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time-barred-debt-revival-rules-by-state

citation stringlengths 5 23	derived_fields listlengths 2 2	id stringlengths 4 14	revival_rule stringclasses 6 values	source stringlengths 38 95	source_quote stringlengths 184 768	state stringlengths 4 14	statutory_language stringlengths 68 439	url stringlengths 73 83	verified_fields listlengths 2 2
12-508	[ "revival_rule", "state" ]	arizona	A signed writing restarts the clock; payment not addressed	https://www.azleg.gov/ars/12/00508.htm	12-508. Effect of acknowledgment upon barred action When an action is barred by limitation no acknowledgment of the justness of the claim made subsequent to the time it became due shall be admitted in evidence to take the action out of the operation of the law, unless the acknowledgment is in writing and signed by the ...	Arizona	When an action is barred by limitation no acknowledgment of the justness of the claim made subsequent to the time it became due shall be admitted in evidence to take the action out of the operation of the law, unless the acknowledgment is in writing and signed by the party to be charged thereby.	https://referencesource.org/time-barred-debt-revival-rules-by-state/arizona/	[ "citation", "statutory_language" ]
CCP 360	[ "revival_rule", "state" ]	california	A signed writing restarts the clock; payment alone does not revive	https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=360.&lawCode=CCP	No acknowledgment or promise is sufficient evidence of a new or continuing contract, by which to take the case out of the operation of this title, unless the same is contained in some writing, signed by the party to be charged thereby, provided that any payment on account of principal or interest due on a promissory no...	California	no such payment of itself shall revive a cause of action once barred	https://referencesource.org/time-barred-debt-revival-rules-by-state/california/	[ "citation", "statutory_language" ]
95.04	[ "revival_rule", "state" ]	florida	A signed writing restarts the clock; payment not addressed	https://www.flsenate.gov/Laws/Statutes/2024/95.04	95.04 Promise to pay barred debt. — An acknowledgment of, or promise to pay, a debt barred by a statute of limitations must be in writing and signed by the person sought to be charged.	Florida	An acknowledgment of, or promise to pay, a debt barred by a statute of limitations must be in writing and signed by the person sought to be charged.	https://referencesource.org/time-barred-debt-revival-rules-by-state/florida/	[ "citation", "statutory_language" ]
5-238	[ "revival_rule", "state" ]	idaho	A payment or a signed writing restarts the clock	https://legislature.idaho.gov/statutesrules/idstat/Title5/T5CH2/SECT5-238/	No acknowledgment or promise is sufficient evidence of a new or continuing contract by which to take the case out of the operation of this chapter, unless the same is contained in some writing, signed by the party to be charged thereby; but any payment of principal or interest is equivalent to a new promise in writing,...	Idaho	No acknowledgment or promise is sufficient evidence of a new or continuing contract by which to take the case out of the operation of this chapter, unless the same is contained in some writing, signed by the party to be charged thereby; but any payment of principal or interest is equivalent to a new promise in writing,...	https://referencesource.org/time-barred-debt-revival-rules-by-state/idaho/	[ "citation", "statutory_language" ]
60-520	[ "revival_rule", "state" ]	kansas	A payment or a signed writing restarts the clock	https://www.ksrevisor.gov/statutes/chapters/ch60/060_005_0020.html	In any case founded on contract, when any part of the principal or interest shall have been paid, or an acknowledgment of an existing liability, debt or claim, or any promise to pay the same, shall have been made, an action may be brought in such case within the period prescribed for the same, after such payment, ackno...	Kansas	In any case founded on contract, when any part of the principal or interest shall have been paid, or an acknowledgment of an existing liability, debt or claim, or any promise to pay the same, shall have been made, an action may be brought in such case within the period prescribed for the same, after such payment, ackno...	https://referencesource.org/time-barred-debt-revival-rules-by-state/kansas/	[ "citation", "statutory_language" ]
Chapter 260, Section 13	[ "revival_rule", "state" ]	massachusetts	A signed writing restarts the clock; payment not addressed	https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleV/Chapter260/Section13	Section 13. No acknowledgment or promise shall be evidence of a new or continuing contract whereby to take an action of contract out of the operation of this chapter or to deprive a party of the benefit thereof, unless such acknowledgment or promise has been made by, or is contained in, a writing signed by the party ch...	Massachusetts	No acknowledgment or promise shall be evidence of a new or continuing contract whereby to take an action of contract out of the operation of this chapter or to deprive a party of the benefit thereof, unless such acknowledgment or promise has been made by, or is contained in, a writing signed by the party chargeable the...	https://referencesource.org/time-barred-debt-revival-rules-by-state/massachusetts/	[ "citation", "statutory_language" ]
541.053	[ "revival_rule", "state" ]	minnesota	Payment or acknowledgment after expiry does not revive	https://www.revisor.mn.gov/statutes/cite/541.053	actions upon an obligation arising out of a consumer debt primarily for personal, family, or household purposes shall be commenced within six years. After its expiration, the statute of limitations is not revived by the collection of a payment on an account, a discharge in a bankruptcy proceeding, or an oral or written...	Minnesota	After its expiration, the statute of limitations is not revived by the collection of a payment on an account, a discharge in a bankruptcy proceeding, or an oral or written reaffirmation of the debt.	https://referencesource.org/time-barred-debt-revival-rules-by-state/minnesota/	[ "citation", "statutory_language" ]
