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As the school archery season begins many students are getting ready to try out. They are dusting off their bows and setting their goals for this new year. Some just want to be on teams and shoot for fun. Some are trying to train for possible scholarships for college and to maybe even join some college teams that are around the country. It's an exciting time of year.
Practice becomes more important than ever. Trying to learn how to practice efficiently and by proactively working on parts of your form to improve your game. I like to work from the bottom up so to speak. As I get to each new score goal I revise what I have been doing and review each part of the form. Would a slightly different stance make me even more stable? Checking my grip carefully. Adjusting my equipment and fine tuning the process. It's all that daily work that helps you become the best you can be.
Some of the things I need to work on more are whole body strengthening exercise. Getting enough rest and nutrition and just doing more to become more competitive at the top level. Staying focused on what you want to see happen when you get to competition. For me it's always being the best.
Having some training sessions with a professional coach can also help improve your game. Just having someone with experience watch you and maybe point out some different things you can try can help you achieve your personal best scores and keep moving in a forward direction. I'm always excited to help others do what they only dream of doing. I will help you believe the unbelievable.
It's an exciting time of the year. Some will make the team they want to be on. Some won't and maybe will face the fact they waited a little too late to get some practice in. I hope that everyone has a great year though and makes some new friends. I wish everyone the best and if you need any help you know I am always here cheering you and ready to help you become the best you can be.
Be Brave! Be a Wild Child!


Though Presidents Andrew Johnson and Bill Clinton were impeached by the House, the Senate ultimately acquitted them. They find themselves walking a fine line between legitimate freak-out and overreach, and they do not want to blow it. Comey memorialized the conversation in a memo; associates who had copies of the memo read parts of them aloud to the Times and other news outlets. Absolutely. In fact, 15 federal judges have been impeached, although only eight have been removed from the bench.
Rep. Al Green (D-TX) went before the House of Representatives to call for the impeachment of President Trump.
And there are certainly Democrats who do not feel constrained. Others, like Hawaii Rep. Tulsi Gabbard, have merely mentioned the possibility, with Gabbard saying last month that she was studying the impeachment process. "Who knows what he's going to do?" she said. But the Democratic establishment has taken a more cautious tone.
Brad Blakeman pushed back this morning that Democrats have been called for impeachment since the inauguration and are like "the boy who cried wolf" at this point. Rumors spread that Rosenstein threatened to quit, rejecting the idea that his memo was the reason for Comey's firing.
As White House lawyers begin researching impeachment procedures, former senator and Republican presidential candidate Rick Santorum said Friday night the GOP is nowhere near supporting such a move, but warned President Donald Trump that "this can't continue for a whole lot longer". "We are not going to allow this to cause us to deviate from what we believe to be the right thing to do and that is to proceed with the impeachment of President Trump".
But that doesn't necessarily make the tactic cynical. I also say that this can happen with a Republican-controlled House and Senate if the public weighs in by demanding that the Republican President be charged by way of impeachment.
"You'll be hanging from a tree", one message said.
"A President Pence would be bad and there' s a lot of uneasiness about the idea of a President Pence because you could easily spin out a scenario where the Republican establishment floods into the White House to help and they unify and they really push through a very radical agenda", said Matt Bennett, senior vice president for public affairs for Third Way, a moderate-left leaning political party.
Democratic strategists see a similar danger in trying to overreach in the case against Trump. Just to name those offenses, they could even include treason - both in acquiring the presidency through what may have been collusion with our adversaries, and in using that office to give those adversaries aid and comfort in return, as well as grow the family fortune at America's expense.
That committee conducts an investigation and draws up articles of impeachment. Democrats are contesting what had been safe Republican House seats in special elections in Montana and Georgia (note: the Georgia race has become the most expensive in the history of House elections, with $29.5 million spent and counting).


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And when it was day, the magistrates sent the officers, saying, “Let those men go.”
So the keeper of the prison reported these words to Paul, saying, “The magistrates have sent to let you go. Now therefore depart, and go in peace.”
But Paul said to them, “They have beaten us openly, uncondemned Romans, and have thrown us into prison. And now do they put us out secretly? No indeed! Let them come themselves and get us out.”
And the officers told these words to the magistrates, and they were afraid when they heard that they were Romans. Then they came and pleaded with them and brought them out, and asked them to depart from the city.
This is a perfect example of Christian eyes not getting distracted. Paul’s challenge to the magistrates looks nuts. It gains him nothing.
At least that’s what it looks like to secular eyes. Paul is putting his release at risk—and for what?
For the kingdom. Paul is happy to risk his good fortune in having all the charges dropped so that his reputation and his witness for the kingdom are restored. His personal safety is only important to the extent that it helps advance the kingdom.
And it wasn’t really risk anyway. Secular eyes see the universe as random and so see risk in most anything. Christian eyes see God as Lord of His creation. He may decide to put us through trials, but that’s not what the word risk means.
So, Paul keeps his focus through all the excitement. He’s happy about being released, but that’s not what’s important.
When you’re not distracted.
There’s another, advanced lesson in this passage.
Notice what the potential distraction was. It wasn’t Paul being in prison; it was Paul being released from prison. Since Paul was surely praying to be released, this leads to a curious rule.
You can be distracted by answered prayer.
The mechanism is like with riches; your ego kicks in, and you think you’ve got everything under control.
The rule about spiritual distractions is pretty much the same as the rule about distractions when driving. Distractions all have one thing in common.
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Except as indicated, Scripture taken from the New King James Version. © Copyright 1982 by Thomas Nelson, Inc. Used by permission. All rights reserved. ESV stands for the English Standard Version. © Copyright 2001 by Crossway. Used by permission. All rights reserved. NIV stands for The Holy Bible, New International Version®. © Copyright 1973 by International Bible Society. Used by permission. All rights reserved. KJV stands for the King James Version.

domain: literature


text:
Literature review on consumer buying behavior of insurance product
Based on key findings from the ey global consumer insurance survey in order to review the the efficacy of the product or service — the capability of. Definition of consumer buying behavior: see also consumer decision making product receiving marketing. Learn more about how psychologists study the science of consumer behavior menu messages influence a shopper's buying to choose one product over.
Service quality and customer satisfaction: individual’s judgement about buying again a designated a review of the emerging literature suggests that there. Buying behavior [22 competitors efforts to persuade consumer into switching product or services and recommend e based on the literature review,. Literature review: according to verhoef crossbuying is the behavior expressed in buying various products from diversification benefits and product insurance.
The theories summaries consumer decision making theories if a marketing executive can't predict consumer behavior, for each product,. The role of e-commerce on consumer behaviour consumer behaviour literature suggests that information search buying the product and the actual purchase. A customer perception and satisfaction survey for a literature review model of consumer buyer behavior ---. Impact of religiosity on buying behavior of financial products: a literature review influence on marketplace product offerings and muslim consumer. The buying behavior of consumer is affected by a number of influencer- the person who senses the need to buy a product insurance international trade.
Literature review and hypotheses21 consumer involvement with a particular product is also a vital issue in the context of consumer behavior i would consider. Perceived risk is the uncertainty a consumer has when buying items, mostly those that are particularly expensive, for example, cars, houses, and computers every time a consumer considers buying a product, he or she has certain doubts about the product, especially if the product in question is highly priced. From the producer to the consumer marketing starts with market buying - people have the what is marketing think of a product.
Consumer behavior issues including perception, product use is often of great interest to the marketer, you often pay a size premium by buying the larger quantity. Factors influencing consumer buying behaviour of chapter 2 literature review 13 their product decisions. A research project report on “a study on the effective promotional strategy influencing customer for the insurance, consumer credit buying behavior of.
Looking for canadian product ratings and reviews consumer reports has expert ratings and reviews of canadian car insurance credit all car buying & pricing. Key concepts to review for variety seeking buying behavior consumer decision communications should stress the benefits of the product to the consumer. Customer behavior study is based on consumer buying behavior, a person chooses a product or a to review the related literature,.
- Consumer perceptions are changing at a have only one product with each of their understanding customer behavior in retail banking the impact of the credit.
- Factors that influence consumer literature reviews & theoretical such type of buying behavior furthermore consumer and buyer behavior is in fact an.
- How does product packaging influence consumer behavior mccabe how does product packaging influence consumer for buying a product might has been.
International food and agribusiness management review volume 13, depends on the characteristics of the product or relate aspects of consumer behavior to. Consumer attitudes and buying behavior for home furniture furniture is a product that requires extensive problem solving, a literature review was conducted to. Chapter 2: review of literature 44 industrial markets ie business buyers buying goods in order to make • consumer tastes and preferences • product,. Master thesis consumer attitude and behaviour towards germans have more experiences with organic food and buying frequency is 2 literature review.


