text: Great comment respectfully GEORGE CARLSON, California had to give taxpayers IOU's on money they owed back to taxpayers! One of the biggest expenses and causations? Under-funded public pensions! 
  
  
  In my opinion which is a bit different than yours, time to separate their pensions from the taxpayer's pockets! Let them make choices in setting up their own retirements in the private sector, then have the deductions sent to their choice. It's too costly to taxpayers, the liabilities to great if they fail, let them share the same risks and rewards that private pensioners have.