In our recent webinar with UK Finance, Martin Benson and I outlined what we see as the increasing role of Artificial Intelligence within the credit industry. In this blog, we look beyond the hyperbole and into how AI genuinely has the potential to solve real business problems and help credit teams make significant improvements to the way they make decisions, process applications or handle customer enquiries.
At the heart of our interest is the role of AI in making improved credit decisions. There is a fair challenge from the industry around how lenders can ensure that decisions are accurate, understood by the business and justifiable, in a world in which the deep learning processes used are somewhat opaque. This ‘black box’ problem is one of the reasons why neural networks haven’t seen widespread adoption within credit scoring. It concerns the fact that most lenders want or need to be able to explain their scores to at least one of three audiences:
- Customers – understanding why individual customers were rejected
- Regulators – giving assurance around the robustness of credit scores and models
- Internal stakeholders’ – demonstrating that the right people are being accepted and rejected
The other reasons, historically, concerned ensuring that models generalise appropriately (for use in data other than that used in the model development) and around the computing power required to train neural networks on sufficient data, such is their comparative complexity. These two concerns have been addressed by a combination of mathematical and computing power advances, respectively.
Due to the nature of neural network processing, the solutions are almost certain to produce some unexpected or undesirable behaviours, as the non-linear interactions between variables conspires – albeit rarely - to identify cases where risk levels are high despite the customer’s data record looking squeaky clean.
In our predictive modelling product, Archetype, we have generated an answer to the black box problem, by devising a mechanism by which each variable can be constrained such that it always behaves in an expected manner. For instance, ‘credit risk decreases as salary increases’. This is optional per variable, and only required where the user needs to constrain the relationship between the input variables and the output, and there are certain contexts (fraud identification, collections) where such constraints may not be desirable.
Equally, there are some characteristics where the business will have no particular view on how the data ought to influence the outcome. These can be left as free agents, influencing the model outcome as it suits the neural network. Where constraints are applied our solution provides a firm mathematical guarantee that the outputs of the model will always adhere to them – and we have a patent pending for this unique solution to the ‘black box’ problem.
Clearly, in the context of credit scoring there are considerable benefits to gaining this level of control over the behaviour of the model – in fact, there’s a strong argument to say that it’s a firm pre-requisite in many cases. But, the great news is that introducing data constraints within a neural network need not reduce the predictive power of the model to any significant degree – we’ve found that constrained models are often only slightly weaker than unconstrained ones. Significant uplifts over a linear approach are still seen even with a fully constrained set of input data.
This approach fundamentally shifts the way in which governance operates. Under normal model governance, the onus is on the modeller to demonstrate that the model observes reasonable behaviour, and the proof of that is easily achieved. Using Archetype, Governance would have an up-front role in determining how the model is to behave. Archetype is then guaranteed to produce a model which adheres to these business rules.
Once these rules are in place, the business is in a very strong position to re-optimise the model very quickly, and as frequently as needed – because users can re-develop models with confidence, safe in the knowledge that they will operate consistently with the approved Governance framework.
That, in itself, doesn’t resolve the black box problem, of course. There’s still the question of how the user understands how the model has behaved.
That’s where Archetype’s other outputs come in:
- It produces model performance charts quoting Gini or R-squared measures that will be familiar to any model developer, which indicate the predictive power of the model and confirm that it is not overfitted
- It generates performance charts for each variable (both those that are used in the model and those that aren’t) showing how well-aligned the model outputs are to actuals over its range. These charts allow the user to confirm that the model appears to be optimal given the data available to produce it.
- It shows the marginal impact of each variable within the model: in other words, for a range of data records, what happens to the model output if only the current variable is changed? These charts provide confirmation that the appropriate constraints have been applied, as well as indicating the general ‘shape’ of the contribution of the variable in the model.
- It’s also possible to produce a view of which variables were most influential in generating the prediction for any particular case. This enables lenders to say with certainty that the reason a particular customer got a particular score is because of changes in specific variables compared to the ‘average’ applicant.
Although significant benefits are available through the use of advanced machine learning techniques in credit scoring, the resulting models still need to be understood by the business. Most lending businesses will take time to be completely comfortable with AI-based models, and it’s likely that they will take even longer to approve approaches which constantly re-calibrate and automatically learn from new cases.
However, Archetype begins this journey by making it easy to re-configure a model using refreshed data, meaning that lenders can easily re-optimise their scores using an already approved development approach, as regularly as they choose. This avoids the traditional loss of predictive power seen by traditional scorecard development cycles.
Archetype enables the best of both worlds - unlocking the power of deep learning, while also allowing appropriate levels of control and oversight of models. This enables lenders to generate and confidently deploy models that generate significant benefits compared to traditional approaches.


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Again, I am plagued with a fabulous idea that I will never, ever complete. Despite the noreaster of biblical proportions flooding the northeast right now, I can't get enough of spring shorts. They are everywhere; sitting on perfectly tapered mannequins' waists, showing off sculpted fiberglass thighs, reminding me I haven't the sinewy legs to show off these shorts yet. Sparkly linen! Floral patterns! Highwaisted beautiful, beautiful shorts! Shorts I absolutely adore and absolutely cannot afford. 50 plus dollars is about 40 dollars over my budget.
So, crafty me gets thinking and decides I can make my own shorts, nevermind I've never successfully made a garment from scratch before. So then lazy me rolls over and says, well I can just upcycle a pair from the thrift store. Sewing-blog-addicted me gets busy and finds these dolls!!

domain: artistic


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The U.S. and Russia agreed on a deal to eliminate chemical weapons in Syria despite their complicated relationship status. The deal, should it work, doesn’t necessarily satisfy the Syrian opposition but it does put the most international pressure on Syria since the conflict began. Secretary of State John Kerry and Russian Foreign Minister Sergei Lavrov announced the partnership Saturday morning at the Intercontinental Hotel in Geneva, where they’ve been negotiating privately since Thursday. “There can be no room for games. Or anything less than full compliance by the Assad regime,” Kerry said Saturday.
Here are the six important points in the U.S.-Russia jointly agreed upon six point plan:
1. Syria has one week to turn over a list of its complete chemical weapons arsenal. The U.S. and Russia agree the Syrian government has roughly 1,000 tons of chemical agents and materials, the BBC reports.
2. Syria must sign the Chemical Weapons Convention, as Bashar al-Assad has promised.
3. Syria’s chemical weapons stockpile must be placed under international control by November.
4. Syria’s chemical weapons stockpile and all associated materials must be destroyed by the first half of 2014.
5. U.N. inspectors must be given “immediate, unfettered access” to Syria’s chemical weapons sites by November. There are allegedly over 50 sites that hold chemical weapons in Syria.
6. The U.N. will help with logistical support and will enforce penalties under Chapter VII, which allows sanctions or military force, should Syria fail to comply with these guidelines. (The U.S. retains the right to use military force; Russia still doesn’t think it’s a good idea.)
So that seems like a reasonable plan that cover a lot of bases and does so quickly, which is the most important part, and eliminates the possibility another chemical weapons attack like the one on August 21 could occur. But the Syrian opposition isn’t enthused with this idea, that averts a potential U.S. military strike against Assad for the foreseeable future. “There is nothing in this agreement that concerns us,” said Gen. Salim Idriss, a leader in the Free Syrian Army. He described the deal was just a Russian mechanism to buy time for the regime, and claimed Assad was already moving his chemical weapons arsenal to Iraq and Lebanon to avoid U.N. inspection.
Does this mean the relationship between the U.S. and Russia is now patched up, that we can expect more international cooperation in the future, that the whole Snowden thing is behind us? Of course not. There’s still the looming potential international incident that is John McCain’s Russian op-ed. And parts of this deal are founded on disagreement between these two countries. But it’s something, for now, that seemingly could fix a very large problem at the center of a civil war that’s not ending any time soon.
Reprinted with permission from the Atlantic Wire. The original story can be found here.
What We're Following See More »
Perhaps Donald Trump can take a plebiscite to solve this whole messy immigration thing. At a Fox News town hall with Sean Hannity last night, Trump essentially admitted he's "stumped," turning to the audience and asking: “Can we go through a process or do you think they have to get out? Tell me, I mean, I don’t know, you tell me.”
Donald Trump "nearly quintupled the monthly rent his presidential campaign pays for its headquarters at Trump Tower to $169,758 in July, when he was raising funds from donors, compared with March, when he was self-funding his campaign." A campaign spokesman "said the increased office space was needed to accommodate an anticipated increase in employees," but the campaign's paid staff has actually dipped by about 25 since March. The campaign has also paid his golf courses and restaurants about $260,000 since mid-May.
Donald Trump probably isn't taking seriously John Oliver's suggestion that he quit the race. But he has canceled or rescheduled rallies amid questions over his stance on immigration. Trump rescheduled a speech on the topic that he was set to give later this week. Plus, he's also nixed planned rallies in Oregon and Las Vegas this month.
Donald Trump's Fox News brain trust keeps growing. After it was revealed that former Fox chief Roger Ailes is informally advising Trump on debate preparation, host Sean Hannity admitted over the weekend that he's also advising Trump on "strategy and messaging." He told the New York Times: “I’m not hiding the fact that I want Donald Trump to be the next president of the United States. I never claimed to be a journalist.”