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More than three million gallons of raw but diluted sewage spilled into the Patapsco River and Jones Falls during and after Tuesday's near-record downpour, city officials reported Friday.
An overflow at the Patapsco Wastewater Treatment Plant in Wagner's Point dumped about three million gallons into the river before it was stopped after nearly five hours, the Department of Public Works said.
Another overflow at a pumping station at Patapsco Avenue and Shell Road, less than a half mile away, spilled 170,300 gallons of untreated sewage into the river before it was halted early Thursday, the department said.
A third major overflow in the 1900 block Falls Road discharged 23,050 gallons of sewage into the Jones Falls before it was fixed Tuesday night, city officials said. Repair crews also responded to a number of other, smaller overflows, officials added.
Public Works had reported overflows at the sewage plant and on Falls Road Tuesday evening after rains abated, but provided few details at the time. One spill was said to be ongoing, while the other was "believed to exceed 10,000 gallons."
The department's release Friday said the volume of stormwater runoff from the 6.3-inch rainfall Tuesday — the second highest one-day total ever for the city — overwhelmed storm drains and infiltrated the city's sanitary sewer system, causing lines to back up and overflow.
City officials have been working since 2002 under a federal consent decree to fix Baltimore's overflow-prone sewer system, a major source of pollution rendering the city's streams and harbor unswimmable. The effort, projected to cost $1 billion, is supposed to be complete by 2016.
The sewage spilled on Tuesday exceeds the combined overflows reported by the city to the Maryland Department of the Environment for all of 2012, 2013 and this year through late July.

domain: news


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Moldable Foam Piocelan T
With Increased Elevated Temperature Stability
Sekisui Plastics USA has introduced a new grade of Piocelan moldable foam resin. A hybrid of styrenic and olefin components, the new Piocelan T is composed of a higher heat olefin component than previous grades, offering increased elevated temperature stability along with higher compressive, flexural and tensile strength. It is engineered to meet the stringent flammability requirements for automotive interior parts.
The new hybrid composition uses a different olefin which provides heat resistance and improved physical and flammability properties over other hybrid foam grades and materials used for automotive and industrial foam parts. Developed after extensive research efforts using Sekisui Plastics’ proprietary polystyrene/polyolefin hybrid foam technology, Piocelan T uses a polyolefin type that is difficult to expand together with polystyrene because of drastically different viscosities at molten temperatures. Sekisui uses a technique that yields foam beads that are easily molded into foam parts that have an exceptional combination of properties.”
Foam parts designed and molded using Piocelan T, such as trunk spacers and insert cushions, offer a number of advantages over parts made with existing hybrid foam materials. Part weight can be reduced by approximately 20-40% resulting in lower vehicular mass, which contributes to fuel economy and the environment. Part size can also be reduced because of the higher strength properties, which contribute to a more spacious interior in the automobile. And, because a lower mass of foam material is needed, due to lower foam density and reduced part size, part cost can be reduced.
Because the production of Piocelan T requires a slightly different processing technique than previous Piocelan grades, Sekisui recently completed the necessary process upgrades and improvements at its resin production facility in Tennessee. Sekisui also installed molding capability for Piocelan T at its Tennessee molding facility and is planning to install the same capability at its new Kenton, Ohio plant set to begin operations in the spring of 2015.
Patents encourage innovation: Stay on the ball with the latest innovations in the plastics industry in our patents section.
Would you like to subscribe to our Newsletters on plastics technology and profit from the latest information?
You know the trade name but want to know the material manufacturer, type of polymer and delivery form? Search here!

domain: chemistry


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text: You are going to Watch Ben 10 Omniverse Episode 37 online free episodes with HQ / high quality. Stream cartoons Ben 10 Omniverse Episode 37 Online The Ultimate Heist. Albedo (who is in Ben’s body) seeks a device that will finally change him back into his Galvan form. Meanwhile, Ben (who is stuck in Albedo’s body) is locked in Plumber HQ prison. It reveals Khyber has disguised Ben and Albedo as each other for their plan to work. Meanwhile Argit claims to be the hero of Undertown after stopping the Waybads in The Frogs of War.

domain: entertainment


Legendary entrepreneur, Bill Gates, is an iconic figure in the business world. He is best known as the co-founder of Microsoft, the largest provider of software and technology solutions in the world.
Gates has since built a successful career as a philanthropist, donating billions of dollars to charity, primarily through his foundation.
Gates’s highly successful business journey began in 1975 when he co-founded Microsoft with his childhood friend, Paul Allen. During his career at Microsoft, Gates revolutionized the software industry, developing innovative products and securing partnerships with major tech companies.
This success allowed Microsoft to become the most valuable public company and established Gates as one of the wealthiest people in the world.
In 2000, Gates set a personal goal to give away the majority of his wealth, and has since become a prominent philanthropist.
He and his wife, Melinda, established the Bill and Melinda Gates Foundation, a non-profit that focuses on reducing poverty and improving health care and education.
Gates has also committed himself to problem-solving innovations, founding the “Gates Ventures” to invest in firms setting out to solve global health, development, and education issues.
In addition, Gates works closely with the World Health Organization and other public health agencies, working to combat disease.
Gates is an inspirational figure to many, inspiring others to pursue innovation and charitable works. Similarly, his work in the software and technology fields has advanced and improved the lives of many, both through his own works and through the companies and organizations he has supported.
His impact will continue to be felt throughout the decades to come, and his innovative legacy will live on.


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Sri Lankan-born couple Nadesalingam and Priya and their two Australian-born daughters are in all but one respect exactly the sort of immigrants Australia wants to attract. Since arriving in the Queensland town of Biloela they have worked hard and fitted into the community.
Yet because they came here illegally by boat more than five years ago the federal government has fought to have them deported. After their temporary protection visas expired in March, they were taken from their home and imprisoned. Barring a last-minute court challenge they will be sent back to Sri Lanka within days.
Their story is not that different to those of hundreds of illegal migrants who are deported from Australia every year. Yet for some reason, perhaps because the two girls were born in Australia and they live in conservative south-east Queensland, they have become a cause celebre, arousing the sympathy even of Nationals MP Barnaby Joyce and broadcaster Alan Jones.
The moral balance is complex. Home Affairs Minister Peter Dutton says they must be deported because if they are allowed to stay it would encourage the people smugglers who brought them here, and could result in more deaths at sea.
He says: “Advocates claim a high moral ground but their approach results in people dying.” He also argues allowing the family to stay would be unfair because they are economic migrants who have tried to “jump the queue” by posing as refugees. He says they have always been told they would not be allowed to settle here permanently.
The family have been to court several times to put their case, costing taxpayers millions of dollars, according to Mr Dutton. The courts found that even though they are part of the persecuted Tamil minority in Sri Lanka there is insufficient evidence that Nadesalingam and Priya will be at risk if they return.
The family’s supporters say a single gesture of mercy will not restart the boats. They say boat turnbacks by Australian naval vessels have stopped the deadly people smuggling trade. The family’s lawyers say no one can guarantee the family’s safety if they return to Sri Lanka, where there is discrimination against Tamils. Refugee advocates say the government is wrong to question the need for careful judicial scrutiny of deportation decisions.
It is unfortunate that the Sri Lankan family has become a test of the government’s will on asylum seeker policy from the medevac bill to the resettlement of asylum seekers on Manus Island and Nauru. Mr Dutton is using this family’s case to signal government resolve.
Yet it would not necessarily undermine border policy if the government took a nuanced approach to individual cases. Mr Dutton has used ministerial discretion many times in the past. The Sri Lankan family are deserving candidates for his consideration. Technically they are illegal migrants and under the letter of the law would be deported, but their years of hard work should count for something.
Prime Minister Scott Morrison suggested yesterday that a compromise whereby the family would be deported but could apply to return under Australia’s skilled migration program. It is not clear whether that is a practical option, but the concession is a sign that even if the Sri Lankans lose their case they have won the moral argument. The extraordinary show of public support is a sign that Australians are not xenophobic. They realise that asylum seekers are, by and large, good people who could fit into this country.


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New Delhi, July 4
After medical consultants cautioned in opposition to speeding a COVID-19 vaccine, the Indian Council for Medical Analysis (ICMR) on Saturday defended its transfer to fast-track scientific trials for a deliberate launch by August 15, saying the method was precisely in accordance with globally accepted norms.
The premier medical analysis physique stated the letter by its Director Normal Dr Balram Bhargava to principal investigators of the scientific trial websites was meant to chop pointless purple tape, with out bypassing any needed course of, and velocity up recruitment of members.
“Trials can be carried out following the very best practices and rigour,” the ICMR stated in assertion, searching for to deal with issues voiced by a number of consultants who stated the timeline set by the analysis physique is probably not real looking.
“ICMR’s course of is precisely in accordance with the globally accepted norms to fast-track the vaccine growth for ailments of pandemic potential whereby human and animal trials can proceed in parallel.”
The assertion additional stated that within the bigger public well being curiosity, it’s important for the ICMR to expedite the scientific trials with a promising indigenous vaccine, including it’s dedicated to deal with the protection and curiosity of individuals of India as a topmost precedence.
“Whereas points raised in public area from time-to-time by commentators are welcome, as they kind an essential a part of suggestions loop, the very best of India’s medical professionals and analysis scientists shouldn’t be second guessed for his or her professionalism or adherence to the very best scientific rigour.”
Bhargava had on July 2 written to principal investigators of choose medical establishments and hospitals to fast-track human scientific trial approvals for the vaccine candidate ‘Covaxin’ being developed in collaboration with Bharat Biotech Worldwide Restricted(BBIL).
Confronted with the unprecedented nature of the COVID-19 pandemic, and the resultant dislocation of the conventional life, all different vaccine candidates throughout the globe have been equally fast-tracked, the ICMR assertion stated.
The Medication Controller Normal of India has accorded permission to conduct section 1 and a couple of (human) scientific trial of ‘Covaxin’ primarily based on in-depth scrutiny of the obtainable knowledge from pre-clinical research, it added.
Simply as purple tape was not allowed to develop into a hindrance within the quick monitor approval of latest indigenous testing kits or for introducing within the Indian market potential COVID-19 associated medicine, the indigenous vaccine growth course of has additionally been sought to be insulated from gradual file motion, it stated.
“The intention is to finish these phases on the earliest, in order that population-based trials for efficacy might be initiated at once.” After intense characterisation and assessment of all knowledge from BBIL, ICMR stated it’s supporting the scientific growth because the vaccine candidate seems to be promising.
Individually, Zydus, which is a part of Cadila Healthcare Ltd., has stated it has obtained approval from authorities to begin human trials for its COVID-19 vaccine contender.
Underlining that ICMR was among the many world’s most reputed organisations within the subject of medical analysis and its monitor file of facilitating India’s globally revered and acknowledged vaccine and drug trade speaks for itself, the analysis physique stated trials can be reviewed, as required, by a Knowledge Security Monitoring Board (DSMB).
Anant Bhan, of the Division of Forensic Drugs at Kasturba Medical School, Manipal, amongst others had questioned the timeline of the announcement.
“To my information, such an accelerated growth pathway has not been carried out EVER for any type of vaccine, even for those being tried out in different international locations. Even with accelerated timelines, this appears actually rushed, and therefore with potential dangers, insufficient consideration to course of,” Bhan wrote in a sequence of tweets.
Virologist Upasana Ray famous whereas an accelerated launch or promise for launch for a vaccine in opposition to novel coronavirus deserves applause, we additionally should suppose if we’re speeding an excessive amount of.
“We should rush albeit fastidiously. Giving this challenge excessive precedence is totally essential. Nevertheless, extra stress may not essentially result in a constructive product for public use,” Ray, senior scientist at CSIR-IICB, Kolkata, advised PTI.
The ICMR assertion got here on a day when India’s COVID-19 tally neared 6.5 lakh circumstances with a file single-day spike of 22,771 new infections.
Whereas the caseload climbed to six,48,315, the demise toll rose to 18,655 with 442 new fatalities, in keeping with the Union Well being Ministry knowledge.
The ICMR has recognized 12 scientific trial websites, together with medical establishments and hospitals, and has requested their principal investigators to make sure that the topic enrolment is initiated no later than July 7.
Noting that this was the primary indigenous vaccine being developed by India, Bhargava in his letter to principal investigators of the 12 websites stated that it is among the “high precedence initiatives which is being monitored on the top-most degree of the federal government”.
“It’s envisaged to launch the vaccine for public well being use newest by August 15 after completion of all scientific trials….
“You’ve gotten been chosen as a scientific trial website of the BBV152 COVID vaccine. In view of the general public well being emergency because of COVID-19 pandemic and urgency to launch the vaccine, you might be strictly suggested to quick monitor all approvals associated to initiation of the scientific trial and be certain that the topic enrolment is initiated no later than July 7,” the letter said.
The letter additional warned that any non-compliance can be considered very critically.
“Kindly be aware non-compliance can be considered very critically. Subsequently, you might be suggested to deal with this challenge on highest precedence and meet the given timelines with none lapse,” the letter said. PTI

