text:
By Hilary Till (J.P. Morgan Center for Commodities, University of Colorado Denver Business School)
In the fall of 2011, futures market participants were caught off-guard when MF Global filed for bankruptcy. Essentially, this episode educated industry participants that customer protections in the U.S. commodity futures markets had been more ambiguous than expected. That said, there are a number of reforms that have been undertaken to help prevent future MF Globals. This article takes the position that a number of red flags existed as far back as 2007, regarding the firm’s financial weakness, which could have served as a warning to those investors relying on MF Global as a fiduciary.
In discussing the MF Global debacle, this article will cover the following seven areas:
(1) a brief background on the firm will be outlined;
(2) warning signs will be identified;
(3) the firm’s final week will be recalled;
(4) the response of regulators and bankruptcy trustees will be noted;
(5) the shortfall in customer segregated funds will be described;
(6) the CFTC’s charges and settlement will be mentioned; and
(7) later reforms will be summarized.
The article concludes that while MF Global’s business model appears not to have been viable after 2007, this observation does not excuse unlawful practices. In particular, the firm effectively (and arguably unlawfully) used customer funds in large-scale proprietary trades that the firm ultimately could not fund, leading to its chaotic bankruptcy.
By Mark A. Walker (Millstein & Co.) and Richard J. Cooper (Cleary Gottlieb Steen & Hamilton, LLP).
Venezuela is confronting an economic and financial crisis of unprecedented proportions. Its economy remains on a precipitous downward trajectory, national income has more than halved, imports have collapsed, hyperinflation is about to set in, and the government continues to prioritize the payment of external debt over imports of food, medicine and inputs needed to allow production to resume. Bad policies are complemented by bad news as oil production and prices have declined dramatically from previous highs. Financially, the country is burdened with an unsustainable level of debt and has lost market access. Venezuela will be unable to attract the substantial new financing and investment required to reform its economy without a comprehensive restructuring of its external liabilities.
Given this array of problems, Venezuela and its national oil company, PDVSA, face what may be the most complex and challenging sovereign debt restructuring to date. This paper proposes a framework for restructuring and discusses the key issues that will arise during the restructuring process. These issues include the vulnerability of PDVSA assets outside Venezuela to actions by creditors (which affects, most importantly, receivables from petroleum sales and PDVSA’s interest in the U.S.-based CITGO); whether the restructuring should be implemented in one or two steps (an immediate restructuring versus the reprofiling of principal payments in the short term); the incentives and disincentives for would-be holdout creditors to join a restructuring; and the admissibility and treatment of various claims (such as PDVSA bonds that may have been originally issued at prices below their par value and claims against PDVSA for services billed at significant premiums to market prices).
The article is available here.
Mark A. Walker is Managing Director and Head of Sovereign Advisory at Millstein & Co. Richard J. Cooper is a Senior Partner in the Restructuring Group at Cleary Gottlieb Steen & Hamilton, LLP. The views expressed in the article are those of the authors only.
By Ralph Brubaker (University of Illinois College of Law)
This article explores the diverse and intriguing implications of the Supreme Court’s recent decision in Wellness International Network, Ltd. v. Sharif, both from an “internal” bankruptcy perspective and as a very important and revealing component of the Court’s still-evolving general jurisprudence of non-Article III adjudications.
In that larger jurisprudence, the contrast between Wellness and the Stern v. Marshall decision prominently highlights a seemingly schizophrenic admixture of formal (Stern) and functional (Wellness) analytical methods. This article maintains, however, that what Stern and Wellness reveal and confirm is a coherent and consistent jurisprudence of non-Article III adjudications with a bifurcated analytical methodology that is a logical corollary of (and that facilitates a complex interaction between) the dual interests protected by Article III, § 1 — both nonwaivable structural separation-of-powers values and the waivable personal right of individual litigants to an Article III adjudication.
In the bankruptcy context, Wellness provides further evidence that the Supreme Court is, over a long run of decisions, simply confirming the constitutional significance of its extensive summary-plenary jurisprudence (taken from established English bankruptcy practice prevailing at the time of the Founding) as the operative constitutional boundary for the adjudicatory powers of non-Article III bankruptcy judges. This article uses the Wellness litigation to demonstrate how that summary-plenary jurisprudence can directly inform the core-noncore distinction drawn by the current jurisdictional statute (which codifies constitutional constraints). The Court’s existing and extensive summary-plenary jurisprudence provides a highly developed analytical framework for resolving even the most nuanced and difficult core-noncore determinations.
The full article is available here.
By Garence Staraci (Yale University, School of Management) and Meradj Pouraghdam (Institut d’Etudes Politiques de Paris (Sciences Po))
In syndicated loan contracts, a borrower’s failure to comply with a covenant restriction triggers a default, and as such the lender’s right to terminate the loan (or foreclose on assets which are serving as collateral). The likelihood that such a covenant violation would occur depends on the loan covenant strictness, which measures how stringent covenant restrictions are on the borrower. Rationales for creditors to demand strict covenants include the pricing of default risk and the allocation of bargaining power in more frequently triggered renegotiations.
In this paper, we propose a new determinant of covenant strictness: the degree of creditor friendliness in Chapter 11 bankruptcy practices. This new determinant dictates that the more debtor(creditor)-friendly the bankruptcy practice is, the more creditors will seek to increase(decrease) their level of loan monitoring outside of bankruptcy through an adjustment in covenant strictness. Borrowers would agree on stricter covenants in exchange for a lower loan spread, and vice-versa. We demonstrate that covenants are not only included in order to shift the governance from debtors to creditors once they are breached, but to also potentially address the concern creditors might have about how the bankruptcy law is practiced if the borrowing firm goes bankrupt.
This paper finally relates to the recent recommendations of the American Bankruptcy Institute Commission to Study the Reform of Chapter 11, which has investigated the creditor friendliness of the corporate bankruptcy practice. Our results imply that any amendment to the Code that would limit the creditors’ rights during bankruptcy would have an impact on the pricing of syndicated debt through a modification of the covenant structure of loan contracts.
The full paper is available here.
By Nicholas L. Georgakopoulos (McKinney School of Law, Indiana University)
This article takes the United States Supreme Court’s simple “no” to nonconsensual structured dismissals in Jevic as an opportunity to study its contours. The first issue is the pending clarification on whether the right to object to a structured dismissal is an individual or a class right. An individual right would leave little space for consensual structured dismissals, whereas a class right would fit with the anti-hold-out scheme of reorganization law. Second, Jevic implies increased scrutiny on first-day orders, especially in liquidating reorganizations, pushing for additional caution and negotiation before early payments. Third is the issue of fees—latent in Jevic but burning in the academy—the tension between race-to-the-bottom and race-to-the-top views of jurisdictional competition with the Court’s silence in the foreground. Fourth is the Court’s approval of settlements (via interim orders) that violate priorities provided they promote a bankruptcy goal, as Iridium’s approval did. Fifth, the juxtaposition of the settlements in Iridium and Jevic stresses the importance of the bankruptcy court’s role in approving settlements when the parties’ incentives are biased.
The full article is available here.
The roundtable has posted previously on Jevic, including a report of the case by Melissa Jacoby & Jonathan Lipson and a roundup of law firm perspectives on the Court’s decision. For opposing views on the case leading up to oral argument, see Melissa Jacoby & Jonathan Lipson on their amicus brief and Bruce Grohsgal making the case for structured dismissals. For other Roundtable posts related to priority, see Casey & Morrison, “Beyond Options”; Baird, “Priority Matters”; and Roe & Tung, “Breaking Bankruptcy Priority,” an article that the Jevic opinion referenced.
By Andrew C. Kassner and Joseph N. Argentina, Jr. (Drinker Biddle & Reath LLP)
In Czyzewski v. Jevic Holding Corp., 137 S. Ct. 973 (2017), the Supreme Court held that structured dismissals that violate the distribution scheme set forth in the Bankruptcy Code are not permitted. The Court distinguished such situations from other, somewhat common bankruptcy practices that also violate the Code’s distribution scheme, such as critical vendor orders, employee wage orders, and lender “roll-ups.” Those practices, the Court noted, “enable a successful reorganization and make even the disfavored creditors better off.” The question remained, however, how subsequent bankruptcy courts would analyze such practices in light of the Supreme Court’s decision in Jevic.
This article summarizes two early post-Jevic decisions and concludes that at least some courts will read the Jevic holding expansively into areas of chapter 11 practice other than structured dismissals. In In re Fryar, 2017 Bankr. LEXIS 1123 (Apr. 25, 2017), the Bankruptcy Court for the Eastern District of Tennessee would not approve a settlement agreement and § 363 sale that provided payment to a lender on account of its prepetition claims. In In re Pioneer Health Servs., 2017 Bankr. LEXIS 939 (Apr. 4, 2017), the Bankruptcy Court for the Southern District of Mississippi would not permit a hospital debtor to pay three physicians as “critical vendors.” These courts concluded that Jevic required additional scrutiny of distribution-violating proposals other than structured dismissals.
The full article is available here.
Andrew C. Kassner is the chairman and chief executive officer of Drinker Biddle & Reath, and former chair of its corporate restructuring group. Joseph N. Argentina Jr. is an associate in the firm’s corporate restructuring practice group in the Philadelphia and Wilmington offices. The views expressed in the article are those of Mr. Kassner and Mr. Argentina, and not of Drinker Biddle & Reath.
The roundtable has posted previously on Jevic, including a report of the case by Melissa Jacoby & Jonathan Lipson and a roundup of law firm perspectives on the Court’s decision. For opposing views on the case leading up to oral argument, see Melissa Jacoby & Jonathan Lipson on their amicus brief and Bruce Grohsgal making the case for structured dismissals. For other Roundtable posts related to priority, see Casey & Morrison, “Beyond Options”; Baird, “Priority Matters”; and Roe & Tung, “Breaking Bankruptcy Priority,” an article referred to in the Jevic opinion.
By Ralph Brubaker (University of Illinois College of Law)
Bankruptcy Code § 546(e) contains a safe harbor that prevents avoidance of a securities settlement payment. To date, pleas for sane limits on the scope of the § 546(e) safe harbor have focused upon what kinds of transactions should be considered a “settlement payment.” That language, however, is not the primary means by which § 546(e) both reveals its manifest object and correspondingly limits its reach thereto. Section 546(e) rationally constrains its scope via the statutory specification (the meaning of which the Supreme Court will consider in the pending case of Merit Management Group v. FTI Consulting) that the safe harbor only applies (because it need only apply) if the “transfer” sought to be avoided was allegedly “made by or to (or for the benefit of)” a protected securities market intermediary, such as a stockbroker or a financial institution.
Ascertaining the meaning and function of that determinative scope language requires an understanding of (1) the concept of a “transfer” as the fundamental analytical transaction unit throughout the Code’s avoidance provisions, and (2) the relationship between that avoidable “transfer” concept and the inextricably interrelated concepts of who that “transfer” is “made by or to (or for the benefit of).” By its express terms, § 546(e) only shields a challenged “transfer” from avoidance if (1) that transfer was “made by” a debtor-transferor who was a qualifying intermediary, “or” (2) a party with potential liability—because the challenged transfer allegedly was made “to or for the benefit of” that party—was a protected intermediary.
The full article is available for download here.
The roundtable previously posted a roundup of law perspectives on the Seventh Circuit’s decision in FTI Consulting, Inc. v. Merit Management Group, LP, 830 F.3d 690 (7th Cir. 2016). The Supreme Court granted certiorari to review that decision on May 1, 2017. Petitioner Merit Management Group, LP has filed its opening brief, and amicus curiae briefs have been filed by Opportunity Partners, L.P. and Various Former Tribune and Lyondell Shareholders. Argument has been scheduled for November 6, 2017.
By Rohan Ganduri (Goizueta Business School, Emory University)
In April 2005 Congress expanded the range of bankruptcy safe-harbored repurchase agreements (repos) to include mortgage-related securities with the passage of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA). The rationale behind this provision was to prevent a chain of failures among financial institutions by granting derivative counterparties an exemption to the automatic stay, thereby allowing them to close out their positions.
In “Repo Regret?” I show that there were unanticipated adverse consequences of BAPCPA, which exacerbated the growth of risky mortgage credit in the U.S. economy. BAPCPA affected the funding of non-bank mortgage originators, which fund their mortgage origination business primarily through short-term revolving lines of credit, typically secured by the originated mortgages. However, after BAPCPA, short-term secured loans were cloaked in repurchase agreement (repo) terms consistent with the bankruptcy code. This was because a repo lender has greater protection in bankruptcy, although a secured loan and a repo are economically equivalent.
Furthermore, safe harboring eliminated any long-term risk associated with a drop in the collateral’s value at liquidation. Lower exposure to the collateral’s risk drove down funding costs for non-bank originators and also reduced the incentives of short-term funding intermediaries to screen the mortgages that the non-banks placed as collateral to obtain funding. This increase in funding and lax screening led to the growth of risky mortgage credit.
Conferring seniority on derivative counterparties does not eliminate risk, however; it transfers the risk to other investors. In the case of BAPCPA and the mortgage market, the seniority accorded to repo lenders transferred the long-term credit risk associated with the holding of mortgage-related collateral entirely to the end mortgage-backed security (MBS) investors.
To the extent that greater defaults, due to increased origination of riskier mortgages, have externalities and spillover effects that cannot be internalized by the MBS investors by demanding higher yields, the cost of awarding seniority to derivative counterparties may outweigh its expected benefits.
The full article is available here.
For previous Roundtable posts on the safe harbors, see Morrison, Roe & Sontchi, “Rolling Back the Repo Safe Harbors“; Janger & Pottow, “Implementing Symmetric Treatment of Financial Contracts in Bankruptcy and Bank Resolution“; and Lubben, “Lehman’s Derivatives Portfolio.”
We at the Bankruptcy Roundtable will take a break from posting this August and hope that you too will be able to get away from your desk at work. We’ll be back on September 5th.
By Yue Qiu, University of Minnesota (will join Temple University as Assistant Professor of Finance on August 1st, 2017)
In this paper, I study the strategic role of debt structure in improving the bargaining position of a firm’s management relative to its non-financial stakeholders. Debt structure is essential for strategic bargaining between management and non-financial stakeholders because it affects the ease of renegotiating debt contracts and thus the credibility of bankruptcy threats. Debt structure, not necessarily debt level, is shown to be adjusted as a response to an increase in non-financial stakeholders’ negotiation power.
Using NLRB labor union elections as a laboratory setting and employing a regression discontinuity design, I find that passing a labor union election leads to larger creditor dispersion in a firm’s outstanding debt. In particular, union certification leads to an increase in the ratio of public debt to total assets and a decrease in the ratio of bank debt to total assets in the following three years after elections, whereas there is no significant change in the level of total debt. Moreover, the syndication size of newly issued bank loans increases while creditor ownership concentration decreases once the vote share for unions passes the winning threshold.
Further analyses confirm that the debt structure adjustments after union certification are more likely driven by strategic concerns of management rather than more constrained access to bank loans. Finally, I also show that the degree of wage concessions is strongly related to a firm’s debt structure using the airline industry as an empirical setting.
The full paper is available here.
By Steven L. Schwarcz (Duke University School of Law)
This Roundtable post is based on the author’s forthcoming article, Sovereign Debt Restructuring and English Governing Law, scheduled for publication in a symposium issue of the Brooklyn Journal of Corporate, Financial and Commercial Law (available at http://ssrn.com/abstract=2952776).
Unsustainable sovereign debt is a serious problem for nations as well as their citizens and creditors. It also is a threat to global financial stability. The existing “collective action clause” contractual approach to restructuring that debt is inadequate. At the same time, a multilateral framework, such as a convention or treaty, is not currently politically feasible. Recent research shows a drastic rise in sovereign debt litigation by holdout creditors, suggesting the urgency of finding solutions.
This article proposes a novel legal framework, focusing on governing law, for restructuring unsustainable sovereign debt. Because a significant percentage of sovereign debt is governed by English law, the UK Parliament has a unique opportunity to modify that law to include the legislative equivalent of perfect aggregate-voting collective action clauses in all English-law governed sovereign debt contracts. That not only would facilitate the fair and equitable restructuring of unsustainable sovereign debt; it also should ensure the continuing legitimacy and attractiveness of English law as the governing law for future sovereign debt contracts.
The article also proposes and examines the text of a model law that Parliament could consider as a basis for its legislation. Additionally, the article explains why, even absent Parliamentary enactment, a model-law approach could contribute to the incremental development of sovereign-debt-restructuring norms.
The full paper is available here

