Alan Walker Declines to Renew Trio of Early NCS Releases, Citing Desire to Take Ownership of His Music
Alan Walker is taking ownership of "Fade," "Force," and "Spectre," which have been removed from NoCopyrightSounds' YouTube channel.
Tokyo Machine Debuts "Get Up" on NCS with Guy Arthur and an Arcade Game
The masked producer makes his NCS debut with an interactive retro experience.
Rival And Egzod Enlist Andreas Stone For Epic Single “Live A Lie”
Out on NCS, this is a perfectly-crafted gem by the two producers!
Rival Teams Up With Caravn For Bass-Heavy "Be Gone"
The producer's latest track is once again a banger.
32Stitches Gives Us The Video Game-Inspired Track We've Been Waiting For
Fittingly titled "Olympus," the song was released through NCS.
Egzod Teams Up With Veronica Bravo and M.I.M.E. for "Rise Up"
Out on NCS’s annual compilation, “Rise Up” marks yet another banger on Egzod’s arsenal.
Rival Enlists Bryan Finlay for Impactful Cut “Walls”
The track is featured on NCS’s annual compilation album.
Egzod Releases Bass Anthem “Departure” Ft. evOke on NCS
The producer’s latest offering makes it on NCS’s annual compilation album, and is the best way for him to close out the year.
Rival & Veronica Bravo Show Us Their "Heartbeat" In Beautiful New Track...
"Heartbeat" infuses absolutely everything we love about the electronic music industry.


Nepalese rescuers on Thursday scoured Himalayan hiking routes for more than 100 trekkers who have been out of contact since a snowstorm and avalanche that have killed around 32 people, including foreign tourists and guides.
Local officials said that 24 bodies had been found on the popular Annapurna circuit, while five climbers who were staying at a mountain base camp when it was hit by an avalanche could not be found and were presumed dead.
Three Nepalese yak herders were also killed when severe weather triggered by the tail end of Cyclone Hudhud hit the Himalayan region in central Nepal.
Ganesh Rai, the police official in charge of the effort, said emergency workers had rescued 43 stranded trekkers, but more than 100 others remained out of contact.
Rescuers were searching for two Slovakian mountaineers and three Nepalese guides who went missing after an avalanche struck teams stationed at the base camp of 8,167-metre (26,795 foot) Mount Dhaulagiri on Tuesday night. “We are running helicopter missions to try and find them, but we can find no sign of them, we presume they are dead,” said Rai.
“So far we have located 16 bodies in Mustang district in the Annapurna region, but we don’t have a clear picture yet of how many are foreigners since we still need to identify them,” Rai, who is heading the rescue effort said.
The bodies of four Canadians, two Israelis, one Pole, one Vietnamese, one Indian, one German and 11 Nepalese have been found. The nationality of three others found was unknown, he said.
Among them were at least eight hikers who lost their lives in an avalanche in neighbouring Manang district, according to a local official.
“We have located the bodies of eight people including four Canadians, an Indian, and three Nepalis killed in an avalanche,” district official Devendra Lamichanne said. Some 168 foreign tourists were registered to hike in the districts and authorities are now trying to track the rest of them down, with efforts hampered by poor telecommunications.
“Many people are unaccounted for – we only register foreign nationals, but several Nepalese could also be caught up in the snowstorm,” Rai said.
Victims with minor injuries were given first aid at local hospitals while at least 14 trekkers from Hong Kong and Israel were airlifted to Kathmandu suffering from frostbite.


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-Duty imposed on gearboxes produced by General Motors in Austria. Imposed to offset certain state aids extended by Austria to GM.
-Regulation adopted on basis of common commercial policy power and 1972 Council regulation on imposition of safeguards provided for in Austria-EC free trade agreement (FTA).
-FTA agreement superseded by EEA agreement.
→ P claims: EEA agreement was part of the factual and legal situation existing at time when regulation adopted. By adopting regulation a few days before EEA agreement entered into force, Council infringed on principle of good faith.
According to the principle, pending the entry into force of an international agreement, signatories to an international agreement may not adopt measures which would defeat its object and purpose.
Rule (State is obliged to refrain from acts which would defeat the object of a treaty)
-Court asks if EEA has direct effect:
Provisions of such an agreement may have direct affect if they are unconditional and sufficiently precise.
-EEA agreement states customs duties on imports/exports and any charges having equivalent effect are prohibited between contracting parties.
-Here the rule is unconditional and precise.
-Any pecuniary charge, however small and whatever its designation and mode of application, which is imposed unilaterally on domestic or foreign goods by reason of the fact that they cross a frontier, and which is not a customs duty in the strict sense, constitutes a charge having equivalent effect within the meaning of articles 31 and 38 TFEU, even if it is not imposed for the benefit of the state, is not discriminatory or protective in effect or if the product on which the charge is imposed is not in competition with any domestic product.
-Court holds by adopting the contested regulation in the period in question, the P's legitimate expectations were frustrated.

domain: politics


text:
Daynight – Magazine Theme nulled script free download
Daynight magazine theme is an amazing modern newspaper theme for WordPress, all what you need in news or magazine theme is good spacing, clean typography, great SEO results and perfect Google Adsense placement, and we care about all of them in perfect way. we created Daynight newspaper theme with great design based on all SEO rules and advices from experts.
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domain: design


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What is the difference between a Separation Agreement and a Binding Financial Agreement? Is it known by any other names?
When we refer to Separation Agreements, we are also referring to Binding Financial Agreements. They mean the exact same thing.
In the relevant Australian legislation (the Family Law Act), a Separation Agreement is referred to as a “Financial Agreement”. We have titled our Separation Agreement templates as such.
Separation Agreements can also be known as Property Settlement Agreements, Divorce Financial Settlement Agreements, Marital Settlement Agreements, Legal Separation Agreements, and Financial Separation Agreements.

domain: law


text:
Australian. Student. Traveller.
A 25 year old student who is in love with travelling and my small family consisting of my wonderful husband and 2 beagles. I have always lived in the one city but love meeting new people, tasting different foods and exploring the beauty the world has to offer.

domain: travel


- Inhabitat – Green Design, Innovation, Architecture, Green Building - http://inhabitat.com -
Kevin Kennon Architects’ Tian Fang Tower is a Sustainable Skyscraper for Tianjin
Posted By April Spinelli On March 7, 2011 @ 6:00 pm In Architecture | 1 Comment
Kevin Kennon Architects  is designing a new landmark building for Tianjin Eco-City in China. This 120,000 square meter, 44 floor office tower and luxury shopping center, developed by Tianjin Real Estate Development & Management Group, LTD, utilizes the most advanced sustainable design strategies and technologies to reconnect people with nature. Tian Fang Tower is inspired by the form and growth of bamboo forests and generates 20% of its clean energy  on site through a combination of hydrogen fuel cells, solar panels, and wind turbines while simultaneously consuming 20% less energy than a similar mixed-use tower. Once completed in early 2013, it will be one of the most advanced sustainable commercial buildings in China.
Article printed from Inhabitat – Green Design, Innovation, Architecture, Green Building: http://inhabitat.com
URL to article: http://inhabitat.com/bamboo-tower/
URLs in this post:
 Kevin Kennon Architects: http://www.kkarchitect.com/
 clean energy: http://www.inhabitat.com/energy
Copyright © 2011 Inhabitat Local - New York. All rights reserved.


text:
Synopses & Reviews
Sometimes you can change history . . . and sometimes history can change you.
When Stosh travels into the past to meet Roberto Clemente, a legendary ballplayer and a beloved humanitarian, he's got only one goal: warning Roberto not to get on the doomed plane that will end his life in a terrible crash. In the sixties, Stosh meets free-spirited Sunrise, and together they travel across the country to a ball game that leaves them breathless—and face-to-face with Roberto. But when the time comes for Stosh to return to the future, he finds that the adventure has only just begun. . . .
Join Stosh and Sunrise on a journey that will take you into the past, from the excitement of Woodstock to a life-changing encounter with Roberto Clemente—and into a surprising future!
About the Author
Dan Gutman has always been a baseball fanatic. He played in Little League as a kid, and one of the first magazine articles he ever sold explained the science behind the spitball, the scuffball, and corked bats. When he thought about the T206 Honus Wagnerthe most valuable baseball card in the worldhe began to write honus & me, his first Baseball Card Adventure. That book introduced Joe StoshackStosha kid who can use baseball cards to travel through time and meet the games greatest players. Stosh has since gone on many amazing, fast-paced adventures, most recently to try to save Roberto Clemente.

