text:
Control DLC is on the way, but Remedy is also working on three other games.
Today, Remedy released a lengthy financial statement explicating its performance from January 1 through December 31, 2019. Nestled within the broader breakdown? The revelation that the Finnish company is currently working on four projects.
Control fans likely already know that Remedy is working on a pair of paid expansions for the third-person shooter. Remedy has also previously revealed that the company is handling the campaign for CrossFire X – a new take on CrossFire, an FPS with a massive player base in Asia. It’s scheduled to launch on Xbox One this year.
The new news is that Remedy is currently in pre-production on an unannounced game. We know basically nothing about that, but it might be the project that lead writer Sam Lake indicated he was beginning work on last November.
The statement also revealed that the company is gearing up to get in the service games arm race. Vanguard is a small multiplayer-focused team within Remedy, which the company’s website describes as having “a startup mentality within the stability of a large company.”
Vanguard also seems to be the working title for the project the team is working on.
All in all, there’s a lot to be excited about. We ranked Control as one of the best games of 2019, so it’s exciting to see the team branching out as they head into the future.
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domain: game


text:
Rupert Everett adds glamour to world's biggest book fair
British actor Rupert Everett brought a dash of Hollywood glamour to the Frankfurt Book Fair Thursday to talk about getting his new film on legendary dandy Oscar Wilde off the ground.
The 52-year-old star of films such as "My Best Friend's Wedding" and "An Ideal Husband" joined industry insiders from the media and entertainment worlds, gathered at the world's biggest book fair.
The film, which Everett wrote and plans to both direct and take the title role in, focuses on the life of the flamboyant 19th century Irish poet and writer in Paris when he went into exile after leaving prison.
"His life was completely different from the incredibly glamorous life of a star that he led previously in London," Everett told a panel discussion on the future of storytelling at the five-day book fair.
He said he had now found producers and hoped to make the film next year.
So far the cast includes "The King's Speech" star Colin Firth, as well as Emily Watson, Tom Wilkinson and Edward Fox, he said also pointing to the difficulties of producing a period film.
"It's difficult to finance a film like this because it takes place in the 19th century so it's already extremely expensive.
"It takes place also in four different locations (Naples, Paris, London and the north of France) which you cannot really cheat," he said.
But he added: "I just thought now at this stage in my life, I just want to try and do the kind of thing that I like and these are the kind of films that I like."
Everett, who has also written a couple of books, has already been in two films and several plays about Wilde.
But he said his new film portrayed the end of Wilde's life after falling from being "one of the first pop stars" of his day, to being shunned by society as a convicted homosexual, and demise into alcohol and living as a vagabond.
"I have had a relationship with Oscar Wilde right from my earliest memories really because my mother used to read to me at night the Oscar Wilde fairy stories," he said.
"Also as a homosexual trying to make a living in show business I have found many things really haven't changed in one sense since the day of Oscar Wilde," he said.
Despite political correctness, there is "still a rock hard culture. In the cinema, for example, if you want to be in front of the camera, it's pretty much impossible to be a homosexual.
"In football it's pretty much impossible to be a homosexual."
© 2011 AFP

domain: entertainment


text:
Utility of serum lipid ratios for predicting incident type 2 diabetes: the Isfahan Diabetes Prevention Study
Background: In this study, we evaluate the association between triglyceride to high-density lipoprotein cholesterol (TG/HDL) ratio and total cholesterol (TC) to HDL (TC/HDL) ratio and the risks of type 2 diabetes (T2D) in an Iranian high-risk population.
Methods: We analysed 7-year follow-up data (n = 1771) in non-diabetic first-degree relatives of consecutive patients with T2D 30-70 years old. The primary outcome was the diagnosis of T2D based on repeated oral glucose tolerance tests. We used Cox proportional hazard models to estimate hazard ratio for incident T2D across tertiles of TG/HDL and TC/HDL ratios and plotted a receiver operating characteristic (ROC) curve to assess discrimination.
Results: The highest tertile of TG/HDL and TC/HDL ratios compared with the lowest tertile was not associated with T2D in age- and gender-adjusted models (HR 0.99, 95% CI: 0.88, 1.11 for TG/HDL ratio and 1.10, 95% CI: 0.97, 1.23 for TC/HDL ratio). Further adjustment for waist circumference or body mass index, fasting plasma glucose, and low-density lipoprotein cholesterol did not appreciably alter the hazard ratio compared with the age- and gender-adjusted model. The area under the ROC curve for TG/HDL ratio was 57.7% (95% CI: 54.0, 61.5) and for TC/HDL ratio was 55.1% (95% CI: 51.2, 59.0).
Conclusions: TG/HDL and TC/HDL ratios were not robust predictors of T2D in high-risk individuals in Iran. Copyright © 2015 John Wiley & Sons, Ltd.
Keywords: TG/HDLC ratio; first-degree relatives; incidence; lipid ratios; lipids; risk factor; type 2 diabetes.

domain: medical


|Birth name||Joshua Leary|
|Also known as||Evian Christ|
11 June 1989|
Ellesmere Port, Cheshire, England
Joshua Leary (born 11 June 1989), better known by the stage name Evian Christ, is an English electronic music producer, DJ and songwriter from Ellesmere Port, UK. He is signed to Tri Angle Records and to Kanye West’s publishing house, DONDA. He released his debut mixtape Kings and Them in 2012 and gained prominence as a collaborator on West's 2013 album Yeezus. He released a further EP on Tri Angle, Waterfall, in 2014.
Life and career
Leary grew up in the small town of Ellesmere Port, near Liverpool. He began making music after playing around with vintage keyboards belonging to his father, who initially made Kraftwerk-influenced synth music before becoming a trance DJ in the late ’90s. At 19 he produced a selection of J. Dilla-influenced soul edits, and intended to release them until the label he had partnered with went out of business. While training to be a primary school teacher at Edge Hill University, Leary produced the eight tracks that would make up his debut mixtape, Kings And Them. Made music in his garage on Cubase. In December 2011, he posted three of the tracks on YouTube under the name Evian Christ, apparently only for his friends to hear. They were discovered by Dummy Magazine and other music blogs, which led to a search for his identity.
After the tracks blew up, Leary responded to a message from Tri Angle Records founder Robin Carolan, who signed him to the label. In February 2012, Tri Angle released Kings And Them, a free mixtape compiling his musical output thus far. Days after, Leary made his live debut at a Tri Angle showcase in London alongside Balam Acab, Romy xx, and The Haxan Cloak. Directly after graduating from his education program, Leary left the UK to tour in America. In July 2012, Tri Angle rereleased Kings And Them as a limited edition 12" EP featuring remastered versions of mixtape tracks "Fuck It None Of Y’All Don’t Rap," "Thrown Like Jacks," "Drip," and "MYD."
In 2013, Kanye West reached out to Leary to produce material for his then-upcoming record Yeezus. West flew him out to Paris, where he worked with in-house engineers and producers to create the album track "I’m In It." By the end of the year, West signed Evian Christ to his publishing house, DONDA. In the same year, Leary attended the Red Bull Music Academy in New York City.
Leary released his debut EP, Waterfall, in March 2014. He also announced work for the follow-up to Yeezus, and hosted Trance Parties in the UK. In 2015, collaborated with artist David Rudnick to create a temporary art installation at London’s ICA, and expanded his Trance Parties, with the fourth edition taking place in Liverpool, London and Sheffield.
In August 2016, Leary produced "Pneumonia," the second single from rapper Danny Brown's critically acclaimed fourth studio album, Atrocity Exhibition. The single was officially released on August 19 through Warp Records.
Style and influences
He was always inspired by his dad’s trance DJing and then went on to discover R&B and hip-hop through MTV Base. Later, he stumbled upon experimental electronica and ambient music through Grouper, Tim Hecker and Ben Frost. He tends to describes his music as deconstructionist, using samples from mainstream rap artists like Tyga but combined with his own dark, industrial beats.
- Duga-3 (2013)
- Waterfall (2014)
- Kings and Them (2012)
- 9. "Pneumonia"
- Jack Shepherd (30 August 2015). "Evian Christ cancels Reading festival appearance after being 'trapped in a cage' at Leeds by staff". The Independent. Retrieved 7 September 2015.
- "DJ Evian Christ not playing Reading set after being 'put in cage' at Leeds". BBC Newsbeat. 30 August 2015. Retrieved 7 September 2015.
- "FACT Magazine: Music News, New Music". FACT Magazine: Music News, New Music. Retrieved 2016-01-05.
- Hutchinson, Kate. "Evian Christ: from teacher training to Kanye West's inner circle". the Guardian. Retrieved 2016-01-05.
- "Rising: Evian Christ". Pitchfork. Retrieved 2016-01-05.
- "There is an anonymous producer you actually need to hear and s/he is called Evian Christ". www.dummymag.com. Retrieved 2016-01-05.
- ""Make the weirdest shit you can think of": Evian Christ interviewed". FACT Magazine: Music News, New Music. Retrieved 2016-01-05.
- "My 2013: Evian Christ – June". Dazed. Retrieved 2016-01-05.
- "RBMA alumni". Retrieved 28 April 2016.
- "Evian Christ confirms work on new Kanye West album, shares remix of Young Thug's 'Stoner'". FACT Magazine: Music News, New Music. Retrieved 2016-01-05.
- "Evian Christ: Lord of the Trance". Dazed. Retrieved 2016-01-05.
- "Danny Brown releases Evian Christ-produced single 'Pneumonia'". FACT Magazine: Music News, New Music. Retrieved 2016-11-10.
- "WARP | News | New track 'Pneumonia' (Produced by Evian Christ)". WARP | News | New track ‘Pneumonia’ (Produced by Evian Christ). Retrieved 2016-11-10.


