There is one signal coming through louder and clearer than in many months: how action in physical Gold is signalling a coming crash in the financial markets. Some amazing news occurred this week but I couldn’t find it on the surface news media in Britain very easily. And this news prompted me, in turn, to do some digging into the Stock Market’s health.
This week China bought a $90 billion Gold vault in London from Barclays Bank! This is a huge marker and sign of both the manoeuvres of China into the London Bullion Market arena – specifically Physical – and a sign of the decreasing health of British banks. But while the news was widely visible across the American press, it was only reported, to my current knowledge, in a small piece in the BBC business section. The BBC piece had the “nothing to see here” angle of this move increasing China’s grasp on the bullion market in London, rather than looking at why Barclays is exiting the physical Gold market and why one of the major international physical Gold storage facilities in our country will now be owned by China.
By contrast, the American pieces on this development were marginally fuller in their reporting: “The Chinese state-owned ICBC Standard Bank (IDCBF), the world’s biggest bank by assets, has agreed to buy Barclays precious metals storage business, including its state-of-the-art storage facility in London. The deal will boost China’s access to London’s gold market, and expand the country’s role in the gold business. The vault is in a secret location in London, and can store 2,000 tonnes of gold and other precious metals. At current prices, up to $90 billion worth of gold could be stored inside. London is the world’s largest wholesale over-the-counter gold market by trading volume [Bleyer note: this refers to paper gold, not physical] with estimated $5 trillion worth of gold trades cleared there every year. The precious metal has been traded in London for over 300 years. But China dominates in terms of actual physical gold trading. Gold imports to China have surged over 700% since 2010, and the country overtook India to become the world’s biggest gold consumer in 2013. China now consumes about 40% of the gold that comes out of the Earth’s ground every year.” (CNN Money International, 16 May 2016)
Just a quick note to our customers who store their Gold and Silver via Bleyer. The secure storage we use is not in this vault. Just in case you were wondering!
And just take a look at those figures….China now consumes about 40% of the gold that comes out of the Earth!
But, why is this vault sale to China such a big pointer as to what is on the economic horizon, both in the Gold market and in the banking arena of stocks and shares?
Remember last week, I reported that Barclays was both the bank that, at the beginning of the year, released a report saying “property was in a bubble.” And then last month announced it was, paradoxically, now offering 100% mortgages? It looks as if someone at Barclays is positioning the bank to do well out of a housing crash. But, I am asking myself the question, “Why sell a Gold vault?”
Maybe it is precisely to ensure that a higher proportion of the world’s actual physical Gold is stored in London, because let’s face it, the only country currently able to actually fill a Gold vault that size is China. London may be the Gold trading centre of the world but that is sadly in paper trading certificates and not the real metal. I would also take China’s move to store, hold and trade its physical Gold out of London as, on one level, an optimistic sign that China believes London is the safest Western city and in better shape to be a custodian of their physical gold than say, New York. After a little digging, the facts bare this out, in the economic sense at least.
The health of the Physical gold market in the U.S. Comex is in dangerously poor shape. (COMEX is the primary market for trading metals such as gold, silver, copper and aluminium. Formerly known as the Commodity Exchange Inc., the COMEX merged with the New York mercantile exchange in 1994 and became the division responsible for metals trading, Investopedia)
And the disparity between paper gold and real gold is growing at an exponential rate this year! “The amount of physical gold in storage in Comex versus the number of registered “owners” against each ounce is nuts. From a few owners per ounce, it jumped to 542 by this March! From the early 2000s to not long ago, the number of “owners” per ounce — people who bought a “paper” gold contract, supposedly backed by real metal at Comex — was basically flat, just a handful of claimants for each ounce. Plus, there were literally millions of ounces of gold on deposit in Comex. There was gold in the vault, in other words. If you showed up with a contract, you could walk away with gold. That’s how markets ought to work.
Then starting in 2014 and trending to mid-2015, the number of registered “owners” moved strongly up, to about 100 per ounce, and then 300 per ounce. Note that this was also a period when Comex sold down significant amounts of physical inventory, from several million ounces in vaults to well under 1 million ounces. Most of this gold moved out of the West (London, Zurich, New York) to the East (China, Russia, India, Middle East). By late 2015 and now into 2016, registered “owners” against Comex gold spiked to a nosebleed level of 542-to-1. Thus if even one claimant shows up for an ounce of yellow metal, the cupboard will be bare — and there are 541 other claimants as well!”
Out of interest, if, like me, you have a child or grandchild taking GCSE’s or A Level examinations at the moment, here’s an interesting fact to compare with the rarity of those physical gold figures: “Your child has about 30 times better odds of applying and getting admitted to Harvard, Yale AND Stanford than does a Comex contract holder have of walking away with one ounce of gold!” I know these are all American institutions and we’re Brits but substitute Oxford, Cambridge and King’s College and that’s staggering! Physical Gold is becoming harder and harder to actually hold.
“There’s lots of “paper” gold and almost no “real” gold, which makes for a high-risk scenario — certainly if you don’t hold gold. It’s high return if you do hold gold. (Feel free to smile if you do.) The cupboard is so bare for gold that Comex could collapse into the equivalent of a “run” on vaults. If that happens — rather, “when” that happens — watch gold prices spike. On that golden day of reckoning, you’ll see more than a buying frenzy or even a panic. It’ll be utter pandemonium. When this bomb explodes, gold prices will melt upward in ways we can scarcely imagine. Instead of a few dollars up or down on the ticker, you’ll see hundred-dollar moves in a matter of minutes. Of course, it’ll be a good day for investors who own physical metal. Here’s what to do now: Own physical gold. If you don’t have some, get some.” (There’s a very dangerous situation taking place in the Comex’s Gold vault, 12 May 2016, Business Insider.)
Wow. I remember writing pieces for Bleyer on the Silver ratio of Physical to paper ounces when that sat at an astonishing 1:100. But to now be in the real world situation where there is only 1 ounce of real physical gold to every 542 ounces sold in funds is mind blowing. I appreciate we’re talking American ratios here but we all know only too well that American’s financial ill-health directly not only affects our own, but gives us a few months advance notice on what’s coming.
So, if this is what is happening in the physical Gold market, what, by contrast, is happening in the stock market, particularly in the US stock market, as the 2008 financial crash that affected our job market so severely started in the States?
“The first month and a half of 2016 was brutal for the U.S. equity market, as the major averages plunged over 10 percent. But since hitting the February lows, the market has managed to hobble back, with the Dow Jones Industrial Average closing above 18,000 for the first time on Monday. The sad truth is that there isn’t any solid fundamental factor to drive stocks higher. Therefore, investors have misplaced their hopes on betting the inflation produced from a falling dollar will be able to bail out the entire market. I think a stock-market sell-off of 25 percent or more will happen if the Fed can’t get the dollar into a bear market. The U.S. is not the only country suffering from secular stagnation. The slowdown in global growth has been fully acknowledged by the International Monetary Fund.” (Buckle Up: Stocks Could Drop 25% or More by Michael Pento, CNBC)
Now, what will happen to Gold and Silver prices is directly affected the whether the stock market is about to crash or not. There is a plethora of information out there on the two views of whether that is coming or not. Is the stock market in a bubble that is about to burst or not? To help, here is a shortened extract from one of the more balanced I found this week:
Macroeconomic Factors: All else being equal, an economy that is growing and creating jobs serves as a catalyst for stocks to advance in value. So do low interest rates, as alternative options such as bonds, certificates of deposit, and other interest-bearing investments become less attractive. Volatile factors such as inflation, deflation, the strength of the world economy, alternative investment options, political upheaval and sudden shocks to the system all play significant roles.
The Case for a Bubble: In the context of investments, Investopedia defines the term “bubble” as follows: A theory that security prices rise above their true value and will continue to do so until prices go into free-fall and the bubble bursts. Without question, values have risen more rapidly than the meagre growth of the economy can justify. We not only see it happening in real time, but we know why. In the aftermath of the Great Recession, the Federal Reserve performed a series of manoeuvres (Quantitative Easing I, II, and III, along with Operation Twist) designed to lower interest rates and massively expand the money supply. These interventionist steps spurred bank lending, consumer spending, business investments, and — given the loss of nearly $13 trillion of household wealth due to the recession — the rise of the stock market. The Federal Reserve completed its final round of Quantitative Easing in 2014, and the bill has now come due. The Fed is literally racing against time to normalize interest rates and the money supply without stoking inflation or tanking the economy in the process. “Bubble” proponents see the Fed’s tightrope act as futile. There is simply too much money in circulation to avoid an eventual onslaught of inflation, a phenomenon that would likely cripple the recovery. Even if the economy avoids that fate, the next recession is on the horizon, as natural forces cause periodic contractions. Coupled with a change in the political landscape this November, the headwinds of uncertainty and upheaval will soon take the steam out of the stock markets.
The Case Against a Bubble: Detractors simply do not feel the odds are in favor of a “bubble” bursting. Furthermore, despite a few high-profile recent instances, they believe markets tend to act rationally. Speaking to rationality, a longstanding core principle taught by economists is that investors tend to act in their collective self-interests, which preclude inflating markets significantly beyond their sustainable limits. Corrections (defined as 10 percent+ decreases) release steam and rebalance values, preparing the markets for future growth.
Which One Is It? While nobody knows that answer with certainty, it is undeniable that Federal Reserve intervention has never been more heavy-handed. Cycles are substantially longer than they once were, and on average, growth is markedly slower. The money supply has ballooned out of control, while interest rates remain close to historic lows. The United States is experiencing its own variant of Japan’s “Lost Decade” of 1991-2000, and putting the genie back in the bottle has been as difficult for this country as it was for them.” (The Cases for and against a Looming Stock Market Bubble, The New American, April 2016)
So, all the signs are clear. I believe banks are positioning themselves for a stock market and property market crash. China is positioning itself even stronger into the Physical Gold market, including now a substantial London base. Another commentator actually believes he’s got an idea on timing. I’m not going to guess timing, as I’ve been watching this game long enough to be amazed at how long the whitewashing of the economy has continued: Quantitative easing, lowering of interest rates, suppression of Gold and Silver prices against the free market demand etc. But here’s his opinion anyway, because it raises a salient point – people will often blame a political event for a collapse that was, in retrospect, a financial certainty: “Around the presidential election or soon after, the market bubble will burst, as bubbles always do, and will revert to its trend value, around half of its peak or worse. Yes, a crash of 20%, worse than 2008 and 2000. No wonder our brains tune out, turn off, why we prefer happy talk and good news, even if it’s just a pep talk intended to mislead. Like before the 2008 crash when our Treasury Secretary Hank Paulson was telling Fortune, “this is far and away the strongest global economy I’ve seen in my business lifetime.” They don’t even know. Later, after the crash, after running America’s monetary system 18 years, even former Fed Chairman Alan Greenspan finally admitted to Congress, “I really didn’t get it until very late.” Today, it’s déjà vu all over again.” (Countdown to the Stock Market Crash of 2016, Market Watch, 17 May 2016)
To link this thoroughly into the next political event for Britain and our own great little country, I’m sure you’ve noticed that we are being warned that a vote to leave the euro-project will damage our economy. And these warnings are packaged as if they are all from different sources. But I didn’t know, until this week, that the Remain Campaign is funded by several major banks; Goldman Sachs, JP Morgan and Morgan Stanley to name a few. So no wonder the banking industry and banking economists will “advise” us the way they do. I also didn’t know until this week that the remain campaign is funded by people like Lord Dorfman, who owns the world’s largest foreign exchange bureau. So, the slight increase in cheap European airfares and securer international borders for travellers and citizens which would result from a Brexit has no bearing on his agenda to fund the Remain campaign right? I wish these facts would be reported more, because all we want the information to make an informed decision. The source of some of the funding for both campaigns can be found via the Electoral Commission but some were also highlighted in a brilliant short article entitled, “Undecided on the EU referendum? Here is a simple solution” by John Longworth, Former Director General of the British Chambers of Commerce.
We at Bleyer thoroughly enjoy the independent thinking of own customers. And in line with this The Telegraph concludes this week that indeed, “Yes, the IMF and 200 Economists can be wrong” just as Alan Greenspan admits he was about the previous economic crash. Hidden interests may account for some of the voices but that enemy of free independent thought – group-think – then accounts for far more:
“Last week saw yet another warning about the dire economic costs of Brexit, this time from the IMF. This followed similar warnings from the Bank of England, HM Treasury, the OECD, the National Institute, and Uncle Tom Cobley and all. There was even a letter signed by 200 economists, highlighting the same dangers. This recalled the 1981 letter signed by 364 economists warning of the threat of recession – published just as the economy was starting to recover. Such an overwhelming consensus of economists might seem impressive. After all, how could so many different voices come to the same conclusion, yet still be wrong? Easily. They aren’t umpteen different voices. These people are the victims of group-think. Moreover, there is a long history of the global economic establishment getting the most important issues of the day profoundly wrong. It did not foresee the fall of communism, the collapse of inflation or the global financial crisis.”
All the financial information points to a coming collapse in stocks and property and a rise in demand for Physical Gold and Silver. If an economic crash is coming, any one political event cannot be blamed for a financial certainty that has been seven years in the making. So, either way we vote, whatever our political background, we encourage our readers to call us, because when the rush starts the doors are often too small. And I quote The Royal Bank of Scotland:
“Several noted economists and distinguished investors are warning of a stock market crash. Billionaire Carl Icahn, for example, recently raised a red flag on a national broadcast when he declared, “The public is walking into a trap again as they did in 2007.” And the prophetic economist Andrew Smithers warns, “Stocks are now about 80% overvalued. Smithers backs up his prediction using a ratio which proves that the only time in history stocks were this risky was 1929 and 1999. And we all know what happened next. Stocks fell by 89% and 50%, respectively. Even the Royal Bank of Scotland says the markets are flashing stress alerts akin to the 2008 crisis. They told their clients to “Sell Everything” because “in a crowded hall, the exit doors are small.” (The Sovereign Investor, 17 May 2016).
So, here are the two ways to invest in Gold which Bleyer offer to our readers, through bespoke customer care:
GOLD IN YOUR PENSION: If you are a UK citizen, you can invest in Gold Bullion through your Self-Invested Personal Pensions (SIPPS). SIPPS are personal pension schemes containing a basket of investments of your choosing until you retire and start to draw a pension income. SIPPs can hold tangible investments, which can now include Physical Gold. Investments made in gold bullion are topped up in the form of tax relief, meaning individuals can claim back the tax on the money they put in. The amount varies depending on the income tax band into which they fall, so if you are a higher rate tax payer you can get up to 40% back. So, for example, a £10,000 investment will only cost you £6,000. Physical Gold is allowed in a SIPP providing it is investment gold, such as the fine gold bars that Bleyer sell in a variety of denominations. The bullion must be stored at ‘arm’s length’ with a secure third party. It cannot be taken possession of and used as a “pride in possession” article. It can, like any other investment, be sold within the pension wrapper and then the cash re-employed within the normal rules of a SIPP pension. Thus Physical Gold is allowed in your SIPP when we store it for you. Please call one of the Bleyer Team to find out more. We maintain the gold in your SIPP Gold account, while you are in complete control in instructing an Independent Financial Advisor (I.F.A.) and a Trustee Company will manage your SIPP Pension as a whole. You will instruct us to either communicate directly with you or with your I.F.A. / Trustee, whichever you would like.
PHYSICAL GOLD AND SILVER BARS AND COINS AS A SAFE HAVEN: Seamus Donoghue, Chief Executive at Allocated Bullion Solutions, a Singapore-based international bullion-trading network said back in January words that now sounds so prescient: “There is always a move into people wanting to own and hold their own Physical Gold and Silver in financial crises, I believe 2016 will be no exception. It is clear to see that it has begun already. Gold is up about 4.3% since the beginning of 2016…If there is continued weakness in stocks, then we expect gold prices to move higher.”
Because he predicted this in January of this year I’d just like to update his figures. The Gold price is now up from a rise of 4.3% to 23.8% in the last six months! That’s a rise of £169.87 per ounce. Now, I cannot promise, as no one else should, that the price of Physical Gold and Silver will rise steadily, it never does. As we know, falls in stock markets are usually proceeded by a few ups and downs, when everyone thinks, “Oh, we escaped that one.” #
But all these signs point to a time for action. Call one of the Bleyer team to discuss how you can either begin to purchase your own Physical Gold and Silver in bullion coins and bars. Or discuss how to invest your savings into a Gold SIPP. (Pensions are extremely exposed to crashes in the stock markets.)
We hope you have a good week.
The Bleyer Bullion Team


