text: Buy a single family home. You are not involved in the 'politics' of community ownership that includes exorbitant maintenance fees that escalate year after year. 
  
  What's more important in a building like the Marco Polo you have no safety net of fire protection due to absence of sprinklers. So you pray your neighbors are responsible enough to not inadvertently start a fire. There are a lot of elderly in that building. 
  
  What needs to be addressed here is liability. We have no control over our neighbors actions.........
  
  What value does one place on human life? Human life is worth more than $3000+ isn't it ?