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The flat yield curve everyone in finance is talking about these days is a gift to Canada’s newest online bank.
Motusbank, brought to you by Ontario-based Meridian Credit Union, is a virtual bank that charges nothing for chequing accounts, pays a good rate on savings and has a unique offer on mortgages: All terms from one to five years have the same interest rate.
All of these features have a connection to the flat yield curve, a term that refers to an unusual phenomenon where short-term interest rates are pretty much the same as long-term rates. Usually, there’s a reward in the form of higher rates for buying a longer-term bond or term deposit.
This oddball rate environment can be a signal of recession ahead, particularly when the yield curve inverts as it did late last month (inverted means short-term interest rates are higher than long-term rates). For publicly traded banks, it poses a challenge to maintaining upward momentum on profits.
Here’s the problem: Banks are used to paying a modest rate to depositors and then lending that money out at a higher rate. A flat or inverted yield curve makes it harder to do this because savings-account rates are guided by short-term interest rates and lending is done at longer-term rates.
Just the other day, Royal Bank of Canada issued a notice to clients that the monthly fee on its RBC Signature No Limit Banking account will rise June 1 by $1 to $15.95. A couple of other banks are already at this price point – for now. If their profit margins are squeezed, then banks will be looking for ways to bump up fees and prices on everything, including the mainline chequing accounts that now cost almost $16 a month in some cases.
“Within maybe 18 to 24 months, we might see those going to $20,” said Bill Maurin, president and chief executive of both Motusbank and Meridian.
Motusbank’s fee for chequing accounts is zero, and that includes unlimited debits, including e-transfers, and an interest rate of 0.5 per cent (competitive for a chequing account). On savings, the bank will pay a rate of 2.25 per cent on regular accounts and 2.5 per cent on tax-free savings accounts.
As a division of a member-owned credit union, Motusbank does not face the same pressure as shareholder-owned banks to keep revenue, profits and dividends on the rise. This is a big competitive advantage for luring cost-conscious customers.
“From our research, price was the No. 1 consideration when we asked people what was important to them,” Mr. Maurin said. “The harsh reality in financial services is that price matters.”
Motusbank sees itself as a branchless online bank offering everything except credit cards and investments (at least for now) via website, mobile app and call centre. Its competitors are the big banks plus online outfits Tangerine (owned by Bank of Nova Scotia) and Simplii Financial (owned by Canadian Imperial Bank of Commerce). Other competitors include Alterna Bank, another online bank owned by a credit union, and EQ Bank, which specializes in savings accounts and guaranteed investment certificates.
These players have for years offered no-fee chequing and comparatively high rates on savings, but they haven’t yet made a noticeable dent in the market share of the big banks. Mr. Maurin said Motusbank has an advantage in launching at a time when Canadians are more comfortable than they ever have been with digital banking by phone or computer (Motusbank is a part of Canada Deposit Insurance Corp.).
A flat or inverted yield curve is also a help to Motusbank, and not just in putting upward pressure on fees at competitors. It also supports a unique introductory mortgage offering where a single 3.09-per-cent rate applies to all mortgages of one through five years, variable and fixed. Normally, there’s a rate premium for locking in your mortgage for longer terms.
“The rate itself is a launch special,” Mr. Maurin said. “It’s designed to make a little bit of noise, without being silly on pricing. The fact that all of the rates are the same is something we will probably hold to for a while.”
Coast Capital Savings, a big B.C. credit union, has announced a national expansion that would add yet another competitor to the big banks. We could see still more low-cost online banks, but only if customers respond.
Attracting clients is where Mr. Maurin’s mind is right now. “With something like this, you always face the ‘if you build it, will they come?’ risk.”
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Add the cauliflower and a pinch of salt to a boiling pot of water and cook until cooked through and very tender, about 10 minutes. Drain well and quickly dry well with paper towels. Add the hot cauliflower to a food processor with the chicken stock, cheese, olive oil, yogurt and garlic and process until smooth. Stir in a pinch of salt and pepper and the chopped rosemary, and serve immediately.
Recipe courtesy of Trisha Yearwood

domain: food


Ecological diversity includes the variation in both terrestrial and aquatic ecosystems. … Ecological diversity is the largest scale of biodiversity, and within each ecosystem, there is a great deal of both species and genetic diversity.
How does ecology relate to biodiversity?
Biodiversity: the variety of natural life and habitats on Earth. Ecology: the scientific study of the processes influencing natural life and habitats. … This includes various mechanisms to try and rebuild an ecological network and prevent further losses.
How does ecosystem diversity affect biodiversity?
Greater biodiversity in ecosystems, species, and individuals leads to greater stability. For example, species with high genetic diversity and many populations that are adapted to a wide variety of conditions are more likely to be able to weather disturbances, disease, and climate change.
Is there a connection between biodiversity and ecological balance?
Diversity and biological balance may influence the functioning and stability of ecological systems. Scientists generally agree that as the number of species in any particular type of ecological system declines, that system can potentially lose its resilience (i.e., its ability to rebound after it has been stressed).
Why is ecological biodiversity important?
Biodiversity boosts ecosystem productivity where each species, no matter how small, all have an important role to play. A larger number of plant species means a greater variety of crops. … Greater species diversity ensures natural sustainability for all life forms.
Why is ecology concerned with the environment of the organisms?
Each environment offers both resources and constraints that shape the appearance of the species that inhabit it, and the strategies these species use to survive and reproduce. … Across ecosystems, environmental resources and constraints shape the structure and physiology of organisms.
What is the difference between ecological diversity and ecosystem diversity?
Ecosystem diversity deals with the variations in ecosystems within a geographical location and its overall impact on human existence and the environment. … Ecological diversity includes the variation in both terrestrial and aquatic ecosystems.
What are the ecological and economic benefits provided by biodiversity?
Biodiversity Underpins Economic Activity
Agriculture, forestry and fisheries products, stable natural hydrological cycles, fertile soils, a balanced climate and numerous other vital ecosystem services depend upon the conservation of biological diversity.
Which ecosystem has high biodiversity low biodiversity?
Estuarine areas (where rivers meet seas and oceans) have high biodiversity compared to other areas. Trophical rainforests are rich in terms of biodiversity. Arid and semiarid areas have low biodiversity. Deserts, for example, contain limited numbers of species.
What is ecosystem diversity?
Ecosystem Diversity can be defined as the variety of different habitats, communities and ecological processes. A biological community is defined by the species that occupy a particular area and the interactions between those species.
How is diversity in an ecosystem determined?
Broadly speaking, the diversity of an ecosystem is dependent on the physical characteristics of the environment, the diversity of species present, and the interactions that the species have with each other and with the environment. … Also, the energy flux in the environment can significantly affect the ecosystem.
It has been shown that biodiversity of an area has a large impact on the ecosystem stability of that area. … This increase in complexity makes it more likely that the ecosystem will return to a stable state after a disturbance, because the ecosystem has more ways to respond to a disturbance and fix problems.
What is the relation between ecosystem and environment?
Environment refers to the surroundings, whereas, ecosystem is the interaction between the environment and the living organisms. Environment is the area where living organisms live. Ecosystem is the community where the biotic and abiotic elements interact with each other.
What are some examples of ecosystems with high biodiversity?
Example of ecosystem with high biodiversity is tropical rain forest as seen in Amazon basin of south America. Such forests are also thriving in parts of central Africa and also in islands of Indonesia. In marine environment, coral reefs are example of high biodiversity aquatic ecosystems.


The Hon Gary Nairn, Chair of the Tasmanian Spatial Information Council (TASSIC), has announced that TASSIC has just released its new strategic plan for spatial information in Tasmania 2013-2016 – Towards location intelligence.
The plan reports on the outcomes and successes of the 2009-2012 TASSIC strategic plan, and goes on to identify the barriers preventing access and use of spatial information, and how best to remove them.
“We will be concentrating more on the use of spatial information to add value to business analysis, resulting in much better decision-making,” said Gary Nairn. “And we will be further facilitating development of the skills required to use spatial information more efficiently and effectively.
“It has been a rewarding experience to lead and work with other TASSIC members over the past two and a half years and I look forward to implementing this new strategic plan with their assistance.
“Spatial Information is location intelligence and TASSIC will be striving to use this intelligence to ensure the ubiquitous use of spatial information to help grow Tasmania’s future.”