domain: entertainment


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Textile Print Designer
Millie Bridget Henry is a British Textile Designer who graduated from the Winchester School of Art in 2010, specialising in Textile Print Design.
Millie decided to set up her own company after working for Huntsman, a well-known Savile Row tailor, in a product development role. Interested in men's accessories, she decided to design her first collection of pocket squares.
Next season Millie will develop her collection with a wider range of luxury accessories, all meticulously hand drawn to create beautiful products for men and women. The collection for SS/19 will continue to explore the inspiration behind the Enchanted Forest Collection looking at the Great British landscape with detailed drawings of animals hiding in the undergrowth.
The design process begins in her sketchbook taking inspiration from her photographic archive, moodboards and research that have inspired the collections. She will then bring all of her drawings together creating a linear motif or tile repeat. The designs are then printed onto the finest luxury fabric and finished to the highest standard with a hand rolled edge.

domain: artistic


text:
Showing 1 - 1 of 1 for search: '"Nondalton (Alaska) Social conditions."', query time: 0.21s
In ProspectorRequest items from other Prospector libraries to be delivered to your local library for pickup.
Remove FiltersGenre: Essays Genre: Texts Genre: Sound recordings Region: Nondalton Institution: Colorado Mesa University Language: English
Year of Publication

domain: library


10.4 – Tiger
Mac OS X.4 (Tiger) is just days away and I’m getting all excited. I’m planing on going to the Apple store on Friday to get me a copy. My wife may come too to keep me company and tell me how crazy I am. 😉
With 200+ new features, I decided to name the top ones I’m most looking forward to.
– Smart folders in Mail.app. Smart folders are like saved searches. Just create a folder and tell it to only contain emails where the sender contains “@apple.com” Then all messages that come from apple.com will get put into this folder. Not moved from the inbox, or anyplace else they may be stored. Just linked to. Just like labels in Gmail or Saved Searches in Thunderbird
– Spotlight. The search that finds anything on my hard drive. From emails, to files and even text in PDF files. Should be a lot of fun.
– Dashboard. I love widgets! They sound really handy and I’ve seem some cool demos of them at Apple.com.
– Smart Folders in the Finder. How cool?! Smart folders rock.
– HTML in Mail. Finally. Since Outlook can’t read rich text, I can now send HTML email.
– Safari Inline PDF Viewing. About time. No more plug-in for that feature.
– Safari RSS reader. I’m excited for it because it’s new, however I’m not sure how well it will work compared to Firefox. We’ll see soon.
– RSS Visualizer Screen Saver. Now that sounds like fun. I’ve seen demos and it it’s one trippin’ way to view RSS feeds.
– Automater, the personal robot. He’s like a smart folder from what I know. Tell him what to do and then he’ll do it. Apple says “You can easily automate tasks such as renaming a large group of files, resizing dozens of images to fit an iPhoto slideshow or creating iCal birthday events using Address Book contacts, then repeat those tasks again and again.”
What I’m most looking forward to is those who have to much free time on their hands. They’ll make some great Automater actions and we’ll have so many Dashboard widgets that it’ll be great. Plus developers will re-work their programs to take advantage of some of the new OS features like the new Core Image graphic processing.
I just have to wait a few more days. 😀
For those of you who can’t make it to an Apple store, you may want to check out Amazon. They are selling Mac OS 10.4 with a $30 mail in rebate. May take a little longer to get (a few days) but you also get a rebate.


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On Friday, ABC News announced Behind the Table: A View Reunion, a new special coming to Hulu that brings together the show’s original four hosts and Walters for a look back at its early days and impact on American culture.
“Phone rings. ‘Hello, Joy? It’s Barbara,'” Behar recalls in the reunion clip. “I said, ‘Oh hi, Barbara!'”
But Walters, who first created The View in 1997, didn’t match her warm greeting, replying, “I just got a call from Entertainment Tonight and guess what they said? They said, ‘Oh, and Rosie O’Donnell’s coming on the show.’ And guess who told them?”
The two then exchange stories as Behar admits she cheekily guessed Meredith Vieira, knowing full well that it was her own fault.
Vieira laughs at Behar’s quip, before miming that she’s tossing a drink at her for “throwing her under the bus,” as another original panelist, Debbie Matenopoulos, puts it.
Walter McBride/WireImage Joy Behar and Barbara Walters
But Walters was not amused. “[Walters] said, ‘No, you! Joy Behar did that. And I want you to know that I’m not renewing your contract,'” Behar remembers. “I said, ‘Barbara, it was just a mistake. It was an honest mistake. You know how I am when I’m shopping!'”
However, Walters would not back down, telling Behar, “You’re a loose cannon, and I’m not renewing your contract.”
Eventually, they worked things out, as Behar is still a host. But this juicy story and more are just part of the reunion special that premieres Monday.
Everett Collection The original hosts of ‘The View’ are reuniting in a new special.
Behind the Table: A View Reunion invites audiences into a hotel room at the Essex House in New York City, where Behar, first moderator Vieira, and original panelists Matenopoulos and Star Jones originally auditioned for Walters 25 years ago.
The original group of panelists who joined Walters at the Hot Topics table in 1997 reminisce about what it was like working with Walters, some of the famous exits from the show, what they thought of an SNL spoof of them, their biggest regrets, and the moments that bonded them.
The 30-minute special streams June 20 exclusively on Hulu.


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3 dead, one injured in shooting in Larue County, Ky.
LOUISVILLE, KY. (WDRB) -- Kentucky State Police say a deadly shooting that left three adults dead and one person seriously injured was the result of a domestic-related dispute.
The shooting happened on a rural stretch of road Tuesday morning east of Sonora, Kentucky. Detectives blocked off a section of the road for hours as neighbor looked on at the disturbing scene of bodies laying in a nearby field.
"(The bodies) were laying right there in the field behind that truck. It's nothing we want to see down here," said Troy Hornback, who lives across the street from the crime scene. "Everybody around here is good neighbors. You wouldn't expect to see something like that going on."
Master Trooper Norman Chaffins told WDRB News late Tuesday that authorities recovered "several weapons" but have not determine who fired at whom and when. That will be determined by autopsies and
KSP has identified the victims as 51-year-old David Walker and 51-year-old Barbara Walker, both from Elizabethtown, and 55-year-old Steve Bottoms of Radcliff.
The Walker's daughter, 32-year-old April Roberts of Elizabethtown, suffered gunshot wounds to her lower extremities and airlifted to University Hospital.
Authorities say they do not believe the shooter is at large. Chaffins said that authorities had responded to the Walker's Elizabethtown home within the past two weeks for domestic related issues. Several neighbors said the couple had lived in the neighborhood for years and ran a trucking company.
The investigation continues – officers examined a red truck (seen in the picture at right) that had a bullet hole in it. Neighbors can see the pickup truck from their backyards on Heying Lane.
Copyright 2011 WDRB News.

domain: geography


Sandals Resorts International has pulled its ads that were placed during the Tucker Carlson show on American TV station Fox.
In a statement advising of the decision, Sandals said it does not support the negative sentiments expressed by Carlson on his show in relation to the Black Lives Matter movement.
“We buy spots on cable television and not on specific shows,” Sandals explained. “The fact that viewers found the comments offensive was enough for us to pull our advertising.”
Other major companies such as Walt Disney, Papa John’s, Poshmark and T-Mobile have distanced themselves from the show.
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- Invisibly clears deep, hidden blemishes.
- Soothes breakout-irritated skin and helps prevent future breakouts.
- Safe for use during pregnancy.
- Skin-mimicking film forms a semi-permeable patch that allows airflow while protecting skin from pollution and irritants.
- Camphor delivers a cooling sensation.
- 5% Collodial Sulfur helps combat breakouts for rapid skin clearing.
- 4% Niacinamide helps soothe skin and fade post-breakout marks.
- Proprietary TT Technology and calming Polylysine work with skin’s natural microbiome to help minimise oil.
- Polyphenol-rich Pomegranate extract helps smooth skin.

