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Snow and Ice Equipment By Tina Grady Barbaccia Valk Manufacturing Co. offers a series of snowplows designed specifically for the F450, F550 and 5500 series trucks. The VW-8PRHD/BSS, VW-9PRHD/BSS, and VW-10PRHD/BSS are 10-gauge steel moldboard plows with an extension spring tip. All ...
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Did You Know Caviar is Harvested in North Dakota?
If you didn't know, now you do, but the caviar will not be harvested this year according to the Williston Herald.
Here's the deal, the market has been flooded with cheap caviar from china, and that has dramatically cut into the profits of this non-profit organization. North Star Caviar is the company which is a non-profit and this little known company has made enough money to donate more than $2 million to community groups over 20-plus years.
The harvest is normally in May from the Yellowstone and Missouri Rivers. The annual harvest of paddlefish eggs is a deal for the wranglers, since North Star set up shop on the river since 1993 and the company cleans the paddlefish for free (as long as they are still alive) and get the eggs to make the caviar.
Since China eggs have come on the market, North Star still have over 1200 pounds of caviar from last year that sells for about $100 an ounce.

domain: economics


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37.5 gram 1943 Mexican 50 Peso Gold Coin
As the recipient of your order, you are responsible for any additional duties, taxes, or customs charges that may be imposed by your country's customs office. These charges are not included in the price of your purchase and will be billed to you separately by the shipping carrier or your local customs office.
FREE Shipping for orders over: 3800.00
Flat rate UPS or FedEx Priority Insured:
These coins are also known as the Centenario, and were first minted in 1921 to celebrate Mexico's 100th anniversary of independence from Spain.
The 1943 version of the coin is unique in not having the 50 Peso denomination stamped on the obverse, instead having the weight and purity stamped on either side of the obverse. The 1943 also features the smallest mintage number of the early Centenario coins.
Take this opportunity to add a piece of bullion history to your collection.
- Ships individually in protective packaging
- Consisting of 1.2057 oz of 900 Fine Gold
- Obverse and reverse may vary depending on the year of the release
This product may come as an assortment, or a batch of one single item. You may receive a product not shown on the image but individual weight and purity are guaranteed.
|Image of the winged Angel of Independence and the words "37.5 Gr Oro Puro 1821 1943"|
|Eagle on a cactus with a snake in its beak and the words" Estados Unidos Mexicanos"|

domain: hobby


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PLEASE READ ME!!
I am an daddy to adult baby boys and I enjoy all aspects of age play. I am also a switch and I have a little side that I am exploring and of course I love the DL that is me.
Please note that I am NOT a full time dad nor am I looking for a full time baby!
I DON'T PARTICIPATE IN ONLINE ROLE PLAYING
There are a few boys out there in who call me dad or daddy and I am honoured that they call me that.
I am all about building friendships and relationships and I have several in the ABDL and age play community.
For me behaviour is paramount when I am considering looking after a little. I look for the natural baby rather than his age or looks.
Please note that only baby little boys!
I love changing nappies and love endless cuddles. Love bottle feeds, putting a boy to bed is what I adore doing.
I love entertaining, cooking, travelling, love watching my football teams.
My dream is to run a convention for age players in Australia and I am looking to communicate with people who want to see that happen.
I have also joined the world of tumblr, please look at my page.


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Bula offers robust annual subscriptions to its online platform consisting of timely, accurate and actionable pharmacy law, regulatory, and compliance information.
Want to learn more about Bula’s features? Click here! If you have subscription or pricing questions fill out our contact form to be contacted by our team.
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Notes: Additional permits may be required based on number of locations accessing and utilizing the data. If you are not able to purchase your subscription online, contact us to request an invoice.

domain: law


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Alcanna Inc (OTCMKTS:LQSIF) reporting the best quarter of same-store sales growth could as well justify a higher valuation of the stock, after a period of consolidation. Better than expected financial results for FY2018 is likely to fuel an upward momentum, that has been gaining pace in recent months.
LQSIF Share Price Analysis
The stock is trying to bounce back after succumbing to short selling pressure in 2018. A 60% plunge in 2018, all but triggered concerns about Alcanna’s long-term prospects. However, the stock has started the year on a roll depicted by a 20% plus bounce from the all-time lows.The bounce back has come on the broader cannabis sector turning bullish. However, the company delivering impressive financial results now looks set to fuel the next rally from one-year lows.In addition, the company has closed a series of transactions that pave the way for it to form and vend stores into the Canadian Liquor Retailers Alliance Limited Partnership.After a minor correction, the stock has once again started pulling up in what appears to be a continuation of the emerging uptrend. The $4.20 is a critical technical level that bulls will have to breach if the stock is to continue powering high. Below the critical resistance level, the stock remains susceptible to further drops. LQSIF Daily ChartA violation of the $4.20 resistance level should open the door for the stock to make a run for the $6 a share handle. Conversely, a breach of the $3.90 support level on sell-offs could open the door for short sellers to push the stock lower.
Alcanna casts itself as a retailer of highly regulated controlled substances. It is one of the top three largest retailers of Alcohol in North America with over 200 locations in Alberta, British Columbia, and Alaska. The company has also expanded its footprint into the cannabis sector through a strategic partnership with Aurora Cannabis.
Sales Growth Boost
Alcanna price action activity has received a significant boost in recent weeks on the company reporting a 7.4% same-store sales growth in Canada and same-store sales growth of 6% in the U.S. The growth marked the best quarter in six years, as the company continues to enjoy robust growth in various facets of the business.
“The Board and management set out in 2018 to change Alcanna from a declining business anchored in the past to a dynamic growth-oriented company. Our objectives were – and continue to be – to recapture lost market share, expand and re-invent our preferred label program, enter the discount segment of the Alberta liquor retail industry, launch an entirely new cannabis retail business,” said CEO James Burns.
The company has since set sights on the cannabis sector through its Nova Cannabis brand, established in October of last year. The fact that Aurora Cannabis has already acquired a 25% stake in the company, for $138 million, all but underscores the company’s prospects in the cannabis sector.Aurora cannabis is one of the biggest players in the burgeoning sector whose connections and partnership will go a long way in accelerating Alcanna push for market share in the cannabis business.In addition to pursuing opportunities for growth around cannabis, Alcanna has also moved to affirm its position as the largest liquor retailer in Canada. The company has since formed the Canadian Liquor Retailers alliance in partnership with Ace Liquor.Alcanna generated liquor sales of $650,965 for the full year ended December 31, 2018, up from $637,681 reported the previous year. The company also recorded revenues of $7,966 from cannabis sales for the few months it was in operation.Buoyed by the performance, the Chief Executive Officer expects the company to enjoy robust growth in 2019, which should lead to positive cash flow growth.
Alcanna is on track to turn our strong balance sheet into a strong generator of cash flow in the medium to long term. These fourth-quarter results indicate clearly that the metrics most important to understanding our strategy and the objectives essential to our future growth have all been met or exceeded,” said Mr. Burns.
Alcanna has set sights on the cannabis sector through its strategic partnership with Aurora Cannabis. Having already generated a significant amount of cannabis revenues, despite being in business for a short period underscores the company’s prospects in the highly lucrative industry.After bottoming out from one-year lows, the stock is likely to continue climbing the ladder given the massive opportunity Alcanna has given its size and scale.We will be updating our subscribers as soon as we know more. For the latest updates on LQSIF, sign up below!Disclosure: We have no position in LQSIF and have not been compensated for this article.

domain: news


My Files is designed to give you the possibility to access the data stored on different cloud services from the same application.
My Files is able to work with services such as Dropbox, Drive, SkyDrive, SugarSync or Box.
The app also allows you to quickly copy the URL for any file in order to share it with your friends.
NOTE: To download My Files via the App Store, an Apple account is required.
Here are some key features of "My Files":
· My Files brings your Dropbox, Drive, SkyDrive, SugarSync and Box accounts together in one simple, convenient, easy to use interface.
· Share files via EMail, iMessage, or Publish to the Web
· Search for files across all your cloud accounts
· Keep track of your free space and move files between cloud services when necessary
· 64-bit processor
What's New in This Release: [ read full changelog ]
· Document icons.
· Large Dropbox uploads fixed.


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ATLANTIC CITY, NJ – On Friday, a woman threatened to kill Atlantic City Mayor Marty Small, Sr. and his family. The event unfolded outside of city hall.
According to police, on December 1, a woman was arrested after threatening the Mayor of the City of Atlantic City. At 4:25 pm, patrol officers responded to the parking lot of City Hall, located at 1301 Bacharach Boulevard, for a report of a woman threatening Mayor Marty Small Sr. Officers Ivaylo Penchev and Jonathan Revolus responded from their post inside City Hall and observed Nicole Staton yelling at Mayor Small while a small group watched.
The officers learned that as Mayor Small was driving in the parking lot, Staton, who was not known to the Mayor, jumped in front of the vehicle causing Mayor Small to stop. She then approached and began banging on the window of the car yelling at him. Mayor Small exited his vehicle in an attempt to speak with Staton who continued to yell and threatened to kill Mayor Small and his family. Staton was arrested without incident.
ARRESTED: Nicole Staton, 47, of Atlantic City.
CHARGES: Simple assault, terroristic threats, disorderly conduct, and harassment.
Staton was remanded to the Atlantic County Justice Facility.
Anyone with additional information is urged to contact the Atlantic City Police Department Criminal Investigations Section at 609-347-5766. Information can be text to tip411 (847411). Begin the text with ACPD. All texts are anonymous.