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The Wide Body Flat Panel Cart + Cabinet features a frame designed for stability.
Flat panel mounting bracket is height adjustable for optimum viewing. Posts feature cable conduits.
The universal VESA mount is compatible with most 30″ to 50″ TVs. Maximum TV dimension of 50″W x 30″H. Maximum weight 100 lbs. Contact customer service to determine compatibility for your specific device.
Black powder-coated steel frame includes three storage shelves and 4″ swivel casters (two locking).
Also comes with UL/CSA approved electrical assembly with four outlets, a 25′ cord, and cord winder.

domain: design


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The Theology of Bruce Springsteen
Rutgers University recently announced that it will offer a new course exploring the career and theology of The Boss. And Rutgers is not even the first. Other colleges have successfully siphoned parents’ money while preparing their children to return home to their old room with courses on the rocker.
Hey Matt, you might say, Springsteen was raised a Catholic so you might think I’d find it hopeful that a state institution would study the theology of a rock and roll superstar. Uhm. No. Not really. You see, there’s no way to disconnect the writer from his words. Now, Bruce may be the only rock star who’s never checked himself into drug rehab so that’s good. But that’s setting the bar kind of low isn’t it? That’s like saying, you like Khloe Kardashian because she seems like the least publicity hungry one of the family. While he’s less messed up than Axl Rose, saying hey let’s study his theology seems like a bit of a jump to me.
To me, studying the theology of an agnostic rock and roll star seems like a dumb idea. It’s not like Vietnam bad. But it’s just, “I’m not going to be laughing about taking this course in twenty years when I’m living out of my step dad’s basement” kind of bad idea. I can list of a few reasons off the top of my head that studying the theology of Bruce is a bad idea. I know what you’re thinking. I’m overreacting, right? Come on Matt, Bruce is the poet of the working class, the millionaire for the blue collar types. He’s the one percenter Occupy Wall Street protestor. Come on Matt, it’s not like Bruce advocates for the legalized killing of children or anything.
1) Bruce advocates for the legalized killing of children. Campaigning for President Obama, Bruce said specifically, “I’m here today because I’m concerned about women’s rights. I don’t have to tell you the dangers to Roe v. Wade under our opponent’s policies.”
2) Bruce Springsteen supports gay marriage in his home state. You don’t think that’ll come up? Get ready for a two week in depth study of “The Streets of Philadelphia” which he actually wrote about a buddy who died of cancer, not AIDS. OK. OK. So he’s pro-choice and pro-same sex marriage. But so is like 99.9 percent of those in rock and roll not named Johnny Ramone. But it’s not like Bruce ever out and out attacked the Church or blamed it for anything and everything including his own sexual shortcomings.
3) Bruce attacked the Church and blamed it for his own sexual shortcomings. “Much of my music is a result of] being completely brainwashed by Catholicism in my formative years,” said Bruce in an interview. “It’s given me a very active spiritual life – and made it very difficult for me sexually!”
4) Bruce has written many songs about sex (Dancing in the dark), hiring prostitutes (Reno), and drinking (well, a lot of songs.) Let’s face it, if there’s things that college kids don’t need to hear reinforced it’s probably drinking and sex. Notice how they’re not teaching a course on the originality of Bruce's themes.
5) Bruce has also shown a disturbing fascination with suicide. There’s two mentions of suicide alone in Bruce’s rock anthem "Born to Run." His song “For You” seems to be a love letter to a girl who just attempted suicide. And the fact that Bruce recently talked about how he considered suicide after making the album “Nebraska” which is so depressing an album that it has tragically been the catalyst for countless suicide attempts.
It’s like a gateway drug to REM. In fact, Bruce credits much of his success to self-hatred. “You cannot underestimate the fine power of self-loathing in all of this,” he once said. Perfect. Just what we want – self loathing drunken college students.
6) Also, there’s this. And this may be the most important reason of all. Bruce filmed this original video for “Dancing in the Dark” looking like the product of a liaison between 80’s John Travolta and the cast of Electric Boogaloo. There’s no way to prepare yourself for this video. I don’t know what’s worse, the headband, the suspenders, or the electro-shock therapy repetitive dance moves with the stalkery gaze right into the camera but this video is so bad, if played enough could probably bring the 80’s back all by itself.
This isn’t a Bruce video, it’s an audition tape for The Village People. To be fair, Bruce had the smarts to intuit that this look probably wasn’t the best idea. Unfortunately, the replacement video launched the career of Courtney Cox which is almost equally terrible. But for entirely different reasons.
The course on the theology according to Bruce should just be called “How Rutgers wants to Legally Steal Your Money and Make Your Child Unemployable 101.”
Next semester, the study of David Bowie’s Masculinity.

domain: news


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Businesses have taken out £180 billion in government-backed loans since the start of the pandemic, official figures show.
Treasury figures suggest that 1.6 million businesses have drawn on support, which was designed to prevent large numbers of company failures during the lockdowns. As of March 21, they had borrowed £179.1 billion, up by £2.2 billion from the previous month.
About a quarter of the country’s businesses have drawn on the support, which includes the bounce back loan scheme for small firms. Under the programme, businesses have been able to take out up to £50,000 in loans that are 100 per cent guaranteed by the state.
Rishi Sunak, the chancellor, said: “I’m delighted that our bounce back loan scheme worked so effectively that it issued three loans every minute since its launch last May.”
More than 1.5 million businesses have borrowed £46.53 billion through the bounce back loan scheme.
Another 98,344 have borrowed £23.28 billion through the coronavirus business interruption loan scheme, while a similar scheme for large businesses has backed £5.3 billion in loans to 716 big businesses.
It also facilitated £104 billion of commercial paper through the Covid corporate financing facility, which is run by the Bank of England.

domain: finance


Hedge fund managers who fail to beat their indexes face career damage and annual salary losses of $500,000, a new study has found.
The study, which may shed light on why active managers mostly underperformed their benchmarks last month, found that hedge fund managers careers are tethered to their medium-term performance.
When they perform well, a virtuous cycle of greater fee revenue and investor inflows is triggered. This translates directly into greater pay and promotions for hedge fund bosses, found the research published in The Review of Financial Studies.
When performance is weak, however, a vicious cycle kicks in. Investors rush to the exit, not wanting to be part of a dud fund, which leads to declining fee revenue. This causes hedge fund managers to be demoted and take salary cuts.
At its worst, when hedge funds get liquidated, the career effects are permanent. Much of the career damage comes from the fact that the reputations of star managers take an irrevocable hit.
The authors concluded: “Persistently poor performance tarnishes the managers’ reputation in the labor market...[this] can act as a discipline device for managers, complementing performance pay.”
The study took hand-collected data on 2,000 asset management executives between 1994 and 2014.
Executives were then classified based on their rank, total pay, and the firm they worked form. Their total pay was inferred using disclosure documents, such as "10-K" forms, and triangulated where necessary from other industries.
Hedge fund bosses are lavishly paid. Source: Ellul, Pagano, Scognamiglio
In their sample, the average hedge fund executive’s total compensation was over $1.5 million a year, with compensation rising with experience.Careers and fund performance were then tracked using data from TASS, Bloomberg and individually scraped from other sources (like professional websites) by the authors.
To determine whether poor performance undermined career advancement, the authors used matched pairs, comparing managers from similar backgrounds where one group succeeded and another failed.
The results found that there was a sharp divergence in pay between fund managers that performed well and those that performed badly and were subsequently closed. With the cost of failure coming to around half a million dollars a year in salary.
“Following the liquidation of their funds, on average top executives (e.g., CEO, CFO, CIO, etc.) suffer an imputed compensation loss of about $500,000…high-ranking managers of funds liquidated after two years of average underperformance suffer job demotion and an imputed compensation loss,” it found.
The study found that the brunt of career scarring was felt by senior management. Junior staff were relatively spared the fallout of fund liquidations.
It also potentially offered insight into why asset managers failed to buy the coronavirus dip last month. The authors noted: “The labour market appears to penalise more severely the managers of funds that fall short of their benchmark in good times…than those that do so in bad times.”
In other words, managers have a get out of jail card in the bad times, meanwhile, they are discouraged from holding cash in the good times.
It also shines a light on another potential strength of index investing and ETFs: manager career risk is removed as a variable.
Curiously, the study found that asset managers were more accountable than other kinds of finance professionals. Banking, for example, was a mixed bag. The authors noted that some weak bankers – like those who signed off on residential mortgage backed securities in the run up to 2008 – suffered no career setbacks. Whereas other bankers, like those who underwrite bad syndicated loans, would often “switch to a lower-ranked bank, and face demotion”.
Other factors than performance also played a crucial role in determining manager success. Gender, the authors claimed, also played a part. Successful women were not as highly paid as successful men.
The economy also played a crucial role. The authors found that those entering the workforce after the dotcom bubble in 2000 had less prosperous careers than those who entered before it – even when later entrants' funds performed better. The authors attributed this to the fact that the economic fallout of the dotcom bubble was pushed down onto junior staff members, which inhibited advancement:
“Managers who started in the 2000s did not benefit from the earlier boom of the hedge fund industry and instead were hit by the crisis...while their seniors had already reached top positions that sheltered them from the effects of the crisis.”
Assets under management and liquidation were robustly associated with performance. Source: Ellul, Pagano, Scognamiglio
The results were consistent with previous research on mutual funds, which found that mutual fund managers' decisions were also influenced by fears around career risk.
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By Artchil B. Fernandez
A powerful storm is threatening the country and its name is economic meltdown.
The past weeks have seen series of developments on the economic front that do not bode well for the county. If not handled properly these events can converge and become a full economic storm.
The value of the peso against the US dollar reached record lows in four consecutive days this week. The week started with a dollar valued at 56.66 pesos, plunging further to 56.77, 57.0, 57.135, and as of this writing at 57.18. This may not be the end of the plummeting of the peso’s value. The devaluation of the country’s currency in successive days is a cause of alarm.
Erosion of the value of the peso against the US dollar has huge economic impact and will worsen the economic hardship of Filipinos. The country’s imports are paid in US dollars and the devaluation means more pesos will be raised to pay for imported goods particularly oil. This implies higher prices of goods and services. Filipinos are already groaning from the current skyrocketing of prices. Can they still bear further price increases in the coming weeks?
Inflation has not eased with an insignificant drop from 6.4 percent in July to 6.3 percent in August nationally. The picture is different in regions with inflation reaching 7.4 percent in Western Visayas last month.
The bad news is, the Bangko Sentral ng Pilipinas (BSP) projected that inflation will remain high for the rest of the year. “The BSP’s baseline projections continue to indicate above-target inflation in 2022, with inflation decelerating back to the target in 2023 and 2024 following the recent BSP policy rate hikes,” the agency said in a statement. There is no end in sight for the current increase in prices of goods and services.
Aside from inflation, Filipinos have to contend with the shortages of basic commodities. There is shortage of sugar prompting the brouhaha in the Sugar Regulatory Administration (SRA). Onions are also short in supply. This week, the Department of Agriculture (DA) admitted supply of garlic is also dwindling in the market.
More shocking is the looming shortage of salt, the Department of Trade and Industry (DTI) projects. DTI-Consumer Protection Group (CPG) Undersecretary Ruth B. Castelo said there is potential shortage of salt if there is no support to the industry. It is appalling that the Philippines which is an archipelago imports 90 percent of its salt requirements.
The Philippine Statistics Authority (PSA) reported this week that the country’s stocks of rice and corn at the beginning of July decreased. “Total rice inventory as of July 1 was at 2.03 million metric tons (MT), down by 6.6 percent from 2.2 million MT recorded in the same period a year ago,” PSA stated. “Total corn inventory for the period was pegged at 746,920 MT, a decline of 19.2 percent from last year’s 924,250 MT,” PSA also revealed.
Further compounding the economic woes of the country is the ballooning national debt. After a month in office BBM added Php 96 billion to the country’s debt. The new borrowing increased the national debt by 0.8 percent, from Php 12.79 to 12.9 trillion. The country’s debt to GDP ratio is 62.1 percent, higher than the internationally accepted threshold of 60 percent. Continues devaluation of Philippine peso will further push the national debt to a new record high.
Fare increase in public transportation is also impending. The Land Transportation Franchising and Regulatory Board (LTFRB) said it is inclined to grant a new round of jeepney fare increase which will bring the minimum fare to 15 or 16 pesos from the current 11 pesos. With inflation hitting the prices of most basic commodities, the proposed increased is a “bitter pill” for commuters the National Center for Commuter Safety and Protection declared.
This is the Philippines today under the leadership of BBM. He won the election with a promise that the country will be a paradise, that he will usher a “Golden Age.” High inflation, shortages of basic commodities, increasing huge debt, declining value of the peso, and fare hikes – are these signs of the dawning “Golden Age?”
Troll farms are in overdrive to twist reality polluting the digital world with claims that BBM is not responsible for the mess. True, poverty and the economic crisis were around since the time of Marcos senior. Nobody is accusing BBM of creating the already existing problems. But he is being challenged, what is he doing or is going to do with these problems? In short BBM is being made accountable for what he promised.
BBM packaged himself as the new messiah who will solve the economic hardship of Filipinos. This is concretely illustrated by his vow of 20 pesos per kilo rice.
His supporters voted him believing BBM will bring down the prices of goods and services. They believed that all it takes is the signature of BBM to lower the prices of goods and services. Instead of low prices, what they got are high prices of goods and services. How they will resolve the dissonance is interesting to see. There are no more “dilawans” as scapegoats BBM is now in power. Why is their idol not using his power to deal with the current economic woes and prevent the looming meltdown?
So far nothing is heard from BBM how he will confront the economic crisis head-on. No strategic plan or blueprint is unveiled to deal with the present economic difficulties. It’s business-as-usual for him – going to parties and travelling abroad. Meanwhile, the nation burns with the threat of an economic meltdown. Good luck everyone!


