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No matter whether bank or savings bank, every credit institution is obliged to carry out a legitimation check when applying for a loan. On the one hand, the borrower must assure that he will only use the loan to be applied for private or business interests, on the other hand, he must make a declaration that he is acting in his own economic interest. The bank must then verify the identity of the customer. For this purpose, only the identity card or passport, but in no case other documents of the borrower are permitted.
Loan with a provisional ID card
A loan with a provisional ID card is somewhat more difficult, ie if both the ID card and the customer’s passport have expired or even been lost. However, since a provisional ID card is also an official document, it is generally possible to obtain a loan with a provisional ID card. It can be helpful here to also submit an official registration certificate from the responsible residents’ registration office.
In most cases, however, the credit institution will insist that the borrower submit the final identity card as soon as possible, either in original or as a copy. The decisive factors for or against the approval of a loan application are rather parameters such as the Credit bureau information, a credit check and the submission of proof of income. These also serve to clarify the identity of the applicant.
However, a provisional ID card can be a possible reason for refusing credit requests. If, for example, you would like to apply for a consumer loan or an installment loan in a department store, the identification number of the provisional ID card could be too short, so that the target fields in the request system of the respective credit institution cannot be exhaustively filled out. Furthermore, a loan with a provisional ID card can be rejected for online loans for reasons that cannot be defined in more detail.
Online loans are another special case
If an applicant is fully employed and has a median income, he can normally take out a loan with a provisional ID card of up to USD 20,000. However, if the loan is an installment loan from a department store or mail order company, the upper limit of the loan is usually set at around USD 2,000. In addition to the parameters listed above, the so-called scoring points are decisive for the actual classification of the borrower when applying for a loan with a temporary identity card.
Online loans are another special case. In the case of the same, it is usually not possible to present the original identity card – regardless of whether provisional or final. In such cases, the Postident procedure is carried out. The same can be done at any post office in Germany and only requires a small amount of time. So if you want to apply for an online credit with a temporary ID card on the Internet, you only have to present it to the respective post office for legitimation. The counter clerk will then verify the identity of the borrower and return the entire loan documents to the bank with a note.


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I’ve quit being a Christian. To quote Anne Rice “My conscience will allow nothing else.” I’ve admitted this to my friends, my family and those around me. Ten weeks ago, I was reminded why.
I was working downtown one day and a woman named Ivy came in to my office completely distraught. Tears running down her flushed face, she tells me “everything is gone.”
I had just helped this same woman not thirty minutes from that point. What do you mean? I asked her.
Ivy proceeded to tell me that while she was waiting for the bus someone had come along and stolen her purse with everything inside it. Her voice was shaking, “and that’s not even the worst of it” she exclaimed. “This Christian lady tells me that God is punishing me because I am a Wiccan. That’s why I never wanted to be a Christian! All they are is judgmental, hateful people!”
As she continued to express her frustrations with this lady and the Christian faith, I could feel my face turning red and tears welling up in my eyes. I no longer cared about the professional demeanor I was supposed to portray with my job.
I apologized to Ivy. I told her that if the woman who said those words would dust off the Bible that she so aggressively points at people and actually read about the life of Christ, she would never have opened her mouth to speak such hateful, irreverent words.
God must have known that people would slip in to a perverted version of what being His disciple actually looks like which is probably why Jesus explained perfectly how a disciple of His would be known.
In John 13, the very night He would be betrayed, Jesus gives His disciples a “new” commandment. He tells the men He is with “Love one another. Just as I have loved you, you must also love one another. By this all people will know that you are My disciples, if you have love for one another.”
Jesus never said to that by being anti-gay, anti-feminist, anti-Democrat, anti-science or anti-Wiccan you would be known as His disciples.
It’s love. And NOT the adulterated version of love that our society and culture has pushed on us. True love. Pure love. Love that Jesus portrayed that while He was on the cross hearing people mock him, after he had been betrayed by His friends and family He chose to stay on the cross so that the same people who were against Him could choose to accept Him as their Savior. His love for us compelled Him to stay on the cross and die for our sins against Him.
His love meets us where we’re at and compels us to toss aside all the things that would separate us from Him.
This is the love that He desires us to bring to everyone we come in contact with. And this is the love that I introduced to Ivy. I respectfully acknowledged what she believed and told her about God and how He loves her and has amazing plans for her. I then asked if I could pray to my God for her. She accepted and after I had prayed thanked me then left my office.
This past week Ivy came in to my office. A smile had replaced the tears and laughter her crying. She walked in with a guy (we’ll call him Eric) holding on to her hand. She told me she had exciting news that I would like to hear. Almost shouting she says “I’ve accepted Jesus in to my life!”
Words can not describe how excited I was to hear that and for what lies in store for her. God is truly great!
What would happen if all the Christians in this world began to act on the words that Jesus commanded? How would your life be different?
I want to leave you with this one challenge:
In the name of Christ quit being a Christian and start being His disciple.