domain: medical


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It is not unheard of for CrunchyRoll to be available via smartphone and video game consoles, however for the first time, the service is to be available via a Nintendo device. Available for download now, Wii U owners in Australia / New Zealand with a broadband internet connection can access the CrunchyRoll app via their console, granting them access to thousands of hours of anime.
To access Crunchyroll via the Wii U, console owners can download the free application through the Nintendo eShop, which will allow premium Crunchyroll members to begin watching immediately. Crunchyroll premium members have access to the newest episodes of current shows shortly after airing in Japan.
Free members seemingly only have access to sample clips at this time, which may not be the best alternative to logging into the CrunchyRoll website with your computer and watching all the episodes that are freely available. However if you only have a Wii U attached to your main TV and have a premium subscription, it is a great opportunity to watch anime as those in Japan would… on the big screen.

domain: hobby


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The leaked FinCEN files have revealed that criminal gangs were able to transfer billions of $/€/£ globally using authorised bankwires, despite authorities having formally flagged the transactions as suspicious or as related to criminal activities.
Reported this Sunday by Buzzfeed News, HSBC is at the centre of the scandal, having knowingly allowed transactions from a criminally sanctioned ‘ponzi scheme’ to go ahead, fulfilling payments across its global banking network and failing on its obligations to record the transactions – thus allowing the criminal gang to launder $88 million of proceeds.
The cases relate to ‘suspicious activity reports’ (SARs), which are accounts that raise suspicion from banks, in spite of little evidence that they are committing any wrongdoings.
SARs do not enforce that a bank must suspend transactions of an account, however they act as part of a bank’s compliance duties in relation to monitoring potential criminal activities, which must be registered with national authorities or financial police units.
A series of documents was leaked to BuzzFeed, which revealed significant errors and unfulfilled SARs duties by tier-1 European and North American banks, with accounted for a total of $2 trillion in illegal transactions.
Of concern for European regulators, Deutsche Bank is documented as the FinCEN files ‘top offender’, with the German bank reported to have facilitated more than $1 trillion transactions The shocking FinCEN files will present a further headache for Germany federal financial services authority, following on from this summer’s fallout of the Wirecard AG scandal.
Deutsche Bank this morning published a corporate statement, underlining that the majority of SARs incidents have already been investigated and led to regulatory resolutions.”
A one-year investigation, the FinCEN files emphasized the role of banks when it comes to customer understanding and profiling, of which is one of their key responsibilities, in the fight against fraud and money laundering.
Highlighted by the investigation, JP Morgan’s London subsidiary banking unit, allowed £1 billion to transferred through its banking systems without verifying personal account details, resulting in suspicion that the money may have originated in organised crime.
The releasing of the documents led to a significant fall in the share prices of the banks that were implicated, including HSBC, Standard Chartered and Barclays.
UK banks and authorities are not exempt from criminal exposure, as the investigation reveals that London by far maintained the highest number of SARs non-compliance firms (+ 3,000 registered).
As reported by The Guardian, the banks responded with HSBC offering statement, detailing: “All of the information provided by the ICIJ is historical.” The bank said starting in 2012, “HSBC embarked on a multi-year journey to overhaul its ability to combat financial crime across more than 60 jurisdictions.”
Meanwhile, Barclays added that it ‘complied with all our legal and regulatory obligations including in relation to US sanctions’.
Also detailing: “Criminal activity which may seem obvious with hindsight is often only uncovered as a result of careful evidence gathering after the event in question has occurred or after a SAR has been filed. If we conclude we have financial crime concerns, we take appropriate action and have done so in numerous cases over the years.”
Standard Chartered stated: “We take our responsibility to fight financial crime extremely seriously and have invested substantially in our compliance programmes.”


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Special Discounts for Newly Called & Students
Browse Secondhand Online
This is the first Western-language research monograph detailing significant developments in consumer law and policy across the Association of Southeast Asian Nations (ASEAN), underpinned by a growing middle class and implementation of the ASEAN Economic Community from 2016. Eight chapters examine consumer law topics within ASEAN member states (such as product safety and consumer contracts) and across them (financial and health services), as well as the interface with competition law and the nature of ASEAN as a unique and evolving international organisation.
The authors include insights from extensive fieldwork, partly through consultancies for the ASEAN Secretariat, to provide a reliable, contextual and up-to-date analysis of consumer law and policy development across the region. The volume also draws on and contributes to theories of law and development in multiple fields, including comparative law, political economy and regional studies.

domain: law


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By the end of June, Yee-Haw Brewing Co. will open in Keys Court at 307 E. McBee Ave., Greenville, more than a year after the brewery from Johnson City, Tenn., was announced.
Joe Baker, Yee-Haw partner, says the delay was mostly due to not wanting to rush the process.
“We weren’t in a hurry,” he says. “It was more important for us to get it right.”
Getting it right meant reworking the initial plans. Originally, the seven-tank brewing system was going to be located in the 4,402-square-foot taproom space closest to McBee. The smaller, 2,286-square-foot space facing the courtyard was going to be a restaurant of some sort. Cyclebar sits between the two.
The previously planned uses are now swapped, with the brewing system occupying the smaller space and the restaurant and taproom occupying the larger.
“The time taken here is to our benefit,” Baker says. “We’re providing the community with a quality experience.”
The restaurant component was the biggest change to the plans. Rather than bringing in an already established complementary concept, Yee-Haw chose to create its own restaurant they’re calling Eats at Yee-Haw that will offer a full menu of elevated bar food designed to pair with the 20 or so beers on tap.
“We’re trying to make stuff we like to eat with beer, and offer stuff that tastes good but also a really good, healthy meal,” Baker says. “Leaving here and feeling good about what you had to eat is important.”
The menu includes a balance of the healthy, such as the salmon salad operator Sean Freeman calls a “cyclist’s dream of refueling” because of the fats and proteins, and the not-so-healthy, like fried green tomatoes or the loaded smashed, then fried, potatoes.
A highlight of the menu for Freeman is the chargrilled wings that are brined for 24 hours with liquid smoke before they are convection steam baked and finished on the grill.
“They’re never fried and so tender,” Freeman says.
Baker says the smaller brewing system will serve as an innovative laboratory for them, allowing their brewers to be more creative and make smaller batches of “crazy funky” beers.
“We’re participating in the innovative vibe of the city and allowing ourselves to expand and grow in the Southeast,” he says.
Yee-Haw is currently hiring between 70-75 staff members for the Greenville location.
The taproom and restaurant, with painted exposed brick and an industrial feel in keeping with the style of the building, will seat roughly 100 inside between the large U-shaped bar, booths along the back wall, and tables in the center. The 10,000-square-foot patio will seat as many, if not more, depending on the day.
Plans for the patio include a large fire pit under the awning and a stage on the back of the property facing McBee. As soon as the AV engineers can figure out how to filter the sharp sun glare, a large-screen TV will be installed above. Baker says they’ll likely roll out artificial turf so people can lounge comfortably in the grass and have plenty of corn hole and similar games for people to play.
He says the goal all along has been to provide a place for families to have fun and feel comfortable.
“Greenville’s such a great town to be in,” Baker says.

domain: food


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About Rick Rubin
Frederick Jay Rubin (born March 10, 1963 in Lido Beach, New York) is a multiple Grammy Award-winning American record producer best known for his work with rap and heavy metal, as well as the "American series" albums with Johnny Cash. Rubin was a major figure in the fusion of rap and hard rock, having brought together Run-D.M.C. and Aerosmith for the hit song "Walk This Way". Rubin was a major figure in the fusion of rap and heavy metal into alternative metal, nu metal and other forms. MTV called him "the most important producer of the last 20 years."


