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The Longest Running Solo Show in San Francisco History Comes to town for ONE NIGHT ONLY. Please join us for this incredible show in support of the Tracie Stafford for Elk Grove Mayor Campaign.
Brian Copeland (award-winning actor, comedian, author, playwright, television and radio talk show host) debuted Not a Genuine Black Man (Genuine) in 2004. The play explores his childhood experiences as a member of one of the only African American families in the suburb of San Leandro, California. This tale of laughter, tears, and sociology went on to become the longest-running solo show in San Francisco theatrical history with over 800 performances. The play has since been performed in over 30 cities, including a critically acclaimed run Off-Broadway and is currently in television series development. In addition, Copeland published a best-selling book based on Genuine that is now required reading in several high schools and colleges across the country.
The show will be followed by a brief Q & A and book signing. VIP tickets include premium seating and book. Purchase Tickets at https://secure.actblue.com/donate/briancopeland or call 916-667-8977 for more information or to purchase by check.


A list of lyrics, artists and songs that contain the term "let us play a gay musette by ted blumenthal" - from the jabiru.info website.
Ted Blumenthal lyrics - 14 song lyrics, including O Come All Ye Faithful, Let Us Play a Gay Musette Ted Blumenthal Add Lyrics; Ted Blumenthal - Bring a.
LBT US PLAY A GAY MUSETTE; for three- part chorus of women's voices, a cap- LET'S ALL GO TO THE BALL GAME; lyric by Bill Welsh (William W. Welsh).
We'll contact the songbook owner and obtain the lyrics, and we'll post an answer or a link in your request .. Let Us Play a Gay Musette.
Lyrics and Translations: Edith Piaf, Francoise Hardy, Aznavour, Josephine Souls light with songs that make them gay, make them sad-- girls and boys, . to dance • The Marquis Duleu [likely a gangster] played with his suspenders in his maximilien, french cabaret, european entertainment, entertainment,musette, jazz.


PHYLOSCANNER: Inferring Transmission from Within‐ and Between-Host Pathogen Genetic Diversity
Wymant C., Hall M., Ratmann O., Bonsall D., Golubchik T., de Cesare M., Gall A., Cornelissen M., Fraser C.
AbstractA central feature of pathogen genomics is that different infectious particles (virions, bacterial cells, etc.) within an infected individual may be genetically distinct, with patterns of relatedness amongst infectious particles being the result of both within-host evolution and transmission from one host to the next. Here we present a new software tool, phyloscanner, which analyses pathogen diversity from multiple infected hosts. phyloscanner provides unprecedented resolution into the transmission process, allowing inference of the direction of transmission from sequence data alone. Multiply infected individuals are also identified, as they harbour subpopulations of infectious particles that are not connected by within-host evolution, except where recombinant types emerge. Low-level contamination is flagged and removed. We illustrate phyloscanner on both viral and bacterial pathogens, namely HIV-1 sequenced on Illumina and Roche 454 platforms, HCV sequenced with the Oxford Nanopore MinION platform, and Streptococcus pneumoniae with sequences from multiple colonies per individual. phyloscanner is available from https://github.com/BDI-pathogens/phyloscanner.


The California Democrat also wanted to reassure members that if talks collapse, the party will be “closer” to the inauguration of Democratic presidential candidate Joe Biden, which could provide sweeping relief early next year.
“We’ll have our moment,” said Pelosi on the call, according to several people who dialed in.
Democrats stand ready to act quickly on Wednesday to vote on their own bill. This is primarily a messaging tool to convince voters in the remaining weeks leading up to the election that the GOP is responsible for not continuing federal aid, such as unemployment benefits drying up in August.
Mnuchin, who led the negotiations for the Senate Republicans, is expected to deliver the GOP’s latest counteroffer to Pelosi sometime Wednesday afternoon. The price for this proposal, he said, would be about $ 1.5 trillion – which still leaves the GOP several hundred billion dollars away from the Democratic proposal.
“We’re going to do one more serious try to make this happen and I think we hope we can get something done,” Mnuchin said on CNBC. “I think there is a sensible compromise here. The president is keen to do that and make sure we help those parts of the economy that still need help.”
Mnuchin’s $ 1.5 trillion offer is more in line with a bipartisan proposal by the Problem Solvers Caucus earlier this month. This proposal was quickly dismissed by Pelosi’s allies as not going far enough, but presented as a blueprint for negotiations. It’s unclear if the speaker would be ready now to accept a deal closer to $ 1.5 trillion than her proposed $ 2.2 trillion relief.
The scaled-down House offering would provide $ 436 billion in aid to state and local governments, while the Problem Solvers proposal suggested approximately $ 500 billion in new funding to address these shortfalls.
Without an agreement this week, many lawmakers – especially those in close races – will leave Washington frustrated and emptied, with virtually no hope of providing further aid until after the elections. Congress passed four bipartisan bills totaling around $ 3 trillion, but no action has been taken all summer, even as cases continue to increase in several states.
“The American people cannot afford to wait for action until next year,” said Nita Lowey (D-N.Y.), Head of House Appropriations, on Wednesday. “So the Democrats are doing well with our compromise offer.”
Outside Washington, there are tens of thousands of layoffs piling up in industries hit by the pandemic, from airlines to theme parks to oil refineries. And workers who were already unemployed spent nearly two months without the additional $ 600 a week of federal unemployment benefits that expired in August.
Mnuchin said Wednesday he wasn’t expecting a standalone bill to fix massive airline layoffs expected in the coming days.


