text: Great article.
  
  I commend Tim and his family for their third world support.
  
  However, my wife and I take the "charity begins at home" approach by supporting local charities and causes whether with money or with goods & services.
  
  We both strongly believe in supporting the work of the Salvation Army while by comparison we stay away from the United Way and its plethora of unknown,  "industry-of-the-poor" agencies.
  
  Indigenous issues, Yellow Brick House, Yonge Street Mission, Scott Mission and food banks at the college where she worked until retirement and the local church we attend all receive attention from us.
  
  During the year we give at least monthly to the food banks and other causes as need and interest moves us.
  
  At the end of the year, we analyze our charitable giving and top up as we can afford.