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Mango Tiki Wiki is Lalaloopsy Land's very own hula dancer! She is a tropical island girl who has a personality that shines brighter than the sun! She’s a perky and upbeat girl who loves to listen to island music and play her ukulele. She can throw the best luaus in all of Lalaloopsy Land! Mango can often be found outside playing or just enjoying the weather while practicing her hula-dancing. She is also very crafty, as she loves to make fresh flower bracelets and leis, and she can even carve a ukulele out of an plain coconut. With her around, every day is a party…or, a luau! Mango is the older sister of little Kiwi Tiki Wiki. Her name is based off of her favorite tropical fruit, Hawaiian tiki statues, and the Hawaiian phrase "wiki-wiki" meaning "quickly".
Mango is a brown skinned girl with forest green eyes and pale pink cheeks. She has black hair worn in pigtails by her ears and straight wrapped bangs in the center with a pink flower worn on the left side of her head.
She wears a top and skirt with the top resembling a slightly frilled blouse an the entire dress having white flower markings and a three layer belt with orange with a silk orange ribbon wrapping around it. Underneath her skirt is a visible luau skirt/layer. She wears orange slip on shoes with green lace ribbons.
Her pet is a pineapple bird.
Her house is an island bungalow-type building. She has a flower pathway leading to the steps, a bunch of coconuts, and what looks like a coconut drink on top of the roof of her home.
- May 2nd is Play Your Ukulele Day.
- She is Hawaiian.
- Her hairstyle is identical to Coral Sea Shells' and Jelly Wiggle Jiggle's.
- She is the first doll to have green eyes.
Main article: Mango Tiki Wiki/Gallery


PRE-TECHNICAL PROGRAM: MECHANICAL SCIENCE
Fall Semester: Students will obtain an industry certification in safe tractor and equipment operation. Students will be able to select correct tools and methods to tear down and reassemble a small, 4-stroke engine. Students will learn: how small engines work; to measure engine parts and read specification charts to determine engine wear; to use small power tools and tap n die work. Tractor driving skills culminates in the FFA Tractor Safety Career Development Event.
Spring Semester: Students will use tractors and lawn mowers to learn different engine systems and how to perform preventative maintenance. Students will learn basic welding skills including plasma arc and oxy cutting, stick welding and wire feed welding. Engine electrical systems including batteries and ignition systems will be learned along with basic electrical knowledge needed to progress in the mechanics industry. Small engine trouble shooting culminates in the FFA Mechanics Career Development Event.
GRADES 9-12 | 80 MINUTE SECTION / 120 MINUTE SECTION
I can read informational text for understanding. I can read nonfiction texts for understanding, determining the definitions of symbols and key terms. (CCSS.ELA-LITERACY.CCRA.R)
1 credit per semester, (1 science, 1 elective upon completion of both semesters) or (.5 science, .5 elective per semester).
INDUSTRY RECOGNIZED CREDENTIALS
National Safe Tractor/Machinery Operator Program
Leadership training through FFA
PROFESSIONAL SKILL BUILDING
Advanced topics in mechanics
Useful skills for taking Automotive and Diesel Power Technology programs


Z - Directional Tensile Tester by Thwing-Albert is a compact instrument that measures the internal ?ne papers. Z-Directional force provides an indication of expected material performance relating to glue-bonding of carton corners. As well as the seams, delamination, and the use of high tack coatings. The ZDT Tester is a fully automatic that performs sample compression, dwell time and ZDT according to TAPPI T541. A self-adjusting test platen ensures uniform tension is applied to pull the sample apart. Z - Directional Tensile Tester by Thwing-Albert’s utilizes cutting-edge technology. Thus, the test frame integrates all electronics and controls. Enabling the connection to a standard PC with a serial port is easy. this is because it does not require external control boxes or additional PC interface cards. The ZDT Tester is only 250 mm (10 in) wide and 419 mm (16.5 in) deep. Therefore, it maximizes ef?cient use of lab space. A magnetic test-control keypad is easily moved. This is to provide the most ergonomic positioning for the operator. Other bene?ts include one-touch auto zero. Also, a software-based automatic calibration system. ZDT application software, provided with the unit, utilizes MAP™. Which is a Windows®-based materials testing software package. It enables the user to quickly set- up test parameters including compression force, speed, dwell time and length of test. It also provides advanced capabilities for database management and reporting. Test comment ?elds allow the operator to enter information after the completion of the test. Thus, it indicates test failure or other pertinent details. ZDT software automatically writes result data to other software packages. For example, Access™ and Excel™.
Download the entire IDMI product catalogue in an Adobe PDF file.


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Blanco, S., Pla-Rabès, S., Wetzel, C.E., Granados, I. (2017) A New Psammothidium Species (Bacillariophyta, Achnanthidiaceae) from Cimera Lake (Gredos Mountain Range), Central Spain. Cryptogamie, Algologie. 38: 17-29.EnllaçDoi: 10.7872/crya/v38.iss1.2017.17
Hernández-Almeida I., Grosjean M., Pla-Rabes S., Filipiak J., Bonk A., Tylmann W. (2017) Influence of inter-annual environmental variability on chrysophyte cyst assemblages: Insight from a 2-years sediment trap study in lakes from northern Poland. Journal of Limnology. 76: 409-423.EnllaçDoi: 10.4081/jlimnol.2017.1604
Quantitative paleonvironmental studies using transfer functions are developed from training sets. However, changes in some variables (e.g., climatic) can be difficult to identify from short-term monitoring (e.g., less than one year). Here, we present the study of the chrysophyte cyst assemblages from sediment traps deployed during two consecutive years (November 2011-November 2013) in 14 lakes from Northern Poland. The studied lakes are distributed along a W-E climatological gradient, with very different physical, chemical and morphological characteristics, and land-uses. Field surveys were carried out to recover the sediment trap material during autumn, along with the measurement of several environmental variables (nutrients, major water ions, conductivity, pH, dissolved oxygen and chlorophyll-a). During the study, one year experienced mild seasonal changes in air temperature (November 2011-November 2012; TS1), typical of oceanic climate, while the other year was characterized by colder winter and spring (November 2012-November 2013; TS2), and higher summer temperatures, more characteristic of continental climate. Other environmental variables (e.g., nutrients) did not show great changes between both years. Multivariate statistical analyses (RDA and DCA) were performed on individual TS1 and TS2 datasets. Water chemistry and nutrients (pH, TN and TP) explained the largest portion of the variance of the chrysophyte data for the individual years. However, analyses of the combined TS1 and TS2 datasets show that strong changes between summer and autumn (warm period, ice-free period with thermal stratification) and winter and spring (cold period, ice-cover period) play the most important role in the inter-annual variability in the chrysophyte assemblages. We show how inter-annual sampling maximizes ecological gradients of interest, particularly in regions with large environmental diversity, and low climatic variability. This methodology could help to identify distinct seasonal and inter-annual changes of biological communities to improve its application in paleoclimate studies. © 2017, Page Press Publications All rights reserved.
Peñuelas, J., Sardans, J., Filella, I., Estiarte, M., Llusià, J., Ogaya, R., Carnicer, J., Bartrons, M., Rivas-Ubach, A., Grau, O., Peguero, G., Margalef, O., Pla-Rabés, S., Stefanescu, C., Asensio, D., Preece, C., Liu, L., Verger, A., Barbeta, A., Achotegui-Castells, A., Gargallo-Garriga, A., Sperlich, D., Farré-Armengol, G., Fernández-Martínez, M., Liu, D., Zhang, C., Urbina, I., Camino-Serrano, M., Vives-Ingla, M., Stocker, B.D., Balzarolo, M., Guerrieri, R., Peaucelle, M., Marañón-Jiménez, S., Bórnez-Mejías, K., Mu, Z., Descals, A., Castellanos, A., Terradas, J. (2017) Impacts of global change on Mediterranean forests and their services. Forests. 8: 0-0.EnllaçDoi: 10.3390/f8120463
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domain: biology