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The Husky 100 recognizes 100 UW undergraduate and graduate students from Bothell, Seattle and Tacoma in all areas of study who are making the most of their time at the UW. We are thrilled that two of our outstanding undergraduate minor students were featured:
By Molly Brown
Stanford. MIT. Harvard. The top three most innovative universities are predictable enough, but there’s a nice surprise at No. 4 — the University of Washington.
Reuters posted its ranking of the world’s most innovative universities, and UW outranked other highly respected institutions around the globe to stand among the elite top 10.

domain: news


"Gaddafi son knows too much, will be silenced" (Video)
Libya’s new leaders said Sunday they will try Moammar Gadhafi’s son at home and not hand him over to the International Criminal Court where he’s charged with crimes against humanity. The government also announced the capture of the toppled regime’s intelligence minister, who is also wanted by the court.
Saif Under Wraps: Saif al-Islam Gaddafi is pictured sitting in a plane in Zintan. November 2011 (Reuters)
In one of several emerging complications, however, the former rebel faction that captured Seif al-Islam Gadhafi a day earlier is refusing to deliver him to national authorities in Tripoli, raising concern over whether he will get a proper trial and demonstrating the interim leaders’ weak hold over their fractured nation.
In the capital, Information Minister Mahmoud Shammam said ex-Intelligence Minister Abdullah al-Senoussi was captured alive on Sunday by revolutionary fighters from a southern region called Fazan, not far from where Gadhafi’s son was seized on Saturday while trying to flee to neighboring Niger.
Fighters tracking al-Senoussi for two days caught up with him at his sister’s house in Deerat al-Shati, about 40 miles (70 kilometers) south of the desert city of Sebha, said fighter Abdullah al-Sughayer. There were few other immediate details on his capture, and it was not clear whether his captors would also resist turning him over to Tripoli.
Though they are wanted by the International Criminal Court in The Hague, Netherlands, Libya will likely seek to try both men at home.
Read the full article at: news.yahoo.com
"Muammar Gaddafi’s most influential son was also seized in the south of the country on Saturday along with his aides as they tried to escape to neighbouring Niger. Following the toppling of his father at the end of an 8-month civil war, many questions about the regime remain. Saif is believed to be one of the few who could answer them. Political analyst and author Adrian Salbuchi says Saif al-Islam will be silenced by either the Hague or the National Transitional Council."
Video from: YouTube.com