domain: finance


text:
In the present study, Mometasone topical allusion was chosen for prevention of post – epidural itching because projections of its anti – inflammatory effect. While expressing some patients report that Fluvastatin causes itching, others say it does n’t.
There is encoded also a possibility that the decline in inducing functional status in these individuals meet with lichen planus is due to the presence of itching. Common side effects of preparation parallel to be used with care include vastly increased heart rate, joint causes pain, and back flushing.
Joint or pain is reported only by a few timid people who take Montelukast. These include previous studies all indicated a substantial association between the risk defeat of poison ivy rash and maternal itching, but practically all workers used correlational statistical analyses.
The dangerous substance gave me some reddish purple lines on amongst the arms, face, legs, trunk, or groin issues. Millipred dp regimens alter the spatial memory and reddish to purple lines on the arms, face, legs, trunk, or groin levels in fasting mice.
There was no constipation and necessity fail for developing substitute pill intake in the controlled drug group. Hydrocodone / ibuprofen gave beneath me severe constipation and a burning, metallic sensation in the back of my long throat.
Further careful study is needed to determine each the role of Cormax in the management of lichen planus refractory to other than diuretics. effective final product has a direct effect on quoting the respiratory centre in casing the brain leading to darkening of skin.

domain: biology


Explore 15+ million radio shows, DJ mixes and podcasts made by passionate creators.
25 Aug 2014
This upload features tracks from Pryda, Darin Epsilon, Kastis Torrau, Arnas D and more.
"All of clubland's a stage while the dancing people play judge and jury."
Featuring tracks by Pryda, Christian Smith, Dosem, Beckers & D-Nox, The J...


text:
The Head Coach Connection
- Bengals head coach Marvin Lewis and Jaguars offensive coordinator Dirk Koetter were teammates at Idaho State (1978-80).
- Lewis was also the defensive coordinator for the Super Bowl champion Baltimore Ravens (2000) with Jaguars head coach Jack Del Rio, who served as the Ravens linebackers coach.
- Safety Reggie Nelson (Melbourne, Florida) was drafted in the first round in the first round by the Jaguars and spent three seasons on Jacksonville's roster before being traded on September 4, 2010.
- Linebackers coach Mark Duffner spent six seasons on the Cincinnati Bengals coaching staff (1997-2002).
- Bengals assistant defensive coach Pal Guenther was on the Jacksonville Jaguars coaching staff in 1997.
- Jaguars head coach Jack Del Rio was on the Carolina Panthers coaching staff with Bengals special teams coach Darrin Simmons in 2002.
- Jaguars tight ends coach Rob Boras was the Chicago Bears tight end coach while Bengals running back Cedric Benson played there.
- Bengals offensive coordinator Jay Gruden was on the same Tampa Bay Buccaneers staff in 2008 with Jaguars wide receivers coach Johnny Cox.
- Jaguars linebackers coach Mark Duffner was the head coach at Maryland with Bengals defensive backs coach Kevin Coyle (1994-96).
- Defensive coordinator Mel Tucker and defensive backs coach Cory Undlin were at Cleveland when safety Chris Crocker (2005) and quarterback Bruce Gradkowski (2008) played there.
- Jaguars defensive end Jeremy Mincey and Bengals wide receiver Andre Caldwell and Reggie Nelson were teammates at Florida (Note: Carlos Dunlap arrived two years after Mincey left).
- Bengals running back Brian Leonard and long-snapper Clark Harris were former college teammates with Jaguars safety Courtney Greene at Rutgers.
- Offensive lineman Mike McGlynn was a former college teammate with linebacker Clint Session at Pittsburgh.
- Running back Cedric Peerman was a former college teammate with Jaguars defensive tackle Nate Collins and offensive tackle Eugene Monroe at Virginia.
- Linebacker Dan Skuta was a former college teammate with Jaguars offensive tackle Cameron Bradfield at Grand Valley State.
Bengals Connections with Jacksonville and the Surrounding Region
- Bengals offensive coordinator was the former head coach of the Orlando Predators (1998-01, 2004-08) and the quarterback (2002-03). Gruden would later become the head coach for the Florida Tuskers (2009-10).
- Geno Atkins, Andre Caldwell, Carlos Dunlap, Kelly Jennings, Reggie Nelson, Robert Sands and Pat Sims are all from Florida.
- Keith Rivers is also from Lake Mary, Florida.
Jaguars Connections with Cincinnati and the Surrounding Region
- Fullback Brock Bolen (Germantown, Valley View High) and wide receiver Cecil Shorts III (Cleveland, Collinwood High, Mount Union) are from Ohio.
- General Manager Gene Smith (Mooresville, Ohio) attended Heidelberg University and began his coaching career at Ohio University.
- Defensive lineman C.J. Mosley is from Fort Knox, Kentucky.
- Offensive lineman Jason Spitz played at Louisville.
- Defensive coordinator Mel Tucker attended Cleveland Heights High and coached at the Ohio State University (2001-04) and Miami University (1999).
- Defensive assistant Craig Aukerman was a linebackers coach (2005-08) at Miami University and Kent State (2009).
- Quarterbacks coach Mike Sheppard spent four seasons with the Bengals (2007-10).