domain: news


text: The reason why it happened was because harassment. I can respect that. What I CAN'T respect is the inability of the guy I was harassing, Goplu, to take actual facts and evidence into account when trying to figure out who's a sockpuppet of who. My IP address is different from his, making it extremely unreasonable to make the necessary assumptions to force me being a BFDIfanStickman2763 sockpuppet into the realm of possibility. Besides, it's NOT THE CASE. The reason I was harassing him was because he wouldn't listen to me telling him why he was wrong to assume I was a sockpuppet. I was effectively banned for trying to get someone to listen to what I was saying. Harassment? That's in the wrong. Telling someone I'm not a sockpuppet? That's in the right. I can't find any page to prove my point, but he's refusing to listen to me trying to explain that I'm not a sockpuppet, which is probably against the rules in some way.

domain: law


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BATHROOM DESIGN & BATHROOM REMODELING IN SAN FRANCISCO, LOS ALTOS, ATHERTON, SUNNYVALE, SAN JOSE, CA & THE SURROUNDING AREAS
Bathroom Design & Bathroom Remodeling in San Francisco, Los Altos, Atherton, Sunnyvale, San Jose, CA & Bathrooms are one of the most essential rooms in the house. When it comes to updating & remodeling your bathroom, it’s important to pay careful attention to detail. Often seen by guests, relatively simple details can transform this space into a calm retreat within your home. And with the right touch, it becomes a truly wonderful opportunity to pamper yourself. A little planning and a few of our featured bathroom products can take your bathroom from ordinary into a work of art. We can help with your bathroom remodeling project! the Surrounding Areas.
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Contact us to for a consultation and preview your future bathroom remodeling project! See for yourself what Meyer Appliance can do for you. Bathrooms by Meyer will work with you and your budget to bring the highest level of quality and care to your bathroom remodeling project.


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NEW YORK - Delayed and truncated, the 2020 Tony Award nominations were finally announced on Thursday, laying out the contenders in a painfully thin Broadway season upended and abridged by the pandemic.
The early cutoff for nominated productions - Feb. 19 rather than the end of April - resulted in some extreme oddities in the nods in 25 categories. They were revealed in a noontime YouTube video by James Monroe Iglehart, a Tony winner for "Aladdin." Actually, there were fewer eligible shows (18) than there are categories. And in one particularly slim race - best actor in a musical - only one person was nominated: Aaron Tveit, for his role as Christian in "Moulin Rouge! The Musical."

domain: entertainment


MEN'S CAPILENE COOL TRAIL SHIRT
Patagonia's softest performance knit. The Capeline Cool Trail Shirt features quick drying and wicking to keep you dry and comfortable, with HeiQ Fresh durable odor control. Made from 50-100% recycled content, Patagonia tech tees keep you comfortable when you’re working hard in conditions ranging from cool to hot. Fair Trade Certified sewn.
- Comfortable, jersey-knit crewneck wicks moisture
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City and county officials have been invited by the Grand River Dam Authority to continue discussions regarding issues of flowage easements and potential changes to the Pensacola Dam's water control manual.
The topics of discussion are of concern to area municipal and county leaders who are taking steps to reduce the potential for flooding in Ottawa County.
State Sen. Charles Wyrick confirmed Monday that he, too, has been invited to attend the meeting tentatively scheduled for 10 a.m. Jan. 23. The meeting is being organized by GRDA and is a follow-up to a meeting which Wyrick organized in July of last year.
It is not known if the January meeting will be open to the public.
GRDA has not responded to a request for details issued Monday afternoon by the News-Record.
The July meeting drew some criticism as the event was not open to the public.
Following that meeting, Wyrick announced that current procedures used in operating the Pensacola Dam could be adopted into regulation by the end of 2006 and that the U.S. Army Corps of Engineers has begun the process of changing the dam's water control manual.
According to documents obtained from the Corps, the proposed changes to the Pensacola Dam's water control manual reflect “flexible guidelines” that the U.S. Army Corps of Engineers has been informally implementing since March of 2001. The changes require water to be released from the reservoir when forecasts predict that the lake elevation will rise to a level above 745 and, at the same time, the water level at the Commerce guage on the Neosho River is expected to rise above 15 feet.
To date, no formal changes have been made to the water control manual.


Typical chord progression of the Flamenco cadence is VI, V, IV, III
The Flamenco cadence is a sequence of four chords descending stepwise and creating a cadencial closure. The most typical chord progression of the Flamenco cadence is VI,V, IV, III in which the III is major dominant Phrygian, for more information Flamenco modes and scales.
Example: When we play a Taranta in D, the flamenco cadence III becomes a F#b9.
Another characteristic of flamenco guitar music is that the chords progressions rarely appear as consonant triads, they are usually dissonant chords containing a minimum of four tones. Their variations depend on the song form and positions used on the guitar. A classic example of a flamenco guitar chord is E7b9. The addition of the b9 to the dominant seven creates an enchanting dissonance full of darkness.


SALEM — The large pile of rubble on Griffith Street that was once Foxxy’s Bar and Grill is finally being removed after months of delay.
The city had the bar demolished back in July due to the public safety issues that were arising from the building’s crumbling structure, and it was then expected that the debris would be cleared by late September.
The city was reimbursed for demolition expenses, and an agreement was made with the property owners to have the debris cleared at the owners’ expense.
When the pile was not cleared in September, the city made an agreement with the owners of the property to have the debris cleared in October.
According to Councilwoman Karen Tuthill, the city remained in contact with the owners and were confident that the pile would be cleared.
However, the process was put off further when the contractor hired to clean up the debris was delayed due to personal issues.
“We knew it was going to happen, we just didn’t know when,” said Tuthill. “We’re just happy that it’s finally under way.”
The pile has been something of an eyesore for the city and many residents will be happy to see it finally go, she said.
The property is located at 190 Griffith St. and was also once operated many years as McCarthy’s Bar before being renamed Foxxy’s.
“Now that we’re having the property cleaned up, we no longer have to worry about the public safety issues,” said Tuthill. “We’re hoping it will have positive impact on the community.”
The debris is being cleared as part of the city’s abandoned properties initiative, structured under the New Jersey Abandoned Properties Rehabilitation Act. The initiative aims to clean up abandoned or neglected properties.
The council has identified at least 46 abandoned properties — many of which are on Wesley Street, Keasbey Street, Thompson Street and Hedge Street — and they are working toward having these cleaned up as well.
Any property that has been neglected and fails to meet city standards can be classified as an abandoned property, even if the owner is still paying taxes on the property.
Tuthill said the city has been seeing success with the initiative so far.
“We’re very happy that the pile’s being cleared and that the abandoned property act is working for us,” she said.


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Thanks so much John, much appreciated!
Awww…she doesn’t look very happy!!! Maybe she wants a new hair-do!!! Great capture :-)
Lol, you might be right…thanks so much eastsider!
So sweet. Nicely handled Susanne!
Thanks so very much John!
Susanne, this is so lovely!!!!!!! Wonderful work with the texture … beautiful!!!
Thank you so very much Lois, I am still trying to get as good as you with those darn textures lol….:)
Beautiful work Susanne!
Thank you so much Ginny!
http://www.gifs.net/Animation11/Nature/Sun/Sun_...!Thanks for submitting your work inPets Need A Hug
Thanks for submitting your work inPets Need A Hug
Thank you so very much Janice for this beutiful Ray of Sun, I needed that :)
What a beautiful portrait, I have 2 standard poodles, they’re wonderful dogs! Dee
Thanks so much Diane, I lov e them and wish I had one they are just beautiful and so much fun to have around!
Thanks so much Kay!
Thanks so much aj!
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text:
Originally Posted by Bob S
I voted for smoked, but they both look great.
I voted for smoked too. I've never seen breast meat as tender as that before. Our guests were late and I thought it was going to be overcooked so I shut down the Bubba keg and let it rest for an hour or so as the cooker cooled from 350 to about 200. Worked like magic.
The Butterball deepfryer on the other hand made a perfect fried turkey. I'm chopping up some of the leftovers now to make thanksgiving fried wontons!
Gen II Komodo Kamado, Pit Barrel Cooker, 3x 18.5" WSMs, 22.5" WSM, modified 18.5" Weber Kettle, 22.5" Weber Kettle circa 1960ish, Weber One Touch Platinum, copper Weber Smokey Joe, La Caja China, Bubba Keg, Bodom Picnic Grill, Weber Genesis

domain: food


DEC. 19th-21st 9am-12pm
Join our awesome, 3-Day, Kids Christmas Rock Band Camp
9 AM- 12PM, Half Day Camp at the CLAYTON STUDIO ONLY
$159 for the first registration, $99 for an additional sibling or friend
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$49 for an additional sibling or friend
CREATE A ROCK BAND & LEARN TO PLAY LOTS OF INSTRUMENTS ...
Our ChristmasRocks! 3 day music camp is for rising 2nd to rising 9th grades, December 19th -21st ,
Campers learn to rock out on some traditional Christmas songs (and maybe a few classic rock songs too) on piano, digital keyboards, guitar, drums, vocals and more. This is an ideal program for students who are just beginning or simply want to have a great time learning songs in time for Christmas!