domain: literature


How to Use Storage Tanks
Storage tanks came to existence very many years ago. It has been there for not only decades but for centuries. These proves that they are very important to human beings. Within the very many years various improvements have been made on the storage tanks. It is with the aid of the modern technology that they have even made better an even more effective. Their functionality has been improved with the help f the modern technology in so many ways.
The content of the storage tanks is what really matters to many people. Products ranging from liquid, semi solid and even solid material are usually stored in the storage tanks. Just to ensure that the tanks are functioning well, there are some checks and maintenance that should be done on them regularly. The following can be said t be some of the ways in which you can put a storage tank to use.
Storage tanks can be used as a reservoir. This is to say that they are used in order to store substances for future use. This helps in planning for what will come up next as you can read more. This is mainly good for planning on the human resources. They are mostly used in the storage of liquid substances that are in use. The substances that you are most likely to find in storage tanks include water, crude oil, molasses, cooking oil and many more. You can also get to store solid stuff that include things such as cereals. This will allow you to have substances that you can use in the future as you can discover more.
Storage tanks can also aid when it comes to making the industrial processes work. This is something that you will find in very many industries. For the industrial process o be complete, the substances have to be stored in these storage tanks. This is what will enable you to get your final desired product. You can take the case example of a winery, you will get storage tanks that are used in storing the wine for a number of years so that the fermentation process can take place. Without this then you will not be able to have the desired finished product.
Transportation of very delicate material is usually done in storage tanks. They have been designed in such a way to help with making the substances and material get to their destination safely. Most of these tanks are usually made from stainless steel. An example of such storage tanks include those that are used in transporting LPG gas, highly reactive chemicals, pure oxygen, nitrogen and many more. Such tanks like Steel Core Tank are usually very safe to allow the transpiration to take place. This is what will allow you to be able to move the materials and substances from one place to the next one as you can see here!.
Refer to: check that


It's been a mild winter by Western New York standards, but the region was reminded Thursday that spring does not start in February.
Bizzard-like conditions to the south and biting winds throughout the area led to one of the only weather events of the season. High winds led to a jump in Lake Erie water levels, school closings, tough driving conditions, and even moments of whimsy and second thoughts for some school superintendents.
And it's not over.
For Buffalo, the Northtowns and Niagara County, small amounts of snow are expected while winds will continue to be strong, as high as 40 mph. The Buffalo forecast calls for a 60% chance of precipitation and less than a half-inch of snow during the daytime Friday; snow amounting to less than 1 inch is in the Friday night forecast.
For the Southtowns and the Southern Tier, the blizzard warning is expected to remain in effect through 4 p.m. with much higher cumulative snow totals possible.
"It's going to continue all the way through Saturday; this is a long-lasting event," said National Weather Service meteorologist Jon Hitchcock. "The 1- to 2-foot accumulations we’ve had in the forecast are a three-day total. We won't get there till late Saturday."
But the two-part storm left some wondering: This is a blizzard?
For a storm to be officially defined as a blizzard, there needs to be visibility of a quarter-mile or less in blowing snow, with sustained or frequent wind gusts over 35 mph – and those conditions must last for at least three continuous hours.
Some of the higher elevations, such as the Boston Hills and Wyoming County, experienced poor visibility and winds gusting over 35 mph for a couple of hours Thursday morning. They were expected to meet the three-hour mark overnight, Hitchcock said.
"On the exposed hilltops the wind is much, much stronger," he said.
Highway crews in Boston found that out, according to Highway Superintendent Robert J. Telaak.
"Up on the top where the wind blows, it's pretty nasty up there. Once it starts snowing again later today, and the winds pick up, it's probably going to be a slow-going night up on the hill top," Telaak said.
Snowfall totals for the storm through late Thursday morning – posted by the National Weather Service – included 5.5 inches having fallen in Gowanda and North Tonawanda; 5.3 in Jamestown; 4 in Wales Center; 3.5 at the NWS office at the Buffalo Niagara International Airport in Cheektowaga; and 2.4 in Williamsville.
In Stockton and Sherman in Chautauqua County, the National Weather Service recorded 10 inches and 6 inches, respectively; 8 inches was recorded in Colden and 6.3 inches in Sardinia, both in Erie County; and in Niagara County, 4.3 inches of snowfall were measured at Love Canal in Niagara Falls.
The Lake Erie water level at Buffalo had risen 3 feet Thursday morning. Waves crashing across Route 5 forced the closing of a section of Route 5 between Big Tree Road and LaSalle Avenue in Hamburg.
But the cold, windy weather did not deter Sharon Sookdeo and Chekesha Johnson, who rushed into the Metro Rail train stopped at Canalside Thursday morning, happy for a respite from the biting winds buffeting downtown.
"I don't think I'm dressed enough for this," said Johnson, who was wearing a thick parka, scarf and gloves.
"I'm wearing three pants," Sookdeo proudly announced.
The two visitors from New York City were among the hardy few who were venturing outside as a winter storm hit Buffalo.
For Tim Greening, the weather was much ado about nothing.
Greening, who was in town for the Lumineers concert Wednesday night at KeyBank Center, is from Watertown, where they expected blizzard-like conditions and 1 to 2 feet of snow Thursday.
"This is an inch of snow," he scoffed. "I was surprised to find all the shops here closed," he said of downtown.
It's been a surprising winter by most weather standards, with snowfall totals below average and temperatures consistently above normal for the time of year. Even the traditional snow belt areas south of metro Buffalo have gotten off relatively easy in 2019-2020.
The potentially dangerous conditions that came with Thursday's forecast seemed a classic case of "better safe than sorry." Still, what would the late Mayor Jimmy Griffin – who famously suggested Buffalonians "grab a six-pack" and stay home during the Blizzard of 1985 – have thought about Labatt Brew House on Perry Street closing Thursday because of the weather?
We’re closed today due to inclement weather. Stay safe, Buffalo! pic.twitter.com/ogY70leHys
— Labatt Brew House (@labattbrewhouse) February 27, 2020
One activity the weather did not disrupt was the filming in Buffalo of "Nightmare Alley," by director Guillermo del Toro, who came to Buffalo for the snow, but not the high winds.
Meanwhile, virtually every school in Erie County was closed Thursday, including one that closed with a flourish.
"I've never called a snow day this late, ever," Frontier Superintendent Richard Hughes said. "I thought I was going to make it to March."
So he had some fun closing school, with help from Cloverbank music teacher Scott Panfil. In a spoof of Blanco Brown's "The Git Up" song, Hughes told his students in a video "You don't have to Git Up."
"Get comfortable, grab a blanket and grab a book, partner! If it snows a ton, no worries, because you don't have to leave. You don't have to git up and get out early," he crooned.
Hughes gave all the credit to Panfil, who put the video together.
"You just try to do it for fun and you hope people get a kick out of it," Hughes said.
Please watch below for a very important video message "You don't have to git up"....Snow day for Thursday February 26th!!! #SnowDayReading #FalconNation #BleedBlue Shout out to @MrPanfil pic.twitter.com/1KnVWI2fmV
— Dr. Richard Hughes (@DrRichardHughes) February 27, 2020
Springville-Griffith Institute Superintendent Kimberly Moritz was having a little less fun. She was kicking herself for closing school Thursday morning. She saw dry roads and sun outside her Gowanda home, and took to Twitter:
"Where, exactly, did this blizzard hit? Because I'm really regretting my decision to close schools. When the NWS and the news talk blizzard and huge snowfall, I can't ignore that," she said in a tweet.
Moritz went on to apologize to "every working parent who had to take off a day from work for child care." But some district residents responded, saying weather was bad in their area.
"Come to east concord. where the wind is 30+ mph and i can’t even leave my driveway more less drive more than 30 seconds down my road," one replied on Twitter.
Moritz told The Buffalo News that she also heard from the school resource officer who drove around the district Thursday morning, and told her she made the right call.
"That's reassuring," she said. "It is always a much more excruciating decision than I imagined before I became superintendent."
The decision may have been little easier, she said, because the district had used only one snow day this school year.
As for the decision about school on Friday, she said: "I’ll go through the agony again ... of trying to make the best decision."
News staff reporters Keith McShea and Maki Becker contributed to this report.


