdiction.
Madison Lab v Pu Yan and Others  HKCFI 382 – application for an injunction to restrain the presentation of a winding-up petition.
Connaught West Limited v Global Fiduciary Solutions Limited, Foggo Michael John, Tribune Limited  HKCFI 2441 – successful application on behalf of the plaintiff company for a preservation order over pension scheme funds.
UOB Kay Hian Futures (Hong Kong) Limited v Lai, Lawrence and Another  HKCFI 95 – trial of the dispute between the bank and an investor in relation to losses incurred in futures trading.
Anmol Kumar Sawlani and Others v Yeshma Gobindram Sawlani and Others (HCAP 13/2014, 27 September 2017) – acted for the plaintiff beneficiary successfully obtaining an order for deemed due execution of a will as well as passing over and removal of an executor.
Kerry Francis Moore v Jennex Corporation and Others (HCMP 2109/2015, 9 May 2017)
– successful application for an order for rectification of the company register under section 633 of the Companies Ordinance (Cap.622) and indemnity costs.
Kong Colin Chung Ping and Another v Li Ka Sing and Others (HCMP 2431/2016, 2 May 2017) – successful application for an interlocutory injunction restraining the respondent executor from selling valuable commercial property pending trial.
Kerry Francis Moore v Jennex Corporation and Others (HCMP 2109/2015, 3 November 2016) – successful application for declarations as to the beneficial ownership of shares in a commercial trust and shareholder dispute.
Re Estate of Kong Wing Hong (CACV 69/2015, 11 November 2015) – acted for beneficiaries successfully resisting an appeal to the Court of Appeal raising issues of: conflict of interest and duty; estoppel by convention; proprietary estoppel; promissory estoppel; relief under section 60 of the Trustee Ordinance (Cap. 29); and the approach to costs in breach of trust claims.
FCL China Development Pte Ltd and Another v Lai Yuen Ling and Others (CACV 193/2014, 12 August 2015) – acted for the plaintiff companies successfully resisting an application for leave to appeal to the Court of Final Appeal in a dispute arising from a USD 50 million tri-partite investment agreement (involving Qingdao State Enterprise of the Qingdao Provincial Government) and joint venture agreement to carry out a development project in Qingdao.
Kan Lai Kwan v Poon Lok To Otto (2014) 17 HKCFAR 414 – acted as sole counsel at trial and for the successful appellant on appeal to the Hong Kong Court of Appeal and Court of Final Appeal establishing the treatment of trusts in divorce and estoppel in matrimonial cases in Hong Kong.
Ho Man Kong v Superintendent of Lai Chi Kok Reception Centre (2014) 17 HKCFAR 179
– led by Gerard McCoy SC, acted on appeal to the Hong Kong Court of Appeal and Court of Final Appeal in respect of an extradition from Hong Kong to Australia that relied on telecommunications interception evidence the admissibility of which was challenged under the Basic Law Article 30 and the Interception of Communications and Surveillance Ordinance (Cap. 589).
Re Estate of Kong Wing Hong  2 HKLRD 517 – instructed by beneficiaries under a will successfully claiming, inter alia, a declaration that certain tenancy agreements (in respect of valuable Hong Kong commercial estate property from which the executor ran his business) were void and unenforceable, and compensation for breach of trust.
Highmax Overseas Ltd v Chau Kar Hon Quinton  3 HKLRD 584 – led by John Scott SC, instructed on appeal to the Hong Kong Court of Appeal as to whether the court had power to direct how trust companies (who were not trustees) should respond in insolvency proceedings.
In the Representation of HSBC International Limited  JRC 167 and  JRC 254A
– instructed by the Hong Kong client to provide assistance (both in Hong Kong and in Jersey) to the Jersey legal team in respect of applications made to the Jersey Royal Court.
YN v NA  5 HKC 49 – acted for the successful appellant on an appeal to the Hong Kong Court of Appeal establishing that there is no jurisdictional obstacle to the bringing of an appeal from the grant of extension of time for leave to appeal.