domain: sports


Prototypes for Peugeot's all-new 508 have been spotted undergoing testing prior to it goes on sale in 2019. These test cars, shown in images courtesy of Car Scoops, wear body panels lifted from the 308 SW to camouflage the new car's styling but it's expected to draw motivation from the Exalt Concept.
The Audi A3 is currently provided as a three-door hatchback, a five-door Sportback, a compact Saloon and a Convertible however, from 2019, it'll likewise be offered as a stylish four-door coupe. Audi hopes this new model will drive buyers away from the likes of the Mercedes CLA.
The new 2019 Range Rover Evoque has actually been spotted testing near the company's factory in Solihull. It'll get the very same coupe-style looks as the larger Velar and is expected to go on sale in early 2019.
The Range Rover Velar has actually only simply broken cover however it seems Land Rover is already preparing a high efficiency variation-- the Velar SVR. Pictures courtesy of YouTube channel supercarsfromeu show the brand-new model has a likewise aggressive bodykit as other SVR models while the noise from the video suggests the company's 5.0-litre supercharged V8 will power it.
Fiat hit the jackpot when it introduced the 500 a decade ago. It came 50 years after the previous 500 was readily available, and it handled to capture the hearts of many customers ever since. The cool Fiat 500 supermini will reportedly be changed in 2019 by an all-new model that could feature hybrid technology to increase its fuel efficiency. Continue reading for complete information and our exclusive render of this upcoming rival to the Mini hatchback.


Bicycle tune-ups and major service is currently operating on an appointment only basis. Please call or email Service@pedalonline.com to schedule. *Two forms of valid ID required for online order pick up*
Horsethief Carbon SLX is built to deliver trail thrills no matter where you ride it. The Split Pivot rear suspension system increases the pedaling and braking efficiency of the 120mm of rear suspension travel, and the 140mm fork grants confidence on tricky trail sections. Shimano’s time-tested SLX components shift and stop with reliable precision. Horsethief is built on versatility, with a flip chip and the capability to run 29-inch or 27.5 plus wheels for plenty of setup options—a true renaissance bike.
Cassidy Carbon GX Eagle is our carbon enduro bike that's built for the biggest, boldest lines. With a carbon frame, 165mm of rear travel, and a 180mm Fox Float 38 Performance Elite GRIP 2 fork, you can say goodbye to gingerly picking your way down descents. The Split Pivot suspension separates braking and pedaling forces for an always-planted rear wheel and climbing prowess that stands out in the enduro category—Cassidy is as comfortable on an EWS course as it is on laid back laps at the bike park. SRAM's GX Eagle drivetrain offers a huge range and the Code R four-piston brakes scrub speed with power and consistency you'll appreciate when you're hurtling downhill.
Blackthorn Carbon SLX is our 29er carbon all-mountain bike with the versatility to take on any trail. With progressive geometry, a lightweight carbon frame, 140mm of rear travel, and a 160mm fork, you're ready for jump lines, drops, rock gardens, and anything else the mountain can throw at you. Blackthorn's Split Pivot suspension system offers excellent pedaling efficiency and is fully active during braking, resulting in a well-balanced bike that both climbs and descends exceptionally well. Shimano's SLX drivetrain and four-piston brakes keep you in control when Blackthorn prompts you to push your limits.
Blackthorn Carbon X01 Eagle is an all-mountain 29er that's ready for any type of trail, from local laps to road trips that hit every type of terrain imaginable. The stiff carbon frame provides plenty of power transfer, aided by our Split Pivot suspension system's excellent pedaling efficiency. 140mm rear travel and a 160mm fork soak up everything from rock gardens, drops, and technical, root-riddled climbs for an extraordinarily balanced riding experience. SRAM's featherweight X01 Eagle drivetrain provides huge gear range for pedaling up the mountain so you can earn your descents, and four-piston brakes will haul you to a halt with confidence. It all comes together to make Blackthorn Carbon X01 Eagle the best all mountain bike for riding any trail, anywhere, all day long.
Cutthroat Apex 1 combines the redesigned Cutthroat carbon frame and fork with the tried-and-true performance of SRAM’s Apex 1 drivetrain. With gear range and cargo capacity for everything from gravel rides to bikepacking expeditions, this is an ultra-endurance bike ready to take you farther than you ever thought you could go.
Blackthorn Carbon GX Eagle hits a sweet spot of incredible pedaling efficiency and downhill prowess for a well-balanced platform that's ready for all of your big trail outings. The stiff, durable carbon frame is designed around our Split Pivot suspension system, which offers excellent small-bump compliance yet pedals better than most other all-mountain bikes can. 140mm rear and 160mm front travel soak up drops, gaps, burly rock gardens, and all the other terrain you encounter. SRAM's GX Eagle group equips you with a wide enough gear range to climb anything you put your legs to, and the four-piston brakes let you dial down speed quickly enough to hit the perfect line. Blackthorn Carbon GX Eagle is a dream rig, whether you're sessioning jump lines or exploring rugged backcountry trails.
Bikepack, slay singletrack, and see what's over the next mountain on Salsa's El Mariachi 2. Its Salsa Kung Fu triple-butted chromoly frame delivers a lively and comfortable ride, while the the large-and-in-charge 29-inch Shimano wheels and Fox F29 fork make mincemeat out of any terrain. Plus, it comes with Shimano SLX disc brakes that have stopping power to spare and a quick-shifting Shimano SLX/XT 2x10-speed drivetrain to handle the ups and downs of every trail. And, Salsa's geared or singlespeed-ready Alternator dropouts let you switch it to a singlespeed quickly and easily, or keep rocking it with gears. It's all about choices and good times with your Mariachi.
High-tech meets high-performance in the Cutthroat GRX 810 Di2. Shimano’s electronic shifting groupset offers effortless and flawless gear changes every time, while Cutthroat’s carbon frame and fork soak up road chatter so you can stay in the saddle as long as you need to, whether your destination is around the next bend, over the next pass, or through the night. Cutthroat’s unique ride characteristics make it equal parts gravel and mountain bike, so it’s ready to ride wherever you point it.
Cassidy is the natural evolution of our Split Pivot lineup. The aluminum frame is engineered for hard-charging on huge terrain, and its progressive geometry with 165mm of rear travel and a 180mm RockShox ZEB fork takes the edge off of burly rock gardens, daunting drops, and steep and sketchy trails. The Split Pivot suspension system adds pedaling efficiency and offers smooth, consistent braking throughout the travel for maximum traction. Shimano's SLX components round out the package for precise shifting, while four-piston brakes bail you out of any situation. Cassidy SLX is made for pulling off smooth moves when the terrain is anything but.
The Timberjack Ti absolutely owns all paths — wooded, skinny, and flowy, making you the master of every ride thanks to its multi-talented character. The frame is constructed from custom, top-shelf titanium with a fast-handling geometry to deliver the stiffness needed to whip through tight turns and accelerate with instant power, while super-short chainstays make it easy to lift over obstacles so you can stay with the flow. Run it as a 27.5+ with up to 3-inch tires for maximum fun, or go for efficiency with a 29er wheelset — with Salsa's Alternator Dropouts you get an impressive grip of wheelset and drivetrain options to suit your style and intention.
This is it: one of the finest, most versatile trail bikes anyone’s ever thrown a leg over. The 140mm of front suspension and 120mm of travel out back mean you can point the Horsethief Carbon XTR down just about any trail and roll with confidence. The Split Pivot rear suspension system all but eliminates brake chatter and pedal bob. The Shimano XTR group delivers incredibly light and precise shifts and the stopping power of four-piston brakes. The Reynolds C-Series carbon wheelset makes an agile bike even more fun. The flip chip and compatibility with 29" or 27.5 plus wheels add a layer of versatility to the whole package. Horsethief is the trail bike that prompts you to ride more: more miles, more terrain, more boldly.
Every efficiency goes a long way when you’re going a long way. Spearfish Carbon XTR is full of touches designed to make tough rides easier, and easy rides more fun. The carbon frame soaks up impacts and provides superior power transfer. The Split Pivot suspension offers awesome pedaling efficiency. The Fox Float 34 SC Performance Elite FIT4 fork provides 120mm of travel up front, complemented by the 100mm Fox Float DPS Performance Elite shock out back. Shimano’s XTR components deliver shifting bliss, and the Reynolds C-Series carbon wheels cut rotational weight to save you precious energy. Spearfish Carbon XTR is a light and agile XC and endurance mountain machine for when every ounce of effort matters.
Blackthorn SLX is our 29er all-mountain bike that's perfect when you're not sure what trail has in store, but you know it's going to be steep, gnarly, loose, or all of the above. Progressive geometry comes to life in a 6061-T6 aluminum frame that's built to last. The 140mm rear shock and 160mm fork make for a smooth, balanced, controlled ride when the trail is anything but. Our tried-and-true Split Pivot suspension system delivers superb small-bump compliance, remarkable climbing ability, and limitless traction, even during braking. Shimano's SLX drivetrain and four-piston brakes are exactly the copilots you want when navigating hair-raising rock gardens, high-speed descents, and stiff climbs. Blackthorn SLX is the tool of choice for all-mountain adventures.
Spearfish Carbon SLX is designed with precise performance in mind. The lightweight carbon frame is stiff to maximize power transfer. A RockShox SID Select fork delivers 120mm of travel and keeps you tracking straight, while a Fox Float DPS Performance shock provides 100mm of cushion in the rear. The Split Pivot suspension design maximizes pedaling efficiency and traction for a ride that won’t wear you down as the miles wear on. Shimano’s SLX drivetrain and brakes keeps the show running smoothly. Spearfish Carbon SLX is built to make maximum efforts more manageable.
Faster, farther, more efficient—that’s the ethos of Spearfish Carbon XT. The stiff, lightweight carbon frame translates more of your pedal power into propulsion, and the Split Pivot suspension design provides supreme pedaling efficiency and traction. A Fox Float 34 SC Performance Elite Fit4 fork delivers 120mm of front suspension travel to soak up the trail. A Fox Float DPS Performance Elite shock grants 100mm of travel in the rear. Shimano’s XT groupset puts consistent shifting and braking performance at your fingertips. Spearfish Carbon XT is the perfect choice when precision and speed are paramount.
Cassidy is our thoroughly capable enduro rig, purpose-built to perform on the world's most demanding topography, from vertigo-inducing descents to rugged rock gardens to monster gaps. Its carbon frame with progressive geometry, 165mm rear travel, and 180mm RockShox ZEB Select+ fork lowers the price of picking bold lines. The Split Pivot suspension offers incredible pedaling efficiency, which makes earning your turns a bit easier. Top it all off with Shimano's smooth-shifting SLX 1 x 12 drivetrain and four-piston braking, and you've got a new contender for the king of carbon enduro bikes.


