One lane closed due to roadworks on A1074 Dereham Road near A47 / Dereham Road.
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Advance Warning - Replacement bus service running on Greater Anglia between Manningtree and Harwich Town due to engineering works.
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text:
This delicious and gut-friendly mayonnaise has the added zing of jalapenos and red peppers. Those who love a bit of spice in their life will love it as much as their guts do!
Souped-Up Sriracha Mayo is:
- Creamy and delicious with a nice kick of jalapenos and red peppers
- Made with organic extra virgin olive oil, apple cider vinegar, prebiotics, fibre and (of course!) bone broth concentrate
- Gluten, egg, dairy and nut free
- Free from preservatives and additives
- Paleo friendly
GevityRx products are proudly made from ONLY 100% Australian grass fed and finished cattle – from the beautiful Darling Downs region. All bones are also hormone and antibiotic free.
Add it to anything that you like regular mayo with but just wish it had a bit of kick to it. The usual favs are sweet potato chips, healthy burgers, grilled chicken and salmon.
Once opened, store your Sriracha Mayo in the fridge.
How long will it last?
Once opened, use within 4 weeks.
How much Bone Broth is in the jar?
Every 2 tablespoons of Sriracha Mayo contains a whole serve of Bone Broth Body Glue™
Serving size: 20g
Servings per container: 18.75
Ingredients: Reverse Osmosis Water, Organic Extra Virgin Olive Oil, Gevity Rx Body GlueTM (16%) Organic Apple Cider Vinegar, Gevity Rx Sweet GutsTM (Chicory Root Fibre), Coconut Milk Powder, Natural Sea Salt, Organic Psyllium Husk, Natural Lemon Juice Concentrate, Jalapeno Peppers, Red Peppers, Garlic, Guar Gum

domain: food


text:
A bus driver who was left with nothing after being burgled twice has won £6million on the National Lottery.
Kevin Jones, 57, discovered he had won while stuck in the morning rush hour in the cab of his bus.
The lucky winner, from Crewe, Cheshire, and his wife Michele, 56, were today unveiled to the media after the astonishing win.
He told journalists that he was "left with nothing" after suffering two break-ins at his then home in Spain.
The couple were then forced to return to the UK and "start over again".
READ MORE :
As reported by the Nantwich News, he said: “Several years ago we had nothing.
"We were living in Spain and suffered two break-ins over one weekend and lost everything.
“Michele was just so frightened we drove back to England and had to start all over again.”
He was then forced to work 12-hour days just to make ends meet.
But now he can put the days of hardship behind him and look forward to a life of luxury.
Speaking today, Mr Jones revealed he was a keen Everton football fan and had already splashed out on two season tickets for next season.
He said: "The spending spree with my enormous winnings has been two season tickets for Everton football club because at last I have the free time to go to every match with my son instead of having to work on Saturdays and Sundays."
He also revealed he played a joke on his local papershop this morning.
He said: “This morning I was feeling a little bit buoyant so I thought I would play a little game.
“When I went to buy my local paper and my lucky dip for today I said to the attendant in the shop 'hasn’t somebody in Crewe won this recently?' and she said 'yes, some bus driver'.
I said 'do you know him?' and she said ‘no I don’t' and I said ‘It’s me'.
She said ‘Yeah, i wish' and I said ‘It is' and I walked out. The look on her face of disbelief was incredible."
Yesterday, National Lottery operator Camelot announced record sales of £7.6billion this year, despite making it harder for players to win the jackpot.
The number of balls in the main Lotto game increased from 49 to 59 in October last year.
Camelot insisted the change would guarantee more winners.
But the odds of hitting the jackpot leapt to one in 45 million.
The even more remote chance of scooping the big prize does not appear to have deterred players, with Lotto sales up 14% in the following six months.
Sales of all draw-based dipped by £6.2million to just over £4.6billion, with Camelot blaming a drop in demand for the EuroMillions game .
READ MORE :
Lottery sales overall, including scratchcards, rose by £317million to nearly £7.6billion in the year to April.
More than £1.9bn was handed to good causes last year.
A record of nearly £4.2billion was handed out in prize money over the same period.
The other big winner was the Treasury, which raked in more than £900m from a tax on ticket sales.
The update comes seven years into Camelot’s latest licence to run the lottery.
Andy Duncan, the operator’s chief executive, confirmed it would bid to retain the licence when the current one expires in 2024.
He added: “I’m delighted by the fantastic year we’ve had – especially across our digital channels.
“With our own world-leading mobile platform and over eight million registered online players, Camelot leads the field of digital lottery innovation.”

domain: news


text:
An incident at Apple’s flagship Beijing store earlier this Saturday afternoon has left one man – allegedly – beaten by a “foreign Apple employee”, three other people injured, and a few panes of glass shattered.
The scuffle comes one day after launch of the wifi-only iPad 2 in China, and a couple of weeks after the white iPhone 4 went global, which resulted in queues of up to 100 metres long yesterday and earlier today at Apple’s Store in the hip Sanlitun district of Beijing.
According to – very unclear and incomplete – accounts on Sina Weibo (from where I sourced the photos, above and below), the skirmish came amidst tensions over queues and long waits. The most serious and troubling allegation – for Apple, in legal and PR terms – is that “a foreign employee” actually “beat one Chinese man with an iron rod”, in the heat of the incident. No pictures or other evidence can prove this particular detail, at this time.
Here’s a link to a video of the aftermath of the incident, over on Sina Videos, though it just shows broken glass strewn across the floor, and onlookers gossiping.
There seems to be some anger amongst Chinese netizens on Weibo over the incident, especially the alleged beating. I’ll update this post when some clearer and verifiable details become available.
UPDATE 1: A photo showing an injured woman who was briefly trampled in the kerfuffle (from MacX.cn):
And a ‘calm after the storm’ shot, showing the Sanlitun store closed by late afternoon, and missing one of its glass doors (from Flickr user Chad_Buckwalter):
UPDATE 2, on May 9th: Turns out the incident was sparked by tension between ‘scalpers’ (those looking to resell their white iPhone 4s and iPad 2s for a quick profit) and ordinary customers, as well as queue-jumping.
It also transpires that initial reports were fairly accurate: an Apple Store employee, who is a foreign national, did indeed attack one individual (the Chinese man in the top picture?) and beat him, in a misguided attempt at restoring order. The People’s Daily Online this evening (Monday, May 9th; a day and a half after the incident) is reporting that a financial settlement has been reached between the Apple staffer (who’s actually the store manager) and the beaten man, to the tune of RMB20,000 (about US$3,000) to cover medical costs. It’s not clear if the beaten man was one of the scalpers who caused the initial chaos.


text:
LOS ANGELES - Brenda Song, one of the most popular young stars on the Disney Channel has just recorded a song that she dedicated to comedian George Lopez.
The song is titled, "He Kissed My Cinco De Mayo" and tells the sad story of a little girl named Panchita, who grows up in Tucson, Arizona, and one day learns that her beloved state has all of a sudden turned into a 1950's version of Alabama.
The young heroine of the song, a native of Yuma is forced by her high school principal to change her name from the Spanish sounding Panchita to the Swedish sounding Panchinger [pronounced: PANSH-INGER]
Young Panny, as her PE coach calls her, is also forced to go to the optometrist and purchase blue contacs to wear over her natural brown eyes.
Panny is also told that she has to give up Mexican food such as tacos, enchiladas, guacamole, tamale tenders, grapes, lettuce, and Hostess Twinkies.
When little Panchita asks why, she is told because this is America and people in America eat American food like Big Macs, Dairy Queen Blizzards, Krispy Kreme Donuts, Vienna Sausages, Little Caesar's Crazy Bread, Popeye's Crawfish Etouffee, and Schlotzsky's Cup of Chicken Tortilla Soup.
Panny asks her Geography teacher if she will still be allowed to listen to her Shakira CD's. She is told that she will but just as long as she listens to them in New Mexico or California.
Panny writes President Obama and complains about all of this racist bullshit. He writes back and tells her to keep it to herself, but he is presently formulating plans to invade Arizona with seven Marine divisions and free the Spanish speaking people.
The president further adds that once the hot-as-hell desert state is under Marine command he will make a presidential proclamation handing the entire state over to a state governing committee made up of Salma Hayek, Eva Longoria-Parker, George Lopez, Cheech Marin, J-Lo, and Shakira.
President Obama met with Vice-President Joe Biden and acting ambassador Eva Longoria-Parker and the three have decided that once the United States Marines capture Arizona the name will immediately be changed to Fajitaland.

domain: geography


Used 2005 Cram-a-lot VB-60-B vertical baler suitable for typical recyclable materials such as cardboard, plastic jugs and bottles, etc. Currently in service and works properly.
J.V. Manufacturing - Cram-A-Lot
Serial #: VB02130-01
Electrical: 3-Phase 208/230 VAC, 480 VAC
Motor: 10 hp
Bale Size (W x H x D): 60 x 48 x 30 inches
Cylinder Size: 6 x 44 inches cyl.
Color: Std. JV Blue
Left chamber door hinge
A forklift and operator will be available during normal business hours to assist with loading of the unit.
The reserve for this baler is $3,500.00
Note: Click on pictures below to view larger image
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Pick-up hours by appointment only. Successful bidder will be responsible for removal of item.