text:
A burn is defined as an injury caused by thermal, chemical, radiation or electrical energy.
Thermal burn is the most common cause of burns. Not only does it cause damage to the skin, it also carries a risk of inhalation injury. An inhalation injury refers to a burn anywhere in the respiratory tract, from the pharynx to the lungs. The signs of inhalation injury include singed nasal hairs, carbon particles in the sputum, hoarseness and elevated carbon monoxide levels in the blood. If there is concern about significant airway injury, anaesthetic input should be sought early, as an endotracheal tube may be required. Swelling of the airway worsens over the first 24-48hrs after acute injury, making intubation much more difficult.
Electrical burns cause injury by a combination of thermal injury and the direct effects of the electrical current to the tissues. They are often more serious than they may appear on the surface. Muscle is typically the most affected in this sort of injury and there is a risk of compartment syndrome (swelling of muscle groups leading to myonecrosis). Significant muscle damage leads to myoglobinuria which can cause acute kidney injury.
Chemical burns cause damage by reacting to the tissue proteins which ultimately leads to tissue death. Chemicals that remain in contact with the skin will continue to cause damage until they are removed or neutralised.
Annually, in the UK, approximately 175,000 people attend A&E departments with burn injuries
10% of these patients require inpatient care in a specialist burns unit
Assessment of major burns should follow the ATLS approach
Your first priority is the patient’s airway:
Identify whether there is inhalation injury
Treat any airway obstruction
If there is evidence of impending airway obstruction (hoarseness, stridor) involve an anaesthetist immediately
Once the airway is safe/secure:
Stop the burning process by removing all clothing from the affected area (do not peel off adherent clothing)
Rinse with copious amounts of warm tap water
Cover the area with saline soaked gauze
Gain intravenous access – patients with burns over more than 20% of the body surface area will require fluid resuscitation
Establish the circumstances within which the injury occurred (this, of course, should not delay resuscitation efforts):
How did the fire occur? (e.g explosion)
Where did it occur?
Was it an enclosed space? (e.g. risk of carbon monoxide exposure)
When was the patient removed from the fire and how long were they exposed to it?
Any loss of consciousness?
Did the patient fall or jump? (exclude other injuries)
Enquire about the patient’s past medical history and tetanus status
Total burn surface area (TBSA) can be estimated using Wallace’s Rule of Nines. In this system, the adult body is divided into anatomical regions that represent 9% (and multiples of 9%) of the TBSA. This is useful for a quick clinical assessment.
For children, because their heads are larger in relation to their bodies, the rule must be modified to account for this. Lund and Browder charts are commonly used to perform this estimation. The method is more accurate and allows for age variation.
Burns are classified as first, second and thirddegree depending on the depth of the injury.
Superficial (1st-degree burn)
Injury to the superficial surface of the skin (like a sunburn). The epidermis remains intact. Features include erythema, pain and absence of blisters. Normally heals within 1-2 weeks with no scarring.
Partial thickness (2nd-degree burn)
Involves the dermis which can range from superficial dermal to deep dermal. Blisters, severe pain, hypersensitivity and weeping skin are features. Takes 2-8 weeks to heal (depending on depth).
Full thickness (3rd-degree burn)
Complete destruction of the dermis and may extend to the subcutaneous tissue. Clinical features include a thick leathery feel, pallor, loss of sensation and absent capillary refill. This type of burn usually requires skin grafting and surgical management.
Involves the subcutaneous fat, muscle and sometimes bone. May require amputation.
Burns tend not to be uniform, there may be areas of 1st, 2nd, 3rd-degree burns in any given area.
They are also dynamic and need constant reassessing in the first 48 to 72 hours as their depth can change due to inadequate treatment or superadded infection.
Should be secured as part of your initial treatment
Hypoxia should be managed with supplemental oxygen
Carbon monoxide (CO) exposure can occur in an enclosed space
Measure HbCO (carboxyhaemoglobin) levels
Levels greater than 20% can cause: headache, confusion, coma and death
Fluid resuscitation is usually required in a patient with severe burns. The following formula can be used to work out fluid requirements in the first 24 hours.
First 24 hrs = 2-4mL kg of crystalloid (Ringer’s Lactate) × patient weight (kg) × % BSA (area of burn)
Half of this amount should be given in the first 8 hours and the rest over the next 16 hours, but urine output should also guide fluid prescribing.
Monitor urine output and test for myoglobinuria, which can cause acute renal failure.
Bloods: FBC, U&E, Crossmatch, Carboxyhemoglobin, Serum glucose, Pregnancy test in all females of childbearing age
Imaging: CXR and other imaging as deemed appropriate
Cardiac monitoring: to monitor for the effects of electrolyte and acid-base abnormalities
Gastric tube insertion
May be required if there is nausea, abdominal distention, or if there is an extensive burn greater than 20%.
Burns are one of the most painful injuries one can have.
Looking after and treating burns can mean patients are often in constant pain.
Intravenous morphine is usually required.
Dressings help to relieve pain by preventing air from passing over the wounds which can be very painful.
Paraffin gauze dressings are a good option in superficial burns and silver nitrate dressings are preferred for deeper ones.
Recovery will depend on the depth of the burns and the body surface area affected.
Superficial burns usually take 14 days to heal without surgical intervention.
People most at risk of death are those over 60 years, greater than 40% of burn surface area affected and inhalation injury.
Mr Zakir Shariff
Consultant Plastic Surgeon
1. Wallace’s Rule of Nines. By OpenStax College [CC BY 3.0], via Wikimedia Commons
2. By U.S. Department of Health and Human Services (http://www.remm.nlm.gov/burns.htm) [Public domain], via Wikimedia Commons
3. By QuinnHK at English Wikipedia [Public domain], via Wikimedia Commons
4. By Snickerdo at Wikipedia [CC-BY-SA-3.0], via Wikimedia Commons
5. By Craig0927 (Own work) [Public domain], via Wikimedia Commons
6. Bygoga312 at Wikipedia [CC BY-SA 3.0], via Wikimedia Commons
Semer NB. Practical Plastic Surgery for Nonsurgeons. Hanley & Belfus, Inc. Philadelphia. 2001

domain: biology


text:
Thanks! Michael The India photographs are a gift to any young adult who no longer lives in India, or is away from home temporarily like some students we have at Sanford. They are beautiful, loving and respectful without a critical agenda. For me, many of the photos have more layers of meaning, like glimpses into a story. Your relationship with the people you photograph shows in their responsive interaction with you, so that the camera is not an unfeeling though all seeing eye object to object, rather, subject to subject.
Nice site, beautiful pictures. Was looking for info on the exhibit you are a part of. Will have to get the info tonight in person!
Michael, I enjoyed your presentation tonight at the Crosstown Camera Club.

domain: artistic


text: International Cricket Captain 2008 is a cricket management game. The game allows you to control nearly everything you can control regarding the great game of cricket. I remember having a little cricket set when I was younger. Although not the most thrilling of sports, it is certainly fun and challenging. The game also is. You get to manage both national and international cricket teams until you reach glory. The game features 3000 professional players and all their stats. So if you have a favorite player, you can expect him to be there. The rosters and schedules are updated for the year 2008. You can manage almost anything about your team. You can sell tickets for your games, in order to make money. You can now try young players out in your first team. You can train your players so that they become stars of the great game of cricket. All the players of the last 100 years have been given realistic visuals, so that you can identify them. The game engine has been redesigned to take advantage of the latest improvements in the field.