domain: chemistry


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I haven’t had all that much time for writing, as life seems to think that I need to live a bit more. So I have. As filler, here’s some of my school projects and a few things I’ve done in my free time:
Enjoy! I will be back when I catch my breath and have something substantial to say.

domain: literature


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A hip protector is a specialized form of pants or underwear containing pads (either hard or soft) along the outside of each hip/leg, designed to prevent hip fractures following a fall. Recent developments include the use of double-sided adhesive films that are breathable and more comfortable to wear than specialised pants. The adhesive films are safer because they can be worn in the bath or shower, or when toileting. Hip protectors are most commonly used in elderly individuals who have a high risk of falls and hip fractures (for example, due to history of a previous fall and underlying osteoporosis).
A number of reviews have found that hip protectors are cost-effective, particularly among residents of care homes and for long-stay patients in hospital
A previous review found that the effect for preventing hip fracture among nursing home residents was small and not effective among community dwelling elderly individuals. A 2007 review found a decreased risk of hip fractures in elderly nursing home residents.
However, acceptance and long-term compliance towards them has historically been quite low, mainly because of discomfort, dislike of their appearance by the person wearing it, and disagreement about fracture risk. More modern hip protectors do not suffer from these disadvantages because they are slimmer with a low profile, so less noticeable, have ventilation holes and ducting to keep the skin cool under the pad and are soft and pliable conforming to the contours of the hip. Better independent testing procedures developed by Professor Julian Minns have established a reliable baseline for impact absorption performance.
Research which has found hip protectors to be beneficial found that hard, energy-shunting hip protectors to be superior to soft, energy-absorbing ones. However this research predates the introduction of hip protector pads in 2011/2012 using modern non-Newtonian materials, such as D3o that absorb around 75% of the impact, typically twice that of previous devices that used soft materials such as textiles or foam pads in an airtight bag, but comparable to the best of the energy-shunting devices, which have now largely disappeared from the market because of a slight tendency to cause pelvic fractures when the energy is transferred Another study showed that hip protectors' design and mechanical properties vary drastically among commercially available hip protectors.
Hip protectors are either of the "crash helmet type" or "energy-absorbing type". The "crash helmet type" distributes impacts into the surrounding soft tissue, while the "energy-absorbing type" is made of a compressible material and diminishes the force of impact. Both of these systems aim to reduce the focused force beneath an estimated fracture threshold.
Several different commercially available hip protectors exist, such as the Fall-Safe (Hip Impact Protection), GeriHip (Prevent Products, Inc.,USA), Impactactive Hip Protectors (Impactactive Hip Protectors, USA), Lyds Hip Protector (Lyds International BV, The Netherlands), Safety Pants (Raunomo Oy, Finland), Safehip (Tytex A/S, Ikast, Denmark), the AHIP Protector (Astrotech, Vienna, Austria),SecuHip (Dynamic Techno Medicals, India) and the KPH hip protector (HRA Pharma, Paris, France).
The former was used in most clinical trials up to 2010. More recent trials have used both, or latterly just soft, energy-absorbing hip protectors. Hip protectors have the advantage of having no important adverse effects.
- Holzer, G; Holzer, LA (2007). "Hip protectors and prevention of hip fractures in older persons". Geriatrics. 62 (8): 15–20. PMID 17668960.
- Lauritzen, JB (1996). "Hip fractures: incidence, risk factors, energy absorption, and prevention". Bone. 18 (1 Suppl): 65S–75S. doi:10.1016/8756-3282(95)00382-7. PMID 8717550.
- Santesso, N; Carrasco-Labra, A; Brignardello-Petersen, R (Mar 31, 2014). "Hip protectors for preventing hip fractures in older people". The Cochrane Database of Systematic Reviews. 3 (3): CD001255. doi:10.1002/14651858.CD001255.pub5. PMID 24687239.
- "Cost-effectiveness of preventing hip fractures by hip protectors in elderly institutionalized residents in Germany". www.crd.york.ac.uk. Retrieved 2018-11-14.
- Parker, MJ; Gillespie, WJ; Gillespie, LD (2006). "Effectiveness of hip protectors for preventing hip fractures in elderly people: systematic review". BMJ (Clinical Research Ed.). 332 (7541): 571–4. doi:10.1136/bmj.38753.375324.7C. PMC 1397761. PMID 16513687.
- Sawka, AM; Boulos, P; Beattie, K; Papaioannou, A; Gafni, A; Cranney, A; Hanley, DA; Adachi, JD; et al. (2007). "Hip protectors decrease hip fracture risk in elderly nursing home residents: a Bayesian meta-analysis". J Clin Epidemiol. 60 (4): 336–44. doi:10.1016/j.jclinepi.2006.07.006. PMC 5110322. PMID 17346606.
- Patel, S; Ogunremi, L; Chinappen, U (2003). "Acceptability and compliance with hip protectors in community-dwelling women at high risk of hip fracture". Rheumatology (Oxford, England). 42 (6): 769–72. doi:10.1093/rheumatology/keg215. PMID 12730537.
- Minns. "How safe are hip protectors?" (PDF).
- van Schoor, N.M.; Van Der Veen, A.J.; Schaap, L.A.; Smit, T.H.; Lips, P. (2006). "Biomechanical comparison of hard and soft hip protectors, and the influence of soft tissue". Bone. 39 (2 Suppl): 401–407. doi:10.1016/j.bone.2006.01.156. PMID 16546458.
- "Hip protectors and osteoporosis | National Osteoporosis Society". nos.org.uk. Retrieved 2018-11-14.
- Holzer, LA; Von Skrbensky, G; Holzer, G (2009). "Mechanical testing of different hip protectors according to a European Standard". Injury. 40 (11): 1172–5. doi:10.1016/j.injury.2009.02.005. PMID 19524913.
- Holzer, LA; Holzer, G (2007). "Design: A neglected factor in medicine". McGill Journal of Medicine : MJM : An International Forum for the Advancement of Medical Sciences by Students. 10 (1): 3. PMC 2323546. PMID 18523599.
- Lin, JT; Lane, JM (2008). "Nonpharmacologic management of osteoporosis to minimize fracture risk". Nature Clinical Practice Rheumatology. 4 (1): 20–5. doi:10.1038/ncprheum0702. PMID 18172445.

domain: medical


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To mean to the relief of many financing offers by many lenders, carrying a great credit measure is a must. If we have a single handy, this will concede we to get a decent volume with marked down seductiveness rates, with stretchable remuneration terms. But office office office building your commercial operation credit measure is no easy attainment to accomplish.
If we only have proposed earning your commercial operation credit when we set up your commercial operation venture, afterwards it’s utterly easy to get a great rating inside of 1 to 2 years of operation.
This is not a case, however, when we have a bad credit rating. You possibly have to correct your commercial operation credit upon your own or sinecure a credit correct veteran to get a pursuit done. Only when we bound your measure can we begin to set up it up.
But prior to we can essentially begin office office office building commercial operation credit scores, we need to have a credit temperament first. This can be finished by putting up your commercial operation as a house or an LLC. These dual have been undiluted statuses to begin your commercial operation credit. Since many money lenders have been eyeing clients in house or LLC, carrying your commercial operation as a single will concede we to get a loan faster than any commercial operation enterprise.
You additionally need to set up a credit jot down with a credit agency, or Paydex. Credit agencies will keep lane of your credit transactions, rate them as good as give them scores. This will be used to establish how great your credit rating is when a monetary establishment does a credit check.
Paydex scores by large companies similar to Dun as good as Bradstreet will keep annals upon how good your association is profitable your credit bills. The measure ranges from 0 to 100 – an aloft a score, a bigger a probability your loan will get approved. Well, currently the battle royale game PUBG is getting a great business and you can also get pubg for windows 10 right now for free.
Now which we have determined your credit identity, we need to request for a loan prior to we can essentially begin office office office building your commercial operation credit scores. First, we can select possibly a cumulative loan, where a lender will ask we to oath resources or properties as a material which will offer as confidence for a loan. Note which this kind of loan will let we steal many incomparable volumes (depending upon your collateral), as good as a many marked down seductiveness rate.
Another sort of loan is an unsecured loan, which is undiluted for those who don’t instruct to put their resources during risk by the environment it up as collateral. Since a risk to a lender is aloft compared to unsecured loans, a monetary establishment competence be really despotic with an application, joined with an aloft seductiveness rate as good as remuneration schemes.
Next is a sort of credit we instruct to be used in your commercial operation venture. Below have been many usual credits we can move out in any lender in your area:
#1. Business credit card
Quite apart from a personal credit card, this sort of credit is some-more remunerative to be used in commercial operation ventures due to a marked down APR, as good as stretchable seductiveness rates (depending upon a volume used inside of a month).
#2. Short/Long Term Loans
These kinds of loans concede we to steal a bound volume of income from a lender to be used in any approach we wish. Attached with bound interests with remuneration conditions trimming from 5 to 10 years depending upon a volume borrowed.
#3. Lines of Credit (LOC)
Lines of credits have been some-more for commercial operation who have been into operation 2 years or more. Credit lines will let we have a repair volume of credit upon a bank, which can be used to compensate for astonishing losses which stand up during the operation of your business. The seductiveness responsibility will rely upon a principal volume we have left, as good as will revoke as we compensate your debt until it reaches zero.