516.320	[ "revival_rule", "state" ]	missouri	A signed writing restarts the clock; payment not addressed	https://revisor.mo.gov/main/OneSection.aspx?section=516.320	516.320. Actions barred, only revived by written promise. — In actions founded on any contract, no acknowledgment or promise hereafter made shall be evidence of a new or continuing contract, whereby to take any case out of the operation of the provisions of sections <https://revisor.mo.gov/main/OneChapterRng.aspx?tb1=5...	Missouri	or deprive any party of the benefit thereof, unless such acknowledgment or promise be made or contained by or in some writing subscribed by the party chargeable thereby	https://referencesource.org/time-barred-debt-revival-rules-by-state/missouri/	[ "citation", "statutory_language" ]
25-216	[ "revival_rule", "state" ]	nebraska	A payment or a signed writing restarts the clock	https://nebraskalegislature.gov/laws/statutes.php?statute=25-216	In any cause founded on contract, when any part of the principal or interest shall have been voluntarily paid, or an acknowledgment of an existing liability, debt or claim, or any promise to pay the same shall have been made in writing, an action may be brought in such case within the period prescribed for the same, af...	Nebraska	when any part of the principal or interest shall have been voluntarily paid, or an acknowledgment of an existing liability, debt or claim, or any promise to pay the same shall have been made in writing, an action may be brought in such case within the period prescribed for the same, after such payment, acknowledgment o...	https://referencesource.org/time-barred-debt-revival-rules-by-state/nebraska/	[ "citation", "statutory_language" ]
NRS 11.200	[ "revival_rule", "state" ]	nevada	Payment or acknowledgment after expiry does not revive	https://www.leg.state.nv.us/nrs/nrs-011.html	Notwithstanding any other provision of law, any payment on a debt, affirmation of a debt or other activity taken relating to a debt by a debtor after the time in NRS 11.190 has expired does not revive the applicable limitation.	Nevada	any payment on a debt, affirmation of a debt or other activity taken relating to a debt by a debtor after the time in NRS 11.190 has expired does not revive the applicable limitation	https://referencesource.org/time-barred-debt-revival-rules-by-state/nevada/	[ "citation", "statutory_language" ]
NY CPLR § 214-I	[ "revival_rule", "state" ]	new-york	Payment or acknowledgment after expiry does not revive	https://law.justia.com/codes/new-york/2022/cvp/article-2/214-i/	Notwithstanding any other provision of law, when the applicable limitations period expires, any subsequent payment toward, written or oral affirmation of or other activity on the debt does not revive or extend the limitations period.	New York	any subsequent payment toward, written or oral affirmation of or other activity on the debt does not revive or extend the limitations period	https://referencesource.org/time-barred-debt-revival-rules-by-state/new-york/	[ "citation", "statutory_language" ]
§ 1-26	[ "revival_rule", "state" ]	north-carolina	A signed writing restarts the clock; the statute expressly preserves the effect of a payment	https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-26.html	New promise must be in writing. No acknowledgment or promise is evidence of a new or continuing contract, from which the statutes of limitations run, unless it is contained in some writing signed by the party to be charged thereby; but this section does not alter the effect of any payment of principal or interest.	North Carolina	No acknowledgment or promise is evidence of a new or continuing contract, from which the statutes of limitations run, unless it is contained in some writing signed by the party to be charged thereby; but this section does not alter the effect of any payment of principal or interest.	https://referencesource.org/time-barred-debt-revival-rules-by-state/north-carolina/	[ "citation", "statutory_language" ]
2305.08	[ "revival_rule", "state" ]	ohio	A payment or a signed writing restarts the clock	https://codes.ohio.gov/ohio-revised-code/section-2305.08	If payment has been made upon any demand founded on a contract, or a written acknowledgment thereof, or a promise to pay it has been made and signed by the party to be charged, an action may be brought thereon within the time limited by sections 2305.06 and 2305.07 of the Revised Code, after such payment, acknowledgmen...	Ohio	an action may be brought thereon within the time limited by sections 2305.06 and 2305.07 of the Revised Code, after such payment, acknowledgment, or promise	https://referencesource.org/time-barred-debt-revival-rules-by-state/ohio/	[ "citation", "statutory_language" ]
12.240	[ "revival_rule", "state" ]	oregon	A payment or a signed writing restarts the clock	https://www.oregonlegislature.gov/bills_laws/ors/ors012.html	No acknowledgment or promise shall be sufficient evidence of a new or continuing contract, whereby to take the case out of the operation of this chapter, unless the same is contained in some writing, signed by the party to be charged thereby; but this section shall not alter the effect of any payment of principal or in...	Oregon	Whenever any payment of principal or interest is made after it has become due, upon an existing contract, whether it is a bill of exchange, promissory note, bond, or other evidence of indebtedness, the limitation shall commence from the time the last payment was made.	https://referencesource.org/time-barred-debt-revival-rules-by-state/oregon/	[ "citation", "statutory_language" ]
