|Publication number||US20060068786 A1|
|Application number||US 11/250,471|
|Publication date||Mar 30, 2006|
|Filing date||Oct 17, 2005|
|Priority date||Mar 23, 2004|
|Also published as||US7356337|
|Publication number||11250471, 250471, US 2006/0068786 A1, US 2006/068786 A1, US 20060068786 A1, US 20060068786A1, US 2006068786 A1, US 2006068786A1, US-A1-20060068786, US-A1-2006068786, US2006/0068786A1, US2006/068786A1, US20060068786 A1, US20060068786A1, US2006068786 A1, US2006068786A1|
|Original Assignee||Shahar Florence|
|Export Citation||BiBTeX, EndNote, RefMan|
|Referenced by (59), Classifications (13), Legal Events (3)|
|External Links: USPTO, USPTO Assignment, Espacenet|
The present application is a Continuation-In-Part (CIP) of U.S. patent application Ser. No. 10/806,281, filed on Mar. 23, 2004. This application also claims the benefit of U.S. Provisional Patent Application No. 60/618,987, filed on Oct. 18, 2004. The contents of the above Applications are all incorporated herein by reference.
The present invention relates to dialing services being provided at a mobile handset and remote provisioning therefor, and, more particularly, but not exclusively to such dialing services when configured for roaming users.
The services are mainly in the area of dialing, and are covered by previous patent applications, including U.S. patent application Ser. No. 09/674,639, and U.S. patent application Ser. No. 09/739,881, the contents of which are hereby incorporated by reference. The main services are ICA (Intelligent Call Assistance or Intelligent Call Completion), HSC (Home Short Code), GDA (Global Direct Access), WWN (World Wide Number) and iVPN (International VPN). Another relevant service is the preferred network for roaming, which is taught in Starhome U.S. patent application Ser. No. 10/806,281, the contents of which are hereby incorporated by reference.
There follow brief comments on some of these services.
Intelligent Call Completion:
Dialing services include intelligent call completion, which comprises correction of wrongly dialed numbers, especially where international dialing is concerned. The service provides for actual automatic correction of the number, or alternatively provides the user with the information he needs to determine that he has dialed wrongly.
The logic for the intelligent call completion requires a set of rules defining how to fix the dialed number, usually based on length and prefix. For roaming, the rules may vary from one country to another, due to local regulations, behavior while an international prefix or the ‘+’ sign is missing, etc. Furthermore the rules will vary for given calling telephones since different roaming users come from different countries. Any gateway carrying an intelligent call completion service firstly has to ensure that calls originating from roaming users are somehow identified and reach the responsible gateway, and then the gateway has to provide rules customized for the different users and their countries of origin.
Home Short Code (HSC):
Another service that is provided to the roamer is the home short code. Different home networks have defined short codes, some of which are defined per network and some of which are defined per country or per group of countries. Thus the short code 911 obtains the emergency services in the USA, whereas 999 is the equivalent in the UK. An Englishman roaming in the United States and requiring the emergency services might attempt to dial 999. Without any attempt at modification the short code he dials will simply not be recognized. The HSC service enables the roamer to use his home network short codes while abroad. Without this service the home short code is not recognized by the visited network and the call is rejected. With the above service the network uses logic, located at a gateway, to recognize the short code and deal with it appropriately. Thus a home short code for calling voicemail can be recognized and the user connected to his home voicemail. A home short code for calling the emergency services can be recognized and translated into the local short code for calling the emergency services. Thus in both cases the user dials the short code he is used to and he is provided with the service he expects.
Now, although the short codes are defined by the home network, not all of them can be enabled for all visited networks (VPMNs). Hereinafter the term VPMN is used for a network that the user is connected to as a roaming user. Sometime there are collisions with local visited network short codes. Thus dialing 999 in the United States would not have the desired effect if the code 999 were in fact dedicated to another service at that network. The call would simply not reach the gateway in the first place.
Furthermore sometimes there may be specific billing issues for some of the numbers. In other cases the VPMN, is willing to enable only some of the home services, perhaps for a limited period of time only. These restrictions result in a situation where the list of home short codes available for the roamer is VPMN dependent and which in fact changes dynamically.
Another service that is provided is the iVPN, or International access to a virtual private network. A virtual private network is typically a corporate network which allows members to call each other on their mobile telephones as if they were extensions on the same switchboard, that is dialing only their extension numbers. International access to such networks requires that somehow the roaming network recognizes the extension numbers as short codes when they are dialed from that given telephone.
In order to combine all the above services, intelligent call correction, home short code and International VPN access, into one package of services, one issue that has to be faced is that of collisions, that is numbers that are ambiguous in the light of two networks being joint points of reference. Any solution is required to implement a common logic for eliminating collisions. A VPN extension can be a home short code as well, and there is a need to identify the collision and determine what is to be the appropriate action. However, as will be appreciated, the collision issue is different for different roaming users. Different users have different home networks and some are members of a VPN and others are not.
Another service is the WWN, or World Wide Number, which enables the roamer to dial for brand names, such as AVIS or HERZ, or to services such as PIZZA or TAXI, and receive the local office of the service provider, irrespective of which country he is dialing in. Such a service is described in greater detail in the above mentioned Starhome patents.
Preferred network selection is a service implemented, possibly within the telephone SIM card, to select a roaming network from among a list of preferences. The list is stored in the PLMN file and activated during handset power on or during SIM initialization.
One problem with static lists of network preference, that is lists loaded to the SIM before providing the handset to the end user, and which do not get changed subsequently, is that there simply is not enough room on a SIM card to provide enough data for all countries. This is true even if the most unlikely travel destinations are excluded.
Furthermore, static lists, are insufficient because new roaming agreements are signed, tariffs change, and therefore the underlying rationale for treating certain networks as preferred demands that the lists change dynamically.
In addition, the best answer as to which network is preferred may depend on the given user. Network preferences may be community-based, meaning that certain groups of users who may have different priorities may be best served by different preference orders. Prepaid users might have certain preferences and heavy GPRS data users might have other requirements. In the future 3G cellular world there may be a need for different preferences per individual services. Thus the ideal roaming network for voice services may be different from the one that is ideal for data services.
The above-described services are currently typically provided from network servers, gateways, which first identify roaming devices and then route the calls to a dedicated gateway which carries the logic for providing the services. However not all networks have such a gateway and furthermore roaming users are often transferred automatically from one network to another as different networks give stronger and weaker signals. Thus a particular roaming user may arrive in a given country and get used to the fact that he can use his home shortcode for obtaining his voicemail. Subsequently he is transferred to another network and then he discovers that he cannot read his voicemail at all since his new network does not have gateway support.
According to one aspect of the present invention there is provided a mobile communication device able to communicate over a network and use network services, the communication requiring connecting to a network or issuing a dialing sequence, the device comprising:
a communication management module configured to use logic in order to manage said communication; and
an update unit associated with said communication management module for obtaining data in order to update said logic.
According to a second aspect of the present invention there is provided a server for connection to a telephony network comprising:
an update unit for sending configuration data to telephony devices connected to said telephony network, therewith to perform over the air configuration of said telephony devices.
According to a third aspect of the present invention there is provided a mobile communication method comprising:
connecting a mobile communication device to a first network;
modifying an input dialing sequence using configuration logic stored at said mobile communication device; and
updating said configuration logic by receiving configuration data over said first network.
According to a fourth aspect of the present invention there is provided a mobile communication method comprising:
Selecting a first network from a list of network preferences located within a mobile device operating environment;
connecting a mobile communication device to said first network; and
updating said list by receiving configuration data over said first network into said mobile device operating environment.
Unless otherwise defined, all technical and scientific terms used herein have the same meaning as commonly understood by one of ordinary skill in the art to which this invention belongs. The materials, methods, and examples provided herein are illustrative only and not intended to be limiting.
Implementation of the method and system of the present invention involves performing or completing certain selected tasks or steps manually, automatically, or a combination thereof. Moreover, according to actual instrumentation and equipment of preferred embodiments of the method and system of the present invention, several selected steps could be implemented by hardware or by software on any operating system of any firmware or a combination thereof. For example, as hardware, selected steps of the invention could be implemented as a chip or a circuit. As software, selected steps of the invention could be implemented as a plurality of software instructions being executed by a computer using any suitable operating system. In any case, selected steps of the method and system of the invention could be described as being performed by a data processor, such as a computing platform for executing a plurality of instructions.
The invention is herein described, by way of example only, with reference to the accompanying drawings. With specific reference now to the drawings in detail, it is stressed that the particulars shown are by way of example and for purposes of illustrative discussion of the preferred embodiments of the present invention only, and are presented in order to provide what is believed to be the most useful and readily understood description of the principles and conceptual aspects of the invention. In this regard, no attempt is made to show structural details of the invention in more detail than is necessary for a fundamental understanding of the invention, the description taken with the drawings making apparent to those skilled in the art how the several forms of the invention may be embodied in practice.
In the drawings:
The present embodiments comprise an apparatus and a method for providing network services to roaming users through a client located on the user's mobile device. The client may be updated via an over the air (OTA) connection from a supporting server.
The principles and operation of an apparatus and method according to the present invention may be better understood with reference to the drawings and accompanying description.
Before explaining at least one embodiment of the invention in detail, it is to be understood that the invention is not limited in its application to the details of construction and the arrangement of the components set forth in the following description or illustrated in the drawings. The invention is capable of other embodiments or of being practiced or carried out in various ways. Also, it is to be understood that the phraseology and terminology employed herein is for the purpose of description and should not be regarded as limiting.
Reference is now made to
Mobile communication device 10 comprises a communication management module 12 which uses logic from a logic database 14 in order to manage the communication. An update unit 16 obtains data from the network in order to update the logic in database 14.
The communication management unit may select the initial network that the device connects to. The logic comprises rules for selecting a preferred network given more than one available networks. It will be appreciated that when a device is in its home country there is likely to be only one network it is allowed to connect to, namely its home network. However, when the device is away from its home network, say traveling abroad, then numerous networks may be available. The device then has the opportunity to choose which network it wishes to connect to. Most devices simply connect to the network giving the strongest signal. However in accordance with the present embodiments, the logic in database 14 may include rules for selecting a preferred network.
The rules may be based on a list of the networks in order of preference. The update unit allows for the preference order or the selection rules to be updated dynamically over the air. Using the update unit, different preference rules can be set for different telephones. For example a telephone that starts making heavy use of GPRS can be sent one preference order and a telephone that makes mainly voice connections can be given a different preference order.
In one embodiment, the update unit is further configured to set the device to rescan for an available network after its preference list has been updated.
In another embodiment, the logic comprises rules for modifying a dialed sequence. This may be part of any of the services referred to above or of other services. A dialing sequence may be a short code recognized at a home network, and the logic, located within the mobile telephone, may recognize the code and translate it into the equivalent code on the local network. Thus a UK user currently roaming in the United States may dial the sequence 999. The rules recognize 999 as the sequence for the emergency services in the UK, and translate this into 911, the equivalent code for the emergency services in the USA.
In an alternative example the user enters his usual short code for voicemail. The telephone recognizes the home short code for reaching a user's voicemail and knows that the same short code does not apply to the local network. However, this time it is no use simply translating the sequence into the local voicemail short code, because the user's voice mail is not found on the local system but rather on his home system. Therefore the telephone completes the short code into a long number to place as an international call, and enables the dialing sequence to reach the user's voice mail. Thus the user succeeds in accessing his home voice mail, using the dialing sequence that he is used to.
