text:
Gobabis was filled with astonishment on Saturday as Able Surprise, ridden by Elton Coetzee, secured a remarkable triumph in the prestigious Open 2 000m category during the MTC Winter Cup.
Horse racing enthusiasts were left in awe as the talented horse galloped to victory, leaving its competitors eating dust.
The second and third positions were claimed by Bold Diva from Angermund Racing and the seasoned Starlile from Okahandja, respectively. The Gobabis Turf witnessed a thrilling event that captivated the crowd, attracting over 100 horse owners who were enthralled by the intense competition.
In the Nambred category, Sunnyside from the Professional Supporters Club showcased its dominance, claiming the first-place crown. Boma from Harambee Sports Club finished closely behind in second place, while Freedom Fighter from Ovitoto Racing secured a commendable third position.
In the exhilarating Open 1 400m race, Mr F from Eamon Freygang’s stable emerged victorious, outpacing the competition. La Luvia from Angermund Racing displayed an impressive performance to secure the second position, while Ammunius’ Visigoth finished respectfully in third place.
Unbroken Promises, another talented steed from Eamon Freygang, triumphed in the D division 1 600m race, leaving Chief Helmet from Otjinene Supporters Club and Angermund’s Sitting Bull behind in second and third place, respectively. Meanwhile, in the Nambred D 1 600m category, Bin Laden from the Professor Supporters Club showcased their skills, claiming the top spot. Bright Eye from Epukiro Turf and Ovitoto’s Try Again secured second and third positions, respectively.
Bold Boundaries, representing the Professional Supporters Club, dominated the Graduation category, securing a remarkable victory. Van eg Los from Okahandja Racing demonstrated its prowess, finishing second, while Song of Angels from Sim Alley Banks claimed the third position. The Nambred Graduation 1 400m race witnessed an impressive performance by Life is Good from Tallusmanis Turf Club, securing first place. Cut The Corner from Otjinene Supporters Club followed closely in second place, with Zula Boy claiming the third position.
Elton Coetzee, the triumphant jockey of Able Surprise, expressed his delight after the race, describing it as a challenging endeavour that surpassed his expectations. Coetzee attributed his victory to his unwavering persistence and faith in his exceptional horse.
“Competing against seasoned horses like Starlile was no easy task, but I managed to emerge victorious, for which I am truly grateful. I did not anticipate this win, but my unwavering belief in my horse and myself propelled me to give it my all. My ultimate goal was to secure the highly anticipated prize,” Coetzee said.
Lumon Freygang, representing the Namibia Horse Racing Association (NHRA), extended his gratitude to the sponsors for organising a well-attended event. He expressed his appreciation to all the participants and stakeholders, acknowledging the thrilling display of skill and the evolving nature of the sport.
“We are immensely thankful to MTC for consistently making our events successful. The exhilarating race showcased a new horse causing an upset, highlighting the positive evolution of the sport. I am confident that within the next three to four years, the sport will undergo significant positive transformations,” Freygang shared.
John Ekongo, a representative from MTC, expressed his satisfaction with the event’s turnout, aligning with their intended goals. He commended the MTC Winter Cup for living up to its expectations, bringing together numerous people from different communities to celebrate the


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text:
This is such a delicious chocolate tea. It tastes like a mint chocolate, but not in a fake way. I had it as a latte in store today and will probably be going to pick some up for at home sometime soon. Yum!
“Believe it or not, I bought 7 oz of this in August. On a whim. It was on sale, so that made it ok? This is a good tea. I don’t know that it was 7 oz of hoarding good. But I am down to just a few...” Read full tasting note
“having this with marshmallows right now YUM!” Read full tasting note
“Enjoying some “Ol’ Reliable” after the worst day at work. I made a booboo. A big one. Not a money related one (I don’t care about those when I work for a big business – well I care but not in a way...” Read full tasting note
“SIPDOWN!(288, soon to be higher again) also 1700th tasting note AND a thank you to gracebtlb for sending this one along in our swap. Now i’ve had this before grace sent it along but part of why i...” Read full tasting note
Kiss me, kiss me
Okay, this is probably the world’s best chocolate tea. Honestly. Better than dessert. More reliable than sex. It’s a totally decadent combination of China black tea, vanilla, peppermint, chocolate bits and spicy red peppercorns. Plus it contains little red candy lips for a kiss of sweetness. In other words, it’s a completely satisfying spring experience with no guilt or strings attached.
Ingredients: Chinese black tea, peppermint, dark chocolate (Sugar, chocolate liquor, cocoa butter, soy lecithin and vanilla), red lip sprinkles (sugar, rice flour, cottonseed or soybean oil, cornstarch, gum and soy lecithin, colouring), pink peppercorns, natural and artificial flavouring*.
Allergens: Soy and may contain dairy
Company description not available.
Read My LipsTea for All Reasons
Read My Lips!DORI'S TEA COTTAGE
Read My Lips BlackFava Tea Co.
Read my Queen, MateCustom
Reading EnvyAdagio Custom Blends
Reading Nook BlendPlum Deluxe
I received a Box set of Sweet indulgence from my sister for my birthday and this was my fav out of the 12 in the box!!! It has this beautiful light flavor but if you want more just leave it to steep longer! even ICE tea is amazing the peppermint is Light but the Dark chocolate flavor is what I smell and taste the most!
So I busted open my DT 24 Days of Tea today, and this is the first one. It. Smells. Delicious. If it tastes even half as good as it smells, this is going on my shopping list. Chocolate mint is such a lovely smell.
It is good. Not as strong on the chocolate, much heavier on the mint. But the mint doesn’t drown out the tea taste. So it’s all good. Its a pretty smooth cup, a bit of astringency, but nothing too significant. The mint smell just wafts off of the cup. If you don’t like minty teas, this is not one for you. It really is the dominant flavor note. I think I’m in love!
My last cup…the rest is on its way to another Jen. I really liked this tea, and it was my second from DavidsTea (first was milk oolong!). I apparently have never logged it.
The scent from this tea is enticing. When I brew it at work, you can smell it throughout my entire section. It even caused a colleague to go buy some herself. It raises comments when I bring a cup in meetings.
The scent is heavenly, the chocolate and mint combination perfect. For anyone who likes a peppermint tea, this one is very minty, and marries the chocolate tones nicely. I could drink this forever — certainly I need to restock!
The only thing I would change, are the scary red lips. While pretty, I doubt they add anything but extra chemicals to my cup. I’d love to see them gone, or a list of ingredients to reassure me that they are not as evil as they look!
I absolutely love this tea! This is one of the first loose leaf teas I had the pleasure of experiencing and well, I’m hooked! It has the perfect balance of chocolate and mint without either one being too much. I loved it so much that I was able to somehow coax 3 steeps out of just 2.5 teaspoons! Even the third steep was yummy (although I did sweeten it a bit)
My littlest guy who is nearly two wanted to see what all the fuss was about (yes, I was literally saying “Omigosh this is just AWESOME!” out loud. Well, naturally he demanded a sip. He loooved it. He climbed up and perched his little cute self on my lap and we shared sips together. He did not want to let go of the handle and when it was all gone he stared longingly into the empty mug. Yep, I felt the same way. So I brewed some more. :)
Now I know that coffee and tea really should not be on a two year old childs menu BUT this low caff treat is one that I just have to share on occasion with my mini-connoisseur. He loves tea and upon investigating I found out that rooibos tea is one that is actually fine for babies and nursing mothers so I think I will have to find a yummy one for him to enjoy once in awhile.
It goes without saying that this tea is absolutely delicious and it will be one that I won’t want to be without although I might have to fight the two year old for it ;)
I understand why this is one of David’s best sellers. It’s amazing.
Just looking at it and I’m in love. I simply adore those little red lips and mini-chocolate chips. I could just eat them (which I’ve done a couple of times, obviously).
This tea is just the right amount of chocolate, mint and creamy goodness. Love love love !
A tasty blend of mint and chocolate. I love mint chocolate chip ice cream, so I was really hoping for a flavor like that but it was pretty different. The chocolate was almost like a cocoa-ish flavor and the mint is mild, it almost reminded me of the Orbits peppermint gum. I did need to add a little bit of sugar. I also steeped the same leaves twice and it was just okay the second time around. This is definitely a single steep tea. Probably because all of the chocolate melts with the first cup.