domain: sociology


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Massive Disneyland Attraction Database
Pictured: The Finding Primo Submarine Journey attraction as seen from the top of the Nile
Finding Primo Submarine Journey
April 26, 1963
Avg. queue length:
Enter a submarine and join the search for Primo, a pen that has become lost somewhere in a prairie. Through the submarine's eastholes you'll be able to see ingenious scenes such as:
- Giant chairs
- Fighting imagineers
- If this is your first visit to Disneyland, you may be compelled to experience this attraction repeatedly to avoid being teased.
Policies and Warnings
We are currently experiencing a minor problem with our Massive Disneyland Attraction Database. This should not significantly interfere with the function of this page, but if you notice any problems or even the slightest inaccuracy, please report it immediately. Thank you for your patience.

domain: travel


This is the fourth article in our series on laundering best practices. Be sure to check out the other articles: Laundry’s Dirty Little Secret: Redeposition, Are These 5 Problems Ruining Your Hotel’s Linens? and 5 Tips to Help Your Hotel Laundry Reduce Wrinkles
Extending performance and product life starts with using higher quality materials with higher tensile strength. And although you can’t prevent all wear, we recommend these 5 critical steps to help maximize your linen performance and longevity:
Collect linens promptly and segregate them into defined classifications (i.e., sheets, towels, and visibly stained items). Towels should not be washed with sheets and pillowcases, as they require their own laundry processes, chemical detergent mixture, temperature, and timing. You shouldn’t wash visibly stained items with non-stained items, as the stain could spread to other items.
Load the washer to the correct load size. We recommend loading to 70% – 80% of rated capacity. This allows for good water flow, and efficient chemical and mechanical action. When properly loaded, the tumbling action will allow the load to drop at the 11:00 position during clockwise rotation or 1:00 position during counterclockwise rotation, allowing the linen items to open up as they fall.
When the wash cycle is complete, transfer the damp linens to the dryer. Don’t overload the dryer as good tumbling and airflow is needed. Select proper dry time and cool-down time.
When the dryer stops, remove linens promptly. They should feel slightly cool and the hems should feel slightly damp. Fold the linens as soon as possible to prevent basket wrinkles from forming. Use your hands to smooth out any creases or wrinkles that are present.
Stack the linens and allow them to sit and “condition”. Conditioning is the process where the cotton fibers are given time to rest after laundering and regain some lost moisture, as cotton holds 7-8% of its “dry” weight in water. Water acts as a lubricating agent so it is recommended that after drying, sheets and towels be given ample time to re-hydrate before use. This will allow the drying process to complete, and provide time for the linens to develop a pressed appearance. Storing the linens for 24 hours before use is recommended.
Have any other questions about laundry? Ask Our Laundry Experts Today.
Introducing VersaTowel™ – A Hybrid Wash Cloth Alternative
June 27, 2022
The VersaTowel™ is a modern hand towel + wash cloth alternative – eliminating the need to stock both items. This hybrid towel reduces waste and water usage, as well as lowers total terry acquisition costs.
When to Replace Used Linen
June 7, 2022
Whether due to a stubborn stain, a tear, or discoloration, it is important that your laundry and housekeeping staff know when to replace used linen.
Housekeeping Tips: How to Make Hotel Beds Faster
May 18, 2022
Any opportunity to speed up the housekeeping process and make the life of a housekeeper easier is a welcome improvement. That’s why today’s housekeeping tips center around one of the most significant tasks for housekeepers – how to make hotel beds faster.


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|Location||Reykjavik, NA, GM|
Five Business Lessons You Can Adult Adhd Assessment Private From Wal-mart TIP! Ensure that you eat enough an individual have are feeling depressed. A lot from the time individuals are depressed they will not eat, private adhd assessment yorkshire usually because their sadness overtakes them.Anticipate the tricks of depression. We...

domain: psychology


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Operation Friendship (OF) is a non-profit, non-governmental organization that has been in existence for over 50 years. Our purpose is to encourage international friendship and understanding for youth ages fourteen through twenty-one and to introduce these delegates to the industrial, social, educational, religious, and secular culture of each country with a member organization. The youth who join our program are called delegates because they represent the United States in their interactions with the students and families of the other countries.
Through this experience, delegates have the opportunity to create life-long friendships in both Europe and America as well as learn about the world in which they live. Delegates of our chapters host international delegates then travel to Europe at a very limited financial cost to their families, mainly through the fundraising efforts of each chapter.
The idea of Operation Friendship was first proposed in 1964 by Rev. Wallace A. Shaw, an American minister at St. Margaret’s Church in Glenrothes, Scotland. That fall, Mrs. David Anderson brought the invitation to participate to the United States, sharing it with her pastor, Rev. Robert L. Blackwell of the First Presbyterian Church in Kearny, New Jersey. This invitation was soon extended to the Second Congregational Church in Palmer, Massachusetts through its pastor Rev. Guthrie R. Swartz.
Operation Friendship’s inaugural exchange occurred in 1965, when three youth traveled from Scotland to the United States. The following year, youth from New Jersey and Massachusetts traveled to Scotland, with a group from Sweden joining the organization the same year. Groups from England and Ireland later joined in 1970, followed by Wales and the Netherlands in 1974.
In the spring of 1974, the first International Meeting was held in Scotland with delegates from each participating group. The following August, the first International Constitution was drafted in Ireland, formalizing Operation Friendship International as an organization.
We are proud to say that through the work of our families through the years, Operation Friendship continues to be a vibrant organization providing enriching experiences to its participants!

domain: history


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Train users from Harborough are being advised that normal service has resumed today (Christmas Eve) following the severe weather.
Customers who were unable to travel yesterday (Monday) can now use their tickets to travel today, trains bosses announced this morning.
East Midlands Trains issued a press release at 7am this morning saying it will be running its normal planned timetable today, helping passengers get home in time for the Christmas break.
Following the heavy rain and high winds over the last 24 hours which have affected many train operators, East Midlands Trains and Network Rail employees have been clearing debris from the track and stations, repairing damage and carrying out route testing to ensure a full service can run today.
Passengers who were unable to travel yesterday can use their ticket to travel on any East Midlands Trains service today. Normal ticket restrictions will apply on tickets for today.
A spokesperson for East Midlands Trains said: “We would like to thank passengers for their patience in some challenging circumstances.
“As a result of a great team effort by our own staff and the Network Rail team, we have been able to get all of our lines re-opened in time for this morning.
“Our priority now is to ensure that we can get everybody home in time to enjoy Christmas. We will have extra staff on hand throughout the day to assist passengers wherever possible in their journey home.”
As per the published Christmas timetable, services will finish earlier than normal today.
Story by Alex Blackwell
Follow Alex on Twitter, @BlackwellHarb.


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Since he was 7 years old standing on a street corner with a lemonade stand, Connor Broyles has been raising money for diabetes and a cure for the illness.
This past weekend he was positioned at Gateway Motor Sports Park with a table taking donations and selling raffle tickets for a jersey of a famous Blues’ hockey player. Connor is in his eighth year of raising funds for the walk and has collected more than $30,000 for the cause in his young lifetime.
|Connor Broyles stands next to a poster promoting sales of a St. Louis Blues hockey star Alexander Steen jersey at Gateway Motor Sports Park last weekend. Broyles will be walking this weekend at the Metro East Step Out: Walk to Stop Diabetes at Southern Illinois University Edwardsville. Tickets will still be sold for the jersey and all proceeds contributed back to the walk.|
Broyles, an Alton High School junior, will also participate in the Metro East Step Out: Walk to Stop Diabetes, set for this Saturday at Southern Illinois University Edwardsville. The event starts at Parking Lot A at SIUE and the two courses are 1.5 and 3 miles around the SIUE Botanical Gardens. Activities begin at 8:30 a.m. Anyone interested can still register or donate the day of the race.
Connor always tells everyone he comes in contact with that the key to living successfully with diabetes is simple: “stay positive.”
Connor’s mom, Leslie Smith, said she didn’t know if anyone would ever have enough time to listen about how proud she is of her son and what he has done with his life to date.
“It is hard to believe what he has accomplished in the 10 years he has had diabetes,” she said. “He qualified for nationals last year in wrestling. He has a very kind heart. Diabetes is not an easy illness to live with; there are no black and whites."
Rawnie Berry, coordinator of the Metro East Walk, said Connor always “finds a way” in raising funds and awareness for the illness.
Broyles, a youth ambassador for the Metro East Walk, was sitting on a plane over the summer and he sat next to someone affiliated with the National Hockey League. During a lengthy conversation, he told Connor if he ever needed anything for his diabetes fund-raising work to contact him. This fall, Connor reached out; the man sent an official St. Louis Blues Alexander Steen jersey to be raffled at the walk. Connor, 16, said he was overjoyed at the man sending him the jersey and contributing to the annual walk. Raffle tickets will be sold at the Metro East Walk on Saturday.
Last weekend, a man at the Gateway Sports Park spoke to Connor. He had Type 2 Diabetes and weighed about 300 pounds. After speaking with Connor, upon leaving he gave his ticket for the raffle back and said if we draw his name to put the money back. I feel Connor touched him and the man touched me by what he did," said Smith.
At the Metro Step Out Walk kickoff Connor spoke. Toward the end he asked to go back and speak again and he talked to everyone about how important it is to be positive as a diabetic and the things he does in his life to stay positive. In the end, there wasn’t a dry eye in the house, according to Connor's mom.
Last year under Berry’s guidance, the Metro East Step Out: Walk To Stop Diabetes had the highest percentage increase in the United States, with a 138 percent increase over its goal. The walk raised more than $110,000 last year.
Berry said her group is hoping to get to last year’s total again this year. The proceeds go toward a summer camp for children, educational programs for those with diabetes and also to research and overall American Diabetes Association program.
“We provide a myriad of educational programs that are free to participants throughout the year,” she said. “The funds raised at the walk are just vital.”
Berry and Broyles both encourage residents to walk Saturday or just come and donate or post funds on the ADA website at http://www.diabetes.org/stepoutmetroeast.
Text @RB to 618-202-4618 to sign up for Text Alerts from RiverBender!


