K’NEX K-Force K-10V Building Set
Let your children exercise their imaginations by designing and building their own amazing dart blasters with the K’NEX K-Force K-10V Building Set. Your kids will experience non-stop excitement with this set as they build an array of different working models that shoot real darts.The soft foam darts have a total range of 75 feet and are safe for kids to use! The K-FORCE Build and Blast K-10V Building Set includes unique K’NEX rods and connectors, plus special parts for creating different blasters. These parts attach to one another with a satisfying click. This set also includes a quick-fit grip for easy handling and a pre-load ring in a cool, transparent red.
Build and customize this toy blaster and its targets into different designs! Easy-to-follow instructions are available and show each step in creating amazing blasters that really work. All K’NEX parts are proudly made in the U.S.A. and guaranteed to last for a lifetime of fun. The K-10V Building Set is compatible with the entire K-FORCE Build and Blast line. Kids can ask their friends to join them in their quests, combining the K’NEX K-FORCE Build and Blast K-10V Building Set with other K’NEX sets to build an even bigger troop.Promote your kids’ development of STEAM (science, technology, engineering, arts, and math) skills and concepts by igniting their natural curiosity and creativity.
Building with K’NEX puts children on the path to a fundamental understanding of STEAM subjects. Let them design, construct, and customize their own K-FORCE blasters and enjoy hours of interactive fun!
Ages 8 years and older.
- This set contains 83 durable plastic pieces that connect together to form a striking blaster and alternate models!
- The darts fire up to 75 feet, and special rod-locks are used to ensure the parts stay together in the heat of battle!
- Step-by-step building instructions included. Combine with the K-FORCE Mini Cross for a double-chambered combo build!
- K-FORCE Build and Blast is the only line of dart blasters that you design, build and fully customize!
- Building with K’NEX puts children on a path of STEAM/STEM subjects (science, technology, engineering, arts & math).
- K’NEX strengthens hand-eye coordination, fine motor skills, problem-solving skills, and trains a child’s imagination!
- K’NEX rods and connectors are responsibly made at a zero-waste manufacturing facility in Hatfield, Pennsylvania.
- Broken part? Missing part? If you find yourself in need of a replacement for any reason, just give us a call! Packaging may vary


text:
There are many wonderful business colleges that offer excellent management and finance programs, and whittling down your list of applications can be difficult. Start a listing with your whole leads and throw a few wild-cards in there, faculties which would possibly be primarily based overseas or which are barely left-field. Compare brochures and cross out any colleges Business that don’t meet your standards. Master’s in administration degrees are usually geared toward college students with limited skilled expertise who wish to move into managerial roles. They provide a grounding in decision-making and technique and teach college students the means to work with others and develop the talents wanted to be the next generation of leaders.
Hi @IndiaPostOffice , Can you help with business parcels that are stuck at one location and no information is being provided by anyone in the local office .
— Anup Saket (@saket_anup) May 17, 2021
Schedule personal and distant sessions whereas your corporation is affected by social distancing. Send a free email to let prospects know about changing business hours and how to greatest assist your corporation.
Master Of Science In Monetary Providers
Degrees in finance emphasize the workings of monetary institutions and canopy matters related to each company and global Business & Finance finance. These degrees include coursework in monetary evaluation, accounting, investments, and other finance-related disciplines.
The undergraduate program in finance prepares students to understand the monetary implications inherent in nearly all business selections. This is clearly true for a big corporation, a significant financial institution, or a casino and resort company. However, it is equally true for the owner of a small business with 10 employees, for a metropolis manager with 200 workers, or for the business director of a nonprofit organization. The finance curriculum allows students to concentrate their research on monetary administration, investments, or monetary companies.
Elective Major Courses
Explore the international integration of economic markets and analyze implications for financial managers. Identify the features of monetary markets and establishments and examine their impression on the extent of rates of interest and rate of interest differentials. Chris’ involvement in neighborhood and professional organizations embody current member of the National Association of College and University Business Officers and National Council of University Research . She is a past member of the Hansen Agricultural Center advisory board, Rotary Club of Silver City, Business and Professional Women, Optimist Club of Silver City, and ex-officio member of the WNMU Foundation.
- This monitor prepares college students to enter the world of capital market investing.
- The finance program addresses issues within the financial services and securities space, including matters related to high know-how corporations, giant companies, and entrepreneurial corporations.
- However, we do not endorse or guarantee any services or products you could view on other websites.
Advisory services, research, and entry to world capital markets for company and institutional purchasers. Access career teaching and financial planning together with your Ellevest member discount to take the next step in your cash and career. The Ellevest Rewards program is powered by Dosh, an unaffiliated third-party provider, which provides Ellevest banking members cash back on Ellevest debit card purchases from choose merchants.
Finance Course Requirements (15 Credit Hours, All With “c
The duties of economic managers vary with their specific titles, which include controller, treasurer or finance officer, credit score supervisor, cash supervisor, danger and insurance coverage supervisor, and supervisor of worldwide banking. Candidates for financial administration positions need many various abilities. Interpersonal skills are key because these jobs contain managing folks and dealing as a part of a staff to unravel issues. Financial managers should even have excellent communication abilities to explain complex monetary data. Because financial managers work extensively with various departments in their firm, a broad understanding of business can additionally be important.
What is the book #NoReferencePoint. It is all about succeeding amidst the biggest Global Pandemonium caused by COVID-19. Everything you need to know from business, education, medical, health & vaccine. One resource for all questions. pic.twitter.com/7d6iKJgKDZ
— Bulls Eye (@sreeramjvc) May 17, 2021
These professionals must also domesticate a variety of skills to perform well in their jobs. Finances are the lifeblood of any group, so it’s crucial that information about money matters is up-to-date and accurate. Budget analysts assist both private and non-private organizations keep their finances organized. Budget analysts additionally must keep informed in regards to the law and perceive how legislation will influence their client’s funds. Accountants and auditors are answerable for getting Finance ready tax returns and determining how much cash is owed to the federal, state, and native authorities. They may scrutinize the financial statements of a business to make sure that all relevant laws and laws are being adopted. Other responsibilities may embrace creating a finances for clients, investigating whether or not financial mismanagement is going on in an organization, and getting ready inside reviews for managers to use when making business selections.

domain: economics


text:
Evangeline is an Acadian, ready to join her boyfriend Max, an American, in Rhode Island, so she can go to art school. Her father thinks she is going to school in Montreal. He and her mother had been involved in the cause of Quebec becoming a separate country, for the French speaking people of Canada. Her mother died in childbirth, and she was raised by her father. The French cause was her mother’s cause.
Set in 1995, the book follows Eve, as she caves in to her father’s wishes, leaving Max in the lurch, and going to Montreal.
Once there, she meets a group of protesters, and gets involved with a mysterious man, who has an odd interest in her. Having failed to get Eve’s father back into the cause, Narcisste, offers Eve a place to paint, as well as the excitement of going out at night to protest.
When Eve overhears his real plan, she is shocked and disgusted. A dark secret in her parents past is about to come to light, when tragedy strikes, flinging Eve into emotional turmoil.
I found myself getting irritated at the characters, because they were all so manipulative, but Eve was young and sheltered so she at least has an excuse. I did like the story, though. It was new and fresh, a real coming of age story. I like learning new things, and I had not heard much about Acadians or the protesting in Canada.
I don’t know much about this time in Canada, for which my kids chastised me, but it happened long after I was out of school, and I don’t pay much attention to Canadian news. (shame on me). It was an interesting time.
I received this book from the author for review. Thank you!
blogger Tags: fiction

domain: library


text:
Stunning Aerial Photography Reveals How Earth Looks From the Sky
Say hello to Yann Arthus-Bertrand who is a French Photographer, environmentalist and an activist. He is also the founder of Altitude Agency whose expertise lies in aerial photography. Bertrand’s aerial photography is quite amazing and he personally does that to have his pictures tell us the condition of the planet. Enjoy his work!
1. Heart in Voh
2. Autumn Forest in the Region of Charlevoix, Quebec, Canada
3. Fields of Tulips, Near Amsterdam, Netherlands
4. Patchwork of Carpets in Marrakech, Morocco
5. Grand Prismatic Spring, Yellowstone National Park, US
6. Dromedary Caravan Near Nouakchott, Mauritania
7. Worker Resting on Bales of Cotton, Ivory Coast
8. Dromadary Caravan Near Nouakchott, Mauritania
9. Tree of Life, Tsavo National Park, Kenya
10. Sandbank on the Coast of Whitsunday Island, Queensland, Australia
11. Greater Flamingos on Lake Naruku, Kenya
12. Cliffs of Inishmore, Aran Islands, County Galway, Ireland
13. Nature Reserve, Arguin Bank, Gironde, France.
14. Whale Off the Valdés Peninsula, Argentina
15. Agricultural Landscape Near Cognac, Charente, France
16. Yankee Stadium, New York City, US
17. Perito Moreno Glacier, Santa Cruz, Argentina
18. Car Breakers, Saint-Brieuc, Côte d’Armor, France.
19. Flock of Scarlet Ibis, Near Pedernales, Amacuro Delta, Venezuela
20. Solar Thermal Power Plants in Sanlúcar la Mayor
21. “Sand Digger” in Kalaban Koro, Bamako, Mali.
22. Rubber Tracks on a Recreation Ground near Doha, Qatar
23. Orchard Among the Wheat, Macedonia, Greece
24. Confluence of the Rio Uruguay and a Tributary, Misiones Province, Argentina
25. Training Arena in the Hippodrome of Maisons-Laffitte, Yvelines, France
26. Icebergs and an Adelie Penguin, Adelie Land, Antarctica
27. Icebreaker Louis Saint Laurent in Resolute Bay, Nunavut Territory, Canada

