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Once your kid can ask about buying a pet — do not deny.
This “gift” is a future family member and friend for your child, the key to his development as a person.
Certainly not worth buying the first animal. The choice should be approached with knowledge of the case. Here is this knowledge we will try to fill.
What qualities cultivates in the child a pet?
A living being develops in the child a whole range of useful qualities that will be useful in life:
Responsibility. When buying animal immediately check the condition of the child that he must care for the pet, feed him, drive on the street (if necessary). Only with this approach the child will develop a sense of responsibility for a living being, his health and life.
Patience . Set a goal to do simple little daily training. If the house has a dog, then teach with your child to execute any command, for example, to give a paw. You can imagine how much you will need patience to cope with this task. But how much will be the joy and pride in case of success.
The ability to empathize . A pet is a living creature. He needs care and love. He may be ill and have a bad mood. Together with his novenkogo your baby learns to empathize, he becomes kind and sympathetic.
Trust . Communicating with animals requires the confidence of the child. Sharp fangs of a dog or cats teeth can bite. But the kid will trust the pet, and he reciprocates.
Entertainment . The animal can not only feed, treat and educate, but also to play with. Especially good to run with the dog in nature. A lot of bright impressions are guaranteed.
Improvement of communication skills . The child learns to communicate with his friend, to understand it perfectly. He knows when an animal wants to play, to eat, when something hurts or just sad. This is a very useful quality.
What Pets give birth more often?
There is a group of animals that children are asked to buy:
Cat . The animal the least whimsical. It does not require special care and takes up very little space. But the interest drops as the kitten grows up and begins to lazy to run after the bow.
Dogs . These animals occupy the second place. And really, the dog is the friend of the child. You can train her, play with her. Many parents buy this pet to protect the house and the child.
Various rodents (rats, rabbits, hamsters and other animals) are very undemanding and undemanding and economical. To entrust the care of such Pets can even a small child.
The fish in the aquarium can bring a lot of fun for children and relaxation for parents. They will not cause allergies, does not require a constant communication and training. All you need is time to feed and clean the tank.
Birds. Advantage — financial undemanding. Drawback — noise and the need for constant care. For baby birds are more interesting, because with them it is always possible to establish verbal contact and even chat.
How to choose pet?
Psychologists in one voice claim that to choose a pet based on temperament and personality of the child. For example, the phlegmatic child will approach the animals with which we can communicate with sounds and touch — mice, hamsters, Guinea pigs and so on. If your little one bright and cheerful personality, it is better to have a parrot or a Canary. Emotional and thin-skinned child is to buy an aquarium with fish. These Pets will act soothingly.
When choosing a pet you must consider the opinions of all family members. Just need to decide who will feed, care and walk with the animal. Responsibilities should be distributed so that no one was able to escape them.
Be sure to consider the possibility of walking of an animal and the size of the apartment. For example, if the adult is a day no one appears home, the dog will be difficult to follow. In this situation it is better to give preference to a parrot or cat.
Financial opportunities also need to be considered, because the animal needs each day to feed, buy toys, medicine, nursing and so on. In the end, can get a lot of money.
If you buy a pet for your child, then consider the life expectancy of your future pet. For example, cats live about 15 years, hamsters — not for about 3-4 years,, dog is about 14-16 years, and so on. Note that in the summer will want in a vacation. During this period pet will need to to leave someone.
Specific recommendations on the optimal choice of the animal
If you want to raise a sociable child, then the best choice is buy the cat. Such an animal will make your child more balanced, calm. Rodents can teach your child to be more attentive, because the animal is small in size and does not require special care. During the communication you need to control your actions, not to harm.
Bird will bring up in your kid’s patience, especially at the initial stage of learning new words and actions. For nervous kids fit newts, frogs or fish. They will teach the kid to observe and to contemplate. To foster perseverance in the child it is better to prefer a turtle or iguana.
Remember that the animal itself is not able to raise a baby. But you can direct the energy of the baby in the right direction, to show what needs to be done. And then the kid himself will understand and will find its way to training the correct human qualities.


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Here are 5 books that I have read in the last few months or so – I personally love all of these book and although I don’t read as much as I used to, I am really trying to get back into the habit of reading a new book at least once a month – so let me know if you like these book posts.
1.Steve Jobs by Walter Issacsson
Although I have not finished reading this book yet, I can tell that this is a must-read. From the small amount I have read it is clear that Steve Jobs was not just any type of person and was always destined to make it big. Personally, what I like is that in contrast to many other CEO’s and pioneers in technology etc. Jobs was not someone who only ever concentrated on his work -when he was a teenager , he still acted like one. He played pranks, experimented with drugs (not saying that’s a good thing) had friends , rebelled against his parents sometimes and so on and so forth. I think its just refreshing to see that he wasn’t someone who all he ever done was work – this is not to say that he done no work at all, but he definitely incorporated his love for technology along with his love for other stuff too.
2.#GIRLBOSS by Sophia Amrouso
Sophia Amrouso wrote #Girlboss when she was still the CEO of Nasty Gal, since then she has stepped down and become creative director. This book basically explains how its okay for things to go wrong in the process of trying to be successful – she went through multiple jobs, committed theft and even dumpster dived but then she started selling vintage clothes on Ebay which led her to be the CEO of a multi-million dollar company. This book is definitely an inspiration for those who have big dreams but just need the motivation.
3.LA Candy by Lauren Conrad
I bought this book when I was going through a phase of being weirdly obsessed with Lauren Conrad – a summer when all I watched was reality TV. I got this book after getting Style by Lauren Conrad and my mum was forcing me to get a novel aswell. The book is loosely based on Lauren’s time on the hills ( whether she has said that herself or not- I don’t know) but I think this book is quite a good beach read. Its light hearted, there isn’t too much to take in and kind of predictable but certainly not a bad book at that. This book is a trilogy, so if you enjoy this – check out Sugar and Spice and Sweet Little Lies!
4.Eleanor and Park by Rainbow Rowell
This is one of those Tumblr-ry type of books that will eventually probably have a big following and people to your left and right quoting lines. But this does not steer away from the fact that this is a book that is genuinely written well. There is such a simple storyline however it is gripping. To be honest, it took me quite a while to finish reading the book as in a few months but it was certainly worth it in the end. From what I have heard there is going to be a movie adaptation soon- another reason to read this book before someone else spoils it for you. Rainbow Rowell is making ripples in books for young adults – try and look out for her other books to including FanGirl!
5.The First Last Kiss by Ali Harris
I am probably the least romantic girl ever but this book left me speechless. It is so well written and so moving , in addition to that , i love the fact that the book is not written in order and fast forwards and rewinds from the present time in the book. The book focuses on a couple , Molly and Ryan, and I think Ryan is literally most girls’ idea of perfection ( personality wise, not looks wise) He seems so funny and carefree but serious at the right times too. If you need a book to read right now – this is it!
Remember to follow me on Bloglovin’!

domain: library


text: If you are actively investing in real estate you know that deals aren't just falling in your lap like a few years ago. Deals are harder to find BUT there still are a ton of them out there. You have to be actively marketing to find profitable deals in today's market. At this months real estate investing incubator Meetup Group we are gonna be talking all about Sourcing Good Deals In Today's Market. These good deals can be wholesales, flips or rentals.

domain: economics


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Amy Berg has spent a lot of time in San Francisco and the Bay Area over the past eight years. In between working on a plethora of projects that included “West of Memphis,” her 2012 documentary examining the case of three teenagers convicted of a 1993 triple child murder, Berg would come here to immerse herself in all things Janis Joplin, first in preparation for and then in the making of her latest film, “Janis: Little Girl Blue.”
“I met the guys in Big Brother and the Holding Company and some of her friends from when she first moved here,” Berg says during yet another visit to the city, this time to screen the film as part of the San Francisco Film Society’s Doc Stories series. “I went to the historical archive. I went and visited her apartments where she lived in North Beach.

