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The concept of inclusive education embodies a holistic and nuanced approach, with the primary objective of fostering parity and fairness in accessing education of the highest quality for individuals, irrespective of their diverse abilities or disabilities. This approach recognizes and upholds the inherent right of every individual, including those with disabilities, to be integrated into mainstream educational settings and receive the necessary support to fully engage and excel in their educational pursuits. In the context of Nepal, the provision of inclusive education holds immense significance, particularly for individuals with disabilities. By embracing the principles of inclusive education, Nepal is striving to establish an educational framework that not only ensures equal opportunities for individuals with disabilities to acquire knowledge, but also facilitates the development of their skills and promotes their overall well-being.
Broad spectrum of national and international frameworks
The constitution of Nepal, ratified in 2015, establishes education as a fundamental right and emphasizes the importance of ensuring an education system that is inclusive and free from discrimination based on race, gender, language, or disability. While the constitution delegates the responsibility of providing and managing education for children with disabilities to local governments, it remains unclear how such provisions will impact the goal of inclusive education. The decentralization of political and administrative systems, including the education system, has been transferred to local governments. Students with disabilities, as well as those from economically disadvantaged backgrounds, remote areas, marginalized castes, and disadvantaged ethnic groups face disproportionate challenges in accessing education. There exists a significant gap in access to education for these groups.
The National Education Policy of 2019 (2076 BS) contains contradictory provisions that contradict the principles outlined in the Inclusive Education Policy of 2017. The current National Education Policy supersedes these previous policies and includes both inclusive and special education under its Policy number (G). However, the policy fails to distinguish adequately between special education and inclusive education, thereby non-compliant with Article 24 of the Convention on the Rights of Persons with Disabilities (CRPD). Article 24 of the CRPD recognizes the right of persons with disabilities to education. It emphasizes the importance of providing an inclusive education system at all levels, ensuring equal opportunities and non-discrimination. Inclusion is grounded in the fundamental human right to education for all, as enshrined in the Universal Declaration of Human Rights of 1948.
Nepal has made a commitment to the Incheon Declaration and Framework for Action, which aims to implement Sustainable Development Goal 4 on quality education, as issued by the World Education Forum organized by UNESCO in Incheon, South Korea. In line with this commitment, the Government of Nepal has incorporated its policy priorities for educational development in its Fifteenth Plan, with explicit targets for ensuring quality and equitable education for learners with disabilities.
Challenges and Possible Solutions
Inclusive education in Nepal faces several challenges that hinder its effective implementation. These challenges stem from various social, economic, and cultural factors, making it crucial to identify and address them to ensure equal access to quality education for all students. Here are some of the key challenges and potential solutions for promoting inclusive education in Nepal:
Limited Infrastructure and Resources
Challenge: Inadequate infrastructure and resources, such as accessible classrooms, ramps, assistive devices, and learning materials, pose significant barriers to inclusive education.
Solution: The government should invest in improving infrastructure and allocate sufficient resources to create an inclusive learning environment. This includes constructing accessible buildings, providing assistive technologies, and ensuring the availability of inclusive teaching materials.
Attitudinal Barriers and Stigma
Challenge: Deep-rooted societal attitudes and misconceptions about disabilities contribute to stigma and discrimination, leading to exclusion and marginalization of students with disabilities.
Solution: Raising awareness and conducting sensitization programs for teachers, students, parents, and the broader community is essential to change attitudes towards disability. This can be achieved through inclusive education campaigns, training programs, and community engagement initiatives.
Teacher Preparedness and Support
Challenge: Many teachers lack the necessary training and skills to effectively support diverse learners in inclusive classrooms. Limited professional development opportunities and inadequate support systems further exacerbate this challenge.
Solution: Providing comprehensive pre-service and in-service training programs for teachers on inclusive pedagogies, differentiated instruction, and classroom management can enhance their capacity to cater to the diverse needs of students. Establishing mentorship programs and support networks can also help teachers receive ongoing guidance and support.
Inadequate Policy Implementation
Challenge: Although Nepal has policies and legal frameworks in place to promote inclusive education; there is often a gap between policy formulation and effective implementation at the grassroots level.
Solution: Strengthening the monitoring and evaluation mechanisms to ensure policy compliance and accountability is crucial. Regular assessments, data collection, and reporting can help identify implementation gaps and inform necessary interventions. Collaboration between the government, NGOs, and civil society organizations is essential for effective policy implementation.
Challenge: Economic disparities and poverty can restrict access to education for marginalized and economically disadvantaged students, perpetuating inequalities.
Solution: Implementing targeted scholarship programs, fee waivers, and financial support systems can help mitigate the financial barriers that hinder inclusive education. This requires collaboration between the government, non-profit organizations, and donors to ensure equitable access to education for all.
Inclusive Curriculum and Assessment
Challenge: The curriculum and assessment methods often fail to accommodate the diverse learning needs and abilities of students, excluding those with disabilities or special educational needs.
Solution: Developing a curriculum framework that incorporates inclusive principles and promotes flexible learning pathways can address this challenge. Providing reasonable accommodations and alternative assessment methods can enable students with disabilities to demonstrate their knowledge and skills effectively.
Lack of Human Resources
Challenge: The shortage of qualified special educators, itinerary teachers, therapists, and other professionals poses a significant challenge to inclusive education in Nepal. The lack of human resources hinders the provision of necessary support and individualized interventions for students with disabilities.
Solution: To address this challenge, it is crucial to invest in the recruitment and training of special educators, itinerary teachers, therapists, and other professionals. This can be done by establishing specialized training programs and incentivizing individuals to pursue careers in inclusive education. Additionally, providing ongoing professional development opportunities and creating support networks for these professionals can enhance their effectiveness in meeting the diverse needs of students.
Lack of Budgeting and Resource Allocation
Challenge: Insufficient budget allocation and resource distribution for inclusive education limit the availability of necessary services, assistive technologies, and inclusive learning materials.
Solution: The government should prioritize inclusive education in budget planning and allocate adequate funds to support its implementation. This includes investing in the procurement of assistive devices, accessible technology, and materials that cater to diverse learning needs. Collaborating with international organizations and seeking external funding can also supplement the budgetary constraints and ensure adequate resources for inclusive education.
Lack of Adoption of Universal Design for Learning (UDL) Pedagogy
Challenge: Many educators and schools in Nepal have not fully embraced Universal Design for Learning (UDL) principles, which aim to provide multiple means of representation, engagement, and expression to meet the diverse learning needs of all students.
Solution: Promoting the adoption of UDL-based teaching pedagogy requires comprehensive training programs and professional development opportunities for educators. Integrating UDL principles into teacher education programs and curriculum development processes can help mainstream inclusive practices and make education more accessible for students with intellectual and autism disabilities.
The transformative power of inclusive education in Nepal is undeniable. Its ability to foster equality, promote social inclusion, and ensure quality education for individuals with disabilities holds immense potential. However, the road to effective implementation is not without challenges. Despite this, embracing inclusive education will create a system that celebrates diversity, fosters equity, and empowers individuals with disabilities to actively participate in society and contribute to the nation's development. Inclusive education is more than a matter of rights; it serves as a catalyst for social progress and national prosperity. Thus, it is crucial that concerted efforts are made to translate the vision of inclusive education into a tangible reality in Nepal.


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The effects of alcohol can be not only negative.
Brazilian researchers from the University of são Paulo established: in the use of small amounts of alcohol the body produces the enzymes necessary to combat heart attack, according to the Chronicle.info with reference to 24apteka.
Brazilian scientists conducted the study found that alcohol can strengthen the heart. When the absorption of the produced compounds (enzymes) help purify tissues from toxic substances, they also help protect heart muscle from damage.
In experiments on mice, experiencing a heart attack, the researchers found that the heart attack led to fewer injuries in the hearts of those animals that have been exposed to alcohol.
“About 50% of the cells killed during a heart attack in the hearts that were not exposed to alcohol. In hearts that were exposed to alcohol equivalent of two banks Beers or two glasses of wine, turned out to be atrophied only 30% of the cells,” – said the authors of the project.
According to them, moderate exposure to ethanol provokes stress in the heart cells, sufficient for their death, but creates a biochemical memory for protection against stress. When larger load this memory is activated and causes activation of the security reactions, that allows to save more than number of cells.

domain: chemistry


Mayors welcome beach opening, with some reservations
The mayors of coastal municipalities in Attica welcomed the government’s decision on Wednesday to allow organized beaches to open this weekend, when temperatures are forecast to soar, but also expressed concerns about whether bathers will observe safety guidelines to contain the spread of the coronavirus.
According to the new guidelines, the organized beaches – with umbrellas and all kinds of amenities – will operate at 60% capacity without music and there will be a ban on the sale of alcohol by beach bars, while the staff must comply with all protection measures (including masks and gloves).
Moreover, after each time a sunbed is used by a bather, it will be cleaned by the staff. The distance between each umbrella and sunbed set should be 4 meters.
As of Wednesday, the municipalities of coastal areas with organized beaches have been in a veritable race against time in order to get everything ready and the necessary safety measures in place for the protection of staff and visitors.
However, despite the satisfaction of local authorities at the opening of the beaches, it is tempered by concerns over possible overcrowding, as was the case in the city squares.
There is also the question of who will be responsible to ensure that the measures are enforced, as some mayors say they do not have the necessary authority.
Meanwhile health authorities in Larissa, central Greece took 652 samples from a Roma settlement as part of the effort to track the contacts made by those infected by the coronavirus. Alarm bells were set off last week when 11 of 96 samples examined in the area tested positive.
Tracking also continued on the island of Lesvos after two migrants tested positive at the makeshift structure where arrivals from Turkey are quarantined for 14 days.


