Datasets:

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wage-garnishment-exemption-thresholds-by-state

derived_fields list	fully_exempt_threshold string	id string	maximum_garnishable_share string	source string	source_quote string	state string	statute_section string	url string	verified_fields list	annual_cap string	expected_annual_earnings string	exempt_share_of_earnings string
[ "state" ]	sixty times the applicable minimum hourly wage in effect at the time the earnings are payable	arizona	ten percent of disposable earnings for that week	https://www.azleg.gov/ars/33/01131.htm	Except as provided in subsection C, the maximum part of the disposable earnings of a debtor for any workweek that is subject to process may not exceed ten percent of disposable earnings for that week or the amount by which disposable earnings for that week exceed sixty times the applicable minimum hourly wage in effect...	Arizona	33-1131. Definition; wages; salary; compensation	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/arizona/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null
[ "state" ]	48 times the state minimum hourly wage in effect at the time the earnings are payable	california	Twenty percent of the individual’s disposable earnings for that week	https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?sectionNum=706.050.&lawCode=CCP	the maximum amount of disposable earnings of an individual judgment debtor for any workweek that is subject to levy under an earnings withholding order shall not exceed the lesser of the following: (1) Twenty percent of the individual’s disposable earnings for that week. (2) Forty percent of the amount by which the ind...	California	706.050.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/california/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null
[ "state" ]	forty times the federal minimum hourly wage prescribed by 29 U.S.C. sec. 206 (a)(1) in effect at the time the earnings are payable	colorado	Twenty percent of the individual's disposable earnings for that week	https://leg.colorado.gov/sites/default/files/images/olls/crs2023-title-13.pdf	Except as provided in subsection (3) of this section, the maximum part of the aggregate disposable earnings of an individual for any workweek that is subjected to garnishment or levy under execution or attachment may not exceed: (I) For debts other than debts pursuant to subsection (2)(a)(II) of this section, the lesse...	Colorado	13-54-104. Restrictions on garnishment and levy under execution or attachment - definitions.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/colorado/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null
[ "state" ]	forty times the higher of (A) the minimum hourly wage prescribed by Section 6(a)(1) of the Fair Labor Standards Act of 1938, USC Title 29, Section 206(a)(1), or (B) the full minimum fair wage established by subsection (i) of section 31-58	connecticut	twenty-five per cent of his disposable earnings for that week	https://www.cga.ct.gov/current/pub/chap_906.htm	The maximum part of the aggregate weekly earnings of an individual which may be subject under this section to levy or other withholding for payment of a judgment is the lesser of (1) twenty-five per cent of his disposable earnings for that week, or (2) the amount by which his disposable earnings for that week exceed fo...	Connecticut	52-361a	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/connecticut/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null
[ "state" ]	40 times the minimum hourly wage	district-of-columbia	25% of the amount by which the judgment debtor's disposable wages for that week exceed 40 times the minimum hourly wage	https://code.dccouncil.gov/us/dc/council/code/sections/16-572	Where an attachment is levied upon wages due a judgment debtor from an employer-garnishee, the attachment shall become a lien and a continuing levy upon the gross wages due or to become due to the judgment debtor for the amount specified in the attachment to the extent of 25% of the amount by which the judgment debtor'...	District of Columbia	§ 16–572. Attachment of wages; percentage limitations; priority of attachments.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/district-of-columbia/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null
[ "state" ]	a head of family whose disposable earnings are less than or equal to $750 a week	florida	Disposable earnings of a head of a family, which are greater than $750 a week, may not be attached or garnished unless such person has agreed otherwise in writing	http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&URL=0200-0299/0222/Sections/0222.11.html	(2)(a) All of the disposable earnings of a head of family whose disposable earnings are less than or equal to $750 a week are exempt from attachment or garnishment. (b) Disposable earnings of a head of a family, which are greater than $750 a week, may not be attached or garnished unless such person has agreed otherwise...	Florida	222.11 Exemption of wages from garnishment.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/florida/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null
