USed Meyer RT122 sileage box, reAR unload, hyd drive, gate delay, lights, top pivot door, w/ roll rite front to back scissor tarp, mtd on Meyer SRX1304 single axle running gear, 12.5Lx15 rib tires, i-beam axle, HD 8 bolt hubs
Construction Equipment Guide
470 Maryland Drive
Fort Washington, PA 19034
Construction Equipment Guide covers the nation with its four regional newspapers, offering construction and industry news and information along with new and used construction equipment for sale from dealers in your area. Now we extend those services and information to the internet. Making it as easy as possible to find the news and equipment that you need and want.


text:
1508 Military Cutoff Road,
It’s not about your professionalism, training, or years of experience. It’s about human nature. Mistakes happen to the best of us, no matter how experienced.
The simplest clerical error or proofreading mistake (even one made by a trainee) can cost you, especially if it results in financial loss or damage to one of your customers' reputations. That’s why it’s essential to understand the extent of your business liability insurance since it only protects your operation against bodily injury, property damage, or advertising injury.
Errors and omissions protects you from claims if a customer or client sues your service business for negligent acts, errors, or omissions occurring during business activities, which could potentially result in a financial loss for the client. Errors and omissions insurance policies usually cover the business owner, both salaried and hourly employees, and subcontractors working on behalf of the business. Errors and omissions insurance can be customized to meet your specific needs, no matter your business or industry. Real estate agents face different risks than printing companies, but both have the potential to impact their customers' lives and livelihoods if a mistake occurs. Benefits of a specialized E&O policy may also include:

domain: finance


text:
The Power of Tax-Deferred Growth
Why are 401(k) plans, annuities, and IRAs so popular?
Have A Question About This Topic?
Here are five facts about Social Security that might surprise you.
Individuals have three basic choices with the 401(k) account they accrued at a previous employer.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.

domain: economics


text:
YMCA of Central Florida notifies individuals of 'security incident'
The YMCA of Central Florida announced Wednesday it is notifying people regarding an "isolated security incident" involving certain personal information, according to a news release Thursday.
Information accessed may have contained consumers' names, and/or Social Security numbers, driver's licenses or other government issued identification, passports, financial account numbers, payment card numbers, health information, or health insurance numbers, the report said.
On Oct. 24, the YMCA learned that an unauthorized person gained access to several employees' email accounts. Upon learning of the incident, the YMCA immediately disabled the affected email accounts, changed the account passwords and began an investigation, including engaging a leading forensic firm. The investigation found that some emails may have been accessed which were primarily related to program registrations, officials said.
"We sincerely regret that this incident occurred and apologize for any inconvenience or concern this may cause our Y community," said Colleen Manahan, chief financial officer for the YMCA of Central Florida. "To help prevent an incident like this from occurring again, we are providing our team members with additional privacy education and training."
At this time, the YMCA "has no indication that the information in the emails was actually viewed or used in any way." However, out of an abundance of caution, the YMCA has notified potentially affected consumers. Individuals whose Social Security numbers were potentially involved will be offered a one-year, complimentary credit monitoring and identity protection service. In addition, the YMCA has established a call center to answer any questions individuals may have.
Consumers affected may call 1-877-982-1592, Monday through Friday between 9 a.m. and 9 p.m. Eastern Time, for additional information and resources. For more information about this incident, please visit https://ymcacentralflorida.com/protectinginformation/.

domain: news


text: okay, so I need to get in shape for my big day. Of course, I was thinking about joining a gym or getting a trainer but they are expensive and we have to save for a honeymoon, house, etc... has anyone tried juice fast? I was thinking of going gluten free, dairy free, possibly meat free to lose the pounds. I found a few organic juice companies that will deliver. But again, they are expensive but much less expensive than the gym/trainer. Thank you for any thoughts.

domain: food


The idea of being a homeowner is important to millennials, but there’s a whole world to see before they delve in to the “American Dream.” While the generation may not be prepared to sign for a mortgage immediately after graduating college, statistics show they are quickly becoming the biggest group of homebuyers in America. The National Association of Realtors reports first-time buyers in 2016 were about 32-years-old, making roughly $72,000 a year. The same report states 92% of first-time buyers were satisfied with the home buying process, which suggests the real estate market should prepare for more buyers as millennials begin to see the benefit of homeownership.
Preparing to be a homeowner, however, is much more than hiring a realtor and choosing a good floorplan. While times have evolved in the financial industry and a 20% down payment isn’t always necessary, it’s a good idea for the millennial home buyer to know how much of a down payment is needed, how to save, and how to better their credit score to make the process much smoother.
Do I Need A 20% Down Payment?
The short answer is probably not. For first time home buyers there are different loans available that support a down payment as little as 3.5%. FHA loans are backed by federally qualified lenders and can offer home buyers a chance to buy a condo in Austin, TX, or any other real estate market, for much less than 20%. For example, the median home price for first time buyers in 2016 was $182,500. With an FHA loan, buyers could have the option of putting down $6,387 (3.5%) as opposed to the “traditional” 20% of $36,500.
Even if an FHA loan isn’t available to home buyers, they may be able to opt for a conforming loan, which is sometimes offered when a loan is below the funding criteria limit of Freddie Mac and Fannie Mae. A homebuyer’s credit score plays a large part in qualifying for a conforming loan. Based on the applicant’s financial information and credit score, a down payment below 20% could be acceptable.
How To Save For A Condo Down Payment
While searching through new condos for sale in Austin, TX, homebuyers will ultimately come up with a budget for their first home. After finding the perfect new, trendy condo, homebuyers can calculate what the down payment will be. Then, the saving begins.
There are two main ways to save for a down payment on a condo: spend less or make more. Depending on the situation, one of those choices generally comes easier than the other, and can be determined with a quick review of the homebuyer’s spending habits. Here are some quick tips to challenge any homebuyer to save more each month:
Track where the money goes: write it down, use an app, or go old school with an Excel spreadsheet.
Evaluate spending habits: where is excess spending happening – on the commute to work at the local coffee shop, Friday nights out with friends, or the trendy boutique downtown? Homebuyers must be willing to cut back in the short term to gain for the future.
Cut the extra: once it’s decided where the excess spending is happening, it must be a conscious choice to put that money into savings rather than in a new dress or meg-mocha latte.
Credit Scores Count
Let’s face it – most homebuyers (and homeowners) have been late with a credit card payment, or ran up a credit card with “must-have” items they can’t even find. While their credit score may have taken a hit during their 20s, homeowners need to know the score, and work on bettering it, if needed. The best ways to better a credit score:
· Make all payments on time
· Make at least the minimum payment (more if possible)
· Don’t max out credit cards and don’t close them out once they’re paid off
· Settle any unpaid debts on the report
· Keep low credit card balances
It won’t happen overnight, but dedicated homebuyers will quickly see the cash add up when they consciously choose their future over the #5 value meal. Get the process started with a look into some of Austin’s newest condominiums.


text:
Friday, May 23, 2014
Thank you to every one who joined in with Sharon's Light as a Feather challenge last time. Stay tuned to see who the winner of the prize from Stampin' Up! demonstrator Sarah Keerie will be.
It's Leo here to bring you a new challenge and for this week we're turning to Japan for our inspiration and more specifically to the art of paper folding,
I'd like you to use either something inspired by Origami on your card or to have a go at making your own Origami embellishment. There are lots of online tutorials to look at with lots of different origami designs perfect to use in paper crafting so it's well worth having a go. If you need more inspiration to kick start your imagination take a look at what the design team have cooked up, (and folded up!) this week. Have fun!

domain: artistic


text:
This project aims to find a deeper understanding of hostile architecture in the urban space. During the project, I conducted visual experiments, using text and cardboard (a basic form of communication) and documenting my research with photographs and video. The exploration and experimental process of the project is presented in a book, with the hope that people will pay attention to these defensive architectures.
Through my studies, I have found myself interested in social issues and I am keen to explore culture, history and the causes and impact of social events. I enjoy experimenting with different materials and making my work by hand, as well as digital software to bring the work to life.


IBM REV MOTHERBOARD MANUAL
IBM i PDF files and manuals
211 rowsThe IBM® i Information Center offers Portable Document Format (PDF) files for viewing or printing the following topics. Users of the IBM i Information Center must first read and agree with the terms and conditions for downloading and printing publications. If you are looking for a specific PDF that is not listed in the table, see the list of additional reference manuals.TITLECATEGORYTYPEAdvanced Function PresentationPrintingTopic collectionAFP Utilities for iSeries User's GuideDatabase; PrintingManualAlerts SupportNetworkingManualAnyMail/400 Mail Server Framework SupportConnecting to your system; NetworkingManualSee all 211 rows on www
IBM REV 2.8 manual motherboard datasheet & applicatoin
MPC823ADS con74LCX257D ADV7176 27MHz, 100ppm, LM317MDT 768kHz 30ppm RSM-200-32 IBM REV 2.8 manual motherboard SMD Transistor 502k SMD Transistor PA7 transistor SMD PB29 rev 1.5 ibm motherboard VX3E RSM-200 kyocera hc1 AD589 P10 Draloric: 1998 - IBM REV 2.8 manual motherboard
IBM MOTHERBOARD USER MANUAL Pdf Download.
View and Download IBM Motherboard user manual online. Motherboard Motherboard pdf manual download. Motherboard IBM 6385 User Manual. Types 6385, 6386, 6389, 7831, 7832, and 7834 (86 pages) Summary of Contents for IBM Motherboard. Page 1: Static Electricity Precautions Other names used in this publication may be trademarks and are
ibm rev 2 4 motherboard manual - PngLine
Manual motherboard ibm rev 2 4 Hardware disrupt healthcare how artificial intelligence addressing some ii p/i-p55tp4n user Outdoor spaces motiveren als de beweging gaande houden pin[PDF]
R-10-02-080721 5AX USER'S MANUAL ﬂ Support Intel Pentium, MMX, Cyrix/IBM 6x86MX, M2, AMD K5, K6, K6-2 & IDT C6 CPUs. ﬂ Support auto detect CPU Voltage.[PDF]
USER'S MANUAL - motherboards
Pentium Motherboard USER'S MANUAL. 2 ASUS VX97 User's Manual USER'S NOTICE Product Name: ASUS VX97 Manual Revision: 1 Release Date: May 1997 No part of this manual, including the products and softwares described in it, may be repro- P54CS), IBM® /Cyrix® 6x86-PR166+ (Rev 2.7 or later), IBM
IBM BIOS Updates downloads for your motherboard • Wim's BIOS
Below you can download the latest IBM bios upgrade for your motherboard after signup with the eSupport BIOSAgentPlus service.; You can identify your motherboard using the BIOS ID which is displayed on most computers at bootup. Per BIOS vendor (AMI, Award, Phoenix,) we have a seperate tab of motherboard BIOS Identifications.
How to get IBM motherboard driver/CD [Solved] - Motherboard
Nov 25, 2015i had repormat my ibm desktop yesterday throught an xpsp3 englishbut knowing to know that the driver is very important in that matter I got a fresh windows but cant work with the internet function. others are ok except the internet. IBM MOTHERBOARD REVMotherboard Forum - Top issuesJan 07, 2013Motherboard Forum - Recently solvedAug 23, 2010Lost IBM motherboard cd n id plez heip meeee [SolvedJun 16, 2009See more results[PDF]
Motherboard User's Guide - ChannelProReviews
Congratulations on your purchase of this new motherboard. This user's guide provides information on the installation and setup procedures for your new motherboard. Chapter 1: Specifications lists the standard features and technical specification s of the motherboard. You can find the motherboard layout in Chapter 2: Connectors and Jumpers .
ThinkCentre A, E, M, S Series-Lenovo Community
Oct 23, 2011L-I946F REV 1.2 . S/N: xxx. FRU: 43C3505 703. I even downloaded some manual with hundreds of motherboard and case informations (41x5730) but neither the site or the PDF I downloaded have information on the motherboard's pinout (front panel, audio, USB, etc). At least the IBM workstations I've used in the past (mostly IBMREv. V1.0 motherboardJul 19, 2013General Discussion-Lenovo CommunityJan 28, 2011Solved: ThinkCentre front panel connectorMay 01, 2010See more results
Related searches for ibm rev motherboard manual
motherboard manual pdfibm motherboard identification


