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Imeckus' Spell Books
Imeckus’ Spell Books (39900 gp)
This trio of books is bound in leather as black as a starless night, tied together with black leather and gleaming silver buckles. The pages alternate between spells and Imeckus’ studies on divination. As these notes are read, they refer again and again to things that have already happened to the reader. Each book ends in a dozen blank pages.
- Level 6: Analyze Dweomer, Anti Magic Field, Cloak of Dreams, Contingency, Disintegrate, True Seeing,
- Level 5: Acid Spray, Baleful Polymorph, Dominate Person, Feeblemind, Fire Snake, Mind Fog, Major Creation, Permanency, Permanent Image, Prying Eyes, Teleport, Sending, Symbol of Scrying, Waves of Fatigue
- Level 4: Arcane Eye, Charm Monster, Crushing Despair, False Life (Greater), Globe of Lesser Invulnerability, Greater Invisibility, Illusory Wall, Minor Creation, Overwhelming Grief, Scrying, Shocking Image, Stone Skin
- Level 3: Arcane Sight, Clairaudience/clairvoyance, Dispel Magic, Excruciating Deformation, Fire Ball, Fly, Slow, Stinking Cloud, Wind Wall, Vampiric Touch
- Level 2: Blur, Darkvision, Detect Thoughts, Glitterdust, Oppressive Boredom, See Invisibility, Scorching Ray, Touch of Idiocy, Web
- Level 1: Anticipate Peril, Alarm, Burning Hands, Charm, Detect Secret Doors, Expeditious Retreat, Identify, Mage Armor, Magic Missile, Memory Lapse, Sheild, Stone Sheild, Touch of Gracelessness, True Strike, Vanish
- Level 0: arcane mark, dancing lights, detect magic, mage hand, read magic
- Preparation Ritual: Written in Fate (Su) Anyone that prepares spells from this book inevitably reads about their own adventures. The reader is filled with a sense of ominous foreboding as the book vaguely hints about their own future. The next time the wizard who prepared spells from this book enters combat and rolls an even number on a d20 roll triggers this boon.
The caster immediately rolls 1d20. Any result of 1 through 10 is added to the casters last roll. Any result 11 through 20 is subtracted from the last roll.


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Leg before wicket (cricket)
cricket: Methods of dismissal: The batsman is out “leg before wicket” (lbw) if he intercepts with any part of his person (except his hand) that is in line between wicket and wicket a ball that has not first touched his bat or his hand and that has or would have pitched (hit the…
Muttiah Muralitharan (Sri Lankan cricketer)
Muttiah Muralitharan, (born April 17, 1972, Kandy, Sri Lanka), Sri Lankan cricketer whose unorthodox delivery made him one of the most effective and controversial spin ...
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Players use a hard ball, weighing 2 12 to 3 oz (71 to 85 g) and measuring 7 12 in. (19 cm) in circumference, and ...
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Dick Motz, (Richard Charles Motz), New Zealand cricketer (born Jan. 12, 1940, Christchurch, N.Z.died April 29, 2007, Christchurch), was the first New Zealand cricketer to ...
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Sir Garfield Sobers, in full Sir Garfield St. Aubrun Sobers, byname Gary Sobers, (born July 28, 1936, Bridgetown, Barbados), West Indian cricketer, considered by many ...
Shane Warne (Australian cricketer)
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Twenty20 Cricket (sport)
Twenty20 cricket, also called T20, truncated form of cricket that revolutionized the game when it was introduced in 2003 with rule changes that put a ...
Cricket, Anyone Quiz
A leg bye is a run that is scored in cricket when the ball is deflected off a batters body, allow batters to change places.
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In the 1998-99 season Akram captained Pakistan to the final of the Cricket World Cup, but inexperience emerged in their defeat by Australia. Also that ...

domain: sports


Column: Legislators reinstate dysfunctional, homogenous UNC Board
Published 12:22 pm Saturday, March 30, 2019
by Colin Campbell
The UNC Board of Governors is a hot mess these days.
They’ve pushed out three respected university leaders: System President Margaret Spellings (a former education secretary under President George W. Bush), UNC-Chapel Hill Chancellor Carol Folt and East Carolina University Chancellor Cecil Staton. All of them got hefty payments on the way out that could have funded academics.
The biggest issue before the board is whether or not to reinstall the Silent Sam Confederate monument, which would require paying for round-the-clock security. And personal spats between board members routinely end up in the headlines. You’d think a group of mostly white Republican men could get along, but the board looks highly dysfunctional.
Last week though, the state legislators who appoint the board had a chance to hit the reset button. Twelve seats were up for appointments – an opportunity for some fresh faces and perhaps a bit more diversity.
Instead, lawmakers did the opposite. They reappointed 10 current board members in party-line votes, and added two white Republican businessmen to the remaining open seats. The House declined to reappoint an African-American Democrat, so the new board will become more white and male.
And for what appears to be the first time in the board’s history, there will be no Democrats leading the state’s university system. The bad press for university leadership is harming North Carolina’s ability to attract businesses, who want a stable system of higher education to supply talent, according to Rep. Robert Reives, D-Chatham. “They’re talking to us about workforce development, and that’s becoming code,” he said.
So why reappoint the same people? Well, when you’ve invited your personal friends, business associates and campaign donors to a party, it’s hard to ask them to leave when they misbehave.
One of the reappointed board members once hired House Speaker Tim Moore for legal work. According to WRAL, another leads a company that has employed two top House leaders in recent months. Others who were reappointed are wealthy Republican campaign donors. Most don’t appear to have a professional background in education. The one nominee the Senate didn’t select was Charlotte educational consultant Kaye McGarry, who was nominated by a Republican.
Some legislators seem almost embarrassed by their actions here. A typical appointment or confirmation process at the General Assembly features glowing speeches extolling the virtues of the nominee.
But this time, House Republicans did not make a single floor speech to praise their UNC board picks. Instead of holding an open election where any legislator could make nominations, the House held an up-or-down vote on a slate selected by leadership behind closed doors. Moore refused to speak with reporters after the vote.
To the Senate’s credit, at least it held the standard election, and Senate leader Phil Berger had the guts to describe the appointments as a “vote of confidence” in the current board. He told reporters that board chairman Harry Smith is doing “a good job,” and that he thinks “there’s a lot of diversity amongst Republicans” on the board.
While House Democrats rightfully complained that they were left out of the process, Senate Democrats did get a chance to make nominations. They didn’t file a single one, instead opting to throw stones from the sidelines and complain about long standing rules governing the balloting process.
Sure, the GOP would have rejected the Democratic picks, but they could have at least showed voters what a properly diverse UNC board might look like.
Democrats seem content to wait until they retake a legislative majority and then stock the UNC board full of their own political donors and personal friends – much as they did in past decades. But it’s on them to propose a different path: File legislation to restructure the UNC Board of Governors to ensure that it’s a diverse group with the expertise necessary to oversee our universities.
Other state boards feature appointments by the governor and other elected officials outside the legislature. And laws governing those boards require appointees from specific professional backgrounds – so UNC’s board could, for example, include seats for professors, public school superintendents and business leaders.
While the current UNC board continues to draw negative attention, now is the time to propose alternatives. The future of higher education in North Carolina depends on it.


text: In the past four years, outbreaks of acute respiratory diseases associated with canine influenza H3N2 viruses in dogs and cats have been reported in South Korea and China. For prevention of disease from spread of the disease and for administration of timely medical treatments, including countermeasures for quarantine, use of a rapid and highly sensitive detection method are important to detection of the causative viruses. This study was conducted in order to develop a real time RT-PCR for the H3N2 subtype. It was based on primers targeting the highly homologous sequences of matrix, hemagglutinin, and neuraminidase genes. The detection limit of real time RT-PCR was 10 copies/ul with matrix and hemagglutinin genes, and 1 copy with neuraminidase genes, respectively. This real time RT-PCR was as sensitive as virus isolation in 52 clinical samples. The detection system developed in this study might provide more rapid and highly sensitive results than commercial rapid kits based on immunochromatographic assay.

domain: medical


Gurmeet Ram Rahim is back in the news. And it is because of a film he announced he is making.
The Dera Sacha Sauda chief is making a movie on the surgical strikes that India carried in Pakistan-occupied Kashmir across the LoC.
We are NOT kidding.
The name of the film is ‘MSG – The Lionheart – Hind Ka NaPak ko Jawab’.
Recently, Gurmeet Ram Rahim had a SUCCESS PARTY of his film ‘MSG’, where he told the media that he is soon going to start filming this one on surgical strikes.
In the film, he will be highlighting the current situation of the country and give an answer to those who are demanding proofs for the surgical strikes. The film will revolve around the terrorists and jawans.
He even went on to say that he will be completing the movie within 25 days.
The surgical strikes came after 19 Indian soldiers were killed in a terrorist attack in Uri.