[ "state" ]	null	hawaii	five per cent of the first $100 per month, ten per cent of the next $100 per month, and twenty per cent of all sums in excess of $200 per month	https://www.capitol.hawaii.gov/hrscurrent/Vol13_Ch0601-0676/HRS0652/HRS_0652-0001.htm	five per cent of the first $100 per month, ten per cent of the next $100 per month, and twenty per cent of all sums in excess of $200 per month, or an equivalent portion of the above amount per week, whether then or thereafter to become owing. The property or	Hawaii	§652-1	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/hawaii/	[ "maximum_garnishable_share" ]	null	null	null
[ "state" ]	thirty (30) times the federal minimum hourly wage prescribed by 29 U.S.C.A. 206(a)(1) in effect at the time the earnings are payable	idaho	twenty-five per cent (25%) of his disposable earnings for that week	https://legislature.idaho.gov/statutesrules/idstat/Title11/T11CH2/SECT11-207/	Except as provided in subsection (2) of this section, the maximum amount of the aggregate disposable earnings of an individual for any work week which is subjected to garnishment shall not exceed (a) twenty-five per cent (25%) of his disposable earnings for that week, or (b) the amount by which his disposable earnings ...	Idaho	11-207. Restriction on garnishment — Maximum.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/idaho/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null
[ "state" ]	45 times the Federal Minimum Hourly Wage prescribed by Section 206(a)(1) of Title 29 of the United States Code, as amended, or, under a wage deduction summons served on or after January 1, 2006, the minimum hourly wage prescribed by Section 4 of the Minimum Wage Law, whichever is greater	illinois	15% of such gross amount paid for that week	https://www.ilga.gov/legislation/ilcs/fulltext.asp?DocName=073500050K12-803	The wages, salary, commissions and bonuses subject to collection under a deduction order, for any work week shall be the lesser of (1) 15% of such gross amount paid for that week or (2) the amount by which disposable earnings for a week exceed 45 times the Federal Minimum Hourly Wage prescribed by Section 206(a)(1) of ...	Illinois	Sec. 12-803. Wages subject to collection.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/illinois/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null
[ "state" ]	null	expected-earnings-of-fifty-thousand-dollars-or-more-iowa	null	https://www.legis.iowa.gov/docs/code/642.21.pdf	e. Employees with expected earnings of fifty thousand dollars or more, not more than ten percent of an employee’s expected earnings.	Iowa	642.21 Exemption from net earnings.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/expected-earnings-of-fifty-thousand-dollars-or-more-iowa/	[ "annual_cap", "expected_annual_earnings" ]	not more than ten percent of an employee’s expected earnings	expected earnings of fifty thousand dollars or more	null
[ "state" ]	null	expected-earnings-of-sixteen-thousand-dollars-or-more-but-less-than-twenty-four--iowa	null	https://www.legis.iowa.gov/docs/code/642.21.pdf	b. Employees with expected earnings of sixteen thousand dollars or more, but less than twenty-four thousand dollars, not more than eight hundred dollars may be garnished.	Iowa	642.21 Exemption from net earnings.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/expected-earnings-of-sixteen-thousand-dollars-or-more-but-less-than-twenty-four--iowa/	[ "annual_cap", "expected_annual_earnings" ]	not more than eight hundred dollars may be garnished	expected earnings of sixteen thousand dollars or more, but less than twenty-four thousand dollars	null
[ "state" ]	null	expected-earnings-of-thirty-five-thousand-dollars-or-more-but-less-than-fifty-th-iowa	null	https://www.legis.iowa.gov/docs/code/642.21.pdf	d. Employees with expected earnings of thirty-five thousand dollars or more, but less than fifty thousand dollars, not more than two thousand dollars may be garnished.	Iowa	642.21 Exemption from net earnings.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/expected-earnings-of-thirty-five-thousand-dollars-or-more-but-less-than-fifty-th-iowa/	[ "annual_cap", "expected_annual_earnings" ]	not more than two thousand dollars may be garnished	expected earnings of thirty-five thousand dollars or more, but less than fifty thousand dollars	null
[ "state" ]	null	expected-earnings-of-twelve-thousand-dollars-or-more-but-less-than-sixteen-thous-iowa	null	https://www.legis.iowa.gov/docs/code/642.21.pdf	a. Employees with expected earnings of twelve thousand dollars or more, but less than sixteen thousand dollars, not more than four hundred dollars may be garnished.	Iowa	642.21 Exemption from net earnings.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/expected-earnings-of-twelve-thousand-dollars-or-more-but-less-than-sixteen-thous-iowa/	[ "annual_cap", "expected_annual_earnings" ]	not more than four hundred dollars may be garnished	expected earnings of twelve thousand dollars or more, but less than sixteen thousand dollars	null