text:
Results 1 - 30 of 131
(704) 596-5454 · 9611 Brookdale Dr Charlotte, NC 28215 .... How have I never
written a review for this little gem in Harrisburg?! We visit .... R. M.;
Dino's Pizza & Pasta is closed. NO LONGER IN BUSINESS.
Welcome to Ciro's, where we've been serving the Charlotte area for over 20 years. Arthur Cornielle, along with the rest of his family moved south from Brooklyn ...
9611 Brookdale Dr. Charlotte,
Gianni's Trattoria Authentic
Jun 8, 2016
Visit Giacomo's for your own slice of pizza heaven! If atmosphere was something you could eat, Giacomo's should put theirs on the menu. Garlic and tomato ...
Fantastic Restaurant Options In Charlotte and
Top Restaurants in
Best Dining in
704-795-7437 - 8 years of experience.


text:
Enteral trumps total parenteral nutrition in pancreatic fistula treatment
MedWire News: Researchers report that enteral nutrition-based treatment of patients with postoperative pancreatic fistulae produces a higher fistula closure rate and shorter closure time than treatment with total parenteral nutrition (TPN).
"The higher costs of TPN along with its potential septic and metabolic disadvantages should persuade clinicians to consider the enteral route as the primary nutritional support in this postoperative complication," remark Stanislaw Klek (Jagiellonian University Medical College, Krakow, Poland) and colleagues.
Writing in the journal Gastroenterology, Klek and team report that 78 patients with postoperative pancreatic fistulae were randomly allocated to receive enteral nutrition (EN; n=40) or TPN (n=38) for 30 days.
A significantly higher 30-day fistula closure rate occurred among patients who received EN compared with those in the TPN group, at 60% versus 37%, reflecting a 2.5-fold higher likelihood of fistula closure with EN than TPN (p=0.043).
Furthermore, only patients in the EN group had a median time to closure that fell within the study period, at 27 days.
The median time taken to achieve a 50% reduction in fistula output (an alternative measure of closure rate) was also shorter among the patients who received EN compared with TPN, at 18 versus 21 days.
Further analysis revealed two independent predictors of fistula closure - EN and an initial fistula output of 200 ml/day or less.
"Enteral feeding appears as an effective, safe, and cost-effective therapeutic option in patients with postoperative pancreatic fistula," comment Klek and colleagues.
They conclude: "Further clinical trials should address the benefits of multidisciplinary therapy of pancreatic fistulas with enteral nutrition combined with other interventions." analogues."
MedWire (www.medwire-news.md) is an independent clinical news service provided by Springer Healthcare Limited. © Springer Healthcare Ltd; 2011
By Lauretta Ihonor

domain: literature


text:
Flight Lieutenant Maurice Mounsdon, one of the last surviving pilots to have fought during the Battle of Britain, passed away on December 6 at the age of 101.
Born on 11 February 1918, Maurice “Mark” Mounsdon began his training on 24 August 1939 and was assigned to No 56 Squadron of the Royal Air Force on 3 June 1940 as the Battle of Britain was raging. Flying a Hurricane, he shared the destruction of a Dornier Do 17 on 3 July, and three weeks later probably destroyed a Junkers Ju 87 Stuka. In August, he scored two victories against Messerschmitt fighters, as well as a probable victory. He destroyed or damaged about seven German aircraft before being shot down himself over Colchester on 31 August 1940.
He was able to bail out from his stricken aircraft but was seriously burned in the process and spent nine months recovering in hospital before returning to serve with the RAF Headquarters and later as a flight instructor and flight commander. Returning to civilian life in 1946, he resumed his engineering career with the General Electric Company.
Mounsdon moved to Spain in the 1970s with his wife Mary, who passed away in 1993. For his hundredth birthday in 2018, the RAF’s Red Arrows team made a flyby next to his house in Melorca.
With Maurice Mounsdon’s passing, there are only three surviving British pilots of the Battle of Britain: F/L William Clark, W/C Paul Farnes and F/O John Hemingway.

domain: history


text:
Graphic designer for an upstart cookie and coffee shop. Name of the business is Sweet Marie's Cookie and Coffee House. We specialize in custom and different flavored cookies as well as various amounts of coffee flavors. Our interior colors will be black, white, with wood tones and a turquoise accent. The goal of the business is to be a brand so we want
Need to improve the current graphic depicting someone using a generic App (banner-img). I want to make it seem like someone is going to open an App as opposed to someone already on an App. The icon will say Your App and be surrounded by other Apps similar to image attached (banner2-img). These apps will be the mainstream Apps like Instagram & Facebook
This is urgent design work. Maybe 2 days. [login to view URL] Look at this video for preview.
...We have just rolled out a new mobile application on android and iOS however we were left disappointed with the outcome. For this reason we need: 1) A developer or team of developers that are experienced with and have a portfolio of Google Flutter Apps. You will have to present this to our team otherwise we cannot consider you. 2) We will send you
I need a very simple set of images altering, so that they have a transparent background. In order for them to be used on a slider with a solid colour background. Images are available now. I need the main staging cutting from the backgrounds, and providing as separate PNG files. Plus one file with all staging on too. 10 files in total.
We offer you our service in providing telephone surveys all over the world. Our main adva...competitive price that includes all expenses such as telephone charges, quality control, managing, etc. We need you to find clients and deliver projects. You will get 10% of the revenue from 2 first projects. Only interested in people located in the USA and UK.
...graduation in Fashion Design and want to start my own Brand, Menswear. I already have a Collection and the Style I am going for. I need a perfect Logo for my Brand which I can use for my identity, my website, Tags for the clothes etc. It's streetstyle based and a Higher Price sector. I already have some Ideas in my mind but open for everything. T...
I am looking for Sr. Graphics Designer for eCommerce Projects. You will be involved in the creation of 1. Website Banners 2. Emailers 3. Social Media Posts/Stories 4. Gifs 5. Video Ads etc.
... Heal Your Hair Keep your hair on and read on. Reasons for hairfall - Excess hairfall can mean that the body does not have enough reserves to address the needs of the hair. - Underlying medical conditions like PCOD, thyroid problems and hormonal imbalances. - Stress and no time for rest can cause premature greying and
Project for NOVA solutions to develop Mobile Interface and functionality, including Graphic Design and web portal development
...[login to view URL] 4- Intelligent use of modern design fonts AND handwritten texts made on illustrator 5- Send me a link of a similar work made, like a brochure or marketing campaign in the bid, showing your OWN portfolio 6- Send me a text showing that you have understood that this work is not just a Word or
(1st Project) I'm looking for someone who's well verse in making great business cards (3.5 x 2). These themes need to be incorporated on the card. 1. Professional 2. Simplified 3. Eloquent (2nd Project) 18"x24" Sign
...financial operations. We need to revise our "Book" to be in powerpoint and also a different design. Our previous designer didn't share our vision. [login to view URL] is an interesting example of design i like. i also uploaded an example of a building we sold to see the outline. we can't
I need a experimented Graphic Designer to develop resources for an ANIMATION as attached video Please see attached video. This is part of a game programming project. You will have to provide all the images (sounds, cards, players, background, avatar, etc.) PLEASE DO NOT USE ANY OF RESOURCES IN ATTACHED VIDEO OR IMAGE. WE NEED EXCLUSIVE RESOURCES
I’m starting a T-shirt company based around positive mental attitude. The company name is Gold Heart Apparel. I want my logo to be an anatomical heart, that will be the foundation of the company. I don’t imagine the logo will have to be overly detailed because the first run of shirts will have the logo and name in a smaller font.
We are looking for an individual with excellent communication skills, and who is equally comfortable working independently, on a team, or as a team leader,the primary focus of this role is to effectively conceptualize, design and develop print/web graphics, packaging, banners, ad layout, etc.
We are looking for a part time or freelance basis video editor. Most of the time its editing short 15 sec clips, switching audios or creating videos from stock footage etc. You should have impeccable english and also great portfolio.
We are looking for a high quality graphic designer who will source images and prepare ebooks and articles and blogs on an ongoing basis. we have content and ideas on layout and images that we like that we want you to produce. The images will be used for ads as well as blogs and larger document. Quality cannot be comprised but speed and regular communication
Need to make a monochromatic professional portfolio. Renders and images are ready. Need to make and decide upon a layout, cover picture, resume and create a beautiful portfolio. Reference portfolio [login to view URL]
New start up company. name of the company is: Your Business Armor. We need a logo designed to go along with the name. I am open to including using the acronym..."YBA" as part of the design. This is the name we will be using as our URL for our website. Our services provide Corporate Record keeping protection to small and medium sized businesses
We are going to advertise a novel. Please let us know, if you are interested in this part or if you think you already have some knowledge about this. Please include your own power and what novel you want to write. After we have a plan, we can start work immediately.
I need a .NET developer from Pakistan for some easy tasks using c# I need at LOW budget I need for LONG term
We own and operate websites with content in different verticals that we are looking to monetize via programmatic, social networks, native, etc. Need assistance in set up and scaling.
I need a design for my production and promotion of my music. I need a good design with my pictures. Necesito un disenador que me haga un poster para mi nueva cancion a lanzarse ya. Necesito un buen diseno, proveo fotos.
...and currently my website needs a lot of SEO improvement! I need an SEO Specialist to do a big crawl on the website and fix everything as needed. Some of the things I'm looking for are: - Reduce Image Size - Work with [login to view URL] - Add Image Link to all images - Remove Spam Traffic on Google Analytics - Replace Anchor Texts when needed - Optimising content
I am interested in hiring a graphic designer to design the cover of the FEPA's (Federation of European Producers of Abrasives) annual report to be distributed at our Annual Conference at the end of May. This year's theme is "sustainability". I will need the design in an InDesign file. I have attached the two last covers.
... Make Your Child Love Greens. Buying - - Involve your kids in shopping for greens. Make it a fun activity. - Let them spot the greens and let them choose what they would like to try. - Involving kids in buying will also improve their knowledge. - Make your kids grow greens in the house. Let them sow, water
Dear Companies, we are searching for outsourcing companies to work with us on our projects. we have a lot of projects, we need at least the below specialties with big experience to work with us. 1. ANDROID 2. IOS 3. ASP.NET 4. PHP, LARAVEL 5. C++ we always have project, please share your experience and company profile so we can contact you. Note:
I currently need help with a simple objective, there is a glitch in my WordPress and customized website....with a simple objective, there is a glitch in my WordPress and customized website. The objective is to make it possible for people to create a profile similar to CV. It will be a startup, as I got plans for bringing bigger projects to the table.
...size. Will be used only online for Amazon and Ebay. Second logo is for Ramblin Roy's Restaurant and Nightclub. It has a slogan: Where Dancing is the Most Fun! Clarifying the nightclub logo: Obviously I don't expect all the words to be in the logo. The words are for the sign at the location of the future business and for t-shirts. You could show how