What To Seekoffered the subjectWhenGetting Led Illumination Bulbs
If you have not offered the target of lighting a lot thought and feelings recently that's possibly given that, in popular along with many people, the phasing out of conventional luminous illumination bulbs has actually certainly not been actually specifically uppermost in your thoughts. Which is actually certainly not actually all that shocking; being actually capable to switch the illuminations on at are going to barely looks like a significant offer. Our company perform it all the time and also as
priorities go the whole service of illumination is actually pleasantly off the radar, learn more.
Yet the death of the incandescent illumination bulb carries on quietly yet relentlessly as well as in a lot less than a couple of years now the only items filled on racks are going to be reduced power lighting bulbs, of which there are actually pair of kinds: CFLs (Compact Fluorescent Lamps) and LEDs (Light Emitting Diodes).
Currently the bulk of low power lighting bulbs readily available are actually CFLs which are actually some 4 opportunities much more dependable than luminous light bulbs (i.e. they simply throw away about 25% of their electricity as heat, matched up to 90%). Having said that, CFLs are largely disliked by individuals, makers as well as environmentalists. They have extremely bad cosmetic premiums (not truly wish you desire for lighting fixtures), they're uncomfortable to throw away safely with the help of their mercury web content; as well as they're made complex as well as costly to make.
LEDs alternatively rating well on all these points as well as numerous additional besides, the absolute most noticeable of which is actually that LEDs are certainly not just 10 opportunities extra dependable than incandescents nowadays, but they double in efficiency every 18 months or even thus. The ramifications of this particular (known as Haitz's Law) are exceptional; in 3 years our experts ought to anticipate to observe LED light bulbs that are 40 opportunities a lot more dependable. It's not surprising that that the lighting fixtures market has actually en-masse elected to leave CFL development and also concentrate on LEDs.
Therefore should you be obtaining LED mild bulbs right now? That really much relies on whether you baulk at the rates estimated (compared to each luminous as well as CFL light bulbs, LEDs still cost several times even more to acquire) or even whether you may do mathematics as well as become aware that the discounts in electrical energy intake will certainly greater than payback the expenditure within the first year or 2. And also given that contemporary LEDs final over 50,000 hours (compared to 2,000 for routine light bulbs) the yield on expenditure simply maintains rolling in.
Right now some individual will assert that it makes good sense to stand by till LEDs are actually each more affordable and also a lot more reliable, yet once more if you manage the math you will certainly find out that in fact it's much better to substitute wonderfully functional illumination bulbs with LEDs every so often plan to change them in a handful of years, despite the fact that they will still possess years of life left behind. How therefore? Considering that the price of electricity illumination basically relates to the price of energy - it's done in functioning expenses certainly not the hardware price.
So, if you are actually thinking about shifting to LED lights then listed below a handful of reminders to what to seek. First, understand that inexpensive, low power LEDs are actually certainly not definitely capable of substituting very most existing lighting - within this industry cheap is actually an incorrect economy. However, the more pricey brand name items definitely are properly up to the project, appear excellent and also can easily supply fairly remarkable price discounts.
Second, our company have all developed made use of to rating light levels according to wattage i.e. 100w incredibly vivid, 40-60w comfortable, listed below 25w receiving somewhat dim. This scale does not relate to LEDs. Currently a decent estimate is actually that an LED are going to make as a lot light as a traditional bulb ranked at 10 opportunities its own power, so a 5w LED ought to be actually effortlessly sufficient to replace a regular 50w halogen location lamp for instance.
An even more straight means of examining illumination is actually luminosity, determined in lumens (a common 40w light bulbs outputs some 360 lumens). Nevertheless, luminosity through on its own is inadequate to figure out just how bright a light in fact appears. Ray of light angle and also light "color" are likewise vital, view source.
This delivers our team to a 3rd set of elements to think about. LEDs are actually naturally strongly arrow along with a quite slender light beam, and they possess also till just recently tended to become on the great edge of factors, making a sky-blue lighting. This provides an instead severe result along with little locations of very brilliant light yet bunches of darker locations. Modern first class LED spotlights have much wider light beam slants (120 levels fro instance) which create an even illumination swimming pool and their light colour is actually a lot warmer. For reference, light-toned shade is actually measured making use of the Kelvin temperature scale where 2000k is described as "cozy white" and worths over 4000k are determined as "amazing white"


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GENESEE COUNTY — Tickets are on sale for the Genesee District Library’s 13th Annual Black History Month brunch, 10 a.m. Feb. 8 at the Riverfront Banquet Center, 1 Riverfront Center West in downtown Flint.
Part of the proceeds from the event will benefit the Genesee District Library’s Summer Reading program for kids and teens.
This year’s brunch will feature fourtime Grammy Award and Academy Award winning vocalist, Regina Belle. Her hits have included such stellar offerings as “Make It Like It Was,” “If I Could” and “A Whole New World” a duet with Peabo Bryson for the Disney film, “Aladdin.”
Belle returned to her gospel roots in 2008 with the release of “Love Forever Shines” and “Higher” in 2012.
The Ishmel Sisters, a nationally recognized trio from Flint and the Flint City Wide Choir will also perform.
Ja’nel, Ja’shanna and Jarinn’e Ishmel are the daughters of Kevin and Korinne Ishmel of Flint. Their brunch appearance is being sponsored by Mr. & Mrs. Roosevelt Keys. Specializing in African American concert music, the sisters have made numerous television appearances, and have been the special guests of statesmen, clergy, recording artists, and university educators.
Under the tutelage of their uncle, operatic baritone and performance educator, Darnell Ishmel, the sisters offer a unique and inspirational message of hope.
During the brunch, the Genesee District Library also will recognize four individuals for their personal achievements, contributions and service to the residents of the county and state.
The honorees are Carolyn Nash, GDL retired executive director, Louis Hawkins, community relations administrator for Health Plus of Michigan; Lawrence E. Moon, owner of Moon Funeral Home; and Bruce Bradley, CEO and founder of Tapology. Resource Genesee, a provider of human services, will also receive recognition.
Event tickets are $30 each and can be purchased at the Genesee District Library’s Headquarters Branch, G- 4195 W. Pasadena Avenue during regular hours or online at www.thegdl.org.
Created in 2002, the GDL Black History Month Brunch provides an opportunity for the community to come together to celebrate the contributions of African Americans to world history.
Past speakers have included African- American celebrities including Dr. Ben Carson, actress Ruby Dee and author Pearl Cleage.
Previous musical guests have included stellar gospel singers including
Marvin Sapp, Oleta Adams and Vickie Winans. — R.S.

domain: library


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Investors, shareholders and the triple bottom line
Since inception in 2012, TWS has written for corporate banks across the developing and developed markets. Our work very often revolves around financial reporting, including the development of annual reports, financial results press releases and thought leadership articles and blogs that communicate the important role that corporate banking plays in SME development and wider socio-economic growth.
Talking about building sound financial futures
We write for retail banks across the EMEA region, penning annual reports, brochures, taglines and video narrations for everything from new online banking services to savings accounts, credit cards, mortgages, personal loans and insurance products.
Within the later we have written for a wide variety of small and large regional and international insurance and re-insurance firms that cover everything from disaster to medical insurance.
We very often work as an extended part of a bank's marketing department, with contracts that place us and our writing at the heart of a busy bank's product development and customer acquisition activities.
Articulating the extraordinary impact of financial technologies
For several years we've been working with FinTech start-ups, unicorns, blue chips and public sector bodies, helping them to articulate their products, innovations and social impact messages. FinTech represents much more than POS terminals and chip and pin. For most organisations operating in this space in the developing markets, FinTech is about enabling SME growth, enfranchising the unbanked and empowering women.
We're writing about how African innovators are changing how farmers access markets, or how micro-credit is enabling entrepreneurship.
We love learning about these kind of issues and the more we write, the more we learn. We hope that we can join with you to help you tell your story in the incredible world of FinTech.