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Vital Records Of GRAFTON, WORCHESTER CO., MA
To The End Of The Year 1849
Published By The Essex Institute, Salem, Mass. 1918
Thos. P. Nichols & Son Co. Printers, Lynn, Mass.
[Transcribed by Dave Swerdfeger]
THE list of , Marriages and Deaths comprised in this volume includes all that were found in the Town Books covering the period from the earliest date there recorded to the end of the year 1849. Some additions have been made from other sources, and these are indicated in each instance by proper reference.
All of the records are condensed in print as much as is consistent with intelligibility, accuracy, and completeness of information. Differences in duplicates, and explanatory or other matter which seemed necessary or desirable, appear in brackets.
Marriages and intentions of marriage are printed under the names of both parties, but the full information concerning each person is given only under his or her name.
The double date is used in the months of January, February and March prior to 1752 only when it so appears in the original, and instances of the modern form after 1725 are not uncommon.
When places other than Grafton and Massachusetts are named in the original records, they are given in the printed copy.
The age given in the Deaths is in years unless otherwise indicated. The name of a place at the end of a record indicates where the birth, marriage or death took place, if elsewhere than Grafton.
Worcester County, Massachusetts, was established April 18, 1735, from the plantation of "Hassanamisco." Certain common lands were annexed June 14, 1823. Part of Shrewsbury was annexed March 3, 1826, and part of Sutton March 3, 1842.
Population at different periods: 1765, 763; 1776, 861; 1790, 872; 1800, 985; 1810, 946; 1820, 1,154; 1830, 1,889; 1840, 2,943; 1850, 3,904. Population in 1905, 5,052.
Number of Births printed ........ 5,160
Marriages ........2,134-4,2688 names
Deaths ........ 1,660

domain: geography


Until now, the 433hp, 4.7-litre V8 powered S model has only been available with a ‘robotised’ electro-actuated gearbox. GranTurismo owners wanting the cushy fully-auto option have had to content themselves with the less powerful 4.2 litre engine.
According to Maserati the combination of fully auto transmission – a ZF six-speed – and the bigger ‘S’ model engine stresses the original ‘granturismo’ concept while offering peak performance. Apparently the auto box shares recent modifications with the Quattroporte GT-S installation whereby shifting has been speeded-up and kick-down eliminated from the manual shift mode.
The revised model will be unveiled officially in Geneva next week, with detail changes including new ‘under-door mini-skirts’, new style 20ins alloy wheels with a ‘Trident’ design and an ‘enriched’ equipment package which basically means that you get Bluetooth connectivity and an Ipod interface as standard.
An open-topped version of the GranTurismo is still on the way, but will probably not be revealed until the Geneva show in 2010 according to latest insider reports. Apparently it will be dubbed the GranTurismo ‘Cabriolet’ and not ‘Spider’ as it is expected to retain the coupe’s 2+2 seating – whereas Maserati Spider models historically have room for only two.


Scottish and Southern Energy (SSE) has submitted an application to the Scottish Government for consent to construct the Coire Glas pumped-storage hydropower scheme at an increased capacity of up to 1500 MW. The UK multi-utility was granted planning approval for an £800 million, 600 MW plant in the Scottish Highlands in late 2013 but to maximize the potential of the site, located northwest of Loch Lochy in the Great Glen, it is now seeking permission to more than double its capacity.
The project, which would be the largest capacity hydropower project to be built in Scotland, and the first new pumped-storage scheme in the UK since the Dinorwig plant in Wales in 1974, would help meet the UK’s electricity needs, and act as “a natural complement to a low carbon energy system based on renewables”, SSE said in a press release on 18 April.
“Pumped storage can and does play a significant role in making the UK’s electricity system more efficient, reliable and secure for the future. Our Coire Glas project would more than double the total amount of current pumped-storage energy capacity in the UK,” it said. The Coire Glas scheme would have a storage capacity of up to 30 GWh, more than doubling the UK’s existing pumped-storage capacity of 24 GWh. SSE said it would take 20 hours to release the stored energy with the proposed 1500 MW capacity, compared to 50 hours for a 600 MW scheme, adding that the higher capacity would mean water could be moved in larger quantities, allowing for more “flexible operational options” to help either store energy or generate power depending on demand.
Pumped storage can and does play a significant role in making the UK’s electricity system more efficient, reliable and secure for the future.
Scottish and Southern Energy
Despite the obvious benefits that pumped storage offers, SSE said that progressing the Coire Glas scheme requires overcoming a number of commercial and regulatory challenges. These include changes in the existing transmission charging regime for pumped storage and a satisfactory and supportive long-term public policy and regulatory framework. Since obtaining consent in 2013, SSE said it had been working with key stakeholders including the Scottish Government, Department for Business, Energy and Industrial Strategy, OFGEM and other bodies with the aim of achieving recognition of the benefits that pumped-storage hydro will bring to the electricity market and its wider socio-economic benefits. According to a report commissioned by SSE, the UK consultancy Baringa found that Coire Glas would deliver benefits in social welfare of about £70 million per year and a reduction in customers’ bills of about £215 million per annum.
Moreover, SSE said the increase to the scheme’s capacity would entail “little change” to the current external elements of the project as the majority of changes would occur under-ground with an enlarged powerhouse to house the larger turbines and pass the increased flow rates of water. External elements, such as the dam, upper reservoir, construction access, jetty and administration building, will be similar in size and nature to that of the already consented development. Changes would include the inclusion of a surface intake tower and a surge shaft to respond to fluctuation in pressure, as well as expanded tailrace and outlet structures. The project design currently envisages the construction of an upper reservoir in a bowl-shaped valley, which would be impounded by a dam with a height above ground level of 92 m and a crest length of approximately 650 m. The nearby Loch Lochy would act as the lower reservoir, with an elevation of around 500 m between the reservoirs.
SSE owns and operates 1150 MW of conventional hydropower capacity at 50 stations in Highland, Perth and Kinross and Argyll and Bute, as well as the 300 MW Foyers pumped-storage facility.


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Now, as much as we love corporate TV interests, baseball isn't meant to be played thrice a week. It's just not. Baseball is a quintessential game of routine, of the day-in, day-out. Players get in grooves and slumps; they believe in whack-job superstitions. After all, playing baseball requires the sustaining of a precarious mental balance over the course of 162 games—the disruption of which can drive a man nuts.
And yet, take the Angels. Going into Game 6 of the ALCS, they had played only eight times in twenty days. We need more baseball than that. And so do the players. (There just aren't enough museums in Anaheim to keep the mind sharp for two weeks of downtime.) Even the commissioner has admitted as much, saying on Wednesday that he will try to tighten the 2010 playoff schedule.
But off-days aren't baseball's only problem. The other is its writers. That is, the self-inflated scribblers who vote for the MVP and Cy Young—the sport's highest annual awards—and who keep the results a mystery until mid-November, practically a fortnight after the winning team's champagne shower. This week, finally, the Cy Youngs were announced. Tuesday for the AL: Zack Greinke. And Thursday for the NL: Tim Lincecum. Next week we get the MVPs. (Can you feel the excitement?)
The persistent knock against baseball is its brutal length—the sometimes four-hour games; the season (a marathon, not a sprint) that drags on for-e-ver. Before the playoffs, eligible members from the Baseball Writers' Association of America cast their ballots, so why withhold the returns? If they're trying to build drama, it's not working. We're eyebrows-deep in football by now and the rosin bags have been packed away for the long hibernation.
One last question: If the entire country can vote in a presidential election on a single day, and Wolf Blitzer—giggling through his beard—can declare a winner by midnight, how long could it possibly take for a handful of baseball writers to tabulate a few votes? Here's what you do: buy a case of diet soda and an abacus, find a quiet place to sit, like a library or a cellar dungeon, and tell us who the damn MVP is before the World Series—when interest in America's pastime is at its peak. Who knows, maybe it'll even drum up some interest in the Series for more casual fans. I tell you what: we'll pony up for the abacus; the writers can bring the soda.

domain: hobby


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WOODBRIDGE — A day after allegations that a Woodbridge ambulance company was holding wild parties with strippers and prostitutes, the mayor and an attorney for the organization lashed out at each other.
Mayor John E. McCormac blasted the group, claiming members don’t properly staff their building, leave town while on duty and take multiple calls at the same time, leading to slow response times in some instances.
“I have no confidence that they can keep the people of Avenel or Woodbridge Township safe,” he said.
At the same time, a lawyer for the embattled Avenel-Colonia First Aid Squad said she was filing a lawsuit against McCormac, the township and its council.
In her complaint, Lavinia Lee Mears charges McCormac was the one putting residents at risk, that he over-reached his authority by diverting calls from the squad and “embarked on a campaign to systematically target the township’s private first aid squads.”
After McCormac spent this morning giving several television and newspaper interviews, Mears issued a statement calling the most recent allegations “highly defamatory” and “politically motivated.”
“These allegations are retaliatory,” she said, noting they come days after notifying the town of the squad’s plans to sue.
The back-and-forth came on the heels of Wednesday’s revelations that township police had filed charges against a Kenilworth man accused of promoting prostitution following a party he threw at the company’s Avenel Street headquarters.
Township spokesman John Hagerty, speaking for the police, said detectives had determined there were at least two such parties — held this year and last — and that 58-year-old Stanley P. Misiuk brought strippers there who later engaged in prostitution.
“He adamantly denies having anything to do with prostitution or promoting prostitution. He seems to be a pawn in a larger issue and he has been thrown in the mix of a political situation which he knows nothing about,” said Miles Feinstein, a Clifton-based defense attorney, adding “we are confident that he will be completely vindicated.”
A criminal complaint against Misiuk, signed July 13, indicates police developed probable cause to charge him through “conceptual intercept,” law enforcement jargon for a wire tap.
Hagerty, who said the parties occurred “with knowledge of members of the board and/or high-ranking officers of the squad,” has declined to release further details.
He and McCormac said the Middlesex County Prosecutor’s Office is involved in the ongoing investigation. James O’Neill, a spokesman for prosecutor Bruce Kaplan, said “We can neither confirm nor deny the existence of any investigation.”
In interviews today, McCormac focused not so much on the allegations of hooker parties, but an alleged trespassing incident, and claims that the squad was doubling-up on calls and leaving town while on duty.
In early June, Woodbridge revealed its police department had filed the trespassing charges, alleging members, including Assistant Capt. Wayne J. Taski and Capt. Carmen E. Parisio, walked through an old roller-skating rink on Wood Avenue in Edison without permission — bringing an ambulance and on duty emergency medical technicians with them. The cases will be heard in Edison Municipal Court next month.
Under an executive order, McCormac had all calls in the squad’s area diverted to other rescue companies after the trespass charges surfaced.
The township has four EMS companies, all not-for-profit groups with a mix of paid and volunteer workers. They are financed through town grants and donations, but also bill patients for transports.
In the draft of her suit, Mears contends the squad was given no legal remedy to contest McCormac’s executive order, and that council had violated open meeting laws. She also claims McCormac has a conflict of interest in that he is an honorary member of the Woodbridge Township Ambulance & Rescue Squad.
McCormac said he's probably an honorary member of 100 organizations in town.
"I didn't wake up in the morning and say 'Let's go get 'em.' They took a rig on duty, out of town, on a joy ride. It's that simple," he said. "You don't get away with that in this town."