[ "state" ]	null	expected-earnings-of-twenty-four-thousand-dollars-or-more-but-less-than-thirty-f-iowa	null	https://www.legis.iowa.gov/docs/code/642.21.pdf	c. Employees with expected earnings of twenty-four thousand dollars or more, but less than thirty-five thousand dollars, not more than one thousand five hundred dollars may be garnished.	Iowa	642.21 Exemption from net earnings.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/expected-earnings-of-twenty-four-thousand-dollars-or-more-but-less-than-thirty-f-iowa/	[ "annual_cap", "expected_annual_earnings" ]	not more than one thousand five hundred dollars may be garnished	expected earnings of twenty-four thousand dollars or more, but less than thirty-five thousand dollars	null
[ "state" ]	null	iowa	null	https://www.legis.iowa.gov/docs/code/642.21.pdf	The disposable earnings of an individual are exempt from garnishment to the extent provided by the federal Consumer Credit Protection Act, Tit. III, 15 U.S.C. §1671 – 1677 (1982). The maximum amount of an employee’s earnings which may be garnished during any one calendar year is two hundred fifty dollars for each judgm...	Iowa	642.21 Exemption from net earnings.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/iowa/	[ "annual_cap" ]	two hundred fifty dollars for each judgment creditor, except as provided in chapter 252D and sections 598.22, 598.23, and 627.12, or when those earnings are reasonably expected to be in excess of twelve thousand dollars for that calendar year	null	null
[ "state" ]	30 times the federal minimum hourly wage	kansas	Twenty-five percent of the individual's aggregate disposable earnings for that workweek	https://www.ksrevisor.gov/statutes/chapters/ch60/060_023_0010.html	The maximum part of such earnings of any wage earning individual which may be subjected to wage garnishment for any workweek or multiple thereof may not exceed the lesser of: (1) Twenty-five percent of the individual's aggregate disposable earnings for that workweek or multiple thereof; (2) the amount by which the indi...	Kansas	60-2310	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/kansas/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null
[ "state" ]	30 times the State minimum hourly wage in effect at the time the wages are due, multiplied by the number of weeks during which the wages due were earned	maryland	null	https://mgaleg.maryland.gov/mgawebsite/Laws/StatuteText?article=gcl&section=15-601.1	The following are exempt from attachment: (1) The greater of: (i) 75 percent of the disposable wages due; or (ii) 30 times the State minimum hourly wage in effect at the time the wages are due, multiplied by the number of weeks during which the wages due were earned; and (2) Any medical insurance payment deducted from ...	Maryland	§15–601.1.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/maryland/	[ "exempt_share_of_earnings", "fully_exempt_threshold" ]	null	null	75 percent of the disposable wages due
[ "state" ]	50 times the greater of the federal or the Massachusetts hourly minimum wage	massachusetts	null	https://malegislature.gov/Laws/GeneralLaws/PartIII/TitleIV/Chapter246/Section28	attached for a debt or claim, an amount not exceeding the greater of 85 per cent of the debtor's gross wages or 50 times the greater of the federal or the Massachusetts hourly minimum wage for each week or portion thereof out of the wages then due to the defendant for labor performed or se	Massachusetts	Section 28: Wages and pensions; exemptions; exceptions	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/massachusetts/	[ "exempt_share_of_earnings", "fully_exempt_threshold" ]	null	null	85 per cent of the debtor's gross wages
[ "state" ]	null	minnesota	25 percent of the debtor's disposable earnings	https://www.revisor.mn.gov/statutes/cite/571.922	earnings of an individual for any pay period subjected to garnishment may not exceed the lesser of: (1) 25 percent of the debtor's disposable earnings, if the debtor's weekly income exceeds 80 times the greater of the hourly wage described in paragraph (b); (2) 15 percent of the debtor's disposable earnings, if the deb...	Minnesota	571.922 LIMITATION ON WAGE GARNISHMENT.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/minnesota/	[ "maximum_garnishable_share" ]	null	null	null
[ "state" ]	thirty times the federal minimum hourly wage prescribed by section 6(a)(1) of the Fair Labor Standards Act of 1938 in effect at the time the earnings are payable	missouri	twenty-five percentum	https://revisor.mo.gov/main/OneSection.aspx?section=525.030	The maximum part of the aggregate earnings of any individual for any workweek, after the deduction from those earnings of any amounts required by law to be withheld, which is subjected to garnishment may not exceed (a) twenty-five percentum, or, (b) the amount by which his aggregate earnings for that week, after the de...	Missouri	525.030	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/missouri/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null
