Add concept_taxonomy.yaml

concept_taxonomy.yaml

@@ -0,0 +1,929 @@
+version: v1.0
+n_canonical: 252
+concepts:
+- id: adverse_action_notice
+  definition: Duty to notify and justify denial/counteroffer on a credit application.
+  primary_domain: general
+- id: aircraft_cargo_placement
+  definition: Placement, accessibility, and location of hazmat cargo aboard aircraft
+    (accessible vs inaccessible loading).
+  primary_domain: logistics
+- id: aml_cft_program
+  definition: 'Institution''s AML/CFT internal framework: policies, controls, compliance
+    officer, group-wide and cross-border application.'
+  primary_domain: banking
+- id: aml_training_awareness
+  definition: Staff training and awareness measures to detect and prevent money laundering
+    and terrorist financing.
+  primary_domain: banking
+- id: annual_leave
+  definition: Paid annual leave entitlement, accrual, duration and caps.
+  primary_domain: labor
+- id: anti_discrimination
+  definition: Neutral, non-discriminatory claims settlement barring bias on protected
+    characteristics or territory.
+  primary_domain: insurance
+- id: arson_exception
+  definition: Exception to claim-handling rules where arson or similar wrongful conduct
+    is involved.
+  primary_domain: insurance
+- id: asset_liability_valuation
+  definition: Fair-value, arm's-length valuation of assets and liabilities, including
+    own-credit-standing exclusion.
+  primary_domain: insurance
+- id: authorized_packaging
+  definition: Authorized/combination/non-bulk/bulk packaging types and the shipper's
+    obligation to use packaging authorized for the material.
+  primary_domain: logistics
+- id: auto_repair_freedom
+  definition: Insured's right to choose the repair shop and prohibition on mandating
+    a specific repairer for motor-vehicle claims.
+  primary_domain: insurance
+- id: base_salary
+  definition: Base salary and contractually agreed remuneration.
+  primary_domain: labor
+- id: beneficial_ownership
+  definition: Identification of the natural persons who ultimately own or control
+    a customer or corporate entity, incl. ownership registers.
+  primary_domain: banking
+- id: candidate_verification
+  definition: Verification of a hire's professional and personal aptitudes before
+    engagement.
+  primary_domain: labor
+- id: capital_deductions
+  definition: Items deducted from own funds (intangibles, deferred tax assets, significant
+    investments, credit-risk adjustments).
+  primary_domain: banking
+- id: capital_requirements
+  definition: Minimum and additional capital/own-funds requirements, incl. Pillar
+    2 and buffer-related restrictions.
+  primary_domain: banking
+- id: card_based_payments
+  definition: Card-based payment instruments issued by third parties and related confirmations.
+  primary_domain: banking
+- id: cargo_tank_requirements
+  definition: 'Cargo tank and portable/tank equipment: markings, relief valves, level
+    gauging, filling density, and periodic inspection.'
+  primary_domain: logistics
+- id: carrier_transport_contract
+  definition: 'Logistics: freight/carriage contract, carrier obligations, and liability.'
+  primary_domain: general
+- id: central_counterparty_clearing
+  definition: Clearing of OTC derivatives through central counterparties, incl. QCCP
+    treatment and CCP exposures.
+  primary_domain: banking
+- id: claim_acceptance_or_denial
+  definition: Affirmation or denial of coverage for a claim within a reasonable time,
+    with a stated basis.
+  primary_domain: insurance
+- id: claim_acknowledgement
+  definition: Insurer's prompt acknowledgement and initial communication of receipt
+    of a claim.
+  primary_domain: insurance
+- id: claim_investigation
+  definition: Prompt, reasonable investigation of a claim, including required standards
+    and materiality limits.
+  primary_domain: insurance
+- id: claim_payment_deadline
+  definition: Deadline for actual payment of an accepted claim once due.
+  primary_domain: insurance
+- id: claimant_rights
+  definition: Rights of claimants and insureds during claim handling, including definitions
+    of claimant and first-party claim.
+  primary_domain: insurance
+- id: claims_handling_procedures
+  definition: Insurer's internal written standards, procedures, and claims-agent training
+    for claim handling.
+  primary_domain: insurance
+- id: client_reporting
+  definition: Periodic/durable-medium communications and statements to clients.
+  primary_domain: general
+- id: closure_integrity
+  definition: Requirements that closures, manholes, and seals be leakproof and secured
+    to prevent release.
+  primary_domain: logistics
+- id: coercive_settlement_practice
+  definition: Prohibited coercive or leveraging tactics that pressure claimants (compelling
+    litigation, using coverage as leverage, restricting attorney access).
+  primary_domain: insurance
+- id: collective_bargaining
+  definition: Collective agreements, mandatory negotiation duties and union representation.
+  primary_domain: labor
+- id: compensatory_rest
+  definition: Replacement rest granted when normal rest is reduced or worked.