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Register to update information, save favorites, post photos, news stories and comments. A LucyMe.com login allows you to edit our four websites.
Already A Member?
She is a painter. As a teenager she traveled with her family throughout Europe, Morocco, Malaysia. She admire mystery of old cultures and traditions. She studied Van Gogh and Gauguin`s works and techniques. In the mid 80`s she moved to London, where she met Robert Redford. Early 90`s she moved to Utah, Sundance.
List of links to Sibylle Szaggars fansites:
Sibylle Szaggars Links »

domain: artistic


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Lady Gaga being chased by the paparazzi while she strolls by them in her Louis Vuitton wheelchair? Yea, right!
In all seriousness, Lady Gaga is recovering from hip surgery and just celebrated her 27th birthday last week.
But not wanting to be seen when you are rocking the LV wheelchair? Come on now!
We digged you when you were singing about the paps like above.-DocFB
Diagnosis: Get better Gaga but don't hide if your chair is made out of Vuitton!
So what are you looking at more: Madonna or that fabulous hand-bag?-Dr.FB
After weeks of not being seeing with Jessica Simpson, Tony Romo is back with her.
They were seen at an Italian eatery Friday Feb. 13th. Tony is such a good guy. He must have worn that hidious wrinkled on purpose shirt to distract everyone. Jessica was looking good with stylish jeans and a Louis Vuitton hand bag.-Dr.FB

domain: celebrity


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Piano Moving Services
While you’ve been rehearsing to hone those musical chops, we’ve been practicing for our big debut as your trusted piano movers. In fact, we have decades of experience moving pianos all across the country. From upright to grands and baby grand pianos, we’ve done it all. You can rest assured that the Little Guys are trained and experienced, and we always use proper piano moving equipment. Our custom dollies, piano boards, bodyboards, professional moving quilts, and wrapping materials ensure your piano is safe in our hands. Plus, we offer full value protection to give you even more peace of mind. Is it time to relocate the eighty-eight? Contact us and we’ll create a piano moving plan that will have you playing in no time.
Here is what you can expect from our piano moving services:
- Experienced, trained Little Guys staff with the proper piano moving equipment and skills
- Full Value Protection (FVP)
- Custom dollies
- Piano boards
- Professional furniture moving quilts and wrapping materials


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In Providence Health Center v. Dowell, the Texas Supreme Court found against the Plaintiffs who sought to recover in a medical malpractice case for their son’s suicide.
The Texas high court, in an opinion by written by Justice Hecht, based its ruling on several factors, most notably appears to be the fact that there was no expert testimony to a reasonable degree of medical probability that had the young man been hospitalized, that his death could have been prevented. When asked if hospitalization would have prevented the suicide, the expert only answered that the young man “would have improved” and been at a “lower risk” of suicide when he left the hospital.
The majority opinion also ruled that there was no evidence that the young man would have consented to hospitalization. A dissenting opinion by supported by three justices took exception to the notion that plaintiffs should be required to prove that the patient would have consented to provide a new and insurmountable hurdle in suicide cases.
I have not read the dissent because it is not available; I gleaned the dissent’s view from the majority opinion. I agree with the dissent that it is ridiculous that a plaintiff would be required to prove that their decedent would have consented to hospitalization. But I’m not sure how the dissent gets around the failure of the expert to provide a definitive “more probably than not’ answer to the question of whether hospitalization would have made a difference.
In another life, I defended an antidepressant manufacturer in litigation involving suicides while on selective serotonin reuptake inhibitors. Suicide is just an awful tragedy, and the reasons for it are often incredibly complex. Not speaking to the merits of this case, but hospitals and doctors do have an obligation sometimes to protect people from themselves. I hope cases like this don’t send the wrong message to health care providers in Texas.
Of course, doctors and hospitals are already getting the wrong message as any Texas medical malpractice lawyer will tell you. Absurdly low damage caps have gutted Texas malpractice cases, living many victims without any compensation or, quite often, even a lawyer who will take their malpractice case.