Poon Yiu Cheung v World Mastery Technology Ltd (CACV 276/2011, 17 September 2013)
– with Mr Andy Lam, acted for the plaintiff in successfully resisting an appeal to the Hong Kong Court of Appeal by a counterclaiming defendant in a case alleging breach of contract and breach of fiduciary duties (diversion of business and secret rebates) of a Hong Kong company’s American sales representative.
JAH v VH (FCMC 14350/2009 consolidated with FCMC No 4402/2010, 24 May 2012)
– resisting the setting aside of interim preservative injunctions over substantial Cambodian commercial real estate, and an anti-suit injunction restraining the respondent from commencing specified criminal as well as civil proceedings in Cambodia.
PLTO v KLK and HITL (HCMC 2/2010, 10 February 2012) – sole counsel during a nine-day trial dealing with complex trust matters and contested expert company valuation evidence in a HK$432 million claim, and also sole counsel acting in respect of the many related interlocutory applications, including: application for joinder of the trustee; application to serve out of the jurisdiction under the MCR; application for specific discovery of documents between settlor and trustee; application for variation of costs order nisi; application for interest on late payment.
Andrew read English Literature at Edinburgh University for his first degree (First Class Hons.) and went on to take an MPhil and PhD at Cambridge University, having been awarded both a British Academy scholarship and a Benefactors’ Scholarship from St John’s College. After starting his career as a Foreign Expert at Beijing Foreign Studies University, Andrew returned to the UK and converted to law by way of the Graduate Diploma in Law (Distinction). He has completed specialist Society of Trust and Estate Practitioners qualifications in trust disputes, international succession, foundations, and funds. He also holds an LLM in International Dispute Resolution from the University of London.
In addition to being a Hong Kong barrister, Andrew passed the Bar Transfer Test and was called to the Bar of England & Wales in 2015.
Benefactors’ Scholarship (St John’s College, Cambridge)
Newton Trust Award (Cambridge University)
British Academy Studentship (British Academy)
Full Member of the Society of Trust and Estate Practitioners (TEP)
Fellow of the Chartered Institute of Arbitrators (FCIArb)
Fellow of the Hong Kong Institute of Arbitrators (FHKIArb)
Member of the Hong Kong Bar Association Committee on Land, Trust and Probate (Com LTP) and former member of the Hong Kong Bar Association Committee on International Laws (CIntLaw)
Member of the Asian Academy of International Law (AAIL)
Member of the Institute of Art and Law (IAL)


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SBM: Health Insurance Helps Boost the Bottom Line of Small Businesses
June 22, 2011
According to John Arensmeyer, founder and CEO of Small Business Majority, many small business owners offer health insurance coverage because not only does it hone their competitive edge, but also aids in recruitment of new staff and retaining current employees. The Affordable Care Act (ACA) may make insurance coverage more affordable for many small businesses through health insurance exchanges allowing small businesses to purchase lower-cost, higher quality plans. This perspective stands in contrast to a recent McKinsey & Co. study, which claimed that there will be a 30 percent decrease in employer-sponsored health insurance due to the passage of the ACA. In addition, the McKinsey report appears to be an outlier in research on this topic. According to Arensmeyer, the report also ignores the fact that employers have been dropping health coverage benefits under the status quo, and the numbers will increase without reform.
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S4 just can't be the end. Now, I am not saying Sherlock is a romance story (tho it is, it is!) but it's rather unusual,and in a way heartbreaking, to have all your characters emotionally unfulfilled at the end of your story: Sherlock - romantic entanglements would fulfill you (where they at at the end?); John - I wanted more, and still do (didn't get his more); Lestrade - she's not the one Sherlock said (clearly isn't going to last); Molly - let's not even go there; 1/2
2/2 and what ever happened with Mycroft and Lady Smallwood? All the characters are, in a way, alone in the end, and it’s just sad. As a writer, what do you think of ending a story like this?
I think it’s unfinished, radically so.
Two options: they meant to leave it unfinished, or:
It is not, in fact, over.
As a writer, as someone who has studied craft and struggled with endings (we all do, we all do), I can tell you this: how you finish a story determines what that story is really about. That is what defines the world you’ve created and, to a large extent, you.