In modifying the dialing sequence, the logic is preferably configured to change the sequence as a function of both a network being currently connected to directly and the home network. In most cases the modification to the dialing sequences simply involves adding prefixes such as International dialing codes, or changing the home number for the International exchange to the local number for the International exchange. As explained, the modification may alternatively involve the exchange or translation of short codes.
Reference is now made to
Reference is now made to
Now at the first network 30, let us say that the sequence *43 is assigned for voicemail access. Let us further say that at the home network the sequence 151 # is assigned for the same purpose.
Let us also say that the sequence 911 is defined for calling the police at the first network, and the sequence 100 is assigned for the same purpose at the home network.
As the user 32 connects to the first network 30, a series of rules are downloaded to the mobile telephone to enable it to deal with the above circumstance in the manner which most effectively fulfils the requirements of the user. The rules may specify that when the sequence 151# is received it is to have prefix elements added thereto, such as the International exchange for the first network, followed by the country code of the home network 36. In other words the dialing sequence is modified to reach the home network.
In the case of calling the police, the user dials the sequence he is used to, 100. However if he is connecting via a foreign network then it is unlikely that the police in the home country are really intended. Thus it makes more sense to translate the code into the equivalent code at the first network, namely 911. In other words the dialing sequence is modified into another short code which is assigned at the network being currently connected to.
Now in some cases the dialing sequence may have a meaning at both the first network and the home network. The prior art methods in which the dialing sequence correction is carried out at the network is unable to deal with such cases because the call is automatically routed according to the meaning of the sequence at the local network. However as long as the communication manager is located on the phone itself, arbitration rules can be downloaded to the telephone and the necessary arbitration can be carried out at the telephone itself before the dialing sequence is ever issued to the network. Thus the communication management module 12 may be configured by rules downloaded from the server 38 to identify dialing sequences which have one meaning at the first network and a second meaning at the home network 36. Such logic includes one or more prioritizing rules for choosing between the first and second meanings.
Server 38 is connected to a telephone system and includes its own update function for updating telephones over the air. The update function is used to provide configuration rules for mobile telephones to manage their call correction and other services correctly when they move to different countries or because circumstances change.
The configuration data is sent to the receiving telephone and is received by the appropriate user client which recognizes it is configuration data and treats it accordingly.
Reference is now made to
Firstly, in a stage 40 the mobile communication device connects to a first network. In a stage 42, the connection is modified using configuration logic stored within the mobile communication device. As shown the modification to the connection may involve translating the dialing sequence so that the destination reached is altered. The modification may involve adding prefixes (or less likely suffixes) to the dialed sequence, or the modification may involve intervening in setting the network to which the cellular telephone connects to. In some cases the modification may in fact include merely providing a prompt to the user to tell him what modification to make.
In stage 44 there is a further stage of updating the configuration logic used in stage 42. This modification is carried out by an over the air (OTA) connection.
As explained above, the known technical implementation of the services discussed herein is carried out on the network itself. In general the implementation is based on service nodes located at the visited and/or home networks, or at a network operations center. The nodes are connected to network resources such as MSC, SMSC and SSP/SCP.
According to the present embodiments, the services, as well as new services, are implemented within the mobile handset itself. As explained a client is located at the handset, whether in the SIM card or within the general processor system of the handset, hereinafter the Mobile Equipment (ME) system. The client is provided and updated using application logic running in server 38 at the back end. By “back end” is meant that the server is connected to the operator's network. The embodiments are for both GSM and CDMA and are more generally applicable to any cellular communication protocol.
The present embodiments make use of a Terminal Management Server (TMS), such as the Terminal Management Server of Nokia Ltd. of Finland in order to carry out over the air provisioning. It will be appreciated that parallel 3rd party products may also be used. The TMS preferably enables automatic over-the-air provisioning of mobile phones using Open Mobile Alliance (OMA) standardized technologies for example, or any other standard or proprietary technologies. In addition to OMA Client Provisioning and OMA Device Management open interfaces, the TMS supports the most common device management technologies, enabling operators to manage devices from different manufacturers using one device management solution.
With a solution based on TMS and a local client application, the operator is able to provide its subscribers with a range of dialing services. The services may be provided to roamers and also to local subscribers.
The implementation of the services preferably requires a client program running on the handset, which is first of all able to receive and recognize commands and data from the TMS. Such a client may be a Symbian-based program, or a Java applet or a Brew applet or may be based on the Windows for mobile environment or any other operating system for the mobile environment. Alternatively, the handset built-in capabilities could be used directly. The client may be compatible with the IP multimedia subsystem (IMS), which is a third generation cellular specification that requires all services to be available to roaming users in the same way that they are available to home users.
The following is a partial list of the services that can be supported using the present system.
1. ICA—Intelligent Call Completion: correcting erroneous numbers dialed by roamers, enabling call completion or sending notification explaining how to dial correctly.
The ICA logic requires a set of rules defining how to fix the dialed number, usually based on length and prefix. For roaming, the rules may vary from one country to another, due to local regulations, behavior while an international prefix or the ‘+’ sign is missing, etc. The rules for ICA may typically be downloaded once each time the user registers with a new network, from the TMS. The handset receives the rules and applies them for all dialed numbers. If a particular dialed number matches a rule, the applet either displays a message to the screen notifying an error and explaining to the user how to dial, or completes the call by translating or adding prefixes, or any combination thereof.
2. Home Short Code (HSC):
The HSC service enables the roamer to use his familiar home network short codes while abroad, for example for Voice Mail (VM) access as discussed above. Without such a service the home short code is not recognized by the visited network and the call is rejected.
Although the short codes are defined by the home network, not all of them can be enabled for all visited networks (VPMNs). Sometime there are collisions with local visited short codes. Sometimes there are billing problems associated with the services provided. In other cases the VPMN is willing to enable only some of the home services, for a certain period of time. These restrictions lead to a situation where the list of home SCs available for the roamer is VPMN dependent and may also be time dependent.
The implementation is generally based on the principle that the handset, through the communication manager 12, performs number translation from the short code into the complete dialing sequence or Long Number. The relevant short codes are downloaded to the handset using the TMS server. The server is typically located at the home network (HPMN), but may alternatively be located at the visited network (VPMN). The server allows the list of short codes and associated rules to be updated dynamically.
3. iVPN—Another service that is provided by the present embodiments is a service similar to HSC, but for VPN corporate extensions, as explained hereinabove in the background. The VPN extensions of the corporate network are downloaded to the handset, and may be updated whenever necessary by the TMS server.
International virtual private network or iVPN—which ensures that VPN extensions are recognized even when abroad, may allow roaming users to easily access their own company VPNs from abroad. Generally the VPN allows users to obtain other users on the same network by simply dialing their extension numbers, and on the home network this is achieved by recognizing that the given user is a member of a given VPN and then connect him to the appropriate VPN gateway. For roaming users the VPN extensions of the corporate network are simply downloaded to the handset, where the communication manager translates them into long numbers and issues them to the network as already modified dialing sequences.
4. WWN—World Wide Number (WWN) enables the roamer to dial for brand names, such as AVIS or HERZ, or to services such as PIZZA or TAXI, and receive the local office of the service provider, irrespective of which country he is dialing in. Such a service is described in greater detail in the above mentioned Starhome patents.
The above services (ICA+HSC+iVPN+WWN) are preferably combined into a single package and the communication manager includes common logic for eliminating collisions. A VPN extension could for example be a home short code as well, or a visited short code, and the logic preferably identifies the collision and determines what action should be taken, as explained above. The logic may for example pre-define which service to select, or it may open an IVR Interactive Voice Response procedure if the handset supports it.
5. Preferred Network
A further surface that can be supported over the air is preferred network selection. Preferred network selection attempts to predefine in some kind of intelligent way what network a roaming user may connect to when switching on his mobile device in a foreign country. The preferred network may be implemented by the SIM card to select a roaming network among a list of preferences. The list of preferences may be stored in a PLMN file and activated during handset power on or during SIM initialization.
As explained in the background, it has been found that static lists are not sufficient. Such static lists are lists that are downloaded onto the SIM before providing the handset to the end user, and never changed since. Static lists are insufficient for several reasons. One is that it is not possible to download sufficient data to cover all countries a user is likely to visit. Secondly, new roaming agreements are signed, tariffs are changed, and the rationale behind the preference list therefore changes. In addition, it may be desirable to provide different lists for different categories of users, for example making the list community-based. Thus prepaid users might have different preferences from GPRS-heavy users. In the future 3G cellular world there may be different networks that are best for different services. Often the preferred roaming network for voice services may be different than the one for data services.
The preferred network feature is thus composed of two elements:
The TMS may be used to configure the preferred list on the SIM card/handset, and may actually trigger a re-scan by sending a rescan command over the air. As long as the rescan command can be recognized as such by the communication manager then such a strategy will be effective.
It is expected that during the life of this patent many relevant devices and systems will be developed, and protocols will be updated, and the scope of the terms herein, particularly of the terms “cellular”, “over the air”, and protocols such as “CDMA” and “GSM” is intended to include all such new technologies a priori.
It is appreciated that certain features of the invention, which are, for clarity, described in the context of separate embodiments, may also be provided in combination in a single embodiment. Conversely, various features of the invention, which are, for brevity, described in the context of a single embodiment, may also be provided separately or in any suitable subcombination.
Although the invention has been described in conjunction with specific embodiments thereof, it is evident that many alternatives, modifications and variations will be apparent to those skilled in the art. Accordingly, it is intended to embrace all such alternatives, modifications and variations that fall within the spirit and broad scope of the appended claims. All publications, patents, and patent applications mentioned in this specification are herein incorporated in their entirety by reference into the specification, to the same extent as if each individual publication, patent or patent application was specifically and individually indicated to be incorporated herein by reference. In addition, citation or identification of any reference in this application shall not be construed as an admission that such reference is available as prior art to the present invention.
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|EP1687907A2 *||Nov 12, 2004||Aug 9, 2006||Motorola, Inc.||Method and apparatus for reformatting dialed numbers|
|EP2063623A2 *||Feb 15, 2007||May 27, 2009||Research In Motion Limited||Emergency number selection for mobile communications device|
|EP2107846A1 *||Feb 24, 2009||Oct 7, 2009||Alcatel Lucent||Method for establishing a communication from a mobile terminal in dual mode|
|EP2566196A1 *||Sep 1, 2011||Mar 6, 2013||Huawei Technologies Co., Ltd.||Activation method, activation apparatus and communication system|
|WO2008123835A1 *||Apr 10, 2008||Oct 16, 2008||Voon Ho Lee||Mobile telecommunication connectivity configurable on mobile device|
|WO2009121664A2 *||Feb 24, 2009||Oct 8, 2009||Alcatel Lucent||Method for establishing communication from a mobile terminal in dual mode|
|WO2010005679A1 *||Jun 12, 2009||Jan 14, 2010||Interdigital Patent Holdings, Inc.||Method and apparatus for dynamic profile functionality in an mih client|
|WO2010144471A1 *||Jun 8, 2010||Dec 16, 2010||Qualcomm Incorporated||Method and apparatus for updating the rules governing the switching of a virtual sim service contract|
|WO2012063211A1 *||Nov 9, 2011||May 18, 2012||Telefonaktiebolaget L M Ericsson (Publ)||Methods and social media portal servers for message transmission|
|International Classification||H04W8/18, H04W8/26, H04W48/18|
|Cooperative Classification||H04W4/001, H04W48/18, H04W8/26, H04M1/274516, H04M1/274566, H04W8/18|
|European Classification||H04M1/2745C, H04M1/2745P, H04W8/18|
|Nov 30, 2005||AS||Assignment|
Owner name: STARHOME GMBH, SWITZERLAND
Free format text: ASSIGNMENT OF ASSIGNORS INTEREST;ASSIGNOR:FLORENCE, SHAHAR;REEL/FRAME:017292/0511
Effective date: 20051001
|Aug 22, 2011||FPAY||Fee payment|
Year of fee payment: 4
|Aug 3, 2015||FPAY||Fee payment|
Year of fee payment: 8