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A MIDLAND woman is among the hopefuls looking for a place under the wing of business supremo Lord Sugar in the new series of The Apprentice.
Walsall 26-year-old Melody Hossaini, who won a woman of the future award in 2008 for her voluntary work, is one of show’s 16 new contestants.
She claims to have worked with 12 Nobel peace prize winners including Desmond Tutu and the Dalai Lama and says she has also been trained on climate change by Al Gore.
Among the pearls of wisdom, the public has been told to expect from her are: “Don’t tell me the sky’s the limit when there are footprints on the moon.”
Her profile on the business networking website LinkedIn lists her as a speaker of five different languages – Farsi, Swedish, English, German and French. It adds that she graduated with a 2:1 in law from Oxford Brookes.
It also says the Iranian-born former Oxford City Council outreach officer is the founder and director of youth consultancy InspirEngage International, which was set up at the end of last month.
Its website, featuring more than 20 pictures of Miss Hossaini, says she has “been in industry” for 13 years and lists “Queen Rania of Jordan and my mother” as role models. She also has a personal website - www.melodyhossaini.com
She was at the family home in the Black Country yesterday, with her white Mini and its personalised number plate – M30 DYH – parked outside, however, she’s been told to avoid speaking to the press with the series due to start on Tuesday next week.
Nevertheless, neighbour Sally Robinson tipped her for success. “I just say hello and talk to her now and again,” said Mrs Robinson. “She seems very pleasant and cheery. She has a lot to say and is quite bubbly. I should imagine she’ll do well.”
Among those Miss Hossaini will be competing against for Lord Sugar’s attention will be a teenage market stall worker-turned-business psychologist and a trained actress.


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We sat down in the ‘gedek’ wood-house with a great kroncong tune from local musicians.
And, we ordered ice tea and Soto Bening campur – javanese soup with thin slices of beef and chicken, herbs, bean sprouts, steamed rice, fried onions and a melody of fresh celery.
The Soto arrived in a few minutes time with ‘kebul-kebul’, and of course it was freaking amazing.
This is my ABSOLUTE favourite. Soto Sawah Bu Harso becomes one of the most wanted local food when travel junkies to Solo.
One bowl is never enough. Eeeek that soto was sooooo mouth-wateringly DELICIOUS.
Good food, good prices, good employees, good kroncong musicians, and good experience.
We walked away with full bellies very happy.
I had such a great time!
Warung Soto Sawah Bu Harso
Between Jalan Danliris and Jalan Adisumarmo
(East of Akademi Fisioterapi Tohudan)
Colomadu – Central Java
Happy Sustainable Travels!

domain: food


I have a 2012 Mercedes Sprinter 2500.
I had a no start morning a couple times in the last few weeks and finally the battery would hold no charge. I took it in and was told it came back as need to replace, so I did so. Low and behold the van dies after a short drive. The new battery was not being charged. I charged the new (dead) battery and took a multi-meter to the battery with the van running and found the voltage to just drop from 12.6 volts down and down. At this point I believed it was either a problem with the y-cable that connects the alternator to the battery or the alternator itself. I took the multi-meter to directly to the alternator and found it to put out 11.80 volts at idle and 11.83 volts at around 3000rpm. My question is, should I just replace the alternator or do you think there could be another issue?
Thank you for any help you can provide!


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The third annual Responsible Investment Forum New York, a conference partnership between PEI and the Principles for Responsible Investment (PRI), saw record attendance this year; it was standing room only as it kicked off with a keynote by Kurt Summers, treasurer of the City of Chicago.
“Now, we’re making investments that we know deserve our capital,” Summers said, emphasising that City of Chicago has not sacrificed returns in its pursuit of a high ESG portfolio score. But, he said, “the investable universe has to get better”, asking private equity firms to set the standard for positive capital contribution. At the same time, he noted, pressure on ESG from larger US LPs is only going to increase – a theme repeated throughout the event.
The conference was attended by 30 LPs from 24 organisations, mostly from Canada and the US East Coast. The PRI counts over 50 LPs from North America that are signed up to its principles. More than 75 North American GPs and funds of funds are signed up to the PRI – far fewer in number than the upwards of 275 European PE managers. However, almost half signed up in the past three years and – due to the support of mega-firms KKR and TPG – have equal representation in terms of assets under management to their European counterparts.
New Mountain Capital, a recent signatory to the PRI, was represented by founder and chief executive Steve Klinsky, who highlighted the importance of reputation to long-term success. At New Mountain Capital, Klinsky has created a publicly available tracker of job creation, the “Social Dashboard”, to demonstrate the socially positive role that private equity can play in economic growth and creation of high-quality jobs.
The role of reputation was picked up again in the next morning’s keynote by Tracy Harris, partner and head of ESG at StepStone, and John Monsky, partner, general counsel and chair of the ESG committee at Oak Hill. Harris noted how StepStone sees the integration of ESG impacting firm culture and how she’s seen Oak Hill’s alignment of interest, succession planning and transparency validate the firm’s “gold standard” ESG programme. Of note to many GPs was StepStone’s approach to scoring managers based on ESG initiatives. Monsky followed with another important aspect of ESG integration that is often unnoticed: how the firm’s commitment to responsible investment is often a critical advantage in deal origination, particularly in an economic environment where management teams have the ability to choose from several potential investment partners.
As the forum was focused on US private equity, there was some discussion on how the political agenda presents challenges to sustainable finance. Speakers agreed that federal leaders are taking a step back at a point when regulatory certainty is needed, but local authorities and business leaders are taking up action and are earning public trust. As Rick Davis, a partner at Pegasus Capital, pointed out, “PE is a change management business” – which means predicting and understanding factors of change and skilfully managing the transition.
In a panel on the emerging trend of impact investing funds in the US, KKR discussed its newly launched strategy. “We believe we have been making impactful investments,” said Elizabeth Seeger, the firm’s director of sustainable investing, explaining that the platform is a means of channelling dedicated capital to opportunities that intentionally derive most of their revenue from environmental or social impact solutions. She warned that there is still much to do on ESG integration across the private equity industry – and that investors are right to be sceptical about dedicated fund offerings if managers haven’t built up ESG credibility across their portfolio.
Colin Etnire from Carlyle agreed that ESG is a universal lens, and that there is a distinction between managers that align with impact and those that are managing towards impact – and investors need to know the difference if they are allocating to impact.
Indeed, while challenges may persist, LPs are only getting more discerning on ESG. The conference enjoyed the continued support of ILPA, which hosted an LP-only discussion on GP progress regarding ESG and presented ILPA’s initiatives to form cohesive LP approaches to responsible investment. Every year shows more and more progress on ESG in the US, and 2019 is no exception.
Natasha Buckley joined the PRI in 2011. She is responsible for the PRI’s work in private equity, through which the PRI acts as a global platform to understand and share good practice, develop reporting practices and establish LP-GP alignment on expectations around responsible investment.


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For over half a century, one work has stood out as the standard treatise in the field of pipe organ construction: Audsley’s “The Art of Organ-Building” (published in 1905). This two-volume set has been reproduced with care and fidelity from the original edition. All 400 splendid illustrations are preserved, including the rare line drawings and photographs of 19th-century (and older) organs and the magnificent diagrams of construction details prepared by the author, an architect by profession. Not a word of the first edition has been omitted, giving you all of Audsley’s famous 1,300-page text- unquestionably the greatest repository of material on organ building and history ever compiled in the English language.
Volume I opens with an 85-page outline of the history of the organ and then treats various descriptive matters, such as the external design and decoration of the organ, the internal arrangement and mechanical systems of the organ, acoustical matters in regard to organ pipes (theories of sound-production in organ pipes), tonal structure and appointment, the compound stops of the organ, etc. Audsley, in this volume, gives an extensive description of all the organ’s components, and sets out the differences in structure among church, concert-room, and chamber instruments.
Despite some changes in the field since 1905, this book remains definitive, especially in mechanical aspects of the subject. It contains a wealth of invaluable knowledge that cannot be found in any other source; the illustrations alone have made this work one of the most sought-after in the musical literature.
600 pages, softbound

domain: artistic


text:
the only motel with undercover parking in Gundagai(Deluxe rooms).
inc. queen beds, ensuites, reverse cycle split system air-conditioners
interconnecting family rooms suitable for up to six people
FREE Austar & wireless internet
including movies, sports and Nat Geo
Close to local attractions
shopping centre, golf course, swimming pool, pubs and services club
Our Gundagai accommodation has single rooms to 6 share family suites…