domain: geography


text:
Yin Yoga & 5 Elements of Chinese Medicine
& Tai Chi Teacher Training 100 hours
13 - 24 March, 2023, Thailand
Experience the Timeless Wisdom of Chinese Medicine, Yin and Tai Chi
This Yin Yoga Teacher Training draws together elements of Yin Yoga, Hatha Yoga, Traditional Chinese Medicine, Face Reading and Tai Chi. The course is designed to help you to understand and balance the Yin and Yang energies within yourself and in your life.
In this course, you will learn how to create and teach Yin Yoga practices as well as learning the specific therapeutic benefits of each Yin asana. The Yin practice is supported by the Chinese 5 Element approach to life, which touches every aspect of our body, mind and emotions. In addition, you will have daily Tai Chi classes and learn about the ancient and fascinating art of Face Reading, both also operating under
the 5 Elements framework.
Tap Into the Flow of the 5 Elements and The Tao.
The intention of this Yin Yoga Teacher Training is to immerse students in the deep wisdom of the ancient Tao. Tao means “The Flow” and this Yin Yoga Teacher Training gives students a direct experience of this flow of life through Yin Yoga and Tai Chi.
The course explores the 5 Elements through a Chinese Medicine perspective, exploring each element in turn to provide insights into life, health and practice. Students will learn the essentials of Yin Yoga and how to develop practices based on the health giving 5 Element approach. A base foundation in the Taoist practice of Tai Chi will teach students how to flow in “The Now of the Tao”.
The Yin Yoga: Theory and Practice
Yin Yoga is a unique practice in the sense that it helps us balance out our ‘yang’ [active] lifestyle and yoga practice with ‘yin’ [calming] energy. During this training, we will explore this practice thru the lenses of the 5 Element Theory of Chinese Medicine.
We will spend 2 days on each element, exploring it’s essence thru direct experience in our yoga practices, as well as in lecture. Each Yin Posture has healing aspects that activate specific meridians and help healthy “Chi” or energy to circulate.
During our asana clinics we will explore the main poses of the yin practice, how to modify the poses to suit the different bodies, how to use props and how to use the 5 Elements as a framework for creating yin sequences. We will also dedicate time to practice teaching in small groups and one-on-one.
If you enjoy Yin Yoga, you will love this Yin Yoga Teacher Training course. Not only does the course take you deeper into understanding the Yin practice, you will also learn profound things about yourself, health, emotions, cycles and life.
By understanding the 5 Elements and how they function, students will gain a profound knowledge of the essential nature of themselves and the universe. They will learn how to view the universe through the lens of the 5 Elements and tap into nature’s healing wisdom. Knowing the 5 Elements will help students and teachers to be able to create Yin practices that activate the natural power of the 5 Elements.
In addition to the 5 Elements, students will learn about the concept of Yin and Yang, Chi and the 12 main energy pathways in the body, and the corresponding organs and emotions, which will help inform their Yin yoga practices and teachings.
Knowledge of Chinese Medicine also helps students understand how the Yin yoga postures can be utilized to encourage healing, balance, vitality.
Using the face for diagnosis is one of the original aspects of Chinese Medicine. This is because the face is a map of life experience and a blueprint for the body’s functions.
During this course, you will learn which areas of the face correspond to each of the Elements and their respective organs, as well as identifying the signs of strength and weakness related to each of them.
From the facial markings, features and colours, you will be able to assess signs of illness and discover the underlying psychological and emotional issues affecting one’s health.
Tai Chi and the Tao
The traditional ‘yoga’ of China is Tai Chi, the practice of flowing with Yin and Yang. The practice will introduce students to the essential movements of Tai Chi as well as the wisdom of the Taoist way of life.
Tai Chi has very deep and profound elements to it, and we will introduce you to this wisdom of “The Way”, or Tao and how to practice it through movement and through life. The Tai Chi practices work under the same principles as the rest of the course so there is complete integration between all the components of the course.
This Yin Yoga Teacher Training is accessible to students of all levels. We do not require that you have completed a 200 Hour Yoga Teacher Training to attend, provided that you have had some practical experience and your interest is genuine.
That said, this course is a 100 Hour Advanced Teacher Training Intensive which is accredited by the Yoga Alliance which you may add toward your existing 200 or 300 hour accreditation.
This training is offered in partnership with Swara Yoga Academy and certificates will be issued under their School Registration with Yoga Alliance.
What our previous students say about it:
Yin yoga and The five element system contributed to big changes in my practice, my teaching and in my life. Marcela and Tobias managed to share their deep knowledge about the elements and yin yoga in such an interesting, genuine, fun and profesjonal way. I will definetily take more cources with them, and will highly recommand them!
The course will take place at The Sanctuary Thailand.
This unique beachfront resort sits between the sandy shores of Haad Tien Beach, Koh Phangan, a small, beautiful tropical island in the Gulf of Thailand.
It’s cosy and relaxed atmosphere, surrounded by it’s pristine and natural environment, is the perfect set-up for our training.
Tobias will lead the Chinese Medicine and 5 Elements classes and face reading.
Randall is the host and organizer and will lead the Tai Chi classes and elemental asana classes.
Randall has been a dedicated explorer of Yoga since 1991. Alongside his studies of classical Hatha Yoga, Randall has studied a variety of styles including Iyengar, Jivamukti and Viniyoga.
Randall began teaching in 1995, and began the Jungle Yoga Teacher Training School which delivered 200 Hour & 300 Hour Teacher Trainings for over 10 years, merging into the Swara Yoga Academy in 2018.
Randall’s teaching style is primarily focused on cultivating an asana practice that builds & sustains a high level of Prana – our life force energy. Inspired through his studies of Tai Qi and Viniyoga, Randall shares his unique approach to Pranayama, which he called Swara Yoga. This system gradually deepens into Advanced Pranayama sequences which allow his students access to a comprehensive, embodied understanding of the infinite power within the breath.
Randall’s classes are enriched with philosophy stemming from his studies of Hatha Yoga, Tantra, Ayurveda & Indian Mysticism, and are balanced by his unapologetically playful nature and love for Reggae music.
In 2006, after many years studying with his Guru in India, Randall was initiated into the ancient Indian spiritual order of Sadhus and is honoured to share many unique tools from his sacred tradition.
It is his aim to inspire every student to pursue a practice that is overflowing with energy and joy, that spills out into their world and transforms their relationship with life itself.

domain: health


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Cherian Varghese, MD, to Practice in Appleton, Neenah
ThedaCare welcomes Cherian Varghese, MD, an interventional cardiologist with Appleton Cardiology, who will practice at Appleton Medical Center and Theda Clark Medical Center in Neenah.
Dr. Varghese earned his medical degree at the Medical College of Wisconsin and completed his residency training in internal medicine at Washington University School of Medicine in St. Louis. He completed a general cardiology fellowship program at the University of Oklahoma Health Sciences Center and an interventional cardiology fellowship program at the University of Wisconsin Medical Center. Dr. Varghese performs coronary and peripheral interventions as well as a variety of other catheter-based procedures. He belongs to the American College of Cardiology and the Society for Cardiovascular Angiography and Interventions.
In his time outside of work, Dr. Varghese enjoys food, travel and photography. He is fluent in Malayalam and Hindi.
Appleton Medical Center (AMC) is a 160-bed acute care hospital that opened in 1958. In addition to general medical and surgical care, services include the Appleton Heart Institute, which was the first and most advanced cardiac care program to be established north of Madison and Milwaukee more than 30 years ago. Other specialized services include a fully staffed emergency department, birthing services, the Groth Surgery Center, and the Martha Siekeman Cancer Center and ThedaCare Cancer Care, which includes radiation oncology, CyberKnife®, TomoTherapy™ and stereotactic radiotherapy and radiosurgery. Appleton Medical Center is an accredited Chest Pain Center by the national Society of Chest Pain Centers.
Theda Clark Medical Center is a 166-bed acute care hospital founded in 1909. In addition to general medical and surgical care, specialized services include a birth center, Children’s Hospital of Wisconsin-Fox Valley, including a regional neonatal intensive care unit serving eight counties, and the Aylward Outpatient Surgery Center. Theda Clark is the region’s only American College of Surgeons Verified Level II Trauma Center, which includes ThedaStar Air Medical Helicopter. Theda Clark Medical Center also offers comprehensive neuroscience care and the Theda Clark Stroke Center was the first stroke center in Northeast Wisconsin to be certified as a Primary Stroke Center by the Joint Commission for Accreditation of Healthcare Organizations (JCAHO). The hospital also has the area’s most advanced inpatient rehabilitation facility. The Bariatric Program at Theda Clark, along with Midwest Bariatric Solutions and its surgeons, have jointly received two Bariatric Surgery Center of Excellence designations by the American College of Surgeons and the American Society for Bariatric Surgery. Since 2004, Theda Clark has been honored nationally by the U.S. Health and Human Services department for achieving one of the highest organ donation rates in the country. The Theda Clark ThedaCare Surgery Center operates in Oshkosh.
ThedaCare™ is a community health system consisting of seven hospitals: Appleton Medical Center, Theda Clark Medical Center, ThedaCare Medical Center-New London, Shawano Medical Center, and Riverside Medical Center in Waupaca. In addition, Community Health Network (CHN) (which includes Berlin Memorial Hospital) and Wild Rose Memorial Hospital are integrating into ThedaCare. ThedaCare also includes ThedaCare Physicians, ThedaCare Behavioral Health, and ThedaCare at Home. ThedaCare is one of the largest employers in Northeast Wisconsin with more than 6,175 employees, with the CHN and Wild Rose employees joining ThedaCare in January 2015. Follow us on Facebook and Twitter.