Berlin-Ichthyosaur State Park reopens in central Nevada on Wednesday
The Berlin-Ichthyosaur State Park reopened on Wednesday, May 11, Nevada State Parks announced.
The park had closed in April 2021 for road improvements. The fixes allow safer travel through Union Canyon throughout the year.
"This large-scale project, which included restoration, resurfacing, rehabilitation, and reconstruction of roadways, will provide visitors with safer access to the park," a representative with Nevada State Parks wrote in a release. "The roadways were widened to allow for two vehicles to pass simultaneously in most areas, and improvements include erosion control measures such as the installation of five low water crossings and a new guardrail placed along the fossil shelter road."
State Parks Administrator Bob Mergell said the project was "crucial" to protecting the integrity of the area's natural resources.
The park is 280 miles, or about five hours north of Las Vegas, and 158 miles, or three hours southeast of Reno.
For more information on the park, click here.


text:
Land that was stolen by the late FARC commander Pedro Antonio Marin Marin, alias “Manuel Marulanda Velez,” was finally returned to the Colombian state after being controlled by the guerrilla group for close to 30 years.
The approximately 138,000 acres of land in the southwestern department of Caqueta, primarily used as cattle ranches, were turned into the private estates of Marulanda, one of the original leaders of the leftist organization, and Victor Julio Suarez Rojas, alias “Mono Jojoy,” who was the FARC’s second-in-command until he was killed in a 2010 military operation.
“We always spoke of the people who were stripped of their property, but we did not take legal action to recover the land. And many are vacant lots where Marulanda and Jojoy forced families out of their homes to take their livestock and crops,” said one of the prosecutors accompanying the group.
Various delays have hampered the effort to restore the land to its rightful owners since 2002.
In January Colombia’s President Juan Manuel Santos promised to restore 1,853,000 acres of stolen land to 220,000 families over the next four years. The country’s Ministry of Agriculture called these figures “misleading,” because the government included in their estimates not only land that was stolen from illegal groups but also vacant plots.
Illegal armed groups in Colombia have historically pressured or threatened farmers to leave their land or sell it to them at prices much lower than market value, causing forced displacement figures in the country — the world’s highest — to skyrocket.