If this is the end, this unfinished, clumsy horror movie / Bond pastiche, it is gross, particularly in light of tld. I’m sure I wasn’t alone in thinking, with that embrace, oh wow! They’re setting it up. They’re finally bringing John and Sherlock back together in a way that really matters. They’ve almost said what they need to say. They’ve even neatly laid out the few things they really need to take off the table. Now John’s been shot! Well well well, garridebs, here we go!
I hated tfp on first viewing. Now, I think it’s a subtextual beauty (and garridebs from top to bottom), if confusing, like the rest of s4. Still: unfinished. They need to bring it all the way home.
Surely the thing they meant to leave us with was not “you, hey you, you audience, you, you don’t deserve closure. You don’t deserve an actual episode of Sherlock as the last episode of Sherlock. Let’s raise more questions than we answer, when we already had a ton of questions that needed answering. Oh, and here, have a resolution to a plot point that literally nobody cares about and that we raised a few episodes ago. Not the one thing we’ve been pounding on since the beginning. p.s. fuck you for caring.” That’s what the ending says right now.
I would not leave it like that. I don’t think anyone in their right mind would.
And that is precisely why I agree with you, 100%: this just can’t be the end.


This hart is in the right place: One plant’s recovery story
By Meagan Racey
German botanist Frederick Pursh got his big break in 1807. The 33-year-old was hired with $60 in Philadelphia to catalog and illustrate plants from the Lewis and Clark Expedition.
But before Pursh began that endeavor — which would actually end with him running off to Europe with many of those specimens and publishing there — he was committed to a plant collection trip.
His journey — sometimes on foot, sometimes by carriage — included a discovery that publications would recount for centuries to come.
On July 20, 1807, in a valley west of Onondaga Lake, New York, Pursh found American hart’s-tongue fern (Asplenium scolopendrium var. americanum) tucked into the large limestone rocks. A resemblance to the European variety caught his eye.
“I thought the most of Asplenium scolopendrium — this fern which I don’t find mentioned by any one to grow in America I allways had a notion to be here; and indeed I was quit enjoyed to find my prejudice so well founded in truth [sic],” wrote Pursh in his journal.
The site was lost, then found, threatened by quarrying and timber harvest, and stressed by invasive species and weather patterns. It’s also been surveyed, researched extensively, boosted with captive-grown plants, and received the best care science can bestow upon it. Plus, it’s protected into the future as Split Rock Unique Area.
That may be the original American hart’s-tongue fern tale, but a recent review shares similar advances across much of the plant’s range — primarily a narrow band stretching from the Upper Peninsula of Michigan, through south-central Ontario and into Central New York. As a result, the U.S. Fish and Wildlife Service recommends the plant be removed from the federal threatened species list. If finalized, the decision would close a 31-year chapter in a story certain to continue.
Of harts and minds
Ferns have their roots far, far into the world’s past. They are among the earliest plants recorded, their existence stretching back about 400 million years. Roughly 70 species of ferns exist in New York alone.
While not showy like their flowering relatives, they have enjoyed a certain snob appeal. One 19th-century botanist insisted that “the beauty of form and texture of ferns requires a higher degree of mental perception and a more cultivated intellect for its proper appreciation.”
Don Leopold begs to disagree. “You don’t need to be a Ph.D. to appreciate” the American hart’s-tongue fern, said the distinguished professor and ecologist at the State University of New York in Syracuse. “The hart’s-tongue fern is really one of the most beautiful native plants you’d ever see.”
The American hart’s-tongue fern has a shiny, tropical look to its evergreen, strap-like fronds; at the furled stage the fronds bring to mind Fruit by the Foot candy, rather than the scroll of a fiddle. Long, tongue-shaped leaves inspired the name, referring to a deer’s tongue, specifically that of a red stag or “hart” in medieval times. The backside of the leaf bears cinnamon-colored sacs called sori.
The shade-loving fern most often grows in the crevices of calcium-rich limestone under mature maple forests. The New York state botanist in 1917 described the habitat there as “cool, densely shaded, mossy rock strewn gashes in the earth’s crust,” evidence of “the rugged forces of nature which have so deeply impressed their power upon the visible landscape.”