domain: medical


Chinese ATV Cylinder Head Assembly
52.4mm - 125cc
Complete cylinder head assembly with valves & cam for 125cc 4-stroke engines. Fits many makes and models of 52.4mm engines. Check pictures, specs., & measurements for verification of the correct part.
- Intake port diameter: 23mm [.90"]
- Exhaust port diameter: 20mm [.78"]
- 28 tooth timing sprocket
*NOTE: If your valves measure 23mm/28mm this head will not replace your head. Your engine is a 125cc 54mm and requires a different head. This head ONLY replaces heads with 20mm/23mm valves.
Do you need your head fast? If you order before 3:00 pm CST, Monday thru Friday, your order goes out the same day. Buy now!
- strip bolt hole
- exhaust studs
- timing gear
Wrong head size
Wrong head size for my xmoto xb87 valves too small which was my fault for not doing correct measuring on my end , just gonna keep it cause you have to pay for shipping to return it
Sloppy paint covering
Unfortunately, it was not the correct part of which I take fault. Black paint was all over the polished head.
5.24 cylinder head for a 125cc engine
Got the new cylinder head within 7 days and it came with everything needed to mount it right to the engine. no problem with installation. really pleased with the product!
Shipper send without gasket, I use old one, still working. Thanks
Other than a strip bolt hole it's good


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The much awaited work of switching over Direct Current (DC) to Alternating Current (AC) to run faster trains, save energy and integrate Central Railway with the rest of the Indian Railways is likely to be completed on December 31.
“The project to convert 1,500 volt DC to 25, 000 volt AC is likely to be completed on December 31 2014,”said S.K.Sood, General Manager, Central Railway.
He further added, “From January 1, all main line trains from CST to Thane will run on AC. Work on conversion of DC to AC on Harbour line will be done in six months after the conversion work of main line is completed,” said Sood.
Presently the section from Thane to CST is powered by DC while the section beyond Thane towards the North is powered by AC. As a result of dual traction CR continues to run trains powered by DC and those which can switch over from DC to AC or vice versa.
The conversion work on the railway section from Kalyan to Thane and Kalyan to the 5th and 6th line upto Lokmanya Tilak Terminus was completed last year. Traction conversion will allow trains to run at 100 kmph and also help in saving energy.
While commenting on the nature of work left, Sood said, “Work of replacement of old DC overhead wires with AC wires is underway every night. Also insulation is to be provided under eight bridges and the work is expected to start soon.”
Once completed, CR will begin sending the project details to the Commissioner of Railway Safety for an inspection. CR will be able to run the new Bombardier rakes, which run only on AC traction.
“Two new rakes are to be inducted into service after four months as trials are still underway, said Rakesh Saxena, MD, Mumbai Rail Vikas Corporation.

domain: news


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News Releases for Regence BlueShield of Idaho
August 13, 2015
COEUR D’ALENE, Idaho – Northwest Specialty Hospital, a Post Falls-based physician-owned hospital, is accelerating its drive to improve patient care and better manage costs by agreeing to fully embrace a new reimbursement model with Regence BlueShield of...
July 30, 2015
If you have a company with up to 100 employees, a new health plan option can save you money, add flexibility to your benefits and give you better insight into where your premium is going.
June 05, 2015
Following a wide-ranging search for a new Vice President of Sales, Regence BlueShield of Idaho is pleased to introduce Scott Jones as the plan’s top Sales leader.
May 19, 2015
Boise-based Trinity Trailer is investing in the health of its workforce through a new wellness solution called Regence 360Me. The solution is designed to improve workplace health and productivity and will be used to increase employee engagement, bend the cost curve and, most importantly, improve the overall health and well-being of Trinity’s employees.
April 27, 2015
Primary Health Medical Group, a Boise-based system of primary care providers and urgent care clinics, is the newest provider to embrace Regence BlueShield of Idaho’s Total Cost of Care (TCC) solution.
April 17, 2015
Regence BlueShield of Idaho has chosen Community Action Partnership (CAP) as a Community Partner Organization again for 2015. CAP will receive $50,000 in funding support to equip families and local children of Orchards Elementary School in Lewiston to reach their full potential.
March 26, 2015
Regence BlueShield of Idaho is ensuring its sales retention efforts remain second-to-none in the marketplace with the appointment of Cynthia Murray to the position of Idaho Sales Retention Manager.
March 02, 2015
Regence BlueShield of Idaho paid $359.7 million in medical care for its fully insured members in 2014, or $2,881 per member, according to unaudited figures filed March 2 with the Idaho Insurance Department.
February 03, 2015
Regence Marketplace Private Exchange Increases Options, HSA Adoption for Employees in Idaho, Oregon, Utah and Washington
Regence Health Insurance Services’ private exchange product, Regence Marketplace, is gaining traction in its first full year in Idaho, Oregon, Utah and Washington.
October 29, 2014
Regence Announces Quality Improvements, Cost Savings from First Six Collaborative Care Agreements with Providers
Regence today announced that six hospitals and medical groups across its four-state region have achieved improvements in HEDIS quality measures and high patient satisfaction scores since they entered into collaborative care agreements with Regence on Jan. 1, 2013.


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Red-carpet dressing may be steeped in pomp, ceremony and tradition but as another awards season rolls around, Fashion Design Weeks turn the spotlight on the designers trending now.
The Galvan girls – a good looking gang of glossy hair, great teeth, and honeyed limbs, comprise Anna-Christin Haas, 35, Katherine Holmgren, 29, Carolyn Hodler, 29, and Sola Harrison, 30. Gwyneth Paltrow and Sienna Miller were early fans. The collection starts at £475 for an oyster-coloured velvet jacket and hovers around £895 for an ankle-grazing crêpe gown.
This tuxedo collection founded by Daniel Pallas and Veronique Bousquet gained momentum the second model Aymeline Valade stepped out on the red carpet at Cannes last year dressed in one of their black tuxedos.
The storied Spanish house, founded in 1974 by Jesus del Pozo and relaunched in 2012 with Josep Font as creative director, is currently enjoying a renaissance via women such as Cate Blanchett, Kiernan Shipka, and Miroslava Duma.
Once the eye moves past the beautifully surprising colour combinations it drifts to linger on the detail.
Anthony Vaccarello, the doe-eyed Italian designer, is bringing sexy back to Versus. His vision of high octane fashion is one that’s shared with Versus founder, Donatella Versace. “The way that he cuts cloth is so bold and strong,” she purrs. “He is a designer who loves women.”
There aren’t many ready-to-wear designers whose clothes are so far-reaching they appeal to the likes of Suki Waterhouse, Hollywood royalty and the Duchess of Cambridge. Her interpretation of old-world glamour manifests itself in circle hemlines, prim necklines and exquisite fabrics in a typically sorbet palette.
Ruth Wilson, Keira Knightley and Florence Welch are already in on the secret that is Sophia Kah. this London-based label was launched in February 2011 by Portuguese designer Ana Teixeira de Sousa. Painterly botanical prints and nipped-waisted ultra-feminine lace were recurring themes this season.
Rosie Assoulin launched her namesake line in 2013. One look at her collections and it’s easy to see why the gilded ateliers of de la Renta appeal to her senses. Her signature wide-legged trousers, flared trapeze tops, and off-the-shoulder balloon-sleeved blouses are all exaggerated.

domain: artistic


text:
Despite many setbacks, Jamaica continued to grow as an agricultural colony. However, its troubles in war were not yet over. The American Revolution spurred a revolution in France, and the effects of this second revolt were also felt in the Caribbean.
Jamaica, like many of the Caribbean islands, experienced tough times during the war. Much needed supplies from North America were no longer shipped to the British colonies, so Jamaica was forced to trade with Canada and Britain, getting fewer supplies with less frequency.
Hurricanes also caused a great deal of damage to Jamaica, with these strong storms hitting in 1780, 1781, 1784, 1785, and 1786. The destruction of crops each of these years caused famine, and by 1787 more than 15,000 slaves had died - mainly of starvation. The subsequent search for food to feed the labor force led to the importation of many new plants.
Plants were being imported throughout the years, but an important plant that landed during the American Revolution was ackee. Transplanted from West Africa, the slips were purchased from the captain of a slaver.
Mango was accidentally imported four years later in 1782. Admiral Lord Rodney captured a French government ship bound for French Caribbean islands and carrying mangoes. Rodney saw the value in the mango seeds and sent them to Jamaica for cultivation.
In 1793, during the French Revolution, British Captain William Bligh returned from a six year journey to Tahiti, where he had sought an alternative form of food for Jamaica's slaves. History had proven a need for better crop production. Despite a mutiny, he returned to the island with breadfruit, among other items. However, the slaves refused to eat breadfruit, and for half a century this food was given to pigs. Breadfruit is now a staple of Jamaican dining.
The American Revolution gave the new nation new status in regards to trade, as well. This meant that the previously favored position that Jamaica and other British islands had held in trade with the American mainland was no longer so favorable, and Britain was unwilling to negotiate similar trade agreements.
Conditions of trade were harsh. Exports of items including sugar, rum, molasses, coffee, and pimento were treated as though they were going to any other British colony. Imported goods, particularly flour, bread, grain, livestock, and wood could only be carried in on British ships. Meat and fish from the U.S. could not be imported at all.
Higher prices for importation from Canada, Nova Scotia, Newfoundland, and England were harsh on the British West Indies. However, prices eventually dropped on these imported goods. Fortunately, the governors of the West Indian islands, including Jamaica, were allowed to create rules as necessary to preserve their colonies. Jamaica's government made use of these provisions after a series of three hurricanes that devastated the island in the mid 1780s.
These were just a few of the events that took place between the close of the American Revolution in Caribbean waters and the outbreak of the French Revolution. In the Caribbean, the French Revolution found perhaps more support than the American Revolution had.
Help us improve! We welcome your corrections and suggestions.