domain: design


text:
TO PREVENT TORTURE, GENOCIDE AND WAR CRIMES
There is no crime more heinous than harming a child.
In 2016, the Court will make major decisions that'll impact our environment, immigration, and even the right to vote.
Michigan Gov. Rick Snyder is hiding information about the decision to use contaminated water in Flint.
Arrest ALL politicians and public service employees, who violate their "Oath of Office' and the U.S. Constitution.


Saturday, October 16, 2010
Saw this trailer for Big Time, the new status quo for Amazing Spider-Man that sees Dan Slott take over as the sole writer of the now twice monthly (formerly thrice monthly) title, over at USA Weekend. Preview seems to have art from Amazing Spider-Man #648 and announces Peter Parker's new job at Horizon Labs, his new girlfriend, Carlie Cooper and even what looks like the return of the Hobgoblin. Check the video above for yourself and let us know what you think. There's also a preview of the issue over at Cosmic Book News.


text:
Chambers, on the other hand, constantly proves his loyalty to people around him, especially to Tom and Roxy. Her son should be able to live the life of a normal white man. It may seem that the upbringing had more impact on the real Tom than his inborn qualities. You will be graded on focus do you have a thesis statement and does it answer the question asked? You may email your essay to me as an attachment, turn it in to the History Department office Sierra Tower during business hours, or hand it to me in person. He eventually grows to become a lazy, untrustworthy man. In addition, everything they do they do together.
What do they inherit from their surrounding environments? Tension between nature and nurture is most clearly seen in the character of Tom Driscoll. Oh, what have I done to deserve this infamy! Sundquist, 25 or Fishkin After years his mother Roxy visits him and tells Tom the truth about his heritage which is a shock for him. I am willing to read and go over drafts with you. Morris the appearance of Roxy dressed as man represents everyone, black and white as well as man and woman.
Does Twain try to confuse his readers as to what he really thinks? However, within all those changes there is one thing that cannot be changed: The people hope to get a higher esteem if they are associated with the twins. As Gair puts it: It goes on when Roxy, dressed as a man, meets her son again after coming back from St. You may also cite the optional readings if you like, using the same citation method, i.
You may email your essay to me as an attachment, turn it in to the History Department office Sierra Tower during business hours, or hand it to me in person. Honor and betrayal is seen specifically when Tom gets himself into trouble with gambling debts.
Furthermore they seem to complement each other perfectly.
Pudd’Nhead Wilson Theme
Tom expresses gratitude for his mother, but is quick to betray her. What do they inherit from their surrounding environments? It may seem that the upbringing had more impact on the real Tom than his inborn qualities. Tom is a character that seems to think that he is better than anybody else. When he makes the joke about the dog the townspeople do not understand it because they take everything literally.
The first part of the paper deals with the switching of identities and can be considered as a starting point for the development of the novel. You will be graded on focus do you have a thesis statement and does it answer the question asked?
They are true gentlemen and an absolute sensation for the people of the town. In order to avoid that her son, Chambers, has to meet the same fate she decides to switch her son with the child of her master, named Tom, which is about the same age as her son.
Being different and not wanting to fit into a predetermined space does not really help a person to lead a successful life. Morris the appearance of Roxy dressed as staement represents everyone, black and white as well as man and woman.
According to Linda A. Due to this small amount of black blood, both Roxy and her son are considered as slaves. Tom discovers his real identity which changes his life drastically.
The people treat the twins like celebrities since puddnhead are the first Europeans that come to this town and everyone wants to get associated with them.
Pudd’nhead Wilson and the Question of Identity | Get Access To Unique Paper
This covers the social issues of identity and reputation in a broader sense than man versus piddnhead. The duel is a cause for celebration for the townspeople. If you have any questions or are in any way unsure about what you are being asked to do, be sure to speak with me or the teaching assistant via email or in person.
Something that emanates from the book is that Tom does everything for his own good. If you did Option A, you may also turn in this assignment and I will count the higher of the two paper grades. But she is incredibly statemment and could be very successful.
In the book they never seem to argue or to have different opinions about a topic. Though for the general population adjusting to the convention of a particular society is beyond tyesis question.
Pudd’Nhead Wilson Theme | Free Essays –
Another aspect dealing with the issue of identity is rhesis and reputation because personal standing is a big concern to the characters in the book. The purpose of this paper is not to come up with a definite answer to all the questions dealt with.
Twain portrays Roxy as an honorable woman by emphasizing on how she- a slave- is willing to sacrifice for Tom- a fortunate, dishonest man. By giving examples of several passages in the book I try to find out in what ways identity is depicted and how thesix relates to the main characters.