domain: artistic


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You may prefer to think about investing in gold if you are actually looking at specifying up an IRA. While this feels like a fantastic technique to transform your expenditure collection, there are a handful of traits you should recognize before starting. gold ira account
Lear Capital is a metals firm based in America. It specializes in selling gold, silver, platinum, and other types of precious metals. The provider likewise offers an amount of assets products and services.
Lear Capital pays attention to customer support and complete satisfaction. It delivers an extensive insurance coverage, a personal account agent, and also other useful information. gold ira guide
You can easily utilize it to find out additional concerning spending in precious steels, track your portfolio, and evaluate the costs of particular metals. Spending in precious metals is a risk-free way to protect your discounts. gold ira transfer
You may prefer to take an appeal at Lear Funding if you are actually fascinated in acquiring gold, silver, or even other kinds of valuable steels for your IRA. They are actually a credible and also trustworthy firm that has actually been actually serving customers for 25 years.
If you’re trying to find a reliable gold IRA provider, you must look at Augusta Precious Metals. The family-owned provider possesses an exceptional image in the business. They concentrate on offering a hands-on expertise to assist clients buy metals.
Augusta’s client help is top-level. You can talk to the provider anytime. Additionally, they provide a significant public library of short articles to help you know the marketplace.
Augusta Precious Metals possesses a knowledgeable group of specialists. This includes a manager and financial specialist who assist you take advantage of your assets.
Augusta has gotten an A+ rating coming from the Better Business Bureau. Furthermore, it has made the highest scores coming from your business Consumer Partnership (BCA).
It is actually vital to select a respectable company if you are actually intrigued in spending in precious steels. Inquire inquiries and make the effort to investigation a business.
Orion Steel Exchange
Orion Metallic Exchange provides gold and silvers to clients through a Precious Metal Individual Retirement Account. This enables them to transform their IRAs through purchasing gold, platinum, palladium, and also silver. The expenses linked with such a profile are income tax deductible.
Additionally, rare-earth elements are actually often thought about as surveillance versus a volatile market. They are also beneficial as a collection item. Just before you start your own expenditure, you require to make sure the company you are actually dealing along with is trustworthy.
An excellent place to begin is actually to have a look at Orion’s internet site. There you are going to find real-time estimate, charts, and also news articles. You’ll locate some extra information for learning just how to commit in valuable metallics.
Although Orion’s web site isn’t as complete as maybe, it still delivers helpful details. There is actually a “graphes” webpage that consists of present as well as beyond prices for priceless metals.
Typical Individual retirement accounts vs gold Individual retirement accounts
You may possess questions about which providers provide the absolute best service if you are actually planning to open up a Gold Individual retirement account. There are actually many different variables to consider, so you require to see to it you opt for a company along with an exceptional online reputation.
The most effective gold individual retirement account suppliers will certainly certainly not mark up the rates of their products. This implies you obtain a reasonable rate for your gold.
A gold IRA could be an outstanding way to transform your expenditure portfolio. It can give a strong hedge against rising cost of living and also securities market crashes. Furthermore, it can easily help you attain retirement life goals.
A Gold individual retirement account could be financed in a selection of methods. You may contribute through your 401k, cord transactions, or cash. You must avoid rolling over your whole entire home egg right into a Gold IRA.
Rip-offs in the gold individual retirement account organization
Gold IRA cons are common, as well as a lot of them can be incredibly challenging to area. However, doing your research can assist you prevent all of them.
A gold IRA is an excellent means to expand your retired life profile. If you are actually not sure regarding the dangers of buying rare-earth elements, consult with an economic specialist to explain your choices. They may aid you calculate which business are trustworthy.
Fraudsters often use high pressure purchases techniques to draw in unwary financiers. These feature helping make untrue pledges around high yields or even guaranteed revenues. You additionally want to be wary of firms that supply guarantees without producing any effort to ensure you actually receive them.
Make certain to get every little thing in creating. This features deals as well as appraisal documents. Beware of companies that declare you can buy gold for a price substantially less than the market rate.
If you’re looking for a dependable gold IRA firm, you must take a look at Augusta Precious Metals. A gold Individual retirement account can be actually an outstanding way to transform your expenditure profile. A Gold IRA may be financed in a range of means. You ought to prevent spinning over your entire home egg into a Gold Individual retirement account.
A gold Individual retirement account is a fantastic technique to diversify your retirement life portfolio.

domain: finance


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when you want your leave to start, for example the day of the birth or the week after the birth if you want 1 or 2 weeks’ leave Your employer can ask for this in writing. Statutory Paternity Pay: employee circumstances that affect payment Service des Indemnités Avenue de Tervuren 211, 1150 Brussels Tel. Education and learning Disabled people Statutory Paternity Pay: … As an expectant father, it’s essential to be aware of these qualifications to find out what counts for your case. Your boss could even be one of the first people you share the good news to, as they’ll probably want to know why you’ve been taking a lot of time off work to accompany your wife to the hospital for regular visits. Most couples establish a co-parenting scheme by working around a The United States, which is a highly developed and industrious country, falls far behind other parts of the world in terms of offering paid paternity leave as an act of support for new fathers.
Form for employee who has requested paternity leave to provide notification of child's date of birth When to use this model paternity leave form. Transparency and freedom of information releases Benefits Births, deaths, marriages and care
The covered employer refers to employers with at least 50 employees within a 75-mile radius of the worksite. In a recent publication authored by Richard Petts, Chris Knoester, and Jane Waldfogel on Springer, researchers discovered the impact of paternity leave-taking on Rating : How government works As for those who have surrogates carrying their baby, the same circumstance applies. Form Statutory Paternity Pay and leave: adopting a child from abroad (SC5) 9 June 2015 Form Guidance for employers. Money and tax Paternity leave is applied for by a male employee, immediately preceding or immediately after the delivery of a baby. Sample Paternity Leave From for Philippines, United States of America and the UK. As an expecting father, you can also see whether or not the company you’re working at offers paid paternity leave.Many employers allow their employees to take paid paternity and maternity leave. Driving and transport We’ll send you a link to a feedback form. Statutory Paternity Pay: table of dates for employee entitlement (birth) Let us look at some paternity leave application samples that might help you write a good leave application. It’s important to tell your boss about your paternity plans weeks or months ahead of your leave to keep them on the loop. GOV.UK Visas and immigration Although history has long told us about the power and dominance of men in the industry, this traditional belief also made it seem like men were not deserving enough to spend some time on matters that concerned their personal lives. But what many seem to forget is all the technicalities that come with it. The employee must have worked for at least 1,250 hours in the last 12 months, meaning they must work for the same employer for at least 12 months as well. Nearly every employer provides paternity leaves for their male employees, but rarely are workers compensated during their leave of absence. Other requirements center on your status as the father of the child and the partner of the child’s mother.
Working, jobs and pensions If this is the case you will get more advice and information at the time. The following forms and detailed guidance are also available. It’s almost the same as sending a No one ever wants to pass the opportunity to be there for their family at important life events. Open Government Licence This is especially common practice in tech-related industries. Childcare and parenting You still have your responsibilities to uphold, and the last thing they’ll ever want to deal with is an employee who possesses a sense of entitlement.
Employer guide to Statutory Paternity Pay or Leave - entitlement, eligibility, notice period, forms SC3 and SPP1, recover statutory pay Parental leave is not a time of rest and relaxation—as a matter of fact, it’s the exact opposite. If you do change your mind, you and your employer may find it helpful if you filled in a new form SC3 Ordinary Statutory Paternity Pay/ordinary paternity leave. Working fathers (including self-employed) can enjoy paternity leave benefits under the GPPL scheme.
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domain: law


Haylou GST Spo2 Detects Smart Watch.
- HD Large Display: The Haylou GST watch weighs only 42g and is designed specifically for sports. Easily check information with the 1.69″ large touch control display.
- Variable Watch Faces: Watch faces are continuously updated on the APP to meet diversified aesthetics. Customize the Haylou GST’s watch face with your favorite picture.
- Exercise Data Recording: Record steps, distances, calories, and other exercise data in real-time all day long. Set daily exercise goals and try to realize them.
- SpO2 Tracking: Haylou GST supports testing your blood oxygen level at any time, so you can better understand your physical condition.
- Heart Rate Monitoring: Monitor your heart rate 24 hours a day with your health in mind. View recent heart rate data through a mobile APP.
- Smart Sleep Monitoring: Haylou GST automatically recognizes your sleep status and records data such as sleep duration and depth without setting it manually.
- 20 Days Battery Life: With one full charge, you can use the Haylou GST watch for more than 9 days in daily mode and about 20 days in extended battery life mode.
- IP68 Waterproof and Dustproof: Haylou GST is IP68 waterproof and dustproof and can be worn for daily use. No need to worry about sweat and rain.
- Chipset: RTL8762C
- Bluetooth Version: BT 5.0
- Operating Mode: Full Touch Screen
- Waterproof: IP68
- Sensor: Motion Sensor, Heart Rate Sensor, Blood Oxygen Sensor
- Screen Size: 1.69 inch
- Screen Type: TFT
- Screen Resolution: 240*280
- Battery Capacity: 220mAh
- Battery Using time: about 9 days
- Standby time: about 20 days
- Charging Time: about 2.5 hours
- Charging Type: Magnetic charging
- Band Width: 22mm
- Compatible OS: Android 6.0 or above; iOS 11.0 or above
- APP Name: Haylou Fun
- Product Weight: about 42g
- Watch Language: Chinese, English, Korean, German, Italian, Japanese, Portuguese, Spanish (follow the phone language)
Haylou is back again with a new smartwatch on the market, it’s the Haylou GST Smartwatch. Simplicity is the Essence, it is what Haylou describes as the GST. It is light design having42 grams with a simple, and lightweight design.
The wearable has a rectangular body with a single physical button on the side. It is a compact smartwatch that has an IP68 dustproof body as well as waterproof. The sleek display is accompanied by a skin-friendly silicone strap that is comfortable to wear.
The Haylou GST smartwatch has a full-color screen, with full touch support. It has a 1.69” inch TFT LCD screen with a 240 x 280-pixel resolution. And on top of that is a 2.5D tempered glass screen.
It runs the RTL8762C processor with a g-sensor, heart rate monitoring, as well as blood oxygen monitor. The smartwatch has Bluetooth 5.0 that is compatible with Android 6.0 and above, iOS 11.0, and above the platform. For its battery, the smartwatch has a 220 mAh battery with a standby time o 20 days and normal usage of 9 days.
Notable Features of Haylou GST Smartwatch
- 12 Workout Modes
- Lightweight Body Design
- All-Day Heart Rate Monitoring.