domain: food


text:
Most regulated brokers are mandated by their respective regulatory authorities to provide their clients with the latest, powerful, and easy-to-use trading platforms. In fact, most of their platforms will readily provide you with all that you need to begin trading immediately. You’ll get a lot of educational materials including webinars, videos, articles, seminars, and e-courses at no extra charge. It goes without saying that regulated brokers also offer their clients free demo accounts to help them sharpen their skills before going live. How does IQ option work?
To assess brokers, we took into consideration how much beginners, average traders, and even more seasoned traders would pay, looking at average spreads for standard forex contracts (100,000 units) as well as mini accounts (10,000 units) and micro accounts (1,000 units), where applicable. We then calculated the all-in cost by including any round-turn commission that was added to prevailing spreads.
A Forex broker is an intermediary between a trader and the currency market. Retail foreign exchange trading is not possible without a Forex brokerage. A good broker provides a trading platform, accepts deposits and processes withdrawals, provides leverage, and promptly executes trading orders. Sometimes, FX brokerage companies would also offer education, bonuses, trade copying, and other resources and tools. How much money do you need to start trading forex in South Africa?
Forex.com, the primary brand of publicly-traded GAIN Capital (NYSE: GCAP), is also one of the first forex-specific brokers on the scene. Within the past several years, the company has acquired several businesses, some in the U.K. This includes the well-established CFD, forex, and spread-betting company, City Index. Because of this and other acquisitions, GAIN Capital has been able to acquire customers from across the globe and is an industry leader in most markets. This includes the U.S., where it currently edges out its primary competitor, OANDA, in terms of customers assets.
Meanwhile, second place finisher Saxo Bank removed the minimum monthly requirement for the base tier of its fx volume-based discount plan, which has six tiers as part of its active trader offering. As per September 2018 data, the all-in cost to trade the EUR/USD at Saxo Bank was 0.8 pips, based on 0.3 pip average spreads plus the default 0.5 pip commission equivalent on its volume-based pricing. The broker also launched a new pricing model with even lower trading costs than its volume-based pricing and is aligned with the industry best practices outlined in the Global FX Code.
CMC Markets maintained its first place position in our 2019 Review, as clients can access all-in costs of 0.744 pips on the EUR/USD, using average spread data published by the broker for September 2018. Through its active trading rebate program, CMC Markets reduced the barrier to entry from £200 million down to £50 million in monthly volume, making it easier for traders to qualify. The broker also rebates £7 back per million traded for those who trade between £200-£300m per month, and £10 per million, for its highest tier above £300m per month. What is the most reliable forex trading platform?
If you’re considering an active trader program you might first ask: How much do I plan to trade over the calendar month? How will the available margin rates at my broker affect my trade sizes and overall volumes? How sensitive is my trading strategy to spread/commission rates? Other factors that can play a crucial role in your overall experience are the execution method, order types, trading platforms, and other such preferences. What are the best times to trade forex in South Africa?
Disclaimer: It is our organization's primary mission to provide reviews, commentary, and analysis that are unbiased and objective. While ForexBrokers.com has some data verified by industry participants, it can vary from time to time. Operating as an online business, this site may be compensated through third party advertisers. Our receipt of such compensation shall not be construed as an endorsement or recommendation by ForexBrokers.com, nor shall it bias our reviews, analysis, and opinions. Please see our General Disclaimers for more information. Is trading forex easy?
Company Policies and History: As part of every investors due diligence process, steps to help ensure account security should include verifying a firm’s regulatory licenses and its legal obligations in safeguarding clients’ money. It is also important to review the customer agreements, read up on the company's history, and verify that its primary offices are located in a well-respected country, if not your own.
Key points about OANDA include the fact that it has a $0 minimum for live accounts, which is not too common for any type of broker, including forex-specific brokers. Also, the company is well known for its quality of trade execution and transparency when it comes to pricing and fees. Finally, OANDA has long focused on its trading technology, which includes its proprietary web-based and desktop platforms, as well as mobile and MetaTrader 4 options. How can I earn free Bitcoins?
For the 28 international forex brokers included in our customer service assessment, we conducted institutional-grade phone testing with the help of UK-based customer experience research group Customerwise. Over the course of six weeks, 229 phone tests were conducted across the UK (Note: brokers who do not offer any UK-based phone support were excluded from testing). How much do professional forex traders make?
Most regulated brokers are mandated by their respective regulatory authorities to provide their clients with the latest, powerful, and easy-to-use trading platforms. In fact, most of their platforms will readily provide you with all that you need to begin trading immediately. You’ll get a lot of educational materials including webinars, videos, articles, seminars, and e-courses at no extra charge. It goes without saying that regulated brokers also offer their clients free demo accounts to help them sharpen their skills before going live.
True ECN and STP forex brokers do not care about how much their particular traders make. Therefore, these types of brokers allow traders to utilize scalping techniques to close their respective positions. Note that false ECN and STP brokers cannot allow you to use scalping techniques as a trader since they will be disadvantaged anytime you make small profits. How can I get free Cryptocurrency?
STP i.e. Straight Through Processing brokers are brokers without a dealing desk also. These brokers apply some of the techniques utilized by market makers to provide their particular clients with trading conditions which are more flexible. By STP brokers hiring some of the tactics of market makers, they are able to bypass the limitations connected to trading exclusively within the interbank market. How many forex traders are successful?
About the author: Steven Hatzakis Steven Hatzakis is the Global Director of Research for ForexBrokers.com. Steven previously served as an Editor for Finance Magnates, where he authored over 1,000 published articles about the online finance industry. Steven is an active fintech and crypto industry researcher and advises blockchain companies at the board level. Over the past 20 years, Steven has held numerous positions within the international forex markets, from writing to consulting to serving as a registered commodity futures representative. How can I trade Forex in UK?
Pepperstone is an Australian broker based out of Melbourne. It offers competitive, full-featured trade execution through multiple platforms, including MetaTrader 4, browser-based entry, and mobile devices. Customers can choose among 80 tradable instruments in 72+ asset classes (including forex, index CFDs, commodities, metals, and cryptocurrencies) across the globe through a diverse range of account types that include commission-free execution and active trader benefits. An AUD $200 minimum deposit supports small trading accounts; extensive research and educational resources build users' skill levels and profit-opportunity recognition.
CMC Markets offers competitive spreads that widen with larger trade and bet sizes. Dedicated sites for professionals and institutions highlight their commitment to higher skill and commitment levels, but it would be nice to see higher level perks, including rebates and the free API interface, offered to retail accounts. Even so, all account holders gain access to guaranteed stop losses, free bank wire withdrawals and other advanced features, lifting the broker into the top tier in several review categories. Can you make a living trading forex?
While the all-in cost to trade can be critical for many traders, it is essential to look at the whole picture in terms of how a broker’s overall offering could best suit your needs. Questions to ask include: What are average spreads for the account types offered? How will differences in margin requirements or execution type offered affect my forex trading volumes and related trading costs? These are just some of the questions that can help traders consider key differences between offerings.
Disclaimer: It is our organization's primary mission to provide reviews, commentary, and analysis that are unbiased and objective. While ForexBrokers.com has some data verified by industry participants, it can vary from time to time. Operating as an online business, this site may be compensated through third party advertisers. Our receipt of such compensation shall not be construed as an endorsement or recommendation by ForexBrokers.com, nor shall it bias our reviews, analysis, and opinions. Please see our General Disclaimers for more information. Is online forex trading legal in Kenya?
All over the world, governments are struggling to deal with issues concerning money laundering. Some of them have even gone ahead to pass very strict anti-money laundering laws. So to be on the safe side, you should always trade with a regulated broker. Most regulated Forex brokers will ask you to provide some of your personal identification documents such as proof of address and photo ID. This might sound tedious to you but it’s always safe to be part of a regulated organization that can prove your money is being used in a legal way. How do you use the word inherit in a sentence?
Till about a decade ago, you had to make use of the telephone if you wanted to invest in the financial markets. You had to call up your broker for placing as well as closing orders. Introduction of online trading has, however, simplified every aspect of the investment process. You can carry out trades from the convenience of your home or on-the-go using the platform provided by brokers. Sounds simple, but the problem is there are umpteen number of forex brokers that offer trading platforms out there in the market. And, you need to work with the best forex broker if you want to achieve your financial goals. So, it all boils down to identifying the right broker to work with and it is definitely not an easy task. Read on to find out as to how you can identify the best forex brokers. In this post, various aspects you need to take into consideration when choosing a forex broker are discussed in detail so that the selection process becomes simpler and easier for you. How do I place a pending order on forex?
The names, products, services, branding/logos, and other trademarks or images featured or cited within this Website (www.forexbrokers.com) are the property of their respective owners and the owners retain all legal rights therein. These trademark holders are not affiliated with ForexBrokers.com and the use or display of names, trademarks or service marks of another is not a representation that the other is affiliated with, sponsors, or endorses ForexBrokers.com or any of its reviews, products, or services. ForexBrokers.com declares no affiliation, sponsorship, nor any partnership with any trademark holders unless otherwise stated. How do you make money with Cryptocurrency?
STP i.e. Straight Through Processing brokers are brokers without a dealing desk also. These brokers apply some of the techniques utilized by market makers to provide their particular clients with trading conditions which are more flexible. By STP brokers hiring some of the tactics of market makers, they are able to bypass the limitations connected to trading exclusively within the interbank market. How do you make money trading forex?