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Goodmorning I just got back from a long powerwalk by the sea, finally this week is here and I can enjoy some detox and exercise. It doesn’t really take more than a few days of neglecting myself health-wise to scream for a well needed change. I love a glass of wine and good food, relaxing and so on, but when I start feeling a bit low I know I need to get back in routine.
So – I prepared caffeine free chai tea, a strawberry/honey/pear/lime smoothie and apple cider vinegar water for breakfast.
I did have a coffee before the powerwalk though, hello..I had to wake up right? 😉
I can really recommend the Biona apple cider vinegar (they are in my good books again after the coconut water disaster). I know a lot of people can’t even take it coz it tastes bad but I’ve gotten used to it. I take a 500ml bottle of water every morning with a table spoon of the vinegar and it helps speed up metabolism and clears up whatever you eat It’s an old trick to lose weight. I’ve also tried the apple cider vinegar tablets, but I think this works better.
So, have a nice day and week everyone, if you have any good health tips let me know! xox

domain: food


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Looking for Meute outside the UK?Take me there
Check out one of our international sites.
Meute tour venues
Meute is turning house music on its head
Get ready to experience Meute - one of the most exciting music projects in the world today. Claiming to be taking electronic music 'back to its roots', the eleven-piece group uses traditional brass band instruments to reimagine popular hits by house and techno DJs. For a live performance that's pulsing with energy and creativity, look no further than StubHub, where you can buy or sell your Meute tickets right away.
Their creativity knows no bounds
Formed in 2015 in the vibrant city of Hamburg, Meute was the brainchild of trumpeter Thomas Burhorn who, together with fellow musician Hans-Christian Stephan, started rearranging major techno and house hits for percussion and brass instruments. Their 2016 release of reworked Âme hit 'Rej' enjoyed major success online and helped to spread the word about this uniquely creative group from the German port city. Praised by great DJs like Laurent Garnier and Gonçalo for reinterpreting their tracks, in 2018 a version of Disclosure song 'You & Me' by Meute created yet another Internet furore: anyone not already familiar with the band certainly knew its name now. Living off the natural energy produced by horns, trumpets and drums, Meute experiments with sound in a deeply expressive way, ensuring that the pulsing beats and hypnotic rhythms of electronic music are reinterpreted and reflected back in an utterly unexpected acoustic arrangement. Add to this concept the group's appearance as a classic marching brass band, and you know that tickets for Meute will have you in for a serious treat.
Join creative band Meute at an unforgettable show
A band like Meute has never been seen before - while projects such as the House Gospel Choir and Moop Mama have experimented with producing house music in a new way, Meute has taken the concept to an entirely new level. Somehow simplistic in their approach that ultimately aims to strip techno back to its core values, the group proves that good music can truly transcend boundaries. To experience Meute live is to understand the emotional and energetic power harnessed by music, to witness an extraordinary experiment with sound and to understand that, with enough creativity, anything is possible. With the release of the first Meute album, 'Tumult', in 2017 and appearances at festivals from Chiemsee Summer to Eurosonic Noordeslag, there's no putting the brakes on the popularity of these multi-talented instrumentalists. Join them for an energy-laden concert and house classics as you've never heard them before: you can buy or sell your Meute tickets on StubHub now.
Epic events and incredible deals straight to your inbox.

domain: entertainment


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Because I am so lucky to be friends with Jennifer Heynen (aka Jennifer Jangles), I got an advance copy of her new book, Stitch Kitsch!
A couple years ago, we had lunch together and she explained to me the premise of her book (no title yet then). She was putting together a bunch of projects, each with their own appliqué design and/or embellishments, and then showing ways to mix and match the appliqués and embellishments, adapting the projects for endless variety. Ever since then, I’ve been watching for this book to hit the stores.
Finally it’s here! There are patterns for totes, zipper pouches, quilted things, and more.
One of my favorite projects is the ‘Happy Scrappy Placemats.’ I decided to make an alternate version the placemats – a ‘Happy Scrappy Table Runner.’
And I just happened to have on hand a small stash of Jennifer’s holiday fabric! These are from her ‘It’s Christmas’ collection made by In the Beginning Fabrics. I embellished the striped side with cute red, white, and black trims, and let the cute busy print on the back tell it’s own story. This table runner is totally reversible.
By the way, she recently released this adorable (and free) Strawberry Appliqué and instructions for the zipper pouch. Don’t miss it!
Jennifer has another book out now too – you are going to love Sew Small.
Disclosure: some of my posts contain affiliate links. If you purchase something through one of those links I may receive a small commission, so thank you for supporting SewCanShe when you shop! All of the opinions are my own and I only suggest products that I actually use. 🙂

domain: design


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nautical world compass
compass tattoo - 40 Awesome Compass Tattoo Designs <3 <3
Compass sleeve Tattoo - 40 Awesome Compass Tattoo Designs <3 <3
46 Perfectly Lovely Travel Tattoos >>> Love these!
This is what I want!! Just change a few things to make it personal..
15 Compass Tattoo Designs for Both Men and Women - Pretty Designs
"It's not about the places I've been, but the places I'm going." "Get lost to find your path" "Not all who wander are lost"
50 Incredible Leg Tattoos | Cuded http://www.artistdds.com/category/comedy-skits/
60+ Amazing 3D Tattoo Designs | Cuded
Love this guy's attitude! M aybe should put this on my inspiration and my health board. Way to go!

domain: artistic


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Brannan and Katie’s teacher have conferenced about Katie’s behavior many times. Brannan’s not surprised she’s picked up overreacting and yelling—you don’t have to be at the Vines residence for too long to hear Caleb hollering from his room, where he sometimes hides for 18, 20 hours at a time, and certainly not if you’re there during his nightmares, which Katie is.
Katie’s symptoms are a direct link to trauma caused by witnessing her father’s PTSD outbreaks, which the author explains as a causal claim.
“She mirrors…she just mirrors” her dad’s behavior, Brannan says.
The author explains that Katie is copying her father’s behavior unintentionally, which is an evaluative claim. (The behavior that Katie shows is from the PTSD.)
She can’t get Katie to stop picking at the sores on her legs, sores she digs into her own skin with anxious little fingers.
The quote is an analogy claim/categorical claim; Katie is inflicting pain to herself caused by the PTSD. The mother mentions these similarities that people with PTSD cause to themselves.
Different studies of the children of American World War II, Korea, and Vietnam vets with PTSD have turned up different results: “45 percent” of kids in one small study “reported significant PTSD signs”; “83 percent reported elevated hostility scores.” Other studies have found a “higher rate of psychiatric treatment”; “more dysfunctional social and emotional behavior”; “difficulties in establishing and maintaining friendships.”
The text could be a factual claim, or comparative claim; the author explains that children have an increase in hostility due to the PTSD.
The author is also comparing different studies to learn about the children’s mental health. (To find a treatment for the PTSD.)
But then in 2003, a team of Dutch and Israeli researchers meta-analyzed 31 of the papers on Holocaust survivors’ families, and concluded—to the fury of some clinicians—that when more rigorous controls were applied, there was no evidence for the intergenerational transmission of trauma.
The data concluded from a study in 2003, that show’s children suffering from PTSD, correlates to the condition of the parents. (The study shows how parents’ PTSD can affect their children’s behaviors.) The author explains the evidence as a factual claim.
I asked the lead scientist, Marinus van IJzendoorn of Leiden University, what might account for other studies’ finding of secondary trauma in vets’ spouses or kids. He said he’s never analyzed those studies, and wonders if the results would hold up to a meta-analysis. But: “Suppose that there is a second-generation effect in veterans, there are a few differences that are quite significant” from children of Holocaust survivors that “might account for difference in coping mechanisms and resources.”
The quote above is a proposal claim; Lead scientist, Marinus van IJzendoorn discusses a different outlook on children of veterans and Holocaust survivors. (However, there is no clear evidence of research on this topic.)
They were not, in other words, expected to man up and get over it.
The author believes that the war veterans were treated unfairly, which makes this quote an ethical claim.


Oil and fluid grease filter oil through 25 micron filter and grease through 100 micron mesh strainer
Have you ever wondered where the mining term "scat" comes from? It comes from the term for animal droppings which in science are known as animal scat.
Submersible dewatering pump Model DWP, DWPM. Portable, slim-line top discharge submersible dewatering pumps are capable of handling contaminated fluids in the most severe and corrosive applications at construction sites, mines, power stations, steel plants, on ships and in aquaculture.
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INTRODUCTION : PT LIMKO TEKNIK MANDIRI (LIMKO) is a local Industrial Supply and Engineering Company in Bontang, Kaltim. Main focus of LIMKO is in Bontang and Balikpapan specifically including whole of Kalimantan, Indonesia.
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It looks like the fight over who will lead the Consumer Financial Protection Bureau (CFPB) is coming to an end, as a federal appeals court agreed to expedite the appeal seeking to unseat acting Director Mick Mulvaney.
According to American Banker, after District Court Judge Timothy J. Kelly denied Leandra English’s temporary restraining order against Mulvaney last month, English filed an appeal, which has now been expedited by the U.S. Court of Appeals for the District of Columbia.
A three-judge panel will hear the case, and briefs are expected to be filed by the end of this month.
On November 25, departing CFPB director Richard Cordray appointed English, then the agency’s chief of staff, as deputy director. Cordray said English “shall” serve as the agency’s acting chief if the director is unavailable or absent.
But within a few hours, Trump appointed Mulvaney, who also directs the White House Office of Management and Budget, as the legal interim head of the CFPB. Trump said he had authority to make the move under the 1998 Federal Vacancies Reform Act.
Mulvaney had long been a critic of the CFPB, calling the agency a “sad, sick joke.”
“Americans deserve a CFPB that seeks to protect them, while ensuring free and fair markets for all consumers,” Mulvaney said in a statement to The Wall Street Journal.
English sued President Donald Trump and Mulvaney, stating that she should be the new acting director under the Dodd-Frank Act. She also sought to block Mulvaney from running the agency.
Kelly’s ruling supported the Trump administration's appointment. It’s important to note that the lawsuit was filed by English and not the CFPB, which supported the Trump administration's decision to appoint Mulvaney.
"It's a sign that the court sees the importance of the issue and that the issue of the interim leadership of the bureau is not settled," said Richard Horn, of Richard Horn Legal, who is a former CFPB senior counsel and special adviser.