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During our vacation in Utah, we hiked up Lisa Falls in Cottonwood Canyon knowing that there would be very little water coming down due to the drought. It was a quick hike up and the view was amazing so even though we only saw a trickle of water, it was worth the walk.
Beautiful views along the hike. After the falls, we crossed the street and hiked the Little Cottonwood Canyon trail along the river. More on that later.
Heading back to town after a day of hiking,
Linking to Wednesday Around The World.

domain: geography


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You can obtain a certified copy of a marriage license from the county clerk’s office in the county that issued the marriage license. You must obtain a certified copy of a divorce decree from the district clerk’s office in the county where the divorce was granted.
How do I acquire a copy of my marriage certificate?
- Find the appropriate office. Search online for the vital records office in
- Go during customer service hours. The office may have specific days and hours for public customer
- Fill out the request form. Each office typically will have a request form available with blanks
How much is a certified copy of a marriage certificate in Texas?
The fee is $21 for one copy and $10 for each additional copy purchased at the same time.
Can I get a copy of my marriage certificate online Texas?
Vital records document life events such as birth, death, marriage, and divorce. To order records online, you’ll need to have a valid ID, complete an online application, and pay a fee.
How do I get a copy of marriage certificate?
Married in the U.S.: How to Get a Certified Copy of a Marriage Certificate. Contact the state vital records office. They may direct you to the clerk of the city or county where the license was issued or to another local office.
Where can I get my marriage certificate in Texas?
As per Section 2.001 of the Texas Family Code, a marriage license may be obtained from any county clerk’s office. Many Texas counties now offer an online application process.
Can I get a certified copy of my marriage license online?
Obtain your marriage certificate online or by visiting the vital records government agency in the state where the wedding ceremony took place. Ordering your marriage certificate online is the easiest way to order marriage records.
How long does it take to get your marriage certificate back in Texas?
Upon being returned to our office, original Marriage Licenses can take anywhere from 1-2 weeks to be returned to you. If you do not receive the license after that time period, please call the Personal Records Department at 713-274-8686.
Are marriage licenses public record in Texas?
Yes. Unless otherwise ruled by a court, Texas marriage records are public information and can be accessed by interested members of the public upon request. However, public marriage records can be sealed or deemed confidential following the request of the registrant(s) or a court ruling.
Does Texas issue marriage certificates?
Texas is one of the states that recognize and approve common law marriages. This type of marriage does not involve a solemnization ceremony and the couple will not be issued a marriage certificate. However, they will be recognized in society as legally married and can file for divorce through the normal legal process.
How do I find free marriage records in Texas?
Marriage indexes through 2017 can be downloaded free of charge from the Department of State Health Services, Vital Statistics website. You may wish to contact the county where the marriage license was obtained. A list of County Clerk addresses is on the County and District Clerks’ Association of Texas website.
How do I store my marriage certificate?
Marriage Certificates This is a document of public record that proves that your marriage is legal, and it should be kept in a fireproof box or safe.
What happens if a marriage license is never turned in Texas?
For that, you will need to have a ceremony performed by a licensed officiate and a marriage license which must be signed and registered with the county. After that you will get your marriage certificate.

domain: law


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East Coast Trip: Day 9
Before we could leave NYC we had to visit Carnegie Deli for a deliciously Kosher bagel ~ Doug's favorite, and some scrumptious cheese cake! Mmmmmm...
Most of the day was spent driving north through New York state. I think the New York state countryside is beautiful.
Jaren & Michelle managed to get some napping in between my pointing out old red barns and black and white spotted Dutch cows. : ) Much of the eastern part of the State of New York was settled by the Dutch who brought their sturdy and productive milk cows. And they, the Dutch and the cows, are still there today.
End of Day 9

domain: travel


Create a Website Account - Manage notification subscriptions, save form progress and more.
Please be advised that beginning on Wednesday, July 31, 2019, the following streets will be closed to traffic as mill and overlay operations commence:
4th/5th Avenue South from University Drive to 16th Street South
16th Street South from 4th/5th Avenue South to Clearwater Road
It is anticipated that work will be completed by mid-August, weather permitting.
Motorists are advised to find an alternate route.


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Annual Chinese New Year Spectacular
Wed 20 Feb 2019 11:44 pm to 11:44 pm
The Central Victorian Lion Team invites you to Celebrate the Lunar
New Year at their annual Chinese New Year spectacular…
Year of the ‘Pig’
At the ‘Piazza’
Rosiland Park Entrance
View Street, Bendigo.
FRIDAY, 15th FEBRUARY, 2019:
7-00 pm to 9-00 pm.
The Bendigo Piazza will come alive with
traditional Chinese performances from our 3 extraordinary teams.
Featuring our Southern Lion 'Fu Wa' Dancers, and Dragon Teams.
“Enjoy a spectacle of colour, culture and excitement for all!”
Performances will kick off at 7.00pm with a traditional 4 Door Blessing.
Bring the whole family along to this great FREE event
for some spectacular entertainment by a fantastic local community group.

domain: artistic


text:
Intraday big lobster psd layered Free psd 1.95MB
File size: 1.95MB File type: Photoshop psd ( .psd ) file format Author:
Licence: Free for non commercial use only. . Please check author page for more information.
Ice, lobster, prawns, food, layered material
ShutterStock.com 10% off on monthly subscription plans with coupon code AFD10
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ESP-PhotographyPhotographer Male Kent, Washington, US My MM URL: http://www.modelmayhem.com/ESP-Photography
Mayhem # 2417314
About MeI’m working on developing and broadening my portfolio, and would like to take more fashion and glamour shots. I’m interested in working with people who are new to modeling and want to build their portfolios, as well doing portrait work, weddings, receptions and event photography.
Have you worked with ESP-Photography? Add Credits for ESP-Photography! >>


Back in June of 2022 I covered the
topoperator in my Fun With KQL – Top post. We showed how to create your own top 10 lists, for example what were the top 5 computers ranked by free disk space.
What if you needed your top results in a nested hierarchy? For example, you wanted to know which three objects in the Perf table had the most entries? But, for each one of those, what were the three counters with the most entires?
That’s where the
top-nestedoperator comes in. It allows you to create top lists in nested, also called hierarchical levels.
Click through for the normal slew of examples on how to use this operator.