DPP Noordin has approved the prosecution of Tharaka Nithi Governor Onesmus Muthomi Njuki implicated in the fraudulent payment of Ksh 34 million.
According to the DPP, Governor Onesmus Muthomi is said to have paid Ksh 34,998,500 to one company by the name Westomaxx Investment Limited.
An investigation was already underway by EACC to confirm allegation of corruption and procurement irregularities against the Governor in regard to the supply, installation and commissioning of solid waste totaling to Ksh 34 million.
- DPP approves prosecution of Malindi MP Aisha Jumwa
- DPP approves arrest of former KPA MD Daniel Manduku
- DPP Hajji set to impose harsh bail terms against Sonko
Seven companies were found to be closely related to the Governor and they include;
- Joeleave Merchant Limited
- Gentech Supplies &Services Ltd
- Westomaxx Investment Ltd
- Kenric Investment Limited
- Grey Spiral
- Boiler Techniques Engineering Ltd
- Plenser Ltd
County officials at the procurement department and those from the finance department are reported to have disregarded procurement laws.
An audit trail revealed individuals and companies that benefited from the fraud and they include;
- Japhet Gitonga Nyange – Ksh 8.7 million
- Kenneth Mucuiya Ngai – Ksh 5.2 million
- Kenstar Electrical and Hardware Limited – Ksh 4.7 million
- Caroline Sheila Wambui – Ksh 0.985 million.
Other than the Governor 16 individuals are set to be arrested after the DPP was satisfied with the evidence and they include;
- Fridah Muthoni Murungi
- Floridah Kiende Nywigah
- Highton Muriithi Njue
- Teresia Kagoji Mburia
- Arch. Lee Mwenda Munene
- Japhet Mutugi Nkonge
- Emily Nkatha Micheni
- Mike Mwiandi Muriithi
- Elosy Kariithi Matti
- Kenneth Muguiya Ngai
- Caroline Sheila Wambui
- Allan Muriithi Gitonga
- George Miano


Question about Volkswagen Camper
Remove the CV boot first.
Depending on the year model of your car it will have a circlip(early models) on the shaft where the shaft enters the inner race of the CV joint. It will have to be opened with circlip pliers before the outer joint will come off. The circlip cannot be removed, you have to open the circlip with one hand using the circlip pliers, pull/hammer the joint with the other hand while somehow holding the shaft still as well. (A bench vise is a great help)
If it has no circlip a good whack with a rubber hammer will remove it. Refrain from hammering metal on metal. Use a piece of wood if no rubber hammer is available.
Look at this link for more info on disassembly/reassembly of the joint : http://www.fixya.com/cars/t5471871-need_some_help
Repair of the joint is not always succesful and replacement is the better option.
Posted on Aug 23, 2010
a 6ya expert can help you resolve that issue over the phone in a minute or two.
Best thing about this new service is that you are never placed on hold and get to talk to real repairmen in the US.
the service is completely free and covers almost anything you can think of.(from cars to computers, handyman, and even drones)
click here to download the app (for users in the US for now) and get all the help you need.
Posted on Jan 02, 2017
have you undone the main hub bolt, if yes, there could be two different items holding the cv joint on, one is a small circlip in the joint end, or the other is just like an expanding metal ring again only small. what i had to do to change my one was take the driveshaft out (easier to see whats there) then gently (rubber hammer) hit the CV joint it should then fall off to allow you to change the CV joint. I spent over an hour trying to get the metal ring off, then after taking driveshaft off it was changed and back on in ten mins. Or you can go to a motor factors or similar and get a boot puller, my opinion hammer works better lol
Posted on Jan 25, 2009
SOURCE: removing a drive axle from
if you already have the ball joint dissconnect and the axle out of the steering knuckle just pry out the axle at the transaxle assembly. if it doesnt wont to come out try pushing it in and pry it out vary qiuck pull on the pry bar but they are only held in place with a colasable c-clip just giver.it will come dont worry it wont break
Posted on Mar 22, 2009
athere is a snap ring within the CV joint the nedds to be spread OPEN to release CV joint from axle, Once CV is cleaned and repacked with grease rintall onto axle by again spreading apart clamp. Prior to installing CV joint slide NEW CV joint boot onto axle, Cleanly intall add'l grrease and reinstall CV boot.
Posted on Apr 04, 2009
This is a simple job that is why it is not very detailed in your book. Nothing special. Do one side at a time so you have a reference to how to reassemble it. Remove your tire , brake calipers be sure not to stress the rubber brake lines or open the brake lines to air. Remove both upper and lower ball joints. When taking out the ball joints remove the cotter pin and bolt and beat the **** out of the joint for it to release. Then the C/V axles will come right out with a bit out encouragement. You will need a few tools wrenches pry bar hammer. I would buy a Chilton's or a Haynes repair manual for torque specs for reassembly. Good luck and take your time. And unless the axles are making noise you can just replace the rubber boots. Which is alot cheaper.
Posted on Jun 01, 2009
SOURCE: audi a4 2.8 1995 model
WARNING The slots in the steering knuckle must not be widened. Do NOT loosen any other steering knuckle fasteners, otherwise the axle geometry must be checked.
Fig. A threaded plastic guide dowel is included in the vehicle's tool kit. Thread it into place to guide the wheel on the ground
Fig. Apply a light coating of an anti-seizing compound to the lug bolts
Fig. The screwdriver handle supplied in the vehicle's tool kit is used to start the lug bolts
Fig. Always loosen or tighten the axle nut or bolt with the vehicle on the ground
Inner CV joint-to-transaxle flange:
M8 fasteners: 30 ft. lbs. (40 Nm) M10 fasteners: 59 ft. lbs. (80 Nm)
Posted on Jul 09, 2009
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text:
News Corp is a network of leading companies in the worlds of diversified media, news, education, and information services.
Expert view: Manchester United eye Chelsea goalkeeper to replace outgoing star
10 footballers as kids - can you guess who they are?
£43m ace to Man United and UCL winner to let club know plans after final - Transfer latest
Chelsea have found the perfect replacement for legendary player, reveals former Blues star
'Huge wrench' for Chelsea legend to leave this summer?
David De Gea’s replacement? Manchester United fans have their say
Chelsea star eyeing 'Arsenal, Man United or PSG' move, claims agent
Exclusive - Mourinho admits star's future is out of his hands
Arsenal's shopping list revealed! Cech, Kondogbia, Cavani and Ibrahimovic....?
Break the bank for Chelsea star, Hartson urges Arsenal
Mourinho anticipating quiet summer transfer window for champions Chelsea
Arsenal signings? £45m-rated star and World Cup winner wanted
Video: Chelsea hero Cech throws down some beats to Rihanna track
Mourinho expects Chelsea hero to stay at Stamford Bridge
Arsenal target told he can leave Chelsea
Striker with 11 goals in 12 games and £43.5m ace linked to Chelsea - transfer latest

domain: news


OFAC intentionally excluded the Venezuela Government International Bond issued on December 29, 2016 (ISIN USP97475AQ39, CUSIP AM1108092) (“the 2036 bond”) from the Annex to General License 3 because available information indicates that the Government of Venezuela is both the bond’s issuer and sole holder. At this time, the 2036 bond is the only bond we have identified and purposely omitted from the Annex to General License 3.
Parties who identify additional bonds that they believe should be added to the Annex to General License 3 should email OFAC at email@example.com with information about the bond (including its ISIN, CUSIP, description, issuance date, maturity date, and prospectus/terms and conditions) and provide their rationale for adding it to the Annex (e.g., a party other than the Government of Venezuela holds the bond). No particular characteristics or circumstances will guarantee a bond’s addition to the Annex to General License 3; OFAC will evaluate each request on a case-by-case basis.
Paragraph (b) of General License 3 (this content is no longer available) authorizes all transactions related to, the provision of financing for, and other dealings in bonds that were issued both (i) prior to August 25, 2017, and (ii) by U.S. person entities owned or controlled, directly or indirectly, by the Government of Venezuela. Consequently, while bonds that meet both of these criteria may not be included in the Annex to General License 3, U.S. persons are nevertheless authorized to deal in these bonds


text:
A National New Play Network World Premiere by Stephen Sachs
WHEN: December 1, 2011 - January 22, 2012;
Opening night with reception Sat, Dec 3, at 8 PM; (There is no matinee on Dec 3)
WHERE: New Jersey Repertory, 179 Broadway, Long Branch
TICKETS: $40; Seniors (65+) $36; Previews $35; Students (full-time 13-25) $25; Opening night with reception $60.
Discounts not valid on opening night.
Student discounts and coupons not valid on Saturday nights.
Inspired by a true story. An unemployed bartender living in a trailer park believes the painting she bought for $3 is really a Jackson Pollock worth millions. When a pompous New York art expert arrives to authenticate the work, a battle ensues over class, truth, life and the meaning of art.
Starring John FitzGibbon and Linda S. Nelson.

