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Free Titanic Piano Sheet Music- my favorite movie! What others are saying Free Titanic Piano Sheet Music- my favorite movie! Transpose to G-major and make it a recorder piece! Print out the Titanic piano sheet music for free and watch the piano tutorial that will show you how to play this song clearly. Buy anything you wish at fair prices quick and safe! Free piano sheets by Ennio Morricone Ennio Morricone is a music composer and orchestrator , among many other titles like the one of conductor or trumpet player. In his long career, he has written songs pertaining to many genres, from classical or jazz to pop, lounge or even funk.
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A new report shows growers are cautiously optimistic about their future profitability despite falling returns for their crops over the past year.
The Ministry of Agriculture has released its annual horticulture and arable farm monitoring report, which provides an overview of the economic performance of orchards, vineyards and arable farms for the past year, as well as growers' views of the coming year.
The report found that growers are cautiously optimistic about the future, as the world continues to recover from the financial crisis.
MAF senior policy analyst Annette Carey says growers are budgeting for steady or improving profitability in 2010-11.
However, some growers, particularly grape growers, are more uncertain about the outlook, she says.
Grain growers 'pessimistic'
Federated Farmers says its latest confidence survey shows a strong, underlying pessimism among grain growers.
The federation says this relates to industry factors that it is investigating.
Federated Farmers' Grains Council has complained to the Commerce Commission about mills paying local wheat growers a lot less than they are paying for imported Australian wheat.
The survey shows farmer confidence has fallen a little since January, with about 3%expecting the economy to improve.
It says dairy farmers are the most optimistic, but sheep and beef farmers are also worried about the state of their sector.

domain: agronomy


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Michelin-starred chef Vineet Bhatia launches new dessert cookbook in the UAE
Double Michelin-starred celebrity chef Vineet Bhatia singled out the the UAE for the launch his latest, award-winning recipe book.
The Indian culinary star stopped by at his signature restaurant, Indego by Vineet, to celebrate the release of dessert compendium My Sweet Kitchen.
“Indian desserts are really sweet, really heavy” joked Bhatia. “Delicious – but it goes straight to your lips, and then to your hips.
“I tried to make recipes which were very light.”
Guests at the intimate launch event, on April 19, were served highlights from the book’s selection, which took Bhatia all of 18 months to compile.
The UAE launch follows similar events in Bahrain and Paris, where the self-published book was nominated “against the big boys” at the prestigious Gourmand World Cookbook Awards – winning in the national chef category.
According to the blurb, the luscious tome promises sweet treats which “merge influences from East and West, playing on sharp versus sweet, warm versus cold and soft versus crisp, showcasing a range of simple and show-stopping desserts.”
Several of the recipes are now set to be rolled out into the a la carte menus at Bhatia’s restaurants across the world.
As well as being the first Indian chef to be recognised with a Michelin star – picking up his first star in 2001 for London-based Zaika – Bhatia was also one of the first celebrity chefs to invest in Dubai, opening trademark venue Indego in Grosvenor House back in 2005. A brief association with Ashiana, in the Sheraton Dubai Creek, ended last year.
My Sweet Kitchen is released on May 15, and will be available to buy directly from Indego by Vineet, Grosvenor House, priced Dh180.
Updated: April 26, 2017 04:00 AM

domain: food


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The Duke Blue Devils (0-0) play the Temple Owls (0-0) on Friday, September 2, 2022 at Brooks Field at Wallace Wade Stadium. The Blue Devils are considerable favorites in this one, with the spread sitting at 7 points. An over/under of 52 points has been set for the contest.
Duke vs. Temple Predictions
Duke vs. Temple Odds
Latest Sports Gambling Podcast Video
Duke vs. Temple Betting Trends
- Duke had four wins in 12 games against the spread last season.
- The Blue Devils had two wins ATS (2-1) as a 7-point favorite or more last season.
- In 12 Duke games last season, six of them hit the over.
- Duke won two of the three games it was listed as the moneyline favorite last season (66.7%).
- Duke played as a moneyline favorite of -255 or shorter in only two games last season, and it won both.
- Temple won only twice against the spread last year.
- Temple had one win ATS (1-8) as underdogs of 7 points or greater last year.
- In 11 Temple games last year, six of them went over the total.
- Last season, Temple won one out of the nine games in which it was the underdog.
- Temple played as an underdog of +204 or more twice last season and won both games.
Duke vs. Temple: Over/Under Trends
- Duke’s games had more than 52 points scored on occasions last season.
- Temple’s games finished with over 52 points scored times last season.
- Last year’s combined scoring average for these two teams (39.1 points per game) is 12.9 fewer than the total for this contest.
- These two teams combined to allow 77.3 points per game last season, which is 25.3 greater than the total for this matchup.
- The point total average in Blue Devils games last year was 61.8, 9.8 more points than the over/under for this matchup.
- The average total for Owls games last season was 52.6 points, 0.6 more than this game’s over/under.
Duke Players to Watch
- Riley Leonard recorded a passing stat line last year of 381 passing yards with a 59.7% completion rate (37-of-62), one touchdown, one interception, and an average of 31.8 yards per game. His rushing stat line was 47 carries for 173 yards and two touchdowns while averaging 14.4 yards per game.
- Last year, Mataeo Durant went to work rushing for 1,233 yards on 256 carries (102.8 yards per game) and scored nine touchdowns. Durant collected 21.0 receiving yards per game with 27 catches for 252 yards and two touchdowns as well.
- Jordan Moore racked up 221 yards on 44 carries (18.4 ypg), with three rushing touchdowns last season.
- In the previous season, Jake Bobo hauled in 74 catches for 801 yards (66.8 ypg). He also scored one touchdown.
- Jalon Calhoun also filled up his receiving stat line last year. He bagged 56 receptions for 718 yards and three touchdowns. He averaged 59.8 receiving yards per game.
Temple Players to Watch
- D’Wan Mathis completed 59.2% of his passes to throw for 1,223 yards and six touchdowns last season.
- Edward Saydee racked up three rushing touchdowns on 27.5 yards per game last season.
- Last season Justin Lynch rushed for 25.6 yards per game. He also scored one touchdown.
- Randle Jones collected 476 receiving yards and three touchdowns over the course of 2021.
- Jose Barbon averaged 34.9 receiving yards per game in 2021, scoring two touchdowns.
- Amad Anderson Jr. hauled in 24 passes on his way to 283 receiving yards and two touchdowns a season ago.
Where To Watch Duke vs. Temple
*Confirm FuboTV’s schedule of programming for exact games available
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domain: game


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four. Illustration of how online casino bonuses function and what you as a player can do to reward.
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domain: entertainment


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About thirty teachers of “The Gyumri School of Culture” state non commercial organization (SNCO) had not been paid their monthly salaries for the December 2014. In response to their claim to pay their salaries the administration of the school had assured them that the salaries would be transferred to their bank accounts, however it had not happened. In December 2015 “The Gyumri School of Culture” has been merged to the Shirak State University according to the government decree. After that merger the teachers have appealed to the head of the newly merged university with the request to pay their salaries, however the respond was that the salaries had been previously transferred to the School in due time, thus the University has had no obligations to pay their salaries.
In November 2016 «AM» Law Firm took the case of the teachers and lodged an application before the Shirak District Court of First Instance. It was argued in the application that the Shirak State Univversity has been the legal successor of “The Gyumri School of Culture” SNCO, according to the RA Government decree N 1418-Ն, and thus he has had the obligation to pay the teachers’ salaries.
Immediately after the very first court hearing the defendant expressed willingness to negotiate and enter into settlement agreement. By the date of the second hearing “The Gyumri School of Culture” SNCO has performed its obligations towards all the teachers by recovering the unpaid salaries, as well as the penalty and the interests for each day of the payment delay.