domain: economics


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Caffeine is under the spotlight during Sleep Awareness Week from October 1 to 7.
The Sleep Health Foundation is turning its attention to the role of caffeine in society during its annual week of looking at improving the quality of our sleep.
Coffee is at the heart of Australian culture and plays a significant role in our daily routines, social gatherings and business meetings. The desire for a decent cup of coffee has Australians introducing coffee pods, bean grinders and even home-grown single-source blends into their homes.
Caffeine is the world’s most widely consumed psychoactive drug which acts as a stimulant to increase focus and stay alert.
But a new research has found that more than a third of Australians are reliant on caffeine and it’s having a significant impact on our sleep. A staggering 74% of caffeine drinkers report not sleeping well, while one in four never feel rested in the morning.
A DNA test now available in Australia can identify how an individual processes caffeine; foods that may change the speed caffeine is processed in the body; and how long before going to bed you should stop drinking coffee.
- New research finds that more than a third of Australians are reliant on caffeine.
- One in two are unwittingly consuming equal to five or more energy drinks a day.
The research carried out by genetic interpretation company myDNA reveals that people are consuming more caffeine than they realise.
The new test released as part of myDNA’s Wellness & Nutrition Report highlights how our bodies respond to caffeine.
The simple mouth swab can identify how our diet choices and caffeine consumption are affecting the quality of our sleep and how the consumption of certain cruciferous foods can affect how quickly the body processes caffeine.
The aim of the test is to help us determine daily-routines that are better suited to our genetic makeup.
Whilst the average Australian consumes three caffeinated drinks a day, almost half (47%) are opting for drinks containing large quantities of caffeine, resulting in the equivalent of five or more energy drinks per day.
In fact, the research finds that a staggering 93% of Australians consume caffeine and a third (36%) admit to being reliant on the stimulant.
However, our strong caffeinated culture is leaving sleep in its wake, with three quarters reporting that caffeine is impacting their ability to get a restful night’s sleep and one in four never feeling rested in the morning.
myDNA Chief Executive Officer Dr Lior Rauchberger, said everyone processes caffeine differently, and may not understand the extent of the impact caffeine can have on the nervous system.
“Not getting enough sleep slows down nerve cell activity in the brain and caffeine causes nerve cell activity to speed up and blood vessels to constrict, putting the body into fight or flight mode. That’s why many people depend on the stimulant,” he said.
Musician, Paul Hakim, said he started drinking coffee at a very young age and admits to drinking at least six cups of coffee a day. After receiving the results from myDNA’s new caffeine test, Paul was shocked to find that it takes six to eight hours for caffeine to be processed out of his body.
“I have quite a few coffees within a six to eight-hour period, so caffeine doesn’t really leave my body,” he said.
Paul’s DNA results also reveal that drinking caffeine regularly has helped him build a tolerance to the stimulant which means he is less likely to feel jittery, even with his current consumption.
“I suffer headaches and become grouchy if I haven’t had a coffee in a while,” he said.
Paul’s wife Libby suffers from jitters and shaking hands after a single cup of coffee. Her DNA reveals that caffeine reaches her brain much quicker than the average person and is processed 2-3 hours faster than normal.
Dr Rauchberger said genetics plays an important role: “If caffeine doesn’t leave the body, the nervous system becomes reliant on the stimulant and without topping up, the quality of life and sleep are affected,” he said.
Australia’s caffeine culture has a great deal to celebrate, especially with International Coffee Day on 1 October, but it’s also a timely reminder to focus on and examine how caffeine effects sleep, with Sleep Awareness Week also starting on 1 October.
Dr Rauchberger is encouraging Australians who struggle with getting a good night’s sleep, to be mindful of their caffeine consumption throughout the day, as it could be affecting their nerve cell activity up to and beyond their bed time.
So your morning Latte may not be the panacea after all!
– Serra Smith

domain: news


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Aurora Borealis the best place and time to see the Northern Lights in Iceland
Updated: Apr 7
What are the best months or the best time of year to see the Northern Lights in Iceland?
The Northern Lights or the Aurora Borealis appear, regularly, in Iceland from the middle of August through to the end of March. Any time outside these months, the Northern Lights do not appear, as the nights are short, and daylight dominates the sky. During these months, the Aurora Borealis appears almost everywhere in the country if the strength, or the Aurora level, is right and the skies are clear. So, you need to visit Iceland, during winter, to see the Northern Lights. That makes the winter the best season for seeing the Northern Lights in Iceland. But some months rather than others.
What are the best months and time in the evening to see the Northern Lights in Iceland?
In August and September, night descends at around 9:00 p.m. in the evening, and the night turns dark. As time moves towards the month of December, the darkness sets in earlier, at around 7:00 p.m. And eventually, around 5:00 p.m. From December 21st, the time of night starts to move back later in the evening, until it reaches 9:30 p.m., again in March. In recent years, I have followed the forecast of the Northern Lights and have often photographed the Northern Lights, the Aurora Borealis, by visiting various places near Reykjavík, the capital of Iceland, and around the country. It is my experience that the time between 9:00 p.m. and midnight is an excellent time to see the Northern Lights. Often, the time between 9:00 p.m. and 11:30 p.m. is the best and most interesting. If the conditions are right, you are almost certain to get a glimpse of the Northern Lights, or even better, you will get to see a spectacular show in the sky within that period. If you have time and if you are traveling to Iceland only to see the Northern Lights, it is usually a good idea to hang out and see if the show continues until 3:00 a.m. So, if the forecast is right and you don’t see the Northern Lights in the evening, it is quite likely that you will not see them after midnight.
Does the weather play an important role in the viewing of the Aurora Borealis?
A clear sky, preferably with temperature slightly below zero-degree Celsius, is the optimal condition to see the Northern Lights. For photographers and for full enjoyment of this spectacular sight, a calm wind makes the night perfect, especially if you are by a lake where the lights reflect on the water, making the whole experience much more enjoyable. But Mother Nature does not take reservations for those who plan to see the Northern Lights and in Iceland, during winter, we are all at her mercy. The weather in Iceland during November through February is often difficult; roads are often risky and hard to drive on and, sometimes, they are closed because they are packed with snow. On the other hand, a snowy day and landscape packed with snow can enhance the experience, as it always brings illumination and depth to the night. If the sky is gloomy and cloudy, you might as well find something else to do. It is, of course, impossible to see the Northern Lights under those conditions. If the wind is strong, it magnifies the cold temperature and staying outside for half an hour, not to mention two to three hours, can become quite challenging.
How do we look for the Northern Lights in the sky?
When you are at a location that you have selected and you are waiting for the lights to appear, you will not miss the Northern Lights if they actually emerge and put on a show. But, sometimes, you can see them, even if the strength is low. Most of the time, it starts with a small kind of thin green haze in the sky that develops into neon-green curving and moving lines in the sky. Sometimes, the strength is weak, and the Northern Lights appear as a green fog on the dark horizon. So, one thing that the search for the Aurora Borealis requires from you is patience. It is a waiting game that can bring a high reward because if they appear, the sight is breathtaking and even beyond breathtaking. Sometimes, the show is so strong and full of colors that the sky almost becomes intimidating, unreal, and mesmerizing.
What are the best places near Reykjavík and around Reykjavík to view the Northern Lights?
Although this magnificent phenomenon in the sky can be seen in Reykjavík, it is always much better to go outside the city, to a place where city lights don’t disturb the experience. As a rule of thumb, you need to be in a dark place to see the Northern Lights. But if you want to stay in Reykjavík, a good option is to walk the Sculpture and Shore Walk path. At a slow pace, you should walk the path from the City Center, by the shore to the east, all the way to Laugarnestangi at Laugarnes, where there is less light. The lighthouse by Grótta, in the neighboring town of Seltjarnarnes, is also a good spot. And if you have a car, the Kjalarnes district in the northern side of the bay in Reykjavík, by the mountain Esja is an excellent place to view the Aurora Borealis. There is a parking lot by the church. Here you can get a fabulous view of the Northern Lights and from this spot, you can see them dance over the city or over the mountain. Another place is at the lake Hvaleyrarvatn, in the town of Hafnarfjörður, where you can park at the west side of the lake. All these places have good parking lots and good space to walk away from any possible light. Also, they provide the spectacular surrounding required to enhance the experience of viewing the Northern Lights.
What are the other places near Reykjavík to view the Aurora Borealis?
It is also interesting to travel to a beautiful place, like lake Þingvallavatn by Þingvellir or Kleifarvatn lake near the south shore, to enhance the experience, if you want to spend more time to view this compelling phenomenon. At Þingvellir, a great place is to park by the campsite. At Kleyfarvatn, we prefer the parking lot by the small cliffs, on the west side of the lake. The car park at Grænavatn lake, near Kleifarvatn, is one of our favorite places. Another great spot is the lighthouse in Garður, on the Reykjanes peninsula. When selecting a place, remember that a vast space is better than a narrow place, or a place where you have a wide view in all directions. And all the places that we have mentioned here requires, at the least, a half an hour to an hour’s drive from Reykjavík.
What are the other interesting places around the country to see the Aurora Borealis?
As we have pointed out in the beginning of this article, the Northern Lights appear all around Iceland. But before you start your trip, you need to look at the forecast for Aurora strength and check if the skies are clear. One of the best places to look is the Icelandic Met Office Aurora forecast. And outside Reykjavík, we have a few favorite places with the same good conditions we mentioned above. Like a good parking lot, there are short trails around the area to widen the space in search of a dark place wide horizon to see every possible appearance in the sky; it is not too remote or difficult to visit and it serves as an interesting foreground and background, if photographing is your thing. In the West Region, our favorite is Hellnar at Snæfellsnes Peninsula, a small hamlet in a beautiful surrounding. In the Northern Region, both Hvammstangi village and Akureyri are great spots. At Hvammstangi, the parking lot by the camping site is great, and the old cemetery and church give the viewing a unique feeling. In the east, the town of Fáskrúðsfjörður is our favorite. Here the camping site and surrounding area also give excellent opportunities for walks in darker areas. And last but not least, in the Southern Region, is the iceberg lagoon, Jökulsárlón and the Dimond Beach by the shore, where a stroll will provide you with the rich experience of the Northern Lights.
How do we prepare for a viewing of the Northern Lights?
Don’t underestimate the preparation when you start your evening and night tour to see the Northern Lights. You should select a place and stick to that selection throughout the night. If the conditions are right, you are going to see the Northern Lights, and it does not necessarily increase your result to drive around. There are always hours between high displays of the Northern Lights and viewing them is always a waiting game. Understanding the time-consuming factor is one of the main premises when you head out to see the Aurora Borealis. Another one is driving to the spot and find a parking place in time. The best thing you can do is to arrive at the spot an hour or hour and a half before it gets dark and do a quick research at your options to walk around. Get familiar with the area and look for possible short paths that can lead you to darker spots with better views. It is also a good idea to have a flashlight in the pocket or a headlight on your head, to lighten the path, as it can be uncertain to walk in the dark. Because of the unpredictable weather for most of the year, you should always dress for a cold night. Packing yourself into warm clothes and good shoes while heading out to view the Aurora Borealis is always a good idea. Standing out in the cold for hours is difficult, so make sure that the clothes are warm.
Why travel to Iceland to see the Northern Lights?
Of all the places on the planet, Iceland is one of the best places to visit and see the Northern Lights. From here, the likelihood of actually seeing the Aurora Borealis is reasonably good. There are many places to select from, both around Reykjavík (the capital) and around the country. In the countryside, there are also a lot of places and not far apart It is easy to travel to Iceland from both sides of the Atlantic Ocean. The show in the sky is often beyond spectacular and if everything else fails, there are a lot of other things you can do in Iceland, while you wait for the next opportunity. If you have a few days and you are determined to see the Northern Lights, the odds are that you will succeed, as you will most likely find a place somewhere where you can see the Aurora Borealis.