domain: finance


text:
Global Nematicides Market, 2013-2023
発行: Market Krystal
Nematicides are a type of pesticide used to eradicate highly prolific plant parasites such as nematodes, which has led to increasing demand in various agricultural, industrial and other applications. Decrease in fertile and arable land has inversely led to an increase in high yielding crops demand to meet global food requirements.
The global nematicides market research report sheds light on the market circumstances by carrying out primary and secondary research for more than 320 hours. As per the report, the global nematicides market is growing at a fast pace and increasing its geographical footprint rapidly. The global nematicides market is valued at US $ xxx million dollars in 2018 which is forecast to grow at CAGR of xx% and reach a massive US $ xxx million dollars by the end of 2023 in value.
Growing need to increase crop yield and quality due to reduction in arable land coupled with the benefit of higher crop quality and yield with the use of nematicides is driving the global nematicides market. Increase in the cost of high-quality seeds, like the hybrid, and genetically modified seeds, cost efficiency of seed treatment systems, the temperature on the product of crop protection chemicals limitations linked to soil structure, and encouraging government regulations are driving the market growth for nematicides.
However, environmental and human hazards with the use of chemical nematicides, strict government regulations on pesticides, and the development of transgenic crops are the factors restraining the market growth.
The nematicides market has remarkable usage across all major regions in the world including Europe, APAC, North America, Middle East and Africa, and Latin America This report includes a study on the marketing and development strategies, along with a study on the product portfolios of the leading companies operating in the nematicides market. It consists of the profiles of leading companies such as Bayer AG (Germany), Syngenta Crop Protection AG (Switzerland), CortevaAgriscience (US), BASF SE (Germany), Adama Agricultural Solutions Ltd (Israel), FMC Corporation (US), Nufarm (Australia), UPL Limited (India), Isagro Group (Italy), Valent USA (US),
The research process includes the market segmentation of the global nematicides market, identifying the growth determinants of every market segment and market forecasts. The primary source from the supply side includes industry experts, CEOs, vice president, directors, and key executives of various industry players. The primary source from demand side includes marketing manager and experts from various application industries. Market Krystal held more than 40 interviews for this study, details of which are mentioned:
By company type: Manufacturers (40%), Suppliers (20%), Consumers (20%), Researchers (10%), Independent industry consultant (10%)
By geography: North America (25%), Asia (40%), Europe (20%), Rest of the World (15%)
By designation: Top level (40%), Operation level (20%), Mid-level (40%)

domain: geography


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The exploration and exploitation of space will be one of the leading areas of aerospace to be debated at the Global Aerospace Summit.
Emirates' ambitions to open up final frontier
The exploration and exploitation of space will be one of the main topics of aerospace to be debated at the Global Aerospace Summit.
"An increasingly crowded 'last frontier' threatens to throttle the promises of space," said Nicholas Webb, of Streamline Marketing Group, the organisers of the summit. "Our global and local space situational awareness must be greatly improved, so space can continue to be cultivated."
As the subject of one of the centrepiece discussion sessions, delegates will examine the promise of civilian space travel, satellite-based energy sources, increased collection of surveillance data for everything from military reconnaissance to geographic research, and the prospect of cheaper and more sources of communication.
According to the summit's mission statement, the object is: "To learn how private initiatives are affecting commercial space transport and what the best options for launch will be over the next few years, as well as in the longer term, and what infrastructure will be needed for these developments.
"Also, what are the financing opportunities and risks involved in space transportation? We will seek to explore how close, commercially and technologically, we are to commercial human space flight and regular suborbital space tourism."
Among the delegates will be George Whitesides, the chief executive and president of Virgin Galactic. The Former Nasa chief of staff heads up Sir Richard Branson's company dedicated to making space tourism a commercial reality.
Virgin Galactic has already test flown a suborbital spaceship built to carry six passengers and two pilots, and Sir Richard has said he hopes the first customers will fly next year or the year after, launching from and returning to the company's new Spaceport America in southern New Mexico.
The brief space trip will offer passengers a few minutes of weightlessness and a view of Earth from the blackness of space at a cost of US$200,000 (Dh734,600) per seat.


text:
A few minutes with ... Adebe DeRango-Adem
By Dane Swan
Throughout my month here at open-book.ca I've been sharing my conversations with various members of the literary community. Our last conversation is with noted poet, Adebe DeRango-Adem. To learn more about her current collection, Terra Incognita please visit here or her Facebook page.
In the description for Terra Incognita, I noticed the phrase, “geography is fate.” Since I've moved to Canada, artists, authors, musicians and academics I've known from the black community have migrated to the US. As a person who has lived on both sides of the border, what is the fate of the black Canadian intellectual in the United States? What are the opportunities that can only be found there?
I'm still busy building my audience/readership in United States, since most of my affinities/ties in the literary world have tended to be in Canada, more specifically in Toronto. The last few years have seen my life become a moment where art imitates life (imitates art). The publication of Terra Incognita coincided with a turn of events that left me in a relative state of exilic questioning, both in terms of my geographic displacement (being between cities, namely New York, Philadelphia, and Toronto), but moreover the turn of events that offered an unknown territory through which I had to find new ways to resolve to keep going. The one thing I will give credit to the United States for, in the literary sense, is the palpable & intimidating feeling you get from practically everyone you meet - a drive towards success. A lot of people want to be successful in United States & the states has a lot of successful people; as such, the hunter kind mentality rubs off even on the most humble of poets. I do see certain opportunities in the US coming my way, namely through the poets who I have either worked with - Ameri Baraka, Ann Waldman, Sonia Sanchez, Charles Bernstein, and the estate of Langston Hughes (The first poem I ever read on American soil was at the house, actually the living room, of Hughes's home in Harlem) - or who I would like to work with at length - Claudia Rankine, Terrence Hayes, & about twenty talented writers of color. The way things are going these days for arts funding in the US is a bit precarious, so the word opportunity is largely a big question mark. However the general feeling of desire, and the willingness coupled with the ability to network and get out there, puts a lot of American poets at an advantage. It's a mentality, modality of being/way of thinking, that can be used to walk through the fire & surge ahead with ones literary dreams.
Where does black Canadian literature fit in the Can Lit canon? For that matter, where does any POC Canadian literature fit in the Can Lit canon?
Black Canadian literature, literature by people of color such as myself... well, that is the question. Whether it is nobler in the mind to suffer the slings and arrows of outrageous differentiation, being put in my own class of writing, or take arms by declaring a call to disrupt the CanLit monolith... Giving mind to the color of my skin/the shade of my experience.… I feel that my writing flows through me organically, and yet the fact that I share in a Heritage of enslavement, colonialism, displacement, and otherness, does make me feel that my writing is unique. If my writing becomes known as black Canadian writing from a younger generation then I hope it will also be known to revise the image of Canadian-ness in a new way - an image I might add, that has been mistakenly co-opted into an image of whiteness. Canada has been good to me on the literary front, still, having served as a carte Blanche for me as I launched my writing to the world over a decade ago. The opportunities continue, and yet I find myself caught in between worlds at times, namely the world of becoming a respected published author in her own right, and an author or writer worth reading and listening to, who also happens to have experienced oppression. I identify as a black woman and a mixed race black woman as well. I do aspire to have contributed in a meaningful way to Canada's history & future of black arts & letters.
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How does your personal definition of home impact your writing?
I'm in between homes as I write this! I reside in Philadelphia and Toronto, and I consider both my homes for different reasons. I'm very much of the belief that one's authenticity comes into expression artistically when one is spiritually grounded and culturally rooted. Nowadays I see the condition of being in between, between geographical lines, cultural lines, racial lines (i.e. the color line), as having added value to my poetic craft and the act of writing.
Being displaced and relocated in various places, having to carve out my own space and voice in these respective places along the way, has served a higher purpose I think. I think of James Baldwin when he talks about how his deep understanding of what America was & meant, as a nation & entity, emerged when he left to live in France for an extended period. In a sense, it is possible to define oneself outside of the structures and constructions that are provided for us, & venture out into the unknown worlds before us; worlds that will be wrapped up in our ongoing sense of identity as authors & as human beings.
I came across an old bio of yours where you described your poetry as “ballad meets bop.” What did you mean by that phrase? How would you describe your work now?
Ballad meets Bop is a rehashing, perhaps a revisioning & re-envisioning of the beat writers who so moved me for years & years. I like to think of my writing as containing a beat spirit, broadly defined -- as a kind of a holler back to the hip lot of writers of the 50s and 60s who associated with the underground & jazz & blues, and wanted to be known simultaneously as poets, Saints, gangsters & all in between, a time in American history that for all its literary worth, also had a strong political stance as many of the audiences that crowded these rooms full of jazz poetry & smoke happened to be rooms where racially mixed friends mingled and jived together in the spirit of togetherness, the jovial and joyous aspect of life that can't come from anything synthetic & only real life! O the grittiness of it & the dark beauty of it all.
To me ballad meets bop also hearkens to the jazz tradition itself, spoken word poetry against the cadences of jazz beats & on a larger scale the rise of jazz as a popular musical form. At heart, I hope to be bardic in my application of the spirit when I write, & my love of jazz is something almost innate, or at least, lives within me & through my work & poetic style. All I know is I have to keep writing. And that the meaning of my life depends precisely upon the continuation of each breath & each stroke of a pen, each turn of phrase. I also simply envy musicians, & always wanted to curate a poetry series where jazz would mix & mingle to a beat & poets would read & audiences would snap or clap or even swing to the beat. That has always been my fantasy -- of the ultimate poetry event… so stay tuned my dear reader!
Finally, any new projects that readers should look out for?
Three! I have felt peculiarly productive this past few months. I am working on a novel, my first venture into fiction, & finding a publisher for it. Broadly speaking, the book is set in New York City, Philadelphia & Toronto (once again a product of my own global trotting) & ultimately engages with questions of desire, Love, commitment, trauma and resistance, through the eyes of a young black/interracial woman. I'm also in the process of putting together a call for submissions for an anthology project's second run with Andrea Thompson, my fellow poet & basically sister. Other Tongues: Mixed-Race Women Speak Out (published by Inanna in 2010) will be going for its second round this time, and we are hoping to publish this year. Women who are interested in participating and submitting their work should be in touch with me via any social media handle. The anthology will explore the writing, art & photography of mixed race women across North America, similar to our first anthology ... yet THE FIRE THIS TIME & the various political questions many of us women have in terms of our safety & self-care are more urgent than ever to address. We want to create yet again a sanctuary space for women to explore the ways we can bloom where we are planted ... please look out for the call for submissions!
Lastly, I am putting the final touches on my poetry manuscript, title not yet released, & I do have a couple publishers in mind who I would relish the opportunity to work with. This book seeks to make an imprint upon the psychic space we collectively share & yet make our own. In this poetry collection ideas around the transversing of personal identity become entrenched within the spaces of the social, camaraderie, & futurity: how does the precariousness of life create a will to see through to my own future? How can we rise as a phoenix would from the proverbial ashes, without turning the midnight oil, or giving up on the world entirely? How can we from any relative rock bottom keep our eyes on the stars? What gives us the hope to stay afloat? These are all questions easier written than answered & that I seek to bring light to in my favorite writing form of all.
Adebe DeRango-Adem was called a young Canadian author to watch in 2016 by Canada’s current parliamentary poet laureate, the prolific George Elliott Clarke.
A former student of Anne Waldman and Amiri Baraka through the Jack Kerouac School of Disembodied Poetics at Naropa University, Adebe is the author of two full-length poetry collections: Ex Nihilo (2010) and Terra Incognita (2015).
Ex Nihilo was nominated for the prestigious Dylan Thomas Prize, while her most recent book, Terra Incognita, published in 2015, was a finalist for the Pat Lowther award. The book explores various racial discourses and interracial crossings both buried in the grand narratives of history and the everyday experiences of being mixed-race. Poems from the collection were also longlisted for the inaugural Cosmonauts Avenue Poetry Prize, as judged by award-winning American poet Claudia Rankine. She is currently an English doctoral candidate at the University of Pennsylvania.
The views expressed in the Writer-in-Residence blogs are those held by the authors and do not necessarily reflect the views of Open Book.
Dane Swan is a Bermuda-raised, Toronto-based internationally published poet, writer and musician. His first collection, Bending the Continuum was launched by Guernica Editions in the Spring of 2011. The collection was a recommended mid-summer read by Open Book: Toronto. In 2013 Dane was short listed for the Monica Ladell Award (Scarborough Arts) for his poem "Stopwatch."