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The Annotation for Transparent Inquiry (ATI) Initiative investigates ATI’s contribution to openness, evaluates the challenges that its use poses, and gathers information to inform future development of ATI and its underlying technology. The Qualitative Data Repository (QDR) and Cambridge University Press are partnering on the initiative, which is supported by generous funding from the National Science Foundation and the Robert Wood Johnson Foundation.
Participation in the initiative is by invitation. If you are interested in participating, please contact QDR (firstname.lastname@example.org).
Calls have been issued across the academic and policy communities for increased data sharing and research transparency. Policy interventions by the White House, the National Science Foundation (NSF), the National Institutes of Health (NIH), and others have mandated greater openness. Academic publishers, journals, and funding organizations are likewise requiring that authors and grantees share the data underlying their inquiries and conclusions. Exciting technological developments make it possible to meet these expectations.
Qualitative data – drawn from text, audio, video, and/or images – provide compelling direct evidence to support different kinds of inferences and interpretations. However, making publications based on qualitative sources more transparent presents a variety of challenges to both authors and readers, given the context-dependent nature of such sources, and the copyright and human participant challenges that sharing them can pose. The fact that such data (and their analysis) are typically interwoven throughout the text of publications likewise complicates deploying them in appropriate places and ways.
To meet these challenges, QDR has partnered with the non-profit technology firm Hypothesis to develop ATI, a new approach to achieving transparency in qualitative and multi-method research in the health and social sciences. ATI draws on an earlier approach, Active Citation, developed by Moravcsik (2010, 2012a, 2012b, 2014a, 2014b, 2014c, 2016). ATI is based on the concept of "open annotation," which allows for the generation, sharing, and discovery of digital annotations across the web. Scholars who use ATI to make a digital publication more transparent produce an "ATI Data Supplement,” which is linked directly to their article or book on a journal’s or publisher’s web site. ATI Data Supplements comprise an “ATI Data Overview,” a set of digital annotations, and underlying data sources (when these can be shared ethically and legally). The data sources are securely housed and preserved in QDR, a trusted digital repository.
By accelerating access to research-enhancing information and easing readability, ATI augments and amplifies the impact of qualitative research. The “ATI at a Glance” page offers additional information, and a page with some early prototypes shows ATI in action. We alsprovide basic instructions for using ATI.
ATI Pilot Working Group
QDR is assembling an ATI Pilot Working Group to help us to continue developing this new approach to transparency. Working group members – pioneers for this new approach – include authors from various health and social science disciplines who employ multiple analytic approaches, use diverse types of qualitative data, and study different world regions and temporal periods. This diversity allows us to identify different ways in which annotation contributes to academic research and publishing. The working group also includes reviewers charged with evaluating authors’ use of ATI according to a pre-determined set of criteria; in most cases the reviewers are nominated by participating authors, but are at a different institution from the author whose work they are reviewing.
QDR staff, working group members, and other interested parties will gather at two workshops. The first will take place on February 22 and 23, 2018 in New York City, and the second will be held on September 27 and 28, 2018. Workshop participants will discuss their experiences using ATI to annotate their article and consider reviewer insights on and critiques of their work. The goal of the workshops is to evaluate all aspects of ATI, identifying the ways in which it enhances scholarship and the challenges employing it presents, and considering how the ATI approach and technology can be further developed.
The first workshop will include authors who used ATI to retrospectively annotate an article based on qualitative evidence that they recently published, or have forthcoming, in an academic journal. The second workshop will be attended by authors who used ATI to annotate manuscripts at the time they were writing them. The article reviewers will also attend the workshops.
Timeline, Workshop #1
- January 15, 2018: authors complete their ATI projects and submit them to QDR
- February 2, 2018:
- QDR completes curation of ATI projects, using Hypothesis technology to generate open annotations, links them to the digital versions of the articles published on the journal web site, and publishes the ATI Data Supplement on the QDR web site.
- Reviewers begin to assess ATI projects.
- February 16, 2018: reviewers submit their assessments of ATI projects to QDR and to authors
- February 22-23, 2018: workshop
Materials, Workshop #1
We will post project materials here as we make them available to participants.
Author Logbook Instructions
Participants, Workshop #1
The list of participants will be added soon.

domain: library


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Lake County, Florida features some of the BEST bass fishing in the country, including the historic Harris Chain of Lakes, the Clermont Chain of Lakes, St. Johns River and more than 1,000 other named lakes. Our fishing stories aren’t exaggerated…and here’s proof! We have reeled in the Top 10 heaviest bass caught in #LakeBIGBass for 2018 that have been TrophyCatch Florida approved.
Lake County, Florida, a.k.a. “Lake Big Bass,” is one of the top destinations for bass fishing in the United States and is located less than 30 minutes west of Orlando, Florida. The Harris Chain of Lakes, the Clermont Chain of Lakes and the St Johns River welcomes professional and recreational anglers from around the world and hosts some of the top national bass fishing events including the Big Bass Tour, FLW Tour, Major League Fishing and Bassmaster. As FLW Tour Champion and LakeBigBass.com pro-angler Tim Frederick says, “fishing in Lake County is a must for every bass angler’s bucket list!” Visit LakeBigBass.com today and plan your next fishing trip.
TrophyCatch is an incentive-based conservation program designed for anglers who catch-and-release largemouth bass heavier than eight pounds, in Florida.
Our goals are:
- Collect valid information through citizen-science about trophy bass to help the FWC better enhance, conserve and promote trophy bass fishing
- Encourage catch-and-release of the biggest, oldest, most valuable bass
- Excite anglers about Florida freshwater fishing encouraging them to purchase licenses and fish more resulting in benefits to anglers, fishing-related businesses, local communities and the fisheries by having more support and funding for conservation
- Share information about fishing opportunities and destinations to make fishing more enjoyable
Anglers are encouraged to follow catch-and-release guidelines for these big bass and to document the catch through a photograph of the entire bass on a scale with the weight clearly legible. See RULES and PRIZES for details.

domain: geography


Which Montana Pizza Just Earned National Praise?
Can you really go wrong with any pizza? I mean, pizza is PIZZA! But still, if you are looking for the best in Montana state, look no further than this local slice of heaven.
According to Zagat, who just released the best 50 States, 50 Pizza results it looks like we don't have to travel too far to get the perfect pizza in Montana.
The Meatball Verde Pie at Biga Pizza earned the honors. Zagat said:
Missoula’s Biga Pizza uses local ingredients to top its creative pies, which range from fennel marmalade, bacon and gouda to quattro formaggio. But the Meatball Verde is one of the most unique combos, featuring broccoli rabe, local beef, herbed mascarpone, mozzarella, garlic, olive oil and housemade cilantro-jalapeño sauce.
Have you had this pizza? What are your thoughts? Is this truly the best pizza in the entire state? Give us your thoughts in the comments below.