domain: finance


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Famous for his antics, Rahul Gandhi always manages to be on news. Mostly for his gaffes or ridiculous remarks. But now his one serious problem of not being serious is causing trouble to all the senior leaders of Congress who are tired of defending him. Rahul Gandhi, arguably the most ill-mannered politician ever was in the news for asking PM Modi to stand up so that he can hug him. It was widely discussed everywhere and despite Congress calls it “Gandhigiri”, it turned out to be an embarrassment.
As if it wasn’t enough Rahul Gandhi has done it again, no, not hugging someone forcefully, but laughing at the place and the moment he’s not supposed to. Today, Congress President met Karunanidhi, who’s critical and is in ICU. Rahul Gandhi was seen smiling joyfully and absolutely not sympathetic to Karunanidhi and his family members.
This isn’t the first time Rahul Gandhi has been spotted smiling or laughing at someone’s suffering. HMP lists out 6 instances when Rahul Gandhi has show his carelessness for people and the reason he can never be a mass leader however hard his mother, Sonia Gandhi tries.
1. Rahul Gandhi at Subhash Chandra Bose’s memorial during his visit to Singapore.
2. Rahul Gandhi and Ghulam Nabi Azaad laughing at Jayalalitha’s funeral in 2016.
3. Rahul Gandhi smiling at ex-Congress CM N. Dharam Singh’s funeral.
4. Rahul Gandhi smiling at Amarinder Singh’s mother’s funeral. 2017
5. Rahul Gandhi laughing during the funeral of Congress.
6. Rahul Gandhi smiling during a visit to Karunanidhi who is not keeping well.

domain: news


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We evaluated 255 consecutive first ischemic stroke patients and 255 age- /sex-matched hospitalized nonstroke patients at 15 medical centers for anticardiolipin antibodies (aCL). Sera were obtained within 7 days of stroke onset (cases) or hospital admission (controls) and stored at -20 °C until the aCL level was determined at a central laboratory. Results were read as negative, low, moderate, or high positive based on standardized optical density values. We recorded clinical, laboratory, and radiologic data without knowledge of antibody status. A positive aCL level was present in 9.7% of stroke patients and 4.3% of controls. The odds ratio for stroke status, given aCL positivity, was 2.31 after adjustment for age, ethnicity, gender, hypertension, diabetes mellitus, coronary artery disease, and cigarette smoking. Thus the frequency of aCL is significantly increased in these patients with first ischemic stroke. Further, aCL appear to be an independent risk factor for stroke in these patients.
ASJC Scopus subject areas
- Clinical Neurology

domain: medical


Iceland is preparing the new attraction for tourists – the longest ice tunnel in Europe.
The 400-meter drive should be finished in several weeks.
The tunnel is shaped like a ring and allows to enter one of the Laungyekudl glacier ridges at the height more than 1200 and to leave on the other side. The cave will be decorated by large-scale ice sculptures with internal illumination. The Icelandic craftsmen also plan to build a small chapel for people to pray or carry out a wedding ceremony.
The cost of implementation of this tourist attraction has already exceeded $2.3m, but investors beleieve that the expenses will soon pay off.
Original arcticle: turmayak.ru/
Photo courtesy: https://www.extremeiceland.is


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This week we are wafting about in comfort spending time with the new Lexus ES 300h. This is a car that has received various exterior design updates, including a new grille pattern, new headlights, more colour options to include this Graphite paint our test car was in. There is also a number of new wheel options starting off with the17-inch wheel which now features thicker spoke ends that are layered in “V” formations for a nicer design. The larger 18-inch wheel, which is available on Base and Luxury trims, has also been updated with a split 10-spoke design with two-tone Black and machined finish. An additional 18-inch five-spoke alloy noise reduction wheel is available with the Premium trims. ES F Sport models get exclusive 19-inch split-five-spoke alloy wheels with a black finish that fills the arches nicely!
In true Lexus fashion, the 2022 ES has taken several luxurious steps forward in the interior department and once again stepped up to the mark to ensure it can compete with its many rivals. The brand has continued to embrace driver-focused updates to the Lexus Multimedia System and available Navigation System. The standard 8.0-inch or 12.3-inch colour multimedia displays have been moved closer to the driver by 4.3-inches. This was an essential move as it now features touch-screen functionality, in addition to the remote touch interface, for intuitive driver and front passenger interaction. In fact everything is within easy reach when you are behind the drivers wheel and this new streamlined instrument panel design really embraces seamless cabin integration and does away with the mountain of buttons from outgoing models.
There’s not much to choose from in the power department really because the new ES is available with just the one 2.5-litre hybrid engine. This naturally aspirated 2.5-litre four-cylinder petrol engine with 29kW electric motor is paired with a CVT automatic gearbox and power is sent to the front-wheels. It’s a smooth engine we are familiar with from the likes of the Rav 4 but it can get a little shouty when you sink the go pedal. Often these modern Hybrid systems feel like your clutch is on the way out but in fact, it’s the way it delivers the power through the electric drivetrain. The revs don’t necessarily match the speed but by adopting a slightly different driving style, you will never notice!
This has to be where the Lexus ES really shines! Continuing the brand’s commitment to safety the Lexus Safety System+ 2.5 has been further enhanced and is now standard on all trim levels. Already one of the most sophisticated systems of its kind, LSS+ 2.5 adds new capabilities to provide additional safety to the driver and passengers. The Pre-Collision System (PCS), which include Frontal Collision Warning (FCW), Automatic Emergency Braking (AEB), Pedestrian Detection and Bicyclist Detection, features an enhancement to the lens camera and millimeter-wave radar elements to give even sharper response times. It also now has Intersection Turning Assist (ITA), Emergency Steering Assist (ESA), and Dynamic Radar Cruise Control (DRCC), which can be activated above 50 kph and is designed to perform vehicle-to-vehicle distance controls. DRCC also includes a new feature that allows for smooth overtaking of slower vehicles. If traveling behind a vehicle going slower than the preset speed, once the driver engages the indicator, the system will provide an initial increase in power in preparation for changing lanes. After the driver changes lanes, the vehicle will resume acceleration to the original preset driving speed. Add to this Lane Departure Alert with Steering Assist (LDA w/ SA), Lane Tracing Assist (LTA) and Road Sign Assist (RSA) and you are surely in one of the safest cars available on Irish roads!
Entry level pricing for Lexus ES 300h ownership kicks off at roughly €54,000 for a Dynamic specification Trim. Next on the ladder is the F Sport model starting at €61,000 followed by the top of the range Premium specification priced upwards of €67,000. Like all Lexus models currently for sale in Ireland there are various finance and PCP deals available through your local Lexus dealer.
It is no secret that the ultimate goal from Lexus was to deliver a new generation of vehicle that is more balanced, refined in control, and engaging than ever before. By working tirelessly on linear steering, brake responses, and optimised handling with exceptional ride quality, the result is a car that is very pleasurable to live with. Is it engaging to the same degree as a 5-Series BMW or Audi A6? Perhaps not but I’d argue you get a lot more for your money with the Lexus. Is it as refined or sumptuous as an E-Class Mercedes inside? Again possibly not, but it’s not far off! As a package it is most certainly a worthy alternative to its many rivals. For a technology and engineering standpoint the Lexus is second to none. You know you are buying reliability, quality and one of the most economic vehicles in this segment. The stress free and super frugal Hybrid offers you the very best of both worlds. No need to charge, ample power and that 3 year, or 100,000km warranty with 5 year cover for your hybrid battery adding further peace of mind. We enjoyed our time with the new Lexus ES 300h and look forward to seeing more on Irish roads.
Slightly Rev Happy