Tempesta di Mare, Philadelphia Baroque Orchestra, continued its “virtual” season in a most unusual way over the final days of January and the first few of February.
Tempesta di Mare, Philadelphia Baroque Orchestra, continued its “virtual” season in a most unusual way over the final days of January and the first few of February. Rather than film a performance by five of the ensemble’s members playing in a given venue – such as the Presbyterian Church of Chestnut Hill, one of Tempesta’s “local” homes – co-directors Gwyn Roberts & Richard Stone made dazzling use of modern technology.
With inventive help from the magic of the Internet, recorder & flute player Roberts and lute/theorbo/guitar player Stone’s performances were recorded in their South Philadelphia home. Harpsichordist Adam Peral’s playing was recorded in Baltimore, where the Peabody Conservatory of Music alumnus is on the school’s faculty. Violinist Emlyn Ngai’s playing was recorded in his Hartford home while viola da gamba player Lisa Terry’s efforts were recorded in New York.
All five performances were given simultaneously, each musician hearing the other four in “real time,” and were then mixed to produce a seamless musical experience. The final result was an “online virtual” concert that came amazingly close to what we used to consider “the real thing.”
Do I think that such endeavors will ever replace “the real thing”? No, I don’t. But until “the real thing” is again a possibility, I believe that these five musical eggs were beautifully cracked to make a delicious omelet.
Tempesta’s winter concert was intriguingly entitled “Expats and Immigrants.” It focused on the careers of composers who were born in one country and who then emigrated to another or others for varying reasons.
The most famous of these was George Frideric Handel. Born in Germany, he moved to several Italian cities for study with the masters of the Baroque style, then returned to Germany for a brief sojourn only to follow the George, Prince Elector of Hanover, to England to be crowned King George I upon the death of Queen Anne, the last of the Stuart monarchs. George established the royal line that still sits on the throne (in the person of Queen Elizabeth II) to this day while Handel established himself as one of the greatest composers of all time.
While Handel is best known for his many oratorios such as “Messiah,” several dozen Italian operas such as “Julius Caesar, and orchestral masterpieces such as the “Water Music” and “Music for the Royal Fireworks,” he also wrote many exquisite works for chamber music. The program included a “Trio Sonata” for recorder, violin, and continuo comprised of cello & organ.
The influence of Handel’s study in Italy is immediately apparent in the form he chose for this “Trio Sonata:” the five movements of the “Sonata da Chiesa” established during the previous generation of the early Baroque master, Arcangelo Corelli.
Roberts, Ngai, Terry & Pearl caught the suave lyricism of the score’s first moment, propelling the music to flow unimpeded from the heart through the mind to the soul. They projected the cheerfulness of the second movement Allegro, the impressive majesty of the third movement Adagio, the fleet fugal lines of the fourth movement Allegro, and the energetic dance of the Finale. Amazingly, ensemble and balance were flawless, enabling the musicians to delineate a sterling interpretation of a delightful gem of the 18th century chamber music repertoire.
The concert also included worked by Jean Baptiste Lully, who was born in Italy but who moved to France and became the arbiter of all French music; Giovanni Valentini, who was born in Venice and who moved to Warsaw, the, Gratz, and then Vienna; Francesco Barsanti, who was born in Italy and then moved to England and finally Scotland; and several other, less well-known composers. All their works received expert readings from the Tempesta musicians.
Principal guest conductor-designate Nathalie Stutzmann conducted the Philadelphia Orchestra in a short “virtual” concert that brought the month of January to a close and opened February with a classical flavor. The program’s principal work was Beethoven’s “Symphony No. 1 in C major.” Also performed was the Bonn master’s “Overture to the Creatures of Prometheus” and Elgar’s “Salute to Love” as an encore.
Stutzmann’s work on the podium was thoroughly competent from a purely technical standpoint but almost indiscernible from the angle of personality projection. Absolutely nothing went wrong but not very much went right, either. In both of the first two works, Stutzmann failed to reveal herself as a musician who views Beethoven as the last great classical composer, the first great romantic composer, or the bridge between the two modes of musical expression. Did she get in the way of Beethoven’s music? No. Did she uncover anything new in it? No. The Elgar was difficult to notice, at all.
You can contact NOTEWORTHY at Michaelfirstname.lastname@example.org.


10 RULES FOR EVERYONE*
1) Always wear a mask, except in your study / office / room if you are alone.
2) Always sanitize your hands at the entrance to buildings and common areas (canteen, toilets), and as much as possible during your stay in the facilities.
3) Always measure your body temperature at the first entrance in the buildings, where there are thermo-scanners; if your temperature exceeds 37.5 ° C contact your doctor and DO NOT circulate inside the building.
4) Maintain an interpersonal distance of at least 1 meter at all times, and at least 1.80 - 2 meters if you talk to someone.
5) Avoid gatherings. If there are more than 2 or 3 people at the same time in the same common area, the time you can spend the area is reduced.
6) Hold meetings electronically. More generally, limit face-to-face meetings to what is strictly necessary, and for specific reasons. For the common rooms, book your presence on spazio.sns.it
7) Follow to the signs present in the buildings.
8) Ventilate the study / office / room / classroom you are in as much as possible.
9) Promptly report any symptoms attributable to Covid-19 to your doctor, self-isolate and, while awaiting for his advice, avoid contact with other people as much as possible.
10) Communicate any situation or behavior deemed at risk to the Emergency Group using a request form available at the following link: https://forms.gle/XtnqWf84Z5MSRCWv5 (the offices will respond promptly during opening hours (9 a.m- 5 p.m.).
STUDENTS: click here
- Table of all the provisions that apply in the different pandemic situations (yellow, orange and red area
- Instructions regarding the booster dose for those vaccinated abroad with a vaccine which has not been authorized by EMA.
FOREIGN GUESTS: Click here
For medical emergencies, you should contact the numbers of the National Health Service (118).
For further emergencies that may occur outside the indicated hours, you can contact the Palazzo della Carovana reception (050 509111), who will redirect the request to a dedicated service.
*Summary of the documents attached to the Director's Decree of 17 November 2020. The Covid documents of the Scuola Normale are on this page.


text:
11:30am Waterbird Drawing Workshop
Kids Activity (8-12 Years)
11.30am – 1pm, Thursday 11 July
(includes entry to Wetlands)
Bookings essential (numbers limited)
Presented by Natural History Illustrator Alison Ellis. Observe birds at the Wetlands and in photographs, looking at feet, bills and body shape. Learn how small details can bring your drawing to life.
Please wear closed in shoes, hat, sunscreen & insect repellent and bring a water bottle and snack.
Out of stock

domain: artistic


text:
- Inflatable Tiki Beach Bar
Inflatable Tiki Beach Bar
This party balloons A-frame green multi coloured is manufactured with our popular 2022 party time green artwork. This is digitally printed artwork and...
This party balloons A-frame red and orange bouncy castle is manufacturered with our popular 2022 party time artwork. This is digitally printed artwork...
DATA SHEETSize (W x L x H)13ft x 14ft x 14ftWeight80kgPacked Dimensions1 x 0.8 x 0.8mBlower Required1.5hpMinimum Pressure1 kPaStandardsBS EN 14960Feat...
DELUXE MODEL FEATURESImproved Wall HeightsWalls are higher and stitched to raincover to increase user height to 1.8mDisco PocketRear visor has a fitte...

domain: design


text:
Lately Cass’ taste buds seem to have evolved. After a recent hospitalization for UTI with strong antibiotics administered intravenously followed by a few days of oral antibiotics and an extremely uncomfortable bout of constipation with IBS recently, her gustatory cells seem to have shifted towards healthier tasting food. She no longer craves for meat or eggs, though she still eats them. Instead she prefers instant oats (which she now eats daily), fruits, grilled vegetables and non-meat foods.
Perhaps the good bacteria in her guts are now replaced with good ones from the probiotics that she’s been consuming daily and this could have altered her taste goblets? Whatever it is, I’m glad that she now prefers to bring fruits and vegetables to school for her recess and this is something that she’s never done before! 🥰
We prepped this together on Sunday evening – grilled carrots, potatoes and onions for her recess on Monday. She’s been having a sudden craving for potatoes and has been hounding me to cook potatoes for her to bring to school 😆
Steamed then oven grilled root vegetables and seasoned with just one small pinch of salt, thyme, black pepper and olive oil.
Cass told me to just prep plain boiled potatoes and carrots with nothing added for her recess next week. Seriously? Is this even tasty? But this girls begs to differ.
Potatoes have no sodium, no cholesterol, no fat, has good source of Vitamin B6, vitamins, minerals and resistant starch.
Resistant starch functions like soluble, fermentable fiber. It goes through your stomach and small intestine undigested, eventually reaching your colon where it feeds your friendly gut bacteria.
On Monday, she brought an apple to school for recess:
I sure hope that her healthy taste buds stay with her for good. I always pray that our girls will be health and fitness freaks because it is only through a healthy lifestyle that we can inherit good health.
No. of times viewed = 27


HUNTSVILLE, Ala. -- There's so much about the holidays that just wouldn't be the same without music. A locally-raised pianist is here in Huntsville for the holidays performing in his first-ever solo holiday performance.
Christopher-Joel Carter will be bringing some holiday cheer during the Trinity Keyboard Series. The concert is an organ and piano performance with festive holiday tunes.
The performance is Sunday, Dec.16 evening at 6:30 p.m. in the Trinity United Methodist Church sanctuary. The church is located at 607 Airport Rd in Huntsville.
For more information on Christopher-Joel Carter and the event you can visit their website or call 256-883-3200