domain: law


Spiral chute separator is also known as gravity spiral chute.
Magnetic separator is suitable for re-use powder to remove iron in mitochondria, etc.
Charcoal Briquette Machine can press materials like quicklime powder, dolomite dust, bauxite, nonferrous metal powder, oxide iron powder and iron sheet.
Because of its high humidity and strong stickiness, the coal slime can’t be dried by the traditional drying equipment.
As a famous Chinese sand dryer supplier and manufacturer, our company has manufactured a lot of advanced sand dryers with quite a reasonable drying machine price in the dryer market.
Electromagnetic vibrating feeder is also known as electromagnetic vibration feeder or electromagnetic feeding machine.
Vibrating feeder is also called vibratory feeder or ore vibrating feeder.
The coal ash dryer made by our company, as the Chinese leading raw coal drying machine supplier, is specialized in drying the coal ash and then makes new use of it.
The silica sand can be dried by the silica sand dryer or the quartz sand drying machine made by our company as the leading Chinese silica sand dryer manufacturer and supplier.
Hammer crusher is composed of chassis body, rotor, hammer, back liner, sieve, etc..
Ball mill is the vital equipment for recrushing after being crushed.
Rod mill is also known as rod grinder mill or rod grinding mill.
The mineral powder enters the furnace directly by enhancing its added value.
Sand maker is also known as impact crusher or sand making machine.
Wheel mobile jaw crusher is also known as mobile jaw crushing plant or removable mobile jaw crusher.
Ultrafine limestone grinding mill is also known as superfine barite grinding mill.
Agitation tank is also known as stirring tank.
Ceramic ball mill is a kind of ball with whose lining plate is made of ceramic.
Jaw crusher is the vital equipment in crushing industry.
Heavy hammer crusher is a kind of crushing equipment adopted advanced production technology.
The three-cylinder dryer made by our company which is the leading three-cylinder dryer manufacturer and supplier in China is popular among customers for its reasonable three cylinder drying machine price.
Pendulum feeder is also called pendulous feeder or pendulum feeding machine.
Single-stage crusher is also called single-stage crushing machine or single-stage breaker.
Sponge iron briquetting machine is also called sponge iron briquette machine. It can be classified into vertical type and horizontal type.
Sand Screening Machine Sand Vibrating Screen Industri Sand Screen manufacturer supplier in China offering High Frequency Vibrating Iron Ore Separating Screen High Production Capacity Effciency Jaw Crusher for Mining Mining Gold Ore Limestone Gravel Granite Basalt Quartz Concrete Clinker Coal Stone Rock Mobile Hammer Mill Rock Crusher and so on
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HX series vibrating screen can process more than 200 kinds of materials such as quartz stone river pebbles calcite dolomite granite basalt iron ore limestone diabase etc HX Series Vibrating Screen Features 1 The screen Angle as 18 high screening efficiency 2
This screen is used to separate the large particles of iron ore for the furnace It consist various important parts which maintainability and availability are important for the analyzing the screen assembly The main components of vibrating screen assembly are as shown in fig 2
Leomet Alloys Offering Linear Steel Abrex 500 Iron Ore Vibrating Screen For Abrasive Industry For Industrial at Rs 265kg in Mumbai Maharashtra Read about company Get contact details and address ID 10523242048
Leveraging decades of industry experience and inhouse design expertise MBE Minerals says it is strengthening its footprint of vibrating screens across a range of commodities Sales Manager Graham Standers says the company has recently supplied 15 new screens to mining customers in coal diamonds iron ore and manganese
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Proffesional Mining Ore Removal Vibrating Screen Circular vibrating screen is a kind of new and highly effective vibrating screen which can be designed with multiple layers it is composed of screen box screen mesh cloth suspension or support device bottom frame and motor circular vibrating sieve is available for smelting quarry coal ore get price iron sand separator machine south africa
Vibrating Screen Linear Vibrating Screen Mining Machine manufacturer supplier in China offering Long Service Life Sand Ore Iron Powder Linear Vibrating Screen Gold Mining Separator Gold Washing Plant Gold Trommel Gold Centrfiugal Shaking Table Gold Sluice Box Gravity Concentrator Gold Mining Equipment Factory Direct Sale Small Gold Mining Equipment Mobile Portable Gold Processing
Material Granite marble basalt limestone quartz pebble copper ore iron ore coal and so on Working Principle Y Vibrating Screen mainly consists of screen box screen net vibrator damping spring device chassis and other components
Dynamic Characteristics of a Vibrating FlipFlow Screen and Analysis for Screening 3 mm Iron Ore Chi Yu 1 Xinwen Wang 1 Kunfeng Pang 1 Guofeng Zhao 1 and Wenpeng Sun 1 1 School of Chemical and Environmental Engineering China University of
Coal Coke Iron Ore Stone Circular Vibrating Separator Equipment Circular Vibrating Screen is a kind of new and highly effective vibrating screen that does circular vibrations and has multiple layers Circular vibrating screen adopts cylinder postures eccentric block to produce strong exciting force
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The new screening plant system consists of a storage bunker system six large doubledecker vibrating screens with chutes various connecting belt conveyors as well as a crusherThe scope of delivery also included the entire steel structure detailed planning project management as
iron ore vibrating screen ton hour Largest Scandinavian Iron Ore supplier counts on JOEST screening technology FEEDER 6 DOUBLE DECK VIBRATING SCREENS BELT CONVEYER ensure very high discharge volumes of up to 9000 tons of iron ore pellets per hour Live Chat
Circular Vibrating Screen Liming Heavy Industry Vibrating screens work on circular motion The vibrating screens are mainly used in coal dressing metallurgy mine power station water conservancy project building industry light industry and stone industry etc They are efficient screening machines for the classification of bulk material such as coal minerals coke etc There are 40
Xinxiang Mining Ore sieve shaker Mining Machine Circular Vibrating Screen Introduction Circular Vibrating Screen is a kind of new and highly effective vibrating screen which can be designed with multiple layers It is composed of screen box screen mesh cloth suspension or support device bottom frame and motor
Vibrating Screen Iron Ore Processing Equipment Vibrating Screen The type universal Vibro Screen is a new generation vibratory screening machine characterized by low profile efficient protection of support structure from vibrating masses and virtually noiseless operation


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A “penile fracture” is a rupture in the lining of one of the two cylinders in the penis that are responsible for erections, the “corpora cavernosa.” There are two corpora cavernosa, each of which is a mass of erectile tissue that forms the bulk of the penis and is enveloped in fibrous coverings called “tunica albuginea.” This painful and alarming injury, which occurs in the lower two-thirds of the penis, usually results when a man thrusts against a pubic bone or the perineum during intercourse, causing the corpora cavernosa to snap or break. There is a cracking or popping sound, immediate loss of erection, pain, bruising, and bleeding. These symptoms should prompt action to seek immediate medical attention.
P.S. Once a diagnosis is made, penile fracture is surgically treated with stitches to repair the tear.

domain: medical


China: Knife attack at kindergarten leaves 39 injured
Suspect in custody said to be security guard at kindergarten in Guangxi Zhuang autonomous region
ANKARA – At least 39 children and staff at a kindergarten in China’s Guangxi Zhuang autonomous region were injured in a knife attack early Thursday.
Local media reports identified the alleged attacker as Li Xiaomin, a security guard who worked at the kindergarten in the southern region.
Initial reports by Wuzhou municipal government said the pupils were not badly hurt, while the injured were taken to hospital.
However, the school principal and another security guard, and possibly one student, were reported to be seriously injured.
While the motive for the attack remains unknown, he has been taken in custody by local police.
In recent years China have frequently dealt with such attacks in schools and public places.


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Epipreminum pinnatum 'Cebu Blue'25146411
Growing in a 100 mm pot, the Cebu Blue is an Epipremnum pinnatum, but has green silvery leaves as opposed to the standard pinnatum with dark green foliage. These can trail, but prefer to climb and will eventually fenestrate if allowed to grow up a totem. Easy care, prefers moderate filtered light and water when soil is dry.
A quick search online will give you additional info if you would like more details/ care tips. We have also teamed up with 'Greg'- an amazing personalized plant care app available for iPhone. Get more info here or click here to download.
Please note: Plants pictured are an average from the actual batch for sale. The plant you receive may vary slightly in size, colour, and shape.

domain: hobby


Whether it is power, space, or cooling, stranded capacity can strangle your data center’s efficiency, blow-up your budget and put the brakes on new applications implementation. We have encountered many approaches to freeing stranded capacity ranging from the expensive…redeployment or reconfiguration of devices, or adding power or cooling capacity in an operational data center, to the ones requiring lower investment…additional perforated floor tiles, fans, or “meat locker” curtains to help improve cooling capacity utilization.
Frequently, we are asked to help reclaim stranded data center capacity. One approach that is relatively low risk and economical is to improve the utilization of existing cooling capacity. Installing blanking panels and sealing gaps in the raised floor is typically our first recommendation. Fast, simple, and inexpensive to implement, it is typically a first step and may not provide the level of separation needed to concentrate cooling air to accommodate higher densities. The next step is hot or cold aisle containment.