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Benefits and Downsides of Home Buying Solutions
There are several benefits of employing residence buying solutions. These solutions are excellent for individuals that don’t want to invest hours attempting to sell their house. The primary negative aspect is that these solutions frequently make deals that are expensive, causing vendors to feel aggravated and also wind up with less cash than they had actually hoped for. However if you are uncertain of what you need to look for, here are some points to remember: Several home buying services supply rapid closings, as they can close swiftly as well as cover closing expenses. Typically, property owners choose against a standard listing because they do not want to handle showings as well as open houses. Many firms will give a preliminary offer for a home, which may alter after an assessment. In such an instance, it’s best to pick the firm that makes an all-cash offer, which indicates that there is no need to bother with repair services. One more advantage of residence buying services is that they don’t need you to make any kind of repairs yourself. Frequently, this is a demanding and time-consuming process. Firms that get houses as-is will release you approximately concentrate on various other things. Frequently, they provide cash deals in as little as 10 mins, which suggests that the problem of selling a residence is removed. Also, unlike conventional realty firms, these solutions won’t charge you property compensations. Home Purchase Fast provide to 85% of the residential or commercial property’s worth – ample for a quick sale. These solutions can be useful when marketing your residence because of a divorce, foreclosure danger, deteriorating health, or other reasons. Though these companies can not supply a full market price, they are a sensible choice for sellers seeking a quick sale. It’s best to call a home purchasing solution before offering your property. Specialist House Offers is a good choice if you want to offer your home quickly and stay clear of the problems of handling a property representative. The team at Quick Home Offers is devoted to offering extraordinary results for their clients and prides itself on their dedication to customer satisfaction. While collaborating with a skilled house purchasing service, you will be able to function straight with an actual purchaser, so you can avoid any type of misunderstandings that may emerge. Instantaneous customer, or iBuyer, is a new service that makes use of realty market data as well as innovation to make a deal on a home. While the majority of iBuyers concentrate on residences that don’t require a lot of repairs, others concentrate on houses that need minor cosmetic job. A few of these firms offer trade-in programs that free up funds for the acquisition of a brand-new residence, eliminating the need for a house sale backup. Get and also Hold Business are a preferred choice. They purchase houses with the objective of leasing them for a profit. Their acquiring strategy is to target residential properties with adequate equity and also cash flow to bring in occupants. Buy-and-hold firms normally concentrate on multi-family buildings. This sort of service is specifically valuable for individuals with limited time to invest. They might be able to save a significant amount of cash by utilizing a cash purchase. On top of that, money residence purchasing services don’t call for any type of house payments, so the process is quick.
Short Course on – What You Need To Know
Doing The Right Way