In observance of Memorial Day our business will be CLOSED Monday, May 29, 2017.
High Power Handling With Streetable Performance
Dual Disc Design
2400lb Clamp Load
Dual 10.5" 300 Series Disc
Billet Aluminum Flywheel
Stand Driven Floater Plate
What's in the Box
(1) Ram Clutch Kit
(1) Billet Aluminum Flywheel
The 90-2230 RAM RTrack Dual for the 2011-2014 Mustang 5.0L is modeled after their highly successful drag racing clutches used in high horsepower Pro Stock and Pro Modified applications. The major difference between the 90-2230 Rtrack Mustang Clutch and the 80-2230 Force 10.5 is the floater drive system. The RTrack Dual uses a stand driven floater plate, which provides higher torque capacity and negative load capacity for Mustangs that see more use at the track.
It uses a 2400 pound clamp load pressure plate for great holding power without excessive pedal effort, and features 300 series sprung hub top disc and solid hub bottom disc for smooth engagement. All this while maintaining a torque capacity in excess of 1000lb-ft! Expect some floater plate noise at idle with this unit’s drive system. If your 2011-2013 5.0L Mustang needs the ultimate in holding power and durability for street or strip, the RTrack Dual is for you!
This clutch is compatible with the factory hydraulic release bearing, however the factory bearing spacer will need to be removed to maintain proper pedal travel.
Ram Dual Disc Clutch kits come with a 30 day manufacturers warranty and are STRICTLY FACTORY WARRANTY ONLY. Customer must return the unit to RAM for evaluation and inspection.
If you drive a Mustang, more than likely it is equipped with some sort of manual transmission. Because of the widespread popularity of the Mustang & the sheer number of cars produced, the aftermarket is teeming with multiple choices in parts replacement, & this is especially true in the clutch department. Che... more
Ram - Clutches, Clutch Kits, & Billet Flywheels
For over 35 years, RAM has produced the world's top performing competition and street performance clutch systems. They have developed, improved, and produced in house, tried and true clutch components and systems that provide the highest performance value for your Mustang. Today, every RAM product incorporates critical features that are absent from many of the products of those who choose to compete with them. Shop Latemodel Restoration to get performance RAM clutch kits, flywheels, and pressure plates.


|Número de publicación||US4754807 A|
|Tipo de publicación||Concesión|
|Número de solicitud||US 07/023,219|
|Fecha de publicación||5 Jul 1988|
|Fecha de presentación||9 Mar 1987|
|Fecha de prioridad||29 Abr 1986|
|También publicado como||DE3614537A1, DE3614537C2|
|Número de publicación||023219, 07023219, US 4754807 A, US 4754807A, US-A-4754807, US4754807 A, US4754807A|
|Cesionario original||Otis Engineering Corporation|
|Exportar cita||BiBTeX, EndNote, RefMan|
|Citas de patentes (6), Otras citas (2), Citada por (46), Clasificaciones (8), Eventos legales (6)|
|Enlaces externos: USPTO, Cesión de USPTO, Espacenet|
The invention is a sand screen as generally described under claim 1.
It is common practice in oil and/or gas wells to run one or more strings of casing and then to run the actual production tubing inside the casing. At the wellsite, the casing is perforated across productive zones to allow production fluids to enter the well bore. It is possible to have an open face across the oil- or gas-bearing zone, but it has been discovered that along with the oil or gas, formation sand is also swept into the flowpath: it is relatively fine sand that erodes components in the flowpath. It is also customary to install one or more sand screens in the flowpath opposite perforations in the casing or in a recess under the casing shoe. Packers may be set above and below sand screens to seal off the interval where production fluids flow into the tubing from the rest of the annulus. The annulus around the screen is packed with relatively coarse sand or gravel to reduce the amount of fine formation sand reaching the screen. A work string is used to spot the gravel around the screen. The gravel is pumped down the work string in a slurry of water or gel and spotted directly under the packer or above the sand screen. The gravel fills the annulus between the sand screen and the casing. Unfortunately, some spaces always remain that are not filled with gravel and this is unavoidable. These spaces sooner or later fill up with accumulated sand, forming sand plugs or bridges. Fine formation sand thus still finds its way through these bridges into the production flowpath, causing erosion. An improved gravel pack, containing no unfilled spaces, is thus essential for a more efficient sand screen.
The purpose of the invention is to improve gravel packing by greatly reducing or altogether eliminating cavities. The invention described under patent claim 1 does so.
Variations of the design are described in the following claims.
The realization that cavities occur primarily at the connections between the screen and other joints of pipe, particularly tubing, led to the invention. For example, one such spot is the seal around the washpipe and the threaded connection between the washpipe and the tubing serving as the work string. In principle, the invention consists of incorporating the polished bore receptacle into the sand screen joint to eliminate additional connections required to make up the polished nipple into the tubing string. The following drawings of several variant designs further illustrate and explain the invention.
FIG. 1 shows a view of an oil well at the producing zone, with a typical work string performing a gravel pack operation.
FIG. 2 shows a later phase of the operation described in FIG. 1.
FIG. 3 and FIG. 4 illustrate the production phase after completing the operation described in FIG. 1.
FIG. 5 is a view of a sand screen illustrating the invention.
FIG. 6 is a cross-sectional view through the sand screen illustrated in FIG. 5 at the polished nipple.
FIG. 7 is a variant of FIG. 6.
FIG. 1 is a schematic drawing of a conventional oil well completion. The well bore (1) has been cased off with casing (2) and sealed with cement (Z) or a similar substance. A tubing string (3) has been run inside the casing (2). Perforations (2a) can be seen in the casing (2) at the depth where production fluids are to flow from the producing zone of the well (1) into the tubing (3). A sand screen (4) drilled with holes (4c) to allow the fluid to flow into the tubing has been made up in the tubing string (3). The sand screen (4) is located opposite the perforations (2a) in the casing as the tubing (3) is run into the well or it may be run directly opposite the open formation. The tubing (3) above and below the sand screen (4) can be sealed off by means of the packers (5, 6) in order to produce fluids from the producing zone only. A screen (7) has been placed around the sand screen (4) to keep foreign matter out of the tubing string (3). This screen consists mainly of wire (7a) wrapped around the pipe body in a spiral, and the coils are spaced at a distance equivalent to the size of the gravel to be retained. To hold the coils of wire securely in place, each individual coil is attached to ribs (7b) or some similar construction by welding, for example, and the ribs run parallel to the axis of the tubing (3). This sleeve-like screen (7) is placed over the screen body (4). Three holes (10) are provided in the tubing string (3) below the packer (5) and above the sand screen (4) through which gravel mixed with water or gel is injected or circulated into the annulus between the casing (2) and the screen (7). To do so, a washpipe (9) is run inside the tubing string (3) to spot the gravel slurry of water and/or gel below the sand screen (7) or around a second screen (8). By dividing the filter unit into a screen (7) and a lower telltale (8), premature gravel packing around the screen (7) is prevented and a sand bridge is thus avoided at that spot. A polished-bore nipple (11) is run between the screens (7, 8) in which the washpipe is landed in order to circulate the slurry to the telltale screen. In this way, any premature spotting of gravel is prevented, but spaces may be left around the polished nipple which are only filled with gel and not packed with gravel. For the purposes of an example, these are the places where no circulation takes place across the screen. This disadvantage is minimized or eliminated by the design of a screen consisting of two concentric tubes (4a, 4b) connected by a collar (17) as illustrated in FIGS. 5, 6, and 7. When the annulus between the casing (2) and the screen (8) is fully packed, the pumps will show a pressure jump at the surface, which serves to squeeze the remaining water and/or gel from the annulus between the casing (2) and the screen (8) into the formation. The slurry of gel and gravel is then dehydrated by the oil- or gas-bearing formation. At the same time, the perforations (2a) are filled with gravel. A greater jump in pressure indicates conclusion of gravel pack operations.
FIG. 2 shows how one or more pressure buildups at the screen (7) packed with gravel are indicated [arrows from screen (7) to perforations (2a)]. Finally, the washpipe (9) and the work string (12) (service seal unit or crossover tool) are pulled out of the packer (5) and the polished nipple (11) for the screen (4).
FIG. 3 illustrates the well in the production phase, with production tubing (3) set in the packer (5) and production fluids flowing into the screen (arrow).
FIG. 4 shows the well at the depth of the formation.
FIG. 5 shows a sand screen (4) in detail. To illustrate the design more clearly, the pipe body (4) is cut in half lengthwise. The top end is the connection to a joint of tubing (3), which is not shown. The bottom end is shown here with a bull plug (13), but it could also be a tapered threaded connection to make up with more pipe. The screen unit (4) consists of two concentric tubes (4a, 4b) placed end to end (see FIG. 6), both of which are drilled with a number of holes (4c) through which production fluids flow into the tubing string (3). The two tubes (4a, 4b) are connected to each other with a collar (17), one side of which has a special circular shoulder (18) functioning as a stop for the components of the screen, and the other side of which has two supports (17a, 17b) for the tubes (4a, 4b). Both tubes may be threaded to make up into the two supports (17a, 17b) (see FIG. 7). FIGS. 5 and 6 show a welded connection. Due to short fabrication time, welded connections have turned out to be preferable. The inside of the collar (17) is a polished bore (11) to seal off the washpipe (9) as it is stabbed in and pulled. The circular shoulder (18) on the collar (17) is dimensioned to function as a stop for the screens (7a, 7b). After makeup with the collar (17), the screens (7a, 7b) are pushed down over the tubes (4a, 4b) and held in place by the two end connectors (13, 14) and the circular shoulder (18). The end connectors (13, 14) are made up after the screens (7a, 7b) are made up on the tubes (4a, 4b).
FIG. 6 shows the screen body (4), the tubes (4a, 4b), the screen (7) and the collar (17) in detail. The tubes (4a, 4b) are welded to the collar (17). A special stop (7d) is provided for both screens (7a, 7b) and this stop extends around the collar (17), and the tubes (4a, 4b) are connected to it. The stop (7d) and the screens (7a, 7b) form a single unit. The stop may have a groove (24) for a retainer collar (25). The stop (7d) and the concentric ribs (7b) of the screen (7) may be a single unit or they may be welded together. The retainer collar (25) in the groove (24) must retain both stops. The polished bore (11) inside the collar (17) is chamfered to prevent damage and facilitate stabbing and pulling the washpipe (9).
FIG. 7 illustrates a variant of the sand screen shown in FIGS. 5 and 6. Opposite the supports (17a, 17b), the collar (17) has threads (17c, 17d) for making up the ends of the tubes (4a, 4b), which have mating threads. Both ends of the collar (17) have a recess (171, 172) in which the stops (7d) for the screen (7) are inserted. The collar (17) itself covers the area of contact between the stops (7d) and the collar (17).
After the work string is pulled from the casing and the longer tubing string (3) is landed in the packer, both screens (7a, 7b) are ready for production. The collar (17) is designed to be narrow enough to have no noticeable effect on the filtering efficiency of the screen.
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|1||Otis, "Otis Single-Zone Sand Control System", Brochure, Oct. 1978.|
|2||*||Otis, Otis Single Zone Sand Control System , Brochure, Oct. 1978.|
|Patente citante||Fecha de presentación||Fecha de publicación||Solicitante||Título|
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|US7107663||12 Sep 2003||19 Sep 2006||Weatherford/Lamb, Inc.||Expandable coupling|
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|US7578043||8 Jun 2006||25 Ago 2009||Weatherford/Lamb, Inc.||Coupling tubulars|
|US7740076 *||4 Mar 2003||22 Jun 2010||Enventure Global Technology, L.L.C.||Protective sleeve for threaded connections for expandable liner hanger|
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|US20040104575 *||12 Sep 2003||3 Jun 2004||Peter Ellington||Expandable coupling|
|US20040108119 *||6 Dic 2002||10 Jun 2004||Maguire Patrick G.||Wire lock expandable connection|
|US20040113428 *||24 Sep 2003||17 Jun 2004||Macaulay Iain Cameron||Expandable connection|
|US20040135370 *||17 Sep 2003||15 Jul 2004||Evans Jason David||Tubing connection arrangement|
|US20040149451 *||17 Dic 2003||5 Ago 2004||Weatherford/Lamb, Inc.||Method and apparatus for connecting tubulars using a top drive|
|US20040194968 *||19 Abr 2004||7 Oct 2004||Weatherford/Lamb, Inc.||Connector for expandable well screen|
|US20040231839 *||22 May 2003||25 Nov 2004||Peter Ellington||Thread integrity feature for expandable connections|
|US20050184521 *||18 May 2004||25 Ago 2005||Maguire Patrick G.||Tubing connector|
|US20050199385 *||10 May 2005||15 Sep 2005||Weatherford/Lamb, Inc.||Connector for expandable well screen|
|US20060107514 *||30 Dic 2005||25 May 2006||Weatherford Lamb, Inc.||Expandable slotted tubing string and method for connecting such a tubing string|
|US20080007060 *||8 Jun 2006||10 Ene 2008||Simpson Neil Andrew Abercrombi||Coupling tubulars|
|US20090095471 *||6 Oct 2008||16 Abr 2009||Schlumberger Technology Corporation||Multi-zone gravel pack system with pipe coupling and integrated valve|
|US20100005643 *||14 Jul 2009||14 Ene 2010||Jason David Evans||Tubing connection arrangement|
|US20100065270 *||4 Dic 2007||18 Mar 2010||Pall Corporation||Filtering device, especially for use as a well screen filter|
|WO2000008301A2 *||9 Ago 1999||17 Feb 2000||Weatherford/Lamb, Inc.||Connector for expandable well screen|
|WO2000008301A3 *||9 Ago 1999||2 Jun 2000||Petroline Wellsystems Ltd||Connector for expandable well screen|
|WO2015164003A1 *||19 Mar 2015||29 Oct 2015||Baker Hughes Incorporated||Tubular flow control apparatus and method of packing particulates using a slurry|
|Clasificación de EE.UU.||166/236, 166/51|
|Clasificación internacional||B01D29/15, E21B43/08|
|Clasificación cooperativa||B01D29/15, E21B43/088|
|Clasificación europea||B01D29/15, E21B43/08W|
|24 Jun 1987||AS||Assignment|
Owner name: OTIS ENGINEERING CORPORATION, 2601 BELTLINE RD., C
Free format text: ASSIGNMENT OF ASSIGNORS INTEREST.;ASSIGNOR:LANGE, UDO;REEL/FRAME:004724/0959
Effective date: 19870126
|5 Dic 1991||FPAY||Fee payment|
Year of fee payment: 4
|15 Nov 1993||AS||Assignment|
Owner name: HALLIBURTON COMPANY, TEXAS
Free format text: MERGER;ASSIGNOR:OTIS ENGINEERING CORPORATION;REEL/FRAME:006779/0356
Effective date: 19930624
|13 Feb 1996||REMI||Maintenance fee reminder mailed|
|7 Jul 1996||LAPS||Lapse for failure to pay maintenance fees|
|17 Sep 1996||FP||Expired due to failure to pay maintenance fee|
Effective date: 19960710