domain: law


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Mushroom Soup For The Pixelated Soul
What’s this blog about? Videogames!
Why this blog? So I can share all my random thoughts and observations I’ve gathered over the years playing games. You can expect to see posts where I might briefly comment on a certain aspect or cliche, recent news that may be relevant to my interests, or whenever I feel like waxing nostalgic on some of my favorite moments or experiences.
So Who Are You? My name is Jorge S Fernandez, a Floridian who goes by several online monikers, which you can find below, and are free to contact me or add me whenever you’d like. As long as you’re friendly, I’ll be happy to converse with you any time.
Penny Arcade Forums: Professor Snugglesworth
Xbox 360: Dr Shizuma
Wii: 3457 5065 6822 4602
Final Fantasy XI: Jorginus (Midgardsormr Server)
World of Warcraft: Jordinand (Cho’Gall, Horde)


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Reduce Sports Injuries With Mouth Guards Commerce, CA
Playing on a sports team is a staple of any childhood from playing little league baseball to playing college football. Regardless of the sport, players will benefit from wearing the proper protection such as shin guards, shoulder pads, helmets, cleats and mouth guards. While most sports go over the necessary gear that the child will need to wear to each game, they may not require mouth guards. With that in mind, mouth guards can be the deciding factor that saves a child's teeth.
Risks of Store-Bought Mouth Guards
While many parents will invest in a store-bought mouth guard, they may not realize the risk. With store-bought mouth guards, the mouth guard will not be a perfect fit for the child's teeth. Due to the improper fit, a child will face a greater risk of damaging his or her teeth during the sport or game. A professional mouth guard will be a perfect fit to the child's teeth that will not run the risk of falling out during the game.
Several reasons why a professional mouth guard will be much better than a store-bought brand over the counter include:
- Less of a chance for the mouth guard falling out on a regular basis
- The mouth guard will be a comfortable fit for the child
- Better and more efficient protection for the teeth
- Made with a more durable yet still completely harmless material
Check out what others are saying about our properly fitted custom-made mouth guards on Yelp: Reduce Sports Injuries With Mouth Guards Commerce
The Mouth Guard Process
The process for a mouth guard is harmless and does not normally take more than two appointments. During the first appointment, we will take a mold of the child's mouth and images as well. Next, we will send the measurements and mold to a dental lab where they will custom-make the mouth guard. The child will return to our office once the mouth guard is complete. We will see if the mouth guard fits and make any necessary adjustments. After the appointment, the child will have the necessary protection to help keep his or her teeth safe during physical activities.
If you are interested in getting a properly fitted mouth guard for your child, then give us a call at (323) 743-4273 and schedule an appointment today.
Questions Answered on This Page
Q. Are professional mouth guards better than store-bought brands?
Q. Why should I wear a mouth guard?
Q. What is the process for getting a mouth guard?
People Also Ask
Q. Why do people wear mouth guards?
Q. Why would I need to wear a night guard?
Definition of Family Dental Terminology
- Custom Impression
- Custom impression involves using trays to create an exact replica of the patient’s teeth before creating the necessary restoration to enhance the overall experience.
- A dentist, also known as a dental surgeon, is a doctor who specializes in the diagnosis, prevention, and treatment of diseases and conditions of the oral cavity.
- Injection-Molded Mouthguards
- Injection-Molded Mouthguards help to create a much more specific fit with a type of molding material that fills available space instead of requiring a patient to boil the mouthguard in hot water.
- Laminated Pressure-Formed Mouthguards
- Laminated pressure-formed mouthguards requires a process that involves applying high heat and pressure to form a mouthguard that meets the needs of the patient.
- Mandible Fracture
- A mandible fracture is a fracture in the lower jaw that breaks through the mandibular bone and is normally a result of trauma.
- Oral Trauma
- Oral trauma is any form of trauma or force that results in an injury of the mouth or teeth. Oral trauma can occur after an accident, injury or disease.
- Occlusion describes the mandibular and maxillary rows of teeth meeting when the patient bites down. If a patient does not have a healthy bite, they are struggling with malocclusion.
- An overjet is a bite orientation that results from the maxillary central incisors (top center teeth) protruding over the mandibular central incisors (bottom front teeth); this may also be known as “buck teeth” by patients.
- Storage Modulus
- The storage modulus is the temperature at which we can store certain elastic materials in dental composite resins.
- Vacuum Formed Mouthguard
- A vacuum formed mouthguard involves customizing the mouthguard to match a mold of the individual patient’s teeth for a perfect fit.
Back to top of Reduce Sports Injuries With Mouth Guards
Everyday Preventive Dentistry Tips For Adults
The role of preventative dentistry is to minimize the risk of future dental issues in patients. Read on to learn some tips that encourage the prevention of oral issues. If you have experienced and treated dental issues in the past, you will attest that it is better to prevent them from happening in the first…
3 Questions To Ask Your Dentist During Oral Exams
The American Dental Association recommends that people visit their dentist twice yearly for oral exams, cleaning, and x-rays. The dental visits offer patients a chance to ask questions about their oral health or any concerns they have about pending dental procedures.When preparing for such appointments, it is better to make a list of the questions,…
What Are The ADA's Recommendations For Dental Care During The Coronavirus (COVID-19) Prevention And Treatment Efforts?
In the wake of the Coronavirus Disease (COVID-19) outbreak, officials are telling people to stay home. There are cases where you can still leave your home, including getting medical care. In some cases, dentist offices may still be open to provide emergency care for patients. The American Dental Association (ADA) has issued COVID-19 guidelines. Dentists…
Getting A Dental Exam During Your Dental Practice Visit
Patients often get dental exams at dental practice visits. Knowing what to expect from one can help the visit go smoother. That way, the patient can make a more informed decision. It also reduces potential anxiety about the visit. Keep reading to learn more about getting an exam.Each exam differs because the dentist might have…


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Hey Tightwads, it’s Tuesday again, and you know what that means – more free movies from iHorror! Here’s this week’s batch of thrifty thrills and cheap chills…
What Lies Beneath
What Lies Beneath is a 2000 spook movie about a woman who believes that her lake shore house may be haunted. As she digs deeper into the mystery, she realizes that either she is right about the paranormal presence…or that she is slowly going insane. Directed by Robert Zemeckis, this big-budget ghost story is one of the best movies of the 21st century. Michelle Pfeiffer stars as the tortured woman and Harrison Ford plays her research scientist husband. Find out What Lies Beneath right here at Popcornflix.
More of a medieval space opera than a horror film, Krull is about a prince who throws together a rag-tag band of criminals and fugitives to help him rescue his princess who has been kidnapped by an alien Beast and his henchmen. Yeah, Krull is one of those kinds of movies. There’s even a super-cool magic weapon called the Glaive that is part boomerang and part Chinese throwing star. This 1983 sci-fi fantasy flick was a bomb when first released, but it’s found a healthy cult following in recent years. Whether it’s a smash or trash is up to you, and you can decide here at Crackle.
Witchery is about a pair of ghost hunters who travel to a hotel on a New England island to do some research. When a storm strands them there with a handful of other guests, the group is tormented by a demonic witch. Although it has little to nothing to do with it, Witchery is a 1988 sequel of sorts to Ghosthouse (which Tightwad Terror Tuesday covered last week), which means that it’s also an unofficial sequel to The Evil Dead (Witchery is La Casa 4, for those of you keeping score at home). It also stars David Hasselhoff and Linda Blair, so it’s go that going for it as well. Check out Witchery here at ShoutfactoryTV.
Grave of the Vampire
Grave of the Vampire is a 1974 fright flick about a child who is born to a woman who was raped by a legendary vampire. Reared on human blood, the child grows into a young man who decides to hunt down and kill his monstrous father. Grave of the Vampire is an American movie, and it kind of gets lost between the British and Italian horror films of the seventies. It is, however, a clever little vampire story, and it’s worth a watch. You can watch it here at Dailymotion.
Not to be confused with the Alicia Silverstone vehicle from the mid-nineties, The Babysitter is a 1980 television movie about a family that hires a mentally unstable babysitter who turns their world upside down. Because it’s a TV movie, The Babysitter is a bit tame as far as horror movies go, but it’s a cool romp back to the time when television was free to be creepy. It also features a television movie cast that includes William Shatner, Patty Duke Astin, Stephanie Zimbalist, John Houseman, and Quinn Cummings. Catch The Babysitter here on YouTube.
Want more free movies? Check out previous Tightwad Terror Tuesdays right here.