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With so many people desperate to either lose weight or get healthier, we're bombarded by diets that promise to protect us against a range of diseases and keep us strong, energetic and disease-free. Some of them are pretty dubious, some of them are almost impossible to follow. But some are reasonable, doable and actually have some results to back them up.
Photo credit: Shutterstock
The so-called "Mediterranean Diet" is nothing more than the typical diet consumed in countries like Spain, France, Greece and Italy, and even countries like Turkey and Morocco, a region where incidence of heart disease is low. It's also connected with reduced risk of cancer, Parkinson's disease and Alzheimer's disease. But what does it consist of and could it work for you?
1. This is a big olive-growing region, which means olive oil, one of the healthiest fats you can use. And it's easy to add some to your meal. A toss of olive oil and balsamic vinegar on your salad is a much healthier choice than obliterating it with a gloppy, calorie-laden ranch or thousand island dressing. Dip your bread in olive oil as the French and Italians do instead of slathering on the butter.
2. With its mild climate, fresh produce is almost always in season, and its popular dishes tend to be vegetable-heavy even when meat is included. Tomatoes, eggplants and peppers abound in its traditional specialties. Like a lot of non-American cuisines, these regional favorites offer a better balance between plant foods and meat or fish than typical U.S. diets. The more vegetables consumed, the wider variety of health-giving vitamins and minerals are consumed. The Mediterranean diet is very vegetarian-friendly!
3. A diversity of whole grains is consumed in this region including couscous, pilaf, barley, polenta and wild rice. They provide fiber and are high in antioxidants, vitamins and minerals. Whole-grain breads are popular in this region too. All of these are better than processed white rice and white breads in providing fiber and retaining nutrients.
4. Nuts and legumes such as beans find their way into the Mediterranean diet much more often than into U.S. diets. While nuts like almonds, cashews and walnuts are high in calories and fats, they are healthy fats—just eat them in moderation.
5. Don't forget the garlic and onions. These root vegetables, which are found in so much of the region's cuisine, not only give Mediterranean food its delicious and distinctive taste but contain an array of healthful compounds that boost the immune system, lower blood pressure and cholesterol levels, stave off aging diseases and maybe even keep bones strong.
6. Mediterranean diets are heavier in fish than in red meat, for obvious reasons. Fish contains Omega-3 oils which contribute to heart health, help lower blood pressure and decrease blood clotting. They've been shown to be important in warding off heart attacks. And eating more fish helps cut down the unhealthy overeating of meat.
7. You've probably seen Mediterranean herb blends at the store, often with names like "Herbes de Provence." Among the herbs that grow in this region and are associated with its cuisine are basil, oregano, parsley, sage, rosemary and thyme. Herbs have a whole range of healthy benefits in addition to adding flavor and piquancy to food without resorting to oversalting it. They can have immediate benefits in aiding digestion, settling a queasy stomach and helping fight minor infections, colds, sore throats and flu and longer term benefits in protecting against more serious illnesses.
8. That glass of red wine that people in the Mediterranean region like to have with dinner is said to be a health-booster too, helping to ward off heart attacks and some types of cancer—in moderation. Just don't overdo it!
Overall, the Mediterranean diet is a sensible, balanced diet that includes numerous foods with proven health benefits. The fact that it's endorsed by the Mayo Clinic is proof that it's not extreme or faddy, and it's a diet you can actually follow for life.
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Let food be thy medicine and medicine be thy food. - HippocratesWeight Well food lists are specifically selected to not only enhance fat burning but to also help promote wellness. When consumed in right portions, they help you lose weight and reduce the risk of heart disease, diabetes, promote hormonal balance and much more.
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domain: health


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6.05 Thu 19:15 START
WORKSHOP BY LEXUS vol.9 welcomed artist Daito Manabe and LEGO® Education Sales & Marketing Manager Keisuke Eguchi. 30 guests were invited to participate out of a total 500 applicants. They tried their hand at creating instruments using LEGO® MINDSTORM® in the allocated time and then actually performed with their creations. WIRED Magazine’s Editor-in-Chief Kei Wakabayashi hosted the event.
Mr. Manabe began by introducing himself. In line with the event’s theme of using sensory technology to capture data and generating sound files, he introduced projects that he had worked on in the past, such as the “NIKE MUSIC SHOE” that incorporates sensor technology inside a sneaker, to allow it to double up as a musical instrument, as well as “scorelight”, which makes use of light sensors.
Next, Mr. Eguchi explained how for the last 30 years LEGO Education had been exploring ways of incorporating LEGO® into education, and that MINDSTORM®, introduced in this workshop, is a programming software that allows users to make moving robots by putting sensors and motors into LEGO® blocks. He went on to introduce the main activity of the workshop, explaining that today they would be using ultrasonic sensors, touch sensors and gyro-sensors to create musical instruments.
At this point, there was a short interval before the creation began. Guests split into 10 teams and each team was given an item that resembled either a drum, accordion or theremin, or a more obscure wheel that would play music as it rolled, asked to use MINDSTORM® to have a go at creating their own original music. Mr. Manabe used a color sensor to create his original instrument. Once they had finished, each team was given the opportunity to perform using their creations. At the end all the teams joined Mr. Manabe and Mr. Eguchi in a group recital before the workshop came to a close.
Guests were impressed that (with the colour sensor), the musical scale responded to different colors, and pointed out that although a little difficult, they had had a great time. Someone commented that it was equally fun designing both the look of the instrument and the sounds it created. Ms. Wakabayashi also said that the event had surpassed her own expectations. When asked his opinion about the workshop, Mr. Manabe commented that next time he would like to participate as a guest.
Guests were given the opportunity to try their hand at programming, and the event turned out to be an enjoyable and lively occasion, which stimulated guests’ creative intellect.
A detailed report on the event is available at WIRED.


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IN YOUR BASKET (0)
Loacker minis napolitaner 150g
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These crispy, light, mini wafers are sandwiched together, layer by layer, with the smoothest hazelnut cream filling.
Opening its doors 90 years ago, Loacker has expanded from a small patisserie to a leading international biscuit brand. It's known for its range of wafer biscuits and more recently, its themed cafe.
Ready to eat
Wheat flour, coconut oil, glucose syrup, sugar, hazelnuts 9% in the cream filling, whey powder (milk), soy flour, skimmed milk powder, fat-reduced cocoa, dextrose, barley malt extract, raising agents (sodium hydrogen carbonate, disodium diphosphate), salt, emulsifier soy lecithins, Bourbon vanilla pods, spices.
May contain almonds
Country of Origin
Dietary and Lifestyle
Suitable for vegetarians
Keep cool and dry, away from light sources
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Amount Per Serving
% Daily Value
Total Fat 27g
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Total Carbohydrates 59.1g
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Kewadin gives back this holiday season
Employees and customers at Kewadin Casinos are busy giving back this holiday season. From food banks, to toys drives, each casino had a special program to help others. In total, 12,900 lbs. were given to local food pantries.
The Hope Chest Food Pantry in St. Ignace received 2,500 lbs. of canned goods to fill their shelves during the holiday season and to help keep it full throughout the year.
In the Sault, the Salvation Army was the recipient of over 6,000 lbs. of canned goods. “This donation has helped out tremendously,” said Captain Dan Voss. “It will help us to fill our December food baskets and keep our pantry full into January.” According to Captain Voss, the number of requests for food pantry boxes has increased over the last month. More than likely due to government cutbacks.
“It’s great to see employees and customers alike participating in our giving programs,” said Tony Goetz, Kewadin Casinos COO. “They have big hearts and it’s nice to see our programs making a difference.”
The goods collected from customers and employees were dropped off at each of the five Kewadin Casinos from November 1 – 30. Customers were given $5 in Kewadin Credits as a token of appreciation for the donation.
The St. Vincent DePaul and Good Neighbors Food Bank shared 4,400 lbs of food collected from Kewadin Manistique customers and employees.
In Christmas, 2,520 of non-perishable items were collected and delivered to the St. Vincent DePaul and the Munising Department of Human Services. “Our shelves were nearly bare prior to the casino delivering the food,” said Paula Shanks of St. Vincent DePaul.
Team members in Hessel are participating in the Kewadin “Holiday Giving Promotion” by bring in Christmas Candy which will be donated to Santa for the Hessel Children’s Christmas Party. In addition, nearly 200 canned items were given to the Cedar Post Pantry.
For information on other Kewadin giving programs, visit www.kewadin.com/kewadin-cares. Kewadin Casinos is owned and operated by the Sault Tribe of Chippewa Indians.