domain: sociology


text:
Boyle puts Motherwell up for sale
The Times, Phil Gordon
25 April 2002
THE first victim of the new era of austerity sweeping through the Bank of Scotland Scottish Premier League was unveiled yesterday when Motherwell laid bare their insolvency
John Boyle, the chairman and majority shareholder, is walking away from Fir Park, which has swallowed up £9 million of his own money, and the club will now be put into the hands of administrators
The turmoil at Motherwell also engulfed Eric Black, the manager, and Pat Nevin, the director of football, who both resigned yesterday before Boyle called a press conference to announce the club's financial plight. Terry Butcher, the assistant, will take over Black's duties but the former England captain must feel like the captain of the Titanic
Nevin revealed that he has resigned in protest at Boyle's action, which could see players having their contracts torn up should the administrator decide. "I could not make that fit with my philosophy on how to treat people," Nevin said. "I have made promises to players here." The club's financial affairs will be frozen while it is run by an administrator and a buyer sought. There will also be redundancies, Boyle confirmed, among the playing staff
Motherwell's demise comes just weeks after the withdrawal of Sky Television as the league's main backer, and the collapse of plans for SPL TV, an in-house per-per-view channel, which Celtic and Rangers withdrew their support from two weeks ago
"I have personally invested £9 million into the club over the last few years and I am minded to write off most of the debt, which should be of some help to the club," Boyle said yesterday. "It will mean that it will be virtually debt free, something unique among SPL clubs.
Boyle, who has been at Motherwell for four seasons, blamed the collapse of television deals for prompting his decision to cut his losses. The millionaire businessman described his "despair" at the club's perilous financial situation, prompted by a spiralling wage bill which accounted for 97 per cent of Motherwell's turnover two seasons ago.
Boyle sanctioned signings of players such as Andy Goram, the former Scotland goalkeeper, and John Spencer from Everton, and while the club finished fourth in the SPL in 1999-2000 under then manager Billy Davies, the result off the pitch was a near-Pounds 4 million loss
Ashen-faced players left Fir Park yesterday before the club issued a statement which said: "The board of directors at Motherwell has decided to put the club up for sale. The directors also agreed to seek a court order placing the club in interim administration.
"This means an administrator will be appointed by the Court of Session in Edinburgh to run the club while a buyer is sought. It does not mean the end of Motherwell Football Club and the club is not in liquidation." The future, though, is grim, despite Motherwell insisting that there is no threat to the team continuing to play in the SPL and it will fulfil its last two remaining fixtures this season.
"A financial restructuring of the club will take place," the statement added. "Sadly, this will include redundancies in both the playing and non-playing staff, although it is too early to say how many jobs will be affected." The first two, Black and Nevin, chose to leave.
Black was appointed just six months ago as successor to Davies but could see no possibility of his plans coming to fruition under Fir Park's economic meltdown. The former Scotland and Aberdeen striker could move to the Nationwide League, where he has been linked to Coventry City as an assistant to Gary McAllister.
Nevin's involvement was more personal. A close friend of Boyle, it was he who persuaded the man who made his fortune in the travel industry to dabble in the more fickle world of football and now both have fallen out.
Sadly, Motherwell stubbornly refused to take off, despite Boyle's injection of cash to overhaul the squad. Cut-price ticket policies at Fir Park also failed to stimulate long-term interest by attracting new fans, and with the core remaining at 5,000 -which it has done for over a decade -there was precious little chance of merchandising or commercial revenue being hiked up.
That left Motherwell at the mercy of television revenue. The SPL's decision last season to turn down Sky's offer of Pounds 45 million over four years has rebounded now, with no alternative in sight. Boyle, reluctantly, has decided to bite the bullet and sell Motherwell.
Boyle said yesterday: "We have tried everything in our power to turn the club around, but it cannot continue to trade insolvently. Since I took over four years ago, everyone has been fully committed to Motherwell but we have watched with despair as the financial situation deteriorated.
"Dwindling gates, lack of sponsorship, reduced corporate support and continuing uncertainty over television income mean that the club, on its present cost base, is not financially viable.
"The issue of television rights has been particularly difficult for us. The failure to agree a deal with Sky and the collapse of plans for SPL TV were extremely bad financial news for us. There has been interest from potential buyers and hopefully there will be further interest in view of what has happened today."
Boyle said he believes Motherwell have a future, but as a "streamlined model, under a new structure and a complete restructuring of the cost-base, to meet the much reduced income, will have to be carried out."
Boyle is forced to sell Motherwell; Collapsing economy persuades chairman to cut losses at £11m
The Herald, Ian Paul
25 April 2002
SCOTTISH football was in turmoil yesterday, fearing a domino effect after Motherwell became the first Premier League club to fall victim to the collapsing economy of the game when they were put up for sale.
In taking this extraordinary step, the club chairman and chief shareholder, John Boyle, admitted defeat, acknowledging that the (pounds) 11m he has poured into the Fir Park vaults during his four- year tenure has been unable to stem the tide of inflation that has overwhelmed football in this country and increasingly more so abroad. It will mean major redundancies on and off the field and, quite possibly, a return to part-time football.
Even though his aide de camp, the club's director of football, Pat Nevin, resigned after opposing the board's decision to take this radical route in the hope of saving the club, Boyle insisted that he felt there was no alternative way forward.
He has waived his right to repayment by the club of his investment and effectively wiped out the club's debt, leaving the way clear, he hopes, for a local bid to take over and keep Motherwell FC as the centre of community sport.
Eric Black, the manager, also decided to quit in light of the impossibility of carrying on the game plan he had put before the players. Terry Butcher, his assistant, will take over as manager. Black is now expected to be appointed by Coventry as the No.2 to their new manager, Gary McAllister. He and Nevin, as well as the board, meantime, will carry on working with the administrator, who will be appointed today, while buyers are sought. How much they will have to stump up remains open to debate, but a six-figure offer should do the trick.
Even though Boyle argued that he and his board are confident that investors will come forward, Nevin reluctantly admitted that he had been doing a little sounding-out of companies in recent weeks and could not offer any encouragement in that direction.
Nevin believes that an alternative strategy, sticking with the current cut-back philosophy, with some further financial back-up by Boyle, would have got the club through the next two years to the time when every club in the league would have had to accept a new, cheaper product.
Boyle made it clear that he and his fellow directors had been persuaded by a number of factors that something radical had to be done, the last of which, the collapse of the SPL TV plan, had tipped the scales. Thus, he had an indirect swipe at the Old Firm, who, of course, scuppered the proposed self-owned TV project.
"First, there was dwindling attendances because of even less competitiveness," he said. "Then there was the loss of our sponsors, Motorola, who themselves had to carry out considerable redundancies; there was also reduced corporate support and, finally, the uncertainty of TV income.
"The failure to agree a deal with Sky TV and the collapse of the plan for SPL TV, in which I was heavily involved and we wholeheartedly supported, were bitterly disappointing and extremely bad news for us financially. I would add that Motherwell is still very much in support of the 10 in the SPL."
He remained optimistic that, with a new low basic cost, the club could survive and continue. "There has been interest from prospective buyers previously and, hopefully, there will be further interest. This is a very sad day for us but I do believe there is a future for a streamlined Motherwell but that must be under new leadership, and a complete restructuring of the cost base of the club to meet the much reduced income will have to be carried out."
Nevin, standing on the steps in front of the main door at Fir Park, said that he had spent most of the morning telling the staff, players, and office colleagues, the situation. "My feelings are with the people in there," he said, pointing inside the glass doors. "There are men and women in there with families and mortgages and it is them that I feel devastated for."
He insisted that he had no choice but to step down. "I intimated at a meeting yesterday, if we went ahead with this plan of action, I wouldn't be able to stay."
He readily conceded that he has believed for some time that the cull of players in the game generally was going to be horrendous. "Our budget for players last year was (pounds) 2.9m. This year we are down to (pounds) 1.4m and Eric Black, who was brought in to keep us in the SPL, did it with an incredibly small budget; in fact he did not spend his whole budget. Among the many sad things, Eric, who will be a spectacularly good manager, is going just when the base of the club, with George Adams and the youth policy, is so promising.
"My view was that, over the next two years - in fact we are a year into it - we could decrease the costs, but you cannot argue about the huge amount of money John Boyle has put into this club. I felt that it might cost (pounds) 2-3m more of John's money to give it a soft landing. I certainly told the board that should be done, even though I knew it was asking a lot of the man. They obviously disagreed and that is why I resigned. I have to say that you can't really argue with their case as a pure financial argument but, well, this is football.
"John has his financial advisors and they reckoned this is the way to go, as did each member of the board. I was the only one arguing differently. It was a difficult call, asking the man to put in a few more million pounds, but I felt the way the game is going - and it is easy to see that the figures it is costing to get players on board are going down all the time - it is going to be a much cheaper business to run in the next two years."
BOYLE: THIS CLUB WILL BE A GOOD BUY; SOCCER IN CRISIS: Fir Park owner declares Motherwell is no financial disaster
Evening Times, Matthew Lindsay
25 April 2002
MOTHERWELL chairman John Boyle today insisted that any parties interested in buying the club aren't walking into a financial disaster zone.
Despite putting the club into the hands of administrators, the Fir Park owner believes that the Lanarkshire club could still enjoy a bright future under new management.
After shelling out (pounds) 11million to keep the club ticking over during his four years at the helm, much of it in his first two seasons when he made a daring bid to install them as the third force in Scottish football, Boylewants out.
But he is willing to wipe the slate clean for whoever wants to take over. He said: "The fundamental reason we should be optimistic is that I will personally write off virtually all of the club debt.
"The club has no bank debt, which is fairly unique in Scottish football.
"The ability to inherit a club with virtually no debt on a much- reduced cost base, which reflects the anticipated income, means that this could be for a Lanarkshire buyer.
"That is the very essence of what we have tried to achieve - to make it attractive to someone and they will have a very different animal than it is now."
But Boyle insists their current move was the only option in the face of mounting financial problems at the club.
"The situation we have here is on a much higher financial plane than what will be required to keep the club moving forward in Scottish football," said Boyle.
"It is going to be very painful and very difficult, but it is the only possible way forward.
"It will be a slim-line Mother-well and that may have a chance of surviving in the current climate of Scottish football.
"The moment directors are unequivocally aware that there is no reasonable prospect of the club making anything other than a significant loss, you have a legal and moral obligation to call a halt.
"I was always prepared to support the club and invest if there was any possibility of us turning the corner and becoming self- sustaining.
"A football club is not just a business - it is a part of the community and it is unhealthy for a club to be over-dependent on one person in the long-term.
"I saw myself as the catalyst to invest in Motherwell and re- ignite it, but when a series of extraneous factors comes together you have an obligation to re-organise."
However, Boyle could not disguise his emotions as he informed the world of redundancies at his club.
The Fir Park supremo conceded the decision to place the club in the hands of administrators was "painful but urgent" as he attempts to turn around the financial fortunes at Well.
Manager Eric Black and chief executive Pat Nevin both stepped down from their positions as a result of the decision as former Rangers and England defender Terry Butcher took over as manager.
But the pain of the decision was etched across the face of the chairman, who was close to tears as he revealed the extent of the cost-cutting which is now required to save the 116-year-old club from extinction.
"This is my hometown club and I have given it my very best shot over the last four years," said Boyle.
"Nothing would have given me greater satisfaction than to see the club doing well.
"I must express the board's deep and sincere gratitude to the staff, the players and the supporters.
"This is a club with a proud history and we will do everything in our power to ensure its future in a new form is secure.
"I have invested (pounds) 11m in this club over the last four years and I was pleased to do so.
"But the financial situation of Scottish football in general has converged to make it clear that, on its present cost base, there is no realistic possibility of the club breaking even in the foreseeable future.
"When that stark reality is taken into account, one has no option but to look at the whole structure of the club."
Now Boyle's wish is that the people of Lanarkshire at long last come out to support the club by coming through the turnstiles.
Despite various attempt to tempt fans and families to come along on matchdays, attendance figures failed to pick up over a consistent period of time.
But perhaps what has happened over the last 24 hours might give fans a wake-up call and ensure more season tickets are snapped up.
Motherwell on the brink
The Scotsman, Stephen Halliday
25 April 2002
SCOTTISH football's spiralling financial problems claimed their highest-profile victim yesterday when Motherwell were put into administration.
On a dramatic and emotional day at Fir Park, club chairman John Boyle announced the decision to put the club up for sale.
Pat Nevin and Eric Black, who both opposed the radical financial restructuring which will make many of Motherwell's 80 staff redundant, resigned their positions as director of football and manager respectively.
Nevin and Black will remain at the club to assist the administrator, who will be appointed by the Court of Session in Edinburgh today, until the end of the season. Terry Butcher, Black's assistant, has agreed to succeed him as manager.