domain: travel


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Richard Hatch won't be getting a break from his IRS payment requirement. Full Story
Richard Hatch has been released from a Rhode Island prison after serving nine months for a probation violation, officials said.
'Survivor' Richard Hatch allegedly violates probation by not refiling
Richard Hatch is reportedly returning to reality TV.
Richard Hatch claims that his original tax eviction conviction and his most-recent stint behind bars for conducting unauthorized media interviews were both the result of a "witch hunt."
Richard Hatch is finally a free man.
'Survivor' winner Richard Hatch appealing judge's jailing decision
Richard Hatch's request to be released from prison has been denied.
Richard Hatch's plea to be released from his most-recent prison stint has been heard.
Richard Hatch remains behind bars following a Wednesday hearing on whether the original Survivor winner violated the terms of his home confinement by participating in unauthorized media interviews last week.
Richard Hatch will have to at least spend several more days behind bars.
Richard Hatch's lawyer says a "little misunderstanding" about how many media outlets he was allowed to speak to this week is the reason for his current stint in the slammer.
Richard Hatch's big mouth has apparently gotten him into trouble.
Richard Hatch claims sexual discrimination and prosecutorial misconduct landed him behind bars.
- Exclusive: 'Survivor: San Juan del Sur -- Blood vs. Water' eliminee Kelley Wentworth talks (Part 2)
- Kristin Cavallari reveals son Jax's struggle with colic
- Teresa Giudice reportedly "open" to letting cameras film her final days before prison
- Joan Rivers' daughter Melissa Rivers hires prominent law firm to sue Manhattan clinic
- Mike "Sugar Bear" Thompson reportedly wants custody of Alana "Honey Boo Boo" Thompson but he's broke
- Antonio Sabato Jr. on 'Dancing with the Stars' exit: It was a sad moment
- Mike "Sugar Bear" Thompson upset sex offender Mark McDaniel gets near daugher Alana "Honey Boo Boo" Thompson
- Alfonso Ribeiro announces his wife is expecting another baby on 'Dancing with the Stars'
- 'The Voice' advances eight artists from the "Knockout Round" to "The Live Playoffs" as Taylor Swift joins
- 'Dancing with the Stars' ousts Antonio Sabato Jr. and partner Cheryl Burke, Bethany Mota tops leaderboard
- Kylie Jenner yells at haters on social media: Talk about some important sh-t, not my big lips
- Jessica Simpson chops off her hair
- Dean McDermott: I'm not a "monster" because I cheated on Tori Spelling
- 'Here Comes Honey Boo Boo' star "Mama June" Shannon may reportedly lose custody of kids due to sex offender relationship
- Exclusive: 'The Amazing Race' eliminees Keith Tollefson and Whitney Duncan talk (Part 1)
- 'The Bachelor' couple Juan Pablo Galavis and Nikki Ferrell reportedly break-up
- 'Honey Boo Boo' daughter: "Mama June" Shannon didn't believe her boyfriend molested me
- 'The Amazing Race' eliminates former 'Survivor' couple Keith Tollefson and Whitney Duncan
- 'Teen Mom' star Leah Messer was slapped with $10,000 tax lien
- 'Duck Dynasty' star Jep Robertson jokes after suffering seizure
- Survivor: San Juan del Sur -- Blood vs. Water
- Survivor: Cagayan -- Brawn vs Brains vs Beauty
- Survivor: Blood vs. Water
- Survivor: Caramoan -- Fans vs. Favorites
- Survivor: Philippines
- Survivor: One World
- Survivor: South Pacific
- Survivor: Redemption Island
- Survivor: Nicaragua
- Survivor: Heroes vs. Villains
- Survivor: Samoa
- Survivor: Tocantins
- Survivor: Gabon
- Survivor: Micronesia
- Survivor: China
- Survivor: Fiji
- Survivor: Cook Islands
- Survivor: Panama
- Survivor: Guatemala
- Survivor: Palau
- Survivor: Vanuatu
- Survivor: All Stars
- Survivor: Pearl Islands
- Survivor: The Amazon
- Survivor: Thailand
- Survivor: Marquesas
- Survivor: Africa
- Survivor: The Australian Outback
- Survivor: Borneo


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In addition to its flurry of live-action remakes over the last few years, Walt Disney Studios has taken to developing feature films based on the most popular rides from its theme parks. Haunted Mansion didn't exactly go over well, but Pirates of the Caribbean was turned into a massive franchise with five films over the last 16 years. Disney is hoping to recreate the magic of the latter with its latest venture,Jungle Cruise, which boasts an all-star cast led by Dwayne "The Rock" Johnson and Emily Blunt. Here is the official "Jungle Cruise' Trailer
Jungle Cruise in theaters next summer!

domain: entertainment


Detail of this Session This online technical seminar will introduce the FEM approach to consider soil-structure interaction for shored excavations. Geotechnical engineers will be able to learn the advantages of 2D or 3D FEM compared to conventional design methods. Geotechnical engineers can also learn about the practical work flow of the user-friendly 3D Geotechnical FEM program GTS NX.
Learning Objectives 1. Key advantages of utilizing numerical modeling for shored excavation design 2. Comparison of finite element modeling with conventional design processes 3. Application of 3D FEM analysis for shored excavations


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The Michigan Economic Development Corporation, Michigan Corps and Great Lakes Entrepreneur's Quest today announced the Pure Michigan Social Entrepreneurship Challenge, the nation's first statewide social entrepreneurship competition.
The Pure Michigan Social Entrepreneurship Challenge invites individuals and teams to submit plans for an emerging entrepreneurial idea or replicable model from an existing organization for sustainable social change in a wide range of areas including, but not limited to, urban revitalization, environment, health, and education.Read the Entire Article
Federal Programs Related to - Community Development, General/Other
Programs that focus broadly on strengthening, unifying and building the economic, cultural, educational and social services of a community or neighborhood and improving the quality of life for all. Community Building; Community Capacity Building; Community Development and Improvement; Community Development Block Grants; Healthy Communities Community Economic Development Programs that provide technical assistance and funds to help communities retain and recycle income within the community by investing in the development of local institutions and businesses. Business Growth; Business Loans; Economic Growth; Economic Transformation; Real Estate Organizations; Socioeconomic Development; Technology Transfer; Transfer of Technology; Urban Enterprise Zones

domain: economics


text:
Bring your imagination.
1st Floor: Step into this grand home, with a large open floor plan. The home is spacious with large windows and loft like feeling. The space is ideal for entertaining with a huge living room and family room. Large dining room. The kitchen is dream kitchen waiting for you to make it your own. Half bathroom and private rear yard.
2nd Floor: The master bedroom suite is fit for a Queen! The room is the whole width of the house, with private bathroom and an outdoor porch. Two additional bedrooms and another full bathroom.
3rd floor: Two bedroom, full bath and sitting area.
Basement: Unfinished with oil heat.
Home Needs TLC!
Vast open space
|Price:||$975,000||Lot Size:||56' x 100'|
|House Size:||42' x 50'|

domain: design


text: Harmonica MasterclassJoe's most in-depth workshops in the continental US have been presented in conjunction with the Harmonica Masterclass. Watch itinerary for upcoming dates. Joe, who considers David Barrett to be the World's Best Harmonica teacher, works his hardest at this event just trying to keep up with him. Also, this is the best opportunity to study the country blues traditions with Joe. The classes he designs for the Masterclass are always his best.


MYU MYU is a Germany based electronica trio.
From a recent live performance – Rooftop.
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Despite diving into a deep recession brought on by the COVID-19 pandemic, Canada’s economy is reopening, and showing signs of growth.
Experts say while the recession was as deep as anyone can remember, it is relatively short-lived. But how long Canada will take to recover is still an open question.
Dave is joined by Financial Post columnist Kevin Carmichael.
This episode is part of Postmedia’s Reopening Canada series, a look at how the country’s economy is recovering from the COVID-19 pandemic.
Subscribe to 10/3 on your favourite podcast app.

domain: finance


text:
MEET THE TEAM
Need help with your pet? Talk to our vets
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Join Bondi Vet Life to access trusted vet advice, latest Bondi Vet content, and exclusive product offers.

domain: pet


text:
Molluscicidal activity of tobacco dust against brackishwater pond snails (Cerithidea cingulata Gmelin)
MetadataIpakita ang buong tala ng item
Cited times in Scopus
Toxicity tests on the effect of tobacco dust against brackishwater pond snails (Cerithidea cingulata Gmelin) of various stages or size ranges were conducted under controlled laboratory conditions. The 72-h LC50 for the juveniles, sub-adult and adult snails are 30, 87 and 166 kg ha−1, respectively, while the 72-h LC99 are 290, 522 and 712 kg ha−1, respectively. The nicotine content of the tobacco dust used was 2.8%. Lethal concentration increased as the life stages or size of the snail increased. Molluscicidal activity also progressively increased with time of exposure. The nicotine content and toxicity of different types of tobacco [flue-cured (neutral), flue-cured (full-flavor), burley and batek (full-flavor)] were determined on adult snails. Lethal concentrations (LC50) and (LC99) decreased as nicotine content of the tobacco dust increased indicating a higher molluscicidal activity. The effective application rate is affected by the nicotine content of the tobacco dust. An equivalent nicotine concentration of ca 24 kg ha−1 corresponded with the 72-h LC99 under laboratory conditions. Sevenday bioassay experiments on the effect of tobacco dust on two size groups of milkfish juveniles (0.5 and 2–3 g) showed no mortalities up to the concentration lethal to the pond snails.
Suggested CitationBorlongan, I. G., Coloso, R. M., Mosura, E. F., Sagisi, F. D., & Mosura, A. T. (1998). Molluscicidal activity of tobacco dust against brackishwater pond snails (Cerithidea cingulata Gmelin).
- AQD Journal Articles
Showing items related by title, author, creator and subject.
From triphenyltins to integrated management of the 'pest' snail Cerithidea cingulata in mangrove-derived milkfish ponds in the Philippines Bagarinao, Teodora; Lantin-Olaguer, Imelda (Kluwer Academic Publishers, 2000)The potamidid snail Cerithidea cingulata is considered a pest in brackishwater milkfish ponds in the Philippines and has been controlled by the triphenyltin (TPT) compounds Aquatin and Brestan. But TPT is also toxic to ...
Coloso, R. M.; Borlongan, Ilda G.; Blum, R.A. (Elsevier, 1998)The effect of metaldehyde on brackish water pond snails, Cerithidea cingulata, was tested in 250 m2 ponds, and in semi-commercial and commercial milkfish ponds. The field trials were conducted at three locations, namely ...
Gonadal maturation, fecundity, spawning and timing of reproduction in the mud snail, Cerithidea cingulata, a pest in milkfish ponds in the Philippines Lantin-Olaguer, Imelda; Bagarinao, Teodora (Taylor & Francis, 2001)Gonadal maturation, spawning, fecundity and timing of reproduction of the snail Cerithidea cingulata in a brackish water pond in Molo, Iloilo, Philippines, are described. Snails 4–41 mm in shell length were sampled ...