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domain: economics


Collins LLC, the developer of WestPort Commons (formerly known as WaterMark) on Newport Ave, just north of Granby Elementary, has applied to the City for a siteplan change. The application is being made because Collins wants to build apartments rather than condos. Collins blames the market for condos and condo financing on the need to change. The original siteplan called for six small condo buildings closest to Newport Ave and three larger condo buildings closer to the river. One small condo building has been built thus far on the northeast corner of the property. The change in siteplan will need to be approved by City Council.
The application that has been filed indicates that Collins wants to combine four of the original small condo buildings into one large apartment complex. The apartment building will be situated against Newport Ave.
The apartments are to be called “The Landmark at Talbot Park” and will include 1, 2, and 3 bedroom units. As currently planned the apartments will not include a pool, tennis courts, or a clubhouse.
Collins presented their proposed plan at the May Wards Corner Taskforce meeting. Some concerns that have been pointed out by those in attendance are: lack of amenities (pool, clubhouse, tennis courts), the appearance of one large, long, 4-story wall on Newport Ave, that Collins promised condos but now wants apartments, and the lack of greenspace.
The portion of the property closest to the river is not being developed at this time and the siteplan for that are will more than likely change in the future.
Please see our July 11, 2008 article titled “WestPort Commons Update” for information about the original plan for the development.
Representatives from Collins will be at the Wards Corner Now meeting on June 19, 2010 at 8:30am at the Fitness and Wellness Center on Newport Ave. If you have questions or concerns regarding this development, please attend.
Can we be sure that this isn’t to house the elements from the demolishing of the texas streets. Those elements need to be dispursed not just shuffled to another area.
I want to retire and move back to this area. I think it is a TERRIBLE idea to put in apartments. It will becomd an area like the projects. This needs to be thought through more clearly. Please consider something other than what is being proposed. I know people have to make a living but this will tear down the entire area in the future.
As a resident of the area, my neighbors and I were delighted to learn that Arthur Collins was tearing down a section of old apartments on Newport Ave and developing a modern homeowner complex geared towards young professionals. The 12 units that have been completed are a marked improvement for our area, and has transformed a dense section of temporary rental units into an area of fulltime home owners.
As you know, the area of Wards Corner referred to as “Crossroads” is currently overrun with rental apartments. My concern, and the concerns of my neighbors, stem from the recent change in plans that Collins has expressed for the remaining property adjacent to the completed condo’s. No matter the quality of construction and landscape, apartments are not part of the vision that we have for Wards Corner, and will be agressively challenged.
Now is a critical time for Norfolk to continue the vision of a well established, safe, a prosperous Wards Corner. More apartments are not an option.
I was all for the Condos because it eliminated aprtments and increased owner occupied properties in and around the Wards Corner area.
We met, we set a vision for Wards Corner, we developed a plan, we need to stay the course. The markets will change again and we need to be ready next time, with a location people want to move to.
This will be a small test for our new councel member. Lets see if he can be our leader in this. Words mean nothing to me from politicians anymore. Actions are were I put my vote.
That’s all we need: more high-density apartments to replace the Alexis and, eventually, the Texas St. apartments…
Voice your concerns by talking to your neighbors. We need attendance at this meeting on Saturday June 19th. NO NEW APARTMENTS for Wards Corner – period.
We have too many apts already…what happened to the wonderful idea of Condos..go back to your original plans of Condos and you won’t have the whole neighborhood screaming!
We don’t need more apartments in Ward’s Corner. 4 story apartment building will not help our property value just bring it down. There are allot of apartments in Norfolk still not occupied so more apartments that will be “high density” will most likely go unoccupied.
NO MORE APARTMENTS IN Wards Corner! Stick with the original plan of condos at the very least.
Our roads and schools are crowded enough without adding more apartment dwellers. The developer does not need to build more apartments he can renovate those now in place. Unless of course, the reason is for “profit” only. We do not need to suffer for the contractors mistakes.
I hope that our elected officials listen to the people in the area.


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Name: Shimizu Shota (清水翔太) Birthday: February 27, 1989 Birth place: Osaka, Japan Blood type: O Shimizu Shota is an ex-SUGER member and current solo singer/songwriter, known for his collaborations with Dohzi-T and Kato Miliyah. He made his solo debut on February 20th with the single "HOME." He is best known for his performance in New York's Apollo Theater before his official debut, being the first Japanese singer born in the Heisei era to perform successfully there.
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domain: artistic


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domain: library


23.77 acres. Prime Industrial Land. Next to Stony Trail. Great visibility, city services available. Paved access. Call Realtor for detailed information. Additional 10.45 acres adjacent, also available.More details
***16,113 SF (0.37 acres) zoning CR20-C20/R20 MAX: 20 FAR, RARE Downtown Commercial Core land for sale*** PRIME redevelopment commercial core land across from The Bow building. Possible +15 network connection to this site. Located on busy 5th Ave for great access and exposure. Wide range of uses including commercial retail, residential, office, hotel, restaurant, financial institution, supermarket, medical clinic. Currently generating good income until ready for your development. Do not approach staff on property, viewing from outside only.More details
58 Acres with in City of Airdrie with 800 meter Highway Frontage. The Subject property is part of Approved South Airdrie Area Structure Plan. Golden Opportunity for Developer to buy last land parcel on south end of Airdrie. All City services are close to property line. Currently zoned Urban Reserve and can be change to Industrial Business or Commercial.More details
DEVELOPMENT APPROVED. Fantastic inner city Development property located in the heart of the trendy Inglewood/Ramsay district. Just a few blocks south of the 9th Avenue business corridor and a few blocks north of the Crossroads Market. The proposed South LRT station will be literally steps away from the front door of this property. Development approval is in place for a 144 unit apartment building and 10 commercial/retail bays (aprox.1800 sq,ft, each) along with underground and surface parking for 177 cars. A rare opportunity for a first class inner city development. Very well priced at just $133.86 per sq.ft. ($51.32/ buildable sq.ft.)More details
10.45 acres. Prime Industrial Land. Next to Stony Trail. Great visibility, city services available. Paved access. Call Realtor for detailed information. Additional 23.77 acres adjacent, also available.More details
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Terence Webber and Kevin Paton took part in a campaign of threats and hoax letter bombs that was masterminded from Dublin by Webber, exiled head of the Scottish National Liberation Army (SNLA). Already serving an eight-year sentence for rape, Webber, 30, was jailed for a further three years.
The jury of nine men and six women took just over an hour to find him guilty of conspiracy to further the aims of the SNLA and the extreme nationalist group, Flame, and intent to coerce the Government into granting independence for Scotland.
Paton, 27, a former van driver, was jailed for 18 months after he admitted mailing hoax letter bombs and letters warning the English- born Labour MP for Clydebank, Tony Worthington, to leave Scotland in 30 days or die.
Paton had admitted trying to further the aims of Flame, but denied involvement with the SNLA. The judge, Lord McCluskey, told him there was no way he could have been sure the devices mailed to him contained marzipan or real explosives.
The men were cleared of participating in the hoax-bombing of Aberdeen Sheriff's Court last September. The hoax device was assembled at a flat at 292 Union Grove, Aberdeen, where Webber had lived, but he denied the charge.Reuse content