domain: travel


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Manufacturers such as BSF, Dow and Eastman are racing to develop recyclable, reusable and durable materials with which to build the future.
See the rest here:
Inside the strange, circular world of advanced materials
Companies such as Aquafil are biting at the chance to recycle more than 700,000 tons of discarded marine gear that threaten marine life.
Read the original here:
Recycling fishing gear is a net positive for startups and oceans
Gundersen Health Systems became the first U.S. hospital to reach renewable energy independence, saved $3 million and improved community health.
Read the rest here:
The profitable hospital system with sustainability in its DNA


The Colt is the HBAR 20" barrel, set up for national match shooting. Free float tube, National Match sights and trigger job. Less than 200 rounds fired from the is rifle. Comes with 2- 20 round Colt mags. and .22 long rifle Colt conversion kit.
I'm looking for a enduro / duel purpose motorcycle 400 to 650 cc. I will balance trade for a newer cycle with cash or other rifles or pistols.


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i love love this!
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show them how to use watercolors in an original way!
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domain: hobby


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As I write this, it’s May 2020, and the coronavirus lockdown real estate recession has taken us all by surprise. This black swan event has led to unemployment numbers that are over ten times higher than what we saw in the Great Recession of 2008.
So the question is, what happens to real estate in a recession, particularly in this coronavirus recession? How will the real estate market as a whole be affected? And perhaps most importantly, when should you look to invest in more real estate?
In this article, we’ll look at the current recession, compare it with previous recessions, and look forward to the events to come in the following months and years, so that you’ll know exactly when it’s the right time to buy again.
What Is A Recession?
By definition, a recession happens when the economy shrinks for at least two consecutive quarters (i.e., six months of negative economic growth). This is measured by GDP (gross domestic product), which represents the total value of goods and services produced within a country – every home built, every latte sold, etc.
A recession, then, is a period of at least six months when GDP goes down rather than up. When GDP climbs back to pre-recession levels, the recession is over.
Right now, in May 2020, we’re technically less than two full quarters into the coronavirus lockdown, but the writing is on the wall. Unemployment is at record highs, and many experts are comparing this not just to the Great Recession of 2008, but to the Great Depression almost a century ago, when unemployment reached 25% and lasted not just months but years.
But, in every crisis lies opportunity. By understanding how recessions work and the typical sequence of events that occur during and after a recession, you can set yourself up to create life-changing wealth in the recovery following this coronavirus recession.
Where Are We Right Now, What’s Going To Happen, And When Should You Buy?
Based on what has happened in previous recessions, here’s a breakdown of what could happen to real estate in this recession and subsequent recovery period (with a major emphasis on “what could happen,” as we are living in unprecedented times).
Stage 1 – Unemployment Rises
Right now, we’re in the early stages of the recession, with unemployment continuing to climb as more and more businesses feel the full effects of the coronavirus lockdown. As of this writing, well over 30 million Americans are currently unemployed.
By comparison, during the Great Recession of 2008, 2.6 million people were unemployed. This means that the current coronavirus recession is more than ten times worse than what we saw a decade ago.
Stage 2 – Government Stimulus
As we’ve already seen, the government has stepped in in an attempt to keep the economy afloat, through the stimulus programs for individuals and businesses. While good for the short term, the government can’t keep printing money forever, so it’s likely that this stimulus will serve as just a temporary band-aid on a much larger problem.
The stimulus checks are also one of the reasons why April and May rent collections continue to be relatively strong. Most people haven’t been out of work for that long yet, and the stimulus money helps to cushion them financially for the time being.
But the question is, what will happen if and when the stimulus money runs out, people still aren’t back to work, and the economy still hasn’t recovered?
Stage 3 – Loan Defaults
During the next stage, as the recession continues and businesses continue to close down or operate at diminished capacities, we will start to see a wave of loan defaults. As tenants are not able to pay rent, and many real estate owners deplete their reserves, we’ll start to see more and more loan defaults, both for residential real estate loans as well as for commercial loans.
When this happens, banks will start to take over many of those properties, as they did in the years following the Great Recession of 2008, which brings us to the next stage.
Stage 4 – Bank REO
As property owners default on their loans, banks will start to foreclose on those properties and take over those properties that are not sold at auction.
This is when we’ll start to see a wave of bank REO (real estate owned) properties start to hit the market, as we saw in the months and years following the Great Recession.
Banks are not in the business of property management, so often, they’re itching to offload these properties quickly and thus, at a discount. This is when you should get your checkbooks out and prepare to buy.
Stage 5 – Time to Buy
As those bank REO properties start to hit the market at a steep discount from the prices we saw at the peak in 2019, that’s when you know it’ll be time to buy.
The question is, when exactly will this happen? The short answer is, it depends. It depends on a LOT of factors, to be honest. The full effect of the coronavirus lockdown is yet to be seen, and the coming months will be very telling.
Based on the speed at which the real estate market typically moves (i.e., not very fast at all), it’s safe to expect some amount of lag. What that means is that it’s very unlikely that we’ll hit this time of recovery before the end of 2020. The earliest that we might see bank REOs come on the market is in 2021.
Thus, now is the time to be patient and to make sure that you have ample liquidity prepared for when the time does come to buy. And if you’re investing actively in real estate (as opposed to passively investing in real estate syndications), we highly recommend you consider learning to raise capital, so that you can pool together money from private investors to take advantage of more deals when the time is right.
Stage 6 – Inflation
The final stage that we can expect to see is inflation. This is inevitable, as the government just printed trillions of dollars out of thin air. With that much extra money floating around, there’s bound to be inflation.
But here’s the thing. Inflation is actually a good thing for all of us as real estate investors. Why? Because inflation means that your money is getting devalued. That same dollar from 2019 might only be able to buy a fraction of what it can buy in 2022.
That’s why real estate is such a great investment, because it’s a hedge against inflation. When you invest in real estate with a fixed rate loan, you are locking in your payments, sometimes for 30 years or more. Even as your money becomes devalued, you are still making the same mortgage payments month to month, all while your real estate values continue to appreciate.
This, on top of the benefits of cash flow passive income and tax benefits, is yet another reason why we should all be investing in real estate.
What You Should Be Doing Right Now
There’s no doubt that we are living through unprecedented times with the coronavirus lockdown recession. There’s a lot of uncertainty about exactly how bad this will get and how long it will last.
However, by looking at the economic fundamentals, and by looking at the patterns and sequence of events from previous recessions, we can predict the high level stages that we’ll see in the coming months and years, how COVID-19 will impact multifamily syndications, and what will happen to real estate during the recession and recovery.
Whether you are new to real estate investing or have been waiting for years for this downturn, buckle up, because we’re about to see some once-in-a-lifetime deals flood the market in the coming months and years.
The best thing you can do right now is to educate yourself, get in the right mindset, and make sure you have liquid capital ready to deploy when the opportunities hit the market.
To learn more about passive real estate investing and how to invest alongside us in upcoming real estate syndications, be sure to join the Goodegg Investor Club.
And if you’re interested in learning how to raise capital so you can put together your own syndications and take full advantage of the upcoming opportunities, check out our Real Estate Accelerator program.