+  primary_domain: labor
+- id: competent_authority
+  definition: The regulatory/supervisory authorities and standard-setters (EBA, competent
+    authority) and their instruments.
+  primary_domain: banking
+- id: compliance_function
+  definition: Compliance policies, compliance officer, and monitoring of personal
+    transactions/tied agents.
+  primary_domain: banking
+- id: compressed_gas_material
+  definition: Compressed, liquefied, nonliquefied, or refrigerant gases and pressurized
+    receptacles/aerosols as regulated substances.
+  primary_domain: logistics
+- id: conflict_of_interest
+  definition: Identifying and preventing conflicts between interests in a regulated
+    activity.
+  primary_domain: general
+- id: conflicts_of_interest
+  definition: Identification, prevention, and management of conflicts of interest.
+  primary_domain: banking
+- id: consent
+  definition: Free/explicit consent as a validity or processing condition.
+  primary_domain: general
+- id: consumer_credit
+  definition: 'Consumer lending disclosures: loan/finance charges, mortgages, ability-to-repay.'
+  primary_domain: general
+- id: consumer_liability_eft
+  definition: Consumer liability limits and notice requirements for unauthorised electronic
+    fund transfers / access devices.
+  primary_domain: banking
+- id: contract_form_requirements
+  definition: Written/electronic form, language and legibility requirements for the
+    contract.
+  primary_domain: labor
+- id: correspondent_banking
+  definition: Rules for cross-border correspondent relationships, respondent institutions,
+    and payable-through accounts.
+  primary_domain: banking
+- id: corrosive_material
+  definition: Corrosive materials (Class 8) as a regulated substance category.
+  primary_domain: logistics
+- id: cost_and_charge_disclosure
+  definition: Disclosure of all costs and charges associated with an insurance-based
+    investment product.
+  primary_domain: insurance
+- id: coverage_disclosure
+  definition: Disclosure to claimants of applicable coverage, benefits, and policy
+    limits.
+  primary_domain: insurance
+- id: credit_exposure
+  definition: 'Banking: exposures, obligors, default, past-due, collateral, and mortgages.'
+  primary_domain: general
+- id: credit_institution_definition
+  definition: Definitions and scope of credit/financial institutions and deposit-taking
+    activity.
+  primary_domain: banking
+- id: credit_risk
+  definition: Credit-risk exposure measurement, defaults, past-due obligors, and non-performing
+    exposures.
+  primary_domain: banking
+- id: credit_risk_mitigation
+  definition: Recognition of collateral, covered bonds, and other techniques that
+    reduce credit-risk exposure.
+  primary_domain: banking
+- id: creditworthiness_assessment
+  definition: Evaluation of a borrower's creditworthiness and ability to repay.
+  primary_domain: banking
+- id: cross_border_operations
+  definition: Right of establishment / freedom to provide services across jurisdictions.
+  primary_domain: general
+- id: cross_selling
+  definition: Rules on bundled or tied products, component separability, and cost
+    disclosure in cross-selling.
+  primary_domain: insurance
+- id: customer_due_diligence
+  definition: Identifying and verifying customers and understanding the business relationship
+    before/while providing services (CDD/KYC).
+  primary_domain: banking
+- id: customer_identity_verification
+  definition: Verifying the identity of the customer and confirming who holds/controls
+    the account.
+  primary_domain: banking
+- id: cylinder_requalification
+  definition: Periodic requalification, visual inspection, service-pressure verification
+    and pressure-relief-device checks of cylinders.
+  primary_domain: logistics
+- id: cylinder_requirements
+  definition: Compressed-gas cylinder construction, materials (aluminum/DOT-3AL),
+    oxygen service, and filling limits.
+  primary_domain: logistics
+- id: daily_rest
+  definition: Minimum uninterrupted rest between two working days.
+  primary_domain: labor
+- id: dangerous_goods_transport
+  definition: 'Logistics: transport of hazardous/dangerous goods and required notification.'
+  primary_domain: general
+- id: data_protection
+  definition: Protection of personal data and explicit consent to its processing.
+  primary_domain: banking
+- id: definitions
+  definition: Regulatory definitional provisions (business day, form title, working
+    day, etc.).
+  primary_domain: general
+- id: derivatives_reporting
+  definition: Derivative-contract lifecycle events, novation, and reporting to trade
+    repositories.
+  primary_domain: banking
+- id: disclosure_obligation
+  definition: Duty to disclose required information to counterparties or authorities.
+  primary_domain: general
+- id: dismissal_for_cause
+  definition: Termination grounded in employee fault, misconduct or good cause.
+  primary_domain: labor
+- id: dismissal_general
+  definition: Termination of employment by the employer as a general concept.
+  primary_domain: labor
+- id: dismissal_justification
+  definition: Requirement to state and justify a real and serious cause for dismissal.