text:
FACT SHEET | October 2, 2008
Senate Democrats are Committed to Change: The Bush-McCain Legacy of Deregulation and Laissez-Faire, Free-Market Economics is Crippling our Economy
"I am a deregulator. I believe in deregulation."
(Senator John McCain, July 13, 2003)
"Government should be...market-based."
(President George W. Bush, July 10, 2002)
"I worked my entire career trying to remove regulations, and that's one of the major things I did. ...I'm a free market nut, and I believe in the market."
(Former House Republican Leader Tom DeLay, October 1, 2008)
For years, Democrats have warned that Conservative Republicans' hostility toward regulation and oversight would seriously harm the economy. During the last several years, and most clearly in the last few weeks, our worst fears have been realized. After nearly a decade of Republican-controlled government in Washington, Americans have seen their dreams of economic security and homeownership gambled away by deregulation, incompetent fiscal policies, misplaced governmental priorities, lack of Congressional oversight, and un-checked greed on Wall Street and in the financial markets.
As Senate Democrats help our nation recover from the Bush-McCain "perfect storm" of economic and regulatory failures, we call upon our Republican colleagues to acknowledge the harm that Bush-McCain economic philosophies have caused and work with us to stabilize the economy and restore the American Dream for middle-class families. It is clearer than ever that the American people need more Senators who are committed to change.
A Shameful Legacy of Regulatory Failures with Devastating Consequences for American Homeowners and Taxpayers
The Bush Administration failed to regulate the mortgage market, which has led to a global financial crisis and threatened the economic security of American families. Years of abuse by the mortgage lending industry and deregulation by Republicans have resulted in a crash of the subprime mortgage market and led to the worst American financial disaster since the Great Depression. Home lenders are filing thousands of new foreclosures each day;over the next two years, more than twomillion Americans may lose their homes (see below for state by state figures)andnearly 45 million of their neighbors will see theirproperty values decline as houses foreclose around them.As a result, towns and cities across America are experiencing business closings, increased crime, and an eroded tax base due to home abandonments, and Americans are losing their jobs, retirement, and health care due to a slowing economy. Moreover, the credit crisis that has followed is making it difficult, if not impossible, for many Americans to access loans of any kind -- home loans, car loans, student loans, or even credit cards, which have traditionally helped families through tough economic times. And Wall Street firms, while pressed for more and more deregulation, are now standing on the brink of a total collapse, which is having a very negative impact on the broader economy.
Due to their own fiscal incompetence and mismanagement, in recent months and days, the Bush Administration has spent billions of taxpayer dollars rescuing Fannie Mae, Freddie Mac and several of Wall Streets biggest firms in an effort to keep the economy afloat. And most recently, the Administration has asked the Democratic-led Congress to authorize the spending of $700 billion to buy back bad mortgages from Wall Street and keep the nation from sliding into a deeper economic depression. Congressional Democrats agree that something needs to be done and have worked with the White House and Congressional Republicans to come up with a solution that stabilizes the economy, protects taxpayers, punishes wrongdoers, and prevents additional unnecessary foreclosures. Nevertheless, even as we move forward, we must remember the origins of this mortgage and economic crisis.
The home mortgage market gone wild. At the peak of the nation's housing boom, subprime mortgages helped millions of Americans, most with limited or blemished credit,achieve the American dream of homeownership. These loans also helped millions more homeowners, many of whom were older Americans with good credit, but on fixed incomes, refinance their homes. Unfortunately, while some lenders and brokers offered these mortgages responsibly, many others engaged in predatory or irresponsible lending practices, using aggressive and manipulative tactics to steer vulnerable borrowers into "exploding" adjustable-rate mortgages (ARMs) they could never afford, trapping them in high-cost loans with costly pre-payment penalties. Abuse by the lending industry was especially acute in communities of color, where borrowers were offered adjustable-rate subprime loans even though they could have qualified for more stable fixed-rate and/or prime loans.
Due to higher interest rates, subprime loans were expected to, and for a time did, yield higher returns; lenders had no difficulty generating interest from Wall Street investors. Although investigations are ongoing into their motivations, credit rating agencies -- usually known for their conservative estimates -- began giving these subprime mortgage-backed securities AAA ratings, which spurred investment. Overwhelming Wall Street interest (or greed) created a perverse incentive structure in which lenders were paid more for selling risky, and then riskier, loan products to as many unsophisticated borrowers as possible.To meet the demand, lending standards plummeted with some loans requiring "no money down," "no proof of employment," or "no documentation of income."As a result, between 2003 and 2006, the use of adjustable-rate subprime loans increased by 250 percent, from eight percent of all mortgage originations to 28 percent, with more than 90 percent of these loans having exploding ARMsand more than 70 percent having pre-payment penalties.
And while this was happening, few, if any, in the Bush Administration, the Republican Congress, the regulatory industry, or on Wall Street seriously considered what would happened if these mortgages failed. Fewer still cared about what would happen to American families if they were unable to meet mortgage payments on their primary residences. And no one seemed to understand the full ramification of mass subprime loan defaults and home foreclosures on the entire American economy.
It turns out what the Bush Administration did not know, hurt America. As early as 2003, reports of Chicago foreclosure rates signaled that neighborhoods with high numbers of subprime loans were also experiencing high rates of foreclosure.It was clear that these homeowners did not have sufficient resources to pay their mortgages in the first place.As the housing boom turned to bust in 2005 the problem became more widespread and began to accelerate. Homeowners who banked on being able to refinance their ARMs loan at a lower, more affordable fixed-rate before it adjusted higher were unable to do so. Nearly 70 percent of subprime ARMs have adjustments from seven percent to 12 percent, and typical monthly payment increases of 30 to 50 percent in the third year.As home values dropped, many homeowners found they were unable to sell. Stagnant wages, increased living costs, and rising interest rates made it difficult for even most homeowners to stay afloat financially. People simply could not make their mortgage payments, and more and more, homeowners were being pushed toward foreclosure.
Bush-McCain Republicans were asleep at the wheel.While this storm brewed in the mortgage markets, the Bush Administration failed to regulate lending practices and speculation by Wall Street investors, failed to see the warning signs of an unstable mortgage market, and, in some cases, actually encouraged lenders to offer, and borrowers to accept, risky ARMs over traditional, fixed-rate mortgages. Bush Republicans also continued to advocate for further deregulation.
•The Bush Administration received warnings signs. Beginning in 2000, the late, Democratic-appointed Federal Reserve Governor Ned Gramlichwarned that predatory lending would "jeopardize the twin American dreams of owning a home and building wealth." (Governor Gramlich, 1/18/02) In 2006, Moody's Economy.com cautioned that "problems in the mortgage-backed market would spill over into the rest of the U.S. fixed income and stock markets... The turmoil in the U.S. financial markets would immediately reverberate around the world, engendering a global financial event." (Moody's Economy.com, October 2006) The Federal Reserve staff also noted a prolonged loosening of standards for mortgages starting in late 2003. (Federal Reserve staff briefing for Senate Banking Committee staff, 3/20/07)
•The Bush Administration continued its ideological push for deregulation. "There was a lack of regulatory oversight during the Bush administration...that's one of the reasons we are in the mess that we are in...many bad mortgage loans and other loans were made in part because regulators were not empowered and were not playing their proper role." (Mark Zandi, NPR, 9/16/08) "Regulators and lawmakers allowed financial companies to police themselves while dismissing the need for rules to restrain the number of bad housing loans or the amount of debt Wall Street firms could take on. Banks and brokerage firms invented new, complex products - many of them exempt from regulatory controls - to support growing numbers of risky mortgages." (The Dallas Morning News, 9/21/08)
•The former Federal Reserve Chairmanencouragedrisky mortgages -- and did not "get it" until it was too late. In 2004, former Federal Reserve Chairman Alan Greenspan, an avid champion of free markets and less regulation, continued to encourage higher-risk mortgages. "American consumers might benefit if lenders provided greater mortgage product alternatives to the traditional fixed-rate mortgage...the traditional fixed-rate mortgage may be an expensive method of financing a home." (Federal Reserve Chairman Greenspan, 2/23/04) "Asked why he did not speak out, if he knew these practices were going on or even suspected that there was something illegal or shady, Greenspan admits, 'While I was aware a lot of these practices were going on, I had no notion of how significant they had become until very late. I didn't really get it until very late in 2005 and 2006.'" (CBS News, 9/13/07)
•President Bush and Administration officials denied that the subprime mortgage problem would spread to the rest of the economy. President Bush stated that the economy is stable: "[I]t looks we're headed for a soft landing." (White House morning press briefing, 8/9/07) Secretary Paulson played down the subprime market turmoil by claiming that the economic fallout will "be painful to some lenders, but it is largely contained." (MarketWatch, 3/13/07) Former Bush economic advisor and Bush-appointed Federal Reserve Chairman Ben Bernanke said, "[T]roubles in the subprime sector on the broader housing market will likely be limited." (Forbes, 5/17/07)
•Some Administration officials are now recognizing the role they played in the financial crisis and the need for increased regulation. "The chairman of the Securities and Exchange Commission, a longtime proponent of deregulation, acknowledged on Friday that failures in a voluntary supervision program for Wall Street's largest investment banks had contributed to the global financial crisis, and he abruptly shut the program down... Facing the worst financial crisis since the Great Depression, Mr. Cox has begun in recent weeks to call for greater government involvement in the markets. He has imposed restraints on short-sellers, market speculators who borrow stock and then sell it in the hope that it will decline. On Tuesday, he asked Congress for the first time to regulate the market for credit-default swaps, financial instruments that insure the holder against losses from declines in bonds and other types of securities." (New York Times, 9/26/08)
•Senator McCain has a long history of advocating for deregulation, including the financial markets. "In early 1995, after Republicans had taken control of Congress, [Senator] McCain promoted a moratorium on federal regulations of all kinds. He was quoted as saying that excessive regulations were 'destroying the American family, the American dream' and voters 'want these regulations stopped.' The moratorium measure was unsuccessful. 'I'm always for less regulation,' he told the Wall Street Journal last March, 'but I am aware of the view that there is a need for government oversight' in situations like the subprime lending crisis, the problem that has cascaded through Wall Street this year. He concluded, 'but I am fundamentally a deregulator.' Later that month, he gave a speech on the housing crisis in which he called for less regulation, saying, 'Our financial market approach should include encouraging increased capital in financial institutions by removing regulatory, accounting and tax impediments to raising capital.'" (New York Times, 9/20/08)
Bush-McCain free-market economic policies have had grave consequences for American homeowners.American is experiencing the worst mortgage crisis, and now the worst economic crisis, in 75 years. The number of homes facing foreclosure more than doubled in the first quarter of 2008 from a year earlier.Foreclosure filings were reported on nearly 740,000 properties during the second quarter of 2008, a 121 percent increase from the second quarter of 2007. In August 2008, troubles continued with foreclosures being filed on 303,879 properties, a 12 percent since July and a 27 percent increase from August 2007. According to the RealtyTrac report, "one in every 416 U.S. households received a foreclosure filing" in August.The number of American homeowners who are standing on economic "thin ice" is also troubling. The number of subprime loans that were 30 days late stood at 18.67 percent in the second quarter of 2008 and the number of seriously delinquent loans (90 days late) increased to 17.85 percent from the first quarter.Prime loan holders are also increasing experiences increased rates of delinquency, serious delinquency, and foreclosure.
Even homeowners with strong credit, who are in safe, fixed-rate loans, and who are paying their bills on time are suffering from the reduction in property values and home equity wealth associated with foreclosures in their neighborhood. A study of home prices in the Chicago Metropolitan area estimated that a single home foreclosure lowered the value of homes located within a one-eighth mile area by at least .9 (1.44 percent in lower-income neighborhoods), which equaled approximately $3,000 in that market. In other markets that decrease may be closer to $5,000.It is estimated that 40.6 million homes will face devaluation due to surrounding foreclosures, representing a total drop, according to one estimate, in house values and tax base of $202 billion.
The resulting credit crisis in the mortgage markets is making safe, affordable mortgages less available for aspiring homeowners or borrowers in need of a refinancing alternative. A Federal Reserve study found that approximately 55 percent of U.S. banks have increased standards for prime loans, and 85 percent of banks have increased standards for nontraditional loans.As a result, the American dream of owning a home is becoming less and less of a reality for nearly every American.