domain: finance


text:
I woke up early this morning. My plan was to sleep in. But we all know what happens to plans in this time of the coronavirus. I took advantage of the early hour to run to Central Park to slowly jog in the park. There are parts of my body that demand the slow pace. While runners and walkers passed me by, I chose patience for my leisurely stride. I admit there were moments I compared myself to other grey-haired runners who were twice as fast. Then I went back to kind self-talk as I slowly but surely went around the Park Drive and other paths.
The park looks beautiful. Though drawn out, my run was anything but boring. Yet, for many of us boredom has set in during the pandemic. It’s not the ennui of a lazy summer weekend, it’s more of a dull lethargy. It’s a feeling of “I don’t wanna.” It’s a sensation many have day in and day out as we ride the Coronavirus wave.
Most of us thought that we would see a slight bump and then get back to our understanding of “normal.” We all know that didn’t happen. We’re three quarters of a year in, and we are still showing signs of impatience. The funny thing about time is that it can draw out our boredom. Time can also give us the space to incorporate patience.
As a child, I can’t say that I really enjoyed the years I spent going to Shabbat services. I would squirm in my seat waiting for the final benediction. Those hours spent in Synagogue, as well as the hours spent in school assemblies, and at the beauty parlor waiting for my mom to finish getting her bouffant, taught me how to sit still. They helped me to endure boring moments and they allowed me the necessary time to learn patience.
I wasn’t patient then. I’m still learning to be patient now. Without a lot of external distractions, I find that I’m more in tune with how I’m feeling, how I’m reacting, and how to care for myself in those moment. The pandemic has been so difficult in so many ways. Yet, one take away is that it has given me a chance to be a little more patient. And when I am patient with myself and my varying moods, then I have more patience for others. When things don’t go my way, and there seems to be a lot of that in the pandemic, I rely on patience to get me through. It’s a somewhat flawed system, because when I lack the patience to be patient with myself, then I have to find the patience for my impatient self.
- Go old school. Watch a movie from the 30s like Swing Time, 42nd Street, The Thin Man or My Man Godfrey.
- Double down on old school by checking out stand-up comedians like Jack Benny, Richard Pryor, Lily Tomlin, Robin Williams, Moms Mabley, or Wendy Leibman
- Find a noise, a hoot, an out loud, “yay,” or something that’s all your own to cheer you on for small wins during the day. i.e.: Yay, I took a shower today.
- Take out the good china, silver, crystal. Sometimes we have to make any day a special day.
- Get rescue remedy. It’s the perfect Bach remedy for these times.

domain: literature


text:
Case in Point Webinar Series:
The 10 Things You Need to Know About Patent Litigation in 2017
Patent litigation in 2017 will continue to be high stakes for the companies involved. In developing the best strategies as plaintiff or as defendant, trial counsel will find that the playing field and rules are significantly changed from what they were just a few years ago. Besides the now well-known legislative changes and significant case law decisions that have upended many aspects of patent litigation, recent decisions continue to provide opportunities for new strategies, as well as new pitfalls for the unwary.
This CLE program will give the perspectives of two highly experienced trial attorneys on how they develop case strategies, avoid those pitfalls, and achieve successful outcomes for the firm’s clients.
Who Should Attend: This webinar is appropriate for all in-house counsel.
Continuing education credit available.
Registration is limited.
Register now to receive an email from WebEx with webinar details and a calendar appointment. Adobe Flash Player required.
About the Speakers
John McDowell is a first-chair trial lawyer hired for complicated, large-scale litigation in Texas State Court and Federal Courts across the United States. John has more than 30 years’ experience working in a broad range of industries, with current engagements centering in the telecommunications, technology, energy and healthcare sectors. John’s clients are headquartered around the world, and their most pressing horizon issues include offensive and defensive intellectual property and competition strategies. His approach is direct and practical, with a keen focus on clients’ ultimate goals. His approach is direct and practical, with a keen focus on clients’ business strategies and their legal concerns. A successful outcome, as defined by each client, is his goal. Mr. McDowell received his J.D. in 1982 from The University of Virginia School of Law and his B.A. in 1979 from Stanford University.
John Flock is a high-stakes patent litigator whose experience has generated professional achievement awards and American Law Journal “Top Jury Verdict” recognition. He combines 20 years’ patent litigation experience with nine years as a former New York City Assistant District Attorney to represent his clients in high-stakes battles in the ITC and district courts. John also has developed particular skill in patent valuation by using his experience in litigation and in the negotiations of major portfolios to determine real world value, particularly focusing on the key patents that drive value. He has worked with global Fortune 500 companies on some of their major acquisitions of patent assets in the past few years. John earned his J.D. in 1980 from Pace Law School. He received his B.S. from The Cooper Union in 1974.

domain: law


text:
The best thing about checking other blogs and sites is sometimes finding things you don't normally find on the Drive by Media. Todays big find or at least very interesting and comical, is from the "Daily Beast Site" http://www.thedailybeast.com/blogs-and-stories
The post I found very amusing and also so true to todays banking collapse, is titled, "Cloudy With a Chance of Mortgages" by Jonathan Wald http://www.thedailybeast.com/author/jonathan-wald/
By now we all know or at least those of us that don't have our heads in the sand know the financial crisis came about from an abundance of free money or home loan mortgages being given to just about anyone who wanted one. Loans without even a down payment, Interest only loans thats lead to the subprime crash of the housing industry and the banking collapse. Illegal aliens were given mortgages, simply because they were said to be good honest hard workers. In the end, it all came tumbling down, when the interest rate hikes on the loans started to kick in. Suddenly folks were finding their monthly mortgage rising beyond what they could afford to pay.
The Housing & Banking crisis is far from over. Every week more banks are shut down by the FDIC. In fact the Federal Deposit Insurance Corporation is running out of money. Bengy Bernanke the Fed Chairman continues to say things are better now, but then he and his idiots at the fed were nowhere to be heard giving any warnings of what was to come.
Well back to Jonathan Wald and his interesting blog. What really caught my attention was the short video thats provided along with the blog. Its titled, "Cloudy With a Chance of Meatballs" http://www.youtube.com/watch?v=qKWkHwwqCRo Its definitely worth a look.
Hope you enjoy the preview, don't forget your popcorn.