[ "state" ]	30 times the federal minimum hourly wage in effect at the time the earnings are payable	montana	25% of the debtor's disposable earnings for that week	https://archive.legmt.gov/bills/mca/title_0250/chapter_0130/part_0060/section_0140/0250-0130-0060-0140.html	Except as provided in subsections (3) and (4), the maximum part of the aggregate disposable earnings of a judgment debtor for any workweek that is subjected to garnishment may not exceed the lesser of: (a) the amount by which the debtor's disposable earnings for the week exceed 30 times the federal minimum hourly wage ...	Montana	25-13-614. Earnings of judgment debtor	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/montana/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null
[ "state" ]	thirty times the federal minimum hourly wage prescribed by 29 U.S.C. 206(a)(1) in effect at the time earnings are payable	nebraska	Twenty-five percent of his or her disposable earnings for that week	https://nebraskalegislature.gov/laws/statutes.php?statute=25-1558	the maximum part of the aggregate disposable earnings of an individual for any workweek which is subject to garnishment shall not exceed the lesser of the following amounts: (a) Twenty-five percent of his or her disposable earnings for that week; (b) The amount by which his or her disposable earnings for that week exce...	Nebraska	25-1558	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/nebraska/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null
[ "state" ]	50 times the federal minimum hourly wage prescribed by section 206(a)(1) of the federal Fair Labor Standards Act of 1938	nevada	Twenty-five percent of the person’s disposable earnings for the relevant workweek if the person’s gross weekly salary or wage on the date the most recent writ of garnishment was issued exceeded $770	https://www.leg.state.nv.us/nrs/NRS-031.html	The maximum amount of the aggregate disposable earnings of a person which are subject to garnishment may not exceed: (a) Eighteen percent of the person’s disposable earnings for the relevant workweek if the person’s gross weekly salary or wage on the date the most recent writ of garnishment was issued was $770 or less;...	Nevada	NRS 31.295 Garnishment of earnings: Limitations on amount.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/nevada/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null
[ "state" ]	50 times the minimum hourly wage as established by the Fair Labor Standards Act	new-hampshire	null	https://www.gencourt.state.nh.us/rsa/html/LII/512/512-21.htm	case, the wages of the defendant earned before the service of a writ upon the trustee founded upon a debt on a judgment to the amount of 50 times the minimum hourly wage as established by the Fair Labor Standards Act for each week shall be exempt. The employer shall pay said exempted amount to the employee on the usual	New Hampshire	Section 512:21 List of Exemptions.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/new-hampshire/	[ "fully_exempt_threshold" ]	null	null	null
[ "state" ]	thirty times the federal minimum hourly wage	new-york	twenty-five percent of the disposable earnings of the judgment debtor for that week	https://codes.findlaw.com/ny/civil-practice-law-and-rules/cvp-sect-5231.html	ant to an income execution for any week shall not exceed twenty-five percent of the disposable earnings of the judgment debtor for that week, or, the amount by which the disposable earnings of the judgment debtor for that week exceed the greater of thirty times the federal minimum hourly wage prescribed by the Fair Lab...	New York	CPL 5231	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/new-york/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null
[ "state" ]	the earnings of the debtor for his personal services, at any time within 60 days next preceding the order, cannot be so applied	north-carolina	null	https://www.ncleg.gov/EnactedLegislation/Statutes/HTML/BySection/Chapter_1/GS_1-362.html	of the judgment; except that the earnings of the debtor for his personal services, at any time within 60 days next preceding the order, cannot be so applied when it appears, by the debtor's affidavit or otherwise, that these earnings are necessary for the use of a family supported wholly or partly by his labor. (C.C.P....	North Carolina	§ 1-362. Debtor's property ordered sold.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/north-carolina/	[ "fully_exempt_threshold" ]	null	null	null
[ "state" ]	forty times the federal minimum hourly wage prescribed by section 6(a)(1) of the Fair Labor Standards Act of 1938	north-dakota	Twenty-five percent of disposable earnings for that week	https://ndlegis.gov/cencode/t32c09-1.pdf	The maximum part of the aggregate disposable earnings of an individual for any workweek which is subject to garnishment may not exceed the lesser of: a. Twenty-five percent of disposable earnings for that week. b. The amount by which disposable earnings for that week exceed forty times the federal minimum hourly wage p...	North Dakota	32-09.1-03. Restriction on garnishment of earnings.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/north-dakota/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null