Democrats improved the Bush Administration's stabilization plan. In an effort to stave off economic disaster, Democrats have worked with the White House and Congressional Republicans to pass an economic bailout and reform measure that would help both Wall Street and Main Street. Though action must be taken, the Bush rescue plan comes at great cost to the American tax payer, and represents the final verdict on failed Bush-McCain economic policies. The stabilization plan would:
•Reinvestin the financial markets by providing the Treasury Department graduated authorization to purchase troubled mortgages, mortgage-backed securities, and pensions;
•Reimbursethe American taxpayer, beginning with a share in the profits earned by participating companies; and
•Reformfinancial institutions by strengthening oversight, increasing transparency, and limiting executive compensation.
While there are no "quick-fixes," as we move forward and look toward the future, the American people can count on Democrats to work in a bipartisan manner to strengthen the economy and make the American dream of homeownership more affordable for this and future generations.
A Shameful Legacy of Failed Economic Policies that Have Caused Huge Budget and Trade Deficits and Wasted Billions of
Bush-McCain economic policies have resulted in record deficits.President Bush inherited a unified budget surplus of $236 billion from President Clinton, the largest surplus in American history.Budget surpluses were expected to continue for at least another ten years when President Bush took office in January 2001. By 2002, however, the unified federal budget had returned to a deficit of $160 billion and has since reached historic highs.Last year, the budget deficit was $163 billion, or 1.2 percent of GDP.And this year, the President has requested more than a trillion dollars in monies to help the nation recover from his Administration's own fiscal incompetence.
Simply put, President Bush is the most fiscally-irresponsible American president ever, having presided over the largest explosion of debt in our nation's history. Every year since taking office, President Bush requested that Congress increase the statutory debt limit, resulting in a $3.2 trillion, or 57 percent, increase.At the end of 2007, the federal debt was $9.0 trillion or nearly $30,000 for every man, woman, and child in America.The public debt currently stands at $9.4 trillion.In order to finance record budget deficits, the United States has had to borrow at unprecedented rates from foreign countries. As of September 2007, the United States had accumulated $1.4 trillion more in debt to foreigners than this country had accumulated in its first 224 years.By contrast, during the last three years of the Clinton Administration, the United States paid off more than $200 billion in debt to foreign countries.Record federal deficits and debt create record interest costs for Americans. In 2006, interest costs on the federal debt amounted to $405.9 billion and this figure will grow to $645 billion by 2017.
In May 2007, the Democratic-led Congress began the process of reversing six years of fiscal mismanagement and irresponsible budget cuts by passing S. Con. Res. 21, the Budget Resolution for Fiscal Year 2008. Under the Bush Resolution, the federal budget would be balanced within five years and, by 2012, there would be a surplus of more than $40 billion, all without raising a penny of new taxes. In June 2008, Senate Democrats took another step toward restoring the federal budget to surplus by approving the conference agreement on S. Con. Res. 70, the Fiscal Year 2009 Budget Resolution, on a party-line, 48-45 vote. The resolution outlined the proposed federal budget for next year, as well as proposed budget levels for Fiscal Years 2010 through 2013. This $3 trillion measure reflects the Democratic commitment to strengthening the economy by creating jobs, cutting middle-class taxes, and making key investments in energy, education, and infrastructure - all while maintaining fiscal discipline and without raising a penny in new taxes.
Bush Republican policies doubled the trade deficit. In 2007, the annual U.S. trade deficit was $708.5 billion - twice the size of the trade deficit in 2000, the year before President Bush took office.At a time when our enormous trade deficit is undermining U.S. competitiveness, the Bush Administration has failed to enforce our trade agreements abroad and our domestic fair trade laws here at home. The Clinton Administration filed significantly more WTO cases during its tenure than the Bush Administration - an average of 11 cases per year to open foreign markets during the Clinton Administration, versus an average of less than three per year during the Bush Administration. And the Bush Administration has completely failed to enforce two important U.S. fair trade laws - Section 301 and Section 421 of the Trade Act of 1974. The Administration received several Section 301 petitions against unfair and unjustifiable trade practices in foreign countries, including petitions seeking investigations of Chinese currency manipulation and worker rights abuses, but it declined to initiate an investigation in each case. And the Administration has similarly failed to enforce the special safeguard to ensure that U.S. industries are not injured by surges in imports from China's non-market economy (the "Section 421 safeguard"). Although the independent International Trade Commission found that temporary, targeted relief for certain U.S. industries was warranted in four separate Section 421 cases, the President refused to provide relief to the U.S. firms and workers in each case.
The Bush Administration wasted billions of dollars by failing to conduct meaningful oversight over contractors in Iraq.During the last eight years, the use of defense contracting has skyrocketed to record levels, nearly doubling from 2000 to 2006. Since 2004,Pentagon auditors have uncovered more than $10 billion in questionable and unsupported costs in Iraq contracting (more than one in six dollars audited), including $2.7 billion from Halliburton alone. While it has entrusted billions to private contractors, the Bush Administration has not put in place the oversight mechanisms necessary to ensure that taxpayer funds are used properly and effectively. The result has been massive waste, fraud, and abuse of taxpayer dollars that could have been better used to support troops overseas, veterans, or domestic priorities here at home.
In the 110thCongress, under new Democratic leadership, Congress reinstituted strong oversight of government contractors:
•Democrats established a Special Inspector for Afghanistan Reconstruction (SIGAR) to strengthen oversight of U.S. reconstruction efforts in Afghanistan. (Department of Defense Authorization, 2008, P.L. 110-181)
•Democrats created a Commission on Wartime Contracting to study and investigate federal agency contracting for reconstruction and make recommendations for improving the process in the future. One important recommendation was to require private security contractors operating on the battlefield in Iraq and Afghanistan to comply with DoDrules and regulations on the use of force, as well as orders and directives from combatant commanders regarding force protection, security, health, safety and interaction with local nationals. (Department of Defense Authorization, 2008, P.L. 110-181)
•Democrats strengthened whistleblower protections for contractor employees who blow the whistle on waste, fraud, and abuse. (Department of Defense Authorization, 2008, P.L. 110-181)
•Democrats helped to establish ethics standards to prevent personal conflicts of interest of contractor employees who perform acquisition functions on behalf of the DoD. (Department of Defense Authorization, 2009, S. 3001)
•Democrats required the DoDto establish a database of information regarding the integrity and contract performance of contractors, and ensure that this information is available to acquisition officials making key contract decisions. (Department of Defense Authorization, 2009, S. 3001)
The Bush Administration has failed to close corporate tax loopholes.Fundamental fairness calls for every American to pay his or her fair share of taxes. Unfortunately, the American people are being shortchanged each year by companies who engage in illegal tax shelters and off-shore tax havens. The most egregious example of this sits in the Cayman Islands, where one building is said to hold more than 12,000 companies. Before getting caught, KBR, one of the nation's top defense contractors listed this building as their home, even though they did not have an office there or a phone number there. It is clear that these companies are not doing business in the Cayman Islands; these are "shell corporations" established outside the reach of the U.S. government so that big corporations can avoid showing their profits here and, thus, avoid paying taxes.Nevertheless, the Bush Administration has done little to close this and other loopholes in the tax code that allow big business to cheat the American taxpayer. What is worse, in addition to taxpayers, these companies are often cheating their state-side employees, who are then forced to pay their own payroll taxes.
In an effort ensure taxpayers fairness, earlier this year, Congress passed legislation to close the off-shore tax loophole for federal contractors (like KBR) with respect to payroll taxes.The President signed this bill into law on June 17, 2008 (P.L. 110-245).
A Shameful Legacy of Regulatory Failures with Devastating Consequences for American Families
The Bush Administration failed to protect American consumers from dangerous products and our children from toxic toys.Multiple, high-profile recalls in the summer and fall of 2007, most notably the deadly Magnetix toy, lead-based toys, and pet-food recalls, unmasked major failures by the Bush Administration to protect American consumers and their families from dangerous products. Years of funding, staffing, resource, enforcement deficiencies at the Consumer Product Safety Commission (CPSC) had crippled the agency's ability to fulfill its mission "of protecting consumers and families from products that pose a fire, electrical, chemical, or mechanical hazard or can injure children."
The CPSC estimates that products under its jurisdiction are related to 28,200 deaths and 33.6 million injuries each year, all of which cost the American people $800 billion annually, and the number, scope, and technological complexity of consumer products has increased. When Democrats reinstituted aggressive oversight in 2007, however, Congress found that the Commission was staffed at only half the level it was 30 years ago and was funded at only a fraction of the level needed to ensure the standards and frequency of product inspections and the effectiveness of recalls. Moreover, the CPSC was operating with out-dated rules and laws that are inadequate to meet the needs of a rapidly changing marketplace.
Instead of working quickly with Congress to reform CPSC, the Bush Administration rejected efforts to increase the commission's funding and strengthen regulatory tools.
"On the eve of an important Senate committee meeting to consider the legislation, Nancy A. Nord, the acting chairwoman of the Consumer Product Safety Commission, has asked lawmakers in two letters not to approve the bulk of legislation that would increase the agency's authority, double its budget and sharply increase its dwindling staff. Ms. Nord opposes provisions that would increase the maximum penalties for safety violations and make it easier for the government to make public reports of faulty products, protect industry whistle-blowers and prosecute executives of companies that willfully violate laws... Ms. Nord's opposition... is consistent with the broadly deregulatory approach of the Bush administration over the last seven years. In a variety of areas, from antitrust to trucking and worker safety, officials appointed by President Bush have sought to reduce the role of regulation and government in the marketplace."
Once again, the Bush Administration had prioritized free-market ideology and the interests of big business over the public's interest in having only safe products on our shelves.
Recognizing this crisis as a threat to the safety of our nation and the stability of our already struggling economy -- fears about product safety were driving down retails sales during the 2007 holiday season -- Congressional Democrats did not take "no" for an answer. Democrats worked with consumer and child safety advocates, states, the private sector, and responsible Republicans to pass H.R. 4040, the Consumer Product Safety Improvement Act of 2008, a broad-sweeping reform package that strengthened the Commission, safeguarded consumer products, and restored consumer confidence. The legislation was signed into law on August 14, 2008 (P.L. 110-314).
The Bush Administration failed to oversee oil commodity futures trading, which led to skyrocketing gas prices. Since the passage of the Commodity Futures Trading Modernization Act of 2000, trading and investment in the commodity markets have skyrocketed (trading volume has increased six-fold during the last decade and the investment levels have increased from $13 billion to $260 billion). Unfortunately, under the Bush Administration, the Commodity Futures Trading Commission (CFTC) has failed to assert the necessary oversight in regulating these new markets. Many experts believe that the un-monitored explosion in trading and investment has created excessive speculation in the commodity markets, most notably in the oil markets, which has led to artificially inflated oil prices. Moreover, the CFTC has even issued "no-action letters" to foreign exchanges (foreign boards of trade) which have allowed the futures contracts for U.S. products to be traded on foreign exchanges without proper oversight. In recent months, under pressure from Congress, the CFTC for the first time in its history charged a firm with manipulating the price of crude oil, gasoline, and home heating oil.
While the CFTC needs to use the power it already has to regulate the commodity markets, Democrats have also sought to strengthen its regulatory abilities. In July 2008, Senate Democrats offered the S. 3268, the Stop Excessive Energy Speculation Act of 2008. This legislation would have reduced the amount of excessive speculation in the oil markets and punished price manipulation. Unfortunately, when the bill was brought to floor, obstructionist Republicans blocked the Senate from even considering it. Given skyrocketing gas prices, it is almost inconceivable that Senate Republicans would place the interests of Wall Street and big oil companies over the interests of the American people in reducing oil speculation.
The Bush Administration failed to regulate the student loan industry. Under the Bush Administration's watch, the Federal Family Education Loan (FFEL) Program has been plagued by inappropriate marketing practices, conflicts of interest, and deceptive and illegal actions. Several high-profile investigations of the program by Congressional Democrats, the New York Attorney General, and others have uncovered evidence of unscrupulous practices, including:
•FFEL lenders providing compensation to schools with the expectation, and in some cases an explicit agreement that the school would give the lenders preferential treatment;
•FFEL lenders spending large sums of money on travel and accommodation expenses for meetings of their advisory boards comprised of school officials, often with the expectation of increased loan volume or other preferential treatment at the Board members' schools;