domain: economics


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The sky, a vast expanse of endless possibilities, has always held a special place in our hearts. It’s a masterpiece of natural beauty that stretches as far as the eye can see, captivating us with its ever-changing allure. From the brilliance of a clear blue sky to the haunting beauty of a star-studded night, the sky holds power over our imagination.
Beyond its visual appeal, the celestial wonders that adorn the sky spark our curiosity and sense of wonder. Stars that twinkle with distant stories, comets that blaze through the darkness, and the mesmerizing dance of the Northern Lights. These extraordinary phenomena have fascinated humans for centuries, inspiring poets, artists, and dreamers alike.
The sky represents boundless freedom, providing a sense of release from the constraints of daily life. It invites us to dream, to imagine, and to transcend the limitations of our earthly existence. Whether we find solace in the tranquil hues of a sunset or marvel at the vastness of the Milky Way, the sky reminds us of our place in the universe.
It is this grand canvas above us that has gifted the world with some of the greatest inventions and breakthroughs. Airplanes that soar high above the clouds, satellites that connect us globally, and telescopes that unravel the mysteries of distant galaxies – all were inspired by the sky’s vastness and its unfathomable possibilities.
In conclusion, the sky represents an enigmatic phenomenon that continues to capture our hearts and ignite our imagination. It serves as a constant reminder of the universe’s grandeur, while also inspiring us to reach for new heights. Let us not forget to look up and immerse ourselves in the ethereal beauty that lies just above our heads.#3#


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LONDON: The European Central Bank is expected to keep its benchmark interest rate unchanged at the historic low of 1 percent Thursday - and could indicate the eurozone won't see growth strong enough to warrant a hike for quite a while.
Figures later this month are expected to show the 16 countries that use the euro joining the U.S. in leaving recession.
Its two largest economies, Germany and France, officially returned to growth during the second quarter.
But the economic outlook is for weak growth at best, and below-target inflation for the year ahead.
Figures last week showed that unemployment rose to a 10-year high of 9.7 percent in September, while consumer prices fell for the fifth consecutive month in October.
Both are signs of a slack economy.
Most analysts think it will take a very strong rebound over a long period of time to make up for the output lost during the recession and stoke inflationary pressures.
The International Monetary Fund projects that the euro area will have contracted by a massive 4.2 percent in 2009 even after growing in the third and fourth quarters of the year.
"Rates are likely to remain low for a protracted period," said Marc Ostwald, a strategist at Monument Securities, adding that a rate hike before the second half of 2010 still looks "very, very unlikely."
What's more, there are mounting concerns within the bank and in member governments that the rising euro will derail the fledgling economic recovery.
A higher euro makes exports more expensive, and exports are particularly important for Germany, the single currency bloc's largest economy.
Currency traders will therefore be focusing in on Thursday's press conference from ECB president Jean-Claude Trichet to see whether his concerns about the euro's value have increased over the last month.
On Oct. 23, the euro climbed to a 14-month high of $1.5060 before slipping back modestly since.
After October's rate-setting meeting, Trichet cited the joint statement from the Group of Seven finance ministers and central bankers, saying the ECB continued to monitor exchange markets closely.
He said "excess volatility" and disorderly movements in exchange rates could hurt economic and financial stability.
"At the very least, the single currency's strength will make the Bank more reluctant to hike interest rates," said Jennifer McKeown, European economist at Capital Economics.
Markets are looking to see if the European Central Bank looks to reduce its lending to commercial banks once recovery is on a sound footing.
Most analysts still think the European Central Bank will wait until December to provide markets with more clarity about its exit strategy.
Still, Axel Weber, the president of Germany's Bundesbank and a member of the ECB's governing council, has asserted that crisis measures could be rolled back next year.
Weber said the first step was likely to involve the scaling back of "very long-term" loans to banks.
"While we have maintained our view that further clarity and official announcements from the ECB will most likely come at the time of the December press conference, the possibility that it may come as early as Thursday's meeting has increased following Weber's comments," said Silvio Peruzzo, eurozone economist at Royal Bank of Scotland.
The European Central Bank has been criticized in many quarters for not cutting interest rates as far and as fast as the U.S. Federal Reserve.
But it has instead provided massive liquidity injections to commercial banks to get them lending to businesses.
Over the last year, the ECB has significantly expanded those operations, providing funds over a longer period and at low interest rates.
Analysts said Weber's comments last week will likely mean that the bank will stop giving 12-month credits in December, and that the 3-month and 6-month support packages will become less frequent over the coming months.
The Bank of England is expected to back calls to expand the amount of money it pumps into the British economy, which unexpectedly stayed in recession in the third quarter.
At present, the Bank of England can buy up to 175 billion pounds ($285 billion) of financial assets, such as government bonds, from the banks.
The aim of the policy is to increase the money supply in the hope that eventually the banks will start lending more to the private sector.
Most analysts think it will increase its asset purchase program by at least 25 billion pounds. - AP
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domain: news


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i am beyond excited to be releasing the cover image to my novel A Life of Inches, which comes out May 26th through Limitless Publishing. I have teamed up with indiesage for this cover reveal and tour contest. Please check out the link below to see the cover, read a few excerpts, and enter for a chance to win copies of the book or a kindle fireHD!
the book was recently added to goodreads and they opened up my author question booth, so head there as well to ask about a life of inches, my other writing, or chicken wings and I’ll be happy to answer.
1 Response to Cover reveal day!!!!!!!!!


Publication: Better Outcomes through Health Reforms in the Russian Federation : The Challenge in 2008 and Beyond
Marquez, Patricio V.
The purpose of this discussion paper is to discuss selected health challenges in the Russian Federation, focusing on outcomes, expenditures and options for policy and institutional reforms in the health care system. The areas covered in the paper draw on recent studies and reports, and take into account lessons derived from the implementation of the World Bank-funded Health Reform Implementation Project (HRIP) at the federal level and in the Chuvash Republic and the Voronezh Oblast-the pilot regions of the project, over the 2005-2007 period.
“Marquez, Patricio V.. 2008. Better Outcomes through Health Reforms in the Russian Federation : The Challenge in 2008 and Beyond. HNP discussion paper series;. © World Bank, Washington, DC. http://openknowledge.worldbank.org/handle/10986/13697?show=full License: CC BY 3.0 IGO.”