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City center stay
You'll be within 9 miles (15 km) of Cascata Grande and 12 miles (20 km) of Abbazia di Casamari. Lake Posta Fibreno is within 12 miles (20 km) and Charterhouse of Trisulti is within 32 miles (52 km).
Full-service spa, 24-hour fitness
A full-service spa and a 24-hour fitness center are featured at this smoke-free hotel. Traveling on business? Take advantage of the free WiFi in public areas, express check-in, and airport shuttle. Enjoy the free buffet breakfast each morning.
Free WiFi, comfy beds
Boasting comforts like pillowtop beds and premium bedding, the 28 guestrooms also offer free WiFi and LCD TVs with digital channels. Furnished lanais, minibars, and room service are also available.
Hotel Il Cavalier D'Arpino offers its guests a full-service spa and a 24-hour fitness center. Public spaces have free WiFi. Free breakfast is available daily. Event space at this hotel measures 3337 square feet (310 square meters). An airport shuttle (available 24 hours), a train station pick-up service, and a train station drop-off service are available for a fee. A library, a terrace, and tour/ticket assistance are also featured at the business-friendly Hotel Il Cavalier D'Arpino. The hotel can provide concierge services and wedding services. This 3-star Arpino hotel is smoke free.
Available in all rooms: Free WiFi
Available in some public areas: Free WiFi
Hotel Il Cavalier D'Arpino offers 28 air-conditioned accommodations with minibars and safes. Rooms open to furnished lanais. Pillowtop beds feature premium bedding. LCD televisions come with digital channels. Bathrooms include showers, bidets, complimentary toiletries, and hair dryers. Guests can surf the web using the complimentary wireless Internet access. Business-friendly amenities include desks and phones. In-room massages and irons/ironing boards can be requested. Housekeeping is provided daily.
Guests are served free buffet breakfast daily from 7:30 AM to 10:00 AM.
Room service (during limited hours) is available.
Recreational amenities at the hotel include a 24-hour fitness center.
Guests can indulge in a pampering treatment at the hotel's full-service spa. Services include massages. A variety of treatment therapies are provided, including reflexology.
The spa is open daily.
If you have requests for specific accessibility needs, please note them in the special requests field on the booking page after selecting your room.
Special check-in instructions:
The front desk is open daily from 6:30 AM - 1:30 AM. This property doesn't offer after-hours check-in.
24-hour airport shuttle service is available on request. 24-hour train station shuttle service is available on request. Fees may apply. Contact the property in advance to make arrangements.
The front desk at this property is open daily from 6:30 AM - 1:30 AM.
This property doesn't offer after-hours check-in.
Airport transportation is offered on request 24 hours a day. Train station transportation is offered on request 24 hours a day. Fees may apply. Please make arrangements in advance by contacting the property.
Extra-person charges may apply and vary depending on property policy.
Government-issued photo identification and a credit card, debit card, or cash deposit may be required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed. No onsite parking is available.
Charges for extra guests may apply and vary according to property policy.
A cash deposit, credit card, or debit card for incidental charges and government-issued photo identification may be required upon check-in.
Special requests are subject to availability at the time of check-in. Special requests can't be guaranteed and may incur additional charges. No onsite parking is available.
The fees and deposits listed below will be charged at the time of service, check-in, or check-out.
This may not be a comprehensive list. Fees and deposits are subject to change and might not include tax.


PM's brother Somabhai Modi to garner support for 'nationalist parties'
Global Indians for Bharatiya Vikas (GIBV), an organisation whose vice-president is Somabhai Modi, Prime Minister Narendra Modi's elder brother, said Friday that it will appeal voters to ensure a majority for a "nationalist party" in the coming Lok Sabha polls.
"GIBV will soon start a campaign to ensure a maximum percentage of voting in Lok Sabha elections," he said. "We will appeal voters to give an absolute majority to a nationalist party," he said. "We will not ask voters to vote for any particular party, but will ask them to vote for a nationalist party," Somabhai said when asked if they will canvas support for the BJP. "Our aim is to ensure over 70 per cent voting.
We do not want horse-trading of MPs, so we will appeal people to give a clear mandate to one party," he said.
While Somabhai Modi did not say that the organisation will seek votes for a particular party, other members of the NGO said Narendra Modi was the best option for the country. "Narendra Modi is the only best option and his party is nationalist, so we will ask people to support his re-election," said GIBV secretary Manish Trivedi.
(With inputs from agencies.)
- READ MORE ON:
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- Price support
- Madhya Pradesh
- Narendra Modi


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LOUISVILLE Ky. Taco Bell parent Yum! Brands Inc. said it will scrap its so-called poison-pill defense against a takeover, a move described by the company as an enhancement of its corporate-government policies.
Yum! said it would also modify its standards for the approval of uncontested board nominees to accept a simple majority of shareholder votes, instead of a super-majority.
Under the changes approved by the board, the poison-pill provision of the company's shareholders rights plan will automatically expires as of close of the business day on March 1.
The company did not disclose the specifics of its poison-pill defense. Typically the measures entail a release of additional stock shares, making it more difficult for an unwanted suitor to amass a controlling stake.
Yum!, based here, franchises or operates 34,000 quick-service restaurants. In addition to Taco Bell, its brands include KFC, Taco Bell, Long John Silver's and A&W.

domain: economics


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Explore diverse cultural heritage at Ashgabat National Museum of History, a white marble complex in the capital's central area. With over 500,000 artifacts divided into three sections, the pieces showcase the complex history of the country from the Bronze Age through Parthian, Persian, Mongol, and Seljuk periods to modern times. Excavations from Margiana, Gonur Depe and Nissa feature some exhibits such as ivory rhytons, weapons, jewelry, instruments, and a gigantic rug. See a collection of president's hunting trophies on the ground floor, which houses a permanent exhibition of post-independence Turkmenistan. With our online itinerary creator, Ashgabat attractions like Ashgabat National Museum of History can be center stage of your vacation plans, and you can find out about other attractions like it, unlike it, near it, and miles away.
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Ashgabat National Museum of History reviews
The museum guide was very helpful an d spent time explaining the history of the region and the Turkmen people. There were findings from Paleolithic times, etc. the entrance fee was $10 per person...
The museum guide was very helpful an d spent time explaining the history of the region and the Turkmen people. There were findings from Paleolithic times, etc. the entrance fee was $10 per person... more »
. It is a good idea to take a guide from the . museum. There are a lot of things arranged in a good order, explanations are good. It is helpful to visit before going to Nisa or Merv. The museum is...
. It is a good idea to take a guide from the . museum. There are a lot of things arranged in a good order, explanations are good. It is helpful to visit before going to Nisa or Merv. The museum is... more »
Best vacation place for real people
I was wondering what to do on a lazy Sunday. I decided to try the museum. I visited here 16 years ago, but was escorting a group of VIPs, so I didn’t really get to see anything. Today also happened to be a national holiday, the end of Ramadan. I was the only guest in the place! It was awesome. I went through all the galleries at my own pace. The staff stayed nearby, but didn’t “hover”. When I had questions, they answered very quickly and quite well. I really was impressed with the entire staff. Professional, friendly, and not pushy. Prices (for locals, since I’m a diplomat): Each hall (there are 3): 3 manat Photography (only allowed in 2 of the 3 halls): 50 manat I believe that entry for foreigners is $10 per hall, but I’m not positive. Overall a great couple of hours. It renewed my interest in Turkmenistan’s history and culture.
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32 days in United States, Europe, Africa, Asia, South America & Central America BY A USER FROM UNITED STATES Boston Reykjavik Rome 28 days in United States, Europe, Asia, South America & Central America BY A USER FROM UNITED STATES Los Angeles New York City Reykjavik 22 days in Turkmenistan BY A USER FROM INDIA Dasoguz Province Darvaza Balkanabat 9 days in Turkmenistan BY A USER FROM UNITED ARAB EMIRATES Ashgabat Darvaza 26 days in Central Asia BY A USER FROM SOUTH AFRICA Bishkek Almaty Nur-Sultan 5 days in Turkmenistan BY A USER FROM TURKEY Ashgabat Darvaza

domain: history


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“As I ate the oysters with their strong taste of the sea and their faint metallic taste that the cold white wine washed away, leaving only the sea taste and the succulent texture, and as I drank their cold liquid from each shell and washed it down with the crisp taste of the wine, I lost the empty feeling and began to be happy and to make plans.”
― Ernest Hemingway, A Moveable Feast
Welcome to Westcott Bay Shellfish Company. We are growers of oysters, mussels and clams in the renowned waters of Westcott Bay off San Juan Island, Washington. We are one of the few small, family-run aquaculture farms in the San Juan Islands. The pristine and cold waters of Westcott Bay provide an incredible growing environment for our shellfish, and we pride ourselves on our hands-on approach to responsible and sustainable farming.


Cavaliers Dominate Mideast Regional Rankings
CHARLOTTESVILLE The Virginia men’s tennis team was well represented as the Intercollegiate Tennis Association released its regional rankings following the conclusion of the fall schedule. The Cavaliers had five players ranked in the Mideast Region singles rankings, including the top three, and three of the top five teams in the Mideast Region doubles rankings.
Senior Somdev Devvarman (Chennai, India), junior Dominic Inglot (London, England), and senior Treat Huey (Alexandria, Va.) are the top three players in the regional rankings. Devvarman, the reigning NCAA Champion and preseason No. 1 player in the national rankings, went 13-1 in the fall, winning the ITA National Indoor Championship. Inglot became the first Cavalier to win the singles title at the ITA Mideast Regional. He also won the backdraw of the ITA National Indoor Championships, defeating three top ten players in the process. Huey, ranked No. 13 nationally in the preseason, was 7-1 in the fall, winning his flight of the UVa Fall Invitational and reaching the quarterfinals of the ITA All-American Championships.
Also earning preseason regional rankings were sophomore Houston Barrick (Brentwood, Tenn.), who was No. 16, and senior Ted Angelinos (Athens, Greece), who was No. 29.
The team of Devvarman and Huey are No. 1 in the regional doubles rankings. The preseason No. 1 in the national rankings went 13-0 in fall, including winning both the ITA All-American and ITA National Indoor doubles titles. Barrick and Inglot are No. 3 in the regional double rankings, after a fall season highlighted by advancing to the main draw of the ITA All-American Championships. First-years Michael Shabaz (Fairfax, Va.) and Sanam Singh (Chandigarh, India) are No. 5 in the regional rankings, after reaching the finals of the ITA Mideast Regional in their first tournament as a team.