•Financial aid officers' having financial interests, including stock and options to purchase stock, in FFEL lenders that were on their school's preferred lender list or were otherwise recommended to students;
•Financial aid officers' receiving payments for consulting and other services from FFEL lenders on their school's preferred lender lists or otherwise recommended to students; and
•Education Department officials' having financial interests in the entities they were charged with regulating.
Bush Administration officials and the Department of Education have known about allegations of misconduct in the student loan industry since 2001.Failing to heed those warnings, the Bush Administration killed a proposed policy to clamp down on the student loan industry that had been drafted by department officials at the end of the Clinton Administration.In the years that followed, the Administration relaxed oversight of the student loan industry, allowing an apparent "revolving-door" between the Education Department and the industry. President Bush hired more than a dozen senior officials for the department who had either previously worked in the student loan business or found high-paying jobs in the sector after leaving the Department.
Angered by the corruption in and mismanagement of the student loan industry, Democrats in the 110thCongress enacted the Higher Education Opportunity Act, legislation that will ensure that colleges are recommending lenders based on the best interest of students, not the self-interest of financial aid officers; prohibit payments, gifts, and other inducements from lenders to colleges and financial aid administrators that create conflicts of interest; and require colleges to establish and follow a code of conduct with respect to student loans. Under Democratic leadership, Congress also enacted the College Cost Reduction and Access Act, which reduced excessive lender subsidies and redirecting federal aid to students who need it most. Democrats will continue to ensure that the student loan system works for students, not banks.
The Bush Administration failed to properly manage the multi-billion dollar "Reading First" program.The Reading First program was established in 2002 as part of the No Child Left Behind Act to improve reading instruction in kindergarten through third grade. The program initially awarded $1 billion per year in grants to states to purchase reading materials and support teacher training. Several reports released by the Department of Education's Office of the Inspector General have detailed numerous irregularities in the program, revealing a program beset by conflicts of interest and willful mismanagement.
The No Child Left Behind Act permits Reading First to finance only scientifically-proven reading programs, and specifically prohibits the Department of Education from requiring or endorsing particular curricula. But Reading First has been plagued by accusations that states were steered toward a handful of commercial reading programs and testing instruments.In the fall of 2006, the Education Department's Inspector General reported that federal officials and private contractors with ties to publishers had pressured educators in several states to purchase reading materials for the Reading First program from those publishers.
All the while, President Bush and Education Secretary Margaret Spellings have consistently extolled the virtues of Reading First - maintaining that, despite its problems, the program is effective at teaching kids to read. But on top of the blatant conflicts of interest and gross mismanagement of the program, Reading First has ultimately proven to be largely ineffective. A Congressionally-mandated report released in May of this year by the Department of Education's research arm, the Institute of Education Sciences, determined that Reading First has not helped improve children's reading comprehension: "The program did not increase the percentages of students in grades one, two or three whose reading comprehension scores were at or above grade level."The Bush Administration has prioritized cronyism ahead of teaching our nation's children how to read.
The Bush Administration failed to oversee private Medicare plans.Medicare beneficiaries may obtain coverage from the traditional Medicare fee-for-service program, or from private Medicare Advantage plans. Numerous articles, reports, and Congressional hearings have documented aggressive, abusive, and event fraudulent sales and marketing tactics used to lure Medicare beneficiaries to sign up for private plans.The practices include the following:
•Enrolling seniors in private plans without their permission;
•Engaging in prohibited door-to-door high-pressure sales tactics;
•Falsely representing that seniors would lose their Medicare coverage if they did not enroll in a private plan;
•Neglecting to disclose that various private plans require larger co-payments for certain services than would be required under traditional Medicare, and / or more stringent coverage restrictions;
•Failing to disclose that beneficiaries may not be able to continue using their current physician under the private plan; and
•Targeting low-income beneficiaries who are also eligible for Medicaid, many of whom have cognitive difficulties or limited English proficiency, and, thus, may not be able to understand the existing coverage and protections they would forego by signing up for a private plan.
Last year, the Medicare Payment Advisory Commission (MedPAC), an independent panel that advises Congress regarding Medicare payments, found evidence of hard-sell tactics in interviews with twelve focus groups of beneficiaries across the country. In a survey conducted by the National Association of Insurance Commissioners, 39 of 41 states responding reported complaints about misrepresentations by insurance agents are companies marketing private Medicare plans, and 22 states reported fraudulent activity, such as falsifying signatures on applications.
The Medicare Modernization Act of 2003(MMA), enacted by a Republican Congress, gave the Centers for Medicare and Medicaid Services (CMS) exclusive regulatory authority over the sale of private Medicare Advantage plans, thus preempting the role that state insurance regulators traditionally play in protecting consumers from unfair marketing practices. Moreover, MMA established a payment structure whereby Medicare pays private insurance companies 13 percent more, on average, than it costs to treat the same beneficiaries under traditional Medicare - overpayments that contribute to these marketing abuses by giving private plans in incentive to maximize enrollment. As a result, many private plans have established lucrative commission structures for their enrollment brokers, providing as much as $500 per new enrollee, as well as free trips and other financial incentives.These economic incentives for agents and brokers combined with lax oversight by CMS have lead to the continued unscrupulous and improper marketing practices by private plans.Earlier this year, even the health insurance industry issued a call for additional federal regulation and oversight of private Medicare plans.
Faced with increasing public scrutiny and pressure, as well as the prospect of imminent Congressional Action, CMS issued a proposed regulation in May of this year setting more stringent standards to protect seniors from these unfair practices. Building on this proposed rule and codifying safeguards for our nation's seniors, the Democratic-led Congress approved the Medicare Improvements for Patients and Providers Act (MIPPA), which bans questionable marketing practices by sellers of private Medicare plans and limits other sales and marketing tactics that may be deceptive or confusing to seniors. The legislation also requires CMS to place limits on compensation available to plan agents or brokers for enrolling beneficiaries. Earlier this month, CMS issued a final regulation that implements the standards set forth in MIPPA. Now CMS must oversee and enforce these standards. The Democratic-led Congress will be monitoring to ensure that CMS follows through for our seniors.
Bush-McCain Republicans promise to apply failed financial deregulation practices to the health care industry. Bush-McCain Republicans have advocated a radical transformation of our health care system, where most Americans would shop for health insurance on their own in a highly deregulated market, and consumers would be charged greater deductibles and copayments to encourage them to use less care.The theory is that the marketplace is all that is needed to keep health insurers in check, but the reality is that this approach would reduce costs for insurers at the expense of patients - allowing health insurers to avoid state rules mandating that specific benefits and providers be covered.Even in the current market, insurance companies deny or price-out of coverage nearly nine out of every ten Americans who apply for insurance in the individual market.
While some Bush-McCain Republicans have called for greater regulation of the financial system since its near collapse due to lack of regulation and oversight, they still maintain that the government has no role in limiting health insurers' ability to deny coverage to sick people, jack up premiums, or rescind coverage after a policy holder generates substantial medical costs. In support of his plan for deregulating health care, Republican presidential nominee, John McCain, has ironically pointed to the deregulation of the banking industry as a model:
"Opening up the health insurance market to more vigorous nationwide competition, as we have done over the last decade in banking, would provide more choices of innovative products less burdened by the worst excesses of state-based regulation."
Indeed, deregulation of the banking industry serves as a powerful example -- of why rules and standards for the health insurance industry are necessary, not dispensable. The health insurance industry, like the banking industry, has shown that it needs more oversight, not less. In California, for example, one insurer has recently been fined $13 million for improperly rescinding coverage when policy holders became ill and incurred high medical bills; another insurer was fined $3.6 million for the same misconduct.California regulators also fined another plan $1 million for lying about its practice of linking employees' bonuses to their success at canceling policies sold to customers that incurred high medical bills.
If Bush-McCain Republican proposals were enacted, millions of Americans with preexisting conditions would likely find it difficult, if not impossible, to find or afford coverage.An estimated 137,000 people died from 2000 through 2006 because they lacked health insurance, including 22,000 people in 2006 alone,yet Bush-McCain Republicans would provide less coverage, not more while increasing family costs for medical care.They would allow insurance companies to deny a cancer patient the treatment she needs to survive, or refuse to pay for the diabetes medication for a sick child. And patients with coverage would be incentivized not only to avoid unnecessary care, but also needed treatment - undermining effective and preventive care that can bring down overall health care costs.Senator McCain, who says he is "fundamentally a deregulator," would apply the same lack of oversight that has crippled the financial system to the health care system - and the results would be just as devastating.
David Herszenhorn, The New York Times, "Approval is Near for Bill to Help U.S. Homeowners," here, (June 25, 2008); Peter Viles, Los Angeles Times (It is estimated that there are more than 8,000 foreclosure filings per day, which includes notices of default.) (May 20, 2008).
Center for Responsible Lending, "The Subprime Spillover Effect," here (updated January 18 2008); The Brookings Institution, Center on Children & Families, "The Impact of the Mortgage Crisis on Children and Their Education," here (April 2008).
President Bush's Budget for Fiscal Year 2002, A Blueprint for New Beginnings at 201, available here (February 28, 2001).
Pilip D. Winters, "The Debt Limit: The Ongoing Need for Increases," Congressional Research Service Pub. No. RL31967 (updated March 21, 2006).
President's Budget; U.S. Department of the Treasury, "The Debt to the Penny and Who Holds It," available here; Associated Press, "U.S. debt: $30,000 per American" (December 3, 2007), available here; U.S. Department of Treasury, The Debt to the Penny and Who Holds It, available here.
Congressional Budget Office (August 2007).
U.S. Department of Commerce, Bureau of Economic Analysis, U.S. International Trade in Goods and Services Foreign Trade Statistics, U.S. Trade in Goods and Services - Balance of Payments (BOP) Basis, available here.
Senator Kent Conrad, Floor Statement on Fiscal Year 2009 Budget Conference Agreement (May 21, 2008).
The New York Times (October 30, 2007).
The Washington Post, "Warnings On Student Lenders Unheeded" (May 1, 2007).
The Washington Post, "Warnings On StudentLenders Unheeded" (May 1, 2007).
The Wall Street Journal, "Did Revolving Door Lead to Student Loan Mess?" (April 13, 2007).
The New York Times (March 15, 2007).
The New York Times (May 2, 2008).
The New York Times (May 2, 2008).
See, for example, Robert Pear, "Hard Sell Cited as Insurers Push Plans to Elderly," New York Times, May 7, 2007; David Lipschutz, Paul Precht, and Bonnie Burns, "After the Goldrush: The Marketing of Medicare Advantage and Part D Plans," California Health Advocates and the Medicare Rights Center, January 2007; Victoria Colliver, "Medicare plans under scrutiny: Complaints are adding up from seniors upset with private health care packages," San Francisco Chronicle, January 26, 2007; and Milt Freudenheim, "Luring Customers from Medicare," New York Times, September 22, 2006.
Center on Budget and Policy Priorities, "Curbing Medicare Overpayments to Private Insurers Could Benefit Minorities and Help Expand Children's Health Coverage" (May 14, 2007).
See Senate Finance Committee hearings entitled, "Selling to Seniors: The Need for Accountability and Oversight of Marketing and Sales by Medicare Private Plans," February 7 (Part I) and February 13 (Part II), 2008.
America's Health Insurance Plans (AHIP) Press Release (March 4, 2008).
The Progress Report, "McCain's Radical Prescription," Center for American Progress Action Fund," (June 6, 2008).
Think Progress's The Wonk Room, "The McCain Health Plan Explained: Freedom for Insurance Companies" (March 17, 2008).
Commonwealth Fund, "Health Savings Accounts and High-Deductible Health Plans: Why They Won't Cure What Ails U.S. Health Care" (September 26, 2006).
American Academy of Actuaries, Contingencies(September/October 2008).
Kaiser Daily Health Policy Report (July 18, 2008 and September 12, 2008).
Kaiser Daily Health Policy Report (November 16, 2007);Los Angeles Times (November 2007).
Elizabeth Edwards, Testimony before the House Energy and Commerce Committee, Subcommittee on Health (September 18, 2007).
Urban Institute, "Uninsured and Dying Because of It" (January 2008).
Health Affairs, "Cost and Coverage Implications of McCain Plan to Restructure Health Insurance" (September 16, 2008).
Center for American Progress Action Fund, "The Impact of John McCain's Policies on America's Women," (June 11, 2008).
- Joi Chaney (224-3232)