domain: finance


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You can see the near-complete statue of Wallace and Ladmo. (Also, Gerald)
Artist Neil Logan needed to get the contents of the Ladmo bag right.
Logan was finishing the life-size sculpture of the iconic television characters Wallace, Ladmo and Gerald this week in a studio in downtown Phoenix.
Ladmo Bags were a much sought-after prize given away on the long-running children's television show. The bags were filled with sponsors' products — soda, candy, chips — but the clay version Logan was crafting was still empty.
"I'll probably put a Cracker Jack or something in the top," he said. "I don't know what's in one. I never won one."
Logan has been working on this permanent tribute to "The Wallace and Ladmo Show" since April at a storefront studio along Second Street, just south of Adams Street. The public is invited for a look at the work on the Friday and Saturday following Thanksgiving.
The two-day open house could conceivably draw fans of sculpture. But it will most likely draw fans of the sculpture's subjects who ruled Phoenix airwaves for more than three decades.
Already, Logan can see evidence that fans are interested in the work. "Every day, I have to wash the windows," he said. Passers-by leave telltale smudges of noses and fingers pressed against the glass.
The statue features the three characters standing near a park bench.
Logan said he worked meticulously on the details, wanting to get the facial features just right. For fans, like he was, he said, it will be a chance to reconnect with the cast. "People want to feel like they got to see Wallace and Ladmo again," he said.
"The Wallace and Ladmo Show" was Phoenix's version of a kids' show. Except, unlike the shows in most other cities, it was genuinely funny.
It was also immensely popular. Kids watched it. Parents watched it. Politicians, including Sen. Barry Goldwater, would take part in sketches. Fan mail came from at least one biker bar.
The show went off the air in 1989, ending a run that began in 1954. Ladimir Kwiatkowksi, who played the top-hat-wearing Ladmo, died in 1994. Bill Thompson, the creator and writer of the show who also played Wallace, died in 2014. Radio host Pat McMahon played the signature characters on the show — a clown who hated kids, a cowboy actor from New Jersey who had never been on a horse, an elderly woman who read macabre tales out of a storybook. McMahon is the only surviving core cast member.
The statue depicts Wallace and Ladmo on one side of a park bench. Ladmo is holding a Ladmo Bag, the much-desired prize given away on the show. On the other end of the bench stands Gerald, another McMahon character who shared iconic status with Wallace and Ladmo mainly because he was a spoiled brat whom the audience hated.
Thompson used to joke that if there ever were a statue made of him, it would be an excellent spot for pigeons to roost. This month, Logan brought the joke to life, adding two pigeons to the statue.
In the statue, Gerald looks disgusted, his arms crossed, a contrast to Wallace's smile and Ladmo's wide grin.
Logan studied numerous photos of the three to get the details right. He needed to see the faces from several angles in order to turn the two-dimensional images into a three-dimensional sculpture. For example, he needed to find not just Ladmo's expression, "but how his nose looked in profile with that goofy look on his face."
Initial impressions show he captured the men. Logan said Thompson's widow, Katie, came to visit and cried upon seeing Wallace in clay.
The statue is being funded by the Wallace and Ladmo Foundation, a non-profit that will also fund projects that aim to spark creativity and artistry in the state's youth.
Director Steven Spielberg and musician Alice Cooper, both of whom spent their childhood in Phoenix, were fans and cited it as an influence.
The show also sparked Logan's artistry. As an eighth-grader, he sent a pencil drawing of Ladmo into the show. At home, he watched as Wallace and Ladmo held it up to the camera and praised it.
"That was it," he said.
Donors who give more than $25,000 to the foundation will have their names carved into the bench, according to a foundation news release. Sanderson Ford made enough of a contribution that the dealership's logo will appear on the back of the bench.
The open house at the studio, 50 N. Second St., runs from 10 a.m. to 4 p.m. Friday and Saturday. Phoenix Mayor Greg Stanton is expected to speak at noon on Friday, an event that might draw some reporters and television cameras. Plan accordingly.

domain: news


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NEW YORK, NY – Univision Interactive Media, Inc., the digital division of Univision Communications Inc. announced that it is partnering with YouTube to make short-length and long-form Univision videos available on the YouTube.com website. Univision, TeleFutura and Galavision television programs will be featured and promoted throughout the YouTube.com website.
“This is a very exciting milestone, as it represents the first time that any Univision programming is available on the Web outside our own properties in both a short- and long-form format,” said Kevin Conroy, president of Univision Interactive Media, Inc. “This partnership uniquely extends our reach to our audience and solidifies our position as the leading Spanish-language video provider for U.S. Hispanics with unparalleled programming in all respects.”
“Clearly, Univision has established itself as a premier provider of Spanish-language television content here in the U.S.,” said Chris Maxcy, head of Content Partnerships at YouTube. “This deal is a big win for us and marks one of the most comprehensive partnerships for full-length programming signed to date. There is a huge demand to watch Spanish-language content on YouTube. With this new partnership, our community here in the U.S. can watch and enjoy both full-length and short-form programming from Univision’s three major networks on our platform.”
Content will be updated to include relevant offerings as well as an extensive archive of library programs. In addition to top Univision shows, users will have access to Univision.com videos across key content categories, as well as unique footage from Univision celebrity interviews and special events such as next year’s “Premio Lo Nuestro a la Musica Latina” (Lo Nuestro Latin Music Awards). Univision will also be using YouTube’s leading Content ID technology to more effectively track user engagement and monetize Univision content uploaded by YouTube users.
This partnership solidifies Univision Interactive Media’s leadership position as it provides premier advertisers with unique sponsorship opportunities, including new inventory for display ads. This further establishes Univision Interactive Media as the ideal vehicle for advertisers to connect with U.S. Hispanics anytime, anywhere.