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text: FADE IN:INT. DREAM SEQUENCE, LIBRARY CHECKOUT DESK -- DAYA buxom CONSTANCE FAIRCHILD(18), in a blue dress, stands infront a library checkout desk facing a prim LIBRARIAN(30)with her hair in a bun. There is no one else present. Thelibrarian wears a prominent name-tag that says "Librarian".LIBRARIANThat book doesn’t exist anymore.CONSTANCE FAIRCHILDThat’s impossible!LIBRARIAN(calmly, as her face chars andmelts)There’s nothing I can do.The librarian bursts into flames. Constance looks down ather hands. The skin on Constance’s hands chars and fallsoff and she screams.A nuclear fireball consumes New York City.INT. CONSTANCE’S BEDROOM -- NIGHTConstance wakes, screaming. She checks her hands to see thatthey are OK. She gets up and puts on a robe.INT. HOTEL GIFT SHOP -- DAYYawning, Constance examines a watch held by the femaleCLERK(25). She wears typical college student attire andcarries a backpack of books. Dressed like a Secret Serviceagent, THOMAS FIELDS(45) looks on.CONSTANCE FAIRCHILDIt’s my birthday present to myself.CLERK(with a French accent)Happy birthday, Miss Fairchild.Constance puts on the watch.CONSTANCE FAIRCHILDI’m going to be late for class!Constance runs from the shop, followed by Thomas Fields.


text:
A primary school headteacher has been forced to work from home by death threats from Muslim parents who hate her western values.
Trish O’Donnell, head of Clarksfield Primary School in Oldham, has endured ‘harassment and intimidation’ in the form of ‘aggressive verbal abuse’ and ‘threats to blow up her car’ from parents pushing conservative Muslim ideals.
It is feared they are making a ‘Trojan Horse’ attempt to Islamicise the school.
Parents have complained the way she dresses is ‘unsuitable’ and that pictures of her daughters in her office are ‘offensive’.
The school is mostly filled with Pakistani pupils who do not speak English as a first language. A section of its website titled British values only reads: ‘coming soon’.
Since becoming head in 2006, Mrs O’Donnell has taken the school Ofsted rating from needing improvement to good.
But now she feels her position is untenable due to the pressure from Muslim parents trying to change the school from within.
According to an Oldham council report, seen by The Sunday Times, she wrote that she had a ‘very strong reasons to believe that . . . a “Trojan Horse” agenda [is] being played out’.
And the head teachers’ union, the NAHT, said it was ‘supporting a number of members in the Oldham area with a variety of apparent Trojan Horse issues’.
The school’s 2013 parent-governor Nasim Ashraf (left) hosted ‘Islamic teaching sessions’ at the school. There is no suggestion he is involved in the threats
The council report says the school’s 2013 parent-governor Nasim Ashraf hosted ‘Islamic teaching sessions’ at the school while his wife, Hafizan Zaman, ‘made remarks to Asian staff members that they should be wearing a veil and covering their heads’.
They took exception to Hindi music being played in class, were angered by sex education and were accused of intimidating staff and undermining the headteacher.
The report said they tried to mobilise parents to ‘secure changes at the school to reflect their interpretation of Islam’ but did not suggest they were involved in the violent threats.
Ashraf’s sister Shasta Khan is serving eight years in jail for plotting to attack Jews in Manchester.
A section of Clarksfield school’s website titled British values only reads: ‘coming soon’
She’s friends on Facebook with Tahir Alam, the architect of a similar ‘Trojan Horse’ plot on several schools in Birmingham in 2014.
In the plot activists launched a campaign to oust headteachers using dirty tricks such as spreading false allegations and packing governing bodies with their supporters.
Tahir Alam and Razwan Faraz were part of the ‘Park View Brotherhood’ of teachers, which exchanged some 3,000 messages in a WhatsApp group, including offensive comments about British soldiers, the Boston Marathon bombings and the murder of soldier Lee Rigby.
Mr Faraz, a former deputy headteacher of the Trojan-Horse linked Nansen Primary School, is under an interim teaching ban, while Mr Alam was banned from any involvement with schools by the Department for Education (DfE).
Clarksfield Primary’s Chairman of Governors Saima Kausar and Mrs O’Donnell declined to comment.
Ashraf denied any Trojan Horse plot but said he wanted to remove Mrs O’Donnell because the school was failing.
A spokesman for Oldham council, cabinet member for education Amanda Chadderton, said: ‘We take any allegations about our schools very seriously. The report into an Oldham primary school found no basis to the “Trojan Horse” allegations.’

domain: sociology


text:
One of the driving forces around designing or decorating a client’s home often centers around hosting. That’s because having people [that you like, of course!] to your home can add happiness to your life.
Socializing not only staves off feelings of loneliness, but also it helps sharpen memory and cognitive skills, increases your sense of happiness and well-being, and may even help you live longer. In-person is best…. –Dr. Craig Sawchuk, a Mayo Clinic psychologist.
Given the rising costs of entertainment venues and food in restaurants, going out for such socialization isn’t something most people can do more than a couple of times a month. The pressure to dress a certain way and any perceived or actual time frame can add a layer of stress to socializing in public.
Conversely, socializing at home wonderfully allows everyone to relax with no dress code, no cover fees, and no stressing about the time frame. Hosting really just means inviting people in. It doesn’t have to be Pinterest level appetizers for 30 people. Hosting is about connecting, bonding, and maybe even preparing the food together. Hosting doesn’t have to be difficult!
One of my favorite statistics about happiness is that the Danes socialize about 2 times a week—whether they be married/coupled or single, parents or not—and they are some of the happiest people in the world. Often, they socialize in their homes in simple ways, always sharing the work load of the time together. For example, the host is not the only one who will cook or prepare refreshments, often they will cook together, all contributing in some way to keep things low-effort for everyone involved.
If you are feeling stuck about wanting to invite others into your home, you are not alone! So many people feel that their homes are embarrassing and/or don’t represent them. These feelings of inadequacy are not only unnecessary, they are damaging to those who want to invite others into their houses and reap the benefits of socializing at home. If you want to improve the flow, function, and aesthetics of your living areas, please, please, please check out my incredible online interior design course Chic, Kid-Proof Living Rooms. The 9 hours of on-demand video content and accompanying workbook guides anyone looking to have durable, beautiful, and inviting interiors (dining, living, and play rooms, offices, bedrooms, etc.) step-by-step through the process I use with my own clients. By the end of the course, you’ll have a design that serves your unique needs and reflects your aesthetics.

