text: You are dreaming.  I worked in human services in urban and rural Alaska.  I can count on one hand the number of times I saw PFDs used for necessities.  Instead it bought the latest premium cell phones, jewelry, giant TVs, cigarettes, outdoor big boy toys...or paid the bills run up by cable, cell phone bills that weren't just for talking but had the capacity for watching movies so much pricier, or toys  and jewelry bought on time.