OX2 INDISPUTABLE ADVANTAGES
Battery-powered means clean and quiet comfort for the OX2 driver and anyone close-by. Some of most striking advantages over gas-powered tractors include:
More Smile with Every Mile
- QUIET – 68 dBA (similar to the noise of the fan in a microwave oven. Hear what is going on around you. Ear plugs and ear muffs are optional. By contrast the quietest ICE tractors operate in the +85 dBA level and that is before powering up the mower deck to cut the lawn.
- CLEAN – battery-powered electric motors mean no choking exhaust fumes, no noxious greenhouse gases. Say good-bye to internal combustion engines that use damaging Nitrous Oxide to improve performance and are subject to spills while fueling, all at the expense of the environment and your wallet with every fill-up and oil change.
- SAFE –With an instant on/off switch for the tractor and attachments, there is no delay when danger surfaces. Cut the switch and snap, everything stops. Attachments are out-front directly in your line of sight. The OX2 has a sloping hood making is easier to see obstacles ahead and the job you are doing.
- NO HEAT or VIBRATION – Driver comfort during continuous use is improved and fatigue is lessened. The OX2 is powered by busy, efficient and quiet little electrons spinning an axle. There are no clunky pistons and valves fired by gas exploding hundreds of times every minute inside an engine block.
- STEP-THROUGH EASE– An adjustable padded seat, arm rests, USB ports, clean dashboard operating status indicators and storage galore all make the driving experience a joy, but the spacious flat floor means easy slide-in/slide-out, no acrobatics required.
- TOUGH ON WORK, EASY ON YOU– Foremost, tractors are about traction. With PUSH/PULL RATINGS of 3.2 tonnes (7,000 lbs) on a flat, smooth surface, the OX2 makes light of heavy work.
- With its TIGHT TURNING RADIUS hug curved flower beds, spin about in warehouse aisles and avoid wasted time trying to get out of tight situations, thanks to the independent rear drive wheels.
- With the OUT-FRONT MOWER DECK, cutting beneath low hanging branches or along fence lines is easy and fast.
- CHARGE THE OX2 OVERNIGHT in a standard 3-prong 110/120V AC power outlet and run it for as quick as 8 hours to full charge.
- INSTANT START/STOP OPERATION means no delays and wasted energy warming up, idling on the job or before shutdown common with diesel motors and as recommended with many gas-powered tractors.
- TAKE ELECTRICAL POWER TO WHERE YOU NEED IT. An optional AC inverter supplies 110/120V power outlets for electric weed-eaters, leaf blowers, high speed drills and lighting. In a power outage, get temporary relief for that freezer in the garage right from the tractor.
SAVINGS MOUNT THE MORE YOU USE THE OX2
- Operating savings upwards of $3.00 per hour compared to gas-powered tractors (based on only 120 hours active use annually). Double your weekly use and double the comparative savings!
- Because there are no engine fluids and filters nor expensive engine overhauls, regular maintenance is simply keeping the tractor nice and clean, batteries charged and topped up with water and of course, keeping the tires inflated.
- Electric motors don’t have chains, belts, pulleys, spark plugs, crankshafts etc., so there is less to go wrong and less to replace.
- Because there is no combustible fuel to store and handle, your insurance company doesn’t need to cover this risk. You pocket the savings.
- The OX2 is upgradable so for a small investment you can have the features and capabilities available on the newest model year. Avoid the high cost of trading up. Just add a feature and extend the service life of your tractor. You save while enhancing the value of your tractor and only when it makes sense for you.
MEASURING REAL VALUE
- The OX2 towing model is expected to retail at a very competitive $7,000 before tax and delivery. Warehouses, terminals, nurseries, auto service centers, resorts and greenhouse operators can expect savings from lower running costs compared to a gas-powered tow tractor. Operating savings over 2 years of use can exceed the purchase price of the OX2 towing unit.
- Home owners needing a tractor that is both multi-season and multi-purpose will see savings from a tractor that can do so much more than just cut grass. The OX2 used just 4 hours a week, will save hundreds of dollars in operating costs each year over gas-powered tractors. Fewer machines to do the work saves space, maintenance time and of course money, potentially thousands of dollars in capital over the years.
- The OX2 garden tractor model is expected to retail for about $9,000 including the first attachment before tax and delivery. Additional attachments such as a mower deck, grader or snow thrower are priced separately. Competitive with sub-compact garden tractors, the OX2 delivers clear economic advantage where annual up-time is critical.
- The OX2 is built to last. With its modular design, upgrades are a simple way to extend the service life of the unit. Every year that an owner can delay the purchase of a new tractor means money in the bank. With lower running and maintenance costs along the way, owning the OX2 makes sound financial sense.
The right tractor decision for driver experience and for the environment can also be the right economic choice. That’s real OX2 ‘value’!


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In the last blog, we looked at the role of the wife in the couple’s relationship. Today we will begin to examine the husband’s role – the first part anyway. What does love look like?
I’ve heard that 90% of the work in a church is done by 10% of the people. This is not a healthy church. How can a church become healthier and be more of what God intended it to be?
All too often, believers meet without realizing why they are there. I hope to broaden your understanding of what a church should be about.
What kind of gifts does God give to the church to help the church to grow in number and maturity?
There may be some theological differences or cultural differences within a church. That’s okay. There may also be relationship differences in a church – and that’s NOT okay.
Is your church not getting along with each other? The Apostle Paul has some guidelines for helping believers relate to one another better.
The church is only as strong as how well those believers get along with each other.
Ephesians 3: 20-21 “Now to him who is able to do immeasurably more than all we ask or imagine, according to his power that is at work with us, to him be […]
Ephesians 2: 11-18 There was a problem in the church at Ephesus and other churches. Christianity started out as a movement within Judaism. In fact, in its early days it was referred […]
What is sin? What is grace? And how are those two concepts related? Ephesians 2: 1-7. Study – Part 9

domain: sociology


Groups and business owners concerned at Buderim u-turn plan
PRESIDENT of road safety group Buderim Safe, Brian McBride, walks with about 60 primary school children and their parents down the little slip lane outside Vandy's garage for their regular walk-to-school program.
The group of "excited" kids, mostly six and seven years old, walks straight along the proposed U-turn site.
If the U-turn went ahead Mr McBride would have to find an alternative route, ushering the kids through two extra pedestrian lights as well as via the entry to Buderim Woolworths, which does not have a pedestrian crossing.
"You're forcing them into something more dangerous," Mr McBride said.
"It's the busiest time of morning and you're increasing the risk to those kids.
"You can't break the group up so you actually have to try to get them all across in one go."
Vandy's Garage owner Glen Grant said his property, which includes the garage as well as adjacent buildings and a coffee shop, would be inaccessible with a U-turn in place, because it would turn the Vandy's slip lane into a one-way street.
"It denies me access to my own block of land almost completely," he said.
"Technically I can't come out of my driveway and into my workshop, I would have to go right around.
"Those who want to put a U-turn across a 50-degree bank and over a blind hill, someone's not using their brains very well."


