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In São Paulo, Brazil, the largest and most populous city in Latin America, trees fall every day, but most trees fall during the rainy season, mainly due to temperature, strong winds, and heavy rainfall. When trees fall in the dry season, the main direct cause is not weather, but a lack of management and adequate conditions for street vegetation to survive.
These are the key findings of a study that a group of Brazilian researchers published in the journal Trees — Structure and Function as part of their Urban Trees collection.
The scientists analyzed daily tree fall data and identified around 7,000 occurrences over three years. São Paulo lost 1% of its street trees during this period, an average of 6.2 falls per day. The worst day was December 29, 2014 when 337 tree falls were reported within 24 hours. Ibirapuera Park, the largest green space in the city, had to be closed because of the many trees that the storm had blown over.
Trees are seen as critical to maintaining or improving the quality of the environment in cities. They play an important role in storing and absorbing carbon and helping to mitigate the negative effects of global warming and pollution. They also help reduce flooding by increasing the more permeable soil area and reducing the speed and volume of rainwater runoff by catching some of the rain.
“Of the 652,000 street trees in São Paulo, 7,034 fell in 2013-16. Our analysis showed that the tree fall is driven by precipitation, wind gusts and temperature during the rainy season can have delayed effects, which can lead to a tree fall a few days after the weather event. However, such associations with the climate were not observed during the dry season, although trees fell two-thirds of the days in the season, confirming problems due to poor management and conditions, “the article concludes.
The data used in the study comes from the City of São Paulo Emergency Management Center. The exact location of each tree fall was not known. Researchers focused on correlations between daily weather and tree falls, estimating the immediate effects and effects of rain and wind a few days after a storm.
“When there is heavy rainfall, trees store much more water and their weight increases. In addition, large amounts of water in the soil reduce soil-root friction, making a fall more likely. The weight compensates for the loss of friction and the tree cannot fall in heavy rain. When the soil dries out, its weight decreases without increasing friction and it can fall, “Giuliano Locosselli, researcher at the IB-USP Institute of Botany and first author of the article, Agência told FAPESP.
Co-authors included Marcos Silveira Buckeridge, Professor at the Institute of Biosciences (IB-USP) at the University of São Paulo, and Priscilla Cerqueira, agricultural engineer and head of the Urban Tree Division of the São Paulo City Ministry of the Environment.
According to Locosselli, the results show that the effects of the climate are focused on the rainy season. “Trees fall during the dry season, apparently with no climate-related causes, suggesting lack of care and structural problems that have been around for some time,” he said.
For example, trees are pruned incorrectly, weakening their structure or balance, sidewalks strangle their roots or hinder their development, and often lack space to grow.
“Poorly managed trees fall without any recognizable climate-related causes. Senescent vegetation can fall due to impaired photosynthesis, root support, growth and resistance to pathogens that use the urban climate for reproduction and development, finding trees under poor conditions that can fall for no apparent reason, “Locosselli said.
For Cerqueira, one of the most important aspects of the study is demonstrating the delayed effects of rain and wind in causing tree falls. “The city’s frontline workers see what is happening day in and day out and know that tree falls are reported year-round, but we used the dry season as a base,” she said. “The lagging weather influences are important. Now we have to consider what measures should be taken immediately after stormy rain and wind in order to minimize the risk of tree falls and to be ready when they occur.”
The researchers did not analyze the direct effects of age or pollution on the health of the trees, but Locosselli said the fact that large numbers of trees were planted in São Paulo in the 1950s and 1960s contributed to their vulnerability and likelihood of falling contributes.
With regard to air pollution, an article published in 2019 and co-authored by Locosselli showed that air pollutants inhibit the growth of Tipuana trees (Tipuana tipu), one of the most common tree species in the city, and impair their ecosystem services (more at: agencia.fapesp .br / 30552).
According to the study, the necessary measures to protect street trees in São Paulo include management and planning that take into account species biology, resistance to extreme weather conditions and the characteristics of the local infrastructure.
The authors also recommend implementing tree monitoring programs with tree health indicators and awareness campaigns to gain public support for science-based government decisions.
The city of São Paulo is legally responsible for the management of street trees (Municipal Law 10.365 / 87). This includes planting, protecting tree health, pruning, and replacing trees when necessary. The actual work is outsourced to contractors. The energy supplier is allowed to prune tree tops to make space for overhead lines.
According to Cerqueira, a 20-year municipal tree plan was implemented in September 2020, which aims to improve the city’s resilience to climate change, the provision of shade and aesthetic benefits, and “public satisfaction” through planning and management.
“Several aspects of tree management and planting highlighted in the study are consistent with the problems diagnosed in the city map, which details programs and actions to address each problem,” she said.
The plan is to be reviewed in 2025. For this first five-year period, he sets priorities such as creating a log of fall risk analysis and an emergency management project that includes a review of the agreements signed with contractors and the utility company to reduce pruning and damage to trees.
“The general public is more aware of the importance of trees. The participation of the population has increased. When a tree falls, especially after a storm, we get a lot more calls. We plan to improve the technical material sent to the public, ”said Cerqueira.
With more than 12 million inhabitants, São Paulo has an area of 1,521 square kilometers and a subtropical climate. Approximately 75% of the roads have trees of various native species, including some from the Atlantic Rainforest, as well as exotic species, but most are in more central areas of the city. Planting more trees on the outskirts is one of the goals of the city plan.
Locosselli said he has started a new study with Cerqueira and other colleagues that will analyze georeferenced data that has been available for 30,000 trees in the city since 2012. “We look at where trees are to understand how tree felling is affected by the environment and the environment. The study includes 19 variables such as pollution, sidewalk width and slope, climate and building height before the end of the year, “he said.
A deed of God or just bad management? Why trees fall and how to prevent it
Giuliano Maselli Locosselli et al., Climate Drivers of Tree Felling on the Streets of São Paulo, Brazil, Trees (2021). DOI: 10.1007 / s00468-021-02145-4
citation: Tree falls during the dry season in São Paulo City are due to poor management, study suggests (2021, August 12), accessed August 12, 2021 from https://phys.org/news/2021-08-tree-falls -season-paulo -stadt.html
This document is subject to copyright. Except for fair trade for private study or research purposes, no part may be reproduced without written permission. The content is provided for informational purposes only.

domain: biology


text:
Fifth Third Bancorp's fourth-quarter net income slid to $38 million, or 7 cents per diluted share, from $66 million, or 12 cents per diluted share, in the year-ago period.
The Cincinnati-based company cites one-time charges and nonperforming loans as the reasons for the earnings decline.
Fifth Third took a charge of 1 cent per share related to its November acquisition of Casselberry-based R-G Crown Bank.
Fifth Third's operating earnings in the latest quarter fell 23 percent to 49 cents per share from a year ago.
Net interest income rose to $785 million from $744 million in the fourth quarter of 2006.
Noninterest income increased to $576 million from $219 million.
For the full year, the bank's net income dropped to $1.1 billion, or $2.03 per diluted share, from $1.2 billion, or $2.13 per diluted share, in 2006.
Fifth Third, according to the latest FDIC report, has 17 branches and deposits of $573 million in Central Florida. Statewide, the bank has 758 branches and deposits of $37.42 billion.
Fifth Third (NASDAQ:FITB) has more than 1,200 branches in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Pennsylvania, Georgia and Missouri.

domain: news


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Converting a Grizzly G8689 Mini Mill to 3-axis CNC, Part 6:
nlike the front bearing block, I needed to retain the bearing in both
directions. I could have just made a
sort of 'cover plate', but after
some ponderin', I came up with a different method I thought I'd try.
So, first I ker-schwacked some 3/4" 'looneymum plate with the bandsaw.
Cleaned up the sawed faces of both pieces...
Drilled and counterbored the smaller half...
And drilled and tapped the larger.
A couple of 1/4"-20 bolts and she's back together. A little bit of
measuring produced the inevitable "Oh, sh*t!"
moment that seem to plague
so many of my projects, but I resolutely resolved to stubbornly plod on
potentially waste the following four hours. :)
I located things as best I could given the circumstances, plunked 'er on
the rotary table, bored through to 1/2",
and then bored a deep step
with a 3/4" endmill.
Here's where things got interesting. I dusted off my stash of woodruff
key cutters, found one with a 3/4" OD
and 1/4" thickness, loaded 'er up,
set a bunch of stops and zeroed my DRO, lit some incense and sacrificed
a chicken (tenders, with ranch dipping sauce- hey it counts, I asked)
and went to it.
I could offset the table under the cutter, and rotate the rotary axis to
mill a wide circular groove inside the block.
I had to take relatively
light cuts and use a lot of compressed air to clear the chips, and do a
lot of stop-and-check...
But it worked. Note how I'd set the block up so the cap could be removed, allowing for measuring and cleanout.
And checking with the double-row angular-contact bearing I'll be using... Yep, fits perfectly!
Wipe off, blow down, degrease, reassemble and it fits almost
perfectly. Why almost? Well, when setting up the location
for the bearing, I pretty
much automatically centered it in the block. I'd cut the block wide so I
could "cut to fit" once
the bearing was installed, but not too
wide. I'd gotten the bolt holes drilled and was double-checking against
and screw when I remembered that the screw was not itself
centered in the table.
Checking the new measurements showed I had minimal, or even
insufficient, metal at the front of the table to mill it
flush and square to the front face. Not by any means structural or anything, just
kind of an aesthetic bummer. :)
Anyway, the two factory holes at the end of the table were some weird
foreign thing, probably from one of those
countries whose flag has an
AK-47 on it or something, so I drilled 'em out and retapped 'em to
I then nipped a chunk of allthread and turned a quickie point on it, to
use as a transfer punch- before I remembered I have
an actual set of
proper, commercial, Heimann 1/4"-20 transfer punches. I swear, sometimes I default to
"fix it with machine tools" a little too quickly some days. :)
And, without boring you with the details of the drilling, using the
punch I marked the mounting holes, drilled and
cleaned everything up again and gave 'er a test-fit.
And, once it was solidly mounted, I was able to mark the edges of the table casting, and mill the block down to match.
I was lucky in that a very slight cut down the front edge cleaned up the
bandsaw cut and just
came flush with the table casting. The rest
All text, photos and graphics
Copyright 1998- 2019, Doc's Machine & Airsmith Services. All Rights
Information contained in
these pages is for reference and entertainment
purposes only. Our methods are not always the best,
quickest, safest, or even the correct ones. It's up to you to know how
to use your own machines and tools.
Keep your fingers away from the spinny blades o' death and you should
be all right.