domain: history


text:
When: Tue., May 29, 8 p.m., Wed., May 30, 8 p.m., Fri., June 1, 5 p.m., Sat., June 2, 5 p.m., Thu., June 7, 8 p.m. and Sun., June 10, 6 p.m. 2012
Gospel girl. Mahalia Jackson was the queen of gospel music and a civil rights motivator. The prolific Columbia Records star hob-nobbed with Martin Luther King Jr. and Al Sharpton. Her much-cherished hits include "Move on Up a Little Higher," "Take My Hand, Precious Lord," and "We Shall Overcome." Mahalia charts the singer's life from her New Orleans upbringing to her part in the battle for racial equality.
Charismatic characters. Local company Art Forms & Theatre Concepts packs a rich life into a song-heavy show (a 2010 CP review described the music as "spine-tingling"). Mahalia's cast give pitch-perfect performances and their humble characters are funny and endearing.
Wonder woman. Mahalia is a woman well worth centering a play around, passionate about her singing, deeply moral, and blessed with an indomitable sense of wonder. Art Forms does her proud in one of its most cohesive shows. Whether you're a gospel fan or not, it's a strong piece of theater with a satisfying social message.
Price: $25/adults, $20/students and seniors

domain: entertainment


text:
"Definition of original
1. archaic : the source or cause from which something arises; specifically : originator
2. a : that from which a copy, reproduction, or translation is made
b : a work composed firsthand
3. a : a person of fresh initiative or inventive capacity
b : a unique or eccentric person"
I have been speaking on hand pulled prints over the last month and a half. Thought, I should address what is an original. Prints can be originals. Hand pulled stone lithographs are original prints. Once the edition of prints is pulled the stone is ground to a smooth flat surface and used again for a new image.
When a monoprint or monotype is created these are one of a kind (mono-one) original prints. A monoprint comes from a matrix, a repeatable design but by using different types of paper, handcoloring (pinx) or mixing with other mediums the print stands alone as an original.
Original works of art are thought of as paintings. A charcoal sketch, graphite drawing are original works of art. I thought it interesting that one of the definitions states: "that from which a copy, reproduction, or translation is made", This sounds as if originals are meant to be copied. The copyright laws help to prevent the coping of newer originals. I am only addressing visual arts, this can apply to so many art forms, music, or books.
As the end of the year is approaching and the end is in site for this art sale-a-thon, only three days left. I leave you with some one of a kind, original monotypes and monoprints.
|"Queens Lace" monoprint from collagraph plate 20X30 unframed $75+S&H|
|"Trio" monotype 22X30" created with watercolor crayons on Plexiglas transferred by press to Rives BFK paper $75+S&H|
|"Give Me A Hand" monotype mixed medium 22X30|
created with the help of students. They used the cut out hands to make their own prints.
I incorporated the used hands onto a monotype background. $75+ additional shipping cost, may need to ship flat.


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Humane Society, New Pawsabilities to benefit from fundraiser Saturday
- A fundraiser to benefit the Oshkosh Area Humane Society and New Pawsabilities will held at Back Again Stadium Bar
- The fundraiser is Saturday, Dec. 13; 3-6 p.m.
- Santa will be available for photos with people and pets from 4-5 p.m.
The community is invited to a fundraiser on Saturday at Back Again Stadium Bar, 301 Knapp St. in Oshkosh, to benefit the Oshkosh Area Humane Society and New Pawsabilities.
"We are raising funds and donations of items that both facilities... have on their needs list," said Fuzzy Elsinger-Bakken, who organized the event.
The fundraiser, which goes from 3-6 p.m., will have snacks adn raffles, and Santa will make an appearance.
From 4-5 p.m. Santa will be available for photos with both people and animals, as pets are welcome at the fundraiser.
Elsinger-Bakken said more than $1,000 has already been raised to help the organizations.

domain: pet


text:
This revised Emergency Appeal seeks a total of 22 million Swiss francs (with a funding gap of approximately 17 million Swiss francs), increasing from 8.9 million Swiss francs, to enable the International Federation of Red Cross and Red Crescent Societies (IFRC) to support the Indonesian Red Cross – Palang Merah Indonesia (PMI) – to deliver assistance and support to an estimated 160,000 people (40,000 households) for 20 months. The operation will focus on the following main areas of interventions: shelter; livelihoods and basic needs; health; water, sanitation and hygiene (WASH); protection, gender and inclusion (PGI); disaster risk reduction (DRR); and National Society and local actor (branch) capacity enhancement.
This revised Emergency Appeal also seeks funding for activities relating to shelter cluster coordination as well as those supported by the International Committee of the Red Cross (ICRC) on the following main areas of interventions: Restoring Family Links (RFL), management of the dead, and forensics. Details will be provided in the respective Emergency Plan of Actions (EPoAs) for Lombok and Sulawesi following assessments.
This Revised Emergency Appeal takes into consideration that the Government of Indonesia has declared it will accept international support which meets its needs. It also acknowledges the capacities in-country and the need for complementary funding support to enable PMI to deliver assistance to the most affected vulnerable communities. Scaling up the current appeal rather than launching a separate new one will also enable PMI and IFRC to fundraise and deliver support in a concerted manner based on need rather than competition of funding between operations.

domain: finance


text:
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By Rick Lyman
Prime Minister Viktor Orban of Hungary says his government will abandon, at least for now, a proposed tax on internet usage that drew tens of thousands of demonstrators to the streets this week.
"We are not communists, we don't govern against the people," Mr Orban said in his regular weekly interview on Hungarian radio. "We govern together with the people. So this tax, in this form, cannot be introduced."
Ebullient protest organisers who had charged that the proposed tax was an attempt by Mr Orban's right-wing government to choke off one of the last sources of information not controlled by him and his allies – called for victory celebrations across the country.
"Mr Orban admitted his defeat," the protest organisers said. "We are the people! And we the people have the right to rule the country."
Mr Orban said that instead of pushing ahead with the proposed tax, the government would begin discussions early next year about a broad variety of internet issues, including regulation and taxation.
Government press officers had said the organisers of the protests – which began in Budapest on Sunday and grew much larger in the capital and in other cities on Tuesday – had deliberately misrepresented the proposal as a new tax when it was actually just an extension of an existing telecommunications tax.
Under the proposal, internet data was to be taxed at 150 Hungarian forints (about 69¢) per gigabyte. After the first protests on Sunday, the government inched back, saying it would cap the tax at 700 forints per month, but that failed to appease the protesters.
Zoltan Kovacs, the chief spokesman for the Orban government, said this week that the protests were an attempt by Hungary's socialist opposition to revive their flagging movement by pretending it was non-partisan.
As the protests grew though, the proposal also drew criticism from right-wing quarters. Even Heti Valasz, a conservative periodical that normally supports the government, attacked the proposal.
"Orban has a good political instinct," said Balint Ablonczy, domestic political editor of Heti Valasz. "The most important thing for him is to keep voters on his side. Everybody was against the tax. We have written two pieces a day against the foolish plan."
Julia Lakatos of the Centre for Fair Political Analysis, an independent research group in Budapest, said she thought Mr Orban had proposed the tax, in part, to draw attention from a recent rift with the United States. Officials at the US Embassy in Budapest said earlier this month that six unnamed Hungarian public officials had been declared ineligible for United States visas after "credible evidence" that they were involved in attempts to bribe US companies.
"This was a distraction from the government's foreign policy conflict with the United States and, in this sense, it reached its aim," Ms Lakatos said. "However, it came at a much higher political cost than was expected as this was the largest protest so far against the current government."
This was not the first time that the government of Mr Orban, which has been accused of authoritarian impulses by domestic opponents and some Western leaders, has reacted to incipient protest movements.
In 2012, when former president Pal Schmitt, a member of Mr Orban's ruling Fidesz party, was accused of having plagiarised his doctoral thesis, public outcry abated only after he resigned. The same year, the government pulled back from a proposal to cut state subsidies for university students that had ignited student protests.
"I guess he got afraid of the demonstrations," said Tamas Bodoky, editor of Atlatszo.hu, an investigative reporting website. "Not for years have we seen demonstrations of this size in Hungary."
Protest organisers said they would continue to keep an eye on the internet tax proposal and vowed to keep their protest movement alive, but others were sceptical about their ability to do so.
"I am afraid this will put an end to the gatherings," Mr Bodoky said. "At least unless we have another ridiculous move by the government."
New York Times