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When a couple divorces, it is only fair that the future pension benefits of a working spouse be considered as part of an equitable property settlement.
Fortunately, an enlightened Florida Supreme Court has agreed. In a 6-1 decision handed down last week, the state`s highest court sensibly ruled that an appeals court erred when it ruled that courts can only consider pension benefits in regard to periodic alimony payments in divorce settlements.
The case in question involved a couple who divorced after 37 years of marriage. In figuring the divorce settlement, the trial judge included the husband`s federal retirement benefits of $297,000, in addition to the couple`s personal property, home and beach house.
The Supreme Court said that such retirement benefits should be considered marital property because the pension deductions from the paychecks were made during the marriage. The justices also said that the pension benefits should be subject to distribution as the judge sees fit, and not limited to a particular kind of payment.
The Supreme Court`s thinking is clear. The spouse who stays at home and tends the house and the children does as much as the working spouse to merit a share of the pension benefits accumulated during the years of marriage.

domain: news


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Let’s get ready for a little Halloween fun with a pumpkin themed meal!
We will be making:
(My specialty!) Pumpkin Mac and Cheese
Carrot and raisin salad
Veggie “fingers” and dip
Creepy fruit dessert
During class we will focus on kitchen and knife safety while preparing a fabulous meal to share together.
This class is open to students 6-12Who: Young Chefs 8+ Years Old, Young Chefs 8-12 Years Old, Young Chefs 6-8 When: 27 Oct 2016 - 03:30 PM - 05:00 PM Where: Old Salt Marketplace, 5027 NE 42nd Ave, Portland - SEE MAP BELOW Cost: $38.00 5 Seats Remain

domain: hobby


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Unleash your inner rainbow and join us in celebrating love, diversity, and equality at the spectacular Chicago Pride Fest, happening on June 17-18, 2023! Set against the vibrant backdrop of the iconic Boystown neighborhood, this two-day extravaganza promises a kaleidoscope of experiences that unite people from all walks of life.
Ignite your senses as you stroll through the lively streets of Boystown, where a colorful array of food vendors, local artisans, and talented performers will keep you captivated. Indulge in mouthwatering treats and shop for unique treasures while you groove to the beats of renowned artists and DJs on multiple stages. The festival showcases the best of Chicago’s LGBTQ+ community, offering a perfect blend of entertainment, culture, and advocacy.
Don’t miss the unforgettable Drag Show – a dazzling display of charisma, uniqueness, nerve, and talent that will leave you inspired and awe-struck. Our fabulous drag queens and kings are set to steal the spotlight with their mesmerizing performances and stunning outfits, making it an absolute must-see event.
As you revel in the festivities, remember that the Chicago Pride Fest is more than just a celebration – it’s a symbol of unity and a reminder of the progress we’ve made as a community. Join hands with your fellow festival-goers and take part in empowering workshops and engaging discussions, designed to foster a deeper understanding of LGBTQ+ issues and promote inclusivity.
Mark your calendars and get ready to paint the town with love and pride! The Chicago Pride Fest is your ultimate destination for a weekend of fun, friendship, and solidarity. We can’t wait to see you there!


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At the time of service, your ER co-pay was collected. We then filed with your insurance for your emergency room benefits. The balance due represents your deductible, coinsurance or other non-covered services.
A deductible is the amount you must pay out-of-pocket for expenses before your insurance company will begin to cover your medical bills. Typically, the deductible starts over at the beginning of the calendar year and each family member must meet their own deductible.
If you have specific questions about your bill, please call our Billing Department toll free at 866-688-6600 , weekdays between 8 a.m. and 5 p.m.
Important Health Info and more.
"Thank you to everyone for taking such great care of my daughter when she broke her finger today! When accidents happen, it is comforting to know you all are right around the corner!"


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Magnificent 19th century English barometer signed Thos. Reynoldson in rosewood with inlaid mother of pearl.
19th century Chinese vase, circa 1870
French Breton kitchen shelf, oak with tile back
107 p, circa Spode Earthen ware dinner service, Fleur de Lis patt
English SP revolving butter tureen
19th century Dutch vase with Chinese pattern, circa 1870


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Thermoelectricity in graphene nanoribbons: Structural effects of nanopores
Superlattices and Microstructures
The thermoelectric (TE) properties of graphene nanoribbon (GNR) with various regularly structured nanopores (NPs) are studied in detail. Describing the system within a tight-binding (TB) framework we compute all the TE quantities using the Landauer integrals. Results show a significant reduction in thermal conductance along with higher thermopower on the incorporation of most of the NPs, considered in this work, which enhances the TE performance. The different NP structures, such as the circle, rectangle, particular configuration of an isosceles triangle, etc., are found to have a higher figure of merit (FOM). A strategy is also proposed to enhance FOM by increasing the height of NPs across the junction. In light of the simplicity of our proposed models with such promising prospects, we strongly believe that NP-GNR system can be highly effective as an efficient TE device in the commercial market in the near future.
Ganguly, Sudin and Maiti, Santanu K., "Thermoelectricity in graphene nanoribbons: Structural effects of nanopores" (2019). Journal Articles. 585.

domain: literature


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HOW YOGA CAN IMPROVE YOUR RESTING HEART RATE
It’s not often you go to the cinema and leave in an ambulance. It’s not often that you are thinking about your yoga practice at the same time. That’s what I did last Saturday night. Sweating, nauseous and in a state of shock, I didn’t know what just happened…
It all started with a trip to the local spa in the afternoon, where I had a few ‘innocent’ sessions in the steam room and sauna. I was probably mildly dehydrated, but I drank fluid and rested in between and after. We met late Saturday afternoon to watch a film by the name of ‘The Children Act‘, a gripping drama starring Emma Thompson and Stanley Tucci. It came to a scene in the film where there was a ‘forcible’ blood transfusion. I started to feel a sense of anguish, I could feel myself becoming weaker, and then suddenly I…. fainted. Right there. In the cinema.
Susanne, my partner observed that I was in the grip of a seizure, with my eyes widen open and body shaking. She asked if there was a nurse in the cinema, and as I came out of it, there was a lady giving me water. I was taken out of the cinema and sat down outside. An ambulance was called and off we went to the local hospital in London! I was scared. I thought I had epilepsy or some other life-changing ilness and life would never be the same again.
In the back of the ambulance, the friendly paramedic (from Australia!) told me I had low blood pressure. Well, I guess I just was temporarily unconscious, so that makes sense. I’ve never had a problem with blood pressure before. I was also told that I had a really low ‘Resting Heart Rate’ or (RHR). I mean, really low. 60 is about the norm, below that, the ‘sirens’ start sounding, unless of course you are a physically fit – where your heart is more efficient in pumping blood around the body. Mine started at 46 in the ambulance, and dropped to 43 by the time I got to the hospital, when I started to feel more normal again.
My only real exercise routine is a daily yoga practice, combined with weekly dynamic reformer pilates and swimming from time to time. That’s all. No pounding the treadmill or the cross trainer, doing exercises that only burn me out. Oh, I meditate regularly too. So what’s going on?
According to the Harvard Medical Review:
“In certain cases, a lower RHR can mean a higher degree of physical fitness, which is associated with reduced rates of cardiac events like heart attacks.”
In particular, in a 2010 study, published by the International Journal of Biological & Medical Research, those who performed yoga regularly over 6 months saw significant benefits in their average heart rate, dropping from 77.8 to 71.3. These practitioners also practised not just physical yoga, but also pranayama (yogic breathing exercises) and meditation. These practices combined (which fall under the general practice of ‘yoga’) can result in improved heart rate and probably lower blood pressure.
So whilst the experience of ‘losing it’ in the cinema was scary (not just for me but for my partner too), it also had a positive side, which reinforced everything I try to do with my health on a daily basis, including my yoga practice.
But, above all, I’m really grateful just for being alive; for myself and my loved ones. Forget the yoga and all that.