Ed Miliband will promise a “better deal” for first-time buyers by axing stamp duty on homes priced up to £300,000.
His plan, which positions Labour as the party of aspiration just 10 days before the election, would save up to £5,000 on the cost of moving.
The landmark policy comes a day after the Labour chief promised to help tenants by capping rents.
Bookies have now slashed the odds of Mr Miliband becoming the next PM to an odds-on 4/7, compared with 11/8 for Tory David Cameron.
In a speech in Stockton, Teesside, he will say: “It is simply too expensive for so many young people to buy a home today, saving up for the deposit, paying the fees and having enough left over for the stamp duty.
“So we’re going to act so we can transform the opportunities for young working people in our country.
“For the first three years of the next Labour government, we will abolish stamp duty for all first-time buyers of homes under £300,000.”
After outlining a series of measures to tackle the housing crisis, he will add: “It is a better deal for housing, a better start for the next generation, a better plan, a better future for Britain.”
Stamp duty is a one-off tax on buying a home priced above £125,000.
The rate is 2% for properties up to £250,000 and 5% for those above that.
With the average price in England and Wales about £270,000, scrapping the tax would help 90% of buyers.
A Labour source praised the well-timed piece of election magic and said: “This shows it is Labour, not the Tories, who are the party of aspiration.”
Mr Miliband will point to figures showing people getting on the property ladder are now aged 33 on average, while 11 million people are renting.
Cutting stamp duty will cost an estimated £225million a year.
To pay for it, Labour will crack down on tax avoidance by landlords, cut tax relief for those who fail to improve shoddy properties and hike tax on holding companies which snap up UK homes for foreign investors.
Labour will also raise stamp duty by 3% on UK properties bought outside the EU.
To help first-time buyers stay in their local area, Labour will make it illegal to advertise properties abroad before they are offered at home.
A change to planning rules means at least 50% of new builds would also be offered to local residents.
And Labour is pledging to deliver a million new homes by 2010.
Campbell Robb, of housing charity Shelter, welcomed Labour’s plans.
He said: “The only way to give Generation Rent a fighting chance of their own home is to tackle the housing crisis by building the affordable homes we desperately need.”
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text: Hilton Head Island is set to welcome a new Italian restaurant in June. Nunzio Patruno, a noted chef from New Jersey, is renovating 18 New Orleans Road, the former site of Reebok Crossfit. Menu items will include fresh seafood and homemade pasta. Patruno has added a roughly 1,3000-square-foot kitchen and several new windows, a large bar area and two outdoor seating areas. Patruno formerly owned Nunzio Ristorante Rustico restaurant in New Jersey.


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Dr. Jack Raglin, a kinesiology professor at the Indiana University School of Public Health-Bloomington was recently featured in the Hufflines Institute podcast. His work is primarily focussed on sports psychology and the podcast discusses his recent work with the placebo effect and how it can be used in exercise.
Entries by IU School of Public Health-Bloomington
A team led by Ka He, Professor and Chair of the Department of Epidemiology and Biostatistics at the Indiana University School of Public Health-Bloomington, has received a $1.5 million National Institute of Health R01 grant for a two-year study titled “Trace mineral levels, metabolomics, and diabetes risk.” The study will examine whether geographic variation in… Read more »
A recent study by researchers at the Indiana University School of Public Health-Bloomington, published by the journal Neurology, examined the association between urinary cadmium levels and the incidence of ischemic stroke as well as possible effect modifications.
Don’t miss your chance to be a part of this year’s TEDxBloomington audience! Buy tickets online. Make plans to join us for TEDxBloomington 2018 featuring our very own Brian Richardson and doctoral student Lizzy Bartlet on Friday, August 24th, at the Buskirk Chumley Theater. It promises to be an evening of engaging talks and inspiring ideas… Read more »
Ming Li, assistant professor in Epidemiology and Biostatistics, has received a $170,000 grant to study the role of genetic and environmental determinants that influence the risk of congenital heart defects. Using innovative biostatistical approaches and applying them to identify gene-by-gene and gene-by-environment combinations that may jointly influence the disease risk may lead to more precise… Read more »
A research team including David B. Allison, Ph.D. Dean of the Indiana University School of Public Health-Bloomington and led by James L. Kirkland, M.D., Ph.D., of the Mayo Clinic in Rochester, Minnesota, found that injecting even a small number of senescent (older) cells into young, healthy mice causes damage that can result in physical dysfunction…. Read more »
Musculoskeletal disorders (MSDs), particularly strains and sprains, within stone and sand and gravel mining operations are problematic. In order to protect the nearly 102,000 miners working in stone and sand and gravel mining operations across the United States, the Alpha Foundation has awarded researchers at Indiana University–Bloomington a grant for $249,999 to identify specific risk factors… Read more »
A roster of the latest research publications from faculty and researchers at the Indiana University School of Public Health-Bloomington: Acute modulation in dietary behavior following glycogen depletion and post-exercise supplementation in trained cyclists Drowning prevention: Assessment of a classroom-based water safety education program in Vietnam Effects of 8-hour time-restricted feeding on body weight and metabolic… Read more »
In a recent study published in Environment International, “Serum mercury concentration and the risk of ischemic stroke: The Reasons for Geographic and Racial Differences in Stroke Trace Element Study,” a team of IU School of Public Health-Bloomington researchers, led by Cheng Chen, examined the association between serum mercury levels with the incidence of ischemic stroke… Read more »
In a recent article in the Journal of American College Health, “A pilot test of a self-guided, home-based intervention to improve condom-related sexual experiences, attitudes, and behaviors among young women,” a research team, led by IU School of Public Health faculty researcher, William L. Yarber, HSD, examined a male condom use program aimed at young… Read more »