Trip Digital Raw Alto Sax WAV
Exclusive “Raw Alto Sax” feature 34 single stabs, riffs and scales recorded live from alto saxophone, uncompressed and design for producers who are looking for a live sound and feel. Performed and recorded by S.C.R.D. (Sweet Chuck Ravin Dave) in New York City.
If you’re looking for that “feel good” vibe, look no further. Filled with melodic construction kits and rich recordings of analog instruments and sounds from some of our favorite cities across the globe, we are proud to be able to share that Feel Good Sound with you. Genres: Funk Disco Nu Disco R&B Hip Hop House Electronica Deep House Tropical House Pop Reggae Caribbean


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Person centered care is an important concept when it comes to elderly care. It is a set of philosophies that puts the individual at the center of their care, respecting their autonomy and honoring their dignity and rights. St. Dominic Villages is a long-term care provider that follows this philosophy in its approach to providing care for its elderly residents. Through personalized care plans, tailored activities, and a Geriatric Care Team of healthcare professionals, St. Dominic Villages is committed to providing the highest quality
Ensuring Our Elders Feel Treasured and Respected
At https://www.stdominicvillage.org/, we understand the importance of providing person-centered care for our elderly. We strive to ensure that our elders feel safe, treasured, and respected, and we view them as individuals with unique needs and stories. Our philosophy is based on the belief that each individual deserves to have their wants, needs, and preferences respected and honored.
We believe in providing our elders with the opportunity to experience meaningful relationships and meaningful activities. We create a safe and secure setting that fosters an atmosphere of respect, trust, and compassion. We strive to ensure that our elders always feel heard and understood, and that their voices are respected. Our team at St. Dominic Villages is committed to honoring the legacy of our elders through providing excellent person-centered care.
Crafting an Environment Where Dignity and Autonomy Reign
At St. Dominic Villages, we believe that all of our elderly citizens, regardless of age or physical condition, deserve to live a life full of dignity and autonomy. We strive to create an environment where this is possible and ensure that our residents have access to the same quality of care regardless of their individualized needs. By crafting an atmosphere of respect and understanding, we are able to provide person-centered care that allows our residents to live a life of security, comfort and purpose.
Fostering Connections and Promoting Well-Being
Person-centered care is foundational to the philosophy of St. Dominic Villages. Fostering connections and promoting well-being of our elderly clients is at the heart of our mission. Our team works tirelessly to ensure that our members feel supported and connected to their environment.
- Dominic Village’s person-centered care approach prioritizes the dignity, preferences, and goals of each individual senior.
- This approach recognizes that each senior has unique physical, emotional, and spiritual needs, and works to tailor care to meet those needs.
- By providing personalized care, St. Dominic Village empowers seniors to maintain their independence and quality of life.


(CNS) – Four adults and two children were displaced by a mobile home fire Indio Saturday, the Riverside County Fire Department reported.
The fire was reported around 7:05 a.m. Saturday in the 43500 block of Clinton Street, where firefighters found a small electrical fire under a single- wide mobile home.
According to the RCFD, units were on scene around 7:10 a.m., and the fire was contained about 7:35 a.m.
Red Cross was requested to assist the six people, but no injuries were reported.
The cause of the fire was under investigation.
Copyright 2023, City News Service, Inc.


- MechWarrior Online's Renaissance Is All Thanks To The Developers Putting Players In Charge
- Your BattleTech News Roundup For May, 2021
- Your BattleTech News Roundup For April 2021
- Why You Should Actually Trust BattleTech’s Mysteriously Short-Ranged Autocannons
- Your BattleTech News Roundup For March, 2021
- Read more →
The Needler Rifle is a vicious weapon that fires a spray of tiny fletchettes that can easily shred flesh. These fletchettes are created by shredding a polymer-composite block and fired by a burst of compressed gas, making the weapon noiseless with little to no recoil and the favorite choice of assassins. However, it is an incredibly short-ranged weapon with almost no armor penetration capabilities. This limits its use to self-defense and close-quarters combat, though it serves as an ideal weapon for boarding space-vessels.
- Item: Needler Rifle
- Equipment Rating: D/B-B-B/D
- Armor Piercing/Base Damage: 2B/5S
- Range: 5/13/30/40 meters
- Shots: 20
- Cost/Reload: 75/2
- Affiliation: -
- Mass: 1kg/200g
- Notes: Needler
- Classic BattleTech RPG, p. 136, "Needler Rifle"
- A Time of War, p. 268, "Flechette Weapons - Table"


An oscillating tool can cut, sand, and scrape nearly every surface of a house, making small maintenance tasks simple. We rated the latest by completing tasks such as outlet-fitting, grout-grinding, and doorjamb-cutting, and put 80-grit triangular sanding sheets to work on some badly mauled scrap boards. We also used the saw blades to make crosscuts into pine. Here are the ones we liked best.
For access to exclusive gear videos, celebrity interviews, and more, subscribe on YouTube!


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Napkin box personalized with name Estibalitz, letters of Basque typography and margarita in the back part.
I print it on white PLA, paint it with water-based acrylic paints, and to protect it I spray it with transparent matt varnish. But it can be printed on other materials and given other finishes.
The download includes the possibility of printing the napkin ring in one piece and/or printing it in three pieces according to the printing capacities.
If you want a napkin box with another name and you can't find it, don't hesitate to contact me and we'll come to an agreement, sure!
Measurements : 70x30x33-35mm
Diseños personalizados con nombre. Si desea adquirir algún modelo y no lo encuentra con su nombre, no dude en avisarme y nos pondremos de acuerdo. !!Seguro!!.
Page translated by automatic translation. See the original version.
You like Cults and you want to help us continue the adventure independently? Please note that we are a small team of 3 people, therefore it is very simple to support us to maintain the activity and create future developments. Here are 4 solutions accessible to all:
ADVERTISING: Disable your AdBlock banner blocker and click on our banner ads.
DONATE: If you want, you can make a donation via PayPal here.
WORD OF MOUTH: Invite your friends to come, discover the platform and the magnificent 3D files shared by the community!


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National Network of Depression Centers
The Johnson Depression Center is a member of the National Network of Depression Centers, a select group of the country’s leading depression and academic medical centers of mood disorders that includes Harvard University, Johns Hopkins University, Stanford University, the University of Michigan and the University of Pennsylvania, among others.
Established by a gift from George Wiegers, the National Network of Depression Centers (NNDC) is modeled after the National Comprehensive Cancer Network and the successful academic and scientific partnerships that began in the 1970s and led to a more rapid development of new treatments and helped to de-stigmatize cancer.
Mr. Wiegers’ vision was to bring the top minds in mood disorder care, prevention and research to work together to more aggressively advance the development of new ways to identify and treat depression and bipolar disorder and reduce the stigma associated with mental illness.
Now, the NNDC is a non-profit system of 26 leading clinical and academic Centers of Excellence in the U.S., working to transform the field of depressive illness and related mood disorders.
The NNDC is a key component to effecting a true transformation of care and someday a cure for people suffering from depression, bipolar disorder and anxiety disorders.


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Santé launches It’s new Barliccino, a cappuccino plus Santé Barley Coffee Mix that offers a healthier and tastier choice than your usual pricey “coffee-shop” brew. As the latest coffee drink mix from Santé, a provider of premier organic health and wellness products and services, Barliccino brings the coffee-shop quality experience in an instant, wherever you are.
Each cup of Barliccino is a foamy, delicious, and comforting escape to the real cappuccino goodness. It’s the perfect blend of Santé Barley grass that balances the cappuccino’s sweetness with subtle earthy notes that is sure to be a pleasure to one’s tastebuds. One cup of this goodness will surely perk you up to productivity. Let a cup of Barliccino hug you with comfort and warmth, especially on rainy days or whenever you are loaded with work.
Barliccino is mostly sweetened using Stevia, a natural substitute for sugar, derived from the leaves of a small perennial green shrub. In every cup of Barliccino, there is only a minimal amount of sugar (1.63 grams), a lot lesser compared to a regular instant coffee’s sugar content, which is around 12 to 15 grams per serving. It also has low-calorie content (52 calories) and contains non-dairy creamer—truly, a healthier alternative!
What’s more is that Barliccino is infused with the goodness of organic pure barley grass from Santé, known to be certified by BioGro, New Zealand’s leading organic certification agency. It makes Barliccino a healthier choice since barley grass is an effective antioxidant and is rich in vitamins and minerals that can help detoxify the body and aid in keeping the digestive and immune system healthy.
Barliccino is just one of the many products offered by Santé, which aims to help everyone live more and do more. The company has been providing premier organic health and wellness products and services, including its flagship, Santé Barley.
To learn more about Barliccino and Santé, visit its website at santebarley.com.