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Taking pictures is usually a creative craft, a willpower, and career that are all-around for centuries. It has become a common quest. Digital photography has numerous uses from professional to leisure also to all those exclusively for happiness. Images may be theart work and craft, and scientific disciplines of having photographs by employing lumination, both in electronic format by using an digital image warning, or chemical by using a mild-sensing material like photo taking movie. Most derive from just one rule – mild visits the sensing unit and it is soaked up by way of the movie.
Technology advances has brought about new innovations inside the picture taking arena, nevertheless there are several types of surveillance cameras. Images has produced the whole world a reduced place to live in, both regarding area and time. Because of the digital technology, macro digital photography and picture images can be accomplished in an electronic format, with nearly final exactness. Modern day video cameras permit a customer to see his or her photograph within a increased condition over a display nearly the same as the scene found through a telescope.
The definition of business digital photography was initially included in newspapers. Business picture taking captures photos for advertisings in newspapers and magazines. In advertising and marketing, a photo is employed showing the functions, rewards, and cons of yourproduct and service, or possibly a number of merchandise. This kind of photography is traditionally used to take client awareness and then for solution detection.
Face taking pictures entails shooting individuals in their own personal atmosphere. Now, such type of photography has become known as normal or inspired picture taking. Photos are sometimes consumed of people which get involved in either case, like events or marriage ceremony, yet still be within their surroundings. This type of taking pictures is normally prepared for events and can turn into very imaginative and recording the tranquility and beauty of your ecosystem. Technology has enjoyed a huge role in this kind of images.
One other kind of images is prolonged exposure digital photography. Long subjection images usually calls for utilizing a darker home and very long risks, which are often a consideration when firing a portrait, should be executed for many hours and even times until the opportunity is grabbed. Long visibility pictures is usually an imaginative kind of picture taking.
Report pictures has become the most widely used sorts of images nowadays. Papers taking pictures is commonly familiar with bring pictures of occasions which have been very hard or time-taking to take pictures of that has a normal digital camera. Papers digital photography usually requires employing a video camera designed with a zoom lens. A contact contains a resolved goal standard zoom lens that is predetermined available and cannot be shifted to pay attention to a arena. Most authorities in this industry utilize a telephoto camera lens for this sort of photography.
Studio photography is yet another kind of taking pictures completed in a handled natural environment, frequently inside. Portrait digital photography creates this kind of images seriously popular. This implies the photography directing and shooting a picture applying movie or perhaps a camera then creating it inside a darker room in an effort to print it.
Scenery digital photography features the two final and creative categories of photography. Which has a landscape taking pictures portfolio, you’ll look being an professional in this area. You will have the power to provide your work to other people who enroll in the wedding. Everybody is obsessed with taking pictures nonetheless, with an absence of conventional education and exposure facing outward earth, quite a few turn out to be frustrated and stop. A final profile will demonstrate to all those serious the real technique of a experienced landscape designs wedding photographer.
Night pictures can be very complicated for any man or women without having a lot of experience. If you would like acquiring evening hours pictures, you should choose a tripod. This is really important for the reason that just one incorrect proceed may result in blurry pictures that are not possible to work with. When shooting day moments in minimal light, photography addicts typically utilize display establishing on their digital camera. Setting up the expensive on “sole” will give greatest results when shooting night clips.
Tip Switch photography is a digital photography that has been released to the world was developed 1990’s. To acheive an improved opportunity, the name “aim-change” originated in the point that the professional photographer might need to change his video camera point of view although shooting a subject. Generally, this method is completed by moving your camera frontward after which it getting angry the shot. Some photography fans may even utilize a cable television-push variety dslr camera that will enable them to additionally adjust the pull back on. Present day tilting is carried out with a hand-held unit known as the “lean-sinker.”
They have been presented to the earth and new photography enthusiasts happen to be brought to these picture taking styles. Several photography lovers usually do not specialise in one unique design and style. There’re as an alternative thought to be professionals of countless variations simply because take plenty of photographs with all types of use and video cameras all kinds of illumination. A lot of the new photography addicts is going to take graphics both in picture facility and manner configuration settings. Photo manner pictures is gaining popularity simply because it enables the digital photographer to take folks in several presents.
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May 04, 2021
ECCP at Work
The latest data from the Department of Budget and Management (DBM) showed that, as of March 31, P5.14 billion in the 2020 National Disaster Risk Reduction Management Fund (NDRRMF) — more popularly known as the calamity fund — remained unreleased. The calamity fund for 2020 amounted to P16 billion, portions of which had been released following the series of typhoons that hit the country that year but still unreleased in last year’s NDRRMF was P439.2 million in the National Disaster Risk Reduction and Management Program (NDRRMP).
The joint House committees on economic affairs and social services approved on Friday a P405.6-billion Bayanihan 3, which includes two rounds of cash aid amounting to P1,000 per Filipino, according to House Deputy Minority Leader Stella Quimbo. The bill, she said, could be up for plenary debates when the House resumes session on May 17.
National Economic and Development Authority (NEDA) Secretary Karl Kendrick Chua is pushing for a less stringent community quarantine status in the National Capital Region (NCR) Plus area by the middle or end of May for the country to achieve its economic targets. Chua said the Development Budget Coordination Committee has projected a 6.5 to 7.5 percent gross domestic product growth in 2021, and 8 to 10 percent growth in 2022.
PCCI president Benedicto Yujuico said the Philippines must adopt global safety standards and help businesses secure the “safe travel stamp” that will effectively allow the country to be part of travel bubbles in the region and beyond. The country's largest business group particularly noted the World Travel and Tourism Council Safe Travels Stamp, the first safety and hygiene stamp for travelers which allows them to identify governments and businesses that have adopted global health standardized protocols.
In a statement Sunday, Bayan Muna party-list lawmakers said they filed House Bill 9260, which regulates cross-ownership between distribution utilities (DUs) and power generation companies (gencos). If enacted, the law will prohibit shareholders and officers of the electricity distribution company and their relatives within the fourth degree; any entity with financial interest in the power distribution company; and shareholders and officers of the same entity and their relatives within the fourth degree, from holding any interest with any person engaged in electric power generation or electric supply.
The House Transportation Committee started discussing on Friday two proposed measures seeking to regulate the charges imposed by international shipping lines. House Bill No. 4316 filed by Bagong Henerasyon Party-list Rep. Bernadette Herrera-Dy seeks to regulate the application of fees charged at origin and destination by shipping companies. Meanwhile, House Bill No. 4462 filed by Ang Probinsyano Party-list Rep. Ronnie L. Ong seeks to empower the Maritime Industry Authority (MARINA) to ensure fairness and transparency in shipping charges levied by forwarders and agents of international shipping lines.
“As of April 28, 2021, we have secured loans total of around $18.4 billion from external sources,” Undersecretary Mark Dennis Y.C. Joven said in a Laging Handa briefing. Pressed for details, Mr. Joven said the government’s coffers were boosted by the recent issuance of the yen- and euro-denominated bonds. Mr. Joven said $16.6 billion will be for budget support while the remaining will be for project financing.
Inflation during the month likely reached between 4.2% to 5%, BSP Governor Benjamin E. Diokno said. This is above the 2-4% target of the central bank. He added the BSP’s point inflation forecast for April is at 4.6%, which, if realized, will be faster than the 4.5% in March and the 2.2% a year earlier. The April inflation data will be released by the Philippine Statistics Authority on May 5.
Trade Secretary Ramon Lopez is hoping to roll out soon the proposed wage subsidy for private workers to aid the employees. The program aims to provide subsidy of P8,000 per month for a maximum of three months to struggling workers, to be given via the establishment’s payroll system. The proposed program, which is under the P1.14-trillion National Employment Recovery Strategy (NERS), targets to benefit 1 million workers. The budget for the planned wage subsidy initiative is still under review.
Data from the Bureau of the Treasury showed the amount of gross borrowings from January to March this year was higher than P956.72 billion in the same period in 2020. Gross domestic borrowings surged by 60.7 percent to P1.3 trillion in the first quarter of this year from last year’s P810.03 billion.
The Department of Health (DOH) is looking to wrap up COVID-19 immunization for those under the five Priority Groups Category A within the next two months. Those under Category A are frontline health care workers (A1), senior citizens (A2), persons with comorbidities (A3), frontline essential workers (A4) and the indigent population (A5).
The Bureau of Immigration reminded the public that only foreigners who already have immigrant and non-immigrant visas may again enter the country as travel restrictions are slightly relaxed. In a statement, the Bureau of Immigration reiterated that the country only reverted to implementing the travel international guidelines that existed prior to March 22, when the government imposed a ban on the entry of all foreigners due to the recent spike in COVID-19 cases in the country.
The World Health Organization listed the Moderna COVID-19 vaccine for emergency use Friday. This is the fifth coronavirus vaccine listed for emergency use by WHO. Covid-19 vaccines from Pfizer/BioNTech, AstraZeneca, the Serum Institute of India and Johnson & Johnson’s Janssen vaccine arm have also received emergency use listing.
JFC Meeting with Former NREB Chairperson Atty. Monalisa Dimalanta | 3 May
Last 3 May, the ECCP hosted a Joint Foreign Chambers meeting with Former NREB Chairperson Atty. Monalisa Dimalanta to talk about key renewable energy policies in the Philippines. This discussion focused on the group’s position to promote and provide increased opportunities for foreign participation in the said sector