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More than four billion people were expected to tune in to watch the Queen’s funeral today, with mourners across the globe watching on smartphones, on big screens, at pubs and in churches.
People from around the Commonwealth and the world lit candles, waved flags and lay flowers as they watched the longest reigning British monarch being laid to rest.
Many of those who spoke at the late Queen Elizabeth II’s funeral service at Westminster Abbey this morning acknowledged that this would be a momentous day not just for Britons.
The Archbishop of Canterbury, Justin Welby, told mourners: ‘The grief of this day, felt not only by the late Queen’s family but all round the nation, Commonwealth and world, arises from her abundant life and loving service, now gone from us.
‘She was joyful, present to so many, touching a multitude of lives.’
In some of the 14 other countries where the Queen was the head of state, memorial services and parades were held to commemorate her 70 years of service.

domain: sociology


text:
|21.3. 2019 / 19:30 + 21:30 / PREMIERE!|
|22.3. 2019 / 18:30 + 21:00 / Žižkovská Noc|
A conversation between us and our belongings.
Carry, hold, be held, take out, see, map, listen, talk, no talking, move, be moved, position, search, sense, be–
A river of phones, a mountain of bags, a plain of books, a landscape of homes.
Created by: Ine Ubben, Eva Rosemarijn Burgerhoudt, Rufina Bazlova, Nitish Jain, Jiri Brnula, Jakub Vaverka, Ran Jiao (students and graduates from the Department of Alternative and Puppet Theatre, Academy of Performing Arts, Prague)


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Ox Tail with Barley, Burnham’s Boston Clam Chowder, Boiled Haddock with Lobster Sauce, Goose Stuffed with Apples, Leg of Mutton with Currant Jelly, Chicago Ice Cream. Interesting menu, isn’t it? It’s Chicago’s Union Hotel & Restaurant’s dinner menu from February 26, 1900. It’s also part of a project the New York Public Library has taken on with the help of the public.
The library’s restaurant menu collection, housed in the Rare Book Division, is one of the largest in the world with approximately 40,000 menus dating from the 1840s to the present. But unfortunately for historians, chefs, novelists and everyday food enthusiasts, those menus aren’t searchable. Their greatest treasure: information about dishes, prices, the organization of meals, and the history of food and culture is still hidden in the digital images of the menus.
So, the library has enlisted the public’s help in transcribing the menus dish by dish so that the collection can be researched and accessed.
The process is simple. Go to the project’s website, choose a menu that needs to be transcribed (as of Saturday October 22, 2011, there have been 595,137 dishes transcribed from 10,244 menus), choose a page of the menu, click on the menu, click on the dish you want to transcribe and enter the name of the dish and price. Once you’ve entered the dish, you’ll submit for review and move on the next dish. The library’s tool is easy to use, plus you can jump around from menu to menu. I tried it over the weekend, experimenting with different dates, restaurants, inns, ocean lines, even Pan Am’s transatlantic service on Flight 119 in 1973. You can transcribe menus in different languages if you possess those skills. I found it amazingly interesting and somewhat addicting.
Did you notice the prices on The Union’s menu? Those numbers are in cents, not dollars. The most expensive item on the menu is a Dry Picked, Milk Fattened Whole Spring Chicken for $1.25. But even back then, restaurants charged a split fee: “Single portions served for two or more charged accordingly.” Some things never change.
As of Saturday October 22, 2011, there have been 595,137 dishes transcribed from 10,244 menus.


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A Warm Welcome
Therapy, Coaching, Yoga & Health
Transform Your Life
Guidance To Your Inner Wisdom
Heather specializes in anxiety, depression, stress management, adjustment difficulties, health challenges, addiction, trauma/PTSD, and chronic pain.
Heather obtained her master’s in social work degree from the University of Calgary and has 20 years experience working as a mental health professional in a variety of settings including hospitals and community health centres. Her counselling/therapy approach is informed by acceptance and commitment therapy (ACT), often referred to as a third wave CBT approach, accelerated resolution therapy (ART) for PTSD/trauma, Hakomi/body focused therapy, hypnosis, yoga therapy, and collaborative and proactive solutions (CPS).
Heather is registered with the International Association of Yoga Therapists (IAYT) and has developed yoga therapy workshops and programs for anxiety, depression, trauma, and concussion management.
Contact us for rates, bookings, or more information
Release the energies of tension, fear, sadness, stress and anxiety and embrace the lightness of being.
Heather is passionate about helping you to fulfill your destiny and purpose. Join Heather as she shares ancient wisdom practices designed to heal and balance the body, mind and spirit.
Moving beyond our history, patterns, and early wounds, we align ourselves with our truest and best selves and draw closer to the blessings that are our birthrights…
Heather’s therapeutic programs are designed for individuals wanting support with anxiety, depression, obsessive compulsive disorder, weight loss, non-smoking, healing from trauma, self-esteem, confidence, and addiction.
Heather is certified with the International Association of Yoga Therapists (USA) and has been teaching yoga for mental health and well-being in hospital settings for well over ten years.
Kundalini is a unique form of yoga that is growing in popularity around the world. It is partially designed to release subconscious resistances and it can help us to break through old mental patterns and can inspire new ideas. It connects us to our core energy and supports us to be clear and live a life of authenticity.
Kundalini Yoga combines movement (kriyas) with breath work, mantra, and meditation. As we stretch/strengthen the body through Kundalini Yoga we detoxify and purify the body and mind. Activate energy centres which help us to get closer to our destiny and what we are meant to do in this lifetime.
- Activates the glandular system
- Strengthens the nervous system
- Expands the lung capacity
- Purifies the bloodstream
- Boosts energy levels
Heather offers retreats that are designed to assist you to live an empowered and full life. She works with groups and she also facilitates personalized healing retreats for those experiencing mental health difficulties and addictions.
Heather travels internationally and teaches in urban and remote settings.
She is also a trainer with the Beyond Addiction™ program.
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She has programs designed for various purposes including weight loss, non-smoking, healing from trauma, self-esteem, and confidence.
Heather helps you to tune in deeply to your needs and identify how to fill yourself up emotionally.

domain: psychology


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Festival Victorious 25th August - 27th August 2023
Where: Southsea Seafront, Portsmouth
Artists: Amyl & The Sniffers, Beabadoobee, Katy B, Sigrid, The Vaccines
Sigrid and The Vaccines among first wave of names for Victorious Festival 2023
Jamiroquai is set to headline the Friday night.
December 6, 2022 4:01pm
The Streets and Royal Blood to headline Victorious festival
Mystery Jets, La Roux, Bombay Bicycle Club and more to also perform.
February 3, 2020 11:57am


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Mc Queen Street
Commute to Downtown Johnson City
Most errands require a car.
Minimal bike infrastructure.
Mc Queen Street has a Walk Score of 30 out of 100. This location is a Car-Dependent neighborhood so most errands require a car.
Nearby parks include Walter Curtis Memorial Park, Joe O'Brien Field and Riverside Park.
Explore how far you can travel by car, bus, bike and foot from Mc Queen Street.


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Mixed up. The Remix Bennie T-Shirt is crafted from soft cotton in a relaxed silhouette. AllSaints's signature sits on a tiger print backdrop.
Born and bred in East London, this brand’s urban aesthetic is still its signature. Its leather jackets are legendary, but you’ll also find dresses with a boho vibe, and casual essentials from knitwear to footwear.
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It's now easier than ever to get from Denver International Airport (DEN) to downtown Denver with the opening of the new airport rail line.
At a cost of $9 each way (increasing to $10.50 in January 2019), travelers can use the rail service, known as the A Line, to get from the airport to Denver Union Station and vice versa courtesy of the Regional Transportation District (RTD), metro Denver's public transit provider.
The A Line, which opened on April 22, 2016, whisks travelers to the heart of downtown, specifically the recently restored Union Station, which is the city's new transportation hub and "living room," thanks to its plush surroundings. From Union Station, travelers can access additional local and regional transportation services, such as light rail, regional and local buses, Amtrak rail service, taxis, and the free 16th Street Mall shuttle (MallRide) and free downtown MetroRide buses that provides access to most downtown hotels. Union Station itself is a beautiful 1914 Beaux-Arts building and the location of hip, locally owned restaurants, bars, shops and a boutique hotel.
The new Denver airport rail has six stops along the way and takes approximately 37 minutes.
6 a.m. - 8 p.m. - every 15 minutes
8 p.m. - 1 a.m. - every 30 minutes
3 a.m. - 6 a.m. - every 30 minutes
FARES - A LINE
$9 (increasing to $10.50 in January 2019) - each way to/from Denver International Airport to Union Station downtown
Discounts for senior citizens and students
WHERE AND HOW TO BUY A TICKET
Tickets can be purchased on rail line platforms at ticket vending machines, inside DEN or Union Station, or at any RTD sales outlet.
WHERE TO CATCH THE TRAIN
Airport: The location is right by the new Westin Denver International Airport Hotel.
Downtown/Union Station: 1701 Wynkoop St.
TRANSPORTATION OPTIONS FROM UNION STATION TO YOUR HOTEL
Download the Denver Union Station Arrival Guide here.
Rail vehicles on the A Line have overhead storage, luggage towers and bicycle racks. Travelers must be able to handle their own luggage.
Trains have level boarding at all doors of the train and have two wheelchair spaces per car.
STATIONS SERVED BY A LINE
The new A Line services eight stations:
- Denver Airport Station
- 61st & Pena
- 40th Avenue & Airport
- Central Park
- 40th & Colorado
- 38th & Blake
- Union Station
Travel Time: 37 minutes
Cost: $9 (increasing to $10.50 in January 2019) one way to/from airport to Union Station
Speed: Up to 79 mph
Capacity: 209 people per car (including seating for 91 people and two wheelchair spaces)
Features: Overhead storage, luggage towers and bicycle racks
Right next to the Denver Airport Station is the new Westin Denver International Airport Hotel, which is connected to the airport. Have an early flight or late arrival? No problem, stay right at the airport!
The recently remodeled Union Station, located at the other end of the line from the airport, provides easy access to the restaurants, bars, microbreweries, shops and attractions around Lower Downtown (LoDo), Coors Field and the bustling pedestrian 16th Street Mall.