domain: artistic


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Hi, I have an inherited a GMS modflow model where properties of soils are defined as layers (not as solids). Each layer has several different zones (areas) with different soil characteristics, such as hydraulic conductivity. My client need few different types of outputs. Would you please let me know if they are possible? The required outputs are as follows. 1. Cross section (other than front and side views) showing layers only (not all model grids) and preferably color each zone of different soil types within each layer with different colors. 2. Can the output in 1 be exported to AutoCAD or ArcGIS in 3D? 3. Can the capture zone of each layer due to extraction well be separately output as shapefiles or AutoCAD in 3D? 4. Can the layer elevations be shown in front and side views? Thank you very much and I appreciate your responses and suggestions. Lalith

domain: design


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Princess Beatrice of York dated Dave Clark in the past, but they broke up in June, 2016. Princess Beatrice of York dated Dave Clark for 10.5 years. Princess Beatrice of York is currently married to Edoardo Mapelli Mozzi.
Children of this Relationship
No known Affairs for this Relationship. Add an Affair

domain: celebrity


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by Joshua Gage
The moan inside your throat is a constellation
that guides my lips, my tongue. Here is the shore
of your neck, your shoulder, the small dark islands
of your nipples where the night descends in storm.
Come to me naked, hips a swollen moon
pulled in orbit around my waist. Let tides
rise. Let waves flood the sand dunes
of our skin. Let the boats of our villages capsize.
Let me lightning your heavens. Let me streak your sky
with the thousand comets of my burning kisses.
Let me burst a thousand meteorites
through your atmosphere to spray your crust.
I fall in retrograde and drag the cosmos
behind until we tremble into dust.
BIO: Joshua Gage is an ornery curmudgeon from Cleveland, His first full-length collection, breaths, is available from VanZeno Press. Intrinsic Night, a collaborative project he wrote with J. E. Stanley, was published by Sam’s Dot Publishing. His most recent collection, Inhuman: Haiku from the Zombie Apocalypse, is available on Poet’s Haven Press. He is a graduate of the Low Residency MFA Program in Creative Writing at Naropa University. He has a penchant for Pendleton shirts, rye whiskey and any poem strong enough to yank the breath out of his lungs. He stomps around Cleveland in a purple bathrobe where he hosts the monthly Deep Cleveland Poetry hour and enjoys the beer at Brew Kettle.


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|Wednesday, Jan 22, 2014 - 4:00 PM
"Fountains of Wayne"
If you love serious, brooding, sonically experimental musical artists, then Fountains of Wayne is not the group for you. Full of bright guitars, wry lyrics and catchy hooks, the foursome manages to create upbeat songs that both reference classic melodic British pop while staying wholly modern, American and slightly adolescent. Many music critics have dubbed the band's sound as power pop, but frontman and vocalist Chris Collingwood has other ideas. D

domain: entertainment


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Download 'The Descent': Commentary Track (mp3, 24.3 MB).
Culture Snob and Bride of Culture Snob discuss the 2005 horror thriller The Descent. Use the controls to hear or download the commentary track, which you’re supposed to listen to while watching the movie.
Neil Marshall’s The Descent approaches being a perfect terror movie. And because terror is unique to cinema among art forms — it doesn’t translate well to the page because the narrative has to slow down for the reader, and it doesn’t translate at all to any other medium — The Descent approaches being a perfect movie, period.
That’s less provocative than it sounds, and I’m not claiming that this gory wind-up toy supplants Citizen Kane. Rather, I mean that (a) The Descent can only exist in an effective form as a film, and (b) it is nearly perfectly executed.
So it is not high art.
- The Descent is really no more complicated than Alien in an underground cave, just as Alien is often described as a haunted-house movie set on a spaceship. Six women go spelunking, and bad shit happens.
- You can certainly claim that it’s rote. Only two of the six lead characters are developed at all: In the rafting prologue, Sarah is established as the protagonist when her husband and daughter are impaled in an auto accident, and Juno is set up as duplicitous.
- While the movie is narratively frugal, it’s not subtle. If there’s information you need to know, Marshall obliges, usually with a closeup.
- And some people might find it unbearably derivative. An obvious homage to horror movies and iconic movie moments, its references are occasionally jokey (a nod to Psycho’s shower scene) but mostly reverent. (I don’t need to repeat the work of RogerEbert.com editor Jim Emerson, who has been a thorough and enthusiastic proponent of The Descent and provides visual examples of how this horror show quotes its forebears.)
These criticisms are minor, for the most part built in to the feature-film format. Novelistic depth is sacrificed for brevity and replaced by character shorthand, and an emphasis on important narrative information is a response to the often-overwhelming visual and aural stimulation a movie offers.
But even if you’re turned off by those things, Marshall’s movie remains a brutally effective exercise in terror. The structure is simple: escalating peril. Our six thrill-seeking chicks descend into a cave in the Appalachians. Beware collapsing tunnels! Watch out for spoilers! How will they escape? And was that some sort of mutated man?!
Yes, there are monsters — pale underground people that might remind you of Spider-Man crossed with Max Schreck in Nosferatu or with the Weekly World News’ Bat Boy.
Marshall never gives the audience (or his characters) a clear understanding of the threat that the monsters pose — are there six of them, or 600? — and he continually gives hope. The creatures — “crawlers,” the credits call them — have a welcome physical presence that’s rare in an age when it’s cheaper to computer-animate monsters than to achieve desired effects with actors, and they feel real and dangerous. On the other hand, they’re fallible, easily felled with rudimentary weapons or even the hands.
Pretty standard horror-movie stuff, but pulled off with panache and skill. Marshall is particularly adept at plunging the audience down the hole with his characters. The sound design of impacts, the way he holds a shot of bone protruding through skin, the choke of dust, and the tactile quality of a lake of blood provoke a sympathetic reaction in the audience. You aren’t merely watching events unfold; you’re feeling them.
As merciless as the The Descent is, an accumulation of elegant touches reveals an agenda beyond fear and tribute.
The turning point in the movie — when it becomes apparent that it will transcend its premise — comes with an innocent, split-second mistake by Juno. In the panic of trying to save her own life, she wheels around toward impending danger and sticks her weapon through her friend’s throat. The sisterly bond, already damaged by Juno’s decision to explore an unmapped cave, here becomes even more tenuous. Juno is, of course, sickened by what she’s done, but she doesn’t have the opportunity to linger.
A constant sense of loss dogs Sarah, though. In the hospital following the death of her husband and child, she frantically runs down a hallway, trying to escape a darkness that’s trying to envelop her. In the cave, she hears her daughter’s voice and sees the girl walking toward her with a birthday cake, candles lit.
The payoff is devastating: a lovely closing shot that fuses Sarah’s physical and mental realities. And Shauna Macdonald’s unfussy performance as Sarah comprises grief, pathetic, panicked helplessness, steely resolve, vengeance, and finally peace and resignation. (If you saw the version of The Descent that was released in American theaters, you saw a lesser movie. The only thing missing from the American cut is the coda, but it brings the story back around and justifies the inclusion of little things — you know, the beginning, a recurring interest in a dead child. Without its original ending — which was released everywhere except the United States — the movie is still terrifying, but it concludes on a cheap, dumb, obvious note, and what meager character context there was is left hanging there, like so many disemboweled entrails.)
The Descent is, in many important ways, an exercise in abstraction and projection. There’s little background given for the character relationships, and the effect is of a three-quarters-completed drawing, with the audience providing the shading and fine detail. The movie doesn’t impose its richness on you, and can be watched and enjoyed merely for its terror.
But for the attentive, Marshall’s choices raise questions that lead to ideas and echoes. Late in the movie, when you’re bound to be a shivering mess, he throws something else into the mix. Sarah kills a miniature monster whose screech is much more shrill than the others’. And then we see a creature with breasts — a mother — and we’re asked, gently, to understand some primitive form of grief in the context of Sarah’s dead child. Marshall is almost prodding the audience to equate Sarah with this inhuman creature.
This bit also reminds the audience of the core conceit of The Descent; the monsters that have been attacking the six women up to this point have, we now understand, all been male. It’s a cross-species battle of the sexes!
That’s just one of many tantalizing possibilities in The Descent. As straightforward as it is narratively, it’s refreshingly open to thematic interpretation. Why did Marshall choose to plunk six women in that cave? What’s the difference between ripping off your favorite movies and adding depth and meaning through carefully chosen references? When Sarah leaves Juno for dead, does she feel any guilt? Should she? What is the social structure of the “crawlers,” and what does it say about the movie’s gender politics? Should Marshall’s emphasis of phallic imagery and piercing be read sexually? Why does Sarah decide to give up?
That we asked ourselves these questions with a straight face says a lot about The Descent.