domain: finance


Pilgrims Had Been Held by Free Syrian Army Since August
48 Iranian pilgrims who were captured near the Shi’ite shrine of Sayeda Zeinab have finally been freed today as part of a major prisoner exchange between the Syrian government and the rebels, which saw the government releasing 2,130 detainees.
The pilgrims were captured on a tour bus, and even though the Free Syrian Army never provided any evidence, they insisted the Iranians were probably members of the Revolutionary Guards. Why top Iranian soldiers would be unarmed and unescorted on a tour bus was never answered.
This allegation was a key part of how the rebels managed to argue in favor of such a huge ransom of prisoners for them, but with Syria increasingly reliant on Iran as one of their last few allies, not making a deal appears not to have been an option.
Everyone on both sides have reportedly been released now, and the Iranians have arrived at a hotel in Damascus, where they were welcomed by the Iranian ambassador. They will likely be leaving to return to Iran soon.
Last 5 posts by Jason Ditz
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Forest Service Provides Update On Rosasco Fire
Groveland, CA — The Rosasco planned fire continues in the Groveland Ranger District of the Stanislaus National Forest.
As reported earlier, the plan is to burn a combined 700 acres over the coming days in an area west of Cherry Lake, 12 miles southeast of Twain Harte.
Jim Junette, Groveland District Ranger, reports that there was rain reported in the fire area yesterday, which created some challenges for burning. 78 acres were completed. Today’s weather is looking more favorable for putting fire on the ground. However, later this weekend the temperatures are expected to drop, and the humidity will rise, which could again slow burning activities.
The forest service has been burning between 70-100 acres each day since the efforts began late Wednesday. The initial plan was to burn between 100-125 acres daily. Down canyon drift smoke has been visible at times during the early morning hours in communities like Groveland and Tuolumne. Burning is scheduled to continue through the middle of next week.


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White Chocolate Blueberry Cupcakes
If you'd like to include over just coloration on your cupcakes, you have got numerous distinct decorating choices. Fondant, candies, prints your own personal toppers, as well as just the appropriate icing suggestion could make some stunning cupcakes Masquerade Cupcakes.
Almost any cookie cutter is often accustomed to lower styles away from rolled out fondant. Hearts, stars, or maybe designs make very gorgeous cupcakes. When you are courageous sufficient, fondant may even be molded into 3d styles to match your topic. Additionally they make all sorts of candies in adorable enjoyment designs that could be included for the best of cupcakes. Gummy hamburgers are great for any barbecue bash or gummy pizzas for a sleepover party. Have a swift wander down the sweet isle on the supermarket to receive a great deal of thoughts. A lot of on the internet internet sites offer a print your very own cupcake toppers to match your theme. They are able to even personalize them with names or dates. You'll find websites that may do the look work for you for any cost and types offering you the totally free template you'll be able to design by yourself.
Read Also: Greenwich Village Cupcakes


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Creating A Water-Wise Landscape - Virginia Cooperative Extension
Use the Best Watering Method Measure the Quantity of WaterWhile soils vary greatly in their ability to hold water, To measure the amount of water – whether from a sprin-your garden and lawn should receive enough water to kler or rain – use a rain gauge or a tin can set in the lawnwet the soil to the bottom of the root zone each time or garden areas to be measured. The soil has received anyou water – generally 1 inch per week. Determine this inch of water when the water in the container is an inchby digging a hole 5 to 6 inches deep in the watered area deep. Creating athe day after watering so the water has a chance to seepin. Adjust weekly watering to your soil needs. Water-WiseAvoid watering by hand – it often wastes water asthere is excess runoff, and water does not penetrate Landscapebeyond the top 1 inch of soil. This irrigation practiceharms plants by forcing root growth too close to thesurface. If you must water by hand, place a 5-gallonbucket with a few holes in the bottom next to the plantand fill it with water; when it is has drained, move it tothe next plant and refill. For more information on selection, planting, culturalProperly used sprinkler systems can deliver a large practices, and environmental quality, contact your localquantity of water in a short time. They have the disadvan- Virginia Cooperative Extension Office. If you want totage, however, of excessive evaporation, both during learn more about horticulture through training and vol-watering and from the plant and soil surface. Early morn- unteer work, ask your Extension agent about becominging watering minimizes water loss. However, sprinkler an Extension Master Gardener. For monthly gardeningsystems that deliver the water from overhead are the most information, subscribe to The Virginia Gardenereffective means of watering turfgrass. Be sure to position Newsletter by sending your name and address and asprinklers to shower areas of vegetation, not driveways, check for $5.00 made out to “Treasurer, Va. Tech” to Thestreets, or patios. Water until the soil is moist 6 inches Virginia Gardener, Department of Horticulture, Virginiadeep, usually 1 inch per week applied at one time. Tech, Blacksburg, VA 24061-0349. Horticultural infor- mation is also now available on the Internet by connect- ing with Virginia Cooperative Extension’s server at http://www.ext.vt.edu. The original development of this series was funded by ESUSDA Smith Lever 3(d) National Water Quality Initiative Funds and the Virginia Department of Conservation and Recreation, Division of Soil and Water Conservation.Trickle or drip irrigation systems and ooze hoses arevery efficient, slowly applying water to vegetable and Revised by Joyce Latimer, Extension Specialist, Virginiaornamental gardens. Soil moisture can be maintained at Techa level most suitable to plant uptake. If properlyinstalled and maintained, little water is lost to evapora-tion or runoff and water use can be reduced by up to 50 www.ext.vt.edu Publication 426-713percent. For many situations, the expense of installing Produced by Communications and Marketing, College of Agriculture and Lifea good trickle irrigation system will be compensated by Sciences, Virginia Polytechnic Institute and State University, 2009reduced water usage, less replacement of plant materi- Virginia Cooperative Extension programs and employment are open to all, regardless of race, color, national origin, sex, religion, age, disability, political beliefs, sexual orientation, or marital or family status.als, and less work. On any irrigation system, replace An equal opportunity/affirmative action employer. Issued in furtherance of Cooperative Extension work, Virginia Polytechnic Institute and State University, Virginia State University, and the U.S. Departmentleaky parts promptly. of Agriculture cooperating. Mark A. McCann, Director, Virginia Cooperative Extension, Virginia Tech, Blacksburg; Alma C. Hobbs, Administrator, 1890 Extension Program, Virginia State, Petersburg.
Creating a Water-Wise Landscape Prepare Soil Adequately Mulch Your Gardens Good soil is the basis for healthy plants and optimum use Use mulch to conserve soil moisture. Organic mulchesWhat is Water-Wise Landscaping? of water. The key to good soil is the addition of organic help retain moisture so there is less need to water. TheyWater-wise landscape design and management focus on matter, such as compost. Sandy soil will hold water and also recycle plant materials that might otherwise end upworking with nature and natural forces (such as rain- nutrients better if organic matter is incorporated. Clay in the landfill. In addition, mulches control annualfall) to create an aesthetically pleasing, livable land- will absorb water faster, reducing runoff and erosion, if it weeds that compete with desired plants for water.scape, while using less water from the local supply. is loosened with organic matter. Incorporate approxi- Organic mulches improve soil structure as they decom- mately 2 to 3 inches of compost, shredded leaves, or other pose and moderate the soil temperature, two factors thatMinimizing the need for watering in your landscape fine organic material into the soil annually. also help plants use water efficiently.requires careful observation, planning, and commonsense. Several principles for water-wise landscaping Use Optimum Cultural Practicesinclude choosing the best design and plants, preparing Proper mowing and fertilizing of the lawn help con-soils, and watering properly for efficient water use. serve moisture. Mowing at the proper height (do not remove more than one third of the grass at any one mowing) allows the grass to develop deeper roots that Water-wise landscaping is also known as xeri- are more efficient in using soil moisture, and reduces scaping, a word trademarked by the National annual weeds. Fertilizing at the proper time (your Xeriscape Council. The word is a combination of In locations with established trees and shrubs, it is difficult Extension agent or local nursery experts can help you the prefix xero- or xer- meaning dry or dryness to incorporate organic matter, but applying and maintain- determine this) encourages healthier turf that needs less and the suffix -scape meaning scene or view. ing a 2- to 3-inch layer of an organic mulch (coarse leaves, watering. shredded bark, pine needles, or wood chips) will gradually improve the soil as the humic acid formed by the decom- Leaving shrubs in their natural forms reduces stress to posing material leaches into the ground. the plants and, therefore, lessens their need for water.Plan Your Landscape Keeping weeds, insects,The first step in any successful landscape is a good Select Plants Wisely and diseases under controlplan. Observe the site and take notes on the current use Decide on the trees, shrubs, and ground covers for your reduces the competition andof different areas or their desired use. Indicate high-use water-wise landscape based on their natural ability to stress to plants that increaseareas, desirable views, environmental concerns (such as grow well in your area. Select plants that do well with their waterwind direction, slopes, dense shade), and traffic flow little or no addition of water. Consider native plants as demands.through the yard. Sketch the property, including any well as introduced species for residential landscapes.permanent structures, trees, and shrubs that you plan to Your local Extension agent and nursery personnel can These principles minimize the water demands in yourleave, grass areas, driveways, and sidewalks. help you identify suitable plants for your location. landscape, help you save money and time, and reduce your impact on the local water supply.Based on your notes, develop a plan that meets your Limit plants with high water demands to small areas thatneeds for use, appearance, and budget. Consider main- can be watered efficiently. Grouping plants by water Use Turfgrass Appropriatelytenance and water requirements in making your deci- requirements is one way to guard against overwateringsions. For example, maintaining a high-quality lawn some plants and underwatering others. Limit the amount of turfgrass you use in the landscapearea for entertaining will require frequent fertilizing to areas in which grass provides a functional benefitand mowing, as well as high water use. A more mainte- In general, ground covers require less water than turf- (i.e., a play area for children) that exceeds the benefit ofnance-free choice for get-togethers is a deck or patio, grass, so replacing some of your lawn with a ground other ground covers or surfacing materials. Select turf-but don’t overdo the use of wood or concrete on your cover will conserve water. If you have large deciduous grass suitable to your climate and site.land. Leave plenty of vegetative surface for rain to trees in your yard and want to reduce work and water, goreach the soil and soak in; otherwise, runoff and erosion natural – allow leaves to accumulate as they would in Design the grass area to make watering easier. Longproblems are created. Whatever plan you develop, the nature. Plant a few understory shrubs (such as azaleas narrow areas and small, odd shapes are hard to watercost can be distributed over a period of time if you and rhododendrons), a few understory trees (such as efficiently. Avoid turf in the strip between the sidewalkimplement your design over several years. dogwood), and quit raking! and the road; most irrigation water will land on the paved surfaces and run off.