The fern has drawn fans like American photographer H. E. Ransier, who in 1926 wrote: “Richer than millionaires! Happier than Kings! Envied by multitudes! May be said of hobnobbers with Hart’s-tongue.”
Ransier was involved in one of the first attempts to save the fern. In 1924, operations were well underway to create a quarry in Jamesville, New York. The fern was not alone in its devotion to limestone. Three of its populations were in the path of explosives. It was one of a handful of quarries that would influence the plant’s future.
“Fern enthusiasts did their best to save what they could,” said John Wiley, the Service’s lead biologist for the species.
So they moved them.
Upwards of 700, maybe even 1,000, plants were replanted in nearby sites. Ransier even offered American Fern Society members “living specimens… at 25 cents and postage. Immediate application is imperative.”
Ransier and others shipped plants as far west as California, north to Maine and south to Missouri.
The fern enthusiasts’ hearts were in the right place, if not their science. “We wouldn’t advise that now,” said New York biologist Mike Serviss — the potential to spread invasive species and all that.
There’s little data about any of the shipped plants, according to Serviss. And records suggest the New York plantings did not survive.
The call for a hart transplant
Transplanting ferns took root again decades later.
By 1989, the Service was aware of just 16 populations of the American hart’s-tongue fern — nine in New York, four in Michigan, and a few distinct and separate populations in eastern Tennessee and northeast Alabama. Biologists reported the plant in six counties in Ontario, Canada, but knew only that healthy populations existed in two of the counties — and isolated ones in the others.
“It is threatened throughout most of its range by trampling, habitat alteration, or destruction by lumbering, residential development, and quarrying,” the Service wrote in the final decision to list the species. The 1993 recovery plan called for research, surveys, management, protection — and reestablished populations.
The SUNY College of Environmental Science and Forestry, namely Leopold and fellow professor Danilo Fernando, took up the challenge.
Leopold was already working on the fern. Fernando was a ready partner.
“I was curious about the level of genetic diversity of the species, as it tells us a lot about the plant’s reproductive strategy and evolutionary potential,” Fernando said.
In other words, when they found low genetic diversity, raising plants in captivity and using them to increase diversity seemed like a strategy worth pursuing. By intermixing genetically distinct individuals, “their future would be much brighter,” Fernando said.
With funding from the Service through the Great Lakes Restoration Initiative and federal endangered species grants, Leopold and Fernando spent several years developing and refining their methods.
“It actually required much more work than what I initially thought,” Fernando said.
The process bears no resemblance to growing standard garden vegetables from seeds.
“Sometimes you just look at them wrong and they die,” joked Serviss.
Backyard tomato-growers everywhere share the feeling.
Nonetheless, ferns need much more attention to get growing. Spores, the fern equivalent of seeds, are taken from parent plants and placed in soil-filled petri dishes in a temperature and light-controlled lab. While plants from different locations are not mixed, spores from different plants are mixed for diversity.
The spores grow into gametophytes, one of the two phases in this fern’s life. The gametophyte will ultimately appear as a small heart-shaped, leaf-like structure. It will release sperm and fertilize the egg. Fertilization can take 2–3 months.
The egg forms into a zygote. Within a month, it develops a root, stem and leaf. It’s now in the second phase of life — a sporophyte — and is recognizable as a fern. Scientists call the first growth a sporeling, the fern equivalent of seedling.
The sporelings are potted, kept for a period in the lab, and then acclimated to seasonal changes. It takes another 2–3 years before these plants can produce their own spores, and their fronds may only be a couple inches long at this point.
“It’s a patient person’s game,” said Serviss, who began work with Leopold and Fernando in 2014 as a student.
Their patience paid off in July 2015. The trio, aided by students and volunteers from the Friends of Recreation, Conservation and Environmental Stewardship (FORCES), planted their lab-reared ferns at three sites. That included Split Rock, the site of Pursh’s discovery more than two centuries earlier.
“Coming together and getting plants in the ground was a huge step,” Serviss said.