+  primary_domain: labor
+- id: dismissal_procedure
+  definition: 'Procedural steps for dismissal: interview, summons, registered letter,
+    deadlines.'
+  primary_domain: labor
+- id: dismissal_protection
+  definition: Special dismissal protection for disability, maternity and protected
+    periods.
+  primary_domain: labor
+- id: dismissal_remedies
+  definition: 'Remedies for unlawful dismissal: reinstatement, indemnity, compensation
+    caps, scales.'
+  primary_domain: labor
+- id: distributor_conduct
+  definition: Honest, fair, professional conduct of insurance distributors acting
+    in the client's best interest, including distributor identity and complaints handling.
+  primary_domain: insurance
+- id: dividend_and_financial_misrepresentation
+  definition: Prohibition on misrepresenting dividends, financial condition, or estimates,
+    and on inducing policy replacement or lapse.
+  primary_domain: insurance
+- id: documentation_standard
+  definition: Standards for documentation, record retention, and evidentiary records
+    in insurance operations.
+  primary_domain: insurance
+- id: drum_specification
+  definition: Construction and specification standards for drums and jerricans (steel/aluminum/plastic,
+    1A/1B/1H specs, UV resistance).
+  primary_domain: logistics
+- id: economic_dismissal
+  definition: Dismissal on operational/redundancy grounds not linked to the person.
+  primary_domain: labor
+- id: electronic_documentation
+  definition: 'Logistics: electronic/machine-readable regulatory transport information
+    platforms.'
+  primary_domain: general
+- id: electronic_fund_transfer_errors
+  definition: 'Error resolution for electronic fund transfers: notice, investigation
+    timeline, provisional credit (Reg E).'
+  primary_domain: banking
+- id: electronic_money
+  definition: Electronic money and anonymous prepaid card products and their low-risk
+    derogations.
+  primary_domain: banking
+- id: eligible_own_funds
+  definition: Own funds eligible to cover capital requirements.
+  primary_domain: insurance
+- id: emergency_response_information
+  definition: 'Emergency response and first-aid information: immediate hazards, incident
+    mitigation, spill handling, and response plans accompanying a shipment.'
+  primary_domain: logistics
+- id: employee_registration
+  definition: Registering employees in official registers and transmitting data to
+    authorities.
+  primary_domain: labor
+- id: employee_rights
+  definition: General employee rights, entitlements, information and consultation.
+  primary_domain: labor
+- id: employer_obligations
+  definition: General employer duties and cost-bearing obligations toward employees.
+  primary_domain: labor
+- id: employment_contract
+  definition: The individual employment contract, its essential clauses and formation.
+  primary_domain: labor
+- id: employment_relationship_criteria
+  definition: 'Tests defining an employment relationship: subordination, dependency,
+    substance over form.'
+  primary_domain: labor
+- id: enhanced_due_diligence
+  definition: Heightened AML scrutiny for higher-risk customers, relationships, or
+    jurisdictions.
+  primary_domain: general
+- id: environmentally_hazardous_material
+  definition: Marine pollutants, petroleum oil, and other environmentally hazardous
+    / miscellaneous (Class 9) substances and reportable/hazardous-substance status.
+  primary_domain: logistics
+- id: explosive_material
+  definition: Explosives and explosive articles, including fireworks, cartridges,
+    and detonating cord.
+  primary_domain: logistics
+- id: exposure_class
+  definition: Classification of exposures by counterparty/asset type (retail, residential
+    mortgage, central government, MDBs, etc.).
+  primary_domain: banking
+- id: extraordinary_termination
+  definition: Summary/immediate termination without notice for serious cause and its
+    deadlines.
+  primary_domain: labor
+- id: fair_lending
+  definition: 'Non-discrimination in credit: prohibited bases, marital status, age,
+    childbearing, income, account treatment.'
+  primary_domain: banking
+- id: fair_lending_data_collection
+  definition: Collection of demographic/monitoring data for fair-lending oversight
+    (HMDA, ethnicity/race, dwelling-secured credit).
+  primary_domain: banking
+- id: false_advertising
+  definition: Prohibition on false, deceptive, or misleading advertising, statements,
+    or public dissemination about insurance.
+  primary_domain: insurance
+- id: financial_intelligence_unit
+  definition: The national authority (FIU) that receives, analyses, and acts on suspicious-transaction
+    reports.
+  primary_domain: banking
+- id: fit_and_proper
+  definition: 'Suitability of board members and key staff: knowledge, independence
+    of mind, and directorship limits.'
+  primary_domain: banking
+- id: flammable_liquid_material
+  definition: Flammable and combustible liquids as a regulated material category.
+  primary_domain: logistics
+- id: form_requirements
+  definition: 'Formal requirements: written/registered-letter/language/legibility
+    of documents.'