text:
In many circles, cheating is seen as one of the world’s most heinous acts. It’s not as bad as murder of course, or theft, or maybe even treason. But countless people are disgusted by the act of cheating. Especially, when they are the victim in the scenario. When they are the one whose trust has been betrayed by a love of their life. All of a sudden, the accused cheaters become public enemy number one and bottom feeders. However, all cheaters shouldn’t be written off as “pieces of shit” or “the world’s worst people.” Why? Because good guys cheat too.
You read right. Good guys cheat too. I know movies and television shows depict people that commit infidelity as some Big Bad Wolf like characters, or the spawns of Satan. However, cheaters aren’t always terrible people. More often than not, cheaters are decent human beings that have made a mistake. They don’t make it their mission to break hearts or destroy relationships. They just have lapses in good judgment. Which by the way, we all do. None of us are perfect. And you don’t have to be perfect to be a good person. If that was the case, than we would all be the “Big Bad Wolf,” as perfection is an unattainable goal.
For those protesting that they’ve never and would never cheat or be unfaithful to a partner, let me say that I completely believe you. I believe that you wouldn’t make a mistake of that kind. But are you capable of telling me that you’ve never raised your voice at your partner without cause? Are you capable of telling me that you’ve never lied to an ex about something? Are you capable of telling me that you were always receptive to all your exes’ needs and desires? That you never neglected them in relationships? I sincerely doubt it. And that doesn’t mean you’re some evil person. You could just be a good person that made bad judgment calls. As is the case for good guys that don’t stay faithful.
I say all this to make a point (if it isn’t clear already). Decent men make mistakes. It’s possible they will fall in their quest to remain faithful to their loving partner. Unlike most folks, I’m not necessarily an advocate of people calling it quits just because a boyfriend is unfaithful in the relationship. Again, no one is perfect, and therefore, no relationship is perfect. Every partnership will have its ups and downs. And if you know a person is a wonderful partner and the love is real, should you throw all that away because a good guy made an error?
Oh and on a final note, I’m not giving infidelity a pass. Cheating isn’t an alright thing to do. Nor am I advocating people stay in relationships, and constantly be cheated on and disrespected. I’m just saying know the difference between a kind and loving faulty man, and a habitual cheating snake (LOL)!

domain: sociology


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Dogs love these peanut butter treat! With just a few ingredients you can find in your pantry you can prepare your pet a healthy home made treat. Don’t worry about recalls, and expensive organic store bought treats any longer. Just 7 minutes, and you’ve saved time, money & energy & your four-legged friend is wagging their tail!
1 cup of whole wheat flour
1/2 cup of dry oatmeal
1/2 cup of peanut butter
1/4 tsp of ground cinnamon
In a large mixing bowl begin by mixing together your dry ingredients.
Then fold in the peanut butter and the egg. Use your hands to knead the dough.
Taking a small amount of the dough, press down the dough into your Pet Treat Maker.
Allow to bake for 7-10 minutes. Remove your treats using a Holstein silicone spatula.
Allow your treats to completely cool before serving them to your pet or storing them in your pet treat jar.
Shop the pet treat maker: http://www.holsteinhousewares.com/shop/pet-treat-maker/

domain: food


text:
This property allows you to book online with a credit card. After submitting a reservation request, the owner or manager has 24 hours to accept, at which time your card will be charged and you will receive an email confirmation
There are no vacation rental listings in Clinton currently advertising. Please see the USA, New York, New York City, Manhattan vacation rentals page.
Recent Manhattan property reviews
"I picked this apartment because my son is starting school at Fordham University Lincoln Center. So we stayed in the area where we planned to rent an apartment for my son. Being from Los Angeles, California I had only heard bad news of Harlem growing up. I have to say that I was completely wrong. There was so much diversity, and different cultures. My family felt very safe in and around the neighborhood. We ended up renting a studio on 130th between 5th and madison. Charlie even offered help, by providing me with his contacts. I still prefer Los Angeles though. Transportation very close. Paying was also easy we used pay pal. Thank You Charlie."Guest: rene Date of Stay: July 2011 Review Submitted: August 10, 2011View listing
"Our family party, 5 adults from Spokane and Seattle, spent a perfect July week in this comfortable, convenient, spacious Chelsea apartment. We have used VRBO in Manhattan almost a dozen times in recent years, staying in many different neighborhoods of the city, and so we consider ourselves savvy comparison reviewers. This loft definitely goes to the top of our "hope to return" file. As the photos accurately show, there's an open and welcoming ambiance to the loft. We could not have duplicated that experience in any hotel for the price, nor would we have been able to enjoy the conviviality of common space plus the ample privacy of separate bedrooms and baths. And where else could any visitor meet so remarkable, so distinctive and regal, a cat? (His human companions, aka loft owners, are agreeable too.)"Guest: Northwest Visitor Date of Stay: July 2012 Review Submitted: September 11, 2012View listing
"I recently rented this apartment with some friends for 5 nights. We could not have been more pleased. The interior is beautiful, very clean and well equipped. Location is great in a SOHO neighborhood, with nice little shops and restaurants, but quiet. While it was a little tight for 5 of us with the blow up mattress, it was still comfortable. Close to several train lines. I would definitely stay again and highly recommend it."Guest: Rose L. Date of Stay: June 2013 Review Submitted: June 29, 2013View listing
"We just came back from our girls week in NYC. We had 4 adults and 6 children. The area was safe and we walked around Harlem everywhere. The owners were so nice and very accommodating to our large group."Guest: Sabrina Date of Stay: October 2013 Review Submitted: October 15, 2013View listing
Clinton Travel Tips
Seeing New York Begins With Clinton Vacation Apartments
Vacation in luxury conditions with multiple bedrooms and private pools, as well as fully functional kitchens with plenty of room to fix meals or coffee at any time of the day or night…sounds wonderful, right? And affordable, yes that is right, affordable. By opting to stay in Clinton vacation apartments in New York City, travelers and their loved ones can experience a fantastic vacation right in the middle of all the action without breaking the bank. All Clinton New York apartment rentals options offer special amenities from spacious balconies to full-sized bathrooms, free Wi-Fi, personal chefs and the list goes on.
Live Like A Local In New York City
Buying fresh doughnuts from the bakery around the corner, trying authentic Japanese food next door and ordering in Thai food for a late night snack are all the types of fun city living a local New Yorker does on a regular basis. When vacationing at Manhattan vacation rentals, travelers can take advantage of such neighborhood perks. By using New York City's extensive subway system, tourists can leave their base at Clinton New York apartment rentals and hop a subway for some fun sightseeing. The Statue of Liberty, the Empire State Building, a stop in Chinatown and the list goes on.
Make New York City A Wonderful Memory
Immersing oneself in the local activities brings about vacation memories that nobody has except those that were there as well. Clinton vacation apartments offer a unique experience for the travelers who want to see New York from a different perspective. Enjoy authentic Italian pizza from the neighborhood pizza joint, or take a cruise on Manhattan Harbor to see that infamous skyline. Clinton New York apartment rentals allow tourists to experience the city on the local level while, at the same time, sightseeing and learning new things along the way.

domain: travel


Even after one tests COVID negative, there might be lingering symptoms in the coming months or what is dubbed long COVID. Post-COVID fatigue and weakness have been commonly seen in many patients. Some also suffer from anxiety and depression.
In the wake of this, how do long haulers fight post-Covid blues?
Nutritionist and fitness expert Munmun Ganeriwal recently took to social media to share some tips to beat post-COVID blues. “Those who are experiencing mood changes, brain fog, poor sleep, anxiety or depression post-Covid, do NOT panic. Know that it is normal. Most important, do remind yourself that recovery takes time,” she wrote on social media.
Here’s what she suggested:
*Eat well: Follow a healthy and balanced diet.
*Move often: Walk around. If unable, practise a few stretches on your bed or chair
*Prioritise rest and sleep: Practise ‘yoga nidra’ at bedtime
*Stay away from disturbing news: Limit your time on social media
*Avoid smoking and alcohol: This will minimise inflammation in the brain
“Seek one-on-one professional help if you continue to feel overwhelmed,” the nutritionist and fitness expert further advised.