domain: medical


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In this July 18, 2012 photo, A woman and children walk past a street mural depicting individual rights during a "Stop and Frisk" on in New York. AP Photo/Bebeto Matthews
A video released this week by TheNation.com sparked a heated debate during a Wednesday meeting of the City Council’s public safety committee about the New York Police Department’s controversial stop-and-frisk policy.
During the meeting, called to consider four bills known as the Community Safety Act that would reform stop-and-frisk procedures, council members went on the offensive against Mayor Michael Bloomberg’s representative, attorney Michael Best. Members demanded accountability for and investigations into some of the revelations made in the short documentary, which features audio of a Harlem team named Alvin being stopped and harassed by plainclothes officers.
Council member Robert Jackson insisted that Best watch the video. “It’s totally despicable, totally unacceptable,” Jackson said of the officers’ behavior in the video. “It should not be tolerated in our NYPD.”
Many of the council members feel the video is the best evidence of exactly the stop-and-frisk abuses the four bills of the Community Safety Act aim to curb, including profiling and unlawful searches. The Act would also establish an independent Inspector General Office to properly oversee police practices and provide much-needed accountability for the department’s problematic policies.
Council member Brad Lander was the next to mention the video. He asked the Mayor’s lawyer why none of the many offices set up to monitor the NYPD had not been investigating the existence of quotas, “as chillingly demonstrated by the Nation video.”
“To me, part of the need for an Inspector General,” said Lander in an interview, “is that there are all these things going on that police officers say aren’t right.”
“The video, referenced multiple times during the hearing, very powerfully encapsulates several of the issues we’re trying to address with these bills,” said Council member Melissa Mark-Viverito, in whose district the stop in the audio occurred. Her district in Harlem, she said, has the most stop and frisk incidents in Manhattan.
“The video brings to life the arguments the community and the council have been making,” says Mark-Viverito. Mayor Michael Bloomberg and Police Commissioner Raymond Kelly “refuse to believe we have a problem, and refuse to work with us.” With stop-and-frisk, “they’re terrorizing these communities.”
Council member Letitia James was outraged by the video. “The shocking and dehumanizing treatment this young man was subject to should serve as a wake-up call to those who would staunchly defend the current practice, and insist it is nothing more than an ‘inconvenience’ to the young men of color who are embarrassed on a daily basis,” she said in an interview after the hearing.
As the meeting wound down, several victims of stop-and-frisk sat before microphones to recount their abusive treatment at the hands of the police. Alvin’s stepfather, Jose LaSalle, played some of the audio of Alvin’s abusive stop. “What are you arresting me for?” Alvin could be heard asking as the recording played on the council hall’s speakers. “For being a fucking mutt,” an officer was heard answering.
The police department and the Mayor’s office continue to resist attempts at oversight proposed by the council, including the bill calling for an Inspector General. The Mayor’s office and the Police Department have said repeatedly that the mechanisms in place are sufficient to address interdepartmental problems and complaints.
And they insisted to The Nation that the mechanisms are working.
“Last year police in New York City had approximately 23 million interactions with the public. In order to make sure these millions of interactions are professional we invest significant time and money in training of officers,” says John McCarthy, a spokesperson from the Mayor’s office, “and that training is showing results as complaints from the public to the Civilian Complaint Review Board [CCRB] have gone down as our training has increased”
But there might be another reason why complaints are down. Many victims of stop-and-frisk and police harassment feel that their complaints aren’t meaningfully addressed.
Even Alvin is still waiting for the mediation with the officers who stopped him—a remedy proposed by the CCRB. “They haven’t set a date yet,” he said, more than a year after the incident. “I kept calling them and they don’t answer.”
When contacted for comment, the NYPD said: “the matter was investigated in June 2011 by Manhattan North investigations and wasn't corroborated after the complainant elected not to pursue the matter.”
Indeed, Alvin temporarily stopped pursuing the matter when his mother passed away in October, 2011. But he has since picked it back up in hopes of a resolution. “I don’t feel like they should lose their job or anything, but they should be penalized,” he said to The Nation Wednesday. “Then other cops will know not to act like that towards us.”


As the use of the Internet and online activities have grown to be a major part of our lives, personal data protection becomes fundamental. The data protection legislation, therefore, must evolve along with the technical developments to address emerging issues.
Currently, the integration of online means’ usage in Tajikistan is in its infancy and the development is relatively slow.
Setting the Ground
Prior to the adoption of the Personal Data Law in 2018, there was no law dedicated to personal data protection. Before the new Law, there were legal acts of various hierarchy that somehow regulate the protection of personal data, such as:
- The Constitution – establishes that collection, storage, use, and dissemination of information about a person’s personal life without consent is not allowed.
- The Civil Code – establishes that citizens have the right to protect the confidentiality of personal life, including secrecy of correspondence, telephone conversations, diaries, notes, intimate life, information on adoption or birth, medical secrecy, attorney-client privilege, the confidentiality of deposits.
- The Information Law – establishes general legal standards for the receipt, use, distribution, and storage of information.
- The Informatization Law – establishes that the rights to maintain personal secrets and confidentiality of personal data in information systems are subject to protection.
In 2018, the Personal Data Law was adopted that became the first law dedicated exclusively to the regulation of issues related to the protection of personal data.
In accordance with the newly adopted Law, personal data can be collected if the data subject gives the consent. However, the Law does not stipulate how such consent should be obtained, except for biometric data, which requires written consent. Presumably, such consent can be obtained in any suitable way (e.g. written, tick box).
For the first time, the issue of cross-border data transfer has been also addressed, which is allowed given the consent is obtained.
To this day there is no requirement for data localization, so data can be stored abroad.
There are no specific (technical) requirements in relation to means of ensuring the protection of personal data, only that they should be adequate.
Currently, a regulatory body for the personal data protection realm is yet to be determined.
As the issue of personal data protection in the modern world becomes increasingly prominent, lawmakers have to do their best to keep up with the developments and emerging issues. The lawmakers are expected to timely revise and amend (or introduce new regulations) the laws to make sure that legislation covers all aspects of personal data protection and ensures that individual rights are protected.
Author: Bahodur Nurov, Lawyer of GRATA International Tajikistan


B.A. Spending Daily
Here’s a roundup of this morning’s must-read budget and economic stories:
The Wall Street Journal is surprised that as Washington recorded its biggest spending year ever and its second largest deficit, no one seems to be talking about it. Meanwhile, the New York Times and Wall Street Journal report on Rep. Ron Paul’s plan to cut $1 trillion from the budget in one year.
The USA Today, Los Angeles Times, and Washington Times cover the beginning of the President’s bus tour to promote his jobs bill. The Wall Street Journal says Senate Democrats are pushing a piece of the jobs bill that would send money to state and local governments. Roll Call says Senate action on this piece could complicate consideration of three key spending bills.
Europe’s troubles continue. According to Reuters, Moody’s has warned it could give a negative outlook to France’s sterling Aaa rating.
Roll Call reports that even while rules on gifts for lawmakers and officials grow stricter, being in Congress or holding a top post still comes with plenty of perks everyday Americans aren’t privy to.
The New York Times reveals that the $5 billion in direct payments to farmers – a controversial piece of farm subsidies – could simply be replaced by another costly subsidy.
The Hill reports Congressional Republicans are calling for the repeal of a major piece of the President’s healthcare reform law, the CLASS Act, as the Washington Times says the Administration is fighting to keep it.