+  primary_domain: general
+- id: fraud_investigation_and_reporting
+  definition: Special investigation units, mandatory fraud reporting, notification,
+    and referral to authorities.
+  primary_domain: insurance
+- id: fraud_reporting_immunity
+  definition: Civil liability protection and good-faith immunity for parties reporting
+    suspected fraud without malice.
+  primary_domain: insurance
+- id: good_faith_settlement
+  definition: Overarching obligation of good faith and fair dealing in settling and
+    handling claims.
+  primary_domain: insurance
+- id: governance
+  definition: Internal governance, management-body accountability, and organisational
+    arrangements.
+  primary_domain: general
+- id: governance_arrangements
+  definition: Overall internal governance, organisational structure, and sound-management
+    arrangements of the institution.
+  primary_domain: banking
+- id: harassment
+  definition: 'Moral harassment: repeated acts degrading conditions, dignity or career
+    prospects.'
+  primary_domain: labor
+- id: hazard_class_division
+  definition: A specific hazard class or division code (Class 1-9 and their divisions,
+    e.g. 1.1, 2.1, 5.1, 6.1) identifying the primary hazard type.
+  primary_domain: logistics
+- id: hazard_classification
+  definition: The system and act of classifying a material by its hazard nature (assigning
+    class, division, or determining what makes it hazardous).
+  primary_domain: logistics
+- id: hazard_labeling
+  definition: 'Hazard labels and their design/specifications: diamond labels, color,
+    background, durability, weather resistance, and class-specific label types.'
+  primary_domain: logistics
+- id: hazmat_marking
+  definition: 'Required markings on packages: identification number, RQ, orientation,
+    technical name, and non-bulk/bulk marking requirements.'
+  primary_domain: logistics
+- id: hazmat_training
+  definition: 'Hazmat employee training: initial, recurrent (three-year cycle), security,
+    and function-specific training.'
+  primary_domain: logistics
+- id: high_cost_mortgage
+  definition: 'Restrictions on high-cost/higher-priced mortgages: APR thresholds,
+    balloon payment and negative-amortization bans.'
+  primary_domain: banking
+- id: high_risk_jurisdiction
+  definition: Enhanced obligations toward third countries with strategic AML/CFT deficiencies.
+  primary_domain: banking
+- id: ibip_investment_product
+  definition: Insurance-based investment products (IBIP) and their distribution-specific
+    requirements.
+  primary_domain: insurance
+- id: identity_verification
+  definition: Confirming the identity of a customer or beneficial owner from reliable
+    evidence.
+  primary_domain: general
+- id: incident_reporting
+  definition: 'Reporting of hazmat incidents: immediate telephone notification, National
+    Response Center, and written reports (DOT Form 5800.1).'
+  primary_domain: logistics
+- id: inner_packaging_protection
+  definition: Protection of contents via cushioning, inner packaging protection, and
+    safe internal arrangement.
+  primary_domain: logistics
+- id: insolvency_protection
+  definition: Protection of injured third parties against insurer or insured insolvency
+    and mandatory liability-policy provisions.
+  primary_domain: insurance
+- id: insurance_contract
+  definition: Formation, scope, exclusions, premiums, and termination of insurance
+    cover.
+  primary_domain: general
+- id: insurance_distribution
+  definition: Insurance intermediary/distributor conduct, competence, and indemnity
+    duties.
+  primary_domain: general
+- id: insurance_fraud
+  definition: Fraudulent insurance acts including false material statements, application
+    fraud, and workers-compensation fraud.
+  primary_domain: insurance
+- id: insured_duty_to_cooperate
+  definition: Insured's duty to cooperate, submit to examination under oath, and produce
+    books and records.
+  primary_domain: insurance
+- id: insurer_indemnity_offer
+  definition: Insurer's duty to make a timely indemnity offer within statutory deadlines
+    (e.g. three/eight months).
+  primary_domain: insurance
+- id: insurer_liability
+  definition: Insurer's coverage obligations, exemptions, and liability limits.
+  primary_domain: general
+- id: internal_controls
+  definition: Internal control systems, segregation of duties, and internal policies.
+  primary_domain: banking
+- id: internal_model
+  definition: Use, appropriateness, and use-test governance of an insurer's internal
+    model.
+  primary_domain: insurance
+- id: investment_governance
+  definition: Prudent-person principle and governance of investment risk.
+  primary_domain: insurance
+- id: irb_approach
+  definition: Internal ratings-based approach for calculating credit-risk capital
+    requirements.
+  primary_domain: banking
+- id: large_exposures
+  definition: Limits, exemptions, and preferential treatment for large or concentrated
+    exposures.
+  primary_domain: banking
+- id: leverage_ratio
+  definition: Non-risk-based capital-to-exposure measure and its exposure/capital
+    components.