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It’s still only January, but anticipation for summer is at an all-time high in Europe now that it has entered the post-pandemic phase. Popular countries like France, Italy, and Greece are all seeing a rise in demand — as expected — but this hidden gem, in particular, is stealing the show as one of the top destinations for sun, sand, and culture in 2023:
Welcome To Cyprus
Cyprus is an island nation in the Mediterranean and the Southeasternmost member of the European Union (EU). Although it is indisputably European, its closest neighbors geographically are Turkey (the Anatolian peninsula is only 50 nautical miles north), Syria, Lebanon, and Egypt. Due to its unique status, it sits at the crossroads of Europe and Western Asia.
It is also one of the most ethnically diverse states in Europe, home to Cypriots of Greek, Turkish, Armenian, Maronite, and Latin origin. Although the ethnic Greek population forms an overwhelming majority – over 78% of the island – the cultural contributions of minority groups are evident, whether it’s the local folklore, cuisine, or customs.
As a tourist destination, Cyprus boasts a scenic Mediterranean coastline, untouched nature, and a fascinating History. From Ayia Napa, in the East, to Paphos out West, it offers a plethora of sandy beaches, heavenly turquoise-water bays, and marine parks, all interspersed with quaint fishing villages and lively urban developments.
During the health crisis, international arrivals dropped to a historical low of 663,000, a 79.57% decline from 2019. Similarly to other EU member states, the Republic of Cyprus enacted some of the strictest anti-tourism measures in their attempt to keep Covid variants from being imported, including banning entry to most non-EU nationals.
It only reopened for the wider public in 2021, though its vaccination, multiple testing, and mandatory quarantine requirements discouraged a majority of tourists from visiting. Once the virus came under control across the Union, however, Cyprus became one of the first European countries to lift all border measures as early as May 2022.
Cyprus Is Nearing Pre-Pandemic Levels
Following two years of self-imposed isolation, the move was warmly received by tourism officials, who feared the Cypriot Government’s tough stance would harm its competitivity in the Mediterranean region in the long term. Indeed, arrival figures are below 2019’s nearly a year into reopening, but they are nearing pre-pandemic levels fast.
According to the latest data published by the Statistical Service, between January and December 2022, 3,201,080 foreigners arrived in Cyprus, up from 1,936,931 tourists the year before. So far, 2019 retains the all-time record for yearly arrivals, with close to 4 million holidaymakers registered that year.
From 2020, the year-on-year growth is rather impressive, taking into account that border curbs were only lifted in 2022 Q2 (second quarter), and the war in Ukraine led to a sharp decrease in the number of tourists from Russia and Ukraine, two of Cyprus’ most lucrative markets. To put it simply, Cyprus is totally smashing it on the post-pandemic scene.
Despite its popularity within Europe, Cyprus is still relatively unknown among Americans. They are nowhere to be seen in the top 10 nationalities visiting Cyprus every year, though the Government is investing heavily in online campaigns aimed at introducing the beautiful island to the world, reaching, on average, a billion smartphone users per year.
Why Is Cyprus Your Best Bet For A Relaxed European Summer?
More challenging to reach from the mainland U.S. than Italy or Spain due to non-existing nonstop flight options, Cyprus is largely ignored by U.S. passport holders heading to Southern Europe. For the crowd-wary traveler looking for alternatives off the beaten path, it is one of the best bets for a slow-paced, truly relaxing Mediterranean vacay.
If it’s all-inclusive packages you’re into, Protaras and Ayia Napa, on the Southeastern tip, have an extensive portfolio of luxurious beachfront resorts and villas. Looking for a lively social scene and the island’s best nightlife? Head to the coastal Limassol, the country’s second-largest city dubbed the ‘mini Dubai’. You’re a History aficionado? No problem:
Some of the top sights include Romanesque cathedrals dating back centuries, incredibly well-preserved Hellenic ruins, such as the UNESCO-protected Tombs of the Kings in Paphos, and cobblestone towns tucked away in a mountainous inland, famous for their tradition and winemaking. On top of that, Cyprus is the birthplace of Aphrodite in Greek mythology.
North vs. South Cyprus
Traveling to Cyprus, non-European tourists are reminded the island remains divided between the internationally-recognized Republic of Cyprus, an EU member, and the breakaway, unrecognized state of the Turkish Republic of Northern Cyprus (TRNC). A UN buffer zone runs along the northern third of the island and splits the Cypriot capital Nicosia in half.
For tourism purposes, there are only two official entry points into the Republic of Cyprus: the airports in Larnaca (LCA) and Paphos (PFO). The third airport, Ercan (ECN), is controlled by TRNC authorities. Foreigners landing first in Ercan will be denied entry to the Republic of Cyprus when attempting to cross from North to South.
Read more about the Cypriot division and other important travel tips here.
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“The Four Agreements” is a popular self-help book written by Don Miguel Ruiz. It offers practical guidance based on ancient Toltec wisdom and philosophy. This book has truly transformed my perspective on many aspects of life. I’ve gone through it at least three times, finding it immensely helpful in dealing with anxiety and providing tools to reframe and analyze troubling thoughts.
Description of the Book:
The Four Agreements Book Synopsis:
In The Four Agreements, don Miguel Ruiz reveals the source of self-limiting beliefs that rob us of joy and create needless suffering. Based on ancient Toltec wisdom, the Four Agreements offer a powerful code of conduct that can rapidly transform our lives to a new experience of freedom, true happiness, and love. The Four Agreements are: Be Impeccable With Your Word, Don’t Take Anything Personally, Don’t Make Assumptions, Always Do Your Best.
The Four Agreements Book Quotes That Inspire Us:
“The Four Agreements
1. Be impeccable with your word.
2. Don’t take anything personally.
3. Don’t make assumptions.
4. Always do your best. ”
“If someone is not treating you with love and respect, it is a gift if they walk away from you. If that person doesn’t walk away, you will surely endure many years of suffering with him or her. Walking away may hurt for a while, but your heart will eventually heal. Then you can choose what you really want. You will find that you don’t need to trust others as much as you need to trust yourself to make the right choices.”
“Whatever happens around you, don’t take it personally… Nothing other people do is because of you. It is because of themselves.”
“I will no longer allow anyone to manipulate my mind and control my life in the name of love.”
“God is life. God is life in action. The best way to say, “I love you, God,” is to live your life doing your best. The best way to say, “Thank you, God,” is by letting go of the past and living in the present moment, right here and now. Whatever life takes away from you, let it go. When you surrender and let go of the past, you allow yourself to be fully alive in the moment. Letting go of the past means you can enjoy the dream that is happening right now.”
“Every human is an artist. The dream of your life is to make beautiful art.”
“There is a huge amount of freedom that comes to you when you take nothing personally.”
“You can have many great ideas in your head, but what makes the difference is the action. Without action upon an idea, there will be no manifestation, no results, and no reward”Miguel Ruiz, The Four Agreements
The Four Agreements PDF/E-Book and Audiobook:

domain: psychology


武汉夜场：The 3rd China-UK High-level Talent Exchange Conference held online
The 3rd China-UK High-level Talent Exchange Conference held online
London, October 31st (Reporter Qiang Wei) October 31st,The 3rd China-UK High-level Talent Exchange Conference was held online,More than 40 high-level and heavyweight companies and institutions from home and abroad have provided more than 2,000 jobs.Facilitate cultural exchanges between China and Britain,Promote the international circulation and achievement transformation of high-level talents.
Liu Xiaoming, Chinese Ambassador to the United Kingdom, sent a congratulatory speech to the conference saying,Facing the new crown pneumonia epidemic and the severe challenges of economic and social recovery and development in the “post-epidemic era”,Both China and Britain need various talents,In particular, Guang University’s children have joined hands with enthusiasm, talent, innovation and courage to respond,Cultivating new opportunities in the crisis,Open a new game in the changing game.
Ji Jia, Cultural and Educational Consul of the British Consulate General in Shanghai and Director of the East China Region of the British Council, said,This conference promoted the exchange of talents between China and Britain,It has built a bridge for Chinese students to study in the UK and other regions.
Xia Jianhui, Counselor of the Education Section of the Chinese Embassy in the UK, said in his speech,The more than 200,000 Chinese students studying in the UK are an important force in promoting the complementary advantages of the two countries and achieving common development.I hope that the exchange conference will be a “new business card for China-UK cultural exchanges”,Help the vast number of talents serve the motherland,Realize your life dream.
Stephen Perry, chairman of the 48 British Group Clubs and winner of the China Reform Friendship Medal, said,Talent exchange and cooperation are a manifestation of a country’s development capabilities.Excellent and well-educated talents will better promote China’s rapid development,Help China reach the world’s advanced innovation level in the next five years.
The theme of this conference is “Gathering talents in the cloud, leading the future with wisdom”,Guided by the Education Office of the Chinese Embassy in the UK, hosted by the China-Britain Talent Development Association, and co-organized by the All-British Students and Scholars Association.The China-UK High-level Talent Exchange Conference has been held twice in the UK.Good results have been achieved in terms of exhibition scale, number of participants, number of posts, matching effect and media evaluation.Achieved a high reputation and reputation,Become an international platform that effectively promotes the flow of high-level talents between China and Britain.Due to the impact of the epidemic,This conference was changed to be held online for the first time.And hold offline activities in China.
According to the organizer,More than 40 exhibitors provide positions in the fields of finance, high-tech, FMCG, education, biomedicine, and health.Work locations include Beijing, Nanjing, Shanghai and other domestic cities,There are also British cities such as London and Cambridge and cities in continental Europe.Provides a wealth of choices for high-level talents.
Peng Kaiping, Dean of the School of Social Sciences at Tsinghua University and Dean of the Department of Psychology at Tsinghua University, and Alan McFarlane, Professor of Social Anthropology at the University of Cambridge and Chairperson of the “Cam River Project” at the University of Cambridge, also gave the title “How toHave a positive and optimistic life?”And “Thinking under the Epidemic: Disasters and Opportunities” keynote speeches.


Jelco ELU-70R RotoLift® for 65" - 70" Flat Screen
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|Exterior Dimensions||43" x 21" x 78"|
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Urban Exploration improvise
The first time I saw Urban Exploration it was at Hayden Cohen’s Age of the Geek in the Painter’s Bar at Temple.Works.Leeds. They were so geekily cool they looked like they were doing the washing up as they casually adjusted bits of kits spread out on three enormous tables, seamlessly flitting around each other to turn up one bit and slide another. They had more cables than most men collect in a lifetime and they were all hanging down the front. Mick, Nat, Adrian and Dave entranced the audience and made anyone who had ever wielded a musical instrument in anger or otherwise want to jam with them – myself included.
I asked Dave – as he handily built the stage for fellow artist Anna Frisch’s My Polar Disorder’s pole dancing mouse’s at Why Rush next weekend – why they do what they do. Oh, and what exactly is that they do do? And how?
It’s a complex background and their Soundcloud page says:
“Urban Exploration is a recently formed music and art collective based in Leeds, UK. Comprising artists, producers and DJs working in various different combinations, they deliver a diverse body of work which is wilfully difficult to categorise.
They make field recordings in abandoned buildings, perform improvised music using homemade synthesisers and tape echo, run techno nights, free parties and experimental music events, and create films and interactive video installations.
Their records explore the hinterland between many different genres including, but not exclusively, Ambient, Techno, Electro, Noise, and Dub – sometimes with unrelenting dance floor functionality in mind, and sometimes just for the joy of sonic investigation.
Urban Exploration’s music is often diversiform but is held together by both atmosphere and process – always pushing forward into new sonic territory, experimenting with new methods of sound design and ways of improvising using electronic equipment.
Their debut EP was released in March 2012 on Berlin’s ITK Label. Subterranean comprises of four atmospheric Techno-inflected tracks created by members of the collective during their inaugural year.
Dave said that it is only recently that they have decided they want to move away from genre music and into ambient improv – with an audience. They want people for inspiration, for feedback, and for them to have a little play. They genuinely don’t know what will happen each time they perform now they have started and Dave reckons the improv is so improv they’re not always sure if they’ve started, let alone finished. What they do know is that they want to bridge the gap between music and art and they want to do it with real people in an environment where anything can happen.
Urban Exporation will be playing – quite literally – at Why Rush? on Saturday May 12 and Sunday May 13 and I for one will be hanging around probably far too closely, gawping at the kit and reaching for a dial. On the Sunday they will be playing with the famous Slim Pro 6 & The Bobettes in the Open Loading Bay in the dark, with Sloth Hammer (apparently the loudest band in the world) playing next door in the Joiners: so Why Rush’s? grand finale will be salute, crash, bang and fireworks…and then a long ambient sigh.