domain: artistic


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Bulgarian Development Agency took part in the kick-off meeting of the project "Empower Teachers to Trigger Work-Based Learning" (eWBL, Proj.No: 2018-1-IT01-KA202-006843). The partners discussed the objectives, timeline and tasks distribution.
Bulgarian Development Agency took part in the second kick-off meeting under the project “Florà: Handmade women across Europe ” an Erasmus+ project, Strategic Partnerships for adult education which took place 22-25 of October 2018.
BDA took part in the 4th project meeting of "Supporting the Professional Development of Migrant-related Educators" - SuMigre in London, UK 6-7 of November 2018.
From 23rd till 27th of April 2018 was held training in Sofia, Bulgaria under the project "Teaching Basic Digital Competences for Seniors" - DigiS.

domain: geography


text:
Weight Loss Beta HCG
Human Chorionic Gonadotropin is a protein hormone that is naturally produced in a woman’s body during pregnancy. Research has shown that HCG combined with a healthy low calorie diet and moderate exercise had helped some people lose more abnormal fat; assist in better weight loss; and maintain their weight loss better than just dieting alone. Some people find that the BETA-HCG suppresses their appetite as well.
Prior to beginning the diet Dr. Powell will perform a short physical and staff will review all the necessary information with you. It is a 30day program and most patients lose between a ½ pound to 1 pound a day.

domain: medical


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For the first time, police in the U.K. are going to have to defend their use of facial recognition tech in court.
British office worker Ed Bridges is claiming that South Wales Police scanned his face at least twice without his permission. He believes these scans violated his human rights, an assertion he will present during a three-day court hearing that kicked off in Cardiff on Tuesday — and if the court agrees with Bridges, the ruling could profoundly alter future use of facial recognition tech by law enforcement.
Bridges says he first noticed police scanning his face while he was out shopping in Cardiff in December 2017.
"I popped out of the office to do a bit of Christmas shopping and on the main pedestrian shopping street in Cardiff, there was a police van," Bridges told BBC News. "By the time I was close enough to see the words 'automatic facial recognition' on the van, I had already had my data captured by it."
"That struck me as quite a fundamental invasion of my privacy," he added.
Bridges says the second scan occurred while he was attending a peaceful anti-arms protest.
Setting a Precedent
With the support of human rights organization Liberty, Bridges launched a crowdfunding campaign to raise money to take the U.K. police to court.
"Facial recognition technology snatches our biometric data without our knowledge or consent, making a mockery of our right to privacy," Liberty lawyer Megan Goulding said in a press release. "It is discriminatory and takes us another step towards being routinely monitored wherever we go, fundamentally altering our relationship with state powers and changing public spaces. It belongs to a police state and has no place on our streets.”
This is the U.K.'s first legal case on law enforcement's use of facial recognition tech, so if the court agrees with Bridges and Liberty, it'll set a precedent that could shape the future of the controversial technology throughout the nation — and possibly even beyond it.
READ MORE: Police facial recognition surveillance court case starts [BBC News]
More on facial recognition: Police Said You Could Skip Public Facial Recognition. They Lied.
Share This Article

domain: sociology


text:
Everyone pretty much agrees that Dwayne Johnson and Jason Statham were one of, If not THE, best parts of The Fate of the Furious. Fans were slightly disappointed when word circulated last week that star/producer Vin Diesel had an after-credits scene cut from the final film that would have teased a spinoff involving their characters Luke Hobbs and Deckard Shaw (reportedly fallout from Diesel and Johnson’s on-set beef over screentime), but according to Deadline, Universal is moving forward quickly on the project, with Chris Morgan (who’s written every film in the franchise since The Fast and the Furious: Tokyo Drift) penning the script. The studio apparently wants to fast-track the spinoff while they figure out how to approach the 9th film, for which Diesel and Johnson are confirmed to be returning for, having squashed the aforementioned beef.
Universally, I think we can all agree that putting these two together is a really smart move for the studio. Cinematic universes are the latest Hollywood trend, and with the growing number of unique and interesting characters they keep featuring, it only makes sense for the franchise to follow suit. Statham and Johnson’s chemistry was spot on in Fate, plus physically they’re both as macho as it gets (I personally thought their brawl in Furious 7 was the best fight of the entire film). With this spinoff, the franchise is almost completing its transition from racing film to straight-up action film, and I couldn’t be more excited for it.


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Scientific Journal Publishes Research Paper by Webb Students
“PaleoBios,” a peer-reviewed scientific journal, has published a research paper coauthored by Webb students Yaoran Shi ’21 and Vicky Gu ’21 that explores the significance of ancient horse fossils.
The students are part of Webb’s advanced paleontology program conducted through the Raymond M. Alf Museum of Paleontology, the only accredited paleontology museum on a high school campus.
Shi and Gu are the paper’s senior authors, working with Dr. Andrew Farke, the Alf’s Augustyn Family curator and director of research and collections.
Farke, in praising the duo for their work, noted that some of the specimens used – fossilized toe bones – were collected over decades by Webb students from the Barstow Formation as part of the museum’s unique student-centered research program.
The paper focuses on the differences in fossil preservation of fossil horse toe bones in sites like Barstow and the La Brea Tar Pits.
“This paper highlights the research strengths of Yaoran and Vicky as well as the extraordinary collection of specimens gathered by Webb students over the years,” Farke said.
The Alf research program is one of the signature programs of The Webb Schools. Over the last 30 years, nearly 50 such papers co-authored by students have been published by scientific journals.
Review the collected research on our Alf Museum research and discovery page.

domain: biology


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Western Asset Mortgage Capital’s CEO Invests Another $100K
Meena is a member of The Motley Fool Blog Network -- entries represent the personal opinion of the blogger and are not formally edited.
Western Asset Mortgage Capital (NYSE: WMC)’s CEO, James Gavin, bought almost 5,300 shares of the company’s stock on December 4 at an average price of $20.74 according to a Form 4 filed with the SEC. Insider purchases are bullish signals and we think that this is because insiders should resist buying more shares of the company’s stock- preferring instead to diversify and invest in unrelated businesses- unless they have a strong expectation that the business will do better in the future. Of course, the CEO of a company likely also has more insight into how it will perform going forward. Our database of insider trading filings shows that Gavin had previously bought shares in May of this year at an average price of $18.68; the most recent filing shows that he owns a total of close to 16,000 shares, so this most recent purchase was a substantial increase in his holdings.
The company is a real estate investment trust which invests in residential and commercial mortgage-backed securities. Our records show fairly consistent insider buying at Western Asset Mortgage Capital Corp during 2012, including a number of purchases by a Board member in November. As might be expected for an REIT, the dividend yield is high- the two dividend payments since the May IPO (the stock is up 10% since that time) were of 38 cents and 85 cents, while the stock price is currently a bit above $20. Clearly the dividend payments are not consistent, but a quarterly payout of, say, 30 cents would give a yield of 6%. If 85 cents becomes a fairly regular quarterly payment, then the yield would be over 16%.
At a market capitalization of $500 million (the average daily volume over the last three months has been about 760,000 shares, so we wouldn’t be worried about liquidity), Western Asset Mortgage Capital Corp trades at less than half the book value of its equity. In comparison, larger REIT Annaly Capital Management (NYSE: NLY) trades at a P/B of 0.9, while Newcastle Investment (NYSE: NCT) and Redwood Trust (NYSE: RWT) are priced at a premium to book value. As REITs, these companies also offer high yields; Annaly and Newcastle seem to pay 10% or higher, at least going by recent payments, and all three have a longer operating history for what that is worth.
Billionaire Israel Englander’s Millennium Management came close to doubling its holdings of Western Asset during the third quarter of 2012, closing September with about 960,000 shares in the fund’s portfolio (check out Englander's favorite stocks). Fortress Investment Group initiated a position of 900,000 shares over the course of the quarter (see more stock picks from Fortress Investment Group).
Other popular picks for income investors include Altria (NYSE: MO), AT&T Inc. (T), and Verizon Communications Inc. (VZ). These stocks tend to pay dividend yields in the 5% range, which is lower than what would be expected from an REIT, although their businesses are likely more understandable and predictable. They are also very well capitalized- Altria is the only one of these three with a market cap less than $100 billion, and it is close to $70 billion by that metric. In addition, while Verizon and AT&T tend to have high trailing earnings multiples, Altria is priced at only 17 times trailing earnings and 14 times forward earnings estimates. Their yield probably wouldn’t be as high as that of Western Asset or its peers, but investors who are willing to give up some income in order to be more safely invested and in order to better understand the value of the underlying company might prefer these high-yield large-cap stocks.
This article is written by Matt Doiron and edited by Meena Krishnamsetty. Meena has a long position in T. The Motley Fool owns shares of Annaly Capital Management. Try any of our Foolish newsletter services free for 30 days. We Fools may not all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors. The Motley Fool has a disclosure policy. Is this post wrong? Click here. Think you can do better? Join us and write your own!