US Sen. Martin Heinrich on the AHCA
Early this week, the Congressional Budget Office released their cost estimate of the GOP's plan to replace the Affordable Care Act, a.k.a. Obamacare. Many New Mexico residents who enrolled in health plans under Obamacare Medicaid expansions face uncertainty as legislators debate the GOP plan, known as the American Health Care Act (AHCA). US Senator Martin Heinrich (D-NM) spoke with me a couple days ago to review the GOP plan—and his review was not exactly glowing.


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Oil-fired boilers are a great solution for residential applications. Available for both water and steam systems, high efficiency residential oil boilers from Weil-McLain are rugged, reliable, and produce more heat per BTU than a standard gas-fueled system. With the proper maintenance, a residential oil boiler can last for decades.
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Many hotels generally use oil and gas hot water boilers for heating and hot water supply. Liming. Common fuels for oil boilers. Fuel oils burned in boilers include the heavier oil, diesel oil and others. Liming. Common fuels for gas boilers.
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text:
From Wikipedia, the free encyclopedia
|Place of origin||Ruse, Bulgaria|
|Main ingredients||Walnuts, egg whites, crystal or powdered sugar|
Five 2 mm-thin round cake plates are made from a batter consisting of 200 g ground walnut kernels, 8 egg whites and 220 g crystal or powdered sugar. After baking and cooling, they are arranged one on top of the other and frosted in between, on top, and on the sides with a frosting (Ganache) made of sweet cream and chocolate. Afterwards, the cake is covered with chocolate icing.
Text is available under the CC BY-SA 4.0 license; additional terms may apply.
Images, videos and audio are available under their respective licenses.


This unique Russian souvenir is made by hand. This stunning music box is a model of a Russian Cathedral. With a turn of the key, located on the bottom of the pedestal, the music box begins to play the famous melody "An Evening Near Moscow". Hand painted and each box is unique!The item "Russian Music Box hand painted famous song An Evening Near Moscow" is in sale since Saturday, July 12, 2014. This item is in the category "Collectibles\Cultures & Ethnicities\Russian". The seller is "chebyrash" and is located in Lytkarino, Moscow region. This item can be shipped worldwide.