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Starting 12/1 Japan time, there will be a Madoka Magica collab featuring Kyoko, Madoka, and Homura as 6* and Mami and Sayaka as 5* in their personalized gacha! There will also be a dungeon for them, where if you get enough points, you can buy things inclusing Kyubey, Moemura, and pre-Mahou Madoka!
Leader skills and active skills will be posted later.
Hey all, here are some useful links on how to get started with Million Chain, the Japanese puzzle/action mobile game!
Official Million Chain page: http://millionchain.amebagames.com/
Twitter Page: https://twitter.com/million_chain
The official website and Twitter pages for Million Chain.
Steparu Million Chain page: app.steparu.com/games/48-million-chain/48-million-chain
This webpage is how I found Million Chain. Contains Google Play and App Store links, as well as some pretty helpful and useful posts in the comments section.
Installation guides for Android and Apple devices: http://app.steparu.com/guides/tutorial-page
How to download and install Million Chain on your iPhone or Android device.
Kinzoku's English Card Database: http://kinzokuokami.esy.es/millionchain/
This website has an almost complete English database on all of the characters in Million Chain
Japanese Million Chain Wiki: http://xn--eckfi6gwgqc2cd0751jk17a.gamerch.com/
Million Chain wiki containing info on characters, dungeons, and events. Not updated recently.


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Manchester City boss Pep Guardiola has added Barcelonamidfielder Sergio Busquets to his completed transfer wishlist, according to a report, The 29-year-old has a €200 million release clause at Camp Nou, but Guardiola believes that a bid of €56m will be enough to convince Barca to sell him to the Premier League leaders. Busquets’ contract runs until 2021.
The Citizens are expected to strengthen their squad in January, despite boasting an 11-point lead at the top of the Premier League following a record-breaking run.
Guardiola will reportedly use next month’s window to bring in central-defensive cover, with Southampton’s Virgil van Dijk his top target, while Alexis Sanchez is expected to join from Arsenal as a free agent at the end of the campaign.
A third player has now been targeted by the City chief to turn his side into a dominant force in European football, as the Daily Star claims that defensive midfielder Busquets is also wanted.
City are said to be willing to pay up to £160m to bring in Van Dijk, Busquets and Sanchez over the next two transfer windows.

domain: news


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Admit it: Your least favorite part of having a checking account is the monthly struggle to get your handwritten register to agree with the bank’s balance. No matter how careful you are to record every check, debit card withdrawal, and ATM fee, the numbers never seem to match. Tracking down the error is an exercise in frustration—did the bank make an error? Or do you have to redo your math yet again?
Every step of the way, Quicken takes the agony out of reconciliation. First of all, it does the math for you, error-free. If you download transactions from the Web, you may even be able to reconcile with a single click, since your register and the bank’s will always agree on which checks have cleared. And if you do transpose numbers or forget to record an ATM withdrawal, Quicken has tools to help you isolate the problem.
With reconciliation being so easy, there’s no excuse for not doing it. Never again will you bounce a check because you thought you had more funds available. Furthermore, when you reconcile regularly, you’re more likely to catch transactions that you didn’t make—and catch some con artist using your finances for his fun.
The first reconciliation for a bank account is always the hardest, because ...

domain: finance


text:
Pricing for Sandra Boatner ALH
Estimated costs-per-month for this provider are around $6,179. This is above the $5,344 estimated cost in the city of North Pole. While the national estimated cost is about $2,625, Alaska is about $4,125 each month.
|Residential Care||$6,179* (click below for pricing info)|
* All cost estimates are based on general costs for providers in this local area. Please confirm pricing with each provider directly before making a decision.
Sandra Boatner ALH Cost Comparisons
About Sandra Boatner ALH
Situated in North Pole, Alaska, Sandra Boatner ALH is a care home community for senior citizens. They offer senior housing in a well-managed and pleasant setting. The neighborhood this community is located in is densely populated, including roughly 22,544 people in the 99705 zip code. It is a generally well-to-do area, with an average family income of $79,720. The residence is located amongst numerous local conveniences, including retail shopping, health care facilities, and houses of worship. There are several drug stores within 1 mile of the community. They're just 5 miles from Bassett Army Community Hospital. There are also 6 churches within 4 miles, including North Pole Christian Center, Church of Nazarene, Church At North Pole, and North Pole Christian Center.More About Sandra Boatner ALH
Services and Amenities
- Care Home


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Are you only trying to date women at work and it’s not working for you? Your job might be an easy place to meet women but it also could be one of the main reason as to why you’re failing with women. Here are the problems and solutions to fix it & the two things you need to learn to eliminate it entirely.
You don’t like your job & you think you’re failing with women because of what you do for a living. You take it personal & reject yourself in this many ways. Reality is much different, it’s not what you do, it’s who you are that women are attracted to. This excuse ends now. No more blame. Define your life, create attraction.
Whether you are taking care of your Mother or Father, they are helping out financially, or you just won’t take the risk of moving out on your own – living with your parents does make dating women difficult. If this is why you think you’re failing with women, here’s exactly how you can fix it & eliminate this excuse.
You don’t have a car & just maybe you believe it’s why you’re failing with women. Yeah, it sucks. What hurts worse is that you’re partly correct, sort of. This excuse is not the end. There’s more to it than just not having transportation. Here’s how to get around & succeed. My story will make a difference in your life.
Are you using your lack of money as an excuse for failing with women & not attracting them? Here’s the reality, not having cash is not the problem, your attitude & the way you judge plus make women feel about your belief is the problem. Time to change your view & handle rejection in a way that will attract women.

domain: sociology


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Spotify announced that it will release an Enhanced Album with Gen Z ‘it’ boys TOMORROW X TOGETHER (TXT). The album titled ‘TOMORROW X TOGETHER presents minisode 2: Thursday’s Child, the Enhanced Album’ is set to release on May 9, 2022. Packed with exclusive content, the album aims to celebrate the group’s new EP release, ‘minisode 2: Thursday’s Child’.
‘TOMORROW X TOGETHER presents minisode 2: Thursday’s Child, the Enhanced Album’ on Spotify
The Enhanced Album is specially created for global listeners everywhere. Moreover, it offers various content made exclusively for Spotify to better experience the group’s long-awaited five-track album.
‘TOMORROW X TOGETHER presents minisode 2: Thursday’s Child, the Enhanced Album’ delivers a story of the boy who fell in love in the previous ‘The Chaos Chapter’ album series, experiencing a breakup with his first love and going through complex emotions.
“We are thrilled to present this new, immersive content to MOA and all listeners on Spotify in addition to our new EP. As we put tremendous efforts into making our new album and collaborating with Spotify, we hope you enjoy the special behind-the-scenes experience and feel a deeper connection by taking a journey through our exclusive, personally curated content available only on Spotify.”TXT Soobin
What is special about Spotify Enhanced Album?
Spotify Enhanced Albums are unique to the Spotify experience. It allows artists to connect with fans and listeners worldwide more closely through not-seen-before artist content.
Through the Enhanced Album, artists can deliver new information about their artwork and express their creativity differently. Meanwhile, fans can learn more about artists and several songs through exclusive content.
Furthermore, Spotify Enhanced Album ultimately aims to connect fans and artists more deeply. It serves as a window for artists to tell their artistic inspiration and behind-the-scenes stories to listeners worldwide.
TXT is the fifth Kpop group to release Spotify Enhanced Album
Previously, artists such as Daft Punk, Lady Gaga, Megan Thee Stallion, Billie Eilish, St. Vincent, and Taylor Swift have collaborated with Spotify for an Enhanced Album. TXT is the fifth Korean artist group following BTS, BLACKPINK, TWICE, and NCT127 to release Spotify Enhanced Album.
“We are grateful to partner with Spotify, which has always been leading the global music industry by supporting various artists worldwide to bring their creative vision to life. We will continue to collaborate with Spotify in producing innovative content to help and motivate our artists to reach more music lovers.”HYBE Spokesperson
‘TOMORROW X TOGETHER presents minisode 2: Thursday’s Child, the Enhanced Album’ offers a new multimedia playlist experience including clips, vertical videos, audio liners (spoken-word audio content), Canvases (bespoke 8-second video loops on every song), and Storylines (personal written commentary on each track). In addition, the Enhanced Album also features videos of the group members individually talking about the fun memories from the creation process of the album.
Furthermore, Spotify Enhanced Album will enliven the three key concepts (Hate, End, and Mess) of the highly anticipated album, presenting a mix of hardcore rock, hip-hop with rock sounds, R&B, and tuneful songs.
“TOMORROW X TOGETHER has been evolving into one of the most globally impactful K-pop groups on Spotify. We are happy to release TOMORROW X TOGETHER’s Enhanced Album, marking the fifth Enhanced Album with a K-pop group for K-pop fans all over the globe.”Spotify Spokesperson
‘TOMORROW X TOGETHER presents minisode 2: Thursday’s Child, the Enhanced Album’ Release Date
Prior to the release of ‘TOMORROW X TOGETHER presents minisode 2: Thursday’s Child, the Enhanced Album’ at 6 p.m. KST (5 a.m. ET) on May 9, fans and Spotify listeners can access the enhanced playlist of the Enhanced Album.
Additionally, Spotify will promote TOMORROW X TOGETHER (TXT) on the billboards in different cities, including New York City and Seoul, on top of more promotional activities to celebrate their new release.
For the record, over 7.3 million monthly listeners stream TOMORROW X TOGETHER on Spotify. The top 5 most streamed tracks globally are ‘0X1=LOVESONG (I Know I Love You) feat. Seori,’ ‘CROWN,’ ‘Blue Hour,’ ‘Anti-Romantic,’ ‘9,’ and ‘Three Quarters (Run Away).’ In the meantime, the U.S., Indonesia, India, the Philippines, and Mexico are the countries with the most TOMORROW X TOGETHER listeners in the past 28 days.
Follow us on Facebook, Instagram, and Twitter. Also, subscribe to Kpoppost Telegram channel for our latest stories and breaking news.
More to read about Kpop & Kdrama:
- NMIXX Is Selected as The 1st Spotify RADAR KOREA Artist in 2022
- Lee Jun Young to Replace Yoon Doo Joon in New Fantasy Drama with Lee Hyeri, “100 Won Butler” – Will He Accept?
- Here Are the Brand Customer Loyalty Awards 2022 Winners List
- BTS New Comeback Album 2022 Will Be EXTRAORDINARY – Here’s the Release Date & the “PROOF”!
- 10 Kpop Boy Groups Disbanded in One Year and Before Debut
They are so cuteeeeeee omg 🥺❤
Wow so cool 😍❤