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It was her first "officiaw" compiwation, and incwudes materiaw ranging from her earwy 1960s traditionaw fowk, drough her Bob Dywan and Phiw Ochs covers, to her water experiments wif cwassicaw orchestration and country music. Originawwy reweased on vinyw as a two-record set, de 1987 CD reissue consowidated de awbum onto a singwe disc, omitting five songs.
The cover photo was taken by rock photographer Jim Marshaww. Inside de originaw gatefowd awbum on de originaw vinyw rewease was a photo montage of images from Baez' career.
^Roxane Orgiww Shout, Sister, Shout!: Ten Girw Singers who Shaped a Century 2001
0689819919 "Joan Baez—The First Ten Years. Vanguard. Traditionaw and contemporary fowk songs from 1960 to 1970. "
^Avitaw H. Bwoch, Lauri Umansky Impossibwe to Howd: Women and Cuwture in de 1960's -0814799108 2005 Page 148 " ... and "Bwessed Are," in Joan Baez: Rare, Live and Cwassic — "Sweet Sir Gawahad" in The First Ten Years (Vanguard, 6560/1, ."
^Merowd Westphaw Suspicion and Faif: The Rewigious Uses of Modern Adeism 1998 -0823218767 Page 76 "As sung by Joan Baez in "Joan Baez: The First Ten Years," two-record set from Vanguard, VSD 6560/1."
^Cowin Larkin The Encycwopedia of Popuwar Music 2011- Page 2006 "COMPILATIONS: The First Ten Years (Vanguard 1970) , The Bawwad Book (Vanguard 1972), The Contemporary ... Hits Greatest And Oders (Vanguard 1976), The Best Of Joan Baez (A&M 1977) , Spotwight On Joan Baez (Spotwight 1980), "


text:
ENOUGH SAID B
USA (93 mi) 2013 d: Nicole Holofcener Official site
USA (93 mi) 2013 d: Nicole Holofcener Official site
What’s perhaps most interesting about the film are the circumstances surrounding the making of the film, as who would have ever thought that Julia Louis-Dreyfus, the only female lead character from the infamous TV comedy sitcom Seinfeld (1989 – 1998), a show that for all practical purposes was about nothing, would somehow be starring in a movie opposite James Gandolfini from The Sopranos (1999 – 2007, the cable TV show that ranks among the greatest ever, a mob crime boss with a hair-trigger temper whose anger issues are notorious, and who personally executes about a dozen people on the show. Louis-Dreyfus hasn’t made a movie since Woody Allen’s DECONSTRUCTING HARRY (1997), so the likelihood of these two crossing paths was highly unlikely, yet here they are starring opposite one another, and it happens to be the final film of Gandolfini’s career due to his premature death. Brilliant as he was in Zero Dark Thirty (2012), Not Fade Away (2012), and Killing Them Softly (2012), Gandolfini is often at his best when showing a tender and vulnerable side, where he’s a gentle giant of a man capable of genuine sweetness that can sweep you off your feet. Despite a formidable screen prominence throughout the film, one gets the feeling that it’s not enough, that we wish there could be more, where it’s hard to believe that this is the end. But it’s a very classy role that Gandolfini fits to a T, as he’s a perfect fit for the part of Albert, a divorced husband living alone in a modest home while his ex-wife Marianne (Catherine Keener) and beautiful teenage daughter Tess (Eve Hewson, Bono’s daughter) live in a luxurious estate in Santa Monica overlooking the ocean. He allows them to indulge in all the luxury, which they most certainly do, while he lives a completely unpretentious life. The film, however, is seen through the eyes of Eva (Louis-Dreyfus), another divorced single parent who works as a masseuse, whose most distinctive characteristic is the ability to quietly listen to the endless gripes and moans of her customers complaining about their banal lives without so much as uttering a peep in response.
The rhythm of the film is established by Eva’s routine of visiting her various clients, each with a distinct personality that includes something that usually grates on her nerves but she never speaks of it, where we see her endlessly lugging around her portable table before arriving back home to her daughter Ellen (Tracey Fairaway), who’s on the verge of leaving home for Sarah Lawrence University. While Eva has a close relationship with her daughter, who often appears more grounded and stable than her mother, she has issues about being alone afterwards, as if she’s supposed to have “found herself,” instead of feeling restless about her all but uncertain future. At a party, she meets a new guy, Albert, though at the time she claims there are no attractive men at the party, and feels, at least initially, like he’s fat and overweight, as if he doesn’t take care of himself, but he’s also funny and really easy to get along with. At the same time, she also meets an interesting writer, Marianne, who lives in a fabulously upscale home where everything is perfectly in place, where it’s like the ideal dream home for Eva, as it’s unbelievably comfortable for the masseuse as well. Eva quickly becomes fast friends with both, initially not sure about Albert, but their quick wit quickly escalates into a romantic affair, while everything about finding Marianne is like she hit the motherlode. In addition, Eva latches onto her daughter’s best friend Chloe (Tavi Gevinson), who really dreads her own homelife and basically never goes home, where Chloe’s more straightforward and emotionally communicative than her own daughter, all of which gives Eva a certain stature, as if she’s a strong and stable force, yet Louis-Dreyfus has made a living doing insecure comedy, where her character usually unravels in a spectacular meltdown of sorts, yet here, despite her most anxious fears, she holds her own and easily carries the picture.
While Eva and Albert have plenty in common, divorcées with intelligent daughters that are about to leave for prestigious universities, each unable to fathom what they ever found in their ex-spouses, as they have so little in common with them today, completely at odds in parenting techniques which led to most of the endless marital arguments. Unbeknownst to Eva, Marianna and Albert were once married, and the guy she continually rails against during her masseuse sessions is Albert, which puts him at a distinct disadvantage and in an entirely different light, as he’s not there to defend himself. In fact, like all the other problems and complaints she hears, Eva listens but says nothing, irregardless of potential consequences. While all the actors have a natural affinity for authenticity, including Toni Collette as Eva’s best friend, who even retains her Australian accent, the movie also hits all the narrative notes of impending middle age, where one has had to rebound from past mistakes, where friends are few as relationships didn’t turn out the way they expected, and one has had to navigate their way through an unpleasant divorce while sharing the job of raising children. Sexual relations have imploded, where marriage seems to be a place where sex literally goes to die, and there’s plenty of bitter sarcasm in its place. Throughout these mainstream perceptions that are fodder for any number of television shows and movies, this well written but overly conventional film doesn’t really reach for more, but settles for easy going laughs, a few moments of comic wit, and plenty of awkward sequences that are meant to show how relentlessly unforgiving people can be, especially at middle age when they have been through all this before, and the idea of being undermined or hurt again simply doesn’t sit well as one’s idea of a healthy relationship. Due to the quality of the performances, even when underwritten, the actors carry it off, especially Gandolfini and Louis-Dreyfus, as their screen presence is so appealing. It does feel bittersweet seeing someone's last and final performance, especially one where the actor seems so perfectly comfortable in the role, which adds a heightened poignancy to his character, as in every screen or theatrical performance, whether full throttle male macho or the most tender moments, Gandolfini exhibits an indomitable spirit that leaves the audience wishing for more.


text:
If you have a dental emergency and need to see a dentist in a hurry call us now. The dentists and hygienists at City Dentists are very experienced at dealing with all forms of dental emergency.
If you have any pain or infection of the teeth or gums one of our friendly team can talk you through the treatment and usually provide relief on the day.
Broken teeth or fillings from accidents or wear and tear always happen at the wrong time. We will always endeavor to see patients with these problems as soon as possible. More often than not you will be able to get an appointment that very same day. In the case of broken teeth from accidents ACC may pay for some of your treatment costs. All of our dentists are registered ACC providers and can guide you through the necessary paperwork for your claim.
So if you have a dental emergency call us now on (04) 978 4964 or email firstname.lastname@example.org to arrange an appointment to solve your problem.