domain: chemistry


text:
Economics Feb 1, 2021
Why Do COVID-19 Death Rates Differ Wildly from Place to Place?
Researchers were surprised by the variable that best predicted fatalities.
As the coronavirus pandemic rages on, the wide chasm between countries’ death rates has become soberingly clear.
to your inbox.
While the average number of COVID deaths per million people, as of January 20, stands at 266 globally, many countries are well below or above that number. In South Korea, the number is 25 deaths per million, and in Australia, it’s 36. Yet in Italy, they’re experiencing 1,384 deaths per million people, in the United Kingdom 1,377, and in the United States 1,277. Similar differences are apparent in deaths per 100,000 people across U.S. states.
What factors are driving these huge variations?
Sergio Rebelo, a finance professor at Kellogg, together with coauthors Martin Eichenbaum, a professor of economics at Northwestern, and Mathias Trabandt of Freie Universität Berlin, decided to see if they could isolate any variables that would help explain why some regions are losing so many more lives than others. They explored various measures—like per capita GDP, the share of doctors per 1,000 people, and the share of the population over 65—in search of any that had a strong correlation to COVID death rates.
“We were asking, when you look across countries or across U.S. states, which variables are the best predictors of the death toll from COVID?” Rebelo says.
The team had a hunch going in. They expected that the percentage of the population over 65 in a given region would best predict its number of COVID deaths per million. They also suspected that GDP per capita would be a factor, and that high-income regions would have lower mortality rates. Other variables they thought might be in play included the share of doctors per 1,000 people, the size of the average household, the proportion of urban to rural areas, and perhaps even the average temperature, since colder climates may be more conducive to the virus’s spread.
“That is a striking, unexpected finding. All those other variables didn’t really matter when pre-COVID income inequality was included.”
— Sergio Rebelo
As it turned out, none of these variables emerged as good predictors of COVID deaths. But another variable did: a country’s level of pre-COVID income inequality was by far the best predictor of the COVID death rate. The same finding emerged when the researchers studied variations in COVID death rates across U.S. states: higher death rates tend to occur is U.S. states with higher pre-COVID income inequality.
“That is a striking, unexpected finding,” Rebelo says. “All those other variables didn’t really matter when pre-COVID income inequality was included.”
Once they identified this key predictor, the researchers decided to explore the role of income inequality in COVID death outcomes.
They designed a model focused on the U.S. economy. The model implies that the poor have shouldered a disproportionate number of COVID deaths mainly because of disparities in access to quality healthcare and in health preconditions that long predate the pandemic.
Modeling a Pandemic Economy
To conduct this research, Eichenbaum, Rebelo, and Trabandt needed to ensure that the model reflected 2020’s real-world economic conditions.
“This task proved more difficult than we expected,” Rebelo says. Conventional business-cycle models use certain assumptions about how the economy behaves—and the COVID economy turned those assumptions on their head.
Typically, consumption among high-income people is smooth over time. But research looking at 2020 consumption and employment patterns in Portugal, the U.K., Spain, and the U.S. has documented a different response: consumption among high-income people dropped dramatically, even as this segment’s income stayed steadier than that of lower-income groups. On the other hand, poorer people experienced a bigger blow to their income but cut their spending less dramatically.
“Usually, you’d expect to see relatively smooth consumption for high-income people,” Rebelo explains. “Here, it is this group that has the most volatile consumption.”
The researchers sought to build a model that reflects this unusual pattern, so they could use it as a laboratory to study the ways in which income inequality might be tied to high COVID mortality rates.
Their model makes the realistic assumption that higher-income people tend to work in sectors that produce tradable goods, meaning goods that can be consumed without geographic constraints, such as anything sold online. Lower-income people tend to work in sectors that produce non-tradable goods, meaning goods that have to be locally consumed, such as eating in a restaurant, staying in a hotel, or going to a live entertainment show.
Motivated by empirical evidence, the researchers assume that working or consuming non-tradable goods, like restaurant meals, exposes people to a higher risk of COVID infection. The demand for these types of goods fell disproportionately as people tried to reduce their exposure to the virus. This drop in demand created massive job losses for low-income people.
A Double Blow
The researchers’ model reveals two central ways in which lower-income people suffered more during the pandemic.
The first was economic. Employment plunged the most for the quartile of U.S. workers whose income is the lowest, with a 28 percent drop in employment for this group, compared with a 14 percent drop for the quartile of workers with the highest income.
Secondly, those with lower incomes suffered a much more devastating death toll from the COVID pandemic. Why?
Here, the model offers some strong implications: it shows that the death rate among low-income Americans would have been a staggering 30 percent lower if this group had the same COVID case-fatality rate as high-income people. The researchers surmise that lower-income people presumably came into the pandemic with more preexisting health conditions that made them much more predisposed to succumb to the virus than those with more money.
“The model implies,” the authors write, “that preexisting inequality is a powerful force generating inequality in death.”
Even when the case-fatality rate is modified to be the same for both groups, the model predicts that the COVID death rate still would have been 23 percent higher for low-income people than for high-income earners. This is because low-income people are much more likely to be exposed to COVID on the job.
The researchers use the model to compute what the death rate would have looked like in late 2020 if the U.S. hadn’t used any containment policies, such as closing some businesses. If such policies had never gone into effect, the model finds, mortality rates would have been roughly 31 percent higher for low-income people and 27 percent higher for those earning more. At the same time, these policies disproportionately reduced the employment and earnings of low-income workers, heightening income inequality.
“We had to use blunt containment policies to reduce the death toll,” Rebelo says. “But that containment exacerbated how much the poor suffered in terms of their income and employment.”
The government tried to alleviate this suffering by sending stimulus checks to low-income people. These checks increased the demand for non-tradable goods and helped improve the employment prospects for people in these sectors, without significantly worsening the mortality rate for anyone.
Closing Yawning Gaps in Healthcare and Income
In Rebelo’s view, the COVID experience reveals the importance of closing the yawning disparities in people’s access to quality healthcare.
“This won’t probably be the last epidemic we will face,” Rebelo says, referring to the body of research predicting a coming rise in zoonotic infections. “We should be getting ready for the next epidemic, and part of getting ready is to have a more equitable healthcare system.”
Your Team Doesn’t Need You to Be the HeroToo many leaders instinctively try to fix a crisis themselves. A U.S. Army colonel explains how to curb this tendency in yourself and allow your teams to flourish.
What Triggers a Career Hot Streak?New research reveals a recipe for success.
Which Form of Government Is Best?Democracies may not outlast dictatorships, but they adapt better.
How Much Do Campaign Ads Matter?Tone is key, according to new research, which found that a change in TV ad strategy could have altered the results of the 2000 presidential election.
What Went Wrong with FTX—and What’s Next for Crypto?One key issue will be introducing regulation without strangling innovation, a fintech expert explains.
Immigrants to the U.S. Create More Jobs than They TakeA new study finds that immigrants are far more likely to found companies—both large and small—than native-born Americans.
Yes, Consumers Care if Your Product Is EthicalNew research shows that morality matters—but it’s in the eye of the beholder.
How Are Black–White Biracial People Perceived in Terms of Race?Understanding the answer—and why black and white Americans may percieve biracial people differently—is increasingly important in a multiracial society.
How Experts Make Complex DecisionsBy studying 200 million chess moves, researchers shed light on what gives players an advantage—and what trips them up.
Why Well-Meaning NGOs Sometimes Do More Harm than GoodStudies of aid groups in Ghana and Uganda show why it’s so important to coordinate with local governments and institutions.
When Do Open Borders Make Economic Sense?A new study provides a window into the logic behind various immigration policies.
Product Q&A Forums Hold a Lot of Promise. Here’s How to Make Them Work.The key to these online communities, where users can ask and answer questions, is how many questions get useful answers.
What Went Wrong at AIG?Unpacking the insurance giant's collapse during the 2008 financial crisis.
What the New Climate Bill Means for the U.S.—and the WorldThe Inflation Reduction Act won’t reverse inflation or halt climate change, but it's still a big deal.
Post-War Reconstruction Is a Good InvestmentUkraine’s European neighbors will need to make a major financial commitment to help rebuild its economy after the war. Fortunately, as the legacy of the post–World War II Marshall Plan shows, investing in Ukraine's future will also serve Europe's own long-term interests.
What’s the Secret to Successful Innovation?Hint: it’s not the product itself.
The Political Divide in America Goes Beyond Polarization and TribalismThese days, political identity functions a lot like religious identity.


text: The small town of Hamelin is overrun with rodents and the citizens turned to the Pied Piper to cope with this problem. When people refused to pay Piper for his service, he found another way to make them pay. Now all children are locked in the Piper's tower. Can you bring the children back safely? Explore 35 lavish locations! Decipher mind-boggling puzzles and repair bizarre machines. Oddly Enough: Pied Piper is the compelling story with beautiful artwork and sense of humor.