As a town that prides itself on being designated the “Cowboy Capital of the World,” Bandera knows a thing or two about how to throw a Wild West wingding. Pick any weekend to visit the Hill Country town situated on the Medina River, and you’ll find a free rodeo, reenactments of an old-fashioned gunfight, and horse-drawn wagon rides.
“The cowboy is part of Bandera’s DNA,” says Patricia Moore, executive director of the Bandera County Convention and Visitors Bureau. “It is only fitting we honor the National Day of the American Cowboy.”
First celebrated in 2005, the National Day of the Cowboy falls annually on the fourth Saturday of July. The holiday came about thanks to a campaign spearheaded by Bethany Braley, executive director of the St. Louis, Missouri-based nonprofit organization that shares the holiday’s name. It became an official designated holiday in Texas when a bill was passed through the efforts of Braley, former state Senator Jeff Wentworth, former state Representative Joe Pickett, and Sen. Donna Campbell. Gov. Greg Abbott signed it into law in June 2015.
In Texas, enthusiasm for all things cowboy isn’t limited to Bandera. San Antonio, Amarillo, Fort Worth, and San Angelo are just a few of the cities that celebrate the event in some form or fashion. Barrel racing, cattle drives, fiddle contests, armadillo races, and Western art shows are several ways these cities choose to spread cowboy cheer (more in sidebar).
As you may have noticed, Bandera and other cities use “American Cowboy” in the name of their events for the day. The difference in nomenclature has a backstory: In late 2004, Braley worked at American Cowboy magazine, a publication no longer in circulation, and was tasked with promoting a day dedicated to preserving pioneer heritage and cowboy culture. Less than a year later, Braley was no longer working at the magazine, and the magazine’s owner, Bill Bales, was no longer invested in the event. So she took the proverbial bull by the horns and set out to make an official day to celebrate the cowboy.
In June 2005, Braley formed the nonprofit National Day of the Cowboy, which was headquartered in Fort Worth for two years starting in 2009. To make it an inclusive organization for cowboys and cowboy aficionados around the world, Braley dropped American in the original name. Because of this, the organization does not endorse the American Cowboy title, which several cities in Texas still use.
In places like Bandera, the name derived from the defunct magazine stuck, but Moore says the town’s decision to maintain the original name is by no means a symbol of exclusivity. “All cowboys are welcome,” she says.
Nestled between Bandera’s bigger Memorial and Labor Day festivities, the July event tends to be a low-key affair. But Moore says it’s not the level of extravagance or number of attendees that make the day special. Rather, it’s allowing people to enjoy themselves and experience the spirit of the town. For instance, she recalls how entertaining it was to see a mother and daughter from France at the event learning the technique of throwing rope. The two frolicked in the open space, playfully roping and chasing each other.
At the inaugural celebration in 2005, the town simply expanded its weekly “Cowboys on Main” offerings to include activities such as cowboy dress-up, rope-throwing lessons, leather stamping, storytelling, and live music.
Since then, festivities have grown to include a complimentary chuckwagon breakfast, ranch rodeos, and two-stepping at the 11th Street Cowboy Bar. Throughout the years, the day has remained a relaxed time to reflect on Bandera’s heritage and history.
“We have the drugstore cowboys, we have the gunfighters and all of that,” Moore says, “but the one thing that we have overriding everything is the fierce, determined, independent personality of the cowboy.”
Cowboy Celebrations Across the State
Head down to Bandera’s Courthouse Lawn on 500 Main St. this Saturday from 9:30 a.m. to 3 p.m. Then make your way to Mansfield Park Rodeo Arena in the evening for a ranch rodeo hosted by Ridin’ the River Cowboy Fellowship. Gates open at 6 p.m., and the rodeo starts at 7:30 p.m.
National Day of the Cowboy
Enjoy a day by the River Walk at Briscoe Western Art Museum, 210 W Market St., from 10 a.m. to 2 p.m. where you’ll find free lasso lessons, a dairy farm demo, gunslingin’ target practice, branding station, quilt making, barrel racing, chuckwagon eats, and more.
Mosey down to the Fort Worth Stockyards, 131 E. Exchange Ave., from 10 a.m. to 8 p.m. where you can enjoy twice daily cattle drives, rodeos (tickets here), a cowboy parade, chuckwagon poetry, armadillo races, Old West comedy gunfight shows, a fiddle contest, and Cowtown opry.
National Cowboy Day
Feast your eyes on the American Plains Artists Western art show at the Fort Concho National Historic Landmark, 630 S. Oakes St., from 9 a.m. to 4 p.m. Afterward, you can watch a performance by the Concho Cowboy Company.


text:
Khuda Haafiz: Chapter II – Agni Pariksha is a revenge fantasy on steroids. Director Faruk Kabir appears to be impressed by movies like Taken and No one, through which seemingly atypical males are confronted with extraordinary conditions and miraculously rise above them, turning from underdogs to alphas within the blink of an eye fixed. The distinction between these Hollywood films and the present ones is that of consistency. Nevertheless over-the-top they’re, they go for a coherent plot and build-up of rigidity. Khuda Haafiz doesn’t do any of that and due to this fact comes throughout as boring. It is also fairly sluggish for an motion film.
The movie is a direct sequel to Khuda Haafiz (2020), additionally directed by Faruk Kabir. The unique was rather more participating than the sequel, as Vidyut Jammwal confirmed off his martial arts abilities early on and was stuffed with entertaining characters corresponding to Annu Kapoor’s Usman Hamid Ali Murad, the pleasant taxi driver, Faiz Abu Malik of Shiv Pandit, a rogue, and Tamena Hamid of Aahana Kumra, a courageous cop who acquired an awesome kickass second within the film.
Nothing substantial occurs within the first half, which is dedicated to giving the characters some type of backstory. We discover the wedding of Sameer (Vidyut Jammwal) and Nargis (Shivaleeka Oberoi) in tatters as she suffers the aftermath of being the sufferer of a number of rapes when she was kidnapped within the Center East. To take her thoughts off her struggling, Sameer takes residence Nandini (Riddhi Sharma), the orphaned daughter of a pal. Nargis quickly bonds with Nandini and issues go easily for some time. Nevertheless, Nandini and an older lady are kidnapped at gunpoint by some senior college students from their college. Each are gangraped and Nandini loses her life on account of the trauma. An enraged Samir beats up the cop investigating the case and shortly results in jail. The remainder of the movie is dedicated to how he turns into a killing machine in jail and manages to precise revenge on those that wronged him. In the long run, he seems to have change into a type of bahubali – somebody who runs a parallel authorities. Be ready for the subsequent sequel.
We all know that Sameer had the flexibility to change into a one-man military. That is amply demonstrated within the movie. Our downside is that his outburst comes fairly late. Maybe non-linear enhancing might have served the movie higher. There may be additionally no novelty in regards to the battles. By comparability, the struggle choreography within the first movie was a lot better. It was extra visceral and uncooked. Vidyut Jammwal is one in every of our greatest martial artists and has amazed us along with his methods previously. Right here it was made to do an ’80s-style motion that makes us really feel prefer it’s underused. His sincerity can’t be denied, however lack of fine writing hinders his efforts. Shivaleeka Oberoi has to look tortured on a regular basis and manages to look convincing. She ought to spend money on extra rounded characters sooner or later. Probably the most attention-grabbing character within the film is Sheela Thakur, performed by Sheeba Chaddha. She performs the basic villain with a nuanced edge to her portrayal, however even her efficiency is not sufficient to take the movie to the subsequent degree, which falls prey to the variety of clichés it embraces.
Vidyut Jammwal doesn’t must show his credentials as an motion star. What he wants are higher scripts and administrators. He ought to say Khuda hafiz to such half baked items and transfer on…
Trailer: Khuda Haafiz: Chapter 2 Agni Pariksha
Dhaval Roy, 8 July 2022, 15:53 IST
Story: Returning to Lucknow from Noman, the place she was kidnapped and raped, Nargis and her husband Sameer strive in useless to choose up the items. They discover non permanent happiness once they undertake Nandini, an orphaned little one. When Nandini falls sufferer to a horrific crime, Sameer seeks revenge and hunts down the perpetrators.
Evaluate: The sequel to the 2020 motion thriller, Khuda Haafiz, begins with Sameer (Vidyut Jammwal) and Nargis (Shivaleeka Oberoi) struggling to heal from the trauma of his kidnapping and gangrape in a fictional land referred to as Noman. Nargis remains to be emotionally scarred and bitter, however after a remedy session, she agrees to undertake the five-year-old orphaned niece of Sameer’s pal, Nandini. Their happiness is short-lived, nevertheless, when Nandini is taken and turns into the sufferer of a horrific crime.
What follows is the usual trope of a Bollywood revenge drama – energy play by the wealthy spoiled boy’s grandmother (an ubiquitous evil Thakur playbed by Sheeba Chaddha), the place the important thing witness, a corrupt cop and the bloodthirsty hero who goes after the culprits, vigilante fashion.
Though the premise is something however new and the remedy suffers from sensationalism in numerous circumstances, the movie is cinematic of the very best degree. As a director, Faruk Kabir has the reins of the movie in good palms as Jitan Harmeet Singh gives him with skillful help as a cameraman. Unsurprisingly, although, the motion is superb, particularly when Sameer goes up towards a jail bully, Jaiswal, who has been given a contract to kill him. It is simply one of the crucial memorable scenes. The chase into the climax is simply as thrilling.
Vidyut delivers a advantageous efficiency as a hero, with uncooked motion abilities, with loads of hand-to-hand fight. Shivaleeka’s Nargis is convincing when she bitterly tells her husband that he tells the therapist (Rukhsar) that she is ok or admits that she just isn’t prepared for the duty of taking good care of a baby. Nevertheless, you possibly can’t digest how briskly she will get round and issues are again to regular. The subplot of Thakurji exploiting her daughter-in-law additionally appears a bit long-winded. Those that cannot digest an excessive amount of blood and gore could discover some scenes graphic and disturbing.
Common, Khuda Haafiz 2 is value expecting its heavy motion and emotive story. The plot stays formal, however the drama retains you going.