text:
The practice of routine screening for cancer goes a long way in successful diagnosis. In numerous cases, early diagnosis has led to a higher rate of survival. Irrespective of whether a person is genetically predisposed to cancer, watching out for the early signs and symptoms is generally recommended in order to get a timely diagnosis. It is always recommended to consult a physician if any of these early signs of cancer are evidently noticeable.
When a person has a common cold, lymph nodes often tend to be swollen. The swollen lymph nodes will appear as lumps on the skin. However, if these lumps persist even after the cold is cured, it can be a cause for concern. Moreover, if a new lump or mass forms and doesn’t go away for a long time, it might be time for a routine screening.
There are several underlying health conditions that can cause fatigue. Not all of these are related to cancer. However, cancer spreads through the cells of the body by using nutrients for growth and advancement. These are essential nutrients that are required by the body to sustain energy levels. Due to the depletion of nutrients, cancer can cause extreme fatigue.
Fever is a common symptom of flu and viral infection. It often clears up on its own. But recurring fever with certain characteristics can be one of the early signs of cancer. If cancer is the cause for the fever, it will usually occur at night without any bacterial or viral infection. The individual will also experience night sweats along with a fever.
There are a number of health conditions that cause chronic pain. Most of them are not associated with cancer. However, persistent and chronic pain can be an early warning sign, and it should be examined adequately by a health expert. As a symptom of cancer, pain can occur due to various reasons. This includes pain due to the chemicals released by the cancerous cells, metastasis or spread of cancer, and a lump or tumor pushing against any of the organs of the body.
Changes in skin texture
One of the most evident early signs of cancer is changes to the skin. In some cases, the skin may turn yellow, which is similar to what happens in the case of jaundice. In other cases, changes in a person’s pre-existing moles or the formation of new moles can also be a cause of concern. A doctor should be consulted if the moles are asymmetrical, have jagged edges or irregular borders, have changes in color, or have grown in size.
Dysfunctional bowel movements
Another early sign of cancer is irregular bowel movements. Prostate, bladder, or colon cancer are often preceded by several symptoms that disrupt normal bowel function. Common problems include persistent constipation and regular diarrhea. In some cases, there can be presence of black or red blood in the stool. In others, a person may also experience loss of bladder control, frequent urination, or even the presence of blood in the urine.

domain: medical


Which version of Camel are you using?
And what did you do that you think are not working? Eg post your route configuration.
And do you want to consume the file during a route or from the start?
I'm using Fuse ESB 4.
I am doing everything in an OSGI bundle.
The route-ref is setup in my bundle-context.xml
I then use a java class that extends RouteBuilder to execute the route
basically, I want to:
detect a trigger file with a specific name (Starting point of my route)
consume 2 separate files with specific names
transform both files from fixed-width to XML
send transformed output to 2 seperate active MQ queues.
Here's my bundle-context.xml
Look at the Camel 1.x file documentation at:
Use the consumer.regexPattern to set a regular expression with the filename pattern you want to match.
For example: ^me.*xml$ to match files starting with me and ending with xml.
One more question though:
my process is triggered by a file arriving in a folder. Once this file is consumed, I need to consume 2 specific files from the same folder and process them.
How would you approach a situation like this?
I understand that every from(...) starts a new route?
You dont have to shoehorn everything into Camel.
You could just read the files manually using a processor / pojo.
You can also use the Camel type converter to easily read the file
File file = new java.io.File("my file name goes here"); String context = exchange.getContext().getTypeConverter().convertTo(String.class, file);
You can also consume the files from a processor as shown in the FTP wiki page here:
In the section - Consuming a remote FTP server triggered by a route


text:
Multifamily loan rates, much like commercial mortgage rates, are influenced by a variety of factors including the federal funds rate, the borrower’s credit scores, and overall market conditions. Knowledge of these rates and how they apply will impact an investor’s cash flow and determine the success of their investment.
Loan rates, how they apply, and information about effective investment in multifamily properties can be a handful for investors looking to get into the market. There is a lot of information about real estate investing, but rarely do you find information sources that help you apply this knowledge to effective investment practices. If you are in the market for a multifamily property and would like to know more about the market, consult with property professionals at JLM Real Estate Inc. JLM has also curated engaging real estate content that aims to inform and educate both new and seasoned investors. Now that we have familiarized ourselves with multifamily loan rates, let’s get into the basics of financing these property types.
The Basics of Multifamily Financing
Generally, multifamily loans come in two primary types: recourse and non-recourse. Recourse loans hold borrowers personally liable if they default on the loan, while non-recourse loans limit liability to the collateral, typically the property itself. Different types of multifamily loans, such as apartment loans, also carry different minimum credit score requirements and interest rates. These nuances in multifamily financing are pivotal bits of information to real estate investors aiming to maximize their return on investment.
When looking at multifamily properties such as apartment buildings, senior housing, and student housing, financing is usually an integral part of the investment. There are a variety of loan types available to prospective borrowers, each designed to meet the unique needs of their property investments. National banks, credit unions, and other lending institutions are the most common sources of these loans, providing options for both short-term and long-term financing.
Short-term financing typically takes the form of bridge loans. These loans are designed to “bridge” the gap between purchasing a property and securing long-term financing, often with a term of a year or less. They can be an excellent solution for investors aiming to quickly purchase multifamily properties, especially in competitive markets. It’s crucial to note that while bridge loans can be acquired quickly, most lenders require a personal guarantee, especially if the borrower has a history of bad credit.
For long-term financing, the multifamily loan options include traditional mortgages with fixed rates, usually offered by national banks and credit unions. The loan term can span anywhere from 15 to 30 years, and these loans often have a maximum Loan-to-Value (LTV) ratio of around 75-80%, although this can vary depending on the lender and the borrower’s creditworthiness.
Eligible borrowers for multifamily loans typically need to demonstrate a strong credit profile, a history of successful real estate investments, and sufficient income to cover loan payments. However, there are also options available for investors with less-than-perfect credit, including certain government-backed loans designed to promote affordable housing.
It’s also worth noting that the multifamily financing landscape can vary significantly across primary, secondary, and tertiary markets. Each market presents its unique challenges and opportunities, and the loan product that works best in one market might not be suitable in another. Therefore, understanding the various loan types and choosing the right one for your investment can significantly influence your profitability in the multifamily sector.
Factors Influencing Multifamily Loan Rates
Several factors influence multifamily loan rates, and understanding them can be instrumental for real estate investors when assessing potential properties. One of the most significant factors is the loan size. Generally, larger loans tend to attract lower interest rates since they constitute the largest portion of a lender’s portfolio and hence, in theory, generate more interest over time. Here are other common factors investors should be aware of:
The Loan Term
Loan terms, whether short-term or long-term, also play a crucial role in determining loan rates. Short-term rates are often higher than long-term fixed rates, due to the increased risk associated with shorter loan periods. That said, some investors might opt for a floating-rate loan, which starts with lower rates but fluctuates based on market conditions. Conversely, fixed-rate terms offer the predictability of a set interest rate over the life of the loan.
The Property Type
The property type is another significant determinant of multifamily loan rates. For instance, multifamily properties in high-demand areas like city centers often receive lower rates compared to those in less desirable locations. Similarly, specialized types of properties, like student or senior housing, might attract different rates due to the unique risks and rewards associated with these markets.
Investor’s Financial Profile
A borrower’s financial profile can also impact the loan rates they receive. Lenders will usually assess tax returns, credit history, and the minimum Debt Service Coverage Ratio (DSCR) to evaluate the risk level of a potential borrower. Those with a strong financial standing are more likely to secure lower interest rates.
Other factors include the broader economic environment and Wall Street’s influence. For example, a hike in short-term interest rates by the Federal Reserve often leads to an increase in loan rates. On the other hand, positive economic forecasts and steady Wall Street performances can help maintain lower rates. In some cases, investors might consider alternative financing options, such as hard money loans, which have higher rates but offer quick access to funds. Before finalizing a loan, it’s recommended to get a free quote from multiple lenders to ensure the best possible loan rate.
Banks vs. Agency Loans: Comparison of Multifamily Loan Rates
When exploring multifamily loans, investors typically encounter two primary lending options: traditional banks and agency loans. Each of these lenders has unique advantages, disadvantages, and rate structures that can impact an investor’s financing decision.
Bank Loan Rates
Banks, including both national and local institutions, are often the first choice for many borrowers seeking multifamily loans. These lenders provide a range of loan products and may offer competitive interest rates, especially for established clients or those with strong credit. Banks also often provide more personalized service, which can be beneficial for first-time investors navigating multifamily financing. However, bank loans can sometimes have stricter eligibility requirements, and the cost of these loans can fluctuate based on market conditions.
Agency Loan Rates
On the other hand, agency loans, offered by entities like the Federal National Mortgage Association (commonly known as Fannie Mae) and the Federal Housing Administration (FHA), provide alternative financing options. These agencies were established by the federal government to promote homeownership and affordable housing, and as a result, they often offer more favorable loan terms and interest rates, especially for qualifying properties and borrowers.
For example, FHA loans are renowned for their low down payment requirements and competitive interest rates, making them a popular choice for investors looking at properties in the affordable housing sector. Moreover, FHA loans have more flexible credit and income requirements, which can benefit borrowers who might not be eligible for traditional bank financing.
The Federal National Mortgage Association (FNMA), frequently known as Fannie Mae, provides loans commonly used to finance or refinance larger multifamily properties. These loans offer long-term, non-recourse financing at competitive rates. Fannie Mae also has programs designed to promote energy efficiency in multifamily properties, which can lead to additional loan incentives for eligible investors.
Strategies for Navigating Multifamily Loan Rates
Navigating multifamily loan rates can be a complex task, particularly for investors new to the commercial property market. By employing these strategies, real estate investors can more effectively navigate multifamily loan rates and secure the optimal financing for their investments. Here are a few strategies to help simplify the process and potentially secure more favorable loan terms:
1. Understand Your Target Market
Multifamily loan rates can fluctuate based on a myriad of factors, including general economic conditions, federal interest rates, and trends in the real estate market. Staying informed about these changes can help investors anticipate shifts in loan rates and make more informed decisions.
2. Explore All Your Financing Options
From traditional banks to government agencies like the Federal Housing Administration (FHA), there are numerous lenders offering a variety of loan products. It’s crucial for investors to understand the advantages, eligibility criteria, and potential downsides of each option before making a decision.
3. Leverage Government Programs
Government agencies like the FHA and the Department of Urban Development offer loan programs designed to promote investment in certain types of properties or areas. These programs can offer favorable loan rates, particularly for eligible properties such as affordable housing units or properties in designated revitalization areas.
5. Consult with Professionals
Engaging an experienced agent with a track record of multifamily investment success can provide valuable insights and assistance in navigating the multifamily loan process. These professionals can help determine the most favorable loan rates based on an investor’s specific needs and circumstances.
Summary of Multifamily Loan Rates
Understanding multifamily loan rates and the various factors influencing them is key to making sound investment decisions in the multifamily property sector. As such, investors should actively stay abreast of market changes, explore different financing options, and consult with professionals to ensure the best outcome.
As an investor, you should keep in mind that government programs offered by entities like the Federal Housing Administration and the Department of Urban Development can provide attractive loan rates, particularly for eligible properties. The ultimate goal for smart investors is to secure the best financing option that aligns with their investment strategy and risk tolerance. So, take the time to comprehensively understand multifamily loan rates so that you are in a position to make informed decisions that drive your investment success.
JLM Real Estate Inc. understands the challenges faced by investors in having access to comprehensive information, data, and analytics, while also staying abreast with emerging market trends. It’s nearly impossible for one individual to have all the market knowledge and apply it effectively. But, a team of highly experienced professionals can certainly achieve this.
About JLM Real Estate Inc.
The primary objective of JLM Real Estate is to help investors like you in wealth creation and portfolio improvement through multifamily real estate investment. We take immense pride in the enduring relationships we’ve fostered with our clients and the faith our partners have placed in us to manage exclusive off-market multifamily properties.
We are a team of seasoned commercial property professionals in California. We have created this guide specifically for investors because we aim to be not just your investment partner, but also your trusted resource for all things related to commercial real estate investing. So, if you’re considering investing in properties within or beyond California, connect with JLM Real Estate Inc. today.
10 Frequently Asked Questions About Multifamily Loans in 2023
1. What are multifamily loans?
Multifamily loans are designed to finance the purchase, renovation, or refinance of multifamily properties, which include buildings with five or more units, such as apartment complexes, condominiums, and townhouses.
2. Who qualifies for a multifamily loan?
Eligibility for multifamily loans generally depends on several factors, including the borrower’s credit history, financial status, and property specifics. In addition to individual investors, LLCs, corporations, and real estate investment trusts (REITs) may also qualify for multifamily loans.
3. What are the current multifamily loan rates in 2023?
Multifamily loan rates fluctuate based on various market conditions and the type of lender. As of 2023, the rates can range from approximately 2.5% to 6.5% or higher. It’s recommended to check with multiple lenders to get the most accurate and current rates.
4. Can I get a multifamily loan with bad credit?
While having good credit improves your chances of securing a multifamily loan with favorable terms, options may still be available for those with bad credit. Some lenders, including certain government agencies like the FHA, might offer loans to borrowers with lower credit scores, although these typically come with higher interest rates.
5. How does the Federal Housing Administration (FHA) support multifamily loans?
The FHA insured multifamily loans are offered by FHA-approved lenders. This insurance reduces the risk to lenders, enabling them to offer loans with more favorable terms, including lower down payments, more flexible credit requirements, and competitive interest rates.
6. How does the size of the loan influence the multifamily loan rates?
Typically, larger loans tend to attract lower interest rates because they constitute a larger portion of a lender’s portfolio and generate more interest over time. However, the borrower’s financial status, property specifics, and market conditions also significantly influence the loan rate.
7. What is nonrecourse financing in multifamily loans?
Nonrecourse financing is a type of loan where the borrower’s liability is limited to the collateral, usually the property itself. This means that if a borrower defaults on a nonrecourse loan, the lender can seize the property, but cannot pursue the borrower’s other assets.
8. Can I get a multifamily loan for properties in rural areas?
Yes, multifamily loans can be used for properties in both urban and rural areas. Certain loan programs, such as those offered by the U.S. Department of Agriculture (USDA), are specifically designed to encourage rural development and might offer favorable terms for eligible properties in rural areas.
9. How long does it take to close a multifamily loan?
The time to close a multifamily loan varies widely depending on the type of loan, the lender, and the specifics of the property. While some short-term loans, like bridge loans, may close in as little as a few weeks, longer-term loans like traditional mortgages or FHA loans may take several months to close.
10. Can I refinance a multifamily loan?
Yes, you can refinance a multifamily loan to take advantage of lower interest rates, change your loan term, or free up cash for other investments. However, it’s important to consider the costs associated with refinancing, including potential prepayment penalties on your existing loan and closing costs on the new loan.