+  primary_domain: banking
+- id: licensing_authorization
+  definition: Requirement to be authorized/licensed to conduct a regulated activity.
+  primary_domain: general
+- id: limited_quantity_exception
+  definition: Limited-quantity, consumer-commodity, small-quantity and packaging exceptions
+    with reduced regulatory burden.
+  primary_domain: logistics
+- id: liquidity_requirements
+  definition: Liquidity standards and requirements imposed on institutions.
+  primary_domain: banking
+- id: lithium_battery
+  definition: Lithium batteries and their specific transport conditions and provisions.
+  primary_domain: logistics
+- id: loading_handling_operations
+  definition: 'Operational safety during loading/unloading and transit: attendance,
+    qualified persons, smoking prohibition, and heat-sensitive handling.'
+  primary_domain: logistics
+- id: management_body
+  definition: The management/supervisory body, its accountability, and chairman/CEO
+    separation.
+  primary_domain: banking
+- id: market_operational_risk
+  definition: 'Banking: market, operational, and other non-credit risk categories.'
+  primary_domain: general
+- id: minimum_capital_requirement
+  definition: Minimum Capital Requirement, its absolute floor, and linear-function
+    calculation.
+  primary_domain: insurance
+- id: minimum_wage
+  definition: Statutory or guaranteed minimum wage floor.
+  primary_domain: labor
+- id: misrepresentation_of_policy
+  definition: Prohibition on misrepresenting policy provisions, coverage, benefits,
+    or facts relevant to a claim.
+  primary_domain: insurance
+- id: money_laundering
+  definition: Predicate offences and proceeds-of-crime concepts underlying AML controls.
+  primary_domain: general
+- id: money_laundering_terrorist_financing
+  definition: 'The underlying financial-crime risks the AML/CFT regime targets: money
+    laundering, terrorist financing, and predicate offences.'
+  primary_domain: banking
+- id: night_work
+  definition: Definition, limits, and health protections specific to night-shift work.
+  primary_domain: labor
+- id: non_discrimination
+  definition: General prohibition of discrimination in employment.
+  primary_domain: labor
+- id: notice_period
+  definition: Advance notice required before termination, including seniority-based
+    and minimum notice.
+  primary_domain: labor
+- id: occupational_health_safety
+  definition: Prevention of occupational risk and worker health/safety protection.
+  primary_domain: general
+- id: on_call_duty
+  definition: On-call, stand-by and readiness time and how it counts as working time.
+  primary_domain: labor
+- id: ongoing_monitoring
+  definition: Continuous scrutiny of transactions and updating of customer information
+    throughout the relationship.
+  primary_domain: banking
+- id: order_execution
+  definition: 'Handling of client orders: prompt/fair/expeditious execution and order
+    sequencing.'
+  primary_domain: banking
+- id: other_termination_modes
+  definition: Termination by resignation, mutual dissolution agreement, and their
+    effectiveness.
+  primary_domain: labor
+- id: overdraft_opt_in
+  definition: Overdraft service consumer opt-in/consent requirements for ATM and debit-card
+    transactions.
+  primary_domain: banking
+- id: overtime
+  definition: Work beyond normal hours and its premium/increment compensation.
+  primary_domain: labor
+- id: own_funds
+  definition: Regulatory capital of an institution and its components (CET1, Tier
+    1, Tier 2, reserves, share premium, retained earnings).
+  primary_domain: banking
+- id: oxidizer_material
+  definition: Oxidizing substances as a regulated material category.
+  primary_domain: logistics
+- id: packaging_performance_testing
+  definition: Packaging design qualification, performance testing, and periodic retesting
+    (drop, hydrostatic, leakproofness, type testing).
+  primary_domain: logistics
+- id: packing_group
+  definition: The packing group (I/II/III) indicating degree of danger within a hazard
+    class.
+  primary_domain: logistics
+- id: paid_leave
+  definition: Paid annual-leave entitlement, accrual, and caps.
+  primary_domain: general
+- id: party_roles
+  definition: 'Definition of the parties: employee and employer.'
+  primary_domain: labor
+- id: pay_equity
+  definition: Equal pay, gender pay gap and non-discrimination in remuneration.
+  primary_domain: labor
+- id: payment_data_protection
+  definition: Protection of sensitive payment data and secure open-standards communication.
+  primary_domain: banking
+- id: payment_initiation_services
+  definition: Third-party payment initiation/account services (PISP, ASPSP) and funds-availability
+    confirmation.
+  primary_domain: banking
+- id: payment_services
+  definition: 'Payment/EFT services: initiation, execution, authentication, error
+    resolution.'
+  primary_domain: general
+- id: personal_dismissal
+  definition: Dismissal for reasons inherent to the person requiring real and serious
+    cause.
+  primary_domain: labor
+- id: placarding
+  definition: Placards and vehicle/tank markings displaying hazard information on
+    transport units, including orange panels and square-on-point placards.