domain: biology


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Chemical corrosion can destroy the containment materials in contact with a process.
Means exist to mitigate and even prevent chemical corrosion. This article focuses on several such methods.
At times chemical corrosion is acceptable and one need only allow for it by using thicker materials. An example is the storage of sulphuric acid in mild steel tanks at ambient conditions and concentrations higher than 80%. Though the acid attacks the metal, the rate of corrosion is extremely slow.
Using thick walled steel tanks with a corrosion allowance which takes decades to thin can be a cost-effective option. At 80% strength sulphuric acid will corrode a 12 mm thick wall tank to less than 6 mm in about 6 years.
Sulphuric acid absorbs moisture from the air. If the top layer in a mild steel tank is left undisturbed it will dilute and attack the steel. A 12 mm steel plate can corrode through in 12 months. Circulating the acid weekly, if it is stored in carbon steel tanks, will reduce this problem.
For small bulk quantities of sulphuric acid, a suitable plastic tank can solve the storage and corrosion problem cheaply.
Select chemical resistant materials
Using more resistant materials will reduce the effect of a chemical attack. Specialist metals and non-metals to contain aggressive environments are available. These can be expensive and their use is based on their cost effectiveness.
In particular, select low corrosion rate metals for flexible diaphragms used in process instrumentation.
It is false economy to select a 316 stainless steel diaphragm for a pressure transmitter on a tank of 98% sulphuric acid.
Though corrosion tables indicate 316 stainless has a low corrosion rate, experience shows that after two years of service the diaphragm can fail by pin holing. For an additional 20% cost, a Hastalloy C diaphragm provides a corrosion life 10 times longer.
Compatible coatings and linings
Prevent chemical attack by coating in a material unaffected by the chemical.
Rubber lining of hydrochloric acid storage tanks and plastic lining of process piping are examples. Teflon coating can protect a stainless steel sparge feeding sulphuric acid into a mixing vessel. Polyurethane liners can be sprayed onto tank walls.
Rubber linings normally fail at joins.
Check the correct procedure is used when they are mounted in place and test for holidays (pin holes) with spark testing.
Beware changed material properties
Heat from welding processes alters the metal properties at the heat- affected zone (HAZ) of the weld.
Stresses are introduced into the metal and grain microstructures are altered. Consideration of the welding method, weld procedure and use of stress relief can mitigate the effects.
The effect of welding is particularly evident when hot caustic solutions are contained in mild steel vessels. If carbon steel is used with hot caustic soda it is necessary to stress relieve the welds.
Unless stress is relieved, a chemical attack can occur at the HAZ of the welds where stresses are high.
Consider the changing process conditions
Using corrosion tables without considering all the process conditions can lead to poor materials selection.
Most published data on compatibility do not take into affect agitated conditions. Some data only applies to ambient temperatures. Data is normally not available on the effect of aeration. Nor is data readily available on the effect of other contaminants, for example, chlorides with stainless steels.
In uncertain or changeable situations will occur in a vessel consult the material manufacturer and ask for their advice. If they cannot help, then the only remaining option is to conduct your own laboratory tests or field trials.
The chemical compatibility table below was derived from numerous published data. The most conservative temperatures were selected. Where no temperatures are shown ambient conditions apply.
Chemical corrosion control and mitigation require creative use of a few basic principles.
Please login with your site registration to view and download the Process Chemicals Corrosion Compatibility Table.
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Mike Sondalini – Maintenance Engineer
DISCLAIMER: Because the authors, publisher, and resellers do not know the context in which the information presented in the articles is to be used, they accept no responsibility for the consequences of using the information.
We (Accendo Reliability) published this article with the kind permission of Feed Forward Publishing, a subsidiary of BIN95.com
If you found this interesting you may like the ebook Process Control Essentials.
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domain: chemistry


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North American Arms Mini Revolver – .22 LR
For sale is a North American Arms single-action revolver in .22 LR. Serial number – E018440. This revolver is in good condition. As with every NAA Mini-Revolver, the hammer need not rest on an empty chamber. Using the original half-way notch cylinder, the hammer may rest safely and securely without chance of accidental discharge. V2-I3 Barrel Length: 1.13 Bore condition: Good
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Scott Gehl started working for Housing Opportunities Made Equal 35 years ago when the nonprofit had been around less than two decades.
He recalls working alongside courageous people from HOME’s first generation including the late Arthur Butler, an economist and former board member who at one time was provost at the University at Buffalo.
Butler was a board member from 1976 until the day he died in 2006. According to Gehl, the man could never walk away from his commitment to fair housing.
There have been many people along the way who contributed in similar fashion and showed unwavering dedication to the cause.
Early on, many of them were optimistic that they could beat housing discrimination. Now Gehl said he and others realize that will probably never happen, which makes the existence of HOME more important than ever.
“HOME has to be here to educate, advocate and litigate on behalf of victims and really to push the civil rights envelope toward social justice,” he said.
Those who work there and other supporters take pride in the concept of equal opportunity and fair housing. He said where a person lives can help determine his or her access to life opportunities such as education, employment, culture, recreation, medical care and municipal services.
“Without that, people don’t begin to have an equal opportunity in life,” he said. “That’s what HOME is all about.”
Gehl, executive director, plans to retire at year-end but said he’s leaving the organization in good hands.
He may have been embarrassed by the accolades heaped on him during the 53rd anniversary dinner of HOME, but he’s proud of the work accomplished over the years.
Assisting those who face discrimination is central to the mission. Last year alone it served more than 5,800 individuals, 200 of whom reported incidents of housing discrimination. Just as important, HOME is there to educate, as well.
“We’re still the best-kept secret, in my opinion,” said DeAnna Eason, associate director. “Not only in the city of Buffalo but also Western New York. Not enough people know about HOME, and even with the people who do, I think sometimes there are misconceptions. We’re not here to go after the housing provider; we’re here to educate both sides.”
When people think about discrimination, they may get too caught up in the black-and-white, she said. But there’s so much more going on. Although race is still an issue in housing, there’s a new face of discrimination.
“Our basic contention is that no one should be punished because of their membership in a protected class,” Eason said. “Nobody should be punished because of a disability, their race, color, gender or their familial status, religion, sexual orientation. They don’t deserve that.”
The work has become personal to Eason and others. She said HOME provides this generation an opportunity to be civil rights activists who stand up for the justice of the disenfranchised.
“Just like what our parents and grandparents were part of, the fight continues,” she said. “It gives the opportunity for this new generation to embrace the idea of social justice and to think of others and esteem others higher than we esteem ourselves.”
The Hon. Eugene Fahey, associate judge of the New York State Court of Appeals, is a lifelong friend of Gehl’s and a longtime supporter of fair housing. Gehl said Fahey championed Buffalo’s fair housing ordinance in the late 1980s. It took many years to pass an ordinance, which some cities still don’t have.
Fahey’s support dates to his 13 years on the Buffalo Common Council, where he sponsored municipal fair housing legislation and pushed for increased support for fair housing services. He became a judge in 1994.
He delivered the keynote address at the dinner in April and said HOME’s mission is best described by a philosopher who said, “Justice is what love looks like in public.”
It’s been all about making justice a reality, Fahey added.
HOME helped make Western New York a unique place but the mission goes beyond that, he said. It’s rooted in creating diverse communities with the fundamental recognition that a democracy’s strength is based on the ability to accept diversity and respect each other, he added.
He said Gehl has been a driving force at the organization and that under his guidance, it has made a real difference.
“I have admired and respected HOME and its mission over the years,” Fahey said. “These fights are never over but that doesn’t mean the struggle itself and the efforts of people like Scott haven’t made an enormous difference.”
Attorney Dan Kohane of Hurwitz & Fine was a HOME board member for 20 years. He said it provides a valuable service, although it’s one that he wishes it didn’t have to focus on. He got involved because of his belief that everyone is entitled to a clean, safe place to live.
“I got involved because I thought it was important to give back to the community and do so in a way that is meaningful,” Kohane said. “For me, housing is one of those basic rights and tenants are critically important to our citizenry.”
He said people would be surprised to see how much housing discrimination still goes on here and around the country. It happens to people not only with different skin colors but to those who may speak differently and those who are supported by the government, according to Kohane.
What started out as a type of civil rights organization has kept up with the times, said Joel Feroleto, who served on the board of directors and was a recipient of the Sarah G. Metzger Human Rights Award. Feroleto, an attorney and Buffalo Common Council member, said the organization is there when people need help.
“They do such a good job,” he said. “There’s a lot of discrimination that goes on. Discrimination is real and it happens. ... They fight for people and are really good advocates for people. They have people’s backs when no one else does. They do such an important job.”
HOME has seen an influx of reasonable-accommodation cases in recent years, according to Gehl.
• For a long time, the organization fought on behalf of a man who was in an assisted-living facility, which put restrictions on the use of his mobility device. He had mobility impairments but was not allowed to use his scooter in the dining area and other parts of the facility. He was forced to eat in his room, which negatively affected the resident socially and resulted in extra charges.
Although the law requires housing providers to make reasonable accommodations in their policies, the place didn’t comply, according to Gehl. HOME filed a federal complaint, which was sent to the state Division of Human Rights for investigation and there was a finding for probable cause. The case was headed toward resolution when the resident died. His heirs didn’t want to continue the matter but HOME did so on its own.
It has since worked out a resolution that would protect others from similar discrimination. There was a modest financial settlement and HOME recommended that a portion go to the Western New York Independent Living Center in the resident’s name.
“It’s those sorts of fights that we won’t let go,” Gehl said.
• In another case, HOME tried to help a veteran who suffered post-traumatic stress disorder after two tours in Iraq and was ejected from his apartment because of his therapy animal. HOME has been involved in three cases involving similar matters and was successful but this veteran came to the nonprofit after he lost his home, Gehl said.
It was a case that hit close to home for staff attorney Daniel Corbitt, also a military veteran. He said the objective of many of his clients is to make sure that this type of treatment doesn’t happen to others.
“From Day One, just to look into his eyes and see the type of pain that he went through and knowing that he had the courage to stand up and speak truth to power and make sure that type of thing doesn’t happen to others again — seeing something like that is what really motivates me,” Corbitt said.
Alleged loan discrimination by banks has been a headline grabber, including in Buffalo, with lawsuits brought against area banks in recent years.
Evans Bancorp recently agreed to pay nearly $1 million to resolve a lawsuit brought by the New York State Attorney General’s Office stemming from the practice of redlining, which denies mortgages to predominantly African-American neighborhoods.
Gehl said the bank’s lending area appeared to be a classic case of redlining, but in the wake of the complaint and negotiated settlement, Evans made some critical changes.
M&T Bank Corp. reached a settlement last year over discriminatory lending charges with the Fair Housing Justice Center and nine “testers” — African-Americans, Hispanics, Asians and caucasians who posed as potential borrowers.
Gehl said many banks seem to be paying closer attention to the issue, while some have always had fair practices, he added.
Yet disparity of loans and “predatory” lending remain a problem nationwide, he said.
“I think the federal government, which hadn’t been paying close attention to this for many years, is now paying closer attention,” Gehl said. “And I think most lenders are genuinely trying to be better and are saying, ‘What is it about our system that isn’t working right?’ ”
Involvement in systemic initiatives is important to the mission of HOME.
Gehl said it wants the entire community to benefit from the region’s economic resurgence so it’s pushing the concept of inclusionary zoning.
He said Mayor Byron Brown liked HOME’s idea that in areas of newly developed, multi-family housing, a percentage of units should be affordable to modetate-income families. Inclusionary zoning succeeds in many places around the country but has yet to hit Western New York, said Gehl, adding that Buffalo remains the sixth most racially segregated metro area in the nation.
“This is a way to both ameliorate the effects of gentrification, as well as to begin to chip away at the high level of segregation in our community,” he said. “The way you have to look at these matters is government will determine whether zoning and other decisions reinforce patterns of segregation or whether they affirmatively further fair housing.”
HOME is working with the Town of Hamburg to amend its fair housing laws as it becomes the first community in Western New York to enact inclusionary zoning. Gehl said he’s also working with Erie County on a fair housing law and HOME has pushed legislation that County Executive Mark Poloncarz is considering. The legislation would prohibit source of income discrimination, which can be a pretext to discriminatory practices, and seeks to encourage municipalities to adopt the zoning concept.
Discrimination due to income level is the most frequently reported type of housing bias in Western New York, constituting 45 percent of the matters reported to HOME last year. While discriminating against people for race or disability is prohibited by state and federal law, source of income discrimination is only protected by three municipal statutes in Western New York. These exist in Buffalo, West Seneca and Hamburg.
In addition, Gehl said HOME offers monthly landlord training sessions and published a book on landlord rights. It also provides paralegal counseling for more than 1,000 landlords each year. Gehl said the vast majority of landlords will do the right thing.
“This is our way to advise them so that they don’t have to bear the expense of hiring an attorney,” he said.
Feroleto added: “If there’s a developer or real estate company that might do something that discriminates against someone, HOME will call them, and say, ‘Hey, just so you know — what you did was illegal and you’re not supposed to do this. Come to a training and we’ll show you how you have to do it.’ ”
HOME won’t stop there
HOME recently filed a case in federal court against the Town of Boston stemming from the town’s refusal to issue building permits for a group home intended for four developmentally disabled adults.
The plaintiffs contend that the town’s actions constitute disability discrimination, which is prohibited by both the Federal Fair Housing Act and the New York State Human Rights Law.
After trying unsuccessfully for months to settle, HOME issued a deadline. When that passed, the case was filed with the assistance of Hurwitz & Fine P.C., Gehl said.
“The thing about HOME is that we always do what we say we’re going to do. We’re always there to stick up for victims of discrimination,” he said.
Kohane said HOME prefers not to work through the courts on discrimination cases. It wants them resolved quickly and amicably, but that doesn’t always happen. Many times it looks to federal court for judicial intervention.
“There are things that have changed and developed as our government has recognized that discrimination is multi-faceted and not just based on color,” he said.
HOME has followed through on a number of initiatives and will continue to do so, Gehl said. If necessary, it’s even willing to file a lawsuit against communities that fund the nonprofit. In fact, it did just that in 2010 against the Town of Orchard Park.
“You don’t bite the hand that feeds you, yet this is HOME’s mission. And if we don’t stay true to the mission, then we don’t deserve the community support that hundreds of people give us each year and tens of thousands of people have given us over the course of a half-century,” he said.