domain: finance


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Bollywood actor Ranveer Singh is quite famous for his strong acting in the film industry. Fans like his acting and energy very much. For the past few days, Ranveer has been in the discussion about making his TV debut. Let us tell you that very soon he is going to be seen in the quiz show The Big Picture.
quiz show ‘the big picture‘ Ranveer will be seen in
At the same time, recently a promo related to the show has surfaced on social media. In which Ranveer is seen talking about his show. Let us tell you that Ranveer Singh himself has shared this promo on his Twitter account. Sharing this, he wrote that, I am bringing a unique opportunity to win crores sitting at home, register on @vootselect.and become the lifeline of India, not only watch the big picture but also live.@colorstv.
In this promo uploaded on social media, Ranveer is seen sitting on a big chair in a blue colour suit. And looks quite handsome too. In the promo, he can be heard saying that, what has not been seen in this country, I have seen a shower of tattoos, seen a frog’s wedding, seen the contestant win money, but now India will become the lifeline of the contestant in ‘The Big Picture’ and the house He will win crores of rupees just sitting. Let me tell you that for this everyone will have to first create their account on Voot.

domain: celebrity


Many people are surprised to find that elevators come in such a wide variety of styles and options. For example, certain elevators are used exclusively to move freight and goods instead of transporting people. On a smaller level there are home elevators designed primarily for the disabled. A commercial elevator can come in many sizes depending on the building structure and design. Office complexes, hospitals, government buildings and businesses are usually required to have an elevator system to ensure accessibility for everyone.
When it comes to selecting elevator systems, the primary difference is the way the operating mechanism works. The hydraulic elevator has consistently been rated as a safe option and is very reliable in emergency situations. This is due to its excellent earthquake and fire proof qualities. They are also user-friendly and easy to work with when performing elevator maintenance. Although the installation of a hydraulic elevator system can be time-consuming, once in place they provide a smooth ride.
In addition to hydraulic elevators, other systems include pneumatic, winding drum, counterweight and traction. Some of these require a machine room which is either below or above the hoist way. These rooms are for storing the hydraulic pump or electric motor along with the controller cabinet. There are smaller elevator systems that don’t use a machine room as all components fit inside the hoist way and car. In small commercial systems a cabinet with a computer is often added above.
A vacuum or pneumatic elevator is self-contained with a hoist and doesn’t require a machine room. Suction is generated through a pneumatic vacuum that transports the elevator between floors. Load capacity is somewhat limited and restricted to several people at a time. However, without a machine room needed the installation cost is lower when compared to a hydraulic model.
The electric or counterweight elevator is a widely used system. Strong counterweights keep the elevator suspended within the shaft. However, the roped elevator design remains as the most popular. The cab is lowered and raised with traction steel ropes looped around a pulley connected to a high-powered motor. Regardless of the elevator you are considering, it’s important to have it professionally installed by an expert and ongoing elevator maintenance performed.


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Price Beat Guarantee*
Find a lower comparable hotel price online and we'll beat it by 10%. Find out more.
With a stay at Takatama Hotel, you'll be centrally located in Tainan, just a 4-minute walk from National Cheng Kung University and 14 minutes by foot from Chihkan Tower. This hotel is 0.8 mi (1.3 km) from Tainan Confucian Temple and 1.1 mi (1.7 km) from Shennong Street.Rooms
Make yourself at home in one of the 20 air-conditioned rooms featuring refrigerators. Complimentary wireless Internet access keeps you connected, and cable programming is available for your entertainment. Private bathrooms with showers feature rainfall showerheads and complimentary toiletries. Conveniences include phones, as well as complimentary bottled water and portable fans.Amenities
Make use of convenient amenities, which include complimentary wireless Internet access and a vending machine.Dining
You can enjoy a meal at the restaurant serving the guests of Takatama Hotel, or stop in at the grocery/convenience store. A complimentary buffet breakfast is served daily from 7 AM to 9 AM.Business, Other Amenities
Featured amenities include express check-in, express check-out, and a 24-hour front desk. Limited parking is available onsite.Attractions
Distances are displayed to the nearest 0.1 mile and kilometer.
Focus Square - 0.3 km / 0.2 mi
National Cheng Kung University - 0.4 km / 0.2 mi
Da Tian Hou Gong - 0.4 km / 0.2 mi
Tainan Park - 0.8 km / 0.5 mi
Gacha Box - 0.8 km / 0.5 mi
Tainan Wu Garden - 0.8 km / 0.5 mi
Taiwanfu Chenghuan Temple - 0.8 km / 0.5 mi
Maxwell Memorial Presbyterian Church - 0.9 km / 0.6 mi
Beiji Temple - 0.9 km / 0.6 mi
National Museum of Taiwanese Literature - 1 km / 0.6 mi
Dongyue Temple - 1 km / 0.6 mi
Ji Dian Wu Miao - 1.1 km / 0.7 mi
Fort Provintia - 1.1 km / 0.7 mi
Tiantan Tiangong Temple - 1.2 km / 0.7 mi
Official God of War Temple - 1.2 km / 0.7 mi
The nearest airports are:
Taipei (TSA-Songshan) - 312.8 km / 194.4 mi
Kaohsiung (KHH-Kaohsiung Intl.) - 55.1 km / 34.2 mi
Tainan (TNN) - 5.8 km / 3.6 mi
The preferred airport for Takatama Hotel is Taipei (TSA-Songshan).
Extra-person charges may apply and vary depending on property policy.
Government-issued photo identification and a credit card or cash deposit are required at check-in for incidental charges.
Special requests are subject to availability upon check-in and may incur additional charges. Special requests cannot be guaranteed.
Please note, there is important information about this property to know before you arrive.
- This property's policy is to refuse certain bookings for the purpose of group events or parties, including pre-wedding stag/bachelor and hen/bachelorette parties.
- Alcohol is not served at this property.
- Parking height restrictions apply.
- -Free WiFi
- -Smoke-free property
- -24-hour front desk
- -Free breakfast
- -Grocery/convenience store
- -Parking (limited spaces)
- -Vending machine
- -Express check-in
- -Express check-out
- -Luggage storage