tech2 News StaffMay 07, 2019 13:59:19 IST
The Google Pixel 3 and Pixel 3 XL (Review), despite being a few months old now, still features the best camera for still shots on any smartphone. However, the price of Google's flagship smartphone's been a deterent for a lot of people to experience a phone made by Google.
Well, the tech giant now appears to be rethinking its strategy of launching only premium smartphones and is in the process of launching two new smartphones that can be considered more economical.
These are the Pixel 3a and 3a XL smartphones and as with the Pixel 3-series before it, the Pixel 3a-series is also one of the industries worst kept secrets. Here's all we know about them.
Google Pixel 3a and 3a XL: India launch, pricing
While Google is expected to unveil the Pixel 3a and 3a XL at the tech giant's opening keynote at I/O 2019 are quite likely going to be announced on 8 May in India as is apparent from Google's latest teaser which says that "Something big is coming to the Pixel Universe". We are quite likely going to see the launch of the Pixel 3a/3a XL at Google's annual developer conference I/O which happens on 7 May.
The devices are likely going to go on sale on Flipkart as the e-commerce giant is teasing the launch on its market place. 8 May is the date on which we may likely see the devices on sale as per Flipkart's landing page.
As far as pricing is considered, these devices were reportedly leaked with a Canadian price tag of $649 and $799 for Pixel 3a and 3a XL respectively. This puts the Indian pricing of both the devices around Rs 35,000 and Rs 42,000 but we can assume that if Google wants its devices to sell, the price would have to be slightly lower for the Indian market.
Pixel 3a and Pixel 3a XL: Specifications, Design and Colours
The Pixel 3a will sport a 5.6-inch OLED display with a resolution of 2,160 x 1,080 pixels, powered by the Qualcomm Snapdragon 670. On the Pixel 3a XL, a 6-inch OLED display will be used with a resolution of 2,220 x 1,080 pixels, running on a Qualcomm Snapdragon 710.
Both the devices will be running on 4 GB of RAM and employ the Pixel Visual Core to power the cameras, currently present on the Pixel 3. The Pixel 3a will apparently be fuelled by a 3,000 mAh battery, whereas the larger Pixel 3a XL will reportedly feature a 3,700 mAh one.
The phones were also spotted recently on benchmarking website Geekbench showing single core and multicore scores of 1805 and 5790 for the Pixel 3a XL. The Snapdragon 710 powered Nokia 8.1 had scores of 1816 and 5880 for single and multi-core respectively which shows that the Pixel 3a XL is similar in performance.
Reports also claim that these 'budget pixel phones' will come with camera features we've seen on the high-end Pixel 3 like 'Night Sight.' It also appears that the Pixel 3a will have a single-camera system like the Pixel 3-series.
Besides the usual white and black colour variants, the Pixel 3A and Pixel 3XL also come in a purple colour variant. The design of the Pixel 3a, from what we have seen from leaked images, resembles the Pixel 2 which had thick clunky bezels at the top and bottom. And at times that seems fine, as long as we don't have a display notch to deal with.
Find latest and upcoming tech gadgets online on Tech2 Gadgets. Get technology news, gadgets reviews & ratings. Popular gadgets including laptop, tablet and mobile specifications, features, prices, comparison.


text:
Friendly Neighborhood Spider-Man #4
Freshly escaped from Under York, Spidey and company prepare themselves for a counter-strike. Attempts to alert the police to the coming chaos are thwarted, however.
The Under Yorkers arrive to extract their revenge on New York, willing to wage war in efforts to return Leilani and her children to the home that they fled and with no police on hand to assist, thanks to Mayor Kingpin, its up to New York to once again stand up for herself.
With war off the table (for now), Peter finally returns home to rest, only to find Aunt May waiting for him in his room with terrible news...
I continue to love this series as it maintains course towards being the best Spidey book I’ve read in decades. Taylor’s writing is relevant and on point, with just enough political charge to keep the book sharp without weighing down the story in the process. Cabal’s artwork and deft hand with layouts persist. I’ve spoken on both of these elements of the book in previous reviews. Now it’s time for something a little different.
It is often difficult to laud letterers for the crucial work they do. As a general rule, if you can read it, they did the work. Travis Lanham managed to make it very easy for me to find ways to praise him with this issue. The effects work in this issue is amazing and plays a crucial role in the narrative structure in a way you rarely find in modern comics. The following two-page spread is an absolute clinic in the power of lettering and I wanted to be sure his work was spotlighted this month. Enjoy!
Friendly Neighborhood Spider-Man may not be the Spidey book we deserve but it is certainly the one we need!
Friendly Neighborhood Spider-Man #4: Give Me Your Tired, Your Poor, Your Huddled Masses
Writing - 10/10
Storyline - 8/10
Art - 10/10
Color - 10/10
Cover Art - 10/10
User Review( votes)

domain: literature


text:
Bride company is typically pictured in anthropological literature to be a ritualistic system performed by the groom to the bride’s kin as a prize or section of the find a wife online free wedding package. Bride service and bride-money designs typically frame anthropological interactions of kinship at various locations of the world. Bride services in Africa, for example , have become an integral part of wedding events in that tradition.
In Kenya, it is customary for the bride to give a dowry of five goats or sheep to her brother-in-law, the groom’s family or perhaps to her father-in-law. A common perception among the Kenyan tribe is usually that the bride’s dad will be wealthy and the bride’s brother can provide his daughter with food and garments. The bride-to-be is expected to present her brother having a gift really worth more than what the groom’s relatives will offer for her. Additionally , the bride is also expected to provide the groom’s family considering the dowry.
A bride’s is expected to pay a bride expense for the privilege of accepting the bride’s gift, which includes the price tag on feeding, housing and tending to the star of the wedding after her marriage. The groom’s family also can demand the fact that bride is certainly presented with a lot of dowry as being a sign of his honor. The new bride is expected to accept this kind of large amount of cash as her compensation for taking on her fresh role.
In several cultures, the bride’s home also positions a wedding present to the soon-to-be husband in the form of a great gift bag. This basket contains numerous various items, including food, towel, wood and other things considered essential for a marriage. These types of gifts will be presented on the occasion of this first evening of the wedding ceremony. In addition , some cultures also provide gifts intended for the few prior to their very own marriage ceremony.
Additionally , in some cultures, the groom’s family likewise takes on the responsibility of buying the bride her gifts. This involves a gift license. Traditionally, the groom’s family members do not present a gift certificate to the bride-to-be. It is thought the fact that bride would feel delinquent to her bridegroom if offered a gift certificate by her relatives.
New bride service is certainly traditionally performed by men. It is thought that women can perform this marriage ceremony but are quite a bit less expected.
One tradition in the United States is to use a groom’s present, which is usually cash, to cover the star of the event provider of the wedding ceremony. This practice is also prevalent in other countries of the world. Many wedding ceremonies also involve a or perhaps employee to help the bride and groom at the wedding. This individual is referred to as a groomsmen. Often , this employee will perform the wedding wedding cake cutting, the tying of the bride’s clothing and the exchange of marriage ceremony rings.
In most cultures, the bride’s family does not attend the marriage ceremony. Instead, it is went to by guests from the groom’s family and others who have provided money for the bride’s family for the bride’s dowry. The bride’s family may even plan to attend the marriage ceremony which has a group of female friends.


PBA: CJ Perez, June Mar Fajardo power San Miguel past Meralco for 2-1 semis edge
MANILA, Philippines—San Miguel Beer got another strong start from CJ Perez before going down low to June Mar Fajardo to take down Meralco, 96-91, for a 2-1 lead in their PBA Philippine Cup semifinal series on Sunday at the Smart Araneta Coliseum.
Perez scored 13 of his game-high 26 points in the opening period before Fajardo took advantage of the fouls he drew against the rugged Bolts defense in the second half that paved the way for the Beermen to wrest back the advantage in the best-of-seven affair.
Fajardo had 21 points on 11-of-16 free throws and grabbed 16 rebounds for SMB.
Jericho Cruz (15 points), Vic Manuel (11 points and seven rebounds) and Mo Tautuaa (eight points) were also instrumental in the Beermen’s triumph despite attempts by the Bolts to erase a 10-point fourth quarter deficit.
Game 4 is on Wednesday at the same venue with San Miguel going for a commanding 3-1 lead.
Chris Newsome scored 16 points but was 6-of-18 from the field in 36 minutes for Meralco.
Trailing 83-73, Meralco was able to narrow the gap to four at 88-84 on two Aaron Black freebies with 2:00 to go.
But Fajardo corralled the offensive glass after Cruz’s missed three-pointer before converting a putback, time down to 1:35 remaining, to make it a six-point margin in favor of SMB.
SAN MIGUEL 96 — Perez 26, Fajardo 21, Cruz 15, Manuel 11, Ross 8, Tautuaa 8, Brondial 4, Lassiter 3, Enciso 0, Herndon 0.
MERALCO 91 — Newsome 16, Maliksi 15, Black 15, Hodge 12, Jose 9, Banchero 8, Quinto 4, Almazan 4, Pasaol 2, Baclao 2.
Quarters: 25-24, 46-42, 71-66, 96-91.
PBA: Meralco gets back at San Miguel in semis as Norman Black returns
Subscribe to INQUIRER PLUS to get access to The Philippine Daily Inquirer & other 70+ titles, share up to 5 gadgets, listen to the news, download as early as 4am & share articles on social media. Call 896 6000.


text:
Skillet Pasta Florentine
3 servings @ 10pp each
1 cup @ 0pp
1 ½ c uncooked spiral pasta, cooked & drained
(1 egg lightly beaten, ½ t dried parsley, ½ t dried oregano, ½ t dried basil)
1 c LF cottage cheese
¾ c part skim ricotta cheese
½ of 9 oz chopped spinach, thaw/squeeze dry
½ c shredded part skim mozzarella, divided
1 c roasted garlic pasta sauce
12 oz bag steamable broccoli
DirectionsCombine egg, herbs, cottage cheese, ricotta cheese, spinach, & ¼ c mozzarella. Place ½ of pasta sauce in a medium sprayed skillet. Add pasta on top and cover with remaining ½ of sauce. Top with cheese and herb mix. Bring to boil; reduce to simmer. Cover & cook 25-30 min or until internal temp is 160°. Let stand 5 min. Steam broccoli until tender. Season to taste.
YUM!! This is one of our favorites. Let me know what you think!