domain: medical


There is a lot of confusion out there over the difference between synthetic oil and conventional oil. While synthetic oil comes with a higher price tag, there are other significant differences you should be aware of.
Each of these oils comes with its own set of pros and cons and knowing these will make it easier to decide which oil is the best choice for your vehicle.
What is Conventional Oil?
Conventional oil is an engine lubricant refined directly from crude oil using special chemical compounds. As it has long been the standard for engine lubrication, conventional motor oil can tend to break down with wear and heat much sooner than synthetic varieties. This leaves the oil dirty and unable to perform for extended periods. For that reason, conventional oil needs more frequent attention through engine oil changes.
What is Synthetic Oil?
Synthetic oil is partially, if not completely man-made, depending on the brand. The semi-synthetic oil, or synthetic blend, has a mixture of petroleum-based products and manufactured lubricating additives. A full synthetic oil is completely manufactured to enhance performance and the level of quality without the use of any crude oil products. Some engine oil manufacturers claim to be synthetic on their packaging but they, in fact, use petroleum products, which can cause some confusion.
Because of the special additives, synthetic oil has certain advantages over conventional oil including:
- Higher temperature thresholds to maintain lubrication and viscosity under extreme conditions
- Fewer contaminants for a cleaner and more refined oil
- The cleaner oil produces less friction and therefore heat, for a longer-lasting engine
- Reduced engine sludge
- Cleaner burning synthetic oil better protects the engine
- Easier engine start
As synthetic oil runs smoother, cleaner, and hotter than conventional oil, it typically lasts longer too. As a result, fewer oil changes may be needed depending on your vehicle model. It also allows for longer engine life, saving much more money in the long run, with less frequent vehicle upgrades.
Synthetic Vs. Conventional
It is very difficult to tell the difference between a conventional oil, a semi-synthetic, and a full synthetic oil by visual inspection alone. Where it becomes noticeable, is in how they are made and in how they perform.
With use, conventional oil tends to become thicker, darker, and dirtier in your engine, leading to the buildup of sludge that compromises your engine’s performance.
Synthetic oil, whether it’s semi or full synthetic, tends to be better for the engine with fewer impurities and less friction, even at high temperatures. Also, the additives ensure a cleaner system, reducing the amount of sludge buildup.
The best engine oil you can get for your vehicle is full synthetic oil. In fact, some vehicle manufacturers recommend using a full synthetic oil for their vehicle engines.
However, conventional oil does not need to be avoided. As the cost of synthetic oil tends to be higher, it can be a factor in the decision making process for many drivers, especially those who own older vehicles. A synthetic blend may be an option to achieve that higher level of performance without being too costly.
Changing from conventional to synthetic oil is easily done without doing harm to your engine, so the choice comes down to what your vehicle manufacturer suggests and your own preference. Note, however, that when using synthetic oil for your engine, you will need a special oil filter with a reduced micron rating.


Command Arms Magazine Coupler for AR-15/M16 Polymer Magazine -
The Command Arms MCD16 has been redesigned from a blank piece of paper, making it more robust, durable and user friendly, featuring a spring loaded design allowing easier insertion of the magazines, captive nuts to eliminate loss during use in the field and a contoured surface for a sure grasp.
- Robust design with thicker walls provides more resistance to breakage
- Now with 3 screw tightening for extra rigidity
- Large and small removable pouch pulls, automatically stagger the magazines to the correct height, so they don't interfere with the ejection port
- AR15/M16 magazine coupler can be used with or without mag height regulator pouch pulls


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Nature Trail Rum
It is situated on the edge of the Karwendel Alpine Park, after the Hohe Tauern National Park, the largest protected nature reserve in Austria.
A short distance up from the centre of the market-town of Rum, near the Canisiusbrünnl Gasthof, there is a free car-park, which is also the starting point for numerous walks. And right beside it is the adventure playground, the Nature Adventure Trail, the trim trail and, newly-opened in 2008, Rum bare-foot track. From here it's only 15 minutes to the "7 Wege" (7-way) junction and then you turn right towards Garzan-Hof.
The Rum Nature Trail, which you will reach after another 10 minutes, was laid out around this area. Descriptions of the region's botanical features are shown on notice-boards.


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Celebrate Chinese New Year in 2023 with
classic vanilla fortune cookies, in assorted flavors of chocolate dipping. We’ll
add the festive red sprinkles and fill them up with wise New Year’s greetings
for 2023. Here are some sample fortunes:
Gung Hay Fat Choy!
The future looks brighter every day, so put on
your sunglasses for 2023!
We foresee many opportunities
unfolding for you in 2023.
Happy Chinese New Year 2023!
Year of the Rabbit
Right now there is so much possibility
in the air...breathe it in!
Did you know, the traditional Chinese New Year Celebration lasts 15 days?
Sweep Bad Luck Away! Chinese New Year is also known as the "Spring Festival", the dawning of a new season.
How will you make the world
a better place in 2023?
Dream something BIG
and dare something NEW in 2023.
Lucky you! You are Years of the Rabbit if
you are born in 2023, 2011, 1999, 1987,1975, 1963, 1951, 1939, 1927, 1903 and 2035.
Children born in the Year of the Rabbit are
said to be: vigilant, witty, quick-minded, and ingenious.
Traditional vanilla flavored fortune cookies with a fancy chocolate twist… Don't settle for plain, original vanilla flavor on its own. We can hand-dip any of our gourmet vanilla fortune cookies in dark, milk or white chocolate. These fanciful and fun decorative treats carry the WOW factor to make you unforgettable to your clients, guests and other recipients! Individually wrapped, with up to 5 custom messages included. Each crispy vanilla fortune cookie is made fresh in our bakery, add fun sprinkles at no additional charge.
Chocolate Covered Fortune Cookies – Vanilla Flavored Chocolate Covered Fortune Cookie, Individually Wrapped
Traditional vanilla flavored fortune cookies with a fancy chocolate twist… Don't settle for plain, original vanilla flavor on its own. We can hand-dip any of our gourmet vanilla fortune cookies in dark, milk or white chocolate.
Covered with rich chocolate intensity, our chocolate dipped original vanilla flavored fortune cookies are packed with scrumptious aroma and mouth-wateringly rich flavor. Sure, the delicately sweet vanilla flavor of traditional fortune cookies is intoxicating and delicious on its own, but dipped in dark, white or milk chocolate, these fanciful and fun decorative treats carry the WOW factor to make you unforgettable to your clients, guests and other recipients! Perfect for These Occasions, Parties or Events:
Enjoy your favorite traditional vanilla fortune cookie flavor sweetened with dark, white or milk chocolate indulgence as a way to add a touch of elegance to your wedding or glam event. The unique blend of aromatic, original vanilla flavor coupled with the rich and soothing taste of chocolate decadence also make our chocolate covered vanilla fortune cookies a classy dessert option to offer your “fortunate” guests at catered luncheons or dinner buffets.
The Ultimate Favor for Your Dream
Have you ever tried chocolate covered fortune cookies? Chocolate covered fortune cookies are the
perfect favor to add an extra level of indulgence
and a first-class look to your special day.
We can hand-dip any of our gourmet fortune
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text:
When I actually start thinking about things, my main problem on anything social is just approaching people. When I actually get into conversation, then I can carry things from there. My main problem is just gaining the confidence to actually get up and talk to people. And the problem from there stems from the ability to know HOW to approach people. I never know how to actually say hello to people so they don't think that I'm creepy or out for something that I'm not.
I feel like a lot of the time, when I approach women, they think that I'm only out to have a hookup with them, when I'm actually more genuinely interested in just talking to them and gaining a possible friendship if there is enough clicking.

domain: sociology


Lots of people attending ICANN’s public meeting in Prague later this month are complaining that the venue, the Hilton Prague Hotel, has rebooked them into hotels miles away.
It’s not clear how widespread the problem is, but I’d guess dozens of people are affected, judging by the chatter.
Amusingly, given recent events, it appears that a technical glitch with the hotel’s booking system is to blame.
One attendee, who was bumped to a hotel an hour’s walk away from the venue, was told the rebooking was “due to the unexpected circumstances with the reservation system”.
The Hilton is the venue and the first-choice hotel for the week-long meeting. ICANN had negotiated a special rate for attendees.
It’s not the first snafu to hit a meeting hotel recently. Last October,
the venue one of the hotels chosen for the meeting in Dakar, Senegal, was slammed as smelly, dirty and insecure by many delegates.
However, with regard to the Prague snafu, I’ve been unable to confirm whether ICANN has filed an official complaint with the Czech minister of telecommunications yet.
While DI is attending Prague, your humble reporter is not affected by the mix-up. I’ll be sleeping on public transport and doing my morning ablutions in McDonald’s as usual.