text:
That was amazing! The drawing was incredibly well done, and I absolutely loved the concept. It was completely adorable. All the character designs, and of course the incredibly sweet ending combined wonderfully. Thanks for sharing it, it really brightened up my day!
I love that little story of yours ^^ At first I was wondering what yucky stuff there would come out in the end, but seeing that face in the kettle made me grin too. Really nice and the drawing is great as always ^^

domain: design


text:
Convicted RFK assassin Sirhan Sirhan seeks prison release
Los Angeles (CNN) -- Sirhan Sirhan, convicted of the 1968 assassination of presidential candidate Sen. Robert F. Kennedy, should be freed from prison or granted a new trial based on "formidable evidence" asserting his innocence and "horrendous violations" of his rights, defense attorneys said in federal court papers filed this week.
In a U.S. District Court brief, Sirhan's lawyers also say that an expert analysis of recently uncovered evidence shows two guns were fired in the assassination and that Sirhan's revolver was not the gun that shot Kennedy.
Attorneys William F. Pepper and Laurie D. Dusek also allege that fraud was committed in Sirhan's 1969 trial when the court allowed a substitute bullet to be admitted as evidence for a real bullet removed from Kennedy's neck.
The attorneys further assert that Sirhan was hypno-programmed to be a diversion for the real assassin and allege that Sirhan would be easily blamed for the assassination because he is an Arab. Sirhan, 67, is a Christian Palestinian born in Jerusalem whose parents brought him and his siblings to America in the 1950s....
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- Yemen museum destroyed
- Viking beaters: Scots and Irish may have settled Iceland a century before Norsemen
- Secret diary of a top Soviet official shows the leadership was in turmoil 15 years before the USSR’s demise
- New History Dispute Splits U.S. Allies in Asia
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domain: law