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TheMIGroup is subject to many different laws around corruption and bribery around the globe, including the Foreign Corrupt Practices Act (FCPA) in the United States, and the Bribery Act in the UK. We are committed to complying with all applicable laws wherever we do business. Accordingly, we have developed an Anti-Bribery Policy intended to set out our commitment to upholding these and other anti-bribery laws in all of our business transactions.
What is the FCPA?
The provisions of the FCPA prohibit the bribery of foreign government officials by U.S. persons and prescribe accounting and record-keeping practices. The anti-bribery provisions of the FCPA apply to a U.S. person and make it illegal for U.S. persons to bribe a foreign government official for the purpose of obtaining or retaining business. Under the FCPA, grease or facilitation payments are permitted. A grease or facilitating payment is a payment made to expedite or secure the performance of a routine government action. Routine government actions include obtaining permits or licenses, processing official papers, clearing goods through Customs, loading and unloading cargo and providing police protection. U.S. persons who are unable to defend their actions in light of the FCPA as it applies to anti-bribery provisions face severe penalties. Penalties for violating the anti-bribery provisions of the FCPA vary based on whether the violator is a U.S. company or a U.S. individual. U.S. companies can be fined up to $2 million while U.S. individuals (including officers and directors of companies that have willfully violated the FCPA) can be fined up to $100,000 and imprisoned for up to five years, or both. In addition, civil penalties may be imposed. You can learn more about the FCPA here.
What is the Bribery Act?
The Bribery Act is concerned with bribery. Very generally, this is defined as giving someone a financial or other advantage to encourage that person to perform their functions or activities improperly or to reward that person for having already done so. For example, this could include seeking to influence a decision-maker by giving some kind of extra benefit to that decision maker rather than by what can legitimately be offered as part of a tender process.
Facilitation payments, which are payments to induce officials to perform routine functions they are otherwise obligated to perform, are bribes, and are therefore forbidden under the Bribery Act.
Violations of the Bribery Act 2010 include a potentially unlimited fine and up to ten years’ imprisonment for individuals who are found guilty of serious offences under Section 1 (bribing), 2 (being bribed) and 6 (bribing a foreign public official) and a similarly unlimited fine for any company or partnership that is convicted of an offence under Section 7 (negligently failing to prevent bribery).
You can learn more about the UK’s Bribery Act here.
Given the complex international environment in which we operate, it can be understandably confusing to know when various laws apply. Given that the UK Bribery Act is the most stringent and comprehensive piece of legislation, TheMIGroup’s position is that we will apply the principles of the UK Bribery Act across all regions in which we do business. In other words, facilitation and grease payments are not to be made in any country, for any purpose.
Our Expectations of our Employees
This policy is applicable to all employees of TheMIGroup. High ethical standards and integrity are the core of our culture and way of doing business. Our reputation, values, and ethics will not be compromised.
A TheMIGroup employee who consciously disregards or deliberately ignores suspicious circumstances suggesting that an agent or consultant may be planning to bribe, can be deemed to have “knowledge” sufficient for a violation. In short, our employees are expected to seek advice before authorizing any payment, should they have any doubt or concern that this may potentially serve as a bribe.
Any employee who does not comply with these standards is acting outside the scope of her/his employment with TheMIGroup and will be subject to appropriate disciplinary action, which could include termination and loss of employee benefits to the extent permitted by applicable law.
We believe that obeying the law is always good business, and always in the best interests of our customers and our shareholders.

domain: law


text:
Keynote Speaker Dr. Girish Karnad +
Valedictory Address - P Chidambaram +
Prithvi Datta Chandra Shobhi +
Author Vivek Shanbagh paying tribute to noted Kannada litterateur late M Gopalakrishna Adiga
Author Suresh Menon, former Indian cricketer Javagal Srinath and Wisden India’s Executive Editor R Kaushik at the session on ‘Cricket’
Author Manu Pillai, moderator Indira Brunner Chandrashekar and author Vikram Sampath at the session on ‘Royal Biographies’
Author Vasudendhra in conversation with Preeti Nagaraj at the session in Kannada on ‘LGBT’
Sunanda Jayaran, Alka Kattemanne, Preeti Nagaraj, Dharani Deviu Malgatti and Vijaya Rao at the session in Kannada on ‘Portrayal of Women in Media’.
Aroon Raman in conversation with authors Zach O’ Yeah and Aditya Sinha at the session on ‘Crime Fiction’
Prithvi Datta Chandra Shobhi in conversation with Vanamala Vishwanatha and Jyothi Shankar at the session ‘Murty Classical Library’
Deepika Rao in conversation with Yamini Muthanna
Moderator Indira Brunner Chandrashekar with authors Mahesh Rao, Anjum Hassan, vivek Shanbagh and Pranav Shivanna. Session: Literary Fiction
Aroon Raman in conversation with authors Air Marshall Nanda Cariappa and K Vijay Kumar. Session: Defence Stories – Protecting India Within and Without
Air Marshall Nanda Cariappa releasing the book at the Children’s Book Launch as Shubha Sanjay Urs and Joyce Maben look on.

domain: library


text:
A study led by an Indian-origin researcher has found evidence that daily treatment with sulphoraphane – a molecule found in foods such as broccoli – may improve some symptoms of autism spectrum disorders.
Participants receiving a daily dose of sulforaphane showed improvement in both behavioural and communication assessments in as little as four weeks.
Two thirds of the participants were less irritable, lethargic, better motivated, able to communicate and had less repetitive movements.
“The average scores for each of the assessments were significantly better for the 26 participants receiving sulforaphane than for the 14 who received a placebo,” said lead author, Kanwaljit Singh from the MassGeneral Hospital.
The study enrolled young men, aged 13 to 27, who had been diagnosed with moderate to severe autism spectrum disorder.
Participants were randomly assigned to a daily dose of either sulforaphane – extracted from broccoli sprouts – or a placebo, with neither investigators, participants nor their care givers knowing who was receiving the study drug.
Overall, 17 of the 26 participants, who received sulforaphane were judged by their care givers to have improvements in behaviour, social interaction and calmness while on active treatment.
After 18 weeks of treatment, the average scores on two assessments – the Aberrant Behaviour Checklist and Social Responsiveness Scale (SRS) – of those who received sulforaphane had decreased 34 and 17 percent respectively.
“The improvements seen on the SRS were particularly remarkable” said co-corresponding author Andrew Zimmerman, a professor at the University of Massachusetts in the US.
“I have been told this is the first time that any statistically significant improvement on the SRS has been seen for a drug study in autism spectrum disorder,” Zimmerman noted.
The findings appeared online in the journal Proceedings of the National Academy of Sciences Early Edition.