domain: psychology


text:
“Okay, okay, just one more chapter and if I still don’t like it, I’ll quit and pick up something else . . . but what if it gets better later? But is it really worth reading an entire first half of a book I don’t enjoy? I mean, lots of people said they really liked it, right? I mean, they also said that about (this book) and (this book), too, and I hated those, so….Just a little longer and I really will quit this one. Maybe. Probably. Maybe.”
When it comes to books, I’ve never been a quitter. I have never been able to categorize a book under DNF, or ‘Did not finish’. I’ve put myself through books with characters I can’t stand, cringe-worthy writing, and boring-to-tears plots. Part of me just wants to know how it ends, what happens to the characters, even ones I don’t like. Part of me wants to keep going in case it gets better, even if I’ve hated the entire first half. Part of me wants to give the author the benefit of the doubt and believe they improved over the course of the book. These things usually don’t happen, and I still dislike the characters by the end. But at least there’s no room for what-ifs, right?
I guess it used to work when I was younger, because I didn’t have my own money and I hadn’t discovered Goodreads and Tumblr and I was reading whatever I could get my hands on. If I put down a book it was “Okay, but what now? I have nothing to read…” But now I do have my own money and a To-Read list on Goodreads that’s about to pass 600.
I guess what I’m trying to say, and maybe this post is more for myself than anyone else reading it, but there are so many great books in this world I want to devour. It’s honestly a waste of time to read something I don’t enjoy because I feel like I have to when I could be spending my time reading something I actually like. It makes me sad to put down a book. I wonder if there’s something great that will happen later on that I’ll miss out on and I feel bad for the author who put all of that work into a product I didn’t even bother to finish. But my time is vital and I don’t want to force myself to do things I don’t enjoy.
I’ve never been able to understand how people just say, “Oh, yeah, I just quit that one. I never finished it.” People have whole Did Not Finish Goodreads shelves. And here I am on the week I was supposed to post a review for The Infinite Sea with no review for The Infinite Sea. And I’m okay with it, and I think it’s better this was because I’m reading something I enjoy instead of forcing my way through something that feels like a waste of time.
So if you’re looking for it, this is your sign to put down that book or project or (insert thing here) you don’t like and go do something you love because you deserve it. You can always go back to that thing later. But for now, treat yourself to something fun or try something new.
*I’m not trying to put The 5th Wave/The Infinite Sea down in any way. They just weren’t for me, and inspired me to finally get past my weird thing with not being able to quit books.


text:
Rock Werchter announced that Blur will headline the main stage July 5 at Festivalpark in Werchter, Belgium. The Britpop band previously played Werchter in 1999.
The festival, which runs July 4-7, also features Rammstein July 6. Tickets go on sale Nov. 2.
“We’re excited,” Blur wrote in a statement on its website. “Hope to travel in 2013 to play to more of our lovely fans who we haven’t seen for a while. Don’t know where yet, we’ll tell as soon as we do … Stand by …”
In April The Guardian published an interview with Albarn in which the musician discussed his thoughts on the future of Blur.
When asked if Albarn thought Blur would play live again after the Hyde Park show, the frontman said, “No, not really.”
He added, “And I hope that’s the truth: that that’s how we end it. I don’t know: you can write scripts, and they always end up going… [pause]… well, one thing I’ve learned, and I’m sure you’re exactly the same, is that everything I think I’ve got totally sorted out, and I know exactly what’s going to happen – it never works out that way…”
Guess not, huh?


text:
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Villa Lao Wooden House is a great place to stay, right in the middle of Luang Prabang's charming older district. It's a block or two away from both rivers, the Mekong and the Nam Khan, and five minutes' walk from the sacred confluence of the...More
I stay since 6 years every year a full week at the Wooden House and will certainly return again.
The location is very good right in the middle of the UNESCO protected area and the court yard of the guesthouse is a perfect chill-out zone....More
We has this accommodation as part of a tour we were on. It was a great place to stay being walking distance to the town and to the river (to watch the sunset). Breakfast included in stay was lovely and the staff friendly. The owner...More
Although the rooms are all timber and therefore on the dark side, there is a good feel to this place. Nice relaxing outdoor area where a nice American style breakfast is served as part of the deal.
And of course the location is a winner....More
We arrived at 5.30AM and we were really really tired because of the bus ride. We were already prepared for the fact that we would have to wait until 7PM before we could check in, BUT thankfully they opened the gate for us at 6PM...More
TripAdvisor gives a Certificate of Excellence to accommodations, attractions and restaurants that consistently earn great reviews from travellers.
Free High Speed Internet ( WiFi )
Shuttle Bus Service
US$27 - US$64 (Based on Average Rates for a Standard Room)
Star rating provided by Expedia.
#5 Best Value Hotel in Luang Prabang
Non-Smoking Rooms ,
Number of rooms
TripAdvisor is proud to partner with Expedia, Orbitz, Hotels.com, Booking.com, Travelocity, Ctrip TA, Agoda, Priceline, TripOnline SA and Hotwire so you can book your Villa Lao Wooden House reservations with confidence. We help millions of travellers each month to find the perfect hotel for both holiday and business trips, always with the best discounts and special offers.


text:
Developer McCormack Baron Salazar’s $30 million plan to redevelop a block-long stretch of properties in north St. Louis was approved for tax abatement.
At its meeting Tuesday, the city of St. Louis’ Land Clearance for Redevelopment Authority approved 15-year tax abatement for the project, which is centered around the renovation of the vacant Arlington School at 1617 Burd Ave.
The former Arlington School was designed by architect William B. Ittner. The more than century-old Classical Revival building is listed on the National Register of Historic Places and has been vacant for decades.
The Arlington Grove development includes plans for a total of 112 mixed-income apartments in the school and in new in-fill townhomes on surrounding properties. The development also includes the construction of a 29,000-square-foot building at Martin Luther King and Burd that will have 7,500 square feet of commercial space on the ground floor with 14 apartments on the second and third floors.
McCormack Baron Salazar project manager Maricela Flores said financing is set to close by July. Arlington Grove will be financed with a mix of low-income housing tax credits and state and federal historic tax credits. Construction is set to span 16 months.
McCormack Baron is partnering on the development with the St. Louis Housing Authority. St. Louis-based KAI Design & Build is the general contractor and architect. Some of the units will have solar panels installed to decrease energy costs, said McCormack Baron executive vice president Vince Bennett. The development will seek certification through Enterprise Green Communities.


text:
Starts with the letter 'Gus'
Bottom of page
listprimary is 1
0-9 - A - B - C - D - E - F - G - H - I - J - K - L - M - N - O - P - Q - R - S - T - U - V - W - X - Y - Z
- Guschess . Pieces can freely move in one of 38 areas on the board. Author: Marek14 . Inventor: Gustavo A. Vargas.
- Guschess. Pieces can freely move in one of 38 areas on the board. (8x8, Cells: 38) By Gustavo A. Vargas.
1 'Game' entry listed 1 'Zillions of Games file' entry listed 2 'Small board' entries listed
Total items listed: 2

domain: game


text:
Alex Kane’s assertion (‘Unionists have no idea what a united Ireland would even look like,’ April 9) that every republican never felt Northern Ireland to be their country is to be contradicted.
They did feel where they lived and moved and had their being (whatever it was called) was their country. But they did feel their country was incorporated into a state which they saw as alien, yet oddly not alien in that they would freely go to other countries in that state and there live and participate in its political life, even to being elected to parliament.
Leo Varadkar tried to explain something of this – far better than any of the unionists – to the European Parliament some weeks ago, as a guest of the parliament, and in doing so the threat Brexit (the rise of English nationalism?) poses for it.
It is something of a joke, of course, to hear so many in Ireland (by which I mean what some call the whole island of Ireland) reproach the English on this.
But today the joke is a leaderless unionism has become saddled with the blinkered mindset of a religious sect. It was a mindset that could ally with unionism given the mindsets in Ireland of pre- Second Vatican Council times. Those times have now gone and the once ally has virtually swallowed up unionism as though unionism is about that and nothing else. It is not the mindset of the unionism that gave us the 1947 Education Act.
Let Alex Kane, Arlene Foster, and others, read the last two pages of the late Charles Brett’s autobiography: “Long shadows cast Before”.
What Brett writes is what unionism, as distinct from today’s “unionism”, democratic or otherwise, ought to be about, these islands. It is what Terence O’Neill, a former Northern Ireland prime minister, was about but he was bellowed out in the name of a “Protestant” unionism that name changed itself to “Democratic” without a mindchange — and so to what is called “unionism” today, now virtually clueless.
W A Miller, Belfast BT13