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Covid Cancellation policy: All bookings have the right to cancel up to 7 days in advance of their stay if their cancellation is forced due to Covid-19 travel restrictions. All other terms & conditions remain the same. Bookings made 01st Feb 2021 onwards: If you cannot travel because of government travel restrictions and you choose to have a cash refund rather than use credit to book another time Alpine Answers will retain 2% of the total holiday cost to cover our operational and administrative costs.
Chalet Altesse in Zermatt is a modern development in the beautiful Winkelmatten area of resort. The location offers true ski in ski out convenience and also fantastic views of the iconic Matterhorn Mountain. From the chalet it is a short easy ski to the Klein Matterhorn cable car station and the Gornergratbahn funicular railway (at the Findelbach station) is also close by. At the end of the day (snow conditions permitting) you can return from the main Zermatt ski area and ski back to the chalet's front door. Should you wish to access the resort centre the free bus service stops just three minutes' walk from the Chalet Altesse building.
There are four luxury five star apartments in the building (one per floor) and each has been finished in a modern alpine style. Large windows allow plenty of light into the apartments and also frame lovely views of the Matterhorn Mountain and the resort centre. On the lowest floor of the building is a shared spa centre with Finnish sauna, steam room and relaxation area. There is also a ski and boot room with heaters and a lift which accesses each of the apartments.
The owners of Chalet Altesse, Max and Greti, also own the famous Zum See restaurant. Should you wish for a delivery direct to your apartment from the kitchens of this much loved eaterie this can be arranged for you.
The First Floor apartment offers 170 square metres of space. The apartment on this floor (and the one above on the 2nd floor) are the largest in the Chalet Altesse, featuring three bedrooms and three en-suite bathrooms. The Matterhorn facing balcony is ideal for a sundowner or afternoon nap on the sun chair.
Other services which can be added for your enjoyment are a selected wine list; grocery shopping prior to arrival or during your stay; laundry and additional cleaning services; restaurant and ski school bookings as well as childcare and airport transfers.
The children's playground in Winkelmatten is only a 5 minute walk away. The winter stables are home to the friends of 'Wolli', the black-nosed sheep. Younger children will enjoy feeding the animals with hard bread. The chapel in Winkelmatten is also worth a visit - why not enjoy the experience of lighting a candle for any loved ones. Just 5 minutes' walk from the Chalet Altesse is the Sonnmatten Restaurant - this has been popular with families for many years.
The Matterhorn Glacier Paradise (recommended ski rental shop) and Stoked Ski School pick up location can be reached within a 7 minutes' walk, or by bus within 3 minutes.
One of only a handful of truly ski in ski out properties in Zermatt. Great views of the Matterhorn, modern design and all the comfort you could need. Shared spa area on the lowest floor offers Finnish sauna, steam room and relax area (shared with guests from three other apartments).
- To piste/lift:
- Ski-in / ski-out
- To centre:
- More than 800 metres
- Bathroom ratio:
- Fully ensuite
- Flat screen TV/DVD. Wi-Fi internet connection. Kitchen with induction stove, microwave and dishwasher. Nespresso machine. Shared spa area: sauna, steam room, relax area and showers.
- Steam room
- Good views
- Ski in ski out
Prices per person for 7 nights
Select your preferred date to send us an enquiry
|05 Dec 2021||£930 pp||‐||6||NO|
|12 Dec 2021||£930 pp||‐||6||NO|
|18 Dec 2021||Fully Booked|
|26 Dec 2021||Fully Booked|
|02 Jan 2022||£930 pp||‐||6||NO|
|08 Jan 2022||£930 pp||‐||6||NO|
|15 Jan 2022||£930 pp||‐||6||NO|
|22 Jan 2022||£930 pp||‐||6||NO|
|29 Jan 2022||£930 pp||‐||6||NO|
|05 Feb 2022||£1,020 pp||‐||6||NO|
|12 Feb 2022||£1,560 pp||‐||6||NO|
|19 Feb 2022||£1,252 pp||‐||6||NO|
|26 Feb 2022||£1,200 pp||‐||6||NO|
|05 Mar 2022||£1,200 pp||‐||6||NO|
|12 Mar 2022||£1,200 pp||‐||6||NO|
|19 Mar 2022||£1,200 pp||‐||6||NO|
|26 Mar 2022||£1,200 pp||‐||6||NO|
|02 Apr 2022||£1,200 pp||‐||6||NO|
|09 Apr 2022||£1,200 pp||‐||6||NO|
|16 Apr 2022||Fully Booked|
For more details please see our website terms & conditions.
Included in Price
- Return private electro taxi from Zermatt train station to Chalet Altesse
- Breakfast essentials (milk, butter, homemade jam) on arrival day
- Daily breakfast bread delivery to the Chalet
- Mid-week clean and towel change. End of stay final cleaning also included
- Hairdryer and shower amenities in every bathroom
- Local resort taxes are included
- Huge savings and exclusive discounts, via the resort 'Quality Card' scheme
- Pets can be allowed (subject to approval from owner). Damage deposit to be paid before arrival 500 CHF
The information below refers to the travel options that can be provided by the tour operator as part of a ‘package’. If the tour operator does not offer the travel option of your choice we may well be able to buy it in for you at a supplement. Please speak to one of our sales consultants for further advice and help with regards travel to and from your chosen resort.
- Changeover day:
- Travel options:
- No travel included
- Daytime train:
- Overnight train:

domain: travel


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Avelynn #2 – The Edge of Faith
By: Marissa Campbell
Publish Date: September 26, 2016, Indie Published
Genre: Viking Romance, Early Medieval
Desperate to return home, Avelynn seeks to find a way to prove her innocence, but she is pitted against Alrik as their desires for the future clash. With battle looming, Avelynn's faith in their relationship is further tested through a bitter struggle with Marared, a jealous lover from Alrik's past. Marared's threats turn deadly, and Avelynn runs afoul of magic and sorcery, causing her to question her beliefs and role as priestess.
When Avelynn and Alrik are betrayed, Avelynn is captured and Alrik is charged with regicide. The two become separated, a chasm of greed, deceit, and ambition driving them apart. In an act of harrowing faith, Avelynn will stop at nothing to find her way back to Alrik and break them both free from Wales's bloodthirsty grasp.
The Edge of Faith is a crispy written medieval action tale that draws you right into the fast-paced sequel to Avelynn 1.
Avelynn is determined from the start to remain true to her people despite the fact that she’s had damning accusations thrown at her in the previous book that she’s escaped from and is working to clear up. Luckily she has Alrik, her Viking lover, and his boatload of warriors to support her, but they are faced with powerful hidden forces that are determined to undermine them.
The major theme is underhanded ambition and the many threads it weaves through the plot and characters. This is really well done by the author and many times I was surprised at the turn of events and wondered how Avelynn was going to come out ahead. She’s an excellent female MC as she’s very determined, independent and courageous. She’s also very experimental sexually!
I like how the author shows that although women of the time didn’t appear to wield much up-front power, through their use of intelligence, secret herbal knowledge (avoiding pregnancy, or poisoning problem people), various types of magic, and selective secretiveness (the men don’t have to know everything), they nevertheless managed many things to their liking and advantage. Avelynn herself is very clever in uncovering the truth about how she was defamed.
Avelynn is pagan and her faith is not well accepted at the place/time. She’s however very dedicated to the Goddess and even goes to make a dangerous offering to her at a special site. I thought her pretty brave to do the ritual all night all alone. I really liked the old nature magic, though not particularly blood sacrifice.
The story reveals many social conventions of the times and I was interested to see that they used a type of automatic fire starter of sorts. You get a good sense of how people dressed, and what their homes and meals were like. I’m reminded of shows like The Last Kingdom, and to some degree, The Vikings, as they share common threads and even historic persons. If you enjoyed these shows, be sure to check out this series.
The ending is a very exciting crescendo as we learn the truth of several things through an unexpected twist I didn’t see coming at all that ties into all the characters. I found the outcome really satisfying, even though there will be a book 3. The extensive use and explanation of pagan rituals and witchcraft portrayed through the book also makes this a great medieval Halloween read. Medieval historical fiction fans will love this. 4.6 Stars!
Marissa Campbell is a published freelance author, and co-author of the award-winning, spiritual self-help book Life: Living in Fulfillment Every Day. She is a proud member of the Historical Novel Society, Romance Writers of America, Writer’s Community of Durham Region, and local critique group B7. When she is not writing, she is busy looking after her wonderful children, spending time with her fantastic husband, hanging out with her awesome friends, teaching yoga, dancing, laughing, and having fun!
Grab your copy here:


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I did not waive my right to review recommendation letters and I want to change this. How can I do that?
It is possible to make a change if you have chosen not to waive your right to review recommendation letters and want to change to waive your right. You cannot change from waiving your right to not waiving your right. You must contact Graduate Studies in order to make a change. Please click on the "I have a question" button at the bottom of this page to submit a request.


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US - Kentucky Retirement System (KRS) executive director William Hanes has warned the system is facing a US$377m shortfall over the next two years - despite receiving an additional US$100m funding for the same period.
The KRS administers the Kentucky Employees Retirement System (KERS), County Employees Retirement System (CERS) and State Police Retirement System (SPRS), and Hanes warned the shortfall would continue to increase.
“Based upon the Systems’ projections, the two year budget reduction will result in a shortfall of more than $377m - the largest on record,” he said.
“The cumulative effect of all reductions in today’s dollars amounts to more than $774m in lost contributions and investment opportunities.”
Hanes added that reductions to the KERS and SPRS employer contribution rates would have occurred in nine of the last 15 fiscal years and for the sixth year in a row, when the 2006-2008 budget biennium was complete.
During the budget process earlier in the year, employer contribution rates for KERS and SPRS were increased, meaning total funding for the biennium was increased by an estimated $100.9m.
But Hanes described the increase as “modest”, and said the rates were still short of the amount recommended by the systems and its consulting actuary.
“There is still work to do in raising awareness of the issue and a need for each of [KRS members] to continue to contact the Governor’s office and your local legislators to express your concerns,” said Hanes.
By Damian Clarkson
Despite improvements in investment manager attitudes towards responsible investment, research reveals there is a way to go before the majority deliver meaningful action. Victoria Ticha explores why
The Co-operative Bank is set to continue de-risking pension schemes after it mitigated further losses by switching from the retail prices index (RPI) to the consumer prices index (CPI).
A model aimed at reducing climate change-related financial risk exposure from corporate credit assets has been launched by Insight Investment.
Universities Superannuation Scheme (USS) members should be responsible for most of the cost of increased contributions if the scheme's defined benefit (DB) section remains open to accrual, Pensions Buzz respondents say.


