text: Good article, well written.  
  While I'm glad to hear there is an effort to impose a certain amount of regulation on short-term rentals; we as a community need to take a look at not only whether or not these rentals should be allowed, but also, how they are insured. Too many insurance policies out there do not cover short term renting. Meaning there is no liability coverage in place when someone sues the homeowner. This gets passed on to the community and leads to problems. There needs to be regulation requiring at least $500,000 of liability coverage. Smart insurance companies are already on top of this, Proper Insurance for example offers 1 million in commercial general liability coverage, and is customized for the short term rental market. Here is a link to the website: https://www.proper.insure/