domain: finance


text:
The Kuzari was written by Judah Halevi (Spain, – ). Originally Sefer Kuzariספר הכוזרי. מחבר: יהודה 2 English, 3 Hebrew3 עברית, 2 אנגלית. Versions. the kuzari is not in stock right now a new print will be ready in a few weeks you can order the book now and it will be sent when we will have copies. “The Kuzari: In Defense of the Despised Faith” is the first new translation into English of The Kuzari since , annotated and explained based on the classic .
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Conclusion The previous section discussed the fact that the consuming and invasive pres- ence of Arabic culture in his world was for Judah Halevi disturbing and wor- risome.
Studia Islamica 84 McGill University Press,34— This is one of the best translations that I have seen and it will give you new insights into Judiasm and the value it has to the world today! Originally written in Arabicthe book was translated by numerous scholars, including Judah ben Saul ibn Tibboninto Hebrew and engkish languages.
Macmillan,8: Jews are smarter and more virtuous; they, and only they, with perhaps a few exceptions, are granted life after death.
Rosenthal, Political Thought, — Philipp Feldheim; 2 edition January 1, Language: Contemporary scholar Diana Lobel has shown that the similarities between the two descriptions are rather limited. HaLevi died in the yearbut his volumes of poetry and philosophy continue to inspire and inform through eloquent translations and repeated printings of his many enduring and popular works. In light of the clarity, certainty, and perfection that is granted by mystical experience in regard to the divine objects of knowledge, should intellectual reasoning, which lacks all of those attributes as it aims for this realm, be considered lacking and flawed, and thus also unnecessary and even harmful?
Commonly called the Kuzarithis book is the most famous work by the medieval Spanish Jewish writer Judah Halevi. He argues against the theory of Aristotle that the soul of man is his thought and that only the soul of the philosopher will be united, after the death of the body, with the active intellect.
It is for the discerning person to distinguish one people from another, one individual from another, one time from another, one place from another, and set of circumstances from another.
Scholars Press,3: Leigh Chipman for their assistance. Amazon Renewed Refurbished products with a warranty. Share your thoughts with other customers. Learn more about Amazon Prime.
The list of these invalidating criteria was formulated so as to present Islam in particular as inauthentic, but the Christian writers also tried to show that, with the exception of the one authentic Christian religion, the rest of the religions, including Judaism, were also inauthentic.
Read more Read less. SUNY Press,— Angels are God’s messengers, and either they exist for a length of time, or they are created only for special purposes. Peeters,86—87; Daniel J. He provides special appendices for understanding difficult subjects like Hebrew grammar, Greek philosophy which was the science engoish the timethe international date line, etc.
InHirschfeld published the first German translation from the Arabic original, and in his English translation from Arabic appeared. This culture constituted a motivating and inspiring challenge for him, and his relationship with it is marked not by an imitative approach but by a critical and creative one.
Chaim Rabin et al. Vrin,93— Fathers of the Church, Inc.
No less than six commentaries on it appeared in the first half of that century. In what follows I will dis- cuss several of these directions.
Only Jews receive prophecy, which is an exclusive valuable gift from God, expressing his love for the Jews. Would you like to tell us about a lower price?
According to Judah, all these names, with the exception of the Tetragrammatonare attributes expressing the various states of God’s activity in the world. History is divided into two channels: The book is not a rational system of philosophy, but an apologetic theology arguing for the supremacy of the Jewish people.

domain: literature


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domain: entertainment


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FIRE GLASS IN FIRE PIT #1
Manufacturer: American Fire Glass
American Fire Glass has brought a new perspective to the fireplace and outdoor fire pit industry. That is, instead of burning a set of decorative gas logs in your fireplace or outdoor fire pit, there is now an option to cover the burner with pieces of glass. If youï¿½re looking to impress, go no further with this unique look that is sure to be the center of attention of any gathering or event. With such a wide variety of colors and size options, you can create the best design for your home.


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Black and brown corrections officers in Minnesota were forbidden from guarding the former police officer accused of killing George Floyd, according to a new racial discrimination lawsuit. The eight corrections officers’ lawsuit also claimed that Derek Chauvin, who used his knee to apply deadly pressure to Floyd’s neck for nearly nine minutes, allegedly received preferential treatment behind bars from a higher ranking officer who is white.
NBC News obtained a copy of the lawsuit that was filed Tuesday. It says in part that the corrections officers suing “were “segregated and prevented from doing their jobs by defendant solely because of the color of their skin.”
The jail-wide policy was not a secret, either, the lawsuit says.
An example of that policy in practice is when one of the officers suing was allegedly stopped from fully frisking Chauvin. A white officer was told to replace him and finish the job, the lawsuit claims.
The lawsuit specifically names Ramsey County Superintendent Steve Lydon as the one who “prevented” the corrections officers from doing their jobs because they were not white.
The same group of corrections officers filed charges against Ramsey County last summer for the same reason. But the charges never achieved the desired effect, prompting the men to decide to go the legal route instead.
One African American sergeant told local news outlet KARE on the condition of anonymity that he “was in disbelief” when he learned about the policy. He said he recalled thinking, “is anybody going to tell him that that’s illegal?”
Lydon might have thought the situation was resolved when he openly admitted to the charges back in June. He suggested at the time that he separated corrections officers of color from the white ones to limit their exposure to a person who may trigger a negative reaction.
Lydon said back then that he realized the error of his ways and that he was sorry.
Of course, Lydon’s reasoning for segregating his officers based on race is flawed as it suggests without proof that the men were incapable of separating their personal feelings from their profession (among other problems).
The lawsuit was filed nearly a week after the New York Times reported that Chauvin had previously employed the same kind of brutal neck restraint he used on Floyd with other Black and brown suspects.
The Minnesota Attorney General’s Office is hoping to introduce these claims as evidence of a pattern of Chauvin’s renegade style of policing that appeared to kill Floyd, who was handcuffed and face-down on a hot street’s pavement during the encounter that spurred ongoing nationwide protests against police violence, racism and what is often times the deadly combination of the two.
Chauvin, who is awaiting trial after being charged with one count of second-degree unintentional murder and one count of second-degree manslaughter for the preventable instance of police violence on Memorial Day, used his knee to apply pressure to people’s necks in at least six other arrests going back more than five years, the Times found.
Four of those people who were arrested are Black and brown, while the races of the other two were not included on the arrest reports.
Zoya Code, a Black mother, described her 2017 encounter with Chauvin and said she pleaded with him, “Don’t kill me.”
“He just stayed on my neck,” Code said. And then applied more pressure, she said, “Just to shut me up.”
A judge ruled last month that Chauvin will be tried separately from the three officers accused of aiding and abetting murder. His trial is set to begin on March 8.
Minnesota Attorney General Keith Ellison said that holding separate trials could have harsh effects on family members and witnesses, forcing them to relieve the incident and subsequent aftermath more than once.
“We respectfully disagree with the court’s decision to sever three of the defendants from the other and its ruling on the timing of the trials,” Ellison said. “As we argued several months ago, and as the judge agreed in his November ruling, we believe all four defendants should be tried jointly.”
Chauvin faces up to 40 years in prison if he is found guilty.
Jail Guards ‘Segregated’ Away From George Floyd’s Accused Murderer Sue For Racial Discrimination was originally published on newsone.com
Jason Whitlock Says Angel Reese Needed To ‘Cover Up At WNBA Draft, Not White Athletes
Ex-Cop Who Shot A Black Man And Texted ‘I Hate Black People’ Wants Case Moved So He Can Receive Fair Trial
Did Marjorie Taylor Greene Just Openly Admit She Wishes The Jan. 6 Capitol Attack Was Successful?
Sybil Wilkes ‘What You Need To Know:’ Let Them Eat Cake, The Return of Simone Biles, Living in Uganda is “Hell” For Queer
Trump Says He’ll Be A Dictator Only On “Day One” If Elected On Sly Fox News
Cleveland Mom Gets Life In Prison
Massive Ohio Tornados Caught On Video
The Candace Owens Interview With The Breakfast Club: She Got The Whole Swamp In Her Head


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Potentially dangerous lead levels found at Rocky Point schools
Potentially dangerous levels of lead were found in the water at several schools in Rocky Point.
They include seven water fountains at Frank Carasiti Elementary School, a sink at Rocky Point High School and another sink at the intermediate school.
The discovery is just the latest school district on Long Island to test positive for contaminated water. News 12 and Newsday surveyed all 124 districts on Long Island. Nearly two dozen of them failed the Environmental Protection Agency's standards.
Some of the other districts affected include Malverne, Three Village Schools, Commack and Northport.
In a letter to parents, Rocky Point School Superintendent Michael Ring says, "The district took immediate action to remove from service the nine affected outlets...Furthermore, the district removed five additional locations from service that revealed concentrations of lead on the cusp of EPA guidelines."
Ring says the district is aiming to have the lead contamination issues resolved by next month.