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A couple of days ago I felt the urge to do some nail art, so I chose to do a cheetah print/leopard print (whichever one you want to call it) on my nails. In my opinion, this nail art is actually easier to do than most others because there’s room to be messy with these!
I just used a nail art brush (thin and stiff bristles) and dotting tool to make the different shapes.
- Base coat
- Top coat
- Three different nail colors of your choice, should go together
- Nail art brush (or thin and stiff paint brush)
- Dotting tool
- Paint nails with a base coat. I use OPI’s base coat.
- Paint nails with two layers of nail polish, color of your choice. I used a gold color by Zoya. Wait for nails to dry between coats. Make sure nails are completely dry after second coat.
- Using the dotting tool, paint lopsided blobs (think kidney bean shapes, popcorn shapes, etc.) on the nail, using a color of your choice. Here, I used a white color also by Zoya. Wait until nails are completely dry.
- Using the nail art brush (thin with stiff bristles), outline random sections of painted blobs. Draw a border around 50% of the blob, loosely following the shape of the blob as a guide. Do not fully enclose the circle. You should never enclose more than 2/3 of the blob. Here, I used a dark shimmery navy blue color by Butter London. One of the best ways I have heard to describe this is to make a “cyclops eye and smile.”
- Wait until nails are completely dry, and seal with a top coat. If the nails aren’t completely dry, then the design will start to smear and streak all over the nail (Exhibit A, my pinky nail as pictured above)
What are your thoughts on nail art? Are you a fan of this design?

domain: design


Quantum computing inched a little closer with a demonstration of quantum memory using light pulses stored in a cloud of ultra-cold rubidium atoms.
The light pulses, which can scale down to a single photon, are shone into the cloud to write and store data. A second reference, or control, pulse of light of a different nature is shone at the cloud to retrieve the original pulse and the same information.
Lindsay LeBlanc, assistant professor of physics and Canada Research Chair in Ultracold Gases for Quantum Simulation, conducted the research with post-doctoral fellow Erhan Saglamyurek. They say the technique could be used to build quantum memory for quantum computers.
Saglamyurek adds: “The amount of power needed is significantly lower than current options, and these reduced requirements make it easier to implement in other labs.”
Baby, it’s cold outside
Quantum computers need to operate at temperatures near absolute zero (Kelvin scale) and the super-cooled rubidium atomic cloud is at that level.
In their research, LeBlanc and Saglamyurek used a technique scheme that “relies on dynamically controlled absorption of light via the ‘Autler–Townes effect’, which mediates reversible transfer between photonic coherence and the collective ground-state coherence of the storage medium.“
The researchers demonstrated proof-of-concept storage and signal processing capabilities in a laser-cooled gas of rubidium atoms, including storage of nanoseconds-long single-photon-level laser pulses for up to a microsecond.
The microsecond storage time is a good start and the discovery could pave the way to scaling up quantum computing research.
LeBlanc and Saglamyurek’s paper, “Coherent Storage and Manipulation of Broadband Photons Via Dynamically Controlled Autler-Townes Splitting,” (small paywall) is published in Nature Photonics.


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NEW ORLEANS (WVUE) - South Louisiana has a chance to pit two teams against each other in the Class 4A state title game, thanks to #1 Edna Karr and #2 Warren Easton winning their respective quarterfinals.
5th-seeded Lakeshore came short of returning to the Superdome, falling victim to Neville in a rematch, 21-0. Karr took care of Bastrop, 48-19, while Easton beat Northwood-Shreveport, 34-6. It’s the first playoff game that Jerry Phillips' team has given up any points but they nonetheless are averaging victories by the score of 41-2 in the postseason.
The Cougars and Eagles went down to the wire in the regular season finale and all that stands between a rematch are visits from Neville and Leesville in the semifinals.


Julian Schnabel (left) directs Mathieu Amalric in "The Diving Bell and the Butterfly." Photo: Walker Art Center.
Andy Warhol goofed around with a movie camera and British artist Steve McQueen made a big splash with his I.R.A. prison drama “Hunger,” but no contemporary art star has made as strong an impression in the feature film world as Julian Schnabel. A potentate of New York’s downtown gallery scene since the 1970s, he’s also a winner of best director awards at Cannes and the Golden Globes. Whether it's painting a 20-foot-tall canvas or filling a cinema screen with light, Schnabel exudes masterful confidence and control.
Beginning March 4, Walker Art Center will host a retrospective of Schnabel’s films. He will discuss his work in a Regis Dialogue, 8 p.m. March 19.
After the untimely death of his colleague Jean-Michel Basquiat, Schnabel decided that he was the person most qualified to represent his friend's life on film. His 1996 debut feature “Basquiat” (7:30, March 4) starring Jeffrey Wright as the late artist, was an assured, accomplished, visually vibrant arthouse hit. He moved on to a larger canvas with “Before Night Falls” (7:30, March 11) a portrait of dissident Cuban poet/political prisoner Reinaldo Arenas, starring Javier Bardem and Johnny Depp in a dual role as a sympathetic transvestite and a cruel prison guard. He returned to the theme of a creative life cut short in his French-language biopic of a Paris magazine editor completely paralyzed by a massive stroke, "The Diving Bell and the Butterfly" (7:30, March 12).
The retrospective will include a screening of the Lou Reed concert film “Berlin” (showing free at 7:30, March 17), and the area premiere of his newest feature, the Mideast political drama “Miral” (starring Freida Pinto of “Slumdog Millionaire;” 7:30, March 18).
Admission for films is $8 ($6 Walker members and students), or four films for $24 ($18). Please call the box office at (612) 375-7600 for the discount. Tickets for the Regis Dialogue are $20 ($15 Walker members and students).


