text: https://www.wealthonebankofcanada.com/Personal/AboutUs/
  
  "Wealth One Bank of Canada received the Letters Patent on July 22, 2015 from Canada's Minister of Finance, is a federally chartered Schedule I Bank under the Bank Act and is regulated by the Office of the Superintendent of Financial Institutions (OSFI)."
  
  The Minister of finance at that time who approved this was Joe Oliver, obviously while the Harper
  Government was still in  power.
  
  As the Globe spins...and spins...and....