text:
Aims: To determine the effect of three different freezing temperatures on post-freeze-drying survival rates of wine yeasts and lactic acid bacteria (LAB). To know if a similar freeze-drying protocol can be used for both micro-organisms. Methods and Results: Cells from liquid culture media were recovered and concentrated in appropriate lyoprotectants. Aliquots of each strain were frozen at −20, −80 and −196°C before vacuum drying. Viable cell counts were done before freezing and after freeze-drying. Survival rates were calculated. Freezing temperatures differently affected yeast and bacteria survival. The highest survival rates were obtained at −20 and −80°C for yeasts, but at −196°C for LAB. Major differences in survival rates were recorded among freeze-dried yeasts, but were less drastic for LAB. Yeasts Pichia membranifaciens, Starmerella bacillaris and Metschnikowia pulcherrima, and LAB Lactobacillus paracasei, Pediococcus parvulus and Lactobacillus mali, were the most tolerant species to freeze-drying, regardless of freezing temperature. Conclusions: Yeast and LAB survival rates differed for each tested freezing temperature. For yeasts, −20°C ensured the highest post-freeze-drying viability and −196°C for LAB. Significance and Impact of the Study: Freezing temperature to freeze-dry cells is a crucial factor for ensuring good wine yeast and LAB survival. These results are important for appropriately preserving micro-organisms and for improving starter production processes.
Bibliographical noteFunding Information:
This work was supported by the Ministry of Education and Science, the National Institute for Agricultural Research (INIA) and European Regional Development Funds (ERDF) through Project RM2007-00007-00-00. We acknowledge Helen Warburton revising the English language.
© 2017 The Society for Applied Microbiology
- lactic acid bacteria