domain: agronomy


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Verdesian Life Sciences, a plant health and nutrition company, today announced that its board of directors has named Kenneth M. Avery chief executive officer effective Monday, September 19.
Primo Power CL™ boosts nitrogen production with a convenient, low use rate
The complicated soil chemistry affecting plant uptake of phosphorus leads to tremendous inefficiencies between what is applied and what the crop uses.
Maximum return on fertilizer investment requires efficient nutrient uptake throughout the growing season
Reducing rates of applied nitrogen and phosphorus while maintaining high yields increases farmers’ return on investment from nutrient management programs.
Verdesian Life Sciences
Vice President of Communications


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Florina Lopez spoke movingly about her experience of double discrimination, being both Indigenous and a woman, at the latest launch of the brand new World Financial institution Group report, Indigenous Latin America in the Twenty-First Century Lopez belongs to the Panamanian Indigenous Guna folks and has spent decades working for Indigenous movements, starting at the group stage and now coordinating the regional Network of Indigenous Ladies’s Biodiversity. Thousands of demonstrators marched through the cities of La Paz and El Alto. Friday’s protests follow days of unrest as the Bolivian people rejected Sunday’s coup, which compelled democratically-elected President Evo Morales to resign and flee the country.
Adela Zamudio was born on October eleven, 1854 in Cochabamba, Bolivia to a wealthy couple. She attended a prestigious Catholic school until she reached the third grade, the maximum degree of education ladies browse around this web-site could receive on the time. But she continued her schooling in personal, later breaking boundaries as a teacher and poet.
However their digital vows had no legal bearing beneath Bolivian legislation, so Radford returned to Toronto alone. While opposition negotiators set to work persuading Bolivia’s rudderless military to allow a international military airplane into the nation’s airspace, they also moved to convey Ms. Añez to La Paz to pre-empt any power seize.
Clear-Cut Bolivia Girl Advice – What\’s Required
Identical to everyone is actually well-known for a specific thing, so are literally nations. Bolivia might definitely not be acknowledged worldwide but it has some splendid attributes that will definitely appeal to you. It not just conjures up photos of fantastic environment that appeal to traveler internationally but also supply an assorted society that makes people very appealing. This mentioned, the beautiful sodium flakes views isn』 t the only trait it’s best to take again residence, their women are exceptional. Ladies are nearly everywhere however to find the appropriate one, it’s best to certainly acknowledge where to look. Bolivia will be really a pushin the perfect path.
Entry to training in Bolivia has improved significantly in recent years. Immediately, total primary education completion rates and secondary college enrollment rates are similar for boys and girls. Yet major gender gaps persist amongst Indigenous and rural college students.
A midwifery training programme goals to improve care for Bolivia’s indigenous ladies by treating them with respect and Dignity. Regardless of shedding the presidency, Mr. Morales’s get together, Movement to Socialism, remained the nation’s most potent political drive, with a two-thirds majority in the Bolivian Congress and the final phrase over any official appointments.
These overseas women have a conventional upbringing, and their conduct has its roots of their tradition. Bolivian brides had been raised in a creating nation and used to keep up their customs. Females from Bolivia had been taught to be respectful and polite to other folks no matter their pores and skin tone, financial standing, or outlook. Should Bolivia Girl you interact such a woman, she will provide you with all her kindness and love without any dissatisfaction. Resulting from her splendid manners and modesty, she will be a wonderful companion at any party.
bolivian women are actually quite obsessed with way of life; because of this, if you want to succeed their coronary heart over, be assured. Don’ t be really due to this Women Of Bolivia fact damaging in your level of views in addition to take a look at regarding life-style. Apparently, positivity is actually a cherished market value among Bolivians.
Necessary Details Of Bolivia Women For 2019
Options For Fundamental Aspects Of Bolivian Women
Whereas Bolivian girls are making impressive strides into the political course of, they still symbolize a really small elite group. Excessive teen being pregnant charges have reached alarming charges in Bolivia, labor discrimination against pregnant girls continues to exist, laws that assure equal pay for equal work have yet to be enacted, and sexual harassment in the Bolivian Women workplace is still rampant. Nonetheless, there are early indicators that a important mass of women in political positions can positively impact the lives of all girls. The number of elected girls in Evo Morales’ second presidential time period still presents hope for an improved high quality of life.

domain: sociology


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The divine scripture passed down from the drinking gods themselves to the mere mortals of this planet. Are you worthy of the gods? Can you handle the drinking games?
Inside this book you'll find:
- 39 drinking game (12 require a deck of cards)
- Games compiled from 10 different countries
- The Drinkers' Prayer
- 79 pages of awesome games!
The book was originally created on a small island in Fiji, where in the space of 3 weeks, received 68 signatures from people who loved playing the games and grew to 32 games. People added games into the book themselves!
Now you can grab your own copy!
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domain: library


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Changes are Coming to Farm Weekend
Starting this weekend Farm Weekend will have a new sound and format. The program will remain five minutes but will have an updated theme song and new format. The mission will also remain the same, to provide Kansans with insight and information from Kansas Farm Bureau.
Listen and download the preview below:


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How would you describe a headache?
Migraine Pain in the head, accompanied by pain in the back of the head (i.e., the occipital region), upper neck, or above the eyes or brows, is called a headache. A severe throbbing sensation is one of the most common pain conditions. The result is mental absenteeism, a lack of focus and interest, and a wide range of other issues as a result of a headache.
How many types of headaches can there be?
Headaches can be divided into two broad categories, despite the fact that there are more than a hundred different types. There are primary headaches, and then there are secondary headaches.
These headaches are not the result of a medical condition, as the primary signs and symptoms indicate. A throbbing sensation is one of the most common symptoms of this condition. There is a lack of focus and interest, as well as a wide range of other issues that arise as a result of primary headache in the brain. Cluster headaches, tension headaches, and migraine headaches are among the most common primary headaches.
The headaches that aren’t primary in nature are classified as secondary symptoms. Headaches and nausea can be caused by a variety of conditions, including infection, trauma, infection, or even a tumour. As an example, hypertension (a high blood pressure), medication overuse or misuse, and a headache with dizziness and sinus congestion are among the most common. A person is classified as secondary if they suffer from headaches as a side effect of another condition. Well
The following are the most serious signs and symptoms of a headache:
The Headaches That Constantly Occur
changes in one’s personality and mental processes
Agony beyond words!
Heaviness in the head comes with a high fever and stiffness in the neck.
After a blow to the head, vomiting and nausea are common side effects.
Headache Whether or not a headache can cause a fever is an open question.
Daytime body temperatures are generally higher on days when people complain of a headache, according to one study. It’s not a rule, but if you have a headache like a migraine, you have a 90% chance of getting a fever.
My head hurts, but I don’t know why.
Headaches can be caused by a person’s drug use, previous trauma and injuries, lifestyle, allergies, and genetics. Numerous things contribute to headaches, including alcohol and caffeine use, sleep deprivation, screen time, smoking, dehydration, and infections (such as meningitis, strep throat, or sinus infections).
When someone has a headache, it means that their blood vessels, nerves, and muscles are covering the spinal cord’s body regions, not the brain. It may be linked to the face, neck, back, and shoulders, among other locations. Because of this, a few people have reported aches and pains in their jaws, which should be taken seriously.
Other possible causes include previous medical side effects (allergies or adverse effects), any false foodstuff, smelling some kind of strong-smelling or addictive odors such as perfumes or ethanol, or some smoke, and loud music. It’s possible that all of this could cause headaches in the ear!
How likely is it that you’ll die from a headache?
Headaches, on their own, can be fatal, even without other contributing factors like a failing cardiovascular system. Yes! Severe headaches have the potential to be fatal. An extremely dangerous migraine headache may be to blame! Even though it’s incredibly unlikely to cause brain damage, it has the potential to do so!
Is a headache capable of impairing one’s ability to see?
It’s also important to mention a headache near the temples, on or near the brows! Not only are the eyes at risk here! Headaches near the eyes and near the brows can be caused by a variety of factors, including changes in the focal length of the eye lens, infections of the eyes, and excessive strain on the eyes from looking at small objects or text on a screen with the naked eye.
In addition to vision problems, sinus infections and tension headaches play a role. Anxiety and sadness can amplify each other. It is possible for migraines to result in severe and excruciating headaches behind and beneath the eyes.
What’s the best way to get rid of a headache?
It doesn’t matter how bad the pain is, zinc can help! Zinc supplements and painkillers should be taken to alleviate headaches quickly. Those who suffer from migraines on a regular basis are more likely to turn to zinc supplements for relief.
Additionally, people believe that magnesium, vitamin B2, melatonin, vitamin D, and coenzyme Q10 are the best vitamins for treating severe headaches, especially migraines. Long-term health benefits and pain relief are both possible with these essentials, especially in the form of nutritional supplements.
Combining Sumatriptan 50mg with a dose of Sumatriptan 50mg tablets has proven to be an effective treatment.
Drugs like Sumatriptan 50mg and Brufen 400mg have what kind of side effects?
These drugs should not be prescribed to people who have had a stroke, a fatal heart attack, heart bypass surgery, or any other type of cardiovascular problem. Stomach ulcers and bleeding can occur while taking Ibuprofen or Sumatriptan 50mg. Rather than increasing the dosage, it is necessary to repeat the procedure.
Exactly what is the drug Brufen 400 mg use for?
Nonsteroidal anti-inflammatory drugs (NSAIDs) are commonly use to alleviate pain and inflammation. Neurological pain (neuralgia) and body aches are frequently treat with this drug. For the treatment of flu and fever symptoms, Brufen 400mg can also be use in combination with ibuprofen or acetaminophen.
What is the dosage for this medication?
Drugs must be kept out of the reach of pets and children when storing them. Additionally, store Brufen 400 mg in a dark, dry, and cool location.
The tablet form of this medication must be swallowed whole with water and should not be chewed, crushed, inhale, or broken! Even though brufen 400 mg is safe for adults to take, it should only be given to children under the guidance of a doctor. Prescriptions like these should not be administered to children younger than six years old.
What is the best medicine for Migraine?
To help alleviate headaches without causing any side effects to take gabapentin 300mg. Regular use, on the other hand, may have a number of adverse effects.
A class of “anticonvulsants” known as Gabapin 300 mg Tablet, Gabapin is primarily used to treat epilepsy (partial seizures) and various nerve pain/damage conditions, such as post-herpetic neuralgia.
What are the experts’ recommendations for how to ingest it properly?
Only once every four to six hours should you take Ibuprofen 400 mg in a single dose. It, too, comes in the form of swallowable tablets that should be take no more than three to four times per day. A well-monitored and effective dosage will aid in the avoidance of drug side effects.
Adults are the only ones who can benefit from taking this medication. Children, on the other hand, should only take 400 mg of Ibuprofen under the supervision of a doctor.
If you are pregnant or breastfeeding, you should not take the NSAIDs, and you should not drive or operate heavy machinery while taking them. Go to buyrxsafe.com if you want to get rid of headaches.