Vivo Y73 2021 has been formally launched in India as a brand new entrant to the corporate’s Y-series lineup. The cellphone comes with a waterdrop notch for the selfie snapper, a sq. module on the again to deal with triple digital camera lenses, an in-display fingerprint sensor for safety, and an AMOLED show. Vivo Y73 2021 specs embrace a 6.44-inch FHD+ AMOLED show, MediaTek Helio G95 SoC, Android 11 OS, a 4,000mAh battery with 33W fast-charging assist, and a 64MP main digital camera. Right here’s a have a look at the Vivo Y73 value in India, specs, and sale particulars.
Vivo Y73 2021 value in India, sale date
Vivo Y73 2021 value in India is Rs 20,990 for the only real variant with 8GB RAM and 128GB inside storage. The cellphone is available in Diamond Flare and Roman Black color choices and might be on sale by way of Flipkart, Reliance Digital, Reliance Jio shops, Croma, Poorvika Mobiles, and Vijay Gross sales from June twelfth. The corporate is providing a Rs 1,000 low cost with HDFC Financial institution playing cards.
Vivo Y73 2021 specs (rumoured)
Vivo Y73 2021 sports activities a 6.44-inch FHD+ AMOLED show with HDR10, 60Hz refresh charge, 408ppi pixel density. It’s powered by the MediaTek Helio G95 SoC paired with 8GB RAM and 128GB inside storage that’s additional expandable by way of a microSD card. The cellphone additionally packs 3GB of digital RAM for higher multitasking. The cellphone runs on Android 11-based Funtouch OS customized pores and skin out of the field and packs a 4,000mAh battery with 33W fast-charging assist.
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The following is a reprint of an article I wrote for the June 2021 issue of CWEA Griffin. According to Publisher Jeff Fister, all 7500 copies of the latest edition have been distributed, so if you live in the distribution area of Boyle to Skinker and Hwy I-64 to Delmar, you should have received a copy by mail. For those outside those boundaries, read on for a little history about, and latest plans for the dynamic Delmar Maker District.
What’s Brewing in the Delmar Maker District
an interview with co-founder Doug Auer
An underlying force in the ongoing revitalization of the 5100-5200 blocks of Delmar Blvd. has its genesis in the arts. Nineteen years ago, when Doug Auer, top photo, and Jim McKelvey purchased a property on Delmar to focus on glassblowing, they could not have imagined how the area would evolve into what has now become the Delmar Maker District.
Auer and McKelvey met at Washington University in 2000, when Auer was an adjunct professor in the Ceramics Department and McKelvey was invited to give a glassblowing demo. McKelvey, who graduated from W.U. with a degree in engineering, took glassblowing classes in the art department. Auer, who earned a degree in industrial design from SIUC, also learned glassblowing skills while in college.
The pair became friends and set out to find a building where they could focus on glass. They concentrated on Delmar between U.City and the CWE. “It didn’t make sense that no one wanted to be there,” Auer said.
The 15,000 s.f. building they found at 5200 Delmar—halfway between Union and Kingshighway– was much larger than they needed, but they decided if they could pay the bills, they could make it work. “Third Degree Glass Factory” opened in 2002. The first class was offered to neighbors on Washington Place. Four years later, they knew Third Degree Glass Factory would make it on the strength of ongoing classes and 3rd Friday BYOB events where people “basically watched us show off,” Auer said. (This was before McKelvey, who co-launched Square, the wildly successful mobile payment system, funded the projects that have followed.)
3 ½ years ago McKelvey and Auer sat down to discuss the future. “Let’s do this (Third Degree Glass Factory) as a bigger picture idea,” McKelvey said. “No one’s paying attention to this section of Delmar. Let’s create a destination where people experience all kinds of educational things, not just glassblowing.”
Auer immediately began cold-calling nearby property owners, and since then, an impressive array of creative endeavors has followed. In 2018, MADE Makerspace opened at 5127 Delmar and currently has over 200 members. In 2019, The Magic House at MADE, a permanent satellite of the Magic House in Kirkwood, opened on the second floor.
In October 2020, Craft Alliance moved from U.City to 5080 Delmar, after a gut rehab of a 15,000 s.f. building that was formerly an electronics recycler. Auer is in talks with a coffee company that plans to open a coffee bar with an educational component in the building. A roasting operation is a possibility.
A portion of what was formerly the sunflower garden project in the 5100 block of Delmar is now a parking lot. Auer isn’t sure what will become of the rest of the land. For now there’s a giant earthen berm made from soil excavated during construction. If it gets sodded in time, the resulting “amphitheater” may be used for musical events later this summer.
2020 was a notable year for Third Degree Glass Factory. In January, architectural firm Mademan Design completed an addition that features a north and south wing that includes a conference/classroom/small event space and administrative offices. Mademan Design is transforming a former church across Lake Ave. for its headquarters, above, featuring a corten-steel clad addition.Third Degree Glass Factory, which had been hosting 200 events a year, with assistance from 6 to 7 employees until March 2020, when Auer regrettably began to lay people off due to the pandemic. A year later, Third Degree’s fall calendar is filling up, and the partners are still dreaming up more educational opportunities to add to the Delmar Maker District.
Auer concluded our interview with a statement that challenges old notions of arbitrary boundaries that he and McKelvey have successfully breached:
“We don’t want to focus on the divide. We want to be at the center, not the edge.”
Click here for the entire June issue.
P.S .- Publisher Jeff Fister said CWE Griffin is doing extremely well, which is very good news.


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By George Georgiopoulos
ATHENS (Reuters) – Piraeus Bank, Greece’s largest lender by assets, is close to clinching a deal to sell 400 million euros (351.4 million pounds) of soured, unsecured consumer loans as part of efforts to shrink its bad-debt load, bankers close to the deal told Reuters.
The project, dubbed Arctos, involves a pool of about 220,000 non-performing credit card and consumer loans with a gross book value of 400 million euros on the bank’s books. Nearly half of the loans are in the 1,000-5,000 euro range.
“Negotiations are in the final phase with three shortlisted buyers – APS Holdings, Intrum and EOS,” one of the bankers said, declining to be named.
Piraeus Bank declined to comment. APS, EOS and Intrum were not immediately available to comment.
Greek banks have been under pressure from regulators to tackle their soured loans which are clogging up their balance sheets and holding back lending.
The total of non-performing exposures (NPEs), which include credit past due for more than 90 days (NPLs) plus restructured loans likely to turn sour, amounted to 92.4 billion euros at end-March or 48.5 percent of their total loans.
Banks have agreed with regulators to reduce their mountain of non-performing credit to 64.6 billion euros by the end of 2019.
Piraeus, saddled with 30.8 billion euros of these bad loans, is working on shrinking its stock of soured debt by 34 percent to 20.3 billion euros by the end of next year.
One of the potential buyers, Swedish credit management company Intrum <INTRUM.ST>, was involved in a similar deal last year, acquiring a pool of unsecured, non-performing consumer loans from Greek lender Eurobank <EURBr.AT>.
The price tag on that deal was about 3 percent of the face value of the loans. [nL8N1MG1JR]
“The range of offers to buy the Arctos portfolio is expected around 4.5 to 5.5 percent of the principal of the loans,” the other banker said. “The deal will be capital accretive for Piraeus.”
That would mean the bank will likely chalk up some profit on the deal as it has already fully provisioned for losses on these loans.
Ernst and Young is advising Piraeus on the sale.
Active in distressed debt markets, APS Holdings has been buying, servicing and advising on NPL portfolios since 2004. EOS Group specialises in receivables management and debt collection.
Last month, Piraeus, which is 26.2 percent owned by Greece’s bank rescue fund HFSF, clinched a similar deal, agreeing to unload a 1.45 billion euro portfolio of secured, non-performing business loans to Bain Capital. [nL5N1T01ZO]
That sale, dubbed the Amoebaproject, fetched 432 million euros. Piraeus, which was advised by UBS on the transaction, said the deal boosted its equity capital by 20 basis points.
Bain Capital Credit is a credit specialist with about $37 billion in assets under management, investing across credit strategies, including leveraged loans, high-yield bonds, distressed debt and non-performing loans.
(Reporting by George Georgiopoulos. Editing by Jane Merriman)


