text: I am 54 years old and feel guilty for retiring early. As soon as the financial planners gets involved it becomes a shell game. This couple needs to grab an HB pencil and a sheet of paper and do the math.
  Does anyone remember 2009 ,and the complete wash out and the toll it took on RRSPs. The very best of hard working couples will never retire on 2 million dollars at age 40 , 50 ,or 60.The low interest rate environment will last another decade, and returns on investment will be devastating.
  Urbanites should stop relying on house prices as the primary retirement .
  O and just a foot note i had 14 million and i am scared to death.