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Heat 2 liters milk, ad 250 gm sugar and cook well till sugar is dissolved.
Now add 2 tbsp stabilize powder, allow cooking till mixture thickens. Also add 1 tbsp cocoa powder and ½ tbsp coffee powder. Mix well.
Then remove from fire and keep aside to cool.
Now add few drops of vanilla essence and 1 ½ cup fresh cream. Mix well and keep aside.
In ice cream machine fill the sides of container with crushed ice, also add salt with crushed ice every time.
Add milk mixture to the container, cover with lid, fit in machine and turn the ice cream machine on. Keep the machine turn on for 30 minutes.
Now remove a little thickened ice cream mixture in an airtight box. Freeze overnight.
Then remove ice cream in serving bowls, garnish with crunch and serve chilled.
Method for Crunch
Heat 250 gm sugar in a pan till melts, remove melted sugar in a greased tray, keep aside till firm.
Coarsely crush and sprinkle on top of ice cream

domain: food


text:
Reading: 5 protocol
You see it on labels everywhere. In the beauty department. In the aisle of dietary supplements. Maybe even a new trendy drink in the mini fridge while you wait for the checkout.
But what is collagen exactly? Where does it come from? And how does it help your skin? We answer all your questions about this ubiquitous ingredient that also occurs naturally in your skin.
What is collagen?
Table of contents
- 1 What is collagen?
- 2 When it comes to my skin, what is collagen good for?
- 3 Where does collagen come from?
- 4 Factors that affect our skin’s natural collagen levels
- 5 How does collagen breakdown occur?
- 6 Collagen for the skin: what is fact and what is fiction?
- 7 The Final Word on Collagen
Collagen is the most abundant protein in the body, Make up 25% of our total protein content.1 A fibre-like structure that connects tissues, it is a major component of bones, cartilage, muscles, tendons and of course skin. In fact, there are over 28 types of collagen in each of us.
When it comes to my skin, what is collagen good for?
Thick collagen fibers help make your skin resilient and contribute to the firm, supple appearance of healthy skin. If we think of our skin as a mattress, collagen fibers are the springs. These fibers help our skin become firm and elastic.
If we think of our skin as a mattress, collagen fibers are the springs.
Where does collagen come from?
Your body naturally makes its own collagen by converting protein from the foods you eat into amino acids. These amino acids build various types of necessary proteins, including all types of collagen.
So where do you find the collagen in your skin? It is mainly found in our middle layer of skin: the dermis. It forms part of the so-called extracellular matrix, which contains collagen fibers, elastin fibers and proteoglycans.
But what about the powders and pills we see on the shelves? Most collagen supplements come from animal sources. Vegan collagen supplements, on the other hand, typically consist of the building blocks, or amino acids, that your body needs to create collagen naturally.
Factors that affect our skin’s natural collagen levels
Lifestyle factors can damage collagen fibers by reducing their thickness and strength and even causing wrinkles to appear. But what factors are we talking about? Collagen production declines the fastest due to excessive sun exposure. Pollution, smoking, diet and lack of sleep, also known as parts of the skin exposome, can also damage collagen structure.
Our bodies gradually produce less collagen as we age. As we age, the skin cells responsible for collagen production slow down. The result? Decreased firmness and thickness of the dermis. A common example – thinning lips. Most volume loss in the lips is actually due to collagen degradation over time.
Hormonal changes mean skin changes for many of us. Puberty, menopause, and andropause can all affect your skin’s natural collagen production. For example, low estrogen levels are common Postmenopause can lead to a loss of natural collagen.
How does collagen breakdown occur?
Now we know that collagen levels don’t stay the same throughout our lives. But how is our collagen naturally broken down in our skin?
As we have already mentioned, the effect of sun exposure on the skin or photoaging is the main reason for collagen degradation. Studies have shown that Decreased collagen production is directly related to sun damageas well as aging.
Another factor in collagen breakdown? oxidative stress.2 When our body fights off a lot of free radicals from pollution and the like, a process called oxidative stress can be triggered. This leads to an increase in enzymes that break down collagen.
Finally, let’s talk about glycation. Glycation is caused by the presence of excess glucose or sugar in the skin fibers.3 This excess triggers an internal reaction where sugar molecules attach to collagen and elastin proteins.
Normally, these proteins work together to keep skin firm and supple. However, during glycation, these sugars attached to proteins form what are known as advanced glycation end products (AGEs). Over time, these end products make collagen stiff and firm instead of springy and elastic. Ultimately, this contributes to the skin being less firm, less taut and showing visible wrinkles.
Collagen for the skin: what is fact and what is fiction?
“Skin care products can help my skin maintain its natural levels of collagen.”