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*** Please check more details at the merchant website.
The same, 100% bigger, mag well opening for "can't miss" mag changes with narrower sides that match thinner, slim grips. Checkered 20 lpi, unless otherwise noted as Smooth. Mfg: Smith & Alexander SPECS: Steel. Available blued (BL) or stainless steel (SS) with flat (FL) or arched (AR) mainspring housing to fit: 1911 Govt./Commander (GM); Officers Model (OM).Check price and Read more Detail At Smith & Alexander
To meet the shooters' increasing demand for high quality sights LPA has developed the spr series. The SPR sight sets are machined from solid steel using state-of-the-art CNC milling. Improve your firearm with a spr sight set! Features: Streamlined design and compact low profile. Micrometric adjustment for windage and elevation provided by hardened click screws. Tapered dovetail for a strong locking in the existing groove. Allen wrench and adjustment screwdriver included in the package. Mfg: L.P.A. SightsCheck price and Read more Detail At L.P.A. Sights
Each spring pack is provided with three extra power firing pin springs. P-225/228/229 Spring Pak contains (1) 17 lb., (1) 19 lb. and (1) 21 lb. extra power recoil springs. Factory is 16 lb. P-220 and P-226 Spring Paks include (1) 15 lb., (1) 16 lb., (1) 18 lb., and (1) 20 lb. recoil spring. Factory P220 is 20 lb., factory P226 9mm is 15 lb., factory .357 Sig and .40 S&W are both 20 lb. Mfg: WolffCheck price and Read more Detail At Wolff
Trigger shoe is machined form a billet of 6061 aluminum on state of the art CNC machinery. No need to remove the trigger from the gun to addjust the trigger. Pre travel and over travel can be adjusted witht the trigger in the gun. An oversized safety spring and a safety lever that is flush to the shoe make it more comfortable to the shooters finger. Mfg: Lone Wolf Dist.Check price and Read more Detail At Lone Wolf Dist.
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The children crowd together in the playground looking skyward with intrigue and astonishment as the small drone rises up from their primary school playing field to hover above their heads. Whether they all comprehend there is a GoPro video camera attached or not is unclear, but they are mesmerised by what looks like a miniature helicopter, squealing with delight as it circles above them.
My colleagues and I were at RMKS Primary School in Fiji, on a working bee. Members of the Australian Society of Travel Writers (ASTW), we were in Fiji for our AGM and conference, being held at the Intercontinental Fiji Golf Resort and Spa.
We like to give back to the country where our convention is held and every year donate $1000 to a charity that relates to literacy. This year, thanks to the initiative of the ASTW Secretariat, we did more than just hand over money. We built picnic tables for the school to use for outside lessons when the heat gets too much in the classroom.
RMKS Primary School was chosen as it is close to the Intercontinental Fiji and many of the staff have children there. Through collaboration with the hotel engineer and a good deal negotiated with the local hardware store we were able to purchase enough timber for 11 tables and it was our job to (help) assemble them.
But first we visited the children in their classrooms. Happy for the distraction from lessons they eagerly chatted with us, sang for us and posed for our cameras, laughing hysterically at their own digital images.
The team from Travel There Next brought along the drone and GoPro to get some aerial shots, and the students trailed them outside as if they were the Pied Piper. They followed the drone around as it skimmed above their heads and looked sorely disappointed when it was finally packed away.
As the school carpenter cut the timber, we hammered and bolted the tables together, teasing each other over double-handed hammering and bolts inserted the wrong-way-around. Thankfully there were no major injuries to hands more used to hammering keyboards than nails.
At the end of the school day the senior students performed for us under the shade of a tree. Vivacious boys with lava-lavas and Trade Link t-shirts over their school uniforms, eyes sparking with mischievous excitement, stomped out a haka on the grass. The teacher beat out tunes with sticks on a hollow log and before long we were dancing in a conga line with the kids, egging on their laughter with our silly dancing antics.
While our visit may have been fleeting, the memories of those smiles will last for ages. And I hope when the students sit at the picnic tables they will remember they were made by the crazy writers with the miniature helicopter.
For footage of the school visit, follow this link to Travel There Next.


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Hair Restoration Scam | Hair Restoration Scam Video with Dr. Oz | Dr Oz introduces top hair transplant surgeons for hair restoration
As seen on tv, investigative journalist Elisabeth Leamy raises concerns about the hair restoration clinic she visited. Then, Dr. Matt Huebner, an expert in hair restoration, reveals the questions you should ask before agreeing to a hair restoration treatment which may include a hair transplant.
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The Dr. Oz Show has a full-time in-dwelling health-related device manufactured up of researchers, professional medical producers and doctors. Stuart Linder, a noted Beverly Hills plastic surgeon, is a regular contributor over the show along with online[seven] The health care unit is effective everyday with Oz and producers in developing, creating and developing show segments. The health care unit also evaluates and approves all items that show up about the show.
Hair decline has many results in, including the genetic male sample baldness and diseases impacting glands and hormones. Not enough circulation for the scalp and vitamin deficiencies Participate in a major function in hair health and fitness. Chemotherapy is the main cause of hair loss in individuals suffering from cancer.
One of the products which came below scrutiny was eco-friendly coffee bean extract. Right after Oz stated it on his show, the dietary dietary supplement noticed an increase in revenue. But there's small proof to assist the assert which the product is an efficient weight reduction tool.
Alopecia Styles There are lots of sorts of male and woman alopecia. Androgenetic alopecia is an incredibly popular ailment that influences around fifty% of Adult men and perhaps as lots of Women of all ages higher than the age of 40 years. Reportedly, as many as thirteen% of premenopausal Females expertise androgenetic alopecia.
Up coming: The snack you can have as often as you would like Subscribe for the health newsletter Sign up for the oprah.com health and fitness publication Get a lot more stories such as this shipped to your inbox Get much more inspiration like this shipped to your inbox
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“…Nonetheless on a rather random Take Hair Plugs note Richard Lee is heading to Greece for a few days for any Wayne Rooney-esque hair transplant by means of DHI global, which he’ll no doubt ‘plug’ subsequent time…”
She's worked like a coverage analyst, news reporter and freelance author/columnist for Cox Publications and various countrywide print publications. Sefcik holds a paralegal certification along with degrees in journalism and piano performance from your College of Texas at Austin.
There is no way to get rid of baldness, be it everlasting pattern baldness or temporary hair loss, says the Mayo Clinic. Less costly choices for Males and girls include a topical procedure named minoxidil, which can be authorised from the FDA. Adult males with pattern baldness may very well be acceptable candidates for an oral prescription medication known as finasteride.
Oz determined at the age of 7 that he wanted to operate in the medical field, acquiring witnessed 1st-hand the hope that his father brought to his people like a surgeon at Wilmington Medical Heart.


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Fears mount over Division 7A silence
The government has been pressed to release draft legislation around amendments to Division 7A or announce a further deferral as the profession continues to face uncertainty over the proposed changes.
Read more at the Accountants Daily.
Corporate regulator continues crackdown on Australia’s biggest names
Businesses told to prepare to activate COVID-19 plan


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A radioactive iodine uptake test is a type of medical procedure used to assess thyroid gland function. The thyroid gland normally takes up iodine in order to make thyroid hormones. This means that measuring the amount of iodine in the thyroid can indicate how much hormone the gland is producing. The patient is given a drink or pill containing radioactive iodine and, after waiting a number of hours for the iodine to reach the thyroid, a radiation-sensing probe is passed over the gland. This measures the thyroid's level of radioactivity, which may be raised in the condition known as Grave's disease, where the gland becomes overactive.
The radioactive iodine uptake test (RAIU test) is a type of nuclear medicine procedure, in which radioactive materials are used. As the amount of radioactive substance used is very small, the risk of complications is low. Even so, the test is not recommended for women who are pregnant or who are breastfeeding their babies.
Before the test, patients are not allowed to eat for around eight hours. In the week leading up to the test, it may also be necessary to avoid any drugs or foods which could affect the results. These include thyroid hormone medication and those foods which contain high levels of iodine, such as saltwater fish. A diet deficient in iodine could also give a misleading test result, and patients with diarrhea might have problems absorbing the radioactive iodine.
At the start of the testing procedure, patients swallow the radioactive iodine and wait for a period of six to 24 hours before returning to have the thyroid's radioactivity assessed. During the radioactive iodine uptake test, which only takes a few minutes, the patient sits upright in a chair while a probe is positioned several inches in front of the thyroid gland. The probe is sensitive to gamma radiation and allows the amount of radioactivity in the thyroid to be measured. In some cases, two measurements are made at six and 24 hours, while others only take a reading at 24 hours.
Following a radioactive iodine uptake test, the radioactive iodine leaves the body gradually in urine and feces. Patients are advised to drink lots of fluids to help flush the radioactive substance from the body. It is important to wash the hands carefully after urinating and to flush toilets twice. After a couple of days, most of the radioactive iodine will have been lost from the body or will have decayed, and these precautions are no longer necessary.