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Photo Gallery: Refugees in the Greek Islands
Migrant Misery Greek Island of Kos Makes Refugees Fend for Themselves
Along the beach promenade on the island of Kos, a small settlement of tents has sprung up. Colorful clothing flaps in the breeze, hanging from a palm tree after having been washed in the sea. In the shade beneath the tree sits a 14-person family from the war-torn Syrian city of Aleppo. Children, the 65-year-old grandmother, the pregnant aunt: They're all there.
The women don't want to give their names or be photographed. But they do have something they want to share. "Will you just look at that!" says the grandmother, pointing to the broad, black overcoat that covers her body. It is covered in light-colored dust -- the product of having to spend the night outside, sleeping on a patch of dried-out grass.
The family's home back in Aleppo was destroyed just a few days ago after fighting in their neighborhood flared up again. Now, they are camped under a palm tree on a Greek vacation island with nothing to eat or drink. There is no toilet nearby, much less bathing facilities.
The grandmother once again points accusingly at the spot on her overcoat. Up until 10 hours ago, before her first night under the stars on the island of Kos, she was a proud woman. After leaving Aleppo with her children and grandchildren, she found hotel rooms in Turkey for the family and paid traffickers for the trip across the small strip of the Aegean Sea that separates Turkey's west coast from Greece's easternmost islands. Once they arrived, the family did what they could to find a hotel room on Kos, but nobody wanted to rent a room to them.
Suddenly, on the Greek island, the 65-year-old matron is someone who is unwelcome in the homes of respectable people, someone who the police drive out of the city center at night, someone who is beginning to smell due to a lack of facilities to wash. Someone whose clothes are dirty. "Are we really in Europe here?" she asks. She had expected respect and human dignity.
Like other Greek islands near the Turkish coastline, Kos has for months been experiencing a huge number of new arrivals. Around 600 people land on the shores of the island every day, says the Greek coast guard, in addition to those arriving on Chios, Samos, Lesbos and other nearby islands. The European Union's border agency, Frontex, announced last week that nearly 50,000 migrants arrived in Greece in July. That would be an enormous challenge for any country. But one gets the impression that Greece isn't even trying .
No Shelter, No Sanitation
On Kos, there isn't a single official reception camp for refugees, and this despite the fact that the current wave of arrivals has already been going on for months now. Local authorities haven't made shelter, or even sanitation facilities, available to the newcomers and the refugees are forced to buy food and drink themselves at the local supermarkets.
Earlier this week, up to 2,500 refugees were even locked into the Kos stadium for almost 24 hours, with some forced to stay there for three days, many with no access to shade, much less food and water. They had to climb over barricades just so they could go out and buy sustenance. Nobody felt it necessary to tell them how long they would be held there and, when the situation started becoming uneasy, Greek police waded in with batons and fire extinguishers.
In addition to those, like the family from Aleppo, who are camping out along the shore, many have taken up residence in an unfurnished building on the edge of town that used to be the Captain Elias Hotel. The owner went broke years ago and the structure has been empty since then. Months ago, it was said that authorities intended to turn the vacant hotel into a refugee shelter, but since then, nothing has happened.
Nevertheless, the building has become an unofficial migrant shelter in the meantime, providing a temporary home to hundreds of people from across the world. But there is nobody in charge. The aid organization Doctors Without Borders has erected six portable toilets in the yard outside and doctors affiliated with the group regularly visit the former hotel. But otherwise, the people inside are left to their own devices.
Losing Their Belief in Europe
And the conditions are terrible. There is no electricity and overcrowding has forced many to live in makeshift huts built out of palm fronds in the yard outside. In the evenings, they build open fires to cook rice procured from the local supermarket. Many at the Captain Elias have lost their belief in Europe.
The hotel is also symptomatic of a new challenge facing Kos and its refugees. Migrants are people too and, like many of the Greeks living on Kos, they too have prejudices. There isn't a single Syrian living in the Captain Elias, for example, despite the fact that Syrians represent the biggest group on the island. They prefer to sleep outdoors along the beachfront promenade rather than to squeeze in with their wives and children among all the young men from Pakistan, Afghanistan or Mali. Until recently, it was mostly young men who were making the dangerous journey across the Mediterranean . But the suffering has become so great in Syria that now, entire families -- babies, young women, pregnant women, the elderly -- are making the journey. And they need sanitary facilities. Washing themselves bare-chested in the sea or with a hose like the men do is not an option for them.
The one thing that does appear to be working on the island of Kos is Greek bureaucracy. Every new arrival has to report to the coast guard, which only works between midnight and 6 a.m., largely, some people believe, so that the tourists aren't confronted with the process. After that, migrants must register with the police. That can take some time, due primarily to a shortage of personnel on the island. But Kos has increased the speed of registration in recent days and the long lines have shrunk considerably as a result. Refugees from Africa, however, complain that they are systematically disadvantaged, claiming that they often must wait weeks to register whereas those from Syria or Iraq are registered within days. "They want to keep us blacks out," says one young man from Mali.
'We Want a Better Life'
Still, it looks as though local authorities on Kos want the refugees to leave the island as quickly as possible. They have refrained from building a reception camp, but those who have been registered are allowed to take a ferry to the mainland and, from there, continue onwards to Western Europe via the Balkans. They must pay for the ferry to Athens themselves -- €40 to €50 per person -- and Greek shipping lines don't deny that it's a good business for them. The ferries are always sold out.
On Friday, a large ferry arrived at Kos to provide temporary shelter for new arrivals, but only for the Syrians, officials said. Others will still be forced to camp in the open or endure the miserable conditions in the Captain Elias Hotel. The mayor of Kos, Giorgis Kyritsis says the ship will only remain for two weeks. It will not, he insists, become a permanent refugee camp.
But many of the newcomers will still be forced to make the best of their situation. Like the group of four friends from Baghdad, between 24 and 30 years old. Two of them say they served in the Iraqi military, but deserted because they wanted nothing to do with the atrocities committed as part of the war against Islamic State. The other two are engineers. "We couldn't sleep at night," one of the engineers says. "We were constantly afraid of the militias. They kill people and throw them onto the garbage piles. We want a better life."
In shorts and flip-flops, the friends from Baghdad stroll down the Kos promenade. They have lived in the park for the last four days, but now finally have their police registration. But the next ferry to the mainland comes only on Saturday, so they have to wait. "We're going to take a swim in the sea. We know that you shouldn't pour shampoo into the water. But when we have nowhere else to wash ourselves, what are we supposed to do?"

domain: geography


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The average 401(k) balance reached its highest-ever at $75,900 at the end of the third quarter, Fidelity Investments, one of the nation’s largest 401(k) providers, reported last week. This is the highest average balance since Fidelity first started tracking it in 2000 and represents a 4.2% increase from the previous quarter and an 18% increase over last year.
Along with the rising average balance, Fidelity also found that employer contributions are rising faster than employee contributions.
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