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Last week, we brought together thought leaders from our portfolio and beyond to discuss the future of fintech at Landing Forty Two in London. You can view our full presentation here.
It’s hard to deny that 2022 was a tough year for technology, with the fintech market hit particularly hard. A challenging climate saw tech multiples return to long term averages, with leading fintech multiples down ~50-75%.
Despite a strong first half of the year, private fundraising also finished down significantly and the IPO and M&A market remained largely closed. That said, we see a bright future ahead for the fintech industry. Fintech is still young as a category and the opportunity is huge.
Fintech’s bright future
Fintech is an increasingly dominant part of the technology ecosystem. Over the last decade, more than $200B has flowed into fintech across North America, Europe and Israel - the first venture-fuelled fintech innovation cycle for the financial services industry. This cycle has seen fintech grow its share of overall technology funding to $22 of every $100 invested, up from just $4 in 2013 and $13 in 2017 - an inexorable rise.
What’s driving this increase? Fintech products are everywhere. Every generation of fintech has gone broader and deeper, touching more areas of our daily lives.
Rewind a decade and the first few fintech apps – mostly wallets and money transfer products – were appearing on our phones. Today, fintech touches every area of our personal and professional financial lives: neobanks, remittance, BNPL, taxes, investing, expense management, crypto, credit cards, salary advances, P2P transfers, insurance and the list goes on. What’s more, the convergence of fintech and software is proving to be the catalyst for a whole new wave of disruption.
The Fintech market is a $10T opportunity
Financial services represents a ~$10T global market cap opportunity, one of the largest – if not the largest – industry in the world.
Today, the industry is dominated by global, regional and national incumbents who have spent years, decades and centuries building and reinforcing barriers to entry. Going after these players is not for the faint-hearted, but what’s so special about financial services is that the fintech market has already been defined – every new entrant is able to take aim at an existing revenue and profit pool. Players of all sizes are jumping in, from fintech unicorns to public disruptors to Big Tech.
But the fintech ecosystem is still very early on its journey. A huge amount of value has been created in fintech over the past decade, with more than 300 public and private $1B+ fintechs globally (ex. China) worth almost $1.4T. That said, only ~40 of these companies (~$425B market cap) have crossed the bridge to public markets. This is a big number, but represents less than 5% of the broader financial services industry.
Most leading fintechs – including the household names we know today – were only born in the last decade. Financial services is a regulated industry full of powerful incumbents and it takes time to create disruptive, durable and category-defining businesses. We expect the next decade to see many exciting fintechs mature and cross into the hands of public shareholders.
Accel x Qatalyst Fintech Index: tracking the future of global fintech
The industry is early and public markets are in disarray.
That said, we feel we’re nearing an inflection point that requires a way to track fintech’s global evolution in public markets. Together with Qatalyst, we’re pleased to launch the Accel x Qatalyst Fintech Index. This global index covers 46 world-class fintechs across 13 countries with a combined market cap of over $430B.
We’ll share more soon - watch out for the ticker!
The promise of Europe
Fintech is global, but a look at the story of European fintech reveals why we’re excited and why we think you should be too.
Rewind a few centuries and the story of financial services began in Europe. It’s home to many of the world’s oldest institutions, from the oldest surviving bank in Siena to the first stock exchange in Antwerp and the oldest existing insurer in London.
Europe feels like a very natural home for fintech: it’s large, wealthy and digital. What’s more, it has unique qualitative factors: things that do work like the rule of law and forward-leaning regulators, but also things that don’t work like a fragmented banking system and national boundaries that force founders to think globally from day one. Europe has every right to be a world-class fintech hub.
On the global fintech stage, Europe is a rising power. Looking back six years, fintech funding was all about North America. Fast forward to today, and Europe accounts for $4 in every $10 of funding flowing into Western markets. More than ever before, it has robust fintech picks and shovels, willing buyers and sophisticated founders and talent.
Europe’s top fintech breakouts have each raised over a billion dollars in funding over the last three years across a range of categories. Europe is increasingly home to world-class fintechs that look strikingly similar to their US counterparts.
Europe’s rising wave of fintech founders
A leading indicator for any ecosystem’s maturity is second generation founders who have been on the journey with first generation fintech breakouts. We analysed 61 fintech unicorns founded in Europe and Israel and found that since the 2008/9 financial crisis, former employees of those unicorns have gone on to found more than 300 companies, of which 40% are new fintech startups. The talent flywheel is spinning and Europe’s founders today are experienced, battle-tested and ambitious.
London is the beating heart of fintech, home to four of the world’s ten most valuable private fintechs and tied with the Bay Area in terms of fintech funding over the past two years (at ~$17B apiece). Beyond London, Europe’s ecosystem is broader and deeper than any other region. We counted more than 70 $1B+ fintechs across 21 cities in Europe and Israel, with world-class hubs emerging across Tel Aviv, Berlin, Paris and more.
Accel’s inaugural Fintech 100 EMEA
As early stage investors in fintech, we’re always on the lookout for the talented founders and teams who will transform financial services and we’re excited to unveil our first Fintech 100 list.
Of the 5,000+ fintechs across 40+ countries in the region, we’ve selected a shortlist of 100 companies (founded since 2015, $10M+ funding, valued at less than $1B). Based on momentum, market, product and team, we believe many of these will be among the next generation of category leaders.
A few interesting statistics about this list: these companies are based in 21 cities across 16 countries and employ more than 17,000 people. They’ve raised almost $8B in funding and have >75% median FTE growth over the last 12 months. We’re pleased to congratulate the teams on this list for their tireless efforts in building these exciting companies.
And what does the future hold for fintech? Take a look at some themes we’re excited about in the final section of the full presentation here.

domain: economics


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Support nonprofit journalism.
Bacteria that colonize cheeses as they ripen help shape the flavors that develop. Scientists are now nailing down which types of bacteria are responsible for which flavors.
Alain Muriot/Getty Images
Cheese making has been around for thousands of years, and there are now more than 1,000 varieties of cheese worldwide. But what exactly makes some cheeses like Parmesan taste fruity and others, such as Brie and Camembert, taste musty has remained a bit of a mystery. Now, scientists have pinned down the specific types of bacteria that produce these flavor compounds.
The findings, described November 10 in Microbiology Spectrum, could help cheese makers more precisely tweak cheese flavor profiles to better match consumer preferences, say food microbiologist Morio Ishikawa and colleagues.
Headlines and summaries of the latest Science News articles, delivered to your email inbox every Thursday.
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A cheese’s flavor depends on more than the type of milk and starter bacteria used to make the fermented dairy delight. A constellation of organisms that move in during the cheese-ripening process also contributes to the flavor (SN: 5/14/16).
Ishikawa, of the Tokyo University of Agriculture, likens these nonstarter bacteria to an orchestra. “We can perceive the tones played by the orchestra of cheese as a harmony, but we do not know what instruments each of them is responsible for.”
Previous research by Ishikawa and colleagues used genetic analysis, gas chromatography and mass spectrometry to link specific flavor molecules with specific types of bacteria on surface mold–ripened cheeses made from pasteurized and raw cow milk in Japan and France.
In the new study, to show that each bacterial suspect was responsible for producing the flavor compound it had been linked to, the team unleashed each type of microbe onto its own unripe cheese sample. The researchers then observed how flavor compounds in the cheese changed over 21 days.
Notably, Pseudoalteromonas — a genus of marine bacteria found in various cheeses — produced the greatest number of flavor compounds. And the microbes produced esters, ketones and sulfur compounds, known to impart fruity, moldy and oniony flavors in cheese.
Besides helping perfect popular cheeses, Ishikawa says, the findings might help cheese makers conduct new orchestras that would play new harmonies.
Questions or comments on this article? E-mail us at email@example.com
R. Unno et al. Causality verification for the correlation between the presence of nonstarter bacteria and flavor characteristics in soft-type ripened cheeses. Microbiology Spectrum. Published online November 10, 2022. doi : 10.1128/spectrum.02894-22.
M. Tunick. The Science of Cheese. Oxford University Press, 2013.
Allie Wilkinson is a freelance science writer. She has a bachelor’s degree in environmental studies from Eckerd College and a master’s degree in journalism from Hofstra University.
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domain: chemistry