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UPDATE: For the first time in the UK 'Whoopi Goldberg Stand Up Live!' comes to the London palladium - ON PRESALE TODAY GUARANTEE YOURSELF A PLACE WITH SEATS IN THE FIRST 5 OR 10 ROWS!
With her trademark dreadlocks, wide impish grin and piercing humour, Goldberg is best known for her adept portrayals in both comedic and dramatic roles, as well as her groundbreaking work in the Hollywood film industry as an African-American woman.
Get up close and personal as she brings her one woman comedy show to the London Palladium for one night only.
PLEASE NOTE: Here at Double8Tickets The Price you See is the Price you Pay!! - All our Prices are Including VAT plus There are no extra Hidden costs, service Charges, Buyers Fees or Sellers Fees!


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SANDIAS WEB AND DESIGN is your Business Graphic and Web solution. Specializing in Business Strategy and Brand Design.
Are you looking to start a company and or need to brand yourself? A logo that speaks for your company carries a powerful message. Whether you are a new business or a changing company, I can help you to build your brand through design.
My passion for design began when I discovered computer art in college. I graduated with a B.A. in Design and took on the task of creating the Shoei Helmet U.S.A. website. It was a fabulous learning curve; coding, developing, and designing a world-wide display with a global internet presence.
Technology changes quickly! I am always learning and discovering new ways to advertise and captivate a presence on the internet. I keep current with design programs and media so that I can offer my clients the best!
Create a logo, hand out a business card, give customers a brochure, and direct them to your website…established 2004 to fulfill the need of unique design for your growing business!
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Valorsocial Article, 30 May 2022
More than 120 people representing different European countries (Austria, France, Ireland, Spain, Holland …) have gathered in Barcelona, at the annual Conference of the European Federation of Ethical and Alternative Banks and Financiers (FEBEA). After three years without the possibility of meeting due to the pandemic, the entities of this European network have valued the consolidation and growth of their way of doing and understanding the economy, positioning themselves as something more than sustainable finance.
Under the title “Credit & Beyond“, throughout the day has been present the will to enhance the consolidation of the work carried out by ethical finance in recent decades, as well as its purpose of positioning itself as referent financier of the social economy and referent of a conception of sustainability that goes beyond environmental work .”We are financial intermediaries, but we are much more than operators in the financial market. The principles, the values, the style of operation that we publicly commit to develop, are worth it. It is not mere differentiation. It’s not “greenwashing”, it’s not “pinkwashing”, nor “solidaritywashing”… The style of ethical finance, its purpose, are the right ones to face the moments we have lived and are living”, said Pedro M. Sasia, president of FEBEA, at the presentation of the event.
Relationship between ethical finance and public policies
The role of public policies to enhance the social economy through ethical finance has been the theme of one of the round tables of the day. (…)
Innovative financing tools at the service of transformation
After these interventions, a round table has been held, with member entities of FEBEA, in which practical experiences on innovative financing tools for social economy companies have been exposed. Representatives of the Spanish financial cooperative Fiare Banca Etica, the French La Nef, the Austrian group Erste and the French cooperative Les Scop participated. All of them have mentioned the importance of supporting the digitalisation of social economy enterprises, as well as the importance of understanding local issues and finding the right local partners to be able to develop financing tools appropriate to the needs of the social economy.
Jordi Vía, expert in social and solidarity economy and current president of FETS (Finançament Ètic i Solidari), has made an intervention on transformative economies highlighting as “an essential socio-political dimension, the fact that the financing of the system of ethical finance for all transformative economies is geared towards an explicit strategy to support the deployment of the ecosocial transition“, promoting socially useful productive activities, promoting a change in the consumption model to make it responsible and sustainable and actively participating in social and solidarity economy networks.
The day ended with a round table of local support experiences that go beyond mere financing. In this sense, Fundación Seira has shared its experience of generating non-speculative investment funds to finance projects in partnership with the public administration. Fundación Finanzas Éticas has explained its experience in training issues, highlighting the importance of the inclusion of ethical finance in the educational field, and also reported on the creation of several funds to support local projects, also some of them with the support of public administration. For its part, Coop 57, has spoken of access to credit from a non-banking point of view and has shared its experience in the purchase of land for community-type projects. Finally, Arç Cooperativa has drawn attention to the importance of ethical insurance, given the power of the insurance sector, and has shared the advances of recent years with the generation of its own certification of ethical insurance. All of them have underlined the importance of alliances and collaboration, as well as the relevance of knowing how to identify the needs of the social economy in order to provide answers from different areas.
At the time of the conclusions, Daniel Sorrosal, Secretary General of FEBEA, stressed that “ethical finance is a real alternative, an opportunity to put people at the center, and this makes the sector a natural partner of those who policymakers,” said the FEBEA’s willingness to increase its activity and extend the network at European level, creating alliances with new partners, perhaps outside the usual scope of collaboration. For his part, Carlos Askunze, president of the Ethical Finance Foundation, wanted to end the Conference by highlighting the transformative function of ethical finance and how the FEBEA network claims and builds cultural, social, political and economic practices that are clearly transformative, from the perspective of citizen participation, “cooperative and transformative finance, which is crucial for the construction of inclusive, democratic, ecological and feminist socio-economic ecosystems. Finances whose main purpose is to take care of life, and sustain that present and future life“.
*The FEBEA 2022 Annual Conference took place in Barcelona on 23 May 2022. Through the youtube channel of the Ethical Finance Foundation you can access the recording of the conference.

domain: sociology


Automotive Design Professional
Last updated: Apr 16, 2024
In case you are interested in using the help of freelance automotive design experts, then look no further because Cad Crowd has you covered. We will be glad to connect you with automotive design freelancers that can create the ultimate design for your new vehicle. Take a look at the top ranking automotive designers we have and check out their portfolios. We know that you will get the automotive design that you have requested. Leave nothing to chance when you are trying to hire a professional online – get access to the best automotive design professionals from Cad Crowd.
Automotive design can be defined in many ways, but the simplest definition is that automotive design is an activity which includes the development of the appearance (and ergonomics at least to some extent) of motor vehicles. In most cases, we are talking about cars/automobiles, but this design refers to vans, coaches, buses, trucks, and motorcycles too. Since this is a complex activity, business owners usually hire larger teams of professionals that have more specific knowledge in certain areas of automotive engineering. Generally speaking, automotive design is usually performed by experts who have expertise in the field of transportation or industrial design and some art background.
The success of any automotive project depends on the design. The designers are here to help business owners with the development process. They can perform design and user research, class A surfaces, concept development sketching, interior buck model, clay modeling, vehicle ergonomics, vehicle graphic and color and trim activities.
Obviously, modern technology is influencing this activity and designers are using special software to speed up and optimize the process of designing. For instance, many of them are using computer-aided styling which includes 3D surface modeling and rendering. But, in order to experience all these advantages, you will have to work with expert designers. With a good designer like this, you will be able to meet or even exceed your design needs. Cad Crowd is here to offer the exact automotive design service you need so you can finish your project in a timely and cost-effective manner.
Our platform has listed the top automotive designers in the world. We will do our best to help you establish a long-term relationship with an experienced freelancer in this field. All the designers you can find here are experienced, qualified, trained and efficient. They will finish your automotive design project without any hassles. You can expect to get the wanted results only if you work with the best automotive designers.
The incredible community that we have created at Cad Crowd is the place where you can find thousands of automotive design specialists from every part of the world. Our mission is to help clients connect with high-ranking freelancers offering top notch services at reasonable price. Let us learn more about your project and we will send you a free quote. We will identify the best freelancers for your automotive design job.