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NEWS AND VIEWS
Tuesday, 15 April 2008
GO TO OTHER DAILY EMAILS - indexed by date
Not reading The West Australian
The last thing Australian banks need right now is for house prices to slump as they are in the United States and Britain so the ANZ Bank economist Alex Joiner can be forgiven for playing down the likelihood of that happening. High interest rates would deter anxious buyers from pushing prices higher, Mr Joiner confidently predicts, but strong demand from aspiring home owners would also prevent prices from falling. "We might see some of the steam and the frenetic activity come out of some housing markets, but in aggregate we do not expect prices to drop."
There are plenty of recent Australian homebuyers with borrowings of 90% or more of their purchase price who will hope his forecast proves correct but the evidence is mounting that things might not turn out so benign. In Western Australia , where real estate prices really boomed over the last four or five years, the downwards correction is already well under way. The Real Estate Institute of WA says 17,584 homes and blocks of land are listed for sale, up from about 5000 just 18 months ago and the highest number of homes on the market in 12 years. Institute President Rob Druitt says the 2.7 per cent fall in the median house price for the March quarter from $470,000 at the end of last year to $457,000 was caused by the combination of interest rate rises, a drop in overall consumer sentiment and the record number of listings.
Australian Property Monitors certainly disagrees with the ANZ Bank view. APM general manager Michael McNamara was reported in The West Australian saying that that drop in median prices of 2.7% over the last three months was the beginning of a trend, with the value of all houses expected to fall at least 10 per cent and houses in the mortgage belt likely to plummet more than 20 per cent.
These people, of course, are just giving their opinions and who knows what the future actually holds. What we do know is that to date people are not inclined to blame the new Labor Government for the increasing economic uncertainty. A Westpoll published this week shows support for the Coalition has dropped by 16 percentage points to a two party preferred 38 per cent when compared with the 54 per cent recorded at the election back in November when WA was the only state where the Coalition actually won a seat.
Let the paying of the bribes begin
When politicians wander around the country on election campaigns they like to have some goodies they can hand out to the voters to show what influential and nice people they are. This largesse at taxpayers' is dressed up with a grand title designed to make the little bribes a little more respectable and hence the Safer Suburbs Plan of the Labor Party. It promised $15 million to address crime and anti-social behaviour “by establishing important community safety measures including closed circuit television and improved street lighting”. With the election run and won the time has come to hand out the money and Minister for Home Affairs, Bob Debus yesterday began the process which will see CCTV installed in 25 communities. Not that there will be any money wasted mind you. Mr Debus assures us that organisations earmarked to receive funding will work closely with the Attorney General's Department which will be seeking detailed project proposals from nominated organisations. Proposals will need to demonstrate good practice in crime prevention and mesh with other crime prevention activities in relevant locations. Upon acceptance of the proposal, the Department will work with organisations to develop a funding agreement. Mr Debus gave no estimate of how many millions all this bureaucratic paper work would add to the $15 million of election bribes.
Paying the bankers
The Chairman of the Australian Prudential Regulatory Authority John Laker will not have been surprised that the international body of regulators like himself, the Financial Stability Forum, has decided that the way bankers are paid has contributed to some of the current bout of problems in the international financial system. The Financial Stability Forum has advised finance ministers meeting in Washington that “compensation schemes in financial institutions that encouraged disproportionate risk-taking with insufficient regard to longer-term risks” were a problem. “These risks,” the Forum reported in a paper , “were not subject to adequate checks and balances in firms' risk management systems.” That sounded a lot like Mr Laker when he addressed a seminar held by the Australian Reserve Bank back in August when he said:
Executive compensation that helps to deliver strong risk-adjusted returns on capital over time and rewards genuine out-performance of competitors does not raise prudential issues of itself. For a prudential regulator, agency risk issues arise if compensation arrangements encourage management to focus on a shorter term horizon than the long-term approach that would also be in depositors' best interests. Incentives to drive up the share price more rapidly than competitors can tempt management to pursue aggressive growth strategies or to ‘hollow out' the institution by paring back capital buffers or cutting costs, particularly in middle and back offices where risk management functions reside.
As a prudential regulator, APRA does not involve itself in the details of executive compensation arrangements. These are matters for boards and shareholders. Nonetheless, growth strategies, the size of capital buffers and the resourcing of risk management areas are major elements of APRA's supervision of banking institutions and form crucial inputs into its risk-rating system, discussed below. Moreover, boards of banking institutions seeking accreditation to use the more advanced Basel II approaches must sign-off that performance assessment of, and incentive compensation for, senior executives with profit centre accountability take into account the amount of risk assumed and the management of that risk.
Perhaps the only thing Mr Laker would want to change now is not involving APRA in the details of executive compensation arrangements. The disclosure of the ANZ Bank's strange funding of brokers with their risky margin lending is clear evidence that boards cannot be trusted on their own.
The Daily Reality Check
If it wasn't for John Howard this would be a politics free morning on the internet news sites' most read stories lists unless you count the Queensland Premier having her two bob's worth on whether a Christian school has the right to stop a homosexual couple attending a school formal. At least we know that the ABC attracts sweet tooths. The most read story there reported the decision of Cadburys to stop tours of their Tasmanian chocolate factory.
The Pick of this Morning's Political Coverage
It takes a difference of opinion to make a leadership contest and the various News Limited sites gave us that this morning. The Courier Mail, covering the Australian comeback speech of John Howard at a fund raising tribute dinner in the paper's home town, had a gracious former leader offering to quietly help his besieged successor Brendan Nelson. A duumvirate from The Australian interpreted the same speech by Mr Howard quite differently. In their version the man who led the Coalition to defeat last November was prepared to quietly help the Liberal Party while initially being reluctant to support Dr Nelson. Which left the rewrite journalist at the news.com.au website where they pick and choose from the coverage of all the papers in the group with something of a dilemma – was Mr Howard offering to help Dr Nelson or not? It was the national daily which won out with the combined version opting for a reluctant John offering Brendan support. Which will surely irritate Alexander Downer - a Liberal who knows all about being an unpopular leader. Michelle Grattan, keen to be covering a real story after being on tour with a Prime Minister, in her leadership story seized on remarks by Mr Downer accusiong unnamed frontbenchers of destabilising Brendan Nelson by briefing the media against him to change the leadership.
Howard offers Nelson a hand – James O'Loan, Brisbane Courier Mail
Howard slow to offer helping hand - Sean Parnell and Patricia Karvelas, The Australian
John Howard reluctant to offer Brendan Nelson support – By Staff Writers, news,com.au
Downer blast over sabotage bid on Nelson leadership – Michelle Grattan, Melbourne Age
Visa review welcomed, but warning on free trade – Kate Hannon, Canberra Times
WA home prices ‘to fall 20pc' – Daniel Hatch, Perth West Australian
More pain on the way – Michelle Singer, Australian Financial Review
Spotlight on ASX at inquiry meeting – Patricia Durkin, Australian Financial Review
Premier welcomes gay debate: School formal stance on gays sparks widespread debate – Robyn Ironside, Brisbane Courier Mail


China: Sinopacific Delivers Its First Self-Designed AHTS, Bahtera Mulia
On March 28, 2012, China’s leading private shipbuilding company SINOPACIFIC Shipbuilding Group’s Zhejiang Shipbuilding Co., Ltd. held a grand naming ceremony for its first self-designed and the world’s most advanced small AHTS offshore support vessel(OSV) – SPA 80 Diesel Electric DPII 80mt AHTS.
The vessel was named BAHTERA MULIA and delivered to French shipowner BOURBON. Liberty 254, the last vessel of the BOURBON Liberty 200 series, was also delivered to BOURBON at the same time. BOURBON CEO Christian Lefevre and SINOPACIFIC Shipbuilding Group Chairman and CEO Simon Liang attended the event.
The delivery of the SPA 80 marks the completion of the transition from joint to independent design that the OSV design capability of SINOPACIFIC has, breaking the situation that preliminary designs of OSVs were mostly monopolized by European, American and Singaporean companies in the past. Today, SINOPACIFIC has mastered the entire design chain ranging from the front-end concept design and basic design to the back-end detailed design and production design, dramatically improving its overall planning factors over the OSV construction project, and enabling the Company to more quickly response with optimal solutions to customers. After nearly four years of design and research, in addition to SPA 80, SINOPACIFIC has also independently developed a series of OSV products such as the SPP 17, SPP 35 and SPU1000.
The SPA 80 was designed by SDA, a design company of SINOPACIFIC. It is a small, high-tech AHTS. Compared with the same type of AHTS designed by foreign design companies, the SPA 80 has not only absorbed their advantages, but also added many of the world’s most advanced design and technical features. Its indicators, such as safety, reliability, maneuverability, operational efficiency, environmental friendliness have reached world class status.
The SPA 80 retains the core strengths of the original foreign design: it uses an all-electric propulsion system and is equipped with three diesel generator sets, several thrusters are installed on its bow and stern, and it has the power positioning capability of DPII (Dynamic Positioning Class II) and also adds the feature of the unmanned engine room control. These guarantee that the SPA 80 retains its excellent reliability and maneuverability even in harsh environments.
In addition, the SPA 80 also adds a number of innovative designs and technologies. Through a unique hull line design, the SPA 80 can reduce resistance in navigation while maintaining its great seakeeping ability and thus can reduce fuel consumption by more than 20% at the same economic speed. Meanwhile, through the adjustment of its layout, the SPA 80 increases its volume fraction by 7%, which means it can increase its cargo capacity by 7% with the same vessel volume. In addition, the SPA 80 has had its hull structure optimized, decreasing its weight by 9% while correspondingly increasing its deadweight. The reduction in fuel consumption and the increase in the volume and deadweight greatly enhance the operational efficiency of the vessel, thus enhancing the competitiveness of the shipowner.
In order to improve its environmental performance, the SPA 80 innovatively uses the fuel tank double hull protection design on the small AHTS to reduce the risk of environmental pollution caused by accidents. In addition, the SPA 80 has been added with the self-recovering function of oil slicks on the sea, and has obtained the Oil Recovery Ship certificate. Most importantly, the SPA 80 has also obtained the BV’ Clean Ship certificate for its foresight in meeting more stringent environmental requirements.
By virtue of the above advantages, SPA 80 has won customers’ trust and acceptance, and SINOPACIFIC has obtained a one-time order of twenty such vessels from customers. After the delivery of the first SPA 80 vessel, SINOPACIFIC has delivered a total of 117 OSVs and continues to occupy the absolute leading market share of the global OSV market.
Shipbuilding Tribune Staff, March 29, 2012; Image: Sinopacific