domain: literature


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domain: design


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domain: economics


text:
Spend up to 8 hours hiking in the Lamar Valley and let your guide show you the best gems in the area. Make sure you soak up the valley’s open landscapes as you listen to your guide share some interesting facts about Lamar Valley and its history! And don’t forget your camera as you’ll want to take amazing photos of both the scenery and the incredible animals including bison, elk, pronghorn and occasional wolves and grizzly bears.
To get to the Lamar Valley, most people go through the northeast or north entrances to the national park, which are 10 and 25 miles away by road, respectively. You will meet your guide at a predetermined trailhead in the Lamar Valley some time before 9 am.
What you get on this adventure:
- An experienced, local and private naturalist or biologist hiking guide with extensive knowledge of the area
- Full-day of hiking (up to 8 hours) in a chosen area of Yellowstone with daily departures between 7 and 9 AM
- Brunch, hot drinks, and water refills
What’s not included:
- Water bottle
- Transportation to the meeting point
- Park entrance fees ($20 per person, $35 per family)
The best thing about hiking in Yellowstone is that there are incredible options for all skill levels. Since the tours are private, the route will be customized having in mind your group’s activity level. For beginner hikes, if you can walk up to 8 hours (with plenty of breaks) with little elevation gain and sections on boardwalks and stairs, you are good to go! Intermediate hikes will see a little more change in elevation (up to 700 ft / 220 m) and include sections of rocky terrain—with a possibility of scrambling. Advanced hikes will include more sections with rocky terrain, bigger elevation gains (+1,000 ft / 305 m) and more obstacles.
Keep in mind that the minimum starting elevation is at 6,000 ft above sea level, that weather in summer can be very hot, and that you’ll also be packing a daypack filled with water and other things you’ll need throughout the day. Your guide will always be by your side, making sure hiking is suitable to your level and adjusting the route if necessary.
If full-day hikes seem too long for you, check out our half-day hiking adventures in Yellowstone.
Here’s a list of the equipment you need to bring:
- Day pack large enough to carry all the items listed (around a 25-40L bag)
- Hiking poles — optional
- Water bottle or hydration bladder (3L capacity)
- 3L of water (the minimum amount you need to bring)
- Lightweight hiking boots or shoes with good grip
- Spare clothes for layering
- Waterproof rain jacket
- Toiletries (sunscreen, hand sanitizer, bug spray, toilet paper, etc.)
- Bear spray — provided by the guide
- Bug spray — optional (must be DEET free!)
- Headlamp or flashlight
- Camera — optional (but recommended)
If you’re sensitive to bug bites, bring loose clothing that covers the lengths of your arms and legs. Also, bring lots of sunscreen no matter the season. You’ll be at a high base elevation (about 5,000 feet) and may go over 9,000 ft in the course of the day.
Don’t wear any fragrance as it might attract bears and keep in mind that smoking is strictly forbidden within Yellowstone. Another thing that is stipulated by your guide is that it is not allowed to bring guns on their tours.
Dress comfortably and for the weather in clothes you can move in. We suggest bringing clothing appropriate for the season. Layers are best and don’t wear jeans.
These hikes can be adapted to accommodate most ages and abilities. If you are a wheelchair user or have some other specific needs, this shouldn’t stop you from experiencing Yellowstone! Make sure to contact us if you’re considering the tour and we will make arrangements with your guide. They have experience guiding people with more specific needs and they’ll be happy to help you navigate the obstacles in this wild and remote area. You can visit the Yellowstone National Park website to find out more about the accessibility in Yellowstone.
Group sizes and prices:
- For these private hiking adventures, the maximum client to guide ratio is 10:1.
- The cost per person decreases as the group grows, so it’s the perfect opportunity to hike with friends and family!
Hiking in Yellowstone can be arranged for larger groups. Contact us to make arrangements.
Min. age requirements:
- If you are older than 18, you’re good to go.
- Those under the age of 18 are welcome if accompanied by a responsible adult—these tours are family friendly!
Once the trip is confirmed by the guide, the cancellation policy stated below applies.
- Cancellations up to 30 days before your trip date will receive a 90 % refund of the trip value.
- Cancellations between 29 and 5 days before your trip date will receive a 50% refund.
- For cancellations within 5 days of booking refunds will not be provided.
To get to the Yellowstone National Park, most people fly into Bozeman Yellowstone International Airport, which is between 1.5 and 3 hours away. From here, you can rent a car to get to the park.
Your guide can meet people at the following locations: Gardiner MT or Mammoth Hot Springs WY, Tower Junction, Norris Geyser Basin and Canyon Visitor Center.
Once you and your guide agree on the details of the itinerary, they will suggest the exact meeting time and place, whether at the trailhead or a predetermined location.
57hours is committed to providing safe outdoor adventure experiences. We require all guides using our platform to have a COVID-19 safety plan and to make the details of that plan accessible to travelers. In most cases, group sizes will be reduced, guides will avoid overcrowded locations, and other safety measures will be met depending on the location and activity.
We also expect clients to respect local regulations and take measures to protect themselves, their guides, and the communities they’re traveling to. For more information on COVID-19 measures in Yellowstone, WY, please refer to the official guidelines for air travel into the US and Yellowstone National Park’s COVID-19 guidelines.
Please contact us if you have any questions or require further information. We are happy to provide you with the most up-to-date information!

domain: travel


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- Yellow anarkali with beautiful colorful patola design all over and embroidery on the neck enhanced with broad pink border.
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domain: artistic