domain: travel


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SUPPORT CALIFORNIA FISHING ADVOCATE
KeepAmericaFishing.org recently reported that Dan Richards, president of the California Fish and Game Commission and an avid angler, hunter and friend to sportsmen, is being unfairly attacked by extreme environmental and animal rights organizations for taking part in a legal hunt in Idaho. Now, Richards is being pressured to resign from his post by California legislators and Lt. Governor Newsom.
The California Fish and Commission will be hosting a public meeting on March 7 at the Mission Inn Hotel and Spa located at 3649 Mission Inn Ave in Riverside at 8:30 a.m. It's crucial that the fishing and hunting community stand behind Dan Richards and attend this meeting to show their support.
Even if you are unable to attend next week's meeting, you can still take action by sending your message of support to the California Legislature and the Fish and Game Commission. Click here to send your message today.
With all of the pressure from anti-fishing and anti-hunting interests, it is vital that California's sportsmen and women speak up in support of Dan Richards. Attend the March 7 meeting in Riverside and deliver the message that you are a recreational angler, a conservationist and a strong supporter of Commission President Richards.
The organizations leading the charge against Richards have a much broader agenda. Richards has consistently been a voice of reason throughout the flawed Marine Life Protection Act (MLPA) initiative, a controversial program that threatens sportfishing in California, and the businesses and 20,000 jobs that depend on it, by unnecessarily closing large areas of the ocean to recreational fishing. If successful in their efforts to remove Richards from the commission, these anti-fishing groups will be one step closer to shutting anglers out of more of California's best fishing spots.
Key Messages to Share at the FGC meeting:
• As an avid angler and staunch conservationist, I support Dan Richards as President of the California Fish and Game Commission and oppose any measures to remove him from this position.
• Commissioner Richards understands his responsibility to both conserve California's natural resources and take into account the impact of regulations on California's citizens, its economy and the thousands of jobs that recreational fishing and hunting support.
• Commissioner Richards is an avid angler, a strong advocate for California's sportsmen and women and a champion of statewide conservation measures. As a commissioner, Richards has consistently voted on the side of sound science and proven fish and wildlife management.
• Commissioner Richards should not be pressured to resign as President of the Fish and Game Commission for participating in legal, well managed hunting activities in other states.
Republican senators are standing behind Dan Richards and sent a letter to Senate Leader, Darrell Steinberg, expressing their concern over the unjustified campaign Animal Rights activists have waged against Richards who was photographed with a mountain lion he legally hunted in Idaho.
Several assembly members amped up the debate late last week by calling for Commissioner Richards' resignation because hunting mountain lions is illegal in California.
"Hunters and anglers, who actually spend time outdoors, are those most invested in ensuring that California manages wildlife responsibly, and Dan Richards certainly fits that description," said Senator Doug LaMalfa (R-Richvale). "Once again, some Californian legislators are revealing their elitist attitude by trying to impose our laws on other states. Perhaps those calling for his resignation could be more informed about how a federalized system of government works."

domain: law


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Morvan - I Believe (Original Mix) [Enprog]
*OUT NOW! Beatport Exclusive:* http://enhan.co/Morvan-IB-BP
A newcomer to the Enhanced stage, Morvan makes his thrilling debut with this brand new release - 'I Believe'. With the Enhanced Progressive sound written all over it, this track is sure to cause a stir within the melodic progressive reaches of the spectrum.
'I Believe' is strewn with summery vocal chops, grooving basslines and enough energy to also make waves on the dancefloor. With future Enhanced productions in the pipeline, Morvan has instantly become a name to look out for in 2014.
Release Date (all stores): March 17th 2014
Label: Enhanced Progressive
Cat. Number: Enprog171
OUT NOW: http://enhan.co/Morvan-IB-BP
1. Morvan - I Believe (Original Mix)
Huge Support from tyDi, Giuseppe Ottaviani, M.I.K.E, Myon & Shane 54, Tritonal, Will Holland, Anhken, Audrey Gallagher, Beat Service, Binary Finary, Cold Rush, Dennis Sheperd, Manuel Le Saux, Mateusz, Matt Fax, Neil Moore, Nuera, Paul Pearson, Shane Halcon, Suncatcher, Tempo Giusto, Thomas Heredia, Tygris, Anske, Avii, Bilal El Aly, Dima Krasnik and many more…
This Week’s Releases:
Eco & Carly Burns - Hurt (Remixed) [Enhanced] http://enhan.co/Eco-HurtR-BP
Morvan - I Believe (Original Mix) [Enprog] http://enhan.co/Morvan-IB-BP
Ferry Tayle feat. Erica Curran - Rescue Me (Original Mix) [Always Alive] http://enhan.co/FTEC-RM-BP
Touchstone - Virtue (Original Mix) [DS-R] http://enhan.co/TS-Virtue-BP
Stephen Kirkwood - Off The Edge [Lange] http://enhan.co/SK-OTE-BP


CNET News.com's story reported that a flood of data hammered several of the tracking servers for BitTorrent downloads.
ZDNet UK News' article say coders, who give up their spare time to contribute to open source projects, are the virtual equivalent of lifeboat men. This is according to latest research from Demos Britain's open-source software developers make a valuable contribution to society and the British economy through the high quality of their work, according to Demos.
Broadband Reports (BBR)'s news story and security forum thread mentioned Ben Edelman's exploit experiment yesterday morning. Users in BBR's security forum continued digging more deeply into the exploit itself. The exploit uses an IFRAME vulnerability in Internet Explorer to deliver the payload from compromised Apache web servers.
This BBC News' article says: "Although computer malfunctions remain the most common cause of file loss, data recovery experts say human behaviour still is to blame in many cases. They say that no matter how effective technology is at rescuing files, users should take more time to back-up and protect important files. The list of the top 10 global data disasters was compiled by recovery company Ontrack."
Here are some amusing and sad incidents the article listed:
This is Worth1000's answer to those who cannot get celebrities as their mates. There are 34 images of celebrities as cyborgs/robots.
FCW.com's article, titled "Finding Your Weakest Link", says interceptors are finding public- and private-sector wireless vulnerabilities. A Federal Computer Week team discovered that information and systems at many defense and civilian agencies are left exposed through wireless networks.


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HumuseN is a fully soluble humic acid concentrate – based on chelates, amino acids and biogenic elements for foliar application throughout the growing season on all crops. HumuseN can be combined with other foliar sprays.
– Comprehensively nourishes plants
– Restores vigor to plants
– Stimulates growth
– Activates the defense mechanisms of plants, against biotic and abiotic stresses
– Regenerates plants after the onset of stress symptoms
– Eliminates stress associated with chemical spraying
-Increases nutrient utilization efficiency by up to 50% and nitrogen by 30% when used in combination with other foliar fertilizers.

domain: agronomy


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September concluded our Summer County Show Season for 2011 and we're very please to have reached an audience of around 1 million people, through working a hectic show schedule in conjunction with our dedicated Jacuzzi Hot Tub retailers!
The latter part of the season saw us in some fabulous locations including the New Forest Show (pictured above), the Shrewsbury Flower Show, The Chatsworth Country Fair, and the Edenbridge Oxted Show. The season has been such a success for us, that our European colleagues are trialling a winter show tour! Our Jacuzzi Hot Tub trailer is currently touring Southern Spain, where it will continue to shows through Europe during the UK winter months. The trailer is pictured here in Barcelona.
We're already planning our UK Summer show schedule for next year, so watch out for our online calendar early in 2012!