OpenForum Europe is to host the EU Open Source Policy Summit this February, seeking discussion on how open technologies can help collaboration between nations on a range of problems – and Lime Microsystems’ chief executive Dr. Ebrahim Bushehri will be participating as a member of the Open Hardware and Chip Shortages panel.
“Open Technologies and Open Source are at the heart of [our] new reality and are a source for optimism. ‘Open’ lowers the barriers to competition, delivers collaborative innovation, increases welfare, while letting end-users maintain control and autonomy,” the event’s organisers explain. “Open and collaborative digital innovation is no longer a theoretical concept. It is the modus operandi of companies and countries that engage at the cutting edge of the technological and societal innovation needed to tackle the grand challenges.”
Now in its eight year, the EU Open Source Policy Summit is a fully-digital gathering scheduled just ahead of the FOSDEM conference. Its schedule this year includes discussions on how open source can help build public sector capacity and improve digital sovereignty, the use of open source technology to develop COVID-19 certification systems, how it can help with the need for a green transition, and open hardware’s impact on the ongoing component shortage situation.
Dr. Bushehri is to speak on this latter topic, as a member of an expert panel. “At Lime Micro openness has always been at the heart of what we do, from the open radio access network (open RAN) technologies we have developed with partners to the very source code and hardware designs which make up our industry-leading LimeSDR family of software-defined radios,” Dr. Bushehri said ahead of the event.
“A path to increasing openness and democratisation of technology will be key to preventing issues like the ongoing component shortages affecting the technology industry today, and Lime Micro is proud to be at the forefront of that shift.”
The EU Open Source Policy Summit is to take place on the 4th of February 2022 starting at 0900 Central European Time (CET); interested parties can register to attend virtually on the OpenForum Europe website.


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- The Animal Legal Defense Fund (ALDF) says captive hunt ranches are operating in a legal loophole, and need a stricter standard over treatment of their animals.
- Ranches should abide by the Animal Welfare Act (AWA), the organization’s senior staff attorney, Anthony Eliseuson, argues in a letter to the USDA’s animal care unit.
- Ranchers keep certain breeds of animals and allow them to be culled via hunting for a price.
An animal advocacy group wants landowners with captive wildlife for hunt to be governed under the same rules that govern humane and legal treatment of animals in the US. A recent investigation by the Animal Legal Defense Fund (ALDF) found that most of these canned hunting ranches – and likely all of them – are operating without what’s called “an exhibitor’s license.”
Also known as captive hunt facilities, the facilities either import or breed and then kill some of the exotic or endangered animals at the facilities. Typically, breeding is done for the “propagation of the species,” according to submitted application materials online, and animals are thinned out through guided hunting for a price.
The 30-day public review period on four current applications or renewals for captive hunt facilities expired August 31. It was part of a mandatory review period for all new and renewed licenses for these captive hunt facilities. Permitting for the facilities is currently done through a lengthy application and permit application through the Dept. of Fish and Wildlife. The agency could not be reached for comment on the issue.
The ALDF says these facilities operate in a legal loophole, and should be required to follow a stricter standard in regards to the treatment of the species. They should also abide by the Animal Welfare Act (AWA), says ALDF’s senior staff attorney Anthony Eliseuson.
“Captive hunt facilities are commercial enterprises that profit from selling the opportunity to view and kill the animals they exhibit, often including endangered and threatened species,” said Eliseuson in an August 17 letter to the USDA’s animal care unit.
Specifically, the law says that “any person exhibiting any animals which were purchased in commerce or the intended distribution of which affects commerce, or will affect commerce, to the public for compensation is an exhibitor and must be licensed.”
More significantly, the AWA governs human care standards like access to adequate food, water, shelter, and veterinary care. If hunting ranches were governed under the AWA, enforcement would help ensure animals were not suffering from lack of those basic necessities, according to Eliseuson. Other practices are included, such as the ability to legally intervene if a hunting ranch mistreats any animals under the guidelines of the AWA.
Captive hunt facilities are remarkably mainstream across the US and around the world. They aim to appeal both to those who want to view animals in the wild and to hunters’ desire to track and kill them. Among the most well-known of these operations is Turner Ranch Outfitting, owned by Ted Turner Enterprises, which runs several facilities. They could not be reached for comment on the issue.
The ALDF also wants to increase pressure during the public commenting period on several captive hunt facilities which are currently applying for new licenses or renewals. Eliseuson said that the ALDF is willing to take legal action to resolve the permissions.
There are four applications being reviewed for culling, captive breeding, interstate commerce and export through a website run by the Federal Register called Regulations.gov. The website houses federal regulations and other related documents issued by the US government in a searchable online database. It allows for open posting of public comments on application under the 30-day review period.
One of these applications is under the name of Jack L. Phillips of Gladewater, Texas for a renewal of his 5 year-old captive-bred wildlife registration. The application is for the red lechwe (Kobus leche), “to enhance the propagation or survival of the species” for five more years. Phillips could not be reached for comment.
In the application and related correspondence publicly posted on Regulations.gov, Phillips states in a letter that he is raising the red lechwe for propagation of the species only.
“We are a ranch operation,” writes Phillips in a letter from earlier this year. “We do not have a license or registration under the Animal Welfare Act regulations of the U. S. Department of Agriculture or any state license.” Phillips also refers to his operation as “ranching for restoration,” a common application of the law among of the at least two dozen such ranches around the country. There are similar operations overseas: notably in countries like South Africa, Namibia, and Zimbabwe.
According to application materials from Phillips, there are several ways the red lechwe are cared for in his herd.
“The herd is culled and the very old animals are hunted each year, to get rid of the inferior animals and the animals are allowed to breed freely, on the 8,000 acre ranch. Any progeny are also allowed to roam free, grow to adulthood, and allowed to freely breed in an effort to carry on the breeding and population to increase the herd.”
Phillips also describes how the animals are hunted, and why.
They “are culled as their parents before them… to maintain a superior herd.”
How the animals are kept – and die – are legal questions the ALDF wants to address, says Eliseuson.
“It’s just one of those situations that nobody paid attention to these areas to see if they follow” AWA rules, Eliseuson said. He said that by the ALDF’s count, there are “hundreds” of these canned hunting facilities throughout the US.
Eliseuson says it goes beyond just a clear cut case of non-compliance, and his organization is willing to pursue a legal route if necessary.
“It’s morally wrong,” he said.