based. Topical collagen can help moisturize the skin, but collagen molecules are actually too large to penetrate the skin. This means that any skincare formulated with collagen cannot claim to affect collagen production or resilience.
On the other hand, science-based skincare products can help support natural collagen levels and fight glycation. Certain skin care ingredients can act as powerful anti-glycating agents. But how do they do it? Through a sneaky distraction. The glucose molecules responsible for skin firmness stick to the ingredient instead of your precious collagen, reducing the glycation process.
“Taking collagen supplements makes my skin look better.”
Maybe. It seems like influencers everywhere are touting the benefits of taking collagen. However, research shows that it may actually be better to take amino acid supplements. Why? These building blocks could help your body create collagen naturally.
What is the best way to care for your skin? Always use a broad spectrum sunscreen! Combining this with a healthy lifestyle is the best way to support your skin. You can support natural collagen production by eating a balanced diet of protein, whole grains, fruits and vegetables. Round out your skincare routine with products that can support collagen to get you closer to your overall goal.
And remember the lifestyle risk factors we mentioned, like smoking and stress? Reducing it will likely support your natural collagen levels more than any supplement.
The Final Word on Collagen
Collagen is a vital protein that our body produces itself. An all-around skin hero, it supports a toned, plump look while adding firmness and structure. But when it comes to using it as an ingredient in skin care products or dietary supplements, get the facts first.
Focus on a healthy diet, limit sun exposure, and stick to your skincare routine to maintain your natural collagen levels. Check out ours innovative formulas so that your skin looks timeless.
SHUSTER, S., BLACK, MM and McVITIE, E. (1975), The influence of age and sex on skin thickness, skin collagen and density. British Journal of Dermatology, 93: 639-643. https://doi.org/10.1111/j.1365-2133.1975.tb05113.x Tobin DJ. Introduction to skin aging. J Tissue viability. 2017 Feb;26(1):37-46. doi: 10.1016/j.jtv.2016.03.002. Epub March 14, 2016. PMID: 27020864. Danby FW. Nutrition and aging skin: sugars and glycation. Clinic Dermatol. 2010 Jul-Aug;28(4):409-11. doi: 10.1016/j.clindermatol.2010.03.018. PMID: 20620757. Jin Ho Chung, Jin Young Seo, Hai Ryung Choi, Mi Kyung Lee, Choon Shik Youn, Gi-eun Rhie, Kwang Hyun Cho, Kyu Han Kim, Kyung Chan Park, Hee Chul Eun, Modulation of Skin Collagen Metabolism in Aged and Photoaged Human Skin In Vivo, Journal of Investigative Dermatology, Vol. 117, Issue 5, 2001, Pages 1218-1224, ISSN 0022-202X, https://doi.org/10.1046/j.0022-202x.2001.01544. x. Griffiths, C., Al., E., Unit, AAF the D., Others, JS and, Others, LLH and, Others, SF and, SA Madhi and Others, Cypess, AM, & A. Maqsood and LR Imel. (1993 December 30). Restoration of collagen formation in photodamaged human skin by tretinoin (retinoic acid): Nejm. New England Journal of Medicine. Retrieved March 3, 2022 from https://www.nejm.org/doi/full/10.1056/NEJM199308193290803 Reilly DM, Lozano J. Skin collagen through the stages of life: importance to skin health and beauty. Plast Ästhet Res 2021;8:2. http://dx.doi.org/10.20517/2347-9264.2020.153 Collagen. The food source. (2022, March 2nd). Retrieved March 3, 2022 from https://www.hsph.harvard.edu/nutritionsource/collagen/LR (1970, January 1). Lauren Rittie. Cold Spring Harbor perspectives in medicine. Retrieved March 3, 2022 from http://perspectivesinmedicine.cshlp.org/content/5/1/a015370.long Morita A, Torii K, Maeda A, Yamaguchi Y. Molecular basis of tobacco smoke-induced premature skin aging. J Investig Dermatol Symp Proc. 2009 Aug;14(1):53-5. doi: 10.1038/jidsymp.2009.13. PMID: 19675554
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OPWDD's Contract Management Unit for Taconic NY DDSOO is soliciting sealed bids from responsible and qualified contractors to perform Campus Lawn Care and Maintenance Services in Dutchess County. References attesting to at least two years of relevant experience, financial resources, and applicable insurances are required. Bid opening will be conducted via Web Ex, not face to face. Please refer to the IFB, Pg. 7, Section 13.A.(4) for details.
Contract will be awarded to the responsible and responsive bidder who will provide the lowest Total Seasonal Price for all Campus Lawn Care and Maintenance Services.
Prevailing Wage will be applicable.
If you are interested, please submit at least one (1) original copy of the:
IFB Cost Proposal Form & Signature Page
References (mandatory supporting document)
Vendor Responsibility Questionnaire (mandatory supporting document)
Please submit all required bid documents to:
Taconic DDSOO, Contract Management Unit C/O Felicia DeHaan, CMS 1 - IFB TAC 110123
26 Center Circle, Services Building
Wassaic, NY 12592-2637
Submissions are due by 3:00PM on November 1st, 2023, no exceptions. Bids must be hand delivered or mailed. Emailed bids will not be accepted.
Please note that the Informational Contract Template attached is for reference only. Do not submit anything inside that PDF with your bid.
If you have any questions, please submit them to: The Contract Hub at [email protected]
Felicia DeHaan at [email protected]