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.@DayLloyd16 @LCFC @premierleague I'd like to be considered https://t.co/73ovSv8j8I
William Emerson "Will" Arnett (born 4.5.1970)
Will Arnett is a Canadian Actor. He starred in many plays in New York as part of his early acting life. He is most recognisable for his role as George Oscar "Gob" Bluth II on Fox comedy series Arrested Development.
Will Arnett: Childhood
Will Arnett was born in Toronto, Canada. He is the son of Edith Alexandra and Emerson James Arnett. His father graduated from Harvard University and was a CEO of Marlson Breweries, as well as a corporate lawyer.
Arnett attended Lakefield College School, after being told not to return for his troublemaking behaviour; he was accepted for acting classes at Tarragon theatre. He attended Concordia University, Montreal but dropped out after the first semester. His teenage years were influenced by acting, and his mother encouraged his auditions for Commercials in Toronto.
Will Arnett: Career
Arnett moved to New York in 1990 to study at the Lee Strasberg Theatre and Film Institute. He played roles in many small plays, and then made his debut acting role in Felicity Huffman's independent film 'Erie' in 1996.
In 1999, Arnett was cast as Jimmy on The Mike O' Malley Show for America's NBC unfortunately after two episodes the show was cancelled.
Arnett re-bounded with a role as FBI Agent, Mike Waldrup on the hit TV series The Sopranos.
In 2003, Arnett was convinced by his agent to audition for 'Arrested Development' and found mainstream success as George Oscar "Gob" Bluth II on the show. Most recognisable for his catchphrase "I've made a huge mistake". Arnett was nominated for an Emmy in 2006. Despite a cult-fan base, the show was cancelled after three seasons.
The star has had success in many small shows up until 2010 when he and co-star of Arrested Development, Jason Bateman created DumbDumb Productions company that focussed mainly on digital content.
In recent years, Arnett has turned his sights on the world of voice work for advertisements, film trailers and most recognisable for the GMC (General Motors Company) trucks adverts. He did the voice of Vlad in CGI film 'Horton Hears A Who' and Horst the German sous-chef in Disney Pixar's Ratatouille.
Will Arnett: Personal Life
Arnett shortly turned to alcoholism and declared 2000 "The darkest year of his life.". In the summer, he turned his career around.
Arnett has two children, Archibald William Emerson Arnett (born on October 25, 2008 in New York City) and Abel James Arnett (born on August 6, 2010) to actress and co-star of Arrested Development Amy Poehler, and is a die-hard fan of the Toronto Blue Rays and Toronto Maple Leafs.
Megan Fox and husband Brian Austin Green stepped out for lunch in Los Angeles on Tuesday (12Apr16) amid the actress' baby news.
The pair has reportedly put their divorce on hold following the surprise baby news, after sources confirmed the couple are working on their marriage.
Megan, 29, showed off her baby bump in a boho style maxi dress while her estranged spouse Austin Green looked laid back in a grey tee and matching jeans. The Teenage Mutant Ninja Turtles actress and former Beverly Hills 90210 star showed little affection, but appeared chatty as they walked alongside each other.
Multiple sources have confirmed to E! News that Brian is the father, and divorce proceedings are now "on hold for a while".
Continue reading: Megan Fox And Brian Austin Green Step Out After Baby News
Phil Lord, Chris Miller , Will Arnett - 2016 CinemaCon Warner Bros Pictures Red Carpet Arrivals at Caesar's Palace Resort and Casino at Caesars Palace - Las Vegas, Nevada, United States - Wednesday 13th April 2016
Will Arnett - Warner Bros. Presents "The Big Picture", An Exclusive Presentation Highlighting The Summer Of 2016 And Beyond held at The Colosseum Inside Caesars Palace Hotel & Casino In Las Vegas - Las Vegas, Nevada, United States - Wednesday 13th April 2016
Mum-to-be Megan Fox has poked fun at the speculation surrounding the father of her third child.
The Transformers star stunned onlookers on Monday night (11Apr16) when she arrived at a CinemaCon event in Las Vegas to promote Teenage Mutant Ninja Turtles: Out of the Shadows with a noticeable baby bump
She later confirmed that reports of her pregnancy were true, telling People.com all about the difficulties she faced filming the action movie last year (15).
But the one mystery Megan, 29, did not provide an answer to was the paternity of her unborn child. The brunette beauty filed for divorce from actor Brian Austin Green in August (15), ending an 11-year romance and a five-year marriage.
Continue reading: Pregnant Megan Fox Jokes About Paternity Of Baby
As ever, Batman is busy protecting his beloved Gotham city and The Joker is up to his usual tricks causing chaos for our hero.
As The Joker's rule over the city strengthens, Batman realises that he must loosen up slightly and be open to teaming up with some equally skilled heroes. Following on from the first Lego movie, this film centres on Batman's character. The Lego Batman Movie will see many of the characters from the first movie make reappearances.
Recovering alcoholic Will Arnett relapsed while filming his new TV series Flaked.
The former Arrested Development star wrote, produced, co-created and stars in the Netflix comedy, which centres on a self-help guru struggling with his own sobriety - much like Will, who marked the 15th anniversary of being sober on the first day of shooting.
However, the process of developing the programme proved to be extremely difficult for Will as he had to dig up his own past while writing the script.
In a candid interview with The Hollywood Reporter, the Teenage Mutant Ninja Turtles star reveals, "As I was writing all this s**t on Flaked and I start shooting it, I started getting confused about where I was at. Hardly anybody knows this... but I started drinking again."
Continue reading: Will Arnett Relapsed While Filming New Tv Show
With the passing of each decade, the music industry is constantly set alight by the most recent saviour of pop and Connor4Real is the latest major record label cash cow but behind every great talent there's a whole host of people working behind the scenes to create the finished Connor4Real package.
Donatello, Leonardo, Michelangelo and Raphael are back in full force and ready to protect their beloved home town of Manhattan, this time the brothers are equipped with their fully loaded Tartaruga wagon and nothing will stop them from fighting the bad guys they face, in their own words: "We're just four brothers who hate bullies and love this city."
Once again the team is joined by the feisty April O'Neil and this time the Turtles mission is bigger than ever. When a mad scientist by the name of Dr. Baxter Stockman, creates a new form of mutagen, chaos is released all over the city in part due Shredder's two new henchmen, Bebop & Rocksteady and a much bigger mechanical Alien invasion which will see the turtles step out of the shadows and take the spotlight to save their city.
Teenage Mutant Ninja Turtles: Out Of The Shadows will be released 16 June 2016 and was once again directed by Dave Green.
Veteran Actress Kirstie Alley Has Urged Casting Directors To Stop Sending Her Scripts For Nude Roles Because She Has No Desire To Strip Off Now She's In Her 60s.
The Look Who's Talking star, who has shed 50 pounds (22.7 kilogram) as a spokeswoman for the Jenny Craig diet firm, has never been one to bare all onscreen, so she is baffled by sudden approaches to disrobe on camera.
"For some reason, I lost all this weight, I lost 50 pounds, and this year I've been offered three roles, nude - I'm not kidding...," she tells U.S. breakfast show Today. "I didn't do nudity when I was 28, so why would I do nudity now? I think it's supposed to be a comedy bit."
Kirstie, who will turn 65 next week (12Jan16), recently shot a guest spot for actor Will Arnett's new Netflix comedy series Flaked, but confesses she ended up revealing more than she intended to in a topless hot tub scene - and she isn't planning to repeat her mistake ever again.
Continue reading: Kirstie Alley Baffled By Nude Role Offers
Rosario Dawson has joined the cast of ‘The Lego Batman Movie’.
Rosario Dawson at Operation Smile's 2015 Smile Gala in October 2015.
Continue reading: Rosario Dawson Will Voice Batgirl In ‘The Lego Batman Movie’
Comedienne Amy Poehler Has Split From Her Boyfriend Nick Kroll, According To A U.s. Report.
The Parks and Recreation star began dating funnyman Kroll in 2013, following the breakdown of her marriage to actor Will Arnett.
However, editors of Usmagazine.com report the couple has now parted ways after two years together.
A source tells the publication, "Unfortunately, they just couldn't make the relationship work with their schedules. They really tried, but it just wasn't realistic anymore. They were spending more time apart than together."
Continue reading: Amy Poehler Splits From Boyfriend
Amy Poehler and her boyfriend Nick Kroll have reportedly called time on their two-year relationship after their conflicting schedules meant they were spending too much time apart.
The 44-year-old comedienne and the 'Kroll Show' star, 37, have decided to call time on their two-year romance after their conflicting schedules put a strain on their relationship.
A source told UsMagazine.com: ''Unfortunately, they just couldn't make the relationship work with their schedules.
Continue reading: Amy Poehler Splits From Nick Kroll
.@DayLloyd16 @LCFC @premierleague I'd like to be considered https://t.co/73ovSv8j8I
RT @LCFC: Leicester City. Champions of England. https://t.co/WRwfysTn2N
Congrats @LCFC ... @premierleague champs What a season, What a story! #Leicester
Major inspiration https://t.co/9VeBzw9XVR
This. Is. What. I'm. Talking. About. #MWRemastered #Fyeah https://t.co/Q26orNQXjF
Hey you! Go see @KeanuMovie I have no cat in this fight, just a fan who thinks @KeeganMKey & @JordanPeele are always funny. #KEANU
Thanks Ben! Just glad you made it! #Flaked https://t.co/HdN2yAtdMK
The Day Prince’s Guitar Wept the Loudest https://t.co/2fgtGEGqwK This is insanely amazing.
The amazing new 'Past Lives' from @localnatives ... As heard in #Flaked !! https://t.co/bPPpCvqMTP
@RupertMyers ok. Standing by
Can't wait! @hamishandandy , you're on notice... You guys owe me dinner at the very least #TMNT2 https://t.co/lLlHtV7wHI
Ok... What are the hours man?... I need lots of 'me time' https://t.co/xOTA6PEGkZ
And yes.. It's the Lady Byng Award
That's fair https://t.co/KyA2TJWYMS
Excited and honored ( 'honoured'-Cdn sp) to host this year's #NHLAwards June 22. Sadly it excludes me from Lady Bing consideration @NHL
YESSSSS!!!! #NHLAwards https://t.co/J3KpILkRDK
Ha ! Yes! We're all just doing our best,right Mica? #Flaked https://t.co/iuhnzjJgVR
Yes! #Flaked https://t.co/LFaih7ufcE
We're 'looking into it' as they say #Flaked https://t.co/YMPLN6vjws
As ever, Batman is busy protecting his beloved Gotham city and The Joker is up...
With the passing of each decade, the music industry is constantly set alight by the...
Donatello, Leonardo, Michelangelo and Raphael are back in full force and ready to protect their...
Some years ago, four baby turtles were discovered in a puddle of radioactive ooze in...
April O’Neil is a fearless news reporter whose job to land stories is all the...
In a city rife with crime and destruction, there's danger at every turn and suffering...
Inventive visuals and a seriously deranged script make this animated adventure far more enjoyable than...
Surly is a short-tempered purple squirrel who's beginning to worry as the cold winter approaches...
Surly is an aptly named, grumpy and uncompassionate squirrel who's desperate to go to any...
Emmet is just a regular little Lego guy with an average and uneventful life. However,...