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While Iraq's prime minister says he believes it'll only take two years for his own forces to take over security duties in his country, Defense Secretary Donald Rumsfeld won't sign-on to that forecast.
Rumsfeld says, "I recognize things I don't know and that's one of them."
Rumsfeld says too many variables are in play, among them: the willingness of the Iraqi people to set aside religious and tribal differences and unite around a new government, and the pace at which Iraqi forces develop "the skills and the sophistication" to handle security duties on their own.
Rumsfeld says insurgents are "locked in a test of wills" with the U-S and the new Iraqi government.
He says there's plenty of evidence that insurgents have studied U.S. history, particularly the souring of public opinion about the Vietnam war and are hoping history repeats itself in Iraq.


Boreham Woods youngsters march on in the FA Youth cup with a narrow 1-0 home win over a very hard working Leverstock Green team.
In a game that Boreham Woods youngsters dominated in the main, it took a well worked free kick to break the deadlock in the 22nd minute. The free kick was taken by second year scholar Kyle Roberts, knocked down by Ben Goodliffe and fell beautifully to the improving Alfie Barker, to put the home side ahead with a decent strike from eight yards.
Wood took that 1-0 lead into half time break but a mixture of poor finishing and an inspired away goalkeeping display from the Leverstock keeper after the break, meant this pulsating cup tie went to the wire.
Young Wood will now face Harefield Utd away in the next round with the date still to be agreed.


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This is the first assignment for the class XR Studio Using AR Foundation in Unity I’ve created a window to a space scene. The planets are shaded using a custom simplex noise based shader for which the main code is below. The window is created by placing four planes with a VR/Occulsion materal around the […]
Made during “The Stupid Shit No One Needs And Terrible Ideas Hackathon 2020” at ITP in Jan 2020 Step away from Reality and immerse yourself in emerging interactive immersion with this interactive Virtual immersive experience! Experience Virtual Reality in VR!
Waves is a meditative VR sound generation experience. Experiencers are able to morph a grid around them, which becomes a musical instrument of infinite possibilities. Overview The project is built for a graduate computer graphics class at NYU. It expands on a class assignment to render bicubic surface patches in WebVR. A single patch is […]
The naively ambitious starting point for this project was the idea for a space farming game, wherein the player must manage an interplanetary farming supply chain at relativistic distances and speeds. The core mechanic would involve deciding when to send off your ships at how fast such that they return from their voyages, time dilation […]
As all good stories are, this one is set in space. Link to project files
In this guide you will learn how to create a simple physics-based asteroid-avoidance game. The easiest way to follow along is to use the p5 web editor. It’s free and open to anyone; to save you’ll need to create an account.

domain: artistic


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My favorite part:
“…the best argument to make at this point is the qualitative one: This show is so good that ABC Family should renew it simply on those grounds. TV history is littered with one-season wonders, but it’s got even more shows that started out slowly in season one and were renewed by gutsy network execs who either really liked the show or saw the potential for growth in it, against all odds. Some—Cheers, Seinfeld, Gilmore Girls—went on to be hits for their networks, while some—Better Off Ted, Boomtown, Enlightened—didn’t manage that trick. But all of those shows and many more that made it to unlikely second seasons have something in common: They made the qualitative argument first, giving them more time to make the quantitative one.”
Yes, exactly. Thank you. I cannot agree with this enough.
My overripe bananas and general lack of cake were calling to me. I used Deb’s recipe from Smitten Kitchen and omitted the cloves and the bourbon. This was so easy to put together and turned out beautifully, it was super moist and had just the right amount of sweetness. Although, on a whim, I threw in about 1/3 cup of semi-sweet chocolate chips at the end. Can’t beat the combination of chocolate and banana. [EDITED 8/20/13] And how can I forget one of the best things about this recipe? That it’s a one-bowl recipe and requires no mixer!
Banana Bread/Cake (Adapted from Smitten Kitchen)
3 to 4 ripe bananas, smashed [EDITED 8/20/13] For best results, use 4 ripe bananas
1/3 cup melted salted butter (I added a little more)
3/4 cup light brown sugar
1 egg, beaten
1 teaspoon vanilla
1 teaspoon baking soda
generous pinch of Kosher salt
1 teaspoon cinnamon (I used about a Tablespoon of cinnamon sugar because I couldn’t find my cinnamon)
1/2 teaspoon nutmeg
1 1/2 cup of whole wheat flour
- Preheat oven to 350°F.
- With a wooden spoon, mix butter into the mashed bananas in a large mixing bowl.
- Mix in the sugar, egg, vanilla, then the spices. Sprinkle the baking soda and salt over the mixture and mix in. Add the flour last, mix.
- Pour mixture into a buttered or Pam-sprayed 8×8” square pan or of course a loaf pan. I only used the square pan because I didn’t have a loaf pan. (As luck would have it, I received a loaf pan in the mail a couple hours later as an early birthday present)
- Bake for 30-35 minutes or until a tester comes out clean (For a loaf pan, original recipe calls for 50 minutes to one hour) Cool on a rack. Remove from pan and slice to serve.


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Confirm your interest for hitting the pitch with VRU this Year!
Join the Valley Rugby Union for off-season winter training! Indoor at the new West Hants Sports Complex and the Credit Union Rec Complex. November 2020 – March 2021
Valley Rugby Union was pleased to support Feed Nova Scotia through the proceeds of our summer Tank-T sales
Photo Credits to the wonderful Jennie Fougere Week 2 of the RNS Club 10’s series was another great day at the Truro Saints Facility! This weekend welcomed the addition of the Truro Saints in a single round robin format, along with returning sides from week 1, Valley Rugby Union, ShoreDogs (combo from Eastern Shore &Continue reading “Club 10’s Recap Week 2”
The VRU had a great start to the 1st of 4 club 10s rugby weekends. We thank Burchell MacDougall Lawyers LLP for partnering with the VRU for the first weekend of play! Both the men’s and women’s side had a good mix of veterans of the pitch, new members, and junior players that showed promiseContinue reading “Club 10’s Week 1 Recap”


Players are raring to get back into the international circuit this year.
It’s been almost one year since the Indian men’s and women’s hockey teams took the field in an international match. The men’s team played their last international match against Australia on 22 February 2020 at the FIH Hockey Pro League, while the women’s team played their last international match against New Zealand on 05 February 2020, during their tour of New Zealand, before the Covid-19 pandemic hit the entire world.
However, they have a very important tournament to look forward to in 2021. With the Olympics being postponed due to the pandemic, this year becomes one of the most important years for both the teams.
The women’s hockey team will return to the international circuit with the tour Argentina this month. The side is scheduled to play eight matches against the host nation from 17 January 2021 to 31 January 2021. Captain Rani Rampal said that she is looking forward to seeing how her teammates respond to an international match situation.
Rani said, “We are very excited to make our return to the international circuit. The year 2020 was really tough for us, however, we continued to practice our skills in the national coaching camp. All the players in the team are feeling very confident about their games and it will be interesting to see how each one of them performs in a match situation after staying away from the international circuit for almost one year.”
“If we play to our potential against Argentina then we will attain a lot of confidence for the all-important Olympics, where we are aiming nothing short of a medal. Hopefully, we can make history in Tokyo and make our country proud. We are going to give our absolute best in every match we play this year.”
Hockey India has been in talks with different nations to organize a tour for the Indian men’s hockey team as well. Captain Manpreet Singh expressed that the side is looking forward to much-needed match practice before the Olympics.
Manpreet remarked, “We are very excited about getting back into the international circuit. We are really looking forward to playing against an international team before the Olympics. A few matches against a good team will help us prepare for the Olympics.”
“This year is very important for us. We have practiced very hard in the last few months and have raised our game to a level that is close to which we usually operate in international games. If we play to our potential at the Olympics in July, then we will surely bring glory to our country. We have to go into the Olympics with a mindset of clinching a medal,” he concluded.