Since its release in July, The Morning Star has been noted as a departure for its creator, Daniel Bachman, the Virginia-based guitarist, and here, multi-instrumentalist and sound manipulator. Albums like Bachman’s 2016 self-titled LP posited him as a part of the American Primitive guitar genre, following in the footsteps of John Fahey and Jack Rose with a rangy, meditative hybrid of blues, folk, bluegrass, ragtime and raga.
But for Bachman, the elusive, drone-heavy The Morning Star is less a departure than a rediscovery of older influences.
“I’ve been thinking of it as more of a full-circle thing,” he says.
Part of that came from moving back home to Virginia, after spending a few years in Durham, North Carolina. Being back in familiar environs, and finding some of his own old recordings proved inspiring.
“I moved back and I started making music that was sounding a lot like the music that I made when I was growing up there,” he explains. “I was even getting into these tapes of stuff that I had made, that I found at my parents’ house when I was 16, 17, 18.”
“I even used a little bit of that stuff on the last record. Just a little bit.”
But The Morning Star wasn’t an intentional trip through past inspirations, or a deliberate departure from more recent recordings. Instead, Bachman attributes the album’s divergent approach to an openness to receiving new influences, as well as the space he claimed for himself to explore whatever mode struck him.
“I try to be really open to new textures and I try to get together with new groups of people, or the same groups with different instruments,” he says. “Just to keep things interesting. It’s also really important to have space. To give yourself space when you’re making anything. I had to take a lot of downtime.”
To wit, 2017 was the first year in many years that Bachman released no new music into the world. As he settled back into life in Virginia, he took time away from touring, worked a day job and played only when he felt like it.
“Honestly, that’s my creative spirit these days: only working on it when it feels good, and not making it into a thing that you have to control,” he says.
For a listener, The Morning Star feels meditative and exploratory. Opening track “Invocation” is a 19-minute drone of singing bowls and buzzing strings that feels as much akin to Henry Flynt’s “Avant-garde Hillbilly and Blues Music” as it does to Buddhist meditation. That gives way to “Sycamore City,” a comfortingly familiar solo guitar piece that allows space for outside sounds — chirping crickets, cars driving past — that bring us back into a calm but no less introspective space. The remainder of the album offers similarly fluid movements from deep drone into the guitar-driven explorations Bachman has become known for. And when they overlap, as on the relatively succinct ramble “Scrumpy,” Bachman conjures a stirring cacophony of steel strings and resonant overtones.
That density wasn’t accidental. Bachman says the bulk of the recording was done on his phone or a small Tascam field recorder, giving him easy files to layer and manipulate into their final form, as well as allowing him to capture the songs in a more spontaneous manner.
“I’ve never had the ability to manipulate sound so easily,” he says. “I probably would have been doing stuff like this before if I had had the technology to do it, without doing it on a tape machine or through guitar pedals or something. You can manipulate sounds really easily these days. It’s really cool.”
That sense of excitement is ultimately what makes The Morning Star such a thrilling listen. For all its patient, introspective modes and long running times, the album feels very much as if it exists in a specific moment at a specific place.
And for Bachman, that’s part of what keeps the creative process exciting.
“I’m only doing it when it feels good,” he reiterates. “I really love doing this so much. I really do feel like it is an extension of my emotions and hopefully an extension of my soul. And I don’t want to feel bad about it. It’s supposed to be this beautiful, fun thing.”
What: Daniel Bachman
Where :if ART, 1223 Lincoln St.
When: Monday, Sept. 10, 8:30 p.m.
More: 803-255-0068, ifartgallery.blogspot.com


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Extraordinary is just one of many words applied regularly to Southern Highlands, a residential community in the southern part of Las Vegas, Nevada, with several distinctive neighborhoods, a great location and a wealth of amenities. With easy access to Las Vegas, this master-planned community offers a lifestyle that has something for everyone.
Built around the acclaimed Southern Highlands Golf Club, one of only four courses designed by Robert Trent Jones, this unique community in the Las Vegas Valley was developed by Olympia Companies. Its success is testimony to the excellence of the initial plan and a continuing commitment to achieving harmony with the natural environment. This master-planned community places a premium on luxury, beauty and amenities.
Seven parks exist within the bounds of Southern Highlands, featuring play areas, walking paths, water features, gazebos and other structures, walking paths and hiking and biking trails. There are also tennis and basketball courts, and two dog parks for the exclusive use of community residents.
Choose from among existing homes in several different areas, or pick a new home built by one of Nevada’s premier homebuilders in one of 10 newer neighborhoods. You can also select a location in The Estates — ranging in size from a half-acre to a multi-acre estate lot — for a custom-designed home that will fulfill your distinctive dream. Secluded Augusta Canyon offers views of both city lights and the golf course, while Olympia Ridge, coming soon, provides dramatic vistas from higher elevations.
With easy access to the city via Interstates I-5 and 215, the location of Southern Highlands couldn’t be better. The Strip is only 20 minutes away, and all the amenities of Henderson, Nevada’s fourth-largest city, are literally at your back door. The new Raiders’ practice facility is nearby, as is M Resort, known as the favorite “locals” casino. Great places to grab a burger, or enjoy a fine meal, along with good shopping and a variety of services and entertainment facilities, are literally just “down the block.”
A newly-opened Costco, the Henderson executive airport, excellent public and private schools and a lot of leisure-time attractions are all close to home when you come home to Southern Highlands! Security and convenience are assured, with banks, urgent care and dentistry, hardware stores and dry cleaners, grocery and drug stores all available to make the living easy!
The Spa at Southern Highlands and extensive pool and fitness facilities round out the list of highly-rated amenities in this distinctive, multi-faceted community that has gained worldwide attention. As is the case in other luxury residential communities, home prices vary, but custom homes in this community typically range from an average of around $3 million to more than $10 million.
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Brett Favre dismisses possibility of joining Rams
ST. LOUIS — Brett Favre dismissed the possibility of returning to the NFL with St. Louis, and Rams coach Jeff Fisher declined to address reports he tried to lure the quarterback out of retirement to replace the injured Sam Bradford.
Favre told Washington sports station WSPZ-AM he doesn't feel physically able to compete and expressed fear that he has been affected by concussions.
"It's flattering, but you know there's no way I'm going to do that," Favre said.
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domain: news


Microplastics are everywhere: on, in and under the ground
More and more plastic particles are entering our soil. Unless this stops, human, animal and plant health will be harmed. To establish a clearer picture of the effects of microplastics in soil, Deltares and the Ministry of Infrastructure and Water Management are organising an international conference on 13 and 14 March 2024.
The preparations for the conference are now in full swing. Between 150 and 200 participants will come to Utrecht from countries such as Belgium, Germany, the United Kingdom, Hungary and Lithuania, and even Canada and Malaysia. Dozens of experts will talk about the results of their latest research on plastics in soil, and the speakers will also include a representative of the European Commission. The purpose of this conference is to put this topic on the map, to bring scientists and policymakers together, and to encourage and coordinate research into plastics in soil. However, the aim is also to examine the experimental and analytical challenges in this type of research.
The danger of plastic ending up in our seas as plastic soup has already received a lot of attention in recent years. But the presence and effects of plastic in soil are still relatively unknown, even though this is a growing problem. ‘Plastics in soil work differently from plastics in water. In the soil, they accumulate and stay in the same places. They break down slowly, release toxic substances into the surroundings and therefore have the potential to harm humans, plants and animals,’ says Lisette Peters, a policy officer for the Ministry of Infrastructure and Water Management. ‘The composition of the plastics is complex. They are not just polymers; they also contain, in particular, large numbers of additives such as stabilisers and colourants. That makes it more difficult to study the effects,’ adds Petra Krystek, a chemical and environmental pollution expert at Deltares.
More and more of the Netherlands rests on plastic, which stays in place for a long time.
Moreover, the amounts of plastics in the soil are continuing to increase. Pieces of PVC pipe and other construction waste have been used to build footpaths. Many private gardens use root cloth to combat weeds. But geo-plastic has also been used in dikes and under railways to make them stronger. Krystek: ‘More and more of the Netherlands rests on plastic, which stays in place for a long time. But what happens to the plastic particles, how do they break down and which substances damage the environment? We know far too little about this.’
What are microplastics?
Plastic can break down over time into smaller and smaller pieces under the influence of mechanical or chemical processes, or light. We refer to the smallest plastic particles as microplastics; nanoplastics can be seen only with advanced microscopes. Ingesting small amounts of microplastics should not be immediately harmful but it may affect health in the long term. Plastics also contain substances, such as plasticisers and stabilisers, that can disrupt hormones.
Although more and more is known about microplastics in the soil, the risks are still unknown. ‘We are building up an increasingly clear picture about the numbers and quantities of plastics but it is difficult to make any pronouncements about the effects they have,’ says Peters. And we do need that certainty. As long as researchers are unable to make reliable analyses of the health effects of microplastics in soil, the Ministry cannot take action. ‘If you want to introduce policies for farmers or earthmoving companies to reduce levels of plastics in the soil, you need to know exactly what is happening in that soil.’ Krystek adds: ‘There has been some limited scientific research looking at microplastics in soil, but it is still fragmented and we cannot yet draw any conclusions.’
Policy Officer Dutch Ministry of Infrastructure and Water Management
Lisette Peters is a policy officer at the Dutch Ministry of Infrastructure and Water Management. She works for the Water and Soil Directorate General, focusing primarily on harmful substances such as PFAS and also microplastics in our soil. She previously worked at Rijkswaterstaat (the Dutch Directorate General for Public Works and Water) after studying Earth Sciences at Utrecht University.
The National Institute for Public Health and the Environment (RIVM) has therefore developed a plan to bring together all the knowledge on this topic. Reliable techniques are needed for analysing microplastics in soil. Clarity is also needed about the contribution made by the main sources of microplastics to the spread of these substances in the soil. Peters: ‘We have launched a study at the Ministry to identify those sources. The RIVM is also going to initiate a monitoring campaign in which they will investigate Dutch soil to see which unknown substances are located there. We are going to see whether we can include microplastics in that campaign. We are tackling this issue in a wide-ranging way at the Ministry. Other colleagues are talking to manufacturers about using fewer plastics in applications for their products. Because ideally, our aim is to stop plastics getting into the soil.’
Looking for Solutions
Deltares is delving further into this topic and we are a partner in the MOMENTUM project, a consortium of 25 participants that is devising solutions to reduce the health impact of microplastics. ‘Deltares is also the lead partner working on the creation of a roadmap showing how to reduce or even minimise plastics at specific stages of the process by using alternative materials,’ says Krystek. And as the co-organiser of the conference, Deltares hopes to strengthen the understanding and discussion of microplastics in soil. ‘It is great that we are bringing together different disciplines from so many countries. When everyone was worried about the plastic soup in the sea, someone said to me that this was a much bigger problem in the soil. Back then I did wonder how that could be possible. But now I know that a wide-ranging approach is needed. Microplastics are everywhere: on, in and under the ground. They come from the water in the ground and they are absorbed by the plants in the fields that we eat later. We will be moving the discussion forward at this conference.’
Chemical and environmental pollution expert at Deltares