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"Merry Christmas to all our Customers, to all our Guests who have stayed with us over the years
& to all of those who have not yet experienced Brook Lane but may do so in 2022!!"
Why not join us @ the family run Brook Lane Hotel Kenmare
for your Christmas & New Year Break
Enjoy our Signature Breakfast's, Lunch by the Fire or Dinner by Candlelight.
Our open fires are ever so enticing!! But…. Take the opportunity to get out there & see what our beautiful town & surrounding area have to offer.
Kenmare is nestled in between the Kenmare Bay & the mountains of Cork & Kerry, making it an idyllic spot for hillwalking & exploring.
Whether it’s a gentle stroll around Kenmare town to peruse our lovely shops & boutiques, or a more adventurous Trek, Kenmare has something to suit all!!
We are lucky to have a few people on our team here at Brook Lane, who are very knowledgeable on the local area & would be only delighted to assist with any queries you may have.
Hiking, walking or sitting by the open fires relaxation is assured in
Kenmare Heritage Town which is a "haven of peace" nestled among the Rivers, Lakes & Kerry Hills
Call Reception on 064 66 42077 or Email firstname.lastname@example.org
Please note we are closed on December 24th, 25th & 26th
Reopening on December 27th
Christmas & New Year Opening Hours
December 27th to January 1st 12.30pm to Close

domain: travel


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Penang is a turtle-shaped island located off the west coast of Peninsular Malaysia, about 350km northwest of Kuala Lumpur, and is connected to the mainland by the 13 kilometer long Penang Bridge and the 24 kilometer long New Penang Bridge. For centuries, Penang (map) played a strategic role in trading relations between the East and West. In addition to the local Sultans, the Arabs, Chinese, British and Dutch all vied for influence over Penang. This long and colourful history has left its mark on the island in many ways; from the colonial mansions and intriguing temples of George Town (the capital of Penang and a UNESCO Heritage site) to the island’s unique cuisine which is truly world-famous. In addition to its rich historical and cultural heritage, Penang also boasts mile after mile of sandy, casuarina-fringed beaches, a mountainous hinterland, some of Malaysia’s most stunning hotels and resorts, and a vibrant shopping scene. Here are my 10 tips for things to do in Penang and George Town:
Ten things to do in Penang
1. Stroll around the UNESCO World Heritage core of George Town
George Town is a joy to explore on foot. You’ll pass picturesque streets with beautifully-restored heritage buildings, countless restaurants and food stalls and colourful shops. The most prominent landmark (and must-see) in the historic centre is the Cheong Fatt Tze Mansion. However, the neighbourhoods surrounding Jalan Penang (Penang Road) and Lebuh Chulia (Chulia Street) are packed with gorgeous colonial and Chinese heritage buildings as well as wonderfully atmospheric temples and narrow streets. You can follow the Heritage Trail in George Town which takes visitors past the most famous landmarks (this route is marked on most George Town maps), join a Heritage Trail tour or wander around on your own.
Other beautiful streets to explore include Armenian Road, Cannon Street and Beach Street. Check out the Penang Peranakan Mansion, Little India along Lebuh Pasar (Market Street), Khoo Kongsi Clan House, Kuan Yin Temple (Penang’s oldest temple), Teochew Temple, Hainan Temple, Kapitan Keling Mosque, Sri Mariamman Temple and the beautifully restored heritage shophouses on Stewart Lane and Muntri Street. Another gorgeous stretch of heritage villas can be found along Lorong Bangkok (Bangkok Lane) in the nearby neighbourhood of Pulau Tikus.
2. Jump into a becak for a true Penang experience
Hop on a rickshaw anywhere within the historic core of George Town for a unique and fun tour.
3. Indulge in Penang’s famous culinary scene
Penang’s many culinary highlights attract visitors from all over the world. One of my favourite things to do in Penang is street-stall hopping! There’s just so much to discover, from my absolute favourites Penang Char Kuey Teow and Penang Laksa , to Nasi Kandar, Mee Rebus, Hokkien Mee, oyster omelettes and spicy southern Indian curries. You’ll soon discover that Penang is a culinary gem!
For a quick introduction to some of the best dishes that Penang has to offer, I recommend a visit to the New World Park food court. I can also recommend Sister Yao’s Char Kuey Teow (96, Lorong Macalister), Penang Road Famous Laksa (5, Lebuh Keng Kwee), Goh Thew Chik Hainan Chicken Rice (340 Chulia Street).
4. See George Town from above
The Komtar tower, at 249m, is Penang’s tallest tower. Head to the Skywalk at The Top for panoramic views of George Town and the Penang Straits. There are also two glass-floor sections for those who aren’t afraid of heights.
5. Go street art ‘hunting’ in George Town
There’s a lot of very cool street art scattered across Penang, especially in George Town. ‘Hunting’ for street art in George Town is a great way to explore the city. There’s a famous collection by Lithuanian artist, Ernest Zacharevic, which I call ‘3D street art’ (you’ll soon see why), as well as artwork by local artists.
6. Climb to the top of the Temple of Supreme Bliss
Better known as Kek Lok Si, this is the largest Buddhist temple in Southeast Asia and stands tall on the hills of Ayer Hitam. This elaborate complex consists of a series of monasteries, prayer halls and beautifully landscaped gardens. The main attractions of the complex include the Pagoda of Rama VI, the Liberation Pond and the towering statue of the Goddess Kuan Yin.
7. Discover George Town’s speakeasies
If you love cocktails and a little adventure, visit one of George Town’s hidden speakeasies. Two of the most popular are Good Friends Club and Backdoor in Gurdwara Street. They’re practically next door to one another but it’ll take a bit of searching and asking around to actually find them! I had a hilarious encounter with a waiter at a nearby restaurant as I searched for Backdoor: he kept telling me that this was the restaurant’s ‘front door’ and that I shouldn’t use its ‘back door’! I found it in the end but I’m not going to spoil the fun of finding it. 😉
8. Drive the Penang Island loop
Hire a car and spend a day driving around the island. Leave the urbanised east coast behind, cross the central mountain range, with its thick forests, and discover the more rural west coast. There are beautiful views of the Straits of Malacca, quiet beaches, waterfalls and nature parks to discover. For lovers of durian, the west coast is Penang’s durian country! You can try some at various durian farms (you can’t miss them along the roads) or at the 2 Acres durian estate/café. The Tropical Fruit Farm offers tastings of different locally-grown fruits.
Another place of interest to visit is Art & Garden, a lovely tropical garden with glass art exhibits and gorgeous views. Continue along road 6 to the Teluk Bahang Dam and past the beaches of Teluk Bahang, the Entopia Penang Butterfly Farm (also worth a stop) and Batu Feringghi back to George Town.
9. Immerse yourself in Penang’s colonial past
A stay in Penang wouldn’t be complete without a visit to one of the beautifully-restored heritage buildings. The most famous venue for an afternoon high tea, complete with piping hot scones, is the Eastern & Oriental (E&O) Hotel. You can also drop by the hotel’s pub for a pint – famous people who’ve been here include Noel Coward, Somerset Maugham, Rudyard Kipling and Charlie Chaplin! A short walk up the road is The Mansion, another stunning heritage building. There’s a lovely restaurant as well as a lounge and bar in the gardens with beautiful views of Penang harbour. Just outside George Town and surrounded by gorgeous, ancient-looking trees, is Suffolk House, a mansion built on the site of the former residence of Sir Francis Light, the founder of the British settlement in Penang in the 18th century. You can have a meal at the restaurant or take a tour of the stately mansion.
10. Even better, stay in one of Penang’s heritage buildings!
Quite a few of Penang’s heritage buildings have been converted into gorgeous, atmospheric boutique hotels. Staying at one of these heritage boutique hotels is a great way to immerse yourself in the island’s history and culture. Some boutique hotels I can recommend include Seven Terraces, Jawi Peranakan Mansion, 23 Love Lane, Cheong Fatt Tze Mansion and Macalister Mansion.
Read other Velvet Escape guides:
- City peaks for the most breathtaking views
- Things to do in Manchester
- Incredible bridge walks
- Unforgettable city cruises
- Things to do in Kuala Lumpur
- Reasons to travel alone


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In the Law of Obligations Edited By: Matthew Strebe Published By: Elizabeth D Zwicky Published By: Building Internet Firewalls Author: Skip to main content.
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Ziegler, Robert L. (Robert Loren) [WorldCat Identities]
Woody vegetation in relation to soil in Yosemite Valley: CousinsKatherine L. TuckerThomas R. Internet Security and Firewalls Author: Log In Sign Up.
As with the first two editions, this book is especially useful for its explanations of iptables, packet filtering, and firewall optimization along with some advanced concepts including customizing the Linux kernel to enhance security.
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domain: library


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Excerpt From: The News & Observer. Written By: Anna Douglas.
A handful of North Carolina Republicans in Congress were quick to get behind President Donald Trump’s controversial executive order to freeze immigration and refugee resettlement.
Others have refused to say publicly where they stand. But all Republicans from North Carolina – except one who wasn’t in office at the time – supported similar proposals more than a year ago to at least limit travel and refugee status for people from Syria and Iraq, in favor of beefing up security screenings.