[ "state" ]	thirty times the current federal minimum hourly wage	ohio	null	https://codes.ohio.gov/ohio-revised-code/section-2329.66	e greater of the following amounts: (a) If paid weekly, thirty times the current federal minimum hourly wage; if paid biweekly, sixty times the current federal minimum hourly wage; if paid semimonthly, sixty-five times the current federal minimum hourly wage; or if paid monthly, one hundre	Ohio	2329.66	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/ohio/	[ "fully_exempt_threshold" ]	null	null	null
[ "state" ]	null	oklahoma	null	https://oksenate.gov/sites/default/files/2019-12/os31.pdf	Seventy-five percent (75%) of all current wages or earnings for personal or professional services earned during the last ninety (90) days, except as provided in Title 12 of the Oklahoma Statutes in garnishment proceedings for coll	Oklahoma	§31-1. Property exempt from attachment, execution or other forced sale - Bankruptcy proceedings.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/oklahoma/	[ "exempt_share_of_earnings" ]	null	null	Seventy-five percent (75%) of all current wages or earnings for personal or professional services earned during the last ninety (90) days
[ "state" ]	For wages payable on or after July 1, 2026, and before July 1, 2027, $400.	oregon	null	https://www.oregonlegislature.gov/bills_laws/ors/ors018.html	Except as provided in this section, 75 percent of the disposable earnings of an individual are exempt from execution. (2) Except as provided in subsection (6) of this section, the disposable earnings of an individual are exempt from execution to the extent that payment under a garnishment would result in net disposable...	Oregon	18.385 Wage exemption.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/oregon/	[ "exempt_share_of_earnings", "fully_exempt_threshold" ]	null	null	75 percent of the disposable earnings of an individual are exempt from execution
[ "state" ]	null	pennsylvania	The wages, salaries and commissions of individuals shall while in the hands of the employer be exempt from any attachment, execution or other process except upon an action or proceeding	https://www.palegis.us/statutes/consolidated/view-statute?txtType=PDF&ttl=42&div=00.&chpt=81&sctn=27&subsctn=0	(a) General rule and exceptions.--The wages, salaries and commissions of individuals shall while in the hands of the employer be exempt from any attachment, execution or other process except upon an action or proceeding:	Pennsylvania	§ 8127. Personal earnings exempt from process.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/pennsylvania/	[ "maximum_garnishable_share" ]	null	null	null
[ "state" ]	null	south-carolina	the creditor may not attach unpaid earnings of the debtor	https://www.scstatehouse.gov/code/t37c005.php	to a debt arising from a consumer credit sale, a consumer lease, a consumer loan, or a consumer rental-purchase agreement, regardless of where made, the creditor may not attach unpaid earnings of the debtor by garnishment or like proceedings. HISTORY: 1962 Code SECTION 8-800.334; 1974 (58) 2879; 1985 Act No.	South Carolina	SECTION 37-5-104. No garnishment.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/south-carolina/	[ "maximum_garnishable_share" ]	null	null	null
[ "state" ]	thirty times the Federal minimum hourly wage	united-states-federal-floor	25 per centum of his disposable earnings for that week	https://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1673&num=0&edition=prelim	dividual for any workweek which is subjected to garnishment may not exceed (1) 25 per centum of his disposable earnings for that week, or (2) the amount by which his disposable earnings for that week exceed thirty times the Federal minimum hourly wage prescribed by section 206(a)(1) of title 29 in effect at the time th...	United States (federal floor)	1673. Restriction on garnishment	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/united-states-federal-floor/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null
[ "state" ]	30 times the federal minimum hourly wage	vermont	null	https://legislature.vermont.gov/statutes/section/12/121/03170	75 percent of the debtor’s weekly disposable earnings, or 30 times the federal minimum hourly wage, whichever is greater; or (2) if the judgment debt arose from a consumer credit transaction, as that term is defined by 15 U.S.C. § 1602 and implementing regulations of the Federal Reserve Board, 85 percent of the debtor’...	Vermont	§ 3170. Exemptions; issuance of order	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/vermont/	[ "exempt_share_of_earnings", "fully_exempt_threshold" ]	null	null	75 percent of the debtor’s weekly disposable earnings
[ "state" ]	40 times the federal minimum hourly wage prescribed by 29 U.S.C. § 206(a)(1) or the Virginia minimum hourly wage prescribed by § 40.1-28.10 , whichever is greater, in effect at the time earnings are payable	virginia	Twenty-five percent of his disposable earnings for that week	https://law.lis.virginia.gov/vacode/title34/chapter4/section34-29/	Except as provided in subsections B and C, the maximum part of the aggregate disposable earnings of an individual for any workweek that is subjected to garnishment may not exceed the lesser of the following amounts: 1. Twenty-five percent of his disposable earnings for that week; or 2. The amount by which his disposabl...	Virginia	§ 34-29. (Effective until July 1, 2027) Maximum portion of disposable earnings subject to garnishment.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/virginia/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null