Nearly a century after the first known 1926 translocation, all signs pointed toward success. Well, 30 percent survival truly is success in this case.
“The next milestone was putting together data and figuring out some of the things that were really important,” Serviss said.
Those efforts are bearing fruit. Following a 2019 planting in Chittenango Falls State Park using ferns grown at SUNY-ESF, one out of every two transplanted ferns are now surviving, Serviss said.
Serviss now works for the new lead for the propagation program, the New York State Office of Parks, Recreation and Historic Preservation. With ongoing help from the Great Lakes Restoration Initiative, the program is transitioning to the NYS Parks’ Plant Materials Program greenhouses at Sonnenberg Gardens and Mansion State Historic Park. About 2,500 plants from New York stock are cared for there.
Following the hart
Botanists considered New York to be the stronghold for the species for many years. Discoveries from the predictable to the perplexing would reveal otherwise.
In 1989, the Michigan Natural Features Inventory recorded the fern in four populations in a single county. The nonprofit Michigan Nature Association had already acquired property to protect some of these plants, having been alerted to their existence in 1964. It’s since acquired more.
Biologists identified four more populations by 1993. By 2012, two more. Then, for the first time, they did a full count of plants at the two MNA sites. Turns out they are the largest populations in the U.S.
The state is now estimated to be home to thousands more plants than New York — more than half the plants in the country.
“To protect the ferns in our care, MNA is primarily concerned with maintaining the forest to the best of its ability in order to maintain the very specific microhabitat conditions required for this species to persist,” said Andy Bacon, the MNA conservation director. That includes ensuring adequate shade, addressing invasive species, and helping the forest maintain diversity to improve resiliency amid climate change.
Hiawatha National Forest in Michigan’s Upper Peninsula is home to nine American hart’s-tongue fern populations. The U.S. Forest Service has given forest stands containing the fern special treatment, ensuring routine monitoring and protection from activities that could negatively affect the populations.
Robert Leibermann recently became a botanist for Hiawatha, where a fern with a fancy name caught his fancy.
“I think it’s very enigmatic,” Leibermann said. “… My job as botanist will be to continue to stress the importance of it, and try to make sure it is protected.”
Canada perhaps marks the most significant advances in recording populations. The first comprehensive assessment — not completed until 2000 — uncovered more than 70 populations with several having thousands of plants. The number of populations jumped to 109 in 2016, and 112 in 2020.
Turns out Canada is home to more than 85 percent of the global American hart’s-tongue fern population.
The fern had yet one more secret. Laura Baumann of the National Park Service uncovered it. The biological science technician works nowhere near the known populations in eastern North America.
She’s in New Mexico.
In 2017, she was counting bats in basaltic lava flow caves in El Malpais National Monument. Using climbing gear, she dropped into a couple of caves they don’t regularly monitor. Seeing a body-sized crack between them, she checked it out.
“There were all these plants on the ground,” Baumann said. Plants where usually only moss occurs. “Seeing leafy vegetation in a cave feature like this was pretty wild.”
Two years after her cave adventure, Baumann reached out to experts to give her discovery a name. Initial assessments point to the American hart’s-tongue fern. In-depth genetic analyses will be underway soon.
“It’s been pretty validating because I don’t consider myself a botanist,” Baumann said. “… I’ve been really excited about how excited other people are getting about it.”
So how did the fern get to New Mexico? Probably not by Ransier’s shipments, Serviss said.
It’s possible the fern once had a much larger range during and following the last glacial age, but as the climate changed, the fern found proper habitat only in certain sinkholes, caves and steep-sloped basins, he said. Hence sites in Tennessee, Alabama and New Mexico.
Indeed, not long after its discovery, scientists recorded the plant in Mexico. Experts know little about the population in Parque Nacional Cumbres de Monterrey in northeast Mexico in Nuevo Leon, and aim to learn more.
The Service now reports 145 populations in the U.S. and Canada, and potentially more in Mexico. More than half of these populations have some sort of protection.
“The most important thing when it comes to most species’ conservation is making sure they’re protected within their habitat,” Serviss said “… It helps not only that species but it helps all those other plants and wildlife in the area.”