By Roger Straw
IMPORTANT – TUES., JAN 15… See Council’s agenda item 15.B. below and check out the various reports. This item is in response to the nasty attack ads, push polling and huge money spent by Valero and it’s labor buddies in last fall’s campaign. They successfully smeared Planning Commission Chair Kari Birdseye and helped to elect their chosen candidates. Council and staff have been looking into any measures that can be taken to strengthen Benicia’s campaign ordinance. PLEASE ATTEND THE COUNCIL MEETING ON TUESDAY, JANUARY 15! Let Council and staff know that this is really important so that we don’t have this again in 2020. (To send an email comment see WHERE TO WRITE…)
BENICIA CITY COUNCIL
CITY COUNCIL MEETING AGENDA
Benicia City Hall 250 East L. Street
January 15, 2019
15.B -SECOND STEP OF COUNCIL MEMBER CAMPBELL’S 2-STEP PROCESS
REQUEST TO DISCUSS UPDATING THE CAMPAIGN ORDINANCES (City Attorney)
At the December 18, 2018 City Council meeting, Council Member Campbell’s two-step process request was presented to the Council to consider updates to the city’s campaign ordinances. The Council directed staff to agendize the item for discussion. Staff has included preliminary research on this subject.
Provide direction on whether the Santa Clara model and any other proposed updates should be considered and whether updates should be discussed and reviewed by an ad hoc group or by the Open Government Commission prior to consideration by the Council.
Staff Report -Campaign Ordinance Updates -Campbell
- Two-Step Agenda Request Campbell -Campaign Ordinance Update
- Santa Clara Dark Money Ordinance -Campaign Ordinance Update
- Campaign Disclosure Forms and Filings City of Santa Clara Webpage -Campaign Ordinance Update
- Campaign Regulations City of Santa Clara Web Page -Campaign Ordinance Update
- Government Code 84222 Multipurpose Org -Campaign Ordinance Update
- Government Code 84211 Contents of Statement -Campaign Ordinance Update
- Other Possible Ordinance Updates -Campaign Ordinance Update
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text: The story goes that at his audition for George Szell, André Previn turned up to play the piano for the fearsome conductor, only to find that there was no piano. Undeterred, Previn ‘played’ the piece on a table. “Too slow,” muttered Szell. Previn replied, “I’m used to tables with a quicker action.” He got the job! A charming anecdote which sums up the spirit of one of music’s great polymaths. His pedigree was unique – pianist, conductor, composer, arranger and an impossibly eloquent communicator who bestrode popular culture like perhaps only Bernstein had. As if it is possible to sum his incredible musical dexterity and diverse output, Deutsche Grammophon presents a new Essentials album for streaming and download – 25 tracks spanning his vast legacy across classical and jazz.


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It's Time For Straight Talk With Sara Evans And Justin Moore
Sara Evans has been singing country music since she was just 4-years-old and always knew that she wanted to be a performer. She explained how her upbringing helped groom her for the competitive industry, 'Being a farm kid and being from the country, I'm truly a country girl and it definitely taught me the work ethic that I would need to pursue this career." Connecting with her fans is the most important thing, "It truly is the love of performing. Especially when you have a chance to perform something for someone." She adds, "That's my prayer before each show, I want somebody to go home feeling happy."
Justin Moore never had childhood aspirations to be a singer, he was interested in sports since childhood. He opened up about a conversation he had as a teenager with his dad where he suggested that Moore think about being a country artist, 'You can do that? I thought people were born and bread to do that. I didn't think it happened to normal people." The singer/songwriter went to college for two weeks, decided then and there he wanted to a singer and never looked back. Moore has been performing in front of audiences ever since, 'I got into this to have fans sing back songs to me that I wrote." Read more here.
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domain: celebrity


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IMPORTANT! Due to the response to Coronavirus (COVID-19) events on this site may be postponed or canceled. Please CLICK HERE for the latest information about cancellations.
Woodlawn Theatre, Inc. is a non-profit organization devoted to creating opportunities for its surrounding community by providing quality, entertaining, educational, and affordable programming for all ages. Our mission is to assist in sustaining the tradition of theatre while contributing to the lives of local artists; and, enriching the community by encouraging young adults to participate in the arts.
The Austin Creative Alliance is funded in part by the City of Austin through the Economic Development Department's Cultural Arts Division and by grants from Texas Commission on the Arts and the National Endowment for the Arts which believes that a great nation deserves great art. The Creative Alliance also receives generous in-kind support from CreateAustin, and Time Warner Cable News. We are also grateful for the ongoing support and participation of our members and patrons.


The high-precision chassis dynamometer VULCAN series is suitable for testing Light-Duty-Vehicles (LDV), Medium-Duty-Vehicles (MDV), Heavy-Duty-Vehicles (HDV) as well as 2-3 wheelers and ATVs. Available as either a two-wheel or a four-wheel drive set-up, HORIBA chassis dynamometers are suitable for electrified mobility with an improved energy efficiency of up to 97% efficiency. Equipped with the synchronous motor technology in each individual roller, they also cover technical requirements in high-performance ranges and allow a significantly better torque distribution when it comes to electrified vehicles.
Do you have any questions or requests? Use this form to contact our specialists.


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3/4 Sleeve Lady Rider Web Shirt - Sizes Small to X-Large
**CLOSE OUT PRICED**
we have discontinued carrying this item. We have limited stock available.
Lady Rider Shirt 3/4 sleeve "V" neck shirt made of 100% cotton.
Eagles, flames, and spider webs, what more could a "Lady Rider" ask for!
The back is screen printed with our tribal Backroads Biker Leather Shoppe design
This design accentuates the shape of the wide and shallow "v" neck on this uniquely styled black top, with just a touch of "bling".
Pink glitter ink and purple tribal flames and web-wings on front.
Eagle heads on both sleeves.
Shirt color: Black.

domain: design


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Cellular Automata are one of the oldest and simplest classes of generative systems. Beginning with the highly abstracted, reductionist models of artificial life research by Stanislav Ulam and John von Neumann in the 1940s, Barricelli in the early 1950s, then re-discovered, formalized, expanded and popularized by other mathematicians like Conway and Wolfram 20-30 years later, it's a long-running field of research, rich with unexpected surprises and new discoveries. C-SCAPE is (a partial) result of over 20 years of my own explorations and a celebration of these simple systems.
Most of my purely generative work has been about creating and harnessing emergent complexity & nonrepetitve, ever-changing behaviors (and their interactions) borne from extremely simple systems, mechanisms, algorithms & languages: Exposing, investigating (and yes, celebrating) generativity in its raw form. By minimizing, though not entirely avoiding, additional human aesthetic decision making (here primarily in the form of curating automata rules & color themes), I'm trying to focus the observer on the raw beauty of the underlying processes and bring it to the fore. My hope is, this too will lead viewers asking themselves the deeper questions about the nature of rules, behavior, order and complexity in their own lives, esp. in the current rising polarizing political & anti-science climate. Furthermore, I'd like to provide a counter point and emphasize the unique qualities of generative art, compared to other, more figurative and abstract art approaches.
C-SCAPE simulates a shared toroidal environment in which multiple cellular automata (CA) are evolving and influencing each other, forming short-lived symbioses and/or wiping each other out, only to be restored again later on. The automata are all operating on a single row of pixels at a time and therefore are only 1-dimensional. Yet, many of them also have a short term memory and can produce more complex structures/behaviors by utilizing their memory of previous cell states. Each individually minted version produces a unique system which evolves over time and never repeats.
The final selection of CA rules used in this piece is the result of many years of experimentation with 100,000s of different configurations and many (manual) review/pruning/cataloging sessions to encourage the minted editions to cover a interesting & balanced subset of the more than duodecillion (10^39) possible individual structures & textures (not including interactions and/or color variations)...
The piece in best viewed in medium/high resolution landscape format. The horizontal resolution should be at the very least 800 pixels, preferably double that or higher. There's a max. pixel resolution limit of 4096 pixels in either direction, but CPU performance might suffer at these resolutions. On narrow/mobile portrait ratios the piece will be shown 90 degrees rotated and is scrolling sideways.