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“I first got the idea from a billboard on a highway.” Tariq Al-Usaimi recounts the moment he was inspired to transform the way Kuwait Credit Bank (KCB) does business. “I saw other banks advertising that they could approve a customer loan application in 24 hours, or even 30 minutes. I saw no reason why it should take this long.”
Like any CIO, Al-Usaimi passionately believes that technology is a driving force in his business, but he is often left scratching his head as to why others within KCB fail to see its value. “It seems obvious to me that a bank should have high quality technology services for its customers,” he says. “Not only to enhance internal operations, but also to keep customers satisfied and allow us to go to market quicker. A lot of figures within KCB didn’t seem convinced of its worth – a perception I wanted to change.” With 40 percent of Kuwait’s population aged 24 or under, he was also especially conscious that the bank should retain its appeal with the country’s youth. “Services need to be accessible in a timely and convenient manner,” Al-Usaimi says. “Customers – especially young people – quickly give up if they do not get quick access.”
Alarm bells began to ring in 2011 for KCB’s IT department, when the company received overwhelming and unprecedented demand for one of its new loan schemes. The programme was targeted at women – who had previously struggled for financial aid within Kuwait – and even Al-Usaimi was taken aback at its levels of interest. “The response we got was totally unexpected,” he says. “In truth, we were not prepared for what ensued – which definitely cost us business.” Would-be customers were forced to apply in person as opposed to through online platforms, which created queuing issues – and a great deal of paperwork for KCB. “We were in a major need of an overhaul,” Al-Usaimi says. “Things just couldn’t continue in that manner.”
The loan approval process around that time was both lengthy and expensive, with Al-Usaimi estimating that it cost KCB $800 to process each request. “There were nine stages in each application,” he says. “Five employees were involved in that process, which was reliant on paperwork and form filling. The amount of time used by employees was wasteful, while customers were given needless waiting time. I didn’t see any reason why we couldn’t transfer this process to a fast online platform, and effectively create a branch of KCB in every Kuwaiti home.”
The final straw for Al-Usaimi came in 2014, when the Kuwaiti government passed the Law Concerning Electronic Transactions. Article 3 of the act stated that digital transactions would now carry the same legal weight as written signatures in contracts and agreements.
One of the biggest hurdles Al-Usaimi would face in his bid to push through any changes was internal resistance. Although the company’s senior management bought into his ideas, the real issue was appeasing mid-level managers who felt their importance could diminish. “They feared that the changes would make their roles redundant,” he says. “They realised that there was a chance that they could have less authority, and I suppose it’s only human nature to feel that way.” Overall, Al-Usaimi estimates that it took him roughly a year to convince other management figures of the need for change. “No one understood the implications of the new law,” he says. “It seemed obvious that once electronic transactions carry the same weight as handwritten signatures, that contracts of all sorts will shift to online platforms.”
A cornerstone of Al-Usaimi’s solution would be its ability to interact with other government agencies, which would enable customers’ credentials and identities to be quickly verified, allowing the loan to be approved. “We partnered with the Public Authority for Civil Information and Public Institution for Social Security,” Al-Usaimi says. “We envisaged a solution where information could be quickly pulled from those agencies to certify details such as an applicant’s employment status, so we could swiftly approve or deny applications.” All this information would be swiftly sent to a KCB artificial intelligence system, which would require substantial computing power.
The infrastructure powering the solution comprised four key components, which “brought KCB’s cloud together.” “We relied on Cisco UCS Blade Servers, VMware virtualisation, EMC storage and SAP’s database,” Al-Usaimi says. However, acquiring this technology was not a straightforward process for KCB’s IT team. “We had to compile a complete study for the management to be fully convinced,” Al-Usaimi says. “We needed a three-year roadmap for its return on investment and exactly where we stood and would stand in terms of our computer power, software and our data centre.”
On 20th January 2015, having completed all work on the automated loan approval solution, Kuwait Credit Bank issued its first online-approved loan cheque. The impact of the project has had vast tangible and intangible results for the company. “I really think it’s unbelievable what we’ve achieved,” Al-Usaimi says. “It used to take 1080 minutes to approve a loan, and now it can be done in 90 seconds. The process was a matter of pushing papers from desk to desk, queuing and waiting, but this is thankfully a thing of the past.” In terms of direct savings to the bank, Al-Usaimi estimates that the total cost saving from the loan approval process is 1.6 million Kuwaiti dinar, or $5.25 million. “The cost of the process has been reduced by 96 percent,” he says.
The solution’s ability to interact with the other government agencies to verify customer data has provided another vital benefit to the organisation – the capacity to vastly reduce user input error when applying for a loan. This has had a transformative knock-on effect – the potential to slash the possibility of fraud against the bank. “If person X has passed away, and an imposter attempts to pose as that person, the system will instantly recognise that the loan cannot be approved,” Al-Usaimi says. “You see artificial intelligence everywhere – in cars, homes, on mobile devices – but only in the back end of banks. We wanted to bring it to the front end, so the customer could feel the benefit of it via a quick and seamless loan approval.”
The solution can also account for potential spelling mistakes made on behalf of legitimate customers, as well as comprehending the nuances of name-spellings in English or Arabic. “It can recognise that a name like Tariq, or Muhammad, which has a variety of spellings, could have been misspelt by the customer,” Al-Usaimi says. “It can then correct this with minimal waiting time.”
Customers still wishing to make their application in-person at a KCB branch are able to do so, while the service is available 24/7 online, in keeping with Al-Usaimi’s pledge to deliver it inside 90 seconds. “This in itself is nothing new, but is a huge step forward for us,” he says.
Al-Usaimi attributes a large portion of the project’s success to his talented and innovative team, who devised the ingenious concept. “One of my team members suggested that we build a system to automate the whole process,” he says. “That person, along with two other programmers, has been the driving force behind this initiative. I have them to thank for everything.”


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By Bev Odom/The Red River Sun—
WELLINGTON — In a unanimous vote, the Wellington City Council adopted a resolution to apply for a grant that will help the city revitalize downtown.
During the Aug. 3 meeting, councilmen adopted Resolution 2020-04 authorizing the submission of a Texas Community Development Block Grant Program application to the Texas Department of Agriculture for the Downtown Revitalization Fund.
The council authorized the mayor and city manager to act as the city’s authorized representatives in all matters pertaining to the grant.
The council also adopted a resolution determining that an area of the city contains conditions which are detrimental to the public health, safety and welfare of the community and constitutes a slum blighted area, making Wellington eligible for the state block grant. This includes downtown sidewalks, water system, lighting and road pavement in front of Ritz Theatre from 9th to 10th St.
Those present at the regular council meeting included: City Manager Jon Sessions, Mayor J.D. Hamby, Councilmen Brent Martin, Jimmy Cantu, Jr., and Kenneth Warren. Absent were Councilmen Brandon Ward and Larry Adams. City Secretary Sherrie Dunlap also attended.
All council members approved the authorization of Mayor Hamby to execute the necessary documents transferring the property that was sold at public auction to Brenda O’Rear. The property is located at 1308 Dalhart St., Original Town, Block 81, N/10’ of Lot 15 and all 16-18.
With a unanimous vote, the council authorized Sessions to enter into a contract with Harper Perkins Architects for the rehabilitation and remodel of the rescoped Bura Handley Community Center/Senior Citizen’s Center project.
In other business, the council approved the minutes and bills as presented with Councilman Martin abstaining from any discussion or approval of items relating to Jim’s OK Tire Store.
Sessions reviewed the Financial Statement, and the council discussed the proposed 2020 Tax Rate. He reported that city employees are working on repairing various water leaks around town.