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There have been some big grappling tournaments over the past few weeks and we have some great news to report about our competition team. We are also in the process of planning a separate program geared for our students who compete. We are confident that this will only help our competition team to grow stronger.
The Abu Dhabi Submission Wrestling World Championships took place on September 26th and 27th in Barcelona, Spain. Our very own Chris Weidman participated in the tournament after winning the ADCC trials a few months ago in convincing fashion.
Chris' first match was against the #1 ranked grappler from Spain. Since the tournament was in Spain, he was a crowd favorite but Weidman managed to win the match 19-0! Chris found himself up against one of the best grapplers in the world in Andre Galvao for his second match. Although Weidman lost the match 4-0 he certainly made a statement that he belongs competing with the best grapplers in the world. Weidman was the aggressor in the match, throwing Galvao numerous times from the clinch and coming close on several submission attempts. Congrats to Chris on a great showing!
Click here to visit our forum and watch Chris Weidman VS. Andre Galvao.
Check out the write up on Weidman's performance here.
Also, the No Gi Pan Jiu-Jitsu tournament took place on October 3rd in NYC and Team Serra was definitely represented. Two highlights were Eric Sherman taking first place in the purple belt division and Danny Carroll winning the gold in the blue belt masters division. A huge congrats goes to these guys as well as everyone else who competed and/or placed.
Click here for a recent interview with Eric Sherman where he gives some great tips on competing.

domain: sports


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The Inner Trail is a concept that has been evolving in our minds and hearts for several years. Many life experiences have led us to this point of expressing openly our hope for you, our planet, and the universe. We feel our calling is that of a guide to health and fulfillment for as many as we are able to reach. Join us as we explore the passageways of the inner trail.
What possibilities exist if you were to view your health challenge as an opportunity for transformation, and not an opposing force?
Working through our own health challenges, we have learned the importance of a healthy lifestyle and a balanced life. We understand that our bodies heal naturally, given appropriate tools and removing the thoughts and beliefs that interfere with the healing process. The outcome of a disease challenge should be restoration of a healthy body, mind, and spirit.
You have a choice in how you think about and react to your health. It is essential that you choose to make your health a priority. We believe that there is no more valuable investment of time and money than in one’s own personal health. This includes spiritual and emotional health, as well as the physical aspects.
Which path is correct for your healing journey? Only your own body, mind and spirit know the answer to this question. We will help you find the answer through personal inquiry, education about treatment options, and considering the impact of your current lifestyle.
We actively seek out the latest in scientific research on how the body functions, how best to nourish it, and what are the root causes of disease. Once these concepts are understood, choices become much clearer. We also explore the emotional component of disease and how thoughts and beliefs can affect the healing process.
The Inner Trail came about through many discussions, often on the hiking trail, about the state of the world and how we can make a difference. We believe firmly that a connection to nature is essential to our health and well-being, as well as the health of the planet. Our coaching program offers an integration of the healing power of nature into your healing journey. The body is an amazing gift and we are its caretakers. We believe that it is our responsibility to do the best we can to move towards optimal health.
In addition to individual health, we strive to support the health of our planet. Our future depends on finding ways to live sustainably. This includes living a simple life-style, re-using and recycling resources, and only buying what you need. Our culture has become one of materialism and consumerism; we cannot continue to take what cannot be renewed. Take some time to consider your footprint on the earth, and honor her for the many gifts we have been given.
In our modern society, we believe it is the loss of a personal connection to nature that has led to many of the issues in our world today. When a connection to the natural world exists, it does not seem possible to support actions that would destroy it. As we move forward with our plans for The Inner Trail, we intend to offer guided hikes, retreats, and workshops designed to help people regain their connection to nature, both for their own benefit as well as the greater good of our society.
We are passionate about sharing what we have learned and the insights we have gained. This is the premise behind our coaching program. We customize our programs to best meet your needs along your healing journey.
“What lies behind you and what lies in front of you, pales in comparison to what lies inside of you.” – Ralph Waldo Emerson

domain: health


Atletico Madrid are primed to lose an attacking talent to the Chinese Super League this month
Posted: 22 February 2018 Time: 12:23
Atletico Madrid are primed to lose one of their attacking talents this month as a lucrative offer from Chinese side Dalian Yifang has reportedly turned his head.
Belgium international winger Yannick Carrasco's time at the LaLiga title-chasers is coming to an end with Spanish TV channel La Sexta claiming the club have accepted a £27m (R431m) offer from the Chinese Super League side.
The newly-promoted outfit who have former Mamelodi Sundowns striker Nyasha Mushekwi on their books cited the former AS Monaco man as their marquee signing and manager Diego Simeone has allowed the 24-year-old to enter contract talks.
After only eight starts in LaLiga this season, Carrasco has reportedly been unsettled over his long-term future at the Wanda Metropolitano and the imminent move suits both parties.
Since joining Los Rojiblancos in 2015, the 22-time capped Belgian star has scored 23 goals and registered 17 assists in 124 games across all competitions.


New website offers chance to rate bosses online, with WorkAdvisor launching for the leisure sector but to expand to other areas
Staff will be able to rate their employers on a new website modelled on holiday review sites such as TripAdvisor.
WorkAdvisor launches this week for workers in the leisure sector, but aims to expand to other industries.
As well as allowing job seekers to get inside information on firms, the site will also help businesses to find out how their workforce feels, says founder Philip Price.
WorkAdvisor launches this week for workers in the leisure sector, but aims to expand to other industries
Price, former marketing director at P&O Cruises, said: ‘We are here to work with companies to help them to understand and improve the levels of engagement with their workforce.’
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Both confirmed and spy shot, Realme GT5 is happening and it will be huge. After skipping Realme GT3 and GT4, the Chinese tech juggernaut is working on the next-gen Realme GT5 that was confirmed at the ChinaJoy event. Perhaps, what’s exciting is the fact that we just got the first look at the device thanks to certain leaked spy shots showing Realme GT5 albeit with a privacy protector on it.
Realme GT 5 Design Revealed via Spy Shot
Tipster @OnLeaks got his hands on the first set of renders showing Realme GT Neo6 which will launch in China as Realme GT5. Digital Chat Station took it further, adding a bunch of additional information and an image that shows the phone as it marks its evident launch soon.
Realme GT5 (or Realme GT Neo 6) sports a 6.67” OLED panel boosting a 1240×2772 pixels resolution. The phone has a rumored 144Hz refresh rate on top. There’s a centrally placed punch-hole cut-out for its selfie shooter as you can see in the image here. However, the phone uses a protective case hiding much of the details.
Moving on, Realme GT5 will pack in a Snapdragon 8 Gen 2 SoC under the hood paired with 24GB of RAM. For the unversed, Realme GT5 is amongst a couple of phones with 24GB. Moving on, we have heard about 150W and 240W wired charging variants just like Realme GT Neo 5 trims.
The renders already show a semi-transparent back panel hosting its triple camera setup housed in two humongous circular cutouts and a rectangular LED flash is adjoined to the sensors. The entire camera bump protrudes above the back panel, however, it has slopes rather than abruptly popping upwards which is good aesthetically.
Realme GT5 is expected to be announced sometime in August as some marketing posters are already online albeit not officially. It will be launched as Realme GT Neo 6 outside its home country.