domain: biology


text:
Security Pacific May Lose $360 Million in 4th Quarter : Finance: Bad loans and poor economy are blamed. Bank is also retreating from global strategy of the 1980s.
Sending a jolt through the banking industry, Security Pacific Corp. on Monday disclosed that it will lose as much as $360 million in the final three months of this year, mostly because of the deteriorating economy and problem loans in Arizona and Australia.
The Los Angeles-based banking firm, parent of Security Pacific National Bank, also revealed that it is in full-scale retreat from many of the global ambitions that formed the heart of its strategy through the 1980s.
In a surprising announcement, the nation’s fifth-largest banking firm said it is dismantling its merchant bank operation, a unit that helped finance mergers and other corporate deals. Until recently, that unit was touted as the foundation for Security Pacific’s future as a diversified financial operation.
In all, Security Pacific expects to sell or trim operations that employ about 4,000 people. Most of those people work outside California. The bank said those workers may not necessarily lose their jobs if their operations are sold.
The projected loss for Security Pacific, which until recently has posted relatively strong financial results, was far bigger than had been expected by even the most bearish investors and securities analysts. It comes amid a string of big losses at major banks nationwide that has created a growing uneasiness about the overall health of the nation’s banking system.
Concerns are especially growing about California banks because they have so far avoided the big losses suffered by East Coast banks. Security Pacific is in far better shape than some troubled Eastern banks, and depositors have no cause for alarm, analysts say. Even with a fourth-quarter loss estimated at $320 million to $360 million, the bank still expects to post a full-year profit in 1990 of between $160 million to $200 million--thanks to large profits earlier in the year.
Significantly, Security Pacific did not set aside money in reserves to cushion against specific problems with real estate in California. That was greeted enthusiastically by investors who saw it as a sign that real estate problems in the state may not be as bad as some doomsayers are predicting, although many analysts said they remain cautious. As a result, Security Pacific’s stock rose $1 per share on Monday to close at $23 a share on the New York Stock Exchange.
Robert B. Albertson, a banking analyst with the Wall Street firm Goldman, Sachs & Co., said that investors believe Security Pacific would have taken “a bath” by setting aside much more money if it were having serious problems with California real estate. The fact Security Pacific did not do that, he said, helped boost investor confidence overall in the state’s banks.
Security Pacific Chief Executive Robert H. Smith said that the bank believes that while California real estate is softening, it is not a major problem for the bank now. He said much of what will happen to California depends on the national economy next year and what happens in the Persian Gulf.
Rumors about big problems at Security Pacific had spread quickly on Friday after the bank mysteriously disclosed that it was pulling an offering of $100 million in notes after they had been sold out to investors. Had that offering gone ahead, Security Pacific could have faced lawsuits by investors claiming they bought the issues without knowing the full extent of the bank’s problems.
Security Pacific is setting aside $850 million to deal with its problems. A part of $600 million of the amount is for potential losses on loans, more than half of that earmarked for problems in Australia and Arizona. Australia is suffering through a near-depression, while Arizona’s real estate market continues to suffer from that state’s overbuilding.
The rest of the $600 million was set aside for general, unspecified loan problems that the bank may suffer in the future. Separately, another $200 million will cover costs associated with the dismantling of its merchant bank operation. Finally, $50 million will be set aside for costs to dispose of foreclosed real estate.
The bank also said that it will recommend to its board that its quarterly dividend of 63 cents per share be maintained.
Security Pacific also disclosed that Vice Chairman David R. Lovejoy, 42, the architect of its merchant bank strategy, will resign once the unit is taken apart. Rumors have circulated widely among bankers in recent weeks of a growing tension between Lovejoy and Smith, who are close friends and neighbors. Lovejoy was unavailable for comment Monday, but Smith in an interview strongly denied any rift.
“The honest answer is that he was part of this decision,” Smith said, who added that Lovejoy remains a close friend.
The merchant bank is involved in numerous non-traditional corporate lending and service activities, many of which are offered by Wall Street firms. Those activities included buying interests in brokerage houses in London, Toronto and Australia in what some securities analysts now believe was a big mistake.
Security Pacific viewed these investment banking activities as important because corporations are increasingly going to non-bank sources to arrange financing, such as the issuance of short-term corporate IOUs. Security Pacific executives believed they needed to adapt to that trend and compete globally by diversifying, offering corporate clients numerous products and services.
Since the early 1980s, Security Pacific has pushed the merchant bank as one of the most important--if not the most important--key to its future. Lovejoy’s 54th-floor office was nearest to the office of former Chief Executive Richard J. Flamson III, who stepped down from that post early this year. In a newspaper interview, Flamson once remarked that Lovejoy “holds the keys to the vault” because of Security Pacific’s huge investment.
But profits lagged, and critics describe Security Pacific’s effort as unfocused. They fault the bank for expanding too quickly and for being overly aggressive in paying high salaries to attract talent. They say some ventures, especially the brokerage house purchases, soured quickly. And some of the deals it helped finance have soured, such as $131 million it lent to cash-strapped HAL Inc., parent of Hawaiian Air. That loan is in default.
External factors hurt Security Pacific as well. The securities market fell apart in the late 1980s. Financing of buyout deals has all but dried up. Too many competitors entered the business as well. And although the barriers between banks and Wall Street are coming down slowly, they have not come down far enough for most banks to reasonably compete.
Now, analysts say, Security Pacific will retrench, virtually pulling out of Europe and putting more emphasis on its position as a Western regional bank similar to rivals BankAmerica Corp. and Wells Fargo & Co.
One question is where Security Pacific’s expansion plans go from here. It has been aggressively acquiring thrifts and medium-sized banks. It has said it would be interested in combining with First Interstate Bancorp should that firm be available. And banking industry sources say Security Pacific executives over the years have expressed a possible interest in linking up with Chemical Bank in New York.
Security Pacific chief Smith said the firm won’t be expanding for at least a year as it works to bolster its capital.