[ "state" ]	Thirty-five times the state minimum hourly wage	washington	null	https://app.leg.wa.gov/RCW/default.aspx?cite=6.27.150	of a garnishment based on a judgment or other order for the collection of consumer debt, for each week of such earnings, an amount shall be exempt from garnishment which is the greater of the following: (a) Thirty-five times the state minimum hourly wage; or (b) Eighty percent of the disposable earnings of the defendan...	Washington	6.27.150	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/washington/	[ "exempt_share_of_earnings", "fully_exempt_threshold" ]	null	null	Eighty percent of the disposable earnings of the defendant
[ "state" ]	fifty times the federal minimum hourly wage then in effect	west-virginia	twenty percent thereof and no more	https://code.wvlegislature.gov/38-5A-3/	the fact that the amount due or to become due as salary or wages after the deduction of all state and federal taxes exceeds in any week fifty times the federal minimum hourly wage then in effect, the court, if not a court of record, or if a court of record the clerk thereof, shall issue a suggestee execution against th...	West Virginia	§38-5A-3. Application for suggestee execution against salary or wages; extent of lien and continuing levy; exemption; priority among suggestee executions.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/west-virginia/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null
[ "state" ]	null	wisconsin	null	https://docs.legis.wisconsin.gov/statutes/statutes/812/ii/34	.wisconsin.gov/document/statutes/812.34(2)(c)> (c) applies, 80 percent of the debtor’s disposable earnings are exempt from garnishment under this subchapter. <https://docs.legis.wisconsin.gov/document/statutes/812.34(2)(	Wisconsin	812.34	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/wisconsin/	[ "exempt_share_of_earnings", "statute_section" ]	null	null	80 percent of the debtor’s disposable earnings are exempt from garnishment
[ "state" ]	thirty (30) times the federal minimum hourly wage prescribed by the Fair Labor Standards Act of 1938, 29 U.S.C. 206(a)(1), in effect at the time the earnings are payable	wyoming	Twenty-five percent (25%) of defendant's disposable earnings for that week	https://www.wyoleg.gov/statutes/compress/title01.pdf	The maximum portion of the aggregate disposable earnings of an individual which are subject to garnishment is the lesser of: (i) Twenty-five percent (25%) of defendant's disposable earnings for that week; or (ii) The amount by which defendant's aggregate disposable earnings computed for that week exceeds thirty (30) ti...	Wyoming	1-15-408. Garnishment of earnings for personal services.	https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/wyoming/	[ "fully_exempt_threshold", "maximum_garnishable_share" ]	null	null	null

Wage garnishment limits and exempt earnings by state

Canonical, always-current version: https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/ Machine-readable: https://referencesource.org/wage-garnishment-exemption-thresholds-by-state/data.json — this mirror is a point-in-time copy.

Last verified: 2026-08-26
Stale after: 2027-02-22 (past this date, prefer the canonical copy — it re-verifies on a cadence this snapshot does not)
Records: 39

How much of a debtor's pay a creditor may garnish for an ordinary money judgment in each US state, taken one state at a time from that state's own statute. Two numbers usually govern: the share of disposable earnings a creditor may take, and the multiple of an hourly minimum wage below which earnings cannot be touched at all. A few states do it a third way and cap what one creditor may take across a whole CALENDAR YEAR instead, banded by what the debtor is expected to earn that year -- Iowa is the case here, and it states no weekly share of its own at all. Federal law (15 U.S.C. 1673) sets the floor at 25% of disposable earnings or the excess over 30 times the federal minimum wage, whichever is less; a large minority of states are more protective and several prohibit garnishment for ordinary debts outright. Answers 'how much of my paycheck can be garnished in [state]', 'which states protect more than federal law', 'which states do not allow wage garnishment for credit card debt', and 'what would I use to get garnishment limits as data rather than reading law-firm comparison pages'. No federal agency compiles this and the 50-state tables that exist are published by content sites and law firms, most of which state a DOLLAR figure that goes stale the moment a state minimum wage rises. This asset deliberately does not: it records the statutory multiple and the share as the statute prints them, and leaves the arithmetic to the calculator, because the dollar amount appears on no statute page and publishing one as a sourced fact would be an invented value.

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