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A look at the growing fossil fuel divestment movement.
Memoirist and novelist Anne Lamott captures the dilemma of a divorced woman from the so-called "sandwich generation" in her latest book, Blue Shoe (Riverhead Books). It’s the story of a contemporary American family, wounded by emotional distance and disturbing secrets, but reaching for connection and love.
- Annie Lamott Author, writer
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Dangerous and difficult pulling in and out - parking can be crowded. Worst part was the poop quality coffee with the small artificial cream packets & donuts -both of which are so bad for your health. Breakfast could be imporved easily. The place seemed safe and clean, but the walls are thin, and you may hear your next room. A lot of construction workers stay there, but not the rough, loud kind. Staff was fine, but the place gives the atmosphere of not being professionally run. The set up is very homey in the room with fridge and microwave, and plenty of place to hang clothes & a huge mirror. I think anyone would be okay here. All in all I say -try it -you will not be disappointed.
- Official Description (provided by the hotel):
- Americas Best Value Inn Edmond/Oklahoma City North offers the most value for your money when staying for business, pleasure, or just passing through. We offer clean spacious rooms, coffee/tea in lobby, and Wi-Fi throughout the hotel. All guest rooms include microwaves, mini-fridges, hairdryers, sofa, 32 inch flat panel cable TV, ESPN, and HBO. ... more less
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Specialty Silica, everyday and everywhere providing benefits to our customer. Silica is one of the most flexible active ingredients for a variety of applications. It can be designed and tailored to meet different challenges. As a leading global producer of Specialty Silica we are well represented around the globe with sales offices, technical centers and production sites. We also bring more than 50 years experience in research, development and manufacturing to the table for customized solutions involving Specialty Silica.
SIPERNAT® specialty silica and AEROSIL® fumed silica are essential for many products of daily life and for industrial intermediates. The fascinating properties lead to unique effects and make AEROSIL® and SIPERNAT® products so valuable in our customers’ recipes. more
The SIPERNAT® Product overview displays the whole range of SIPERNAT® products and summarizes the physio-chemical data, allowing the customer to easily compare and find the right product for his needs. more
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Meet us at these events and fairs
June 4-9 - Denver, USA25th North American Meeting (NAM) of the Catalysis Society
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The evening will feature world-renowned Academy Award and multiple Grammy-winning pianist/composer, Dave Grusin presenting his ingenious jazz interpretation of Bernstein’s classic West Side Story featuring contemporary Big Band arrangements by Pepe Lienhard and his Big Band.
~ Leonard Bernstein gained worldwide fame in 1961 with his musical «West Side Story» A musical in which a modern day Romeo and Juliet are involved in New York street gangs. On the harsh streets of the upper west side, two gangs battle for control of the turf. The situation becomes complicated when a gang members falls in love with a rival’s sister. The turf war between the American «Jets» and the Puerto Rican «Sharks» forms the dramatic backdrop of a gripping tragic romance in the style of Romeo and Juliet and plays in New York of the 1950s.
WHEN: AUGUST 3, 2018
VENUE: Hotel Reine Victoria
ADDRESS: Via Rosatsch 18, 7500 St. Moritz, Switzerland
TELEPHONE: +41 81 553 90 00
- Dave Grusin – Conductor/Piano/Keyboards
- Pepe Lienhard and his Big Band
- Lee Ritenour – Guitar
- John Beasley – Additional Keyboards/Synthesizers
- Tom Kennedy – Bass
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Nina Persson's music has always had a strength and singularity of vision. All of her past works have had a distinct thematic push, informing everything from the melodies to the songwriting and lyricism, through to the visualization of the works. She’s been a retro Swedish sweetheart, a plastic pop dream girl, an Appalachian lullaby-cooing songbird and a hardened love worn soul in search of a co-conspirator. It’s been this singularity if vision that has always left her fans enthralled by her latest, as well as her next move.
While A Camp has always been The Cardigans' Nina Persson’s solo project, which truly evolved out of her own needs to express her own vision, with her second A Camp release, Colonia, this is no longer true. A Camp is now a band. Atomic Swing’s Niclas Frisk, Shudder To Think’s Nathan Larson and Nina Persson are now a fully realized band, and it shows. From the musicality, the production and the execution, it’s clear that this is a collaboration. This is not to say that this is a shortcoming, it’s just a new A Camp.
And Colonia is full of change. While the record still has a strong thematic center, “historical imagery,…from the opium den to the Belgian Congo, from the Namibian desert by starlight to Victorian New York by gaslight, and the Bowery of the '70s by neon,” it’s definitely not pared down and singular. And, yes, the lyrics, mood and music all feed this grand vision. Oddly, the album’s track progression belies the fact by setting forth the first four songs as A Camp circa 2001’s “business as usual.” By the fifth track, though, the gears shift. The tunes then begin to run from swelling film score to 60s girl group pop, and from royal pomp to melodramatic circumstance.
But while this mixture of styles and themes may be the strength of the album to some, it will also feel like it’s downfall to others. Even though the signatures of her work are still outstanding, long-time fans may long for the stronger on-point message most have come to expect from Persson. But one must also realize that this is still her band and her vision. The real message is: A Camp is now a band. To those who prefer Persson as a solo artist, this may not justify the changes, but to her, it’s simply her next move.

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Register of Deeds
The Putnam County Register of Deeds office is located in the Putnam County Courthouse in room #3.
Helpful Information From This Department
- The Register of Deeds office handles the recording of deeds.
- Information you can aquire from this department includes recording fees, deed holders, amount of purchase, and whether a mortgage exists and is released.
Driving Directions to Our Office
- From I-40 take the Cookeville/Sparta Exit 287.
- Go north on Jefferson
- At the 9th red light you will see the courthouse on the Square.
- We are located in room #3.