text:
Total Landscape Concepts
Total Landscape Concepts is a company that works in Landscaping, Nurseries sector.
3109 Avenue B, 69361, Scottsbluff, NE is the address of Total Landscape Concepts.
Map coordinates (Latitude and Longitude) - Lat: 41.877738, Lng: -103.665791
Street: 3109 Avenue B
Postal code: 69361
Category: Landscaping, Nurseries
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Today, Post Malone announced his first-ever "Posty Fest," which will take place at the Dos Equis Pavilion in Dallas, TX on Oct. 28.
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4. Industrial Policies
Land grants or discounts, tax deductions, and technology, innovation, and workforce development funding are commonly used incentives. Additional federal foreign trade incentives include: (1) IMMEX: a promotion which allows manufacturing sector companies to temporarily import inputs without paying general import tax and value added tax; (2) Import tax rebates on goods incorporated into products destined for export; and (3) Sectoral promotion programs allowing for preferential ad-valorem tariffs on imports of selected inputs. Industries typically receiving sectoral promotion benefits are footwear, mining, chemicals, steel, textiles, apparel, and electronics.
Foreign Trade Zones/Free Ports/Trade Facilitation
The new administration launched a two-year program in January 2019 that established a border economic zone (BEZ) in 43 municipalities in six northern border states within 15.5 miles from the U.S. border. The BEZ program entails: 1) a fiscal stimulus decree reducing the Value Added Tax (VAT) from 16 percent to 8 percent and the Income Tax (ISR) from 30 percent to 20 percent, 2) a minimum wage increase to MXN 176.72 (USD 8.75) per day, and 3) the gradual harmonization of gasoline, diesel, natural gas, and electricity rates with neighboring U.S. states. The purpose of the BEZ program is to boost investment, promote productivity, and create more jobs in the region. Interested businesses or individuals must apply to the government’s “Beneficiary Registry” by March 31 demonstrating income from border business activities comprise at least 90 percent of total income. The company headquarters or branch must be located in the border region for at least 18 months prior to the application. Sectors excluded from the preferential ISR rate include financial institutions, the agricultural sector, and export manufacturing companies (maquilas).
Separately, the administration announced plans to review and possibly end the Special Economic Zones (SEZs) program throughout the country.
Performance and Data Localization Requirements
Mexican labor law requires at least 90 percent of a company’s employees be Mexican nationals. Employers can hire foreign workers in specialized positions as long as foreigners do not exceed 10 percent of all workers in that specialized category. Mexico does not follow a “forced localization” policy—foreign investors are not required by law to use domestic content in goods or technology. However, investors intending to produce goods in Mexico for export to the United States should take note of the rules of origin prescriptions contained within NAFTA if they wish to benefit from NAFTA treatment.
Mexico does not have any policy of forced localization for data storage, nor must foreign information technology (IT) providers turn over source code or provide backdoors into hardware or software. Within the constraints of the Federal Law on the Protection of Personal Data, Mexico does not impede companies from freely transmitting customer or other business-related data outside the country.
6. Financial Sector
Capital Markets and Portfolio Investment
The Mexican government is generally open to foreign portfolio investments, and foreign investors trade actively in various public and private asset classes. Foreign entities may freely invest in federal government securities. The Foreign Investment Law establishes foreign investors may hold 100 percent of the capital stock of any Mexican corporation or partnership, except in those few areas expressly subject to limitations under that law. Foreign investors may also purchase non-voting shares through mutual funds, trusts, offshore funds, and American Depositary Receipts. They also have the right to buy directly limited or nonvoting shares as well as free subscription shares, or “B” shares, which carry voting rights. Foreigners may purchase an interest in “A” shares, which are normally reserved for Mexican citizens, through a neutral fund operated by one of Mexico’s six development banks. Finally, Mexico offers federal, state, and local governments bonds that are rated by international credit rating agencies. The market for these securities has expanded rapidly in past years and foreign investors hold a significant stake of total federal issuances. However, foreigners are limited in their ability to purchase sub-sovereign state and municipal debt. Liquidity across asset classes is relatively deep.
Mexico established a fiscally transparent trust structure known as a FICAP in 2006 to allow venture and private equity funds to incorporate locally. The Securities Market Law (Ley de Mercado de Valores) established the creation of three special investment vehicles which can provide more corporate and economic rights to shareholders than a normal corporation. These categories are: (1) Investment Promotion Corporation (Sociedad Anonima de Promotora de Inversion or SAPI); (2) Stock Exchange Investment Promotion Corporation (Sociedad Anonima Promotora de Inversion Bursatil or SAPIB); and (3) Stock Exchange Corporation (Sociedad Anonima Bursatil or SAB). Mexico also has a growing real estate investment trust market, locally referred to as Fideicomisos de Infraestructura y Bienes Raíces (FIBRAS) as well as FIBRAS-E, which allow for investment in non-real estate investment projects. FIBRAS are regulated under Articles 187 and 188 of Mexican Federal Income Tax Law.
Money and Banking System
Financial sector reforms signed into law in 2014 have improved regulation and supervision of financial intermediaries and have fostered greater competition between financial services providers. While access to financial services – particularly personal credit for formal sector workers – has expanded in the past four years, bank and credit penetration in Mexico remains low compared to OECD and emerging market peers. Coupled with sound macroeconomic fundamentals, reforms have created a positive environment for the financial sector and capital markets. According to the National Banking Commission (CNBV), the banking system remains healthy and well capitalized. Non-performing loans have fallen sixty percent since 2001 and now account for 2.1 percent of all loans.
Mexico’s banking sector is heavily concentrated and majority foreign-owned: the seven largest banks control 85 percent of system assets and foreign-owned institutions control 70 percent of total assets. Under NAFTA’s national treatment guarantee, U.S. securities firms and investment funds, acting through local subsidiaries, have the right to engage in the full range of activities permitted in Mexico.
Banco de Mexico (Banxico), Mexico’s central bank, maintains independence in operations and management by constitutional mandate. Its main function is to provide domestic currency to the Mexican economy and to safeguard the Mexican Peso’s purchasing power by gearing monetary policy toward meeting a 3 percent inflation target over the medium term.
Mexico’s Financial Technology (FinTech) law came into effect in March 2018, creating a broad rubric for the development and regulation of innovative financial technologies. Although investors await important secondary regulations that will fully define the rules of the game for FinTech firms, the law covers both cryptocurrencies and a regulatory “sandbox” for start-ups to test the viability of products, placing Mexico among the FinTech policy vanguard.
Foreign Exchange and Remittances
The Government of Mexico maintains a free-floating exchange rate.
Mexico maintains open conversion and transfer policies. In general, capital and investment transactions, remittance of profits, dividends, royalties, technical service fees, and travel expenses are handled at market-determined exchange rates. Mexican Peso (MXN)/USD exchange is available on same day, 24- and 48-hour settlement bases. In order to prevent money-laundering transactions, Mexico imposes limits on USD cash deposits. Border- and tourist-area businesses may deposit more than USD 14,000 per month subject to reporting rules and providing justification for their need to conduct USD cash transactions. Individuals are subject to a USD 4,000 per month USD cash deposit limit. In 2016, Banxico launched a central clearing house to allow for USD clearing services wholly within Mexico, which should improve clearing services significantly for domestic companies with USD income.
There have been no recent changes in Mexico’s remittance policies. Mexico continues to maintain open conversion and transfer policies.
Sovereign Wealth Funds
The Mexican Petroleum Fund for Stability and Development (FMP) was created as part of 2013 budgetary reforms. Housed in Banxico, the fund distributes oil revenues to the national budget and a long-term savings account. The FMP incorporates the Santiago Principles for transparency, placing it among the most transparent Sovereign Wealth Funds in the world. Both Banxico and Mexico’s Supreme Federal Auditor regularly audit the fund. Mexico is also a member of the International Working Group of Sovereign Wealth Funds. The Fund is expected to receive MXN 520.6 billion (approximately USD 26 billion) in income in 2019. The FMP is required to publish quarterly and annual reports, which can be found at www.fmped.org.mx .
13. Foreign Direct Investment and Foreign Portfolio Investment Statistics
Table 2: Key Macroeconomic Data, U.S. FDI in Host Country/Economy
|Host Country Statistical Source*||USG or International Statistical Source||USG or International Source of Data:
BEA; IMF; Eurostat; UNCTAD, Other
|Host Country Gross Domestic Product (GDP) ($M USD)||2018||$1,220,000||2017||$1,150,000||www.worldbank.org/en/country|
|Foreign Direct Investment||Host Country Statistical Source*||USG or International Statistical Source||USG or International Source of Data:
BEA; IMF; Eurostat; UNCTAD, Other
|U.S. FDI in partner country ($M USD, stock positions)||2018||N/A*||2017||$109,600||BEA data available at https://www.bea.gov/international/direct-investment-and-multinational-enterprises-comprehensive-data|
|Host country’s FDI in the United States ($M USD, stock positions)||2018||N/A*||2017||$18,000||BEA data available at https://www.bea.gov/international/direct-investment-and-multinational-enterprises-comprehensive-data|
|Total inbound stock of FDI as % host GDP||2018||N/A*||2017||49.5%||UNCTAD data available at https://unctad.org/en/Pages/DIAE/World%20Investment%20Report/Country-Fact-Sheets.aspx|
*Mexico does not report total FDI stock, only flows of FDI. https://datos.gob.mx/busca/organization/se
Table 3: Sources and Destination of FDI
The data included in the IMF’s Coordinated Direct Investment Survey is consistent with Mexican government data.
|Direct Investment from/in Counterpart Economy Data, 2017|
|From Top Five Sources/To Top Five Destinations (US Dollars, Millions)|
|Inward Direct Investment||Outward Direct Investment|
|Total Inward||$490,574||100%||Total Outward||$172,919||100%|
|United States||$215,899||44%||United States||$73,199||42%|
|“0” reflects amounts rounded to +/- USD 500,000.|
Table 4: Sources of Portfolio Investment
The data included in the IMF’s Coordinated Portfolio Investment Survey (CPIS) is consistent with Mexican government data.
|Portfolio Investment Assets, June 2018|
|Top Five Partners (Millions, US Dollars)|
|Total||Equity Securities||Total Debt Securities|
|All Countries||$62,148||100%||All Countries||$39,738||100%||All Countries||$22,410||100%|
|United States||$28,487||45.8%||Not specified||$21,340||54%||United States||$17,441||78%|
|Not specified||$24,204||39%||United States||$11,046||28%||Not specified||$2,864||13%|

domain: finance


The R-C Morning Report for March 29
Genoa, Nev. — Chains or snow tires are required on Highway 395 from Jake’s Hill to just north of Holbrook Junction and south of Coleville. Highway 88 also has chain controls from Diamond Valley Road west to Silver Lake.
The National Weather Service is warning motorists to be careful of black ice, according to a special weather statement issued this morning. While major highways are generally dry, side roads could be slick and icy. Forecasters suggest leaving extra time to get where you’re going.
While we got only trace amounts of snow, Reno broke the record for the biggest March 28 snowfall with 6.8 inches and tied for third biggest late season single day snowfall.
For Carson Valley, today will look a lot like Monday with scattered snow showers and partly sunny skies. The high should hit 47 degrees, with winds out of the north at 5-10 mph.