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Private Limited Company Registration
To register a company in India, you first need to check your eligibility & required documents and then understand the stepwise procedure followed for registration of a private limited company in India. A Company is the most popular form of business for Startups in India. The most important benefit is the concept of limited liability to its shareholders. The Banks, Financial Institutions, and Angel Investors invest mostly in a Company form of business. Hence we strongly advise registering your startup business as a company. Moreover, Foreign Direct Investment is also allowed under Automatic Route and no Prior Approval is needed.
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- Two Color Photographs of Promoters
- PAN Card of each Promoter
- Address Proof (Bank Statement / Electricity, Mobile, Telephone Bill)
- Identity Proof (Voter ID / Driving License / Passport)
- Proof of Registered Office
- Utility Bill as Proof must be latest
- NOC from the Owner of the Premises
Frequently Asked Questions
For incorporation of a company under the companies act 2013, anyone from below list of the document is accepted as Identity Proof.
- Driving License
- Voter ID Card
You can provide any document from the below list of documents as address proof for incorporation of a company in India. The document for address proof of the director or shareholder should not be older than two months.
- Bank Statement or Passbook with the transaction entry
- Electricity Bill in the name of the promoter
- Telephone bill, or any other Mobile Bill
- Utility bill in the name of promoters like Gas Bill
For company incorporation following are the forms on which promoters need to sign, All the forms need to be printed on plain A-4 size paper. The sign with a blue ink pen.
- DIR-2, Consent from all the director
- Declaration of Promoter – Non-Deposit
- INC-9 A Declaration under Companies Act 2013
- Subscriber Sheet of MOA & AOA
Every company need to have a registered address, following are the list of the document which can be considered as proof of premises where the registered office of the company is situated. The premises proof should not be older than two months.
- Electricity Bill
- Gas Bill
- Telephone Bill
- Mobile Bill
- NOC from the owner
Yes, the entire process and documentation are different for a company with foreign shareholding. We have a separate team who takes care of Foreign Direct Investment (FDI) Cases. You may navigate to the relevant page for more information on FDI or how a foreign corporation can open an office/ company in India.
- Company Incorporation in India with Foreign Individual (s)
- Incorporate Company as a subsidiary of a Foreign Corporation
- Branch office Registration of a Foreign Company/Entity
- Liasion Office Registration of a Foreign Company/ Entity
- Project Office Establishment for a Foreign Company
Limited Liability implies that the owners or shareholders of the company are not personally liable to pay debts of the business. They are only responsible for the unpaid shares of the capital of the company. To qualify, the shareholder needs to comply with all laws and pay taxes on time.
Apart from the concept of Limited Liability as explained above a company have following significant features
- The company will continue to exist, no matter how many directors, officers, and shareholders join or leave.
- A Company can Sue and be Sued in its name.
- A legal entity like a company has a separate identity from its owners or shareholders.
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A blog about everyday life - in small chunks.
Thrilled to find you here and yes your colors are wonderful together.Next time get us a bit of the wall, will you?xo jane
Love those colors together. Makes a bright bold bouquet!
I love hot pink & orange! (And your little bunting behind is super sweet!)
I love pink and orange together.
Wonderful hot colors. My favorite lilies.

domain: hobby


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December 26, 2019 | By Sikh Siyasat Bureau
New Delhi: India’s Union Minister Giriraj Singh Thursday (Dec. 26) said Rahul Gandhi, along with the tukde-tukde gang and AIMIM chief Asaddudin Owaisi were trying to divide the country.
“What Mughals and Britishers could not do, that Rahul Gandhi, Congress, tukde-tukde gang and Owaisi want to do. They want to divide India. They want a civil war in India,” news agency ANI quoted Giriraj Singh as saying.
Giriraj Singh echoed Home Minister Amit Shah, who blamed the Congress-led tukde-tukde gang for spoiling the peaceful atmosphere in Delhi.
“Congress party ke netritva me tukde-tukde gang jo Dilli ke ashanti ke liye zimmedar hai, isko dand dene ka samay aa gya hai. Dilli ki janata ne dand dena chahiye. (The Congress-led tukde-tukde gang is responsible for spoiling the peaceful atmosphere in Delhi. The time has come to punish them. Delhi people should do it),” Amit Shah said.
Opposition To CAA Continues:
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Behind The Scenes
Passing The Torch | Here’s An Exclusive Look At Alicia Vikander Taking Over Angelina Jolie’s Role In The New ‘Tomb Raider’ Saga
First of all, let’s set the record straight. There will never be another Angelina Jolie in any movie!
Now, that we’ve gotten that out the way, it looks like a few images circulating the web has revealed that the Tomb Raider reboot will indeed be starring another (we assume) badass chick.
Maxim reported that Swedish, Oscar-winning actress, Alicia Vikander, has been on set filming. Judging from the pictures, it looks like she just might be giving Jolie a good run at the role.
🔸🔹 Alicia Vikander on set of Tomb Raider!!! pic.twitter.com/SV2NVXNdwX
— AliciaVikander Daily (@AliciaVikanderD) February 6, 2017
Vikander, known for her award-winning role in The Danish Girl, was seen filming in the iconic Lara Craft attire, cargo pants, tank top and long braid, all the more reason to believe that she just might be doing this.
The movie releases in theaters May 28, 2018. Whew! That’s more than a year. I suppose we will have to deal with tidbits floating about the net and wait very impatiently for it to hit theaters.


Istanbul, June 28, 2023—Turkish authorities should release journalist Merdan Yanardağ and stop hindering free speech and commentary in the country, the Committee to Protect Journalists said Wednesday.
On Monday, June 26, police detained Yanardağ, chief editor for the critical online outlet and TV broadcaster TELE1, at the Istanbul studios of his outlet, after he criticized authorities over the prison conditions of Abdullah Öcalan, the convicted leader of the outlawed Kurdistan Workers’ Party, or PKK, which Turkey considers as a terrorist organization.
“Turkish authorities must release Merdan Yanardağ, who is being held simply for his political commentary,” said Özgür Öğret, CPJ’s Turkey representative. “Yanardağ’s arrest is a challenge to all Turkish journalists and commentators and can only be seen as a means of intimidating them from discussing sensitive issues. Authorities must work to improve the country’s freedom of speech rather than continue to hinder it.”
During a June 20 broadcast, Yanardağ spoke about Öcalan, calling him “the longest serving political prisoner,” and arguing that he should have been released by that date. On June 26, the journalist said his words were taken out of context, and he was not praising Öcalan or any terrorist organization.
CPJ’s email to the Istanbul chief prosecutor’s office did not immediately receive any reply.
Turkish authorities have repeatedly arrested journalists across the country for their alleged ties to purported terrorist groups. In April, authorities detained dozens of journalists allegedly tied to the PKK. At the time of CPJ’s latest prison census, on December 1, 2022, at least 40 journalists were held in Turkish prisons.


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Quad Cities Events
Raising Cane's Restaurant Opens Today In Davenport
Raising Cane’s will open their first restaurant in Davenport today.
It's Riverssance Time In The East Village
Riverssance is one of my favorite outdoor art festivals held every year in scenic Lindsay Park, the Village of East Davenport. It's organized by MidCoast Fine Arts, with over 80 artists. There's also wine tasting, a children’s art activity tent hosted by Riv…


[AG-TECH] 12/13: AG Tour for State Legislators
Nickolas S. Jovanovic
nsjovanovic at ualr.edu
Tue Dec 12 16:37:06 CST 2000
My Dean is hosting a group of state legislators (Arkansas)
on campus tomorrow, and she would like to give them a demo
of the AG during their visit.
Please reserve the Jack Frost room from 4:00 - 5:30 p.m.
Central Standard Time, on Wednesday, December 13 for
As always with demos like this, it would be great if a few
other sites could participate, so that our legislators have
someone to talk to.
More information about the ag-tech


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Who knew that running a business cost so much money?
All facetiousness aside, you’d be hard-pressed to meet a business owner that doesn’t have woes and worries about their budgets for the day, week, month, year, etc. There are only so many costs you can cut before it becomes necessary to stop or risk impacting your bottom line, and unless you can really justify it, raising your prices can do much more harm than good.
So what’s a business owner to do? In what areas can we stop, or at least cut, our spending to bring it back to a manageable level?
The Intuit Small Business Blog offers some answers to these questions with an article they recently posted entitled 5 Ways to Reduce Your Business Expenses Right Now.
As the name of the article implies, it offers some detailed suggestions on things that business owners can do to save some money here and there – not by eliminating certain aspects, but by taking actions that help reduce the costs associated with them. Here’s a look at one of their tips:
1. Outsource. You don’t have to manage a multibillion-dollar corporation to take advantage of outsourcing. Consider, for example, the cost of website development. Services like Elance, Freelancer, and oDesk can help you find and contract highly qualified developers who generally charge a fraction of what you’d pay a local hire. (They compete with one another for your business, so they tend to bid competitively.)
We’re firm believers in the idea that there are several advantages to outsourcing certain services. There’s no doubt that hiring someone on a contractual or freelance basis will help reduce a good deal of expenses that come with a new employee, and with some dedicated searching you can definitely find some very talented individuals who are willing to work in this manner.
The post continues with a variety of tips that cover different cost categories, so be sure to check it to see if these are any areas in which you might be able to reduce some expenses.
What do you think? Do you need to cut down on costs at your business? Did you find these suggestions useful? Do you have any additional suggestions that you have found worked?
Copyright: lucadp / 123RF Stock Photo