For Boyle, who took control at Fir Park amid a blaze of publicity and barrage of ambitious plans for his hometown club four years ago, it was clearly a distressing day and he was close to tears on several occasions as he signalled the end of his tenure. This was his first task after returning from a 600-mile charity cycle ride in Vietnam, and the contrast could hardly have been more stark.
"I do this with the saddest of hearts and it is a very painful decision," said Boyle. "We have been watching with increasing alarm the deteriorating financial position of the club. Assuming there is no further decline in income, Motherwell would lose between GBP 1.8 million and GBP 2.1 million next year.
"We would have been trading insolvently and that is obviously untenable. This painful decision has been taken because it has become clear that Motherwell, as presently set up, will continue to make heavy losses for the foreseeable future.
"The financial situation of Scottish football in general, as well as Motherwell's situation in particular, have converged to make it clear that on its present cost base, there is no realistic possibility of the club breaking even in the forseeable future.
"We had no option but to call a pause, bring in the administrator and see if the club is viable on a reduced cost base. I believe it is possible, although it will be very difficult and painful. It will be a slimline Motherwell and that may have a chance of surviving in the current climate."
According to Boyle, he has invested GBP 11 million of his own money in the club since assuming control at Fir Park. As Motherwell's sole creditor, he said he was "minded to write off most of my debt", making the club far more attractive to potential buyers.
Falling attendances, the loss of long-term sponsor Motorola, a slump in corporate support and the failure of the SPL to secure a new TV deal combined to take Motherwell to the brink of financial ruin and force Boyle's decision to sell.
"I can only speak for Motherwell, but I think football throughout the UK is undergoing a deep financial malaise for a number of reasons," he added.
"The TV issue is a significant, but not an exclusive factor in the decision we have made. When it became clear the club would have no guarantee of TV income, the directors had no option.
"I have spoken to the staff, which was very painful, and the hard fact is there will be redundancies. There is no way round that. By taking this decisive action, we will at least preserve a significant number of jobs. The decision is utterly urgent and necessary if anyone is going to survive.
"I have been weathering a short-term problem out of my own pocket for the last two years in the hope that a corner could be turned and income could be increased. But it has become patently obvious this is not a short-term problem."
Boyle admitted he has made mistakes during his four years in charge, a period which started out with grand visions of Motherwell become Scottish football's 'third force'.
"You make hundreds of decisions over four years," he said, "and clearly I made some mistakes across a range of matters. I don't want to particularly highlight anything. This is my hometown club and I have given it my very best shot."
It has been a bad month for Boyle. A fortnight ago, it emerged that the collapse of Servsoft, a Bellshill-based software house, would cost Boyle's Hamilton Portfolio investment firm an estimated GBP 300,000.
Nevin, a long-time friend of Boyle, tried to persuade him to continue investing in Motherwell as he was convinced the club would eventually emerge in a healthier financial condition.
"I told the board yesterday that if they went ahead with this plan of action, I would have to leave immediately," said Nevin.
"I was the only one arguing against it. It's drastic and I don't agree with it at all.
"I know it was asking a lot from the guy, and he has really put a huge amount into the club, but I felt we could have a softer landing if John had put a few more million into it over the next couple of years. I realise that purely financially, you can't argue with the decision, but I feel it is wrong," added Nevin, who had reportedly headed a consortium which failed in a bid to buy out Boyle.
Black, grim-faced throughout yesterday's press conference, declined interview requests and simply read out a brief, prepared statement.
He said: "In view of the board's decision today, I feel I have no alternative but to resign as manager. I understand the club is going through a difficult financial period and certain measures have to be taken in relation to this.
"The effect of these measures would therefore render it impossible for me to fulfil the obligations and commitments which I have made to the players, staff and supporters at Motherwell."
Football in crisis: Motherwell have not passed on - the club have been put on a life-support machine ; BOB SHIELDS arrived at Fir Park expecting a wake but found the patient was fighting for survival
Daily Record, Bob Shields
25 April 2002
A VAN from Anderson Flowers, of Windmillhill Street, Motherwell, sat outside the main entrance.
Along Fir Park Street, the huddle of sports writers could have been mistaken for mourners waiting for a coffin to arrive.
The sky was as grey as the faces of the few fans loitering with inquisitive intent. It was the kind of day you would expect for a funeral.
There was even a sombre silence as we trooped up to the Davie Cooper Suite for a short service of remembrance. "It's grim news," one journo whispered to a colleague.
Tom Cassidy, of Motherwell FC's public relations firm, Media House, ushered us in like a funeral director. Finally, chairman John Boyle strode in nervously to read the valediction.
But it's not a funeral after all. Motherwell isn't dead. It's on a financial life-support machine. And relatives have been informed.
The club is expected to make a slight recovery after fiscal surgery. But it will never be the same again.
It was the day Scottish football's know-alls had predicted for years. Even the know-bugger-alls could see it looming. But finally, someone had to stand up and spell out the harsh realities of our national game's parlous state.
The game's a bogey. The baw is on the slates. It's tea is oot.
That the first head over the parapet should belong to Boyle is a surprise to those know don't really know him.
He's quiet, shy and even slightly awkward among strangers. If, unknown, he struck up conversation in a bar, I'd wonder what his game was. Football wouldn't be top of my list.
You can imagine him losing his hankie more often than his temper.
Yet he is a boardroom lion. He's made, lost, then made again bigger fortunes than even lottery winners dream about.
He's a happily married father of four.
And he's also the man who has blown the whistle that the SPL is a modern day Emperor's New Clothes.
Honest ... there's nothing there.
His rise to wealth was as quiet as it was spectacular. He started and built holiday companies Falcon Leisure and Owners Abroad in quick succession.
But even that track record couldn't convince nine banks to back his dream - a cut-out-the-middleman holiday company. He called it Direct Holidays.
The Royal Bank of Scotland finally risked pounds 1million and got back pounds 16million when Boyle sold out to Airtours for pounds 88million three years later.
He decided no one should have to wander around with a begging bowl. He's now a venture capitalist, studying risks and deciding whether to back them.
His decision to back his home town side may have been made more with the heart than the head. The club was his father's favourite and John was asked if he would help out when a local butcher put it on the market.
At yesterday's press conference, his voice wavered twice.
Perhaps his thoughts turned to his father when he mentioned taking over the club four years ago. And he fought back tears when he spoke of telling the staff that jobs may have to go.
Boyle tried all his travel trade tricks to market Well. Family packages, two for one deals - even free transport to woo fans from other parts of Lanarkshire.
He knew his club would never stand shoulder to shoulder with the Old Firm. But he didn't see why it couldn't look them straight in the navel.
Well paid big wages, hired big names and the players drove big cars. But Boyle never got the big crowds he needed, although he tried everything.
A Highland youngster once wrote to every SPL chairman asking why he should support their club.
Some never replied. Jim McLean wrote back saying Dundee United weren't worth supporting.
Boyle sent a personal letter, autographs, a jersey and invited the lad's family to join him in the directors' box.
His millions could have bought him anything ... but not a crystal ball.
When team sponsors Motorola pulled out - they could hardly back a team after sacking 1800 workers - the writing was on the wall.
The loss of TV money from Sky and the failure of SPL TV convinced Boyle his dream was over.
While Rangers and Celtic squabbled with the majority, Boyle was in Vietnam on a sponsored cycle ride to Saigon. It was his 50th birthday and he was raising cash for an orphanage he founded in Romania.
Some would say the pounds 11million he lost at Motherwell might have been better spent there. But that's not the point. Motherwell was a challenge.
One of Boyle's favourite stories is the day he was ousted as a chief executive in a boardroom coup by a holiday firm.
His mother told him: "Well, that's life son. One minute you're a peacock - the next you're a feather duster".
Boyle will wake up this morning feeling like a duster.
But don't bet against him strutting his stuff soon.
Motherwell launch rescue campaign
The Herald, Darryl Broadfoot
27 April 2002
MOTHERWELL yesterday launched a campaign to rescue their ailing club from the threat of extinction. Well Worth Saving, as it will be known, is a variation of an old theme: namely trying to persuade more punters through the turnstiles.
Quite what former owner and chairman John Boyle made of it all yesterday remains a mystery but those now charged with the task of preserving the Lanarkshire club's future will encounter the same difficulties which prompted the travel tycoon to cut his considerable losses after four fruitless years spent trying to overcome the local Old Firm obsession.
With a four-pronged attack - comprising the club's hitherto anonymous secretary, Alistair Barron, fans' representative Keith Brown, Terry Butcher, and the man who will ultimately decide the club's fate, interim administrator Bryan Jackson - Motherwell set about selling their club not just to prospective buyers but the community who have, until now, been largely ignorant to their cause.
While confirming that there have been five expressions of interest to the administrators, plus communication from Holland revealed in The Herald yesterday, Barren also revealed that "10 clubs" have shown their support in their hour of need.
There was no need to name the Old Firm, to whom a portion of blame for their current predicament was blamed after their vetoing of SPL TV.
Kilmarnock have offered cut- price tickets for today's game at Rugby Park while Dundee have played middle-men to set up a Fir Park friendly against Serie A's surprise package, Chievo of Verona, on May 9.
Barren chose to speak of the club as a sick relative in need of help and support from its "family" and was confident there will be a significant depth of feeling to see the club pull through after being placed on life support.
The operation has begun in earnest, with Jackson admitting that a painfully thin squad will require further pruning. While Tuesday has been suggested as the day of reckoning for those who will have to leave, Jackson has allowed the players to prepare for today's game before instigating the squad cost-cutting exercise.
Reports of 60 redundancies out of the 80 people employed by the club were dismissed as "untrue" and there was also a refusal to confirm or deny contact from the former Celtic general manager, Jock Brown, who is understood to be heading a consortium bidding to take the club over.
"Playing and non-playing redundancies will be necessary, but they will be kept to an absolute minimum," he said.
Barron, for his part, flashed the Well Worth Saving banner at every photo opportunity and declared that "it may be time to take the club back to the supporters". Roughly translated, he suggested that it may be a prerequisite for any bid to promise a supporters' representative on the board.
"We need the fans to return. We are a provincial club with talented young players coming through and if we can convince the support to return, then they will become used to the triumph and tragedy," he said.
On the subject of potential buyers, Barron added that Boyle has left a team unique to the SPL in that it "is not saddled by debt" but those who have hinted that they may be willing to meet the modest asking price will doubtless carry out a risk assessment before entering into the fickle business of football.
Well Worth Keeping? Only time will tell.
WELL WORTH SAVING ; KILMARNOCK V MOTHERWELL, TODAY 3PM Would-be saviours line up to make Boyle an offer.. with Dutch trio at top of queue
The Daily Mirror, Iain Campbell
27 April 2002
CRISIS club Motherwell may look across the North Sea once again as they battle for survival.
The Fir Park outfit's fortunes improved when they imported Dutch players like Luc Nijholt, Mitchell van der Gaag and Sieb Dykstra in the 1980s and 90s.
Then they also brought in Harri Kampmann as manager, along with countryman Simo Valakari, from Finland.
Now, along with interest from five local businessmen, the club has identified three new possible saviours from HollandForeign ownership may not be the preferred option of outgoing chairman John Boyle, but as the club mounted a "Well Worth Saving" campaign yesterday, no potential help was being turned away.
As offers of support came in from the SPL Gang of Ten, Italian club Chievo and various fans groups, there was clear evidence that the club is not going to slip quietly into oblivion.
Motherwell director Alisdair Barron said: "Three Dutch guys are saying: "We're interested". There's no doubt that we're getting a reaction from people.
"The moves from Holland involve consortiums of people and are three separate approaches."
With millionaire Boyle settling most of the club's debt, whoever buys into the Lanarkshire club will get an outfit in a strong position to go forward.
But the fans, whose absence from games has helped provoke the sale, will have a major part to play if long-term survival is to be achieved.
Around 30,000 fans supported Motherwell when they lifted the Scottish Cup in the most dramatic final ever seen at Hampden in 1991, and it is those fair weather fans who have to be brought back into the fold.
Motherwell fans and directors alike know that too many people leave the town to follow the Old Firm every week.
But Barron believes the club can still eventually win the numbers game. He said: "We're a family club and still see that as the way forward. Sometimes you don't go and see a well-loved member of the family enough, but when that person needs help you're there."
"There are 650,000 in greater Lanarkshire and while a lot of those will support the Old Firm there are still more than 250,000 who could turn in the direction of Fir Park."
Fans chief Keith Brown has been press ganged into service so quickly that he doesn't even have an official title.
But he believes the missing fans can be brought back, saying: "In times of adversity people come to the fore. But other clubs who have been in trouble found that when they appealed to the fans they got a couple of bumper crowds then it fell away. We want to keep the momentum going."
Suggestions that ex-chief executive Pat Nevin and former Celtic general manager Jock Brown are ready to buy the club have not materialised into concrete offers as yet.
But caretaker boss Terry Butcher says he would relish the opportunity to work with Nevin again, saying: "We have a big season coming up and I'd would welcome Pat back here."
As it happened FirParkCorner 2002