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Watch: PENTAGON’s Yuto Says Choo Sarang’s Friend Yuto Is More Famous Than Him
During the February 1 episode of “Weekly Idol,” PENTAGON appeared on the show (along with fellow rookie groups VICTON and MOMOLAND) and got a chance to introduce each member to the fans. Since there are so many members, all of them wore shirts that had their names printed in a huge font.
When it was Yuto’s turn to introduce himself, he explained that he is from Japan and said, “I have the same name as Choo Sarang’s best friend Yuto from ‘The Return of Superman.'”
“So when I type my name into the search bar, his name comes up first before mine,” he revealed. “I want to make my name known through this chance.” He then greeted viewers formally by saying, “Hello, I am PENTAGON’s Yuto.”
Watch the clip below! (around 1:19 mark)

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Kidder Advisers named among nation’s Top Defined Contribution Advisor Teams
Published on June 1, 2020
Clive, Iowa, April 15, 2020 – The National Association of Plan Advisors has listed Kidder
Advisers among the nation’s Top Defined Contribution (DC) Advisor Teams for 2019.
The list focuses on teams with at least $100 million in assets under advisement (AUA) and
represents more than $1 trillion in DC AUA. At the close of 2019, Kidder Adviser served 149 DC plans
with 8,250 participants and $561 million AUA.
“While it’s an honor to be recognized for our growth and success in the defined contribution
space,” said Keith Gredys, Chairman and CEO of Kidder Advisers, “it wouldn’t be possible without the
broad range of experience and capabilities our entire team brings to developing personalized,
transparent retirement and wealth management solutions tailored to the needs of our clients.”
Kidder Advisers is a full-service, independent, investment advisor and consulting firm focused
on the retirement plan needs of businesses and nonprofits, as well as their owners, managers and
employees. The firm can act as a broker, adviser or consultant for both qualified and nonqualified
plans, as well as ongoing wealth and estate planning needs.
# # #
Securities offered through IFP Securities, LLC, dba Independent Financial Partners (IFP), member
FINRA/SIPC. Investment advice offered through IFP Advisors, LLC, dba Independent Financial Partners
(IFP), a Registered Investment Advisor. IFP and Kidder Advisers, Inc. are not affiliated.


First Aid Kit have announced plans to release their fifth album later this year.
The duo - made up by sisters Johanna and Klara Söderberg - will follow up their 2018 album ‘Ruins’ with their new full-length ‘Palomino’ on 4th November.
The record was produced by Daniel Bengtson and features their previously-released track ‘Angel’ - which landed back in June - along with their new offering ‘Out of My Head’, which you can hear below.
Speaking of their forthcoming album, the band have said: “This is the first record we’ve recorded in Sweden since we made our debut album ‘The Big Black & The Blue’ 12 years ago! We worked with Swedish producer Daniel Bengtson at his lovely studio Studio Rymden in Stockholm. It was such a fun experience. We really let the recording take time, we didn’t want to rush it.
“The songs were mostly written during the pandemic. In such dark times, music felt like an escape from all the horrible things going on in the world. We wanted this album to feel more upbeat and cheerful than our previous album Ruins, which was a break-up record. It’s probably our most pop sounding record yet. We took inspiration from all over the place - old acts such as Fleetwood Mac, Carole King, Tom Petty, T Rex, Elton John but also Angel Olsen, Whitney, and Big Thief. The title is a reference to freedom, learning how to stand on your own two feet. Growing older and feeling more comfortable in your own skin. Riding off on a Palomino!”
Check out the tracklisting for ‘Palomino’ and watch their video for ‘Out of My Head’ below.
Out of My Head
Ready To Run
Turning Onto You
Wild Horses II
The Last One
A Feeling That Never Came
29 Palms Highway
The duo have also announced plans for a series of UK live shows this November and December. Check them out below.
28 Glasgow, UK O2 Academy +
30 Manchester, UK O2 Apollo +
02 Cambridge, UK Corn Exchange +
03 Birmingham, UK O2 Academy +
05 Liverpool, UK Eventim Olympia +
06 Cardiff, UK Motorpoint Arena +
08 London, UK Eventim Apollo +
+ UK headline dates with Lola Kirke supporting
First Aid Kit - Palomino
The sound of a duo still roaming new territory, but feeling more confident than ever.
Their fifth album, ‘Palomino’, is out next month.
Lifted from their upcoming new album ‘Palomino’.
It’s their first new music since 2019.


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Scroll below to check David Levithan Net Worth, Biography, Age, Height, Dating, Salary & many more details. Ahead, we will also learn that How Rich is David in 2020-2021?
|Full Name||David Levithan|
|Happy Birthday||September 7|
|Date of Birth||September 7, 1972|
|Age (as 2020)||46 years old|
|Estimated Net Worth|
|Estimated Salary||Not Known|
|Marital Status||Update Soon|
|Body Measurements||Update Soon|
David Levithan is a well-known Young Author. He was born on September 7 in NJ. According to our own Metrics, David is one of the successful Young Author. He has ranked on the list of those famous people who were born on September 7, 1972. David is one of the Richest Young Author who was born in NJ.Award-winning author of young fiction books known for Boy Meets Boy, Nick and Norah’s Infinite Playlist, and The Lover’s Dictionary. His 2006 work The Full Spectrum won the Lambda Literary Award.
Early Life & CareerHe has been based in Hoboken, New Jersey. He was open about his homosexuality; his first published book, Boy Meets Boy, explored the theme of sexual orientation. He received an internship at Scholastic Corporation at the age of nineteen. He studied English and political science at Brown University.
David Levithan Net Worth
According to NETWORTHPEDIA, FORBES, Wikipedia & Business Insider, David Levithan's estimated Net Worth is growing significantly alongwith Covid-19 Pendamic. As you already know, celebrities are never share there actual net worth. But, you can sure that the actual figure is much more then our estimate. So,How Rich is David Levithan in 2021?
After analyzing David's recent activities, we predict that David Levithan's net worth $100,00-$250,000.
|Net Worth & Salary|
|Net Worth (2021)||$150,000 - $350,000 (Approx.)|
|Estimated Net Worth (2020)||$100,000 - $250,000|
|Net Worth (2019)||$50,000 - $100,000|
|Estimated Salary||Under Review.|
David Levithan Age, Height & Birthday
David Levithan age 46 years old. David's birthday September 7, 1972. According to many online source, David Levithan height Not Available right now.

domain: celebrity


We live in a recently completed townhouse that was built with double-wall construction. That construction method was touted by the builder as what would keep sound from penetrating between the units. But we can hear the next door neighbors' TV and stereo, and sometimes voices and even snoring, through the wall. While sometimes it's the volume, mostly it's the bass sounds coming through the wall. They say they don't hear us, but we keep our bass turned down. They crank up the bass, and they are not going to change that. They also are not going to do anything construction-wise to help from their side. What is the best way for us to try to block the low frequency/bass sounds from penetrating the existing wall into our side?
Repair Clinic’s gas furnace troubleshooting guide will walk you through the steps necessary for diagnosing your furnace problem. Start with our list of symptoms. When you find the right one, we’ll show you the common causes. Enter your model number into the search field and you’ll know which part to buy. We can even show you how to install it. Where else can you find online furnace troubleshooting help like this?
We install heating equipment from Lennox and can repair all major brands, including Carrier, Trane, York, Bryant, Rheem, and many more. We proudly offer same day service and next day installations. Dealing with a heating emergency? We've got you covered! Our team is prepared to assist you 24 hours a day, 7 days a week to ensure that your home remains comfortable and safe for you and your family members.
New heating and cooling equipment installations present a wide variety of options that can save you money on your power bills and reduce the amount of HVAC maintenance and service that will ultimately be required over the life of your new unit. Energy-efficient options like heat pumps, two-stage furnaces, air-to-heat exchangers (HRVs), and programmable thermostats can all go a long way toward increasing efficiency and extending the life expectancy of your system.
Heating your Plano home shouldn’t be difficult to accomplish. The above factors indicate that there may be problems in your system that are affecting performance and even energy efficiency. At Samm’s Heating and Air Conditioning, we provide heating repair services that address common winter heating problems so that you can enjoy your home without giving much thought to your heating system.
Air conditioner service appointments include a long list of checks in, on and around your equipment. Paso Robles Heating and Air experts will inspect things that may be making your system run inefficiently, such as refrigerant charge. They make sure areas of your air conditioner are clean, which can also help them operate more efficiently. And, the techs check for safety issues, so your electrical connections, filters and parts of the air conditioner are running the way they should, helping avoid dangerous situations in your home. Combine these with a variety of other checks, and after the appointment you can relax knowing that your air conditioner is ready to keep you comfortable another year.
Owning a home comes with so much responsibility. Finding the right professionals to help ease the burden of keeping up with the vital systems in your residence is important. When it comes to keeping your heating and cooling unit in good working order, you need to call on Deljo Heating & Cooling for help. We have been in the HVAC repair business for many years and will have no problem extending a helping hand when you need it. Hiring us will allow you to take advantage of a number of benefits.
For more than sixty years, Nerthling's Heating and Air Conditioning has continued a tradition of superior customer service across Erie County, including Erie, Millcreek and Fairview. Family owned and operated, we treat you, your home, and your comfort the way we would like to be treated. This commitment to integrity extends to every service and product we provide. Our goal is to deliver the highest rewards for your investment, whether you require installation, maintenance, or repair. We offer a wide range of styles and sizes of equipment, services, and resources to help you achieve your goals for temperature control, air quality, and energy savings.
Fresh-Aire UV is an innovation leader in the field of indoor air quality. Our award-winning UV light and carbon products fight mold, bacteria, viruses and odors in commercial and residential HVACR systems. Our products include Blue-Tube UV®, the world’s most popular germicidal UV light, the revolutionary APCO® PCO/carbon whole-house air purifier, and Mini UV the first UV light system designed specifically for mini-split AC systems.
A reliable, efficient, and modern cooling system makes everyday life a whole lot better. Whether you’re in need of new installation, equipment replacement, seasonal maintenance, or repair in Chicagoland and the surrounding suburbs, Air Blue Heating and Cooling Inc. is the right answer. We bring you quality products and services that result in pure luxury without painful costs. As a Carrier Factory Authorized Dealer, we specialize in the most recognized, award-winning, and innovative air conditioners on the market. Along with precision temperature control, take advantage of unprecedented energy efficiency, whisper-quiet sound levels, and a range of features that enable greater control over your environment. Our team is fully licensed, bonded, insured, and NATE-certified. We make it easy to get the expert help you need with same-day service/installation, and 24/7 Emergency Service across Wheeling, Buffalo Grove, Northbrook, Deerfield, IL. When you contact Air Blue Heating and Cooling Inc., we don’t waste your time or money, leave behind mess or damage, or consider our job done until you are 100% satisfied. With over thirty years of practical experience, we are your local solution to perfect comfort.
When your heating system can no longer provide the heating efficiency you need we will recommend options for a replacement. We can supply and install your new furnace, ductless heating system, heat pump or other heating system and quality-check the installation to ensure it is working to manufacturer’s specifications. You’ll also have our Trane Performance Guarantee of 100% satisfaction with your new system, and a lifetime warranty on all workmanship.
So the furnace went out (again). We’re probably not the people you want to be dialing, but in these circumstances, Service Experts Heating & Air Conditioning in North America should be your very first call. You don’t even have to worry how late (or early) it is – our NATE-certified technicians available at all hours, every day of the year. We’ll be there in a jiffy and get the job done fast – so you can get back to your routine and not have to even think about needing another furnace repair anytime soon.
Central home air conditioner service systems consist of two major components: a condensing unit that sits outside your house, and the evaporator coil (often referred to as an A-coil) that sits in the plenum of your furnace or air handler. The refrigerant in the A-coil picks up the heat from your home and moves it to the outdoor condensing unit. The condensing unit fan blows outside air through the condensing coil to remove the heat. The condensing unit houses the three parts replaceable by a DIYer: the contactor, the start/run capacitor(s) and the condenser fan motor. The condensing unit also houses the compressor, but only a pro can replace that. The A-coil has no parts that can be serviced by a DIYer.