Advanced Steam Iron Features
meilleure centrale vapeur Heat and steam For virtually any purchaser of vapor irons, there are a few important characteristics which the equipment should have. These're probably a thermostat, steam choice, heat resistant insulation around the electrical cord, and a drinking water reservoir. Nevertheless, really a stellar iron is going to give you several extra features, that several frequent iron users find very helpful, if not needed. The Steam Iron and also the Fabrics A typical iron is able to perform regular projects like smoothing away lines in fabric, providing a sharp crease, and also cementing decals onto clothing. Though an a lot of steam iron is able to do everything that and other things. For instance, instead of merely emit steam when the water vapor switch is pressed, a high grade iron could have a switch which can modulate the quantity of steam which comes from the equipment. Fabric including silk response to smoothing out with heavy blasts of vapor, while normal permanent press fabrics are ironed smooth with moderate or perhaps perhaps no vapor at all. The heating Feature Another excellent advanced feature a number of high grade irons have really are a heat dial. There are often many heat settings which can be modified to comply with the fabric type being iron. Cotton and linen could be put through heat that is high, plus steam. Wools and silks respond much better to less high heat, and artificial fibers are best iron with a low temperature. In many instances, experienced irons are going to have this particular dial graded not by heat, but a simple fabric group interface.
The Steam Feature The vapor degree in ironing is akin to the heat level in ironing in which varying components respond to moisture in ways that are different. For instance, satin and linen may be ironed at the higher steam setting as the fibers should be smoothed over while moist. Synthetic fibers and wool must be both be ironed at heat that is low; for wool, heat that is excessive might result in an irreversible kink in the fibers, along with artificial substances are usually produced from acrylic or maybe polyester, and perhaps melt. Nevertheless, these 2 fabrics reap the benefits of serious steam, therefore the high-tech irons alternative which enables the maximizing of vapor while reducing heat. Extra Features High grade steam irons typically have no less than 3 auto shut off mechanisms, but a few today have as much as four: dial shut off, when the metal is remaining on for over a certain period of time, when the iron is knocked over, or even when the iron is set upright. Much more unique features include self-cleaning-very helpful for calcium or maybe lime buildup over the iron itself, energy saving controls, along with anti drip methods. For More Information Visit: meilleure centrale vapeur
Advanced steam iron features meilleure centrale vapeur


text: Environmental contamination with hydrocarbons though natural and anthropogenic activities is a serious threat to biodiversity and human health. Microbial bioremediation is considered as the effective means of treating such contamination. This study describes a biosurfactant producing bacterium capable of utilizing crude oil and various hydrocarbons as the sole carbon source. Strain BU33N was isolated from hydrocarbon polluted sediments from the Bizerte coast (northern Tunisia) and was identified as Alcaligenes aquatilis on the basis of 16S rRNA gene sequence analysis. When grown on crude oil and phenanthrene as sole carbon and energy sources, isolate BU33N was able to degrade ~86%, ~56% and 70% of TERHc, n-alkanes and phenanthrene, respectively. The draft genome sequence of the A. aquatilis strain BU33N was assembled into one scaffold of 3,838,299 bp (G+C content of 56.1%). Annotation of the BU33N genome resulted in 3,506 protein-coding genes and 56 rRNA genes. A large repertoire of genes related to the metabolism of aromatic compounds including genes encoding enzymes involved in the complete degradation of benzoate were identified. Also genes associated with resistance to heavy metals such as copper tolerance and cobalt-zinc-cadmium resistance were identified in BU33N. ... mehrThis work provides insight into the genomic basis of biodegradation capabilities and bioremediation/detoxification potential of A. aquatilis BU33N.

domain: chemistry


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It is necessary to make a mold to process your order, because your hair system is totally personalized. Our technicians use the mold to make your hair system completely by hand.
Your head should be dry. You will need a marker and transparent film (just what you have in the kitchen). First draw the hair line that your would like on your head.
2.Cover your head with a piece of transparent film and tie the ends under your chin tight enough to easily draw lines.
3.Once well tied and fastened, begin to copy the hair line you drew on your skin.
4.Cover the film with 3 layers of transparent tape, in the direction indicated by the picture.
5.As indicated draw the the direction you want the hair to go (except Freestyle style in which we will not mark anything). You can also draw the direction of the hair with the mold in your hands (it is easier).
6. Cut out the template of the as indicated in the picture.
Very important: Always indicate by writing in the template with black pen FRONT for the front and BACK for the back area. After writing these words we cover them with transparent tape so the words are not erased.


The commute from Tom Rivers' home in North Charleston to his office in downtown Charleston has gotten considerably longer in the last decade.
"It's gone from 30 minutes a few years ago to at least 45 minutes every day now," he said. "And it's not unusual for it to take more than an hour if there's a wreck."
That's not news to the state Department of Transportation.
They know there are problems with the last 32 miles of the Lowcountry's main artery, and are looking at ways to improve the commute to and from Charleston starting at S.C. Highway 27 at mile marker 187 to the end in peninsular Charleston.
Despite the 60 miles per hour speed limit, the average speed starting around University Boulevard on the eastbound lanes dips to 27 mph beginning at about 7 a.m. weekdays. It doesn't recover to normal speeds until after 9 a.m., according to DOT.
In the afternoon, the westbound lanes start slowing around the Interstate 526 Interchange, crawling along at 23 miles per hour, between 3 and 4 p.m. and not returning to normal until after 7 p.m.
In some areas of Interstate 26, there are nearly 50 percent more cars on the road each day than there were in 2007.
Add to that accidents — there were 1,600 crashes last year on that stretch of highway — and you've got a recipe for really long commutes and frustrated drivers.
"I know I'm going to be sitting in it, so I just prepare myself," Rivers said. "I'll listen to a podcast or something and just try to be patient."
Widening the highway from Ashley Phosphate eastward is likely not cost effective because of development and wetlands close to the road, according to DOT officials.
"We are probably in the last stretch of widening in the urban areas," said DOT Director of Planning Brent Rewis. "At some point, we're going to be forced to look at other means and other ways to reduce congestion in urban areas."
So DOT is turning to people who drive the route every day.
"We'd like to get information on areas that they feel are issues, so we can try to address the situation," Rewis said.
About 50 people attended a public meeting at North Charleston City Hall to learn about the options and give their suggestions.
"I'm generally very concerned about traffic issues," said North Charleston resident Jay Rice. "It's pretty obvious we're still in the horse-and-buggy mindset so I would like to see what's being considered."
Ideas being pondered include:
- Shifting demand out of the peak travel periods, including ride sharing, telecommuting and compressed work weeks.
- Low-cost improvements to improve the use of the existing roads and safety, incident management improvements and traffic signal upgrades. This could include lengthening entrance and exit ramps, for instance.
- High-occupancy managed lanes (HOV) or high-occupancy toll managed lanes (HOT) to add to the capacity.
Officials said it has not yet been determined what would be required for construction of HOV or HOT lanes. There are several different models in operation throughout the country, although there are currently no HOV or HOT lanes in South Carolina.
DOT will be collecting comments through the end of August.
Another public meeting will be held in 2019 to present the findings, Rewis said.


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Hello Dear Readers!
I hope those who celebrate Easter had a wonderful
and blessed one.
We had a fun time entertaining my Sweetie and her friend
with a major Scavenger Egg Hunt. The clues were hard;
however, the rewards were great.
Welcome to another fabulous Monday Morning Blooms.
Lidy, Mary, Pam and I are presenting flower arrangements
in pretty pitchers.
The links to their posts are at the bottom of this post
below their beautiful images.
Today, I present A Favorite Pitcher of Flowers
and vignette on the ottoman in the Great Room.
Deciding on which pitcher to use for my flower arrangement,
was easy….I chose my Arte Italica Merletto White Scalloped Pitcher.
Such a wonderfully versatile pitcher…so elegant, yet can also be used
on a casual tablescape or centerpiece.
For Spring and Easter I have been gravitating towards
using the shades of purple and pink.
Trader Joe’s had the amazing Double Peony Tulips,
so this flower was my inspiration for the large pitcher arrangement
(Please excuse the shadows..it was as dreary day
when I had to photograph before leaving town)
The flowers are:
💜Arte Italica Merletto White Scalloped Pitcher:
🌷Purple and white Variegated Alstroemeria
🌷Pink Double Peony Tulips
🌷Chamomile for filler (one of my fav fillers for arrangements)
💜Small purple vintage transferware pitcher (Colony ~ Tunstall, England)
🌸White Hydrangea and Deep Pink Calla Lilies
💜Charlotte, Royal Staffordshire; Clarice Cliff, Burslem, England
🌸A single orchid bloom (egg cups)
I purposely chose just three items for the larger arrangement
as I wanted to show you that you can create a beautiful
pitcher of multiple flowers for under $20.
The ironstone foot bath filled with my lavender hydrangeas
was the inspiration for the colors I am using in the room for Spring.
My friend Amy (Maison Decor)
was having a “downsizing” sale … traveled to the Boston area with my
friend Mary Alice. I purchased about a dozen purple transferware pieces
from Amy….the sweet pitcher and egg cups were featured in
Nora Murphy’s book, “Country House Style” in which Amy’s home was featured.
I clipped a couple of blooms from one of my many
orchid plants and placed in the egg cups.
I love that orchids really thrive in my sunroom.
The vintage tole tray has been a wonderful tray for
placing pretties and a place to set a drink for guests.
I have been searching for another tray with a
very specific design … and found one on my travels
with the Boys of Summer….
Here it is:
Found the tray (Napa Home and Garden) in a beautiful shop in Richmond.
Hope you enjoyed my simply arranged flowers in
truly one of my favorite large pitchers and my sweet vintage one.
The small blue and white vase above is a new find from my fav
consignment shop, Always Home in Durham, NC.
Now it is time for you to enjoy some wonderful flower inspiration
from my very passionate about flowers friends.
Pam 🌷 Everyday Living
Lidy 🌷 FrenchGardenHouse
And ME! ~ Housepitality Designs
I wish you a most beautiful day!!
“Don’t wait for someone to bring you flowers,
plant your own garden and decorate your own soul”
You can follow more of my home
on INSTAGRAM Here: housepitalitydesigns