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In 1836, animation pioneer and kinetic sculptor Len Lye created "Rainbow Dance," a beautiful and strange animated film. Watch excerpts below. To create the wonderfully vibrant and surreal color effects, Lye used then-state-of-the-art Gasparcolor film, developed in 1933 by Hungarian chemist Béla Gáspár who was working in Berlin at the time.
From the Timeline of HIstorical Film Colors:
Gasparcolor was the first three-color multi-layer monopack film available for practical use. It was a double-coated print film with a cyan layer on one side and two layers dyed magenta and yellow on the other side (see illustrations). As a consequence of this arrangement the process required b/w separation records of the red, blue and green light, either produced by a beam-splitter camera or by successive photographs taken through the corresponding filters.
For political reasons Gaspar had to flee from Germany before the Second World War. While he established a plant in London, he could not convince the producers in the US to adopt his process. In the late 1950s, however, the principle was revived by Ciba-Geigy and distributed as Cibachrome (later Ilfochrome) for photographic paper prints.

domain: history


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Emirates Trading Agency LLC v Prime Mineral Exports Private Ltd
|England & Wales
|The Honourable Mr. Justice Teare,Mr. Justice Teare
|01 July 2014
| EWHC 2104 (Comm)
|Case No: 2013 Folio 1559
|Queen's Bench Division (Commercial Court)
|01 July 2014
 EWHC 2104 (Comm)
Mr. Justice Teare
Case No: 2013 Folio 1559
IN THE HIGH COURT OF JUSTICE
QUEEN'S BENCH DIVISION
Royal Courts of Justice
Rolls Building, 7 Rolls Buildings
Fetter Lane, London EC4A 1NL
Miss V. Selvaratnam QC (instructed by Clyde & Co. LLP) for the Claimant
Mr D. Brynmor Thomas (instructed by Addleshaw Goddard LLP) for the Defendant
Hearing dates: 19 & 20 May 2014
I direct that pursuant to CPR PD 39A para 6.1 no official shorthand note shall be taken of this Judgment and that copies of this version as handed down may be treated as authentic.
This is an application pursuant to section 67 of the Arbitration Act 1996 for an order that the arbitral tribunal, Dr. Gavan Griffith QC, Sir Gordon Langley and Mr. Ali Al Aidarous, lacks jurisdiction to hear and determine a claim brought by Prime Mineral Exports Private Limited ("PMEPL") against Emirates Trading Agency LLC ("ETA").
The applicant, ETA, agreed to purchase iron ore from the respondent, PMEPL, pursuant to the terms of Long Term Contract dated 20 October 2007 (LTC). However, ETA failed to lift all of the iron ore expected to be taken up during the first shipment year and accordingly PMEPL raised a debit note in the sum of US$1,472,800 in respect of liquidated damages pursuant to the terms of the LTC. During the next shipment year ETA failed to lift any iron ore and so, on 1 December 2009, PMEPL served notice of termination of the LTC claiming the sum of US$45,472,800 in respect of liquidated damages pursuant to the terms of the LTC and stated that if the claim were not paid within 14 days they reserved the right to refer the claim to arbitration in accordance with clause 11.2 of the LTC forthwith and without further notice to ETA. The claim was referred to arbitration in June 2010.
Clause 11 of the LTC provided as follows:
11. Dispute Resolution and Arbitration
11.1 In case of any dispute or claim arising out of or in connection with or under this LTC including on account of a breaches/defaults mentioned in 9.2, 9.3, Clauses 10.1(d) and/or 10.1(e) above, the Parties shall first seek to resolve the dispute or claim by friendly discussion. Any party may notify the other Party of its desire to enter into consuLTCtion to resolve a dispute or claim. If no solution can be arrived at in between the Parties for a continuous period of 4 (four) weeks then the non-defaulting party can invoke the arbitration clause and refer the disputes to arbitration.
11.2 All disputes arsing out of or in connection with this LTC shall be finally resolved by arbitration in accordance with the Rules of Arbitration of the International Chamber of Commerce ("ICC"). The place of arbitration shall be in London ("UK"). The arbitration shall be conducted in the English language.
11.3 The arbitration shall be referred to a tribunal of three (3) arbitrators, each Party shall appoint one arbitrator and the third shall be appointed by the ICC. Any award of a majority of the arbitrators shall be final and binding upon the parties thereto, and may be entered for enforcement in any court having jurisdiction.
Miss Selvaratnam QC submitted on behalf of ETA that clause 11 required a condition precedent to be satisfied before the arbitrators would have jurisdiction to hear and determine the claim and that such condition precedent was not satisfied with the result that the tribunal lacked jurisdiction. The condition precedent was "a requirement to engage in time limited negotiations". That requirement was not fulfilled because there had not been "a continuous period of 4 weeks of consuLTCtions to resolve the claims" which were the subject of the notice of termination.
Mr. Thomas submitted in response on behalf of PMEPL that the suggested condition precedent was unenforceable, because it was a mere agreement to negotiate, but that if it were enforceable then it had been satisfied and therefore the arbitrators had jurisdiction.
The arbitrators held that clause 11.1 does not contain an enforceable obligation but that if it did it had been complied with and therefore they had jurisdiction. However, it is common ground that the application before the court is a re-hearing of the jurisdiction challenge. I have accordingly heard evidence from the parties as to the course of such discussions as took place between the parties prior to the commencement of the arbitration.
I shall summarise those discussions before dealing with the construction and enforceability of clause 11.1.
Discussions between the parties
After PMEPL served their first debit note in December 2008 but before PMEPL served their notice of termination and demand for US$45m. in December 2009 there were several meetings between ETA and PMEPL. The first was in January 2009 in Dubai when ETA said they had failed to find buyers for the iron ore and requested more time to find buyers and to make payment of the liquidated damages which were due. Mr. Hussain, the executive director of the cement and raw materials department of ETA, gave evidence, which I accept, that at the meeting he had suggested that the liquidated damages could be "adjusted" (by which I think he meant paid) by shipments in the future. The second meeting was in March 2009 in Goa. ETA sought price concessions on future shipments. The request was discussed but not agreed. The third and fourth meetings were in April 2009 and also in Goa. At these meetings ETA's request was again discussed but no agreement reached. Also discussed was the possibility of shipping ore to other Chinese buyers but no acceptable terms were agreed upon. PMEPL would not accept alternative buyers unless a substantial down payment was made. ETA was unable to accept that condition. The fifth meeting was in June 2009 in Dubai. ETA said that some Chinese buyers had expressed interest in resuming supplies but PMEPL stressed that that was an internal issue between ETA and their buyers and that PMEPL was seeking a concrete proposal from ETA to resolve the past defaults. A further meeting was suggested once a concrete proposal from ETA emerged. By this time ETA had failed to lift any iron ore in 2009 and therefore its liability to pay liquidated damages had increased considerably. ETA wanted a further meeting in Goa to "formulate workable systems for the continuation of the existing contracts". Mr. Hussain accepted that PMEPL had a right to cancel the LTC (though not before 30 November 2009) but he said ETA hoped that PMEPL would appreciate their efforts to bring in new buyers to carry on with the contract. Those efforts had apparently been made for almost a year but with no success.
By letter dated 24 November 2009 PMEPL addressed the subject of ETA's non-performance in both the first and second shipment years. PMEPL recounted the history of non-performance and noted that ETA had "failed to evidence its willingness and readiness to perform the Contract as per its terms". PMEPL further noted that the second shipment year would end on 30 November 2009 and reserved all their rights with respect to the short lifting.
By letter dated 1 December 2009 PMEPL terminated the LTC pursuant to clause 9.3 of the LTC.
On 1 and 2 December 2009 a further meeting took place in Goa. It was attended by, amongst others, Mr. Timblo (a shareholder in PMEPL) and Mr. Sawkar (a director of PMEPL who attended on 1 December only) on behalf of PMEPL and, amongst others, Mr. Hussain on behalf of ETA. The meeting had been requested by ETA to discuss the unlifted quantities, new buyers from China and an extended period of shipments. Mr. Hussain gave evidence that he was informed that PMEPL had served a notice of termination after the start of the meeting. Mr. Sawkar gave evidence that when he shook hands with Mr. Hussain he said he had received the letter. Precisely when Mr. Hussain learnt of the letter does not matter. It was sent on the morning of the meeting and Mr. Hussain was aware of it during the morning at the latest.
Mr. Hussain said that the letter of termination was a surprise. It was perhaps a disappointment (because ETA had proposed the meeting for the purpose of discussing how to continue their relationship with PMEPL) but I am unable to accept that it was a surprise. Mr. Hussain knew that PMEPL had a right to terminate and in circumstances where ETA had not taken up any ore in 2009 he must have realised that there was a real risk that the right would be exercised. PMEPL's sister company SFI (who had also entered into a contract for the supply of iron ore to ETA) had served notice of termination of their LTC on 7 November 2009.
The meetings on 1 and 2 December were the subject of correspondence between the parties shortly afterwards.
ETA sent a minute of the meeting to PMEPL on 6 December. The meeting was said to have started at 11 am on 1 December and to have ended at 12.45 on 2 December. The matters discussed were noted over 13 paragraphs. Reference was made to PMEPL's notice of termination and to ways in which the "penalties" for the unlifted quantities could be paid and how the contracts might be continued. It was recorded that PMEPL would wait for ETA's proposal and in the meantime the matter "will be kept pending". ETA was recorded as appreciating the positive attitude shown by PMEPL "in resolving this issue in an amicable manner rather than seeking legal opinion."
By letter dated 9 December PMEPL strongly objected to the minute as an attempt to "create a false record". They made clear that PMEPL had met "at ETA's request …..only to explore possibilities by friendly discussions" of ETA paying the claims raised by PMEPL in their termination notice dated 1 December....
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...times) to give legal effect to contractual provisions even when they are cast in very open-ended language is Emirates Trading Agency LLC v Prime Mineral Exports Private Ltd  EWHC 2104 (Comm),  2 Lloyd's Rep 457. In that case Teare J held that an agreement to seek to resolve a d......
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...should be influenced in any way by either of the court's judgments in Emirates Trading Agency LLC v Prime Mineral Exports Pte Ltd  1 WLR 1145 and Tang v Grant Thornton International Limited  1 All ER (Comm) 1226, both of which the Claimants relied upon before me. Those were tw......
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...2 All ER Comm 1041, Wah v Grant Thornton  EWHC 3198 (Ch), Emirates Trading Agency LLC v Prime Mineral Exports Private Limited  EWHC 2104 (Comm), International Research Corp. PLC v Lufthansa Systems Asia Pacific Pte Ltd.  SGHC 226, and HSBC Institutional Trust Service v Tos......
Commercial Court: Compliance With Arbitral Preconditions a Question of Admissibility
...precedent were accepted as appropriate under s. 67 of the Act, namely Emirates Trading Agency LLC v Prime Mineral Exports Pte Ltd  1 WLR 1145 and Tang v Grant Thornton International Limited  1 AER (Comm) 1226). However, Sir Michael determined that, in both those cases, the appli......
Republic of Sierra Leone v SL Mining Ltd: The English Commercial Court Rules On The Effect Of Non-Compliance With A Multi-Tier Dispute Resolution Provision
...Sir Michael Burton declined to follow the controversial decision in Emirates Trading Agency LLC v. v Prime Mineral Exports Pte Ltd  1 WLR 1145. In that decision, the English Commercial Court treated a time condition precedent in a multi-tier dispute resolution clause as a matter of ju......
The Importance of Pre-Arbitral Steps: The Latest English High Court Approach
...Dallah Real Estate and Tourism Holding Co v. Pakistan (2011) 1 AC 763), Emirates Trading Agency LLC v. Prime Mineral Exports Pte Ltd (2015) 1 WLR 1145 and Tang v. Grant Thornton International Limited (2013) 1 AER (Comm) 6 Republic of Sierra Leone v. SL Mining Limited (2021) EWHC 286 (Comm),......
...v Mazda Motors of American, Inc 622 A 2d 14 at 23–24 (Del Ch, 1992); Emirates Trading Agency LLC v Prime Mineral Exports Private Ltd  EWHC 2104 (Comm); and Sarah R Cole et al, Mediation: Law, Policy & Practice (US: Thomson Reuters, 2017) at p 162. 57 Alexander Jolles, “Consequences of......
...from this judgment was dismissed:  SGCA 24. By contrast, in Emirates Trading Agency LLC v Prime Mineral Exports Private Ltd  EWHC 2104 (Comm), the English Commercial Court upheld as enforceable a clause which provided that “In case of any dispute or claim arising out of or in co......
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...Superannuation Board v Davenport  NSWSC 697 III.24.211 Emirates Trading Agency LLC v Prime Mineral Exports Private Ltd  EWHC 2104 (Comm) III.23.11 Emm G Lianakis AE v Municipality of Alexandroupolis (Case C-532/06) (ECJ, 24 January 2008) I.4.52, I.4.58 cxcviii TaBLE OF CaSES Emm......
The Journey of Good Faith: Where Does It belong in General Contract Law?
...Negotiate in Good Faith” (2014). 73 CLJ 598, 621. 72 Emirates Trading Agency LLC v Prime Mineral Exports Private Ltd  EWHC 2104, 1 WLR 1145. 73 ibid . 74 Leon E Trakman and Kunal Sharma (n68), 622. 75 ibid 628. 75  Vol.9 ‘encourage good faith dealings and discourage fr......