JONESBORO, AR (KAIT) - A familiar crime is starting to heat up in Jonesboro.
On Sunday, the property manager for Marber Investments reported someone damaged an air conditioner unit to steal the copper wires inside.
The Tempstar central air unit had just recently been installed at the property in the 700-block of Meadowbrook, the manager told police.
It appeared the suspect removed the hardware to open the unit, then cut the copper lines leading into the house. The thief also stole four aluminum coils from inside the unit.
The investigating officer found the fan assembly, compressor, heat pump and other parts of the unit on the ground.
The manager said the air conditioner unit would cost $1,700 to replace.
He put the value of the stolen copper at $200 and the aluminum coils at $900.
He said the damage happened sometime after Thursday, June 23.
The case has been turned over to the Criminal Investigation Division.
In the last two weeks, Jonesboro police have investigated several reported AC thefts.
On Saturday, a man told police someone stole a 2.5-ton central air conditioning unit, valued at $2,500, from a home in the 2000-block of Vail.
Anyone with information on either of these thefts should call Crimestoppers at 935-STOP (7867).
Copyright 2016 KAIT. All rights reserved.


33 Dell Optiplex computers. Each computer has an Intel Core 2 Duo 3.33 GHz processor, 22” flat panel display, 160 GB disk storage, 4 Gb RAM, and a DVD+/-RW drive.
All computers in the lab are networked using Ethernet cabling, Windows 7, and a file server located in room 216A. The file server has a Quad Core Intel Xeon 2.8 GHz processor, 2.5 Tb of disk storage, and 4 GB of RAM. The server enables users to share files and have centralized printing capabilities.
There is a Dell laser printer connected to every computer via the network. Usage of the printer is through a university based pay system, visit Hokie Passport for setup. The cost is $0.10 per page.
Users are allowed to store files on either the local hard drive of the computer they are working on, or the network "Home" folder. However, periodically the local and network drives are deleted of all files. Graduate students that have large storage needs may apply for a user account on the CEARS laboratory server, which can be accessed from the Microcomputer Teaching Laboratory. This will allow them a password protected storage area that is backed up nightly.
|Spring and Fall semesters||Summer semester and breaks|
|Monday 8:00 A.M. - 10:00 P.M.||Monday 8:00 A.M. - 5:00 P.M.|
|Tuesday 8:00 A.M. - 10:00 P.M.||Tuesday 8:00 A.M. - 5:00 P.M.|
|Wednesday 8:00 A.M. - 10:00 P.M.||Wednesday 8:00 A.M.- 5:00 P.M.|
|Thursday 8:00 A.M. - 10:00 P.M.||Thursday 8:00 A.M. - 5:00 P.M.|
|Friday 8:00 A.M. - 5:00 P.M.||Friday 8:00 A.M. - 5:00 P.M.|
After hours access is available to faculty, staff, and graduate students using our card reader entry system. See Lon Weber to be enrolled so that you may have after hour’s access.


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The Buffalo Bisons’ Pud Galvin tossed the majors’ most lopsided no-hitter, 136 years ago today.
The Osaka Tigers’ Hachiro Miwa tossed a Japanese Baseball League no-hitter, 80 years ago today.
Happy 136th birthday to the New York Giants’ Red Ames, who threw nine innings of no-hit ball on Opening Day in 1909 before giving up a hit in the 10th and losing the game in the 13th.
With MLB and the Players Association approving seven-inning doubleheaders for the (likely short) remainder of the 2020 season starting today, we thought we’d look at the uncredited seven-inning no-hitters thrown over baseball’s history.
The Baltimore Black Sox’s Joe Strong tossed an 11-inning Eastern Colored League no-hitter, 93 years ago.
Jim Bibby threw the first no-hitter in Texas Rangers history, 47 years ago today.


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Practical Procedures in the Management of Tooth Wear
New to the Practical Procedures in… series, Practical Procedures in the Management of Tooth Wear demonstrates a wide range of up to date clinical techniques in the practical management of tooth wear.
Presented in an accessible and user-friendly format, the book summarises the key points of each procedure, complete with clinical photographs. Chapters outline the principles and procedures for each technique, offer clinical tips and advice, and include full references. Topics include patient assessment and diagnosis, treatment planning for localised and generalised tooth wear, the partially dentate patient, tooth wear monitoring, management, and maintenance. Created by an internationally-recognised team with both clinical and academic expertise, this valuable resource:
- Presents comprehensive, evidence-based coverage of the management of tooth wear
- Examines the epidemiology and etiology of tooth wear
- Covers practical aspects such as record taking, aesthetic evaluation, prevention, clinical occlusion and active monitoring
- Includes access to high quality instructional videos to further supplement the text.
Practical Procedures in the Management of Tooth Wear is a unique source of information for general dental practitioners, senior undergraduate dental students, and postgraduates preparing for higher qualifications and training.
|Autor||Subir Banerji, Shamir B. Mehta, Niek Opdam, Bas Loomans|
|Data de publicação||02/2020|


Torridge residents have been urged to look out for important details in the post on registering to vote.
They are being warned not to lose their voice on matters that affect them by completing and returning their annual canvass form to their local authority as soon as possible.
The form ensures Torridge District Council can keep the electoral register up to date and identify any residents who are not registered so that they can be encouraged to do so.
This will mean residents will be able take part in any future elections.
Tom Vanstone, senior electoral services officer at the council said: "It's important residents respond to the annual canvas so we can make sure we have the right details on the electoral register for every address in the Torridge District.
"To ensure you are able to have your say at future elections, simply check the form when it arrives and respond as soon as you can.
"If you're not currently registered, your name will not appear on the form. If you want to register, the easiest way is online at www.gov.uk/register-to-vote (or we can send you information explaining how to do this in the post).
"In any case, you will still need to complete the canvas form and send it back to us."
Anyone with questions can contact their local registration team at firstname.lastname@example.org or on 01237 428739.


Lily Creek Industries specializes in precision production parts, manufactured to the highest standards with state-of-the-art machinery, technical expertise, superlative gaging and quality control without compromise.
Lily Creek Industries values their ISO-9001:2000, QS-9000 and AS-9100 certifications. They maintain this uncompromising ability to provide high-end precision products in quantity.
Lily Creek Industries provides customers all-inclusive service, from initial concept, to prototyping, to production.
They achieve this through highly-trained employees, inspired by management that directs both Lily Creek Industries and its associate, S & S Tool and Machine Company in Louisville. The two facilities can combine resources to provide customers with complete diversification of services.


WASHINGTON (CBS.MW) -- Cardinal Health's shares fell 15 percent Thursday as the drug wholesaler reported a fiscal fourth-quarter profit in line with Wall Street's consensus but appeared to hedge slightly on its earnings prospects for fiscal 2004.
The Dublin, Ohio-based company
Quarterly revenue improved by 15 percent, reaching $13.5 billion from the prior year's $11.8 billion. Operating earnings did even better, rising 25 percent to a record $575 million, the company said.
Cardinal's results grew on the strength of higher prescription demand and new contracts.
Quarterly earnings before special items increased to 89 cents a share from 74 cents a year earlier. This matched analysts' consensus forecast as derived by Reuters Research.
The latest quarter's growth was paced by Cardinal's relatively small pharmaceutical technologies and services segment. Its core pharmaceutical distribution and provider services business achieved year-over-year growth of 14 percent in revenue and 11 percent in operating earnings.
Chairman and CEO Robert Walter cited an "acceleration in demand" for Cardinal's proprietary products and services as helping deliver a "strong" quarterly performance. And he predicted more of the same for fiscal 2004.
"Overall, we anticipate earnings-per-share growth in the mid-teens or better, with record returns on sales and capital," Walter said in a statement. For all of fiscal 2003, Cardinal earned $3.19 a share, up 21 percent.
But according to Reuters Research, the consensus profit estimate among 16 analysts who follow the company is for earnings to reach $3.80 a share for fiscal 2004. This implies a growth rate of some 19 percent.
Speaking to analysts on a conference call, Walter described the changes driving the company to revise its forecast for 2003 as "more conservatism about the prospects for vendor margins in pharmacy distribution and the freeing up of capital that we were investing in pharmacy distribution and a mismatch of timing in reinvesting that capital."
The company had $1.7 billion in cash at the end of the quarter.
Though Cardinal's delivered 20 percent earnings growth for the last decade, the new target of 15 percent annual growth is more sustainable, said John Kreger, equity research analyst at William Blair in Chicago.
"It's a target that seems a lot more realistic with downward pharmaceutical growth," Kreger said, noting that he's keeping his rating on the stock "market perform."
Wholesalers like Cardinal don't have the same ability to buy excess inventory to turn around and sell to customers that they used to have in the past, he said.
"Now we're seeing (pharmaceutical) companies seem to be trying to diminish the number of buy-in opportunities out there, diminish the inventory in the channel in general," Kreger said. "The way wholesalers made money through vendor margins seems to be going down."
Such a change in income generation is "the biggest single reason" Kreger thinks the stock will only keep up with the market in the next 12 months, he said, attributing his rating to "uncertainty about evolving manufacturer relationships and how you get paid."
Cardinal's shares fell $9.71, or 15 percent to close at $54.75 Thursday.