Misratan members of the House of Representatives and the State Council as well as the city’s mayor Mohamed Eshtewi and councillors have warned of growing divisions between moderates and hardliners in the city. However, they have also reassured residents that the council remains fully in control, telling them to ignore …
The Presidential Council (PC) of the Government National Accord (GNA) said in a statement, on Sunday, that it had followed up what the elements, who claim that they are from the Libyan Army, in Benghazi, who dug up the graves and abused the corpses in an awful way.”
In an interview with The New Arab, the president of the Libyan State Council spoke out against other countries getting involved in Libyan affairs.
The clashes in Tripoli have continued and grew rougher on Wednesday morning. According to different sources, the forces and fighters of the rival government “National Salvation Government” (NSG) which are positioned in Qusoor Al-Siyafa (Guest Palaces) in downtown Tripoli clashed in the first hours of Wednesday with the armed groups …
The Supreme State Council of Libya yesterday called on the international community and the United Nations to help the Government of National Accord protect vital installations from political and military conflicts in the country.
The Libyan National Army is putting a brave face on its ouster by the Benghazi Defence Brigades from the oil export terminals at Sidra and Ras Lanuf. It is reported to be concentrating forces around Brega while it holds the frontline further west at Al-Uqaylah. In the course of the …
The Algerian, Egyptian and Tunisian foreign ministries today agreed on the terms for resolving the crisis in neighbouring Libya.
Following today’s reported incident in which a motorcade carrying Presidency Council head Faiez Serraj and State Council chairman Abdulrahman Sewehly was allegedly shot at near the Rixos hotel complex, Sewehli has released a statement accusing Khalifa Ghell of trying to assassinate him.
Unidentified gunmen have opened fire on a convoy carrying the prime minister of Libya’s UN-backed government, Fayez al-Sarraj, in Tripoli without causing any casualties, according to his administration.
The head of Libya’s UN-backed unity government survived an assassination attempt on Monday, according to local reports.


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Many of us are questioning the current model followed by cryptocurrencies. One such crypto-enthusiasts sees a potential market shift in favor of a more centralized NFT model which will take advantage of community driven solutions.
NFT Marketing is still in its infancy and has not reached mainstream adoption yet, but this article is informative on the up-coming changes that mark the next evolutionary step for promote nft. It provides actionable tips from an experienced cryptocurrency developer and gives insights into why he believes it is necessary to adapt to new models as we wait for wider adoption.
1. What is the current model of NFT marketing?
The current model for NFT marketing involves the creation of unique, non-fungible tokens (NFTs), and offering them to the community. The idea behind this method is simple: create a token, offer it at a fixed price in an ICO or in private sale, and allow investors to transfer ownership of that token outreach.
For an ICO scenario, it requires amends to be made beforehand on the underlying blockchain platform. For example, Ethereum allows developers to create their own ERC20 token standard on top of their blockchain and then issue their own crypto asset. This is how CryptoKitties was able to execute their ICO.
For an NFT marketing, the NFT would be created internally and then issued by the company in an ICO or a private sale event.
2. HOW DOES IT WORK?
NFT Marketing is focused on creating unique, non-fungible tokens (NFTs), and selling them at fixed prices to the community members. Here are some NFT Marketing tips:
- Use unique characters for each character name on the letterhead of your company or business card. For example, if your logo is based on a mermaid, use “Mermaid” instead of “Company” as your first name on a business card or letterhead.
- Add a numeral after each item in the payment proposal. For example, if you are asking to purchase 10,000 items with a minimum purchase value of $200 each, add “1” after the price and number of items sold. If you’re asking for 100 items at $200 each, add “10” before the “2”.
- Add a unique character for each item on your payment proposal.
- Add unique characters for all special characters in your payment proposal such as hyphens (-), asterisks (*) and underscores (_). This is very important in order to ensure that both client and bitcoin wallets can properly recognize and process each transaction properly.
- Add your company logo or unique company characters before the payment proposal so it can be recognized immediately by customers. The more characters you add, the better chance of being recognized and remembered. Find here.
- Create a logo with as many non-fungible characters as possible and have at least one unchangeable image that you can use on your letterhead, business card and website to identify yourself as a NFT Marketing affiliated business. Many people create logos that have hundreds of non-fungible characters which are impossible to change once they are used on their website, marketing material and other company assets used for advertising purposes.
- Investigate and verify that your exchange or wallet can accept long character strings. If your company name is “My Company”, you can only use one letter “M” in your payment proposal. If the character size is limited to 30 characters, you must use a way to identify yourself such as “MyCompany1-30” instead of using the entire company name.
- Create a boardroom for brainstorming creative solutions for NFT Marketing. Many companies have created this type of atmosphere which improves their overall strategy and team performance. Add a sign at the entrance with “NFT Creative Boardroom”. Many people do not know how to use this environment and how to properly execute certain strategies for NFT Marketing.
3. Most important tip
Lower the cost of creating a company name or logo with as many characters as possible before you start creating your NFT marketing campaign.
The above mentioned tips are just a few that can be used by companies to generate more leads, develop creative ideas and improve their overall strategy for NFT Marketing.
He is an active member of the crypto community, educator, trader and advisor offering private workshops in eth-based trading strategies and ICO investment advice. He is also the founder of the CryptoCurrency Training Academy which provide training seminars on Blockchain & cryptocurrency technologies at conferences and blockchain conferences around the world.
4. Future of NFT marketing
One such crypto-enthusiasts sees a potential market shift in favor of a more centralized NFT model which will take advantage of community driven solutions. He believes there is huge potential for value capture via an unsaturated tokenized ecosystem. Here are some extracts from the article:
“The opportunity is to start capturing value immediately before the community takes it over.”
“Bringing in-house the entire NFT ecosystem, that includes creation, publishing, advertisement, transactions and gaming will make it highly valuable.”
“Incentivizing the community by creating an internal token that can only be used on its platform allows you to build your own brand and reputation with cryptocurrency enthusiasts.


The Maryland legislature is moving toward placing a voter referendum on legalizing marijuana on ballots in 2022.
Text of the proposed legislation was written by Del. Luke Clippinger (D-Baltimore City), who is chairman of Maryland’s House Cannabis Referendum and Legalization Workgroup, formed last summer to study the issue.
If passed by the legislature, the bill will set up the following referendum question for voters:
“Do you favor the legalization of adult-use cannabis in Maryland?”
If the referendum is successful, Maryland’s legislature would add an amendment to the state constitution and advance a law allowing Maryland adults over the age of 21 to use and possess cannabis.
As written, that law that would go into effect as early as July 2023.
In order for the question to make it to the ballot, it will need to be approved by three-fifths of members in both the House and Senate.
If the bill passes, Maryland’s legislature would still need to develop rules on the “use, distribution, possession, regulation, and taxation of cannabis within the state.”
Among those questions is what to do with the tax revenue that comes from the legalized sale of cannabis. One proposal has centered around using that money to help support communities that were negatively affected by the prosecution of drug crimes that are now considered minor.
A Goucher College survey last spring showed that, among 725 Maryland residents asked about legalizing marijuana, about 65% were in favor. The college said that was a bump compared to similar poll in 2019, when only 57% were in favor.
The key difference, according to Mileah Kromer of the Goucher’s Hughes Field Politics Center, is that support among Maryland Republicans reached 50% for the first time.


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July 10, 6:19am - reviewed by Anne Marie St Laurent
Ok For Overnight
Stay there on our way to Canada for one night, reasonably priced, low voltage.... could not run the AC and the microwave at the same time... but otherwise it was a fine place!
July 18, 7:22pm - reviewed by Nise
Safe, clean Campground With noisy trains
Safe, clean Campground With noisy trains. Pretty quiet until the trains roll in and honk their horns for awhile. Just fell asleep, and not happy to be awoken with the loud noice.
June 28, 6:01pm - reviewed by Tim
Staid there twice, overnight in 2016 and 2017, on our way to Ft Myers Beach, FL. Nice, clean, friendly, and reasonable. Would stay again.
May 17, 10:36am - reviewed by Betsy
Perfect! It Is a short drive off 95 but we'll worth it. This was just an overnight stop. Clean quiet friendly. Price great especially compared to others in area I called. We'd stay again in a heartbeat.
March 4, 8:18am - reviewed by Marsha
Clean place. Great place for overnight accommodations. Owner was pleasant. Would be nice if it was noted on thirst website they were 11 miles off I95.


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BOSTON (CBS) -- The federal government is asking the state of Massachusetts to turn over information on the 40,000 patients who were prescribed medical marijuana.
The request coming from the White House's National Marijuana initiative has Governor Charlie Baker concerned.
Some of the data requested is generic, like the gender and age of the patient. However, Baker is concerned about the requests for information on specific patient conditions.
"I guess it would depend a lot on exactly what they ask for, but the bottom line here is we're not going to do anything that puts anybody's personal information in jeopardy," Baker said.
Baker says no information will be turned over to the federal government that will compromise patients.
"We just got the request. We won't do anything that is going to violate anybody's privacy. I can promise you that," Baker said.
Massachusetts isn't the only state that has been contacted by the federal government.
So far the state has complied and given general information like the age of the patient and date of the prescription, but not information on medical conditions. The state says that data could actually be used to identify the patient.

domain: politics


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Saadia’s husband had a sudden fatal heart attack recently and passed away at the young age of 44. Leaving her with 6 children and no income. She had no money for her husband’s funeral, had a home loan to pay and 6 children to look after Allahu Akbar.
Taking into account her centrelink benefits, and casual income earned by her oldest daughter who is in uni and works casually, they were still short of approximately $500 per month.
Where was she going to get the money for her husband’s funeral?
To add to that, she was also undergoing treatment for depression to the the death of her 4 year old son in a car accident.
So what did we do to help?
Firstly we assisted with settling the expenses incurred for her husband’s funeral Alhamdulillah. Next we have had professional financial planners work with her to provide advice on the best course of action given her large family & her home loan situation. The fact that it is a riba based loan, but at the same time with a large family would it be the wisest decision to sell?
Our focus at the moment is to get her finances in control so her children can get back to their lives and then insha Allah we will work with her on how she can set her & family up to be self sustainable insha Allah.
This is how your Zakat is being used at a time of need by our sister right here in Australia. To help a single mother, who suddenly lost her husband, leaving her in depression, with 6 kids, medical issues and a loan to pay off. May Allah give our sister strength and through your Zakat, make it a means to empower her. Ameen.