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May 10, 2012 07:37
The Obama administration is beginning a new push to get the U.S. Senate to approve the 1982 United Nations Law of the Sea treaty. Administration officials said the pact is necessary to protect the U.S. Navy's right to carry out exercises off the coast of China.
U.S. Defense Secretary Leon Panetta told U.S. lawmakers and others meeting on the treaty Wednesday in Washington that it is time for the United States to ratify the 30-year-old pact, which sets rules on navigation and exclusive economic zones.
Panetta said the treaty will ensure that U.S. warships, commercial vessels and aircraft have access to go where needed.
"The time has come for the United States to have a seat at the table. The time has come for the United States to fully assert its role as a global leader and accede to this important treaty," Panetta said. "It is the bedrock legal instrument underpinning public order across the maritime domain. We are the only permanent member of the U.N. Security Council that is not a party to it."
The Obama administration says that ratifying the pact will protect the U.S. Navy's right to conduct exercises in waters near China, where Chinese ships in the past have harassed U.S. vessels.
China, which is a party to the treaty, claims control over its exclusive economic zone that extends about 370 kilometers from its coast and can therefore ban foreign navies from conducting exercises in the area. The United States says no such control exists beyond about 22 kilometers from the coast.
The Chairman of the Joint Chiefs of Staff, Army General Martin Dempsey, said Washington believes that being part of the Law of the Sea treaty will help bridge international differences. "The convention gives us another tool to effectively resolve conflicts at every level. It provides a common language, and therefore a better opportunity, to settle disputes with cooperation instead of cannons," he said.
U.S. ratification of the convention has been held up over concerns among some congressional leaders who warn that the treaty threatens U.S. sovereignty and gives the United Nations too much control over oil and other mineral rights. Treaty opponents say ratifying the pact will not cause China to change its maritime claims.
The U.S. push to approve the treaty comes as the Pentagon focuses new attention on China's military buildup and its expanding influence in the Asia-Pacific region. Washington has also been paying close attention to a dispute that has been escalating between Beijing and the Philippines over an island in the South China Sea.
- Copyright © Chosunilbo & Chosun.com


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Gala Organ Concert
November 25, 2022, 7:30 PM
St. Basil's Catholic Church, 50 St Joseph St, Toronto
Canada's top emerging artists and RCCO award-winners at the organ, followed by a special Gala Reception!
Aaron Tan (First Place 2021 CIOC, Raymond Daveluy Prize)
- Jeanne Demessieux : 7 Méditations sur le Saint Esprit, Op. 6; vii. Lumière.
- Henri Duparc, transc. Aaron Tan : Aux étoiles
- Louis Vierne : Symphonie No. 5, Op. 47; v. Final
Martin Jones (First Place 2021 Sir Ernest MacMillan Memorial Foundation Prize, First Place 2021 Godfrey Hewitt Scholarship)
- Max Reger : Phantasie über den Choral Wie schön leucht't uns der Morgenstern, Op. 40: No. 1
- Charles-Valentin Alkan : Prière in F, Op. 64: No. 5
Manuel Piazza (First Place 2021 RCCO National Organ Competition, 2020 Godfrey Hewitt Scholarship)
- Maurice Duruflé : Suite pour orgue, Op. 5
Tickets are still available at the Door
- General Admission ($25): Admission to the concert only.
- President's Circle ($150): Admission to the concert and the gala reception, plus reserved seating. (Includes $100.00 tax receipt.)


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Brand New, Unread Copy in Perfect Condition. A+ Customer Service!. Buchnummer des Verkäufers
Inhaltsangabe: Composed of 42 photographs of wrought-iron gates and inspirational quotes about life, this book reflects author Carolyn CJ Jones' own healing journey in recovery from alcoholism. The book follows the journey through a 12 Step program. Beginning with great angst, including feelings of worthlessness and despair, the book quickly turns to self-awareness, enlightenment, growth and healing. Ways to treat each other and ourselves better and principles of living are explored. The reader is ultimately brought to the satisfying conclusion of joy and peace. In addition to the words of inspiration, Carolyn's lovely photographs make this book a work of art, suitable for display on a coffee table. This book makes an excellent gift for anyone. It is especially appreciated by those on a spiritual journey of discovery, as well as by those who are interested in emotional healing. Read in its entirety, Opening the Gates of the Heart is a pathway to peace. Read one verse at a time, it makes an excellent daily meditation book.
From the Author: I was asked during an interview what inspired me to write Opening the Gates of the Heart, to which I responded, "I wasn't inspired because for the first few years of its creation, I didn't even know I was writing a book!" Here's how the magical creation of this book occurred. You see, "over here," I was photographing these lovely wrought-iron gates I had discovered one day in Marin County, California. I spent days and weeks photographing these gates, yielding hundreds of images. I was drawn to the way the light reflected on the metal. Interestingly, the light is always on the other side of the gate in my photos, as if I'm searching for it and it's always on the other side, out of reach. It is unclear when it occurred, but the gates began to represent my heart, closed from life's pains. Now, "over there," I was journaling to maintain my sanity. I started journaling in response to my developing a deep love for another man while I was married. Highly confused, I started to write about my feelings. I left early every morning, walked briskly to a local coffee shop, and wrote intensely for one or two hours. I never spoke with anyone; I just wrote. The downfall of our 20 year marriage was our drinking and drugging. You see, in my early 20's, I discovered that alcohol and drugs numbed my feelings of low self-esteem, worthlessness, and deep despair. For the last seven years of my drinking, I drank myself into oblivion every night. I was a mess.I left my troubled marriage, certain that the another man cared for me as I did for him. He didn't, and I was devastated. I drank and cried for two months; I could barely function and I lost touch with reality. I had hit an all-time emotional low.Toward the end of that two month time period, I decided to go on a road trip to "find myself" and to go to San Diego to get sober. I left on my road trip, made it to San Diego, and began the journey into sobriety. While getting sober, I bought a full sized camper van, gutted it, and redid it in cherrywood. After sixteen months, it was time to resume my road trip. My first stop was the Bay Area, to show all my friends my new home. I got a job in a boating store and soon after starting, I fell and injured my right wrist; my right hand is my dominant hand. It was too painful to write in my now sanity-saviing journals, so I started writing with my left hand. All sorts of deep emotions flowed forth onto the page. Often, I would stop and say out loud, "Where in the world did THAT come from??!!"One morning in November of 2004, I wrote in my journal words that described a gate photograph I had just titled Webs of Fear. I was flabbergasted because those words gave voice to the image far beyond the visual aspect. This prompted a search of all my journals and especially my left-handed ones. There I found a great deal of writing about my sorrows, my joys, ways to treat each other more kindly, and principles of living.It was at this point that I realized I had created a book! That is when I became inspired and started matching prose from my journals with the gate photographs that I had titled. The titles follow my progression through sobriety, from worthlessness and despair, through awareness and growth, to joy and inner peace. It was six years later that I published my book, Opening the Gates of the Heart: A Journey of Healing. It took me that long to get the courage to bare my soul to the world through my writing. Currently, I continue to speak to a variety of audiences about my story of healing and how the book was created. Such is the tale of how it happened...
Buchbeschreibung Gate Lady Publishing, 2010. Hardcover. Buchzustand: Good. Dust Jacket Included. Sent within 24 hours. Expedited UK delivery available. 96 pages; Used but in Good Condition for sensible price. Buchnummer des Verkäufers BBI1050974
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Buchbeschreibung Gate Lady Publishing. Hardcover. Buchzustand: Very Good. Appearance of only slight previous use. Cover and binding show a little wear. All pages are undamaged with potentially only a few, small markings. Buchnummer des Verkäufers G0982635206I4N00
Buchbeschreibung Gate Lady Publishing, 2010. Buchzustand: Very Good. first. Ships from Reno, NV. Great condition for a used book! Minimal wear. Buchnummer des Verkäufers GRP91869567
Buchbeschreibung Buchzustand: Brand New. Book Condition: Brand New. Buchnummer des Verkäufers 97809826352091.0
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Buchbeschreibung Gate Lady Publishing, 2010. Hardcover. Buchzustand: Good. first. Ships with Tracking Number! INTERNATIONAL WORLDWIDE Shipping available. May not contain Access Codes or Supplements. Buy with confidence, excellent customer service!. Buchnummer des Verkäufers 0982635206