domain: news


text:
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domain: design


text:
There are a lot of doubts surrounding the About-face adaptation of FIFA 18. Is it the aforementioned as the PS4, Xbox One, and PC versions, or will it be afterpiece to what you’ll acquisition on Fut Coins PS3 and Xbox 360? Is it absolutely FIFA 18, or is it in actuality an beforehand adaptation of FIFA but with adapted rosters? EA has never been bright bright apropos this amalgam adaptation of the game, giving acceleration to these and added questions. Past examples of what EA has done with FIFA on Wii U and PS Vita haven’t absolutely aggressive aplomb either, with both falling abbreviate of their agnate versions on the added acclimatized platforms. Now, though, we accept assuredly had the befalling to acknowledgment some of these questions, acknowledgment to a hands-on affair at Nintendo.
It alone took a few moments for us to realise that this is not a simple re-skin of an beforehand FIFA. How? Via a detail as baby and as simple as the kick-off. In 2016 a new aphorism was implemented in apple football, which allows the brawl to be anesthetized backwards during admission. This new aphorism was bound implemented on real-world pitches, but it was missing in FIFA Coins. In FIFA 18 it will assuredly be accessible to canyon the brawl backwards at kick-off, as was assured by the sport’s administering body, and the About-face adaptation of FIFA 18 already includes this features.
There are added data that appearance that this is a contempo adaptation of FIFA 18, such as set-pieces. In FIFA 18 EA Canada absolutely afflicted how set-pieces work, that is to say corners, throw-ins, chargeless kicks, and penalties. All these changes are in the About-face adaptation of FIFA 18. Added contempo new features, like ‘body feints’ and ‘faster passes’, are aswell present in the About-face adaptation of the football simulator. In added words, the FIFA you will play in the About-face is appealing abutting to the gameplay acquaintance you would accept on PC, PS4, and Xbox One, at atomic for the a lot of allotment.

domain: game


Fort St. John Community Arts Council: News Articles (2007)
The Fort St. John Community Arts Council had many events happening throughout the year. The news articles attached highlight what was happening within the arts council in 2007, which included the hiring of a new executive director.
Date added to archive: 2021-08-18 11:00
Original Publication Date: 2007
Medium: News Paper
Original Creator: Bruce Lantz, Ken Gousseau, Chandra Wong, Aleisha Hendry, Christopher Sun, Melanie Robinson, Sue Popesku and Hardy Friedrich


text:
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We have several tables for each and every game, consisting of Texas Hold ’em, Caribbean Stud Poker, and special Mr Green branded tables. You will discover that our online gambling enterprises are the closest point to playing in a standard casino site that you will certainly enter the online globe. The one that offers the largest payments, jackpots and benefits in addition to interesting slot motifs and an excellent player experience. To figure out our top gambling enterprise for this month head to our toplist. While complimentary slots are great to play just for fun, lots of players like the excitement of playing genuine cash video games as it can result in big wins.
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domain: entertainment


text:
4 Aug. 2015
Presse release - Free Lockage on Canada Day on Quebec Waterways
June 29, 2015 – Montreal, Quebec – Parks Canada
The Honourable Denis Lebel, Minister of Infrastructure, Communities and Intergovernmental Affairs and Minister of the Economic Development Agency of Canada for the Regions of Quebec, on behalf of the Honourable Leona Aglukkaq, Minister of the Environment and Minister responsible for Parks Canada, is pleased to announce that, in celebration of Canada Day, lockage on Quebec’s historic canals will be free all day on July 1st for the first time.
Parks Canada’s heritage waterways played an important role in Canadian history and enable communities and visitors to discover beautiful landscapes, enjoy outdoor recreational activities and connect with nature. As tourism destinations, they are also economically important to the regions in which they are located.
Throughout the 2015 boating season, Parks Canada welcomes boaters to the historic canals. Visit the Lachine Canal to enjoy Montreal’s major events, like the spectacular fireworks shows right on the water, or head to the Chambly Canal, where special events and activities will be featured all summer long in celebration of the 350th anniversary of the Carignan-Salières Regiment.
Through initiatives such as these, Parks Canada supports the government’s National Conservation Plan by providing Canadians with opportunities to connect with nature.
“Our Government supports the sustainability of Canada’s heritage waterways and continues to work with partners and communities to help canals be premier tourism destinations, support local economies and connect Canadians with these historic and cultural treasures. I encourage everyone to come and experience historic canals in Quebec this summer.”
The Honourable Denis Lebel, Minister of Infrastructure, Communities and Intergovernmental Affairs and Minister of the Economic Development Agency of Canada for the Regions of Quebec
To learn more about the lockage schedules on Parks Canada’s heritage waterways in Quebec, please visit www.pc.gc.ca/canals and click on the destination of your choice.
- 30 -
Office of the Minister of the Environment 819-997-1441
Media Relations Parks Canada
Public Relations and Communications Officer Quebec Waterways, Parks Canada

domain: geography


text:
Linda Sanchez, Congresswoman from California, on the Arizona law on illegal immigration. When all else fails, cry racism.
“They’re not accidental or one person’s crazy idea, There’s a concerted effort behind promoting these kinds of laws on a state-by-state basis by people who have ties to white supremacy groups,”
“It’s been documented. It’s not mainstream politics. (Legislators) are being approached by folks, who are front organizations for white supremacist hate groups. They propose the language of these bills and get people to carry these bills in the state legislatures,”

domain: sociology


text:
the brand new botanika cinema location will take your breath away! set amongst the idyllic grounds of the picturesque george pentland botanic gardens it is an ideal venue in the heart of the bustling city of frankston.
located only 50 minutes from Melbourne's CBD, it's easily accessible via mornington peninsula freeway, eastlink, peninsula link and nepean highway.
ample street parking is available.
stringybark cinema is located at the emu plains reserve in balnarring on the beautiful mornington peninsula.
located approx 70 minutes from Melbourne's CBD, it's easily accessible via monash freeway/westernport highway, eastLink, and peninsula link.
enter emu plains reserve via gate 1 on coolart road. ample free on-site parking is available.
the emu plains reserve is also home to the balnarring picnic racing club & the Emu Plains Market.


text:
Little brown feet, that have grown so weary
Plodding on through the heat of day,
Mother will hold you, mother will fold you
Safe to her breast; little feet, rest;
Now is the time to cease from play.
Little brown hands, that through day's long hours
Never rested, be still at last;
Mother will rest you; come, then, and nest you
Here by her side, nestle and hide;
Creep to her heart and hold it fast.
Little brown head, on my shoulder lying,
Night is falling and day is dead;
Mother will sing you songs that shall bring you
Childhood's soft sleep, quiet and deep;
Sweet be your dreams, O dear brown head!
No reviews yet.

