text: The premiums are still too high and people are still opting out.  Most middle class people don't receive subsidies because their income is too high.  And people like myself who have employer health insurance have seen their deductibles spike upward alot.  This was supposed to make things cheaper for everyone and it hasn't.  All it has done is make lots people worse off, mainly non-rich people BTW, to help a small pool of chronically ill people who could be helped through Medicare/ Medicaid expansion.
  
  And no, I really don't want to have bad gov't health insurance.  I'd prefer to go back to the old system where I get the good employee health coverage that I used to have.