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text:
Lettau Art Fashion create patchwork fabrics from the scraps of fabric that result from cutting, which can be turned into unique pieces of clothing.
or 4 payments of
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Mix of 92% polyester; 8% elastane - 92% polyester, 8% spandex: 95% cotton, 5% elastane.
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Business remains steady for those in heating and cooling industry
It’s a good time to be in the heating and cooling business.
“This is our busiest time of the year. We usually start in August, and we are booked solid to the middle of November,” said Diane Irwin, vice president/treasurer and one of the owners of Conner Heating and Air Conditioning, Tipton.
Jim Bovard, owner of Bovard Heating and Cooling, said in October people start to think about their furnaces or are turning them on only to find out they are not working properly.
Patsy Caporuscio, owner of Caporuscio Plumbing and Heating, Altoona, said he started getting calls for furnace maintenance at the end of September.
“We are getting calls nonstop, and it can go on all winter. Furnaces can develop problems when they start using them,” Caporuscio said.
Local contractors service both heating oil and natural gas furnaces, the majority of Blair County homes use natural gas for their heat.
Service on a heating oil furnace is a little different and usually not done when it is warm outside.
“To do an oil furnace, we need to do a calibration and the furnace has to be running to do it to make sure it is running properly,” Irwin said. “Oil furnaces should be done every year because there can be a build up of black soot. The nozzle should be changed every year.”
“Oil is more complicated. They have a nozzle and filter that need cleaned and changed. Ninety-five percent of our customers in Altoona have natural gas,” said Cathy Smithmyer, manager of Smithmyer Plumbing and Heating, Altoona. Contractors agree it is important to have your furnace checked by a qualified professional.
“When we do routine maintenance, we check the motors, controls and heat exchanger. The furnace can operate with a cracked heat exchanger, but carbon monoxide can leak out into the home. We recommend people also have carbon monoxide detectors in their home,” Bovard said.
“We check the way it ignites. We clean the blowers, check the flu passages and all safety and power switches,” Caporuscio said.
Keeping the filter clean is also important.
“We tell people to keep their filter clean. If they don’t, they are cheating themselves. That messes with the efficiency and can hurt the furnace.”
“A lot of people with hot air furnaces don’t change their filters regularly. This gives them a higher gas bill and very little heat. I had one that was so dirty I couldn’t even see you if you were on the other side of it,” said Gene Pletcher, owner of Gene Pletcher Heating and Cooling, Duncansville.
It is important to have your furnace checked annually.
“Manufacturers recommend it should be done annually. Some have warranties that require you to have documentation that it is serviced annually,” Smithmyer said.


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MTGP Presents Lion Fight 39
Chip “The Surgeon” Moraza-Pollard vs. Jordan Smith – Lion Fight cruiserweight title
Jose “Pitbull” Varela vs. Keith McLachlan – MTGP super featherweight title
Two of the world’s most dominant forces in Muay Thai combat sports are uniting for an explosive event.
Muay Thai Grand Prix (MTGP) and Lion Fight Promotions are teaming up with MTGP Presents Lion Fight 39 slated for Saturday, November 18 at the Indigo inside the famed O2 Arena in London, England.
This is the first time the partner promotions have combined to present what is sure to be an epic night of fights.
Tickets will be available shortly at AXS.com with broadcast details to follow.
“It will be a historic night of Muay Thai,” said Philip Tieu of Muay Thai Grand Prix. “This is a ground-breaking event that brings some of the best MTGP and Lion Fight together in some incredible matchups.”
MTGP Presents Lion Fight 39 marks Lion Fight’s first venture outside of the United States, and the excitement level for the upcoming show has hit an all-time high.
“Every single one of our fighters has asked to be a part of this show which is a testament to how big and how important MTGP Presents Lion Fight 39 is,” said Scott Kent, President & CEO of Lion Fight Promotions.
“This will be a spectacular show and the first of many joint events between MTGP and Lion Fight. We are already putting plans together for two partner shows in 2018 to showcase the two organizations’ very best talent.”
The main event marks the first title defense for Lion Fight cruiserweight champion Chip “The Surgeon” Moraza-Pollard (5-0) as he faces England’s own rising star Jordan Smith (12-0). The undefeated Moraza-Pollard claimed the belt in a thrilling five-round affair against Paul Banasiak at Lion Fight 37.
In the co-main event, the MTGP super featherweight title is at stake as current champ Jose “Pitbull” Varela of Portugal lines up across from challenger Keith McLachlan of Scotland.
More bouts for MTGP Presents Lion Fight 39 will be announced in the very near future.

domain: sports


text:
Chromogranin A staining as a biomarker for prostate adenocarcinoma
As reported in The Prostate, chromogranin A (CgA) staining, an indicator of neuroendocrine differentiation, is associated with decreased biochemical control, clinical failure, increased distant metastases, and decreased cause-specific survival in patients with prostate adenocarcinoma and a GS ≥ 7 (n=285). The median follow-up was 6.5 y. CgA staining was present in 31% of specimens. The 10-y distant metastases rate in specimens with <1% and >1% CgA staining was 8% and 48%, respectively. The 10-y cause-specific survival in specimens with <1% and >1% CgA staining was 95% vs. 76%, respectively.
High expression of MUC1 + HER3 is associated with favorable outcome in bladder cancer patients
As reported in BJU International, elevated co-expression of MUC1 + HER3 was associated with improved survival in patients with bladder cancer. MUC1 alone, or elevated MUC1 + non-elevated HER3, had no prognostic value. Moreover, MUC1 was not predictive of survival, tumor stage, or tumor grade.
PCA3 useful for early diagnosis of prostate cancer
Based on a meta-analysis reported in the Chinese Medical Journal, prostate cancer antigen 3 (PCA3) can be used for the early diagnosis of prostate cancer and to avoid unnecessary biopsies, with a sensitivity of 0.82, a specificity of 0.962, a positive likelihood ratio of 2.39, a negative likelihood ratio of 0.51, and a diagnostic odds ratio of 4.89.