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Monthly Archives: January 2017
Back in September I spent one month in the village of Muzychi, Ukraine on an artist residency funded by the British Council. I will be going back in March to install an exhibition piece in Kiev, it will be a group show with other artists who took part in the programme. I’ve been looking through the writings from my sketchbook from my time there, and thought I would share some on my blog…
This one is about how my host Alevtina(also an incredible artist) visited some residents in the village on the second evening of my stay:
September 2nd 2016
There are two other artists in the village aside from Alevtina; Vasyl, and Vasyl’s neighbour. THe artist next door to Vasyl paints countryside scenes of lakes and swans, hills, forests, and flowers.
“They are all copies” says Alevtina.
The walls are covered floor to ceiling with her work, whether hung up in wooden frames, or painted directly on to the walls. Her modest house is swallowed up by stunning scenery, sunsets, picturesque houses, Christian figures and sun flowers. She tells Alevtina to tell me that she never went to art school, and that she is self taught.
She argues with Vasyl. He has not brought her any paint.
“Paint is very expensive in Ukraine” says Alevtina.
Later we visit Vasyl’s home and studio. I discover he is not only a talented sculptor but he is also a great painter. Alevtina tells me that Vasyl’s artist neighbour does not know that he is a painter. She will want his paint for herself if she found out!
Vasyl’s work is stunning. His sculptures tower above me in his garden. A red circular shape stands prominent in his work space, as do metal shapes that have been strategically placed on the ground, ready to be pieced together. Vasyl walks us over to his studio. The shelves are filled with mini nudes, busts and characters. They look out at you and hold your gaze, and others are hung as of they are climbing the walls that are lined with equipment, it seems as if they are trying to escape their creators enclosure.
Sat on a small handmade wooden bench, we drink tea out in the garden. Vasyl shows me the brown sugar proudly as the sun sets into the forest.
“Brown sugar is a rarity in Ukraine” says Alevtina.


Our dithering President Obama, the same president who wants to vaguely “contain” the murderers, rapists and torturers of ISIS and not kill these horrific sub-humans, has no problem ordering that a data base of potential terrorists, created after the 9/11 attacks on the World Trade Center with the intention of preventing further terrorist attacks on America, be eliminated.
Barack Obama just had the post-9/11 registry of immigrant men, NSEERS (National Security Entry-Exit Registration System) dismantled, claiming that it was of no use, even though Obama had let it sit idle since 2011 and had made no attempt to use it to keep bad guys out of the United States for the last five years.
But the real reason Obama is dismantling the NSEERS data base is not because of its being no use, it was just one of many steps Obama has taken since November 8th to block Donald Trump’s plans to keep terrorists from entering our nation, and it removes one more tool that Trump could utilize in that regard. So Barack Obama is once again helping terrorists and placing obstacles in Trump’s path as Trump attempts to protect Americans. Interestingly, Obama’s decision to dismantle the NSEERS data base came a day after Trump emphasized his intention of establishing a Muslim registry, an announcement that itself followed closely on the heels of the Christmas Market terrorist murders in Berlin.
Now back to the government lie about the Syrian “refugees”. After months of strutting and bragging that the Syrian “refugees” that Obama is importing en masse into America are being “robustly vetted” before they enter, how can this same lying man then delete a data base that is intended to protect the American nation from another 9/11 attack?
There is no standing government in Syria and no courthouse to call to vet the “refugees”. Fighting in that former nation has completely destroyed any sense of a government, and with it went all records with which to verify the non-terrorist status of any Syrian citizen. So exactly what data is the lying Obama administration vetting Syrians against and how is the DHS performing all of this “robust vetting”? ISIS’s promise to include terrorists in the mass of Syrians being brought here is not being guarded against, and it’s just a matter of time until an Obama-enabled terrorist kills Americans again. It’s what they do. And Obama is their enabler.
It has become obvious whose side Obama is on in this very dangerous world, and it’s not on the side of American citizens.
So with this latest stumbling block, added to the others Obama has placed to keep Trump from doing the things he has promised to do, (and these are the same things that Americans want done by their president or they’d have voted for Hillary and more of the same old Obama crap that has endangered our nation for eight years), would you think that Donald Trump will read from the Obama playbook and claim that things are more out of control than President Obama led him to believe? Not likely; Trump will take office, take control, and implement the things that Americans expect of their president, and he will not pull any cry-baby fits complaining of how mistreated and misled he was by his predecessor, as Obama did after receiving the presidency from George Bush.