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In her latest adventure, Jane Whitefield, who helps people in trouble disappear from one life and establish a new identity, is hired by a Las Vegas gambling casino executive running from contract killers. But the killers are on the trail of the shadow woman, and soon Jane becomes the principle target of their rage and revenge.
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When her latest client, a Las Vegas gaming executive who has lost the trust of his criminally-connected bosses, asks for help, Jane Whitefield gets him out of town with a spectacular display of casino magic. Then she keeps her promise, gives up her dangerous trade, marries her loyal doctor, and settles down to live peacefully in upstate New York. As if. Fifty pages into Thomas Perry's third book about Whitefield--who uses a mixture of her Seneca ancestors' wisdom and a lot of modern muscle and computer smarts to make people in danger disappear--her client screws up. Jane's highly developed code of honor makes her leave her bridal bed to rescue him from an eerily psychotic Los Angeles couple who use everything from sex games to attack dogs to track him down. Previous paperbacks in this first-rate series are Vanishing Act and Dance for the Dead.From the Publisher:
Long before I started to work in publishing, I "met" and adored Thomas Perry --- starting with METZGER'S DOG and continuing faithfully with every book since. With his Jane Whitefield books, Perry has outdone himself and I'm in a constant state of anticipation, waiting for the next one. Since I have access to so many books, I'm always delighted to share them with other avid readers, and last week I found a message on my answering machine telling me that one of my friends was a new devotee. I was really excited to know I'd introduced another reader to Jane and her tantalizing adventures. Start with VANISHING ACT and keep on going through DANCE FOR THE DEAD and SHADOW WOMAN. Tanya Thompson, Executive Assistant
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Book Description Tantor Audio. MP3 CD. Condition: New. 1400160243 *BRAND NEW* Ships Same Day or Next!. Seller Inventory # SWATI210978906
Book Description Tantor Audio, 2009. Condition: New. book. Seller Inventory # M1400160243
Book Description Tantor Audio, 2009. MP3 CD. Condition: New. Never used!. Seller Inventory # P111400160243