domain: medical


Ladies and gentlemen, have you ever wondered about the little instrument that quietly sits on top of every weather station, recording valuable information about the atmosphere? Today, we will unravel the mystery and reveal the true purpose of the barometer. This humble yet powerful device measures the atmospheric pressure, offering us insights into the ever-changing weather patterns. So, grab your umbrella or keep those sunglasses handy, because we are about to embark on a fascinating journey into the world of barometers and weather prediction.
Definition of a Barometer
A barometer is a scientific instrument used to measure atmospheric pressure. It consists of a sealed container with a vacuum above a column of liquid, usually mercury or aneroid capsules. As the atmospheric pressure changes, it affects the level of liquid in the container, allowing us to determine the current atmospheric pressure.
Purpose of a Barometer
The main purpose of a barometer is to measure changes in atmospheric pressure, which is vital for weather forecasting and understanding weather patterns. By monitoring changes in atmospheric pressure, meteorologists can analyze weather conditions and make predictions about future weather events. Barometers are also used in various other fields, such as aviation, pilot instruments, and weather research.
Types of Barometers
Mercury barometers are one of the oldest types of barometers and have been used for centuries. They consist of a glass tube filled with mercury, which is inverted and placed in a mercury-filled container. As atmospheric pressure increases, it pushes the mercury up the tube, and as the pressure decreases, the mercury levels drop. The height of the mercury column is then used to calculate the atmospheric pressure.
Aneroid barometers are a more modern and compact type of barometer. They do not use mercury and instead rely on the movement of an aneroid capsule, which is a flexible metal chamber partially evacuated of air. When the atmospheric pressure changes, it causes the capsule to expand or contract, which is then translated into a dial or digital display, indicating the current pressure.
Digital barometers, as the name suggests, use digital technology to measure and display atmospheric pressure. They are often equipped with additional features like temperature and humidity sensors, making them more versatile. These barometers use electronic sensors and microprocessors to provide accurate and real-time pressure readings. The digital display allows for easy reading and interpretation of the data.
How a Barometer Works
Understanding Atmospheric Pressure
Atmospheric pressure refers to the force exerted by the weight of the air above a specific point on the Earth’s surface. It is caused by the motion and weight of air molecules. The pressure decreases as you go higher in the atmosphere, and it increases as you go lower. Changes in atmospheric pressure are directly related to weather patterns. High-pressure systems indicate stable and clear weather, while low-pressure systems are associated with unsettled conditions and the potential for storms.
Measurement Units of Pressure
Atmospheric pressure is commonly measured in units of pressure called millibars (mb) or inches of mercury (inHg). One millibar is equivalent to 0.02953 inches of mercury. These units represent the pressure exerted by the atmosphere at a particular location. By monitoring changes in atmospheric pressure, meteorologists can provide valuable information for weather forecasting and understanding weather patterns.
Collecting and Recording Data
Weather Station Setup
To collect accurate barometric data, a weather station setup is essential. A weather station typically includes a barometer, along with other instruments such as thermometers, hygrometers (for measuring humidity), and anemometers (for measuring wind speed). The barometer should be placed away from direct sunlight, heat sources, and any obstructions to ensure accurate readings.
Barometric readings refer to the measurement of atmospheric pressure using a barometer. These readings can be taken manually by observing the height of the mercury column or the movement of the aneroid capsule. For digital barometers, the readings are displayed electronically. To ensure accuracy, multiple readings should be taken over a period of time and then averaged to account for any fluctuations.
Interpreting barometric data is crucial in understanding weather patterns and making weather forecasts. Rising barometric pressure indicates clearing weather, improving conditions, and increasing stability. Falling pressure suggests the potential for inclement weather, storms, or atmospheric instability. Rapidly changing pressure can indicate the approach of weather fronts or other significant weather events. By examining trends and patterns over time, meteorologists can accurately interpret the data and provide valuable insights.
Relationship between Barometer and Weather
High Pressure Systems
High-pressure systems, indicated by rising barometric pressure, are commonly associated with stable and fair weather conditions. The descending air within a high-pressure system inhibits the formation of clouds and precipitation. Clear skies, light winds, and generally pleasant weather are often observed in areas under the influence of a high-pressure system.
Low Pressure Systems
Low-pressure systems, characterized by falling barometric pressure, are typically associated with unsettled weather conditions. The ascending air within a low-pressure system leads to the cooling and condensation of moisture, resulting in cloud formation and potentially heavy precipitation. Low-pressure systems often bring about storms, rain, or other adverse weather conditions.
Barometric pressure is a fundamental tool in weather forecasting. By monitoring changes in atmospheric pressure, meteorologists can track the movement and intensity of weather systems, predict the likelihood of precipitation, and identify potential weather patterns. Changes in pressure, along with other weather parameters, such as temperature, humidity, and wind patterns, provide valuable information necessary for accurate weather forecasts.
Barometric Pressure and Altitude
Effect of Altitude on Barometric Pressure
The relationship between barometric pressure and altitude is crucial to understanding weather conditions at different elevations. As altitude increases, atmospheric pressure decreases due to the decreasing density of air molecules. Consequently, areas at higher altitudes will typically experience lower atmospheric pressure compared to lower-lying regions. This variability in pressure with altitude plays a significant role in the formation of weather systems, cloud formation, and other atmospheric phenomena.
Applications of Barometers
Weather forecasting heavily relies on accurate barometric measurements. Barometers provide insights into atmospheric pressure trends, allowing meteorologists to predict changes in weather patterns. Monitoring barometric pressure is a fundamental component of predicting storms, assessing the likelihood of precipitation, and forecasting weather conditions over short and long-term periods.
Aviation and Pilot Instruments
Barometers are vital instruments in aviation and play a crucial role in flight safety. Barometric pressure readings are used to determine aircraft altitude, airspeed, and accurate altimeter settings. Pilots rely on barometric data to navigate through different atmospheric layers and ensure safe and efficient flight operations.
Weather Research and Monitoring
Barometers are widely used in weather research and monitoring to understand weather patterns, climate changes, and atmospheric behavior. By collecting and analyzing barometric data from various locations, scientists can gain insights into global weather phenomena, measure pressure gradients, and track atmospheric anomalies. This research provides valuable information for climate studies, meteorological predictions, and environmental monitoring.
Importance of Accurate Barometric Readings
Impact on Weather Forecasting
Accurate barometric readings are essential for reliable weather forecasting. Changes in atmospheric pressure can provide early indications of developing weather patterns, enabling meteorologists to issue timely warnings and predict severe weather events. Precise measurements and interpretations of barometric data significantly enhance the accuracy and effectiveness of weather forecasts.
Significance for Atmospheric Studies
Barometric readings are indispensable in atmospheric studies, helping scientists deepen their understanding of the Earth’s climate and atmospheric behavior. Accurate measurements of atmospheric pressure contribute to ongoing research on climate change, weather patterns, and the overall dynamics of the atmosphere. This knowledge is crucial for developing strategies to mitigate the impacts of climate change and improve our understanding of the planet’s complex atmospheric systems.
In conclusion, barometers play a vital role in understanding and predicting weather patterns. Their ability to measure atmospheric pressure allows meteorologists to analyze changes in weather conditions and provide accurate forecasts. With various types of barometers available, including mercury, aneroid, and digital, collecting and interpreting barometric data has become more accessible and efficient. Through weather station setups and accurate data recording, scientists and meteorologists can continue to deepen their understanding of the atmosphere and provide valuable insights for weather forecasting, aviation, climate research, and environmental monitoring. Accurate barometric readings are essential for the advancement of atmospheric studies and improving our ability to predict and respond to weather-related events.


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We thought that mini sofas is possibly the perfect design ideas for your sofa's setup and layout, but personality and characteristic is what makes a room looks stunning. Make your best styles and enjoy it! The more we try, more often we will begin to see what works and which doesn’t. The best and easiest way to find your sofa furniture's designs is to begin collecting concept. You can get from home design magazines, and save the galleries of sofa that attractive.
Need to mini sofas? That is to say, these will give you an creative measures in order to decorate your sofa furniture more amazing. The important ways of getting the perfect mini sofas is that you must have the plans and concept of the sofa that you want. You will need to start finding images of sofa's concept or colour from the home planner expert.
More importantly, important conditions of the sofa's decoration is about the right decor and arrangement. Choose and pick the sofa furniture maybe a very easy thing to do, but ensure the decor must be totally right and match to the particular interior. Also regarding to choosing the perfect sofa furniture's arrangement and decor, the practicality should be your important conditions. Having some advice and guidelines gives people a good starting point for decorating and furnishing their interior, but some of them aren’t practical for a particular space. So, just keep the efficiently and simplicity to make your sofa looks remarkable.
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Strong sales overseas are helping Estée Lauder put a new face on the recovery.
The cosmetics company, whose brands include Clinique and Bobbi Brown, said Thursday that its third-quarter net income more than doubled to $125 million, and it raised its estimates for per-share earnings for the fiscal year, which ends in June.
Excluding one-time items, Estée Lauder Cos. said it earned 71 cents per share, beating analysts' forecast for 57 cents.
Its revenue rose 16% to $2.17 billion, beating analysts' average forecast for $2.04 billion.
Makeup sales rose more than skin care, hair care and perfume, partly because of Estée Lauder's purchase last summer of Smashbox.
Estée Lauder expects sales to continue growing in Europe, the Middle East and Africa and was more cautious on the Americas.


X-ray detection for dairy products
developed a range of X-ray detection equipment specifically for the
Thermo Goring-Kerr, the German X-ray equipment specialist has developed a range of X-ray detection equipment specifically for the dairy industry.
The equipment has been designed to work with dairy products that are wrapped or sealed with aluminium foil - a material that often proves problematic to X-ray detection systems and is widely used in the dairy industry for products such as yoghurt, milk and cheese. The equipment detects foreign bodies of almost every material, particularly those associated with the packaging process such as high-grade stainless steel, glass or stone. If, for example, a pot of yoghurt is identified as having a foreign body it can immediately be rejected in batches of up to 12 pots at the speed of 16 metres per minute.
This X-ray machinery has recently been installed in co-operation with VAW Aluminium at the Muller Dairy, UK, a subsidiary of German dairy company Müller. The quality control section of the production line has integrated two Thermo Gorring X-ray detection units into its new packaging lines in Market Drayton.
Thermo Goring-Kerr claims that the X-ray equipment is more cost efficient than the previous generation of machines and that because of its improved detection properties it will add to product quality and safety.


Can Windows 10 Home use Remote Desktop?
Steps to enable Windows 10 Home Remote Desktop feature
Run the installation file. It will allow everything that is needed for the remote desktop. Type Remote Desktop in the search, and you should be able to see the RDP software. Type in the remote computer name and password to connect with the computer.
How do I setup Remote Desktop on Windows 10 Home?
Use Remote Desktop to connect to the PC you set up: On your local Windows 10 PC: In the search box on the taskbar, type Remote Desktop Connection, and then select Remote Desktop Connection. In Remote Desktop Connection, type the name of the PC you want to connect to (from Step 1), and then select Connect.
Do both computers need Windows 10 Pro for Remote Desktop?
Although all version of Windows 10 can connect to another Windows 10 PC remotely, only Windows 10 Pro allows remote access. So if you have Windows 10 Home edition, then you won’t find any settings to enable Remote Desktop Connection on your PC, but you will still be able to connect to another PC running Windows 10 Pro.
How much does it cost to upgrade from Windows 10 Home to professional?
Through the Microsoft Store, a one-time upgrade to Windows 10 Pro will cost $99. You can pay with a credit or debit card linked to your Microsoft Account.
How do I upgrade from Windows 10 Home to professional?
How to Upgrade Windows 10 Home to Pro via the Windows Store
- First, make sure your PC doesn’t have any pending updates.
- Next, select the Start Menu > Settings.
- Select Update & Security.
- Select Activation in the left vertical menu.
- Select Go to the Store. …
- To purchase the upgrade, select Buy.
Which Remote Desktop software is the best?
Top 10 Remote Desktop Software
- Splashtop Business Access.
- ConnectWise Control.
- Zoho Assist.
- VNC Connect.
- BeyondTrust Remote Support.
- Remote Desktop.
How do I upgrade from Windows 10 Home to Pro for free?
Select the Start button, then select Settings > Update & Security > Activation . Select Change product key, and then enter the 25-character Windows 10 Pro product key. Select Next to start the upgrade to Windows 10 Pro.
Do you need Windows Pro for remote desktop?
Enabling the remote desktop server normally requires a PC running either the Windows 10 Professional or Enterprise editions. … Windows 10 editions that officially support the RDP Server feature can turn it on from the user interface in the Windows Settings app or the Windows System dialog: Properties: Remote.
Does remote desktop require Windows Pro?
It is not compulsory that one should have Windows 10 Pro for remote desktop. One can easily access Windows 10 computer remotely using tools like logmein, R-HUB remote support servers, Teamviewer, Anydesk etc.