domain: artistic


text:
“Your baby may not survive the night. So, I will sleep on a couch in the NICU so I can be close to him when he needs me,” the neonatologist said to us.
My husband, Steve, and I glanced at one another. I had just given birth to our son DJ, nearly two months premature. Doctors and nurses immediately whisked him away to the neonatal intensive care unit. NICU is where only the sickest babies go. Although the NICU staff is the most highly skilled, it is not a place you want your child to be. If the neonatologist thought DJ wouldn’t survive the situation was about as bad as it could get.
The doctor stood obviously waiting for our response. When none came he said gently, “Do you understand what I just said?” He received our nod and continued. “Your son will not live to see his first sunrise. Do you understand?” He wasn’t being cruel. His voice was gentle and cracking a bit with emotion from the blow he was delivering. I think he thought we were in a state of shock and not comprehending the circumstances. He wanted to make himself perfectly clear and prepare us as best he could.
“I understand what you’re saying. But that’s not what our God said.” My voice was as gentle as his. But unlike him, I lacked any inflection or hesitation.
The look which crossed the doctor’s face actually made me pity him for a moment. Here he was, with all his medical training, doing the worst possible thing (trying to prepare parents for the death of their newborn) and here we were not responding as we should. Our response was that our unseen, unheard, God said the doctor was wrong. He looked quite desperately between Steve and me as if hoping one of us would come to our senses. It took less than a heartbeat for him to see that Steve agreed 100% with me. With nothing more to say, he turned and left.
As the door closed behind him Steve and I looked at each other and grinned. We knew the doctor thought we were crazy. But we knew what we knew. And what we knew was that we had seen far too many miracles concerning DJ for him to die a few hours after birth. God was doing something well beyond our comprehension and unlike the many trials that would come later. This time God’s word was crystal clear.
The doctor filtered in and out of my hospital room all through the night providing updates. There were a couple of moments that scared the medical staff as DJ seemed to decline only to rally again. He did nothing to improve his status in the NICU except continue to have a live. The only change was his steadfast defiance of his death sentence. The medical staff was at a loss to explain it.
When the sun rose high in the sky on December 8, 1999, the exhausted doctor made his way into our room. I was sitting up in my bed beaming a thousand watt smile at him, for DJ was indeed seeing his first of many sunrises.
The doctor stared at us for a moment as if trying to understand us before he spoke. “Your son is alive. I’m not sure how or how long he will stay that way.” He rubbed his forehead, still trying to shake off his sleep deprivation and lack of understanding. “But for now he is alive.” Despite all his expertise, it was all he could say.
It was enough. Later that day I sat beside my very sick three-pound miracle and had to smile. DJ was a mess. He was wrinkly and angry at being born too soon. There was a tube in every orifice possible. Breathing was a monumental chore for him. The tiny baby who had only the word of God in his favor was making fools of well-educated men. But it wasn’t for naught.
On DJ’s first birthday we received a card from that neonatologist. In the card, he explained that he too was a Christian. He wasn’t aware how far he’d strayed from his faith until DJ was born. The doctor recounted not only that first night and our unshakable faith about what God had said to us but other occasions when DJ declined and we still rejected their prognosis. He informed us that he never expected DJ to go home from the hospital but our faith had him hoping for a miracle.
Once the miracle arrived and DJ went home, the good doctor made a promise to himself. To our surprise, he said he would never again factor out God. No more would he go into a hospital room and pronounce a death sentence over a baby. His patients would know everything his medical training permitted, but he would always allow room for God to work because a tiny infant named DJ taught him to.
What the doctor still doesn’t know is that our faith in the message from God about DJ’s birth wasn’t easily accepted. No, far from it. We had seven months of training, seven months of fear, and seven months of doubt that led us to this beautiful conclusion. And what we didn’t know at that moment, was that this excruciatingly painful Merry-Go-Round of faith was only just beginning.

domain: literature


text: Born in Siena, Italy Antonio attended the Università degli Studi di Siena: M.A. in Law with specialization in Bankruptcy Law. Antonio spent many years working with Sienese Agricultural Commission and then for the Studio Notarile Coppini, where he specialized in inheritance law. For the International Center he serves as a financial and legal consultant. Antonio currently acts as an administrative consultant for various International Education structures and is also a founding member and Treasurer for the Associazione Culturale Ulisse.

domain: law


BlackBerry OS 10.3.1 will arrive on the Z30, Z3, Z10, Q10, Q5, Passport, and Porsche Design P’9983 and P’9982 models.
It also adds BlackBerry Blend, which syncs your email, BlackBerry Messenger and SMS messages, media contacts and calendars across devices and desktops.
A further addition is BlackBerry Assistant, which responds to voice and typed commands to let you quickly handle tasks like search, sending emails and texts and updating your Facebook status.
Other tweaks include new power saving profiles, camera functions like HDR and panorama, and the return of customizable keyboard shortcuts for system actions and speed dial.
These features were first launched along with OS version 10.3 on the Passport last September. The update will begin rolling out to BlackBerry 10 devices (excluding the Classic, which already runs the latest version of the OS) over the air today.


Soon after the novel coronavirus hit Lancaster County and turned regular doctor visits upside down, Lancaster Health Center used a $5,200 grant from the Lancaster Cares Fund to purchase telemedicine technology.
“We had to pivot quickly,” said James Reichenbach, Chief Advancement and Programs Officer for the federally qualified health center. “When we turned one of our facilities into a testing center for COVID-19, we needed to continue to provide care to our patients.”
Reichenbach said the telemedicine technology allows doctors at the Health Center to connect with patients who have ongoing medical issues. The technology connects doctor and patient through a video and audio connection, like a virtual doctor’s office visit.
“We certainly didn’t want people with chronic health conditions to take a chance on exposing themselves to the virus,” Reichenbach said, adding, “It turned into a tremendous success story during a time that was very stressful. We also were able to utilize the technology to check up on our behavioral health patients and those individuals who needed social services.”
The Lancaster Health Center, formerly SouthEast Lancaster Health Services, has several facilities in Lancaster, including a main office on Water Street. Other locations are on South Duke Street, New Holland Pike, Brightside Opportunity Center and Reynolds Middle School. Medical staff see more than 20,000 patients every year for regular medical and dental services and also provide specialty care for prenatal cases and those with addiction issues.
Reichenbach was not the least bit surprised that community leaders – United Way of Lancaster and the Lancaster County Community Foundation — came together quickly at the beginning of the Covid-19 crisis to offer resources to continue vital services.
“It’s a positive test case that proves a caring community can really build something together,” said Reichenbach. “It also shows what talented people can do. They’ve done it.”


text:
Builder takes top job at Railtrack
RAILTRACK is to get its third chief executive in just over a year after the administrators called in John Armitt, former head of builder Costain, to run the crisis-riddled rail network operator.
But the appointment was immediately shrouded in confusion as the administrators did not appoint a new chairman. Rail veteran John Prideaux, who made more than £15m from the sale of train leasing company Angel five years ago, had been lined up but is understood to have turned down the offer.
Armitt, 55, an engineer credited with reviving the ailing Costain as well as heading the design and initial building of the Channel Tunnel Rail Link, starts immediately on a salary of £450,000.
He replaces Steve Marshall who, with chairman John Robinson, will revert to roles on the board of the non-operating parent company where they will lead shareholders' claims for compensation from Stephen Byers. The Transport Secretary put Railtrack into administration in October, making the shares worthless.
Marshall, who replaced Gerald Corbett after the Hatfield rail crash last year, is likely to take a pay cut. Armitt, who left Costain in the spring, was approached two weeks ago by the administrator, Ernst & Young accountant Alan Bloom. He earned £352,000 a year at Costain.
Armitt said his mission was to make Railtrack 'attractive to the people who take it over'. He denied suggestions that he may now implement Marshall's plan to sack hundreds of middle managers in the company. He will be joined in running Railtrack by former British Rail director Jim Cornell, 62, who has been running the Railway Heritage Trust since leaving the industry after privatisation.
The spotlight will now also fall on long-serving Railtrack director Richard Middleton who has been passed over for the top job. There is speculation that Middleton, the firm's engineering director and former commercial director, may join the exodus of senior and middle managers. Armitt said: 'I do not know what his views are but I hope we can work well together.'
Railtrack insiders raised doubts about Armitt's appointment. Referring to his Channel Tunnel Rail Link background, one said: 'Building greenfield railways is very different from running a multi-complex network. What we need is deeds not words.'
Byers said Armitt would bring 'new focus' while Cornell's 'experience as a railwayman will prove invaluable'.
'This is not the worst job in Britain'
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text:
During the Duwamish Residency, Linda Davidson roamed the shores of the Duwamish River on foot with either a small sketchbook in hand or an 8 mm video camera. This last year even with a portable typewriter. She might characterize herself as a painter. We might say she is a visual poet. Her participation is uniquely experiential. The act is the process. When we threw down the challenge of putting all of this into words, Linda responded in her usual eloquent way.
"It gets bigger for me as it goes away."
Linda Davidson received a BFA from the Rhode Island School of Design in 1982. She worked for several years as an illustrator in NYC before moving with her husband to London and focusing on fine art. Following years in London and Kuala Lumpur, she landed in Seattle in 1997 where she has lived, worked and exhibited for the past 15 years. Her paintings are represented by the G.Gibson Gallery.