The British Downhill Series (BDS) is widely seen as the most prestigious National Series in the World. The top 300 riders in the U.K plus a sprinkling of International stars took to the field for the first round of the series at Combe Sydenham.
Saturday’s practice was wet, very wet! The course was soon thick with mud and ruts but the forecast for finer weather on Sunday made tyre choice and line choice more problematic for some. GT Factory racing’s Head Technician Pete Michaliszyn disagreed “There’s only one, MudKIng!”
Seeding went well for the team with Gee leading from team-mate Slugger in the men’s Elite. Rachel seeded 1st, 14 seconds clear of Manon Carpenter and Taylor put in a solid run to sit in 3rd behind Phil Atwell and Innes Graham. With a mere one second gap to close the team’s newest rider knew that a win would be well within his capability.
On Sunday, a break in the rains coupled with some sunshine and winds meant that the course began to dry out – making conditions harder still. The course very quickly became deeply rutted and the mud was energy-sappingly thick and claggy.
Taylor was first up, racing in his first year of the junior class. His intensive winter training paid dividends as he showed that he had the strength and skills to ride faster than any of his second year opponents, taking the win 2.6 seconds faster than his South Wales compatriot Mike Jones.
Taylor said “ I’m stoked. Especially that it was such an all round great weekend for the team. Pete Michaliszyn did a top job on the bike.”
Rachel rode next. In 2012 Manon Carpenter took the win here from Rachel and she was not about to relinquish that achievement without a fight. She put in a courageous run, the only woman on the field to tackle the big road gap, to sit over 15 seconds clear of Tahnee Seagrave. But she couldn’t hold off Rachel who bettered
her own seeding time by 4 seconds to storm to a convincing victory 8.2 seconds clear.
Rachel said “The mud and conditions made the track ridiculously hard, the ruts were so deep and sticky, I had to work 100% and managed my race run pretty much feet up! so I was stoked because if you stopped pedalling you stopped moving!It was so physical, it hurt so much racing, but what made it all worth it were all the fans who came to watch in the conditions, I was amazed and impressed with their support, and to have the whole team working for the first time this year was awesome!”
By the time that Marc and then Gee took the field in the Men’s Elite the track was really rutted out – especially in the top section. There was a strong wind gusting across an exposed mid section and more and more exposed roots. None of this seemed to pose any problems for the GT Factory Racing team, last year’s winner Marc missed Matt Simmonds by a mere 0.1 of a second before Gee tore down the hill to put two seconds into everyone.
Marc Beaumont who is his own fiercest critic said “Disappointed to be third. After a good qualifier I was keen to push on and challenge Gee for the win. Finals didn’t go how I planned at all, I made silly mistakes in the top section & while trying to push to gain time at the bottom made two crucial mistakes. I need to work on my race sharpness for up coming races.”
Team Director Dan Brown said “An awesome weekend. A great effort by all of the team – we’re all made up that Taylor smashed it his first weekend and that the riders are looking so strong. We’ve made some changes behind the scenes which mean we’re coming to top form. A great start to the season.”
1. Gee Atherton GT Factory Racing 2:42.049
2. Matt Simmonds Chain Reaction Cycles 2:44.168
3. Mark Beaumont GT Factory Racing 2:44.265
1. Rachel Atherton GT Factory Racing 3:06.029
2. Manon Carpenter Madison Saracen 3:14.263
3. Tahnee Seagrave FMD Racing 3:29.807
1. Taylor Vernon GT Factory Racing 2:52.639
2. Mike Jones FMD Racing 2:55.336
3. George Ganicott Dirt Norco 2:56.156


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Snow Covered Cedar Stem is 19″ long.
These Christmas floral picks are perfect for adding to Christmas floral arrangements.
You will make beautiful Christmas wreaths, easily decorate Christmas trees, add to planters and more.
The uses are unlimited with these Christmas floral picks
The stem of the picks and sprays are bent for shipping
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October 9, 2013
Queens Battles Past Catawba With 2-1 Win
SALISBURY, NC -- Catawba College fell to visiting Queens University 2-1 on Wednesday night in South Atlantic Conference men’s soccer action at Frock Field. Catawba now falls to 5-3-1 on the season and 2-3-1 in the conference. With the win Queens improves to 9-1 overall and 6-0 in the SAC.
The Royals entered the second half leading 1-0 over Catawba after an Erick Suarez goal in the 35th minute. A Queens own goal would tie the game up for Catawba in the 80th minute. The tie did not last long when, just two minutes later, Suarez would connect with senior Gersi Cilingiri who put in the game-winning goal.
Queens outshot the Indians 13-8 on the night and controlled the corners 10-3. Catawba’s goalie, Frankie Cardelle (Salisbury, NC/Salisbury HS/NC Central) recorded six saves while his counterpart, Montrell Morgan saved just four shots.
Catawba returns to Frock Field on Saturday to host Tusculum in South Atlantic Conference play. Kickoff is scheduled for 7:30 pm.
|Track/Field @ SAC Indoor Championships,||Stats|
|Golf (W) @ Converse Invite - Day 1 (Carolina CC),|
Baseball @ Nova Southeastern 5-8
Baseball @ Palm Beach Atlantic 0-11
Golf (W) @ Barton Invite at Kiawah - Day 1 (Cougar Point GC)
Track/Field @ Maillet UNC Open
Softball vs. AUGUSTA 0-6
Baseball @ Lynn 11-12
Basketball (W) @ Anderson 69-75
Softball vs. AUGUSTA 4-3
Basketball (M) @ Anderson 77-65
Golf (W) @ Barton Invite at Kiawah - Day 2 (Cougar Point GC) 12th of 16
Baseball @ Nova Southeastern 6-25
Softball @ Mount Olive, ppd. 1 p.m.
Softball @ Mount Olive, ppd. 3 p.m.
Baseball @ Belmont Abbey 5-6
Basketball (W) vs. LENOIR-RHYNE 56-61
Basketball (M) vs.LENOIR-RHYNE 84-77
Softball @ UNC Pembroke 6-4
Softball @ UNC Pembroke 0-8
Baseball vs,. PALM BEACH ATLANTIC 7-9
Lacrosse (M) @ Belmont Abbey 10-18
Baseball vs. PALM BEACH ATLANTIC 3-12
Baseball vs. PALM BEACH ATLANTIC 6-5
Lacrosse (W) vs. FLORIDA SOUTHERN 6-24
Basketball (M) @ Bluefield St. 76-55
Golf (M) @ Spring Invite Intercollegiate - Day 1 (Fleming Isl. GC)
Golf (M) @ Spring Invite Intercollegiate - Day 2 (Fleming Isl. GC) 14th of 17
Swimming @ Bluegrass Mountain Championships (Day 1)
Baseball vs. BELMONT ABBEY 5-7
Basketball (W) @ Coker 63-60
Basketball (M) @ Coker 79-77
Swimming @ Bluegrass Mountain Championships (Day 2)
Softball @ Belmont Abbey 3-4
Softball @ Belmont Abbey 3-2
Lacrosse (W) vs. CONVERSE 16-6
Swimming @ Bluegrass Mountain Championships (Day 3)
Baseball vs. SHIPPENSBURG 11-2
Swimming @ Bluegrass Mountain Championships (Day 4) W-5th;M-7th
Softball vs SHIPPENSBURG 3-4
Baseball vs. SHIPPENSBURG 11-3
Softball vs. SHIPPENSBURG 8-4
Lacrosse (M) @ Mount Olive 3-15
Basketball (W) vs. CARSON-NEWMAN 49-80
Basketball (M) vs. CARSON-NEWMAN 89-104
Softball vs BARTON 11-3
Baseball vs. SHIPPENSBURG 4-6
Lacrosse (W) @ UVA-Wise 12-13
Softball vs BARTON 11-0
Tennis (W) @ Elon 0-7
Track/Field @ SAC Indoor Championships
Golf (W) @ Converse Invite - Day 1 (Carolina CC)
Golf (W) @ Converse Invite - Day 2 (Carolina CC)
Baseball @ Mount Olive 3 p.m.
Lacrosse (W) vs. MOUNT OLIVE 4 p.m.
Tennis (M) vs. BELMONT ABBEY 2 p.m.
Basketball (W) @ Newberry 6 p.m.
Basketball (M) @ Newberry 8 p.m.
Swimming @ Royal Open (Day 1)
Tennis (W) @ Mount Olive 2 p.m.
Tennis (M) @ Mount Olive 2 p.m.
Lacrosse (M) vs. CHOWAN 3 p.m.
Baseball vs. COKER 6 p.m.
Lacrosse (W) vs. ROLLINS 7 p.m.
Swimming @ Royal Open (Day 2)
Baseball vs. COKER 1 p.m.
Softball vs USC AIKEN 1 p.m.
Basketball (W) @ Mars Hill 2 p.m.
Softball vs USC AIKEN 3 p.m.
Baseball vs. COKER 4 p.m.
Basketball (M) @ Mars Hill 4 p.m.
Softball vs YOUNG HARRIS 1 p.m.
Lacrosse (M) vs. FLORIDA SOUTHERN 1 p.m.
Softball vs. YOUNG HARRIS 3 p.m.
Basketball (M) in SAC Tournament (1st Round)
Basketball (W) in SAC Tournament (1st Round)
Lacrosse (W) @ Belmont Abbey 3 p.m.
Baseball @ UNC Pembroke 3 p.m.