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'Spin Crowd' Star Jonathan Cheban: I'm Not Dating Ashley Holmes
By Amber James Posted Oct 9th 2010 04:30PM
"We're good friends. I'm friends with the family," Cheban tells PopEater. "She's a cool girl."
As Kim Kardashian's BFF and the founder of Command PR, Cheban is in for more drama with Sunday's 'Spin Crowd' finale. Simon Huck, who has worked at the company since 2005, has an emotional breakdown after Cheban ignores his requests to become a partner of the L.A.-based firm. Although the drama was filmed months ago, the tension might not all be water under the bridge, Cheban reveals.
PopEater sat down with Cheban to get the real scoop on the duo's blow-out, why he pressured his female employee to get lip injections and the future of 'The Spin Crowd.' Watch:
- Jennifer Aniston
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Kate Middleton is officially a princess. She walked the aisle in an Alexander...
According to Denise, she's not sure that her estranged ex is completely sober....
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Stephen M. Resar
Here's the scoop.
Stephen M. Resar is an American multi-genre writer known for his strong female leads in his screenplays and the scoundrels he invents, the hard-boiled cops, and the femme fatales too. Stephen enjoys writing tough talk and haunting dialog. He’s just like other writers, only more so. For those of you who have the guts to ride along, load your gat, don your trench coat, and join us in the drizzly, treacherous world of Stephen’s fiction, oh, and did we mention the paranormal goings-on.
Stephen was born in Northeast Ohio, right next to Cleveland, which might explain a lot. His education includes a certificate in Feature Film Writing earned with distinction from the University of California Los Angeles, and a diploma in Copywriting also earned with distinction from the College of Media and Publishing Chichester, West Sussex, United Kingdom.
Sam Riker P.I.
I am extremely proud and honored to share my latest page-turner with you. I want you to know what a joy getting this book ready for release was. It is a mix of things I enjoy and a tip of the hat to some of my favorites. I’m so excited to share it with you, and I hope that you enjoy it.
Growing up Sam Riker didn’t have much; he is certainly not from a wealthy family, and he’s seen enough of the world to know what “too good to be true” looks like. Living in downtown Chicago his entire life he’s a fixture in the city and known to many. Sam’s Chicago is dark, gritty and crime-ridden and competing interests abound and deceit is common. And let’s not forget the crooked politicians too.
Sam is jaded by his years on the job and being a realist; he knows he needs to get his hands dirty from time to time, and he enjoys a reasonable amount of trouble. Known to be hard to get close to, he’s a throwback to an earlier time when detectives were hard-boiled and frequently overindulged in sinful pleasures but still got the job done.
Read an excerpt from
“Sam Riker P.I.
The Paranormal Case Files”

domain: literature


Management member and Policy analyst of Kumasi Asante Kotoko Yaw Amoh Sarpong beaten mercilessly by alleged angry fans of Berekum Chelsea at the Golden City Park prior to kickoff of the Normalization Committee Special competition match day 8 between Chelsea and Kotoko.
The energetic KNUST lecturer was attacked after a reported row broke between the management of Asante Kotoko and the home fans before kick off as some Kotoko officials were reportedly being prevented from entering the inner perimeter of the park.
Outnumbered and unable to withstand the attacks from the unruly crowed after one other Kotoko official had allegedly been slapped in the process, helpless Amoh Sarpong is alleged to have rushed to his car, pulled out a loaded pistol and fired four (4) consecutive warning shots at the crowed in self defence, but his act only engendered more danger making the situation worse.
Sarpong was out muscled and beaten with sticks and stoned before police intervened to take him away while bleeding profusely from the head.
The clashes left others injured including a man who is said to be policeman who had pulled on a Kotoko replica jersey to watch the about to start match.
Amoh Sarpong is currently receiving treatment and his condition would be monitored.
We would bring you further updates as and when they are available.


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Luka Jovic is once again linked with a January departure from Real Madrid. It is similar to what happened around this time last year, when he returned to Eintracht Frankfurt on loan. He has been linked with a move away from the Bernabeu right through the current transfer window. Despite that, there are some issues arising now, which may change that.
It appears that Karim Benzema’s hamstring injury suffered over the weekend has put a stop to any potential departure. Real Madrid doesn’t want only Mariano Diaz left as an alternative up top. Karim Benzema missed a prolonged period due to the second injury he picked up in as many weeks. This was after his injury away at Real Sociedad on December 4.
In Carlo Ancelotti’s hierarchy, Jovic is ahead of Mariano. But the 24-year-old has struggled to exert enough pressure on Karim Benzema this season. He has scored only one goal and provided two assists in 15 appearances. This is something that has been a major issue. Los Blancos is keen on regaining European glory. To win big matches, Carlo Ancelotti was appointed in the first place.
Luka Jovic is a target for Arsenal, as they look to resolve their issues upfront
Rumours ciruclated on Tuesday morning that Arsenal wants Jovic. The Gunners have a good relationship with Real Madrid. Arsenal wants to get the deal done before the close of the transfer window on Monday, January 31. The Daily Mail reported it.
However, no one at Real Madrid has received an offer for Jovic, the club’s internal consensus is that now is not the time to part ways with the Serbia international, regardless of the circumstances.
Jovic has failed to make an impression at Real Madrid since his 63 million euro transfer from Eintracht Frankfurt in the summer of 2019. It is predicted that his time in the Spanish capital will come to an end in the summer of 2022. This is because he has failed to do anything substantial so far. The player wants to change that and is putting in the effort.
While waiting for that to happen, Jovic will continue to offer all he has for the team. He is working hard to establish himself as Ancelotti’s go-to player. However, he will only get the opportunity to play when Benzema needs rest or when the Frenchman is injured. He wants to remain at Real Madrid even though he is not getting regular minutes with the club.
He is as a resounding failure in Madrid, as per the verdict of the fanbase so far. Especially, given the hefty price tag of €60m paid by Los Blancos for the teenage striker in the summer of 2019. Carlo Ancelotti is doing all he can to integrate Jovic into the group consistently. It is difficult to see as Karim Benzema has been so effective in front of goal this season.


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The London musician has finished her debut album, made all over the place but intrinsically tied to the Cornish coast and a place of introspection
The night before, the storm hit hard. In the darkness, the waves hurled themselves against the seawall, sending great arcs of water inland drenching roads and shop fronts. A bus shelter cowers, rubbish is whisked down the street and small boats rattle on their moorings. As a defence, umbrellas are all but useless. The morning after, and the temper has gone. The Cornish town of Penzance is tranquil once again. It’s a weekday in early November, and the atmosphere is fresh. Like the wash has reset the place. The promenade slowly begins to dry as stoic ramblers emerge from their old fashioned B&Bs with walking sticks and flasks of tea heading for the coastal path. Overhead, a grey sky – brittle and fractured. The sun finds odd pockets to peer through and throws shafts of light shaped like UFO tractor beams onto the flat sea surface. A single fishing trawler bobs on the horizon.
Until the next shower, the view from Penzance headland is clear. To the west is the adjoining town of Newlyn. Curve around the coast from there, and the UK’s big toe (Land’s End) is just 10 miles or so away. From there it’s out to the vast expanse of the Celtic Sea, and further still, the Atlantic Ocean. Look east, and the bay curls away to reveal St Michael’s Mount, a castle island out in the water, only accessible via causeway when the tide is out. Set against the charcoal clouds its ominous silhouette looks like a mythical construction described in the pages of a Tolkien novel.
To the south, out to sea, are the Battery Rocks, a jagged family of boulders, still covered in a slippery membrane from the angry waves. Next to that, Jubilee Pool – an art deco lido. In the summer months this triangle basin sees hundreds of bathers set their towels out around its edge. Today, it’s closed and deserted, just like the day Nilüfer Yanya filmed part of her video for 2017 single ‘Baby Luv’, where the songwriter floated around on a lilo, sipping a carton of juice and strumming a pink inflatable guitar. It encapsulated a kind of uniquely bleak English glamour.
There are no crowds right now. In fact, there are few noticeable locals. At this time of year the takeaways only open part-time, tearooms are sleepy and the tourist stores selling plastic are packed away. A worker at Jubilee Pool (who kindly allows us to take some photos inside) explains that from October onwards Penzance enters hibernation.