domain: literature


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I first realised that I wanted to work in the creative media and entertainment industry when I understood that I could combine work and passion several years ago. And my interests are multiple and don't stop growing: Concept art, illustration, 3D modelling, texturing... So now I know I will find my way in this industry.
I think I was too young to remember, i played video game as far as I can remember. But now, with maturity, I know why I want to work in this industry : I want to create universe, story, characters, it's like playing god. Books, movies and TV shows are like windows that let you a glance of a brand new world where video games are doors that let you walk in it. I don't know what else to tell, i just want to create.


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Thursday, December 27, 2018 1:01 pm
By Azubuike Ubani
Interstingly, Ikedi Ohakim is making vigorous and calculated attempts at regaining political control of Imo State, after he was mischievously edged out of power by a combination of social forces that were both visible and invisible. The man, Ohakim, made his big break into Nigerian politics when he was elected and later sworn-in as the governor of Imo State in Southeast Nigeria in May 2007, on the platform of the Progressive Peoples Alliance, PPA — a party that was not particularly popular in the country. He later made a switch to the Peoples Democratic Party, PDP, the ruling party at the centre at the time.
He came into politics armed with good formal education from the prestigious University of Lagos, and with over 15 years working experience in the private sector where he held top executive positions. Those who knew him before then and his deep sense of devotion to whatever he applied himself, expected so much from Ohakim as the governor of his state. With this rich academic and corporate background and experience, Ohakim eventually cut his political teeth when he was appointed Commissioner for Commerce, Industry and Tourism of Imo State, from 1992 to 1993, under the administration of Governor Evan Enwerem, a government that was sacked from office in a coup led by the maximum leader, General Sani Abacha. He was later to become one of the founding members of the PDP in Imo State, and remained a PDP member until November 2006 when he relocated to the Progressive Peoples Alliance, PPA, under whose flag he contested for the governorship of Imo State in April 2007, and won.
Ohakim had aspired to be the PDP governorship candidate in Imo state, but had to pull out because of abuses of standing rules on party primaries that offended his sense of justice and fair play. But what must be mentioned was that during his four-year administration in the state, in spite of the many litigations by those that contested with him and lost, Ohakim governed with dedication, foresight and with new ideas — in a business-like manner. From day-one, he hit the ground running with innovative ideas and well-thought projects. He was later to return to the PDP in a grand ceremony in Owerri, the platform in which he contested for re-election and lost to Rochas Okorocha.
Like Dr. Kayode Fayemi of Ekiti State of the All Progressives Congress, APC, who lost after his first term in office, and later in 2018 returned to win for his second term, Ohakim said he can achieve the same feat, this time on the platform of the Accord Party, AP, having failed to get the ticket in the All Progressives Grand Alliance, APGA.
But some are questioning his ambition to return to Douglas House, Owerri after his first eventful but ‘controversial’ tenure. The question has become so persistent that the incumbent governor of the state, Rochas Okorocha, who apparently considers Ohakim as a strong candidate and a threat to his ambition to turn Imo state into something else, had severally challenged him to list his achievements while in government for four years.
However, the urbane Ohakim has defended his administration stoutly, reeling out many infrastructural developments that happened under his care, ARROMA was conceived and deployed to concentrate on rural development, devotion to education and healthcare, sound security arrangements and networking in the state, handover of schools and colleges to the missions, income distribution and a state economy run with patriotism and was people-friendly. He never fails to add that his second coming will restore hope in the people of Imo State, restore the famous Imo Equity Formula and to conclude his constitutional second term in office because some of his innovative and creative projects that could have leap-frogged the state into economic and social development were mindlessly and jealously abandoned by Okorocha’s government. He always concludes by saying that his bid to return to Douglas House, Owerri is borne out of his desire to rebuild a state ruined by nepotism and in dire need of direction and fresh ideas.
He has only one term to occupy Douglas House and insists that the current state of affairs in Imo State does not require an inexperienced person or a greenhorn who would again use the state as a laboratory for experiments, like the charade going on at the moment in the State. “My desire to lead my people is not borne out of an ambition to be called Governor or former Governor after four years. I have been Governor and no matter how many of my pictures anybody takes down from Government House out of a sense of inferiority, and intimidation by my personality or tries to destroy every legacy Ohakim left behind out of sheer spite, they can never remove my name from history”.
Ohakim says that “it is not a decision I made easily. It was made reluctantly, but it is one I must make for the future of our children. I feel ashamed inviting my friends to my home when there are no roads for them to drive on. Imo children no longer use the showers in the bathroom and enjoy the rush of water because our taps have gone dry.
“The decay and destruction in Imo State today is not what we will leave in the hands of a learner who will take another four years understanding governance. To those asking for fresh hands, this is a fact you have to think about seriously,” he says.
In his four years as governor, Ohakim, popularly called “Ochina nwata”, because of his foray in government at a young age of twenty-eight (28), was able to introduce projects that lifted Imo State economically and infrastructurally. Catch phrases like “IRROMA”, “Clean and Green”, “The New Face of Imo”, and “Let’s Do More” headlined his different creative projects in the state.
He embarked on an ambitious road network, job creation for the youth and the beautification of the landscape of Owerri. In April 2009, Ohakim led a fourteen-man delegation to Taiwan to see what lessons from that resource-poor but dynamic economy could be applied to Imo state.
But in spite of these bright and solid development plans, Ohakim’s re-election was abridged with blatant lies, false accusations and insinuations. Probably, due to some contradictions in the territory he governed and the character of a certain fraction of Imo political elite, political enemies began to emerge in their numbers. The business of pulling Ohakim down began and stories were fabricated and pushed to a gullible and unwary public, which ultimately affected and endangered his ambition for a second term. For instance, the widely publicised allegation of the brutalisation of a Catholic priest for obstructing his convoy created the impression that Ohakim is a local tyrant, which time and events have since dismissed as very untrue and a well-calculated propaganda designed to achieve specific political/election purposes. In the words of an Enugu-based popular Catholic priest: “These baseless allegations have all been found to be untrue, but we have found out it was a crude political propaganda to damage and truncate Ohakim’s ambition”.
On the Accord Party platform, Ohakim supporters insist that he is on a mission to complete his truncated tenure. Not long ago, he apologised to those he may have wronged and asked for forgiveness. With experience as his greatest advantage and the fact that he has just one term to be governor, he has promised to revive “our beloved Imo state and hand over governance to Owerri zone”. That means, in effect, that Ohakim is the only governorship candidate in Imo, as we speak, that would do just one term – constitutionally speaking. Others are gunning for eight years.
“But our candidate has four years to revive the knocked engine, and get our beloved state working again,” his Campaign Organisation said recently in a statement.
Engr. Ubani retired from an Oil Company in Port Harcourt and now lives in Owerri.


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NiSource Midstream Services and Range Resources donated $6,000 to Southwest Training Services, Inc., to aid in the funding of career awareness and gas industry-related information for young adults in Southwestern Pennsylvania.
During a check presentation ceremony Thursday, Southwest Training Services President Lisa Neil said the funds would be used for various career awareness programs, including industry-related camps and industry tours for youth ages 14 to 21. “Our mission is to provide as much career awareness and industry-related information as we can so that the younger generation can make informed decisions regarding future career goals,” Neil said.
“The oil and gas industry has provided a great economic benefit to the area, and we want our children to understand the tremendous opportunities that exist as a result of natural gas production.”
NiSource Midstream is in the process of working with Range Resources on the East Washington Project, a natural gas gathering system that will comprise approximately 20 miles of field-gathering pipelines to gather local wellhead production through North and South Strabane townships to feed into a nearby Columbia Gas Transmission Line. Construction on the gathering system is expected to begin in the first quarter of 2015.


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Seattle Sounders FC and the Puget Sound soccer scene
Quick reminder that the USA is in action at 9:45 this morning, meeting Cameroon in the u-20 World Cup.
The game will be shown on ESPN2.
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Don Ruiz provides updates on news, views and developments of the South Sound soccer scene.


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Has the term "Crypto Lending" got you all interested and hyped up about the crypto industry? You are not alone, as crypto lending is playing a monumental role in attracting new users to the crypto world, providing instant loans compared to the much slower banking processes.
However, are you feeling lost by the technical jargon used to describe crypto lending or lending in general? Don’t worry as we have compiled this article to help you understand all lending-related jargon. Furthermore, we’ll explain all terms and concepts related to crypto lending in this post.
Let's dive into the two main aspects of the crypto lending market before we move into more technical terms related to crypto lending. These two main aspects of crypto lending are cryptocurrency borrowing and cryptocurrency lending.
Cryptocurrency borrowing means that a user borrows cryptocurrency as a loan. The reason for taking a crypto loan can be anything from starting a business, paying a downpayment to buy a house, or for making an interesting trade.
On the other hand, cryptocurrency lending means that someone lends their cryptocurrency as a loan. These lenders lend their cryptocurrency as a loan to the borrowers to earn interest on it. It has become a popular way to use passive crypto holdings and at the same time, you can earn interest on them.
Interested in Decentralized Finance? Read our ultimate DeFi guide.
To secure a loan from a lender, a borrower usually has to pledge any of its valuable assets. For crypto lending in particular, you can deposit many different cryptocurrencies such as Bitcoin, Ethereum, Binance Token, Stellar, … (see a full list of collateral options).
You might wonder why collateral is needed? A lender asks for collateral as they could liquidate it in case of a default by the borrower. A default means that the borrower is unable to pay back the agreed amount.
Collateral is a way of reducing the lender's risk if a borrower fails to hold up to their end of the deal. The advantage of crypto lending is that a borrower can collateralize holding stablecoins to receive a loan.
Liquidation is a process of converting your assets into cash or its equivalent, after selling your assets in an open market. For crypto lending, liquidation denotes the process that a crypto lender adopts when a crypto borrower defaults on their loan. In the case of default on the part of a crypto borrower, the lender sells the crypto or stablecoin collateralized at the time of borrowing.
The Loan-to-Value ratio is a term that represents the ratio of loan to the collateralized asset value. It can also be described as the percent amount of loan a borrower can receive by collateralizing their crypto assets. It is always expressed in percentage terms.
Crypto lending works differently from how traditional lending works. LTV can be calculated by dividing the loan amount by the total value of the collateral.
In traditional lending, the banks decide the loan value based on the borrower's credit score. However, crypto lending does not involve any credit profiling to decide the loan amount that a borrower can take from lenders. Hence, crypto lending platforms such as YouHodler provide asset-backed loans to crypto borrowers.
Currently, YouHodler is offering an LTV ratio of up to 90% for short-term loans. It means that a borrower can receive a bigger loan for the same amount of collateralized crypto.
APR or Annual Percentage Rate is the annual cost of borrowing money or stablecoins from a crypto lending platform. It’s mentioned in terms of percentage and looks like an interest rate. However, APR does a better job of providing an accurate representation of the total cost of your loan.
The good thing about APR is that it also includes other fees associated with the loan amount. It includes origination fees, closing fees, or any other relevant fees.
Are you wondering about the average APR in the crypto lending space? It depends on the lender and the type of crypto you are collateralizing. Additionally, the APR offered by a crypto lending platform is also dependent on if you want to borrow stablecoins or fiat currency.
A crypto lending platform sets a certain level of price for each cryptocurrency they accept as collateral. Each of the crypto lending platforms notes about "Price Down Limit" in their agreement. The agreement states that if the collateral's price goes below the "Price Down Limit," they reserve the right to sell the collateral cryptocurrency.
It doesn't mean that the borrowers are at a loss here, and neither do they have to pay anything more. A borrower is already at the end of a better deal here as their coins get sold at comparatively better prices. The borrower is notified of a potential price down limit event after the value of the borrower's collateral drops to two-thirds of the “price down limit”.
The act of paying back the loan amount borrowed from a lender is known as repayment. It includes both the principal amount and interest. Typically, the loan repayment is spread across months or years. However, crypto lending platforms also allow a borrower to repay the loan borrowed in a lump sum amount.
Principal in lending terminology means the amount that a borrower pays the lender when the loan becomes due. It’s to be noted that the principal doesn’t include interest. When a borrower takes out a crypto loan, their payment consists of two parts. These are the principal and interest.
The amount you borrow and the loan principal are the same but it keeps going down as you keep paying back. On the other hand, interest is the amount that you pay as a cost to borrow money.
When compared to P2P loans, the crypto-based loans are faster to get approval. Crypto loans also offer better rates than P2P loans. A user who is holding on to crypto of their choice can use them to earn interest. At the same time, they can also benefit from the price gains of their crypto holdings.
On the other hand, P2P loans usually only include fiat currency-based lending and borrowing. Hence, there is no benefit in terms of price gains for the borrower. P2P loans do not have as stringent requirements as traditional loans. Yet, crypto loan requirements are more relaxed when compared to the P2P loans.
Recommended read: How safe is peer to peer lending? A risk analysis.
Crypto lending is playing an important role in attracting more users to the blockchain ecosystem. It has proved to be a beneficial system for both the innovators as well as the general crypto users.
As per a Credmark research report, the volume of crypto-backed loans reached $8 billion in 2019. It means that the volume of crypto-backed loans grew at 700% since its inception. We expect that the crypto lending still has a long way to go. It will grow further and will attract more users and investors on its way.
Take a look at YouHodler’s lending offer. We provide instant fiat and crypto loans, collateralized by the top 20 coins. We can offer you instant cash via our own fiat fund.