+  primary_domain: logistics
+- id: policy_nonrenewal_notice
+  definition: Advance-notice requirements and timelines for policy nonrenewal of covered
+    policies.
+  primary_domain: insurance
+- id: policy_nullity_for_misrepresentation
+  definition: Nullity of the contract for the insured's intentional false declaration
+    or concealment, with retention of premiums.
+  primary_domain: insurance
+- id: policy_provisions
+  definition: Substantive terms, provisions, limits, and mandatory clauses of an insurance
+    policy.
+  primary_domain: insurance
+- id: policyholder_protection
+  definition: Safeguards for policyholders including insolvency and direct-action
+    rights.
+  primary_domain: general
+- id: politically_exposed_person
+  definition: Special AML category for high-profile public officials and associates.
+  primary_domain: general
+- id: pre_contractual_disclosure
+  definition: Information the distributor must provide to customers before contract
+    conclusion or before purchase.
+  primary_domain: insurance
+- id: pre_employment_information
+  definition: Information and consent duties owed before work starts or contract conclusion.
+  primary_domain: labor
+- id: product_oversight_governance
+  definition: Manufacturer's product approval, oversight, and governance obligations
+    for insurance products.
+  primary_domain: insurance
+- id: prompt_fair_settlement
+  definition: Duty to attempt prompt, fair and equitable settlement of claims where
+    liability is reasonably clear.
+  primary_domain: insurance
+- id: prompt_payment_penalty
+  definition: Penalties, penalty interest, damages, or attorney fees for delayed or
+    late claim payment.
+  primary_domain: insurance
+- id: proof_of_loss
+  definition: Requirements and standards for the insured's proof of loss and information
+    supporting a claim.
+  primary_domain: insurance
+- id: proper_shipping_name
+  definition: The proper shipping name, basic description, or technical name used
+    to describe the material in transport documents and markings.
+  primary_domain: logistics
+- id: proportionality
+  definition: Applying requirements proportionately to size, nature, and complexity.
+  primary_domain: general
+- id: prudential_supervision
+  definition: Authority-led oversight of financial-institution soundness and solvency.
+  primary_domain: general
+- id: rate_regulation
+  definition: Rate standards prohibiting excessive, inadequate, or unfairly discriminatory
+    rates, and risk classification.
+  primary_domain: insurance
+- id: real_estate_exposure
+  definition: Treatment of exposures secured by residential or commercial immovable
+    property.
+  primary_domain: banking
+- id: record_keeping
+  definition: Retention of transaction records and documentary evidence for compliance.
+  primary_domain: general
+- id: record_keeping_reporting
+  definition: Record-keeping, reporting deadlines, and additional regulatory reporting
+    obligations.
+  primary_domain: banking
+- id: recordkeeping_retention
+  definition: Retention of transport records, manifests, and reports for required
+    periods.
+  primary_domain: logistics
+- id: regulatory_definitions
+  definition: Definitional and general-principle provisions (business day, notice
+    of claim, general principles, proportionality).
+  primary_domain: insurance
+- id: regulatory_penalty
+  definition: Assessment of penalties and defenses, including good-faith defense,
+    remedial measures, compliance history, and extraordinary circumstances.
+  primary_domain: insurance
+- id: regulatory_reference
+  definition: Regulatory scope, definitions, applicability, and reference materials
+    (hazmat table, UN Manual of Tests and Criteria, HM column).
+  primary_domain: logistics
+- id: regulatory_standards
+  definition: Technical standards, delegated acts, and other secondary regulatory
+    instruments.
+  primary_domain: banking
+- id: remedies_framework
+  definition: Cumulative, non-exclusive nature of statutory and common-law remedies
+    available to claimants.
+  primary_domain: insurance
+- id: remuneration
+  definition: General pay, salary, wages and their definition and components.
+  primary_domain: labor
+- id: remuneration_and_conflicts
+  definition: Disclosure of remuneration and identification and management of conflicts
+    of interest in distribution.
+  primary_domain: insurance
+- id: remuneration_policy
+  definition: Remuneration and variable-remuneration policies and restrictions.
+  primary_domain: banking
+- id: reporting_obligation
+  definition: Duty to report events/data to regulators (derivatives, RTS, timestamping).
+  primary_domain: general
+- id: rest_breaks
+  definition: In-shift breaks and minimum break duration during the working day.
+  primary_domain: labor
+- id: rest_periods
+  definition: Mandated breaks, daily/weekly rest, and compensatory rest.
+  primary_domain: general
+- id: risk_assessment
+  definition: Identifying, analyzing, and rating risks (financial, operational, occupational).
+  primary_domain: general
+- id: risk_based_approach
+  definition: Calibrating controls/vigilance to assessed risk levels (banking/AML).