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Peripheral neuropathy is a condition caused by nerve damage, sometimes as a consequence of diabetes.
It is considered a chronic condition and can when the body isn’t able to use insulin properly. Neuropathy
can form anywhere but is most likely to affect nerves running through the limbs, hands and feet.
Approximately 20 million Americans suffer from some form of peripheral neuropathy, and 65% have
diabetes. Women tend to have 50% increased risk for the painful symptoms associated with
neuropathy, a BMI (Body Mass Index) greater than 24 heightens your risk for complications in general
and increases your risk of acquiring diabetes. More than 60% of all non-traumatic lower-limb
amputations performed in the US are done on people suffering from the effects of peripheral
Neuropathy causes a good amount of pain, digestive issues, problems with the heart and blood vessels,
the inability to go about life normally, and even death if major organs are affected badly enough. There
is no known “cure” for peripheral neuropathy, only ways to manage it and stop progression,
naturally. Many diabetics develop complications such as neuropathy. In fact, up to 60 percent to 70
percent of all diabetics experience some form of neuropathy. For others, only mild symptoms develop
from nerve damage, such as tingling or numbness in the limbs.
Symptoms of Peripheral Neuropathy
General symptoms of neuropathy can include:
- Low blood sugar, shakiness, sweating, and a faster heartrate
- Muscle weakness and atrophy
- Skin sensitivity (or lack of) to touch
- Digestive problems, bloated stomach, loss of appetite
- Frequent urination
- Lessened balance, dizziness and fainting
- Night sweats, changes in perspiration
- Cramps, pain, tingling or numbness, especially in hands, feet, legs
Symptoms can vary depending on which nerves are damaged: motor, sensory, or autonomic.
Motor nerves control voluntary movement of muscles such as those used for walking, grasping things, or
talking, so muscle weakness, muscle twitches and weak reflexes occurs as a result.
Sensory nerves register feelings on the surface of the body, such as a cut or something touching the
skin. The complexity of the sensory nerves can mean a greater variety of symptoms. Depending on the
size of the sensory fibers, there is an overall decrease in sensation, to the extent of the damage. With
larger sensory fibers, this can mean that one feels their hands or feet are covered with gloves or socks
when they’re not. Decrease in reflexes can mean imparity in balancing complex movements of the body
such as walking, dressing or other normal and routine activities. If the sensory fibers affected are small,
temperature changes and other surface feelings deteriorate to where one doesn’t feel a cut or infection,
which can be a serious problem if these injuries are left untreated. Over time, sensory neuropathy may
lead to changes in the skin, hair, as well as to joint and bone damage.
Autonomic nerve damage symptoms are even more complex and varying because the autonomic nerves
of the peripheral nervous system are tied to nearly every organ in the body. These symptoms can
include: intolerance to heat and inability to sweat normally, bladder control issues, and issues with
blood pressure control. For example, the blood pressure change that can happen when a seated person
stands suddenly can cause dizziness, lightheadedness, or even fainting. One can also experience
gastrointestinal issues such as constipation, diarrhea or incontinence. Swallowing can also become
Because of the unwanted, and sometimes unexpected or unexplained symptoms, the quality of life and
one’s emotional well-being can be strained and challenging for one to achieve. Because some of the
symptoms can so often occur at night, including even the pain caused by a sheet or blanket over the
body, quality of sleep is lessened, which comes with its own consequences. For example, some may
experience pain from bed sheets draped lightly over the body.
Causes of Neuropathy and its Link to Other Disorders
Peripheral neuropathy can be inherited or acquired through diseases such as diabetes, metabolic and
endocrine disorders, small vessel disease, autoimmune diseases, kidney disorders, cancers, neuromas
(benign tumors caused by overgrowth of nerve tissue due to an injury), or infections. Physical injury can
cause nerve injury and, eventually, peripheral neuropathy. Sudden trauma from sports injuries, car
accidents or surgical procedures can sometimes cause instant damage to nerves. Repeated stress to
nerves can cause a compression-type of injury, where accumulation causes irritation to muscles,
tendons or ligaments, causing inflammation. Carpal tunnel syndrome is an example of this.
People that have diabetes have issues regulating their blood sugar levels, and complications from
uncontrolled blood sugar can cause nerve damage. Having diabetes for a long period of time increases
the risk of nerve damage, as does being overweight, eating a poor diet, smoking, being sedentary,
consuming high amounts of fat.
Peripheral neuropathy is a very problematic danger to have, and thankfully many people are able to
control it by regulating their blood sugar levels, and focusing on a healthy diet and lifestyle.
Managing blood sugar levels. Eating a healthy, balanced diet, exercising and having your blood sugar
levels checked regularly will really help in avoiding nerve damage complications, especially if you suffer
Eat and drink healthy. Whole fruits and vegetables including sprouted beans, wild-caught fish, lean
proteins like grass-fed beef, pasture-raised poultry, cage-free eggs and healthy fats such as olive and
coconut oil, nuts, and avocado will all go a long way to provide the nutrients and fiber that will help your
body maintain the healthiest state possible. Drinking water and herbal tea, keeping away from
processed foods, regulating sugar intake and limiting (or eliminating) fried foods will contribute too.
Exercise and physical therapy. Maintaining a healthy weight through exercise will help control blood
sugar and high blood pressure, and improve strength and range of motion, in addition to having the
potential to significantly reduce pain and accompanying symptoms of neuropathy. Physical therapy can
work to improve mobility and strength, making daily tasks easier to manage.
Keep toxins at bay. Kidney issues do often develop in those with neuropathy, so keeping away from
toxins will ensure the kidneys will not be overworked with fending off toxic invaders. Smokers are more
likely to develop nerve damage as well, not to mention the greater risk of heart attack or stroke, so
quitting will go a long way to fighting off this pesky condition if you are smoker.
Lower pain naturally. Using natural remedies like evening primrose oil, alpha lipoic acid, chromium,
omega-3, B12, cinnamon and essential oils like peppermint and lavender can help lessen pain, especially
when paired with the other natural treatments suggested here.
Monitor symptoms closely. Paying attention to your body and making sure you are noting any changes
in your skin, and keeping your skin, feet and toes clean will keep you ahead of the curve with regards to
keeping your symptoms in check. When cleaning, make sure to pay special attention to any areas of the
body that hold moisture, or areas where skin tends to fold. Wear clean clothes and keep the body cool
in hot weather to keep infection at bay.
De-stress. It’s easier to manage anything when you have found some proven ways to relax and de-stress.
Some find a relaxing hobby, others spend time outdoors in nature, and still others use religion or
counselling to relax. Finding what works for you is what matters. If you can stay as calm as possible,
you’ll best be able to handle anything that comes your way.
Dr. Ballerini has been working in the field of neuropathy, with success, for over 15 years. He will help
you address and determine the best course of action for the greatest benefit for your situation. Call
today, mention this blog, and receive a discount on your first visit.
1442 Irvine Blvd, Suite 101
Tustin, CA 92780


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Guest post by Rhondda Mol from Oombawka Design
Crochet hats make great projects! They are perfect as gifts and for charity projects. You can do a lot with a crochet hat pattern! You can take a basic crochet hat pattern and make it your own with one of these fantastic embellishments!
- 5 Petal Tropical Flower – Little Monkeys Crochet – Three variations are included: Single Color, Two-Color and with a Slip Stitch Edging (pictured above).
- Easy Free Crochet Flower Pattern (3 layers) – Designs by LisaAuch – These layered flowers will add some lovely dimension to your projects.
- Loopy Flower Brooch – Crochet Chiq – This fun and loopy design comes with a video tutorial.
- Free Maternity Sash Crochet Pattern – Katie’s Crochet Goodies – Five crochet flower options, in various sizes, are included in this design.
- Dahlia Flower – My Hobby Is Crochet – Dahlias are one of my favorite flowers and I love this crocheted version.
- Layered Ruffled Flower – Fiber Flux – I love the combination of layers, leaves and buttons! Using multiple mediums (yarn and buttons) will add an extra element to your projects.
- Summer Strawberry Applique – Fiber Flux – Sweet like a summer strawberry – a perfect embellishment for when you are looking for an alternative to a flower!
- La Fleur Petite – Cre8tion Crochet – These pretty flowers (in 3 sizes) will look fantastic with a bead or button center!
- Granny’s Pansy – Look at What I Made – These pansies are delicate and dainty – they will make a pretty addition to any hat.
- Crochet Heart – The Stitchin’ Mommy – Little girls love hearts – use one, or multiple hearts on your next hat.
- Rose – Petals to Picots – I love the texture and uniqueness of this rose – if you use wool this is lovely felted too!
- Free Crochet Bow Pattern – KT and the Squid – Bows are a great way to embellish your hats.
- Fantastic Curly Flower – Oombawka Design – This large curly flower will add an element of fun to your next project.
- Kraken Octopus Squid Applique – Moogly – Both my children LOVE this octopus applique – a perfect embellishment for both boys and girls!
- Paw Print Applique Set – Moogly – Make these with a smaller hook and lighter yarn to create paw prints around your hat.
- Crochet Police Badge Applique – KatiDCreations -Little boys will love this badge applique! (Little Girls too!)
- Crochet Snowman Applique – Repeat Crafter Me -Making a winter hat? This one is for you! Great for boys and girls.
- Patriotic Crocheted Star – Sarah Zimmerman – Use patriotic colors or yellow and white – stars make a great unisex embellishment for you hats.
I have gathered some crochet hat pattern links for you – these links include basic and complex hat patterns – so have fun browsing!
Crochet Hat Patterns:
- Earflap Hat (Sizes Preemie to Adult Large)
- Double Crochet Beanie (Sizes Preemie to Adult Large)
- 21 Crochet Slouchy Beanie Patterns
- 14 Free Crochet Hat Patterns
Gauge is very important when crocheting hats – it can mean the difference between a hat being the right size – or, too large or too small for the intended recipient. Using the recommended hook and yarn is an easy way to increase your chances of reaching the gauge specified in your pattern. If you need assistance understanding how to check gauge please view this short video: Measuring Crochet Gauge by Red Heart with Kathleen Sams
What do you like embellishing your crochet hats with?