With home prices rising in many areas of the country, many people are worried that we’re headed for a housing crash like the one we suffered in 2008. But here’s the thing: it’s just not true. While it’s understandable that people would look at the current market, consider it a “housing bubble,” and assume it’s going to pop, the truth of the matter is the market today couldn’t be any more different than they were before the crash of 2008.
Let’s take a look at four reasons why we’re not headed for another housing crash:
1. Banks have tightened their lending practices
The biggest contributor to the crash of 2008 was risky lending practices. Financial institutions had extremely loose standards in terms of who they’d lend to; they were giving out mortgages to people with low incomes, bad credit, and who were unlikely to be able to pay their mortgage once their interest rates increased. Getting a mortgage was easy, regardless of your financial situation. While this made homeownership possible for people who previously would have needed to rent due to lack of income or bad credit, it also led to serious problems when millions of people began defaulting on their loans, leading to the housing crash and the ensuing economic crisis.
Today, those predatory and unethical lending practices have been completely overhauled. Mortgage standards are much more strict, and lenders are much more cautious in who they grant loans to and the terms of those loans. This has led to greater stability in the market and will prevent another crash like the one we experienced in 2008.
2. Fixed rate mortgages are the norm
As mentioned, a huge part of the housing crisis of 2008 was subprime mortgages. The mortgages given to the riskiest borrowers were adjustable rate mortgages. Once the introductory period was over, borrowers saw their interest rates skyrocket and their mortgage payments quickly double or triple in size, making them completely unaffordable and leading to mass defaults on loans across the country.
But today, while adjustable rate mortgages still exist, they’re significantly less common. Fixed rate mortgages are the norm. When people borrow, they know exactly how much their mortgage payment is going to be for the life of their loan. This allows them to assess their budget and only borrow as much as they can afford, making it much less likely they’ll default on their loans in the future.
3. Today’s rising prices are a supply and demand issue, not the makings of a housing crash
In 2008, prices rose rapidly because everyone wanted to buy property. Real estate experts called it a “mania” because so many people who weren’t able to buy property suddenly had the ability to do so. Purchasing a home in the US accelerated to a frenzied pace, which drove up prices.
But today, prices aren’t rising because there’s a flood of frenzied buyers in the market. Instead, it’s a supply and demand issue. People are staying in their homes longer, which means there’s less inventory available in competitive markets. When there’s less inventory, there are more people vying for the limited homes available, which drives up property prices. This kind of price increase is just a normal part of a competitive market, not a reason to worry we’re headed for another housing bubble.
4. There’s economic growth to support rising prices
Perhaps the biggest reason you don’t need to worry about the US heading for another housing crisis, is the fact there’s economic growth to support rising prices.
The reason the most competitive markets in the country (like Silicon Valley or Seattle, WA) are rapidly growing and showing historic price increases is due to economic growth. The most competitive housing markets in the US are the markets with the most opportunity. People are flocking to areas where there are jobs, stable economic growth, and opportunities for the future. Potential homebuyers want to purchase property in a place they know will offer them plenty of career and economic opportunities.
When there’s economic growth to support growing prices like there are in today’s hottest cities, it makes for a much more stable market—and a market unlikely to head towards a housing crash.
If you’re worried that rising housing prices are an indicator another housing crash is on the horizon, take a deep breath. The conditions in the market today are completely different from the conditions in 2008, and thanks to the changes made in lending practices after the crash and our booming economy, you can rest assured we won’t see a housing crash anytime soon.