If you haven’t seen The Big Short, you should. The acting is superb and the story enlightening: a few brilliant outcasts each discover just how big the holes are that eventually bury the U.S. financial system in the crisis of 2007-2009. If you’re like most people we know, you’ll walk away delighted by the movie and disturbed by the reality it captures. [Full disclosure: one of us joined a panel organized by the film’s economic consultant to view and discuss it with the director.]
But we’re not film critics. The movie—along with some misleading criticism—prompts us to clarify what we view as the prime causes of the financal crisis. The financial corruption depicted in the movie is deeply troubling (we’ve written about fraud and conflicts of interest in finance here and here). But what made the U.S. financial system so fragile a decade ago, and what made the crisis so deep, were practices that were completely legal. The scandal is that we still haven’t addressed these properly.
We can’t “cover” the causes of the crisis in a blog post, but we can briefly explain our top three candidates: (1) insufficient capital and liquidity reflecting poor risk management and incentives; (2) the ability of complex, highly interconnected intermediaries to take on and conceal enormous amounts of risk; and (3) an absurdly byzantine regulatory structure that made it virtually impossible for anyone, however inclined, to understand (let alone manage) the system’s fragilities. (In 2009, one of us tried to summarize the causes of the crisis, and it took 6,000 words. The other one teaches a semester-long course on financial crises.)
The first of these—capital inadequacy—is a sine qua non. Had the financial system been well capitalized, even a large shock—like the plunge in U.S. home prices of more than 30%—could have been absorbed by the financial system without interrupting the supply of credit.
For the safety of a financial system, nothing matters more than capital. Financial firms, who view capital as costly, sometimes suggest that it is a wasted resource. This is utterly false and extremely self-serving. Capital is simply the portion of a bank’s (or other intermediary’s) assets that is financed by equity, rather than debt. When that portion is sufficiently high, it is the equity investors who bear all of the losses arising from falls in the value of the assets. Having skin in the game gives owners the incentive to manage the firm’s risks prudently. It also lowers the risk that taxpayers will have to bail out banks to prevent or mitigate a crisis.
Above all, capital is a critical shock absorber for the financial system. Just as a bridge needs shock absorbers against the wind or against the impulses from those crossing it, so banks and other bank-like intermediaries need a buffer against the inevitable fluctuations in the value of the assets they held. Otherwise, destabilizing feedback mechanisms (like deleveraging and fire sales) can amplify the shocks from falling asset prices, prompting depositors and creditors to run whenever times are bad.
Perhaps the biggest scandal is how little equity capital there was in the financial system when the U.S. housing debacle began in 2006. It was common for investment banks to finance 97% of their risky assets with debt, so that a mere 3% drop in asset values would render them insolvent. The largest European banks had similarly low levels of capital. And shadow banks like money-market mutual funds (MMMFs), while holding mostly relatively safe assets like short-term commercial paper, had virtually no capital at all. The amazing thing was that virtually everyone—counterparties and authorities—viewed this as adequate.
Like capital, liquid assets provide a critical buffer: they allow banks to meet demands by depositors and other creditors to withdraw funds, or by borrowers to take down loan commitments. Yet, for decades in the runup to the crisis, U.S. banks ran down their cash assets (see chart), complacent about liquidity risk even as they boosted exposure to illiquid U.S. real estate (both through loans and mortgage-backed securities). When the crisis peaked in 2008, banks’ collective rush to build liquidity buffers could only be met by the lender of last resort actions of the Federal Reserve, which (thankfully) expanded its balance sheet rapidly to prevent another Great Depression.
Cash Assets as a Share of Total U.S. Commercial Bank Assets, 1973-2015
Item number two on our list—the ability of major financial intermediaries to conceal risk taking—threatened the global financial system in 2008. The largest intermediaries in the world are highly interconnected: they can topple like dominoes when the failure of one renders its counterparties (and its counterparties’ counterparties) insolvent or even just illiquid. While clients and regulators have an incentive to monitor their own counterparties to prevent such a collapse, monitoring doesn’t work when intermediaries use complex instruments (like over-the-counter derivatives) to conceal their risk taking.
The classic example in the crisis of 2007-2009 was AIG, an insurer that had concentrated risk in an opaque fashion by selling nearly half a trillion dollars of insurance against losses on real estate-related loans. Had the Federal Reserve not lent over $90 billion to AIG to meet its surging obligations in September 2008, the firm’s failure—coming just days after the collapse of Lehman—could have brought many of the largest global intermediaries down. (Following the 2010 Dodd-Frank Act, the Fed no longer has the authority to lend, even in an emergency, to an individual nonbank like AIG.)
Now, we are fans of what has been called “atomistic finance.” That is, the ability to separate payment streams and risk into its most fundamental pieces. The associated practices can clearly improve efficiency, allowing risk to go to those who are most able to bear it, making us all better off. But atomistic finance has a dark side. With the ability to sell risk easily and cheaply comes the ability to accumulate it in almost arbitrarily large amounts. And, as we discovered much to our collective chagrin, not only could individuals and institutions take on massive risk, they could hide the fact that they were doing it in plain sight—within the confines of the law.
The third item on our list—the Rube Goldberg regulatory framework that is (fortunately) unique to the United States—makes it extraordinarily difficult, if not impossible, for anyone to view the financial system as a whole and to detect its vulnerabilities. As the Volcker Alliance recently put it, “The system for regulating financial institutions in the United States is highly fragmented, outdated, and ineffective. A multitude of federal agencies, self-regulatory organizations, and state authorities share oversight of the financial system under a framework riddled with regulatory gaps, loopholes, and inefficiencies.”
Imagine if, instead of the Federal Aviation Administration, we had a range of federal and state agencies and industry associations governing air transport, and that we divided their areas of activity and supervision based on the legal form of the firms that provided the transportation services, rather than on the functions that the firms perform. In such a world, owners of private jets might file their flight plans with one agency, while commercial carriers would file their flight plans with another that didn’t even speak to the first. Would you really want to fly in such a world? (Financial regulation is even worse than that, as firms can change their legal form in order to select the regulator they view as least rigorous.)
Now, we don’t suffer from any illusion that regulators—even in a streamlined framework—would be able to stay ahead of financial innovators, who have a powerful profit incentive to find the next big thing (whatever the risk to the system). But authorities need not fall as far behind as they did in the years before the financial crisis.
So, whether or not you’ve seen The Big Short, if you’re disturbed by the tragedies resulting from the financial crisis, you should be asking where we now stand on all three fronts: (1) on ensuring adequacy of capital and liquidity for banks and shadow banks; (2) on increasing the transparency and reducing the concentration of intermediaries’ risk-taking; and (3) on streamlining our regulatory structure.
The good news is that on (1) and (2) we’ve made progress, but making the financial system safe requires that we do much more. And, on (3), we’ve done virtually nothing.
Bank capital requirements have risen substantially since the crisis (see, for example, here). But we believe standards should be much higher—at least double the current level (see here). With regard to liquidity requirements, there are now (or soon will be) common standards—the liquidity coverage and net stable funding ratios—that apply to internationally active banks. But there remain fragilities in key funding markets—like the markets for repo and securities lending—that have not been sufficiently addressed. And there are new sources of concern about liquidity risk—such as the expanded reliance on exchange-traded funds (ETFs) and mutual funds that hold relatively illiquid assets like corporate bonds and emerging market debt.
In addressing risk concentration and concealment, the most important progress has been in requiring central clearing for straight-vanilla derivatives. A single clearing party, like an exchange, has both the ability and incentive to monitor its counterparties for the kind of risk concentration that made AIG infamous, and to charge an appropriate risk premium. To see our point, consider the case of Amaranth Advisors. Today, even well-informed financial market observers are unlikely to recall this case. But in September 2006, this U.S.-based hedge fund specializing in trading energy futures lost roughly $6 billion of its $9 billion in assets under management and was liquidated. Fortunately, because futures contracts are traded on an exchange and centrally cleared, Amaranth had posted significant margin, so most people could afford to watch with bemused detachment.
The challenge today, and one of the biggest sources of systemic risk remaining, arises from the fact that trillions of dollars of customized derivatives are still arranged over the counter (OTC). The most recent BIS statistics for the first half of 2015 show the gross notional amount of OTC derivatives outstanding at $550 trillion. Granted, this is down from a peak of $711 trillion in 2013 (probably as a result of the multilateral netting that has come with the increase in central clearing of interest rate swaps), but the potential for unobserved risk concentration clearly remains. (For a discussion of central clearing, see here.)
Finally, perhaps the greatest outrage is Congress’s failure to streamline the U.S. regulatory system. This inaction has nothing to do with financial efficiency, fairness or safety. It is all about power. In some cases, congressional committees retain the powers (and the sources of campaign funding) that are associated with control over specific federal agencies and their regulatees. In others, like insurance, it is the states who guard their authority. And, of course, in many instances, the regulatees welcome a complex system full of loopholes, turf conflict and competition among regulators that allows the industry to conceal efforts to bend and shape the rules themselves.
To say that this is a scandal that makes the system less safe is to dramatically understate the case.
Now, we could go on. There are plenty of other problems that policymakers have ignored and are allowing to fester (how about the government-sponsored enterprises?). But we focused on our top three: the need for financial intermediaries to have more capital and liquid assets; the need to improve the ability of both financial market participants and authorities to assess and control risk concentrations through a combination of central clearing and better information collection; and the need to simplify the structure and organization of the U.S. regulatory system itself.
Only if people learn how far the financial system remains from these ideals, only if they understand that the scandal is almost always what is legal, will there be much chance of making the next crisis less severe. Hopefully, by focusing popular attention, The Big Short can make a difference.