+  primary_domain: general
+- id: risk_management
+  definition: Systems, frameworks, and capacity for managing and bearing risk.
+  primary_domain: general
+- id: risk_management_framework
+  definition: Risk management function, risk committee, risk appetite/strategy, and
+    sound-risk-management requirements.
+  primary_domain: banking
+- id: risk_management_system
+  definition: Risk-management system, continuous risk monitoring, and treatment of
+    risk interdependencies.
+  primary_domain: insurance
+- id: risk_prevention_planning
+  definition: Risk assessment and prevention/protection plans for the workplace.
+  primary_domain: labor
+- id: risk_weighted_exposure
+  definition: Risk weighting of exposures and computation of risk-weighted exposure
+    amounts.
+  primary_domain: banking
+- id: route_selection
+  definition: Routing controls for high-hazard shipments, including radioactive routing
+    and route selection based on risk.
+  primary_domain: logistics
+- id: safety_device_article
+  definition: Manufactured safety devices such as air-bag inflators and seat-belt
+    pretensioners (UN3268) as regulated articles.
+  primary_domain: logistics
+- id: scope_applicability
+  definition: Provisions defining coverage, applicability, thresholds, and time periods.
+  primary_domain: general
+- id: segregation_stowage
+  definition: Segregation, compatibility, and stowage of incompatible materials and
+    cargo securement/attendance during transport.
+  primary_domain: logistics
+- id: settlement_amount_adequacy
+  definition: Requirement that settlement offers be fair and reasonable, prohibiting
+    lowball offers relative to claim value.
+  primary_domain: insurance
+- id: settlement_basis_and_scope
+  definition: Basis, method, and scope of settlement including replacement cost, partial
+    payment, releases, and covered damage.
+  primary_domain: insurance
+- id: settlement_timeline
+  definition: Statutory or regulatory time limits governing claim handling, response,
+    and settlement steps.
+  primary_domain: insurance
+- id: shift_work
+  definition: Organisation of work in shifts and related derogations.
+  primary_domain: labor
+- id: shipper_certification
+  definition: The shipper's/consignor's certification statement and responsibility
+    that the shipment is properly prepared and offered for transport.
+  primary_domain: logistics
+- id: shipping_paper
+  definition: The shipping paper / transport document itself, its preparation, content,
+    entries, and legibility.
+  primary_domain: logistics
+- id: simplified_due_diligence
+  definition: Reduced CDD measures permitted for demonstrably low-risk customers,
+    products, or transactions.
+  primary_domain: banking
+- id: solvency_capital
+  definition: 'Insurance: solvency, technical reserves, eligible own funds, and capitalisation.'
+  primary_domain: general
+- id: solvency_capital_requirement
+  definition: Solvency Capital Requirement and related overall solvency needs of the
+    insurer.
+  primary_domain: insurance
+- id: sources_of_law
+  definition: Non-statutory sources such as collective, local and professional customs.
+  primary_domain: labor
+- id: spill_discharge_response
+  definition: Spill/discharge response planning and cleanup actions, including contamination
+    removal and discharge response.
+  primary_domain: logistics
+- id: strong_customer_authentication
+  definition: Strong customer authentication (SCA), its exemptions, and personalised
+    security credentials.
+  primary_domain: banking
+- id: subsidiary_hazard
+  definition: A secondary/subsidiary hazard or compatibility grouping in addition
+    to the primary hazard class.
+  primary_domain: logistics
+- id: suitability_assessment
+  definition: Assessment of the client's knowledge, experience, risk tolerance, and
+    ability to bear losses to determine product suitability.
+  primary_domain: insurance
+- id: sunday_holiday_rest
+  definition: Rest on Sundays and public holidays, prohibitions and substitute rest.
+  primary_domain: labor
+- id: supervisory_authority
+  definition: The competent body empowered to authorize, supervise, and enforce.
+  primary_domain: general
+- id: supervisory_powers
+  definition: Powers and actions of competent/supervisory authorities over institutions.
+  primary_domain: banking
+- id: supervisory_review
+  definition: Supervisory review and evaluation process (SREP), stress testing, and
+    proportionality.
+  primary_domain: banking
+- id: suspicious_activity_reporting
+  definition: Obligation to report suspected money laundering/terrorist financing
+    to authorities.
+  primary_domain: general
+- id: suspicious_transaction_reporting
+  definition: Obligation to report suspicious transactions/activity to authorities,
+    and related recognition duties.
+  primary_domain: banking
+- id: sustainable_development
+  definition: Environmental protection and sustainability as regulatory objectives.
+  primary_domain: general
+- id: system_of_governance
+  definition: Overall system of governance, organisational arrangements, and conflict-of-interest
+    prevention at insurer level.
+  primary_domain: insurance
+- id: technical_provisions
+  definition: Technical provisions calculated on a market-consistent, transfer-value,
+    prudent basis.
