text: Rick:
  As I'm sure you know, I absolutely believe in your investment approach. I also realize that we have both learned from those who have gone before us, who have studied this subject matter in detail over many years and detailed actual investment returns. Just as importantly, there are several individuals who regularly provide sound input in these pages which likey will, if followed, help the average investor become above average. While not everyone would consider all of the comments to be CATegorically correct, most people who have actually become and continue to be successful investors would.
  SFI