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“The issue is not whether women are sexual or powerful – women are innately both – the issue is whether as women we will be silenced or silence ourselves.”
JLo’s Superbowl performance. The ongoing criticism of women in leadership. The viral video on Be A Lady They Said…
We talk about female desire, sexual expression and the challenge and opportunity of being a woman in 2020…
In this powerful episode we examine why female desire still so triggering in a culture is still so uncomfortable with the sexual, powerful and influential woman.
We examine the negative effects this has on our society and why it affects all areas of culture in unexpected ways, including:
- Less women will take leadership positions
- Less women will speak up or create art, innovation, tech.
- Less women will ask for the sale, demand more money or hold their value.
We look at the solutions including
* We must begin to examine the way we police ourselves, and exit relationships, organizations and partnerships that require us to be quiet, nice or “good” in the exchange for love, money, sex or acceptance.
* We must notice the way we police other women and stop it. We must put an end to gossip, cattiness and mean girls by NOT being one ourselves.
* We must encourage feminine expression – share and support women who are in creator, leader, speaker and innovator positions (and stop tearing them down).
And why white men have a level of psychological safety that women – women of all races and color AND men of color and LGBTQ people, people with disabilities and the disenfranchised have yet to experience in our culture.

domain: psychology


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I loathe festivals. Festivals are for pigs. Pour as much theater or other performing art as possible into a trough, shove the consumers' faces into it, and watch while they slurp it up. The feeling may be different in outlying areas, where have-nots from all over come to gorge on a cultural sustenance of which their hometowns have been deprived, but the last thing New York needs, with its overabundance of artistic events,... More >>>
By Keith Pattison
Awake and Synge: Reeves (third from left) nad Monaghan in The Playboy of the Western World.


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Singapore telecom giant SingTel has committed USD 100m to its VC arm Innov8. The investment unit, which operates on an evergreen fund model, has received USD 350m to date.
“This capital infusion is meant for identifying and growing innovative start-ups with new technologies and capabilities that are synergistic and in lockstep with Singtel’s strategic reset to drive...
Japanese healthcare technology start-up Ubie has closed its Series C round on JPY6.3bn (USD 43.2m) with the latest tranche featuring PE-owned pharmacy chain operator Sogo Medical.
Specialist food and agriculture investor Proterra Investment Partners has agreed to invest in Aperion Bioenergy, a Singapore-based bioenergy producer that sources used cooking oil for feedstocks.
Dymon Asia Private Equity (DAPE) has closed its third Southeast Asia middle market private equity fund at a hard cap of USD 650m, beating a target of USD 550m.
Gamurs, a Sydney-headquartered media company specialising in gaming, e-sports, and entertainment, has secured USD 12m in Series A funding.


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KARACHI: Traders and the Sindh government came face to face over the decision to resume businesses in the metropolitan city after the business community on Monday announced to open shops six days a week and for longer than the stipulated time.
In response, the provincial government has said that an immediate action will be taken against those violating government orders in terms of defying the issued Standard Operating Procedures (SOPs) that were imposed to mitigate the spread of coronavirus.
‘Govt opens sealed Zainab Market and Gulplaza today’
The Deputy Commissioner South district has given permission to resume the business activities in the sealed markets of Saddar, including Zainab Market and Gulplaza, that were closed over the shopkeepers’ failure to adhere to safety protocols to guard against the spread of the coronavirus last week.
In addition, the deputy commissioner de-sealed in his presence after a raid by district administration authorities was conducted in the city’s Saddar area days before.
The development came as the Supreme Court of Pakistan issued orders regarding reopening of shopping malls across the country.
During the suo moto hearing today on the coronavirus issue, Chief Justice of Pakistan Gulzar Ahmed remarked that if the shops are shut down then shopkeepers will ‘die of hunger rather than the coronavirus’.
The past week has witnessed a flurry of shoppers throwing caution to the wind and rushing to acquire much sought-after goods with Eid fast approaching.
Neither shopkeepers nor customers were seen taking necessary precautions such as wearing masks and using sanitisers frequently. Today, in view of these violations, the city’s police sealed all major markets, much to the chagrin of shopkeepers who had been looking forward to selling their wares after a two-month hiatus.
The traders have protested heavily against the shutting down of shops and raised slogans against the district administration.
Videos that have gone viral on social media clearly show no social distancing protocol being practiced, even during the protest.


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John Cena Is the Right Guy to Elevate WWE Champion Bobby Lashley to a New LevelMay 26, 2021
The recent rumors surrounding the return of John Cena to WWE as the company returns to fan-filled arenas on July 16, sparked by Dave Meltzer of F4WOnline.com, has prompted fans to imagine what a dream match between the 16-time world champ and universal champion Roman Reigns may look like.
While there is no denying the magnitude of that match and what it would mean for a SummerSlam pay-per-view that will rank among the most significant in recent memory just because of the return of a live audience, Cena can be better used to help elevate a different champion and enhance an entire brand at the same time.
Making Raw Great Again
Monotony and repetition have bred indifference on WWE Raw, a sentence that seems incredibly weird to type.
The red brand is the flagship of the company, its most historically significant and storied television property. It has been home to the most unforgettable moments in its long and illustrious history and was, at least in previous years, destination programming for fans.
Even if you didn't watch anything else pro wrestling-related, you tuned in to see what was happening on Raw.
That is not the case any longer. Despite tremendous efforts from Drew McIntyre as the new face of the brand, and an immensely talented supporting cast, the show is a shell of its former self. It needs a spark desperately and there is no better way to get fans to sit up and take notice than by bringing Cena back into the fold on Monday nights.
Instantly, what has felt very much like a missable show in recent months will carry some significance.
Once one of the most polarizing stars in WWE, there is no denying the fact that Cena brought emotion and energy to whichever show he appeared on. He was the biggest star on the program and almost certainly would be again.
His interactions with McIntyre, Randy Orton, Braun Strowman, AJ Styles, The New Day and even Riddle would do a great deal to boost the relevancy of a brand very quickly being left in the dust by SmackDown, which is in the middle of its hottest streak in decades.
It is one interaction in particular that will not only elevate Raw but elevate the man at the top of it, leaving the show in better shape than it was prior to Cena's return.
Making The All Mighty
Bobby Lashley is the WWE champion and has held up his end of the deal in that role. He is turning in some of the best performances of his entire career and has rediscovered his confidence as a performer after a rocky few years back with the company.
Imagine what working with Cena would do for his credibility, though. Picture what it would mean to Lashley as world champion to work with a pop culture phenomenon and Hollywood star; now, think about what it would mean for The All Mighty to beat him.
Lashley has gained momentum by defeating McIntyre and Strowman in recent title defenses, but it would be an entirely different boost to his legitimacy if he could see off Cena. Considering Raw needs someone besides McIntyre and Orton with some cred among longtime fans, that feels like the best option for the brand at this point.
And there is precedence for the match to happen.
In 2007, Cena defended the same title against Lashley at The Great American Bash. The loss at that event paved the way for The All Mighty's exit from the company for 11 years and could easily serve as the last demon the current champion has to exorcise.
We have seen on SmackDown what happens when there is a credible heel champion. Reigns has been extraordinary and is helping to elevate talent around him as a result. WWE needs to get Lashley to that level, and working with Cena—and beating him to extend his reign—is the best way to make that happen.
SmackDown is already rich creatively and talent-wise, and Raw desperately needs the spark Cena provides to match that ahead of fans returning to arenas this summer.