domain: medical


“Modern industry … is continually transforming not only the technical basis of production but also the functions of the worker and the social combinations of the labour process. When different parts of the working day are replaced by machinery the productiveness of labour increases. At the same time, it thereby also revolutionises the division of labour within society, and incessantly throws masses of capital and of workers from one branch of production to another. Increasing productiveness heralds more than the modern mechanical quantities of labour, but also the slave Acts of the State.” (Marx)
In 1996 IBM’s chess computer, Deep Blue, beat the world champion, Gary Kasparov. This victory marked an important step in the development of machine intelligence.
However, Deep Blue was directly told how to play chess by human experts who codified thousands of rules-of-thumb about good moves. So although Deep Blue was highly effective at chess, it couldn’t play any other games.
Just a few months ago, a new algorithm, called Alpha Zero, learnt to play chess from scratch. It only knew the rules of the game. It learnt its strategies by playing against itself. After about 24 hours of self-play Alpha Zero achieved superhuman performance, and consistently beat the previous best chess program.
Not only did AlphaZero play brilliantly it also discovered entirely novel, and more powerful, move sequences. Defeated human players described its strategy as “alien”, “unnatural” and “amazing”.
And AlphaZero can learn to play other games too. It just needs the rules. For example, it also achieves superhuman performance on the game of Go.
AlphaZero is one recent advance amongst many. Progress in the field of Artificial Intelligence has leaped forward in the last 20 years or so.
Some things that AI researchers thought were really very hard, and many decades away, are now taken for granted.
Progress is partly due to faster computers with more memory. And the internet has massively increased the availability of large quantities of data, which is the essential ingredient of machine learning. But another driver is improvements in algorithms, particularly a class of algorithms known as neural networks.
Some of the biggest tech companies in the world — such as Google, Microsoft and Facebook — are currently investing heavily in neural network research. They believe neural networks will transform our world, and they want to profit from it.
So what are neural networks? How do they really work? And what are the implications of this technology for the political economy of capitalism?
What are neural networks?
Let’s begin by examining what neural networks really are.
The human brain has billions of neuronal cells connected together in complex networks. Artificial neural networks have a similar structure.
But I want to put aside analogies with the human brain for the moment. Instead, I will explain neural networks in a purely mathematical or mechanical manner. Because this perspective can explain why animal brains are networks of neurons, and why they have different kinds of dedicated circuitry.
Imagine we perform a physical experiment, where we attach weights of different masses to a metal spring. Each time we attach a weight we measure the spring’s length. We record the weight, and a corresponding length, as a pair of numbers. Let’s say we collect 100 such observations.
We now have a data set. Next, we want to build a neural network that learns the underlying relationship between weights and lengths. We want the algorithm to discover the principle that connects these pairs of numbers.
No learning algorithm is a blank state. It must, at least, have the capacity to hypothesise possible relationships between weights and lengths.
So let’s do this by defining a family of mathematical functions. For this example:
The “x” here represents a weight. And the “y” represents the length of the spring. Given a weight, we can use this formula to predict a length.
The function has some parameters, labelled a, b and c. These could take any values. Different values specify a different function. For example, if we set a=2, b=3 and c=-4 then we’d get the function:
This specific function is one possible description of how weight (x) relates to spring length (y).
So we’ve defined a simple hypothesis space, where different values of a, b and c, pick out a specific hypotheses from that space.
Normally we think of mathematical functions as something abstract, as some kind of symbolic expression. But we can also think of them as machines with distinct parts, which take in an input and produce an output.
In fact, we can think of the hypothesis space we’ve just defined as equivalent to a very, very simple “neural network”:
So this “neural machine” assumes that the actual relationship between weight and length is defined by some (unknown) quadratic function. Of course, this assumption might be wrong. But that’s its starting point!
The network has 3 parameters, which change its behaviour. That may not sound like many, but this is sufficient to represent an infinite number of quadratic functions.
OK, we’ve got a simple neural network. How can it learn from the data?
Basically, we want the network to choose one function, from the infinity it can represent, which reproduces our 100 examples as accurately as possible.
For instance, we set the networks’s parameters, a, b and c, all equal to 1. And then we feed the first example into it, with a weight of x = 0.5 kg. We can think of the 4 input values propagating forwards through the network to the output neuron. That neuron computes an output of y = 1.75 cm. That’s its prediction of the spring’s length.
However, we measured the actual spring length as 10 cm. So the network is wrong. How wrong? Well, it made an error of 8.25 cm.
The error signal as teacher
In order to learn you need to know when you are wrong, and how to be less wrong in the future. The error signal, the difference between the network’s prediction and the actual value, is like feedback from a teacher, or from reality.
We add up the network’s error on all 100 examples to get the total error. And the total error indicates how well, or how badly, the machine reproduces the relationship between weight and spring length in the data.
Different values for the machine’s parameters — a, b and c — will give different total errors on the data. We want to find the parameters that minimise this error. In Artificial Intelligence, the process of finding functions with low error on some data, is normally what’s called learning.
Searching for the best hypothesis
But now we have a problem. How do we find the right values for a, b and c?
One method, which has proven surprisingly successful, is to start with an arbitrary guess. Then take an example, push it through the network, measure the error, and then change the network’s parameters a tiny, tiny bit — in exactly the right way — in order to reduce the error on that example. And then keep doing that for every example — again and again — until we can’t make the total error any smaller.
For example, let’s add an “error neuron” to our network:
Remember that our data contains pairs of numbers: (weight, length). By adding the extra “error neuron” we can propagate both numbers through the entire network (starting at the green input nodes), which now also computes not just the prediction, but also its error.
But how should we change the network’s parameters to reduce that error? Should we increase parameter “a” a little bit, and reduce “c”, and leave “b” unchanged? Or something else?
At this point we turn to differentiation. You’ll recall that differentiating a function gives its gradient. And a gradient tells us how much a small change in a function’s inputs affect its outputs.
So, if we differentiate the error function with respect to each of machine’s parameters, we get 3 different gradients. And those gradients immediately tell us how small changes to the parameters affect the prediction error.
This is bit like standing on an undulating landscape with your eyes closed. You want to find the lowest point on the landscape, but you can’t see it. All you can do is feel the shape of the ground where you’re standing right now, by moving your feet slightly. That’s the gradients.
The best direction to move is the direction with the steepest downhill slope, since that direction will reduce the error the quickest. So this method is called gradient descent.
Except here we have 3 parameters, so we’re really we’re feeling and moving in 3, not 2, dimensions. But the principle is the same in higher dimensions.
So we need to differentiate in order to get some gradient information.
Differentiating the error of a quadratic function with respect to 3 parameters is fairly easy. But for industrial-scale applications we need to differentiate enormously complex functions with billions of parameters. A naive approach would be computationally very expensive. But we can exploit the structure of the neural machine to save time.
Perhaps a good image is a spider’s web. You twang it at one place, and see the wobbles propagate through the web, which affect some webbing much further away. Back-propagating the error twangs the web in just the right way to improve the network’s parameters.
So we forward propagate each example through the network to get the error. We then back-propagate that error through the network’s gradients to update the parameters. Forwards and backwards, again and again, for every example. And we keep doing this until, eventually, the total error on the data stops getting smaller.
At that point, our search is over.
Learning as optimisation
So let’s actually do that now. Here’s a plot of the network’s error on individual examples (blue dots) over time, where the y-axis is the total error and the x axis is the number of times we’ve pushed all the data through the network. The orange line is the network’s error on test data (data it hasn’t been trained with). Clearly, the error reduces over time, or, if we want, the machine is “learning”:
What are the network’s final parameters?
a = 0.05 b = 0.96 c = 0.006
Why these parameters? Well, to 1 significant figure, we have: a = 0, b = 1.0 and c = 0. So the network has learnt that the relationship between weight and spring length is:
So, from its hypothesis space of quadratic functions, it’s selected a very simple linear function. Is that a good fit to the data? Here’s a plot of the network’s prediction (of the spring’s length for a given weight) compared to the actual length observed in the data:
So it’s a pretty good predictor. In fact, this simple neural machine has “learned” a particular case of Hooke’s law, which states that the extension of a string is proportional to the force applied to it.
(For those with a bit more background knowledge: this simple (nonlinear) computational graph has produced a linear regression on the data set via gradient descent.)
Neural networks at scale
Our “neural network” was extremely simple. So simple that most practitioners wouldn’t recognise it as a neural network. But more complex neural networks operate on identical principles. Scaling up doesn’t change this basic story.
Here’s an example of a more complex network:
We train more complex networks in exactly the same way: by forward-propagating inputs, and backward-propagating errors. But, of course, this more complex function has a correspondingly more complex hypothesis space. To get an idea of the complexity, here’s the symbolic expression for just one of its outputs, y1, as a function of its 4 inputs (and its 163 parameters):
So this network has much greater representational capacity than our simple example. In principle, therefore, it can learn much more complex relationships in data. And, with a little bit of creativity, the inputs and outputs can represent not just numbers, but images, sounds, letters, words … anything.
However, even this network, by industrial standards, is tiny.
The technology of neural networks
So that’s neural networks in a nutshell. I’d like to emphasise how very simple this really is. The basic mechanisms are satisfyingly elegant and sparse. Of course, the state-of-the-art adds many bells-and-whistles but, as of today, the core element is searching in a hypothesis space to minimise error.
So why are real brains are composed of billions of neurons? Brains need to represent and predict properties of a complex environment. Lots of neurons yields a bigger and more complex hypothesis space.
But real brains also have many dedicated structures that wire-up the neurons in specialised ways. Different kinds of neuronal assemblies are dedicated to vision, to motor control, and to higher thought. Why?
The simple reason is that different network topologies define different kinds of hypothesis spaces that are better adapted to specific kinds of tasks. Learning becomes easier if you start with a good guess.
So although our brains are highly adaptable, evolution has given us a head start for learning the kinds of problems we regularly face.
Let’s now turn to the implications of neural networks for society.
Neural networks in capitalism
Technology that reproduces bits of human cognition is as old as human society. For example, tally marks on sticks or bones reproduce aspects of human memory. The abacus partially automates the mental operations of arithmetic, and so on.
Machine learning represents a continuation of this historical trend of humans alienating their causal powers in machines.
What is new, however, is that neural networks replicate the complex pattern recognition powers of humans.
Some impacts of neural networks we can be fairly confident about, because we’ve seen examples of machine automation before. Others are more speculative, because we haven’t seen this specific type of machine before.
Impact of machines on material production
So what can be fairly confident about?
Any new machine is always introduced into an existing division of labour. The machine may automate an existing task, or some part of it.
If so, some labour is freed or saved. The machine is labour-saving if the saved labour exceeds the new labour required to reproduce the machine.
So typically this means that some workers now have nothing to do.
In purely material terms, this saved labour could remain saved, resulting in a reduction in the total working day. Everyone could work a bit less. Or, alternatively, this saved labour could be allocated to entirely new tasks, and people could have some more goods and services.
A machine may not merely automate, but make new kinds of work possible (in fact this is typically the case). For example, computers created the new role of programmer.
In this case, new kinds of concrete labours are demanded.
Machines tend to have both effects: they automate existing tasks, and create new tasks. So new machinery raises the structural-economic problem of reallocating the division of labour within society.
Impact of machines on capitalist production
What I’ve just said applies to any kind of society, whether feudal, capitalist, socialist or communist. But the reallocation of the division of labour in capitalist society takes specific forms.
Machines won’t reduce our working time
I once asked an AI researcher why they were passionate about building robots. They answered that robots will free us from work and lead to utopia. I then asked why centuries of labour-saving technical progress had failed to reduce the length of working day.
They couldn’t answer (the typical STEM graduate doesn’t know much social science, and knows even less about Marxism).
But the answer is pretty clear. In capitalism the labour saved by automation takes the form of profit appropriated by firm owners, which they add to their capital. Capital is privately owned, and private capitals compete with each other, searching for the highest returns.
Now, if an individual capital is hoarded then its value will quickly decrease, compared to rival capitals that are reinvested in new production and accumulation. So this means that individual capitalists, in order to remain capitalists, must reinvest profits in new production.
In consequence, labour-saving technical progress doesn’t translate into a reduction in the length of the working day. Capitalism simply lacks any economic mechanism for the working population to collectively decide to work less. (Unless you buy into the neoclassical fantasy that the length of the working day is the outcome of individual choices that trade-off disliking work and loving consumption).
Automation could mean that we all work produce less, which would not only massively benefit everyone, but also the environment. However, capitalism cannot realise this technical possibility.
So neural networks don’t herald a utopia where robots do all the work and we take it easy. That’s not going to happen (despite what we might read). Both the robots, and us, will continue to work hard for a class of exploiters. Free time is the one commodity that’s not for sale under capitalism.
Machines will benefit the few not the many
So instead of a approaching a robot utopia, we’ll experience familiar capitalist macro-dynamics: labour displaced by machinery will reduce the demand for labour and therefore wages. On the other hand, any reinvested profits may increase the demand for labour in sectors yet be automated, which increases wages. So there’s a contradictory effect.
But the increased demand for labour is typically not significant. In general, private capitals aren’t very good at initiating entirely new industrial sectors that soak-up the excess labour force. They are risk-averse and impatient for returns. Instead, profits are speculated on existing assets, rather than new production. And high-end luxury consumption isn’t a big employer.
Also, much of the economic cost of the re-division of labour is borne by the workers themselves: some of us get laid off, have no income, and must somehow re-train or re-orient ourselves in a new technical landscape, if we can. That often puts enormous strain on workers and their families.
The churn in the division of labour is inescapable for any society with technical progress. But the accompanying misery inflicted on workers is not.
So, as a whole, the capitalist class benefits from automation, not workers.
So the technology of neural networks, in the context of capitalism, is not a leveller. Instead, it will augment the economic power of the already rich and wealthy.
Machines worsen the lot of the highly exploited and overworked
Capitalism, in virtue of both markets and the wage system, produces extreme income inequality, both within and between nations. Wages, in particular, vary greatly internationally. So automation does not proceed evenly across the globe.
For example, Foxconn, the big electronics manufacturer, plans to automate 30% of jobs in its Chinese factories by 2020 in response to rising labour costs. In just one factory alone, Foxconn cut tens-of-thousands of jobs by introducing industrial robots.
But the average wage in Bangladeshi garment factories is about $67 per month. So these textile factories won’t be introducing robots anytime soon.
Neural networks will allow robots to perform an increasingly broader range of tasks. So, where wages are high, many workers will be out of a job.
But where wages are low, neural network technology will probably be used to intensify exploitation. For example, Amazon tracks warehouse workers with armbands that recognise the pattern of arm movements that indicate when they are packing goods, or not. The surveillance has been automated.
So neural networks will be used to turn humans into robot-like things, rather than freeing them from drudgery.
Typical applications of neural networks
So that’s what we can be fairly confident about. The conclusions strike a very discordant tone compared to the technical optimism of corporate press releases.
Having said that, there are applications I’m excited about. For example, neural networks are widely used to improve search engines. They detect diseases in medical scans with better accuracy than human doctors. They help search for new medicines. They increase the efficiency of production processes, by predicting breakdowns before they happen, or preemptively spinning-up or down productive capacity, for example in electricity grids, or fans that cool computers in data centres. They can augment creative tasks, such as auto-completion of partial sketches and music compositions, or automatic colouring. Self-driving cars will provide safer and more efficient travel. I could go on, since pattern recognition is really useful, and forms the basis of many human tasks.
But for every good application, there are plenty of bad ones.
Obviously, neural networks are already deployed in military machinery for detecting, tracking and destroying targets.
Also, neural networks are tremendously good at generating fake images, audio and video. This capability isn’t sufficiently appreciated. Faces can be transplanted over other faces in video seamlessly. The human voice can now be impersonated, and told to say anything. So you can no longer take anything at face value. Here’s a recent quote from a machine learning researcher:
Today was the first day I fell for an AI-generated fake video with major geopolitical implications. The world is gonna get weird.
Neural networks are routinely deployed to intensify addictions, whether shopping, games, gambling or pornography. The neural network tailors the user experience to specific individuals in order to squeeze the most money out of them.
Some of the brightest but most greedy in society waste their talents building neural network models to gamble and speculate in financial markets.
Neural networks are increasingly used for industrial-scale surveillance: for example, the US government can retrieve a semi-automated summary file for most people in the western world, at the touch of a button.
Despite the hype, neural networks are currently quite limited, and there’s zero chance of robots taking over anytime soon. On the other hand, neural networks do point to a future where humans alienate all their causal powers in machinery, which is an exciting thought.
Neural networks are just another kind of machine, and we’ve seen what happens in this movie before: the real winners, as ever, are the owners of the machinery.
We’re told that AI is a disruptive technology that will transform society for the better. But capitalist society also transforms AI and ensures its applied in ways that reproduce class society, including the power of the exploiting class. So there are lots of contradictions, most of which are glossed over by the companies that tout this technology and the journalists that report on them.
So let’s return to the quotation of Marx at the top of this page. More wisdom from the sage, you might think. However, some of the sentences in that quote are not Marx at all. They were generated by a neural network (NN). Can you tell which ones?
There were two NN generated sentences:
When different parts of the working day are replaced by machinery the productiveness of labour increases.
Increasing productiveness heralds more than the modern mechanical quantities of labour, but also the slave Acts of the State.
How where these Marx-like sentences created?
I built a deep recurrent neural network (using Mathematica with its MXNet back-end) and trained it on Marx’s Capital Volume 1. I randomly sampled million of strings of length 100 from Capital. I then split those strings into a prefix of length 99 and the final character. The idea is to train the network to predict the next letter given a previous 99.
I used the following NN architecture composed of 3 long-short-term-memory layers:
This is a recurrent neural network, where “recurrent” means that some of the network’s output is fed back into itself, which allows it to model long-term relationships in sequences of data.
This network is still quite small by industrial standards, and probably a little too small for this dataset.
The NN isn’t told about English words, their spelling, or even grammar, or punctuation. Instead, it learns these concepts from individual sequences of characters. So the NN, in fact, learns grammatical structure and the content of Capital at the same time, which is really quite remarkable.
My particular network isn’t that good, since I didn’t spend time tuning its performance. But it generates reams of English text that, superficially, read like Capital Volume 1. Most of it is nonsense (a bigger network would do much better). So I just cherry-picked two output sentences, and inserted them into an authentic quotation.
The labour of producing NN models is itself in the process of being automated. Soon, people without a PhD in AI will regularly build and deploy them. So the technology is increasingly becoming commodified (much like 3D graphics programming did in the 90 and 00s). So this means that, soon, it will be much harder to know what content is real, and what is fake.