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Out of focus is a key for distance. Solid bars anchor me to the ground. The desire to sail, but also the fear of the unknown.
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text:
Massive Disneyland Attraction Database
Above: An undead view of Gungan Training Academy when it's not covered in fog
Gungan Training Academy
April 1, 2006
Avg. queue length:
Learn to dance like a Gungan with the help of a real Gungan retiree. Guests will even have a chance to practice plastic-sword warfare with the naughty Zokkomon!
- If you are in a hurry, you may want to go on this attraction repeatedly.
- Because this is a noisy attraction, adults are required to obtain custom glasses.
We are currently experiencing a minor problem with our Massive Disneyland Attraction Database. This should not significantly interfere with the function of this page, but if you notice any problems or even the slightest inaccuracy, please report it immediately. Thank you for your courtesy.


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LONDON'S heavy loss on Saturday led to a reader contacting me about one of my favourite hobby horses - an English team in the NRL.
But this reader, whose given name was Leigh of Dallas (?) came at the idea from an interesting angle. What are the drawbacks of an NRL franchises based in Leeds or Manchester? That it would completely overshadow Super League and effectively relegate it to what the Brisbane comp has become.
But what if the franchise was based in London, and aimed not at league-loving northerners but Aussie and Kiwi expats in the capital?
Let's get some of the obvious reservations you might have about the idea out of the way immediately. The travel time in Super rugby union between Dunedin and Durban is roughly similar, as is the time difference, and they manage just fine.
There is now a flight that leaves Sydney at 6am and arrives in London the same day, meaning a team could have plenty of time to acclimatise - as much or more as successful World Club Club Challenge sides have had
Of course, London Exiles (or whatever) would not be away every second week. They'd go "on tour", playing two, three or four away games at once. Visiting teams would play the previous Friday and the following Sunday or Monday.
They would not steal every player from Super League because they would be subject to the NRL salary cap. They would not detract from Super League because they are geographically distant from most of the teams. They would earn the NRL a shedload in TV rights but not detract from the value of the existing SL rights.
I can't see too many negatives. It's time to get the ball rolling.
GEORGE and Tom Burgess have just re-signed with South Sydney.
George and Sam are now pretty much the first choice props for the bunnies, ahead of Warrington signing Roy Asotasi, and this Saturday night they come up against the Australian pairing of James Tamou and Matt Scott when Souths take on North Queensland.
Australia coach Tim Sheens will be watching. Even at this early stage, I am told Sheens is considering picking a bigger side to take on England in the World Cup opener than the side that will eventually play New Zealand.
He believes the Kiwis' dummy-half running will make the big fellows vulnerable against the Kiwis.
The big loser out of the rise of the Burgesses is set to be Cronulla back-rower Chris Heighington. It's hard to see him getting a starting berth with all the talent at Steve McNamara's disposal.
Meanwhile, the return from a pectoral muscle tear of Wests Tigers prop Keith Galloway on Monday is a big boost for Scotland. I spoke to him at training yesterday and he's very keen to play for the Bravehearts.
Canberra's former NSW Origin forward Brett White is still waiting for the phone to run from Ireland.
THERE has now been confirmation that the World Club Challenge will be in Australia, likely on the second weekend of February.
If South Sydney wins the NRL, I am told they want it in Perth.


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Toronto-Dominion Bank reported a year-over-year profit boost of 76 per cent to $6.67 billion in the fourth quarter, beating analyst expectations.
The bank’s adjusted earnings came to $4.06 billion in the three months ending Oct. 31, or $2.18 per share, beating average analyst expectations of $2.07 per share. TD Bank also raised its quarterly dividend to 96 cents from 89 cents, payable on January 31, 2023.
“I’m extremely pleased with our earnings performance this quarter, which capped off a strong year demonstrating the benefit of our diversified business model and prudent risk and financial management,” said TD Bank Group president and chief executive officer Bharat Masrani in a press release accompanying the results. “The strength and resilience of our franchise enabled the Bank to invest in our business and deliver for our shareholders.”
For the full 2022 fiscal year, TD Bank reported a net income of $17.43 billion, up more than 20 per cent from last year.
TD’s personal and commercial banking led the gains with this segment’s net income rising 11 per cent in the fourth quarter to $1.69 billion. Revenues increased 16 per cent on higher net interest income and more client acquisition and activity.
The U.S. retail banking segment, excluding TD’s investment in the Charles Schwab Corp., reported a profit of $1.23 billion, rising nine per cent from a year ago. Profits in TD’s wealth management and insurance segment fell 15 per cent to $516 million as insurance claims expenses grew.
Copyright Postmedia Network Inc., 2022