domain: library


| Latest Political News | Monday October 1 2012 19:20
The Government is rejecting accusations it's sat on its hands and ignored a "trades drain".
The allegation's been made by the Labour party on the basis of figures that show thousands of trade qualified people are leaving the country for offshore opportunities.
Minister of Business, Innovation, and Employment Steven Joyce says the criticism is ludicrous.
"The reality is, we've got people flat out being trained for the Christchurch rebuild. About $35 million worth of additional expenditure there, from re-prioritised base lines, and re-prioritised ITPs."
Photo: Steven Joyce (Getty Images)


text:
Love and Poetry - (2016)
Margaret, Duchess of Newcastle
for soprano and piano
O Love, how thou art tired out with rhyme!
Thou art a tree whereon all poets clime;
And from thy branches every one takes some
Of thy sweet fruit, which Fancy feeds upon.
But now thy tree is left so bare and poor,
That they can scarcely gather one plumb more.
2 pages, circa 2' 00"
Margaret, Duchess of Newcastle (c. 1623– c.1673-4)
Margaret Cavendish was seen in one source "by her contemporaries as being rather eccentric. She was extravagant and flirtatious, accused of using speech full of 'oaths and obscenity', and was noted for her unusual sense of fashion. This reputation for eccentricity survives today, when Margaret is widely referred to as 'Mad Madge'." Perhaps mad by social conventions of that time, but she was a prolific writer, with such as Poems and Fancies (1653), The World's Olio (1655), Philosophical and Physical Opinions (1655), A True Relation of the birth, breeding and life of Margaret Cavendish (1656), Nature's Pictures (1656), Love's Adventures (1662), Plays (1662), Orations of divers sorts (1662), CCXI socialble Letters (1664), Philosophical Letters (1664), Observations on Experimental Philosophy (1666), Grounds of Natural Philosophy (1668), and Grounds of Natural Philosophy (1668).
The setting is a simple song form taking the single stanza and treating it as if two. The "Tristan" coloring (polytonal via the minor tenth) of the diminished minor seven is piled together as an opening gesture, before the now-ironic text takes its lyrical stage. Given the centuries following Margaret's sentiment that "love" is tired our with rhyme which provide today with love poems aplenty, this text is a historical amusement at the minimum. The text was found in the anthology, A Book of Women’s Verse. ed. by J. C. Squire, 1921.
The score for Love and Poetry is available as a free PDF download, though any major commercial performance or recording of the work is prohibited without prior arrangement with the composer. Click on the graphic below for this piano-vocal score.
Love and Poetry


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Free video sex chat with a man of 25 30 yrs
In our interview, I asked Lisa this question directly and she gave me a simple answer.
Single men in their 60s are looking for a woman who is feminine and is willing to help them feel like a man.
Many women, including myself, spent most of their lives competing with men – at work, in social situations and even at home.
Now, as we reach our 60s, it’s difficult to put our swords down and just relax a bit. Lisa and I also discuss the perception that men only want to date younger women.
There is no coming to bed, no intimacy, I have to think for both of us because most of the time he just isn't mentally with it, I think due to the medication.

domain: psychology


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All-American: Max Boydston
Max Boydston, E - 1954
Max Boydston earned consensus All-America honors in 1954. Coming out of high school he was a fullback, but the Sooner coaches decided to move him to end. Considered one of the fastest big men on the team, Boydston had a number of big plays during his career.
In the final game of the 1953 season against Oklahoma A&M, he took the ball away from the Aggie quarterback coming around the end on a keeper and ran 43 yards for a touchdown. During the 1953 season he caught four passes for 88 yards, showing another element of his ability.
He was named the Lineman of the Year in 1954 by the Washington Touchdown Club. The three-time all-conference selection was the third player taken in the 1955 draft by the Chicago Cardinals.

domain: sports


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By Doug Alexander
Warren Buffett’s surprise investment in Home Capital Group Inc. all started with a single email from a Canadian investment banker who first met the billionaire 23 years ago.
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Don Johnson, 82, an advisory board member at Bank of Montreal’s BMO Capital Markets unit, reached out to Buffett in a June 9 email, adding a photo of the two of them to remind Berkshire Hathaway Inc.’s chairman of their past connections.
“I just brought to his attention this Home Capital opportunity,” Johnson said of his message to Buffett. “I informed him that BMO Capital Markets had been retained as one of the financial advisers to Home Capital, and so I sort of summarized the opportunity and put him in touch with the head of our financial institutions group.”
Buffett clearly listened. The investor agreed to buy Home Capital shares at a deep discount and provided a fresh credit line for the struggling Canadian mortgage company, tapping a formula he used to prop up lenders from Goldman Sachs Group Inc. to Bank of America Corp. Berkshire will buy a 38 per cent stake for about $400 million and provide a $2 billion credit line with an interest rate of 9 per cent to backstop the Toronto-based lender.


Jellyfish stranding on the beach. Strong southerly winds drive the water north and strand jellyfish in the calm shallow waters.
Photo Category: Coastline - Southeast North Carolina
Photo Location: North Carolina, Cedar Island
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America is preparing for a battle with China over Taiwan.
Minihan, a four-star general in America, asked his commanders in an internal memorandum published on social media to push their units to reach full operational war preparedness this year. He instructs everyone who reports to him to become more involved in their training and to examine their concerns.
The expert opinion.
According to commentators, a warning by an American air force general that a military conflict with mainland China might occur as early as 2025 indicates that the American military is preparing for fighting over Taiwan. The People’s Liberation Army (PLA) would likewise increase its deterrent capabilities. The newest warning came from Mike Minihan, the chief of the Air Mobility Command, who stated that a battle over Taiwan might occur as early as 2025.
The war view from the superpower America.
Xi’s team, cause, and possibility are all aligned for 2025, Minihan said, stressing that a presidential race on the self-ruled island next year will provide a pretext for Chinese President Xi Jinping to launch military strikes. The current US defensive system proposed budget, which allows for up to $10 billion in weapons deals to Taiwan, has been criticized by China for exaggerating China’s threat and interfering in its internal affairs.
It appears that the US military is utilizing the warnings to announce its stance clearer day by day: if mainland China plans to attack Taiwan, the Americans should respond with military involvement, said Zhu Feng, a Nanjing University professor of international affairs.
Such cautions may push American pilots to be more confrontational when dealing with their Chinese colleagues on the front lines, perhaps raising the likelihood of violence.
The unprecedented fear over a conflict over Taiwan [in 1971] was created by a lack of intercommunications and mutual understanding, Zhu said, blaming the continuing impasse on former US President Donald Trump‘s tactic of using Taiwan as a major negotiating chip in his hardline China policy.
Sino-US hostilities eased during former US President Richard Nixon’s visit to Beijing, with the two nations establishing diplomatic relations in 1979.
Minihan’s warning comes only months after Admiral Michael Gilday, commander of US naval operations, warned in October that Beijing may invade Taiwan by the end of 2022. The timeline was based on an earlier assessment by Philip Davidson, now a retired admiral who led the US Indo-Pacific Command at the time.
Earlier this year, Davidson stated that a fresh crisis in the Taiwan Strait might take place in 2027, adding that Beijing might try to merge Taiwan with mainland China “within the next six years”.
According to Chinese military specialists and Sino-US analysts, all signals point to Washington growing more determined to interfere on Taiwan’s side.
Former PLA instructor Song Zhongping acknowledged that the possibility of a confrontation between the Chinese and US forces had grown as both sides intensified combat readiness training, with antagonism also increasing.
The US generals want to play up Beijing’s ‘Taiwan reunification’ plan by focusing on using force to ask Congress for larger military budgets, Song said, adding that the American military needs a strong adversary like China.
The only option for the PLA to respond is to increase its combat capabilities, as the US would not allow the Chinese military to finish its modernization, which is one of its ways of restraint against a growing China.
According to Beijing-based naval analyst Li Jie, the PLA would concentrate on improving its air and sea capabilities, as well as boosting the ranges of its missiles.
The US military’s assessment is right; the Taiwan Strait is the most probable place to have military clashes since Washington has gone beyond Beijing’s bottom line to push Taiwan’s independence, which does not allow for compromise, Li added.
Only by strengthening its deterrent capabilities will the PLA be able to prevent American military action in the Taiwan problem. When US Secretary of State Antony Blinken visits China next month, tensions over the island are anticipated to top the agenda. Both parties should endeavor to find a way out of the impasse over Taiwan, which might precipitate a big crisis in the area, Zhu added.
Why the American commander gave such a stern statement?
Xi was elected for a third term and established his war council in October 2022. Taiwan’s presidential elections in 2024 will provide Xi with a reason. The presidential elections in the United States will take place in 2024, providing Xi with a distracted America. For 2025, Xi’s team, reason, and opportunity are all aligned.
The final verdict.
US President Joe Biden‘s administration has frequently expressed concern about China’s military buildup as well as what the US interprets as a more forceful Chinese strategy toward Taiwan. According to the administration’s national security policy, China was recognized as the exclusive American contender with the will and, progressively, the financial, diplomatic, military, and scientific power to reshape the world order.
edited and proofread by nikita sharma