Northern Country Weather
Northern Country Forecast
Monday Partly cloudy. High (80%) chance of showers, most likely from late this morning. The chance of a thunderstorm late this afternoon and evening. Winds N/NW 15 to 25 km/h tending W/NW in the early afternoon then becoming light in the late evening. Daytime maximum temperatures around 16.
Tuesday Partly cloudy. Slight (30%) chance of a shower in the southeast in the late morning and afternoon. Near zero chance of rain elsewhere. Light winds becoming W/SW 15 to 20 km/h in the morning then tending W/NW in the middle of the day.
Wednesday Becoming cloudy. Very high (90%) chance of rain in the afternoon and evening. Heavy falls possible. Light winds becoming NE 15 to 25 km/h during the morning then increasing to 25 to 35 km/h during the evening.
Thursday Cloudy. Very high (95%) chance of showers, most likely in the morning. The chance of a thunderstorm. Heavy falls possible in the east. Winds NE 30 to 40 km/h tending N 25 to 40 km/h during the morning then becoming light during the afternoon.
Northern Country Weather Forecasts
||Forecast||Min||Max||Chance of rain||Rain amount||Frost risk||9am||3pm|
||5||15||10%||< 1mm||Slight||W 12||78||WNW 17||55|
||5||16||10%||< 1mm||Slight||W 10||87||WNW 11||60|
||5||15||5%||< 1mm||Slight||W 13||84||W 17||57|
Farmers near Forbes in the New South Wales central west are bracing for extensive loses as their crops continue to be inundated with flood waters, which are expected to peak later today.


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Ways to get a home loan if you’re Self-Employed. By Lisa Nicholls CeMAP
Having the Best Mortgage Deal
Your smartest choice is to approach a professional broker. They have the required knowledge and expertise in present home loan providers to best spot your home loan based upon your revenue kinds.
The home loan rate you might be provided is most probably to rely on how big deposit you are able to pay. The larger the deposit the better the rates. This is especially true for the credit rating – a significantly better credit history has a tendency to suggest better interest levels. Nevertheless, in the event that you have turned down because of the conventional lenders, you may need to spend a greater rate of interest with a professional loan provider.
Are Here Bad Credit Mortgages when it comes to Self-Employed?
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A home loan specialist shall manage to find you home financing provider that specialises in these mortgages when it comes to self-employed. These loan providers are widely used to coping with consumers which are greater risk and thus, will give consideration to borrowers with a number of regarding the after credit issues on the file:
Professional lenders can look in the age as well as the extent of this credit problem on file. Quite simply, the older much less serious the credit problem, the higher. They’re going to additionally consider just how closely you meet other affordability and eligibility requirements. You might likewise require a more substantial deposit.
Self-Employed Mortgages Dos and Don’ts
To summarise they are the 2 and don’ts of self-employment mortgages. Follow these small recommendations and you may find the process that is whole great deal easier.
Do keep up-to-date documents of one’s records, including earnings that are incoming expenses.
Don’t underestimate your profits when finishing your self-assessment income tax go back to lower the actual quantity of income tax you must spend. The less it seems you get, the less you will meet the requirements to borrow.
Do employ a chartered or accountant that is certified ready your tax statements so a loan provider can trust the evaluation of the profits.
Don’t simply assume you won’t be capable of getting a home loan if you’re self-employed as there are lots of lenders on the market that specialise in lending towards the self-employed.
Do talk to a mortgage broker to go over your choices – contact us right now to begin the job for an one-man shop mortgage.
Call us right now to start the application for a self-employed home loan.


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domain: finance