text:
Maggiano's Italian Restaurants Near 11416
Salute! Dine At Maggiano's Italian Restaurant Near 11416
Sit back and dine the Italian way at Maggiano's Little Italy. From classic pastas to season-fresh salads, we combine the tastes of Nonna's Italian kitchen with the joy of family and friends. Find a Maggiano's Italian restaurant near 11416 and make a reservation online or over the phone today!
Maggiano's Banquet Halls:
The Perfect Place For Your Event
For Italian food near 11416 that doesn't disappoint, come to Maggiano's Little Italy. Make a reservation or stop by your nearest location for brunch, lunch, dinner, or a quick appetizer and drink at the bar. At Maggiano's, every guest is family—no matter the meal, the day, or the size of your dining party!
From appetizing antipasto dishes to Chef-prepared cakes and cookies, we know that simplicity is essential to Italian cooking. Our chefs work with only the freshest, seasonal ingredients to bring out the full-bodied, natural flavors at the heart of our authentic recipes. With gluten-free, vegetarian, vegan, and classic Italian fare, Maggiano's has a dish for everyone. Order a Chef-prepared pasta entree, refreshing salad, hearty soup, or cheesy flatbread and get ready for an Italian-American treat!
At Maggiano's, we believe eating Italian style is about more than merely eating. It's about savoring each bite, visiting with family and friends, and relaxing after a busy day. It's always delicious, never rushed. At our restaurants, your next lunch or dinner can be memorable, but so can your next private event or special occasion. With magnificently decorated event spaces and private banquet rooms, plus a well-dressed, attentive staff to match, Maggiano's is the ideal event venue near 11416 for any type of occasion. Whether you're hosting an anniversary dinner, bridal brunch, or need a large space to celebrate a quinceanera or bar/bat mitzvah, let our Private Dining Managers make your next gathering easy, memorable, and above all—delicious!
Reserve your table online or call your nearest Maggiano's today and see how we're different from other nearby 11416 Italian restaurants. Experience something exceptional at Maggiano's!

domain: food


text:
The owners meetings are over and NFL commissioner Roger Goodell had very little to say regarding Greg Hardy’s signing, Chris Borland’s retirement, Deflategate, a lack of rule changes from the competition committee, or any of the other controversies surrounding the league early this offseason.
But what better time than now for a rundown?
1. Problem children and a double standard
Greg Hardy is a Dallas Cowboy and Ray McDonald is a Chicago Bear because those two are very good at football. The only reason Ray Rice isn’t employed? He no longer possesses enough value on the football field to merit a team taking the PR hit associated with signing him. It’s no secret that if you can play, you can pretty much literally get away with murder in this league. But if you’re not a star player and you’ve run into legal troubles, you’re toxic.
2. What we now know about football’s impact on the brain
I don’t know if fear of head trauma caused Jake Locker or Jason Worilds or Maurice Jones-Drew to walk away from millions of dollars quite suddenly this month, but it isn’t common to see that many young players hang them up without a nudge. And when you throw in the shocking retirement of 24-year-old 49ers linebacker Chris Borland — who did cite concerns regarding head trauma as his incentive to walk away — you begin to wonder if we’re witnessing the beginning of a CTE-related trend.
Ted Wells continues to investigate whether the Patriots deliberately took air out of footballs in order to gain a competitive advantage against the Colts in a January playoff game.
4. An over-complicated rulebook
This was a particularly bad January for the NFL when it came to officiating. The Lions got screwed by a botched call wild-card weekend against Dallas, and then the Cowboys got screwed by a bad rule in the divisional playoffs against Green Bay. It’s clear instant replay and the rules regarding what constitutes a catch need to be overhauled, but the league continues to take an overly conservative, tweak-heavy approach to addressing those two frequently barked about issues.
5. The Rams, Chargers, Raiders and Los Angeles
This could be considered a good problem, because new stadiums and a presence in the LA market would mean more dollar signs for the league, but it’s never ideal when you’re risking pissing off three of your 32 fan bases. Almost 10 percent of the NFL’s teams are flirting with moving, which at the moment isn’t good for business in those three markets.
6. The Browns and text messages
Cleveland is facing sanctions stemming from reports that general manager Ray Farmer violated league rules by sending text messages to the sideline during games.
7. The Falcons and fake noise
Atlanta has admitted to breaking NFL rules by piping artificial crowd noise into home games the last two years. According to ESPN’s Adam Schefter, “severe” penalties will be handed down to both the Browns and Falcons next week.
That’s about it. Seven issues involving more than a quarter of the league’s teams.


29th November 2013
An American Welcoming Committee
The New World has a strong tradition of sending its welcoming committees. Today was no exception.
Between 0930 and 1000 hours we crossed onto the South American continental shelf, just west north west of the remote Chilean island group of Diego Ramirez, with the ocean floor silently rising up beneath up from the Mornington Abysmal Plain at 3000 to 4000 metres depth to around 150-200 metres depth on the shelf. As we passed to the north of the island group the most northerly of the islands became visible on the ship’s radar. I glanced at the dim black and green screen with its cyclical ‘refresh’ sweeps; they lay only 24 nautical miles to our south.
“We’d see them if the fog lifted”, said Captain Klaas surveying his charts in the wheelhouse and preparing to move into the deckhouse to deliver his seminal pre-Horn lecture to an eager voyage crew, who were there waiting, packed into this ‘saloon on the high seas’, with its foggy windows tracked with the occasional streak of salt water blasted through aging seals from the tumult outside.
Talk all about the ship, above and below deck, was of ‘Rounding the Horn’. The sense of expectation was palpable, yet there was no sign of this great looming landmass, beneath which we were passing.
As if to herald our imminent arrival to the Americas and that wind-swept and ocean-smashed region of rocky promontories, known as the Horn, a pair of what we ascertained to be Peale’s dolphins (aka Cape Horn dolphins as they are truly a Cape Horn restricted species) briefly visited our barque just before 1400 hours. Unlike their cousins the Hourglass dolphins and the Southern Right Whale dolphins, which we’d cavorted with (at least in our dreams) weeks before further west in the Southern Ocean, the Cape Horn fellows didn’t go much for the breaching and twisting in our bow wave. Beneath the clear blue waters their speeding grey, black and white bodies glistened; a few passes along the port beam and around the bow, barely raising a deft dark dorsal fin, and they were gone before most of us could return the favour with a friendly fire of shutter action. But at 1530 hours they returned to continue the welcome, and I managed to freeze a fleeting image on camera. We were six hours from crossing into the Atlantic Ocean and this esteemed Cape Horn envoy from the mist-enshrouded Americas had successfully completed its dolphomatic mission for the UN: Europa was duly welcomed. Visiting pass granted. Please proceed.


text:
Maine murder suspect arrested in Seattle
Updated 9:44 am, Tuesday, October 16, 2012
A Seattle man suspected of killing an elderly Maine woman 36 years ago has been arrested.
Booked into King County Jail on Monday afternoon, Gary Sanford Raub is charged with murder in the stabbing death of 70-year-old Blanche Kimball, Maine Department of Public Safety spokesman Steve McCausland said in a statement Tuesday morning.
Kimball was found slain in her Augusta, Maine, home on June 12, 1976. She was killed several days before and only discovered after neighbors reported she’d been missing for several days.
Police claim DNA evidence led them to Raub, a homeless Seattle man. McCausland said Raub knew Kimball and lived in her home at one point.
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Raub was arrested Monday afternoon in Seattle's University District, Seattle Sgt. Sean Whitcomb said in a statement. Detectives found him sitting on the sidewalk in the 4500 block of University Way Northeast and took him into custody without incident.
Detectives with the Maine State Police and the Augusta Police department flew to Seattle and arrested Raub with the help of Seattle officers.
Raub, also known as Gary Wilson, remains jailed without bail and is expected to appear in King County Superior Court later this week for a preliminary extradition hearing.