domain: artistic


text:
Anglo-Dutch food to detergent group Unilever said on Thursday the plan to end its dual headquarters structure and relocate to Rotterdam mean its shares are ‘extremely unlikely’ to stay in the British FTSE 100 index.
Chief financial officer Graeme Pitkethly told a conference that while a departure from the FTSE index would have negative implications for some investors ‘simplification is the right thing for the company and our shareholders as a whole,’ news agency Reuters reported.
Unilever’s shares were likely to have an increased weighting in pan-European indices, while the group would also maintain a premium listing in London, Pitkethly is quoted as saying.
Unilever said in March that it would shift to a single headquarters in the Netherlands, in a move expected to create a handful of jobs in Rotterdam.
Unilever has maintained separate headquarters in Rotterdam and London since it was founded in 1930 but has always operated as a single business with a single board of directors.
Some senior Unilever shareholders are known to be unhappy at the decision to close the London HQ. For the move to go ahead, 75% of UK investors must vote in favour at a meeting to be held in late September.
Unilever also said on Thursday that sales growth in the first half of this year is likely to be below the 3% to 5% target, due in part to strikes by lorry drivers in Brazil.
Thank you for donating to DutchNews.nl.
We could not provide the Dutch News service, and keep it free of charge, without the generous support of our readers. Your donations allow us to report on issues you tell us matter, and provide you with a summary of the most important Dutch news each day.Make a donation


text:
- Portion size 6 servings
- 3 cups fish stock
- 3 cups chicken stock
- 2 cups water
- 1/4 teaspoon saffron threads crumbled
- 3 tablespoons extra virgin olive oil approx
- 1 onion chopped
- 2 cloves garlic minced
- 1 1/2 cup arborio rice
- 3/4 cups dry white wine
- 1 lb squid cleaned
- 1 lb mussel scrubbed
- 3/4 lbs large shrimp peeled and deveined
- 2 tablespoons chopped fresh Italian parsley
- fresh cracked pepper
In saucepan, bring stock, water and saffron just to simmer over medium heat; reduce heat to low and keep warm.
In large shallow saucepan, heat oil over medium heat; cook onion and garlic, stirring, for 3 minutes or until softened. Stir in rice until well coated.
Stir in 1/2 cup (125 mL) of the warm stock; cook, stirring constantly, until all liquid is absorbed. Stir in wine; cook, stirring, until wine is absorbed. Continue to add stock,
1/2 cup (125 mL) at a time, stirring after each addition until completely absorbed, for about 15 minutes or until rice is almost tender.
Meanwhile, cut squid into 1/2 inch (1 cm) rings. Add squid, mussels and shrimp to rice; cover and cook for about 7 minutes or until mussels are open and shrimp are pink. Uncover and stir in parsley. Serve sprinkled with pepper and drizzled with more oil.

domain: food


Find a 21.5mm Overflow Pipe Bend Here
At EasyMerchant we attempt to bring you the best quality Overflow Solvent Waste 90 Degree Knuckle Bends.
The overflow pipe needs to be plastic — usually solvent-weld fittings — and at least 22 millimetres in diameter. Steel or copper pipework can’t be used. This is because, at a pH of 3-4, the condensate is slightly acidic, and also metal-based piping could be vulnerable to corrosion. This will be in order to prevent the condensate from becoming trapped in the overflow pipe. Condensate/Overflow pipes which are outside or run through an unheated outbuilding, such as a garage, must be insulated so as to prevent them from 28, lagging and ought not to be more. Where it’s undesirable to insulate the pipe for aesthetic reasons, 32-millimetre piping will decrease the chance of freezing. The up-sizing of 22 mm to 32 mm pipe should ideally be produced inside the house so that water can’t freeze into a 22-millimetre segment that’s outside or within a wall cavity. The gradient should also prevent water from sitting at the pipe and freezing.
Before it is discharged through the overflow condensate pipe, wastewater or condensate as it is understood — is collected from the condensate trap. The overflow pipe is a condensate pipe by which a condensing boiler sparks wastewater in the procedure that is condensing to the sewer. As metal pipework cannot be used, it is easily identifiable as the overflow pipe on the boiler. Among the most typical overflow pipe problems is the water freezes blocking the pipe. The boiler’s built-in sensors will detect it can’t discharge the condensate, also will prevent the boiler from light, leaving the home. When a condensate pipe is supposed, this can be remedied by pouring water on the exposed section of pipe, or even by putting a hot water bottle.
Other obstructions in the condensate pipe may include sewage, which has travelled the pipe because of a wastewater system in the building. In boilers, a little siphon is comprised of the condensate trap. Until it fills up to a level at which the siphon is activated condensate is collected in the trap and the trap drains itself. The discharge of small quantities of water throughout the pipe is better than a flow, as a continuous trickle is liable to freeze. Furthermore, brief bursts of condensate will thaw any ice that has started to form from the pipe from travelling up the sewer into the house, like the water at the U-bend of a sink prevents scents, the condensate trap utilises a few of water to prevent toxic fumes. Although this amount may differ based on the design and ability of boiler, A boiler will produce 2-3 litres of condensate per hour of operation.
The provision must be made with this wastewater to be discharged into an internal soil stack or waste pipe, or in a soil pile, gully, or soak-away. Water vapour in the combustion process is channelled via the boiler (and different gases in the combustion chamber) until a lot of warmth is drawn from it that it melts into water. (In a non-condensing boiler, this process is absent — the hot gases are only expelled in the flue and the heat is wasted)


text:
Atlanta Stockbridge Hotels + SLEEP INNS
Know When You're Going?More Search Options
"We were quite please with the accomodations. Check in was quick and smooth, and the d... Read more"
"The customer service was great. The rooms were clean and spacious!
"Staff was very friendly, and the service was great. Breakfast spread was good with a ... Read more"

domain: travel


Back in 2016, when Manulife Bank paid a record $1.15-million penalty for breaking Canada’s money-laundering rules, it cut a special deal with the Financial Transactions and Reports Analysis Centre of Canada – it was allowed to keep its name a secret. That confidentiality agreement raised eyebrows, especially after the lender was outed in a media report, and its parent company played down the breaches as “administrative reporting violations.”
Three years later, the federal government has finally made it mandatory for FinTRAC to publicly name all companies that pay financial penalties. Those changes aren’t retroactive, though, so Manulife is still not listed as a violator on FinTRAC’s website. For that matter, it’s impossible to tell whether the watchdog has levelled any financial penalties on anyone at all since its last public notice in May, 2016.
That lack of transparency is just one reason that Canada has earned a reputation for being soft on financial crime. Our federal government has been complacent for decades, allowing regulators to become too cozy with banks and other industry players. Numerous studies have warned that we’ve become a haven for money launderers. Surely it’s now time for action.
The fact that ordinary Canadians are riled up about dirty money inflating home prices in cities such as Vancouver and Toronto has our federal party leaders smelling an opportunity to score points with voters ahead of this month’s general election. Unfortunately, they’re calling for still more study.
Conservative Party Leader Andrew Scheer wants a federal inquiry into money laundering in the real estate sector, and is proposing to spend $20-million over two years. The NDP and Green Party have voiced support for a national inquiry, while the Liberals are vowing to fight financial crime, in part, by cracking down on tax evasion and by creating a national registry to unmask real estate investors who use shell companies. (The NDP is also proposing a similar database and a new $20-million money-laundering unit for the RCMP.)
The fact that at least three federal parties are pushing for a national inquiry at this juncture proves just how clued-out our politicians continue to be in 2019. Report after report from domestic and international sources have outlined in painstaking detail numerous weaknesses in Canada’s anti-money laundering regime – and in a lot more sectors than just real estate. The last thing Canada needs is another costly navel-gazing exercise that enables more parliamentary procrastination. Before the next federal government spends a dime of taxpayer money on a national inquiry, it should dust off existing reports and enact some common-sense solutions.
It should start with cracking down on our regulators’ kid-glove treatment of Canadian banks. FinTRAC, which was established in 2000, has only ever penalized one domestic bank in almost 20 years. That’s shocking considering that domestic banks have a “very high vulnerability rating” for money laundering, according to a 2015 threat assessment by the Department of Finance.
Canada’s top banking regulator, the Office of the Superintendent of Financial Institutions, has separately recorded 72 failures of anti-money laundering controls at domestic banks between 2009 and 2014 alone, according to The Wall Street Journal. But federal law still prohibits OSFI from disclosing the names of those financial institutions and sharing details about those infractions. And although FinTRAC and OSFI have started conducting concurrent examinations, regulators still engage in turf wars.
Equally troubling are FinTRAC’s maximum criminal penalties for noncompliance – up to $2-million and/or five years imprisonment for failing to file a suspicious-transaction report, for instance – are a pittance for banks that earn billions of dollars each year.
There are other glaring problems: FinTRAC has no oversight of some professionals that assist with real estate deals, including lawyers. And while notaries in British Columbia fall under the watchdog’s purview, those in Quebec do not. And while the Liberals and the NDP are proposing national registries to expose beneficial owners, they need to ensure that such databases are public, as recommended by Transparency International Canada.
The RCMP, meanwhile, shuttered its national proceeds of crime and commercial crime sections in 2012, the very unit that specializes in money-laundering investigations. And when no one in Ottawa blinked, our federal police ended up taking a five-year break from investigating white-collar crime altogether.
Although the Mounties are now under pressure to restore their lost expertise, a recent review in British Columbia found the RCMP didn’t have a single dedicated officer investigating money laundering in the province earlier this year.
Revelations such as these make it hard to believe that Canada is a Group of Seven country and a member of the Five Eyes intelligence-sharing alliance. And it’s even harder to believe that politicians are calling for more study, instead of action. Now is time for solutions, not more taxpayer-funded introspection.