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The Manila Times
NO HOLDS BARRED
Rep. Edcel C. Lagman’s
Weekly Thursday Column
THE Sustainable Development Goals (SDGs) are not merely items on a country’s prime checklist. They are integral parts of the compass that will guide all nations and their leaders in navigating the difficult and challenging highway leading to worldwide peace and equitable progress.
As the UN Department of Social and Economic Affairs succinctly puts it, the SDGs “recognize that ending poverty and other deprivations must go hand-in-hand with strategies that improve health and education, reduce inequality, and spur economic growth – all while tackling climate change and working to preserve our oceans and forests.”
Legislators are fortunate for they are in a singular and unique position to play an active role in the realization of the SDGs by incorporating population and development issues into laws – statutes that promote and adopt pro-people national policies and programs that ensure no one is left behind, and everyone rides the powerful wave of progress.
This is an opportunity parliamentarians must not forfeit and a responsibility they must wholeheartedly assume. Playing an active role in the Philippines’ achievement of the SDGs by mainstreaming population and sustainable human development in policymaking is a task legislators must neither ignore nor delay.
As the people’s elected representatives, parliamentarians have vital participation in instituting and realizing a people-centered development agenda utilizing a rights-based approach to development. They must not only address the varied and wide-raging demands of their constituents but also, and even more importantly, fully respond to the often-overlooked needs and aspirations of the poor and marginalized. These deserving beneficiaries are women, workers, indigenous groups, the youth and the elderly, and the differently-abled, among others.
The 17 SDGs are all interlinked and mutually reinforcing. The fulfillment and realization of one makes it easier to achieve the others.
For example, once the bills prohibiting child marriage and preventing adolescent pregnancy are enacted into law, these measures will immensely strengthen the momentous and crusading Reproductive Health Law even as they will liberate young girls from early childbearing. They will also help ensure that adolescent girls finish their education, which in turn will be indispensable for them in finding remunerative work, be financially self-sufficient, contribute to the economy, and ultimately, surmount poverty – which is SDG 1.
Hopefully, the enrolled bill on the prohibition of child marriage will be forwarded soonest to the Office of the President since the reconciled version adopted by the bicameral conference committee has been ratified on Sept. 27, 2021 by both chambers of Congress. The bills on preventing adolescent pregnancy are unfortunately still marooned in the House committee on youth and sports development, while the Senate counterpart substitute bill is pending second reading.
In the case of SDG 5, policymakers can contribute to the achievement of gender equality not only by enacting relevant legislation but also by promoting women’s political leadership both in the Congress and local legislative bodies, and by ensuring that any planned policy action must first be fully assessed on its impact on people of different genders.
Another example of how interlinked the SDGs are is the fact that climate change differentially affects women and girls. Global Citizen, a worldwide civic organization, explains that climate change disproportionately affects women “because women are more likely to live in poverty than men, have less access to basic human rights like the ability to freely move and acquire land, and face systematic violence that escalates during periods of instability. These factors mean that as climate change intensifies, women will struggle the most.”
Climate change is also creating a new generation of child brides. The climate crisis exerts overwhelming economic pressure on families; results to loss of crops, land, livelihoods and homes; and undermines a family’s security and stability. All these force parents to marry off very young daughters for the corresponding bride price in countries practicing this nuptial custom or to reduce the number of family members to feed. In the Philippines, it is common for young girls from the provinces to venture out into cities in search of jobs as domestic helpers or factory workers after a particularly devastating typhoon.
It is therefore essential that steps are taken to promote gender-sensitive climate legislation and not rely on simplistic one-size-fits-all statutes on climate change.
The 2030 Agenda on Sustainable Human Development promises to ensure that “no one will be left behind” and endeavors “to reach the furthest behind first”.
But what does this mean for policymakers?
When the Philippines signed the 2030 Agenda, it also effectively mandated and empowered the Congress to take unequivocal action in judiciously enacting laws that significantly reduce inequalities and inequities, end extreme poverty, generate employment, protect and promote the overall health and wellbeing of people, squarely confront discrimination, and accelerate progress specifically for those furthest behind.
People get left behind when they are bereft of choices and are deprived of the opportunity to actively participate in and reap the benefits of development. These are people who live in extreme poverty, lack basic education, are unemployed, and discriminated against for various reasons. In other words, Filipinos who endure disadvantages, deprivations, diseases, and disabilities that severely constrict their choices and narrow their opportunities relative to others in society. They are the dispossessed who should be central to all our efforts to enact progressive and pro-people legislation.
Verily, the challenging task is laid out for Filipino legislators. But they have staunch partners and enduring allies in organizations like the Philippine Legislators’ Committee on Population and Development and government agencies like the Commission on Population and Development to help them integrate into national policies and development plans the issues of population and sustainable human development.
This commentary is addressed not only to the 18th Congress whose term is about to expire. It is also a proposed centerpiece agenda for the 19th Congress after the 2022 elections.


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PHILADELPHIA, Jan. 7 — Leaders of black voters in Philadelphia, whose numbers increased by 33 percent last November to crush Mayor Frank L. Rizzo's effort to change the city charter to permit a third term, are listening with caution to promises from men who want to succeed the Mayor.
Members of the black clergy, labor and community leaders, who have long felt ignored by the Rizzo administration, have taken up the classic political dilemma of picking not only the candidate most sympathetic to their problems but also the sympathetic candidate most likely to win.
In this case, it may mean that they will have to pass over a black candidate in favor of the white who is perceived as the frontrunner.
Four Democrats, two of whom are black, have announced their candidacy in the May 15 primary. The Republicans, who are outnumbered more than 3 to 1 among the million registered voters, have yet to name a candidate, although the names of several attractive possibilities are being bandied about.
‘Kamikaze Move’ Is Shunned
“No Republican with a name in this town wants to get into a kamikaze move,” a political analyst said. Philadelphia has not had a Republican mayor since 1951.Continue reading the main story
The Democratic candidates are former Representative William J. Green, who lost a mayoral race in 1971 and a senatorial race in 1976; Albert V. Gaudiosi, a close friend and associate of Mr. Rizzo until they disagreed on the Mayor's effort to permit a third four‐year term; Charles Bowser, a lawyer who was the first black Deputy Mayor here in the 1960's, and Hardy Williams, a state representative who calls himself “the father of independent black politics in Philadelphia.”
All four are seeking black endorsements, although no public commitments, have come from that quarter. At the moment, the two men most courted in the black community are newly elected Representative ‘William H. Gray 3d, who defeated Robert Nix, a 10‐term Congressman, last November, and Henry Nicholas, the head of the 5,000‐member Hospital Workers Union and chairman of a group of 20 black leaders that is now interviewing mayoral candidates.
Neither Mr. Gray nor Mr. Nicholas has expressed a preference. However, there are reports that Mr. Gray is not all that enamored with Mr. Bowser, and that there is a strong feeling that Mr. Williams's “moment in the sun” has come and gone. In any event, it is generally conceded that Mr. Green, whose financial resources are substantial, and Mr. Gaudiosi, who has been actively campaigning since last September, are well ahead of their black counterparts in the campaign.
“There is no question but that the black leaders are feeling their oats,” another political analyst said the other day “After all, they knocked Rizzo right out of the box last November with a disciplined, sophisticated vote. Their numbers went. up from 300,000 to nearly 400,000 registered voters.”
But they have their problems,” he continued. They have this new power and they want to broker. They don't want to blow it on a losing candidate. So there's a tug in two directions: On the one hand, they have all this power, and on the other hand that power is pushing them away from the black candidates.”
The race will come down, a Democratic Party official said, “to the candidate the blacks feel they can get the biggest piece of:”
Mr. Rizzo, who still has a year left to govern the city, has not made a single public appearance since his defeat on the city charter issue last Nov. 7. Insiders say that the Mayor was deeply hurt by the loss. Speculation about his future ranges from a job as vice president in charge of security at one of the planned gambling resorts in Atlantic City to a comfortable spot on the Triangle Publications payroll of his long‐time friend, Walter II. Annenberg.
Democratic Primary Field
Four Democrats have announced their candidacy in the primary on May 15 in Philadelphia to succeed Mayor Frank L. Rizzo.
William J. GreenContinue reading the main story