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For the first time ever comes a recreation of The Hill, the famous home to Wimbledon, in New York City!
Last weekend, Sipsmith, who is the official gin partner of The Championships, Wimbledon, and Sipsmith Master Distiller Jared Brown hosted the first ever Wimbledon’s The Hill in New York. The three-day event offered New Yorkers a chance to experience British Charm and to enjoy the tournament’s finals. The event was held at Pier 6 in Brooklyn Bridge Park where attendees can enjoy the live watch party and bask in the fresh air and sun. We had the chance to attend the watch party, and the experience was magical!
From the moment you entered the park, the British Charm greeted you. The path towards the watch party was filled with a walkthrough of Wimbledon history over the decades and greeters dressed as tournament stewards in high chairs, exuding great energy. Pier 6 was large enough to fit thousands of New Yorkers, so the field was filled with individuals ready to watch the tournaments. Attendees also had the chance to eat food and drink refreshing cocktails all while cheering their favorite players on.
Hopefully, this is the first of many times The Hill comes to the states! Check out our recap here!

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Can I Buy Physical Gold in My IRA?
Since gold prices reached record highs over the summer, you may have heard some advisors suggest physical precious metals as investments. Unfortunately, most individuals know that an IRA does not allow hold collectibles like gold bullion or coins as assets.
Still, many investors remain curious about investing in physical gold through their retirement funds. Let’s consider some of its pros and cons as an option for consideration.
An important advantage of investing in gold through an IRA is its tax-deferred growth potential; however, physical gold doesn’t offer dividends or interest payments, making it hard to liquidate when necessary.
Self-directed IRAs offer the ideal way to invest in precious metals. These retirement accounts enable investors to select from a wider variety of investment products than traditional retirement accounts and include physical gold for diversifying your portfolio and protecting it against economic volatility.
Although traditional IRAs and 401(k)s don’t permit direct investments in physical precious metals, the IRS has made an exception through a self-directed IRA known as a self-directed IRA for metals. You can open one through any number of financial services companies; typically one-time account setup fees as well as annual custodian costs may apply depending on which institution manages the account; in addition, storage fees for physical gold may apply as well.
Precious metals may make for an attractive IRA investment option, but there can be additional expenses involved such as storage and insurance costs as well as transaction fees. Furthermore, all gold must meet IRS purity standards before it can be sold to an ETF investor. Due to these concerns it would be wiser for most investors to opt for ETF investments rather than physical gold bullion or coins as investments in an IRA.
Precious metals are often seen as an effective hedge against inflation and long-term wealth growth, often having less volatility than broad markets. However, they may not be suitable for all investors.
As with other IRAs, gold IRA accounts can either be traditional or Roth. Traditional IRAs use pretax dollars and tax distributions after age 59 1/2 as ordinary income; before this age they incur an additional 10% penalty tax. Roth IRAs use after-tax dollars instead and allow withdrawal tax-free at retirement time; both types may also be rolled over into new IRAs.
When investing in physical gold, it is crucial to keep both storage constraints and ownership flexibility in mind. Without an effective home safe or renting secure storage from a reliable company, keeping physical gold safe could prove challenging – subjecting it to theft, vandalism or damage from third parties. Furthermore, physical gold storage entails ongoing expenses related to safeguarding its safekeeping.
Gold differs from stocks and bonds in that its returns come exclusively through price appreciation; thus resulting in lower long-term returns than equity investments.
Attenuate these disadvantages by selecting an ideal precious metals IRA provider. Reputable companies provide transparent pricing on purchases with buyback guarantees and customer education provided at competitive rates, low ancillary fees without transfer transaction charges, secure depository providers that use secure protocols, low ancillary fees for transfers without transaction charges incurred on transfers as well as secure and insured depository providers; plus they help rollover assets from other retirement accounts such as 401(k), 403(b) or pension accounts into your new IRA.
One of the main mistakes people make with their Gold IRA is underestimating its costs associated with owning, storing and selling physical gold. According to IRS requirements, any gold transferred over should be stored in an approved depository or vault to meet security and insurance standards; additionally a seller markup fee (which varies by vendor) further adds up.
Additionally, many Gold IRA companies do not have good records when it comes to fee transparency, making it hard to understand your total expenses. Fees include annual account maintenance charges as well as storage/insurance premiums and transaction costs depending on what kind of transaction it is; some IRA custodians also charge a percentage of the value of precious metals you hold as fees for managing them this way; the tax code states only “legal tender” coins or bullion can be held in an IRA so collectibles like artwork are usually not allowed;

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Stasia is the founder, owner, and instructor of WYLD Dance Company. Stasia grew up dancing in Riverton Wyoming. She began dancing at the age of 7. During her young years as a dancer she traveled for dance to Colorado, California, Nevada, Montana, and New York. She participated in dance competitions, winning numerous awards and recognition's. After graduating high school she went on to dance in college. While in college she had the opportunity to learn from many outstanding dance professors from around the world. She was a part of a collegiate level dance company and went on tour taking master classes and performing. During this time she learned from some of the most prestigious dance companies and choreographers of today. Some of these companies include Ballet West, Odyssey Dance Theatre, Elisa Monte Dance Company, Eugene Ballet, Hubbard Street 2 and Martha Graham Dance Company. Stasia graduated with her Degree in dance in 2011. She later continued her education and graduated from the University of Wyoming with honors in Elementary Education, endorsement in Early Childhood. Stasia has her teaching certificate and absolutely loves kids of all ages. In 2011 she began teaching dance at a competitive studio in Riverton, Wyoming and continued teaching dance classes until she moved to Pinedale in 2017. As a dance teacher, Stasia is recognized for her professionalism, her ability to connect and instruct students of all ages, and her quality of dance instruction. She was highly praised for creating dances that were complex in technique, age appropriate, and sharing her love for dance with everyone! She is currently the WWCC GEAR UP Outreach Specialist and a full time mom of two young boys. It is her goal to bring high quality dance instruction to the town of Pinedale. She is so excited to begin this journey here and cannot wait to share the beautiful art of dance to all the community!