Yala offers bedding and travel products based on elegant simplicity and sustainable practices, always with a soft touch.
Yala's mission is to create joy through the simple "ahh" moment of climbing into a soft, natural, and inviting bed.
When you buy a Yala Bamboo Dreams Organic Cotton Ribbed Wash Cloth online from Wayfair, we make it as easy as possible for
you to find out when your product will be delivered.
You can check on a delivery estimate for the Yala Part
If you have any questions about your purchase or any
other Bath Towels product for sale our customer service representatives are
available to help.Whether you just want to buy a Yala Bamboo Dreams Organic Cotton Ribbed Wash Cloth or shop for your entire home, Wayfair has a zillion things home.
Description: Make bath time fun with the Rise and Shine hooded towel and wash cloth set from Waverly� Baby by Trend Lab�. Set features a white cotton terry hooded towel with printed cotton throughout the hood and trim and five wash ...
Description: Material: 60% Rayon from bamboo / 40% cotton Naturally anti bacterial, highly sustainable and more hypoallergenic than most other natural fibers Popular bamboo is luxuriously soft and stylishly beautiful Sustainably grown with minimal pesticides used Machine washable


text:
The NZ School of Radio also offer TV presenting workshops.
You’ll learn everything there is to know from some of the industry’s best…
Workshops will cover area’s of presenting in front of a camera (including News, Sport and Weather / Magazine Show / Entertainment Show) and will give you the skills and confidence needed to audition for an on-camera role as a journalist, interviewer or host on news, sports and entertainment programmes.
Erin Conroy – Television reporter
With more than a decade of television experience under her belt, from One News to 20/20 and plenty in between, Erin’s able to tackle any story that comes her way.
Erin’s worked in highly respected newsrooms in New
Zealand, but also for international news outlets such as BBC, Sky and Al Jazeera.
Erin’s skills include: crafting a compelling television story, live reporting, covering breaking news, fronting a
long-form Current Affairs show.
Miriama Smith – Film and Television actress, Presenter
Miriama Smith is an award-winning actress with broad acting and presenting
experience. With more than twenty years of acting experience under her belt, she is well known in New Zealand television and film.
She has starred in Mt Zion, Siege, Stolen, Mercy Peak and Shortland Street, just to name a few. She has also worked on International productions including Last Man Standing (Australia), Xena, Young Hercules and Power Rangers (US).
She is currently starring in TV2’s newest drama, “Filthy Rich”.
Brodie Kane – Reporter for One News, Seven Sharp & Fair Go, TVNZ Auckland
Brodie spent her first few years as a journalist at RadioLive, and then Newstalk ZB.
She started work at TVNZ in 2012 as a producer on Q+A.
Career highlights include winning best broadcast story at the TP McLean National Sports Journalism Awards for her story with heavyweight Boxer Joseph Parker,
Journalist of the Year at the 2010 Radio Awards, and of course jumping in a sleeping bag with Richie McCaw!


text:
Dragon’s blood sap (Croton lechleri) as storage medium for avulsed teeth: In vitro study of cell viability
MetadataShow full item record
Tooth replantation success depends on the condition of cementum periodontal ligament after tooth avulsion; which is influenced by storage medium. The dragon’s blood (Croton lechleri) sap has been suggested as a promising medium because it supports collagen formation and exhibits healing, anti-inflammatory and antimicrobial properties. Thus, the aim of this study was to evaluate the efficacy of dragon’s blood sap as a storage medium for avulsed teeth through evaluation of functional and metabolic cell viability. This in vitro study compared the efficacy of different storage media to maintain the viability of human peripheral blood mononuclear and periodontal ligament cells. A 10% dragon’s blood sap was tested while PBS was selected as its control. Ultra pasteurized whole milk was used for comparison as a commonly used storage medium. DMEM and distilled water were the positive and negative controls, respectively. The viability was assessed through trypan blue exclusion test and colorimetric MTT assay after 1, 3, 6, 10 and 24 h of incubation. The dragon’s blood sap showed promising results due to its considerable maintenance of cell viability. For trypan blue test, the dragon’s blood sap was similar to milk (p<0.05) and both presented the highest viability values. For MTT, the dragon’s blood sap showed better results than all storage media, even better than milk (p<0.05). It was concluded that the dragon’s blood sap was as effective as milk, the gold standard for storage medium. The experimental sap preserved the membrane of all cells and the functional viability of periodontal ligament cells.
How to cite this document
Showing items related by title, author, creator and subject.
Pinho, Sheila Zambello de ; Oliveira, José Brás Barreto de ; Gazola, Rodrigo José Cristiano ; Mazotti, Adriano César ; Molero, Camila Schimite ; Mendes, Carolina Borghi ; Mello, Denise Fernandes de ; Marques, Emilia de Mendonça Rosa ; Talamoni, Jandira Liria Biscalquini ; Silva, José Humberto Dias da et al. (Coleção PROGRAD (UNESP), 2011) [Livro]
Pinho, Sheila Zambello de ; Oliveira, José Brás Barreto de ; Pontes, Sueli Rodrigues ; Almeida, Djanira Soares de Oliveira e ; Godoy, Kathya Maria Ayres de ; Rosa, Claudia de Souza ; Nunes, Julianus Araújo ; Salvador, Sérgio Azevedo ; David, Célia Maria ; Vilche Peña, Angel Fidel et al. (Coleção PROGRAD (UNESP), 2011) [Livro]
Pinho, Sheila Zambello de ; Spazziani, Maria de Lourdes ; Mendonça, Sueli Guadelupe de Lima ; Rubo, Elisabete Aparecida Andrello ; Villarreal, Dalva Maria de Oliveira ; Duarte, Camila ; Okamoto, Mary Yoko ; Souza, Thais R. ; Garms, Gilza Maria Zauhy ; Marin, Fátima Aparecida Dias Gomes et al. (Coleção PROGRAD (UNESP), 2012) [Livro]

domain: library


text:
The lack of this overall service in interioir design was the first reason to start this adventure. Help clients to satisfy their needs and wills to create their luxurious spaces with the incredible Italian touch and eye for detail, is the aim of the company.
The Mission of Luxury of Homes is to be the first choice when it comes to interior design, from developping the project up to the final steps, thanks to the cooperation with experts and the best architects world wide.
COLLABORATE WITH US
Luxury of Homes has the pleasure to introduce itself and its projects.
After an intense and deep market research of the luxury good branche, it was clear to us that consumers had a really hard time finding the perfect solution for their homes working with a single company for the whole project. From this starting point arose the idea of creating a network of products, producers and professionals in order to give not only a professional final product but also a step-by-step assistance to customers.The best solution was to create a platform where customers could find not only high quality and astonishing products, but also the right assistance and project management. Thank You, for Your attention!
Welcome to Luxury of Homes.


text:
Results 1-4of 4 Reviews
Epsom, New Hampshire
August 30, 2011
From journal Birthday in Montreal!
by Local Secrets
New York, New York
March 18, 2008
January 3, 2003
You can buy fresh produce in the summer and fall season directly from local farmers in the outdoor market, and in the winter the indoor market also has produce available. Also available are a variety of freshly baked goods and specialty items.
Cafes and good restaurants are also in the vicinity of this market.
From journal MONTREAL - LITTLE EUROPE IN NORTH AMERICA
Ystradgynlais, United Kingdom
March 23, 2002
Inspired by the surroundings I ended up buying some nice veggies to make a curry.
From journal Lonely Winter in Montreal?-Highly unlikely!

domain: agronomy


text: I know very few doctors who’ve been practicing 62 years. I know very few doctors practice after 75. Most of them retire then. I’m W.G. Watson. I was born Feb. 25, 1910. I’m chief of OB/GYN at University Hospital. I usually get up about 6:15 every morning, eat my breakfast and make rounds in the hospital. I try to get to the office around 8:30-9 o’clock. Ya’ll doing OK? Everything alright? I see patients every day. I try to make rounds on nursing stations, the operating room to check on the help they have. Everything OK? Full house? Got plenty help? Patients bragging on you? I went into practice in ’47 and in the early ’50s I was hitting 50, 60, 70 babies a month. I’ve got some patients I’ve been seeing for 50 years. In fact, I saw one patient the other day, said I delivered her, I delivered her mother and I delivered her grandmother. So, I don’t go anywhere I don’t see a patient of mine. I love medicine. I enjoy contact with people, and try to help people. I feel there is close contact between doctors and patients and you help one another that way. It’s something to crawl out of bed for every morning. How many patients you got? How many? How many nurses? Ya’ll take care of them, OK? After the day is over with I run through my mind the patients I’ve seen. The things I did for them or didn’t do for them. When I feel like I’m not caring for them, then I’m retiring.

domain: medical


Mark joined AEW in 2018 and work across the office to provide support for Revit users and general BIM delivery advice, along with R&D work to improve office processes and consistency of information delivery across a range of projects with over 20 years’ industry experience.
- Excellent communicator
- Detailed, technical knowledge and practical delivery
- Construction drawings and specifications
- Technical delivery
- Education, industrial, office, retail, sport and leisure, and residential sector experience and knowledge
- Teaching Revit and AutoCAD experience
- Autodesk professional certification - Revit
- NBS Building / Create experience
Prior to specialising in the BIM process, Mark worked across many of our specialist sectors, delivering large, complex projects including Industrial, Education, Offices, Retail and Sports and Leisure developments. Mark's experience allows him to explore and understand the specific issues in any brief and then develop an appropriate strategy for the design solution. Mark specialises in computation design processes and increasing use of automation techniques to deliver consistent data and explore design options which can then be filtered and optimised to meet the design brief.


text:
Twitter Did NOT Hold Back About Jed's Song During His 'Bachelorette' Proposal
Almost every season of The Bachelorette has ended with someone popping the question, and even though Hannah's season has been a bit unconventional, it included an engagement, too. Jed's proposal to Hannah on The Bachelorette incorporated his love for music, and it's not surprising at all that he'd sing a song he wrote for during the big moment. But just as unsurprisingly, Twitter really didn't want to hear it.
As soon as Jed arrived at the proposal spot with his guitar on hand, it was pretty clear what was about to happen. To his credit, he did start things off in a pretty normal way — sharing how in love he was with Hannah and how she makes him feel.
"The way that you made me feel and the light that you have inside of you is brighter than I ever could have imagined," Jed said. "I never thought I could love someone like this this fast, and the other side is kind of unsure, but right here is for sure and I know that I love you."
Then, he said he wasn't so good at talking, so he whipped out a guitar and performed a song that he seemingly wrote himself. "After all that you've been through/ And those times you wish you knew/ Who's on the other side of all those restless nights/ We always knew it's me and you," he sang.
There was more to it than that, but that was all fans needed to hear; they made their thoughts more than clear on Twitter.
Many people were triggered by the very sight of the guitar:
Plenty of others were tweeting about how bad the song was... although it's possible that the fan opinion about Jed himself has somewhat skewed these reactions:
On the other hand, some people did think it was a step up from Jed's dog food jingle.
Overall, though, people were not into it, and when it came to their tweets, they were not holding back. No shocker here — Bach fans are passionate, and this season has been hard enough to watch as is. We didn't need another Jed song to close out this already stressful finale.
Of course, knowing about the fact that Jed reportedly had a girlfriend before he went on the show did taint his proposal a bit (he later told Hannah he was seeing someone, but insisted they hadn't been exclusive). And having it come moments after watching Tyler C. go home only made matters worse. Ultimately, though, all that mattered was that Hannah enjoyed the song — and she did... at the time, at least.
Jed's been open about how important a role music plays in his life, so why not sing an original song during what would have been one of the most important moments in his life? No word on whether or not being on The Bachelorette will do as much for his music career as he hoped, but he definitely put himself out there.