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Biden Says He Cannot Guarantee Debt Ceiling Lifted Due To GOP’s “Hypocritical, Dangerous and Shameful” Opposition
In a White House speech, Biden blamed Republicans for refusing to join Democrats in raising the debt ceiling to pay off debts incurred in the past. Republicans in Congress firmly refuse to provide votes to raise the debt limit, Biden said they should vote on a bipartisan basis to pay the bills for which both parties are responsible.
“Not only are Republicans refusing to do their job, but they are threatening to use their power to prevent us from doing our job – saving the economy from a catastrophic event. I honestly think this is hypocritical, dangerous and shameful.” , Biden mentioned.
Biden said, “Republicans say they will not do their part to avoid this unnecessary calamity. Let it be. But they must stop playing Russian roulette with the American economy.”
Congress has until Oct. 18 to raise the country’s borrowing limit, Treasury Secretary Janet Yellen warned lawmakers last week, a date that is only two weeks away. When asked by a reporter if he could guarantee that the United States wouldn’t hit the debt ceiling, Biden said, “No I can’t – it depends on Mitch McConnell.… I can’t. believe that would be the end result, because the consequences are so terrible. I don’t believe it, but can I guarantee it? If I could, I would, but I can’t.
Republicans, led by Senate Minority Leader McConnell, argue Democrats should manage the debt ceiling on their own using a special budget process known as reconciliation, which would not force Republicans to vote on it . But House Speaker Nancy Pelosi and Senate Majority Leader Chuck Schumer said they were opposed to the idea and believed it was the responsibility of Republicans to help repay debts contracted by both parties.
But as the deadline approaches, Democrats need to make a quick decision whether to use the budget reconciliation process.
“Failure to raise the debt ceiling will challenge Congress’ willingness to meet our obligations that we have already taken on – not new ones – that we have already taken on. This will undermine the security of the US Treasury securities and threaten the reserve status of the dollar as a global currency, on which the world relies, ”Biden said.
The president continued, “America’s credit rating will be lowered, interest rates will rise on mortgages, auto loans, credit cards and loans.”
Biden said minutes before delivering his remarks that he had received and read a letter from McConnell on the debt ceiling and said he planned to speak to the Republican leader about it.
“I hope we can have a smart and honest conversation about what he’s proposing. I think the easiest way to do that, and if the Republicans didn’t use filibuster, would be to let us vote on what’s already in the Senate. Now, gone through the house, to raise the debt limit. And we could do that in the next few days, “Biden said.
Biden said Congress had to raise the debt ceiling in part because of what he described as “reckless tax and spending policies” under the Trump administration.
“The Republicans in Congress have increased the debt three times when Donald Trump was president, and each time with the support of the Democrats. previous administration, ”Biden said.
The president said: “They will not increase it even if defaulting on payment results in self-inflicted injury that will rock our economy and put jobs and retirement savings at risk, social security benefits, salaries for the military. , veteran benefits, and more. “
The president said that in the days to come, the American people could see the value of their retirement accounts decline, interest rates rise, and their mortgage and auto payments rise.
“As of this week, your savings and your wallet could be directly impacted by this Republican coup. It’s that simple,” Biden said.
Failure to raise the debt ceiling on time could stop the payments millions of Americans rely on, including federal workers’ paychecks, Medicare benefits, military salaries, government reimbursements. taxes, Social Security checks and payments to federal contractors. It could lead to job losses, a tens of billions halt in Covid-19 economic stimulus aid that is yet to be delivered, a near freeze in credit and gross domestic product markets taking a tangible blow which could last several quarters.
Biden noted that increasing the debt limit would pay off past debts and that would not be tied to any new spending being considered, like his economic proposals which are currently blocked in Congress.
“It has nothing to do with my infrastructure plan or to rebuild better,” Biden said.
He added: “So if we want to implement what has already been approved by previous congresses and previous presidents and parties, we have to pay for it.”
The president defended the lack of agreement on his economic plans and appeared to single out two moderate Democratic senators, Joe Manchin of West Virginia and Kyrsten Sinema of Arizona.
“I was able to make the deal with 99% of my party. Two, two people, it’s still going on,” Biden told reporters on Monday.
He continued, “It’s a process, it’s a process. We’re going to do it.”
Pressed to see if he was specifically calling Manchin and Sinema, Biden said, “I need 50 votes in the Senate. I have 48.”
House Democratic leaders have postponed plans to vote on a trillion-dollar infrastructure plan amid sharp disagreements between progressive and moderate Democrats over the size and scope of the president’s broad national agenda. Senior White House officials traveled to Capitol Hill last week to negotiate a deal, but failed to craft a framework that progressive and moderate Democrats would adhere to.
Biden will virtually meet with the Progressive House Democrats on Monday, White House press secretary Jen Psaki said on Monday, saying the group will have discussions on the way forward on the president’s agenda. She added that the president will likely hold a similar meeting with moderates later this week.
This story has been updated with additional information from Biden’s speech.
CNN’s Matt Egan and Phil Mattingly contributed to this report.