The Service’s next step is to work with partners to develop a monitoring plan for the species and to begin a peer and public-review process to propose delisting due to recovery, and then make a final decision.
In the latest review of the species, finalized in July 2020, the agency notes that “considerable efforts have been conducted” toward recovery. That includes confirmation of stable populations, a first-time estimate of the entire population north of Mexico and a comprehensive status assessment capturing the species’ genetics, ecology, life history and propagation methods. The agency predicts that the core populations around the Great Lakes will remain large and well-distributed for at least the next 30–50 years, even if a few populations elsewhere are lost.
“With $350,000 in federal funding the last ten years or so, at least five masters theses, several journal articles, a lot of work on understanding ecological and propagation, a dedicated group of stakeholders… you can get to recovery,” said Wiley, the Service’s lead biologist for the species.
But recovery isn’t the end.
Around 50 plants at Sonnenberg Gardens, grown at SUNY-ESF from spores of Alabama plants, await a drive to their new home in a cave entrance at a former fern site at the Service’s Wheeler National Wildlife Refuge in northern Alabama.
Tennessee would benefit from captive-reared plants, too. Serviss and colleagues were unable to find plants mature enough from which to collect spores, but just this spring they were able to bypass the spore reproduction process and culture them from tissue. They hope this could be a strategy for Tennessee’s population.
Clearly, more chapters lie ahead in the ongoing 200-year-old tale of the American hart’s-tongue fern.
The effort to conserve at-risk wildlife and recover listed species is led by the Service and state wildlife agencies in partnership with other government agencies, private landowners, conservation groups, tribes, businesses, utilities and others. It has drawn support for its use of incentives and flexibilities within the ESA to protect rare wildlife, reduce regulations and keep working lands working. Learn more at fws.gov/at-risk.


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Robbie Avenaim (NSW), Granular Synthesis, Ben Amblin
Tuesday 12 October
The Bakery, James St, Northbridge
Over the past 25 years Robbie has combined traditional and extended techniques with physical modification of the drums. Modifications include extending use of the instruments and various motorised percussive mechanisms.
“His music was like waking up to an alarm clock, only in reverse; the hypnotic quality of the sound pulling the listener into a dream world.” Real Time
Granular Synthesis composers collective is a group of five musicians and composers pushing the creative boundaries of new music. Free form and tightly structured organisation, live multi-faceted electronic manipulation and improvised visual scores.
Ben Hamblin is an electronic musician, experimental composer, and sound artist interested in creating musical complexities from seemingly minimal audio/sound/noise.


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11 tips to prepare your elderly loved one for a surgery
We all get a little nervous when we are advised surgery whether it is for a small procedure like cataract, hernia, prostrate etc. or something more serious like a heart bypass, knee/ hip replacement or Cholecystectomy. For some elderly the decision to go into a surgery can be more traumatizing, especially when the immunity levels are weaker and there are multiple ailments to worry about. Surgical intervention is a stressful process no matter how small the procedure is, and impacts both the physical and psychological recovery.
The following are some of the reasons why one tends to go through a psychological distress and why there is a need for pre and post-operative psychological support:
- Fear is one of the major reasons behind an elderly’s psychological stress. The individuals experience this fear because they worry about the damage that would come to their fragile body, there is a premorbid fear of death especially when the risk factors in the surgery are high.
- Lack of understanding and knowledge of the procedure can lead to over-thinking the outcome, creating more psychological vulnerabilities. They experience anxiety and stress because of lack of confidence and understanding of the pain. Some of them may become uncooperative during the operation.
- Feeling guilty of being a burden on the family for post-operative recovery. This is especially true when the primary caregiver is the elderly’s spouse. The elderly feels that he/she would become a liability on the family, creating more reasons for distress. In such instance they tend to suffer from insomnia, uneasiness, lack of appetite, fluctuations in blood pressure etc. before the surgery.
- Losing independence can also be one of the major reasons for not wanting to go into surgery. When the elderly are used to running things around the house it can be quite a challenge to think of being confined to a bed rest for a period of time.
