text: How does a few anecdotal examples equate to the death of banking and rise of credit unions?
  
  I could respond that within 2km of my home I have seen at least 5 branches(not all the same company) open brand new locations.  Banks will open, close or relocate branches based on customer demand and operating efficiency.  
  
  Obviously with internet banking, phone banking, ATMs and branches being open upwards of 7 days a week and evenings the model has changed drastically over the past 10+ years.  The need for having a branch within walking distance of each neighborhood simply doesn't exist anymore.
  
  That said I would have to drive past several big 6 banks to get to the closest credit union.