Jim Bouton Interview
Jim Bouton with a copy of Ball Four
July 13, 2019
Former Major League pitcher and celebrated author Jim Bouton died Wednesday, July 10, at the age of 80. No cause of death was reported but Bouton had been suffering from cerebral amyloid angiopathy for some time. Bouton was a member of the Seattle Pilots in their only year of existence, 1969, until he was traded to Houston late in that season, and kept a diary of his time there and with the Astros; he would turn that diary into a best-selling book, "Ball Four," released to acclaim and controversy in 1970. Bowie Kuhn, baseball commissioner at the time, called the book "detrimental to baseball" for its revelations of the less-than-wholesome lifestyle lived by many ballplayers. The book is included in Time magazine's list of the 100 greatest nonfiction books of all time. In 2006, Grand Salami publisher Jon Wells interviewed Bouton for the print edition of The Grand Salami during Bouton's visit to Seattle for the annual SABR convention. We re-present that Q&A here in memory of Bouton.
This article originally appeared in the August 2006 issue of The Grand Salami.
GRAND SALAMI: Welcome back to Seattle. How often have you been back here since your time with the Pilots, and in your view, how has the city changed since then?
JIM BOUTON: I haven't really had the chance to travel around the city much the last few times I've been to Seattle. Usually when I come in it's just for a day or two. Obviously, the city has more buildings than it did in 1969, but I don't think the character of the city has changed at all. It's still a big city with a small town feel. It's clean, it looks like the people that live here are environmentally conscious. It looks like a city that's been scaled for people, it's a great walking city.
GS: The Pilots lasted just the one season before moving to Milwaukee a few days before the 1970 season. Looking back, what do you think were the Pilots' biggest mistakes?
BOUTON: Instead of going for young players in the expansion draft, they drafted veterans and tried to win the pennant their first year in the league. They preferred veterans—if you didn't chew tobacco, spit, and get your uniform dirty, they didn't want you. They got rid of guys like Lou Piniella and Mike Marshall. That really hurt them.
GS: Your book Ball Four is probably one of the biggest reasons the Seattle Pilots are so beloved so many years after their demise. There were a lot of interesting characters on that Pilots team.
BOUTON: I couldn't have made up the guys on that team. They were like characters out of a novel. That was the beauty of the Pilots; they were older guys and every one of them was a great storyteller. Here they were playing together for the first time, getting to know each other through the exchange of stories. I caught lightning in a bottle. It was as if the baseball commissioner had put this team together thinking, "hey, they might not win many games, but if anyone writes a book it'll be a hell of a story."
GS: Can you talk about Joe Schultz, the Pilots' manager? He's one of the more prominent characters featured in the book.
BOUTON: One time I went in to talk to Joe and I told him I'd like to sit down with him and spend three minutes going over my statistics, what I'd done against certain batters and in certain situations. He said, "I don't want to see your statistics, I can see what's going on with my own eyes." The great thing about Joe was that he was the opposite of Vince Lombardi—Joe felt sorry for us. He told us not to feel bad about losing, that we just didn't have the talent. It wasn't easy trying to win games with the Pilots. We'd try every way possible to win; we'd try jumping off to an early lead, we'd try falling behind and catching up later—that didn't work too well, especially against the Baltimore Orioles (eventual AL champions that year). Another thing I remember: We had just come off a long losing streak in July and we were playing a doubleheader. We knew we were going to lose the second game, we just didn't know what the score would be! So, late in the first game, as a sort of pep talk, Joe looked up and down the bench and said, "Men, between games we have a choice of ham, roast beef, and tuna salad."
GS: You were actually the first Seattle Pilot, acquired from the Yankees during the summer of ’68, months before the Pilots began play. Coming to Seattle turned out to be a great thing for you.
BOUTON: It wasn't a good season to be winning ballgames, but it was a very good season to be writing notes and keeping a diary of all the things Joe Schultz was saying and all the things the players did and what it was like to be in the big leagues. That diary became Ball Four, which was published the following spring.
GS: I understand your fellow players didn't appreciate the book as much as the general pubic did.
BOUTON: No, they did not. Most players had an attitude that is best summed up by what Pete Rose said to me while I was pitching for the Astros in 1970. This was a few weeks after the book had come out and I was in my windup, about to throw the ball, and Rose was standing on the top step of the dugout screaming "Fuck you, Shakespeare!" at me. Which I thought was great, you know, a literary reference from Pete Rose! If the players had actually read Ball Four, the'd have probably realized it was a funny book where the players were the story, but unfortunately most of them didn't read it. Except for a handful of individuals, ballplayers didn't really read books in those days, and Ball Four was over 500 pages.
GS: The book was controversial at the time, but re-reading it recently, it's actually pretty tame.
BOUTON: About the most controversial thing in it was that Mickey Mantle hit a home run with a hangover. It wasn't so much a putdown of Mickey as it was a story of what a great ballplayer he was. The funny thing about that game was to see what they'd put up on the scoreboard to explain why he wasn't [starting] that day. They weren't going to put on the scoreboard that Mickey was out because he was hung over. So we look up there and it says that Mickey Mantle is out with a puled rib cage muscle. We go into extra innings that day and the manager, Ralph Houk, says, "I hate to do it, but I'm gonna need a pinch-hitter in the eleventh inning, somebody go wake up The Mick." We go in the clubhouse, find him on the training table, get him dressed in his uniform, put a bat in his hands, and point him towards home plate. Fortunately, he was a switch-hitter, so no matter which side he stood on it would work. Mickey takes one swing and hits the ball to the center field bleachers, 480 feet away, a tremendous blast. The guys in the dugout were hysterical, laughing, slapping hands, and then we realized that he still had to run around the bases! There's a rule in baseball, you must touch the bases. He heads towards first—thankfully, he was headed in the right direction—and the first-base coach says, "make a left." He touches second, then third, but misses home plate and we have to send him back out there to touch the plate. When we asked Mickey how he was able to hit like that, he said, "It was very simple. I hit the middle ball."
GS: What's your take on steroids and PEDs in baseball?
BOUTON: I think the players taking steroids need to be exposed as the cheaters they are. Baseball bans players for life for gambling, but far more games have been unfairly compromised by [PED] use than by gambling. Some say, why not just call this the Steroid Era, like we had the Dead-ball Era, segregation, and the 154-game schedule. Big difference. During those times, the conditions were the same for everyone. Steroids, on the other hand, provide a secret advantage just to users at the expense of non-users. Records are now distorted beyond belief and something must be done. Baseball should set p a blue-ribbon panel of doctors, trainers, players, and coaches to determine to the best of their abilities what impact [PEDs] have on performance. This will take a few years and a few million dollars that Major League Baseball should be happy to pay just to show the fans that something meaningful is being done about this. Here's how it would work: If, in the judgment of the panel, steroid use causes a 50% increase in home runs, then 50% should be subtracted from the individual home run totals for all players for each year that steroids were used, creating a Steroids Adjusted Number (SAN). In the records, the SAN would appear in parenthesis next to the actual number of home runs hit. What would be the significance of the SAN? Only time will tell. If history shows that the actual number of home runs was not an aberration, then the SAN would disappear, just as time has removed the asterisk next to Roger Maris' 61 home runs in 1961. But, if history shows that the actual number of home runs was an aberration, they would end up in parenthesis and the SAN would be recognized as the legitimate number.
GS: Wouldn't that be unfair to the players that didn't take steroids?
BOUTON: Maybe, but those players are not entirely without blame. the non-users could have insisted that their union join the owners in a drug testing program that could have proven their innocence. Instead, they allowed their tone-deaf Players' Association to foolishly elevate the players' rights to privacy above their right to fair competition and sound health. The innocent players didn't speak up and now they're playing the price. Better them, though, than the old-timers who set their records without [PEDs]. Future players should have to challenge their records without [PEDs]. It's not a perfect plan, but it would be far better than what we have now. Meanwhile, to prevent the need for future investigations, the owners and players need to put performance-enhancing drugs in the same category as gambling: One strike and you're out.
GS: What about those who say there has always been some form of cheating in the game, like the amphetamine use you described in Ball Four or pitchers throwing spitballs?
BOUTON: Amphetamines, or "greenies" as the were called when I played, weren't performance enhancers. They were performance enablers. They allowed players to play through the effects of a hangover. And yes, Gaylord Perry threw spitballs and that was cheating, but the players all knew he was doing it and could adjust to it. There was basically an unwritten rule in those days that if you could master the spitter and get away with it, more power to you.
GS: It seems here are very few pitchers throwing the knuckleball anymore, far fewer than you were in the big leagues.
BOUTON: There have always been very few knuckleballers, typically about one to three guys at any given time. You go all the way back to Dutch Leonard (who pitched from 1933 to 1953), it's always been one guy, two guys, or three guys. I don't think there's been much variation.
GS: Given the success knuckleballers have had, why do you think there aren't more pitchers throwing the knuckler?
BOUTON: It's an extremely difficult pitch to throw. You need to learn it when you're a child, and how many kids are willing to spend the time necessary to learn to throw that pitch? Most would give up after throwing 500 or so and not having them knuckle like they're supposed to. Only those kids who are obsessed are going to persist until it breaks properly. Once they do that, they'll be forever entranced and they'll insist on learning how to throw it. But you never have more than a handful of those people in a generation.
GS: So you first started working on the knuckleball as a child?
BOUTON: Oh, I had a knuckleball when I was 12. I threw a knuckleball in junior high that high-school kids couldn't catch.
GS: Did you use it at all in your early pro career?
BOUTON: No, because I had a very good fastball at the time and an overhand curveball. I couldn't mix the knuckler in with my overhand curve and fastball, just didn't have the time. You could afford to throw one bad knuckleball while you were getting used to it; the first bad knuckleball you threw in the big leagues would end up in the seats. The only reason I ended up throwing the knuckleball later in my career was that I couldn't throw my fastball anymore. I went back and resurrected the knuckleball that I had thrown as a kid and ended up with a big-league knuckleball. I first used it professionally in the summer of ’68, when the Yankees sold me to the Pilots' organization and I was pitching for the minor-league Seattle Angels.
GS: You were involved with the creation of Big League Chew, a healthy alternative to chewing tobacco. Did you chew tobacco at all during your playing career?
BOUTON: No, I didn't.
GS: Fewer players seem to chew tobacco than did in the ’60s and ’70s.
BOUTON: Yes, because players are smarter now and know more about the dangers of chewing tobacco. Back when I played almost everybody chewed.
GS: You've spent the past few years working to save an old ballpark in Massachusetts, which is detailed in your new book Foul Ball. What kind of projects are you working on now and what do you like to do with your time?
BOUTON: I'm following vintage baseball, which is baseball played with the rules used in the 19th century. I think it's a nice way of bringing the past into the future. I also like to work with stone, building stone walls.