- Cost of surgery can also be a reason for concern for many elderly. They may delay the procedures because of prohibitive costs or because the settlement of bills take too much time.
If the elderly’s worries are not answered, and there is lack of pre-operative support, then the intra-operative stage could suffer critically. The elderly can go through hemodynamic changes, and in some cases serious physiological distresses like bleeding, which can disrupt the recovery.
A critical intra-operative stage leads to a prolonged recovery, which means that there would be an increase in psychological distress post the operation, which may include, infection risk, immobilization of certain body parts, inability to communicate well, restlessness, indigestion, etc.
Pre and post-operative support is very essential and should not be taken lightly, especially in places like India, where these type of support therapies are still overlooked.
Here are some suggestions on how to prepare an elderly for surgery :
- Pre-surgery :
- Typically the surgeon and his team of doctors should counsel the elderly to help understand the need for surgery, what to expect and the recovery time period.
- The elderly can also be made aware of the side effects, the medication regime, post-operative care guidelines and recovery period briefly. Setting realistic expectations is best to avoid post-surgery stress.
- The elderly must also be evaluated for psychological stress and counselling should be provided to relive any anxiety and emotional concerns.
- The counsellor along with the family caregiver should assure of the post-operative care responsibilities and also seek cooperation from the elderly.
- It is best to discuss the need/ necessity of a professional caregiver at this time so that the transition to post-operative care is smooth. This is especially important where the post-operative care is longer than 3-4 days.
- Help elderly understand how the cost of the surgery is being taken care of and what forms, claims they need to fill. Make them aware of the expected settlement time period for the bills. This will certainly help reduce anxiety.
- It is important for the family to identify a good psychologist or a therapist who understands and empathizes with the distresses of the elderly. He or she can be engaged to ensure that the elderly is recovering well emotionally.
- For elderly with long term recovery, it might be helpful to identify family members or professionals who could visit the elderly regularly and engage them in activities.
- The patient’s will and mental health play a very important role in the recovery. Look for signs of despair or depression and provide motivation and release to the patient.
- Ensure that the professional care giver is helping adequately with the personal care needs of the elderly and is well aware of the process of recovery, depending on the surgery.
- Helping the elderly settle his/her hospital bills through insurance, empaneled hospitals can be a huge relief and reduce a lot of anxiety for them.
There are a lot of organizations which offer such services, where they provide psychological assistance as well as attendant services, with qualified and professional social workers and mental health representatives. This can help reduce the risk factors for delay in recovery and ensure overall well being of the elderly and the family.
Samvedna Senior Care was established in October 2013 with two primary goals – dementia care and active ageing. Our aim is to cater to the intellectual, emotional and physical wellbeing of seniors in Delhi NCR. We help them live happy, active and independent lives, in the comfort of their home and community through interactive caregiving.
Our aim is to provide quality home care services to seniors with limited mobility or dementia, and to facilitate stimulating community interaction and participation.
You can call us on 98184 00561 or write to us on email@example.com.
Some of our services:
Counselling for Ageing Related Disorders in Anand Niketan, New Delhi:
Studies show that elderly may be more prone to depression and loneliness, which can lead to higher rates of unhappiness. To address this issue, we have designed counselling and therapies for seniors with anxiety, low mood or depression, mild cognitive impairment/ memory difficulties, or dementia.
With our General Well Being Services we aim to raise the quality of life of seniors, specially those who may have limited mobility and social interaction due to various constraints. Our interactive programme keeps them active and engaged through physical, mental and social activities, all in the comfort of their home.
Trained Attendant Services:
Our trained in-home attendant service brings to you verified attendants and nurses, specially trained by specialists in elder care and dementia. Our staff is trained to not only take care of your elderly loved one’s physical wellbeing through top class personal care and nursing, but also their emotional wellbeing. The attendants are monitored by our Senior Care Specialists (psychologists and MSWs).
Our service is available across Delhi, Gurgaon and Noida. We offer both male and female attendants as per request, for 12 and 24 hour shifts.
Know more about our Trained Attendant Services here http://www.samvednacare.com/attendant-care-services.

domain: psychology