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Welcome to the first Buy Break Build at hackaday, sponsored by Adafruit Industries and Make. This challenge will be focusing on dancing Santas, or what is inside them. We’ve seen them everywhere, and may even have one or two in an attic somewhere. These annoying little guys should have enough bits and pieces inside to build some pretty interesting stuff. This time, we want to see a multi-legged walking device. We don’t care if it has 2 legs, 7 legs, or 32 legs, as long as it “walks” using its legs.
Join us after the break for the rules, the prize breakdown, and to find out who the guest judge will be!
Continue reading “BBB #1: The Santa-pede Challenge” →
As part of a Master’s Thesis [Lette Moloney] made this exercise bike control Google Street View. The hardware setup is quite rudimentary, two hall effect sensors mounted next to each other detect a magnet that was hot-glued to the crank. When the magnet passes the sensors an Arduino establishes if it was a forward or backward stroke based on which sensor was tripped first. From there a keystroke is issued to Google Street View to move the virtual location accordingly.
One thing we didn’t expect until we saw the video (embedded after the break) is that traversing street view is not a smooth experience. It’s more of a slide show as you exercise. Not a big deal since the hardware setup can be reused with different virtual stimuli. One thing that comes to mind is attaching a camera to the handlebars of your bike and recording your favorite rides during the warm months so that you can replay them during your indoor winter training. Of course that’s going to require some coding to marry the Arduino data to the speed of the video playback but we want to see it done anyway. Wow, image a database that would allow folks to share point-of-view videos of their rides… it’s the only way we’d ever get to see what it’s like to climb your way up Alpe_d’Huez.
We saw a slew of these stationary bike hacks a while back. If this wets your appetite, check in on one with a wearable display, another that also uses Street View, or pedaling to the top of a miniature mountain.
Continue reading “Exercise Along To Google Street View” →
Looking for something to build that will be challenging and interesting to laypersons at the same time? Take some inspiration from this maze-solving robot mouse. It take the idea of a line-following robot, and makes it infinitely more cool. The tiny rover uses sensors to map out a physical maze. Once it figure it out, you put it back at the beginning for a speed run to the finish. We’ve embedded the video below showing the whole process. Looks like the speed-run is completed in just under five seconds.
Now that you’ve enjoyed a virtual mouse in a real maze, check out a real mouse in a virtual maze.
Continue reading “Maze-solving Robo Mouse” →
[Malikaii] is exercising the hacker spirit inside by building light stands out of junk. He’s using them as an alternative to purchasing off-camera flash units. He made this one using a lot of salvaged parts; two crutches make up the frame, a discarded reflector for one of those highway-work floodlights will house the flash, and an old pillow case diffuses the light. The version above can easily be moved around by an assistant, or if you’re shooting solo [Malikaii] also found that the base from an oscillating fan was easy to adapt for use with the crutch frame.
If you’re not able to scavenge these parts perhaps a folding light tripod is what you need.
[Frank Zhao] put together a USB business card. It’s even got the instructions printed right on the silk screen of the PCB explaining how it should be used. He based the design around an AVR ATtiny85 microcontroller. It runs the V-USB package that handles USB identification and communication protocols. The rest of the hardware is pretty standard, the uC draws power from the 5V USB rail, with a couple of 3.6V Zener diodes to drop the two data lines down to the proper level.
Once plugged in it waits until it detects three caps lock keypresses in a row, then spews a string of its own keypresses that type out [Frank’s] contact information in a text editor window (video after the break). It’s not as reusable as the mass storage business card because [Frank] didn’t breakout the pins on controller. But we still enjoy seeing business cards that make you stand out.
This is a great project to tackle with your newly acquired AVR programming skills.
Continue reading “Tiny USB Business Card” →


Antoine Griezmann seals Frances World Cup quarter-final win over Uruguay
by Ern2906 ·
Raphal Varane and Antoine Griezmann scored in France’s 2-0 quarter-final victory against Uruguay in the World Cup
Didier Deschamps had no desire to answer a question on the eve of this game about whether France could end up as champions, a man who knows what it takes to win a World Cup stubbornly refusing to look too far into the distance. Deschamps, however, will only be able to avoid that subject for so long after France eased past Uruguay, courtesy of Raphal Varanes splendid header and an awful blunder by Fernando Muslera, to reach the World Cup semi-finals for the first time since 2006.
Argentina and now Uruguay have been dispatched en route to the last four and, ominously for those teams left, it feels as though there is still so much more to come from France. What is clear is that the last thing they need is for anyone to give them a helping hand, but that is exactly what Uruguay did here.
It turned into a harrowing evening for Muslera, the Uruguay goalkeeper, who gifted France their second goal when he allowed Antoine Griezmann’s speculative shot to go through him. The shot dipped and swerved a little but Muslera, like everyone else in the stadium, knew that he should have made a routine save after getting two hands to the ball.
For Uruguay there was never going to be a way back. scar Tabrez, their coach, can take encouragement from another tournament when they have punched above their weight, although he will also wonder what might have been had Edinson Cavani not been ruled out with a calf injury. How Uruguay missed him.
France had known exactly what to expect. Uruguay had conceded one goal in their previous seven matches and were never going to give France the space that Argentina afforded them. Uruguay formed two narrow banks of four whenever France had possession and the question was how they could find a way through. For 39 minutes they struggled to come up with an answer but then a weakness was exposed.
Pepe had punished Uruguay from a set piece last Saturday and France did exactly the same. The frustration from Uruguays point of view is that the free-kick was given away so carelessly. Rodrigo Bentancur was caught in possession deep inside the Uruguay half and, desperate to try to prevent Corentin Tolisso from getting away, recklessly brought him down, leading to a free-kick in a dangerous position wide on the left.


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Jul 30, 2012 at 10:43am
Old Vandals expresses condolence to President Mills
The Old Vandals Association, OVA, has sent a message of condolence to President John Mahama on the death of Prof. John Evans Atta Mills.
The message signed by its National President, Alhaji Razak El-Alawa, said the news of the death of Prof. Mills was received with shock and disbelief by members of the fraternity but said they are consoled by the fact that Professor Mills had paid his dues and will go down in history as one of the greatest Ghanaians of his time.
The message noted that even though President Mills was reported not to be too well, his death was least expected at a time when elections were only five months away.
The Old Vandals said, it however takes consolation in the fact that his death has suddenly united the nation that appeared to have been divided along partisan lines and the political tension that engulfed the nation in recent times has suddenly disappeared.
Meanwhile, the Omanhene of the New Juaben Traditional area has signed the book of condolence on late President Mills in London.
He noted that the late President's supreme attribute of humility will forever be interred in his bones.


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- Micro-polished hardened shafts with C932 bearing bronze bushings
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The line includes 11 shirts inspired by ships in multiple fandoms.
On Jun 24, 2016 by Lisa Granshaw
What is Kimye doing on this list?
On Dec 3, 2014 by Aja Romano
It's taken this long for SPN's legions of fangirls to get an episode that didn't mock them for what they love—and it was more than worth the wait.
On Nov 13, 2014 by Aja Romano
Was this noted Destiel shipper really a danger?
On Oct 26, 2014 by Aja Romano
Finally Demon!Dean is here.
On Oct 8, 2014 by Aja Romano
When it comes to showrunners interacting with fandom slash ships, we've heard this song a million times before.
On Jul 21, 2014 by Aja Romano
Note to the CW: You tweet what you sow.
On Jul 17, 2014 by Aja Romano
The Supernatural star introduced his new series, TSA America: Level Orange, with a live webcast Saturday.
On May 4, 2014 by Gavia Baker-Whitelaw
Alice Marie writes original music—and the occasional cover—about Supernatural and Hannibal.
On Nov 29, 2013 by Gavia Baker-Whitelaw
Is there a surefire recipe for turning a media property into a fandom success?
On Nov 5, 2013 by Gavia Baker-Whitelaw
The social media team behind Teen Wolf is inadvertently driving away the show's biggest supporter.
On Oct 26, 2013 by Gavia Baker-Whitelaw
Never mess with Destiel fans.
On Oct 24, 2013 by Aja Romano


ESPN to Intercept Dallas Sports Coverage?
So says The New York Times on this morning's front page in advance of ESPN's Monday-morning announcement that it's this close to launching a Web site dedicated solely to Dallas sports. The Worldwide Leader's actually muscling into three markets after testing the product in Chicago, with Los Angeles and New York also on the short list, though the Dallas site's first up on the to-do list -- early fall, with the other two bowing next year. The Chicago Tribune's worried ("local sports turf battle"); The Los Angeles Times, less so ("I don't see them being able to replicate what we do"). Reps from The Dallas Morning News wouldn't comment.
ESPN's only hiring 15-ish for the new site while also trying to be hyperlocal -- as in, pick-up league-y. But there's also another concern for local media outlets: Jump on over to the Chicago site and you'll find Steve Levy hosting a three-minute-long Windy City SportsCenter. ESPN's digital chief tells the local network affiliates not to worry; no word on how he said it. Word is ESPN has a some kind of a radio station in Dallas too? You say so.
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Crane breakdown in Koblenz
Since yesterday there have been technical difficulties with the cranes at the Koblenz location of Contargo Rhein-Main GmbH.
For this reason, we regret that no cranes are available for handling at present. Unfortunately handling and delivery delays will have to be expected.
We regret any inconvenience and we are working at full speed to correct the fault. We will keep you informed.


Folk literature examined in the context of the birth pangs of the journal of the konya community center
23 - 29
Item Usage Stats
As one of the longest-lived community center monthlies, Konya is important for its notion of "folk literature". While managing to formulate this notion theoretically upon a foundation of realism, the periodical encountered difficulties in putting it into practice. The purpose of this article is to document and explain the gradually widening gap between theory and practice over the course of Konya's first twenty-nine issues. Supported by data that vary across issues, such as article count, article originality, and distribution of articles among disciplines, this study concludes that Konya faced several difficulties that could be considered "birth pangs".


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