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On September 29th Auburn, Washington was home to a rockin’ music festival called Scallywag! The music and beer festival had a stacked line up of punk and ska bands. The lineup for the festival showcased Mad Caddies, Less Than Jake, The Interrupters, Reel Big Fish, Pennywise, and Bad Religion. With big name bands like that, it was hard not to be excited.
Doors for the venue opened early in the afternoon. The official door time of the festival was 1:00 PM but, VIP concert goers were able to get in the venue early at 12:00 PM. The festival grounds had many tents set up of all different kinds for shopping, eating, and drinking. As soon as you walked through the gates the first thing you saw was a massive Rockstar Energy Drink booth. The booth was giving out free samples of their many different drinks all day. With the festival going late in to the night it was probably best to get a little caffeine in the system of everyone in attendance.
Some other tents were from local merchants selling goods such as wall flags for different bands, prints of concert posters and many other things. One tent that was a little off to the side of the beer garden was the 805 Beer booth. The Blonde Ale was the officially sponsored beer of the festival. It is also in stores as well and at bars across the nation. You can find out who has it near you on the 805 Beer website right here: www.805beer.com. Just type in your zip code and press find retailer and you’re good to go!
The Mad Caddies set to open the show!
The concert hall opened up at 3:00 PM with the first band starting at 3:30 PM. The crowd had been anxiously waiting and was ready for the music. The first band up was Mad Caddies. They were the perfect first band to start off the festival. The almost more relaxed version of ska they brought was a very welcoming sound as the crowd found their seats. The bands half hour set was filled with amazing guitar work, fantastic vocals and a great horn section. Make sure to check this band out whenever they play a city near you. The vibe they put out will make you excited to go back and see them again and again.
Next up were Less Than Jake. The Florida natives started off their set with the song “Sugar In Your Gas Tank” off of their album ‘Losing Streak’. This made the audience start jumping around and cheering. Not too long after, the first of many crowd surfers came up and over the security barrier. The band was loving the energy the crowd was putting off as they ripped straight into their next song “The Ghosts Of Me And You”. Before the third song vocalist Chris DeMakes and bassist Roger Lima welcomed the crowd to the show. The onstage bickering and jabbing back and forth at each other and the audience made the crowd laugh. Their set came to a close with their song “Gainesville Rock City”. Less Than Jake puts on quite an entertaining show. If you get a chance to see them I highly suggest doing so.
From Florida to California, the show continued on.
Following that performance were The Interrupters from Los Angeles, California. As soon as the intro music ended Kevin Bivona (guitar), Justin Bivona (bass), and Jesse Bivona (drummer) ran out on stage and welcomed everyone to the start of their set. Just before the chorus to the first song “A Friend Like Me” Justin introduced the vocalist of the band Aimee Interrupter. She yelled out hello to the crowd and the audience reacted with screaming and cheering. The band made sure to keep the energy on high by playing fast and going straight into song after song relentlessly. One of the many highlights of the set was when they did a cover of Operation Ivy’s song “Sound System”. Their set came to a close with their hit song “Family”. This band knows how to put on one hell of a show. Check them out when they come to a city near you.
Up next were ska legends Reel Big Fish. The band has been a staple of punk and ska for a long time and the crowd was anxiously waiting for their set to start. The bands set started with fan favorite song “Everyone Else Is An Asshole”. Lead vocalist Aaron Barrett led the crowd in chanting the lyrics to the song along with him. Throughout the song the crowd was jumping and going absolutely insane. Then right before the end of the song the band built up the audience into their next song “Trendy”. While the audience seemed thrown off for a second, they quickly got right back into screaming along with the band. The 40 minute set showcased many fan favorite songs such as “Where Have You Been?”, “Another F.U. Song”, “Sell Out” and “Beer”. The set came to a close with their cover of A-ha‘s song “Take On Me”. Reel Big Fish puts on one of the most fun shows you can see live. They truly know how to captivate and entertain an audience.
Moving away from Ska and straight into Punk with Pennywise.
The next band on the bill was Pennywise from California. The punk rock group came out to a crowd that was ready to tear it up and get rowdy! From the moment the first note hit you could faintly hear the sounds of people letting out a huff of air as the crowd started throwing each other around. Vocalist Jim Lindberg was loving it and told the crowd to get even crazier. Not too long after he said that people started coming up and over the security barricade one by one. Throughout the set the band played many of their biggest hits as well as covers songs as well. it was a good 50/50 split of original Pennywise songs and covers. The crowd ate it all up and caused mayhem for the bands 45 minute set. Pennywise really knows how to stir up a crowd into a frenzy. If you get a chance to see them do so. Be prepared to hop in the pit and have a good time.
Finally, the moment the crowd had been waiting for, Bad Religion!
The backdrop showed the classic and yet so simple Bad Religion logo. The set started at 9:45 PM and without a moment to spare the band ripped into their first song “Recipe For Hate”. Vocalist Greg Graffin would walk up to the stage and wave his arms to let the crowd know he wanted to hear them scream at him. The band sped through that song and quickly went in to playing the next song “I Want To Conquer The World”. As the performance went on more and more audience members hurled themselves over the security barrier to get closer to the band.
After the end of the song “Fuck Armageddon…This Is Hell”, the backdrop for the band changed quickly to the cover art of their hit album ‘Suffer’. After the cheer from the crowd finally subsided, Graffin went in to talking about their album ‘Suffer’. The album was celebrating it’s 30th year anniversary and as a special treat to the fans they were going to play the album in full!!!!! After hearing that the audience lost it and the band went straight into playing the first song on the album “You Are (The Government). The band came back on stage and ended their set with the song “New Dark Ages” as the encore.
For almost 40 years Bad Religion has been crushing the world of punk rock. And with the sheer power of their live show you can see why. Definitely make sure you get to check them out live at some point. You will not be disappointed.
Scallywag! 2018 was a blast! We can’t wait to see what Scallywag! 2019 will have in store for us next year.
Bad Religion setlist:
Recipe For Hate
I Want To Conquer The World
21st Century (Digital Boy)
The Streets Of America
Fuck Armageddon… This Is Hell
* Start of ‘Suffer’ in full*
You Are (The Government)
1000 More Fools
How Much Is Enough?
Give You Nothing
Land Of Competition
Best For You
Delirium Of Disorder
Part II (The Numbers Game)
What Can You Do?
Do What You Want
Part IV (The Index Fossil)
New Dark Ages
See more reviews on YesterdazeNews.com


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Towards Non-Being presents an account of the semantics of intentional language - verbs such as 'believes', 'fears', 'seeks', 'imagines'. Graham Priest's account tackles problems concerning intentional states which are often brushed under the carpet in discussions of intentionality, such as their failure to be closed under deducibility. Drawing on the work of the late Richard Routley (Sylvan), it proceeds in terms of objects that may be either existent or non-existent, at worlds that may be either possible or impossible. Since Russell, non-existent objects have had a bad press in Western philosophy; Priest mounts a full-scale defence. In the process, he offers an account of both fictional and mathematical objects as non-existent. The book will be of central interest to anyone who is concerned with intentionality in the philosophy of mind or philosophy of language, the metaphysics of existence and identity, the philosophy or fiction, the philosophy of mathematics, or cognitive representation in AI.
Graham Priest is Boyce Gibson Professor of Philosophy at the University of Melbourne and Arche Professorial Fellow at the University of St Andrews."


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💖 Welcome To The GoE!
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Energy Therapies In The Press
Energy Psychology in the media - here are reproductions of articles in the press where Meridian Energy Therapies and especially, EFT have proven their worth yet again and surprised and amazed reporters and sufferers alike with it's truly astonishing and undeniable effects. Here are the full press articles for this section, covering topics from fears and phobias to addictions and weightloss and include a major article from Caduceus magazine.
Please note that some of these pages may take longer to load than usual as they are scanned pictures of the original articles.
You can print these out and use them in advertising, have them in your waiting room or use to help support your own press releases.
4-Page Major Article from Caduceus Magazine. The text is available in a printer friendly format in the Downloads section.
Newspaper article about EFT treatments for fears and phobias.
Report by GoE Trainer Ananga Sivyer about introducing EFT to the general public at a health show.
Article from "Addictions Today"
Article from Elle Magazine that stresses how EFT helps with the emotions behind weight problems.
Local newspaper article about curing fears & phobias successfully with EFT
Main feature article from Shape Magazine magazine about using EFT.
Lovely article from The Canadian Globe & Mail National Newspaper on the benefits of Therapeutic Touch in healing. Includes instructions on how to feel your energy body!
First printed in The Journal of the National Phobics Society, Winter 2002. Here is the article as it appeared in pdf format: TAT Article Here is the article in text format to read on the web: TAT Article to read on the web.
Working with the Body's Energy to Remove Self-Sabotaging Beliefs
Here is a major article by GoE Practitioner Sarah Bird published in Positive Health Magazine issue January 2003, explaining about energy psychology and demonstrating with different live cases. This article also includes an introduction to TAT and TAT diagrams
To submit further press reports, please scan the articles or listings and send photographs to info(at)theamt.com


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On March 4, 1908, at the Lake View School in Collinwood, Ohio, 172 students and three adults died in the largest life-loss school fire in U.S. history. At the 13th annual National Fire Protection Association (NFPA) meeting in 1909, then-president C.M. Goddard addressed the event.
“We have done valuable work in formulating standards, but this is not enough,” Goddard said. “We must secure the adoptions of these standards. We must begin a campaign of education of the public.”
Casey C. Grant, P.E., program director for the Fire Protection Research Foundation, said professionals must do what they can to prevent such accidents.
“It’s up to us to remain vigilant and continue our untiring efforts to make sure that such a tragedy will never happen again,” he said.
According to the NFPA, in 2007, public fire departments attended 1,557,500 fires, and 530,500 occurred in structures. Every 20 seconds, a fire department responds to a fire somewhere in the nation. A fire occurs in a structure every 59 seconds, and, in particular, a residential fire occurs every 76 seconds.
In the world of education, threats come in many forms, not just fire, but also weather, crime and even terrorism. Many technology solutions not previously available are being used to alert the faculty, staff members and students.
Campus mass notification system
The goal should be building a flexible system using existing infrastructure that easily supports future expansion and implements mass notification systems (MNS) in a campus environment. The 2007 edition of NFPA 72, National Fire Alarm Code, includes provisions for fire alarm systems to accommodate MNS.
Note that a new NFPA Technical Committee on Emergency Communications Systems has been formed to further develop requirements for these systems. The next edition of NFPA 72 is expected to include significant revisions, including a new technical chapter providing mandatory requirements.
And this is ready to be put to use. Nearly every college in the United States has examined or is examining its ability to notify students and employees of danger. Some state legislatures have passed laws requiring their schools and universities to implement reliable and comprehensive mass notification systems. The Crime Awareness and Campus Security Act of 1990 requires all post-secondary institutions to make timely warnings to the campus community about crimes that pose an ongoing threat to students and employees. Above and beyond legislation, those involved in public safety have a moral and ethical obligation to provide the safest possible environment for students and employees.
One valuable lesson gleaned from our experience is to keep all processes as simple as possible. Generally speaking, the more complex the process, the more things can go wrong. When many colleges were built, little thought was given to the need for timely mass notification and the need for lockdowns or evacuations. As a result, they have been playing catchup.
Convergence in action
MNS implementation would not be possible without an active partnership between the safety staff members and college or university IT departments. The staff should also have strong relationships with hardware vendors and software firms to create a dynamic infrastructure.
Announcements heard in large campus common areas, outdoors and on athletic fields present a bit more of a challenge. Many colleges broadcast voice over Internet protocol announcements over loudspeakers placed in the library, cafeteria, student activities areas and gymnasiums. Outdoor speakers and notification beacons may be mounted in the center of campus and other locations, such as athletic fields. The notification beacons can interface with external audiovisual devices, such as sirens, strobes, televisions and scrolling marquees. These features aid in getting the message to disabled and handicapped people.
Training is critical for all parties to react appropriately once the MNS is activated. Authorities should also be actively engaged with students, faculty and staff members in training sessions that cover their reaction to campus emergencies.
Future enhancements to the existing emergency notification suite of applications could involve instant communication with students, faculty and staff, using mobile phones and personal digital assistants. Many universities are looking into building systems where students can receive emergency text announcements over their mobile phones.
Safety is too important to ignore.
BISBEE is with Communication Planning Corp., a telecom and datacom design/build firm. He provides a free monthly summary of industry news on www.wireville.com.