domain: law


Fog affects flight operations, train schedules in Delhi
Delhiites woke to a nippy and foggy Monday morning with visibility dropping to around 400 metres. Dense fog led to diversion and delay of flights. Trains pulling into Delhi were also running behind schedule.
"Some flights were delayed and some diverted because visibility at the airport runway fell below 50 metres," an airport official said.
According to an update from airport officials at 12 noon, nine flights with destinations to Jaipur, Ahmedabad and Lucknow were diverted.
Even a few trains coming to Delhi were running behind schedule, slowed down by dense fog.
"No trains have been cancelled so far, but a few coming to Delhi and going further from here are now running behind schedule," a spokesperson for Northern Railway said.
The India Meteorological Department (IMD) has, however, forecast a clear day ahead for the national capital.
The minimum temperature settled at 8.8 degrees Celsius in the city, average for this time of year.
"The day's maximum temperature is likely to hover around 24 degrees Celsius," the IMD official said.
Sunday's maximum temperature was a notch above the season's average at 24 degrees Celsius, while the minimum temperature settled a notch above the season's average at 9.4 degrees Celsius.
(Posted on 16-12-2013)


text:
Wow, for 2 months I have been in a reading rut. Don’t get me wrong, I have read some okay works of fiction lately but nothing that has really stood out at me. I easily finished off every Charlie Huston novel available to me and then nothing…..2 months of nothing. Sometimes I wish I wouldn’t power through everything an author has written and leave one or two for a rainy day but no, this is not the case with my reading habits. After Huston, I sort of staggered around trying out new authors here and there with mediocre results, until last week that is. In the past, while browsing the book shelves at the Brodie Library, I have passed over Robert Crais numerous times while making a mental note to give his work a try some day, well that day was last week. It just so happened that I grabbed his first novel in the Elvis Cole series: The Monkey’s Raincoat. Finally the drought is over.
Elvis Cole is a private detective situated in Hollywood. The witty wisecracking detective instantly appeals to the reader. Later, the detective’s moral compass solidifies this favourable opinion. In The Monkey’s Raincoat, Elvis Cole is hired to track down a woman’s kidnapped husband and son. Of course nothing is ever easy is crime fiction and the plot offers readers great twists and turns. This book won Crais the Anthony Award for best first novel and over time his other books in the Cole series have also either been nominated for awards or award winners in fiction.
If you have ever read a Robert B. Parker’s Spencer novel and liked it; I highly recommend that you try out Elvis Cole. There are numerous similarities between the two lead characters and author writing styles. Both protagonists are extremely funny, often times offending other characters you want them to offend, take on only cases that they want and entertain the reader to no ends. In addition, both are equipped to defend themselves, Spencer with a boxing background and Cole with a martial arts background and each do not quit or rest until the case is solved, sometimes taking it extremely personally. I have only read two Cole novels thus far and can easily compare his honesty and integrity with that of Spencer. I have always loved the plotlines and writing of the early Spencer novels (books published up until the late 80’s) and can see Parker’s influence in the Crais novels. Each detective even has a tough as nails sidekick/partner; while Spencer has Hawk, who assists the detective with the harder to handle cases, Cole has Joe Pike, his silent, never smiling and often absent partner in the detective agency. Pike is an intriguing character also, while appearing stoic and deadly he seems to have the same moral fiber as Cole.
There are numerous Elvis Cole novels for the reader to enjoy. I suggest starting with the first in the series and progressing from there. If you find you like the stories, there are many more to read. While I do plan on the reading the entire series, I have vowed to not just read everything all at once and to leave some for those drought periods. We’ll see if I actually do it, (I’m betting not). Derek Gradner
Leave a Reply


WHAT IS AN OCCUPANCY PERMIT?
The constructed object cannot be used or put into operation before the competent authority issues an occupancy permit based on a previously conducted technical inspection of the object.
An occupancy permit can be issued for the entire object or for a part of the object that represents a separate technical and functional entity when it can be brought into its intended use before the completion of the entire construction and in cases where it is necessary for the continuation and completion of construction.
The technical inspection of the object is carried out upon completion of the construction, i.e., all works specified in the building permit. It is conducted by a professional commission formed by the authority that issued the building permit within three days from the date of receiving the complete application.
SUBMISSION OF REQUEST
Alongside the request for a technical inspection and the issuance of an occupancy permit, the following documents must be submitted::
- Building permit (copy),
- Project, technical documentation (original),
- Water permit (copy),
- Geodetic survey of the facility/report on conducted underground installations survey (original),
- Approval for the as-built condition (copy),
- Contractor’s statement on completed works and conditions for facility maintenance (original),
- Supervisory authority report (original),
- Energy certificate (original),
- Tax card (original),
- Proof of payment of a 100 KM fee (original),
- Proof of payment of charges (copy).
A record is made of the completed technical inspection, including the opinions of each commission member regarding whether the constructed object can be used, whether identified deficiencies must be rectified beforehand, or if the occupancy permit cannot be issued.
After the technical inspection is completed, the technical inspection commission is obligated to prepare a written report within eight days, detailing the results of the technical inspection of the constructed object or performed works. This report, which is an integral part of the record, becomes an essential component of the occupancy permit for the object. The occupancy permit is permanently held by the administrative authority that issued the building permit and the owner of the object. The investor or owner of the object bears the costs associated with the technical inspection.
1. Payment of costs for conducting a technical inspection of a family residential building is 120.00 KM.
2. Payment of costs for conducting a technical inspection of an independent business space is 220.00 KM.
3. Payment of costs for conducting a technical inspection of a family residential building with a business space is 300.00 KM.
4. Payment of costs for conducting a technical inspection of business residential buildings, industrial facilities, and structures is 850.00 KM.
ISSUANCE OF OCCUPANCY PERMIT
If, based on the record, it is determined that there are no deficiencies or that identified deficiencies have been rectified, the competent authority issues the occupancy permit.
If the identified deficiencies are not rectified even within the additional period provided, the competent authority issues a decision rejecting the request for the issuance of the occupancy permit and informs the relevant urban planning and construction inspection.
IMPORTANT TO KNOW…
The deadline for resolving the complete case is 18 days.
After obtaining the occupancy permit and affixing the validity clause, conditions for using the facility have been fulfilled. Subsequently, upon settling all rent obligations and arranging the registration of the facility in the cadastral operation and land registry, the conditions are met.