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The night before the epic 2017 Geminid Meteor Shower over the Pumpkin Patch in Ocotillo Wells, California.
The meteor activity on the night before the peak of the 2017 Geminids wasn't nearly as spectacular, but it was still pretty good. The moon was a relatively thin waxing crescent on this night, but it appears round in this long exposure.
This is a composite of the best frames from about 2:32 AM through 3:24 AM on December 13, 2017. All meteors seen here are their actual sizes and in the actual locations they appeared in the sky. Shot with a Canon 6D and Sigma 15mm EX DG at 25 sec f/2.8 ISO 4000.
This unique landscape is the result of wind and water continuously eroding the surface soil and revealing these globular sandstone concretions. Such concretions are believed to be formed by the natural cementing of sand particles to a small object such as a piece of shell, a grain of sand, or even an insect.

domain: geography


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Where can I find the nearest 24/7 Zone?
A list of all 24/7 Zones can be found here.
Where can I find the nearest ATM?
A list of all ATMs can be found here.
Can I withdraw money from POS terminals?
It suffices to have a ProCredit bank debit card and make at least one purchase at the ProCredit bank's point of sale and then you can make withdrawals at these points. The maximum amount of withdrawal is up to 200 Euros per day.
In which stores/markets can I withdraw cash?
Meridian Express, IP – KOS, Emona, Interex, Gorenje, Aztech, Green Pharmacy, Kastrati Pharmacy, Liridoni, Buquku, Tropikal, Abi Center, Abi Store dhe Abi Plus, Riga Pharm, ELKOS Center, ETC.
Can I make deposits into my savings account at 24/7 Zones?
What is the maximum amount of money which I can deposit at an ATM?
Clients can deposit up to 40 banknotes at the ATM and can make deposits more than once a day, provided that the total amount deposited by the client during the day does not exceed 9,995 Euros. Deposits are usually reflected in the account at the maximum within 20 minutes, except for the deposits after 20:00 hrs, which are reflected the next morning from 07:00 o'clock in the morning.
How does the dropbox function?
Businesses with a daily turnover of more than EUR 10,000 can deposit their turnover at one of our daily turnover deposit safes (dropbox) at any time; this service requires a contract with the bank. Clients will be provided with a card allowing access to the deposit safes of their choice. Clients will receive special plastic deposit bags and the required deposit forms (“Collection Order” and “Funds Origin Statement Form”) and a daily deposit limit will be set. Watch here the video guide.
How much money can I withdraw from an ATM?
The minimum amount you can withdraw is 10 Euros. The usual daily withdrawal limit at a ProCredit Bank ATMs in Kosovo is € 2,000 whereas the weekly limit is € 5,000.


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The recent budget proposal to kick-start Real Estate Investment Trusts (REITs) in India (the third time in a decade) has generated much excitement among developers, market experts and investors. After all, what could be better than a vehicle that gives you the bumper returns of real estate and also provides transparency and liquidity?
But before letting your enthusiasm run away with you, there are a few things that you must know about REITs, as they are taking shape in India. Based on SEBI's new regulations for REITs, here's what you should know.
They're more like companies than MFs
When you buy units of a mutual fund, you're buying a piece of the fund's portfolio. Any money that you invest in the scheme is directly re-deployed into stocks, bonds or other instruments. This portfolio is valued daily and when you sell units, you get an NAV-linked price.
But Indian REITs will function more like listed companies than mutual funds. The REIT, which is floated by a sponsor, makes an IPO of units (akin to shares) to investors. Investors buy these units based on an offer document and the REIT is then listed on the stock exchange.
The money so raised is used by the REIT either to buy into Special Purpose Vehicles (SPVs) which invest in property or directly take majority stakes in real estate projects. The REIT receives income from these properties, which is distributed as dividend to the REIT investor. If you want to exit a REIT, you have to sell your units (like you do shares) to another investor, at the stock exchange. Remember, just like shares, REIT units may trade at a discount or premium to the company's intrinsic value, at the market. This is unlike a mutual fund where you can always exit at NAV-linked prices.
They will be less transparent and liquid than MFs
Mutual funds deal only in liquid, exchange traded securities. Therefore they value their portfolios on a daily basis, mark them to the market and arrive at a daily NAV based on the last traded price. They also offer you money back at any time (if the fund is open end) at the prevailing NAV. They disclose their portfolios on a monthly basis, financials on a half yearly basis and have their NAV-based returns ranked by independent agencies.
Now, the real estate market in India is scarcely as transparent as the stock market. Property transactions often involve a grey market component. Even within the same city or locality, different property deals can also take place at vastly different prices. Therefore there is no way of measuring the 'daily value' of a REIT's assets. Therefore, REITs, even if listed, are likely to be far more opaque than mutual funds. SEBI has asked for Indian REITs to get their property portfolios valued by an independent valuer twice a year. Therefore, you will probably get to know your REIT's NAV at half-yearly intervals.
But don't expect this NAV to be as water-tight as that for a mutual fund. Given that property values can fluctuate quite a bit based on the most recent transactions, the NAV can at best be a ballpark number.
They're more about dividends than capital gains
Most Indian investors love real estate because they believe that it gives you manifold capital gains over the long-term. Now, REITs are not structured to make you bumper gains from buying and selling property. They are intended to pay you a regular dividend out of the rent they receive from property.
SEBI's regulations for Indian REITs require them to invest at least 80 per cent of their funds in completed, revenue-generating properties. Only 20 per cent is allowed to be deployed in under-construction property, bonds from developers, listed shares of realty companies and instruments like gilts and money market securities. The regulations also require REITs to pay out 90 per cent of the income they earn each year as dividend to investors.
This structure will ensure that REITs earn much of their returns by way of rental income from their property and not from capital gains. As an investor, you too should expect returns which in keeping with commercial rental yields (at the most, 8-10 per cent) and not the fancy multi-bagger returns that are possible from owning land or apartment blocks.
They invest in commercial, not residential property
Given that earning a regular rental income is the primary purpose of a REIT, the majority of its investments will be in office space, malls, commercial complexes, multiplexes and so on. The bulk of the investment will not be in plots of land, residential townships or luxury villas, which most property buyers fancy so much. Commercial property in fact yields higher rents than residential property. In India, residential rental yields in most cities are not above 2-3 per cent, scarcely an attractive return for the REITs to seek.
They won't match property, on tax breaks
In India, most people buy property because of the sizeable tax breaks they get on the investment itself. The interest you pay on a home loan upto a ₹2 lakh limit, can be deducted from your annual income, before you calculate income tax. But your investments in REITs will not earn any such tax exemptions. Yes, the REIT itself has been granted pass-through status in the recent budget. That is, the REIT will pay no tax if it buys or sells property or earns a rent from its holdings. But as an investor, if a REIT distributes the income back to you as dividend, this could be subject to dividend distribution tax.

domain: finance