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Positive change is visible in the village of Selly thanks to community leadership and investment. The arrival of USAID Mali Girls Leadership and Empowerment through Education (GLEE) in Selly sparked genuine enthusiasm for education throughout the community, especially for adolescent girls’ education, which had not been a priority for most families.
Like many other villages in the region of Kayes, the economy in Selly revolves around artisanal gold mining, and children often leave school at an early age to work in the gold fields. To support out-of-school adolescents in Selly and help them reintegrate into the educational system, GLEE established an Accelerated Schooling Center (ASC) there for the 2019-2020 school year. The GLEE ASC enrolled 34 learners, including 29 girls, who had either dropped out of school or never been enrolled. The ASC helped girls and their parents and see a world of opportunity beyond gold mining. Among the 34 registered students, all attended classes continuously throughout the program with no dropouts, a major achievement given the seasonal nature of mining related activities. With support from the dedicated ASC facilitator, Saba Saba Sissoko, and to the amazement of their families, all students attending the center quickly learned to read, write, and do basic math.
The success demonstrated by ASC learners led to a new appreciation for the importance of education in the village. Before GLEE brought schooling into the community, adolescent learners had to go to a neighboring village to enroll in public school. With encouragement and support from GLEE staff and village leaders, many of whom were parents of ASC learners, the community mobilized, raised funds and built a new school to host students graduating from the ASC into the regular educational system. Selly village raised 2,250,000 FCFA (over $4,000) to build their own school with the village chief alone contributing half of the total.
Selly’s new public school opened its doors on February 1, 2021, and has already enrolled 68 students with 37 new registrants beginning first grade and 30 GLEE ASC learners transferring into grades two to four. The ASC also graduated four learners who have gone on to attend grades five and six in a nearby village.
“The USAID GLEE project has shown us that development is possible. I didn’t know we could raise so much money in such a short time. We finally have a school worthy of the name.” says Famody Kanouté, father of a student in the new Selly school. Selly is a great example of what can happen when USAID investments take root and generate enthusiasm for change. To date, GLEE has supported ASCs in 496 communities just like Selly.


Nevada diver Krysta Palmer wins platform title at regionals
FLAGSTAFF, Ariz. – Senior Krysta Palmer won the platform title at the NCAA Zone E Diving Regionals on Wednesday at the NAU Aquatics and Tennis Complex. The two-time Mountain West Diver of the Year qualified for the NCAA Championships on the 1-meter, 3-meter and platform dives.
The Wolf Pack swept all three diving titles at regionals as Palmer also won the 1-meter on Monday, while sophomore Sharae Zheng won the 3-meter springboard on Tuesday. Head diving coach Jian Li You will send three divers to the NCAA Championships with Palmer (1-meter, 3-meter, platform), Zheng (1-meter, 3-meter) and freshman Zoe Lei (1-meter).
Regionals concluded Wednesday with the platform. Palmer tallied 638.15 points. The Carson City native scored 308.95 points in the prelims before improving from second to first with a finals score of 329.2. She competed at the 2015 NCAA Championships in two events and earned honorable mention All-American honors.
Zheng also qualified to her third finals of the regional before finishing 13th on the platform with a cumulative score of 459.15. Zheng won a pair of titles at the Mountain West Championships.
Freshman Zoe Lei also competed on platform for Nevada, placing 35th in the prelims with a score of 191.80.
The NCAA Championships are set for March 17-19 in Atlanta.


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Essay about ready meals
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domain: food


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Guatemalan President Otto Pérez Molina speaks at a news conference at the presidential palace in Guatemala City, on Aug. 31, 2015.
The scandal, which has already felled his former vice president and a string of top officials, comes as Guatemala prepares for elections Sunday to choose Pérez Molina’s successor.
The president, who has been in power since 2012, is constitutionally barred from running for re-election. His term ends on Jan. 14. The leading candidate to replace him, Manuel Baldizón, had called for Congress to strip his immunity.
Baldizón leads right-wing party Renewed Democratic Liberty, the largest in Congress.
‘Pressure cooker that exploded’
UPDATE, Tuesday, Sept. 1, 7:30 p.m.:
A Guatemalan judge Tuesday barred President Otto Pérez Molina from leaving the country, hours after he was stripped of his immunity due to his alleged role in a customs fraud, the prosecutor’s office said.
“The prosecutors’ office sought a ban on leaving the country for President Otto Pérez, and Judge Miguel Ángel Gálvez ordered it,” prosecutors said on Twitter.
Under Guatemalan law, he will be automatically removed from office if remanded in custody by a judge.
Original post continues here:
GUATEMALA CITY – Guatemala’s Congress voted Tuesday to strip embattled President Otto Pérez Molina’s immunity, clearing the way for him to be prosecuted over allegations he masterminded a multi-million-dollar corruption scheme.
The resolution was passed unanimously by the 132 lawmakers present, making the conservative leader the first president to have his immunity revoked in the Central American country’s history.
El himno nacional se escucha frente al @CongresoGuate tras conocer que le retiran la inmunidad a #OttoPerezMolina pic.twitter.com/y1OFxiI1zr
— Publinews Guatemala (@Publinews_GT) September 1, 2015
After months of unprecedented protests that have swept Guatemala, hundreds of demonstrators outside Congress erupted into jubilant cheers at the news, as passing drivers honked their horns in celebration.
The vote clears the way … continue reading
Via:: Tico Times


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Student reporters at SXSW EDU interview poet Yung Pueblo, Hamilton star Chris Jackson, Texas legislature candidate Averie Bishop, and more!
AUSTIN, TEXAS — Student reporters from Rouse and McCallum high schools in Austin, Texas attended SXSW EDU from March 4-7, marking the 13th year of SRL student reporters covering the event. Students conducted several interviews, including with Hamilton star Chris Jackson, poet Yung Pueblo, and Averie Bishop, who is running for state legislature in Texas this year.
Amelie Perez and Chloe Lewcock interviewed Yung Pueblo about his poetry, and how it plays a role in supporting his mental health. “I think there’s something about being able to process your emotions through writing that is very, almost like it’s very private, almost intimate, because it’s just between you and yourself, and you’re communicating with yourself with this radical honesty where you want your genuine truth to come forward.”
Kyran Botello and Alice Scott interviewed Chris Jackson on art, inspiration, and his work with sensory accessibility organization Kulture City, a primary project since Hamilton, and what he’s learned from working with kids and those with different sensory needs. “Being in that, in that creative space, it teaches you a lot about the fact that the more you think you know about something, the less you think you actually know about anything. And, so I try to approach my art and my creativity with a great sense of humility and with curiosity because the only way that you can continue to create art is if you’re continually looking for things to be inspired by.”
Natalie Erzal and Ingrid Smith interviewed Averie Bishop about what it’s like to be running for office as a young woman of color—and a Democrat—in the conservative stronghold of Texas, and what she hopes to accomplish: movement towards more equitable opportunities and solutions in education, healthcare and other issues that deeply impact youth.
Pierce Martin also interviewed Kiki Leyba, a teacher at Columbine. Student reporters also covered the production of Ranked! The Musical, a show exploring academic pressure —and whose Austin production with students came together in just 48 hours.
“The fact that PBS NewsHour SRL entrusted the students and their teachers to handle high-profile interviews on our own motivated all of us to be worthy of that trust, and the results were inspiring for me to witness,” said David Winter, educator at McCallum High School. “I am so impressed by the student journalists from Rouse and McCallum. I could tell that the subjects they interviewed felt the same way.”
Stay tuned for the final cuts of these interviews.
Shoutout to all the student reporters involved: Pierce Martin, Autumn Rogers, Kyran Botello, Amelie Perez, Natalie Erzal, Alice Scott, Ingrid Smith,MiraPatel, Callen Romell, Chloe Lewcock, Landyn Rosow, Noah Braun, Sofia Saucedo, and Tyler Pullum.
And a special thanks to SRL educators and local partners Trina Moore, Tara Bordeaux, David Winter, Courtney Rosow, and Ben Kramer.


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Service Information Manager Translation Management Supports a Pivot Language
PTC Windchill Service Information Manager 10.2 M010 supports using a pivot language for translations.
|Product / Module||
PTC Windchill Service Information Manager
|Product Functional Area||
Arbortext Document Management
Structured Content Management
|User Interface Location|
|Processes, Initiatives, and Best Practices||
Technical Information Creation & Delivery
Benefits and Description
The PTC Windchill Service Information Manager translation feature now supports defining a pivot language (an intermediate language) for translations. The original structure and content is first translated to the pivot language. Then, the pivot language translations can be translated to one or more target languages.
A pivot language is useful when it is less costly to translate from the pivot language to the target languages than from the source languages directly to the target languages. It is also useful when content is authored in multiple languages. In this case, translation can be streamlined by first translating all of the languages to the pivot language, and then from the pivot language to all target languages.