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Rhode Island Family History Research
This entry was originally written by Alice Eichholz, Ph.D., CG for Red Book: American State, County, and Town Sources.
History of Rhode Island
Named when Roger Williams referred to Aquidneck Island as the 'isle of roses,' bedecked by rhododendrons and owned by the native inhabitants, Rhode Island had its beginnings as a haven for religious dissenters expelled by Massachusetts Bay and Plymouth colonies. Williams's unceasing belief in religious freedom probably helped establish a long, collaborative relationship with the Narragansetts. In 1636, the only place he had to run was south, out of reach of both Massachusetts colonies and to a place not yet within the Puritan strongholds of Connecticut's colonies. He purchased from the native inhabitants what became Providence Plantations in 1637, and a group associated with Anne Hutchinson purchased Aquidneck Island in 1638. Renamed 'Rhode Island,' the area now encompasses Portsmouth, Middletown, and the city of Newport.
Geographically, the settlements might have met economic disaster had it not been for the enterprise of sea trade. Not having the rich natural resources that the other colonies had, a few wealthy planters in the eastern part of the colony capitalized on their excellent location relative to the sailing currents of the Atlantic. They developed import trade in sugar, fruit, rum, slaves, and exports from the other colonies to build an impressive plantation system. Throughout the state's history this industry has provided a highly mobile and much more ethnically diverse population in Rhode Island than can be found in the other New England states. Transients in town for a year or two were not uncommon as individuals from other New England locations broke loose from their moorings and headed to Newport for adventure and livelihood on the sea.
More and more land was purchased from the native inhabitants, and groups of Quakers from England and Jews from Portugal and Spain arrived in the colony, where they were accorded the status of freemen by the General Assembly. At the outbreak of King Philip's War in 1675, despite an attempt to remain neutral, Rhode Island and Providence Plantations were swept into the war when major battles were fought there. When this early battle of the colonial wars ended, more and more land was purchased from the indigenous tribes, and conflicts developed with both Massachusetts and Connecticut colonies over land claims.
The towns in Rhode Island remained reasonably separate and distinct groups that coexisted despite considerable differences. As such, no county system of government developed until the eighteenth century, and even then its function was chiefly for court proceedings. The General Assembly and the General Court dealt with the colonial matters usually conducted by counties. During the Revolution, the British captured and occupied the Island of Aquidneck. The British Navy used Narragansett Bay as a strategic harbor, just as the United States Navy does today. Portuguese Jews, French settlers, and African slaves all found their way to Narragansett Bay in the seventeenth and eighteenth centuries. The port of Providence brought hundreds of Irish and French-Canadians in the nineteenth century, and Italians, Germans, Russians, and Poles in the early twentieth century.
Good collections of Rhode Island records, the indexing of early materials, and the short distance from one end of the state to another, all make Rhode Island an excellent site for genealogical research.


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CS Lewis died after a number of health complications, which started in 1961. He first suffered inflammation of the kidneys, followed by blood poisoning. He recovered for a short while, but then suffered a heart attack after falling ill again, which left him in a coma for nearly a day. He left hospital after waking from the coma and was forced to resign from his post at Cambridge as a result of being ill. From then on his health rapidly deteriorated and his earlier kidney problems left him with end stage chronic renal failure. A few months after leaving hospital, on the 22nd of November in 1963, Lewis collapsed in his home and died. He was 64 when he died. His death came just a few days before his 65th birthday.
His death took place on the exact same day as the assassination of President JF Kennedy, which means that the popular author’s death was somewhat overlooked as more focus was placed on the other event.

domain: medical


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PATERSON, N.J. (WCBS 880) — A small poodle named "Bear" is fighting for his life after officials say he was thrown from a car in New Jersey over the weekend.
The dog was thrown from a vehicle in the area of 927 Market Street in Paterson at approximately 1:30 p.m. Saturday.
The Ramapo-Bergen Animal Refuge said that the dog suffered severe and life threatening injuries including pelvic fractures, skin lesions, a skull fracture, herniated diaphragm and road rash.
Bear was also emaciated and matted when he was found lying in the street. The shelter said it appears the dog suffered "a lifetime of neglect."
He is receiving around the clock care at Oradell Animal Hospital, but is minimally response and his condition remains "guarded," the group said, adding " our little guy needs a miracle."
Anyone with information is asked to contact Detective Richard Martinez at 973-881-3640.


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Liquid Soil and Seed Treatment From Nature's Laboratory
Maxi-Grow is a natural additive that conditions, and balances soil. It is a concentrated extract of the Schidigera, or "Mojave" Yucca, produced via a proprietary process.
Maxi-Grow is neither herbicide, pesticide, nor fertilizer. It is commonly referred to as an adaptagen, natural wetting agent (surfactant), and enzyme activator. Maxi-Grow is an important addition to your farming operation for two reasons:
Most of the nutrients that are contained within, or added to soils, are not utilized by the plants.
Most of the water provided for plant and crop growth actually runs off.
Just these two factors alone mean that, even with proper feeding practices, plants and crops actually end up starved for both adequate nutrients and water, due to the organic and ecological stress caused by the persistent and cumulative effects of chemical-based additives to soil. Instead of destroying these life-sustaining nutrients, they become "inactive" and unavailable.
Organic stress—a factor which prevents water or nutrients from absorption by plants—is often a result of too much or too little moisture, compacted soil, improper pH balance or a scarcity of organic fiber in the soil. Maxi-Grow addresses these stress conditions—resulting in healthier more productive plants.
Maxi-Grow contains two active ingredients—which work synergistically to activate, or essentially re-animate, native enzymes that are present in your soil.
Phytosterols (natural vegetable/plant steroids) enhance the microbiological activity in the soil speeding up the conversion of available organic matter into a useable food source for plants—resulting in stronger and faster root development which enables plants to weather ‘stress’ more effectively.
Saponin (natural soap) is a wetting agent which increases cell membrane permeability—thus enhancing the utilization of available moisture.
Maxi-Grow does not introduce foreign enzymes to your soil ecology.
When Maxi-Grow is introduced into the soil—the ‘friendly’ aerobic bacteria produce the enzymes necessary for the breakdown of organic material in the soil. Natural food is generated when this organic material breaks down into its simplest form.
The saponin contained in Maxi-Grow is a surfactant or wetting agent that when applied allows water to access the root system more efficiently. This results in the plant developing a healthier root system giving it greater access to water and nutrients. Furthermore, this larger root system will add additional organic material to the soil—which will subsequently be broken down into food for the re-growth of plants. Maxi-Grow reduces ‘ponding’ while allowing plants the benefit of increased nutrients available in the water.
Routine application of Maxi-Grow will reduce compaction, increase water penetration and help leach salts back into the soil. In addition, increased organics in the soil will keep it loose—allowing more oxygen to penetrate—thus encouraging the ‘aerobic bacteria’—by sustaining their growth and reproduction and to keep this ‘effective cycle’ going.
Apply 1.5 oz. (40ml) Maxi-Grow per acre onto the seed to be planted by drip method at the intake of the auger. Additional application of 2oz. per acre can be applied as a foliar spray at the 3rd leaf stage.
PULSE CROPS, POTATOES, ORCHARDS & VINEYARDS:
Mix ½ oz (15ml) of Maxi-Grow per acre with enough water to obtain even distribution. Repeat every 60 days. Maxi-Grow can be mixed with fertilizers, herbicides or pesticides.
IRRIGATED AND GRASSLAND:
Apply 3.5 oz. (100ml) of Maxi-Grow per acre on each out
GOLF COURSES, PARKS & RECREATIONAL AREAS:
Mix 10 oz. (280ml) of Maxi-Grow per acre with enough water for even distribution. Repeat every 60 days.
LAWNS AND GARDENS:
Mix 1 oz (28ml) of Maxi-Grow per every 1000 sq ft. to be treated with enough water to obtain even distribution.
Mix ½ teaspoon of Maxi-Grow per gal of water once a month with regular watering.
Perforate affected area thoroughly to a depth of 8 – 12 inches. Mix 1 oz. of Maxi-Grow per gallon of water and soak affected area. Water liberally each day. If the problem persists after 2 weeks, repeat the application.

domain: biology