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It’s early in the high school baseball season, but Leland experienced quite a turnaround last week.
After being outscored 21-10 in its first five games (a 1-1-3 start), the Chargers outscored its two opponents 18-0 last week.
“I think part of it is, the hitters take a while to come around,” Leland coach Mike Sparrer said. “You just can’t replicate live at-bats in practice.”
First. Leland scored six runs in the bottom of the fourth inning on the way to a 10-0, six-inning victory over Santa Clara in the first round of the Baseball Battling Cancer Tournament hosted by Leland. All proceeds from the tournament are donated to the American Cancer Society.
Lucas Mirizzi, a sophomore, was 2 for 4 with a double, run scored and three RBI in the March 6 game. Andy Nickel was 2 for 2 with a run scored and an RBI. Trevor Johannes also had two hits for the Chargers, and teammates Anthony Sortino and Michael Garcia both had a hit and scored two runs. Joey Taddie was 1 for 3 with a run scored and two RBI.
Frank Verdecanna fired a complete-game three-hit shutout for the victory. Leland also received a combined one-hitter from Bradley Doherty, Garcia and Ryan Renelle in an 8-0 victory over Seaside in a second-round game of the Baseball Battling Cancer Tournament on March 10.
The Chargers also produced 12 hits in the win, as it scored six runs in the top of the fourth inning.
Garcia slammed a home run in the victory. Carson Yates was 3 for 3, including a double, with a run scored and two RBI.
Johannes had two hits, including a double, and two runs scored. Matthew Unangst was 2 for 2 with a double. Taddie also had a double, and Sortino was 2 for 3 with a run scored.
Leland star Albert Hsiao has been battling a hamstring injury and, entering this week, has been a designated hitter and pinch hitter. But sophomore Taddie has filled in admirably at catcher.
Hsiao, Sortino, Johannes, Mitch Nunes, Justin Kuhns and Verdecanna are returning starters from last season, when the Chargers finished 17-8-2 overall and 10-4 in the tough Blossom Valley Athletic League Mt. Hamilton Division. In addition, Mirizzi, Yates, Taddie and Andy Nickel have also started this season.
“I think we are one of the top four or five teams in the league,” said Sparrer, who also said that he thinks all of the teams in the Mt. Hamilton Division would say that. “Our league is incredibly difficult. Health will play a factor … ultimately, it comes down to pitching and defense.”
Pioneer, another Mt. Hamilton squad, improved to 5-2 overall with a 4-0 victory over Capuchino on March 9. Pioneer scored three runs in the top of the seventh inning to secure the win.
Mason Mooney fired a complete-game four-hitter for Pioneer with 11 strikeouts. He also led his team at the plate with a 3 for 3 performance and two runs scored. Ryan Wallace drove in two runs, and teammates Ryan Rooney and Ian Torpey had single runs-batted-in.
On March 6, Los Altos edged Pioneer 6-5 in eight innings. Nick Garcia was 2 for 4 with a run scored for the Mustangs, and Cameron Mena, Jonathon Teschner, Jason Adkins, Mooney and Torpey all drove in runs for Pioneer.
Leigh was 2-1 last week to enter this week with a 5-3 overall record.
The Longhorns took a 5-1 lead in the bottom of the fifth inning on their way to a 6-1 win over Wilcox in the Wilcox Tournament on March 5. Giancarlo Lonardo and Jack Fowler combined on a four-hitter for Leigh, and Robbie Hamchuk was 2 for 3 with a double, a run scored and an RBI. Mitchell Dowd and Michael Montrezza were both 1 for 3 with two RBI, and Montrezza also scored a run. Owen Dyer was also 1 for 3 with an RBI for Leigh.
On March 7, the Longhorns scored four runs in the top of the first inning on their way to a 5-2 win over Milpitas. Dowd was 2 for 3, including a double, with a run scored. Hamchuk was 2 for 4 with a run scored and two RBI. Ren Lowe also had two hits and scored a run. Dyer and Aidan Selfridge also drove in runs.
Tyler Mead threw a four-hitter with 11 strikeouts for the Longhorns in the victory.
Santa Cruz edged the Longhorns 5-4 on March 9. Selfridge was 2 for 4 with a double, and Lowe was also 2 for 4 with a run scored.
Branham went 0-2-1 last week to enter this week with a 3-4-1 overall record.
The Bruins tied Milpitas 1-1 in a nine-inning game on March 6. Ethan Norris, Seita Shiratori and Max Orkin combined on a three-hitter for Branham, and Shiratori also scored his team’s only run. Carter Jones drove in that run.
San Lorenzo Valley then defeated Branham 4-2 on March 7. The Cougars scored all their runs in the bottom of the fourth inning. Jacob Dressler was 1 for 3 with a double and an RBI for the Bruins. Evan Bartlett also had a hit and drove in a run for Branham. Cameron Rynhard and Shiratori were both 1 for 3 with a run scored in the game.
Los Altos then scored five runs in the top of the seventh inning on March 9 to win 5-1. Rynhard was 1 for 3 with a double and his team’s only RBI. Shiratori was 1 for 2 with a run scored.
Branham won its first game of the season with a 16-10, eight-inning victory over Leigh on March 7.
Taylor Ann Fowler slammed two home runs and was 3 for 5 with four runs scored and five RBI for the Bruins. Teammate Sydney Loeffler also hit a home run as well as a double, scored three runs and drove in four.
Madison Ribeiro was 3 for 5, including two doubles, with two runs scored and an RBI for Branham. Carissa Rivera was 2 for 4 with four runs scored and an RBI in the win.
The Bruins entered this week with a 1-2 overall record. On March 5, Los Gatos defeated Branham 16-11. Irene Wong had a huge game for the Bruins, going 4 for 4 with three runs scored and two RBI. Ashley Donaldson also had four hits, including two doubles, with two runs scored and an RBI.
Ashley Harris added a 2 for 4 game at the plate with a run scored for the Bruins.
On March 9, Willow Glen edged the Bruins 6-5 despite a four-run seventh inning by Branham. Ribeiro and Ashley Harris were both 2 for 4 with doubles. Ribeiro drove in two runs and Harris had one RBI.
Donaldson was 2 for 3 with two runs scored. Rivera hit a double and scored a run.
Leigh, which also entered this week with a 1-2 overall record, beat Saratoga 18-5 on March 5. The Longhorns scored in every inning except the fifth, including five runs in the top of the seventh inning.
Leland played five games last week and entered this week with a 1-4 overall record.
In its opener on March 5, the Chargers were shut out by Archbishop Mitty 4-0. Riley Ruiz and Krista Spears (a double) had hits for Leland.
Then Presentation broke open a close game with two runs in the top of the sixth inning to win 7-3 on March 6. Sydney Poole was 1 for 3 with a triple and a run scored. Anna Dickinson and Katie Spears drove in runs for Leland.
The Chargers then defeated Gunderson 13-0 in a five-inning game on March 8. Jordan Bennett threw a three-hitter with eight strikeouts for the Chargers. Jessica Snyder was 2 for 2 at the plate with three RBI.
Taylor Hammond, Anna Dickinson and Bella Calvert all drove in two runs apiece for the Chargers. Rebecca Baggott also was 1 for 1 with a run scored and an RBI, and Riley Ruiz was 1 for 3 with a double and two runs scored.
At the Circle of Champions Tournament in Salinas on March 10, Leland fell 3-0 to Presentation and 3-1 to Notre Dame-Belmont.
Hammond had two hits and Ruiz had one against Presentation. Bennett hit a solo home run for Leland’s only score against Notre Dame, finishing 2 for 3 at the plate. Spears also was 1 for 3 against Notre Dame.
Pioneer fell 6-4 to Livermore on March 8 to fall to 1-1 overall entering this week. Lauryn Luescher was 2 for 4, including a triple, with two RBI for the Mustangs. Lizzy Smith also was 2 for 4 with a run scored, and Mari Bajan was 2 for 3 with a run scored and an RBI. Kerissa Deeds was 1 for 4 with a double in the loss.


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Play Free Mobile Games
Play mobile games directly on your smartphones, no instalation needed
The beautiful hidden object game Apothecarium - Renaissance of Evil takes you on an exciting journey. At mysterious locations like the planetarium you have to find the some things from a huge pile of stuff that is cluttering the space. While some of the things are easy to find you will run into problems from time to time to find everything. But worry not, you can always choose to use a magic hint that will get you back into the game in no time. And you will need those hints sooner or later, as the further your journey takes you the more objects you have to find. Play Apothecarium now for free and enjoy the fantastic graphics, the wonderful music and of course the challenging puzzles!
Language: deutsch, english, français, italiano, Nederlands, polski, português, Русский язык, español, Türkçe
Rating: 4 out of 5
Keywords: hidden object,finding,mystic,adventure,
The pets are taking over in this new colorful and dynamic connection line game! You have to connect the pets in succession with their equal counterpart, doing so will make them explode into dozens of coins that you must collect. Make awesome combos and earn as much currency as you can and unlock other powerful pets in the shop, each with its own super power. Also you can use the money to unlock boosters that will give you a hand to complete each scenario and help you to maximize your high score. Pick your booster before entering each level and off you go onto the popping pets frenzy!
Loot the King
The legend of Robin Hood has inspired countless people. Now it is your turn to follow in the footsteps of Robin Hood and steal as much as possible from the King and give it to the poor.
Skill, Puzzle Games
Crossy Path is a tricky and highly addictive brain teaser game that requires visual thinking and quick decision making. The player has to reach the exit point of a puzzle while navigating through what can only be described as Escheresque levels. The geometric figures in this game might not be able to exist in reality but they will for sure make you feel like your brain is melting for real. Are your quick enough to find your way through the levels? Can you think quick under pressure? Play Crossy Path now for free and step into the realm of imagination! You will find tons of fun and fascinating geometric puzzles!
Skill, Puzzle Games

domain: hobby


Know Your Adversary: Easily Enrich Your Investigations with Cybercrime Intelligence
Join Lilian Dolgolenko and Matt Green from Intel 471, Liv Rowley from Maltego, and Robert McArdle from TrendMicro to learn the necessary context to stay ahead of potential threats.
FS-ISAC 2021 Europe Summit
Intel 471 Cyber Threats: The Next Hurdle for Retail & Hospitality
The Deeper Dive: Patching Intelligence with Intel 471 & ThreatQuotient
Transportation Industry Cybercrime Collision
Using Cyber Underground & Blockchain Intel to Stop Cyber Attacks
Learn how to pair Intel 471's powerful intelligence with Chainalysis Inc. visualized blockchain forensics to predict and prevent cybercrime.


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I posted this in the Close Up Magic pages, but thought that those here may be interested as well. I mentioned a unique and very deceptive Rising Cards that I had made, and several people wrote asking if I would make some more. I've decided to make a limited run of 20 sets in Oak and 5 special sets in polished dark Mahogany.
My late mentor ran a magic shop for several decades. One of the items that he sold in the shop was a very clever version of The Rising Cards. Over the years he devised a number of refinements to this version of The Rising Cards and began crafting his own version out of wood for a few discriminating performers. Those Rising Cards are now collectors items, highly prized by the few that own them.
Before he died, he showed me the secrets to making his version of The Rising Cards.
Heres what happens:
An un-gimmicked, beautifully finished wooden houlette is handed out for examination. Next two small glass panes (equally un-gimmicked) are handed out for examination. Finally a pack of ordinary playing cards (this can be a borrowed deck) is handed out for examination and for shuffling.
The Performer shows his hands to be empty, then takes back the cards and spreads them face down for one, two, three or more participants to freely select cards no force involved. The participants note their cards and can sign their names on the cards and then the cards are returned to the middle of the pack. (They really are left in the middle of the pack no sleights.)
The Performer drops the cards into the wooden houlette and shows it on all sides. One pane of glass is slid into the front of the houlette, the other pane into the back, isolating the cards inside of the wooden houlette. Again this is shown front and back.
The houlette is placed upon the Performers palm. The first participant names his card, and the signed card slowly rises out of the middle of the pack for of its length. The participant can remove his card.
The second participant names his card and his signed card rises from the middle of the pack just as the first card did. With this card still protruding from the pack the Performer grasps the cards and the panes of glass together and slides them out of the houlette, showing all sides, and allowing the participants to wave their hands between and around the cards and houlette to prove the absence of threads, etc.
The Performer then slides the cards and panes of glass back into the houlette and allows the participant to remove his signed card.
The final participant names his card and immediately his signed card rises from the center of the pack. It continues rising, farther than the other cards, and the Performer reaches up and grasps the card just as it is about to leave the pack. He places it back into the houlette on an angle, and IMMEDIATELY hands the entire houlette/cards/panes of glass assembly to the participants for examination. No hint of a method can be found.
POINTS TO CONSIDER - NO motors, threads, elastic, loops, springs, plungers, electronics, gears, wires, extra cards, weights or pinky moves. Borrowed cards can be used. Could be done completely naked. The rate of rise of the cards is under the Performers control at all times, as is the time between the risings of the cards.
Included for advanced performers is my work on Think-of-a-Card, and specifically how it relates to this effect. By incorporating my methods the Performer can have an audience member merely THINK of a card in a spread deck and their un-named THOUGHT-OF card rises from the middle of the isolated pack. This out-of-print ebook previously sold on its own for $35.00.
Each Rising Card set will come in a carrying case and include a DVD that explains the history of the effect and teaches the handling of the routine, plus the bonus Think-of-a-Card version.
Price: $95.00 (U.S.) plus shipping for the Oak version, and $125.00 (U.S.) plus shipping for the Mahogany version. The Mahogany version will be limited to FIVE units.
Pre-orders will be accepted via paypal.com to me at: email@example.com
on a first-come, first-serve basis. Delivery by February 20th, 2010.
103 Garden Drive
Canada, L6K 2W4
Phone: (905) 842-2242