domain: entertainment


Find out what makes the rooftop experience different to anywhere else...
Great films deserve great locations, and our venues are set alongside some of the most iconic city backdrops around the world. With panoramic views and stunning sunsets, movies have never looked so great.
We believe iconic movies and great dialogue deserves to be heard properly. Ever missed that key plot-line because the guy behind you is eating his popcorn too loudly? At the Bussey Building and Queen of Hoxton we use state-of-the-art wireless headphones so you can live in those memorable cinematic moments, and not get disturbed by the outside world. At Roof East we use amplified speakers so that you can feel every moment.
Outdoor cinema is about embracing the world around us, but that doesn’t mean it has to be uncomfortable. Which is why we use comfy deckchairs with adjustable seat heights, meaning you can lean back and breathe in those city views under the stars. Please note the Queen of Hoxton is Director Chairs.
Looking for that perfect movie? Our programme is hand-picked with a personal touch, to ensure each night is an unforgettable movie experience from cult classics to brand new releases. We love our movie themes too, whether its double bills or celebrations, so look out for Rooftop Recommends.View The Programme


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By Paul Marnecheck, Ward 4 Councilman, North Royalton
This primary election affords voters the opportunity to keep our health and human services levy in place to help over 200,000 children, families and seniors in our county. Issue 23 is a 4.8-mill renewal levy that is not a tax increase and will provide approximately $130 million annually for the next eight years. These funds provide services that are important for all of us. Any one of us – our children, our parents, our families, our friends – may one day need assistance in dealing with a crisis or a trauma.

domain: sociology


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Gin and Tonic Wall Art Print 'Tall 2.0'
This wall art print depicts a classic Gin and Tonic. Both vibrant and energetic, this print will make a unique gift that is ideal for any gin lover! Pair it with one of our gin bottle prints for a stylish and eye-catching wall display!
Share this Product
MAKE IT A GALLERY WALL WITH THESE PRINTS:
I ordered 3 different cocktail prints for my kitchen. They arrived quickly and looked fab! I haven't yet put them up , so can't share photo, as I am having a new kitchen fitted shortly and I think they will look great!
Great experience, easy process and I live the pictures


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Yet another just one has medication, that's absorbed by a Fats layer on your Pet dog skin. So when flea bites, it poisons them. This type of collars is most beneficial for preventing flea infestation and ticks.
The collar really should be worn repeatedly to the eight month security period and will be taken out following the treatment period. Check consistently and modify if essential especially when puppies or kittens are rapidly rising.
Curiously, fleas look like tiny fruit flies and are usually brown in visual appearance. The most typical type of Doggy fleas are quite little and Because of this, it may well just take some energy to find them. If you recognize your Canine is scratching routinely, this should prompt a quick investigation. Though You will find there's good prospect that it’s a Wrong alarm as Animals scratch themselves for numerous motives, its truly not well worth risking the possibility that your Doggy has fleas.
At the outset, I assumed there was no way in hell that a thing so simple as that would get the job done but just like you, I used to be presently stunned at its effectiveness.
That it is really important to converse to your veterinarian concerning the probability of utilizing that along with different other medications your pet Pet dog could be really on whenever you attain Comfortis for your cat.
If you suspect your mental assets continues to be infringed and would like to file a grievance, you should see our Copyright/IP Policy
Their sustained released systems would offer your pet with eight-month safety of flea and tick.
The only real way we could get comfortis into her was to interrupt it in items and hide it in, practically, an vacant pill pocket (not the yummy kind but the sort that retains the medicine we humans are acquainted with) the oncologist gave us after which wrap a layer of rice more than it to mask any scent. We did this monthly for various months. During that time, flea infestation inside our neighborhood along with the parts we took our Woman for walks had been lousy last fall. Because of this, our Woman took home fleas. Regretably, With all the new process we have been offering Comfortis, the fleas on our Lady did not die right away. They, nevertheless, did start to gradually die, but it surely took days. Day released: 2017-03-06
I just obtained a different Lab and Catahoula mixed Puppy dog seven weeks outdated. I bathed him which has a flea shampoo for puppies yesterday and today I washed him with dawn since lots of people stated it will assistance. He still has fleas and it is miserable.
The cost from the treatment continues to be unfamiliar, and researchers You should not know if it would help protect against Lyme disease and various tick-borne sicknesses in humans, Meinke explained.
So Should you be a pet operator, just maintain your eyes open for fleas and you could come across them in strange sites! Another spot which you can investigate is your dogs toys, sleeping places as well as other places where by it likes to Engage in. Should you dog does have fleas, chances are that these spots can even present signs of a flea infestation and treatment is essential listed here too!
When-a-month Topicals: As soon as-a-month topical insecticides would be the most often utilized flea prevention products about the market. They may be applied to a little place on your pet's back again, are almost certainly the easiest products to implement, and usually final the longest. y dog has fleas Some kill fleas and ticks, and others just kill fleas, so Look at the label thoroughly.
We leave in two days And that i ought to understand how to ensure we don’t bring any fleas again home. Do they get within our dresses/baggage and if so,how long can they are now living in non-residing objects? Remember to solution before long.
We had initially been on a single dog flea removal manufacturer and it stopped Functioning. We talked to vet and he reported that It might be a smart idea to change to a different manufacturer and see if it served. It had been an awesome thought and labored.

domain: pet


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womans 50th cake ideas hilarious farewell cakes that employees got on their last day at funny quitting job.
cake ideas for baby shower twins round decorating supplies birthday cakes adult white pink personalize with barbie drunks ornament about pictures images incr.
cake ideas for womens 40th birthday.
spiderman cake ideas easy best of seven office farewell cakes the tango.
cake images for baby shower some cool cookie monster cakes ideas.
cake decorations for easter beach amazing ideas.


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9657 challenges of 966206 Page:
Laughing Camera Challenge finished on Sunday, 22 Mar 2015 inspired by Hans Reich's The Laughing Camera, interact with the world around you to create a funny scene, a statue looking at you or an object, a playful juxtaposition, ect... BE CREATIVE, HAVE FUN. "Life is grave, art is humerous" - Uncle Otto
Winner: Buttressed Moreton Bay fig
Tree Roots Challenge finished on Saturday, 21 Mar 2015 The theme of this challenge is the roots of trees, and the interesting patterns and shapes they display to the world above ground. The tree roots might be old and gnarled, and visible because of the soil movement or erosion, or they may be aerial roots of trees such as fig trees, or mangroves. Perhaps the tree started life in a rocky crevice, and its roots went searching for the soil and nutrients far below. Please, no photos of Bonsai trees, as these are cultivated by man, and designed to display the root system. Size of entry, 1,600px MAXIMUM on the longer side.
Winner: Shoemaker & apprentice: Beirut
Pairs II - subtle situations in the street Challenge finished on Friday, 20 Mar 2015 Share with us photos showing pairs in the street. Photo should convoy intimacy but in in a subtle way.
Winner: Sunrise over Greenlake, Seattle, WA
February sky Challenge finished on Friday, 20 Mar 2015 February sky pictures. All pictures must be taken between 1st and 29th February, based on the EXIF file information. The year doesn't matter.
Winner: Landmark of Turku
Ben O Connor
Ben O Connor
Old Cranes Challenge finished on Friday, 20 Mar 2015 send any kind of photos of Old Cranes( Not birds, Cranes= A tall mechanical lifting device, often used for lifting heavy loads for industrial or construction purposes)
Dubai Skyscrapers Challenge finished on Friday, 20 Mar 2015 Submit an image of one or many of Dubai's skyscrapers shot at anytime of the day or night.
Winner: Storm Picture
Severe Weather Challenge finished on Thursday, 19 Mar 2015 Submit an image conveying severe weather; weather people do not experience often.
Winner: Looking for lovers
Helios-44 Challenge finished on Thursday, 19 Mar 2015 Pictures taken with the Helios-44 lens.
Winner: King of the Jungle
- It's all in the Details - (Rich Vivid Colours + Border) Challenge finished on Thursday, 19 Mar 2015 Take a shot with one or more than one reptile as the main subject. It has to has eye catching rich vivid colour(s), but not too much that it looks ultra unnatural. It is preferred that the amount of human should be limited to less than 0% of the photo area. Put a Border around the photograph. Photo can be taken with any camera, i.e DSLR, SLR, Mirrorless, Compact, Smartphone, etc... .
Winner: Natures Umbrellas
My Best Photo of the Week Challenge finished on Wednesday, 18 Mar 2015 Did you capture a wonderful photo this week, but there's no current and appropriate challenge to display it? Here is your opportunity to show it to us. Make sure your entry is 1,600px MAXIMUM on its longer side. Please remember that this is a family-friendly site, and enter photos appropriate for everyone to view.
Back to:Challenges homepage
|Hook Head Lighthouse by kroker|
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|Green turtle in the shallows by gcachon|
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Beginner's GuidesGetting StartedIn-depth testingLatest Camera ReviewsBeyond the studio testsFeature Articles and Videosreal world performanceField Test Videossee how we seeSample GalleriesIn-depth ReviewFujifilm X100FShow CoverageHits and Misses from CP+ 2017Throwback ThursdayClassic Cameras from Days Past2468FeatureWhat is equivalence?What's that Noise?Shedding some light on the sources of noise

domain: hobby


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Yes, but not because of her music. The fact that she goes through so many guys in such a small amount of time is going to ruin her reputation.
yes she is going through so many guys in such in a small amount of time and she writes a song for every breakup she has. no wonder why taylor swift coudnt date michael j fox son!!! you need to fix ur self up taylor!! But im still a big fan and always will be!!