+  primary_domain: insurance
+- id: termination_of_employment
+  definition: Dismissal, notice, redundancy, mutual/unilateral and by-law termination
+    of employment.
+  primary_domain: general
+- id: terrorist_financing
+  definition: Financing of terrorism as a regulated financial-crime risk.
+  primary_domain: general
+- id: third_party_liability_claim
+  definition: 'Third-party liability insurance mechanics: defense, indemnity, subrogation,
+    recourse, and third-party rights (incl. RC auto / Haftpflicht).'
+  primary_domain: insurance
+- id: toxic_material
+  definition: Poisonous/toxic materials and poison-inhalation-hazard substances, including
+    toxicity and inhalation-zone criteria.
+  primary_domain: logistics
+- id: transaction_monitoring
+  definition: Screening and analysis of transactions to detect unusual, suspicious,
+    or anomalous activity.
+  primary_domain: banking
+- id: transparency
+  definition: General principle of openness and clear communication to stakeholders.
+  primary_domain: general
+- id: transport_authorization
+  definition: 'Logistics: operator/community licences, market access, cabotage, and
+    profession access.'
+  primary_domain: general
+- id: transport_by_air
+  definition: 'Air-transport requirements: passenger vs cargo aircraft limits, cargo-aircraft-only,
+    carry-on/baggage rules, and quantity limitations.'
+  primary_domain: logistics
+- id: transport_by_highway
+  definition: Highway/road transport requirements for vehicles carrying hazardous
+    materials, including stowage and fire-extinguisher rules.
+  primary_domain: logistics
+- id: transport_by_rail
+  definition: Rail transport requirements including rail acceptance and shipper certification
+    for rail.
+  primary_domain: logistics
+- id: transport_by_vessel
+  definition: Vessel/marine transport requirements including cargo transport units
+    and vessel stowage.
+  primary_domain: logistics
+- id: transport_marking
+  definition: 'Logistics: marking of packages/shipments (shipping name, ID, inhalation
+    hazard).'
+  primary_domain: general
+- id: un_number_identification
+  definition: The UN/identification number, EX/FC number, or numeric identifier assigned
+    to a hazardous material.
+  primary_domain: logistics
+- id: unauthorised_transaction_liability
+  definition: Liability, refunds, and account restoration for unauthorised or fraudulent
+    payment transactions.
+  primary_domain: banking
+- id: unfair_claims_practice
+  definition: General prohibition on unfair or deceptive claim settlement practices,
+    including as a general business practice.
+  primary_domain: insurance
+- id: unfair_dismissal
+  definition: Dismissal lacking valid justification and its legal qualification.
+  primary_domain: labor
+- id: vehicle_as_cargo
+  definition: Vehicles, engines, and internal-combustion machinery shipped as cargo,
+    including fuel-tank draining requirements.
+  primary_domain: logistics
+- id: vehicle_decontamination
+  definition: Inspection and decontamination of aircraft/vehicles for residual contamination
+    after hazmat carriage.
+  primary_domain: logistics
+- id: vehicle_inspection
+  definition: Pre-inspection and vehicle-inspection requirements for automobile physical-damage
+    coverage at inception.
+  primary_domain: insurance
+- id: vulnerable_workers
+  definition: Special rules for young workers and other protected worker categories.
+  primary_domain: labor
+- id: waiver_and_settlement
+  definition: Waiver of claims, conciliation and settlement around termination disputes.
+  primary_domain: labor
+- id: waste_manifest
+  definition: Hazardous waste manifest documentation (EPA Form 8700-22), generator/carrier
+    signatures and retention.
+  primary_domain: logistics
+- id: weekly_rest
+  definition: Minimum weekly rest period and consecutive rest hours.
+  primary_domain: labor
+- id: wet_battery
+  definition: Wet/electric storage batteries, electrolyte handling, upright stowage,
+    and short-circuit/heat prevention.
+  primary_domain: logistics
+- id: worker_eligibility
+  definition: Employee/employer status, thresholds, and eligibility for statutory
+    protections.
+  primary_domain: general
+- id: worker_health_surveillance
+  definition: Medical examinations, health monitoring and fitness of (night) workers.
+  primary_domain: labor
+- id: worker_wellbeing
+  definition: Physical and mental health, dignity and adapted work organisation.
+  primary_domain: labor
+- id: working_time
+  definition: Limits on daily/weekly working hours and averaging/reference periods.
+  primary_domain: general
+- id: working_time_derogation
+  definition: Sectoral/collective exceptions extending working time or reducing rest.
+  primary_domain: labor
+- id: working_time_limits
+  definition: Statutory caps on daily/weekly working hours and reference/averaging
+    periods.
+  primary_domain: labor
+- id: workplace_safety
+  definition: Employer duty to ensure health and safety and prevent occupational risks.
+  primary_domain: labor