SECTION 15-3-120	[ "revival_rule", "state" ]	south-carolina	A payment or a signed writing restarts the clock	https://www.scstatehouse.gov/code/t15c003.php	SECTION 15-3-120. Effect of new promises in writing or part payments. No acknowledgment or promise shall be sufficient evidence of a new or continuing contract whereby to take the case out of the operation of this chapter unless it be contained in some writing signed by the party to be charged thereby. But payment of a...	South Carolina	No acknowledgment or promise shall be sufficient evidence of a new or continuing contract whereby to take the case out of the operation of this chapter unless it be contained in some writing signed by the party to be charged thereby. But payment of any part of principal or interest is equivalent to a promise in writing...	https://referencesource.org/time-barred-debt-revival-rules-by-state/south-carolina/	[ "citation", "statutory_language" ]
§ 8.01-229	[ "revival_rule", "state" ]	virginia	A signed writing restarts the clock; payment not addressed	https://law.lis.virginia.gov/vacode/title8.01/chapter4/section8.01-229/	Effect of new promise in writing. 1. If any person against whom a right of action has accrued on any contract, other than a judgment or recognizance, promises, by writing signed by him or his agent, payment of money on such contract, the person to whom the right has accrued may maintain an action for the money so promi...	Virginia	If any person against whom a right of action has accrued on any contract, other than a judgment or recognizance, promises, by writing signed by him or his agent, payment of money on such contract, the person to whom the right has accrued may maintain an action for the money so promised, within such number of years afte...	https://referencesource.org/time-barred-debt-revival-rules-by-state/virginia/	[ "citation", "statutory_language" ]
RCW 4.16.270	[ "revival_rule", "state" ]	washington	Payment after expiry does not revive	https://app.leg.wa.gov/RCW/default.aspx?cite=4.16.270	When any payment has been or shall be made upon any existing contract prior to its applicable limitation period having expired, whether the contract is a bill of exchange, promissory note, bond, or other evidence of indebtedness, if the payment is made after it is due, the limitation period shall restart from the time ...	Washington	Any payment on the contract made after the limitation period has expired shall not restart, revive, or extend the limitation period.	https://referencesource.org/time-barred-debt-revival-rules-by-state/washington/	[ "citation", "statutory_language" ]
§55-2-8	[ "revival_rule", "state" ]	west-virginia	A signed writing restarts the clock; payment not addressed	https://code.wvlegislature.gov/55-2-8/	If any person against whom the right shall have so accrued on an award, or on any such contract, shall by writing signed by him or his agent promise payment of money on such award or contract, the person to whom the right shall have so accrued may maintain an action or suit for the moneys so promised within such number...	West Virginia	If any person against whom the right shall have so accrued on an award, or on any such contract, shall by writing signed by him or his agent promise payment of money on such award or contract, the person to whom the right shall have so accrued may maintain an action or suit for the moneys so promised within such number...	https://referencesource.org/time-barred-debt-revival-rules-by-state/west-virginia/	[ "citation", "statutory_language" ]
893.45	[ "revival_rule", "state" ]	wisconsin	A signed writing restarts the clock; the statute expressly preserves the effect of a payment	https://docs.legis.wisconsin.gov/statutes/statutes/893/iv/45	Acknowledgment or new promise. No acknowledgment or promise shall be sufficient evidence of a new or continuing contract, whereby to take the cause out of the operation of this chapter, unless the same be contained in some writing signed by the party to be charged thereby.	Wisconsin	No acknowledgment or promise shall be sufficient evidence of a new or continuing contract, whereby to take the cause out of the operation of this chapter, unless the same be contained in some writing signed by the party to be charged thereby.	https://referencesource.org/time-barred-debt-revival-rules-by-state/wisconsin/	[ "citation", "statutory_language" ]

Does paying old debt restart the statute of limitations, by state

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Last verified: 2026-09-01
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Once a debt's statute of limitations has run, a collector can still call and can still get you to pay something — and in roughly half the states, doing so restarts the clock and makes the whole balance suable again ('zombie debt'). The existing state-civil-statute-of-limitations asset here answers how long the original clock runs; this one answers the question people actually face when a collector calls about an old account: if I make a payment or acknowledge the debt in writing now, does that revive a claim that already expired? States split cleanly and the split is not obvious from the general SOL length. Ohio and California statutes say a signed written acknowledgment or a payment starts a new limitations period running. New York and Minnesota statutes say the opposite in as many words: no payment, written or oral affirmation, or other activity on the debt revives or extends an expired period. One record per state, quoted verbatim from that state's own code, not from a debt-settlement company's summary — those pages are written to encourage the outcome (making a payment) that some of these statutes penalize. Answers 'does paying old debt restart the clock', 'zombie debt revival by state', 'will a partial payment restart the statute of limitations'. This is a deadline/eligibility lookup, not legal advice: whether a specific payment or acknowledgment counts, and what happens after re-aging on a credit report, are separate questions the statute doesn't always answer.

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