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“There’s no better angle, for sure, than the one from behind.”
Chris ‘Geeter’ McGee, The Net Live podcast.
The angle ‘Geeter’ is referring to here is the best angle for watching a volleyball match. As all volleyball ‘experts’ know, the best position from which to view a volleyball match is from behind the court. When I go to a match, I will always head to the back of the court. During training, I will always wander in that direction. That is the view I, and ‘Geeter’, feel gives us the best view of what is really happening and therefore provides us with the greatest understanding.
However, this view is not complete. It provides the whole width of the court, but does not show the subtleties of depth, especially watching on video. It is essentially a two dimensional view of a three dimensional game. It is the best of all possible two dimensional views, but still not complete. From time to time it is very valuable for a coach to check out a different view to improve his understanding of the game. Despite these weaknesses, we all agree that it is the best view.
But is it really the best? The market says no. When actually buying tickets for the biggest events, the tickets at floor level, behind the court are the cheapest and slowest selling. The most expensive, fastest selling tickets are those along the sidelines, closest to the middle, in the first level. So while volleyball ‘experts’ agree that the best place to understand the game is in one place, volleyball ‘fans’ understand that the best place to enjoy volleyball is a completely different place. The view from the side definitely gives a much better impression of the dynamism and athleticism of the game.
So when hear that the TV coverage of volleyball is bad because of the camera angles, specifically the lack of a camera behind the court, I am not so sure. I personally miss the level of understanding that I might normally have, but maybe I am in the minority, and maybe TV producers shouldn’t cater to my needs anyway.
Read about the great new Vyacheslav Platonov coaching book here.

domain: sports


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This presentation highlights the major productions made in Clatsop County and the history and future of the Oregon Film Museum. Presented by Mac Burns, Director of Clatsop County Historical Society.
Join the Clatsop County Historical Society in the Fort George Lovell Showroom every 3rd Thursday, November – May for Thursday Night Talks. Doors open at 6 pm with food & beverages available via the Taproom window, talk starts at 7 pm. All ages welcome and never a cover!

domain: history


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ALPHARETTA, GA — The 2017 Kitchen and Bath Industry Show (KBIS), the destination for kitchen and bath design professionals, is proud to announce a 17-percent increase in qualified attendance and a surge of momentum headed into the 2018 show. Major brands and several new exhibitors have already committed, with net square footage of exhibit space for 2018 up 13-percent year-over-year. New exhibitors include Foster Milano, Peerless Faucet and EuroChef USA, with major brands Jenn Air, Kraus USA, Miele, Samsung and Bertazzoni set to return after an extended absence from the event. KBIS will take place January 9-11, 2018 at the Orange County Convention Center in Orlando.
“This year’s response to KBIS reaffirms it as our industry’s premiere event,” said National Kitchen & Bath Association VP of Industry Relations Suzie Williford. “Thank you to our NKBA members and the entire kitchen bath industry for making KBIS 2017 a truly ‘can’t miss’ event.”
“Our verified growth confirms what we already knew; KBIS 2017 was one of our most successful kitchen and bath industry shows to date,” said Brian Pagel, SVP, Emerald Expositions. “KBIS 2018 is setting up to be an even bigger and more successful show. I look forward to continuing to see the kitchen and bath industry growth this year, and to returning to Orlando in 2018.”
Highlights from KBIS 2017
NKBA CEO Bill Darcy delivered the 2017 State of the Industry Address, discussing annual design trends and economic research studies taking place in the $134 billion kitchen and bath industry. One NKBA study, “Estimated Market Value for the Kitchen & Bath Remodeling and New Residential Construction Markets,” found that each year homeowners remodel upwards of 10.2 million kitchens -- roughly one in 10 of all households -- and 14.2 million bathrooms, two of the most important rooms in a home.
Serving as one of the most memorable moments of KBIS 2017, The NKBA with KBIS hosted the first public event supporting the This Old House Generation Next philanthropic campaign to encourage and empower young people to join the skilled trades. All proceeds from the campaign went to the mikeroweWORKS Foundation’s Work Ethic Scholarship Program, providing scholarships to people getting trained for skilled jobs in demand. At the event, Mike Rowe of the mikeroweWORKS Foundation accepted a $500,000 check from the charter partners of the This Old House Ventures’ Generation Next initiative.
Also in 2017, the NKBA Presents KBISNeXT Stage sponsored by HomeAdvisor offered thought-provoking and inspiring programming delivered from some of the most well respected names in kitchen and bath design. A highlight of KBIS 2017 was the all new Discovery District, which served as a center for exploring unique and potentially undiscovered brands and products new to KBIS, several of which were honored as Best of KBIS award winners, including The Copper Shower Kit and GEOLUXE.
KBIS will return to Orlando and the Orange County Convention Center January 9-11, 2018. For more information, visit kbis.com and kbispressroom.com.


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The Federal National Mortgage Association, normally known as Fannie Mae, is a government sponsored enterprise (GSE) that purchases a large number of.
Note that it is not applicable to DU Refi Plus and Refi Plus loans. Review the Lender Letter for more information.” Seller/Servicers: do you have question on Fannie Mae audited financial statements?.
See if you are eligible for a conventional loan here. Conventional Loan Guidelines 2019 2019 conventional loan limits. The conventional loan limit for 2019 is $484,350 for a single family home. Though, Fannie Mae and Freddie Mac have designated high-cost areas where limits are higher.
View the conventional 97 loan limits on the Fannie Mae website. Jumbo loans are available up to 3 million dollars from some mortgage companies. Because the loan does not meet the criteria by Fannie Mae and Freddie Mac, it is a non-conforming loan and will have higher requirements to be eligible.
Conforming Jumbo Loan Rates U.S. Bank’s other advertised fixed conforming mortgage rates include 20 year mortgage rates, 15 year mortgage rates and 10 year mortgage rates. jumbo mortgage rates are only advertised for 30 year mortgages and 15 year mortgages. The bank’s adjustable mortgage rates are also some of the lowest mortgage rates currently available.
Conventional Conforming Guidelines CMG Financial, a Division of CMG Mortgage Inc. NMLS #1820 Corporate Headquarters: 3160 Crow Canyon Rd. Ste. 400 San Ramon, CA 94583 All CMG Financial Guidelines will follow Fannie Mae (FNMA) and Freddie Mac (FHLMC) Guidelines (The Selling Guides) in addition to CMG Financial overlays, when applicable.
super conforming mortgages FHLMC: Super Conforming Mortgage Requirements – This free mortgage training video discusses definition of Super Conforming Mortgage, 2018 Super Conforming Mortgage Loan Limits, in depth discussion of the requirements, and more. Ideal for mortgage loan officers & underwriters.
Quote Fannie Mae H.R. 298. To require additional entities to be subject to the requirements of section 552 of title 5, United States Code (commonly referred to as the Freedom of Information Act), and for other purposes. In GovTrack.us, a database of bills in the U.S. Congress.
Fannie Mae Guidelines Updates On Conventional Loan Programs: Visit us at Gustan Cho Associates (www.gustancho.com) for recent.
For many would-be homebuyers, conventional mortgage financing that adheres to the underwriting guidelines put forth by mortgage financing giants Fannie Mae and Freddie Mac presents the best value mortgage loan.
Providing added funding for MPF mortgages will help both agencies meet national calls to increase their market presence and boost liquidity, Fannie Mae said. “The high-quality conventional mortgage.
Uniform Closing Dataset Requirements will be updated. expense categories and subcategories for conventional loans that are available in LoanSphere Invoicing. Building on day 1 certainty, Fannie Mae.
In the United States, a conforming loan is a mortgage loan that conforms to GSE guidelines.. Fannie Mae worked with Freddie Mac to develop uniform mortgage documents and national standards for what would come to be known as a.
HomeReady mortgages are a home loan product from Fannie Mae that can help. between HomeReady mortgages and other conventional home loans is that their. Lowers down payment and credit score requirements; Allows you to accept.


Eastman Saber Fabric Automatic Spreader- 2005 C550, 66″ RH, Can be seen in operation, Located in NH
The Eastman Saber C-Series computerized cradle-feed Spreaders are made with top quality, American-made parts. Guided by the Spreader Intelligence digital control system, with an Intel® micro-controller inside, the C-Series gives you instant control at your fingertips.
It features a motor drive system with speeds up to 110 yards/minute (100 mpm) AC motors and inverter drives work in conjunction with heavy duty belts and pulleys for positive, reliable movements.
The Intel microcontroller used in the Eastman Saber C-Series provides totally tensionless spreading. It computes the trajectory for feeding, and also checks it 50 times per second to adjust the cradle to feed cloth at exactly the same rate the spreader is moving down the table.
- Spreader Intelligence™ Digital Control System
- Intel micro controller inside
- Tilting deep “V” cradle feed system
- Single feed cradle system for tensionless spreading
- Automatic cloth tension control
- “Active” dancer bar for flaw cut out
- All wheel drive
- User-friendly operator panel
- LCD display with keypad
- Ply counter
- Self-diagnostic test
- AC motor drive system
- Infra-red edge control with linear actuator
- Maximum Speed: 110 ypm