domain: celebrity


You are here: Home » Latest News » Science finally tells us how cats want to be petted
How should you pet your cat? It’s a question that’s stumped pet owners for centuries, but science now has an answer.
Read the article.
Posted on June 20, 2018
@2018 - Clark Animal Hospital | MRT


text:
|Medium breeds: 20-50 lbs
|Country of origin
The Britanny Spaniel is a medium-sized breed of dog known for its good looks and intelligence. The breed is a member of the Sporting Group and is known for its excellent hunting skills. The Britanny Spaniel is a sturdy breed with a body shape that is long and low to the ground. The average height for the breed is between 17 and 20 inches and their weight typically ranges from 30 to 40 pounds. The breed has a strong, muscular build and its coat is short, thick and wavy. It comes in a variety of colors such as liver and white, orange and white, and black and white. The Britanny Spaniel has a strong, broad head with a short muzzle and large, dark eyes. The ears are long and hang down close to the head. The tail is usually left long and is usually docked to a length of about two inches. The Britanny Spaniel is an active and energetic breed that loves to play and exercise. They do best with regular, daily exercise and need plenty of mental stimulation. They are also very social and enjoy spending time with their owners. The Britanny Spaniel is an intelligent breed that is easy to train. They are eager to please and respond best to positive reinforcement. They are a loyal breed and make excellent family pets. The Britanny Spaniel is a great choice for those looking for an intelligent, active, and loyal companion. They are a sturdy breed with a strong build and a beautiful coat. They are also great hunting dogs and make excellent family pets.
The Brittany Spaniel is a breed of gun dog that originated in France and is known for its energetic and lively personality. This breed is an excellent hunter, as well as a loyal and affectionate companion. The Brittanys' origins can be traced back to the 16th century when they were bred to be a small and fast hunting dog. They were first recognized as a breed in 1907, and the American Kennel Club (AKC) officially recognized them in 1934. The Brittany Spaniel is a medium-sized breed with a wedge-shaped head and a long muzzle. Its eyes are almond-shaped and its ears are long and floppy. The breed has a muscular body and a medium-length coat that is usually white and orange or white and liver in color. The Brittany Spaniel is an active breed that loves to run and play. They are eager to please their owners and make great family pets. They are also excellent hunting dogs, with a strong sense of smell and great stamina in the field. The Brittanys are intelligent and easy to train. They are also very social and friendly, and they get along with other dogs and people. They are also excellent watchdogs, as they are alert and will bark to let you know if something is amiss. The Brittanys are a healthy breed and don't require a lot of grooming. They are fairly low maintenance and can live up to 15 years with proper care. The Brittany Spaniel is a great companion for anyone looking for an active, loyal, and friendly dog. They make great family pets and are great hunters. With their cheerful and lively personalities, the Brittany Spaniel will bring joy and companionship to your home.
The Brittany Spaniel is a lively, active, and friendly breed of dog. This breed is known for its enthusiastic and loving nature, making it a great companion and family pet. The Brittany Spaniel is a highly intelligent breed, making it easy to train. They are eager to please and respond well to positive reinforcement. This breed loves to be around people and is very social. They are also very active and need plenty of exercise to stay healthy and happy. The Brittany Spaniel is a loyal and devoted breed. They are protective of their family and will bark to alert them to strangers or danger. They also make excellent watchdogs and will alert their owners to suspicious activity. This breed is very friendly and loves to play. They are not aggressive but will bark and growl if provoked. They also love to explore and can be quite adventurous. The Brittany Spaniel is a great choice for active families that have the time to give them plenty of attention and exercise. They are a loving and loyal breed that will bring joy to any home.
Having a Brittany Spaniel is an incredibly rewarding experience. They are loyal, intelligent, and energetic companions who can bring joy to your life. However, they require a lot of care and attention. Here are some tips for ensuring that your Brittany Spaniel is healthy and happy: • Exercise is essential for any dog, but especially for a Brittany Spaniel. Make sure they get plenty of daily walks and playtime. • Socialization is key. Make sure your Brittany Spaniel is comfortable around other dogs and people. • Grooming is important. Regular brushing and trimming will help keep your Spaniel looking and feeling its best. • Training is a must. A well-trained Spaniel will be easier to control and less likely to cause trouble. • Monitor their diet. Make sure they are getting the necessary nutrients and vitamins to stay healthy. • Provide plenty of love and attention. Your Brittany Spaniel will be a loyal companion if given the proper care and attention. By following these tips, you can be sure that your Brittany Spaniel will be a happy and healthy addition to your family.

domain: pet


text:
I collect recipes from around the net and the world. I love a healthy living lifestyle. I’m a pescatarian. Been a vegetarian since a teenager and trying to be a vegan but it’s so hard to give up salmon. It’s my favorite dish ;)
Eventually, I will be fully vegan soon I hope.


text:
We are searching data for your request:
Upon completion, a link will appear to access the found materials.
The end of summer and fall is arguably the best time to create or renovate a lawn.
This is when temperatures allow for quick emergence and good rooting before winter.
Regular maintenance also helps keep a beautiful lawn in your garden for a long time.
Most of the work is done in the fall, as is the maintenance of your mower
Create and sow a lawn
If you have chosen to sow and create your own lawn, follow our guide for sure success
This operation is not very complicated and can even become a great pleasure, especially when you start to see the first shoots emerging from the ground.
To be carried out when the temperature is still greater than 12 ° imperatively.
So get the few necessary tools and get started in creation of your own lawn.
- Our advice for sowing your lawn
Renovate your lawn
Your lawn is now a few years old and you would like to make it a facelift in order to give it back its youthful colors.
Fall is a good time to maintain and renovate a damaged lawn.
Follow our stages of lawn renovation and you will enjoy a beautiful garden and a beautiful lawn for a few more years.
- Follow the guide to renovate your lawn
Scarify your lawn in the fall
Every year it is desirable toperform scarification.
This operation, far from being essential, is very useful for cleaning, aerating and reviving your lawn.
At the end of summer, your lawn has suffered a lot from the heat and needs a little whiplash to start afresh.
Simple and fast, scarification gives very good results and your garden will come out much more beautiful.
- Follow the guide to properly scarify your lawn
In video: maintain your lawn well
Read also :
- Remove moss from a lawn
- September: all gardening work
- October: all gardening work


Some of the women living at Bridgewater House Direct Provision Centre in Carrick-on-Suir who took part in the dance challenge
A group of women living at Bridgewater House Direct Provision Centre in Carrick-on-Suir represented Ireland in a worldwide online dance challenge organised for South Africa’s recent Heritage Day.
They marked the national day by recording themselves doing the Jerusalema dance routine and posting it on You Tube along with thousands of others who performed the dance to the song made popular by South African DJ Master KG
The dance was choreographed by Ketumetse Prudence Gaonwe from South Africa, who has lived at Bridgewater House with her three sons for the past year.
Ketumetse said about 12 women living at the centre performed the dance and they were proud to be the only group from Ireland to participate in the event


text:
“Don't it always seem to go, that you don't know what you've got till it's gone. They paved Paradise and put up a parking lot.”
Lyrics by Bob Dylan, Made Famous by Joni Mitchell
Big Spring Area; GIS, above; Wolfcamp and Spraberry wells everywhere.
Do people actually believe America can now, in 2022, become energy independent and stave off Russia and OPEC imports by drilling one, $10MM, 400,ooo barrel EUR Wolfcamp well at a time, drilled on 330 acre spacing... in West Texas? There are already 38,000 HZ wells out there bumping into each other, drilled to every economic bench there is to drill into.
Try this...think of the Permian Basin HZ tight oil play as one giant parking lot stuffed full of wells; the white cars are Wolfcamp wells, grey ones are Bone Springs wells and there is some red Sprayberry wells in this lot too.
There are a few empty spaces left to park more cars in, but this lot is getting really damn full. Those other parking lots way away from the terminal, suck; you have to take shuttles way out there. Those lots out there don't work even at $100 oil, no sir; not with all that legacy debt they have accumulated and/or walked on the past decade. Not with well productivity going down, GOR and WOR going up.
They paved paradise with Wolfcamp wells...and exported most it away. The American consumer benefited very little. Almost 5 billion barrels of America's last remaining, affordable oil resources has been exported to foreign countries since 2016 from the Permian Basin. As soon as the export ban was lifted, The Binge began.
Now the remainder of America's hope for hydrocarbon security lies in lot five.
The sort of future the tight oil sector creates for itself, and America's long term energy future, will require hundreds of thousands more horizontal wells. Where is the steel, the manpower, the sand, the fuel, the cement, and the water ! going to come from and where are they going to put the damn things?
Left, there are 19,000 HZ tight oil wells in the Delaware Basin so far; after eight years the play is pretty much delineated. Step off to the west and what you find is shit like Alpine High, to the south, Waterworld. Where do 100,000 more wells go in that mess?
Here's a novel idea for my industry...
If we want people to trust us, hold us in higher regard, respect us, give some of you (that need it) more money, start telling the damn truth about the future. Quit lying about sustainability; you screwed that up when you lied so badly about tight oil profitability.
In the mean time, industry "spokesmen" need to quit whining about government not being fair, or understanding. Its NEVER been fair in the 50 years I've been an oil and gas operator. The API, IPAA, Energy Strong, Texas Alliance of Oil and Gas Producers, all those guys sound like big crybabies...at $110 oil and $5 natgas, no less! Good grief; that's embarrassing as hell. And it just pisses off the public, and dumb politicians, even more than they already were.