Question about Cars & Trucks
The inlet air temperature sensor located on the air intake duct.if you have 1995 model IAC located on backside of the upper intake manifold if you have 1998 - 2002 IAC located backside of the throttle body.
Posted on Jan 13, 2013
Yes it has a idle air control motor try cleaning it or replace
Posted on Jan 13, 2013
a 6ya expert can help you resolve that issue over the phone in a minute or two.
best thing about this new service is that you are never placed on hold and get to talk to real repairmen in the US.
the service is completely free and covers almost anything you can think of (from cars to computers, handyman, and even drones).
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Posted on Jan 02, 2017
had same problem i would check the Idel Air Valve and also check all of your vaccum hose lines makeing sure there are no cracks or splits in rubber connectors if there is repair immediatelt because over time they start to dammage the internal parts fo the engine and if youve replace tps mass air etc. sounds like a vaccum hose problem
Posted on Feb 10, 2009
dont take soo much in consideration after you have make all this things, some time is on only for any wire faulty, or a shrt electrical arc in any place in wire system. ask auto tap mechsnics for this maybe they have similar case before.
Posted on Apr 06, 2009
yoy need to change both the Air Mass Sensor and throttle valve actuator to eliminate this problem. The actuator is pretty pricey but thats the ONLY solution i'm afaraid.
Posted on Jun 09, 2009
Tips for a great answer:
May 14, 2014 | 2003 Kia Sedona
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Feb 20, 2013 | 1994 GMC Sierra
Oct 16, 2011 | 1996 Chrysler Concorde
The Idle Air Control (IAC) is a bi-directional motor driven by two coils. The purpose of the IAC valve is to control engine idle speed, while preventing stalls due to changes in the engine load. The IAC valve, mounted in the throttle body, controls bypass air around the throttle plate. The PCM controls engine idle speed by adjusting the position of the IAC motor pintle. The PCM pulses current to the IAC coils in small steps (counts) to extend the pintle into a passage in the throttle body to decrease air flow. The PCM reverses the current pulses to retract the pintle, increasing air flow. This method allows highly accurate control of idle speed and quick response to changes in engine load. If RPM is too low, the PCM will retract the IAC pintle, resulting in more air being bypassed around the throttle plate to increase RPM. If the RPM is too high, the PCM will extend the IAC pintle, allowing less air to be bypassed around the throttle plate, decreasing RPM.
Fig. Typical Idle Air Control (IAC) valve components
During idle, the proper position of the of the IAC pintle is calculated by the PCM based on the battery voltage, coolant temperature, engine load and engine RPM. If the RPM drops below a specified value, and the throttle plate is closed (TP sensor voltage is between 0.20-0.74), the PCM senses a near stall condition. The PCM will then calculate a new IAC pintle position to prevent stalls.
If the IAC valve is disconnected and reconnected with the engine running, the idle RPM will be wrong. In this case, the IAC has to be reset. The IAC resets when the ignition switch is cycled ON and then OFF . When servicing the IAC, it should be disconnected or connected with the ignition switch OFF in order to keep from having to reset the IAC valve.
The position of the IAC pintle affects engine start up and the idle characteristics of the vehicle. If the IAC pintle is fully open, too much air will be allowed into the manifold. This results in high idle speed, along with possible hard starting and a lean air/fuel ratio. A Diagnostic Trouble Code (DTC) may set. If the IAC pintle is stuck closed, too little air will be allowed in the manifold. This results in a low idle speed, along with hard starting and a rich air/fuel ratio. Again, a Diagnostic Trouble Code (DTC) may set. If the IAC pintle is stuck part way open, the idle may be high or low and will not respond to changes in engine load.
As with most all engine control sensors used in your vehicle, a thorough and proper test can only be performed by a qualified technician using a scan tool to read the data stream from the PCM. There are a few items a non-professional should check before taking the vehicle to a qualified technician for diagnosis and repair.
Check for a poor connection at the PCM or IAC motor. Inspect the harness connectors for backed out terminals, improper mating, broken locks, improperly formed or damaged terminals and poor terminal-to-wire connection. Inspect for a damaged wiring harness, especially if heavy work has recently been performed (intake manifold removal, engine removal, etc.) where the throttle body has been disturbed. Inspect for a restricted air intake system. Check for a possible collapsed air intake duct, restricted air filter element or foreign objects blocking the air intake system. Inspect the throttle body. Check for objects blocking the IAC passage or throttle bore. Excessive deposits, especially on high-mileage engines, can build up in the IAC passage and on the IAC pintle. Excessive deposits can also build up on the throttle plate, so check for a sticking throttle plate. Check for vacuum leaks such as disconnected hoses, leaks at the EGR valve and EGR pipe to the intake manifold, leaks at the throttle body, faulty or incorrectly installed PCV valve, leaks at the intake manifold brake booster hose connection, etc.
REMOVAL & INSTALLATION
Fig. The Idle Air Control (IAC) valve is mounted on the throttle body-3.8L (VIN K) engine shown, others similar
NOTE Before installing a new IAC valve, measure the distance that the valve is extended. The measurement should be made from the motor housing to the end of the valve cone (pintle). The distance should be no greater than 1 1 / 8 inch (28mm). If the pintle is extended too far, adjustment is required, otherwise damage may occur when the IAC valve is installed. Adjust the IAC valve by compressing the pintle to achieve the correct length.
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E-Transfer $35.50 to the email email@example.com. Our account has been set up for automatic deposit. No security question and answer is required.
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domain: finance


ING collaborated with Toyota Financial Services (TFS) and three other banks on the carmaker’s first euro green bond. The EUR 600 million bond will make environmentally friendly vehicles more accessible to consumers.
“This bookrunner mandate for Toyota confirms ING’s strong position in the green bond space. We are proud to support Toyota’s low-carbon strategy and to be recognized as one of their banking partners with noted expertise in socially responsible investing ,” said Christophe Dugardyn from ING’s Debt Capital Markets group.
The bond will be used to fund the sale and lease of new Toyota and Lexus vehicles that meet sustainability criteria such as fuel efficiency and emissions.
Companies issue green bonds specifically to fund projects that have an environmental benefit. Toyota’s green bond framework has been reviewed by Sustainalytics, a leading provider of environmental, social and corporate governance research and ratings, ensuring it meets industry standards and investor expectations.
“Our latest euro-denominated green bonds will help put even more environmentally friendly vehicles on the road,” said Cindy Wang, TFS vice president of Treasury in a company press release.
This isn’t the first time Toyota has allocated a green bond to the sale of low-emission vehicles. The company introduced the automotive industry’s first asset-backed green bond in 2014.
Toyota estimates that its hybrid technology has helped save more than 5.8 billion gallons of gasoline worldwide since 1997, and resulted in 58 million fewer tons of CO2 emissions.
“To support the sale of low-carbon vehicles and contribute to our low-carbon strategy, we are very pleased with this fourth green bond,” said Wang in the release. “Previously, we were active in the asset-backed green space, so we were eager to again pioneer the first green unsecured bond transaction by an automotive company.’’
Toyota vehicles that fall within the scope of the bond include the Camry Hybrid, Avalon Hybrid, Prius, Prius Prime, Prius C, Prius V, and Mirai. Qualifying Lexus vehicles include the CT 200h and ES 300h.