DSTV Just Gave Compact Plus Subscribers Free Bhora For Christmas
Comrades, strugglers, and fellow residents of brokeville. We have a great piece of information for those of you who enjoy the wonderful game of soccer, the happenings of the Barclays Premier League and the Spanish La Liga but struggle to scrape the money needed to enjoy DSTV’s full bouquet.
Well , no longer will you have to catch 3 combis to the nearest sports bar and endure the eclectic body odours of loud and slightly drunk patrons as you try to watch your favourite team in action. DSTV Zimbabwe has just announced that subscribers to their $55 DSTV Compact Plus Package will can now enjoy all of the action in Barclays Premier League and Spanish La Liga via Supersport 3 and 5 which will now be made available up until May 16 2016.
Here is the full press release;
A Christmas bonus is on the way to football fans on the DStv Compact Plus bouquet: England’s Barclays Premier League is return to SuperSport 3.
Liz Dziva, publicity and public relations manager of MultiChoice Zimbabwe, said the return of live premiership games to DStv Compact Plus would start from December 1, from when subscribers could access the bulk of the EPL action for the rest of the football season, which ends in May.
“All active Compact Plus subscribers will get the EPL experience on SuperSport 3, while SuperSport 5 will be made available for coverage of the Spanish La Liga,” she said.
“We are sure this will help brighten the Christmas season, which will also be boosted by a range of additional family entertainment on various bouquets. We know many subscribers are experiencing tough economic challenges at the moment and we want to make the festive season bigger and brighter with more great sport, children’s programming, news and general entertainment.”
The Barclays Premier League is considered the most popular ongoing sporting spectacle in the world, not only with top soccer action but also with larger-than-life characters who thrill, infuriate, spread joy and despair in equal measure.
Blockbuster matches coming up include Arsenal versus Manchester City (December 21), Manchester United versus Chelsea (December 28), Everton versus Tottenham (January 2), Liverpool versus Arsenal (January 13), Manchester City versus Everton (January 13), Chelsea versus Everton (January 16), Liverpool versus Manchester United (January 17) and Arsenal versus Chelsea (January 24).
“We hope DStv Compact Plus viewers will be pleased with this development and we thank them for the feedback they have given us in this regard,” said Ms Dziva.
For more sports news and live match fixtures on SS3 and SS5, please visit www.supersport.com.


text:
- Johnny Depp claims to have proof that his ex-managers owe him money - TMZ
- Is Tom Cruise reuniting with Suri? - Gossip Cop
- Danielle Campbell opens up about her sense of style - Just Jared Jr
- Here are Kylie Jenner and Tyga's cutest Instagram pics ever - Wetpaint
- These are Amy Adams' pre-Oscars plans - Lainey Gossip
- Demi Moore just booked a huge new role - The Hollywood Reporter
Kate Hudson Wears Two Outfits on 'Wish I Was Here' Set!
About Photo #2931810: Kate Hudson is cute and casual while grabbing a cup of coffee on the set of her new movie Wish I Was Here on Friday (August 16) in Los Angeles. Later in the day,… Read More Here

domain: celebrity


Three young Hamiltonians will go head to head with three of the city’s political leaders today in a debate to mark the close of Hamilton’s inaugural Youth Forum.
The public debate - involving Deputy Mayor Pippa Mahood, Councillor Daphne Bell, and Green party co-ordinator Mark Servian - will focus on the issue of skateboarding in Garden Place, but with an interesting twist. While Anaru Warren (20 years old), Brendan Madley (17 years old) and Daniel Schmidt (16 years old) will argue against skateboarding in Garden Place; the city leaders will argue for it.
Deputy Mayor Pippa Mahood says that while the city leaders face formidable opposition, they are ready for their youthful challengers.
“This city council has acknowledged that Hamilton is a young city and one which wants to give opportunity for the young and the young at heart to express their full capacity, show their exuberance and display their expertise. What better way than going head to head on such a hot issue today. We encourage anyone that heads down today to be prepared to be convinced!”
The debate, hosted at 2pm today in the Gallagher Hub at Wintec will mark the close of the Hamilton Youth Forum. The forum is organised by youth and for youth and will be held for the first time this year with a full day’s schedule of events running from 10am-3pm.
It is organised by Hamilton Youth Council, sponsored by the Ministry of Youth Development and supported by the Sir Peter Blake Trust and Hamilton City Council.
Highlights of the day include an address from keynote speaker and Sir Peter Blake Antarctic Youth Ambassador, Natalie Mediema as well as leadership and participation workshops, panel discussions and spot prizes.
Hamilton City Council social development team leader Helen Paki says, “This is an important initiative developed by Hamilton Youth Council for their peers. Over sixty young people aged 12-24 will attend today. It will be a great opportunity to not only showcase the unique contribution young people make to the city but also further empower them to become active leaders in their community.”
View full release online and attached: http://www.hamilton.co.nz/news/pageid/2145861198


text:
top of page
"MELANIE is an amazing photographer! We were blown away at how wonderful our daughter's senior pictures turned out. Melanie is the perfect balance between fun & easy-going and a consummate professional. The entire shoot was comfortable and just easy, from beginning to end. I would definitely recommend her!"
Austin Senior, Brands, Family & Micro Wedding Photographer
Melanie Wright Photography
Based out of Austin, TX
We do travel to take amazing photos!
bottom of page


Efficient structured data processing for web service enabled shop floor devices
2011 (English)In: 2011 IEEE International Symposium on Industrial Electronics (ISIE 2011): Gdansk, Poland, 27 - 30 June 2011, Piscataway, NJ: IEEE Communications Society, 2011, 1716-1721 p.Conference paper (Refereed)
State of the art factory automation systems are nowusing Service Oriented Architecture (SOA) in order to increaseﬂexibility and lower complexity of process monitoring andcontrol. However, the service technology has not yet penetratedinto the lower levels of plant-wide automation processes i.e.throughout shop ﬂoor devices such as programmable controllers,embedded sensors and actuators. Different techniques to adaptthe web service technology to the speciﬁc requirements of embedded systems domain are intensively investigated by researchersand yet real-time properties, limited resources and wirelesslinks are still posing immense challenges. The most promisingsolutions proposed are based on a newly emerging structureddata format - Efﬁcient XML Interchange (EXI). It is designedto compensate for the inefﬁciency of widely used throughoutservice implementations XML format. This paper investigates thedesign of EXI processor targeted at highly resource constrainedembedded devices found at the shop ﬂoor level. The EXIprocessor is proposed as an alternative to the XML parsersand serializers currently used in web service implementations.Among the results presented are a novel low level processorinterface and measurements quantifying the gained efﬁciencycompared to traditional XML-like interfaces. Reference opensource implementation equipped with the new interface is alsoprovided.
Place, publisher, year, edition, pages
Piscataway, NJ: IEEE Communications Society, 2011. 1716-1721 p.
Research subject Industrial Electronics
IdentifiersURN: urn:nbn:se:ltu:diva-30712DOI: 10.1109/ISIE.2011.5984320Local ID: 49ca0dcc-e524-499a-b9a2-d172c962048cISBN: 978-1-4244-9310-4ISBN: 978-1-4244-9311-1 (PDF)OAI: oai:DiVA.org:ltu-30712DiVA: diva2:1003941
IEEE International Symposium on Industrial Electronics : 27/06/2011 - 30/06/2011
ProjectsEmbeddable EXI implementation in C, Architecture for Service-Oriented Process – Monitoring and Control
Godkänd; 2011; 20110816 (ysko)2016-09-302016-09-30Bibliographically approved


By Corina Vanek | Arizona Republic
One Valley developer is ramping up construction of apartments that are affordable without government subsidies, as housing for people earning Phoenix’s median income remains elusive.
“About 90% of what’s being built only serves less than 20% of the rental population,” said Robert Lyles, co-founder and senior partner of Scottsdale-based Greenlight Communities.
Across the Valley, many apartment complexes planned and under construction are high-end, luxury buildings, leaving them out of reach for average Valley residents.
Lyles said Greenlight provides housing for “essential workers,” with rents hovering around $1,000 per month. In a presentation to the Peoria City Council, representatives from Greenlight showed a breakdown of occupations of those who rent in one of their complexes in the West Valley. Many were employed in health care, service industry, retail, construction and education.


text:
Multiverse is a database for custom Magic: the Gathering card sets.
Find out more
There are 1280 cardsets in Multiverse right now, including:
- Assemblage by Daxiefrax (290 cards, last activity on 7 Aug 2016 by Daxiefrax): Revisited mechanics from across magic's history.
- Fireplace Pebble by dude1818 (38 cards, last activity 5 days ago by dude1818): Storage for random Hearthstone ideas for posterity's sake
- Phyrexian Cube by Edge_Bro (0 cards, last activity on 10 Feb 2016 by Edge_Bro): Taking the cards from an everyday cube and changing them to fit a theme of a multi-verse corrupted by Phyrexian Oil, with a single safe haven of Ravniva, City of Guilds for the vast refugees.
- Lands by Ted (7 cards, last activity on 2 Apr 2016 by Ted): Playing with new theories of land designs
- Polaria by Froggychum (82 cards, last activity on 29 Aug 2018 by Froggychum): A plane of frigid cold and astronomical anomalies
- So Ling 素靈 by amuseum (261 cards, last activity on 10 Oct 2018 by amuseum): WB1 Spirits team up against RGU Elementals
- Diaspora by Sorrow (165 cards, last activity on 13 Mar 2018 by Sorrow): Quinnesheen pt. II
- The Space Set by HijackAttack (59 cards, last activity on 29 Jul 2016 by HijackAttack): magic has guns now
- Code Geass archive by Alex (32 cards, last activity on 21 Nov 2016 by Alex): Archived cards removed from the Code Geass project
- Chaos Relm by ChrisChaos46 (7 cards, last activity on 21 Jul 2011 by Alex): Welcome to the Chaos Relm
You might like to see a random selection of all the cards on Multiverse.
There are several community cardsets that are open for anyone to create cards into:
- Testing for creating test cards and playing around
- Cards With No Home for individual card creations that aren't part of a larger cardset
- Silver bordered cards for cards that are sillier or a joke
- Multiverse Design Challenge, where design challenges are regularly posted and everyone's welcome to enter
- Community Mashup Set for if you want to create some "mash-ups", or just find out what those are
- Multiverse Feedback for the "cardset" of feature suggestions, bug reports and similar
- Conversation is for discussion threads about general topics related to Magic or design rather than a specific user-created card.

domain: hobby