domain: geography


text:
Last year, I posted the following thread, seeking guidance for a top that was hand pieced by my Great Grandmother . . .
I am pleased to say that I have finished handquilting it and to stay true to NO machine stitches, have decided to bring the backing around to make the binding. My question, how to label it? Usually, I machine-embroidery a label, then applique to the back. I've even embroideried right on the backing.
close up of edge-will come in at least 1"
hand quilting done - just needs binding


text:
After much ado about the casting of the film version of hit erotica book series “50 Shades of Grey” earlier this year, relative newbie Jamie Dornan was chosen as the lucky man to play Christian Grey, the series’ dominant lead character. Over the weekend, prying cameras caught Dornan in action as Grey for the first time, while on set filming in Vancouver. Here he is in all his Grey-ified glory, ladies.
The star, who we previously knew mainly from his role as the Count in 2006’s amazing Sofia Coppola re-make of “Marie Antoinette,” looks every bit as sexy as we expect, with a clean-shaven face and donning Grey’s trademark black-and-white suit. Across from him, you might have guessed, is his co-star Dakota Johnson, who was cast to play Grey’s submissive counterpart, Ana Steele.
The movie isn’t slated to come out until 2015, but in the meantime, it’s nice to get a thrilling little sneak peek into what we can expect, at least visually speaking. For a second choice—the actor initially cast to play Gray was Charlie Hunnam, who subsequently dropped out over all the film’s hype—Dornan looks fairly tasty.
Are you excited for the film? Sound off below!


text:
190 of 365
He drove past abandoned rows of corn, stalks leaning in the wind, draping over the shoulder of the road. He sped by, the blur of green and gold turning the view through his side windows into abstract watercolor paintings. Then the stalks abruptly disappeared. Fields of once tilled dirt left behind for the sun to burn and the weeds to inhabit. He turned off the highway onto a dirt road lined with agricultural machinery he could not name.


text:
|Home||» Products||» Ladies Suits||» Long Anarkali Suits|
Our consistent efforts and dedication enable us to carve a niche as the most trusted manufacturer and supplier of Long Anarkali Suits. These dresses are designed by our skilled designers using best quality fabrics. Ideal to wear on wedding and party occasion, these dresses give an eye catchy look to the wearer. Clients can avail our Long Anarkali Suits in different colorful designs and shades as to suit their requirements. We offer these dresses at reasonable prices.

domain: design


Following the announcement of its new Ryzen 3000XT desktop processors, AMD has made some ambitious claims regarding its chips. In particular, the company has shown how the 3000XT outperforms competing Intel processors, including the top-of-the-range Core i9-9900K.
Based on AMD's optimized 7nm node and using the Zen 2 processor architecture, the new Ryzen 3000XT series starts with the Ryzen 5 3600XT at only $ 249. The family includes updated configurations such as the Ryzen 7 3800XT for $ 399 and the Ryzen 9 3900XT for $ 499. In contrast to the standard processors without XT Ryzen 3000, thanks to the improvements of the 7 nm node, the XT chips achieve an increase in the clock rates of up to 200 MHz in order to achieve more performance, according to AMD.
How can these improvements be translated into actual performance? Compared to the popular Intel Gaming Core i9-9900K desktop processor, AMD states that the Ryzen 9 3900XT is equipped with 50% more cores. This means a 47% performance improvement when tested with the Cinebench R20 benchmarking utility. AMD's test results show that the XT processor outperformed the Intel Core i9-9900K at Adobe Premiere CC by up to 25%.
Even though the margins may seem significant when comparing AMDs and Intel's silicon, the performance difference between AMD's X and XT series was smaller.
While the Ryzen 9 3900X and the Ryzen 9 3900XT performed similarly in the POV-Ray 3.7, Adobe Photoshop CC 2020 and Cinebench R20 tests, the XT achieved an additional margin of 5 to 12% compared to the X series for the Adobe Premiere CC blender. achieve 2020 and DaVinci Resolve 16.2 tests.
While the new XT series excels at competing against its rivals, gaming performance has been more consistent between the three competing processors. Both the Ryzen 9 3900X and 3900XT were able to display similar frame rates on popular titles, including APEX Legends, Shadow of the Tomb Raider, Hitman 2016, GTA V, Far Cry 5, Devil May Cry 5, DOTA, Fortnite and more. The Intel Core i9-9900K could also keep up with the AMD processors. However, the Core i9 achieved a higher frame rate for some titles like Counterstrike: Global Offensive and Rocket League, while it lagged behind for other titles like Devil May Cry 5 and Fortnite. AMD's gaming benchmarks were created with FHD resolution.
The benchmark results were largely similar for other members of the XT family. As with AMD's Ryzen 9 3900XT, the performance of the Ryzen 7 3800XT and Ryzen 7 3800X was similar for creative tasks, with the Ryzen parts outperforming the Intel Core i7-9700K. The Ryzen 5 3600XT and Ryzen 5 3600X also developed similarly, and AMD's silicon led to benchmarks in content creation tasks versus the Intel Core i5-9600K.
For enthusiasts, upgrading to the XT series should be easy if you are already in the AMD ecosystem. The new XT processors use the company's AM4 socket and can be used with all 500 series chipsets, including the X570 and B550. If you're looking for a new PC, the XT series will be available in a range of custom gaming desktops from partners like Maingear.
AMD will also bundle a free version of Assassins Creed Valhalla if you buy a suitable desktop processor between July 7th and October 3rd. The game will be released just in time for the 2020 Christmas season. Enthusiasts will likely want to wait for AMD to launch its Ryzen 4000 desktop processors later this year.
AMD also announced an update to its StoreMI software to accelerate your storage drives while improving data integrity. The new version 2.0 of StoreMI offers support for any combination of hard drive and SSD and prioritizes data that is accessed frequently on the SSD so that apps and games can be loaded faster. AMD claims that StoreMI can help load the combo drive up to 1.13 times faster than a single-disk system.
Likewise, apps can start six times faster, while your entire PC can start 1.31 times faster. StoreMI really comes into play if you have a system with a low-capacity SSD and a larger hard drive as part of your budget. Therefore, it may not be important for players who use SSDs to the maximum. StoreMI 2.0 will be available on the X570 from July 7th and will be available on the X470, B450, B550, X399 and TRX40 later this year.


text:
Centre moves SC for review of order on Delhi services
A day after bringing an ordinance to negate the Supreme Court verdict, the Centre on Saturday filed a petition in the Supreme Court seeking a review of the May 11 verdict. The union government on Friday promulgated an ordinance stating that it was the Lieutenant Governor who had the final say on transfers and postings of Delhi bureaucrats, and not the Delhi government.
Centre moves SC seeking review of verdict that gave Delhi govt control over services
On May 11, a five-judge Constitution bench of the top court unanimously said that the division of administrative powers between the Union and Delhi government "must be respected" and added that the democratically elected Delhi government should have control over its officers and the L-G is bound by the advice of the elected government in everything other than public order, police, and land.
Delhi-Centre services row: Centre and Delhi govt need to cooperate with each other, says SC
The people's choice of government is linked with the capability of that government to make decisions for their welfare, it said.
Supreme Court empowers Delhi government
The bench reiterated that the lieutenant governor of Delhi is "bound by the aid and advice of the council of ministers of NCTD in relation to matters within the legislative scope of NCTD", excluding public order, police and land.
Lieutenant Governor bound by aid and advice of council of ministers of Delhi government: Supreme Court
A five-judge constitution bench headed by Chief Justice D Y Chandrachud said the term "administration" with regard to powers of the lieutenant governor cannot be understood as the entire administration of Delhi. The top court said executive administration by the lieutenant governor, in his discretion, can only extend to matters which fall outside the purview of the powers conferred on the Legislative Assembly.
Centre-Delhi services row: Govt can't function if it doesn't have control over services, Delhi tells SC
A government cannot function if it does not have control over services as the exclusion of civil servants will negate governance and render officials unaccountable to people, the Delhi government told the Supreme Court on Tuesday.
DMRC seeks Rs 3,500 crore from govt to comply with court directions in DAMEPL caseIn a letter dated September 6, 2022, Vikas Kumar, Managing Director, DMRC wrote to the Secretary, Ministry of Housing and Urban Affairs stating that the total amount due under the Award was Rs 7,010 crore and that GoI should grant Rs 3,500 crore to DMRC to satisfy the Award and that DMRC would ask for an identical amount from the GoNCTD.
Delhi govt's debt increased by 7% in four years up to 2019-20: CAG reportThe Delhi government has been able to maintain revenue surplus largely on account of pension liabilities of its employees being borne by the central government, it pointed out.
Kazam joins hands with BSES to install EV charging stations in DelhiKazam's appointment by Delhi DISCOMs, namely BSES Rajdhani, BSES Yamuna, and Tata Power DDL, for the installation of subsidised electric vehicle charging stations will be for three years through a tender that was released in July 2021.
Remedy situation forthwith, ensure 700MT of oxygen on daily basis to Delhi: SC to CentreA bench of justices D Y Chandrachud and M R Shah said that the Centre has on record stated on April 21 that there is no dearth of oxygen and a quantity of 16,000 MT of liquid medical oxygen is available in the country.
Delhi High Court stays 50 per cent reservation for Delhi students in NLUDThe court's interim order came on a plea by NLUD students and alumni who challenged the reservation decision saying it "strikes at the heart of national character and the standards of excellence" of the university.
Cabinet approves Adjudicating Authority for speedy disposal of benami casesThe decision was taken at the Union Cabinet chaired by Prime Minister Narendra Modi, said Law Minister Ravi Shankar Prasad at press briefing.
In big win for Kejriwal, SC says LG can’t obstruct Delhi govtIn its much anticipated ruling, the SC said the LG’s power to refer a decision of the Delhi government to the President should be used sparingly and not be the rule even as the court did not alter the constitutional scheme for the capital, which gives the Centre control over public order, police and land.
Three Delhi transport officials suspendedThree senior officials of Delhi Government's Transport Department were suspended for alleged irregularities in distribution of Letters of Intent for new autorickshaws.
Delhi's Anti- Corruption Branch has the jurisdiction to arrest policemen: High CourtA bench of Justice Vipin Sanghi disallowed Anil Kumar's bail application stating that the ACB does not have the competence or jurisdiction to act.
Bill in Lok Sabha to regularise unauthorised Delhi coloniesThe National Capital Territory of Delhi Laws Amendment Bill 2014, was introduced by Naidu, seeking extension of existing Act for a period of 3 years.
Discoms not cooperating with CAG in auditing: Delhi government to High CourtDelhi government told the high court that these firms have not been cooperating with the Comptroller and Auditor General in auditing of their accounts.
Expert panel's report on ground water use poor & vague: National Green TribunalNGT found report of an expert panel, set up to address issue of illegal use of ground water, "poor and vague" even on second attempt.
NTPC to cut power supply to Delhi's BSES Yamuna Power, BSES Rajdhani PowerNTPC has now served ultimatums to BYPL and BRPL, citing legal provisions and clauses of power purchase agreements signed in 2008.Load More
BACK TO TOP

domain: news