domain: celebrity


text:
> Closings: 137
> Total stores: 137
> Industry: Women’s clothing
Based in Fargo, North Dakota, Vanity has sold women’s clothing in malls throughout the United States for over 50 years. In early 2017, however, Vanity announced its intention to close all 137 of its locations after filing for Chapter 11 bankruptcy protection. Vanity’s bankruptcy announcement comes at a time when more and more consumers are doing their shopping online rather than at the mall, which Board Chairman Jim Bennett cited as a primary reason behind the company’s poor sales performance. The company has indicated on its website that liquidation sales have begun and that all sales are final.
> Closings: 160
> Total stores: 558
> Industry: Specialty footwear
Crocs, Inc. revenue fell by roughly 5.0%, or $54.4 million, between 2015 and 2016. In the wake of falling sales, Crocs announced in March 2017 the promotion of a new CEO, several changes to its executive team, and a number of future store closings. Current President Andrew Rees will assume the CEO role as well. The company will also establish a new e-commerce division and close 160 of its retail locations by the end of 2018. Crocs is one of many retailers that are doubling down on e-commerce while slimming their brick-and-mortar operations. While the company’s retail sales fell by 5.0% between 2015 and 2016, Crocs’s e-commerce sales increased by 7.9%.
4. Wet Seal
> Closings: 171
> Total stores: 171
> Industry: Women’s apparel
Wet Seal filed for bankruptcy protection in February for the second time in its history, claiming assets valued between $10 million and 50 million and liabilities between $50 million and 100 million. The teen clothing chain joins a number of brick-and-mortar retailers struggling with the growing trend among shoppers of purchasing items online. Like most retailers, Wet Seal has its own web option for customers, although its efforts to grow online sales clearly have not kept pace with the declining in-store sales.
According to court documents, Wet Seal’s largest creditor is FedEx Corporation, which is owed $608,977. Creditors with the largest unsecured claims also include Celebrity Pink, GF Holdings, and Google.
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Image gallery: 2016 Peugeot 3008
Peugeot has revealed the second-generation 3008 which will make its public debut at the upcoming Paris Motor Show in September. The Peugeot 3008 will be offered with the options of two petrol and two diesel engines. The petrol options include a 1.2-litre PureTech and a 1.6-litre THP unit. The diesel options include a 1.6-litre BlueHDi engine in three states of tune and a 2.0-litre BlueHDi mill in two states of tune. Compared to the outgoing model, the second-generation Peugeot 3008 is around 100kg lighter and 80mm longer in length, has a longer wheelbase, and offers 24mm more legroom and 36mm more headroom.
The Peugeot 3008 will make its public debut at the upcoming Paris Motor Show in September 2016
The Peugeot 3008 will be offered with a choice of two petrol and two diesel engines
The petrol powered options for the Peugeot 3008 include a 1.2-litre PureTech and a 1.6-litre THP engine
The Peugeot 3008's diesel engine options include a 1.6-litre BlueHDi engine in three states of tune and a 2.0-litre BlueHDi engine in two states of tune
The new Peugeot 3008 sits on a longer wheelbase and is roomier than its outgoing counterpart
The new Peugeot 3008 will be available against order from November 2016 in the UK, and deliveries are slated to begin from January 2017
Compared to the outgoing model, the Peugeot 3008 is 100kg lighter
The Peugeot 3008 will come equipped with a 10-speaker Focal system which includes a 12-channel amplifier with woofers and tweeters
On the safety front, the Peugeot 3008 will get active safety brake and distance alert, automatic emergency braking, driver alert warning function, adaptive high beam assistance, adaptive cruise control and park assist
- Maruti Suzuki expected to launch Swift Cross to rival Tata Punch, as per reports
- Delhi government changes laws for diesel vehicles over 10 years old
- Next-generation Hyundai Verna spotted testing ahead of 2022 reveal
- Do you save or lose money on owning an EV in India?
- Upcoming Kia KY Carens MPV interior leaked ahead of 2022 launch


The Associated Press:
A General Motors Corp. official says the automaker plans to cut 15 per cent of its U.S. and Canadian salaried work force — about 5,100 jobs — by Nov. 1.
The official declined to confirm the specific numbers Wednesday but indicated they were generally accurate. The official asked not to be named because the company had not planned to release the numbers until later.
GM had said in mid-July it would cut white-collar costs in the U.S. and Canada by more than 20 per cent, but it wouldn't say how many workers would leave.
GM president and chief operating officer Fritz Henderson said at the time the company hoped most of the cuts would be made through attrition, retirements and buyout offers.


The video for ‘Cuddle Up’, the first single to be lifted from Pretty Ricky’s forthcoming album ’80’s Babies’, premiered on BET just a few short hours ago. Put simply, the video is decent. I’m liking visual references to popular videos from the 80’s such as Salt N Peppa’s ‘Can’t Touch This’ etc. They were all kinds of wrong for the dance break with their new member 4-Play though – all kinds of wrong.
What do you think of the video?


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Ras Daniel Dreesbach, Interland’s representative in the Grand Executive Council (GEC) as well as Deputy Prime Minister, has tabled a statement regarding racial equality in the Council. The statement, stemming from recent calls by the Atteran Jewish community for open condemnation of the Nazi Empire micronation, is a council resolution that reaffirms the rights of all humans, regardless of race, and formally labels the Atteran Empire as a multicultural nation. Intermicronationally, the resolution calls on all micronations to ensure equal rights and condemns those that do not.
In other GEC news, the Council has approved a resolution to remove the constitutional restriction on Prime Ministerial candidates which stated that the Prime Minister must be a citizen of four months. The vote was a rare unanimous vote by the entire four member council, an event which has been unseen since late 2002 before the deployment of several high ranking members of Attera to Iraq in the latter months of 2002. Ras Dreesbach proudly noted the vote count in the Council, a significance also seen by Ras Sinclair who, with Dreesbach, was the only other regularly active member of the Council during the deployments.


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The Owego Elks Lodge recently announced that Social Ballroom Dance Lessons have returned starting in September. Monthly dances are happening at the Elks Lodge, with the next on Sept. 17, from 4-8 p.m. at the Lodge. The cost is $10 per person.
The Owego Elks invite you to be their guests for a late afternoon and early evening of fun. If you are hesitant to come out because you’re not sure of your dance steps, have never learned some of the styles or just need a little practice, you can join Peggy and Tim Sayers on Wednesday evenings in September, at 7 p.m. in the Owego Elks Ballroom for beginner level lessons to refresh what you know, or to learn a new dance step or two.
Tim and Peggy Sayers are proficient in many styles including Waltz, Tango, Cha Cha, Salsa, Night Club Two Step, and Swing. Over the three to four weeks of lessons for each style of dance, students will learn the basic skills to have fun at weddings and social dances while being able to build to new levels in the future. Tim and Peggy truly enjoy sharing their love of dance and watching the smiles it brings to people’s faces.
Lessons are on most Wednesdays and will continue through the autumn months and into the New Year. Instruction starts at 7 p.m. in the Lodge Ballroom. Feet on the floor lessons last for an hour; you can then practice and perfect your skills on the dance floor until 9 p.m. There is no previous skill required and no accessories are needed. All you need is your enthusiasm, desire to learn, and willingness to have fun.
Beginner group lessons began on Sept. 7 and run for four weeks; Cha Cha will be the style taught. Each month the style will change. The cost for group lessons is $10 per person. New dance styles will be announced toward the middle of each month.
Peggy and Tim Sayers have been dancing socially throughout the Southern Tier for the past 20 years. They began competing in 2013 at amateur dance competitions on the collegiate circuit and the USA Dancesport circuit, bringing home many medals, trophies, and awards. Becoming dance instructors came naturally when they started preparing local “stars” for the Tioga United Way competitions.
Around town you may have had the chance to catch them dancing at the Strawberry Festival to MTB (Making The Band) or at the Hickories to TAC’s (Tioga Arts Council) Concerts In the Park music. They have danced around the Southern Tier to the music of the Moonlighters, Rich Wilson, and with the Cornell University and Ithaca College Ballroom Dance Clubs as well as others. One of their favorite activities is to perform for senior homes, delighting the residents and reminding them of their own days on a dance floor.
Anywhere there is adequate space to twirl along with a good tune Peggy and Tim will dance.
Like everyone else, Peggy and Tim look forward to returning to the dance floor this season.
The Owego Elks Lodge is located at 223 Front St. in Owego. Proceeds from the lessons support the Owego Elks and their efforts within the local community.
For more information, you can call the Lodge at (607) 687-1039, message them on Facebook, or email email@example.com.

domain: hobby


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(12oz) wild or flat mushrooms
salt and ground black pepper
(1lb) long-grain rice
(4oz) wild rice
chives to garnish
Halve the leeks lengthways and slice thinly. Rinse and roughly chop the mushrooms.
Melt the butter in a large, heavy-base saucepan. Add the leeks and cook, stirring, for 3-4min. Add the mushrooms and cook for a further 2min, season well and set aside.
Cook the rice according to the packet instructions. Drain well. Reheat the mushroom and leek mixture, stir into the hot rice and garnish with the chives.
Try more triple-tested recipes:
Rice and apricot stuffing
Sesame coconut rice
10 best of British recipes
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